Thomas County cat. [volume] (Colby, Kan.) 1885-1891, 1886-03-11
PERTINENT FACTS.
COmmon-Sense Advice to Farmers VIII
Wish to Sell Their Land.


Wish to Sell Their Land.
81 want to sell my farm" This is
the conclusion of too many comfortable
farmers. 1t is true, there are many
trials and tribulations which compel
men, reluctantly. to come to this con.
clusion. Farm hands are unreliable,
wasteful and uncertain. They do SC
many things wrong. and by lack of care
destroy more than they earn. They are
not there when most needed. With
large herds for the size of the farm. they
require attention. and large amount
of work to|take care of them. The
farm hands think if they leave Saturday
night and return Monday morning they
are all right. This throws upon the
owner the entire care of the stock, in
Guiding milking on Sundays, making it
to him the hardest days work of the
week. And after various trials from
bad hands, and some other backsats, he
concludes to sell. and move to the town
or city, and invest his money in some
other business.
Let us look at this conclusion. Sup
pose the farm and stock will sell for
$4,000. He takes $4,000 to buy himself
only tolerably comfortable house in
town to live in. Probably the carriage
used on the farm and the furniture
used in the farm house. will not be in
style to suit the family in their new
relation. In fitting up in various ways
it may take $4,000 more. This leaves y
capital of $4,000. This must be in
vested in profitable business, or loaned
to raise the means to live on.
To 90 into business new to him four
times out of five. it results in failure
and the loss of all his surplus money
He finds in all branches of trade, sharp,
experienced men. who have made it a
life-study. and they resort to all of the
tricks and advantages of trade of
which he is ignorant. Do not, we
beg of YOU. 90 into business in that
way The safest investment would be
in Government bonds. but $4,000 ut
four per cent. would only yield the sum
of $500 per year. which will scarcely
bridge over four months instead of Il
year. But it might be loaned on real
estate, on county and city property ut
seven or eight per cent. But it takes
a careful business man who is prepared
to meet all of the sharp games
which are used to get a mans
money without ever paving it
back. And but few men who are
have spent their lives on a farm are
competent to watch all the corners. de-
eide on the titles, value and prospects of
real estate to secure loan. And even
if they are, much of his money will re-
main idle waiting for good opportunities
to invest. And it would be a fair calcu-
lation to estimate that $4,000 out of
$4,000 could probably be constantly
interest. This ut per cent.
would yield for the support of the family
800 per year. A man who has always
lived on a farm might suppose he could
live on that sum in the city. But we
assure him with that sum to live on he
would constantly feel like a beggar. and
sigh for the labor. drudgery and dis
comforts of the farm. Better stay there.
Besides the support of the family. the
taxes in the city are a serious burthen.
The $4,000. whether loaned or not.
would be appraised at about 81. 800. The
tax on this at five per cent, the annual
rate, would be 1890 per year, and on his
house probably 500 more, making taxes
$3.50, leaving for family expenses S2lO.
These are no imaginary figures, but
what seven years experience in Des
Moincs has taught us.-IoUa State Reg
lister.