New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1886-02-24

The lot is worth 5000 if it is worth
AGENT, he declared, land / could buy
it for 5000 cash. In two years it will
be worth twice the money"
Let's buy it, . said the wife.
"What With"
With my building association
money, of course
And then Mrs. Hunter surpried Mr..
Hunter by showing him the last quar-
terly statement She had paid onher
shares S588. so, and she could now
withdraw S726.3O. Nor was that all
she had saved in cash and tucked
away In the middle bureau drawer
more than $3.50, and she didn't see
why they should not buy the lot.
The next day she went to the office
Of the association and told the secre-
tary she wanted to withdraw her
shares and get the money on them.
But why withdraw" asked the sec
rotary; If it is money you need, de
post your certificates as collat-.
eral security, and we will loan
you the money. You can keep
your shares up just the same. It
is Tor your interest to do sol" She
took his advice, left her GER
tlficates, and carried away with
her $3.50, the cash on a loan OF 5000
with the 25 per cent premium deduct
ed. With this $3.50 and the so saved
the lot was purchased before dark and
Mr.. Hunter felt proud OF his wife. But
still he would not interest himself in
details OF the building association. sit
is your scheme, wife, y he would say,
"and you have done so we'll thus far,
just you keep it up. Ishan't NEEDLE
for fear of spelling everything
Another year passed, during which
Mrs. Hunter had need OF all her econ
omy. Besides the 1915 a week due
she had now to pay 81 a month inter-
est, but Mr.. Hunter proved himself
worthy helpmeet to so good a wife by
walking to and from town and carry
ing his lunch.
"Pm tired Of riding in Jones old
street cars, anyway" he said,
"and Pm also tired OF the res
taurants. I believe it is healthier to
walk and to eat a snug little lunch
than to ride in the stuffy old cars and
swallow the poorly cooked stuff we
get downtown"
This was a great help to Mrs. Hun
ter, for it enabled her to cut Henry's
allowance down one half, and that
more than paid theinterest. And so
the little roll in the middle bureau
drawer began to grow again. At the
end OF the year Mrs. Hunter surprised
her husband by proposing to build a
house OF their own on the lot they
had purchased. OF course he consent
ed, and such a delightful time they did
have looking up plans and figuring on
specifications. At last they agreed
upon a snug cottage costing only
$500, and both expressed their sur
prise upon discovering what nice lit
tie house could be built for that sum
when one pays cash for every thing.
'tBut can we raise $15OO?" queried
Mr.. Hunter, a little incredulous, not
withstanding his increased respect for
his wife's fnanciering and the mystic
rious building association.
81 think we cam" she replied, and
next morning she put on her wraps
and called on the secretary, whose
smiling face she knew so we'll on ac-
count OF her regular weekly visits with
the dues.
s1Of course you can have $780,"
sand the secretary, promptly. You
have thirty shares, on only seven Of
which you borrowed. There are
tWenty-three remaining, and on each
OF these you can borrow 500, less
25 per cent. premium. That will give
you $l725, which is more than you
want
And BESIDES" said Mrs. Hunter.
her pride mastering her modesty,"
"Tve got $75 in the bureau drawer at
home, and that may come in handy"
So arrangements were made for
building the cottage. The contract
with the builder was signed, the mort
gage to the association executed, and
the little house grew quickly, being all
the time closely watched by Mr. and
Mrs. Hunter. At length it was finish
ed, the contractor went to the build
ing association for his money, insur-
ance was taken out, and the Hunters
moved in. At last they had home
OF their own-it was at least partially
theirs-and how nice and clean and
bright and sunny everything was, and
with what pride they fitted the car
pets and the curtains and arranged
their humble stock Of furniture in The
coy rooms.
Mrs. Hunter still Kept the family
finances in her own hands. She paid
everything and bought everything.
There was now to pay 1918 q week
dues on the shares, 81 month inter-
est on the $3.50 borrowed for the lot,
and $13.33 month interest on the