The progressive farmer. [volume] (Winston, N.C.) 1886-1904, 1886-11-24

ers in my section made the most
they wore and ate; if they did not
they did without. We buy at the
store more than we should. Most
any man on the land we have
around here can live and make
money alone by farming, if he will
only try. Notwithstanding the low
price Of -four there is money to be
made in raising wheat, but we must
quit the indiscriminate buying of so
much phosphate. / believe in the
use Of phosphate but we must not
go in debt for it. The large per
cent on time buyers eats up the
profits. Mr.. John Dorsett is making
nice money on cattle He has just
sold milch COW to neighbor for
$50.
There is big money on clover as
an improver of land The hay and
seed make also a handsome income
One Of my neighbors, G.. P. Keerans,
sold Oft two acres of clover twenty
one dollars worth of hay and kept
six one-horse loads for his own use,
and realized twenty-eightd dollars for
seed OF the second crop, making a
total of $62, besides leaving the land
in the very best condition for a
wheat crop. Herein lies the great
value Of clover, you reap a paying
crop and at the same time enrich
your land. Wheat drills, reapers,
mowers, horse rakes and improved
farm implements generally make us
farm better, and enable us to do
more of it ourselves and thereby be
independent Of uncertain labor
ID. M. Payne. To make surplus
and place it where it is secured
without detriment to the capital in
vested is the key to success in any
enterprise. Banking institutions
are not always safe. Some of them
fail. A person having surplus and
a safe depository for it is financially
sound and happy SO far as this
worlds goods can make him. To
claim such depository would seem
absurd, but such is in reach of every
young farmer and that too without
the expense Of a paid set of officers
at large salaries, such as presidents,
cashiers, tellers and directors. Banks
fail when officials act perfunctory.
To sail clear of such breakers the
farmer should have one Of his own
Offered by himself: Such one
was established when this planet
was hurled into motion, which gave
us the seasons, and branches
have been chartered at the ex-
ecution of every deed Of con-
veyance since. The landlord who
has paid up stock in such is the
happy possessor of one of his own;
50 secure that moth nor rust cannot
corrupt, nor thieves break through
and steal. None so needy as to steal
dirt. Now to operate such an insti-
tuition successfully is plain and COM
raratively easy. 1t only requires
honest, manly, healthy labor, which
none should evade. Manage to keep
the farm at or above par by an in
crease of fertility To do this all
cumberers should be destroyed at a
stage that precludes the possibility
of seeding either at the root or
bloom. Never suffer your stock to
depreciate on your hands. Never
draw from it only for family supplies
and on no account let them exceed
your deposits. Draws for fertilizers
of whatever kind and prudently
made must be placed in the credit
column, which will strengthen the
stock in trade. Prudent purchases
of fertilizers are good investments
and always pay a handsome divi-
dend. In this way you may make
safe deposits for all surpluses. This
is the farmers bank. With the
management indicated I have never
known one to suspend. One mistake
often made is purchasing more land
than you can pay for, and thus bur
den yourself with accumulating
interest, goes in the debt column.
This cripples energy and fertility,
and has depreciating tendency,
mildly called in financial circles en-
barrassment The limit of yield has
never been reached. 1t is mathe-
matical problem to be solved by an
increasing geometrical progression.
Whan one limit ia found another is