The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1886-09-05
GETTING A HOME.


being the proprietor of the house one lives in.
The officially, in most cases, is that the work
ingman is not able, or thinks he is not, to
save enough to make a start. And if he does
get few dollars ahead, it is not enough, so
there is little incentive to save, so slow seems
the accretion and so doubtful and unpromis-
ing the outcome of this trying economy. Not
one man and woman in a hundred is able to
successfully accumulate by the old sugar-bowl
method-that of laying aside a few cents,
quarter or half dolar week. until such time
as the amount is formidable enough to &C
complish anything toward getting a
home. There are couples who have
done this, and such have prospered
in the end, just as they deserved to, and real
lied what it was to live in their own home.
From the small beginning they made their
way to more and more until in the end they
had something like competency. The hard
est 'pull" was to get the first hundred dollars,
perhaps; the second hundred came easier and
the third still easier and so on. But the old
way was very laborious, and the end was hard
to see from the outset. Many essayed the
task, but few accomplished their ambition.
A glance over the history of those men who
have come up from the ranks of artisans to
something like independence, and in some in
stances to wealth. would reveal, if all were
known, that they were not above practicing
economy, and were determined enough to hold
on to the few dollars, the ''nest egg" they
had laid aside to grow while they worked for
more.
But now an easier and speedier way is pro-
vided, and one that is perfectly safe and le-
ultimate. There is hardly man who works
with his two hands but is able to take few
shares in some building association. The dol
lar or more a week that is invested in one of
these is not only saved, but will begin grow
ing from the moment it is deposited until at
last there are hundreds there almost before
the investor realizes it. Or, if heprefers, the
may buy the house he lives in, and, instead Of
paying rent month after month, ne can keep
up bis dues by paying the same to some asso-
citation, and, at the end of a certain term of
years, the house is his without having missed
the money at all. In this way the seventy
building associations of the city of Indianap-
IL
State will prove of inestimable benefit to the
working men and women who wish to Sc
cure to themselves and their children a
home. Many man throws away enough
money to buy and pay for
home for himself and those dependent upon
him. The cigar and liquor bills of the peo-
pie of Indianapolis would build and equip hun
dreds OF comfortable homes every year. Let
some of the beer money go to the building as
ISOLATION, and it will not be long until you
are independent of the landlord, with no dan
ger of having your rent raised or being turned
out of house at the beginning of winter. The
man with his own roof over him is independ-
ent in this country. 1t is comparatively easy
for man to earn enough, even in the dullest
seasons, to pay for the food and clothing that
his family needs. The beginning of success
| is offered in these associations, and there is
next to no risk at all in placing money in them.
If any man is inclin ed to think there is no way
for him to get out of the rut of poverty and
dependence, let him look into the workings of
one of these associations, and see what he
can do by becoming a member of one of them.
If he does not wish to borrow money to build
home, he can content himself with becom-
ing a shareholder and participation in the prof
it's that are reaped from them. They are so
arranged that spectators cannot control them,
for generally no one subscriber is allowed to
take more than certain limited number of
shares so that the profits must 60 largely to
the small holders-the men and women who
| pay fifty cents or a dollar or more a week.
There is an opening here that no Industrious
man can afford to ignore. In a modest and
sure way these associations present an oppor-
tunity for any honest man to become indie
pendent and live under his own roof and to
pay no man tribute. Their merits should be
investigated, and if they are there will be
other thousands in this city and State who
viii begin reaping the benefit of membership
| in them.
The claim made by the managers of the
| American 0nera Connanu that fhau ,,n,,at