The Anderson intelligencer. [volume] (Anderson Court House, S.C.) 1860-1914, 1886-07-29
Debts.
An honest mans the noblest work Of God

An honest mans the nopleSt WolK VI ooo'
Pope.
"I am in debt" Well, to say the
least, you are certainly unfortunate. 1t ie
possible, however, that this condition OF
things may have arisen without design
on your part, for with the best Of purpo.
ses we are liable to miscalculate; but
oftener our pecuniary embarrassmenta
are the product of downright carelessness.
Our slipshod way of doing business, our
frecnees of expenditure and want OF
economical habits are, in most cases, the
causes of our inyolvment. But whatever
may have been the cause, make your
arrangements at once to relieve yourself
of these embarrassments by economy and
frugality in your expenditures and thrift
in your habits.
l. Understand what you owe, and the
rate of interest at which the debt is in
creasing. 1t is shame to man to let
his debts get beyond his knowledge. To
say the least, it argues criminal negli'
gence, and certainly smacks of dishones-
ty. To accomplish your purpose, make
the best arrangement you can with your
creditors. Christ says: agree lar..
range) with thine adversary (creditor)
quickly while thou art in the way with
him."
2. Determine to pay. If you cannot
pay the whole debt, pay part. Ii you
canno, pay hundred dollars, pay fifty !;
if you cannot pay fifty, pay ten; if you
cannot pay ten, pay FIVE; il you cannot
pay Eve, pay one-but pay:
8. Keep on good terms with your cred.
itors. It argues badly when man who
owes money falls out with his creditors.
Some persons seem to think that 8 credi.
tor has no rights. Ifhe is not as indul-
gent as you desire, regard him not as an
enemy. He has rights, and he wishes TO
protect them. Ponder pon5the words OF
Solomon, s'The borrower is servant to the
lender" and escape from this bondage as
soon as possible.
4. Never deceive him to whom you owe
money. Do not make rash promises to
meet payment. Let not the importantly
OF creditor lead you into lying. MAIN
tain q reputation with your creditor tor
scrupulous truth and honesty.
8. Never suffer yourself to grow easy
under debt. As soon as this indifference
is permitted to steal upon you, you are
dishonest. It is far better to feel the
chafng the yoke than to become calloua
to its CALLING friction. There is always
more hope when sick person has lthe
vitality .to. feel his sickness than when be
becomes insensible to his condition. a
man who has so far thrown off his pecu;;
mary obligations as MOTTO be troubled
about them, has become dishonest man
and an object slave. BE will never pay
his debts. He has settled upon his con.
dition of debt as his heritage for life.
6. If your obligation is "security
debt" remember, it is as legally and NOR,
slly debt as any other. Do not dls'
criminate against it or make effort to
escape its demands. You voluntarily
incurred it, and do not sacrifice your
honor in an attempt to escape payment
You may not have been wise in falling
to observe the words of Solomon BE
thou not one of them that are suretles
(securities) for debts. he that hateth
suretysbips (security)is sure" but now
that You have incurred the debt, ac'
knowledge it aud pay it:
7. Do not put yourself in the dishon;
orable attitude of large class ct involved
property holders, who place their proper
ty in the hands of their wives, and them
selves in a position of defiance towards
their creditors. This may display Gun.
ming in fraud, but robs you of q high and
honorable position in society.
8. Never suffer debt to become rusty
with age. You may not. be able to
prevent its growing old, put you can
certainly keep it bright. A note out Of
date, though it has lost its legal authority,
is as perfect in its moral claim as when
first signed by you.
9. Ifyou have taken advantage Of the
Bankrupt Act" or claimed the Home.
stead" do not entertain the dishonest
idea that your debts are cancelled. The
law has wisely staid the hand OF your
creditors, so as to give you the opportu;;
nifty to make money; but the moral
claims of your creditors are as fresh and
good as ever before. Make money and
pay your debts.
10. Part With your luxuries, give up
tobacco, attend no shows, give no dinners,
invite no company. What right have you
to puff out in tobacco smoke and spit ou,
in amber what properly belongs to your
creditors, or what right have you to DC
hospitable, free and generous on what i
really not yours FREY. HENRY NJ
MooD in Southern Gristidn Aduocate.