Alma record. (Alma, Mich.) 1878-1928, 1886-09-03
countant, who is well liked by the pat
rOns of the bank.

countmt, who is well liked by the pat
rons OF the bank.
A GENERAL BANKING BUSINESS
is transacted. Deposits received. dis
counts made, foreign and American
exchange bought and sold. collections
made, etc. This bank is direct bene-
tit to Alma and surrounding country,
and is appreciated as an important
factor in business transactions here.
IL has conducted its business without
prctensions To show, and prefers to
transact its affairs IN modest way.
Its history is sufficient atteStatiOn of
the exemplary manner IN which the
business is conducted. Without de
Veloping further the pronounced feat
ures that have characterized preceding
years we will only say that a CLOSE
analysis shows steady increase from
the start, and that ii has its full share
of business deposits of the city 1t Is
indeed a worthy institution, and were
all banking interests conducted on the
same honorable principles that govern
this one, all classes would be equally
benefited, and there would be fewer
bank failures. Mr. Ward is also inter
cstcd in Insurance, and is agent for
The following first class
INSURANCE COMPANIES:
Fireman's fund of California, Liver
pool. and London, and Globe of Eng
land. Continental of New York. the
Hamburg, Bremen, Niagara of New
York. PhcniX of BrooklynS Also the
Union Mutual Life Association of Bat
lie Greek.
The Firemen's Fund is the largest
company located west of New York.
and in respect to income ranks with
the best American companies 1t has
paid to loss claimants over S5.OO0OOO,
and promptly paid its losses of 500, 0OO
in gold i'm the Chicago. Boston and VIZ
ginia city fires. When il was establish
ed 1863, its capital was $3.50 900, which
has recently been increased to Sl,OO0,-
GOO. The Liverpool, London and Globe
established i'm 1886 /. :. Branch 1880.
has capital of 81 GOO. OOO. and offers
indemnity that is pTedicated upon over
oll 900. 600 OF cash assets. and a net
surplus TO policy holders of nearly
IS .000,0 900. The PhgnlX founded IN
1858. has cash capital of II 100000 It's
income for 1880 was S5,U00,O0 being
II .000, 0O0 more than the income of any
other insurance company. The Cont
mental established i'm 1893. has capital
Of II ,OO0. 900 and cash assets of 1885
600. 1t is one of the best known COM
panies and does an immense farm bust
ness. 1t paid nearly SI.O0O00O losses
by the Chicago fire. The Niagara was
organized in 1880. and has capital of
S5OO.O00 UsyeMs OF usefulness and It's
just treatment 10 patrons has made IT
one of the best known and hUnorcd
companies i'm America. The Union
Mutual Life Insurance company. Battle
Creek. is one of the best of its kind.
The plan upon which the business is
conducted is the fair method 10y which
an insurance company can bc carried
on. and direct benefits be derived foI
every dollar that is paid in. Insurance
is had by the policy holders Of this As
ISOLATION at its actual cost. Its affairs
are ZcalouSiy guarded by Well known
business men. and il haas honestly earn
eel its substantial title To pablo conf
dcnCe.
Mr.. Wards upright dealing, viii
policy-holdcrs OF the companies which
he represents. has gained for him THEN
confidence. He Is careful 10 fulfil every
obligation with patrons, and looks a'
well 20 their interests as 90 those oI the
companies ne represents.