The Portland daily press., 1885-02-18
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DewITT, President.

The reasons why you-a resident of Maine
should insure in this company in preference to any
1T is A MAINE INSTITUTION. Its business n
conducted and its policies are framed according to
the laws OF Maine TO which you nave access, and in
respect to which you are generally informed
1HE LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE, to the av-
erage man If you insure in some other State COM
pany YOU MAY FIND TT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen
eral laws, and fewer still the insurance laws OF
othes States; and you may discover, when you come
to the test, that the actual position and results of
your insurance are quite different from what you
desired or anticipated.
THE ,IINsURANOE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet; You may be certain, therefore, if you insure
IN the Union Mutual that you get exactly what
you want; that any question arises regarding the
disposition of your policy rights underi it, It
can be easily and speedily determined according to
laws and principles which you understand instead
Of being governed and controlled by laws and de-
estons Of which you have no knowledge.
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE or ANY OTHER STATE The
Maine Noniorfeiture Law protects all policies from
forfeiture after three premiums have been paid by
reason OF failure TO pay any subsequent premium.
such policies are continued in force for their full
amount until the polcy-hoders has received In
such continued insurance the value the payment
he has made.
EVERY POLICY ISSUED BY THE Union
MUTUAL is SUBJECT 10 THIS LAW. Its prac-
teal working is shown by this illustration: If a
person, aged 30, pays three premiums ON rs year
endowment policy, and tails to pay the fourth pre-
miu, the policy by virtue Of this law and entirely
independent Of any action or violation Of the COM
pany will contnur in force i've years and 342 days
longer. The extensions vary with the class of poi-
ey and number Of premiums paid, but are fixed by
law for each and every case -
THE MANAGEMENT OF THE UNION AIIJTtJ-
Al Is BY BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF wELL-KNOWN AND
5Tbays 5TTbbsGsiiNENT CITIZENS OF YOUR OWN STATE.
1heif names are guaranty OF an honest faithful
and eheient conduct Of its affairs. The value Of
your insurance depends entirely upon the certain
" tnat company win carry out its contracts fairly
reasonably and promptly; and, in this respect your
personal knowledge OF the character and standing
OF she persons who control II Is of great Importance
ard signidcancs. N'
The CONDITION OF THE UNION MUTUAL
as 10 ASSETS, LIABILITIES AND FINANCIAL
sIANDlNG Is ANNUALLY INVESTIGATED BY
nOOh OWN COMMISSIONER OF INSURANCE.
me results OF his examination are stated in detail
10 ms annual report which You can easily consult.
ou nave therefore in this regard the guaranty Of
the endorsement Of an official Of whose character,
capacity ana hdelity you have personal knowledge.
~ therefore, the Union Mutual possessed 40 ad-
Eautases peculiar to Itself, rs distinguished from
otAec companies, it would pe your advantage 10
insure ia u II is certainly very much so when you
consider the many inducements it presents in adj
diticn to these considerations