The Portland daily press., 1885-01-07
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.

The reasons why you-a resident of Maine
should insure in this company, in preference to any
1T is A MAINE INSTITUTION. Its business is
conducted and Its policies are framed according to
the laws of Maine to which you have access and in
respect TO which you are generally informed.
The LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES
INTRICATE AND UNINTELLIGIBLE. to the ay.
erage man. If you insure in some other State com
pany, YOU MAY FIND II DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
eral laws, and fewer still the insurance laws Of
other States; and you may discover, when you come
to the test that the actual position and results of
desired or anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet. You may be certain therefore, if you insure
in the Union Mutual that you get exactly what
disposition of your policy oryour rights under it. it
can be easily and speedily determined according to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisions of which you have no knowledge.
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE Liberal AND EQUITABLE
THAN THOSE OF ANY OTHER STATE The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been pad NV
reason Of failure to pay any subsequent premium.
amount until the policy-holders has received in
such continued insurance the value the payment
he has made.
EVERY POLICY ISSUED BY THE ITNION
MUTUAL is SUBJECT TO THIS LAW. Its prac-
teal working is shown by this illustration: If a
person, aged 80, pays three premiums on % year
endowment policy, and tails to pay the fourth pre-
mium the policy by virtue of this law and entirely
independent of any action violation of the COM
pany, will continur in force five years and $40 DAYS
longer The extensions vary with the class of poli-
cy and number of premiums paid but are axed bv
law for each and every case.
THE MANAGEMENT OF THE UNION MITTTr
AL is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELI-KNOWN Ann
PROMINENT CITIZENS OF YOUR OWN STATE
Their names are guaranty of an honest faithful
and efficient conduct of its affairs The vaIue If
your insurance depends entirely upon the certaiIr
ty that company will carry out its contracts fairly
reasonably and promptly; and in this respect. yonr
personal knowledge OF the character and standing
of the persons who control it of great Importance
and significance.
THE CONDITION OF THE UNION mutual
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGA TIED nv
YOUR OWN COMMISSIONER OF INSURANCE.
The results of his examination are stated in detai
in his annual report, which you can easily consnlt
You have, therefore, in this regard the onarantv ~
the endorsement of an official of whose charac5ar
capacity and fidelity you have personal knowlsdoa
If, therefore, the Union Mutual possessed M I'll
vantages peculiar to itself, distinguished from,
other companies, 1t would be to your adyantacs to
insure in it. 1t is certainly very much 80 whe6 Won
consider the many inducements it presents III All
dition to these considerations, ~