The Portland daily press., 1885-01-23
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President.

The reasons why you-a resident Of Maine
should insure in this company, in preferences to any
other, are obvious.
conducted and its policies are framed according to
the laws Of Maine, TO which you have access and in
respect to which you .re generally Informed
The LAWS or THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNlNTELLIGIBLE TO the nv
erage man If you insure In some other state com
pany, YOU MAY FIND IT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gem
eral laws, and fewer still the insurance laws OF
other States; and you may discover, when you come
to the test that the actual position and results Of
your insurance quite different from what you
desired or anticipated.
THE INSURANCE. LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet. You may be certain, therefore, if you insure
In the Union Mutual that you get exactly what
you want that If any question arises regarding the
disposition of your policy oriyour rights under il il
can be easily and speedily de ermined according to
laws and principles which y0n understand instead
Of being governed and controlled by laws and de-
cisi ms of which you have no knowledge.
THE INSURANCE Laws OF YOUR OWN
STATE ARF MORE II BFR Al, AND FOfJlTARI u
THAN THOSE OF ANY OTHER STATE. The
Maine NonfOrfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
reason of failure to pay any subsequent premium.
Such policies continued in force for their full
amount until the pol'cyholders has received in
such continued insurance the value the payment
EVERY POIICY ISSUED BY THE UNION
MUTUAL Is SUBJECT 10 THIS LAW. IIs prac-
tical working is shown by this illustration: II
person. aged So, pays three premiums on a 2 year
endowment policy, ami tails pay the fourth pre-
MUM, the policy by virtue of this law and entirely
independeat of any action or violation Of the COM
pany, will continur IN force i've years aid 342 dave
longer The extensions vary with the class Of poll
cy and number of premiums paid, but liked by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL Is BY A BOARD OF DIRECTORS ALMOST
WHOLLY CONF OSED OF WELL-KNOWN AND
PROMIN ENT CITIZEN OF YOUR OWN STATE
Their names are guaranty of an honest, faithful
and efficient conduct of its affairs. The vaue OF
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly; and in this respect, your
personal knowledge of tho character and standing
OF the persons who control IL Is of great Importance
and significance.
The CONDITION OF THE UNION MUTUAL,
AS TO ASSETS, LIABILITIES AND FtNAN NCiA &,
STANDING Is ANNUALLY INVESTIG A FED BY
YOUR ON n COMM lSSlONEk OF INSURA NCE
The results OF his examination are stated in detail
in his annual report which you can easily consult
You have, theI efore in This regard the guaranty OF
the endorsement of an official Of whose characser
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual pos sesse.e no ad-
Vantages peculiar to itself as distinguished from
other companies, it would be TO your advantage to
insure in it. IL Is certainly very much so when you
consider the many inducements it presents in adj
dition to these considerations.