The Monitor. [volume] (Woodstown, N.J.) 1884-1892, 1885-06-05
THE SECRET OF WEALTH.

How many thousands Of poor, hard
working men bewail their fate, and ccus-
ing fate of u~nkindness, ponder how they
can grow rich.
1t requires no Aladdin's lamp-no ma
gician's art nor philosophers stone-to dis
cover the secret.
Wealth is within the grasp OF every man
possessed of health and sound mind, if he
will but practice three things through life,
viz: industry. frugality, economy.
Industry means the sound of the nam
mer in the workshop at daybreak. Fra-
guilty means prudence and forethought in
every expenditure, and Economy means
common sense and justice to yourself. and
to those dependent upon you.
Son of toll. don't blame fate for your
poverty. Blame yourself tbs your fault
not fortunes. You need not be poor,
unless you will it so. Every man can OBJ
tain wealth if he tries.
You answer, .Money makes money. |
know. But | have none" Then go to
work and get it. Earn it and save it.
Don't borrow it. Tor debt is a milestone.
Make it yourself. You can if You will.
You would ask the secret q soeahh. The
question is ansered in the talismauic word
of only four letters: S-A-Y-E,
This is the keystone to the impregnable
arch of wealth. without which the whole
structure tumbles.
Begin your savings in small things.
Don't argue that you need all you make to
live, and can't save. IT'S false, for were
you under sentence of death you would
save one-Aalf You earn to save yonr life.
Do as much then to save yourself and fam
lily from poverty.
You argue that You are industrious now,
fragal because you only buy necessary
things, and economical as yon can be with
out being mean.
How many hours do You waste every
day that would yield ''money to save?"
How many expenditures do you make
for foolish %trities? Is this frHgalfy?
How much money do you waste that might
be saved? Is this economg?
You speak Of being nseaa. Is it mean to
provide for a rainy day? Is it mean to
save up a fund for your family9 Is it
mean to leave behind you, should you die.
enough to keep your children from being
paupers? No. A thousand times no,
1t is mean rather for you to deprive your
when you are gone, by wasteful indul-
gence in the frivolities of life. 1t is not
only mean. but it is absolutely criminal.
You claim that your hours of labor are
long enough already, and yet the farmer
or the sailor rises with the sun, and only
closes his labor with the darkness.
Just realize that you nave not one dollar
in tie rorld, and your additional labor will
become a labor of love.
Let us calculate: First then, suppose a
laboring man, paid by the day. We will
average the pay at 1.50 per diem. He in
dulges in at least two days off, each
month. This in one year would amount to
$50. Suppose he were, by extra time for
one year, to make say "a days more. This
would be equal to s72 per year total, which
i'll five years time would amount, princi-
pal and interest, at six per cent, to s430.32
or enough to purchase a neat cottage
home, in yearly installments.
So much for lost labor. Next, then, let
us calculate wasteful expenditure. A man
who makes say $50 per week, is a smoker,
a chewer, and drinks an occasional glass
of ale. See what this amounts to:
a. Etmors a vraaE a. "a