The Opelousas courier., 1885-04-04
Saving.

ly important In the cases OF
most persons. Our business life
has many elements of uncertain
ty, and this renders provision
for the rainy day particularly
important. The present time il
Illustrates this need. Those who
have capital have been COMPEL
ed to manage with special care
to prevent constant shrinkage.
With many, this has come, des-
pite their care, until their carl
tai has been sadly reduced.
Workmen have been exposed to
the irregularity of employment,
and in some cases to the loss oc-
casioned by strikes. All these in
fuences have rendered uncer-
tain income and employment.
Thus the "rainy day. has not
delayed till life was largely OK
pended and old age had appear
ed. 1t is quite sure to come then,
and before this sickness may
make savings important.
When we depend on putting
aside the residue after all our
wants are supplied, the surplus
rarely appears. Our wants are
apt to expand. The luxuries of
to-day become necessities after
a little. Thus we fail to realize
any surplus, if we make it de-
pendent On mere chance. Saw
ing involves living on less than
our income and putting aside
the balance for a time of need.
This supposes that we rigidly
control our outlay. IF our in
come is ten dollars a week, and
we live on nine, we save one.
To live on this amount supposes
that we may confine our expense
within this limit. This can often
be done by carefully i~nvestigat-
ing all the elements that enter
into a living, and COMPRISING
our expense within it. And this
does not involve SO much of pri-
vation rs of intelligent care. 1t
is the case that families that
have small. incomes sometimes
live actually better than those
with larger revenues. The rea-
son is the yare more Intelligent
in the use of means. And this is
the real secret.
An ~unbendiug purpose is also
essential. 1t is difficult, if we
yield ut ali to the claims OF
pleasure, 10 restrict our outlay.
A single. departure from the rule
is apt to be followed by others,
and thus the whole plan is brok-
en- up. Nor is this SO hard, once
lit is fully resolved on. The
maintenance of the plan de.
pends Old this. Hence where
kept up the steady accumulation
of savings follows. This leads
to habits which are often the
foundations of fortunes. Will
many III this country the trou
bic is not so much to make al
to keep money. There are many
who make thousands a year ane
upward, and could they restrict
their outlay all whuld go well
But they yield at this point and
living up to their earnings be
come poor.
To save means is to put aside
This involves the use Of institu
tions which will return a reve
nue. while safely keeping The
moneys. Economy is not, ne
cessarily, meanness. 1t inyolse'
care, intelligence and frmness
These are good qualities to pos
sess. aside from the advantage
they Observation-Disclosures Call
A story that is perhaps apo
cryphal, but which is gooG
enough to be true, is told of {
Mississippian's visit to the White
House in quest of a Postmaster
ship. How soon does the in
cumbent's term expire ~ inquir
ed the President.
9 Oh, in about three years
unless it is cut short"
]. Are there any charges
agaist him ~
Well, yes. We Democrats
don't ike him."
" But on what ground do yot
ask for his removal 2"
On the GROUND, Mr.. Presi'
dent, that eleven millions O
people decided last November
that they wanted a change
Over III Canada the Churcl
has arrayed itself against Tobog
gaming. On this side the Ohurcl
is up and in arms against tn