davidaulloa/AmericanStories huggingface dataset:
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
DISSOLUTION NOTICE.
I Nj z Q r. n A M
To Owners OF ssook.
GILES LIBINENT IOalE lMNOHIA

Removes ali Unslghtly Ranches
Cures aameneSe IN Cattle
spinal Meningitis.
Fogader. Weak Limbs
Sprung Knees.
SPAWN. Rtugbons
Qu rr, WluOgsIls
l., stable should be s. iihort H. Railroad
mining ard express cora panles an use Giles
Linplent, aud in the great racing stables o
/ belmont end borlllare Il mas achieved won.
| ders. One trial will COavince.
Write DR. GILES, Box &S2, N, Y. Pc,
who viii, without chEE4e, give advicel N al
diseases and also On the management q
cattle. Sqld by AN Jfal dsts at S01 aud B,
| bottle aAd luquar,s d yl.50. In vhch thHfe
~ great saving, TIC Linimeus In white
| Wrapptfs Is tor iaDtly USE; that In yellow
| for cattle,
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
JOHNS. ALDEHoFF, Agent, Dallas, Tex

OFFICE OF INSURANCE, STATISTICS
" ard History, Austin, Texas, March IL,
lS55--ro all HON II May Concern: This Is
pany, OF New York, n. =, has In all respects
fully complied with the laws of Texas az con.
ditiuns precedent TO It's doing business In this
state, and that said Company holds a Cert
ncate OF Authority from This Office emitting
IL TO do business I'm this State for twelve
months from the LIST day OF January, 1885, to
the 5lst day Of December, 1875
l. :. l-Oiven under my hand and seal, al
office, In Austin, the day and date ilrst ab I'VE
written.
il. p. BEE, Insurance Commissioner,
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

Members Of the George IL. Thomas
Post No. 6, g. A. Il, viii please leave
their subscription at once with
MAJOR DAVIS,
7b5 Elm STRAIT
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

Western newspaper says that the
latest sensation is st. Lonis horse
that ohews tobacco; but the gre atest sen.
sauon Is Dr. Bulls Cough Syrup, now
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

No Safer Remedy can be- had for
Coughs and Colds, or any trouble of tho
throat, than Browns Bronchial Tro-
ohes." Price - cents. Sold only in
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

EVERY first.class dealer sells Opera
PuH Cigarettes. VIII not stick to tho
lips.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

NOTICE TO CONTRACTORs-sEALED
~ proposals for the erection OF an iron
fence around the Courthouse yard OF Dallas
county will be received at the office of the
County Clerk up TO l0o'clOck, April IL, 1855.
Persons submitting bids will enclose designs
and prices for ach design presented, II more
entirely of iron, or II base is to be OF wood or
store. The Commissioners Court reserves TO
itself the right to reject any and all pro-
posals. Il. @ BOWER,
lnuntv IudNa nallaa oou ~ Tavas
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
INSURANCE.

DEPARrMENT OF INSURANCE, STA
~ tistlcs and History, Austin, Texas,
March 10, lSSj.-To al Whom 1t May
Concern; This is to certify that the Penn
adelphla, Pennsylvania, has In all respects
fully complied with the laws OF Texas as con .
dtlons precedent 10 its doing business in
this State, aud that said Company holds a
Certificate of Authority from this Office en-
tltling 1t to do business in this State for
twelve months from the Isl day of January,
1855 To the Slst day Of December, 1885.
L. s l-Given under my hand and SEAL at
Office. In Austin, the day and date first above
written.
II, y. BEE, Insurance Commissioner.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
Raxter Talepl,ones.

Sold or rented by d. NJ. Clover, gem
eral superintendent Texas Overland Toll
ephone and Telegraph company,7ll Elm
street.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

Orders for election tickets win be re-
ceiyed at the HERALD Office until noon
to day.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

Ladiesi Physicians and chemists
have Analysed Pozzoni's medicated
complexion powder and recommended
its use TO their wives and lady friends.
What better could be said of 1t.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
Notice 10 CommorcInl Trayelors.

The Terrell House, Terrell, Texas, has
recently been opened by q. G. Tillman,
an old hotel man, who promises 60 give
satisfaction in every respect Good
sample rooma. Charges, $500 per day,
Table supplied with the best the market
affords. Ample accommodation for ali.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

With tho condiments generally at.
tainahle II il not possible TO produce a
mayonaiso dressing for salads that will
compare with Durkeo's Salad Dressing.
Buy bottle aud ha convinced.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

TO beauty when II discloses a pretty set
OF teeth. Wilderness, when nature has
supplied this element OF loneliness, may
be retained through life by using the
fragrant SOZ0DONT.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
A MusIeaI Monopoly.

IA pounds standard granulated sugai
for 81, AT THOMPSON n WFLLsR.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
DIalrIct Court.

DRAw-PoKER is much dearer than a
draw on an Opera Puff Cigarette.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
Colored Bap,lzlne.

Id pounds standard graDusted sugar
for 81, at THOMPSON & WELLER
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

An ORDINANCE EXTENDING COCH-
~ ran street city feet wide tut the Missouri
Pacific hu hOud track:
81 uON :. BE u ordained by the City
Council of the city OF Dallas that Cochran
street. IN the city of Dallas, be cx-
tended In u $ 765 west direction CITY
f. vlde, as follows: BEGINNING nj a
point iu the n rth line Ot block 10 .u'd town
thirty ct at right angles from the center Of
thp Missouri Pacific railroad track; thence
\. J., parallel with said railroad track
1ud thirty feet thereirum hity feet: thence
y. zoe d. parallel with said north limo of
BLOCK ID, about two hundred feet, 10 3, Glbt S
southwest line; thence with his said south
west Ire s. Il- h.. huy,right feet TO lie
north line ot block n; thence $ 5G- w. with
line of blocks " and 20, ablu, two hundred
and forty feet to the hegluuiu..
SEC. 2. That said cXlen, ion be made ac-
cording TO the Dallas city Charter aud that
all damages and rs 0cc0sionel thereby be
assessed against the property adjacent there
10y and benefited IN accordance with said
charter
SEC 3, That this ordinance take eject
from and after Its passage.
Approved February ~ 1855
w. T.. CABELL, Mayor.
A true copy; W ". PARRY, civ secretnr y
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

AN ORDNANCE A = SESSISG BENZ
IA MS a levy special axes against the
property holders and surrounding property
benenied by the extension OF Cochran street
1BS west as ordered by ordinance OF Febru.
airy n, 1885.
SECTION /. BE It ordained by the City
Council of the city Of Dallas that for the pur-
pose OF paving for the property condemned
lor public use IN extending Cochran street
=. i6e W., as ordered by ordinance Feb. u,
1885 there be and II hereby assessed and
levied special tax against the following
surrounding property holders and property
bene itted as follows viz: A. Wagenhau.
SER block l5 OF original town OF Dallas, be.
Ing 20 feet square, coutai ing 1000 sqgare
eet OF land; also block north of and ad
Joining said bloc1 10 and being 200 feet north
i2 We, by en- average width Of 80 feet,
n rth ~ : east, containing d0,0D square feet
OF land. out of the John Nicely Bryan Head
right, all benefited to the amount Of SlOO:
NJ. % Arbuckle, lot 49, feet nor 7B5 east
by ~ ieet north 43o west, containing l5,6Oe
square feet, on the north side of Cochran
street, az extended, being IN block -, ard
benefited SO; L NJ. Cuukrell lots and in
block u block ID, orig nal town Of Dallas
b-lng no CT square, containing l0,0D0 square
feet Of land, and beneii ed S75; Mrs s. II.
inal iowa W Dallas, being 1909 square feet
tf laud. benefited 500; y Gibbs, q lot on
north Side OF 20 hiram street, 49, feet wide
by 100 feet long, containing $50 square ieet,
benefited oc'3o 100 Al Of said r.opcrIy
oolhe situated In the city and
couf'% Of Dallas and state % Texas, aud
suid sums OF money btlnZ the resrec-
I'VE proportional amounts OF special taxes
que uuon all surrounding property directly
beuehted 10y the extension OF said re- {, as
Aforesaid.
SEC. ?. That the City Assess or and Collec.
tor is hereby ordered 10 coll, Ct said special
taxes I'm accOr ance with the provisions of
lhe cts, Charter in such cases made and
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

BrALpixo's GLUE IL like wit: A good
thing well applied.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

w ANTED--A MIDDLE-A FED COLOR
w ed wOmao without q home TO do house.
work in family OF three. Apply at No. elg
Cedar street mar22tf
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

WANTED = AGENT. ADDRESS ST.
w Louis Electric Lamp Co., st. Louis, Mo-
| for circulars, cuts and terms OF 58-candle
power Marsh Electric Lamp. marI3-N
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

MAN rED--A GOOD COOk-PERM4-
w nent situation as cook at n hotel; good
wages will be paid. APP to or address NJ
q. RHoADs, Arson, Texas mar2O-ig
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

M ANTED--WHIrE SERVANr; MUST
" be good o ok, wa her and ironer. Apply
at office Griffths & Cowser meRGi,
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

NJ OTICE-BIDS FOR WAFER PIPE-UN-
N der and by authority OF resolution OF
the City Council, bids viii be received at Of
flee OF City Secretary until April 20, 1885, for
S25,OOl worth OF water pipe and spe ial cast
ings on such plans and specifications as may
be a pro led by the W alter sup rlntendent
and Water Commissioners. Bids to be for
cash or city bonds at par.
w. f. PARRY. City Secretary.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

w two large, pleasant rooms, both front.
upper room, with board oftwo $40 per week.
lower room, with .uard oftWo 81 DER week,
day DO rders, $3.50 per week. Inquire AT q
Bryan street. near o eander mch2gsSs.4
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

I M Ant Ella FIKST-ULASS AUCTION
" eer; none other need apply. Address
N. u. CRossLEY. Abilene. marlstf
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04

WANTED-TO EXCHANGE VALU1-
w BILE improved and unimproved lands
for goods or city property. For particulars
address LILLIAN W. GIBSON, Real Estate
Agent, wills Point. Texas. mariltf
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
A NoRpINANCE lXTENDING AKARI

true ,ory W E.rNnInHHH ciIg s @as2Li
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
GRAND MONTHLY Draw NG

APPLICATION for rates to cluD : should be made
only 10 the uhceof the Company IN New or.
leans. For mrthCr niurmllinn, write clear.
ly giving Wl address.
The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1885-04-04
NOTICES

nj OTICE-THE PUBLIC IS WARNED
~ against negotiating for any of the follow
ing notes: Ten notes for SOD each, one note
for $50, dated January 81, 1855, signed by y. A.
Woo d and A. Wood, endorsed by A. 0. Car
den. Above notes were stolen from our safe
March o. lSS5 GRIFFITBs Il CoWsER.
The Wilmingtonian., 1885-01-24
Found no Poison.

Dr. Samuel K. Cox, D. D., Practical
Analytical Ch hemist, Washington, D. c.,
who made thorough and careful analyses,
reports that there is neither morphia, opium,
emetics uor polsons in the Red Star Cough
Cure; that it must prove a boon to those
compounds, and espcoiallS to mothers, who
justly dread the evil, and, at times, fatal
effects of these dangerous drugs. He
further states it is not only free from all
opiates, poisons and emetics, "a thing which
not one cough preparation in ten can boast)
but it is altogether an original and most
happy combination of the best remedial
agents, and is as harmless as it is effective.
The Wilmingtonian., 1885-01-24
MULTUM IN PARyO.

Maurice Cove oysters, first quality, at
Fullmer's. Can't be beat.
Take your shirts, collars and cuffs to the
City Laundry, Sixth and Shipley. Satisfac-
tion guaranteed Goods delivered promptly
]. Paul Brown, photographer, 617 Market
street. New studio, superb fittings. Best
work only.
The Wilcox and White organs are the best
and most durable in the market. F. A..
North & Co., agents, 713 Market street
Life of Gen. Grant and Stanley's Africa
selling about one half price at Porter s. Co.,
400 Market st. Opera Glasses.
Photographs made by the instant : eous
process. Fine retouched cabinets, German
finish, $500 per dozen at Hollands 307 Mart
ket street.
For good hat, go to G. $. Humphrey &
Bro, 3O2 Market street. The two-dollar hat
specially.
There can be no uncertainty as to the sat
isiaction obtained in buying coal of Charles
Warner & Co. Try their Lee, Lehigh ant
hard S,huylkill
The Wilmingtonian., 1885-01-24
Docs Vaccination Project.

AS there las Geen mention made of smal /
pox in various sections of the country It may
be an oppotune time to discuss the protec-
tive influences Of vaccination.
There is published in London a monthly
journal called The Vaccination Eaquirer. and
that there exist in that city, with branches
throughout the Kingdom society, the OBJ
ject and aim of the journal aud society be-
ing to encourage opposition to vaccination,
either voluntary or compulsory. The
grounds Of the opposition are, first, that
vaccination, does not prevent smallpox;
secondly, that it Injuries the patient by intro
ducing poisonous matter i:to his blood: and
thirdly, that it may actually increase small
pox by spread ng its virus in the eommuni-
ty. The alleged greater prevalence OF small
pox in the last century these writers explain
in the first place, by doubling the statistics
handed down TO us; and in the second place
by attributng it TO bad sanitary conditions
and to see how plausible sophistry can be
said in favor Of false view, and how
plausible sophistry can be made TO appear
by careful avoidance of unanswerable
points, by skillful manipulation of figures
and by doubling what cannot be denied
If there be any one discovery in medicine
which may be said to have been an undoubt-
ed boon to humanity, it is the disr overy
made by Jenner. For all that. it is possible
so to manipulate statistics, so to exaggerate
certain drawbacks it has had, so conceal to
its benefits, that it can be made appear a
The Wilmingtonian., 1885-01-24

crime to owe money 1t is not crime to
be unable to pay money that You owe. But
when you equivocate, deal falsely in any
way or ignore your creditors just require
ment for explanation by what you may
deem convenient silence, TO have entered on
the road that leads to perdition. A time
will come when you must make up your
nj as to whether you are an honest man
or a fraud and a knave. There is no dodg-
ing the issue that will confront you. You
tannot travel two paths at once. Yon must
cake the one that is tortuous and full o
snares, and misery in the end. 1t is a will
ainous false pride that makes you vince al
creditors plain demand and yet does moi
save you from falsehood or trickery.
genuine pride would lead you to make 8
full statement to your creditor, show hin
how you stand, and show him how yor
hope at last to square all accounts. This
course is the wise and the right one. Ally
other course will involve you in endless trou
bles.
SO long as your creditor feels sure tina
you are honest, he will not harass you. Al
soon as he believes you are willing to de
fraud him lie will pursue you to the bite
end; that is human nature. And now, ire
spective of all prudential considerations
can you afford TO loose your own self
respect? Can you afford to learn that yol
have deliberately turned knave and liar an
trickstera These are very harsh words, bu
the world knows where to apply them, an
never fails to do so in fitting case. If the
ever rightly meet your case, it would /
better that you had never been born or shoul
straightway die. A few exceptionally alb
men have had some notoriety for moral oil
liquity in the matter of debt, but it hf
, been great blemish on their record an
no lesser men need ever hope to be treate
, with the indulgence that was shown Fo,
} Sheridan and our own Webster. Most pc
sons who try to shrink doing what is decel
, and right are bounded to the grave al
t hateful whispers gather about them ever
: where-whisrers that follow their childrt
if they have any. Be true and honest, N
1 good fellow, if the heavens fall; it is ii
S right way and it is the only safe way.
The Wilmingtonian., 1885-01-24

sionist being only under the expense of
sleeper and meals, en- route home,
The cost of the entire trip will be 800,
this including Railroad fare, Sleeping Car
accommodations, both en- route and while
laying in New Orleans, meals going and re-
turning, and breakfast while in New Orleans
Railroad and Stage fares, and admission to
Mammoth Cave.
1t will be Necessary for the members Of
the Commandery to enroll themselves
promptly as the number will positively be
limited. Twenty-fixs dollars must accom-
paDy each name andyalance paid by Febru
airy 1st. As names viii be received, berth'
&C., will be assigned.
Fraternally Submitted, Dan'l E. Hughes
Chairman; Chas. Laing Treasurer; John p
Sipler. Philip @. Shaffer, Sec'y of Commit
tee. 1916 Market Street; Edward P. Knipe
The Wilmingtonian., 1885-01-24
A Compendium of Facts.

There is nothing appalling in the vast Sc
lection of Chapman's holiday goods. Still,
it is nearly parllyzing to the optic nerve to
view the immense amount of meerschaum
pipes, meerschaum smokers, fine French
brier pipes, both in and out Of cases, also,
beautiful cigar eases ranging in plice from
twenty-five cents to five dollars. Then
comes great variety of Christmas cigars
that not only regale the eye of connoisse-
urs, but they embalm the air with their
fragrant aroma, ranging in price from 75
cent per box to s15. Our stock never par
took of such degree of perfection as at the
present time, and will be sold low for cash.
Win add that have just received fresh
lot of Imported and Key West cigars, prob
ably the only ones in the city. Also, a tony
lot of fine domestics. Chapman, Seventh
and Orange, Wilmington, Delaware.
The Wilmingtonian., 1885-01-24
T. CROZIER
SIS CHESTNUT ST.

Ieacher of Organ, Violin, Guitar and Banjo Pu.
piis taught to read correctly and play from twelve
70 twenty pieces in one quarter Children a
speciality. Fairbanks Coles beautiful Banio's
with ebony tinger.board and raised frets for ladv
pupils, furnished at cost. Music copied, trans
posed or written for any instrument. Organs
cleaned and repaired. Cracked or broken yiolins
made as good as new-or post and bass boarc
changed for lefthanded persons. would respect.
iuliy refer to the following among many patrons-
T. Allen Hiues S. p Lynch, Tughman Danner,
VIM. +. Noshell, Ruth Brothers, John L. Postles,
Jacob Mynick, Harry e. Parrish, r.. IL. Ewbanks,
II. b. Mcintyre, Peirce Gould, George X. Yates,
John Edwards, Joseph Jones, Richard c, Jones,
George Morrison and Robelen's Wapner,s Auanls,
-" 1Ai"eits music stores. l0-ls-Si 3m
The Wilmingtonian., 1885-01-24
Cold Bed Chambers.

Robust persons may safely sleep in tenn
perature of forty degrees, or under, but the
old, the infant and the frail should never
sleep in room where the atmosphere is
much under fifty 1egress Fahrenheit. All
know the danger Of going into cold room
from very warm room. Very few churches,
theatres and the like, are very warmer than
seventy degrees. II it is freezing out of
doors it is thirty degrees-the difference
being forty degrees more. Persons will be
chilled by such a change in ten minutes.
although they may be actively walking
But TO lie still in bed, nothing to prom ote
the circulation, and breathe for hours an
atmosphere OF forty and even fifty degrees,
when the lungs are always at ninety-eight,
is too great change. Many persons wake
up in the morning with inflammation of the
luugs who went to bed we'll, and are sur-
prised that this should be the case. The
cause may often be found in sleeping in n
room where window las been foolisblv
opened for ventilation. The water cure
journals of the country have done an meal.
culable injury by the blind and indiscrimi-
nate advice of hOiSting the window at NIGHT
The rule should be, everywhere, during the
part ofthe year when fires are kept burning, to
avoid hoisting an outside window. 1t is bet
ter AID safer to leave the chamber door
open, as also the fire place-then there is a
draught up the chimney, while the room is
not so likely to become cold. If there is
some fire in the room all night the window
may be open an iuch. 1t is safer to sleep
in bad airal night with temperature over
hfty, thin in pure air with temperature
under forty. The bad air may sicken you.
the cold air can and does kill very often.
The Wilmingtonian., 1885-01-24
The Gift of the Crazy Patchwork. Book

to every new subscriber to the Fashion Quar-
teTty, will be continued for another month.
This patchwork book contains transferable
designs, 100 new stitches and full instruc.
tions for this fascinating pastime. The
Fashion Quarterly for Spring will contain a
colored fashion plate, designed by the most
successful modiste of Paris, and complete
story by one of Americas most famous
writers; and many other features.
Cut this out and send with 80 cents to
STRAwBRIDaE & CLoTHIER.
Eighth and Market Sts., Phila.
The Wilmingtonian., 1885-01-24
Proclamation.

By these presents ye will know that |,
Nathan W. Porter, having recently assumed
the charge of Tatnall's fine dairy farm in
New Castle Hundred, am prepared to fur
nish the citizens of Wilmington with the
Simon Pure lacteal fluid. My cream has a
richness combined with mellowness which
makes it very popular with the educated
palate.
All orders left with Mr.. Bowers at 215
West Second street will receive prompt at
tention.
The Wilmingtonian., 1885-01-24
Fire Alarm Signals.

2 Twentieth and Market streets.
Tenth and Orange streets.
A Police Call.
Tenth and Walnut streets.
1-2 City Hall.
1-3 Fifth and French streets.
IA Front and Poplar streets.
10 Sixth and Spruce Streets.
1-6 Eleventh and Church streets.
IL Third and Railroad Avenue.
l-S Thirteenth and King.
2-1 Seventh and Railroad Avenue.
2-3 Second and Shipley streets.
"a Front and JustsOn streets.
2-5 Second and jackson streets.
80 Maryland Avenue and Linden streets.
81 Delaware Avenue and DUPONT streets.
2-S Ninth and Madison streets.
81 Front and Searles streets.
3-2 Sixth and Tatnall streets.
3-4 Fourth and Madison streets.
3-5 Harlan and Hollingsworth Cos Yard.
3-6 Maryland Avenue and Cedar street.
Al Warmers Wharf.
Az Heald and Lobdell SITS. South Wilm.
4-3 Eighth and BIoome Streets
A Pennsylvania Ave. and VanBulen SITS
5-1 Thirteenth and Washington streets.
Test signal at a. M, each morning
The Wilmingtonian., 1885-01-24
TO Young Mon.

A few words Of sober counsel may be of
service to certain yonug men and not unlike
ly to older men, too. First, don't get in
debt it it is possible to avoid it, Second, if
you have contracted debts deal fairly, frank
ly, squarely y ith your creditors. It is not A