The Portland daily press., 1885-01-26
UNION MUTUAL
LIFE INSURANCE COMPANY.
PORTLAND, MAINE.
JOHN e. DEWITT, Presideas-

The reasons why you-a resident Of Maine
should insure in this company, IN preferences 10 any
IT is A MAINE INSTITUTION. It's business h
conducted and ts policies are framed according 70
the laws Of Maine 10 which you have access anu III
respect to which you are generally iniorme1;, ~
THE LAWS OF THE STATE REGAkDiN9 IN
SURANCE ARE, IN A GREAT MANY GASES
nitric ATE AND uNlNTELIIGIBLE, TO the hV-
erage man If you insure in some other state com
pany YOU MAY FIND II DlFFiClI.I 10 As As
CERTAIN YOUR EXACT RIGHTS U NDEh hOOI@ I'll.
POLICY. Few lawyers. even, understand the gen
eral laws and fewer still the insurance laws OF
other States and you may discover, when you COM
to the test that the actual position and Tetuts OF
your insurance arc quite different from WhaS you
THE INsURaSC LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning ana eI-
feet. YOu may be certain, therefore, II you insure
in the Union Mutual that you get exactly what
you want; that If any question arises regarding tne
disposition of your policy ,orlyour tights undefi ~
can be easily aud speedily determined aeco ans 20
laws and principles which you understand instead
OF being governed and controlled by laws and de-
cis lns of which you have no knowledge. -
TIE INSURANCE LAWS or YOUR OWN
STATE ARE MORE LIBERAL AND EQUlTABLE
THAN THOSE OF ANY OTHER SfAfE. The
Msue Nonforfeiturc Law protects all policies from
forfeiture after three premiums have been pail, by
reason Ol failure to pay any subsequent premium
Such policies continued IN force for their tulE
amount until the poliey-holders has received in
such continued insurance the value the payment
EVERY PoLICY ISSUED BY THE UNION
tical working is shown by this illustration; II a
person, aged 80, pays three premiums on a 2 year
endowment policy ami tails TO pay the fourth pre-
mium the policy by virtue of this law ana entirely
independent of any action or violation OF the COM
pany viii eontinur in force five years AID 342 DAYS
longer The extensions vary with the class OF poll
cy and number of premiums paid, but are hxed oy
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL-KNOWN AND
PROMINE ENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty of an honest, faithful
and fEesnt conduct of its affairs. The vaiue OF
your insurance depends entirely upon the certain
~ that company will carry out its contracts fairly,
reasonably and promptly; and, in this respect your
personal knowledge of the character and standing
OF persons who control it Is Of great importance
apd significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES AND ElNANClAL
STANDING Is ANNUALLY lNFESTlG IED BH
YOUR own COMMISSIONERS Ot INSURANCE.
The results of his examination are stated in detail
in his annual report which you can easily consult
You have efore in this regard, the guaranty OF
the endorsement of an official of whose character,
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual possessed no ad-
vantages peculiar TO itself, as distinguished from
other companies, it would be to your advantage TO
insure in it. 1t is certainly very much 50 when you
consider the many Inducements II presents IN ao-
dition to these considerations.