The Portland daily press., 1885-02-27
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DewETT, President.

The reasons why you--a resident of Maine
other, are obvious.
1T rs A MAINE INSTITUTION. Its business L.
conducted and its policies framed according to
the laws of Maine, to which you have access and In
respect to which you are generally informed.
HE LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE to the av-
erage man Il you insure in some other State COM
pany. YOU MAY FIND 1T DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen
eraJ laws, and fewer still the insurance laws of
other States; and you may discover, when YOU come
to the test that the actual position and results of
your Insurance are quite different from what you
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
cise information respecting their meaning and eff
fect You may be certain, therefore, if yon insure
In the Union Mutual that you get exactly what
you want; that If any question arises regarding the
disposition OF your policy oryour rights underl it, it
can be easily and speedily determined according to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisions of which you have no knowledge.
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture after three premiums have been paid by
reason OF failure to pay any subsequent premium
Such policies are continued In force for their full
amount until the policy-holders has received in
such continued insurance the value the payment
he bas made.
EVERY POLICY ISSUED BY THE TrNToN
MUTUAL is SUBJECT TO THIS LAW. Us prae-
hcal working is shown by this illustration: If a
person, aged 35, pays three premiums on a 25 wear
endowment policy, and tails to pay the fourth pre-
mum, the policy by virtue of this law and entirely
independent OF any action violation of the COM
pany, will continur in force FIVE years and 342 days
longer. The extensions vary with the class of pol
cy and number of premiums paid, but are fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION NITJTTT-
AL is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELI.-KNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty Of an honest faithful
and efficient conduct Of Its affairs. The value of
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly; and in this respect your
personal knowledge of the character and standing
OF the persons who control it is Of great Importance
and significance.
THE CONDITION OF THE UNION MUTUAL,
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGATED BY
YOUR OWN COMMISSIONER OF INSURAN NCE
Ihe results OF his examination are stated in detail
IN his annual report, which you can easily consult
You have therefore, in this regard the guaranty of
the endorsement of an official of whose character
capacity and fidelity you have personal KNOWLEDGE
IL therefore, the Union Mutual possessed no ad-
vantages peculiar to itself, as distinguished from
other companies, it would be to your advantage to
insure in it, 1t is certainly very much SO when Won
consider the many inducements 1t presents in ad-
dition to these considerations