davidaulloa/AmericanStories huggingface dataset:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1885-06-09

insurance is known, or tna0 the premiums he
charges have any relation or proportion to it.
THE TRUE BASIS OF ADJUSTING COST.
His company is carrying gross amount of
insurance on large number of men of different
ages and consequently different risk of dying
in each year, and he charges each premium pro-
portioned to that risk; at the end Of the year he
finds that the losses have been less than he ex-
pected; that u.s. the cost of insurance has not
been as much as was expected; the risk was not
as great as was expected if, now, he returns that
part of each premium which charged and
paid to meet losses which did not accrue as ex-
pected, to cover a greater risk than the actual
one, the gross cost of insurance will be wholly
met-each premium payer, including those who
have died during the year, will have paid his own
full share of that cost his proportion of the en-
tire risk-wil have paid all that would have
been charged him had no greater losses been
expected. Is not that exactly true Mr.. Hyde2
And why should any man pay more than is called
for by the proportion of his individual risk
to the entire risk9 And if more, how much
morel On what principle will you calcu-
late the proper individual share9 Il that
is not the proper basis Of individual share
in the gross cost, what is it, and how will you
apply It'll
ToNTINE MORTALITY.
Mr. Hydes third point is that the Tontine
policy holders are better risks and have smaller
mortality, which makes their profits larger; and
"as a demonstration of this fact he gives the
ratio of the death losses to premium income on
the Equitables Tontine policies. on those of four
other companies not named, and on those of the
Connecticut Mutual; and says 'thess figures
speak for themselves"
sLUcUs NON"
The figures ''as demonstration are simply
grotesque in their absurdity The ratio Of death
losses to premium income in different companies
of different ages, with different plans Of insur-
ance some with a great deal of old business,
others With nearly all new-like the Equitable
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1885-06-09

nary trial was had his bail bond of $4,000 was
instantly signed by the best citizens without So
iicitation. Every attention was paid him, ard
both press and people of that State and of his
own home united in pronouncing his course jus
tifbe under the circumstances. 1t is to the trial
for this act that he is now en- route. He is ac-
comranied as counsel by Senator Voorhees,, who
does not hesitate to pronounce the case one of
the most remarkable in the annals of crime"
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1885-06-09
Movement Against sunday Horse-Racine.

CHICAGO June Sat the West-side Driving
Park, yesterday, some advertised horse racing
occurred. Several members of the Third Pres
byterian Church attended the races, in order to
observe the nature of the sport, so that they
might give testimony in the proposed litigation
with view to restraining Sunday races. Other
West-side churches sent similar committees.
After his sermon, last evening, the Rev. Dr.
Kittredge, of the Third Church, requested the
members of the committee to meet him in the
church parlors and report the result of their in
vestigations. The committee was in session
about twenty minutes, during which time about
ten written statements were presented 1t is
the intention to use the statements as affidavits
in suits for an Injunction to be brought When
asked what the result of the conference was. Dr.
Kittredge said: Committees were sent to the
Chicago Driving Park. Washington Boulevard,
and Douglas Park, and the reports are all that
we expected or hoped for. We cannot make
them public now, as it would be poor policy to
publish the testimony we expect to produce in
court in day Of two
''Will the matter be pushed2'
1--WE have Mr.. Sweet and Mr. Cloudy engaged
and in day or two we hope TO bring the matter
up in court, and can then publish what we have
learned"
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1885-06-09

MANY of the socalled remedies of the day are
presented rnder high-sounding names. intended
to tickle the ear while the fact Is they are abso-
luteIy terms of medicinal qualities Mshlers
Herb Bitters on the contrary, is so designated
because it is a preparation Of the purest and
most wholesome herbs which have always been
highly priced for their curative properties. It's
the invincible foe of dyspepsia, indigestion, and
all complaints of the bowels, liver and kidneys.
1t is invaluable in nervous disorders of every
description.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1885-06-09

REED g. CARNRTcE's SODIUM HYPocHLoRITK.
Recommended by the Public Health Association
as superior and least expensive of all disinfect-
ants and germicdes Cholera, diphtheria, fevsrs
malaria, etc. prevented by its use. Sold every
whore. Send for pamphlet REED q CARNRI6K,
1872 Fulton street, New York.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1885-06-09
Words Of Wisdom.

No doctor will fail to impress his patients
that the mouth and teeth should be healthy
its digestive work Use Sozodont crafty your
family physician, and enjoy life. comfortably.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
AIand Grant Railroad.

The agents and engineers OF the Con
structicn Company Of the Greenville
Land and Lumber Company, of Ports
mouth, Va. have begun work on the pro-
.os,d An .usta and Jacksonville Rail-
road. They have not begun tie building
IL tue roaG, but have set out TO make
preliminary surveys and secure land
Grant dcs ds from the land owners Of Ser
vca. TattnalI, Liberty and Wayne coun-
lies. It is rlcTosJd 30 bUild the road
provided the people along its route Will
donate to the company at least 10000
acres OF land.
The Plan of operation is about this;
The surveyors and soliciting agents work
the sections through which the road Il
expected TO run together. The agents 90
d the land owners and ay 10 each Of
them: Here, YOU have say LOGO acres OF
land. worth 30 cents an acre. We pro-
nose to build a railroad that Will develop
the country, and make your land worth
- per acre, provided you viii give Us a
deed 10 2JO acres. You Will make Sl,lOO
clear money by the operation" by this
means it is expected to get enough land
10 guarantee the company against loss in
building the 50 miles ofthe proposed route
between Millen and Jcsup. The plan IS
an attractive one.
The Construction Company and the
Greenville Lard ard Lumber Company
are said to be very wealthy and enter
prising corporations. They are able TO
bald the road without the land grants.
II they have confidence in the success OF
the road they viii doubtless build 1t
whether they get any donations or not.
L is only the question Of few years
when the counties ramcj will be pro-
vided with outlets for their productions.
Tley want a direct outlet to the coast
without having to travel and ship over
more than one line CT road.
the projectors Of this road propose to
secure the use Of the Central Railroad s
track from Augusta to Millen. They
have leased conditiOnaliy The twenty
miles OF road from Jacksonville to llart's
river. and they have secured a charter
and the riGht-of-way from Harris river to
JesuH. a distance Of sixty miles. The
whole line of the proposed road is estima-
tel at 2l0 miles, and the topography OF
the country is very favorable to railroad
construction. Whether the business it
would gct would make it profitable ell
terprise, is perhaps deDatable ques-
fsou
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09

Van yVvcI. : Land Grant Resolution.
The backbone land grant question with
which Senator Van Wyck proposes 10
wake ND the Senate and make senator
Teller unhappy has been before Congress
and the Interior Department for about
four wears. The grant was originally
made TO the Vicksburg, Baton Rouge and
New Orleans Railroad Company. This
company did not build the road in ac-
cordance with the terms Of the grant.
II built about forty miles Of it and
then stopped work. The road remained
in an unfinished condition for many years.
In the meantime settlers began to occu-
DIV the lands Of the grant.
About ten years ago the New Orleans
Pacific Railroad Company was organized
and secured an assignment of the land
grant from the representatives, OF the
Vicksburg. Baton Rouge and New Or
leans Company.
After the New Orleans Pacific Com
panv completed its road it made de-
manl on the Interior Department for
patents for the land grant. Patents
were withheld because protests against
issuing them were filed. The grounds OF
the protests were that the grant had
been forfeited to the government by
the failure Of the grantee to comply with
the terms Of the grant, and because
tie New Orleans Pacific Company did not
follow the route that the Nicksburg,
Baton Rouge and New Orleans Company
was required to follow. Those who filed
the protests were not settlers on the
land, the New Orleans Pacific Com
pany having made a satisfactory arrange
ment with them, but parties who held the
land grant bonds of the Nicksburg,
Baton Rouge and New Orleans Company
and who wanted to force the New Orleans
Pacific Company to pay these bonds.
4 committee Of the Senate said that the
patents ought 10 be issued and a commit
tee Of the House said they ought not.
While Congress was undecided about the
matter the Secretary Of the Interior, Mr.
Teller, just before he went out of office
issued patents to the New Orleans Pacific
/ Company.
1t remains to be seen what Senator Van
Wvck will accomplish with his resOlu
ton, and whether it will be possible TO re
call the patents. II looks very much a;
| if Senator Van Wyck's resolution was d
little too late 10 accomplish anything o.
Importance. 1t is doubtful if any court
would have decided that the New Orlean;
Pacific Company was entitled to patents
| for tue lands.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
Prepare for Cholera.

This country is not agitated 10y
cholera scare just now, but in enlightened
medical circles there seems to be more
apprehension Of cholera now than there
was ut any time last year. In recent
editorial the New York Heticat journal
called attention to the stream Of immi-
grants which IS pouring into America,
and to the great likelihood that they will
bring the cholera along with them before
the coming summer is over. The National
Board Of Health is urged to have meet
ing al once and To continue in session
until elective measures are devised to
prove 1t the advent Of the dread pestilence.
The importance Of this subject cannot
be easily exaggerated, nor can the atten-
ton of the people and the authorities be
too often called to it. A cholera epidemic
would MT only cause the death OF thou
sands, perhaps tens OF thousands OF
people, but would have Il very damaging
effect on business and industrial interests.
1t seems almost impossible to alarm the
people sufficiently TO induce them to in
sist upon such preparations as viii alord
some protection if the cholera should lind
a Judgment in the country. The doctors
have certainly done what they could to
secure the adoption of sanitary rules and
regulations, and to induce city authorities
to make greater eXeytiOns to keep their
respective cities clean, but the authori-
ties haven't been very active. 1t generally
requires the actual presence of an cpl
demic to stir them into activity.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
a GLIMPSE OF STREET LIFE.
a Tramp who Had a pressed Brick"
Pasted In his Hat.


"Say, boss, could you tell me how
might get a passage ticket to Norway ~
was the salutatiOn | received from a tall,
thin tramp the other day.
"Have you friends in Norway"
"No, sir,' he promptly rejOiued, with a
suggestive twinkle in his eye, "but Pm
out Of work, and think l could strike a
good opening over there"
"What is your trade, OF what could you
hope to do in Norway
Pulling off his hat he took from the in
ner band of it the half of an old playing
card, on which a newspaper clipping was
carefully pasted. He handed it to me.
and | read as follows
sin Norway hotels cigars, cigarettes,
stationery, settler water, wine and
similar articles are placed accessible to
guests at all times, and when settling
time comes the landlord takes the word of
the guest as to how much Of each he has
eaten or drunk"
"Oho"' said /, ''are you frank enough
to tell me that you would like to go over
and play the deadbeat on these honest
and hOspitable peOple"'
"Neverv exclaimed my tramp, with a
tone and gesture that Lawrence Barrett
could hardly excel. you see, sir, as
soon as this thing gets widely known
there will be a regular rush of fakirs and
bank cashiers and such to Norway, and
they will bankrupt the poor natives. If
can get over ahead of the crowd | can
warn the bOokkeepers and earn their eter-
nal gratitude. Perhaps, sir, you could
give me dime to help toward getting a
steerage passage"
had to laugh as dropped him dime.
"Now," l added, "won't you tell me
squarely how you make out on this
racketT
"Well, boss, when l meet gentleman
who can enjoy little joke, even when it
finds birth with poor devil in a shabby
coat, he generally helps me along. If L
asked him at the start to help poor
man. he wouldn't listen to me, but the
cheek and novelty of this racket tickles
him. You may believe me or not, but
Pm halter out of job, and I've never
been in Jail or the poorhouse. BY and by,
when business improves, l expect to go
back to my trade. l had to invent this
little gag to keep me going in the mean
time. l found this paragraph in a Phiia-
delphia newspaper"
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09

The sorghum growers are assuming an
air of importance in some parts OF TIE
country. Those who have patches OF TINS
plant speak of the sorghum interests
and talk with apparent earnestness ABOUT
the time when the United States will pro
duce all the sugar the people need. They
think that nine-tenths of this sugar will
be derived from sorghum. Much is eX-
pected from the perfection of the diffusion
process of extracting the juice from the
cane, and they believe that sugar will be
eventually produced at about one cent
per pound.
They are doubtless over sanSuine as 10
the future OF sorghum. While 1t
may be possible to make sugar
from it proftably at the present
prices it is not likely that it VIII ever
crowd out sugar cane. The talk of max
ing sugar at one cent Per pound will not
make many converts. it will be remem-
bered that the experiments of the Agri-
cultural Department resulted in pro-
ducIng sorghum sugar at cost OF about
81 per pound.
Ii is not likely that sorghum will be-
come popular IS staple crop because II
so quickly exhausts the soil. It's doubt
Jul whether any other crop will impoY-
erish land rs quickly.
So far as producing sugar for home con-
sumption is concerned, there Is a sufiici-
ent area in the United States adapted tC
the growth OF sugar cane to produce al
the sugar we need. Whenever a eheal
process Of making sugar becomes practi
cable the genuine sugar interest will rapid
ly assert itself, and sorghum will lave t
remain in the background. 1t will probably
not be many years before large quantities
/ of sugar VIII be produced in ali portions
of the Union south Of the thirty-thiIC
parallel Of latitude.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
PERSONAL.

POSTMASTER GENERAL Villas has always
been warm friend of Gen. Grant.
CmEF JUSTICE WAITE bought new gown
expressly for the ceremony of swearing in the
new President.
LADY RANDOLPH CHURCHILL, 1aee Miss Lor-
ila:d, of New York, docs net accompany Lord
Randolph on his indian tour.
PROF HARKNEss. of Brown, has refused
the position Of resident supervisor of the
school at Athens.
EX-SENATOR JAMES HARLAN, now a Judge
on the Court of Alabama Claims, is mentioned
as the probable Republican candidate for
Governor Of Iowa.
EUPHRAsIE CARLIN, the ante bellum negro
sugar planter and slave owner, OF st. Mary
parish, Louisiana, died Friday in humble cir
cumstanees. lie was in his I'D year.
Nj. WHISTLER has sent Edmund Yates
butterfly since the latter's Imprisonment,
asking him to cherish it as an emblem of hope
and joy, and the messenger of his best wishes
and loyalty.
TIE Mexican General TrcvlnO, whose first
wife was daughter of the late Gen. Ord, of
the United States army, IS about TO contract d
second marriage with a Mexican lasy-the
SenOrita Zembrano.
A PRIVATE LETTER received in Boston from
the wife IF Cant. Bray, of the missionary
steamer Morning Star, states that on Jan. II
the steamer was at Sandy Point. in the Straits
Of Magellan, with all on DO ard well. The let
ter came via Valparaiso.
FIVE out Of the twenty-one Presidents of
the United States were of scotch Irish lineage
Jackson, Polk, buchanan, johnson and
Arthur; two of SoOtch-Grant and Hayes; one
of Welsh-JeifersOn; and one OF Dutch-Van
Buren,; the remaining twelve being of Eng
lish descent.
NAPOLEON lis epistolary activity was pro-
digious. Even in camp he often dashed Off
more than twenty letters day with his own
hand, besides those which he dictated to his
secretaries; and it is believed that his corre-
spondence during the eighteen years in which,
as General, First Consul and Emperor, he was
the foremost man in France, amounted to not
less than 5000 papers.
PRESIDENT CLEVELAND will attend the New
York Avenue Presbyterian Church in Wash
ington, of which Rev. William ALVIN Bart
lett is pastor 1t is now the leading church
of its denomination at the Federal capital.
DR.. Bartlett is of high renown as preacher
of the liberal tyre. The church itself IS
twO-stcry building, the school room being on
the ground floor and the church proper being
above it, The pulpit is of marble aud about
eight feet from where the Pres ident will sit.
Designs OF pillar3 painted in gold are on the
wall on both SIDES Of the pulpit platform,
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09

The address which the National Com
mittee of the National party issued at
Washington last Thursday declares that
twenty-four years Of Republican rule has
reduced a large portion of the people OF
the United States to condition OF hope
less poverty. The committee says that
there is no lack of anything to feed, clothe
and house tle body, and yet the cry
of want is unparalleled. The cry of over
production the committee characterize
as the desperate lodges of deperate VII
lians. OF course the committee has
remedy for the evils which it insists exist.
The remedy is TO apply all the surplus IN
the Treasury at once to tie payment OF
the debt, and to put silver coinage or the
same footing as gold. The committee also
demands that ''when national banks con-
tract their circulation United States legal
tender notes shall be issued to the
amounts so withdrawn, and that the Gov
eminent shall retire all bank circulation
and substitute legal-tender notes in It's
stead: that legal-tender notes shall be
further issued in payment Of public debts,
in constructing needed public improve
ments until idle labor is employed"
Other things arc demanded, but the fore
going IS sufficient to show that tee COM
mi.tee is not composed of very practical
men. 1t is easy enough to insist that this
or that thing will bring about better
times. but fact that ought not to be
lost sight of is that those who are eX-
tremeIy radical in their views when no
responsibility rests upon them are gener-
ally very conservative when placed in
responsible positions. With practical
thinking people the address Of the Nation
al Committee Of the National party Will
not have much weight. The country has
placed its confidence in the Democratic
party and is satisfied to let it rest there.
There is no prospect that the National
party will claim a large share OF public
attention in the near future.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09

A good deal is being said just now about
the diplomatic falsehOod that Prince Bis
marck has been charged with telling.
European diplomacy has long been con,
sidercd as synonymous with falsehood,
and few so-called dipl0matists in any
country are as open ard frank as absolute
truthfuIness would require them to be.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
An Uns expected Good Word

LNlCUJU NtUo lIttI'I
Grover Cleveland's inaugural message IS an
appaal to the patriotism Of every citizen OF
10 saw. care equally responsible for the good
government OF this great nation" He who
reads this message with the fair eye OF aa
honest American citizen must be lmpres seI
with its earnest sense OF a great rerpohslDIity
and the strong and manly frmnes5 with
which Its wrlser conseerates himself to the
task .at before him.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
They Won't C0untenance Stealing.
III :IrIaInhir No1ra RenN

OF the Cabinet as a whole it may be said
that its executive force may be doubted, but
OF the fact that its members Will resist any
wholesale attempt at political plumber there
is little doubt. THIS is something, but the
Cabinet shOuId. above all be composed of
men who en- undergo unlimited work with
unlimited patience and application, and d.
rect an army OF sUbOrdinates az the same
can make the wheels 20 round with the least
friction
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
rrInciplts in 30 Danger.

NelC orleans VlcEgltRc lHeH.I
The Democracy may no ii its newly rcgained
pow.r another tw. nty-fOur years, anu u1tlA
The second time it amalgamates the entire
nat on. SO chat no party and no platform VIII
be undemocratic. provi ell it does not become
corrupt and fan under the control of dem
agOgucs and rascals. The political principies
oi inc partv are In little danger; 1t can be
held firmly secure in the positions so magnih-
g .rtlv framed in the natiOn2l platform of
last summer with almost no effort.
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09

T. is likely that cx-Secretary Chandler
will not get over the spell of dry grins that
hewas thrown into by Secretary Whitney's
installation for week or two. 1t will
dout tIess take AZ least case Of fine old
Bourbon 20 restore MS nerves to their nor
mi unn-L--n.-
Savannah morning news. [volume] (Savannah) 1868-1887, 1885-03-09
CURRENT COMMENT
A Good start OF.

Ntfr I0rt WOFIN tUeW,l
SIR. Cleveland starts on well. The Demo
Gratis are all delighted, the Republ cans are
pleased, the Independents are happy. inc reW
York Sga indOrses everything, Grady is hope
ful Ben Butter j. dsarmcd and Bclva Lock
wood is silenccd, Only the Normons are I'M
happy. Was ever Il President so favored On
th,. threshold Of his administration