Daily Republican., 1885-06-16
ProviAfng Fer the Fature.

Everybody ought to lay by something
for . rainy day. There is no knowing
how soon disease and disaster may
overtake the heartiest and those who
are apparently making the best head
way in life and it is bad to be caught
in that manner without having made
some preparation to meet 1t. The ex.
igencies and experience Of the times
have brought 70 the surface . large
number Of bensH cial institutions, to
some OF which every well-to-do man
should belong. A number Of these in
situations provide for benefits In case OF
sickness, some provide for the susie
nance Of the family after death and
some provide for both. A small stipend
. week, say from eight to ton cents,
provides weekly benefits Of four or Eve
dollars, from such societies as the Odd
Fellows, Good Fellows, American Me-
chanics, Red Men and q number Of
other secret orders, In case Of sickness,
and q reasonable amount Is paid to de-
fray funeral expenses in case Of death.
This is good IS far as 1t goes, but it
does not 60 far enough. After the
mainstay of the family has been taken
away by the hand OF death is the time
the unfortunate widows and helpless
orphans need assistance. 1t is hard
enough to be compelled to bear the sor-
rows and affections Of the loss of hus-
band and father without being COM
PEELED to face the world, now apparently
cold and uncharitable, with poverty
looming up in the not far distance, per-
haPs very near.
A charitable public, profting by the
experience of the past, has not forgotten
the widow and the orphan, and as re.
suit we have associations to some one
of which any man in good health and
possessing good moral character, car
belong. These associations, amongst
which are the Ancient Order Unitec
Workmen, the Heptasophs, the folder
Chain, the United States Benevolen
Fraternity, and number of other sucl
fraternities have been organized will
especial reference to benefits accruinj
to the widows and children of decease,
husbands and fathers.
These associations have been mad
the subjects of some very nice arlth
metical calculations involving vital an,
health statistics at various ages of hi
man life. This has been made neces
sary on account of covering the fata
probabilities of life according to aat
Thus young man Of twenty-one join
ing one OF these associations and tAkin
out policy of one thousand dollars
subjected to an assessment of 26 cenI
on that thousand, whenever the treas
ury is depleted. At thirty years
age his assessment Is increased to
cents on the thousand, at forty to |
cents, at forty-6ve to IA cents, ut Tiff
to SO cents, and at fifty-five to ST.
This calculation bears equally upoa =
the grades, having been made after
careful computation of life poetftiliti
at different ages. In an ASSOCIATE,
that pays full benefits the ratio of a
sessments is not more than one a mont
each assessment covering possibly ty
or three deaths. By this plal eve
provident son, husband and father
enabled to leave something to help /
family after his death. The ,asse.
ments are comparatively light, al
even If they should bear little ha
upon the pocket in hard times, it we
better to make some sacrifices to me
it than by abandoning it leave hel
less family without financial help
hope after death. We say again th
that every man who has the welfare a
comfort of his family at heart, shou
il he cannot in any other way, By ur
ing with one of these associations
the manner referred to, provide for tn
future comforts. That man is heartl
who will say &c Let my family lc
out for them selves as | b ad to do"