The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1885-01-03
UNION MUTUAL
LIFE INSURANCE COMPANY
PORTLAND, MAINE.
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PORTLAND, MAINE.
JOHN e. DewITT, President.

Tha raasons why you--a resident of Maine
should insure in this company, In preference TO any
In is A MAINE INSTITUTION. Its business is
conducted and its policies framed according to
the laws of Maine to which you have access and IN
respect to which you are generally informed.
The LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN GREAT MANY CASES,
INTRICATE AND UNiNTELLIGIBLE, to the sV-
erage man If you insure in some other State COM
many YOU MAY FIND IT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY Few lawyers, even, understand the gen.
eral laws, aud fewer still the insurance laws OF
other States; and you may discover, when you come
to the test that the actual position and results OF
YOUR insurance are quite different from what you
desired or anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and ef-
feet. You may be certain, therefore, If you insure
in the Union Mutual that you get exactly what
Won want: that If any question arises regarding the
disposition of your policy oryour rights underl it it
can be easily and speedily determined according to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisi pns Of which you have no knowledge.
sT hE t1 aSS I9nPE TIRERAP AND F0fIjTABIE
THAN THOSE OF ANY OTHER STATE. The
Maine NoDforfeiture Law protects all policies from
forfeiture after three premiums have been paid by
reason of failure to pay any subsequent premium.
Such policies are continued in force for their full
amount until the policyholde has received in
such continued insurance the value the payment
EVERY We PoLICY ISSUED BY THE UNION
MUTUAL ID SU E6lo La W. ItS pIdS-
teal working is shown by this illustration: Ii a
person. aged So, pays three premiums on % year
endowment policy, and tails to pay the fourth pre-
mium the policy by virtue of this law and entirely
independe of any action or violation OF the COM
psny, will eontinur in force five years and 342 DAYS
longer The extensions vary with the class Of poll
cy and number of premiums paid, but are fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
ALIS BY A BOARD Of DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL.KNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty of an honest, faithful
and efficient conduct of its affairs. The vaiue OF
your insurance depends entirely upon the certain
ty that company will carry ont its contracts fairly
reasonably and promptly; and, in this respect, your
personal knowl6dge of the character and standing
of tie persons who control it is of great Importance
and significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILiTIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGATED BY
YOUR OWN COMMISSIONER OF INSURANCE
The results of his examination are stated in detail
in bis annual report, which you easily consult
You have efore in this regard the guaranty OF
the endorsement of an official of whose character
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual possessed no ad-
Vantages peculiar to itself, as distinguished from
other companies, it would be to your advantage to
insure in it. 1t is certainly very much SO when you
consider the many inducements it presents in ad
dition to these considerations.