The Baltimore County union. [volume] (Towsontown, Md.) 1865-1909, 1884-03-29
Hartford Fire insurance Rates.-Tbe

Hartford Fire Insurance RateS.-The
Belair Democrat says: Lest our report of the pro-
ceedings of the Hartford Fire Insurance Company,
published recently, should be misunderstood, we
will state that the resolution prohibiting the in
surance of buildings within fifty feet of any rail-
road track, for less than ten per cent. premium
note, is an affirmative resolution rather than
negative one, as from a casual reading of it may
appear. In fact, since 1872 this company has
refused absolutely to insure property within
fifty feet of railroad track. This resolution al
lows such insurance and merely increases the rate
to ten per cent, $1.40 on the 81 900 more than
if the property was in excess of fifty feet from
railroad track.
( No greater amount of risk than $4,000 will be
:. yen on any dwelling house and contents, nor
atOre than $4,000 on mills, stores, barns, canning
houses and other manufacturing places, including
contents and in no instance in the latter class
the contents to exceed $4,000.
The rates of insurance adopted at the meeting
of the Board on the 18th inst, are as follows:
Dwelling houses, brick or stone with metal, slate
or tile roof, from to per cent; frame or log,
with metal or wood roof from to Z per cent;
barns, from to per cent. store-houses and
taverns, from to 10 percent; academies and
school-houses, from to per cent. mills, smith
shops, carpenter shops, workers in wood and
painters shops, from to 10 per cent; wooden
and paper factories, from to IL per cent. court
from 5 to per cent. printers, book and station
airy, bookbinderies and bakeries, from to per
cent; shoemakers, sadlery shops, wooden bridges
and smoke houses, from to per cent, and can
ming establishments from 10 to 60 per cent. All
village property is one per cent. higher than the
above rates. Carpenters risks will be granted at
from to rs per cent. per month on each 500 in
surance desired.
Sanitary Care of Farm Houses.-At a
meeting of farmers recently, prominent physi-
clan spoke on the SANITARY care of farm houses"
The house he said, is the centre of power to the
State physical and moral The home of the
farmer has more to do with the condition of the
State than any other. You bring here the pro-
ducts OF the farm in the corn and potatoes, but
f66e men IMPORTANT products. rhS health
Of the family is largely dependent on sanitary
conditions at the homes. The wives and daugh-
tiers perhaps suffer more than the farmer, who is
more in the out door air. In acute lung diseases,
those who live in cities are more exempt than the
farmers. The first evil to be notedi in farm homes
is defective drainage. Stagnant water about the
premises will tell in some form of disease. Drain
your houses as well as your lands. Ccmenting
cellar bottoms and sides, is often great benefit.
We can dry damp cellars and houses by absorb
ents that will take up the moisture the thing that
sprouts your potatoes, fertizes your crops, helps
you to bury your wives and children Again,
ventilation is all-important. barrel of rotting
potatoes caused family to be sick with fever and
other diseases. Cellars should be ventilated in
Winter as well as Summer. Furnaces that heat
and send up the foul gases of the cellar are very
bad arrangements. The old open e-places are
better ventilators. Bad air runs along surfaces,
and so there is more danger near the wall than in
the centre of crowded room. He uses board
under a raised window so Co prevent currents
from blowing directly on sleepers. wire or
cloth mosquito net will break the current from
window. Finally, the water should be carried
away from the house. Only let the cesspool re-
ceive the more foul waters, not diluted from the
bath tub. Be sure TO carry all refuse good dis
lance away.