The Portland daily press., 1884-07-19
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.
Thirty-four Years Old. PareIy Mutual.
Assets Over Six Million Dollars
EncOntestabIe Policies.
Ne Restrictions Upon Travel Residence,
or Occupation.
All Policies Non-F orfeitable under
THE MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan.

furnis hing insurance at minimum rates.
This plan provides for exceedingly LOW INIT
IAI PREMIUM, which increases each year during
TO- 10, 20 years, and thereafter continues at an
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable In
iums still further reducing the cost of the nsur-
ance. These policies are entitled to the benefits IF
the MAINE NoN-FORFEITURE Law, and are INCoN-
TEsTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature of
so-called "Cooperative Insurance low rates dur
ing the early years of policy without it's defects.
The premiums are so adjusted that they never
become burdensome or increase beyond the ability
of the insured to pay, while sufficient to insure the
solvency and stability of the Company. IT FUR
MENTs OF COOPERATIVE AGENTS, and in the
hands of active and energetic men. produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year after which 1t remains xed at the rate
gyen fSr te second the gst r
$I5.02; and increasing until the tenth year,
when and thereafter the premium is $2314.
The plain hfe-rate at age % is $3.50. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age Of g. he pays and continues to pay
um at that age is $263S.
Upon THE 16-YEAR ADJUSTED PREMIUM PLAN
the first premium at age % is $1270 the second,
$685.; the third, $l4.40; the fifteenth and there
after S24.60. The plain life-premium. $10S9, is
not reached until the tenth year; and the continu
ing premium of S24.6O is 1910 less than the life
ate at the then age of 40.
UPON THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age % is $12.70; the second,
Sl3.41; the third, $14 12 the twentieth and there
after S26.19. The plain Me-premium, $3.50, is
not reached until the eleventh year, and the con-
tinuing premium of $26.1 Is S11.78 less than the
plan Ife-rate at the then age of 40.
This plan is fully and clearly described in-the
Company's publications. NJ ha furnished
upon application to the Hea any OF its
agencies 1t will be q, q animation, that
it possesses especially .sge0aS features, and
covers all desirable 70 Insurance, being par
ticularly adapted to- :. che precise wants Of the
individual insurer.
MT-In the hands of active, energetic, industrious
agents therefore, 1t cannot fail to be productive of
large and prof able business
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will energetically
PUSH FOR BUSINESS.
j. r. FERRIS
Manager for Maine & N. II. Agencies.
apr5 PORTLAND. ME eodtf