The Portland daily press., 1884-12-05
Eastman, Bros. C Bancroft.
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. De WITT, President.

The reasons why you--a resident Of Maine
should insure in this company in preference to any
IT is A MAINE INSTITUTION. Its business il
conducted and its policies are framed according to
the laws OF Maine, to which you have access, and in
resPeGs to Which y9T are generally efor%sd
SUKANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNlNTELLIGIBLE, to the sv-
erage man If you insure in some other State COM
pany, YOU MAY FIND 1T DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen
eral laws, and fewer still the insurance laws of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance are quite different from what you
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
feet. You may be certain therefore, if you insure
In the Union Mutual that you get exactly what
you want that If any question arises regarding the
disposition OF your policy ,orlyour rights under it it
can be easily and speedily determined according to
laws and principles which you understand instead
OF being governed and controlled by laws and de-
cisi MS of which you have no knowledge
TdE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EoUiTABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture. after three premiums have been paid by
reason OF failure to pay any subsequent premium
Such policies are continued in force for their full
amount until the policy-holders has received in
such continued insurance the value the payment
he has made.
EVERY POLICY ISSUED BY THE UNION
MUTUAL is SUBJECT 10 paIS LAW. IIs prac-
tical working is shown by this Illustration: If a
person, aged 30, pays three premiums on a Is year
endowment policy, ami tails TO pay the fourth pre-
MUM, the policy by virtue of this law and entirely
independe2t of any action violation of the
pany, will continur in force Ave years and $40 DAYS
longer The extensions vary with the class of poll
cy and number of premiums paid but are fixed by
law for each and every case.
THE NJ MANAGEMENT OF THE UNION MUTU-
Al is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL-KNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty of an honest, faithful
and efficient conduct of its affairs. The yaiue of
your insurance depends entirely upon the certain
ty that company viii carry out its contracts fairly
reasonably and promptly; and in this respect, your
personal knowledge of the character and standing
Oh the persons who control it IS of great Importance
and significance.
The CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES \ ID FINANCIAL
STANDING IS ANNUALLY INVESTIGATED BY
YOUR OWN COMMISSIONER OF INSURANCE.
The results OF his examination are stated in detail
IN his annual report which you can easily consult
lou have, therefore, in this regard the guaranty of
the endorsement of an official of whose character
capacity and fidelity you have personal knowledge.
II, therefore, the Union Mutual POI ses sed no ad-
vantages peculiar to itself, distinguished from
other companies, 1t would be to your advantage to
insure IN it, 1t is certainly very much when you
consider the many Inducements il presents In ad-
utlon TO these considerations.