The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-08-27
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
IOHN r. neNyETrE praeldanf
JOHN E. DeNITT, President.


The reasons why you--a resident of Maine
other, are obvious.
IT is MAINE INSTITUTION. Its business e
conducted and its policies are frYmed according TO
the laws Of Maine, to which you have access ana III
respect to which you are generally informed -,
THE LAWS OF THE STATE REGAkDINSaa s IN
SURANCE ARE, IN A GREAT MANY GASES
INTRICATE AND UNlNTELLIGIBLE, 70 tne Av-
erage man II you insure in some other state com
pany, YOU MAY FIND 1T DIFFICULTY no AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen.
eral laws, and fewer still the insurance laws, OF
other States and you may discover, when you come
to the test that the actual position and results Of
your insurance are quite different from what you
desired or anticipated.
THE INSURANCE. LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else Information respecting their meaning and eff
feet. You may be certain, therefore, if you insure
in the Union Mutual that you get exactly what
you want; that if any question arises regarding the
disposition OF your policy or your rights under IT, u
laws and principles which you understand instead
of being governed and controlled by laws an d de-
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
reason of failure to pay any subsequent premium.
Such policies continued in force for their full
amount until the policy holders has received In
such continued insurance the valne of the payment
he has made
MUTUALIS SUBJECT TO THIS LAW. Its prac-
tical working is shown by this illustrations: II q
person, aged 35, pays three premiums 20 year
endowment policy and fails to pay the fourth pre-
MUM, the policy by virtue of this law and entirely
Independent of any action violtion of the com
pany will continue in force five years and 342 days
longer. The extensions vary with the class of poll
cy and number Of premiums paid, but are fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
Al. is BY A BOARD OF DIRECTORS ALMOST
| WHOLLY COMPOSED OF WELL-KNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty of an honest, faithful
and efficient conduct of its affairs. The value OF
your insurance depends entirely upon the certain
ty that company will carry outfit contracts fairly
reasonably and promptly and, in this respect, your
personal knowledge of the character and standing
of the persons who control it is of great Importance
| and significance.
THE CONDITION OF THE UNION MUTUAL
| AS TO ASS ELS, LIABILITIES AND FINANCIAL
| STANDING is ANNUALLY INVESTIGATED BY
| YOUR OWN COMMISSIONERS OF INSURANCE
Tn results of his examination stated in detail
in his annual report which you easily consult
You have therefore, in this regard the guaranty OF
| the endorsement of an official of whose character
capacity and fidelity you have personal knowledge.
If, therefore, the Union Mutual possessed no ad-
vantages peculiar to itself, distinguished from
other companies it would be to your advantage to
insure in it, 1t is certainly very much when you
consider the many inducements it presents In adj
| dition to these considerations.