The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-08-04
All Policies Non-FOrfeitabIe under
TIT gAINF N0N.E0REEITIIRE law
The Union Nutual Adjusted Premium
Plan,
furnishing insurance at minimum rates.

furnishing insurance at minimum rates
This plan provides for an exceedingly LOW INIT
IAL PREMIUM, which increases each year during
10, 10. 20 years. and thereafter continues at an
even rate. The first premium is very much lower
than Ordinary me premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable ia
reduction of the fifth and subsequent annual prem
iums still further reducing the cost of the nsur-
These policies entitled to the benefits 4
the MAINE NoN-FoRFEITURE LAW, and are INCoN-
YEARS.
This plan presents the only attractive feature of
eo-called "Co-operative Insurance,'-low rates dur
ing the early years of policy, without its defects.
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
OF the insured to pay, whie sufficient to insure the
solvency and stability of the Company. 1T FUR
MISSILES A CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
hands OF active and energetic men, produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
S Sh Es Ts sfssf S s FL 3 e zsa st he F
MUM is $l2.7o; the second, $13.S6; the third,
$15.02; and so on increasing until the tenth year,
when and thereafter the premium is $23.14.
The plain life-rate at age 25 is $3.50 This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of 3d. he pays and continues to pay
premium of $23.14; whereas the plain life-premi-
uIn az Gnab age Ii Szo.oo
UPON THE l6-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 20 is S12.7O; the second,
$685.; the third $l44 40; the fifteenth and there
after, $24.60. The plain life-premium. $3.50, is
not reached until the tenth year, and the continu.
ing premium of $24.60 is $3.50 less than the life
ate at the then age of 40
UPON THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age 20 is $12.70; the second,
S13.41 the third, $14 IL; the twentieth and there
after, $26.19. The plain hfe-premium, 1888, is
not reached until the eleventh year, and the co
tinuing premium of S26.19 is $11.78 less than
plan life-rate at the then age of As.
This plan is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home office, or any of its
agencies. 1t will be found upon examination, that
it possesses especially advantageous features, and
cocers all desirable forms Of Insurance, being par
ticuarly adapted to meet the precise wants of the
individual insurer.
E-In the hands of active, energetic, industrious
agents. therefore, cannot fail to be productive Of
large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with
agents who will theoretically
PUSH FOR BUSINESS.
j. =. FERRIS