The Portland daily press., 1884-06-20
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President.
Thirty-four Years Old. Purely MutnaI.
Assets Over Six Million Dollars
Uncomfortable Policies,
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies Non-F orfeitabIe under
THE MAINE 0N-FORFEITURE LAW,
The Union Mutual Adjusted Premium
Plan.
The Union Mutual Adjusted Premium

furnishing insurance at minimum rates
This plan provides for an exceedingly Low INIT
IAL PREMIUM, which increases each year during
TO- 10. or 20 years. and thereafter continues at an
even rate. The first premium is very much lower
tcan ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
me dividends upon these policies are payable ia
reduction OF the fifth and subsequent annual prem
1ums still further reducing the cost of the insur-
ance. These policies are entitled to the benefits
the MAINE NoN-FoRFEITURE LAW, and are INCoN-
TESTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature Of
socalled cooperative Insurance, "-low rates dur
ing the early years of policy, without it's defect
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
OF the insured to pay while sufficient to insure the
solVency and stability Of the Company. IT FUR
NIsHEs CONCLUSIVE ANSWER TO THE ARGU
MENTS OF COOPERATIVE AGENTS and in the
hands OF active and energetic men, produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year, after which 1t remains fixed at the rate
given for the tenth year. At age IS the frst pre-
MUM is $12.7O; the second, $13.86; the third.
$l502; and 80 on increasing until the tenth year,
When and thereafter the premium is S23l4
The plain hfe-rate at age % is Sl989. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of 3d. he pays and continues to pay
premium of $23.14; whereas the plain life-nreTni
um at that age is $26.38.
UPON THE 16-YEAR ADJUSTED PREMIUM PLAN
the nrst premium at age 20 is $127O; the second
1880; the third, $1440 the fifteenth and there.
after, $24.6O. The plain life-premium $3.50. is
not reached until the tenth year; and the continu,
ing premium of $24.60 is $3.50 less than the life
ate at the then age of 49,
UPON THE 2O-YEAR ADJUSTED PREMIUM PLAN
ne nrst premium at age 20 is $12.70; the second
$l341; the third. $14 IL; the twentieth and there.
after, $26.l9. The plain ife-premum, 1889, is
not reached until the eleventh year and the con.
tnuing premium of S26.19 Is $11.78 less than the
plan hfe-rate at the then age Of As.
This plan is fully and clearly described in the
Company,s publications, which will be furnished
upon application to the home Office, or any Of its
agencies 1t will be found, upon examination. that
II possesses especially advantageous features, and
corers Gtt desirable forms Of Insurance, being par
individual insurer. -O
gin the hands of active, energetic industrious
agents. therefore it cannot fail to be productive of
a large and profitable business
The Company is ready to negotiate with and will
make liberal contracts for good territory with.
agents who will theoretically
PUSH FOR BUSINESS.
j. T. FERRIS
Manager far Maiua O. N III Amorn.ua