The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1884-04-23
RAILROAD RELIEF.
BALTIMORE, g OHIO ASSOCIATION.

IS BALTIMORE. g. OHIO ASSOCIATION
II The Originator Re,lSus, Tho Management OF n
Conesrn-Ths Financial Showing Of tho As,oci.
gl atiou-rhs B,n,nls that Accrue 10 u Mem.
br Of tho A.ioelatIo1--Ths seheme.
, Special Dipaieh 10 he Intuicenctr., -5
), GnAFToN, W. Va, April CAT quar-
/ terly meeting Of the Committee Of Manage
q ment OF the Baltimore 4 Ohio Employee
4 Relief Association, held at this place, to.
J. day, the resignation Of its Secretary, DR..
:. W. 7. Barnard, who organized the Asso.
citation in 1880, rendered on account OF i'm.
= paired health, was accepted to take effect
!. May G, 1854. s
/ Dr.. Barnard furnishes the following re-
aume ofthe Association which will interest
all railroad men, The Association as or
iginally inaugurated provided relief for lis
members in sickness or accident, and pro-
vision for their families in death. Starting
with opposition from those 1t sought TO
benefit, probably unparalleled, its own
merits have In four years placed 1t in the
foremost rank OF all benevolent institu.
tlonB, and 1t stands unique and
peerless among similar railroad assoca.
tions. In these four years 1t has issued
42,l23 policies, has now an active
membership Of 1855, comprising IS per
cent OF all the employees Of the Baltimore &
Ohio Company and 0G percent OF those not
engaged in sedentary occupations, btin,
undesirable risks; 1t has taken into It's
treasury Sl0O,020 81 on all accounts. OIL
the SS5l, ia 66 received on account OF 70.
lief features, SSl4, 1872 62 were derived from
premiums OF members and S37,5S2 Oh
from the investment OF the Sl00, 1000 OF the
baltimore 4 Ohio Company and other
funds not needed for immediate disburse.
ment from this revenue. 1t has distributed
10 date S8S4. .740 &C for sick, accident and
death benefits and for surgical expenses
and medicines without cost to the men,
bers 10 prevent and check the spread Of
infectious and other diseases. These dis.
bursements involved 30,5l9 separate pay.
mente, and generally to different individ-
uals, which were distributed over terri
tory extending from Wilmington, Del,
and Baltimore to Parkersburg, Columbus,
Chicago, Sandusky, Wheeling, Pittsburgh
and to all intermediate points on the
Baltimore & Ohio lines.
THE RELIEF FEATURES.
The net balance to credit oithe relief
features after deducting outstanding liabiIi.
ties was reported as s73,ll6s5, that the
association had been able during the past
three years to not only meet all its obliga.
tions and to set aside safe reserve fund,
but also TO gratutously double the insurance
paid on the death OF members and still re.
tain this surplus. The secretary declared
the record will show to be due not to over
taxation OF members for premiums, but TO
economical management and to the yigi.
liant medical and sanitary control exercised
over members, and the company's premi-
ses supplemented by the material aid
given the association by tho company.
This medical supervision has promoted
not only physical and moral welfare OF the
employees, but has also preserved and i'm.
proved the company 5 property, and in d
number ofways benefited the service. Origi-
mating with the Baltimore j. hioCompany
itworked an era on railway advancement
he had hoped appropriately to close his
labors on behalf Of the association by being
able to announce definitely the establish.
ment OF new pension feature, while un.
foreseen delay had occurred he yet believed
the necessary means would be forth
coming. II inaugursted this pension
feature would provide: |,
First-For the support during life Of
those members who on reaching the aye Of
sixty or upwards become unable to sa,is.
factorily perform the service assigned
them, or who, on reaching the age OF sixty
five or upwards retire from the active ser
vice Of their own accord, the amount of
pension granted being one.half OF the pres.
ent sick benefit. .-s
Second-For the continued support Of
those sick and disabled members who,
having received in full the benefits prom
ised them by the relief features, and con.
tinue thereafter unable to earn livelihood, !
payments being made according to the
above scale. s
Third-For enabling pensioners to con-
tinue' their insurance in the association Ii
against death. Ii
Fourth-For purchasing artificial limbs {
or money commutation thereof, for every !
member Of the association who loses a I
limb in the service.
INDEMNITY FOR LIVES.
While this proposed feature in connec.
tion with the relief and annuity features !!
will provide practical indemnity for loss Of
occupation and provision for the families
Of the deceased members under minor pro-
visions, they arc also furnished with trans
portation for themselves and families over
the lines OF the Baltimore & Ohio Railroad |
at half the rate given the public, with
the free service Of forty skilled resi-.
dent physicians, with access to eleven OF the '
best hospitals in the country, located at
salient and accessible points on the Balti-
more & Ohio lines, and with circulating J
library, facilities ior the sick and disabled, {
and are thereby better protected from want
and suffering and the vicssitudes OF lie 6
than, perhaps, the employees OF any other
large corporation in the world.
DR.. Barnard considers this association as
yet in its infancy and as jus. beginning to
develop its full capacity for usefulness. The !,
human voice has little gratitude for philan.
thropical benefits, therefore while the re.
lief features have been instrumental in {
greatly improving the harmonious relations
between employer and employe, he au.
ticipates they would be strengthened aud
cemented by the savings and building =
features now in operation ior twenty =
monthu, whereby the members, however,
installed, may enjoy the privileges OF an 6
extended banking establishment covering !
the entire Baltimore \ Ohio system by !
means Of which they receive tho highest
current interest on deposits and can bor.
row at uniform rate OF G percent, are en-.
abled to acquire homesteads and property
on exceptionally favorable terms. prac-
tically ordinary rentals may obtain build.
inn aud thnir uaatarialc at ,rhnlauula z.;a.a |