The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-09-15
UNION MUTUAL,
LIFE INSURANCE COMPANY,
PORTLAND, MAINE
JOHN e. DewETT, President.

The reasons why you-a resident of Maine
should insure in this company, in preference to any
other are obvious.
conducted and its policies framed according to
the laws of Maine, to which you have access and in
respect to which you are generally Informed.
THE LAWS OF THE STATE REGARDING IN
SURANCE ARE. IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBL LIE, to the av-
pany, YOU MAY FIND IT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers even, understand the gen.
eral laws, and fewer still the insurance laws, of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance are quite different from what you
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else Information respecting their meaning and ef-
feet. You may be certain, therefore, if you insure
IN the Union Mutual that you get exactly what
you WANT that if any question arises regarding the
disposition of your policy, or your rights under it, it
can be easily and speedily de ermined according to
laws and principles which you understand instead
of being governed and controlled by laws and le-
cisi ms of which you have no knowledge
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND QUiTABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeture Law protects all policies from
forfeiture after three premiums have been paid by
reason OF failure to pay any subsequent premium
Such policies continued in force for their tul
amount until the policy holders has received iu
such continued insurance the valne of the payment
he has made
MUTUAL is SUBJECT TO THIS LAW. Its prac-
teal working is shown by this illustrations: If a
person, aged 35, pays three premiums or a rs ye
endowment policy, and rails to pay the fourth pre-
MUM, the policy by virtue of this law and entirely
independent of any action violition OF the COM
pany will continue in force five years and 342 days
loBger The extensions vary with the class of poll
cy and number of premiums paid, but fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL is BY BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELLKNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty of an honest, faithful
and efficient conduct OF it's affairs. The value of
your insurance depends entirely upon the certain
ty that company will carry outfits contracts fairly
reasonably and promptly; and, in this respect your
personal knowledge of the character and standing
of the pers ms who control it is of great Importance
and Significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASS Els, LIABILITIES AND FINANCIAL
STANDING Is ANNUALLY INVESTIGATED BY
YOUR OWN c JMMISSIONER OF INSURANCE.
Tn results of his examination stated in de all
in his annual report, which You can easily consult.
You have befefore. in his regard the guaranty of
the endorsement of an Official of whose charac er,
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual possessed adj
vantages peculiar to itself as distinguished from
other Companies, it would be to your advantage to
insure i'll it. IL is certainly very much when you
consider the many inducements it presents in adj
dition to these considerations.