The Portland daily press., 1884-12-18
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President.
MAINE.

The why you-a resident of Maine
should insure in this company in preference to any
other, obvious.
IT is A MAINE INSTITUTION. Its business is
conducted and it's policies are framed according to
the laws Of Maine to which you have access. and in
SHEL LAWS or THE STATE FAT REGSRpINe4 IN
SURANCE ARE, IN a GREAT MANY CASES.
INTRICATE AND UNlNTELLIGIBLE, to the av-
erage man If you insure Ia some other State COM
pany. YOU MAY FIND IT DIFFICULT 70 AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
Policy. Few lawyers. even understand the gem
eral laws and fewer still the insurance laws of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance are quite different from what you
desired anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else Information respecting their meaning and ef-
feet: You may be certain, therefore, if you insure
IN the Union Mutual that you get exactly what
you want; that if any question arises regarding the
disposition of your policy oryour rights underi it
can be easily and speedily de ermined acco dug to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisi ms of which you have no Knowledge.
TIE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUiT TABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
reason Of failure to pay any subsequent premium.
Such policies continued in force for their full
amount until the pol cy- holders has received in
such continued insurance the value the payment
he has m de.
EVERY POLICY ISSUED BY THE UNION
MUTUAL Is SUBJECT TO THIS LAW. Its prac-
tical working is shown by this illustration: II
person, aged 30, pays three premiums on a 2 year
endowment policy, ami tails pay the fourth pre-
MUM, the policy by virtue of this law and entirely
independe I of any action or violation of the COM
pany will contnur in force five years AID 342 DAYS
longer. The extensions vary with the class of poll
cy and number of premiums paid, but are fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL Is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COM OSED OF WELL-KNOWN AND
PROMINENT CITIZEN OF YOUR OWN STATE.
Their names are guaranty of an honest faithful
and eficieDt conduct of its affairs. The va,ue of
your insur 4nce depends entirely upon the certain
ty that company will carry ont ts contracts fairly
reasonably and promptly; and in this respect your
personal knowledge of tue character and standing
of the persons who control Of great Importance
and significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING Is ANNUALLY INVESTTGA TED BY
YOUR ON N COMMISSIONER OF INSURANCE..
The results OF his examination stated in detail
in his annual report, which You easily consult.
You have therefore, in this regard the guaranty of
the endorsement of an official of whose character
capacity and fidelity you have personal knowledge
If, therefore, the Union Mutual possessed ad-
vantages peculiar to itself, distinguished from
other companies, 1t would be to your advantage to
insure in it. 1t is certainly very much when you
consider the many inducements it presents In ad-
dition to these considerations.