Lancaster daily intelligencer. [volume] (Lancaster, Pa.) 1864-1928, 1884-09-10
Lancaster frtelligenrRr.
WEDNESDAY IEvEN'e. SEPT, 10. 1884.
A Cbauce tor a Banker.


A Chance tor Banker.
New Brunswick, New Jersey, has
good opening for an enterprising banker
out OF business. 1t seems that she is
left without bank of deposit, by the
collapse OF the " National bank of New
jersey" Probably her people are left
without much money to deposit and
new bank for while would not take in
much /; but the banker could make him.
self popular by lending out his own
funds, and no doubt before long he would
have all the money left in the town
turned into his Golfers. If he would be
decent enough not to grab is all up and
run away with it, but would be content to
keep and spend 1t in the town, it is
likely that he would be permitted to en-
Joy the use of the spare cash of the town
for his life time. The late cashier, Mr..
Hill, was very popular man.
He lent the money deposited with
him by the citizens generally, to his
friends among them with free hand,
not forgetting himself. BY this liberal.
ity in dispensing other peoples money,
he got the reputation OF being the very
prince of good fellows, and every one
gave him their money to keep,with great
confidence. Mr.. Hill accepted the
care of anything that was offered
him that was valuable.
He took care of the bonds of the old
men and women and the young ladies
and orphans, receiving them with a
charming smile, and finding nothing too
much trouble TO do for them. Mr.. Hill
was model cashier in The towns eyes {;
especially to the Republican part OF it,
for the party got the funds of the bank
from bim to help 1t along whenever it
was in need. Mr.. Hill provided for the
needy. 1t was u weakness of his amia-
BILE nature to deny nobody; at least it
appears to be weakness now in
the eyes of those of his fellow
citizens who used to esteem it
to be his crowning glory. They look
at it differently now when they realize
that it was their money he was so free
with. They understand now that il
would baye been more satisfactory if
they had been the dispensers OF their
monei in charity themselves rather than
have had Mr.. Hill act for them. Mr.. Hill
was too liberal entirely. Aud he took
too much toll himself.
the people Of New Brunswick
will not be so condding IN future hanL
cashiers who settle among them. But
we expect they will, after time. No
aspiring banker need hesitate to set w
his counter among them through fear
that the lesson they have had will last
them long. Let him make himself rs
agreeable rs Mr.. ii ill made himself, and
let him show himself 10 be generous
fellow, free with his banks money.
and ready to aid every enterprise pro
posed 10y the town cranks for the town S
benefit, getting himself the reputation of
beiag liberal and public spirited, and
he will command the peoples confidence
and all the cash they have left. II is so
always and everywhere for the reason
that people with money, rs much as those
without, are simplet0RS. Men are in the
- ha4ssof Judging men from their outside
show. A banker in gorgeous raiment is
man who invites confidence. a banker
sign alone is often enough to seduce their
money from them. A man of good ad
dress setting himself up as banker
can command deposits within Il week
trom the time he leaves the penten.
tla'yi of course lie will not advertise his
Z Iate abeae, and his customers equally
or course WiNpot ask where he has come
from This has always seemed 10 US
tn be peculiarly in the banking hnsi-
ness. "A merchant cannos borrow money
without good endorsement for it1 70
turn but Il banker gets the spare cash
OF his customers without security
though when they come to get il fro IN
him they must produce good collateral
This is certainly Il curious world The
same confidence Iii bankers manifested
by their customers is shown in brokers
by those who buy stocks. The owners
leave their stock with their brokers
without security, and the brokers Dor
row money Oh them habitually. There
was the pious firm OF Fisk Il Hatch,
"''S'S SH'Dio "SAp always ItSluP "Il-li
they were not speculating, that had TIE
custody of the government bonds
of the Newark institution over
which the chancellor of New Jersey
was keeping watch aud guard. They to, K
them out Of their box and .'spouted -
them for their own indebtedness When
ever they We're "haTd up" for cash
They gave no security for the millions of
dollars IN their hands. They were
thought to be good because they were
reputable bankers and brokers; a busi-
ness which is OF The most hazardous
kind.
The confidence of the people with
cash, in those who pretend to have it.,
is again strikingiy shown in the stock
market, where the people with money
rush in to buy stocks when they are
booming, and to sell them when they ara
dropping; following without knowledge
the lead of others with knowledge, but
whose manifest interest it is to draw after
Them their fpplIsl fnllnu.re 49,.