The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-11-10
UNION MUTUAL,
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
LOHN E. DEWITT. President.
JOHN e. Dewitt, President.

The reasons why you-a resident of Maine
should insure in this company in preference to any
In is A MAINE INSTITUTION. Its business is
conducted and its policies are framed according to
the laws of Maine to which you have access and in
respect 70 Tnicn y1I are geasTsy IN
SURAHCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE, to the sy-
erage II you insure in some other State COM
pany YOU MAY FIND IT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers; even, understand the gen
eral laws, and fewer still the insurance laws of
other States; and you may discover, when you come
to the test that the actual position and results OF
YOUR insurance are quite different from what you
THE TNSURA nee LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
Feet You may be certain, therefore, If you insure
in the Union Mutual that you get exactly what
you WANT that il any question arises regarding the
disposition of your policy your rights under it it
can be easily and speedily de- ermined according to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisi MS of which you have no knowledge.
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeture Law protects all policies from
forfeiture after three premiums have been paid by
reason of failure to pay any Subsequent premium.
Such policies continued in force for their full
amount until the pol cy- holders has received in
such continued insurance the value of the payment
Every POLICY ISSUED BY THE UNION
MUTUAL is SUBJECT 10 fHlS LAW. IIs prac-
teal working is shown by this illustration: II a
person. aged 35, pays three premiums on a q year
endowment policy, ant tails TO pay the fourth pre-
mium the policy by virtue of this law and entirely
independe of any action or violation of the COM
pany, viii continur in force FIVE years aid 342 davs
longer The extensions vary with the class Of poll
cy and number of premiums paid, but are fixed by
law for each and every case.
THE MANAGEMENT. OF THE UNION MUTU-
AL Is BY A BOARD of DIRECTOR ALMOST
WHOLLY CONF OSED OF WELL-KNOWN AND
PROMINE NT CITIZENS OF YOUR OWN STATE.
Their names guaranty of an honest faithful
and efficient conduct of its affairs. The yalue of
your insur depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly; and in this respect, your
personal knowledge of the character and standing
of the persons who control IL Is of great Importance
and significance.
The CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES A ID FINANCIAL.
S STANDING Is ANNUALLY INVESTIGATED BY
YOUR OWN COMM SSIONER Or INSURANCE..
he results OF his examination stated in detail
in his annual report, which you easily consult.
You have thef efore in this regard the guaranty of
the endorsement of an official of whose character,
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual possessed no ad-
vantages peculiar to itself, distinguished from
other companies, it would be to your advantage to
insure in it. 1t is certainly very much when you
consider the many inducements it presents in ad-
dition to these considerations.