Morning journal and courier., 1884-01-05
The Savings Banks.

The Annual Report of the Bank Com
 missIOners-State Banks-Trust Conn
 panfes.
 The annual report of Bank Commissioners James W. Hyatt of Norwalk and Thomas W. Williams of New London. which will be sub mitted to the legislature at the. opening of the session, shows the number of savings banks remains the same ss last year-eighty- four-the Eastford Savings bank having been placed in the hands of receiver and the New Haven Cooperative Savings Fund and Loan association having commenced business. A summary of the reports shows total resources to be 1892, ,679, ,063, an increase for the year of $6, ,435, ,253. Some interesting facts are given in the following table:
 Oct M 1888; Increase; a GeS eo Amount of such deposits. 24, ,453,933 P 972S75 6l Over $500 and less than
 Amount of such deposits IS, 4ss.7S5 51
 Sl ,O0O and not over $20OO 1s,220 %
 Amount of such deposits 24,S sos e53 O2 2l3,317 OO Depositors having over ooo m Amount of such deposits 2o ,7s1 62 2.5O3s25 79 Total number of deposit o-o oo Total amount deposits ss, ,O9s 8s3 77 s,155,97s 22 Most due one depositor. A, ,347 23 9,513 66 Accounts opened during - ~ Accounts saS 1ssf closed during '10O VI -
 Ina OO 4,A3 Income during year.. 4,7O9,62s AT 75,282 46 Dividends during year. 3,496975 56 169,633 T Deposits including inter o
 est credited. .21,935, 40 26 1494,I9o Uo Withdrawn during year. 1S, 779,437 CA 266S,725 S4
 The only decreases in these items are in deposits of over $500 and less than $1 ,0Oo, $533, ,345.27; depositors of from $1,OOo to $2, 900, 1O9. The total deposits in savings banks are greater than ever before reported The decrease of $373, 594 47 in loans on in- dorsed notes is in the opinion of the com- missioners a wise and judicious step. The Townsend Savings bank reports the nominal value of assets on hand, $809, ,222.97; esti- mated value, $169, ,914 34; cash on hand, $59, ,983. 28. The expenses have been $32.3
 THE STATE BANKS AND TRUST COMPANIES.
 The number of State banks remain the same as last year. Their condition varies but slightly from that of the previous year. Following is summary: Assets-Loans and discounts, s, 713, 431.47; due from banks and bankers, $772, S82. .94; stocks and bonds, $256, ,453. 83; specie, demand notes and cash items, $324, ,24O. O9; real estate, $143. .612.37; total assets, $5,21O, ,620 70. Liabilities Capital stock, $1, $50, 900; due depositors, $2, 496 365.97 due to banks and bankers SAYS, ,692 61; surplus earnings, profit and loss and unpaid dividends $366, 192 12; ciroula- tion, S19 37O; total liabilities, 5,210, ,620 70.
 There has been no change in the number of trust companies during the year. Depos- it's decreased $376, 225. 53. Surplus and earn ings increased $22, 551.7O.
 ADDITIONAL LEGISLATION NOT NEEDED.
 The commissioners do not think it advisa- ble, they say, to recommend any additional legislation. The laws relating to investments and the generel management of the banks are wholesome and sufficient to fully protect the depositors The unexampled prosperity of the savings banks shown by this report is attributed ot the care and watch ness of the officers over the deposits committed to their charge. Investments of ninety millions of dollars have been so judiciously ard economically handled that nearly quarter of million of depesitors have not failed to receive 8 satisfactory in terest, and feel that their deposits are ab- solutely safe and secure.
 1.-The increase in the number of depositors and the amount of deposits is the best evi- dence that the banks have the confidence of the community, and they also show that the industries of the State are in @ prosperous condition. Should additional legislation be proposed, we trust the legislature will care fully consider it, in all it's bearings, that nothing may be done to endanger what is now satisfactory"