The Portland daily press., 1884-07-28

UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN Il. Dewitt, President.
Thirfy-fOur Years Old. PureIy Mutual,
Assets Over Six Million Dollars
ancOntestable Policies.
No Restrictions Upon Travel. Residence,
or Occupation.
All Policies Non-F0rfeitabIe under
THE MAINE N-F0REFITIlRF law
All Policies N0n-F0rfeitabIe under
The MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan.

furnishing insurance at minimum rates
This plan provides for an exceedingly Low INIT
LAL PREMIUM, which increases each year during
TO- 10, or 20 years. and thereafter continues at an
even rate. The first premium is very much lower
than ordinary life premium, and, notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable ia
reduction of the fifth and subsequent annual prem
iums, still further reducing the cost of the insur-
ance. These policies entitled to the benefits If
the MAINE NoN-FoRFETrURE LAW, and are INCoN-
TESTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature of
so-called "Co-operative Insurance. "-low rates dur
ing the early years of policy without it's defects
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
of the insured to pay, while sufficient to insure tho
solvency and stability of the Company. IT FUR
HISHES A CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
hands of active and energetic men, produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 1O-YEAR ADJUSTED PREMIUM PLAN pro-
vides for a regularly increasing premium until the
tenth year. after which 1t remains fixed at the rate
given for the tenth year. At age % the first pre-
MUM Is $l2.70; the second, $13.86; the third,
$l5.02; and SO on increasing until the tenth year.
when and thereafter the premium is S23.14
The plain Ife-rate at age 20 is $3.50. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of 3d. he pays and continues to pay
premium of $685. IA; whereassthe plain hfe-prem1-
uil db Judb aye Is @zOsOo-
UPON THE 1b-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 20 is S12.7O; the second
$13.55; the third $14.40; the fifteenth and there
after, $24.60. The plain life-premium. $3.50, is
mot reached until the tenth year; and the contnu.
ing premium of S24.60 is $3.50 less than the LIFE
ate at the then age of 40.
UPON THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age 20 Is $12.7O; the second
$13.41; the third, $14 12 the twentieth and there
after, $26.19. The plain hfe-premium, $19.89, is
not reached until the eleventh year, and the con.
tinuing premium of $26.19 is $11.78 less than the
plan life-rate at the then age of As.
This plan is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home Office, or any of its
agencies 1t will be found, upon examination, that
it possesses especially advantageous features and
covers all desirable forms Of Insurance, being par
tcularly adapted to meet the precise wants of the
individual insurer
EB-In the hands of active, energetic, industrious
agents. therefore, it cannot fail to be productive of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with
agents who will energetically
PUSH FOR BUSINESS.
j. =. FERRIS
Manager for Maine & N. II. Agencies,
apr5 PORTLAND. ME eodtf