The Portland daily press., 1884-06-30
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.
Thirty-fOur Years Old. Purely Mutual.
Assets Over Six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies N0n-F Orfeitabie under
The MAINE ON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan.
THE MAINE NOMENCLATURE LAW.
The Union Mutual Adjusted Premiu
RInla


furnishing insurance at minimum rates
This plan provides for exceedingly Low INIT
LAL PREMIUM, which increases each year during
10, 10. or 20 years. and thereafter continues at
even rate. The first premium is very much lower
than ordinary life premium, and, notwithstanding
the increase, NEVER EQUALS TIRE PLAIN LIFE
The dividends upon these policies are PAYABLE In
reduction of the fifth and subsequent annual prem
iums, still further reducing the cost of the insur
ance. These policies entitled to the benefits If
the MAINE NoN-FORFEITURE Law, and are INCON-
TEsTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature of
so-called "Cooperative Insurance, "-low rates dur
ing the early years of policy without its defects
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
of the insured to pay while sufficient to insure the
solvency and stability Of the Company. IT FUR
NISHES A CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and in the
hands of active and energetic men produces a large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM
ILLUSTRATIONS.
THE 1O-YEAR ADJUSTED PREMIUM PLAN pro-
vdes for regularly increasing premium until the
tenth year, after which it remains fixed at the rate
MUM is $l2.7o; the second, $13.86; the third
$16.02; and so on increasing until the tenth year
when and thereafter the premium is S23.14.
The plain hfe-rate at age % is $l9.89. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age OF 3d. he pays and continues pay
UNI at that age is S26.38.
UPON THE lb-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 25 is $127O; the second.
$l3.65; the third, $l440 the fifteenth and there
after, $2460. The plain life-premium 1883 is
not reached until the tenth year; and the continu
Ing premium of $24.60 is $3.50 less than the life
ate at the then age of 40.
UPON THE 20-YEAB ADJUSTED PREMIUM PLAN
he first premium at age 20 is $12.7O; the second
$1341 the third, $14 IL; the twentieth and there.
after, $26.19. The plain hfe-premium, $685. is
not reached until the eleventh year, and the con.
plan me-rate at the then age of 45.
This plan is fully and clearly described in the
Company's publications which will be furnished
upon application to the home office, or any of its
agencies. 1t will be found, upon examination that
1t possesses especially advantageous features and
cocers Gtt desirable forms Of Insurance being par
tcularly adapted to meet the precise wants Of the
individual insurer.
eB-ln the hands of active, energetic industrious
agents. therefore, it cannot fail to be productive of
large and profitable business.
The Company is ready to negotiate with, and will
agents who will theoretically
PUSH FOR BUSINESS.
Il r EERRH&