The Portland daily press., 1884-06-23
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.
Thirty-four Years Old. Purely Mutual.
Assets Over Six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel, Residence,
or Occupation.
No Restrictions Upon Travel, Residence,
or Occupation.
The MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan.

furnishing insurance at minimum rates
This plan provides for an exceedingly LOW INIT
IAL PREMIUM, which increases each year during
TO- 15, or 20 years. and thereafter continues at an
even rate. The first premium is very much lower
imam ordinary life-premium, and, notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
Premium AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable in
reduction of the fifth and subsequent annual prem
iulns still further reducing the cost of the insur-
These policies entitled to the benefits IF
the MAINE NoN-FORFEITURE LAW, and are NCON-
YEARS.
This plan presents the only attractive feature of
socalled cooperative Insurance, low rates dur
ing the early years of policy without it's defects
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
of the insured to pay while sufficient to insure the
solvency and stability Of the Company. IT FUR Ue
NIsHEs A CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 1O-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year. after which it remains fixed at the rate
given for the tenth year. At age % the first pre-
MUM is $12.70; the second, $13.86; the third
$15.02; and so on increasing until the tenth year.
when and thereafter the premium is $23. IA.
The plain hfe-rate at age % is $3.50. This
rate Is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age Of 3d. he pays and continues to
premium of $2314; whereas the plain life-premi-
UNI at that age is $26.38.
UPON THE 15-YEAR ADJUSTED PREMIUM PLAN
the first premium at age % is $12.7O; the second,
$685. the third, $14.40; the fifteenth and there
after, $2460 The plain life-premium: $3.50, is
not reached until the tenth year; and the contfnu-
ing premium of $24.60 Is $6.7O less than the life
ate at the then age of 40.
Upon THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age % is $12.70; the second,
$l3.41; the third. $1412 the twentieth and there
after, $26.19. The plain Ife-premium, $3.50, is
not reached until the eleventh year, and the con-
tinuing premium of $26.19 is $f1.78 less than the
plan Gfe-rate at the then age of 40.
This plan is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home office, or any of its
agencies. 1t will be found, upon examination, that
1t possesses especially advantageous features, and
coUers GU desirable forms Of insurance being par
ticulary adapted to meet the precise wants Of the
individual insurer.
DR-In the hands of active, energetic, industrious
agents therefore, 1t cannot fail to be productive of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will energetically
PUSH FOR BUSINESS.
0nEG