The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-07-09
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.
Thirty-fOur Years Old. Purely Mutual,
Assets Over Six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel Residence,
or Occupation.
All Policies NOn-F0rfeftable under
He MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan.

furnishing insurance at minimum rates.
This plan provides for an exceedingly Low INIT
IAL PREMIUM, which increases each year during
10, 10, or 20 years. and thereafter continues at
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable In
reduction of the fifth and subsequent annual prem
iums still further reducing the cost of the insur
ance These policies entitled to the benefits If
the MAINE NoN-FORFEITURE LAW, and are INCoN-
TEsrABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature Of
eo-caled "Co-operative Insurance, "-low rates dur
Ing the early years OF t iss defects
become burdensome, or increase beyond the ability
of the insured to pay, while sufficient to insure tho
solvency and stability of the Company. IT FUR
NIsHEs CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
hands of active and energetic men. produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED By THEM.
ILLUSTRATIONS.
TIE 1O-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year. after which 1t remains fixed at the rate
given for the tenth year. At age % the first pre-
MUM is $12.70; the second, $13.86; the third,
S15.02; and so on increasing until the tenth year,
when and thereafter the premium is $23.14
The plain ife-rate at age 20 is 1889. This
rate Is not reached upon the adjusted premium
plan until the seventh premium When the insured rs T
premium of $23.14; whereas the plain lnepremi-
um at that age is $26.38.
UPON THE 16-YEAR ADJUSTED PREMIUM PLAN
the first premium at age % is $1270; the second,
S1355; the third, $14.40; the fifteenth and there
after, $24.60 The plain life-premium $3.50, is
not reached until the tenth year; and the continu-
ing premium of S2460 is $3.50 less than the life
ate at the then age of 40.
UPON THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age 20 is S12.70; the second,
Sl3.41; the third S14 IL: the twentieth and there
after, $2619. The plain hfe-premium, $3.50, is
not reached until the eleventh year and the con-
tinuing premium of $26.19 Is $11.78 less than the
plan lfe-rate at the then age of 45.
This plan is fully and clearly described in the
Companys publications, which will be furnished
upon application to the home office, or any of its
agencies 1t will be found, upon examination, that
1t possesses especially advantageous features, GnC
covers all desirable forms of Insurance. being par
tcularly adapted to meet the precise wants of the
individual insurer.
Y-In the hands of active, energetic, industriou
agents therefore, it cannot fail to be productive O
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with
agents who will theoretically
PrRH FOR RUsINFSS.