The Portland daily press., 1884-10-29
Oi.soImgaon of COpnrtnership.
UNION MUTUAL
LIFE INSURANCE COMPANY.
PORTLAND, MAINE.
gOmN e. DeMITT, PresIdenl.

The reasons why you-a resident OF Maine
snould insure this company in preference to any
II Is a MAINE INSTITUTION. Its business is
cnducted aud It's policies framed according to
the laws of Maine TO which you have access, and in
respect to which you are generally informed.
The LAWS OF THE STATE REGARDING IN
SURANCE ARE IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE, to the ay-
erage man If you insure In some other state COM
pany, YOU MAY FIND 1T DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen
eral laws and fewer still the insurance laws. Of
other states; and you may discover, when You come
to the test, that the actual position and results OF
your insurance are quite different from what you
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else Information respecting their meaning and ef-
feet. You may be certain, therefore, II you insure
In tho Union Mutual that you get exactly what
you want; that If any question arises regarding the
disposition Of your policy or your rights under It, IL
can be easily and speedily de ermined according TO
laws and principles which You understand instead
of being governed and controlled by laws and de-
csi ms OF which You have no knowledge.
TIE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSEO OF ANY OTHER STATE. The
Maine NonfOrfeiture Law protects all policies from
forfeiture, after three premiums have been paid BY
reason of failure to pay any subsequent premium.
Such policies continued in force for their tull
amount until the policy holders has received ia
such CON inued insurance the valne OF the payment
EVERY POLICY ISSUED BY THE UNION
MUTUAL is SUBJECT To THIS LAW. It's prac-
tieai working Is shown BY this illustrations: If
person. aged 80, pays three premiums a 20 ye T
endowment policy, and fais to pay the fourth pre-
MUM, the poicS by virtue Of his law and entireB
indepenie of any action or viOltion of the c0m-
pany. will continue in force i've years and 342 days
longer. The extensions vary with the class of poll
cy and number of premiums paid, but fixed by
law for each and every tSe.
THE MANAGEMENT OF THE UNION MUTU-
AL Is BY A BOARD OF DIkEC IOkS ALMOST
WHOLLY CONFESSED Of WELL~KN0WN AND
PROAIINEN CITIZENS OF YOUR OWN STATE.
Their II 4mes are guaranty of an honest, faithful
and efficient conduct OF its atfsirs. 1he value Of
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly and, in this respect, your
personal knowledge of the character and standing
of the pers who control it is of great Importance
and sigl lihcanee.
THE CONDITION OF THE UNION MUTUAL
AS To ASSETS, LIABILITIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGATED BY
YOUR OWN G 'MMISSlONER OF INSURANC Z Z.
Tn results OF his examination are stated Ia de all
In his annual report, which you easily consult.
You have theI efOre in this regard the guaranty of
the endorsement of an oficlal Of whose charsc or
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual possessed no ad-
vantages peculiar to it-elf as distinguished from
other Companies, Il would be your advantage to
insure in it. II is certainly very much when you
consider the many inducements il presents in ad-
dition to these considerations.