The Portland daily press., 1884-10-16
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DeNRTT, President.

The reasons why you-a resident of Maine
should insure in this company in preference to any
+ is A MAINE INSTITUTION. Its business is
conducted and its policies framed according to
the laws of Maine to which you have access, and in
respect to which you are generally Informed.
7 HE LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNlNTELLIGIBLE, to the ay-
erage man If you insure in some other State COM
pany, YOU MAY FIND 1T DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers even. understand the gen.
eral laws, and fewer still the insurance laws, of
other States; and you may discover, when you come
to the test that the actual position and results Of
your insurance are quite different from what you
desire ed anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and ef-
feet. You may be certain therefore, If you insure
in the Union Mutual that you get exactly what
you want; that if any question arises regarding the
disposition of your policy, or your rights under it, it
can be easily and speedily de ermined according TO
of heing governed and controlled by laws and Ie-
cisi MS OF which you have no knowledge.
TIE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
of failure to pay any subsequent premium.
Such policies are continued in force for their full
amount until the POLICY holders has received ia
such con inued Insurance the vaine OF the payment
EVERY Policy ISSUED BY THE UNION
MUTUAL Is SUBJECT TO THIS LAW. Its prac-
tical working is shown by this illustration: If
person, aged 80, pays three premiums 20 ye
endowment policy, and tails To pay the fourth pre-
MUM, the poics by virtue of this law and entirely
indepenaen of any action or vioIition of the COM
pany will continue in force five years and 342 days
onger. he extensions vary with the class of poll
cy and number of premiums paid, but are fixed by
law for each and every c.se
THE MANAGEMEN OF THE UNION MUTU-
Ais BY A BOARD OF DIkEC TORS ALMOST
WHOLLY COM POSED OF WElL-K N0WN AND
PR0AlINE n 4 CITIZENS OF YOUR OWN STATE.
TheiI imes are guaranty of an honest, faithful
and efficienG conduct OF its affairs. The value of
your insurance depends entirely upon the certain
ty hat company will carry Quits contracts fairly.
reasonably and promptly; and, in this respect your
personal knowledge of the character and standing
Of the pes who control it is of great Importance
and sig ihcance.
TIE CONDITION OF THE UNION MUTUAL
AS To ASS us, LIABILITIES AND FINANCIAL
STANDING Is ANNUALLY INVESTIGATED BY
YOUR OWN G 'MMISSIJNER OF INSURANCE.
rh results OF his examination stated Ia de all
in his annual ieporG, which you easily consult.
You have. the efore in his regard, the guaranty of
the endorsement of an offclal of whose char-c er,
capacity and fidelity you have personal knowledge.
If, therefore. the Union Mutual possessed adj
vantages peculiar to itself, distinguished from
other companies, it would be to your advantage to
insure in it. 1t is certainly very much so when you
consider the many inducements it presents in adj
dition to these considerations