The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-10-18
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN L.. RegvETT. President.

The reasons why you--a resident of Maine
should insure in this company, in preference to any
other, obvious
II is A MAINE INSTITUTION. It's business is
conducted and its policies are framed according to
the laws of Maine to which you have access and in
respect to which you are generally informed.
THE LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE to the ay-
erage man If you insure in some other State COM
pany, YOU MAY FIND TT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
eral laws and fewer still the insurance laws, of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance are quite different from what you
desired or anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet. You may be certain, therefore, if you insure
in the Union Mutual that you get exactly what
you want; that if any question arises regarding the
disposition ofyour policy or your rights under it, it
can be easily and speedily determined according to
laws and principles which You understand instead
of being governed and controlled by laws and de-
CHI ms Of which you have no knowledge.
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUiTA BILE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
reason of failure to pay any subsequent premium
Such policies are continued in force for their ful
AMOUNT until the policy holders has received in
such con inued insurance the valne of the payment
he has made.
EVERY POLICY ISSUED BY THE UNION
MUTUAL is SUBJECT TO THIS LAW. Its prac-
tical working is shown by this illustration: If a
person, aged 3d. pays three premiums 25 yer
endowment policy and tails to pay the fourth pre-
mium the policy by virtue of this law and entirely
independent of any action or viOltion of the COM
pany will continue in force five years and 342 days
oHger. The extensions vary with the class of poll
cy and number of premiums paid but are fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COM POSED OF WELL-K NOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names guaranty of an honest, faithful
and efficient conduct OF its atfsirs. The value of
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly and, in this respect, your
personal knowledge of the character and standing
of the who control 1t is of great Importance
and significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGATED BY
YOUR OWN G bMMISSlUNER OF INSURANCE.
Tn results of his examination stated in detail
in his annual report, which you easily consult.
You have ther efore in this regard the guaranty of
the endorsement of an official of whose character,
capacity and fidelity you have personal knowledge
If, therefore, the Union Mutual possessed no adj
vantages peculiar to itself, as distinguished from
other companies, it would be to your advantage to
insure in it. 1t is certainly very much when you
consider the many inducements it presents in ad-
dition to these considerations.