The Portland daily press., 1884-11-25
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
SOHN z. DeNRTT, President.

Inc reasons why you--a resident of Maine
should insure in this company in preference to any
other are obvious.
1T is A MAINE INSTITUTION. Its business ia
conducted and its policies framed according to
the laws Of Maine, to which you have access and in
respect 70 which you are generally informed.
lHE LAWS OF THE STATE REGARDING IN
sgkANCE ARE, IN A GREAT MANY CASES.
INTRICATE AND UNINTELIIGIBI,F to the sv.
erage man If you insure in some other state com
pany, YOU MAY FIND IT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
PpLlCH. Few lawyers, even understand the GEN
eral laws, and fewer still the insurance laws of
other States; ana you may discover when YOU cone
to the test that the actual position and results of
yonr insurance are quite different from what you
desired or anticipated.
THE INSURANCE. LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet. You may be certain therefore, if you inaure
IN the Union Mutual that you get exactly what
you want; that If any question arises regarding the
disposition of your policy oryour rights under it il
can be easily and speedily de ermned according to
laws ana principles which you understand instead
Of being governed and controlled by laws and de-
cisi ms of which you have no knowledge.
II THE IL INSURANCE LAWS OF YOUR OWN
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
reason OF failure to pay any subsequent premium.
Such policies continued i'll force for their full
amount until the policy-holdeFs has received in
he has made.
EVERY -PoLIoY ISSUED BY THE UNION
MUTUAL Is SU BJECTIO THIS LAW. It's prac-
tical working is shown by this illustration: If a
person, aged 35, pays three premiums on 25 year
endowment policy, ami tails to pay the fourth pre-
mium, the policy by virtue of this law and entirely
1ndepende of any action violation of the COM
pany, will continur in force five years and 342 days
longer The extensions vary with the class of poll
cy and number of premiums paid but are fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL is BY BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL-KNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE
Their names are guaranty of an honest, faithful
and efficient conduct of its AFFAIRS The vaue of
your insurance depends entirely upon the certain
ty that company viii carry out its contracts fairly
reasonably and promptly; and III this respect your
personal knowledge of the character and standing
of the persons who control it of great Importance
aud signifcance.
THE CONDITION OF THE UNION MUTUAL.
AS TO ASSETS, LIABILITIES A. ID FINANCIAL
STANDING IS ANNUALLY INVESTIGA A FED BY
YOUR OWN COMMISSIONER OF INSURA nee
The results OF his examination stated in detail
in his annual report, which you can easily consult
You have. therefore, in this regard the guaranty of
the endorsement of an official of whose character
capacity and fidelity you have personal knowledge
Ii, therefore, the Union Mutual possessed no ad-
vantages peculiar to itself as distinguished from
other companies, it would be to your advantage to
insure in it. 1t is certainly very much when you
consider the many inducements it presents in ad-
dttion to these considerations.