The Portland daily press., 1884-11-03
Forest CITY Table sauce /!
UNION MUTUAL,
LIFE INSURANCE COMPANY,
pNRTIANn MAINE
PORTLAND, MAINE.
JOHN E. DewEVT, President.


The reasons why you-s resident of Maine
other, are obvious
n is 4 MAINE INSTITUTION. Its business is
CT nducted and its policies are framed according to
the laws Of Msine TO which you have access and in
respect to which you are generally Informed.
The LAWS OF THE STATE REGARDING IN
SURANCE ARE. IN A GREAT MANY CASES.
INTRICATE AND UNINTELLIGIBLE TO the Ay-
erage man If you insure in some other State COM
pany, YOU MAY FIND IT DIFFICULT 70 AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers even understand the gem
era laws and fewer still the insurance laws of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance are quite different from what you
desi ed or anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else iutormatio' respecting their meaning and eff
feet. You may be certain, therefore, if you insure
In the Union Mutual that you get exactly what
you want; that if any question arises regarding the
disposition OF your policy or your right under it, it
can be aslly and speedily de ermined according to
laws and principles which you understand instead
OF heing governed AMI controlled by laws and le-
cisi ms OF which yOu have no knowledge
THE INSURANCE LAWS OF YOUR OWN
STATE AXE MORE LIBERAL AND EQU TABLE
THAN THOSE OF ANY OTHER STATE. The
Maine N0nforfeture Law protects all policies from
forfeiture after three premiums have been paid by
reason OF failure to pay any subsequent premium
Such policies are continued in force for their fuIl
amount until the policy holders has received 10
such con inued Insurance the valne of the payment
he has made.
MUTUALIS SUBJECT TO THIS LAW Its prac-
ticai working Is shown by this illustration: If
person, aged 35, pays three premiums on a % We r
endowment policy and tails to pay the fourth pre-
MUM, the policy by virtue of this law and entirely
independent of any action or violition of the COM
pany, will continue in f'rce five years and 342 days
longer. The extensions vary with the class of poll
cy and number of premiums paid, but fixed by
law for each ami every case.
THE MANAGEMENT OF THE UNION MUTU-
AL Is BY BOARD OF DIRECTORS ALMOST
WHOLLY CONFESSED OF WELL~KNOWN AND
PRoMINENf CITIZENS OF YOUR OWN STATE.
Their II tmes are guaranty of an honest, faithful
and efficient conhuct OF its affairs. The value of
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly and, in this respect your
personal knowledge of the character and standing
of the who control it is of great Importance
ami sig ihcance.
TIE CONDITION OF THE UNION MUTUAL
AS To ASS Els, LIABILITIES AND FINANCIAL
STANDING Is ANNUALLY INVESTIGATED BY
YOUR OWN G lMMISSlONER OF INSURANCE.
III results OF his examination are stated iu de all
in his annual report, which you easily consult.
You have therefore, in his regard the guaranty Of
the endorsement of an official of whose char &C or
capacity and fidelity you have personal knowledge
If, therefore, the Union Mutual possessed no ad-
vantages peculiar to itself, distinguished from
other Companies, it would be TO your advantage to
insure in it. IL is certainly very much YOU
consider the many Inducements it presents in ad-
dition to these considerations.