The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-11-14
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN IL. DEWITT, President.

The reasons why you--a resident of Maine
should insure in this company, in preference to any
other. are obvious.
II is A MAINE INSTITUTION. Its business is
conducted and its policies framed according to
the laws of Maine, to which you have access and in
respect to which you are generally Informed.
THE LAWS OF THE STATE REGARDING IN
SURANCE ARE IN A GREAT MANY CASES,
INTRICATE AND uNINTELLIGIBLE, to the ay-
erage man If you insure in some other State COM
pany, YOU MAY FIND II DIFFICULT 70 AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen
eral laws, and fewer still the insurance laws OF
other States; and you may discover, when you come
to the test, that the actual position and results of
your insurance are quite different from what you
desired or anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else Information respecting their meaning and eff
feet. You may be certain, therefore, if you insure
In the Union Mutual that you get exactly what
You want tnst IL any question arises Regarding the
can be easily and speedily de ermned according to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisi of which you have no knowledge.
TIE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND ECU Tab. e
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture, after three premiums have been paid by
reason of failure to pay any subsequent premium.
Such policies are continued in force for their full
amount until the pol cy- holders has received in
such continued insurance the value of the payment
he bias m. de.
EVERY POLICY ISSUED BY THE UNION
MUTUAL Is SUBJECT TO THIS Law. Its prac-
tical working is shown by this illustration: II a
person, aged 81, pays three premiums year
endowment policy tails TO pay the fourth pre-
MUM, the policy by viz ue of this law and entirely
independe of any action violation of the
pany, will continur in force five years nd 342 DAYS
longer The extensions vary with the class of poll
cy and number of premiums paid, but fixed by
law for each and every case
THE ANAGEMENT OF THE UNION MI rU-
AL Is BY A BOARD OF DIREC rORN ALMOST
HOLLY COM OSEi' OF WELL.KNOWN AND
PROMIN ENT CITIZEN OF YOUR OWN STATE.
Their names are a guaranty of an honest faithful
aid efficient conduct of its affairs. The va,ue of
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly,
reasonably and promptly; and in this respect your
personal knowld ge of the character and standing
of the persons who control it of great import
and significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS LIABILITIES A d FINANCIAL
STANDING IS ANNUALLY INVESTIGAF FED BY
YOUR OWN CONNIE SIDNER Or INSURANCE.
The results of his examination stated in detail
In his annual eport, which you can easily consult.
You have therefore, in this regard the guaranty of
the endorsement of Official of whose char4c er,
capacity and fidelity you have personal knowledge.
If, therefore, the Union Mutual possessed adj
vantages peculiar to itself, distinguished from
other companies, 1t would be to your advantage to
insure in it. 1t is certainly very much when you
consider the many inducements it presents in adj
dition to these considerations.