The Portland daily press., 1884-04-29

UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President.
Thirty-fOur Years Old. Purely Mutual.
Assets Over Six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies On-FSrfeisabIe under
THE MAINE kON-FQRFElTURE LAW.
The Union Mutual Adjusted Premium
Plan
No Restrictions Upon Travel, Residence,
or Occupation.
The Union Mutual Adjusted Premium

furnishing insurance at minimum rates.
This plan provides for an exceedingly LOW INIT
IAL PREMIUM, which increases each year during
10, To- 20 years, and thereafter continues at an
even rate. The first premium is very much lower
than ordinary life premium, and, notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable In
reduction of the fifth and subsequent annual prem
iums still further reducing the cost of the insur-
ance. These policies are entitled to the benefits IF
the MAINE NOE-FoRFEITURE LAW, and are INcoN-
TEsrABLE and UNRESTRICTED AFTER THREE
YBARs.
This plan presents the only attractive feature of
socalled cooperative Insurance, -low rates dur
ing the early years of policy, without its defects.
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
of the insured to pay, while sufficient to insure the
solvency and stability of the Company. IT FUR
EIsHEs A CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
hands of active and energetic men produces a large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
TIE 1o-YRAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year after which 1t remains hxed at the rate
given for the tenth year. At age 20 the arst pre-
MUM Ia $12.70; the second, $1S.86; the third,
e15.O2; and so on increasing until the tenth year
when and thereafter the premium is S2314.
The plain life-rate at age % is 1889. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of &c. he pays and continues TO pay
premium of $23. a; whereas the plain life-premi-
UPON THE 1b-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 25 is $l27O; the second,
1885; the third $14.40; the fifteenth and there
after, S24.6O. The plain life-premium $10.S9, is
not reached until the tenth year. and the continu
ing premium Of $24.60 is $3.50 less than the life
rate at the then age of 40.
UPON THE 20-YEAR ADJUSTED PRENIUM PLAN
the first premium at age % is $12.70; the second,
$I3.41; the third $14 IL; the twentieth and there
after S26.19. The plain life-premium, Sl9.89, is
not reached until the eleventh year, and the con.
tinuing premium Of $26.19 is S11.78 less than the
plan lne-rRte at the then age of 40.
This plan is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home Office or any of its
agencies. 1t will be found, upon examination, that
it possesee especially advantageous features. and
all desirable forms of insurance, being par
ticularly adapted to meet the precise wants Of the
individual insurer
R-In the hands Of active, energetic industrious
agents therefore, 1t cannot fail to be productive Of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents wbo will energetically
PUSH FOR BUSINESS.