Wheeling Sunday register. [volume] (Wheeling, W. Va.) 1882-1934, 1884-12-28
SYSTEMATIC SAVING.
How n Competency Can BE Secured In
Time on n Salary.
PhitGd,yphid Teledram.

Time on salary
PhRGd,lphid Telegram.
With the bulk of our people the saving
Of small amounts in some regular, systema-
tic way opens the only possibility of attain
ing competency or a little sum for rainy
dav. Some one has said it is the first $500
CT the way TO fortune that means hard work
and pinching economy. After that all IS
easy. And il is So whether we gain for
ture or not, the start always involves small
ard sharp economy. Where this is prac.
iced it often becomes the basis to after
prosperity But where this does not follow
i rroyides for the emergencies that are
site 10 come to all There are ways OF
sewing which can be adopted and which,
orce entered on, become habitual and
cav.
OF course, the beginning Of all saving is
to live within our means. If we have debts
to Offset our savings, we do not really save
AT 8ll. Hence forecast as to the use OF our
income so that it shall come within our
rsrge, is first. And when it is determined
how much TO save, the most rigid discipline
is necessary to keep it up. There are al
ways, in family, special demands, cover:
irg things pleasant to have, and which, IT
stceded to, will easily eat up the margin we
had set apart for savings The rigid con-
IT, of our wants is, therefore, first ele-
n,ut in course Of saving. This may in
we've privation, at least for time, but this
iE s. necessity if we propose 10 save at all.
e.. &c frmness, even TO rigldity is trst
cl mcnt in saving. And once begun, unless
III rorseen and Imperative requirements are
II lie, we should not swerSe from our plans.
: dollar week saved and placed in a
60 ings bark will aggregate $50 year.
US suppose per cent is obtained Tor 1t.
81 Tie end Of the second year it aggregates
&c. In twenty years it will amount to
Sl,jCO. Five dollars week saved
qLG placed at interest will speedily bqJ o
h, ne Many devices have been provided
IL stimulate saving. Building loans, saw,
il IS banks, life insurance, and many other
,liugs. ANY are good, ifreliable and sound
], is the discouragement resulting from the
| luss of savings which has done so much
DE- mage in this country. But when our
II cneys are placed in sound institutions
lCss rarely fellows. And where the habit o.
saving is established it affects the life, in
daciDg regularity and order In all direc
tons.
Perhaps the tendency Of our people is il
ills line. At all events there is no country
il the word where systematic saving car
be done with less privstion than here. The
general hindrances are speculation anC
Tie happy 20. lucky disposition which care:
for nothing. But there are few fortunes
the result Of speculation or luck compared
with the number gained by thrift and saw
irg. And prosperity thus secured is apt tc
be permanent, because Of the habits which
attend the success. In our general life
there is nothing more important than this
1t will not only secure prosperity, or 81
least provision for the rainy day that is sur,
to come, but will also induce habits o.
thrift which will be useful as forming com
munities of good citizens. We therefore
commend systematic saving as contributing
10 virtue and home happiness as well a
thrift and comfort