The Portland daily press., 1884-12-02
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DexVHTT, President.

The reasons why you-a resident of Maine
should insure in this company, in preference to any
IT Is a MAINE INSTITUTION. Its business is
conducted and its policies are framed according to
the laws of Maine to which you have access and in
respect to which you generally informed.
The LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE, to the
erage If you insure in some other State COM
pany, YOU MAY FIND II DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTSUNDER YOUR
POLICY. Few lawyers, even, understand the gen.
eral laws and fewer still the insurance laws of
other States; and you may discover, when you come
to the test that the actual position and results OF
your insurance are quite different from what you
desired anticipated
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet. You may be certain, therefore, if you insure
IN the Union Mutual that you get exactly what
you WANT that if any question arises regarding the
disposition of your policy oriyour rights under it. it
can be easily and speedily determined according to
laws and principles which you understand instead
Of being governed and controlled by laws and de-
csi ms Of which you have no knowledge.
TIE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture after three premiums have been paid by
reason Of failure to pay any subsequent premium;
Such policies are continued in force for their full
amount until the pOlicy<holders has received in
such continued insurance the value { the payment
EVERY PoLICY ISSUED BY THE UNION
MUTUAL is SUBJECT TO THIS LAW. It's prac-
tical working is shown by this illustration: II
person, aged 80, pays three premiums on Is year
endowment policy, and tails to pay the fourth pre-
mium the policy by virtue of this law and entirely
Independent of any action violation of the
pany, will contnur in force five years aad 342 DAYS
longer The extensions vary with the class of poll
CIV and number of premiums paid, but fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION AIUTU-
AL is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL-KN0WN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names guaranty of an honest faithful
and efficient conduct of its affairs. The vaiue of
your insurance depends entirely upon the certain
ty that company will carry out it's contracts fairly
reasonably and promptly and, in this respect your
personal knowledge of the character and standing
of the persons who control it Is of great
and significance.
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING IS ANNUALLY INVESTIGATED BY
YOUR OWN COMMISSIONER or INSURANCE.
The results of his examination stated in detail
in his annual report, which you easily consult
You have therefore, in this regard the guaranty OF
the endorsement of an official of whose character,
capacity and fidelity you have personal knowledge.
If therefore, the Union Mutual possessed no ad-
vautages peculiar to itself, as distinguished from
other companies it would be to your advantage to
insure in it, 1t is certainly very much so when you
consider the many inducements it presents IN al
dition to these considerations.