The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-05-09

UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN Il. DEWITT, President.
Thirty-fOur Years Old. Purely N1usnaa'
Assets Over Six Million B@liaFs
Uncomfortable Policies
No Restrictions Upon Travel, Residence,
or Occupation.
EncontestabIe Policies,
THE MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan,

furnishing insurance at minimum rates.
This plan provides for an exceedingly Low INIT
IAL PREMIUM, which increases each year during
10 l5 or 20 years and thereafter continues at an
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable In
reduction of the fifth and subsequent annual prem
iums, still further reducing the cost OF the insur.
the MAINE NoN-FoRFEITURE LAW, and are INcoN-
TEsTABLE and UNRESTRICTED AFTER THREE
YEARS.
so-called ssCo-operative Insurance. 'low dur
ing the early years of policy without its defects.
The premiums are 80 adjusted that they can never
become burdensome, or increase beyond the ability
of the insured to pay while sufficient to insure the
solvency and stability Of the Company. IT FUR
NIsHEs CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and. in the
hands of active and energetic men produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year. after which 1t remains fixed at the rate
given for the tenth year. AT age 20 the FIRST pre-
MUM ia Sl2.70; the second, $13.86; the third,
S15.02; and on increasing until the tenth year,
when and thereafter the premium is S23. IA.
The plain ife-rate at age 20 is $l9;o9 This
rate Is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of 3d. he pays and continues to pay
premium of $23. IA; whereas the plain 1fe-preml-
UNI at that age is $26.SS.
UPON THE l5-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 25 is $12.70; the second,
SI3.55; the third, l440; the fifteenth and there
after, S2460. The plain life-premium $19.89, is
not reached until the tenth year; and the continu
ing premium of S2460 is $3.50 less than the life
rate at the then age of 40.
Upon THE 20-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 25 is $l2.70; the second,
$l3.41; the third $14 III the twentieth and there
after, $26.19. The plain ife-premium, Sl9S9, is
not reached until the eleventh year, and the con.
tinung premium of S26. 10 is S1l.7S less than the
plan life-rate at the then age of 40.
This plan Is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home office, any of its
agencies. 1t will be found, upon examination, that
it possesses especially advantageous features, and
cooeTs all desirable forms of Insurance being par
ticulary adapted to meet the precise wants of the
individual insurer.
EY-ln the hands of active, energetic, Industrious
agen ts tn refore it cannot fail to be productive of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will theoretically
PUSH FOR BUSINESS.
j. r. FERRIS
Manager for Maine s. N. FL. Agencies,
apr5 PORTLAND. ME eodtf