The Portland daily press., 1884-06-11
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President
Thirsy-fOur Years Old. PHreIy Mutual.
Assets Over Six Million Dollars
Uncomfortable Policies,
No Restrictions Upon Travel, Residence,
or Occupation.
Uncomfortable Policies.
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies NOn-FOrfeftnbIe under
THE MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan.

furnishing insurance at minimum rates.
This plan provides for an exceedingly LOW INIT
IAL PREMIUM, which increases each year during
10, 10, or 20 years, and thereafter continues at
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable Ia
reduction of the nth and subsequent annual prem
1ums, still further reducing the cost of the nsur
ance. These policies entitled to the benefits IF
the MAINE NoE-FoRFRTrURE Law and are INCON-
YEARS.
This plan presents the only attractive feature of
so-called "Cooperative Insurance, low rates dur
ing the early years of policy, without its defects.
The premiums are SO adjusted that they can never
become burdensome, or increase beyond the ability
OF the insured to pay while sufficient to insure the
solvency and stability OF the Company. 1T FUR
NIsHEs A CONCLUSIVE ANSWER TO THE ARGU
MENTS OF COOPERATIVE AGENTS, and, in the
hands OF active and energetic men produces large
business IN THE VERY FIELDS MOST EFFEoTIvELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year, after which it remains fixed at the rate
given for the tenth year. At age 20 the first pre-
MUM is $12.70; the second, $13.S6; the third,
Sl5.02; and so on increasing until the tenth year
when and thereafter the premium is $23.14.
The plain hfe-rate at age % is $3.50. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age Of 3d. he pays and continues to pay
premium of $2S. IA; whereas the plain life-premt-
UNI at that age Is $26.3S.
UPON THE 16-YEAR ADJUSTED PREMIUM PLAN
the first premium at age % is $12.7O; the second
$685. the third, $14.40 the fifteenth and there
after, $2460. The plain life-premium, $10.89, is
not reached until the tenth year; and the continu
ing premium of S24.6O is $3.50 less than the life
ate at the then age of 40.
UPON THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age rs Is $l2.70; the second,
$l3.41; the third $14 IL: the twentieth and there
after, $2619. The plain hfe-premium, $3.50, is
not reached until the eleventh year, and the con-
tinuing premium of $26.19 Is $11.78 less than the
plan life-rate at the then age of As.
This plan ia fully and clearly described in the
Company's publications, which will be furnished
upon application to the home office, or any of its
agencies. 1t will be found upon examination, that
it possesses especially advantageous features. and
couerS all desirable forms Of insurance. being par
ticuarly adapted to meet the precise wants of the
individual insurer.
gin the hands of active, energetic Industrious
agents. therefore, 1t cannot fail to be productive of
large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will energetically
PUSH FOR BUSINESS.
j. r. FERRIS
Manager for Maine 6 N. Il. Agencies,