The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-04-23
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DeySETT, President.
Thirty-four Years Old. Purely Mutual.
Assets Over six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies Nom FOrfeEtnble under
THE MAINE k0N-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan
The Union Mutual Adjusted Premium
pIou

furnis hing insurance at minimum rates.
This plan provides for exceedingly Low INIT
IAL PREMIUM, which increases each year during
10, 10, or 20 years, and thereafter continues an
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable la
reduction of the fifth and subsequent annual prem
iums, still further reducing the of the nsur-
These policies entitled to the benefits If
the MAINE NoN-FoRFEITURE LAW and are INCoN-
YEARS.
This plan presents the only attractive feature of
so-caled "Co-operative Insurance, low dur
ing the early years of policy without it's defects
The premiums are SO adjusted that they can never
become 6urdensome, or increase beyond the ability
of the insured to pay, while sufficient to insure tho
solvency and stability of the Company IT FUR
NIsHES CONCLUSIVE ANSWER TO THE ARGU
MENrs OF COOPERATIVE AGENTS, and, in the
hands OF act We and energetic men produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 1O-YEAR ADJUSTED PREMIUM PLAN pro-
Vides for regularly increasing premium until the
tenth year after which it remains fixed at the rate
given for the tenth year. AT age 25 the first pre-
MUM is Sl2.7o; the second, 1885,; the third,
Slb.02; and so on increasing until the tenth year.
when and thereafter the premium is $23 IA.
The plain hfe-rate at age 20 is $I989. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of 3d. he pays and continues to pay
premium of $23. 4; whereas the plain ife-premi-
UPON TIE l5-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 25 is S12.7O; the second
3.h5; the third S 440; the fifteenth and there
after S24.6o. The plain life-premium $3.50, is
not reached until the tenth year; ami the continu
ing premium of S24.6O is $3.50 less than the life
rate at the then age of 40.
UPON THE 2O-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 25 is $12.70; the second,
$l3.41 the third, S14 II; the tw enteth and there
after, $26.19. The plain life-premium, Sl9.S9, is
not reached until the eleventh year, and the con.
tinuing premium of $26.1 is S11.78 less than the
plan life-rate at the then age of 45.
This plan is fully and clearly described in the
Companys publications., which will be furnished
upon application to the home office, or any of its
agencies. 1t viii be found, upon examination, that
it possesses especially advantageous features and
coCers all desirable forms of Insurance. being par
ticnlarly adapted to the precise wants of the
individual insurer.
bB-In the hands of active, energetic, industrious
agents tn refore it cannot fail to be productive of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with
agents who will energeticslly
PUSH FOR BUSINESS.