The Portland daily press., 1884-07-24
MILLEIT & LITTLE.
jy22 d3t
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.
Thirsy-four Years Old. Purely Mutual.
Assets Over Six Million Dollars
Emc0ntesfabIe Policies,
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies Non-F orfeitable under
THE MAINE NON-F0RFEITURE LAW.
The Union Mutual Adjusted Premium
Plan,

furnishing insurance at minimum rates.
This plan provides for an exceedingly Low INIT
IAL PREMIUM which increases each year during
10, TO- or 20 years. and thereafter continues at an
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable ia
reduction of the fifth and subsequent annual prem
iums, still further reducing the cost of the insur-
ance. These policies entitled to the benefits IF
the MAINE Non FORFEITURE Law, and are INCoN-
TEsTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature of
so-called cooperative Insurance, "-low rates dur
ing the early years of policy without its defects
The premiums are 80 adjusted that they can never
become burdensome, or increase beyond the ability
of the insured to pay, while sufficient to insure the
solvency and stability of the Company. IT FUR
MISSILES A CONCLUSIVE ANSWER TO THE ARaU
MENTs OF COOPERATIVE AGENTS, and, in the
hands of active and energetic men. produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year, after which 1t remains fixed at the rate
given for the tenth year. At age 20 the first pre-
= sn ~ IN tRs tS sns tSlsq
when and thereafter the premium is $23.14.
The plain hferate at age 20 is $3.50. This
rate Is not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age OF 3d. he pays and continues to pay
premium OF $23.l Il; whereas the plain hfepremi-
UPON THE 16-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 20 is $12.7O; the second
$13.55; the third, $14.40; the fifteenth and there
after, $24.60. The plain lfe-premium. $3.50, is
not reached until the tenth year; and the contnu-
ing premium Of S24.6O is $3.50 less than the life
ate at the then age of 40.
Upon THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age 20 Is $12.70; the second,
$13.41; the third, S14 III the twentieth and there
after, $26.19. The plain hfe-premium, S19.89, is
not reached until the eleventh year, and the con-
timing premium of $26.1 is Sits less than the
plan life-rate at the then age of 40.
This plan is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home office, or any of its
agencies 1t will be found, upon examination, that
it possesses especially Advantageous features and
coUers all desirable forms Of Insurance, being par
tcularly adapted to meet the precise wants Of the
individual insurer.
E-In the hands of active, energetic, industrious
agents. therefore, 1t cannot fail to be productive of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will energetically
PUSH FOR BUSINESS.
j. +. FERRIS
Manager for Maine 6 N. II. Agencies,
anr6 RRRTEANn WE'VE aodtf