The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-12-13
UNION MUTUAL,
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN E. DEWITT, President.


The reasons why you-a resident of Maine
should insure in this company, in preference to any
other are obvious.
TT is A MAINE INSTITUTION. Its business is
conducted and its policies are framed according to
the laws of Maine to which you have access, and in
respect to which you are generally informed.
The LAWS OF THE STATE REGARDING IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE, to the av-
erage man If you insure in some other State COM
pany, YOU MAY FIND IT DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
eral laws, and fewer still the insurance laws of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance quite different from what you
desired anticipated.
THE INSURANCE. LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet. You may be certain, therefore, if you insure
In the Union Mutual that you get exactly what
you want; that if any question arises regarding the
disposition of your policy oryour rights under it, it
can be easily and speedily determined according to
laws and principles which you understand instead
of being governed and controlled by laws and de-
cisi 1ns of which you have no knowledge.
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EOUITA BILE
THAN THOSE OF ANY OTHER STATE. The
Maine Nonforfeiture Law protects all policies from
forfeiture after three premiums have been paid by
reason of failure to pay any subsequent premium.
Such policies are continued in force for their full
amount until the policy-holders has received in
such continued insurance the value the payment
he has made.
EVERY POLICY ISSUED BY THE UNION
MUTUAL Is SUBJECT TO THIS LAW Its prac-
tical working is shown by this illustration: 1t a
person, aged 35, pays three premiums % year
endowment policy, AMI tails to pay the fourth pre-
mium the policy by virtue of this law and entirely
Independent of any action or violation of the COM
pany, will continur in force five years and 342 days
longer The extensions vary with the class of poll
cy and number of premiums paid, but fixed by
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU-
AL Is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL-KNOWN AND
PROMINENT CITIZENS OF YOUR OWN STATE.
Their names are guaranty of an honest, faithful
and efficient conduct of its affairs. The value of
your insurance depends entirely upon the certain
ty that company will carry its contracts fairly
reasonably and promptly and, in this respect, your
personal knowledge of the character and standing
of the persons who control it of great Importance
and significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGATED BY
YOUR OWN COMMISSIONERS OF INSURANCE.
The results of his examination are stated in detail
in his annual report, which you easily consult.
You have therefore, in this regard the guaranty of
the endorsement of official of whose character,
capacity and fidelity you have personal knowledge
If, therefore, the Union Mutual possessed adj
vantages peculiar to ITSELF as distinguished from
other companies it would be to your advantage to
insure in it, 1t is certainly very much when you
consider the many inducements it presents in adj
dition to these considerations.