St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1884-10-12
Independent Order of Foresters.

Some little while past a movement has
been on foot to inaugurate a beginning of
this paratively lin this country young
order; yet old, in fact one of the oldest, hay
ing been started in England some three huL-
dred wears ago. The order of the foresters is
quite strong too, in some of the states in this
country. Illinois has some 4, 800, which is
about an average for some two or three other
states. The order of Foresters may be called
benevolent order, CHASED upon the broad
principles Of mutual aid and fraternal inter
course in business and social relations" in
the sense understood and practiced by the
older orders, yet differing from them in that
these are not the main features of the
Foresters. The Foresters combine the good
qualities of the older orders. yet reject such
as time and experience have proven to be
impracticable, unjust and unwise.''
Foresters are taught TO be upright, sober
and conscientious, to be willing to help, to
be obedient to the country's laws, affection
ate and dutiful in their relations as husbands
and fathers, as sons and friends. They are
Taught the high and noble lesson of frater-
nity-that all are one family, and are there
fore brethren. Yet all this teaching and in
culcation, high as it is, cannot be called the
one paramount idea of the organization.
What then is it! 1t is to give any individual
Forester assistance -pecuniary assistance
when in need and deserving while living,
and to give his widow and orphans 81 900
when he dies.
The plan upon which the work Of the or
| ganization is based and effected is co-opera-
tive insurance. 1t is the principle of insur-
ance made active upon the surest, safest,
cheapest and most effective plan, that of CO.
operation. The order of Foresters is not
the only organization in this country Tor in
others possibly carrying out and making
practical this principle, but this order, through
wise restrictions and safeguards, can claim
| advantages for its members over that of 9TH
ers for theirs.
A circular issued by the high court of For
esters of the state of Illinois, SAYS: EVERY
thinking mind is convinced of the absolute
necessity of some kind of insurance. The
man who dies and leaves a family without
means of education or support at the period
of life when they most need such aid, Is
looked upon in this enlightened age as
guilty of wilful neglect at leastn y
| The members of the order, and not corpor
alton, are its capitalists and have the super
vision and control of its funds and affairs,
and the choice Of their own officers. All It's
financial officers are under bonds, and it:
regulations are well calculated to prevent
ENLIGHTENMENT or mismanagement."
The solidity, surety and effectiveness OF
the order Of Foresters as a working insur-
ance plan rests on the fact that
no man will fail or even hesitate
to pay the Insignificant sum OF fifteen
or twenty cents on an average three or -four
times a month. The lowest amount for any
one year for assessments for the state of Hi
nois was S4.20, and the very highest, and
that but once, since the advent of the order
in Illinois, was SIC. A fair average would
be about 81 year. One reason why this
order has fewer and lower assessments than
others of its kind is because it does moi
operate in any section liable to epidemics-
the southern states for instance.
Some statistics will be given to the public
in the near future, when details will be gone
into more fully.
If the projectors of the movement in this
state can awaken and get sufficient Interest
and recognition, beginning will be mad
in 81. Paul. during the present month, o.
which due notice will be given.