The Portland daily press., 1884-10-11
UNION MUTUAL.
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President.

The reasons why you-a resident of Maine
should insure in this company in preference any
other, are obvious.
1T is A MAINE INSTITUTION. Its business is
conducted and its policies are framed according to
the laws of Maine to which you have access and in
The T. OF T THE RERpSe IN
SURANCE ARE, IN A GREAT MANY CASES,
INTRICATE AND UNINTELLIGIBLE, to the av-
erage man. If you insure in some other State COM
pany, YOU MAY FIND 1T DIFFICULT TO AS
CERTAIN YOUR EXACT RIGHTS UNDER YOUR
POLICY. Few lawyers, even, understand the gen.
eral laws, and fewer still the insurance laws, of
other States; and you may discover, when you come
to the test that the actual position and results of
your insurance are quite different from what you
desired or anticipated.
THE INSURANCE LAWS OF MAINE ARE
FEW AND SIMPLE. You can easily obtain pre-
else information respecting their meaning and eff
feet You may be certain, therefore. if YOU insure
in the Union Mutual that you get exactly what
you WANT that If any question arises regarding the
disposition of your policy, or your rights under it, il
can be easily and speedily determined according tC
laws and principles which you understand instead
of being governed and controlled by laws and de
cisi ms of which you have no knowledge
THE INSURANCE LAWS OF YOUR OWN
STATE ARE MORE LIBERAL AND EQUITABLE
THAN THOSE OF ANY OTHER STATE. Tht
Maine Nonforfeiture Law protects all policies from
forfeiture after three premiums have been paid by
reason of failure to pay any subsequent premium
Such policies are continued in force for their ful
amount until the policy holders has received IL
such continued insurance the vans of the payment
he has made.
EVERY POLICY ISSUED BY THE UNION
MUTUAL is SUBJECT TO THIS LAW. Its prac
tical working is shown by this illustration: If
person, aged 35, pays three premiums on % We j
endowment policy, and tails to pay the fourth pre-
mium the policy by virtue Of this law and entirel.
independent of any action or violition of the com
pany, will continue in force five years and 342 day
longer. The extensions vary with the class of poll
cy and number of premiums paid, but are fixed b.
law for each and every case.
THE MANAGEMENT OF THE UNION MUTU
AL is BY A BOARD OF DIRECTORS ALMOST
WHOLLY COMPOSED OF WELL-KNOWN AM
| PROMINEN I CITIZENS OF YOUR OWN STATE
Their names are guaranty of an honest, faithful
and efficient conduct of it's affairs The value O
your insurance depends entirely upon the certain
ty that company will carry out its contracts fairly
reasonably and promptly; and in this respect, you
personal knowledge of the character and standin,
of the who control it is of great importance
and significance.
THE CONDITION OF THE UNION MUTUAL
AS TO ASSETS, LIABILITIES AND FINANCIAL
STANDING is ANNUALLY INVESTIGATED By
YOUR OWN G lMMISSIONER OF INSURANCE
TIL results of his examination are stated in detail
in his annual report, which you easily consult
You have therefore, in this regard the guaranty O
the endorsement of an official of whose character
capacity and fidelity you have personal knowledge
If, therefore, the Union Mutual possessed no ad
vantages peculiar to itsef, distinguished from
other companies, it would be to your advantage t.
insure in it. 1t is certainly very much when YOU
consider the many inducements it presents in ad
dition to these considerations.