The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1884-07-11
UNION MUTUAL
LIFE INSURANCE COMPANY.
PORTLAND, MAINE.
JOHN e. DEWITT, President.
Thirty-four Wears Old. Purely Mutual.
Assets Over Six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel, Residence,
or Occupation.
All Policies Nom FOrfeftabIe under
THE MAINE NON-FORFEITURE LAW.
Tl,o TInsav, M.,AuaV AIsuakoI T-o-.a..--
THE MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan,

| furnishing insurance at minimum rates
This plan provides for an exceedingly LOW INIT
IAL PREMIUM, which increases each year during
10, 10, or 20 years. and thereafter continues at an
| even rate. The first premium is very much lower
| than ordinary life premium, and, Notwithstanding
| the increase, NEVER EQUALS THE PLAIN LEE
| PREMIUM AT THE THEN AGE OF THE INSURED
The dividends upon these policies are payable In
reduction of the fifth and subsequent annual prem
iums, still further reducing the cost of the nsur-
ance. These policies entitled to the benefits II
| the MAINE NoN-FORFEITURE LAW and are INcoN-
TEsTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature Of
so-called "Cooperative Insurance, low rates dur
ing the early years OF policy, without its defects.
The premiums are so adjusted that they can never
become burdensome, or increase beyond the ability
Of the insured to pay while sufficient TO insure the
solvency and stability Of the Company. IT FUR
NIsHEs CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
hands OF active and energetic men, produces large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vdes for regularly increasing premium until the
tenth year. after which 1t remains fixed at the rate
given for the tenth year. At age % the first pre-
MUM is S1270; the second, $13.S6; the third,
Sl6.O2; and SO on increasing until the tenth year,
when and thereafter the premium is s23.14.
The plain me-rate at age 20 is Sl9.S9. This
rate is not reached upon the adjusted premium
reaches the age of 3d. he pays and continues pay
premium of S23.14; whereas the plain lfe-premi-
UNI at that age is S26.38.
UPON THE 16-YEAR ADJUSTED PREMIUM PLAN
the first premium at age rs is S12.7O; the second
$685. the third, $l440; the fifteenth and there
after, $2460. The plain hfe-premium, S10.S9, IL
not reached until the tenth year. and the contfnu-
ing premium of S24.60 is S6.70 less than the life
ate at the then age of 40.
UPON THE 2O-YEAR ADJUSTED PREMIUM PLAN
he first premium at age 20 is $12.70; the second,
$l341; the third. $14 12 the twentieth and there
after, $26.19. The plain life-premium, $685. is
not reached until the eleventh year, and the con-
tinung premium of S26.19 is sill. 78 less than the
plan hfe-rate at the then age of As.
This plan is fully and clearly described in the
Company's publications. which will be furnished
upon application to the home office, or any of its
agencies. 1t will be found, upon examination that
1t possesses especially advantageous features. and
covers all desirable forms Of Insurance, being par
tcularly adapted to meet the precise wants Of the
individual insurer.
ER-In the hands Of active, energetic, Industrious
agents, therefore, 1t cannot fail to be productive of
large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will theoretically
PUSH FOR BUSINESS.