The Portland daily press., 1884-06-02
INSURANCE.
UNION MUTUAL,
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
1 JOHN E. DeWRTT, President.
Thirfy-fOur Wears Old. Purely Mutual,
Assets Over six Million Dollars
Uncomfortable Policies.
No Restrictions Upon Travel. Residence.
or Occupation.
No Restrictions Upon Travel. Residence.
or Occupation.
An Policies Non-ForfeItabie under
THE MAINE NON-FORFEITURE LAW.
The Union Mutual Adjusted Premium
Plan

furnishing insurance at minimum rates.
This plan provides for exceedingly Low INIT
IAL PREMIUM, which increases each year during
10. 10. or 20 years and thereafter continues at
even rate. The first premium is very much lower
than ordinary life premium, and, Notwithstanding
the increase. NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable In
reduction of the fifth and subsequent annual prem
iums, still further reducing the of the insur-
ance These policies entitled to the benefits #
the MAINE No FORFEITURE Law and are INcoN-
TEsTABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature of
so-called "Cooperative Insurance, low ra es dur
ing the early years OF policy without it's defects
The premiums are SO adjusted that thew can never
become burdensome, or increase beyond the ability
of the insured to pay while sufficient to insure tho
NIsHEs CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS. and in the
hands of act We and energetic produces a large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY THEM.
ILLUSTRATIONS.
THE 10-YEAR ADJUSTED PREMIUM PLAN pro-
vides for regularly increasing premium until the
tenth year after which It remains fixed at the rate
given for the tenth year At age rs the first pre-
MUM is $l2.70; the second, $685.; the third,
$l5.02; and SO on increasing until the tenth year,
when and thereafter the premium is $23 ID.
The plain life-rate at age 20 s 9.S9. This
rate is not reached upon the adjusted premium
plan until the seventh premium. When the insured
premium of S23. IA; whereas the plain lifepremi-
UNI at that age is S26.3S.
UPON THE 16-YEAR ADJUSTED PREMIUM PLAN
the first premium at age 20 is $127o; the second,
$685.; the third S 44O the fifteenth and there
after, $24.60. The plain lfe-premium $1989, is
not reached until the tenth year; and the continu
ing premium of S24.60 is $50 less than the life
ate at the then age of 40.
| UPON THE 20-YEAR ADJUSTED PREMIUM PLAN
he first premium at age 20 is $1270 the second,
$l3.41; the third $14 IL; the twentieth and there
after, $26.19. The plain life-premum, $l9.89, is
not reached until the eleventh year, and the con-
tinuing premium of $26.19 is $11.78 less than the
plan lfe-rate at the then age of AS.
This plan is fully and clearly described in the
Company's publications, which will be furnished
upon application to the home Office any OF its
agencies. 1t will be found upon examination, that
it possesses especially advantageous features. and
coUerS all desirable forms of Insurance, being par
ticulary adapted to meet the precise wants Of the
individual insurer.
B-in the hands of active, energetic, industrious
agents. therefore, it cannot fail to be productive of
a large and profitable business
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will energetically
PUSH FOR BUSINESS.
j. r. FERRIS
Manager for Maine & N. Il. Agencies,