The Portland daily press., 1884-06-04
INSURANCE..
UNION MUTUAL
LIFE INSURANCE COMPANY,
PORTLAND, MAINE.
JOHN e. DEWITT, President.
AnArsy-honr Years Old PureIy Mutual.
assets Over Six Million Dollars
Uncomfortable Policies,
NO Restrictions Upon Travel Residence,
or Occupation.
All Policies Non-ForSs,,.h,a
THE MAINE NON-FORFETURE LAW.
The Union Mutual Adjusted Premium
Plan.

furnishing insurance at minimum rates.
This plan provides for an exceedingly LOW INIT
LAL N which increases each year during
III, 10, or 20 years, and thereafter continues at an
even rate. The first premium is very much lower
tnan ordinary life premium, and, Notwithstanding
me increase, NEVER EQUALS THE PLAIN LIFE
PREMIUM AT THE THEN AGE OF THE INSURED.
The dividends upon these policies are payable In
reduction OF the nth and subsequent annual prem
ioms, sill further reducing the cost of the insur-
ance. Ihese policies are entitled to the benefits If
the MAINE NoN-FoRFETTURE LAW, and are INCoN-
TEsrABLE and UNRESTRICTED AFTER THREE
YEARS.
This plan presents the only attractive feature of
so-called cooperative Insurance, low rates dur
ing the early years of a policy, without it's defects.
Inc premiums are SO adjusted that they can never
become ourdensome. or increase beyond the ability
OF the insured to pay, wAiles sufficient to insure the
solyency and stability Of the Company. IT FUR
NIsHEs A CONCLUSIVE ANSWER TO THE ARGU
MENTs OF COOPERATIVE AGENTS, and, in the
hands of active and energetic men. produces a large
business IN THE VERY FIELDS MOST EFFECTIVELY
WORKED BY E.
ILLUSTRATIONS.
TIE 1o-YEAR ADJUSTED PREMIUM PLAN pro
WOES Tor a regularly increasing premium until the
tenth year, after which it remains fixed at the rate
MUM Is $l2.70; the second, $1S. IS; the third.
Sio.oz; and so on increasing until the tenth year,
whsn and thereafter the premium is 1914.
Ine plain hfe-rate at age 20 is 1889. This
rate ID not reached upon the adjusted premium
plan until the seventh premium. When the insured
reaches the age of 80, he pays and continues to paw
a premium of 1881 whereas the plain hfe-premi-
UNI at that age is S26.38.
UPON THE l5-YEAR ADJUSTED PREMIUM PLAN
the nrst premium at age 20 is $12.70; the second,
$500; the third, $l4.40; the fifteenth and there
after, $24.6O. The plain l~ife-premium $3.50, is
not reached until the tenth year; and the ~continu.
ing premium of S24.60 is $6.70 less than the life
ate at the then age of 40.
UPON THE 2O-YEAR ADJUSTED PREMIUM PLAN
ne nrst premium at age % is $12.70; the second,
$l3.41; the third. $14 12; the twentieth and there
after, $26.19. The plain hfe-premium, $19.89, is
not reached until the eleventh year, and the con.
tinuing premium of $26.19 is $11.78 less than the
plan hfe-rate at the then age of 45.
IniS plan Is fully and clearly described in the
Company's publications., which will be furnished
upon application to the home office, or any of its
agencies. 1t will be found, upon examination, that
IL possesses especially advantageous features, and
covers 0t desirable forms Of Insurance, being par
ticnlarly adapted to meet the precise wants Of the
insurer.
q In the hands of active, energetic, industrious
agents, therefore, 1t cannot fail to be productive of
a large and profitable business.
The Company is ready to negotiate with, and will
make liberal contracts for good territory with,
agents who will theoretically
PUSH FOR BUSINESS.
j. +. FERRIS
Manager for Maine g. N. III. Agencies.
spr5 PORTLAND. ME eodtf