The Kimball graphic. (Kimball, Brule County, Dakota [S.D.]) 1883-1905, 1883-11-02
THE TIN SAVINGS BANK.

S'cSs puoJs
Anon
THE TIN SAVINGS BANK.
Charles Lynford was a skilfuljourne y-
man in one Of our large iron works, in
good work and earning good wages. AT
the age of 81 he married Caroline Eus-
tace, the daughter of a neighbor, who,
although she had no money dowry, yet
brought him many personal qualitica.
items, combined with habits of thrift,
learned under a sensible, God fearing
mother in an economical household. I'M
der the stern teachings of necessity. 1t
was we'll, perhaps, that Charles Lynford
obtained a wife of this character, since
he himself found it very difficult to save
anything from his weekly wages. Caro-.
line o o beca me acquainted with her
husbands failing. She was uneasy ON
finding that they were living fully up to
their income. She looked forward al
so to the time when their family ex-
penses would grow larger, and possibly
her husbands wages might become less.
1t was New Years. After thought she
had purchased offs peddler who came
to the door a little tin safe such as chill
drcn commonly use as the money box.
This was placed in front of the m,nlel-
piece, where Charles would be sure to
see it. On entering he called out, "Hel-
10, Carrie, what's that?"
"Only a little purchase that l made
YESTERDAY" said his wife.
But what in the world is it meas
for?" he asked.
Let me explain it to you, Charles"
aaid his wife, playfuily. "Have you a
quarter of a dollar in your pocket"
Charles held out Il auarier. His wife
took it from his hand and gently drop
ped it into the box through a slit in the
top. Charles laughed.
S you are taking to boarding, Car
rie3 Has my little wife become a miser?!'
mo; only a little prudent. But, seri-
ously, Charles, that is what I want to do
every week day morning."
What! ',rop a quarter offs dollar into
this new tangled invention of yours??"
"Ex'ctly.',
Very we'll, that will be easy enough.
A quarter of a dollar is no great sum.
But may l ask what you are going to DO
with this newly commenced hoard?"
Lay it by for a rainy day." answered
Caroline. Charles laughed heartily.
And what will a quarter u day
amount to-" he inquired.
I'm a year it will amount -" com
menced his wife, seriously.
"Oh,. never mind; spare me the calcu-
~lation!"
But you don't object to my plan,
Charles; do your"
"Not in the last. l have no doubt it
is very prudent and commentaries; but
you know, Carrie, l never was gifted
with much foresight aud prudence"
Eyes, Charles, l am we'll aware that
what you say is true!" said his wife slnil-
ing. This ended the conversation at the
time.
The plan ~inangurated by the young
wife was steadily carried out. Caroline
was not one of those people who eagerly
entered upon Il new plan and soon tire
of it. No; she was thoroughly satisfied
Of the wisdom of her purpose, and re.
through. Every morning size obtained
from her husband a quarter which vas
forthwith added to the accumulation.
Sometimes Charles had not Il quarter in
change, but he had half collars; one of
these he would toss to his wife instead.
And she would assure him, laughingly,
that this would answer her purpose
equally as we'll. More Thar once Charles
would banter his wife on the subject of
her tin savings bank, but this she always
bore with significant smiles.
The quarter and half dollars of the
husband were not the only accessions
that the tin box received. Charles had
early arranged to make an ample allow
ance for dress, but like q wise better
half Of ~workingman, she made her own
dresses and thus provided herself with a
decent wardrobe ut a much less cost
than some women not SO well versed in
the science of household management
could have done After considerable
thought and calculation Carrie came to
the conclusion that out of her allowance
for dress and household expenses she
could make q daily deposit equal to that
which she exacted from her husband.
Ofthis, however she thought it best at the
present time not to inform Charles, en-
Toying in anticipation the prospect
OF being able at some future time
to surprise him with the
unexpected amount of her savings. At
the close of every month Caroline
opened her tin box and carefully trans
ferred the contents to a savings bank of
higher pretentions, and where interest
was allowed.
OF his wlte's mode of management of
the money the husband remained in
complete ignocance. nor did he express
any desire to know where 1t went to.
He was an easy, careless fellow, spend
ing Us he went, enjoying the present,
and, like too many men, alas!
not feeling any particular concern
about the future. At the enc OF eight
years, during which Charles Lyntord
had been favored with constant work
and uninterrupted health, his account
books showed thath is expenses had not
exceeded his income. Tor he saw that
there were a few dollars on the credit
side.
THAT'S running pretty close, isn't it."
he said laughingly. 81 take credit to
myself for keeping on the right side OF
the line. But then suppose that you
have saved up a good sum-"
How much do you Think" asked his
wife.
ooh, perhaps $780," said Charles.
Els wife smiled, but did not volunteer
to enlighten him as to the correctness
of his conjecture. So things went or
until there came q panic in the iron
trade-a panic SO severe that tens OF
thousands of working men and theii
families were effected by it; and anon!
them were Charles Lynford and his wife
One eveningCharles came home look
ing very sad--a rare thing with him
Caroline. WHO had watched the signs o.