The clarion. [volume] (Jackson, Miss.) 1883-1888, 1883-10-17
The Duty Of q Business Nan 70
His Family.

Livery prosperous business man
should make provisions for his family
in the day Of his prospering In an
ticipation either Of losses in business
or his decease. This is fair and only
just TO the parties to be benefited. and
not IN any way injUrions.toa anv. Let
the matter be looked at with care.
1t will be conceded that it is both de-
sirable and important that a man
should guard those who are depend
enton him from adverse circumstances
so fsr as he can honorahly, and at the
earliest moment. The actual history
OF the mercantile community shsw
many painful records of unexpected
depression and disappointed hopes.
how often has the sun risen in splen-
dor, but as the dal has advanced dark
clouds have obscured the skv, the
tempest has followed in its fury, and
shlp-wreek and ruin have closed the
scene. The fluctuations sol business
life ale proverbial, until il has become
notable fact that so few who have
carried on q large and apparently
prosperous business, have left any
thing comparatively, on their decease,
as the avails Of a lifelong labor. Sc
rious mistakes may have been COM
mitted; even the prudent may have
been induced to embark on the ses
OF speculation: a dishonest partner
may have involved man in heavy
losses; the gains of years may have
been swept away by the too great
confidence in some one, Of even estab-
lished character; a man may have
been drawn down, without any fault
of his, by the fall Of his neighbor, as
the smaller trees, able TO stand if left
to stand TO themselves, are crushed
by the crash Of the larger under whose
branches they have grown; he may
have become too old to vary his busi-
ness as the times require, for there
is such n thing as "fogyism, in bust
ness, which, because it cannot turn
to the changing winds, is left behind,
and custom seeks new channels.
In this uncertain course expenses
are increasing; the family is larger;
bills are necessarily greater, and the
man himself is approximating the
period when his energy is less, his
hopefulness less, and when he is wear
ing out rapidly. Looking forward
ON life, the possibility ofa vain strug-
gle with poverty for those nearest and
dearest to him, should move busi-
ness man to do what he can TO antic-
ipate it. The question is, how shall
il be accomplished? Only in perfect
integrity TO all to whom he is indebt-
ed. A man must be just; every claim
must be provided for, otherwise his
arrangement is a fraud. Ii is very
are that business rman, devoted to
point where he has something, more
or less, over and above all claims;
that after a liberal calculation Of all
precarious circumstances, at that
given point Of time be might lay aside
something rightfully and honorably.
The law defines when he may make
settlement on his wife and children.
The end may also be largely reached
BY an insurance on his life. This, if
maintained would be eHectual and
meet almost all contingencies. Il is
an unnatural stretch Of imagination
to picture the time when the man who
made provision in the day of his pros
psrity would be made comfortable BY
it in the days of his adversity-those
dearest so him-whOm he has placed
beyond the reach Of his own depress.
ions, being the disbursers. By such
process how many who have gone
to the grave il sorrow would have
been saved from the anguish and
modification which has btoken their
hearts u. S. Economist.