The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1883-02-02

persons by whom the buildings insured, or con-
tanning the property insured, was used, and the
time at which and manner In which the fire orig
mated 80 far as known to the insured. The
company may also examine the books of account
and vouchers OF the insured, and make extracts
from the same.
within sixty days after the insured shall hove
submitted a statement, IA provided In the pre-
ceding clause, shall either pay the amount for
which IL shall be liable replace the property
with other of the same kind and goodness-or IL
may, within fifteen days after such statement IL
submitted, notify the insured OF its Intention to
rebuild or repair the premises, or any portion
thereof separately insured by this policy, and
shall thcreupon enter upon said premises and
proceed TO rebuild or repair the same with rea-
sonable expedition. 1t In moreover understood
that there can be no abandonment OF the prop
erty insured to the company and that the COM
pany shall not In any case be liable for more
than the sum insured. with interest thereon
from the time when the loss shall become pay
able, AZ above provided.
Ii there shall be any other insurance on the
property insured, whether prior or subsequent,
the insured shall recover on this policy great
er proportion of the loss sustained than the sum
hereby insured bears to the whole amount in
sured thereon. And whenever the company
shall pay any loss, the assured shall assign to it,
70 the extent OF the amount paid, all rights to
recover satisfaction for the loss or damage from
any person, town or other corporation, except
Ing other insurers; or the insured IL requested
shall prosecute therefor ut the charge and for
III this policy shall be made payable TO n
MORTGAGE of the insured real estate no act or
default OF any person other than such mortgage
or his agents, or those claiming under him, shall
affect such mortgages right 10 recover in case
OF loss on such real estate; proridsd that the
MORTGAGE shall, on demand, pay according to
the established scale of rates for any increase of
risks not paid for by the insured: and whenever
this company shall be liable to the mortgages
for any sum for loss under this policy for which
no Inability exists as to the mortgagor, or owner,
and this company shall elect by itself, or with
others, 70 pay the mortgage the full amount
secured by such mortgage, then the mortgage
shall assign TO the companies Interested, upon
such payment, the said mortgage, together with
the note and debt thereby secured.
This policy may be cancelled at any time AZ
the request of the insured, who shall thereuDon
be entitled to return of the portion of the
above premium remaining, after deducting the
customary monthly short rates for the time this
policy shall have been In force. The company
also reserves the right, after giving written no.
tice 10 the insured, and 70 any MORTGAGE to
whom this policy is made payable, and tender
ing 70 the insured ratabc proportion of the
premium, TO cancel this policy as TO all risks
subsequent to the expiration of ten DAYS from
such notice, and no mortgage shall then have
the right 10 recover IA to such risks.
In case any difference of opinion shall arise as
to the amount OF loss under this policy, IL is
mutually agreed that the said loss shall be re-
fcrred TO three disinterested men, the company
and tho insured each choosing one out of thee
persons 10 be named by the other, and the third
being selected by the two 40 chosen, provided
that neither party shall be required to choose
accept any person who has served az Il referee
In any like case within four months: and the
decision OF majority of said referees in writing
shall be final and binding on the parties.
No suit or action against this company for the
recovery OF any claim by virtue Of this policy
shall DE sustained in any court of law or equity
In this State unless commenced within two
years from the time the fire occurred.
FIRE ESCAPES
Another subject of still greater import
ance TO the general public than the preser-
Walton OF their property is the preservation
of their lives In view of the terrible
calamities that have SO recently and fire.
Quently visited our country, stringent laws
upon the subject of fire escapes at hotels
and other public places may be looked for
from this Legislature, AZ well as from Wis
consn and other States that have suffered
more directly than Michigan Two or three
bills are under consideration here, but one
similar to one now pending in Wisconsin,
providing for a rope ladder from every room
above the first floor in all hotels seems 10
more nearly cover the ground OF safety than
any other.
NOTEa
Cp TO this writing there have been intro
duced in the House 124 bills and three Joint
resolutions, and in the Senate fifty-six bills
and three joint resolutions.
The Reily-Jennison Judgeship contest if
attracting legal talent from all parts of the
State, and has occupied much of the time
of the Joint Committee on the Judiciary foI
the week Mr. Reilly seeks for recount OF
the votes cast for Circuit Judge in Wayne
county last November, and asks the Legis-
lature 70 order it 1t il possible, but hardly
probable, that his prayer will be answered
OBSERVER