The state rights democrat. [volume] (Albany, Linn County, Oregon) 1865-1900, 1883-07-20

l.
contagion appear throughout our eoan-
try. Bnt Why should IL 10 the case
more with the che than the other.
Because Of such plans being based upon
pn annual stipulation calculated upon
the average life expectation tables, and
vixen an excessive demand Is made
upon them II IL similar to "ruh" on
the banks. People begin TO be dis
trnstful, those not insured become
alarmed and refuse 10 take policies.
Those already insured become shaky.
The companies finances are depleted
and without some very extraordinary
effort they become bankrupt, especial.
~ il those excessive demands are con-
tinued for sometime. But while we
tell you this, il is proper and right TO
tell you that there are very many
companies which have withstood ell
these difficulties and still retain their
good standing in the business world.
Recognized as being honest and trust
worthy companies while many others
have been careless and have collapsed.
But In our noble Order Il Is far differ
ent, we materially insure each other.
When an assessment is made we pay
just one dollar and no more, and with
our present members in this Grand
Lodge jurisdiction we arc only assessed
for about 2 out Of every three, the sur
plusage paying the other third. For
instance we have now about 5000 who
can be counted ~ perfectly reliable, and
who will keep their dues and assess-
ments up, giving US 5000 dollars every
assessment, we pay out of that 1000
dollars the other 1000 is held subject
70 Il future call and NO all through.
never making assessments except when
necessary, no part either of such as
sessment being used for any purpose
sage for the payment Of beneficiary
certificates. We have no expensive
travelling or local agents under high
salaries or exorbitant per csntages.
But the life insurance PAT C the Or
der Is not tho only one tliat ,honld be
taken into consideration. The high
moral teachings iDculcAttrl ia the cere-
monies aud Rituals of The order are Of
aimos. ibcsJc"laile vainr. That al.
though no religious creed Is Taught,
that great unisersai religion Of love 20
the DEITY and chHrity 10 onr fellow be-
ing, and honesty Of pnrIOss aRh thought
is continuously brought to he minds Of
the brethren.
Again true philanthropy Is taught
that each aud every brother Of the Or
der is a committee of one TO look after
and care fIr the distresses of humanity
in general, but more particularly 1.-THE
household Of the faithful" That &
brother or bis family shall not be sick
and helpless, without watchers and
purses being pro divided whose daty, a.
we'll Us privilege it is, 10 render what
assistance is reasonably within theil
power 10 make the afflicted cheerfu
and such aifliction TO bear IS lightly 81
possible. To comfort and cheer thos,
who are distressed in mind, consolini
them with words of affection and broth
erly love, Yes, truly my brother
your ears arc ever open to the cries O
the Distressed, your hands are stretches
forth to raise and support weak o
needy brother or his family. You
feet are swift TO render deeds Of love
mercy or kindness, and 10 warn you
brother of approaching evil. And
indeed, when you clasp brothers han'
do you realize that it is the hand clas
of one with whop you are linked b.
the strong chain of brotherly love an
afIectionl Yes,my brothers, the object
for which you are joined together ma.
be equalled by other societies or organ
izations, but never can they be excelled
no greater, nobler human object thar
ears can well exist. And it certain
ly bears close relationship to the di
vine principles of the Deity as set fort
in the Holy writings and enumerate'
by the Savior of mankind.
Assistence that is robbed Of tn
; sting or name of aims, we give to thos
who need, because they have done 8
before and to calculation was mad
for that at the birth of the organization
and each brother feels that in SO doin
] be is only returning that which wa
borrowed. And in regard to tn
( amount paid on beneficiary certificate
r it is not charity, or aims, nor is it sci
) ling or speculating on the life or dealt
of loved one, but it is purely
, business transaction. The brothe
from whose death arises this paymen
: has paid for what bis wife, child 0
friend shall get, he has agreed with a
of his brethren in his Grand Lodg
: Jurisdiction, that for his natural lif'
he will pay from bis own pocket, if nc
7 paid by surplusage, the sum of on
5 dsllar upon the demise Of each an