The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1883-12-30

by which the wind can be raised,
aud thinks the world is very cruel for
its judgments on money lenders.
The bait has been taken; the sec-
ord bill is renewed SO q matter OF
course, after q platonic refusal. But
it has been augmented by additions.
The other renewals enlarge like the
rolled snow ball. In time the young
borrower feels the pinch; has dim
vision of being driven corner-wsrds;
but be has youthlulness On bis side.
has then hope, and subscribes to
Mark Tspley's sentiments and the
something turned up. If be could
only at this stage confess his position
to his family, the evil might be RENE
died by stitch in time; but he sinks
deeper and deeper, till the usurer
considers the pigeon plucked. applies
for settlement, and then writes to
the family demanding payment or
exposure to a trial and legal execu
ton. And with that settling day, the
career of the young borrower is al
most generally closed. He emigrates,
becomes An adyenturer; and to live,
has to ac3ept offices that at home
even his fathers servants would have
refused. Educated for society and
perhaps the governing classes, he
precipitates himself in the 6regs.
At Paris the road to ruin is con.
structed On the same lines, but
the decoration, the bats, and the
incidents by the way are more
varied. There is the large class who
advertise as bankers" profession
that can be run for elk months, till
the inland officer invites you to- pro-
duce your license. These bankers
are ex.notaries, ex.officials all ex.
honorable men. Occasionally they
can hook in tn. ir tolls an ex-prefect,
but q lame duck not the less; or q
retired army officer, honest but
simpleton, but who has the red-rib-
bon of the legion of honor at his
batton.hole, and that represents 25
per cent of the not unpaid up. but
totally absent, capital. The Office ia
ever two-pair back, dingy in aspect;
old curtains to keep out the most
dreaded enemy, light. The directors
room On the contrary is showiy fur
nished, and has an enormous iron
safe, hired by the month, never to be
opened; Of late these are made in i'm
isation. and as real locking as a chess
b. ard volume.
The clerks are frowsy and de6an;
looking; poor souls they have been
engaged at 80 much a month, after
dspositing security; they are paid out
of the latter; tbs balance wants es
with the bubble. Other officers are
still more shady. They put a one
line advertisement in the chic paper
of Paris, that they have 500. 600 to
lend. at 4 to per cent. on sigma
lures" etc. The gulls or gogos arrive:
all is rosy. save 10 deposit 5, 10. or 80
francs for ''inqniry fees" If the
inquiry office-aIso branch OF the
swindle-sends a good report, the
matter may be considered as &C
cepted. But the Office never sends
either a very good er very bad note.
You hand in the bill duly signed, and
are told to call in a few days. That
bill is banked through sll the dis
counting Officer is uniformly refused
on account of the agents, and the
latter return it to you, lift does not
suit the convenience Of the intsrme-
diary to negotiate it for song and
bolt to Brussels or Leicester Square.
Such is the pureatory for email! shop
keepers and petty INDUSTRIES.
For the workman there is special
The pawn Offices loan on ly
on one-half of the real value of the
pledge; the ticket thus presents
balance value, and can be sold or ne
gotiated at special shops, called
"nepbews OF my uncle" There are
dens N their way also. A workman
soon sees the value OF bis ticket CABS
sorbed." With a sigh be philoso
phically bids adieu to perhaps the
most cherisned of his penstes; he lays
down new keel. and borrows one or
two francs, if he be an established
workman, at the rate of one sous
per franc per week. In fifty-two
weeks he nearly repaye the capital
three times over. Such are the only
popular banks open to the poor QUO
riers in France.
Your swell money lender woul
formerly have been beaten with
sticks, now he has to be approa ched
bet in hand. with bated breath and
whispering humbleness, for money is
king. This vampire is a lion, and .
ferocious one, though his claws De
covered with yellow or lavendish
gloves. He is prender than q ruined
marquis, more foppish than venu.
He is the most incident OF beings If
recourse has to be had to his services;
be will hardly return your formal
salary. The client is timid; he can
display no assurance where be comes
to solicit pity, aid; he must keep his
contempt in mis- pocket.
This dandy usurer ia very rich; he
inhabits q luxurious apartment be-
tween the commercial and the noa-
commercial quarters of the citJ; be
dimes at the Cafe Anglais, and break