The Bossier banner. [volume] (Bellevue, Bossier Parish, La.) 1859-1952, 1883-06-21
large but aths volume 6fi'Bathsiniesssl is


--.- s.aua
large, but athe 'v64ume 6f BUSINESS is
heavy and the risk ight.,sif pai!7og I
Where the peculiarities. of the credit
system are Best sAowtI ARE III the ad-
vantages, and disadvantages of the use
ef paper. The regular rate of discount
on PURCHASES is twelve per- cent per
anppms A house whose standing enn
ables it to sell its paper at six per cent,
disoount, Which is considefed a first
class rate, can negotiate its notes at the
time Of making its purchase, and secure
the disooant on the bill TO such great
extent is paper used, that many mer7
chants make study of the most favor
able way of creating a mafkeO for 4heif
paper. Its the perfection to which the
system has been brought that Keeps
business In such ianleven leAannels and
prevents disasters.g Greater dangers lie
in the contraction of business than in
the extehsion5of it. III is not from the
credit system itself, said an Investigator,
that disasters are to be feared, but from
the lack of safeguards. Speaking of i1il
fuenees that affected. credits, the inves-
tigator said that the situation had much
to do with the standing. For instancs,
houses in Chicago, Cleveland Kansas
City, Minneapolis and st. Paul, which
were looked upon as growing cities
were regarded with greater favor than
those in other parts of the country.
Boston. anda Philadelphia swere losing
their eoigne Of vantage in the mercantile
trade. This was particularly true Of
Boston. fFtiW Fgs ~ l6@ gI,aa q
IS The investigation. of credits has al.
most become part of the trade. Many
houses sendTeports of their sales to .
new concern to the recognized CONNER
cial agencies The concern itself is
asked to make q statement The re-
ports and the statement are compared,
and whatever other Information can be
obtained is used in making 81 rating!
,Afterward, if there is reason to suspect
that the concern is going beyond the
bounds oftsafetg, reports are called for
from the houses with whichit deals and
q written statement from" itself, which
can, if. necessary, he used in i8ialegal
proceeding if asked. for. Judgment
must be coupled with the facts at hand,
but ithel sources 4 whence Information,
may be obtained-the business houses,
the legal records, the banks and the
hke-are sosnany,that the erealstandinEs
OF the concern may be arrived at with
a reasonable . degree 9of = aecIiracy.
Many houses require customers, whose
standing they doubt, to make a written
statement on the purchase Of goods,
and sometimes to swear to it. aAgstate-
ment made to, obtain general credit
holds good In the courts. Where nlefs-
chants go on after they have become9iH-
solvent, it is, ,eftener the case hatcredits
were too easy than that it was their in
'tention to entail loss upon their credit.
ors, There are jobbing- houses in New
York city that do business on $40 ,D0O.I
but they are compelled to keep within
bounds and content themselves with &
small trade. There is one house in
the city with a capital. of $4,000. 900
which is believed to do a business of
$15, ,Q00,90 o year, and another, with a
capital of 81, 900, 900 which is said to do
business of $50, 600, ,000. In. T. Times.
W sseTG'fTTT7-- Ts-T'T-s'- -zfTTi s8a i
T0pnOOdy.
.yfastsiEf13lS l-+-@ sg.EWff.t .s.sS5t 81
Mr.. Topnoody came home early
Fedhesday evening, and as his wife had
NOT begun her supper arrangements, he
sat down. near her and said:
NY dear I had d minute for refiec-
ton In nay toffice to-day andsthought,
I'd write some poetry on home.
& Drinking again, I Suppose" She
answered signiGeantlyae9l si'fiF tne 9
= You should not talk that way, my
dear, for home IS a word that touches
the. hardest hearts and briags,back MEM
ories as sweet as heavenly music. But
listen, my dear: lzfo g'sa'7iis 8 - i3ii {
.Caingta hemel If there themeanest shea.
Yield thee Hearth and shelter for thy head,
And sQMe poor plot With vegetables stored =
= Topnoody,' interrupted his wife,
atdid you see that nan about spadiig
up the gardenp'' ,zsay4u1 attf qo1 mqSl
No, dear, but hear the rest of
this. .3gssZ sst! = fkfh i sH38aii9a
BE all thatsheaYen allota the for thy bdaBIa
Unsavory bread and herbs that scattered grow
Wild on the river bank OF mountain hrowrr1''F
ibid you nail that paling on / told
you u this niofningps'n again inter-
rupted Mrs. T.tl 4 stl. szslssssy F9ttg
I mo, my dear, I-but let me finish:
"Yet cen this cheeriess mansion shaii provide
More heart repose than AL the world hnside.Y
'1s that alp she asked.
Eyes, mytdear' ba69 & sl H0g a5
'tWell, I'm glad of it,n4And pow 60
back down town and see that man
about the garden, and get some meat
for supper, and hurry BACK and nah on
that spaling, and get ~ bucket Of
water, and carry in the coal and kind
iing, and grind the coffee, and not sit
around and see. your poor wife wear
herself out trying to make home some
thing Ike I think when i man has
elseito do. but write poetry, he
had better hire out to maui rails and
let somebody take his place as the head
Of the family who; knows what his
Duties are, and will attend to them in
stead 81 wasting his time trying to be a
poets I, don't believe Won wrote that,
anyhow, and Il but Topnoody was
gones and the poor woman Went out In.
tu the kitchen to make home fssome-
thing like, Tile Drummer;
Rev, DFsJ, NJ. Scudder, OF. Xellore
India, wishes that every missionary in