New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1882-03-21
LOAN RELIEF FOR THE POOR.


DISCUSSING y PRACliCAL IOPlC.
a coNFrRFNcE AT rHE ROOMS OF THE CHARITIES
AID AssOCIAUON-wHAT TILE SYSTEM ACCOM-
Pushes
4 conference called by the State Charities AID
Association to consider tn question Of loan relief 10
the poor held yesterday in the rooms Of the As
ISOLATION AZ No. 6 East Fourtcenth-st. John Jay
presided. and addresses were made by the Rev Dr..
II. c. Potter. the Rev. DR. John Hail. Miss :. d.
| Sands Mrs Dickinson, the Rev. Mr. Marshall, Mrs.
Josephine Shaw Lowell the Rev. Willard Parsons
| J. b. Dill and others The room was not large
enough to hold all that came, the audience being
made mp largely Of representative workers among
the poor from the various mission chapels IN the
city. The Rev. DR.. Watkins opened the conference
with prayer after which John JAY the President
of the Association spoke in part as follows
Judging from the last report Of Miss sands the Loan
Refer system IS more COMPREHENSIVE, anu one ma! say
more beautiful. IN s bcuevolcnce than ITS name might
imply II seems o. embrace not simply loans ~ money
bll medical ala legal 1d provision OF WORK visitors 20
= poor WIKI occasional flowers and fruits and leIci-
a circulating library seaside excursions for moth
aud children. The i'd a OF the Lean Relief, idea
dealing with pauper4 has been wc expressed by Mrs.
lockwood Il ia 70 help without degrading or ener,
practical Gep they need and at the same not de.
tns 81 a9 most psr o. nl 81
TEN and the pleasure and duty of each committee, that
every scheme presented for public adoption shall have
atom. which has been done in this
are kept advised OF the grave evils wAicG
are constantly occurring nom erroneous JA,0.les !a
practices In the management pf our state charities tAe
cost of which enarglDg year by year These Evils as
llls,laieI oy slatisc'' sen 10 sno~ 10 a. en-,
generous provision ever made ~ people lor the pro
lection o. pa per children The ck tue insane, and Tor
he reformation " yOrtiu criminals wien placed II t1e
control ~ unn persons and usei Tor improper pp 5eS
lggray the suffering % intended 20 T.. eve,
and extend The pauperl-u 10 vas intended 10 aDate.
THIS vas understood 10 have be tie case IN hln-S
County until exposed by our local visitors ana changed
after a five wears struggle.
The law now directs pauper children TO b. sent 10 in
situations ed by the faith the pareut n
tTD ptIar. and ~ rcrr prol,gtet la. prod1cad
and TIE Of their support $4,000 and ~ 1850
there we're 1 5G- pauprr children Roman catholic.
I5s.. pro e.i,rt Gtf. He,reU II ll a cost Of
$1,000 Commissioner Ropes avs thar by ne Docks
20 OF the children had both parents wing and so had
pareur living showing Tat hundreds OK families LAD
their parent and home influence to be boarded
a sectarian educauon. To place hei,i--s
families and receive America. education I'D ON pup
lie schools is. ~ Mr. Brace has shown by 2oOOQ tx,
amr.cs simple and elective mode Of recovering mem
from rue -aut " pauperlsm The erroneous measures
adopted 10y the state IL tie name Of c-tFiy aAo" l.e
erins any now scheme presented 9ucn course las
been followed n thlr instance
OBJECTS OF THE LOAN RELIEF.
The Committee on the Elevation OF the Poor, con-
.isting of Miss Grace Il. Dodge, k Il Derby, Henry
the subject Of tie conference, which stated me Oh
irct follows
Iis the oo',ct y The Loan Relief system 70 hep M
lies burdens 10 -arl way tl1t the -ri--ui .. rtnS
wituoul mat sacrIhce IF scifr-pect winch teui' to
paupcrI-m. E-lt application or ms system p-i- 20
AS Tar possio Il provides work Tor those 'ui y.
emplovu eut L lends aftces NECESSARY -or ne couof
-rc.ry 10 carry he worthy poor Over hari places lud
I. II Lee H, Z a
the aJ e-Dodieu man OF woman toT the mau VI "oAId
only temporarily ts.o.elI VINO receives rcIo "Il-o1.
giving 81 eIvrn, FOR IT, cannot al '1 l1se frcspfct
lH M IN 80. s. hI-i1e-. b.-- AID ali ,r,r..ic-
ana Tie ;, i.-rcsycc wi-cl serve q slim iua 20 udas
trf. providence anu tL.Lt The Committee
on the Elevation Of tie Poor N their Homes
earnes Is by oi con;elence hell oa.y
t. aiF1c attention generally t. tns subject Of t4at
in,JratIol ~ cuur winch sinai 'elp the poor
TO ne 7 themselves. L. uas carefully studied me Loan
br system ana i, convince of rs wisdom and pIac-
tlrabty. 1t has ali necessary Information for thu Or
gaulzalOn Of Loan Eele; Associations, and "ouI' De
-.d assist n l.e formation oil 7ac a';oc atoms yI u
adapting application Of the pri1rPl"3 Of he Loan
Keei yste to t1e needs of each chapel OF oAef se--a
~ centre.
HOW TIE POOR SHOULD BE AIDED.
The Rev. Or. Ii. c. Potter spoke at some length
upon the proper spirit IN which the poor should DC
aided in order to maze that AID the most effective.
1t should not be- he sad. In the spirit Of conde-
scensou but in that spirit n which we pay drb,-
be the privilege of the poor man 70 1--we IL . narrow
street in 4 crowded tencueut-uouse AMI work ten o.
twelve hours day. lie is hardly permitted 70 look
over the faace at the rich ana his possessions.
This rondi1on of things rreat-s feeling Of burning
injustice anu ir Is righteous feeling. Greai efforts
are made 20 alleviate tlr evils under NOE NE poor
man suffers. nut What We 90 should be 10 the way
of cooperation. and no, a. dole. The VIE ieae-
mont house, Iu winch they ar. oIIgri To F' wee
b,iir , rlr rich men Who rt END orr c.uroh., and
Dad -Ff.F f.tF a.
which D. ls propose. % OteI are NOT sd lAe interest
of charity but or Dro'nery coop'r1 JON. ION may
make rur homes of these poor people ms nam some
q, thus, iu tli have, but you mus, ut'e 'dc Ih-
,u-- 81, !-rr-p-cfig1 NJ Won would INT them up. or
else your work l3av be- In vain. In connection with
the matter of Etcmperlree I'D England palace
measurlUly successful another movement
started about the same 'Im" WITHOUT 'he ara 'i tte
climbs II d, 4 ccoD. rati.t -yst IN. winch he man
himself reg 'a5c@--not "a guest. bur a q man m
H.. moor. y.f We distribute es thai t..l. ra4lzt
them. Now We pr pose i0 cone 20 t-- poor AiA I'D
a way that recognizes hin ga business man WHO
Will repay your ad and confidence. IL Is wise
aUu who, some movement.
Mis- : p. ~a.ds real 3 paper on he loan s~stolls
Extracts from reports Of English benevolent So
c..rI,s, where the loan system has been III iorce
many wear, were read to Sho~ t1at the system
has been -urcessiulY carried Oh there. Tue CHRIST
Chapc! Benevolent Loan Fund made LlH' loans
amounting $500. and The rate ~ It's Haa deoI7
was less than thr.e per cent. Otntr a--orlaton5
had even better exp. rienc" IN the percentage o.
losses " These stats. as show sac Ml,~ SANDS
that lo3as may be successfully made % the Dc Serv
IN poor; that punctu.i repayment OF ILsta. ments
can with ease be obtained and the loss may ne less
than one per cent They also answer the objection
THAI loans are only another form OF giving. ne
Ian A-,ncItou Of The sixteenth ard OF TINS city
is indebted f.. It's form OF organization To I'll" Eng
HSh societies. Attention 70 the wants OF iA'
noon ,o,,nrrt,d with the seventh Avtnu. Mission
tbaprl. where the Loan Relief Association had -
rise. was what led to the organization which II
frw. al ! lf = "a
raj n. $50 and the results Of the pertinent have
exceeded anticpa. ions. To make the :, stem sue
COS, II must be backed by department OF "or.
Lend A man 80 or $40, gcJt4s LIS employer 10
- ss..IIrifv flr him lr always signing the