Clarksville weekly chronicle. (Clarksville, Tenn.) 1873-1890, 1881-07-30
Life Insurance.


The most common thing In life Is
| death. 1t is one Of the things which
never breaketh the promise to the
ear. II II the inevitable. And vet
every man thinks he Is immortal,
With all this certainty, il Ii not pas
sing strange every tIan does not
provide for death ? A very large
majority Of the men of the country
live, as it We're, from day to day.
They lay up nothing for contingent
eies, such as sickness or death, and
in such cases, not only they them
selves are the sufferers, but their
wives and children. 1t is the more
to be regretted that their wages will
not ordinarily justify laying up any
thing. Our wants are so apt to reg
ulate themselves by the amount Of
money we receive, that without the
closest economy and watchfulness it
is impossible to do so. But there
are few persons, however small their
salaries, who are net able to meet
the asseSsmentsamade by the life as
surance societies. Wesay societies /
not with the intention of directing |
the insurer to them alone, for there \
are several perfectly solvent and |
trustworthy companies who insure |
lives, but, is a rule, these companies |
are out of reach of the man whose |
salary only enables him to live from /
hand to mouth. In the companies
a sum is paid for the polices that is
out of reach to most poor men, and |
while they are really more able than
societies, yet the poor man cannot |
raise the forty or fifty dollars re-
quired to pay the policy, while he
is rarely unable to pay the one or
two dollars assessment required
in the case of death i'm the society.
The societies pay two or three thous-
and dollars in case of death, to the
one designated in the policy, and
this amount is free from the debts of
the holder, whatever debts he may
owe, unless he wishes it applied in
that way. To the ordinary widow
and orphan two thousand dollars is
an enormous sum of money, and
properly invested as it will be by the
society, if asked, it will keep the
wolf from the door IN all after life.
1t is well worth the payment of a
few dollars annually and mitigates
the pangs of death in marked de-
gree to reflect that the dear ones
will. be provided for. Some object to
uniting with the life insuring socie.
ties for the reason they are not per
manent and will sooner or later
break down, and they confidently
ask who will pay the last meInler.
That is speciOus pleading with ven
geance. 1t is true enough If the
was limited, such
would be the case. But new acces-
siOns are constantly being made, and
will, in all human probability, con-
tinue to be. So we may safely say
they are permanent, so far as we are
and our children after us.
And even if they fall through, dur
ing the next few years, theinsurance
IS good as long as it LISTS, and mas
much as death may come at any
all should be ready for IL.
house is less liable, by great
zeal, to burn than man is to die,
md no business man is going to {
wait day without insuring il and
yet he will allow his life to go un- s
matter of far more conse- !
Iuence to his family than his house. a
The consciousness of having some s
hing in store for them will strength d
N his arm, bring happiness to his
and when the summons q
omes, will be able to respond with
'ut that sombre regret he would q
feel, If able to get out U
,oIicy for So, 1000 or $4,000 in reg
liar company, by all means do so q
f not, go into one or more of the So z
ieties and secure the family against
bsolute want. What can poor ~
woman sick and faint with watch
ng, do for the necessities of life,
With no one to work or care for her
nd the half-dozen helpless children? a
t is matter OF congratulation that
0 many have joined. But few are r
ut of one and many are in all. t