The Wellington enterprise. [volume] (Wellington, Ohio) 1867-188?, 1881-03-17


"Write your full name across the
back of it. Unless you do that. we
couldn't get the monev from the bank
in Boston where Mr.. Harbury has de-
posted it. BY writing your name, you
at once show that we have paid you the
money, and that you have transferred
to this bank the right to collect the
same amount from the fund Mr.. Har-
bury has placed in Boston,"
"But you haven't given me the money
yet" objected Mollie.
mo" said the cashier, smiling,
"and you mustn' tgive me the indorsed
check until 1 do. Here it is. Would
you like five dollars or so in small
changer"
"n you please" said Mollie, as she
wrote her name at little desk near by,
carefully blotting the ink. and passing
the paper across the counter. Then she
picked up her precious crisp bills and
shining silver, and had started almost
to run out Of the door, when the cashier
again stopped her.
lit is always best to count your
money before leaving. There might be
some mistake" o
Mollie counted, and IL did not come
out right! She tried it again. with no
better success
"I think, SIR" she said then, There
are only nine dollars and ninety-eight
cents here. when I thought should get
ten dollars.
"Yes, but had to stamp the check.
The stamp is required by the Govern
ment as 3 tax, and costs two cents.
Seer
1 am afraid his customer did not
"see" at all, but she thought she
would rather lose two cents, if it were
not all right. than show any further
ignorance of banking customs, and so
she tripped homeward.
Her fathers first question was
whether she had got her money or not.
IL cashed the check, il that is what
you mean," Mollie replied with dig
nifty.
"Oh-ah-yes-I beg your pardon
that is what 1 intended to say. Now,
tell me all your adventures"
She began, and they had q good
laugh over them. When she told about
the stamp, Papa looked grave.
al think Uncle William did that for
a purpose, too. He would tell YOU, as
1 do, that when you grow up and send
away checks of your own, you should
stamp them. 1t is petty fraud to let
your creditor pay the two cents that it
is your duty to provide for. Now. about
the rabbit house?"
They put their heals together, but.
before full decision was reached, M.
French was called away. When leav-
ing, he remarked:
"H Iwere you, Mollie, I should write
Uncle William as short and business
like but pleasant o letter in acknowl-
edgment as he sent to you. Tell him."
and Mr.. French used lot of phrases
that Mollie strove to remember, with
this result:
"CANoNsEr. June 2, 1890.
knowledge the receipt this morning of your
letter Of yesterday, inclosinR check on the
er
! II was my birthday, but that love pets. In
case the expenses you propose should exceed
generosity, and make the sisht-draft you sus.
sess. Believe me- your af'eS,ionats niece;
"Whewr' whistled Uncle Billy, in
his counting-room in Pearl street the
next day. "I rather guess 1 wont try
to puzzle that CIR, any more with busi-
meas forms. Couldn't have written .
better letter myself. must have her
as partnerr' - r,E,- -E-r
The rabbit-houses were at once be-
gun, but before they were finished.
about a week after this. Mr.. French and
his daughter were again toe ether in the
library. She had explained to him that
her ten dollars would be all gone before
her pets were housed, or. rather, be-
fore she could buy any rabbits at all. for
the house was to be got ready first.
Consequently, she would have to call
for the other ten dollars, and she want
ed to know what draft was, and how
to do it. This was not so easily learned
by herself as the management of the
check had been. and so he very willing
ly told her all about the matter at first.
| "A check" he said. lis simply an
order from a person who has deposited
money with banker to pay out that
money, or a part of it, to q particular
person. A draft is q different thing,
for that is demand from one person
upon another person-sometimes. but
not always, from one bank to another
to pay a certain amount of money at q
certain time. The person who writes
and signs the draft is called the maker
and the person to whom he addresses
the draft is the payer Now take a
pen and will dictate the proper form,
since / happen to have none of the
printed blanks which are generally used
Tor this purpose"
In few moments she had done, and
read:
$1,000 '-' '""' ~ '''''
| National Bank, Ten Dollars, value received,
and charge the same to account OF
"To WILLIAM HARBuRY, Boston, Mass"
| "Very WELL" said Mr.. French.
"Now, II you send that to the bank in
Boston which the draft names, they will
get the money at once, and return it to
| you, II your uncle cares to pay it. Or
perhaps our village bank might dis
count it, as they say; that is, buy it
from you for q little less than the
whats that?'' asked Mollie.
| "The face or face value is the
sum the draft calls form this case,
ten dollars. But you do not need to pay
for this accommodation; so simply send
it to the Boston bank, inclosed with a
little note to the cashier. asking him to
be kind enough to collect it. and remit
you the amount"
Mollie did so. and in q couple Of davs
got an answer in q big engraved envel-
ope. containing a brief letter that she
could hardly read for the flourishes, and
inclosing her own draft.
whats the matter now. papa?" she
cried, in dismay. my draft has come
back"
'.Is it protestedP'' asked Mr.. French,
making his face very long, but not quite
hiding q twinkle of fun in his eyes.
eff that's the case, Uncle William has
changed his mind about your rabbits.
and won't give the money. Moreover.
You will have to pay the banker two
dollars or so for protest fees, and 9TH
or trouble. What does your letter
say' Perhaps that will explain mat
! ters."