Jamestown alert. [volume] (Jamestown, Stutsman County, D.T. [N.D.]) 1878-1882, 1881-03-18
Farners, Atte.tisu.

The protection so much desired by
farmers in Northern Dakota is at last
available, and you can secure your
golden crops against the ravages Of
hail by insuring with the Fargo Hail
Insurance Company.
The stockholders Of this company
are among the wealthiest and most
substantial business men in Northern
Dakota, and the management is in
hands Of an executive committee Of
experienced men, who manag. the
finances and superintend the entire
workings Of the company, protecting
alike Its reputation and its policy
holders. The twenty stockholders
in the company represent an aggre-
gate capital OF one million dollars,
and the president is the Honorable
p. B. Etiy, president Of the First
National Bank. Of Fargo. It's secre-
tary, Col. N. N. Tyner, is one of the
most efficient and experienced iusur-
ance men in the United States, man
Of unblemished reputation and gen
ial, whole-souled gentleman.
1t is the design Of the company to
protect the farmer from loss OF the
money in labor, seed sown, etc., and
and that if hail destroys his crop his
insurance will give him money enough
to compensate him for aseason's hard
work, maintain his credit and pay his,
interest, if his farm is mortgaged for
the purchase money, and any other
debts that he may owe. The aver
age yield Of wheat in the United
States as shown by statistics from
Washington, is Is 3-lOths bushels to
the acre, and the approximate aver
age in the territory of Dakota about
ls 25 l00ths bushels per acre, aud it q
must be remembered that only the
choicest lands in the territory have rs
yet been cultivated, nor have these
lands been cultivated long enough tc
warrant any estimate Of what the fu
ture yield will be.
With :, view Of doing safe an6
honorable business, the management
Of the Fargo Insurance company hay.
endeavored to fix upon All averag,
which will make the payment ot il
losses an absolute certainty and hav
adopted the following number
bushels per acre ~ = basis Of settle
ment i'll case of loss, apd at pric
any farmer could take for grain
the field and at time when he wa
uncertain what the grade would b, i
what condition it might be in or whs
the market might be- The followin
is the basis: Wheat, Is bushels pe
acres, at 60 cents per bu>he!; amour
50 per acre. Oats, 3s bushels pt
acre, at 25 cents per bushel; amou,
80 per acre. Barley, Is bushels y.
acre, at 60 cents per buehel; anoul
90 per acre
Fire insurance companies usual 4
insure tor two-thirds the value /, !
property at the time the insurance
effect, d, but it viii be seen that ,h !
company have fixed . basis conside
able above that rate; taking inl
consideration the hazard and n
average yield and price per bush.
The policies expire with the h.rvcs Il
and in no case are in force after Dc
1st, and no insurance is effected mt
after application is accepted and ..
icy issued. This requirement sl.oul
hasten the making of aPplicatios
prior to the commenccment If Il
stormy season. The premiums =
not high. considering the value oi ii
property and The immense risk 1
vowed and DO sarmer Tan nffbrd
be without Ia pr, sectiep. s
Alleu 4 Dodge, general a0xn
Ssutsinan county.