Southern standard. (McMinnville, Tenn.) 1879-current, 1881-10-22
SAVING A HOME
Lafc Sketch.


SU0ftA Lie sketch
Z Attic age of tWolandltwenty John
Garland found himself in possession of
the old homestead farm, with a wife
and an infant'cAild He was the young
est of three brothers, and had re-
manned upon the home in care of
the "old' folksr hileBthey lived; but
they had been gathered to their fathers
now, and John was left in sole posses
sion, with only ibis wife land child to
sprovide for. The homestead was in o
pleasant, thriving town in theyState of
ineAup in Oxford County--distan
fifty miles from Portlandgs rs p4,,I.H
John Garland was now sole owner of
a good farm. But ah!-there was
trouble to be encountered There was
mortgage on thefarm of one thousand
dollars-a mortgage upon the note of
which interest had, beeh'paid for more
than twenty years-and now that note
had beonkwaiAhgs patiently until aold
Peter Garland (John's father) should
die, calculating that hd would then step
IN and take the property; for should he
foreclose, and force sale-as he could
readily and easily do-the farm would
not bring more than enough to satisfy
his claim. At all events he regarded
HE sold Garland Place as good as his
John had been notified within a
month after the death of his father that
he must pay off the mortgage, or sur
TUnuer INC estaUe. IL sCtrrfeu MN. ne
sat down and thought the matter over;
and talked it over with his wife.
Whatey or you do,John,p she said,
do not give up the farm, if you can
help it, | will help you all | can. ]
..yilf work. and / will economize. Go to
my Uncle Daniel, in Portland. He is
one of the directors of the Canal Bank.
Perhaps he will help You, At any rate,
he viii give you good advice
So away to Portland John went, and
found Uncle Daniel Latham in his
store, and to him told his story. Said
he: IIAtn I'll b,s.a.f.,
.safBscreditsor hopes to get the dear
old farm for himself. My father put
the mortgage on, and / have paid the
interest regularly since | took the
charge. That money-one thousand
dollars must be paid within q week. i
you can lend it to me, l will turn the
mortgage ever; toyyoL Surely the Sc
curity is GOODS % y - - FRAS
~ Truly. John, l have no money tC
Ilspare; and if l had, it would only leave
YOU, at the end of another decade, where
you are now.saYou would only have tt
renew again. rEOH " Oh
''Nol mol" the young man cried
with earnest, manly emotion, and witt
look of resolution. "Iwill work, anC
Mary will work, and we will neither o
us SPEND a penny which we are mo-
"Do you think YOU could pay it off il
'" SE e1r; e I3iaast5 5y,s S'5vi1aH 'aE
"Well, Inow-see, nr, said the mer
chant, after a little reflection; 81 thinl
willlhelp you. have faith in you
Do you make a note, payable in on,
year, with interest semi-annually tina
can run two Years land will, indorse it
TO me you, shall give q mortgage OF
your. farm for SECURITY That note
will get discounted at burbank, and tn
money shall be yours. Buff l. d.
this, you must make up your mind t,
pay me one hundred dollars at the en'
of every two months Every sixty day
you must have q hundred dollars lai,
by for me; and, whether Lreceiye it Q
not, at the time, tit shall he held, sacre'
us belonging to me.9l Can you do thisp'
John thought the matter over, an
finally replied that he could makes a.
the payments except the first one
Z. g There will be considerable expens
attending the execution of the business
which l must meet promptly. Afte
thatiI should have no trouble only tn
} trouble of work and care" .a
"Ah right, - said latham, lido 20
} borrow another hundred dollars. Z Al
Endorsement will BE good enough, an
your farm is worth enough to cover il
Make it eleven hundred."' -TiiF n"'
Anu 81 Ilc Du4lucSS Was uOuC1 al
concluded in season. q l,E c1s sGal
= N 1t was on a bright, beautiful mornin
in September that Mr.. Jonas Hapgoo
'sdrove into the doorzyard of the old Gal
, land Place, and having jumped out frol
his light wagon, andihitoh6d his horse
, he turned toward the house, meetin
John at the door, He was all smile
and cheerfulness. He spoke of tn
beautiful weather; of the forwardne:
. of the crops; and especially ofthe splel
, did look of everything around the oil
! homestead-''the good old place. /
called it. Thus talking, they made the
. way into the comfortable sitting-roon
where Mary, sitting by the side of ht
cradle, rocked baby with foot, viii
) she piled the needle with her fingers.
3 By and by, when he found that Il
young wife would not go, away, Nj
Hapgood pulled cut his big poeket-boo
, and cleared his throat; then drew fort
the mortgage, with the note attache,
He had begun to open the business,