, 1881-07-21

iIMres shnw tTat ~ ',nt u nnfv fIsi." Il nns mn esg
business rapidly iucrrasiiis IN tts @ stnir. nix l,,i
tat T. Is profitable field for thu insurance
rls'ss writer, By Gael, conlpany, not. only III
tl.ts s!"te, but nlscwhero; wherever tlle com,
nn'tlt.s were doing bustIlnss; tllo nlnoant
q Rrsn.n's w. rssv,ys; to amount phil
clut!iiix n!l ACKNOWLEDGEMENTS otllor than for
laltl TO preMlllnl.l'icolne, and tho per CENT
OF expenses u s'lc'' income. ills, Ill short,
Of tho Insurance. i business ] md It's res,,lts,
,,nn'lyr ~ NV sS;l, INV ttnr. Th" tnsl,ra,I ,,'av
irart, from ills ft,i,iU Tint tic business IL
iire,ills'rauee l!as, II a iinnnclal aeilse, two
sixiV-iwo co,npallirs Dt,cr,tlir |ietu pa,,i u,,t
f.,r ioss,,4 mil ,.xt,i,i,sss nj, n1uninL Vrrnfpr
ihui thew received fOr pre,lliun,s: flint
eiovan ntliers' iosses and EXPENSES uxencdcd
tIuslns: nit fl,at thirtnt,Ii oti,ers lind LISA
iiI,.i ID Der cent of tic amount they Ind rc.
cpIvrl from premiums jeft nftcr payinE lossgs
and experscs: These ,stxtY-two colripa1,ies,
tlIctr tl,plsnrdy rf nrcts YIJ,. .ibE} in nrc.
lniunls, ft,llltl ut tl,t closu Ut tllG yenr Tint
they Ind pala out for losses aud Dxpeiises
eHS eeHS per celat ol aucn premiums leaving Dtit
s;..o' for tlle risks ti!ey assumed, aud 70 pay
tlie'h tor LIE 0se OF tlo capital l''ecsled.
ASSETS AND IIA,si11r1Es.
Another table. exhibits tic relative
ox on%efn 5sssy sss"Fth Il xess Si ' In e0p1ss ia Gy
classes it ID seen tllat tic forty.foiir
American Companies ulorotn nnlned possess
w, MD itN ,f assets, md l,avu liabilities {tt,-
sW,s4, or iiai,litlss less by ss5 i4S,;sn tian
their ayailabjG gssUis: an,I tl,at lie eighteen
United States br,nclies OF tic foreign com
pntlies IInyu s2|,O}J,fNgJ Of asSets, will Sll,-
ciaGcJ, rs III tic case SI tle % Hmcricats co,l,-
pn,lipsj.-1 surplus or assets over liabilities
tllat the uggregntu assets Of tic entire number
sfsSMjs'st @ nd }st tsS ss @ e
liability, Including tllo S:nO, ,X17,eO0 cap
ital stock OF tho American companies. Ex-
GItltinE llls capltn! stoeK lselii sl'eE ilnnlltY
oIicvos, ~ @ W. sng cst s tEtf ia Xxx s'ss @ @l9ty y on M
1Is assets tsy osSss ~ security fer eiT
ii.noiii!Iy iiNy 1,WMai otllef Eemefal 1t1sliiess,n
nafGs : sle Il |has ta, t"y str1g
t!sraea s SasHk e"aas i eeseI I' to s'fsySG IL ybus
ness III Aa'isas -
,, LIFE 1sEroirr. ......
1880 theru were 3,GOH policies lii force, In.
s,lrlns lives to the ntnouiit OF ST0GS.eii,
During 1850 there were written 1876 policies
II sk$ g Fssets hs 9t ;d Kanso to Tie
Of ills policies $iso6os w was 'e,i canccied.
leaving In force at the close Of tic year $3.50
policies, representing iii. .fY inst,rni,cr,-
in Increase In nl,miur Gf policies Of 80. nlld
II amount Insured S73,Sl4, for the yenr.
OF t1e sross Vntile Or S3ts.z1u, iNaG:, coin.
posed OF general items ~ fOllows: Real es-
ae !hhTt;a3;:vv; tx *: oafsss any iloftsaEes,
S';4saa' 'ua;s9; ; ~ nnlte! M stat0s bonds and g.;
n9iluS: t3: ~ loails OF cnllAterais
Sls.42s,G G:0.8l; loans to poi!cyliolcrs Iii tho
iof,M ~ , oh h.oni!i,llo'ss III casi!
11Ap11.1r1Es AND INCOME.
Tile same companies have NJ, aggregate
liability, astl0 from capital stack, ct SSlj,-
415, I5l S. or nil amount irss nv S5f mi; nNI ii
t],nll their Erpss nsspts. The Items ~ ft,cn,,i
for tho pnst yeur Wero as fnliows: Fnr nrs.
minus, cash. SO, bSO, II nttes Sti55, 5t3 is:
Interest, sl5.s.4, ,b!7.i5; rents, s1,aa.0' lTIG.;
gate ef s5S, l7o, ,s5y. Ii. III thu form OF oS-
tInrizeu ia te operats sttse'" in KpSns H.
bursed $50 Soa, s!i.S5 casl, and $i07, ,S0s.77 in
51O.4l III notes fDr inpseti and s,irronterrtl
policies: Sp34J, l4} III cnsl, atd S7iUfiE III
III notes tn dividends to puticy-nitifra. 21it!
Oi5 in dividends to stock khoidnrs: S3. oil .M1. II
for commissions to agents: ss,ilJ.Io in
aninrIcs to eillnnrs' mr.ii"ai nxn,ninnra cnH ri
other eu,ployGs; mid SIZES 90 on stlntry
0tll9f accounts, making q total OF .344 ::Q4,-
so3go, leaving II tic hai1ls ot. tho companies
81, UGH, U.s. .2S 0f the Inst yoar's income.
FA1ru1,Es or 11rE.1NsunANcT COMPANIES.
The most Important feature OF Mr, WclcI's
nnst nttnrfan "a tot ratatia ~ ~ iiuras tg
lifs.insrancs eon1oniesI nni,cerinn ~ ,vhicf y
IN an,s. s.,vn ~ awar, tSrno ~ t, m1gsa ra.s;l
Imr rano W. " us tmtes W =, o legM,
iya f3liied af Lie v,lrp,osn for o Vii Wi!Ieh thny
WITH WIFI ta ta ni1 II aa s ooiFRoso was
thon,. Thesap S p faiires 81 uber @ 'tneI sonetinr
sSs ts I, @ v1 o vrv aFthe te
iasf IN or iw"iya yrars ThpsoS cnnnn'cs mn tne
brought IT, into ts;xisteteS by lie Legislative
ot ioast t. nvo hacn " 1,,asorton ~ ouEt
Ga,tfiaeIe.sa n,ti te, moL eease 70 3 3exst however,
~ thnfr5 i ttn'sa;a,Is ts M su tu
.t,n''s tans ,,' t.ss ~ dt,iina y; 'niInrs.
ttHt WAC VI u ANllNIai