Clearfield Republican. [volume] (Clearfield, Pa.) 1851-1937, 1881-07-27

a
riage duly witnessed by the local agent,
and the company ut once proceed To
collect 81 from each Of the a99 other
members at that class. Tnry prompt
ly respond, aud the direclu,r. after dc
ducting 20 per cent. OF thv s99g su col
lectrd, send the balance ,n the p,rin
her who is married The company ~
expected to do this II II is governed by
honest principles Of business. Hence
the directors receive nearly 5000 from
every member who MAJ Iirs, as their
charge Tor collecting the assesslncnts.
Some companies with less brass charge
but 10 per cent. for collecting assess.
ments, and return about 5000 TO the
beneficiary The better kind OF com.
pany charges but 8 per cent, The per
son marrying drops out of the class,
and as fast as marriages occur, new
members are substituted to keep the
class full. Some successful companies
have three full classes going, Chill.
dren 10 years of ago are received as
members and assessed so much. The
younger the person is, the less the rate
and the older the higher. The Off.
cials pretend to have a system, based
upon careful calculation, as TO mar
riage probabilities, just the same as
the old line life companies have as to
death probabilities.
Hence il will be seen that young
woman engaged to be married year
from date may join company, pay
her initiation fee, run the chances of half
dozen assessments, aud when she is
married she will receive, if she's fairly
dealt with, about 5000. If her intended
is smart, he will join company,
and he, too will receive 5000 sixty or
ninety days after sufficient proofs have
been received Of his marriage.
Thus far the experiences of some
young men and young women in the
marriage insurance business is inter.
esting. A Schuyllill county young
lady left her homo because she could
not bear to be ridicultd about her ms
fortune with her intended She thought
she was to be married last month, but
the young man ran away and left her.
Now she has neither 5000 that she
would have received nor husband.
The details of her bad luck leaked out,
aud she went TO Philadelphia to escape
the taun.s and gibes Of her ruder ac-
quaintances
Across in the next county, Lehigh,
two young people were married. They
belonged to different companies. In
less than thirty days they fought and
separated, but the proofs Of their mar
riage had been sent in TO the home
Office and in due course OF time each
received the amount Of money due,
and they are now separately enjoying
it, The young woman is off on a trip
to Europe and the young man started
a harness-makiug shop. There are
many who now charge that the young
woman just married TO get her money
and never intended TO live as a wife 10
that man. Some say that she boasted
of the trick she was going TO play to
get money to see Paris.
A young woman of Lehigh county
was compelled to withdraw from her
class membership because, she said she
had 103 assessments IN two months,
and to pay 81 for each was tax much
heavier than she could bear. "Why,
it seems TO me, said she, "that all the
members Of our class were getting
married at ONCE My father refused
to help me any further, so | was com.
pelled to drop out OF the class after
had paid ss3 -
An industrious young mechanic,
working in the shops in Lebanon, join.
ed company sixteen months ago.
Three months ago he was married,
aud yesterday he received 5000, which
he is using to improve his home. He
said II am about $3.50 ahead of the
investment, and consider myself very
fortunate. It's all right for young
man to go in. If his girl goes back
on him, he can very easily get another,
and he will do so rather than continue
TO pay the heavy drain Of assessments.
But modest young woman can't go
counting and choose q husband as a
man can wife. II she has a fall-out
with her intended, or he deserts her,
she has got to wait until another man
offers"
A gentleman who is largely inter
ested in the business made this state.
ment "The business is perfectly legiti.
mate. A thousand unmarried people
agree to pay 81 to each member of
the class as soon as they are married.
We simply do the organizing and col.
lccting and charge small percentage
for il. No bad results are at all likely
to happen, as in the wildcat death bed
insurance, so.called. Some companies
have il so arranged that if persons do
not get married in a certain number
Of years they will be entitled to quite
a nice sum in time, which the compa.
ny will pay. There may be some
companies that may have been imposed
upon, as we hear OF, and which you
say you also have heard about, but
nearly all the companies are very
strict and do not take people without
any character or who have no respect
for the marriage vow. The comra.
nies hereabouts are all honest and
Trustworthy"