The Wellington enterprise. [volume] (Wellington, Ohio) 1867-188?, 1880-04-01
HOW THE STATE MUTUAL
AIDS THOSE INSIDE THE
RING.
Assessing the Dupes all They will
Stand and Paying Little or
Nothing.
Additional Light Upon tho Wild
Cat System Of Insurance.

since the article which appeared in
the sunday News n week ago was writ
ten, numerous additional cases, showing
the manner In which business 10 done BY
the State Mutual Aid Association, have
come to light, few Of which are given
below:
Lorenzo D. Kaizer, of Fostoris, insured
his wife in the State Mutual Aid. and re-
mained in 1t several months. She died
June "A, last. He made proof OF loss In
due form, but the association paid no at
tention to 1t. Matters stood thus for nine
ty days after fling proof Of loss, and kai-
Ier retained Wood d Fieck. Of this city,
to prosecute his case. About week
after the time would have expired for the
association to answer, they wrote kaizer,
asking him to come here and they would
settle with him. He came. Several In
terviews took place. The hemanagers want
ed Kaizer to consent TO enter INTO An
agreement. before they would do any
thing, to the effect that he would accept
the amount they chose to give him. They
claimed to have about 5000 members,
which ough to have yielded Ksizer about
e5 600. They proposed TO settle with
him on Q complicated system of compat-
ing the amount, arrived at by taking the
number of members in the company
when the death occurred. From this
they proposed to take out the number OF
losses in membership up to FEBRUARY 8.
Wood q Feck refused to sacrifice their
clients interests, but he Afterwards allow
ed the managers to get . compromise
out Of him, contrary to his attOrneys' sd-
vice. and got of BY paying him 81, 100:
As near Is Mr.. Fleck could understand
their evasive way OF figuring, he says
Kaixer was entitled to 100.
THE SIGHT UKsEKN SYSTEM
Another case il that of Jefferson Fer
rell, q stone cutter of this city. One
Zwissler, an agent. and representing him
self as an officer, asked him to insure his
fathers life in tbs State Mutual Aid fol
| Is, 600. The old man lived near Zanes'
vile, and Ferrell told the agent that he
had not seen him for long time. The
agent said that II made NO difference-tc
just I'LL out the application and 1t would
be all right. he gave him half dozen
names Of people who had been insured
in the same way. The old man died
shortly after the certificate was issued,
and the association neglected or refused
to pay the benefits they had promised
The case 10 aow in court, and the hall
dozen people who were insured in the
| same way have been called as Witnesses
| Mr. Fleck. the attorney, says that the
ASSOCIATION pretends to work as stock
comp any for profit, and that a. such II
has no legal existance.
THE sYLvANIA CASE.
In the case Of W. Warren, of Sylvanis
the following facts have como to light
The proceeds Of the assessment would
have been due and payable in ninety dsyi
from December 81, 1879. The company
adjusted this claim for 81 200 while the
insurance was for 5000. Mr.. Warren
accepted this enormous shave by reason
Of certain representations made to him BY
the agents Of the company, and was paid
| the amount on the 10th Of this month.
he finds that the assessment which he had
been informed would not be made for q
long time, was actually made in Decem.
Der, and he thinks there II
SOMETHING OF swINDLR
In the case. Other cases were brought
| 10 light which were much the same end
% there WAS not, or at least there ap-
pears TO be no question - 70 the justice
Of this claim for t6 900, yet It does sp-
pear that IL b the practice Of this Asso-
citation to settle its losses BY compro.