davidaulloa/AmericanStories huggingface dataset:
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10

lodges, while onr forests extend over
the whole country We know If ifo
excitement Oh The programme for
next season. Arizona is getting old,
there i but very little said Of the
Black Hills, there are 10 new Nevata
fields attracting attention. Now is
the tine for miners to commence their
with capitalists. When
thc mnnied nrcn show tf.eir willing
ness 70 put up the cash. we VIII fu.
nish good mines and the muscle to
work them.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10

The Belshazzar Company, Of Fall
creek, arc pushing their tunnel ahead
y tap the mine at a depth Of one hun
ldrcd and eighty feet. The shaft has
been sunk one hundred ard twenty
feet, and in the bottom Of the ledge is
nearly three feet wide, and the ore rich
er than any ever before found in tue
mine. lift was ii Nevada 81 Califor-
MIA, j could easily be sold FOR $780,
600
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
LOCAL NEWS s.

Jusr received at Coffin & Kennaly's
large supply Of lamp fixtures, in
Guiding laa.p chimneys Of all kinds, IL
luninators and globes.
Hon. w. G. HARDIN end Mr.. Will
liam DAWSON made us pleasant call
last Tuesday evening. They left for
bose City on tie following morning.
Hon G. w. HUM arrived here last
Monday evening with load of APP
piles from Oregon City. Although the
weather was cold, not an apple was
frozen.
The stage between this place and
Qnartzburg is on runners,
TAKE your sweetheart out sleigh
islirg.
The Grand Encampment. l. G. r.
=, tur this jurisdiction, is in session
IN this city.
Six or eight inches of snow fell
during Wednesday night and Thurs
day morning.
WE acknowledge pleasant calls
from Messrs. A. G. Thompson and John
Peacock, Delegates to the Grand En-
campment, l. G. r. G. Miss Georgia
Mitchell and Mrs. Robert Mobley are
also IN attendance as Delegates.
Mart ZAPP, who has been lying at
The point of death for two or three
weeks, is no better, and it is thought
little lower than during the past
few days.
JAMES FrTzGERALD is quite sick
There is not much hope forIlis recov
cry
Mr. HENRY RuHL leaves to-day fol
Molally, Clackamas county, Oregon
on visit.
HoN. |. s. Weller and Messrs. Lei
White and G ". Miller have gone tt
Boise City.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10

Rev. J. Mex can, Presiding Elder oi
the Grande Ronde and Boise District,
will hold divine services at the follow
ing times and places:
December 28th and 29th, Union,
Union county, Oregon
January 4th and 9Th, La Grande,
Union county, Oregon.
January 18th and 18th, Summrville,
Union county, Oregon.
January 18th and 10Th, Canyon
city, Grant county, Oregon
January 9th and 26th, Baker City
Baker county, Oregon.
February 1st aud %, Boise valley
1T.
February 9Th and 9th. Boise City.
February 23d and Oath, Idaho City
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10

D. Murray, Dsn Jones, VIM Oxford,
Centerville; IL. Craig, J. i. Mclaughlin,
Nick Wetzell, Garden valley; G. W.
Hunt, Payette, e. Bake, Nathan L. Ad-
ans, Quartzburg; r. w. Spencer, Boston;
Mrs. K. Mobley, Miss Georgia Mitchell,
Amos Thompson, John Peacock, Boise
City; NJ II. Kempner, Banner; A. Sifers
J. M. Cannady, Ben Wilson and wife
Jas. Ashcroft, Pioneer; J. v. r. Witt
Placerville; P. Callahan, city; A. M
Kimbrough, Illinois.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
Notice.
A n THE MATTER OF THE ESTATE OF ROB-
d ert w. TnInnkins d.c..us..d

N THE MATTER OF THE ESTATE OF ROE.
D ert w Tompkins deceased
ln tile Probate Court of Boise county, Idaho Ter
ritory.
Estate Of Robert w. Tompkins deceased
Nnticr IL hereby given By the undersigned Ad4
ninistrator OF tie estate of Il. w. Tompkins de.
ceased, TO the creditors Of and all persons having
claims aga inst sa d deceased, t. exhibit Them Will
the neeessary vouchers. within ten months after
lie FIRST publication OF this notcc, 10 the said Adj
ninstratpr, at the Office OF James Haaley i'll idaho
CITY, Boise county. l. u.
GEO. FRANPTON.
Administrator Of Estate Of X. W. Tompklns, de-.
ceasaa.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
gone East.

Mr.. Nathan L. Adams. of Quartz
nnrg, will leave here to-day for Pitts
neld, Pike county, Illinois. He has
invented low water alarm for boil
efs. The proprietors Of the Scientific
ame'1con, who secured the patent for
MN, say he will make from 100000
. 100000 on it in twenty months.
'ie does not think of returning.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
From Illinois.

Mr.. Asa NJ Marlborough arrived
here on last Wednesday evening. fram
Hancock county, llliupis. He was
eight days in max my the trip. When
he left honse the snow was twenty
inches deep, the deepest that las
been known there for thirty years.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
Delinruent TAX Payers rake NO
sep.25, T7-.1,

That THE DELINQUENT TAX LIST or BoIsr
county mas been deposited with the Distrsei
a torney; aud Il the delinquent axes therein spec
ihed are not paid to the county Treasurer within
ten days from the date hereof action will be com
menced by the said District Attorney Tor the col
lection q such taxes and costs.
JAMES MORIARTY.
Auditor Boise County
IDAHO CITY, Boise county, l. T.. Dec. IS. 1873,
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
MONEY ORDER BUSINESS.

idaho City, Dec. 8, 1870. Postmaste
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
Coffin and Kennaly

Have 10000 pounds Of flour Middle
ton Mills), and 10000 pounds Of hams,
shoulders, bacon and lard, received on
consignment and for sale in lots to
suit purchasers cheap for cash.
Nov.22-3w.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10

No. i Coal Oil at retail at Coffin
Kennaly's.
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
OUR MINING 0uTr,f,0K.


territory next season will 30 Tie lar.
gest tnat we have ever witnessed be-I
fore. The cry Of bonanzas IN Callfor.
ma and Nevada will be raised as
soon as spring opens, but that thing
has been 50 inai,v times repeated IL
the past that NJ great amount Of ex.
cltemeht can be created. l.emhi. All
tufas and Boise counties arc Begin
mng to attract the attention of both
Eastern and Western capitalists, who
are beginning 10 find out that il them
Is situated the best mines Of tile coast
The counties above named have the
largest humber Of rich mim of any
section Of the same area on the coast
We speak Of this section of Idaho,
because with it we are best acquaint-
ed But there are also rich mircs In
Owyhcc county and Northern Idaho.
In time they will also attract the at
tcntion Of monied men.
The mineral belt Of the three coun-
Il $ above mentioned extends through
the Saw-Tooth range, which is the
highest aud most rugged chain III the
| Northwest, if not on tie coast. a
mineral belt of great width extends
through all the mountains between
Atlanta and Yankee Fork. There is
not single place il the whole Saw
Tooth range that we know Of that
does not contain large quartz lodges,
carrying more or less gold and silver
on the surface.
| On Queens river, eight miles from,
Atlanta, several very rich and wide
lodges were discovered last year, and
they have also received favorable con
! sIderation from outside capitalists.
| On the south west spurs Of the Saw
Tooth range is Banner District AND
about 1870 miles northeast of it is Bo
nanza City, better known as Yankee
Fork. Although the mines of Ban
nt1 were known fifteen years ago tC
be rich, nothing to make them favora
bly, known abroad was done till las
summer, when IL company of men a
Elmira, New York, made a good in
vestment by purchasing a fine 20
stamp mill and large number o
good mines. The property could no
now be bought for ten times til,
amount paid for it. Considerable
work is being done on the mines there
II this winter, SO as to have them full,
developed by the time experts arriv,
in the spring; and we hope that al
who may come will have the expert
ence in mining and business judy
ment OF Nj. Abbott, who was the frs
agent Of the Elmira Company here
and who recommended the purchas
Of the Banner property
In the western portion Of the Saw
Tooth range, between Banner and Be
nanza City, Col. Fl gus, of San Fran
cisco, discovered several mines tina
5 show tavorablv on the surface, whe
a on his way below last fall. No wor
: has been done on them, owing to tn
a lateness of the season when the
were discovered.
1t is not necessary TO speak OF tn
t richness of the mines at Bonanza Cit
g at present, as the place is well know
t abroad. as we'll as at home. III
t amount of ore and bullion that is b
ing constantly shipped from ther
shows TO the world the richness of I'll
: mines, and proves that all that is nee'
ed to make that one of the leadn
mining districts Of the coast is cap
tai, which we think it will soon $
, cure, as several Of the mines are b
mo negotiated for by San Franclse
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10
pcstomce Hours.

Durine week Gays, until further notice,
l,e Postoffice will De kept open from seven
M. until nine z. N.
Sundays from half-past twelve to one,
nd from four until six I. M.
MONEY ORDER BUSINESS.
The Money Order Office will not be
o,,ened 1T all on Sundays; and no Money
,irder business will be transacted on Sat
,rdays after four O'Clock p. M.
- $. G. sILSBY,
Idaho City, Dec. 8, 1870. Postmaster,
Idaho semi-weekly world. [volume] (Idaho City, Idaho Territory) 1875-1908, 1879-01-10

WONDERFUL cures have been, and are
being effected by Piles Certain Cure for
uemorrhoids or PILES. For sale at the
Drug Store in this city.
, 1879-01-25

reform, there is rcason 10 beliavu that tho
patent system cculh be Infinitely moro I'M.
proved lya statute fixing scn!c of royalties,
t,cas'irei by tho cori,n1cscint vatna of tho
,invontion or improvement, providing Tint
atl manufacturers Of sncl. articles shall be
liablo to tho paseutee for sues, roya'ty. artl
releasing MI purchasers nntl uscrs of tho
article from liability. sael, system, wonlst
breal down the monopoly Tint will still a'o
possible under tho Terms Of tho now bill +;
would secure to tho inventor ths easy collec-
tion Of a proper reward for lis invention,
and protect tho general public from llarassing
claims and 1awsuits.
, 1879-01-25

The extracts from the Rfldayits OF tue
London importers relative to the valuation
Of kld gloves. given in our dispatches this
morning, leave no room for further axgu.
snens ~ to that particular instance Of
fraud and mismanagsmens in the New
York Custom.House. In ore1y casa the
verdict Of tue London men was
thst tue gloves submitted were Of Rrst qu.l-
ity and worth 81 francs, One firm hit the nail
on the head when 1t declared that il this
glore had been going into ths United States
Ut II francs It vas downright swindle--
which unquestionAbl. It was. A f'rouch man,
utacturing firm testify that tho actual cost Of
manufacturing = glovs in quality scarcely
equal to the Alexandra glove il u
fructioa over iG fEanca per dozen.
Here there il one ca.s iniisput~Lly
proven III which the officers removed by the
pze.idsut permitted tbs practice Of leayy
, 1879-01-25

A. r. STEWART i Co. continue TO winco
under tho iuaiction Of tho lato kid.gloyo
decision which by Inference makea them
smugglors. For years they entered tl.oir
vast importationa Of Alexandra kids at 42
francs per dozen for two-button gloves,
with risa Of only three francs tho button
for those abovo two-buttou. Col. KEron-
UNI, the General Appraiser, nfter m exlaus-
1.-Two investigation, found tho foreign yaluo
OF ths gloves 10 be % francs per dozen. But,
through tie slmid!.y OF tho Treasury Depart
mcut and Of Collector Mgnn1rr, succo4sfu!
effort waa malo with Col. kETcuuu to ill.,
duoa him to concedo away three francs per
slozau OF the adynuce sustained by couclu-
aiyo evidence. IIencn tho final compromise
decision liking tho foreign value at 10
insteal OF 1s francs. Now we aro crcdibly
Informed that xot only all other kil-glovo
Importers, hut STEWART & Co. AZ we'll,
ara actually entering their gloves at
40 ftancs. But, not content to .sst under
the stigma OF tho charge Of having been tn-
gagged ia smuggling for serias Of y6ass,
STEWART j. Co, havo lately ma4ls high.
sounding appeal to tho 6unata Of tLa United
8.atea to rcdseas their grievances! They do
clare in this appeal or memorial that tho
Secretary Of the Treasusy has dictated ap-
praisements Of fictitious y4luat:ons, anil 10
perverted tho law and inpcsel upon them
unjust panaltlas. 1u short, thoY fuar TINT
"conilt1enco will bo shaken absoAd ns woll rs
at home, III tho administration Of our row
enua Hysssln," unless the 6ecretary Of tue
Treasury IL rgatrAfnat] III hiA mad carrar of
, 1879-01-25

Emotional insanity IL To bo the dofenso
In tho case Of PETE STEVENS who in Juno laat
undertook with tho aid of revolver to co.,
rect what he conceived to 10 improper
freedom Of department on tue part Of his
child-wife, md succeeded 70 thoroughly as to
place 1t beyond her power either to repent
or reform, much less tn provo herss1f unde-
serving Of his foul Suspicious. Thora havo
bean juries before now, and will 30 again, no
doubt, so emotioually ipsaue" aa to hang
men for Just such murders Oh trrE Srxvxxa
cotnmtttatl
, 1879-01-25

sr. MARTIN, Tho latest prize product ct tho
Por7xn Committee, WAC yesterday subjected
to severe cross.e1an,lnation relativo to tho
points In his recent affidavit In which various
persons, among them member Of the COM
m!ttec, were 1uado to assume unpleasant
prominence as procnrors md auppsessors OF
testimony. He seems to haye boruo tho
ordeal With fortitudo, and to have % far dis
appointed the expectation Of tlsn,o,islliug
him as to mako It no longer possible to ex-
cluda hts affidavit from the record,
, 1879-01-25

It Is doubtless true, as the At1an.a Cou,,,
t'on remarks, that ". T. THOMPSON. Of s,,,s
nah Is the nuthor OF 1.-THE only purely p,,tod
lovc-story ever written by al American. ~,
perhaps The only book Of American huEuor' H.. .t
will out1iva tho present." I}ut who mar III
THOMPSON be, AMI what or where II hi, booi,
The Atlantic, somo months ago. Ind an anu,,n,
article on the average quality of Southern ]tt-.
ature, md the opinion in which II Ii hed r,
home. that ought to throw soma light On Il,
fame Of ". T. THoMPsoN, Of Savannah,
, 1879-01-25

Unfcd s1snte9 rrorluea tEhs
"A person charged in any State With treason.
felony. or other crime. who tha eo ffnn' 1hftiet
md be found tn another State shall. on demand NJ
thc Executive authority of tho State from whence
he fed bo delivered mp, 10 ba removed TO the state
having Jurisdiction Of the crime"
This provision of the Constitution has
been supplemented by statute Of Congress
as old ns tho Constitution itself. These laws
admit of no discretion; tho law boing con'-
piled with. The surrender must bo male.
The Supreme Conrt has affirmed more than
once that, where the requirements Of thelaw
have been filled and the demand made, tho
Governor has no Jurisdiction over The csae,
snd has no authority to adjudge Of tho
merits Of The charge, nor Of tie motives Of
tho demand, but uust surrender tho fugitive
criminal.
In the absence Of any treaty OF law be-
tween nations, It rests with the sovereign
power within whose territory m accused
person il found to surrender him to tho Gov
ernmont Of another nation OF not. Thus
TWEED found safety in spain, whero there
WAS no treaty with tho United States for tho
extradision Of criminals, and he was volun-
tarily surrendered under circumstances which
promised him immunity and protection. Had
he. instead OF gotngto Spain. crossed ovor into
Now jersey, nobody Oh Garth could have
compelled his delivery to tho authorities Of
New York. All ilo would havo to do would
bo 10 go manage tho politics Of New jersey
that ts could have a Governor Of Its own
making. With his money ho could have
lived uns1isturbad In purchased safety apd
, 1879-01-25

There Is hartlly any doubt TINT tie Presi-
dent will sign the Pension bill, although
nearly tho entire Cabinet rogret ita passage
at this time, and stops will 10 necessary
forthwith to provide tho millions needed to
carry out tho law. The Commissioner Of
Pensions estimates that about elIG,000, coo
will DO Immediately required, and nobody
sesma to know Just how much mny bo
needed when tho new scheme gota iuto full
operntfnn
, 1879-01-25
R0nERT BURNS,
UI0En1 IDHNst
Eusejas p{u,4tcA to IAs 5TssHA -

Apseiat plkputcA to ~ 7ftss'" ~ .o-
ROCKFORD, ILL.,, Jsu. 2A-The s"sn1rI 'nrnI
ntyetsary OF tho Burns Club Of this city osea1'
thia evening At tAs Holland House. lhs's ~
very largo company present. An WY Il
pot was servcd. aud speeches made oy s''. ~
our prominent lawyers aud Others. pa' ~, "
SloslanI were lasishly anl !oEa9!y ~ :, nus!
to be tue most fashionable aua cu]'' ap''
tbs SEASON.
Sp<r,n1 ultotteA to Tas TF!h"nii ,,nt,L-
N4plsos, Wiz, Ja.. as.-lle l:osn ~. - Issi
aars ol lAc birthday oi Bobby BULL ba'., tpu4,
celebrated lers to-ulxht ~ i 'upVS1'
aud speeches.
, 1879-01-25
PATENT LEGISLATION,

Willis it NAV well be doubted whether tho
bill codifyjnR the patent laws jt,at passed. BY
the Senate can work compiete reform in
the patent system, It mny bo expected, In
case It shall become o law, to afford a largo
measure Of rolief from tho abusoa common
to the existing iutoleralle condition. The
prospect Of it, passage In tho House Ia said
to be fayo1oblo unless too much time DO OK
hausted In dobate and tho effort to amend
and It will probably be be ter to accent the
bill n IT. la than than To prolopp the coufu-
sion and Injuries Incident to tho laws rs they
now stand.
aaxn, -, H.. ,,,,,,~.ort ,ho,oos so,,o,,. =,
Ia .T.c,e5 bv flo gena,s 1,,ll n,,v hs hr;stv
s,.,.1 - eyss ,I,,,to,,o, ,,,>or tho ro,,o5
,,..-;,... ..hi.,, .,,,.. -. -. ~. -.
-. .a~ ;s.u;naa,..t 4. -. ,.. s,.
49, r.. i, 49, 80, ,,,.,.,.,o. ,,,.. .,.ss.
.' .Io ,ars III, su,,s hro,i,t ~. .,,,n",,sa w.
.,,. s,@,,,,. =. ~ ,ass;.sa,,an. ~ 49, ss
ro,an. ,1u~;ao ,ho ,onx 1ao - nnxt .'ro.a;,;,s.
49, sa,,,,,.nnoo,t -, ~ tr,. ri, a,s...ns'
H. H. s~s..sn fnr ,na.svx,nn ,,.na,as ] s,~,ss,
~, ,nr.,.ns,ae.. ~ ,n"..,sc.;,a1 49,
- r.,arts r,,a nr.sart s,.,,,.as
o,a 81. cor.,,uc,;on nrt ,,,r .ta,n
-. .ho nor~,s ,rov,,7o tho. ,,,a ,,.a~ -
~ aatsn. s,,a,, ,aoo,nt - tto nnton.as @ 49, ~. ~
II .hs ~ nrot,,a accr,,inn tt,.,sf-or, an,, ,,,;s
nrav;s,an ,,.s .-nrk.d oross ,r;rs.,,n ~ T.. ,,nn.
;rs,..o.. ,rha ,.,s ia;,, ,>4,,,;,1.. .".rasas s
tt.t T., ,hoxa ,.eos ,v,.or. = ao-,.,,, e.. ,,.'.
hasn ,sto,,II.hcI },v n nrmhor ~ trans.. 49,
,1n,, fo- tha ~. - ,ha ..t.,,., ...,.,o
~, ..,,I ..,,,.,.,t
, 1879-01-25

The indiana Farmer knocka the bottom On,
Of tho recent meteor canard. as follows: w
most wonderful occnrranca was .eoo..,.
tho daily plpers Of this city list week. X w,eta
hitherto nnheard-of esent Of tho death of :. M tas
from tho fall os n.etsur. rhe nane Of ths esI %a,
son ana OIL tl1s Circumstances atsaa{'ta,, H.,
house near Newton. Fountain Coqnsy. an. "a.
The place At which the swift n,,.,.t st
ger was Anid IN have fallen, So stson1 wa. ,i.s =
Cox, tha State HeooRist, sent gentleman IL x.
Villages named a. beIog near tha spot Of the as...
renee. to learn full particulars ind procrr. X.
aerntlte. Urtat wss tho dIssust Of nt1.rnr., .i
FfofessoF 10 learn that tho whole story wal hn,et
No meteor had TALON there Or bpen heasl Of 49,:
through the repQrf In tic NJ Ntunprta. -e*N
, 1879-01-25

Germany, Austria, and Russia aro con-
certiug measures to ward OF, II possible, tho
terrible plnguo which Inns swept with such
relentless fatality through Oentral Asia 4
quarantine system has been virtually agreed
upon, aud II this shall prove to bo insnffi-
cient to meet the necessities of tho situation,
actual non-intorcousse with the region affect
ed, OF likely to become 20, will bs insisted
ftnpu
, 1879-01-25

WILLIAM 8. JACKSON, Of Colorado sp;tr7,
HEtaN HusT's husband, was opo of the H.
atortat candidates in Colorado who didn't h,u
much OF stow when tho distinguished n,.
ta'urg!st Hill got down to his work. HUI t,
an cx-ProFessor, did an immense ausouIt i
wire-lsyinQ before election, aid really b,
almost a caucus yote when The Lecisla,urs un
IIo Is, however, very superior man, aid o.s /.
inclined to be glad that ho knew hon tQht
wires successfully.
, 1879-01-25

1IESn1 N. Ho1T, the nav Corornor Of Ptat
sylyanIa, is tho only man ever elected to III.
ot1co by minority Of tho whole ytte tsr.
Bcsen hundred Thousand votes, In nli, ~et:sss
At this election, nn.i Iiorr received 2ouD Ges
votes tllan lls nearest oppoacut, though taAe
iuss than nil others combined,
, 1879-01-25

Mr.. Wn1srLxn's abusive pamphlet ot u.
RusK1s has CONC out In London, unl the ont
effect OF II las been to turn public opIsta
which was moving sgalnst RusKiN, back to1h
him. WHISTLER has proved what Rrsk1y oal1
asserted, d,--ttlnt he Is coxconlh. Tie Psnptst
is sort Of pocturnc In mud.
, 1879-01-25

4 bill has been introduced In The Massachu-
sctts Legislature which, the Boston AdrtFfisfr
thtpIts, will settle tho inucs.yc1ed question OF
the Aoublc.taxatson OF mortgages In satisfac-
tory way In all eascs tic property will be taxed
to tho owner, uneas tho mortgages By agreo-
mcnt, ia to pay oil tic taxes. The tlortgagor
aud mortgaEcc will DO required to coma to
forms M to tho taxes before the trust-dcoa ia
signed, the one being permitted to deduct from
tho next installmcnt NJ intcrcst thcnortcaGcc's
sllarc OF it.e tnx, uud the other to require from
thu nlortgacor, In addIton to tlle Interest duo,
tile mortgagor's share OF the tax. The Adrtrtiser
thinks that ths law would have direct tsuden.
cy to reduce the rate OF Interest on mortgages,
rs well rs to diminish tic advantage which no.-
rcadcnt pr dlsl,ones& tuortgnxees have at pres
ent In competing for mortgages.