, 1879-01-06
COL. DWIGHTS INSURANCE.
Tho Companies 1nterested, Will, Ons Exs
csptson, Preparing to Fight tho Claim.
N<1r foTk Htrrfd

Tho Companies 1nteres.ef, with Ons Ell.
csptson. Preparing to Fight tho Claim.
N<tr foTk Htrrfd.
| The publication In tho Uerdtd OF the will oil
Wsltou Dwight, and it, peculiar and interesting
| features, has praIn attracted attention to the
source from which its provisions are to bo fut.
nlictl-1fie insurance. It will bc remembered
tl,ot Col. dwight suctretied In jnsuyin9 bis life
for $351, 900 iu Aue11st and September last, and
died ID the following November, having paid
but oue quarterly premium. It was tho opinion
Of many Of tho insurance companies that he
purposeIy shortened hta life after eGectin1 the
insurance.. They now potnt TO the will ~ an
additional evIdence Of this. It IA dated "8cp-
teu1bcr," Without the day Of the month. IT.
provisions arc wholly based upon life insurance,
anl he made IL while he was securing policies.
Since Nr. Dwtghts death the tWcnty-onc
cQmpanfcs Interested, with two exceptions. hAro
been working iD1uststousiS 10 discover whether
hts applications for insurance wero honest. A
short tins since meeting OF the officers and
representatives Of the various com pantea inter
ested was held, and fund Was subscribed 10
claims, an agent being appointed 70 inquire Into
the facts and report. This report has bcen snb-
mitted. snd tho following Is sJnopsls OF the
"ln 1873, wien Nj: Dwight zas in . prosper.
agent Of rho New York Mutual Idtc-1lsurance
Company, asked him to take put poitcies fnr
aloo, ,o1 on hts lifc, and ass'zn '!,s aame to the
City Of bngssau1top, to he used IN the ercc.
ttou Of Dwight tcstimonlai,-a itbrnry or
pnl,lic hall. The idea plrascd Col. dwight,
md h tilled up hTa applications. When
asked DID you ever sott bl,olr ho reolicd in
the affirmative. and the agent told him It Was
NO usc for him to seek insurance. especially II
rxsu,ined Gy = Blnghamton doctor. The
II ho went to tho Campany's of1ce. Tor l,is iiac
physique snti manly benrtnR might carry him
through. Mr. Goodwin did not see Col. Dwight
until two years after this ct,uvcrantiou, and bv
Insurance upon MS life. MI. Goodwin asked
him to increase the amount. when Mr.. Dwight
soid: It's no use: my. application would
surely 30 rejected now. for have bad recur-
wceks.' Col. Dwight then became 81 much chi.
barr4sscd tn hts affairs that he allowed much of
his to and in some cares took paid"
10 poess Va rst application f9t 'yds
this application he declared that he had never
suffered from bronchitis und hnd never spat
blood. His ncxt application WAS made On Tho
hrst>, and in tbIs implication ho admitted that
bronchial affection. Op tbe 80tb OF January he
applied to tue Standard Lie Company, and bis
Ar. Dwight lcurned for the drst time TINT tho
companies would nut accept him IS first-class
risk. IN Aagust. 1873, Col. dwight applied for
over &+Wu.uuU u 1H4tt40cE on Q1& ElG, anu IN all
Of these applications he denied that he hGd ever
spat blood or had any bronchial Affection, lie
secured s254 COO Insurance. on the quar-
tcsly payment plan; but the com panes thst were
cuQnza1t of the contents 0f hts old applications
declined to ltlue policies, and he, therefore,
failed 10 obtain tho Aulount of Insurance he
sought. AZ soon ~ tho companes that had
Issued policies heard Ut thcse reflections they
scut agents to Dwight rendering back tho pre-
mtuma ana nsIinE su cancel the policies; tut
dwight, VI u,ursct declined. The United States
Life Cancelled Ills policy wbt]a thr gentleman
WAS living, and uotiAett him OF the fact. Dwight,
tue report states. wrote letter to tho President
Of thls COMPANY, stating that he lad suffered
from he1nurfllage, blt le did not think that
fact amounted to &nythnG.'
This report the Interested compantcx regard
N satisfactory evidence thai Col. Dwight OH
tatned his insurance. II not by fraud, by with
holding tho knowledge OF his physical condition.
During thu past week tho companies hare
been, they alleGe, In receipt Of various lettrrH
from Rcaua!ntances OF the deceased offering to
prove, for consideration, that Dwight wna sns-
fcrtp0 from 4 bronchial stlcctton Just ateforn
obtaining hts insurance, aud that deceased llal
acknowledged the fAct to the wonlt.bc Wit
prsAcs.
8ucl, EVIDENCE, however, Il not deemed neccs-
aary. The ole letter written BY Col. Dwight
making the acknowledgment is deemed all SUI
1cjcnt.
Tae Eqnitabto I.lfo Ia reported "a still tn favor
of paying the claim Of S50.00o, the Company
being Interested IN the estate and dren,.ng tile
clalm JUST ono. In tho euse OF the other Ill
stltutlons long legal contest Is certain.