Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1879-10-10

A short time since we had occasion
10 make some suggestions in relation
10 the subject of life insurance. In re-
sponse to that we have resolved q COM
munication which will be seen else
where in our columns. We are most
happy to publish this as we are any
communication from any gentleman
interested in the subjects discussed in
our columns. OF course our correspond
ent's suggestion that we express any
views ''for the purpose of getting pay
for an answer is made with out a
correct conception of the duties of an
editor and in entire ignorance of our
true motives. We had not the slight
est mental reference to any company
or any interest except What seemed to
be Just in the abstract. We said that
insurance correctly managed was
founded upon wise principles; but we
undertook TO point out some instances
in which power had attempted to
Cypress the weak. Nor were those
suppositious cases as is supposed by
our correspondent ; they only reflect
actual facts. Nor are they the only
cases we have in mind. If we are
friendly to insurance we would point
out its wrongs. A fiatterer "would
not, though they do appear as huge as
high Olympus" Now our correspon-
dent proposes to publish a statement
of some particular case in which they
had paid promptly as conclusive evil
dsnce that some other company in
some other case had not done wrong.
We are glad if he has got an exception
and we appreciate the kindness of the
company in paying claim which we
suppose was just and against which
the company had no defense. But as
remarkable as it may be that they
should pay claim that they couldn't
defend we still fail to see how this dis
proves our statements about other
cases. lie says that the company also
paid in one instance u claim without
any litigation in wAeh the insurance
was effected by Il fraudulent statement
of the insured, when the fraud "cOuld
have been fully established" Now
this is just what we were trying to
point out, namely The unjust and
dishonest practices under Il wise sys-
tenn. Does our correspondent under
take to say that the company was
doing right to pay out the money
which had been taken from honest
men on a claim that was fraudulent
the company all the while knowing
the fraud and being able to fully
establish it ? If there is any wrong in
making these inquiries or pointing out
what we deemed to he the Incorrect
working of the system we would be
most willing to repair it. And if there
is any wrong in the working of the
system we hope the company will h'
equally willing to repair those wrongs
1t is no personal interest to us tina
they be amended, but it seems to Us
to be of the highest Importance to in
surance companies to restore the conf
dence lost by such practices. So ou
correspondent will see at once, that in
stead of seeking for pay, we are work
ing gratuitously for the best good o
those great insurance interests which
ought to be the widows friend and tn
orphans support, In the case which
he mentions DIT the close of his CORES
pondence, we find what is probabl.
another illustration OF. the business o
our first editorial on this subject.
seems that the company bought a pol
icy which was payable to the wife, 0
the husband and paid him for it. Nov
how did the wife recover on that polio.
if the company by means of fair deal
ing had paid it once? The recovery i
an arraignment of the justice of on
Courts. or else there was something
wrong in what the company did. W.
know nothing about the case, but til,
logic of the fact as stated by our cor
respondent seem to go very strongly il
favor of our views on this subject.
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