Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1879-05-16
A Benedcent Order.


known as Champions of the Red
Cross, are of sufficient importance to
warrant more extended reference
than the paragraph announcing the
adoption of the beneficiary system
of life insurance, in previous issue.
Under the provisions of the new en-
actment the live, of all members are
insured in the sum of one thousand
dollars and whenever death occurs,
the members are assessed, equally, O.
sum sufficient to raise that amount.
Each assessment is paid Immediate
ly upon the death of . member, and
constitutes q reserve fund available
at once at death. Provision is made
for the first death, and the expenses
incident to the establishment of the
system, by membership fee of three
dollars, paid previous to the issue of
the certificate. AS the membership
increases, by hundreds, the insurance
increases in like manner, up to two
thousand dollars, the maximum sum
contemplated by the system. Some
of the advantages presented by in
surance under this organization are:
LIST, its cheapness, the business being
managed by officers who charge moth
ing for their services, purely as al
duty to humanity, reducing the cost
to about one-third that for equal in =
demnity in any safe life insurance
company; I'd, its immunity from Or
binary risk, it being estimated that
the temperance requisite for men,
bership, reduces the death-rate at
least twenty-five per cent, as is
shown by close observation and sta
tistics of the insured in old compa-
MES; Sd, its fraternal nature and the
benefits derived from this feature of
the order as it has existed, manifested
in caring for the sick by individual
ministrations as we'll as the payment
of stated sums as benefits. modelled
after the beneficiary system which
has been so successfully tested by the
Odd Fellows. The new system goes
into effect on the 1st of July next,
and to those who wish to mako pro-
vision during life for those who sur
vive, it affords unparalleled advan-
tages.
A few words in reference to our
local organization may not be inap-
propriate in this connection. Wash,
ington Encampment is one OF they
live and hourishing institutions of our
town. It owns fine and well fur
nished hall, acquired during the last
two years, and is free from debt, ex-
cepting 1926, in the form of SIS notes,
bearing legal interest, held by its
members. These will all be paid by
the revenue of the present year, asis
shown by the annual income from
fees and dues. In 1872 this was
SS7 so; 1878, $41O %; 1874, 1892 10;
1876, 1852 II; 1876, 1914 20; 1877,
s4s2 20; 1878, s5O3 A, and the first
four months of the present year
S176 SO. The average receipts for
each year of its existence have been
1869 10. The membership of the
Encampment is now 3S, and the ac-
cessions SC. far the present year have
been largely in excess OF any like
period of its existence, and the expen-
ses are now less than they have ever
been, aggregating, interest included,
less than 81 per month. Soon as the
notes are redeemed, which, if no
sick-benefits accrue, will not be later
thaa January, 1880, the income will
constitute o fund to meet all demands
which may result from its benef-
ciary work.
This is, as briefly as 1t can be
stated, a fair representation of the
objects, aims and conditions, of theA
order, as it now exists.
The great Joaquin Miller has ar
rived at San Francisco on his way to