The new dominion. [volume] (Morgantown, W. Va.) 1876-1904, 1879-10-11
OLD AGE INSURED AGAINST
WANT. 80

to talk to our readers on the subject
of Economy and its teachings.
When we asserted that every dol
lar we spent in any and every way,
shape and form, from the cradle to
the grave, as well as every day we
spent in idleness; not necessary for
our comfort, health or happiness,
must be counted as wasted and often
worse than wasted for it is often a
positive injury to us.
We propose now, to show our read
ers, and especially the Juvenile por-
ton thereof; that by observing and
practicing the rules of economy from
our youth up to ripened manhood
and womanhood, we not only may,
but most certainly will place our old
age above want, in pecuniary sense.
We propose to establish a new and
infallible insurance policy; the basis
of which consists, not in paying out
money, but simply, in saving our
time and money, while young, over
and above what is necessary for our
comfort, health and happiness, why
shall we not do SOP Does the spend
ing of fifteen or twenty days in each
and every year Of our young and Wig
orous life, in often worse than idle
ness, make us any the better citizens
or christians, any more respected or
worthyof respect2 Does the spend
ing of $25, $50 or 500 year, over
and above what our absolute necessi-
ty requires, do SO? Does that extra
$25 to $50 q year for superfuous
clothing, do so? Does that 81 or IS
spent for tobacco and snuff, or if you
please $40 or SIS for drinks, make
us any better in any of these respects?
Do any of these redundencies add a
span to our lives, or any real happi-
ness? Do they make us think any
thing more of ourselves, or any body
else to think any thing more of us?
Will they make us any the better
husbands or wives? Do they add
anything to the happiness or good
government of the family circle, or
scatter blessings around the domes-
tic fire side?
Let thinking parents and children,
consider well, and answer truly these
questions; and our work is half done.
For who does not know that it is but
sowing to the wind to reap the whirl-
wind?
But our purpose now, is not to dis
cuss this matter so much in q moral
as in a pecuniary respect; for perhaps
in this way we can be most forcible,
and get the best attention. Bear in
mind kind reader, that our object
is not so much to censure you or
mortify your pride, as to reach your
Judgment and so cause your man
hood. and woman hood to revolt
against these unnecessary, and often
injurious wastes of time and money,
in the days of your youth; and there
by, save your health, and secure your
selves against want in your ripper
years. Now to the figures, to prove
our assertion, and let us begin at the
age of Is and the younger the better)
and take a period of IL years Of our
vigorous lives; which will put us to
80 years of age. First, then we will
put down for extra clothing, over and
above what is necessary for our health
comfort or respectfully; per year,
Twenty-Five dollars, next we will
count II days or day to each month
unnecessarily spent; at one dollar
per day, which is $l2, added to the
$25 makes $37. Next we will esti.
mate the actual expenses of these
twelve days at 81 per day; or SIP in
all, which added to the $37 equals
$40 then add, for the difference be-
tween these and the round sum of
$50 per year for tobacco, snuff, drinks
and saloon bills and our annual esti-
mate for each, during these twelve
years, cannot be less than $50, in
some cases it is less, but in others, it
is more, so we assume as an aver
age of $50 per capita, worse than
thrown away. Now, any given sum
OF money put to interest at per cen
tum per annum, and it's interest col
lected and put out on interest an
nually, will double itself in about
twelve years. So that beginning at
Is, and saving $50 a year, and keep
n