The Jasper weekly courier. [volume] (Jasper, Ind.) 1858-1922, 1878-06-21

Interesting Correspondence B.tween n
Lif:,insurancs Company and Policy.
noider.
From the Memphis Ayalanchcl
I" Here's Murphy argument called
a fat man on Main Street 10 a passing
reporter yesterday.
"Got plenty"
t" None like this, though" The re.
porter took the papers extended, and
noticing therein a somewhat new de.
parture In the life-insurance business.
he asked permission 10 publish them.
:" But the charges don't apply, Won
know" said the fat man.
"Of course not
" Well, take 'om,"
THE COMMUNICATIONS.
EXECUTIVE DEPARTMENT. MUTUAL BEN
Eyir LUZ INSURANCE COMPANY. NEWARK,
N. j., May III, 1S1S.-JosEPH FARRELL
Dear Sir: The policy OF insurance which
this Company has upon your life compels as
TO write TO you upon subject which 9th.
erwise would be no affair OF ours, but which.
as II concerns our Interest a. mutual CON.
pany, max II our duty 10 communicate
with you thereon. The subject 10 which NJ
allude Is your alleged habits Of intemper-
ance, which we are Informed are SO confirm.
ed As 10 very materially affect your expect
ancy OF life. You are aware OF the cOndi-
tions OF your policy and Of your application
for insurance, which Il part OF the con-
tract, that II you die by reason Of intcmper-
ance, Or u You practice "a habit which tends
10 shorten lifc,' your policy IL void. IfyOu
should die now we should, on the evidence
furnished us, decline payment, on the
ground Of violation Of said condition, and
our object l. 70 notify you OF the fact. We
VIII pay now the equitable value OF the poll
cy on a full surrender OF II. We write the
above in all kindness and 10 avoid trouble
or litigation hereafter. We refer 10 policy
No. 2j,2l1, your life. Yours truly,
LEWIS q. GROVER, President.
THE REPLY.
MEMPHIS, Tenn. May IL. ls7s.-NiR.
LEWIS g. GROVER, President Mutual Benz
ft Life Insurance Company, Necark. ~
received, and contents noted. In answer, |
will say that have not joined the Murphys
yet, and, at this writing, don't think ever
will as long Ms | can write plain without
my hand wigglng. From your communl-
cation should Judge your Company 10 BE
the fountain head Of Murphyism, and it may
be that you will get them all 10 Join you,
and insure In your Company. A for my
habits, indulgence in drink, etc, feel con-
fident that no change has taken place in the
past 20 years. My custom has been invari-
ably TO eat when | am hungry, and drink
when am dry, and As II don't suit your
Company 10 risk on me, ! will ask you TO
send me your proposition Of equitable value
OF my policy on my life, No. 23,2l.; and II
your statement suits me will surrender my
policy 10 your Company while | live, A. !
don't want 70 be tangled up In law suits with
you after | am dead. Commencing july,
1862, paid you In premiums up 10 July,
1870, near 81 800. AT q per cent. on what
have paid, | think my policy ought TO be
worth - 500, and the sooner die the more
shall consider It worth. don't take the
same view that you do Of my right 10 re-
cover, because l partake OF my regular ra-
tions, which deem healthy. Our WHISTLES
are generally pure, IL we find the right place,
and we don't 20 much on jersey cider. |
will be 80 next month. weigh go pounds.
have gained about 100 pounds since | took
policy In your Company. ! think ! am
full grown, and my time TO die l. near Al
hand. | would like 10 settle my own affairs
while / live. Again | invoke you 10 make
your equitable, full, fair, and best offer cash
for the surrender Of my life policy, No.
25,2l7. Respectfully,
JOSEPH FARRELL.