Spirit of Jefferson. [volume] (Charles Town, Va. [W. Va.]) 1844-1948, 1878-04-16
tFor the Spirit of jefferson j
FRIENDLY HINTS. sal

In beginning business in trade, deal fairly
and hold fast to integrity. Let no temptas
tion of gain on the one hand, nor any en-
barrassment on the other, ever lead you TO
stem aside from the consideration of = solemn
reckoniny hereafter Honesty is the best
poliey :" it is the surest way to worldly thrift
and prosperity. but to honesty there must
be added n great degree of caution. lest you
become dupc to the arts of the knasish.
Many u hopeful young man has been led by
the conscious integrity of his own heart to
such an overwcening confidence IN mankind,
a. rendered him prey to cunning sharpers
and swindlers.
Unite care with diligence. Care preserves
what industry gains but tie man who at
tends to his business diligently. but not care.
fully, throws away with one hand what he,
gathers with the other. man in business
should, rs much as possible. make use Of his
own eyes at least. he should have constant
oversirh, of all his concerns for if he leave
this chiefly tn others, it is ten to one, that
he will soon find his circumstances embar-;
rassed. f4u
Endeayor to possess at all times critical
knowledye of your real circumstances. For
this purpnse, aud indeed in every respect.
exact order ar method in business Is highly
necessary. Men who do business without
method. act in the dark they plunge along
at random, NOT knowing where TO place their
steps. They qnickly find themselves be-
widcred and embarrassed; and there ara
many chances sgainst them for ono in their
favor.
Prudently beware that your expenditures
do not out-run your income. The style OF
living should conform to ones personal cir
cum>tauces; such expenditures as can
be well afforded by mau of fortune, might
he inevitably destructive TO him who has
his fortune yet TO make. "Mouev, says
the o Ir. verb, fmnk's money" Wheny y"u
lave got n little aud carefully saved u, 10 IL
often easy To yet more. The great dIibeulfy
with the beginner is to get that little. But
ii trnyahry does not store up what industry
acquires, there be no increase OF capital.
Take heed of over trading. II you ad-
venture beyond your depth; it depending
upon a fictitious capital. you extend your
business very far beyond your capital, tho
hazard of bankruptcy will be great. Indeed
in this case YOU would hHzird not only your
own property, but thSt OF your creditors;
which il hardly recoucilable with honest
principles.
When the profits Of trade happen TO bs
greater than ordinary. over-irsding becomes
a general error. both among great and small
dealers and a sudden change in the stats
OF commerce., (such Ss frequently hsppens,)
produces general distrcss.
Reckon nothing your own that you o"o
for it is deposit placed in your own hancs
by YOUR crediturs, which it would be fraud
uIcnt for Won to use in such n manner rs TO
endanrer their interest. Debts are sacred.
aud every honest man will use bis endesvor
to d.scharge his LonG jie debts with pune~
tu.hty aud honor.
Be ever cautious Of running deeply in
debt Fiatrcring prospects of great gain in
this way sometimes occur, but they often
prove dcusive, and leave the too rash ad-
venturer under en- insupportabie load.
Beware of entanging yourself bs impru-
dent suretyship. There are divers caveats
ia the sacred volume against this kind of ad.
venture; aud its fatal consequences have
been often witnessed in our own times, snd
in almost all parts of this country. Es-
pecially beware of dealing too largely in ae-
con,nt2do,ion paper; for as in such case
Won must borrow the names OF others ~ en-
dorsers, you will frequently find yourself nm
der the necessity of lending your own name
in return. further than prudence would die
tate. And as n large number become linked
together in this way, tho failure Of few OF
them shocks the whole. SEsL3