The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1878-03-22
Hints to Women on the
Care of Property.
Alfred Walker in Harper's Bazaar
PREFACE.

fhEtACE.
In long experience Of taking care OF prop
erty for others / have had frequent occasion TO
notice the embarrassments Of women possessed
OF property who have had no experience in
business affairs and are wIthout an experienced
J friend with whom they could naturally con-
suit. Under these circumstances many in
stances Of peculiar hardship, not TO say Of fla
grant injustice, have come to my knowledge,
in view OF which have felt constrained to pre-
pare this little worh OF hints and helpe, hoping
20 alleviate endorsements which con be re
moved only by time, through wiser system of
female education and more just and eniighr
ened sentiment In society Only by tims--be- 70
cause generally women seem contsnted in shelr
wonted condition of efismnacy and depend
ence. and nsen are only too willing that there
should be no change. as t might break she
charm that lies in their helgessness
The disabilities Of women Of which we pro-
pose to treat are mainly due to a canse 70 re-
mote as to be much overlooked bnt IT is not, or
The cause is this, AS the law OF nature which
equalizes the sexes provides husband for
nearly every woman. it is assumed that girls
training and education need 90 no farther than
to fit heT to be wise and motheg and com
panion OF man, all winch is neithes more nor
less than condition OF dependency. Now if
every woman had husband, and he compe-
tent business man. the evil of her defective ed
ucation might be borne, though the nan might
feel the loss OF an intelligent counsell9r by hls
side. But the facts in the case are far other
wise. Celibacy is common thing, and grow
ing and serious evil in American society. or
course there are many women who can not
marry. many more are widows. and there are
many who have husbands rs lncompeteat for
business as themselves. just here IN this state
OF society is found the chief source OF woYaan's
disabilities And it is obvious that there - no
relief from them in vague complaining. DOR
merely in voting, nor yet in so-caled higher
education. Education il. indeed the great de-
slderatum. but not so much she higher o, a
broader aud more practical education. Those
branches in education which have hitherto been
considered unnecessary and unladylke for WON
en- must not be neglected by them If they are
ever to be prepared for the vicissitudes which
in these abnormal circumstances await them or
rise from their present state of " soft subjec-
ton" to exert their best influence upon men.
In accordance with these Views the following
studies OF which at present but little account
is made. may be indicated as Indispensable to
female education: the common arithmetic. the
elements OF political economy. the forms of
business transactions. and the principles and
maxims which appertan to the wise use and
management OF property. Give TO women the
qualifications to be derived from these studies,
and they will be prepared 10 discarge those ex-
ternal duties which Providence SO often impos-
es upon them. With these qualifications wom-
en- viii earn and secure the full recognition of
all their rights. 1t ls my desire that IN the mean
time those INTO whose hands this brief treatise
may fall shall have some assistance In their
onerous but welcome duties. / shall refer to
all the ordinary transactions in business affairs
discuss the elements OF financial securities. of
fer some suggestions on the increase of prop
erty where more is needed, and give few hints
to those who have lost or are otherwise with
out property, but are willing to make present
sacrifices in order to rise to a condition OF non
dependence.
TOPICS DISC USED.
Receipts and Bills.
Bank Checks and Postal Money Orders.
Notes on Demand.
Notes of Discount or Time Notes.
Notes JOINT and Several.
Interest Rates.
Usury.
Elements of Financial Security.
A Good Investment.Y
Bonds of Long Time.
Superfuous Security.
Corporation Bonds and Stocks.
SayipgsBanks.
Loans on Real Estate.
Loans on Improved Property.
Loans on Chattel Mortgages.
Loans for Business Capital.
Loans OF Friendship.
Loans to Near Relative.
Indorsing and Loaning Securities.
| Speculation.
Debts.
Property 90 Keep.
Property to Rent or Sell.
! How to Increase Property.
/ How to Recover Property or 10 Rise from
Poverty.
Poverty no Bar TO Marriage.
Life-Insurance and Anpuities.
Fre-Insurance.
Wise Counsellors.
Wills.
Property Rights of Married Women.
Glossary.
Proverbs, New and Old.
RECEIPTS AND BILLS.
One of tho simplest transactions of business
is that OF taking receipt for the paymentIof
money. II might have been passed over but
for a recent occurrence. A lady paid bill,
took receipt, and on returning to her home
shc burned IL. On being asked whv she de-