Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1878-04-20

| SO SO. .... 300
81 81. .. $50
IS 3d.. 400
This-the amount paid by the ap-
plicant on oining-remains his assess
ment for life, whenever an assessment
is rendered necessary, which is only
when the amount in the Benefit Fund
is reduced to less than $4,000.
From the experience of this and
similar organizations, it is esti-
mated that the cost will be from
twelve to fourteen assessments per
year to each member, for the present.
Eventually, when the Order attains
such an age as to reach the highest
rate of mortality known to Life In
surance companies and the older be-
nevolent societies, the number Of as
sessments will be about eighteen, an
nually.
At this rate, the member under
forty-fve years age will carry two
thousand dollars insurance, in our
Order, for one-ha.f the ordinary life
insurance rates.
None but sound men are admitted,
the medical examiner, who must be a
member Of the Order, being sworn to
exercise his best Judgment in each
case. 1t accepts no one over fifty five
years of age.
The Order is not in the field as
rival to kindred institutions, Tut as an
ally to them. Recognizing the good
work which they have done, and are
doing, it claims to meet a special want
in the community not supplied by
other societies. 1t has grown rapidly
for the past five years, and it's mem
bers are mostly men of the highest
standing in Masonry, Odd Fellowship
allu oeuel VI SetiilAdol'IlS'
The total number Of deaths from the
founding of the Order to Jan. LIST,
1878, is 100. On 1873 of these deaths
$4,000 each has been paid, making
$4,000. Adding the amount paid
on the first two deaths, and we have
grand total of 1877 ,O93,65, which has
been received into and paid out of the
w. g. O. B. Fund to the families of de-
ceased members within little more
than three years. Can any other Or
der in the United States show a record
of benevolent disbursements equal to
this? This result has been accom-
plished by thirty assessments; two in
1874, six in 1875, eleven in 1876, and
eleven in 1877. From this it will be
seen that the whole cost to a member
under As years of age who joined the
Order ct the start, has been $50. For
1876 and 1877 ii was $1l per year.
1t is seen, therefore, that the whole
cost of insurance by this plan is much
less than half that charged by compa-
MES. If we add to this the time, DIFF
fculty and vexation attending the
collection Of insul ance from the latter,
frequently involving litigation, this is
by far the most advantageous and sat-
isfactory. Here, the local lodge de-
cides for itself and finally whether or
not the deceased members heirs are
entitled to the benefit, and its certif-
cate of the fact to the Grand Lodge
authorities leaves the latter no discre-
ton.
When the objects and operations of
the Order are understood it must
meet with immense favor and take
deep hold upon popular interest. Its
low rates OF assessment, payable in I'M
appreciable instalments, and is oui-
ct, effective way of paying its large
benefits will attract members. The
Frostburg Lodge will receive the APP
plications of few more good, sub
stantial gentlemen, and especially in
vites an examination of the merits of
the Order.
PREACHING.-Rev. J. A. Hasken-
berg, of Shamokin, Pa, will preach in
the English Lutheran Church to-mor-