Weekly Trinity journal., 1878-08-24
NUMBER "a.

though we expected to put more than the
amount Of money on hand into il.
In the meantime there bad come ints
tho neighborhood one OF the most COM
pSnionshlo men ever met. He was IA
milisrly known as Captain Cole. Ne wss
lawyer, but had been appointed by the
General Government to \ lucrative Office
which he held for some years, and had
tho reputation of being very wealthy
He lived in good style, and was a gener-
al favorite in ths community.
when my house was finished / found
myself in debt seven hundred dollars, and
As had given the contrao. toa esrpsn-
ter who WAS to furnish everything, and
he needed all his money, l went TO ths
bank to borrow the amount until l could
find some one who would let me have il
for one or two years. Not being sscus-
toned to borrowing money, it did net
occur to mo that an indorser would be
necessary, until the cashier OF the bank
informed mo that it WAS their invsrisbls
Cole, who happened in at the time, over
heard tho conversation, and came for
ward with a pleasant good morning
saying, shall be only too happy to in
dorse for my friend, Mr.. Day folt
both asttored and grateful, and whom,
few months later, | happened TO be in
the bank whea he wished as indorssr, l
was glad 70 return the favor.
We had two years " prosperity, and
paid the debt on my house. | deter
mined to build hne barn, and, 40 had
slways paid my debt. easily and could
not well get along with my old barn until
l had saved the money to build tho now
one determined to borrow ono thousand
dollars. CHANGING to meet Captain Cole,
l asked il he knew whore could get that
amount for thres wears. He told mo that
he did, and offered to become my securi-
ty. The money Was borrowed and my
barn begun.
"A few wseks later Captain Cola call
ed to SEQ me, Like Squire Black to day,
he seemed delighted with everything he
saw. His hsttery put me in the beat
possible humor, and when he asked mo
80 lnderse note Of five thousand dollars
| for sixty dayf, and assured me that no
could meet II (cr evon twice a. much)
promp,ly, To the day, consented, aEsiast
my better judgment, sod affixed my zig.
nature to the note. That act ruined ms.
Before The expiration of the sixty day.
learned thst he WAS bankrupt. My tarin
WAS sold vi u sacrifice, under the ham
mar, and when paid The thousand dol-
lars which ! had borrowed to build the
barn with WAS lett peRnisss.
With my history IN your possession,
do you wonder that / wa. alarmed to-
day when | Jaw you about to fall into tho
same trap / tel you ! have = light 10
feo deeply on this subject, Wsuld that
| could make my voics heard by every
young mSn in ths lsod | would say to
him, shun rs sou would shun sorpsnt
this OWL which has brought rum to 40
many families, / reslzs fully what IL
mesnG 10 put NY nan0 on another mans
paper, and II IL JUST ths--that | assume
all tho rlsks Of his buiiaes, without any
voice IN it, management ar any possible
chance of profit II ha is successful but
wills fearful certainty that il from any
cause ho makos y iailurs. my earnings
must make ii gond, even though !! re-
duces my family 10 beEgary. Since my
own nusforlune | have made thiI u mat
tor OF study, aud hud that very largo
percentage Of the business failures OF tho
country (and nearly all among the farm
ere) are due 10 this practices"
The remainder of my story ia coon
told. My father was deeply impressed
by what hs had hoard, and before night
was dispatched 10 Squire Blacks with
a nuts stating TINT after carefully consid-
ering tho matter father had decided not
10 sligo tho uoto. In less than II year az
tor this Squire Black was declared
bankrupt, and 10 tho nna settlement OF
h5 business il did not psy ten csntI on
ths dollar.
Father felt that no owed debt Of graf
itude TO M, Day, and lie presented him
with good team and helped hin to rent
= hurm. This encouraged him, and hs
worked 50 industriously and managed 30
prudently that 10 a Tev years ho Was able
TO buy small farm. aud has since sup
ported his family in comfort.
Many yesrs have passed since those
events tIanspited, md am now past
middle life, but have never ceased to DO
thankful tor the lesson taught me BY Mr..
Day, and in fulfilling his wish | would
repeat tbs lOs.on which the story teaches
meyer indorse.