The New York herald., 1878-11-21

hemorrhcges. He came back second time. He was
hne looking man. We thought IL good risk. and
We took him for .s5.ODD more. subsequently, cur
agent at Bnghamton said that he wanted still $4,000.
We granted that amount Also making in all S2o.mo.
Now. i'll the present aspect of the case consider that
there has been on his part plain violation Of
tracts for IN answer to the question whether he had
ever any splitting OF blood or aDeurism since child
hood he said No."
ar wesendonrk, Of the Germnnia Insurance Com
pany said his company involved TO the extent of
sloOoo 40 hrst application had been made TO the
company by telegraph from their local agent asking
for that amount upon the Coone's life, but it
not granted. until day Mr. Dwight presented him
self III the Office and they struck with his fne
appearance The very fact that he sd large policies
IN otner companies rather favored his case. There
was no mistake abort it, however that the
downright awinile and he hoped for once the press
OF New York would speak out play il behalf OF i'll
stitntons which had been made the butt N so many
attacks and show up tho crimes committed fire.
aney against them Az to the fact that no trace Of
poison had thus far been found that evidence
that no suicide had been committed. A man Of
Colonel Dw:ght's intelligence could easily
poisoii.and there were several snclf-which left no
trace behind.
TEN YEARS AGO AND Now
An experienced insurance agent related yesterday in
the presence Of several gentlemen down town tho
following extraordinary incident in Colonel Dwights
dealings with insurance companies 'Abont ten
years $50 the general agent of leading insurance
company upon visiting several towns along the Eric
road stopped at Bnghamton and stirred up the local
richest men here? asked the agent. .wel, there is
Coiohei Dwight, but no don't want any In
ss,nrsncs; s,. he Is rich enough to leave, his fam
ily all they require answered tho local.
The two visited the Colonel and began to
talk insurance to hinl-nothing less than 100000.
But that will cost me $4,000 said the Colonel.
oh no., said the agent we can manage it for
$4,000 per annum. After long discussions pro and
con the Colonel finally resolved to takc gut that
amount OF life insurance the first time he should
visit Now York. The train he was to take, and which
ne missed. met with dreadful accident at Carrs
hock, ana many lives were lost So exhilarated was
the Colonel with his narrow escape that he gave mp
all idea Of going to New York at the time and paid
Some time after the New York agent, who then
was acting in behalf Of Connecticut company, called
% up9n Coionei Dwight 10 eiiect the insurance which
had, as he thought. come to naught. He urged re-
ncwal OF negotiations, but tho Colonel said Too late
now, gentlemen. have already effected insurances
on my life for $4,000: this will do for the present
1t was true, this amount had been secured, but as
time passed and the depression in real estate
came more and more troublesome nterfered with
the Colones income he became negectful in the pay
lnent of ms premiums. and one after another the
$1,000 polices-according to insurance parlance--
were dropped The Colonel subsequently became
greatly embarrassed but In lumber specuations
entered into last spring he again made some money.
major part OF the heavy premiums which during the
past thTea months secured to him the policies
amounting to $265 600 that to-day the source of
so much anxiety on the part OF numerous insurance
companies"
DISSATISFIED WITH APPEARANCES.
MIR. Brosnan, superintendent of the United States
Company, said that Mr.. Dwight was already insured
IN other companies when he applied to the United
States. and that while they were satisfied with the
examination made they wore at first reluctant to
grant him policy on account of the large amount
already secured. They did. however. issue policy
TO him in September but afterward became dssatis
fed on account Of what they heard OF his health 1t
was reported to them that he had had hemorrhage
and they asked him II 1t WAS true. He wrote back
that he had had such trouble many years ago. but
that it was only temporary and had occurred when
ne was very young. The company however. de
manied . return of the policy, rendering him the
amount Of his premium with interest. He had
fused and they had notified him that they would not
hold themselves bound by the policy.
Inc experience OF the WASHINGTON Life Insurance
Company is said by its officers to be almost exactly
simlar He applied to this company. and on August
- received policy for $4,000 One week after the
policy was issued the company learned that he had
spit blood some years ago. They at once sent an
and to proffcr return of the premium He pooh
poohed the idea of there being anything the matter
news receipts which had been forwarded to the
pany . agent by mistake ordered back and the
agent was instructed to tell Mr.. Dwight any repre-
sentative OF his that might tender the second pre-
MUM that the company would not pay the policy In
case Of his death. 'The company" said the sccre
tary tried to get ont Of this while Mr.. Dwight
alive and were prepared to fight the question with
him instead of with his estate We were unable to
10 this however and now we certainly don't propose
TO pay unless we arc obliged to-
The secretary Of the Brooklyn Life Insurance Com
pany said that his company had been unaware of the
when he applied to them he had only about $50 00.
which was not an unusual amount. He had denied
ever having had any disease except rheumatism
slightly. The company had, however. learned that
e had had splitting Of blood and had decided not to
renew At the time Of the coming due Of the second
Inc interest which the company had was very small
..so FAITH IN LIFE INSURANCE.
"Il tell you another thing" continued the
tary. About a year ago we tried to insure Mr..
tsssg nnt ne soe naa small pSid Up policy with Us
cash at liberal estimate a now policy. He then
refused saying he had faith in life insurance and
that he believed the companies we're run by dishonest
men,.
The secreary the Mutual Life said that Mr. Dwight
but that the company had decided to one only for
Sio,Uu This policy was made out and was to have
been delivered to him. but in the meantime cir
cumstanccs had come to the knowledge of the COM
pany about former transaction Of Mr. Dwight in
lafion to bond and mortgage which not
considered exactly straight. and as it was con-
carry policy on the life Of man whom they
sdersd IN any degree suspicious the policy had been
recalled and was never delivered to Mr. Dwight.
Mr.. George q. Ripley. president Of the Home Life
Insurance Company. said that he had issued policy
application as the company had ever he'd In this ap
plicaton he had denied having had splitting Of
blood or any other disease mentioned in the long list
excepting that be had had something like dyspepsia
in 1869 but nothing serious and that he had been
OF sorts in Chicago last spring with rheumatism and
company would certainly investigate the case before
paying it, but he thought il would probably have to
Mr Grover. president of the Mutual Benefit Life
said This man applied 10 and received his
policy through our agent at Albany. He misrepfe-
Seso III siic uppCat1ou nc Iu1ue 10 us auu
we shall contest it on that ground. will point you
to clause in our pamphlet which conclnsively shuts
or has hemorrhage shall not receive policy Now
II can be shown that this man had been splitting
blood months before he applied to us for policy,
and' therefore. made . false application
y IN. DErArIEI.D's nKpoRr.
DR.. Dclaeld delivered his report of the history Of
Mr.. Dwights and of the autopsy to the officers of
the Equitable Life Insurance Company yesterday
morning. but they deemed IL premature to make
known its contents. Mr. J. w. Alexander. vice prcs
t1uts
had been made about the whole matter although he
still thought some of Mr. Dwight actions very queer
HERALD reporter called yesterday afternoon at
DIR. Dclafi.ids house. No. IL West Thirty second
street and obtained from that gentleman summary
OF what his report contained. 1t sets forth the fol-
lowing facts THAT Mr.. Dwight in good health
until three weeks before his death: that then he
taken sick with what WAS supposed to be dcranye
mcnt of the stomach; that after that he WAS sick
with vomiting. nausea slceplessncss and pain in the
stomach, but without any fever: he continued in this
condition. gradually losing strength from persistent
vomiting; that about the LIST OF November he had a