davidaulloa/AmericanStories huggingface dataset:
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12

OuC uau put liiC iooJ Si"S'SiS =" HN'
dark hair and on the bosom of her
graceful gray dress, anu flushed with
her long ramble, | think I never saw
her look SO perfectly lovely. "He has
been here. Very nice OF you to keep
her out of the way SO long" | whis-
pered to Clyde.
He looked at me queerly, but said
nothing. did not want him to ex-
postulate with me as | believed he
wished to do, and so kept apart from
him during the evening, leaving him
to play and sing with Patricia. At
all hours Of the day and night Mr..
Redmond came to the Hermitage.
And it was not long before my sue
cess as a decoy was potent to the most
careful observer. He asked only for
"Miss Gertrude. He came only to
see me.
In three weeks the crisis burst upon
me. He proposed.
Il used to think Mr. Sherrington
was your lover," he said, standing be-
fore me, the light on his frank hand
some face, "but late observation has
shown me that his visits here are for
your sister. Since you are free, then
will you not marry me ? can sup
port you well, Gertrude, OF / would
not ask you to bind your future to
mine. The death of my grandfather
two yeals ago, left me fifty thousand
dollars, beside some real estate. l
have pleasant home on the Hudson
retired hut elegant - where l would
like to take you. What do you think,
Gertrude ? Could you be contented
to leave your friends and live at Rose
Cottage with me ~
My amazement allowed me to STAN
mer nothing Ineligible. In some
indistinct way l temporized the mat
ter, and begged Mr.. Redmond to give
me time tor reflection.
He went away, making an appoint,
ment for the next evening.
So tbunderstruck was | at the reve-
lation of Mr.. Redmond's wealth,
that | wandered about the house in a
dazed way, not needing how much
mamma was fretting about Patricia,
who had gone to ride with Mr.. Sher,
rington.
What is the matter, mamma? Is
it going to storm 7"
"To storm? Nonsense Where
are your eyes, Gertrude ? 1t IS now
nearly nine O'Clock. Patricia has
been gone seven hours with Mr.. Sher-
lington, and l know something is
wrong"
"What 2 | demanded, arousing
myself.
Il don't know"
Nine, ten, eleven and twelve o.
clock passed. No carriage-no news.
At noon the next day the buggy
drove into the yard. Patricia and
Clyde Sherrington coolly alighted.
Patricia coolly presented her hus-
band. They had been married the
evening before by our pastor at Low
bridge.
$50 nice and quiet said Patricia.
::No fuss, no notoriety."
She took her place at the table.
"You needn't hesitate to take Gage
now, Gertrude he's dead in love
with you, and as / like Clyde best, l
thought I'd decide the matter without
any complications"
| think / was dumbtounded. But
l found my tongue when Mr.. Red
mond came that evening, and said
"Yes."
l give my experience Tor the bene-
fit of others. It's dangerous loaning
one'J lover.
EMPTY PRoFEssloNs.--I think u
great many professors of religion are
just like backgammon boards. They
look like stately books and on the
back of them is inscribed in large |
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12

The existing order of things is
hardly ever questioned by the ordin
ary mind. L. ip accepted as matter
OF course. In fact, it is never called
in question except by a philosopher,
IA fool Rev. DR.. Mark Hopkins.
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12

"How will he run p asked the pol.
i,ician. "That depends" was the re-
ply if for Office, poorly it away
from his creditors, we'll"
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12
The Conn. Valley Insurance Agency

'ePiesShlo 'ho i"i iSeS' "hu iio'' iSi''oiS
Fire, Life and Accident Insur-
ance Companies
in the world. Among them are the Aetna
Royal, L and L Globe, Imperial, North Brit
ish, North America, Germania, Continental
and the leading Mutuals Of Vermont and Mas
sachusetts, also, The Equitable Life of New
York and the Travellers Life and Accident
of Hartford.
Responsible persons having large risks to
place will consult their interests by cores
ponding with this Agency.
Our principles of business are close scru-
tiny of Risks.
Rigid adherance to adequate rates, fair and
square settlement OF honest losses. DO not
fail to have your Life and Property insured at
the Conn. Valley Insurance Agency.
4. ID. SABINE, Agent,
Windsor, vt.
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12

Of all work tina. produces results,
nine, tenths must be lrudgery.
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12
Windsor Business Cards.
r. d. w Y N N,
M ACHINI ST

AVA- -<--A- - -A--A- - - ' - ~ - .
Manufacturer of the "Boss" Jack Screw |;
Improved Saw Vice; TackleBlocks, &c.
The Boss Jack Screw is a specially,
prom ounced by Builders and Contractors as
the best Screw in the market Send for
circulars and price list. A liberal discount
to the trade.
Machine Jobbing of all kinds promptly
attended to. Shop in Amsden's Block, Depot
Avenue, Windsor, vt. lS23tf
Spirit of the age. [volume] (Woodstock, Vt.) 1845-1913, 1877-12-12

Visitors at the Gardens yesterday
remarked with surprise the presence
Of a Gatling gun just inside the gates,
trained on the entrance. Beside it
stood a militiamen, pale and deter
mined, scrutinizipg every one that en-.
tered, looking ever and anon at pho
tograph labeled, &C. K. Hawkes..
But the militiaman and the piece OF
Daily Kennebec journal., 1877-07-02

A Sure Cure for Corns and Bunions
Green Gum Plasters, at Parlridge's Drug
Store, Augusta.
Daily Kennebec journal., 1877-07-02
U. s. Marshal's Office,
PORTLAND, June 81, 1877.

PORTLAND, June 81, 1917.
8 DISTRICT OF MAINE, SIS.
'NHIS Is TO GIVE NOTICE; That on the 18th day
L OF June, A. ID. 1871, a Warra MT in bankruptcy
Nas iss ued against the estate oi Thomas NJ. Weston
OF Winthrop, in the County of Kennebec, and State
of Maine, who has been adjudged bankrupt, indi-
vidually, and as member Uf tue firm Of j. l.. Well.
man CO., on his own petition lled in the District
Court for said district June 5h, A. ~, 1877; that
the payment OF any debts, and delivery of any
property belonging TO said Bankrupt, to him, for
his use and the transfer of any properly by him,
are forbidden by law: that meeting OF The credi.
tors of said Bankrupt prove their debts, and to
choose one more Assgnees of his estate, will be
held at Court OF Bankruptcy to be holden at
The Court House in Augusta, in said county, before
John w. May, Esq., Register On the twelfth day
OF July, A. D., le77 at 10 O'Clock, A. NJ.
S. 5. MARBLE,
U. S. Marshal, as Messenger for said District.
july27.t&w une27&jub4
Daily Kennebec journal., 1877-07-02
Railroaos ann STEAMBOATS,.
MAINE CENTRAL RAILROAD
CHANGE OF TIME.

On and after Monday, June IIth, 1877,
trains viii leave Augusta as iollvws:
for Portland and Boston, 8 81, md l0I7 A. NJ
LEO and lOES p. NJ.
FOR kockand, 8 81 and l0l7 Am.
For Farming ston, 1917 A. M.
For Bath, Lewiston and Portland, b so, lO.l7 A,
NJ, lL0P NJ.
For Waterville and skowhegaa, 4 4tOP.M
For Belfast, Dexter and Bangor, 4 10 T.. M, {. 80
Am.
Train leaving at 10 II AM. arrives In Boston in
time TO connect with sound steamer lines for New
fOrk. Iran leaving at so I'M arrives in Bo oston
III time TO connect with 10 IN. Shore Line Train
lor New YORK.
GARDINER ACCOMMODATION TRAIN,
Augusta TO Gardiner.
A. NJ. p. M. p. NJ.
Augusta, w., COS SO1 sn6
Hallowel, w., 9.ls sos 6ll
Gardiner, ar, 935 S.z5 CSC
Gardiner to Augusta.
A. NJ. Pm. p. NJ.
Gardiner w., SIS loo 800
Hallowell, =" s.35 I2O h2l
Augusta, ar, S.42 l.30 6zs
Freight Trains.
For Portland and Way 9.iO A. NJ.
Skowhegan, Bangor and Way, ii IS A. M.
Due from Boston, Portland and way, ll.i5 A. NJ.
Bangor and Skowhegan, $50 A. NJ.
PAYsON TUCKER, sup,t.
Portland. June 8, 1877.
Daily Kennebec journal., 1877-07-02
STATE OF MAINE.

EXECUTIVE DEPARTMENT,
AUGUSTA, June rs. 1917.
ArOTfCE 10 hereby given that petition for the
IN pardon Of SBEPHE sD ELDKIDOE, a con let n
the jail ia the County oil keDn.bec under sentence
for the crime OF larceny is Dpw pending before ihe
Governor and Cuncil, and hearing thereon will
be granted in the Couocil Chamber at Augusta, on
Tuesdar, the Ivth day ofJuly next
Sd CHADBOURSE,
aw26s Secretary oil State.
Daily Kennebec journal., 1877-07-02
ZegaI ADVERTISEMENTS.
U. 8. Marshal's Office,
PORTLAND, June 2lst, 1871.

PORTLAND. June 2lst, 1871.
DISTRICT OF M,ISE, SIS.
This Is TO GIVE NOTICE: That on the 18th
ruptcy was Issued against the Estate OF john L,
Welaan, OF Winthrop, in the Comfy OF KenneUec,
am State OF Maine, who has been adj ndged
Bankrurt, individually, and II member Of The
Il, IN of J. We,lman 90 on his own p. ii ion 4,
1led Ia the Di trict Cours for said District. June
ION, A. ID. 1871; tnat The payment of any debts,
ana delivery Of any property belonging to said
bankrupt, To him, or for his use ana the transfer
OF any prop ity 10y him are forbidden by law; that
meeting OF the ere iitors of the saii Bankrupt to
prove their debts and 10 choose one or more As.
sigr. es OF his Estate. will lie held AZ Court OF
Bankruptcy, 10 lie holden at the Court House In
Augusta, IN tais C"unty, before John W. May,
Esq, Register. on the twelfth day Of July, A. ID.
le.1, at 10 o'clock A. NJ.
s. s. MARBIN
U. s. Marshal, as Mes serger, for said DIstri,t.
june27. "a n June21SjrlyI
Daily Kennebec journal., 1877-07-02
$9,OOO,OOO.

The Lives Insured By the Society are oarefu ty
selected In different parts OF North America an
Europe, furnishing, by this broad field of opera
tlons, an additional and exceptional safety to the
Policy-holders. The assurances are made only on
the Mutual Principle. The Surplus Premiums are
returned annually to the Ilsured
Daily Kennebec journal., 1877-07-02

Flower Seeds, Plant Frames, Plant
Treliises. Flower Stands at Cost, at Par
trIdge's Drug Store.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
THE NEW ORLEANS DEMOCRAT SUNDAY, OCTOBER H. 1877.

@ sa ssG he sre sy @s e qn sRe
my yalise with on air that said palmer thar
Quarter Of million" Willard, who II worth
q half million. took the valise and oyercoat OF
| the great man and smilingly trotted with them
| to the cloak room,
Next In order Ia
wILLABD's.
Just across Fourteenth street. Wizards Is the
hsadquarters OF the politicians, rs the Ebbitt Ia
OF the society people. The house Is an il, mense
building, rangy, In facade and disiointed In
arcahiaesctnre; with Its dining-room down cellar,
anu 10 tuli OF dark corridors and back rooms
ilt III the treason, stratagem and spoils of the
politicians y, who frequent it. The lessee and
miaa 4na Col John 3 Coke is one of those
only hotel. but two, for he is also manager,
arnE Nan he Ha Of one # the big hogge at
peculiar run OF custom well IN hand,
y Of later growth than the Ebbitt or Wizards.
agn i II IT. thG West End and was originally de-
e. that hourished IN Washington ten years
ago. Consequently II became to a great extent
Ito hunting ground Of Che lobby The propre-
tor OF, the Arlington-R oessle--is always the
most distinguished man there. The rates used
largely in beipg permitted to view tho distin.
guished proprietor once or twice a day. Four
years ag9 went t2 call On pet-bag Senator
cused Of stealing several important mail routes
and other portable property Of the government
IN Texas. and wanted to ask him, as a matter
q news. II 1t was true. and. IL 50, what he had
e stolen property Going " to the
:, The great and beautiful Roessle was behind
the counter, He bent upon me a whitening
glance wh ich destroyed several years growth oil
me. and which | have only recently recovered
from.
10 whom do you refor2" he inquired, In
truly massive manner.
why, to old ----. of --." replied.
Majestically the great man turned upon his
heel and like q beautiful dream he disappeared
leaving his clerks to curdle my young blood
with their freezing poiteness. had outraged
the dignity OF the Arlington. had offended
the decorum of the headquarters of carpet bag
gery ana the lobby ". never learned whether
Some years later / heard talk Of receiver
about to be appointed for the Arlington. sup
pose the dignity of the proprietor was too
q, for the concern. should imagine that
on anything less than the fortune of CrGssus.
THE RIGGS HOUSE
is new venture, and ia located on Fifteenth
street. opposite the north end of the Treasury.
but the bills are strictly palatial / am told
that 1t costs dollar and half to stand In front
Of the Riggs and pick your teeth. The Riggs
has not yet established distinctive character
except for high priees--,which is not o good
men souls. No newspaper correspondent can
stop within one block OF the Riggs. The aver
age newspaper salary would not pay the tooth
pick bill.
see have already exhausted the limits Of a
letter. On some other occasion will resume
the subject and devote letter to characteristic
anecdotes and historical sketches concerning
these famous hotels. A. q. b.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

The great importing house of Levois h jam
ison Is again displaying its recent acquisitions
ness; all these were received BY our English
and German packets. and to enumerate them
al! would be too great a task. We, however
will mention their magnificent assortment of
WOODEN, silk and cotton fabrics. Their selec-
ton OF cloaks. wraps. jacquettes. and, in fact,
all articles OF fancy wear was made under spe-
supervision. sure guarantee of the excel
fence, not only of material but of the style and
appropriate selection of co!ors. visit to
lady friends. w ~
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

There is nothing which pleases the eye more
and gives greater satisfaction than a well fit
ting suit, and when 1t is such an easy matter
to obtain one. we have often wondered why
many persons are, so carelessy alfred
An inspection Of the suits now exhibited
by Messrs.. Wheeler 4 Tierson. Nos. 10 AMI
IS Camp street, convinced US that. with the
latest and most fashionable styles of suits,
and wi h the facilities they have in manufac-
turing their own goods. there is no excuse for
not being elegantly attired. A glance at their
card Will show partial list of articles they now
have for sale at reasonable prices.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

A POPULAR PLAcE.-Everybody who lives in
the Fourth District knows what a popular place
& Bro. has become. This is easily accounted
for. In the first place. they have secured for
are proverbial for their D likeness: and second.
", by the fact that they always keep on hand a
fresh aud new assortment of the latest and
most fashionable dry goods, which they sell at
the lowest prices.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
WRIT OF ELECTION.

tCOpy.I
STATE OF LOUISIANA.
Executive Department.
To T.: ]. Hightower. Esq. Sheriff of the Parish
OF Bienville:
Whereas official information has been re-
ceiyed at the Executive Department that q va
cancy exists in the General Assembly Of the
State Of Louisiana. occasioned by the death of
the Hon. W. s. COCKERHAM, late q represen-
tative from the parish Of BienviIe:
Now. therefore. l, LOUIS ALFRED WILTZ
Lieutenant Governor and Acting Governor of
the State of Louisiana. have thought proper to
issue this my writ of election. directing you to
cause an election to be held to fill such vacancy
on day to be fixed by you; said election to be
conducted and the returns thereof to be made
In the manner provided by existing laws.
In testimony whereof have hereunto affixed
my signature and caused the seal OF the State
of Louisiana to be attached thereto, at the City
of New Orleans. this twentieth day of October,
in the year of our Lord one thousand eight hun
dred and seven-seven. and of the one hundred
and second year Of the independence of the
United States.
LOUIS A. WILTZ,
Lieutenant Governor and Acting Governor of
the State of Louisiana.
BY the Acting Governor.
WILL. A. STRONG.
Secretary OF State oct21 Su st
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

Messrs. M. i. Byrne q Co. to-day announce
that their already large and well assorted stock
OF fall and winter goods has been largely in
creased, especially In their dress goods depart
silks, Of the celebrated Gunet make ladies' and
misses colore hose. embroiderles and variety
articles. are all selected specially to suit the
fore Messfs. ,Byrne & Co. have kept pace with
the times, not only In the quality of their goods
but In the reduction of their prices
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

NINE. ANToINETTE BERNHE1M has made a
great change in the appearance Of las Canal
street The exquisite taste of this lady has
shown itself already In the general air Of refine
ment about the place The superb hats, bonnets,
flowers. feathers, laces. etc.. are all Of Nine.
Bernheims own selection. The valuable ser.
vices. OF Nine. Sophie have been secured. and
the dressmaking department will be under
Nine. Bernheim's personal supervision, CON
Iucted by Nine. Leontine, who Is first-class
Partisan artist. No doubt las Canal street will
be the centre of attraction for the ladies.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

Refreshing as the bediamonded dews of n
spring morning are Staubs counters overflow
Ing with news, at Goldthwaite's bookstore, on
Exchange Alley, near the corner of Canal street.
Ia the universe. meandereth, and In the desert
Of life finds shady oasis. Staub has for sale
all the latest newspapers and periodicals. and
id pc he who first cries hold enoughl
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

A COMPLETE Stock. --Messrs. d. & w Croner
most complete asaortments of dry goods. car
pets. window shades and curtains that has
ever come to this city. Just drop In at their
new store 141 Canal street
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

SCHOOL Books. - kirkpatrick has school
books at the contract prices. He has also
everything that children require to commence
school with. The number Of his store is Glo
Mag azine street.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

New shawls. new blankets. new dress goods
new corsets and new goods generally at popu-
lar prices. at M. i. ByrHe & Co.'S.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

SCHOOL BooKs.-In another column wi,, no
found the card of Mr.. F. +. Han ell. 30 Camn
street. He is prepared to furnish ali books
fixed by the School Board of Education. THAR
stock is complete in books and school sta
tionery all of which are sold at the lowest nrices
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

Dr. J. r. Walker. whose office is situated at 1870
Delord street, is now prepared to execute ali
work In his line with dispatch. The Doctor has
been absent for some time, but returned some
weeks since much invigorated by the trip. Call
and sea him ~
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

Observation-Disclosures has removed his book
store to 14g Canal street. next to Kreegers kid
glove establ ishment. and will be pleased to sec
his many friends at his new stand
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
Our Jewelry Department

Is not eaualed in New Orleans, consisting OF
Gents and Ladies' Chains. from 75c UP,
Ladies', Misses and Children's Sets, from
soc up.
Ladies'. Misses and Children's Bracelets,
from SOC @ pair up.
Gents. Ladies' and Misses Sleeve Buttons,
from SOC up.
Gents Studs, Of all designs. from CSC I'D.
Great Clearance sale of HUMAN HAIR, from
soc Braid or Switch up.
Stationery in boxes, Perfumes, Soaps, etc.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
Get your kid gloves at Kreeger's.
Read Navra's invitation to the China Palac,

New Parian figures at Others, 174 Canal street
opposite Varieties Theatre.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
Get your kid gloves at Kreeger's.
Read Navra's invitation to the China Palace.

New shawls. new blankets, new dress goods
new corsets and new goods generally, at popu.
lar prices at NJ. L. Byrne & Co.'s. wy"
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
Get your kid gloves at Kreeger's.
others grand opening takes place

New majolica ware ut Others TIA Canal, CD
posite Varieties Theatre.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21

Ladies' and misses colored hose embroid-
cred d specially ut NJ. L. Byrne & Co.'s.
Get your kid gloves at Kreeger's.
Read Navra's invitation to the China Palace.
Fine crystal and Bohemian glassware at Off
ner's, TIA Canal, opposite Varieties Theatre.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21
Get your kid gloves at Kreeger's.
Get your kid gloves at Kreeger's.

Ladies' and misses colored hose embroid-
cred specialty at M. L. Byrne & Cos.
The New Orleans daily Democrat. [volume] (New Orleans, La.) 1877-1880, 1877-10-21


Is the society hotel 1t is the resort of the army
and navy, almost without exception. and the
especial Mecca of managing mammas who
come hither to bring out their daughters in
Willard, makes a first bid for this particular
class of custom by carefully attending to the
outward attractiveness of his house; you know
II Is the outward habit iment that chiefly catches
lard beckons the sweet creatures unto him.
The EbbtL stands at the corner of Fourteenth
and streets, and occupies one quarter of an
immense block. bounded by the two streets
Its light French style of architecture. clean
white facade and general airiness, give 1t the
appearance " watering place rather than a
city hotel, The outward effect is fully sus-
the birds of society by the outward beauty Of
his cage has taken care to prolong the happy
fancy by filing the inside with looking classes
and provlding-not one vast, awkward parlor
pected hooks and corners of his building,
These are some Of the distinctive features Of
the society hotel. the management of which is
conducted to conform to the character a ready
season becomes a domestic establishment on a
large scale. Il gives two or three regular feIps
during the season, and every Saturday eveninga
soiree ddasaiite to which all reg ular guests ase
expected to invite their friends.
Z The proprie or is genius ia his line He is
the most active man ab ut the establishment
and superintends everything, from the recep-
ton of guests to the running of the engine that
propels the elevator. fou can easily distinguish
man about the premises; never wears hat and
always smiling. He can afford to be unobtru-
sive because he hires clerks *, do the handsome
business. One day lsaw New York broker
Bit In all the pomp and pride Of big diamond
Mn and whits pug hat. Mr.. Willard happen
IL 10 Be standing at his door. bareheaded and
, 1877-05-10

Thousands OF our readers a.o paying hum
areds OF dollars each 4 year for insurance on
their lives for the benefit Of wives and chill
dren; and thousands more will take upon
themselves from year to year the same e1
pense. There is no foretlought more conf
msndabls than insunng ones lfo for ths
benefit of those dependent upon It for sup
port. At ths same time. 1t il unfortunately
trus that the vast majority OF the insured have
taken their policies IgnoFantly. There hare
bosn two reasons for this. Tho insurance
people have too often sought TO maks q
mystery Of their business; and besides this,
the means OF ofinfoFuat,ou hare really not been
accessible. Tito Hon. EL1xus WRtoHT Is sup
plying this want In The series of letters TUE
Ta1suxk il printing, and no reader who will
follow them need hereafter 10 at any loss
to understand his policy ot. insurance or the
calculations BY which lis payments ara to bo
made. Ons point OF supreme importance il
becoming more clear a LII. WaIour carries
on his elucidauon-iti u tue right Of tho pol
ic5-holdar to surrender value for lapsod
policies. This g1owa out Of that share Of
the so-called reservs which Mr. WRIoHr
dssignAtea tho "aelt~inzurAnes fund" In