The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1877-02-26
OATHS, MURDER AND DIVORCE.
Talmage on Insurance
Earthly and Eternal.
RELIGION AND SCIENCE HAND IN HAND
testimony Of Life and Reason on the
Duty Of Man.
BROOKLYN TABERNACLE.
INSURANCE. PEopLE-sHRMoN DY THE REV.

bkOOk11N IADEANASAC'
INSURANCE PEopLE-s1RMoN BY THE REV. T.
DE WITT TALMAGE.
Mr. Valmage preached yesterday morning 10 ihsur'
auce people. His text taken from Genesis XlL,
81, 35-"Lct him appoint officers over the land ana
take up the th part OF the land OF Egypt In the seven
penteous years And let them gather all the 1000 OF
good years that come aud lay up corn under tho
hand of Pharoah and lot them keep food in the cities
These, said Mr.. Tamage, are tho words OF Joseph,
the president of the first life insurance company the
world ever saw 1t was diviney organized and IL had
ali tho advantages Of tho plan and all other
good plans Now there's great outcry in this day
against insurance companies 1t seems TO mo that
1t is time for the pulpit to speak out Many people
have denounced all lilo insurance companies as things
that ought be squelchcd. In the name oil God and
the best interests OF society l solemnly protest
What an amount of comfort is represented in the
simple statistics that in this country the lie
Insurance. companies In one yoar paid
s27 900 tho families Of the bercavsd and in five
years have paid $780, 900 900 families OF the be-
rcaved and hold themselves ready to pay
S. 900 o0OO 600 They have paid more than s7,ooovo
of taxes to the government, that instead Of being
indebted TO the land the land is indebted TO them. III
did not think that God instituted the life insurance
organizations would not take your time and my own
on the Sabbath morning in dscoursng ON the subject
Lie insurance provides for families when
gone
PREMIUM, NO MERCY.
II we do not pay the premium We have NO right to
expect mercy We are worse than an inhdeL After tho
certificate of death has been made tho thirty
insurance days passed and the officer OF the CON-
pany pays down the hard cash that officer and the
company are performing a religious rite. "set thy
house IN ORDER" In day that would mean make
your will Do not deceive your hoirs with railroad
stock or Jay Cookies Northern Railway bonds; DO
not deceive them with deeds for Western
lands that will yield any crop but
levers second mortgages on property that
WON'T pay the first. In The lime OF plenty prepare Tor
want II you could pay the premium on policy Tor
your family and you neglect them II IL mean thing
Tor you 60 up to heaven while they 90 TO the poor
house. Your death will be swndle. You had the
means to provide for the comfort oil that household
aud you wickcdly neglected it, The vast majority OF
men die poor Only Two out of hundred succeed IN
business in this world Are you very certain you arc
gong he OF the two? Says some one, II am man
vi small means and cannot AFFORD to pay the pre-
MUM That is sometimes lawful and genuine excuse,
aud there is answer to IT, But III nne cases out oil
ten that out in cigars and drinks down IN
VINE enough money to have paid the premiums
man before lorty-eght hours have passed away, APP
pear you the desk Of some OF our great life insur-
applied your chest and buy policy OF some honest
company Decree that your children shall not be de-
creed to struggle IN the dark day OF your demise.
IMPORTANCE OF TRUST.
But / must ask those men engaged in the life in.
eurance business whether they iec The importance OF
ther trust, and charge them that they need divine
grace to nclp them their trusts. You Will be
tempted overstae the amount OF assets and surplus,
10 make IN Tor the deficit OF 1877 by adding some OF
the receipts for 1873 and you will be tempted TO send
circulars derogatory to the other companies,
and forget that such things are wrong. Under tho
mighty pressure many have gone down. But II any
OF you belong to that mlscrcant class OF people who
without any ability organize themselves into life
insurance company then vote themselves into the
lucrative DOS tons then take all the Offices for them
selves and then, the approach of the State Super
intendcnt drop all into the hands OF those life insur
ance uudcrtakers them tell you, you had better 20
OF the business and discourage tho lie insurance
companies you navc swindled. But my word 10 all
leritimatcly engaged is you ought TO be bet
ter than other men, because the truth 10
ever confronting you that your stay on earth
Is uncertain and your time of life only for
few years Does not that DOCTORS certificate
the death column give you thrily Even your poll
ries warn you that you mortal. According TO your
own showing the chances that you viii this year
least two per cent Are you prepared tor this
rxgencyf The most accountable man at the last day
Is the life insurance man, because his whole business
think OF that one thing oh, my brother get IN
surcd for eternity. Have The indcnture made out and
signed and sealed with the red seal OF the cross
AXE you INSURED AGAINST PiRE?
But have few words OF encouragement and coun.
business. We arc indebted to you Tor the good done
by the convention Of chiefs Of the lire department. Tor
What you have effected Ia the construction OF build
ings, so that orderly companies Low extipguish tho
fire instead OF the old time which used TO cxtin-
eush the citizens; and we are indebted you for tho
battle you waged against incendarism and arson,
Tor the fatal brow you have gwen 10 the opinion
tDat corporations have no souls don't know
any class of men in our midst more high toned and
worthy OF confidence than these men; aud yet
have sometimes feared that you might without suli-
Gent thought, 80 into that which In regard to your
soul in your parancc might he called hazards cx
ira hazards, SPECIAL hazards. Unforgvcn SIN IN the
soul Is in1ammabIc or explosive than camphenc
niiro-gycerDe However the rest may be you can't
Afford TO lose your soul Don't take that risk lest Il
be SAID hereafter that, while on this earth you had
great business faculties when you went out you went
out overastngly insovcnt Men OF science have
united with the sacred writer's in making US believe