, 1877-12-16
DEBTS IN INDIA.

The Kowray family. patels Of Parnez, were
| Of high consideration in the country Twelve
| years ago the head of the family borrowed 200
rupees. He paid 1856 rupees was sued for ths
balance 8S5 rupees, and the family estate, about
I 50 acres, sold, and he now works as . laborer.
| Kalaji borrowed rupees and repaid 10 rupees.
/ The creditor obtained decree OF ST rupees
| and sold in execution twaiye bul1ocks and
| eighty acres Of land, buying the property IN
! himself. Shirpati borrowed q manud Of grain
iwortil at famine prices. ruoees) and returned
| it. Was dunned for interest and compelled to
terest. Again dunned, paid 10 ru,
| PEGS in cash, and gave fresh bond
| for Is rupees. Then iabored Tor the
| creditor to the amount OF 90 rupees, but was
sued on the last bond, and bis house and q garden
sold in execution for & rupees. Raoji fifteen
| years ago borrowed 60 rupees At different
times has given to the sauker 100 rupees In cash,
grain worth 225 rupees four bulIocks, one horse,
and has mort.aged three fields with possession.
decree for 10 rupees has since been obtained,
and is not yet satisfied, and the sauker holds
other bonds not ret sued on. Eleven years ago
Anandj gave bond for g rupees for balance
OF shop ACCOUNT, and has since had few neces-
sarles but no cash. Has given the sankcr one
cuted successive bonds for so. 100, 200, 800, $50
rupees and is now said to owe 500 rupees.
iIamji went security for LuxHon for s rupees,
the price Of clothes bough BY the latter,
HHo pa4A 1AHENS AAAA ttaCA AGAN ettS
village. The sauker coming down on Ram1i,
he was obliged. three years ago, to cx-
ccute bond for % rupees. Last year JIG was
sued on this. and dccree passed Tor 58 rupees,
inclusive of costs aud interest. 10 avoid exc
cution. has paid % rupees in cash and given 4
new bond for Is rupees. Jan, an old widow
bo1rowed 150 rupees many years ago for the
wedding Of q sou since dead Thirteen years
ago, for this debt she executed a mortgage bond
for 500 rupees, and gave possession Of her land,
1t1uf f,,rfv with 4 WE'LL The S1uERf has
had the entire product OF the land ever since,
and will neither restore the land or give an ac-
count. Twenty years ago Andu borrowed 4
rupees iu cash and uiaund OF gram. has pafa
at different times Ia liquidation 567 rupees. and
has executed many bonds, two OF which. Tor s'5
rupees, are now outstanding. The inquiries OF
the Commission throw much light on the
causes of this lamentable state OF things.
OF the money-lenders, acting On the
necessities, ignorance and 1imfdity Of the
peasants. The instrument BY which The
former is brought to bear Oh the latter is the
so efficient an instrument for this purpose ap-
pears to be ttirccfold- The procedure is such as
to give the rich man every advantage over the
poor one, the acute aud INSCRIPTIONS over the
ignorant. and to make it practically Impossible
for a peasant to contest successfully any claim
that an unprincipied plaintiff may bring against
him. The law gives the judgment creditor
lien, not only on the crop and personal tfoper-
ty. but ou the implements OF trade OF the debt
or; not only on his implements, out on his
land; not only on bis land, bnt on mis- person
and labor; never retaxcs his hold till he has
paid the uttermost rarthiug Of a debt constantly
multiplying itself; and thus makes 1t profitable
to advance money On security apparently mad
equate. Their training and the system they
administer MAKE the oVerworked Judges them
selves apt to regard law rather than justice; to
look to returns rather than TO results; TO post
poue to correct technical procedure the 1ns1eti-
cation OF truth.