The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1877-07-11

1t is good rule, SIN case Of doubt, to take
the side of safety This applies with great
force, just now, to life insurance. Many people
are perplexed to know where they should in
sure. Failure and disappointment in some
quarters work encouragement. We would not
add word to increase the distrust that pre-.
walls, but rathe: point to the better side. Bad
management is indefensble, and leads to inev-
liable disaster; but it is found in other enter
prises as well as in insurance.
Take the safe side. 1t is not hard to find.
Sound companies enough are ready and able to
carry every desirable risk. Life insurance is
Just as good and needful as ever. There is no
reason in the world for neglecting it because OF
the exposure of defective plans or dishonest
practices. Its good work will go on in spite OF
all such; all the better, indeed, when these bar
naces are cleared away. Set over against the
few wrecks, whose crash makes so much noise
today, the many millions of dollars paid year
by year to widows and orphans by the SO lid Lille
companies. Theyare paying it this year, stead
lily and quietly, the same as in years before.
They feel keeply the dishonor done to the ousi-
ness by the mismanagement for which they are
not responsible, and in which they have no
share. They will go on and live down the pres
emit distrust, and in the end retain the pubic
confidence more firmly than ever.
Here is the safe side: keep insured in com pa
MES that can show clean record, ample re-
sources, able and honest administration OF their
business. Among such we are proud to reckon
THE TRAVELLERS INSURANCE COMPANY OF
Hartford. No smell of fire is upon its gar.
ments. 1t is always ready for any amount Of
candid investigation. There has been steady
and healthy increase in its assets even in the
worst years. They are now over 81, 600 on
a rock bottom valuation. The surplus for Sc
curity of policy-holders is kept up to full
third of the assets, being now over $1,4OO,000.
The paid.up capital stock Of $4,000 is one of
the solid items which make up the guarantee OF
its policies. Its investments are substantial,
made through we'll qualified agents, and open
to inspection. The amount loaned on first
mortgages of real estate is less than one-half
the appraised value of the property mortgaged.
No doubtful items are admitted as assets. There
is no money piled up 10 costly and unproductive
buildings. The same conservative, watchful,
has brought it through thirteen years of uni
form success The ratio of mortality has been
much below the American tables. Its business
has been safe and progressive, regularly in
creasing each year, gaming moderately this
year, so far, over the last, and without any re
sort to methods which produce large temporary
gains, but lead to ruinous reaction.
Then The Travellers plan of insurance wears
well, and gives the best of satisfaction. The
insured knows at the outset just wb at he is get
ting and what to expect. He enters into plain
contract for so much straight life insurance, for
which he pays low cash premium. The con-
ditions are clear. the security is beyond ques-
ton: no false expectations of profit are raised,
no disappointment is in store; there is a def
mite amount of hard money ready for his fami-
ly against the time of need. He has avoided
all doubts and intricacies, and taken the safe
side