Knoxville journal. [volume] (Knoxville, Iowa) 1874-1986, 1876-03-16
uow to Save Money.

vritrr in Cassets Family Udgd-
svs: "Ifany who read these
]. sre conscious that their pockets
msde of such material that what
money is put into them will
= : hole until it gets out, would
.i.e them, when ever they take
air TO leave their money at
80 or better still to keep an exact
amt of every half-penny they
IA 1t is astonishing how fool
mall extravagances appear when
have to be put down in black
iVbite, after the temptation to
fiuloe in them is over. And they
= he put down in DETAIL, and not
rreuiently classed together under
GENERAL heading of ''sundries."
item "sundries" is never admit
into well kept household ac-
m. No one who has not tried it
En1 believe what a check it is upon
,.onal expenditure to keep a rough
|nont Of money spent, and not only
| neck. but a help; for prices may
compared, and thus lessons learn
rom experience.
Genenlly when large savings
We been made, they have been eff
sei By little sums. Very few per-
mof ordinary honesty deliberately
sgWork to make large purchases
Tsa they cannot afford, and yet
asbers spend just as much in the
~ run in little things that they
naely think worthy OF notice. 1t is
rg difficult to realize fully the
|uae Of small sums. If the half
gnies and pennies that lie loose in
RpOckets were properly apprecia-
Vi there would be no such pecuni-
b embarrassment in the world as
eris. "Many a mickle makes a
|igkle;n this il true if Of nothing
sp than of half-pennies and pen
These little savings, as a rule, must
made in personal expenditure
be than in anything else. What
geht for the household is gener-
needed, but the small personal
|uIries which cost so little are not.
(d when anything is saved in this
p, the money should be put aside
paved, instead of being mixed
p the spending fund, and addi-
p made to it as frequently as
|1ible; that will make you under
POI as soon as anything what small
FNOmies amount to.
When money is put aside to be
pei, it should be put in some place
|fre it cannot be directly got at.
PINOT speak too highly of the Post
- Saving bank for this purpose.
Every fact that a little trouble and
1lla has to be gone through be-
I can be obtained, prevents it
IS spent many a time when 1t
g certainly would be if it were
y at hand.
lad just now, that what was
Ialior the household was gener-
7 necessary outlay, and yet there
Two or three ways in which
'aey can be saved here that |
sal1 like to mention.
Iehrst, by buying in large quanti-
: VI course the danger is that
40 there Is a stock of things to
Y az as servants say, they will be
y extravagantly used. All / can
,apon this point is, that they must
'e run at" A proper quantity
y De portioned out and the
Putaway. Then it will be found
" articles may be bought both
|. 'afer and better in large quantities
y N small ones.
way to save expense is
ray ior everything as you get it.
s ~, 20 this you will avoid over
we and will buy far less. If the
' ~, mad to be put down at the
ms
,neh1, many an unnecessary pur-
= ! would be avoided. People
nave limited incomes are those
'psah least afford to live on credit,
|, Unfortunately they do it more
\ any other.
|, LAT, a'a OF a workman. the other
| s @no was very DESTROYS to save,
I, ~, 10 looking over his expendi-
NJ " could not detect any extrav-
49, - any part Of it. He came to
IN 1'sslusion that the only way in
/ = ne could possibly economist
Ilnv Walk to his work instead of
! ana to take his dinner with
th su ala nome instead Of buying 1t
Se cty. He did this and mt