The anti-monopolist. [volume] (Saint Paul, Minn.) 1874-1878, 1876-05-18
The Anti-AGonopoliSt.

annual due of 81 to be paid on the nfs'
day ofJanuary in each year.
To pay losses, assessments are nia'e
on those holding certificates, the assess
ments to be 81 upon eacn surviving
member of the association at the ceatn
of any member of the association. :,
The amount paid upon the death o.
any member shall IN no case ~
coed 8 900 and the number OF mem
bers shall not exceed 1.99o, unless the
code of Iowa be so changed as to per-
nit greater number Of members asso-
ciating themselves together for the pur-
pose Of insuring the lives OF their own
members.
The certificate shall be limited to the
actual amount collected upon the assess
ment made upon the surviving members
at the death OF the member holding tue
certificate.
Each person who receives a certlhcate
is member of the association, ana snali
be allowed to vote for all officers elected
by the association at their annual meet
ings and upon all other matters that
may legally come before the meeting,
A printed or written notice will be
sent to each surviving member OF the
association when member of the asso-
citation when member dies, specifying
the name and residence Of the deceased
member the amount of assessment made
and giving the names Of claimants, at
tending physician. undertaken, intimate
friend and notary or magistrate who
signs proofs OF loss, and stating the num-
| bo, .,T oo,.ti Z, re- AID bv 1acQa Spd
Each member who changes his or her
postoffice address must notify the Sec
rotary OF the association. of such change
and give the name of postofice, county
and state in full to which they have
changed.
No agent OF the association is author
lied to receive annual dues or assess
ments. In every case these amounts
must be paid to the treasurer. Within
thirty days after notice the assessments
must be paid, and the dues on or before
the first day OF January in each year.
ANY one can see that this is insurance
at actual cost, and that the persons that
furnish the money have the right to con
troll it, also wnen they are required to
paw an assessment they can chreerfully
pay it, because they know that every
cent so paid goes to aid those dependent
upon the deceased member and not into
the pockets OF few to enrich them, at
the expense of those who furnish the
money to keep their companies running
and to pay large dividends to the stock
holders OF such companies.
Upon the plan of the Patrons Coop
erative Aid Association OF Iowa, every
one keeps his money until it is actually
J needed to aid those dependent upon ;
member whom providence has taker
from among US.
The object in organizing this associa
ton is to furnish aid and assurance to it
members at actual cost. and to save t.
: its members the enormous profits made
by other companies, and they certainly
do make enormous profits or else the,
could not pay their agents from So T.
$40 and So oa each application the,
take,
|, The expenses OF conducting the affair
D of the association must be deiraye
D from the money collected on member
ship fees and the annual dues, and tn
y organizers OF the association aimed t
4 fix these amounts as low as they Coul
e to have the money to pay for the necess
!, arv books printing and other expense
Q necessary 10 conduct the affairs OF ia
as soc,ation. Should there be any gres
e amount OF money accumulate IN III
: treasury OF the association IL any tins
/ it belongs to the members. and at the
n meetings they can appropriate II Il
u such purpose rs they think best Tor e
e interest ct the association
!. The cost Of assurance in this associ;
4 ton is less than 0ae-tnird the cost OF II
n surance in any other company dom
/ business in this state.
This association receives no member
10 but farmers and their families. hen,
~ their members are not as liable to
. taker Oft By pe>ti.ence as the members
- companies WHO insure IN large cities al
towns The iavmer has plenty OF pu
= :, air to breathe and plenty OF exercise
- keep the system healthy. while in clti
= aud towns the people lack in many
stances the pure air and exercise to ke
~ them healthy. consequently deaths "
occur oitener among those insured
companies that insure the lives OF tho
o. taat live in cities and towns. than tt
. will in an association that only insul
90 those that live in the: country Or up
til farms.
he WHY should farmers and their tamll
be pay ont 10 foreign or stock lnsurat
companies three or four times as mu
40 tor insurance Is they caa ID their q
insuring for.
TUE TScrTC or tue non