The sun. [volume] (New York [N.Y.]) 1833-1916, 1876-04-12
4N0TnER HfNK CEERK RUINED.
skill aud Memory TINT Ouaht to have been
PM tu IL fiCttcr Use.

JolnTI Sell late teller. bookkccpcr and
confidential clcrl, II tho security Savings Bank
decltnpcd on the 30 inst. a defaultcr to he in
stitutinn in sGQ8O. sci's stealing was begun In
August. Isl. but despite the cximin lions
book hllancings and cneckings of three years
and half. when the bank went into liquidation,
Sell not even suspected. He became conf
den,tl clerk for the receiver. and stuck to his
post apparently fHr no other purpose than to
cover up his pecul tons the lust mo mcnt.
Mr. Bauk- having q. he thought rcalz cl sum
cicnf ass,is. advertised that lie would begin 10
pay depositora dividend ~ % per csnt. on the
Sd INST. Depl-nurs' books had teen previously
sent In and balanced. Checks had been
drawn for such us exceeded 500 and the
SIN Her mounts we're ~ be paid In greenbacks.
Tow ri the close Of the FIRST day vi dividend
paying Mr. Banks. running his eye over the re-
cclpt book. uuttDed that the amounts feccipted
for exceeded the amounts rs he hnd ,aiculnt, a
them, su thNt the amount in hand to meet the
Jihid, M dr!it was likely e. prove too small
Although not suspeciiug Sells agency IN bring
iu. ni nut the discrepancy, Mt. Banks called his
attention To the circuuist nce. Sell said he
guc~sr.i o. was all night. IL there was anything
W.T. NJ hc wo'ld - through the books after
business hours, and hc sure To 1ud a..
ihe rcxt Gay Nir. Sell was not in tue banking
mouse Nhcn Mr. Banks arrived. rms crcum-
stance Excited SUSPICION. aud sir. Banks, look
INK around, found the following note OH his
desk
Ma. JANIS. I am very .ics unable to leave bed.
VIII come down as soou as ah aolc. yours,
JouV II. sEtt.
Mr.. Banks snys that the scales fell from his
eyes Ou rca ING this lVt.vr. he day before rs
had given self check for $1,000 10 be cas- ned.
ri cen hundred dollars of tuis amount ought
stu 90 have been ia INC safe. Whsn Mr. Banks
upcntd the safe he missed 500. A candle partly
burned laN near the safe aud It was inferred
rom this that Sell had returned to the bank
after dark. aud lighting the candle so that he
mig read the Ick combination. he uid opened
the safe ana taken the money. WHY Ae did not
tko tuc SLOW D. . my -trrN.
ENEcrts were set to work tXlmiuing the books,
AMI .hc, soon found the hey to ser methods
81 fraud. DepO,itors were duly credited on
their pass books and In their ledg r accounts
with the amounts deposited. Whatever unit
the bNuNkecpcr Designed TO stead uupcared IA
the ca-h book to the credit Of John II. Sell.
agent lie drew tue mon.y sometimes the
same day. sells skill was more severely tested
10 making hi, dance tally ia the transfer books.
rus he ana uy forcing the balance stmuly. hut
whenever examination made of the hooks
lie Was comUelled 10 retain fresh IN us memory
the diilouut stolen, $50 Ga 4 he mtIht call IL III
pr1rrily To- tho person win whom he WAS maxi
inE thc examination. lie did tins in three an.
nuI ual u ciu-s ia one b lus Examiners inVc-ti-
CATION, and Ia 1t Of the receivershtu. lie. now
ever. cal her called or checked at every inyestga-
tiOu.
Tue REGULATION does n - decrease the assets II
the bank uut ,dupb inNieases the Liabilities.