, 1876-09-29
INSURANCE.
Second Days Proceedings Of the
Agents and Adjustera' Con.
vention.
Presentation Of Various Papers Touching
the Underwriting Interests.

the Grand Pacific The following additional
sntnhrrs we're ptctent: @. +. B!sse,], Chicago,
General Agent Hartford tnhurAhce Company,
Alartin Collins, 81. Loula, General Agent Fire
Association Of pht!nlclphia; J. II. Stcvenson
Chicago, Superintendent Orient Insurance Com
pany;J y. Cary. Hamilton, Out, Secretary liam
iltun Fire & Marine Insurance Company; Alex
andcr W. OgIlvtc, Montreal, President National
Insurance Con1pary Of Canada; G. d. liastson,
Montreal, Uhlef Inspector National Insurance
Company Of Canat'a; A. Dutnont, Mobile, Gee.
retAty Mobile Underwriters: +. W. Little,
Pleasant illll, Mo-, Special Agent Equitable
Fire lnsurnnco Company, NASHVILLE; II. j.
Straight, Chicago, Special Agent Standard,
Trenton, N. j.; U. A. Suulhmayd, Milwaukee,,
Special Agent Watcrtown Insurance Company;
t. e. blake, Decatur, ILL.,, spcciat Agent Mag
nra Fi,a Insurance Company, New York; Jerome
iinot, DeKaib. ILL.,, <Ad1usteF IT, Paul Fire q
Marlne insurance Company; y. j.. Iouchcr,
Gleag", Special Agcnt l%Ecr99l, 4 Nortlstn
Insurance Company; Cbarles j, Cary, Manager
and Secretary Cnnatla F!rc Insurance Cumpnny,
Montreal; John Ostctl, Montreal, President
koyI Canadian insurance Company.
INSURANCE. AND THE ruBLIC.
Mr.. c. II. Case, Of the Committed on "Ftre
Insurance; tho Relations between 1t aud tho
Patifc,H presented n very full repDrt OIL this
rather general subject. According to the Re.
taxation and no other 1,usness was so.liatle ap-
preclatcd by the public. The amount OF the
premiums received IN thu State of New York for
the past fifteen years was t5l0 M]tNW; loeses,
only sSs 600 aornila profit on tl1at tmfucnse
sun. II The tax lial been levied after tho plan
pursued In MichiKan, Wisconsin. or pcnnsyl~
vania, II would have been % per cent Of the pre-
mlnnis, In Wisconsin there fad been special ln>
n Il mil
referred to tic alarming frequency Of late yours
OF cases OF arson, and commented on tho Dc.
uoraltzing effect Of decisions which virtually
tuok the ground that stealing from an insurance
mcntcd on thu injustice Of the Government in
not paying over to the companies theft sflare Of
the Gcncva award. One cause for tho popular
opposition TO insurance companies Vas the pre-
The sad experience Of people With "wIll-cat :"
companies had been the tHeans OF disgusting
tn. public with the wlule business. Courts and
juries were ignorant % to thc nature Of tic
competent men had also brought the business
into bad rcputc. Thu repurt specified other
causes sfor the prevailing prejudice against in
surAncc companies, and cluaeii with rccutn-
incubation Of several measures of reform.
Tho President announced that he Ind been
requested BY the President Of the Southern I'm
dcrwriicrb' Association to ncqunlnt this Asso-
ciatlon with the conlitinn Of tho people In sa-
&Hs A1
Hjlyen, a hnntlaotno collection wns then tajtrn
I'm in behalf Of Tits worthy cai,pe, II WA aent
70 tbe President Of tho Local Board nj Saya,,.
uaft.
MIR. George c. Clark followed With paper on
= ~ coMrEssAr,Eo AGENTS,
md +hr nttltnfr ~ thc n,,h1ir MIA ,ono ~. ic
surnnce Tho paper vas vigorous protest
otseuts by payine them d ncrecntage on tGe}t
bnsitcas. Vic result of t},ia Incth6.l. tnn frr.
ouentiy, was that agents were incited to takc
iii sorfs of rtsEs for the m1rnnsn of assuring
commissions When q lpss occurred. fhe nj.
iilater can,s a1onr. re}cetl Tho loss m mt,rh n.
nossIblc' neuirailzcI tie npent,s ,york, and thn
business Incurred Ills rcnsral ill-wiIi % af the o
m,bi.. ' ''~' 'A0 s~Ae'"' t''''"' " $A0
p"0'S' SURVEYING n1sxs.
afr. Harding read tho rcnoTt % Of the Commit
tee on tl,e pIoper M9t!e . oi Surveying Ksks
m Di,a. refalrnr ta n 1a1rc ;]ocrnm nm .pannneI
ueor liz 1,jatfor,i,. spwiur thu Earo,,s IjnIs of
nn,aratus ,lsed in reiInin@ ina rr,,lc nctrnfcu,n
intn tha nnrer niis. ssmn1ca mi 80 ~ Il h. vorin1s
nrn,,,rta II nrtroirtn i,si plso h"cn T nro"IrrI