Shepherdstown register. [volume] (Shepherdstown, Va. [W. Va.]) 1849-1955, 1876-06-17

SAVING AGAINST STARVING.

Wall street moncyed institutions, ap,
piled to ore of our distinguished m,r-
chants, who. is director, and asked
him for his influence TO get his salary
raised.
The merchant said to him. "IIow
much is your salary now?" Twelve
hundred dollars" was the answer.
Question. How much do You save
wear? Answer. Not one dol!ar; with
a wife and two children l can only just
make both ends meet.
O. What! don't save anything? y.
No sir; l can but just exist.
Q. make it q rule to assist no one
who does not save something every
year. No matter how small his pay,
something should be saved. How
many cigars do you smoke-and their
cost! A. Well, some three day; cost
ing, together, about twenty cents.
Q. Do you 90 to the theatres, and
how often; and how many persons with
you? a. l 60 some half dozen times
during the winter, with my wife and
, Sisters, costing. including fair, say $50.
Q. DO you drink ardent spirits, wine,
beer, ect? A. l generally take two
glasses of whiskey daily, and sometimes
glass of ale with my wife at the gar
dens in the evening.
@ Do you say You cannot save any
thing? while your unnecessary yearly
expenses for cigars, drinks, and amuse-
ments, by your own showing cannot
cost less than 5000. Until you begin
to save raising your salary would do
you no good Begin today to save, if
only five cents day. Try saving tor
six months and report to me the result.
At the end OF the time the young
man brought the merchant lis expense
book, showing a clear saving of $lO4.-
20. This induced the merchant to take
him cordially by the hand down to the
institution, and urge the president to
increase his salary from $1,000 to 81
500. In another six months his savings
amounted to almost $500, the merchant
on this showing said to him "I oung
man, you are now on the road to wealth
and position. Go down to my brokers
and ask them TO buy $4,000 worth OF
such and such stocks, and | will pay
for them and give you the profits.
This young man is now worth some
s30,O00-a.l due to the saving OF the
first 500. The merchant no doubt, is
now daily made happy every time he
secs the institution by the delightful re
Election of having saved this man as
well as his family.
There are now hundreds of families
in this city who are highly cultivated
who do not know where their next meal
is coming from. Could they have had
the advice of this old merchant end fol-
lowed it,they would now be in atfinencc,
not beggary. Only yesterday highly
respectable lady, with three young
daughters. applied for immediate assis-
tnce to buy bread. Her husband had
recently died, after enjoying salary
for some twenty years of from 80, 500
10 $4,000, without having saved any
thing, the practical result of this case is
that this lady, for twenty years, has Sc
cured every luxury within her reach,
while am indebted for all | now have
to the denial of luxuries for myself and
family, and am now asked to help to
support her, out of my savings, such as
she would not make for herself With
her present views Of economy she sees
how she could have lived Cn half his
salary. Had she done so, it would
amount to some fifty thousand dollars,
the interest of which would have made
her and her children Independent for
life. Such cases do not warmly com
mend themselves to my charity such
people must be taught by natural laws,
that they must save or be liable to
starve.
Another case occurs to me. A young
man, recently married, has put up his
carriage with livery on a salary Of 81
900 a year One Of three things will
soon probably follow The carriage
will be laid down, or detalcation will
come next, and ruin and beggary fol-
low. All this reminds Inc of the old
maxim that nineteen persons out of
every twenty who are now respectable
would not be so if they could get the
means to make themselves otherwise.
This man with his carriage on $1,000 is
one Of the nineteen.-N. T. Euenin Q
Post.
A FATAL HABrr.-Irresolution is n
fatal habit; it is not vicious in itself, but