The Jeffersonian. [volume] (Stroudsburg, Pa.) 1853-1911, 1876-07-27
Live Within Your Income.

IF you earn but $50 day make 81 90
pay your expenses. There is young man
in this city who is making but 50 week
he has comfortable room with many books
and ornaments, and he boards in a very re-
spectacle house, dresses well, goes with
good society and is popular. There is an
other who has been ten years in bank
beginning at salary of $500, he has re-
ceived almost annual advances until he now
has So, 900 year. And THIS man, so high
ly favored, has never been out Of debt.
When his salary was 500 he lived on $500;
when 81 900, he expended 81 300; when
$4,000, he spent yearly 50, 300, and now,
at the monthly pay of $3.50, he frequently
has small bills presented which he cannot
promptly discharge and notes become due
which he cannot honor. He lives in COM
modious house, eXpensively furnished, keeps
several servants, drives fast horses, and
owns yacht In addition to all these crea-
ture comforts he has put contract into
the builders hands for seaside cottage to
be ready for next season. To sit down at
this mans dinner you would imagine he
was millionaire, so great is the display of
silverware, and the indulgence in expensive
| luxuries In conversation, a short time
since, he expressed regret that, while a
youth. he had fallen into habits of extrava-
gance from which he has never been able
to escape From the first, to feel want
was to obtain a way by some strategy or
other so satisfy the craving.
There is everything in young man be-
ginning right and disciplining the mind to
do without what is not necessary. Every
craving beyond your cash resources should
be strangled at its birth. Once in the
meshes of debt it is impossible to extract
yourself; you get deeper and deeper into
the net. The unpleasant sensation at first
produced by the thought of your liabilities
is superseded by feeling of resignation
in short time you are comfortable in the
knowledge that nobody knows hoo0 much
you owe, next you begin to congratulate
Yourself that your credit is so good, and
finally you boast of the sums due your
creditors.
Almost all defaulters trace their crime
to extravaganza. This class of criminal:
do not propose to defraud the employer OF
the corporation for which they transac
business, they simply borrow money priva
tely with the intention of replacing, but be
coming more involved the secret self-loan
are increased until the irregular procedure
is carried to such an extent as to be easil.
discovered The deluded man becomes TIN
victim of his own irnprudence, and is soone
or later plunged into disgrace by the neces
sary exposure.
1t is unwise to borrow, even IN SINAI
sums if you begin with borrowing dol
lar, the reluctance to ask for a loan Wi
, decrease as the amounts increase. You wi
: find it easier to ask for SO than 81 tfer
is a responsibility about the size of the loa
: that seems to vouch for its punctual return
There are many men receiving salary, Q
t having an income from investments, whic
$ ought to keep them handsomely, who ar
I. embarrassed through debt; they are con
s PEELED constantly to borrow of one party
q pay another, with no prospect of rerr1Ov'
S of the weight from their shoulders. 1t
; an unenvable and deplorable situation, an
d should be avoided at any sacrifice, by a
: who have a tendency in the same direction
n Begin right. Divest yourself of extrav
y CANT notions if you have them. Pay yor
; washerwoman every week.-Enchaage.