, 1875-07-03
An Improved Counter Business n9
the Bnnks.
The Savings Banks Reporta~-'Whas They
Amount 70,
produce Markets Irresular~sWheat Neak'
Torn and Lard Easier.
Lake Freights stronger-~-A Fair Ship"
ping Movoment Yesterday. .
Latest Foreign and Domestic Market Re'
ports-Marine Nova.
FINANCIAL.

FINANCIAL.
III. counter business of tho banks was heavier, IN
on,eorenos Of The arGer aetcnents on ths Board OF
Tr,ha The sraafera Of property from ono to hhothes
haye cauxcd corresponding shifting of tho obaga-
t,ons of tho B,ard Of Trade from ons banK 10 an
o,lrr The amount OF the settlements vas hardly ~
i.sg, IA usual, aud tho general esaa'or r W. nvs
sfectcd by tho operations on >ChshBo. Ape1o h@e
bonu good deal speculative Actirtty IN thAt quarter
In thc tsst few xys bus has produced no chAnRo II
ths loan market. On every hand II Is eoneedeu NAV
n,,ch ACTIVITY this Bcason would 10 p
Wills tho duilncks Of ahnfrs 'htospn'ame'
thoso who ttkc a derres"ea ~icw OF INC
tmrnodfsto fnturo are tho e1eepuons' 1ue
nnc,pal institutions report that from manufacturers
AMI there Is, for tho scason, fair NUM-
b.. Of Applications for fanls. Summer Tae0n8 -
1nur aons to eens!Aosaho exlsnt, aud this kecps
lnrao araount Of money In use. ....
Rups If discount the banks afn a&lo Pcr cent 10
rcouar customers; to good outsihe BORROWERS with
.lo r,ob, kind Of eolaorss or Endorsements, better
terms are accnsdcd ..-..-....,
IN tho street, thore Is not unch goot paper offered
Tales are Ghalp per cent.
Nav YORK escbaugo wns weak At par to 2oc premium
between banks fur Il 0oD.
Tho cIeAsiugs wers s., 100000
p1rtpESDs ASn EAnN1No8. .
The Commercial National Bunk has declared ois1-
dcnI OF per cont, payable july q.
Tho Union atoos-Yazd National Bank has declared
dividend os .I'er cent. payable July =, And aa'
added 81, ,00o 10 Aurptns.
Tho ffnion rruat Company has sdded SO 900 10 its
surplus.
rrr rr,r.oo say1yns BANKs STATEMENTS.
eome Of tho Chicago savings banks publish quarterly
.ar.+txemrnt, nj tbair condition: about "a many
neyer ake public any Of thn details OF thcir bnsfncss
two or thsec the advertisements that are published
80 r.,+ined ,,v aftaytt tho rest aro devoid Of any
.rct guaranty. nono OF tto ststeona arc s,b]ect to
- ncr1,l .,ner,t.on and rueeIyo no ofhetaa tanc-
49,, II, -, th.,n ,rs yo,unt.r, and ara slyasttse-
,srt nrrc and a,,nns. entitled 10 the ercdence Of
.,aA - -, ~.ore rnder th,.s circumst.pces 1t 10
ot vrzlno INST IN. rtat,stics of savings banks in
All, ,,r AMI - ,,e have DECREASING Yaluo In satca
h.,. n. arne. tanks aro under otclal supervision,
nd vbrrc AZ Il, Sov YORK; the figures with regard to
.h.,- a.s,tu ,,na and eencsnlly are con-
,,l.5 M, nnbth,d ty tho s.ato tho banks statements
h,v. an anthorttv thny bnye failed to obtain hero
~. rt.,on rrntic h., ic.runt hY hitler orper1cnco
mi vha in,fyin.l banks may be a. good ~ auy IN
N, v,rd thc systnm Ia oua OF uttsr srre4ponEibty.
Thc safeguards that are thrown around deiosto.s in
Nav YORK. Connecticut, Massachusetts, and other
6t.,cs arc entirely wanting here. Chicago kastngs-
h.,k human u.trp is A uooI ~ tho nrerage perhaps
b+ttor hut experience l.s uniformly Ahown that tho
h-.t ri suagc,p attend mprp isithfutiy
interests at depostors II tho hitter ase guarded
by Tho vigilance aud powar Of tho State. TN
der ,hs New York or Massachusetts, systeu,, .
naytprs.Lsns manager !s compelled 10 publish accu-
rate retugs Of hla siness for hs knows that state
Commissioner will 60 ore. hin books and II there IL
error or m!sstatemcnt will detect II. Under tAo
Inota avxteus bank sattpcuts such revision,
They t.ks uuch shupe and form the Interests pE.l
conscience OF Tho managers permit. II alt tho incou-
petsnt and woyo.s savings bankers hare disappeared
with tho coapss Of lilo banks in which 500 Of de-
1.,, have dis,ppcsred e1ucc tho re thsr Tho ayer-
Easements lust published are ali correct sna trust
worthy srd Ill tho savings banks OF tha city may "