, 1875-09-24
AFTERNOON SESSION,
HEPFnfIHIF0 ABEHTt,

Tho Convention maa called to order Ut half
past o'clock.
bIr. Haywood presented brief report upon
the nub]ect OF supervising agents. insurance.
like oVesT business. requires careful supervision
to insure SUCCESS hcnco tho necessity Of Bupor-
vising ssonts. Tho fret essential In ono Of
those agents Is upright and downright honesty.
lie also wants q good pair Of legs. good eyes.
and good common sense, e,--these standing for
3aithfAlneHs, hard work, aud quick observation.
Tho model supervising agent will iook outside
the hazarda that may immediately couccfn his
own company, 70 bee tho dalnagen that thrHa&cn \
sensible advice, b. may do much to aec'Ee such pro
tectlon = will avert dsasaer. l1e Ia tho rvrresouts
styc Of bis Company, .n1. he Is intelligent aud OF
good department, ~ IN proportion Will people como 10
regard tho Company ho represents.
TIE COMMITTEE On THE PATROL
1na q fatss sepersa, J., through M.
second. the CO... of o1R.u1,ng ntrol NO. il moi to
%eaA3 sssn.s snd not to s.essa to E &c., F .n4
an annual e1lense Of $s.so Tl!s eoopany y III e1-
+. eopy o. Company So !! sad n, manned - FL,
horses. 10 covers, rooftuvers. hree1.nguisaess
1as' oeasasss :ss I'd NH. I'D
lnlfo and sereH.wrrnch. q stAnners, boz extra
eharsts tor hxee1ting ct shs WHOLE 70
weight oi v.gon No. l. tus giving Ii thc 1dyantage Of
ssp,d time on Tho ro.a 70 fes ths!sey gaining that
tsn2!e wagon, with ho7seiand hArnsss, len enrrrs.
With ten In reserve two tire-o1tpguiaheFs, With tah
rem Of tue equipment nsedsa woula eoss nsarly
men, It wot.id depend on what was pAid to fhe Tre
Department In the place WHARF the company wa rnn
paaa ou shs sise ot ssocx cerrtsd. FOLLOWING u >
eynorsis Of tbs work of the Fro tatroi fr!n, ot =
1s;l. to sept. r. ls1s; nre. e1ugu!'hsd r.; H.
hour a1'. .ot ,.: sss,ses fepasfsd. is 1S-cS.
Of ioilcica reported through Secretary Du1en thas
tha form Of afelnsursncs policy nuw in general use
y detective IN many particulars has tea hu VI,
BY patchwork 10 accommodate itsoH 10 ae ti!isiEs
c0ndttions mud practices VI tts bentAs and the Iuul.
tplying decisions OF tho curts and Is cu'nIh'sed q
sa5 . - q "
COMMITTEES do not undertake 10 enunIetao Ill tho
deficiencies Of The ort,Insry form nf policy.-on'y
n1st /. il to oon,ides.ssop Il tbe oa,sss lbs poeS
daily sctno~!tdgea tta rossp Of tne premium sub-
oo@psny vii iii no. bs itsb.s nn.A sus rrsu,.am has
beeA actually raid. 1t ii p7eata shas this latter
clauso wss iascrsed atsr tne % IN
iaors5 dsys' ,lms I'D beeome general, and NTH ihe
view oF protecting ths Companies agasnat ,hs pcFa Of
that rrAetes eu' The Cena;aistss hasa vt 10 !eAs
that Il has e1sf 10 protected them. th1& the initial
fecu]pt 10 uok binding upon tho insurer.
e s sSs's IL ~ ns.s 81
Insured t tho pEuEety mentioned nor sny criterion
bY xh,rh thp cssh ykus Of Tho property tu cusu Of
joss Il 10 10 detefnued which should bu IT. actual
cash value Immediately preceding The Hfu."
Another dsfec In the policy II tho xbAenee of troree
notification that aaonts have no authority In my way
to bnd tho Compsay--exceps strictly In sccOrlatce
With tho 1erus condition.. requirements. an iiia-
ttout Of thp policy which, bstnK part Of tLs couAI-
sEE;ion tor lhs insuE11ce cannut permit enlargement.
Another quite important nAtteF u &hs omission t.,
provide for appraisers In OF damage II bpiluRs
-ths oaly provision for sppras<rs being In VI
damage IL psssou1l property,
Il Appears "a tbs Com1nlttso worthy OF cAfefai
confederation At iesat ii presentation Il this tlns
NIL bs ssfvtcs It It only 4Tal1 to ptoToko snI dlrrcs
Observation-Disclosures tho Insurance policy might not
probably bo. aud ought not properly to b, Trained ~
other contracta AFo framed aud s8nei by 10th parties,
insurer and tnausud,
II. sbo.s reports .szs. motian resolved and or
darsd 10 b. publahed-
GoNhrrtEK ON NOMINATIONS.
AF. Vernon moved tho appointment Of coh1nfsso
of nte co nominations II otlce1S for tha euaupS
{eAr. ,.,...
naate to copAlse ot one from each State.
Tns Ohaix appointed taa tol!o"hs on ~ oomm!k~
tss: Mesals. Vernon. Of hcbtgau; hl%tget pf Fenn-
sylrApl.; il ]. Btulth, .ot 1linot; Page, ot Iowa;
MosA, ot Ntnn*so,a; nsllelt, Of Wiaeonstn; Adams
of Ohio: UufrY, ut Kentucky; walker, Of Indiana !;
spauldlng, os Mazuusl: Whlts. Of k4nsas; Harding,
Of EebrA1ks.
ladae veru Adnltted to the hail dutux ths delivery Of
Nh. aIN1s' ADDREsa.
Thts suutleEaan, IL sdtor os III 17SaFs a9nta.