The Hillsborough recorder., 1875-09-22
Odd Series, Vol. IS.
HAVE A HOME.

4 4 .t..
fst49
u y the doom ofall iHei to die. Tt is
the destiny Of most men 10 be married.
We have few words sofa,lvice to give to
young enwlio ARE not yet married, but
probably willbe. Many efillen, are iheedl
less aiid wasteful now Of theirparningsand
Income, andcareless as to whether they
spend every centof what they receive or
not. We have seen SO much Of heart
rending misery resulting from such views
and habits, that we are moved osay
something on the subject. Every city
furnishes frequent examples of families
reduced, almost ina single day, from
comfortable livelihood to penury and
want. We donot refer now to the cases of
specuiatorstos gamblers In Wall street
where millions are made or lost In single
operation-but to persons in the mideiS
and common or industrial spheres Of life.
a young man gets married. He has no
vicious or bad habits. He earns good
wages, ample for his support but he has
never put by anything, and he has noth-
ing by inheritance. He has pretty well
educated yonng wife; but herparents were
only able to furnish Iier fair, ordinary
outfit The young couple begin their
marrid life hopeful, contented and happy.
The husband sobers down, Is little moro
steady and Industrious, and he earns o
little nloremoney than when single. This
slight Increase in his irr6lll, however, is
not more than sufficient to meet his now
increased expenses. He does not get ahead
any pecuniarily He goes from mouth to
mouth, and from year to year, paying all
his liabilities promptly, and gradually In
creasing his income rs he improves in ex-
pericnce aud skill. Still the outgoes keep
tpace with the income, and increase stepby
step. correspon,lingly with it. Children
grow up, making home still more cheerful
and happy. But children, though they
are not bought, cost nothing The habit
| of laying up money, which the husband
and father did not form when single, he
has never established since. There has
never been amy convenient and oppoftune
time fOrbeginning il since he got married.
The good wife has ALWAYS been nrudent
and economical-alWays self denying, but
boys and girls have many wants and it
takes good lot Of money TO supply even
their necessities.
Thc family practice economy. They are
happy in themselves, and they do not have
much company. But suddenly there
stalks in among them an uninvited guest
They nave never seen him before. and at
first they do not fully recognize him. His
features are harsh, aud his name Is Dealhl
He lays his hand on the husband and.
father He rrostrstes him on the led for a
few days, and then lie bears him away
forever. d.
Up TO this time the faalily have never
known want, yet they have accumulated
nothing. There Is hardly money enough,
on hand to defray the funeral expenses.
And then what dreary prospect lies be-
tween them! The children, who have.
been so happy together, must be separated
from their mother aud. from each other.
One goes 10 one place. ana another TO-
another, to earn a scaniy livelihood, or To
snbslst on cold and meagre charity. Homo
exists TO them. thereafter only In memory.
From the frequency with which events
like these come under our own observa-t
ton, we think that hardly n sun. rises
over this city that does not look ufwf.a
new picture resembling that which we
have drawn, and at least equaltoi IL In !
desolation. Our object in this article Is 10 !
recommend to young men just entering
upon the business of lifs the adoption OF.
such a rule Of expenditure and savingas
will eiiectually guard against the posslbil>
ity of sncla calamity % those who may
hereafter be dependent upon them. Tho
rule is very simple, aud itconsists in als
ways laying aside q ccftsiR per centage
orpr,Inrtion ofyour income, no matter
NIlat the Income Is.