The morning star and Catholic messenger., 1875-09-26
Charge It.

A simple little sentence is this, to be sure
and yet it may be considered as one of the
most insidious enemies with " hch people have
to deal 1t is very pleasant to have all the lit
tie commodities offered for sale in the market
and it is someti mes hard to deny ones self of
the same when they can be obtained by saying
charge it" But this habit of getting z articles
however small the charge my be, without
paying for them, keeps ones funds in a low
| state most of the time.
81 have no money to day but should like the
articles much says young man who happens
to go into store and sees something which
strikes his fancy.
" Never mind" said the geutlemanly clerk
lyon are good for it,"
Well, will take it, and you may charge it,"
And SO it is that little accounts are opened
at one place and another, till the young man is
surprised at his liabilities, which, though small
in detail, sufficiently large in the aggregate
TO reduce his cash materially when settling lay
comes.
In many il stances, if the cash were required
the purchase would not be made, even had the
person the money by him. but to some getting
an article charged does not seem like parting
with an equivalent.
Still, when pay day comes, as always il does
this Illusion yanishes, and feeling is expert
enced of parting with money and receiving z
nothing in return.
If there is an actual necessity of making a
! purchase, and the means are not at hand, there
! Is a reasonable excuse for obtaining the same
! on credit; but when the articles can be dis
/ Pepse| with until payment can be made, il is
much TO the advantage of the purch haser to do
50.
I'VE mus lave a nice set Of furnisare," said
yourg couple Ahrni t. he united in maria ge
but We ave Lot be means: however, we Will
get II, and have II charged.
And they start lie ith = debt banging
over them for which there IS 10 occasion.
The habit once formed = G!ti.cu.t to break
away from. sid " heaever any thing ! wished
for, 1t - purchased without coz siieriug tia;
circumstances may arse " hiCh Will render tie
! payment Impossible.
[ When is a-crTtaivry of he, a
supply of labor, it would place rather "a differ
J cut construction upon the matter But c4u-
7ideTiug tie fuctua;iDg caaEac;e; O! business
I making II possible that a mechanic may be
| thrown out of employ menr a any time. il is
Certainly better 10 be prepared for sacb
eDeTgeucies by keeping clear of debt
| Sickuess may Uvertake one at any time and
the thought that nuWerous charges are stand
! ing against rs, aggrsvates the Giseace and
reuders the misfortune hard to bear.
lakiDg this view OF the matter, is it not
| better 10 forego the pleasure of possessing
articles which our taste may prompt us 10
purchase until the means are at handP 1t is
very easy to say charge it," bat not always
easy TO pay 1t.
AID this is always the u!tima+un. If nav
ment is deferred too long, tie very one W ho
| politely tells the purchaser that it will make
10 difference about the mo ey, WI say be had
! no business to buy Ene feathers if he had no
| prospect of paying.
! Aad in a measure this is true. By pursuing
| such course, a person Is never independent
/ the host of little debts ever ready to per
. pick and worry him when that for which they
were Incurred has been used. Hence IL may
! De said that tue custom of charging Is urju Just
F. both TO purchaser and seller, as the one loses
/ his peace OF mind and the other oftentimes
! loses MS money. Getting in debt is easy, but
! getting ont is just the reverse and tor that
reason, il wonld be well for people to ask when
4 abos u make a purchase in the manner alluded
10, Is II not best for me TO wait until have
the money, aud then not have TO order the
, seller to q" charge it ~