, 1875-09-23
Taxatio,, and State LcgisIation.--Adiust
inq losses-.-fire Depart
ncnts.
Some Very Sensible Remarks on lite Sab-
ject Of Protection 10 Holders Of
Life Policies.
MORNING SESSION.

IN CHlt4ANVs
MORNING SESSION.
pNELlMiSAhY nualSEss.
Tie sixth annual u1eeting OF the FirT Undor-
writers' Association Of tho Northwest be- gan yes-
lcrt1ay morning in tho ia,'ios' ordinary At tho
] 1'nlmer House. The attendance wills large, dele
gates being present from all tue Northern 1T etcs
wcat Of tho AllcGlIaucs aud from tho cities OF
New York mud Philadelphia.
Tho meeting was called to order at about II
o'clock by tho Prosidont, afr. &. ". MARSHALL Of
Urbsus, o. Gu tho calling OF the roll tho fol-
lowing n1o,nbcrs waro found to 10 present:
TIE pxLEaATXs.
George ": Adams, TlAn, O.: CT. nIiren, Toledo,
O.: II. X. IuIltaY Cincinnati: T. II. Smith, t:n-
etnna.i !. i: yanse Mansfield. o: Edna5d Henry,
v. W H. Kcrn, It, i,onis T. T. Moody. louisville Xy.;
" 7. Curry l5sTo!shnrr. IS: q. G; l,Igsltw. a.
Ps" Ps"i a:; T. IL wosfaa it, n = 01i es
shakopee; Jacob Poetry, New York; J. II. Rogers,
naT soIs xeb t. To1 pi
Ss5;,y, @ TssSnssh NsS; ~! i: t %alSs! isa!as,,es:
apol!a II. T. noy,o, 1ndauauols Il. Lstnbsrd. Fort
Mayao J: It. Preston. nichmond, Ind; 4. z. Dness,
60: ]. Baek k~stder, chtceso !. O. Eviton. chenga:
{: Il. Coz, Chicago; r g: g. hoyeS. @ Chicago: y. =.
Hsdas sns Gaesso d:o1ao "a doa oas aestes
". Ms,es Sorsal, III; i, D. Miller, nloonngtos.
ILL.,: J: o. Ioc. st!lvnutce o. A. Hanasfor.1 hiiHsa-
III ". II, Fox Davenport l. j. Crcssy, Dea Molnes;
L. i. nage, Des Moines; u. g. Alyess,n. otsumsa;
\. Z. N!olgctt, Philadelphia ; A. ". HpaulllHg,
Atchinson, Kau.
Tia Chairman Hta4ed that as the minutes os
tho lust 1ucotsng had faon printed aud distHb-
utel, tho reading Of that record wonld be omit
led unlsss aone objections were nlde.
| TIE EXECUTIVE COMMITTEE.
| Tho sooretsry read this report Of the Execu-
tive Committee, which mot at o'clock yoBterday
morning Tho Committee suggested that mn as
| Besetnant Of f5 DO made upon zach momber to
dcfray tho e1pcnsea OF the current year, and
| nominated }nrgo number Of Icraons as DOW
| lnculbers.
| A molten waa made by Nlr. Dlackwclder tint
tho Secretaries Of tho local Boards OF IndanApo-
| iis aud Evansville, Ind, aud ALSO Surveyors and
Special Agents Of tho National Board, DO admit
tod to membership.
Tho report Of The Executive Committee wao
adopted. .....
| LET TAEM IN.
Mr. C. II. Caao Of Chicago, of ored 4 motion
TINT members Of tho Local Board Of Chicago,
aud also insurance mon WHO Hero prescns from
! Milwaukee aud st. Louis, bo admitted 70 seats
j In tho Convention.
Sayeral ameu1nents were made to admit
PLACES.
ir. Case stated that ho had limited his motion
to agents OF 81. Louis, Ms!wankeo, aud Chicago.
bccansc 1t would be only courtesy 10 them.
whe u tho time might not be proper 10 admit
evrry local agent tn insignificant towns.'
vec-Ise.!aens Wilson 'sta sh.t tL,s W. not cloao
wuul4 h matle.
H. Lindsay; 1t Cincinnati. ruo1sd tia. mono hu.
aIr Gase tald that tllo passage Of that motion woul
exclude hitn, ~ 10 was not n1atd aRent. aud some
1ni1ts this As,oelsop viii Io Old sate board, which
kind. THIS Association vas organized on broader
principle. and should include s1esy insurance ma',
MI l4ndsay Withdrew biz amendment, ind tAs
~ N, Ias.TsSss, @ q Chicago ofaied tho following
f.so!rtd That Local agents ,aHy 10 olnted to seats
81 tle iear ot tho courentsoa y procuring tekesa
| of the Association lnaosHed thereon.
The secsssa1y road telegram stating TINT tho ~;
nnal board COMMITTEES had been detained, And would
nut bs able 10 10 rsoaent until TIC second days
| Elou.
TIVE rnxsIpENr's AppnEsa..
President MaFahsl then proceeded to deliver the an
lja tcs4n ly compl!nenins tho Aasoesstioa on tho
in .neeessioa se top!a u the annual meetings Of tl!e
Association, which 10 thought should BE- made
s 'eha9 Ct x,,c sh' pr0tasSsn
cred 1 an iav.'aaelo as.,ltary; tho question ot
membcrshir, le9'lauoli and t,1.too. building law.
hi rir 4atIurnse '; on tHs ,a4!ne.ss ste and Locs
Boards, aud tho elcct!on Il o,liee,s. Tue discussion
well written, clear and incsive. Following 4ro OK
trseta on thlt general subject:
1nrrlcr1 Tho conlpauita In Nhoae employ Ate aud
wlsoBo executive niareFn eomEss IL peraannel it,
&e.ion, therefore, T. tho .ctao q our respective con-.
atea by the National Board are simply thoso aluped
Dy our own employers sitter due discussion and do
| liberation In convention assembled.
The organization II charged with being monopoly,
: ring, ronn'naton, 70 our mind 1t 'e neithor. 4
4icuIar thinB 6,is!nesH. simple rcftation of this
charge Ia ths fact that, numerically. thers
sonlans. aonE a S.nsss ,.ac a. T."
III insurance Mt w-from either boar ot slo l.osra
soa.ny; ':: Literally, "hs pays h'A money anil t.ke'
III. not ruR. because sll s action IL public. 1ts
svIess. sessiea aso held With epc9 doors. tho pro
ad M smphlct form on application to The proper su-
thUrisy.
causn the nunier Of members furnishes susn IRE.
veutiss Ut that. 1t ia only association OF eo.ulAn.
~ , ts sr S.ne G.ne W." asse IT, to Saf
ua member to know huw host 70 conduct Tho busucea
sh tete!y I'd f.r rFons Nearly ssesy hus!ne:: q
iastarsa ot inaurs1.cc being dons mainly tbfouEE
.xeu who srs Iald BY eoumas!on tae s.eates !. 'hs
to cuillo thelr experience aud deuce fales for III
infringement.
With A1e-io4sss reaching 40 smouns hitherto TIL
arAeted 1t beeouae managers to taks avery pfecau
tsou, uvt only for the saftty Of their coapes. bl
faF the prpIerty-owntF WIN seekn tleiF lnIeNnit,
nganst ioss lsy tue desourlng cleucut.
1t IL tho ouly association thst haa tTuo balance
Wheel, 1t presents Tho snnnaly VI betug eonluccs
nssnsgea III s board Of direction Of companies b.
its best cusolnets. Besdas this the National Board
callet has VI itsef auch pontf u usually
tnbuted to epubiIsons. 1t " stnplJ aud solsly 'h
llaIno Of hlcls of simultaneous and uniform pro
mitigation o tbs ast'oa 81 companies; the sato1s>