The Dallas daily herald. [volume] (Dallas, Tex.) 1873-1887, 1875-11-16
THE TRICK OF Ar.
Plenty of Opportunities for veryday
Economy.

A writer in CasseII's Family Mag
azne says lfany who read these
lines are conscious that their peck
cts are made Of such materials that
whenever money is put in them it
will burn u hole until it gets out, |
would advise them, whenever they
take the air, to leave their money at
home O. bottor still to keepan exact
a"cout OF every half,peuny they
spend 1t is astonishing how fool
ish small eXtragagauces appear
when they have to be put down III
black and white, after the TEN, tn
ton to indulge in them is over.
And they must be put down in de-
tail, and not conveniently classed
together under the general head OF
sundres, " The item "suudries" is
never admitted into well kept house
hold accounts No one who has not
tried it would believe what a check
it is upon personal expenditure to
keep II thorough account Of money
spent, and no. only check, but u
help; for prices may be compared,
and thus lessons learned from expo
rience.
Generally speaking, whenever
large savings have been made, they
have been affected in little sums.
Very few persons Of ordinary hon.
esty deliberately set to work to
make largo purchases which they
cannot afford, and yet numbers
spend just as much in tho long run
in little things that they scarcely
think worthy Of notice. 1t is very
difficult to realize fully the value of
small sums.
If the halfpennies and pennies
that lie loose in the pockets were
properly appreciated, there would
not be 80 many pecuniary ombarass-
ment as there is. MANY q mickle
makes u muokle J" this true of moth
ing more than half pennies and pen
nies
These little savings, as q rule,
must be mado in personal eSpendi-
ture more than anything else. What
is spent over the household is gen
needed, but the small personal lux
uries which cost so little are not.
And when any saving is made
in this way, the money should be
put aside as saved, instead of being
mixed with the general spending
fund, and additions made to it as
frequently as possible; that will
make you understand as soon as
any thing what small economies
amount to.
When money is put aside to be
saved, it should be put in some place
where it cannot be directly got at.
| cannot speak too highly of the
savings bank for this purpose, The
very fact that little trouble and
formula has to be gone through
before it can be obtained, prevents
it being spent many ii time when it
most certainly would be if 1t were
close at hand, Isf
said just now that what was
spent for the household was gener-
allv necessary outlay, ami yet
two or three ways in which money
can DO saved here that ] should IKE
to mention,
The first is by buying in large
quantities.. OF course the danger
is that when there ir II stock OF
things to "run ut. rs servants say
tn " will be. more extravagant'y
usti All can LAY on this point Is
tat they must not be run at
A proper quantity must be porlloned
out and the rAst put away. lheh
il will be found that articles may be
bought both cheaper and better IN
large quantities than in small ones
Another way to save expense If
to pay Tor everything as YOU get
ii. If you do this you will avo'd
overcharge, and will buy far less.
If the money had I, be put down al
the moment, many an unnecessary
purchase would be avoided roo
pie who have limited incomes are
those who can least afford to live on
credit, and unfortunately, they 40 IT
more than any others,
heard II workingmau the other
day who was very DESTROYS to save
and vet in looking over lis expen
diture, no could not detect any OK
travagance in any part OF ~ ~
came to the conclusion that inc
only way in which no could possibly
economiso was to walk TO hls work
Instead of riding, and to take. hlS
dinner with him from home Instead
of buying it in the Guy
Ho did this, and put away
the money thus saved, ana ~
a few years no found he had in his
possession enough TO buy the ecot
tame in which he lived Ho was oo'
sides much better in health Tor the
regu n exercise he had taken.
Speaking Of dinners reminds me
to say that it is no economy 10 .''vo
poorly Nature requires q certain !,
amount of nourishnont ana WIZ
have,it or BE- yevengcd, and " re-
venge will in AL prohah,'l'} ,ake
the form ola long doc or pui VI
diminished worKihg power.
Before conclude must say one
word OF warninr in reference 10