Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1875-09-24
BEL0RADB, September 23-An ad-
INSURANCE.
Proceedings of the Convention Of SIT
perinIcndenss and Agents AT New
York. and Fire UnderWrit-
eFS at Chicago.
THE UNDERWRITERS OF THE NORTH
WEST.

J liz 0-NDSAN w III l-IG1 VI 1iLE@ ANC1eAIA
! WEST.
| CHICAGO, September 23.-In to-
morning session Of the underwriters of tn
| northwest, in this city, after the trans
| action of some routine business, delegation
! from the national board was introduced, AM
! Mr.. George L. Chase, president of the Halt
! ford insurance company and Vice-pleSjdent 0
/ the national board, delivered an address, il
| the course of which he briefly mapped cut tn
! general plans which the national board, il
| harmony with the local boards, intends It
| follow
The report of the committee on resolutions
on the death of william Forbes, was read ant
ugted.
Mr.. Haywood read a report on agency su
perVi>iOn, which dWelt on the necessity o
procuring palnst9king and conscientious loca
agents on the details OF labor, which is a pre-
requisite tor agents. 1t set forth the duties o
superior agents in selecting and educating
local agents.
c. H. Chase, president of the local board
read an able report on spontaneous cOmbUs
ton, illustrative Of the conditions unde
which combustion occurs, by means of a ser e.
of interesting and instructive experiments
This report was listened to with great atten
ton by the association.
In the evening session Mr.. Lindsey read
report prepared py the standing committee
on tire-patrol and property-sayinga at fires. He
gave statistics con cerning the hre-patrOl O
Chicago and that of Akron, Ohio.
Mr. BleVen then read report of policies.
c. c. Hines delivered a lengthy address cI
agency management, which was an exhaust
i've view of plans by which agencies could be
made more Ell rient and tru>tworthy. Aftel
this address Mr.. Bleven, the secretary, Was
presented with an elegant gold watch by The
members OF the association, as a token of es
TEEN and in recognition of his services.
The convention Then adjourned 10 witness q
fre-patrol, to which they were invited by
Fire Marshal Benner. 1t was well conducted
and elected much favorable comment.
In the evening session, the secretary read q
telegram, stating that neither of the members
of the committee on insurance press could be
present,
president of the Arminiai insurance COM
pany, on the qualificatiO Ons OF officers of insu-
rance companies, was then read. It advoca,
tea competitive examination, like that lie.
QuiTed in other business, and traced to the ig-
nOrsn nee of officers the failure of many SOm-
panies Communications from Sidney Ny
ers on t1Te-I roof hOust sand from John {. Page
on secretaries, were read by members an1
properly referred. The report on public opin-
ion was read by George Z. Clark, Of Chicago
The paper asserts that 10 remove prejudiCeS
against insurance companies, the latter must
set up high standard. Dishonest or sharp
practices must be abandoned in every case.
No man must be allowed to detraud holders OF
policies The contracts must be made intel.
IigibIy, and then every line be observed. The
special committee on recent discussion al
courts on insurance cases presented reeOrt,
which reviewed the recent decision OF State
courts on insurance matters Mr.. Lumbar pre-
sented report from the committee on causes
of great contiagrations. As 3 prevention
against greaa fires, he advised the erection OF
thick brick walls practically fire-proof.
At the conclusion of this report the commit
tee on nominations presented the fOllOwin
President, John q, Wilson, Chicago; vice
president, Benjamin Vernon, Detroit; secre-
Jary, L. l.. Bllven, Toledo; executive COM
mittee, Joen 5. Law and Thomas :. Chard Of
Illinois, J. X. Preston OF Indiana, 4. s. Page
of Iowa, l. X. Morris OF Michigan, Jos. NJ,
Rogers OF Kentucky, G. W. Potter OF Wiscon-
sin, James ID. Rice of Missouri, G. NJ White
Eaton OF Minnesota, w, A. Webb of Tennes-
see; al large, X. J. Smith CT Chicago, q. \.
HALFWAY Of ST. Louis, and J. W. Childs of IN
dianspolis. without taking action on these
names, the association adjourned until to-
morrow,
THE NATIONAL INSURANCE CONVEN.
TION.
NEW YORK, September 23-The Ma
tional Insurance convention resumed its ses-
sion Today with President Chapman presid-
ing. Ihe committee reported as having ar
ranged pre- iminaries for the convention 10 BE
addressed on insurance top -cS by MessrS. BTy-
ant, Deal, and others.
Commissioner SMITH, on behalfo of the COM
mlttee on legislation, suggested the reading
OF the proposed draft on insurance laws sub
mitted to the convention, and which had been
interrupted when partially read, the other
day, This was agreed to- and MIR. Smith com
pleted its reading. The report was lengthy,
containing sixty-nlne sections. When he had
its reading finished, Mr.. Smith moved that
the report be referred back to the same com
mittee, which was dCne.
Commissioned Kow moved that his resolu-
lion offered yesterday, regarding loans TO in
sGTance companies, be taken from the table
and referred 10 the committee on legislation,
which was also adopted,
Hammersley, OF Hartford, delivered an ad-
dress, IN which he said the object OF an inSur-
ance company was not u make money for the
stockholders, but TO ulderwrite and to pay all
losses, and 10 pay one hundred cents on the
dollar, II IL was posi- Die.
Commissioner Welch, OF Kansas, read pa
per sdgocaung more efectual insurance laws
IN the states, in Eeeping fun and complete
records of every fire that occurred by COM Pc
tent persons, paid for their services. Such a
board would Oeneft Insurance companies, by
making them more cautious IN the way they
write their risks.
George Pope, chairman of the committee on
legislation, OF the New York board of under
writer's, addressed the convention. lie spoke
o. the disproportioRate losses OF insurance