, 1874-08-14
LOCAL LEEEgE3.
r>,11e INV 1n.rtt.


To the Editor of The t'tetgo 7'*aoune:
; Sin: Trom your straightforward courao and
your desire to give all fair chance, ain ill.,,
ducod to say o word upon tho subject OF insur-
ntco, tho Bpnrd Of Undcrwritora, and tho Police
Commissioners. Tint insurance iB q ancccsBity I
think oil atlmit,-t4at It, liko baykiug mud other
important branches OF business, is abused is
fact too we'll established to need word Of argl-
mont, md better opportunity than tho presont
unyer existed when foforma can be instituted.
aud now .wAilo thu INSURANCE. agouts aro
to a great extent at Liberty to work,
up aud bring about rcforma ,that, will
provo blosslng to inHuror as wull as insured.
Instead Of going to thoir board apd spend
Ing ln1f day ii long spoccnes oyer what Linz
beon, and what cnnned it, md long 'dlBcusspnn
ovor reforms IN rolcios lot them 50 10 work aid
attend to their Particular branch OF tho business,
allowing thcir principals TO- regulate forms of
policies which arc nov gopl enough for cry
them bring prcus'lro. to bear upon o1,r City
Tatllors to Bccufo Komdthing tlat iA Of service to
tho City Of Chicago. Lot them ag'tntc the a,ll,-'
jeet OF moro distributing pipes for wa!or, of
they will boayaitablo; tito wide avenue proposed
In tho vicinity Of Twelfth ssreot that will
project or city agafnat sWoopiug lro from tho
franc dibtrict In lilo southwestern portion Of
the city, that ~ h|led with I'LL 1naiier Of combua-
tibla ua.iufactorios, planis.g- carponLor-
sl,o},s, furniture factories. o'lworls, aud 1nany
other yery objectionable ilre-taI,s. Aud pboyo
ull things dlscontin,.o tho pest thae las oxhted
and does oxlst to Nh alarming oxtunt-tho &C.
cuptiug of risks from the atmY OF unreliable
brokers' wtto aro ns thick OH tho streots as SOL
dcla wore during tic war, wlo aro paid by 4
commission based upon tho amount Of premium
hoy obtan Mot rid Do'Ifv e. i,oa ota an
aolld surveyor from tho Office whose duty it ii
to make proper report OF tho risk with an ado-
nunte rato; d man Nhose interest lies only lit
doug 1iH duty to ls employer for d gvon
Balayy. This il ono Of tho reforms nocded. and
when It ia casried out tho howl Of oyer-insuranco
will ceaso, and iuccndinry fires will 10 rarp, aud
tho subject Of thrco~quarter insurance will be
nftcctually cprtio1 out, arl 4 far bcttor feeling
will oxiat botwron insured mud Insurer. You
10 not SEQ solicitors or canvasserB running about
town ustng trndo for a certain bank. aud why
should not Insurance bo conducted upon as high
standard as banking? 1t ID ccrtailily quito US
legitimate. ...,... -,.,.
in which the Communication Of the Board Of
Monday ovoring. Not ono word from any quo
Of our city fnthots upon n subject Of great 1ul-
rorta,loa to our city. It waa roferroA to q COM
raittee, which IL not outv wasto OF tln.o, hut
virtually saying: We'll, what Of it2 They 10
not appear to hnTo tho Interest Of tho city at
l,oart, but can throw q thing Of yast importance
to every resident mud oYory l.1sinoss interest in
committee to net at onco to rcculve some dis
tinguislad Representative Of foreign country.
Why not wnke up ut once md show tho'naoycs
to be what taxpayers oxpeet them to bo-lntor-
oatQd il. our OWL Affairs, PROPERTY OWNER.
clsroAao, Aug. u, 1874.