The aegis & intelligencer. [volume] (Bel Air, Md.) 1864-1923, 1874-01-23
TIE sEGZS.
FRIDAY, JANUARY 23d, 1874
Life Insurance.

The Baltimore american, in q recent art
Gle on the subject of insurance, remarks:
Fire and marine insurance appeal so strong
ly to the selfish instincts of human nature
and have such business value that they arc
not very liable 10 be greatly neglected. But
life insurance rests Tor its support on lof.
tier plane of feeling and in common with
other moral obligations, is prone to be neg
lccted. The conduct of life insurance as q
business has generally been eminent fol
its integrity and safety. The law establishes
Il guardianship over it in most of the States
and the risk OF loss from it is without doubt
less than from most other human institutions
Given then that its advantages are certain to
he realized, it is grave question addessed TO
every mans concience whether he is not
morally bound to insure his life. There is
no common saying that is more fully charg-
ed with truth than the oft-quoted line of
Young's-
"All men think all men mortal but Themselves
The rushing tide of life cannot realize that
it will at some time surely run to naught in
the sands of death. The one who writes
these words equally with the one who reads
them, finds difficulty in considering the
event of death as a thing of such certainty as
should cause it at once to be taken into prac-
tcle account. Nevertheless it is acting the
part of wise man to give it prompt consid-
Grafton, and to loose no time in making such
provision as may be possible. There are
few men so base as not to feel concern for
the safety and welfare of others-who would
not desire to protect from poverty and mis-
fortune those to whom they are bound by
duty or affection, when death prevents them
from extending their living care Life nsu
rance presents such sure means of proyis-
.l,,& . = tl,1
cases, to commit great wrong. A savings
bank cannot offer any means of providing
against the near event of death, and taking
an average life lease of thirty years, the ac-
emulation of money would be no greater
And again, in the case of a savings bank, the
money would be subject to the ncursions of
eXtravagant caprice and the incentive to lay
by would lack the force that being under u
definite obligation exerts.
The effect of life insurance is to encourage
economy and providcnt habits, and it is n
noteworthy fact that as men and citizens
those who avail themselves Of its advantages
are the best classes of the community. The
extention of the habit of insurance in all its
branches would be public good, as it would
tend to confirm and develop type of char
acter which is the surest foundation of free
State.
We commend the above remarks to the
attention of our readers-young married
men especially. A little economy in the
matter of personal expenditures would ena-
BILE any one of them to pay the annual pre-
MUM on policy of insurance, without the
least embarrassment ; and the selfrespect in
duced by the feeling that he had thus made
some provision in the event of his death, for
those nearest and dearest to him, would give
him redoubled courage to fight the battle of
life. Among the many good companies in
the country we know of none safer and sur
or than the Washington Life Insurance
Company, of New York, of which Mr.. Dan
lei Grant Emory, at No "a! St. Paurs street,
Baltimore, is the general agent for Mary
,and.