New-York tribune., 1874-04-14
LOCAL MISCELLANY.
TUE 1,rr INSURANCE swINpLE.

THE LIFE INSURANCE SWlNDl-b.
,pnys,f OF LOUISA GERMS. WHO SIMULATED DEATH
40 pRFRAUp AN INSURANCE CoMPANf-'oa-
pIErE CONFESSION OF THE DECEPTION.
The circumstances connected with tne poiu
attempt 10 swindle the Merchants LIe insurance
many out of $4,000 by Dr. Ulng OF NO. 70
sna his confederate Louisa Germs were fuily ue,or
ro.,ord NV the arrest of the woman and her iuii
.nn,.ssiop Deteetyes Tlly and Heidelberg reco',oe
,n,orma,ion early yesterday that Louisa 49, ~
WAS living with family named "eensei, "' -, .,
r., One-bundred-and-ninthst The deteou''o 80 -,
an, house in Northumberland ninthst' ana
Mr. weehsler expressed great SURPRISE 'ne "oh,a"
havisg responded TO an advertisement III quo VI 'no
ornan napers and brought with her letter OF re-
commentator from Dr. Ulng "heh ihiormeu vi 'ie
charge against her the woman ala not oeny her gum"
nm, stated that she had read OF the arrest OF Dr. Ug
m the morning papers, and had intended to leave the
oouse during the fearing arrest She was taken to
pouee Headquarters and locked up On the way down
.le was very communicative, and told the story
az the conspiracy without reserve. She exclaimed
"What will my father sayf He thinks am
dead. Her father, who lives at Fosters Meadows
short distance from Jamaica, L. t. had been cruelty
u,sled by DR.. Unng with the consent Of his daughter,
into the belief that she was dead The woman Is Dgh
and intelligent, and tells her story in clear
straightforward manner. She made the acquaintance
sf Dr. Ung while she living as servant with the
family who occupied the house where the Doctor hau
HE Office, at No. 95 secondave. They became very
intimate, and the Doctor agreed TO marry her'
He finally suggested the plan of having their lives
insured Jointly, and by her Stimulating death anu going
fhrough the forms OF funeral they could defraud the
Company OF the amount Of the policy. She was TO re-
reye as her share 500 The Doctor had also agreed TO
marry her. and with the money obtained from the life
Insurance company they were to return to Germany
and live there She knew that the Doctor was mar
ned but said his wife old and that he did not care
Uahont hpr
when Dr. Kantrowiz was called in to see her, but de-
MED that an abortion hadLbeen performed DR.. Unng
whitened her face to gvo 1t deathlke appearance
and she lay rigid in bed in the room at NO. l6o Elddge
with sheet thrown over the upper part OF hef Dooy
In order 10 guard much possible against discovery
Dr uing measured her and gave the order TO the un-
dertaker for the cOD mentioning the length ana wdth'
The body exposed to the view OF friends VINO eaed
Cor one hour at the expiration OF which time the IN
nertaker and his assistant came with the eofin ana
body ready for burial Dr. Ung was in the room az tne
ms As soon as aS s SesS neSsy Si rTd at the
thcught Of being placed IN me conn bs @Se
,sser. u sbe was caught by the Doctor, who en-
deavOred to quiet her apprehensons fnck the under
tept 10 impose on him had failed through the lack OF
aerve on the part OF the young woman He was offered
ne aud FpcS agreed 10 it, It was decided that bricks
should be placed the coffin, and these we're obtained
y advice Of Dr. Ung the witness went out to service
he left the house on the morning OF the Iuhera ana I
not return. The only persons. far as she knew VINO
were cognzan Of proposed fraud beside herself are
pr and Mrs Uling and the undertaken. When Dr.
Knts was called in during her pretended Illness she
simulated cOnvulsiOns and to carry out the deception
had placed soap mouth to lead the doctor to believe
shat she was frothing at tue mouth Soon after ne,
ing brought Police Headquarters she WAS confronted
separately with the other persons who nave been taken
into custody, When identified, Finck confessed the
part he had taken. He fully corroborated the state;
ents made by Louisa Germs and regretted that he had
not sooner made confession. He was poor, and the
Dner of $3.50 had been too much for him TO re-
yua Mrs
room.. when asked IL she knew the woman,
abe replied, That is the dead girl,
and aided that she her. She said that the last
sme her the girl ready 10 be placed In the
roffiD. DR.. Uhng then brought in On seeing him
tbe woman gave cry and started toward him, He
gave her warning look, and she sank back into her
seat was asked If he had anything TO say, and re-
piled that he had not that he had not as yet made up
his mind 70 anything the subject He and his wife
locked up in separate cells. The prisoners Will be
rsken before the sitting magistrate a; the Iombs this
morning and examination held The coffin, with the
Bricks, was removed from the Morgue TO Police Head
quarters yesterday. Ii viewed during the day by
curious thrOng. Louisa Germs laughed when she saw IT,
and apparently inclined 10 treat the matter as