Vermont farmer. [volume] (Newport, Orleans County, Vt.) 1870-1877, 1874-09-04

from actual life, will show whatI mean.
will begin with
Fraud on Our Banks.
Prominent officials have to be wide awake
In New York bank. Besides forgery,
bogus bonds, worthless collnterals. finely
executed, aud altered checks, there are
other perils not so easily guarded against.
A hundred ingenious schemes are devised
TO cheat the bank. A common role is this
A man puts $500 in the Chemical Bank
draws It out daintily keeps his balance up
to $500 does this for three months gets II
certificate from tho cashier, (nnd the Ger
tificate Of tho Chemical Bank goes every
wherc), that he is n depositor in that bank
and has kept his account good. He takes
his $500. and with his letter opens IN ac-
count with another bank lets 1t stay awhile
deposits check and draws Mt once against
it. The check is paid. lie then runs his
account down very low, takes the money no
drew out and brings his balance up over
draws receives notice ; hurrics into the
bank in dismny profoundly apologies and
makes his account good. lie will play this
little game on aud OH for two months. lilo
will then deposit bogus check OF $4,000 ;
draw against II pocket the money and walk
oil. This game is vaTid by drafts on BOs-
ton, Philadelphia and the West
Cotton Broker.
On one Of our ferry boats can be seen daily
u gentleman about fifty years of age. His
step is heavy. lie stands wholly by himself
and appears like man in u maze. Those
who knew him six months ago won Id not
recognize him now. lie was then tall, erect,
brisk in step. energetic and having command
Of $4,000. lie was marked by one Of the
men who lived on the ruin of others. The
man was well dressed, fine looking and plau-
sible. Our friend had weakness for buy
ing cotton The friend introduced himself
in casual conversation, won the confidence
of the gentleman. represented himself rs II
first class cotton broker, familiar with the
South and having great facilities for making
money. Tho victim had $50, 900 in the bank,
and the fraud knew it. A bargain was
struck the ono to furnish capital and the
other to trade. Drafts were honored bogus
bills of purchase were sent on. Every dol
lar was drawn out and tho poor fellow found
he was victim. lie has never smiled
since.
An Ex-CIsrgyman.
One of our pulpits was filled by man who
seemed to prefer speculation TO preaching.
lie left the pulpit and went into the street.
lie dabblod little in oil, and little in rail
road stocks. He was reported 10 represent
II largo house, one very creditablc and hon
orablc. One day the gentleman came into
an establishment and wished to make II con
tract for the house he represented, reaching
the sum of $l2, 900. lie ran in and out u
week. while the estimate was being prepar
ed. Ten minutes after three he came in one
day in great haste. lIo was too late for tho
Bank must go out of town would tho
gentleman cash check for $500 ? Oh
course he would, for one who was giving
him sl2 900 contract. Tho check was
cashed. and that was the last Of it. The
man had no money in the bank, had no con-
tract to make was not employed by tho
house ho represented. The whole affair Il
trick invented TO get out Of the business
house u sum OF money.
Man from a Hospital.
One Sunday morning well known pastor
came ont of the pulpit lle was met in the
aisle by man who wore the air of an inva-
lid. and beside was quite lame. IL must
thank you" he said, "lor that sermon. II
is the first have heard for three months.
have been in the hospital and Am just dis
charged. You don't know what n great com
fort it Is to hear n Gospel sermon after II
long privation." The pastor was greatly
encouraged. lie had preached one sermon
at least that went home. The man wanted
little advice, and the Clergyman asked him
to call the next day, which he did. The
visitor limpcd very badly, and was evident
" in great deal of pain. His name WA:
Timothy lIolmc, and the minister's name
al so was llolmc. Discharged from the hos
pital. he was anxious to reach his residence
M II ncighboring Estate. lilo had been disap
pointed in not receiving remittance tina
he expected. lie was impatient to get on
of the hospital. Would the pastor loan him
money enough to get home Unfortunate
~ for the application the ministers Of the
city had had u meeting that morning, ant
Mr.. Timothy lIolmc had called on Rev. Mr.
Ycrkies on Sunday was edited with hi'
sermon had obtained money to get homo
told the same story, his name being Timothy
| Ycrkics. Putting this and that together
| the pastor took tho discharged patient oven
to call on his brother Yerkies. lilo pulled
the bell knob, and on turning round to speal
| to his companion he saw him halfa blOcl
off, running with the speed Of deer.
must give you one more, and that is the
Funeral Ruse.
Men and women get Goals, liquor, hous,
rent and rides in the Park, from II system
attic begging for coffin or shrowd, or money
to bury poor woman or II dead child. Al
the eventide, between dawn and dark, the
meditations OF - city pastor were disturbed
by the entrance of u clearly looking bu
plainly attircd young woman. She WAS on
mt service she said, and could only catcl
odd hours to get out. She attended the pas
tors church. and with companion 81
among the lowly in the gallery. Both had
been converted the past winter both wish
ed to he baptized. The sickness of he
friend prevented it, and now she had jus
died Her companion wished her to cal
upon the pastor thank him for his faith
flness, thank him for the great benefits sh'
had derived from his preaching and to bea
her dying request that he should attend hel
funeral Tho street, house and time were
named. The girl wept, and the pastor wa
deeply affected. The little money OF boil
had been exhausted in the sickness and tn,
preparation for this funeral. Everything
was ready but the grave. Was there AN!
society that helped bury the dead There
was none. But the pastor opened his peck
et-book, and promptly rendered five dollars
to complete the arrangements for the funer
al. The girl would not touch it-would no
| think OF such n thing. After an earnes