The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1874-05-16
An Innocent Granger.


A farmer-we win call him Smith for
short--lives in Madison county, and would
be known at least by reputation, to many
Of our readers were his right name given
But the incident we now relate, though
coming tous IN reliable way, was known
to few outside Of his neighborhood. Far
mer Smith lived in quiet way, and was
supposed to have accumulated something
ahead besides having pretty good farm
After his second son had been married
about year, he concluded to settle near
the old mans if he could rent place.
Hearing Of this, Mr. Thompson--again
we withhold the true name--thought there
might be chance to sell certain place
Onpretty fair terms. Mr.. Thompson was a
money-loaner, and nothing suited him so
well as good interest, backed by good Sc
curity aud he was moreover generally con-
sidered pretty shrewd trader, He rode
over to see old man Smith, but the farmer
said he did not feel able to buy--he might
buy on credit if the price was low enough
and the interest was not too high. His
son "Jackey,' he said, would have to pay
for the farm himselfifthe trade was made,
but his son was good farmer, and, he
thought, it would be all right-at least the
land would be there, and would be good for
what remained unpaid ifhis son should fail,
What seemed to startle the old fellow was
twelve per cent interest that Thompson
wanted
Finally, however, after great deal of
talk, the price was agreed on at twenty
thousand dollars, one-ffth cash, aud notes
at one, two, three, and four years, with
twelve per cent. interest from date for the
remainder. The contract was drawn and
they were about to sign, when the farmer
suggested that il he should at any time get
any more money than was due on the notes
he wanted to be allowed to pay it, aud
count off twelve per cent. The PROPOSE
tion seemed reasonable enough to Thomp-
son, and he could not object to its inser-
ton in the contract, and so the document
was signed in duplicate The deed was
to be ready, the notes drawn, and the first
payment made on the following Saturday.
When the time arrived, both were pune
tually on hand, the first $4,000 was paid,
and the notes were ready for signature.
"Mr. Thompson said Farmer Smith,
"I've been thinking about that interest,
and it seems skeery, so | thought I'd geth
er in some little money had out, aud pay
part of it, and"-pulling from his breast
pocket roll Of money-"Just count that.
The money was counted, and with twelve
per cent. of, the first note was paid.
When Thompson had pocketed the mon.
ey, again Smith said: aTve got son
i..f: Nf:. NJ M -
.aen !. hoa-l -. -, e., r.
Jakey, he sent me little money'-pulling
roll from his right side brooches pocket
-"and so whatever it is well credit ii on
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