, 1874-09-01

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- "n@;aotny, H. ~ 1Fpnoao, r. sopp. lily oMnel:
a ~. ogiu"9 Iv n i,rIr,, to,, a., u
@ se , M pnnfs ~ oo.,nnt n w. y,
a'a p,t on nio e. aate tools "r oe.5u!t oSur t.!t
nnRu5i o"s 10 ,n ~ tao ,om, = NV Nv a
so.ap'oa n. ~ 1 .orfoot,v So,ai .,znsa. ~
.u.5 oo ,.r,,r."n r .o,.3.,, ~, r., - ose"n e..a.
.nn., alto' ~ 9'i'"''4 a"s'"sA5 e'1 Ut ha'is
''o"'N0 NOT no,1.n nv 7ra,,p,xcr
nj ,nv mia iii, In ;sano1 or no,,n,,n ~, ~,
ihnt Inv wooicn ronr nr oodo,, s,n soa r ~
to snarkp and tlro lint ali nno shinria m.
wnt,t1nn r,nfm ,n1st bn nnvorai w;ti, nnr,ont ~
snfo aud s,ilicjont thicluoaa or In ron'acoJ viii
ttlc blnto, or metal fUos by tnr md foit] Tim,
Mi vooioi, nottnro.n,,sca ,,,,at @ Io i,nc1 ~ tIn
outs.o viii NJ S.st ,n ss 70 rn mi lai1 i;
good mortnr. or with unrnn altar caually nm.
conlbuptiblo Iininr nf nronor fhioknesB lint Mi
two-Btory franc bl,iLyinrn must bo protected on
tho outside by brnI, wai Uf double tl,ut thick
foot-tcls brick wall on Tia outsldo OF thor low
Or story untl i inches for tho othora, Aso.
tl1at all brick. stone. or iron buiIdiugs now Gov.
0 rod with tar and folt roofs, must havo srrontl
oYor tl,o Yn,,,o IN n,nt1lo coatirr OF frst.c]nas
cement or. hottor stiff. 10 teplnccl will, rooCa
covered with Tile, slato or metal tho 1criulty Of
roFusal to Lothe san,o, viz: No Insurance on tho
structure or any OF its contcntB
Huol au ultlmatum as tic foregoing would
quickly bring lilo reckless oIassos of citlzonB to
tho companies for tho condition imrouod, they
would protty i,carly all comply herewith 1T tho
earltcHt practicable date. Ii yon would trallH-
form tho woouon districts into
A SAFE CONDITION,
house-ownora would hasten to comply, simply
terest to do 30. AB tenants could pro-
euro ito INSURANCE III unbrckcd ind
wooden, Or tar-und-fclt-roof houses and stores.
they would domand OF their landlords to put tho
dwelling or shop into safo ant protected co,-
dition; Whilo thoao WHO owned tic toroments
occupied by themselves could not nfrord to do
without insurance Iii tbcir combuatiDlo atruct-
ures. So, in both casos tho wooden buildings
would ba incascd With brick, md their pt,o-
projected. Tho cost of protecting tl,om would
be ricro tritlo M compared with tho resulting
safety 10 the properLy-owt1orB themselves indi-
vidua.ly, a,ld TO tho city In its entirety. The re-
duction Of insurance. and In tue outlay for f,tcl,
would twco ovor equal tho iutoroHt on Tho money
expended. Such Aonsos would bo much warmer
In wi1,tcr, cooior III summer and healthier nt nil
times, than nero dccaying, woottou shell, Tho
saving lit ropairH is another larco itom not to be
overlooked.
AND OMIT NJ THIS ,rEAns
can tho cnormou. and rabltly-incronsine public
cost Of maintaining tho .Iiro-Dopnrtiuont DO
checked nr rctluccd.
i cuttage OF ordinary tlimcnsfons-sAy 1tl feet
front, 35 feet locp, and IL feok high-nftcr de-
luctinE for windows aud doo,p, will ren,lro only
about 10, 0Q0 brick to ineaBe It all arouut Brick
and "limo, Aro very cheap, and 80 is labor, A
coating of co.nont or slinQlo roof would cost
hut a amRll H11m, 4 cor,,nop-vizou cottago
can be thuB rendered sccuro against. catching
fro from Bparlss or COMMUNICATING 1t to Other
buildings, for sum por,,sps not excoetling 2o0
and larger structures will only cost in tic samo
proportion. Ono yoar's rental ia moro than sllf-
iicent to put any fra,no-bail!ing iii safe con-
dltion. Ii it nut vastly botter 10 oxpoud that
amount at ouco, md thereafter avoid being eaten
up with insurance md repairs, with tho moral
ultainty OF bcing burned out sooncr or latcr2
Who chi deny tho soundnoss Of tho proposition
4, from . business or prudential poiut Of yiew7
Tho plan Or system OF protection by prevention
here akotchot, woul1 afford infinitely roater So
curity agai,lAs terrbo conl1agratioua thu car, bo
furnished by 100 stea.ners aud tic expenditure
OF millions annually for t!,clr hupporf aud tho
OF water-pipcs.
But it may bo objccted by somo thnt tho COM
mon pooplo and poorer class Of ow,erI could
not obtain oycn tic small amount Of money uec-
cHBary to mako tho propoaod itnproyemoutu But
III 1t not fact that tloro nro hundreds of banks
and capitalists WHO would mako loans to persons
for slch plrpoBc Of nubc and i1idiy.1,lal n2fc.
ty?. Would it not bo to their owl, interest to
land money ut reasonable Interest to carry out
that object? Certainty II would.
THERE WILL De no DIFFICULTY
in obtaining the necesssry money, 7 am nc
qnainted with ons ,,ln1i who will lend enough to
put hundred poor tnell's cottages III condition
Of aafoty, aud thero ato plcuty Of otlors who
will do tito Batno.
Roiablo satety cannot bo found in multiplying
appliances mud machinery to combat or urrobt iro
brands aTo carried high eyer tho leads Of