, 1873-01-26
nent in our real estate article, ne give the fol-
lowing, from tho Philadelphia Ledger, upon the
working OF this plan in that citv:

have an mon..- nrn,.Ilv ~ ~, M 80
building associations, These societies ars anone ar
chief Saving funds their assets amount to millions
uoi11e tne1r fna1enoiuefs arc generally people {
peonln to Inv thefr hnne. ard ~ tham ~ .hJ -
yantages are tr7ceabie some Of the main causes whc
nave made Philadelphta City Of Homes" properl
., as1es 1ney ate ussiul M 1usus1nous, M eaa many
1aid Into the Bi!lina 9ocirtv mi aithogh inv ar
created under Law OF tbs State which f1xes h
method Of operation thar fetv an sncccss nTe
elnont exclusively Oh the GOOD }.it Of tie oicers wh
conduct them, Tho sha2cholder. az q renersl r,Ie
whilst thoroughly understanding the theory Of BULL
Ing Association knovs scarcnf1 anything ~ tbe
ucal management OF the ono to 1ghIc5 he he1dnos
The annual report tells him tt,st 90 much noner ha
gsTe loans I of IT, cn,.Sc1 ~ t" IN noa.
which those loans are based be Knows nothing unIes
he is OF IN unusuay inQurine and ecruttnzina tur.
Of mind He places lila conftiencn entirely IN A. ~
| fcers, aud there fs no 1aore ntaolutc cnnf3denct
renosed in any Of ouz financial trans
Not,1;tla+,na;na ~ ~ s-.s Issa 1a1a ao:4et,
tbo pt;Ia a"1ri;5 10 1aSotao1o = eApct1eAco ., .,
~ ~ nn;iaaue1pn1eas IN general. II appears that
| turned out swindle:
The dishonest officers yere the President and re,s
Of the ST. Albans Building Association, @ and in
mouy iy that f1cS had ro11ected .hn,t - 1o ~ s;
500 had been spent for e1penecs." ID bsianca
IT, It was rcnrescntod tIat m 1ntenearT w.
ployed in making fhe Iran Ink ha .ras ~ ~
ani nroabl r e tS naa ne ;a Mai i a. o. stf
econ M 1oanta jnto t11 noctnt1 ~ +hn ,c,sJ ~ S 40
| ,r.,,,...r-. -~
| m -, ,., p@fac1t'i m bv1LD1So'
Permit me- fox ram, r1a n,>o, n.
oyMr n, ~ .r.,,,. =. .p:- ~ a., so.
nronoso. ~ ta mans ~ sous nsue .. .ne xea ns' s'
tnc enactment Of law making the aSchi-
tect crninay liable for 7naIa prarfs II this point s
not already sufficiently covered br t1e nresent satutes
Inn .ha,o o~;..s a.osI,.~. .o '-..s..s -
ulese e.!s.s oene'eney III tne organization Of
!h1s society which Should IN some manner be rene-
oaca Ihe laws On THIS point IN Germany arc very
FET6% Afru3fGCfa EUifunfA. rf,1
5sase Ms Y sse 5adiss
this point beg to differ with him; for firmly be-
lieye that such act will either be dead letter tho
somewhat acquainted with tho operation OF this
Kind Of laws In Germany, and know that,
even there, centralized and acutely regulated
are dealt out upon merit, and Whsre officers, i'm
pressed BY Of duty, are, upon the WHOLE IN
experience and able criticism, arc BROUGHT up to soinu
degree Of perfecton-even there under al these IA
yorabo circumstances, observance cannot be fully
their nature, prejudicial to individual development
and to progress in the bu1ding-azt, and c1eaie by
tuay e1ists through al Classes Of builders down to
aze after a about frequent IS they aro here Tie
considered, construct our buildings 1ro1 prin-
clpes at least mora rational than they do in Germany
tasre II ,as w
whIe hero things arc left TO tcEe tleir
own course ignorance in many respects having tul
swsy. Now let here cur legislators Ignorant as they
arc upon this subject, cnaot Guch buiding-ws,
and let our inevitable ward-humner Inspectors sec to
JON in the prsyer Besso1s us 10 er M rhe
remedy for our building evils must indeed 10 sought
IN quito another direction namely L. In the irec-
ton Of introducing business principles into tho build
ing enterprises and 2, in the direction Of technic
education for our architects End mechanics.
l. The business payt-1is remarkable fac: thot men,
7Hir
nevertheless do the very contrary thing
telect their legal and dca council in matters con-
peratVey tratng with profound circnrn speion, they
yolvig their Whole naneis exisencc, as It were, at
random. One architect ie preferred because lie is
clever feow another because he is Ecla'Te Of ths
such ."nice plan,n &c The worzt part ofit, how
ever +, that no inquiry Is made to the nature md
81 he atchiccs eeryees no contract made no
uannt1es diacusscd Public b1leiness s do1e on no
netsef scale The Old Board of Supervisors entrusts
the construction Of the Court House wings strangers
III the town upon the "nerits Of thefr Fan." The
suit ia known, but the damages amounting to hundreds
oard Of cauntv s.
lion al ti,c ,,cy 1,on.v Ia;1 a 1.t;n.t Te,r -
pair Of Irresponsible etrangers, witou: contract or
tho peoples motley 10 BE- % aacnt n!' et rsadou,. n.
upon the doubtful counsel of questionable expart.
Tic Building Committees Tor the now CITY HsIl sro
whit takea theft fnncy and cause four Millions. or
more he expended, "a Is fair to presume, upon
solo counsel OF some irresponsible diy;dra OF doubt
ful character and capacity sn ali tits without contract
or guarantee, be the result building or botc.,
grace or diegrace What yo live to SEE ia the result Of
cur own dc:nga for one, opinc that employers
might ne go to "5usinss4n when going to employ
an architect: Let them weigh matters br common
lot then, ask Of their arcbiecs cartn deGnito
points, to be pu. down iu writing and agreed upon,
snd matters will soon begin 10 improve Lct ti,eu
sboye all hold their ar:itccts Uabe IL doi1s IND
cents for what they undertake upon their kuowtcdec
@ Efucnfion 11c 1-ve scooa for Tho e1,cnt{o1
If nrctccte and mora fan ts Iet M nva t1,en f,r
ho education Of he artisan, e.: every workman bo
instructed In cle1nentry ro vino md practical ceoue
r.. and the cccessit vii bs cTsated for thu man ~
1triug to bs IN tsarchiectr-a governor over bui.
NJ g-1echanicg-to educate himself to hicher kuowi
dc, or elso be hootel. Il tits Communication
caches some Of the Trates' Unions let them be sun
noned bv It to cease epending fortunes or1 en.secss
trikcs becotten by dcma2ocucs but deyoc their mr.
,Ius cxrninas tn tne erection Of nonular terhntc
chools for The ctucat;on of their inen}nrs S1ch
would tudecI. win them i1nmerse nopu-
aritT. and prepare tho fnndameutrn, fur a batter
nnre nrosnfrors and han:fcr f,trrp p1oos~ III
tor excuse nv treatino this mnort.nt srliect TINS