The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1873-11-22
\ Few Facts Concerning Moderate Drinking

| \ rev facts Concerning Moderate Drinking
one of the best mutual life insurance or
CARNATIONS of the world today, is London
Temperance Company which has been in cX
lstcncc thirty-twO years.
The system of the company now is to in
sure all classes Of the community who ~,
sound in health and addicted to no bad hab
its or pursuits, At first it only insured abSo
lutte teetotalcrS. 1t now insurcs very modcr
ate drinkers rs well. But it still Keeps two
classes separate in different ledgcrs All pay
the same premiums for the insurance, but the
dividends are divided according to the re
suits in each ledger ACKNOWLEDGEMENTS dis
tinct from moderate drinkers.
! This is the very best test, we take leave t.
say, and can be applied, as to the effects Of
even the moderate use Of alcoholic liquors
on health and longevity.
Here are healthy men introduced by the
same agents, examined by the same doctors
| the applications for insurance carefully scru
tniZcd by the same board of tcetotalers a,
directors, and what is the experience of the
company?
| The Actuary of the Temperance Providcn
is Mr. Samuel Bcncr. Of worldwide fame il
his profession. He Is not, himself a tceto
taller, but he is a mathematician and figure,
| don't err. He has just reported to the dircC
tors the results of their last years business.
According to the Carlisle tables of mortal
ty, there ought 10 have been 13I death,
among the lives of the toctOlalcrs insured il
| the books Of the company. There were only
60 dcaths--47 less than the tables calculated
/ for. The amouAt which ought to have beer
payable to the widows and orphans of the
deceased tcctotalcrs was $130,29O in gold
The actual amount payable was only $05,02j
The saving in the temperance section, from
! L., rt,Is l,.py
S65,2G5 out Of Sl3O,29O. The mortality
claims among the teetotaers did not fully
come TO 80 per cent. Of the amount calculated
upon
On the same laws Of calculation, by tho
Carlisle tables of mortality, the death-ratt
among the moderate drinkers ought to have
been pa persons. The actual mortality was
2S2 individuals, being 80 in excess of the Ia
bles
This is an enormous per ccntage beyond
the DEATH rate of the tcetotalers. The amount
of claims ought to have been $244,415, in
gold. The actual claims for the moderate
drinkers came to $252S75, being $500 in
excess of the sum calculated for in the tables
This shows fearful per centage in excess of
the claims in the Temperance section.
The result Of this is that the teetotaers in
sured in this Company receive from 80 to so
per cent. higher ulNluCuuS lndl IlOuCIdlc
drinkers insured in the same institutions on
the same terms. We, personally, receive
those dividends being Tor several years now
insured in the same Company, and, therefore,
write Of what is within our own knowledge.
When DR., George w. Beard asserted, in
"Stimulants and Narcotics that we have no
statistics to prove that the teetotalers are
healthier, or live longer than moderate drink
ers, he only wrote in utter ignorance of the
thirty.two years experience Of this temper
ancc life insurance institution, and of the
equally satisfactory experience Of other life
companies of England, that insure the lives
Of teetotalcrs in distinct section. \ Friend
ly Benefit Society GcetotaD, which has many
thousands of members in the United King
dom and Australia, and which assures for
sick allowances, weekly, and a sum at death,
has just experienced the same results arising
from the tcetotalism of the members. The
sickness and mortality among them has ncv-
er been as high as among kindred societies
which are non-tcctOtal, as the odd Fellows.
the FOrrcsters. and the Druids Of England
aud Ireland.
Here are facts and statistics as to the NOR.
tally of teetotalCrS and moderate drinkers
respectively, which cannot be gainsayed or
rcfuted. We commend them to the readers
of this journal as proof positive of the advan-
tages of total abstinence from all that intoXi-
Gates. Phren0l0gicdl JoUrRd2.