davidaulloa/AmericanStories huggingface dataset:
The New York herald., 1873-08-23
INSURANCE..

TO THE EDITOR OF THE HERALD
An advertisement has lately been inserted in
several OF our leading newspapers, the intent OF
which is chiefly to injure the Equitable Life
Assurance Society.
OF the company, as It's Actuary feel it my DUTY to
notice 1t. The advertisement, commencing with
some general remarks on life insurance, soon
enters into comparison OF the mutual and Joint
stock systems, much to the advantage OF the for
mer, and then goes on to comparison OF results,
taking the Mutual Life Insurance Company OF this
city as an example Of the mutual system. and the
Equitable Life as an example OF the joint stock
system, making IL appear by necessary implication
that the Equitable Is subject to all the evils which
have just been asserted to belong to the Joint stock
class OF companies
1853 the Legislature, in their wisdom, and after
perence OF dangers attending the simple mutual
system, passed law that no new llie insurance
company should be started without frst depositing
with tile State 100000 as guaranty for their
policies. This In effect prevented the formation
has a. see ouned SINCE In the State With
out stock capital.
When the Equitable Society was founded this
the amount named Dy the State by means Of
stock capital but, to make 1t clear that prent on
their stock was not their motive in starting
the Company, they adopted the principle In
their charter--a principle not adopted by any
company previously formed, and BY very few
formed since-that the dividends upon their stock
which, In obedience to the enacted wisdom OF the
state, they pledged as q guarantee OF their good
vestment it reproduces), thus cutting themselves
Oh from any large dividends thereafter, and secur-
ing TO the policy holders all the benefits that could
arise from tho mutual system, with the added ad-
vantages OF an outside amount pledged for their
security aud the prudent management OF the
Society.
In respect to the numerical comparison made In
the advertisement, 1t Is to be remembered that
ratios OF income and expenditure are affected very
materially by the comparative age, extent Of busi-
ness and other circumstances Of the two
companies compared. The Equitable Society
has for several years past done more
new business than any other life company in the
world, and It's expenses should be larger, COM
paratively, than those Of other companies whose
new business bears much less proportion to their
old. But It Is 10 be remembered that, while a
large new business n expensive In the obtaining,
It forms the foundation for substantial growth and
permanent reduction OF expenses in the future
The Equitable Is less than half as old as the Mutual
Life, and q brief comparison between Its present
state and the state ofthe Mutual at the same age
Will perhaps, show more clearly the relative sue
cess OF the two companies, ana give slight gm'
mering OF what Will be the condition Of the Bquit
Ny~AaA Xhnn " .haa a. taipad me pSesept
The New York herald., 1873-08-23
THE PRESIDENT.
Safe Return OF the Chief Magistrate t.
Long Branch-JoyOus Seasiders Sere-
made the Executive 1T the "White
Cottage"

Cottage"
LoNd BRANCH, August %, 1873.
The President arrived here at a quarter before
twelve O'Clock to-day. Those who interest them
selves in his private movements may like to know
that at that hour close coach. with fine, power
iu pair OF carriage horses and two stalwart cOlored
servants awaited him at the Railroad depot
while another sturdy fourteenth amendment sat
in handsome doube-seated basket pnaeton,
drawn by a splendid pair of black cobs, awaiting
the Princess Nelly. But the inevitable
cloud gathered and the ram fell Just as
the train arrived and SO Miss Nelly, like
the wives of the Three Fishers looked at the rock
and looked at the shower, and while casting an
anectonate look OF disappointment at the cobs
concluded to ride In the carriage. The President,
Miss Nelly and the lnveterate destroyer of boot
toes young Jesse, got quickly into the carriage,
and IN very democratic fashion took in with them
Miss Nellys maid, with ner inevitable bundles.
Another son and q gentleman, who was the only
outsider Of the party, jumped into the basket
phaeton and drove OF through the rain apparently
enjoying the fun. The party went home. Whether
they took bite and sup as soon as they had ar
rived and passed family greetings jenkins has not
reported but an hour afterwards the President
was enjoying his cigar IN the fav0rite northeast
corner OF his balcony
General Babcock returned by the six O'Clock
train. !.
The rumors OF an intended grand celebration OF
the twenty fifth anniversary OF President Grants
wedding find after all are unlOunded. Some time
ago. however, several friends OF the family proposed
large reunion Oh the happy day, but Mrs. Grant
at that time positively refused her assent, prefer
ring to enjoy the anniversary in the privacy Of her
own family circle.
The subsequent death Of the Presidents father
would, under any circumstances have prevented
such celebration as that reported to be In con-
temptation. AS to the attendance Of Cabinet Min
isters not ia here at the present time and the
few presents made to Mrs. Grant a remembrance
OF the day are so strictly OF q personal and family
character that it would be impertinence to refer
tn thpr0
The New York herald., 1873-08-23
1ElleaAKs TO THE NEW YORK HERALD.


MADRID, August 90, 1873.
THE CARLIsTs CONDITION IN THE FIELD.
Advices from the North, which the government
deems trustworthy, report that the Carlist troops
are discouraged and insubOrdinate.
DON ALFoNsO's LIFE IN DANGER.
Intelligence has reached this city that on the 10th
dnst. an unsuccessful attempt was made upon the
life of Don Alfonso the brother of Don Carlos. The
woud-be assassin, whose motive is not stated, was
taken and executed.
LEGISLATIVE ACTION AGAINST pARLIAMENTIsr Sc
CEssION.
The COrtes have authorized the prosecution, BY
the tribunals Of justice, OF nine Deputies who have
been arrested for participating in the Communist
and cantonal insurrections.
Prussian Naval Proceedings in the
Cartagena Capture Case.
LONDON, August ~, 1873
The London Hour states that the German govern
ment contempates proceeding against Captain
Werner, who took two Spanish war vessels from
the CartagGna insurgents
The question Of trying Captain Werner BY court
martial is understood to be now held in considera-
ton by the German Cabinet.
Bilbao Rctaken by the Republican
Forces. .
MADRID, August %, 1873.
The republican army under the command of
General Sanchez Bregua, numbering $4,000 men,
has entered Bilbao.
The Carlist forces occupying the city withdrew
without onering battle.
The New York herald., 1873-08-23
NEWS FROM VENEZUELA.

HAVANA, August 90, 1873.
Advices from Laguayra to the 9th inst. have been
received.
Matters were apparently quiet, but recruiting
had again been commenced with the object of
keeping check on the Governor of Maracatbo
who continues to show signs OF insubordination to
the authority OF President Guzman Blanc0.
The New York herald., 1873-08-23
ST. DOMINGO.
Citizen Discomfort and Division in the Army
Public Plunder and Murder.
TELEGRAM TO THE NEW YORK HERALD.

HAVANA, August q, 1879.
BY advices from st. Domingo comes news-con.
nrmatory of advices previously reported direct TO
the HERALD-that the Dominican government
troops met with heavy losses in recent encounters
with the revolutionary forces on the frontier.
A general discontent seems to prevail among
the people, and dissensions have arisen between
Generals Casseres and Garcia, the chief CON-
manders Of the Dominican army, owing to the par.
tiality shown by President Baez towards the
former, to whom he sent $1,000 for the payment
ofhis troops which Casseres pocketed.
MURDERS
are Of daily occurrence and political arrests are
frequent.
.Aexcssd,psly scarce and business alta stapastiu-
The New York herald., 1873-08-23

A WHOLE FAMILY BURNED TO DEATH.
LOUISVILLE, KY, 4

LOUISVILLE, KY, August %, 1873.
At an early hour this morning several frame
buildings, once used as government stables, and
rope walk adjoining, three miles south of this city,
were fred and almost entirely consumed. negro
named Willis, his wife and four children, living In
one Of the houses, were enveloped In the flames
not expected torecover. Two Of the auapected In
ceQdlAcaa have been arIeateds
The New York herald., 1873-08-23

PARIS, August %, 1879
AT meeting Of the members Of the Left to-day
1t was decided to seek the support Of the Left
Centre to prevent the success OF the plans OF the
fusionsts and egitimists for the re-establishment
tof the Bourbon monarchy.
The New York herald., 1873-08-23
NEW SCHOOL BOOKS.

NEW SCHOOL BOOKS.
MISS YoUMANs FIRST BOOK OF BOTANY.
l vol, limo. Illustrated Price, 81.
summed y gp as IS ioilowsM ell VS., ,, .,,..
in n x sns Sy Sr no. S o.
regular Of plants II This Ia i.
second-it provides for systematic training in the art
Third-This plan first supplies the long recognized def
Fourtn-fhs subject may BE- pursued BY young Children
aoaasd n as ss aaa roas s sss or
S5SE T FHS s4SSS y IF ss sSEAsr
s i2mo; $40 pages Price & 50
any BY Miss Yoamsns has ase.lyeiy sonsfmsd tRs
sy 4. on s
teachers and educators the Of botanical study
book should further developed and adapted higher
sample copies Of above mailed post paid to teachers
on receipt TESsiowsg # gTls TslorAsrcAI CHARTS
MODIFIED !. AM AMP ARATTED v E0s gsEN
THE uTlTER yotRANs. sT4rFs, Pscs sY ,isl ELIZA
For fun description q hsss and further rsa
csonsi
the on
VI ''A1 1psscHANEL's NATURAL PHILOSOPHY
By Privat formerly Professor Of rnyses
ss hyfss s nf
BY j. D. Everett, NJ A. b. q. l., q r. E. Prosssor .;,s
sss Win O HHs dse 'S and Sf's so0fsd plates
Price S6 So -. . ,.,,.,v..-partr
M,cbancs Hy irostatics aud Pne unatcs fart u heat
Part Ill electricity and Magnetism Pa7I'' sound
EIHysR fa HsPso onHfSls ifS s,J ~ cIcnRo
With explanatory notes Fer Che use @ q r schools sy
.iS MSert 1a[snssss SoG, smc. Lf Pree 81 's''' = 80
exnresy fer school The ten orauons which IL con-
tans ne specimens Of Roman eo1uence % ~ s yss,
are arranged order in which thought they cas
be read 10 the advantage The noes to each grafton
are proceeded by introduction and by an analysis OF
the argument They are arranged topicsny IN such
manner keep the general scope OF thought As con-
ssniy possible beicie the mind Of tho student "kz
y, ARSkKZpS A 4 ooz rSbgshsss
~ And ~ k0adway.
The New York herald., 1873-08-23
Asthma and Bronshiti. Enectuaily Re.

lieved bv the use of DATURA TATULA; for ''n most
fearful attack asthma Lord Duusany had scarcely
smoked the Datura latua tor more than 9 minute or
he eyed Wonderfully lie told me he had used t
for years with the most perfect success Certainly the
inhalation had the most magical effect ever wit
messed "-Dr. Mcyeagh II have never known an in;
Alexander Sold tobacco in tins, as cigars and cigar
cites in boxes, and pascs for inhalation In boxes. by
SAVORY 4 MOORE. i43 New Bond street. London, and
by all chemists druggists and storokeepers throughout
tha state
The New York herald., 1873-08-23

PARIS, August %, 1878.
Prince Napoleon Bonaparte has been elected
President or the Council General Of Corsica by
majority OF thirty votes
In accepting the position he delivered an ad-
dress to the Council recommending that It's pro-
eeedngs be confined to matters Of departmental
interest
The New York herald., 1873-08-23

A.-Iierald Branch Once, Brooklyn
corner OF Fulton avenue and Boerum street.
Open from A. NJ. to 9 T. NJ
On sunday from to r. NJ
The New York herald., 1873-08-23

A.-Metal, Springs, tho Pitilcss Iron
finger pads and dangerous wire springs aggravate ruD
ture enlargng the But those are gradually
cured by The ELASTIC TRUSS, 6S3 Broadway
The New York herald., 1873-08-23

A.-Corns, Bunions, Nails. &C.. Cured
without pain CORN CURE by mail, Soc
Dr. RICE, 20S Broadway corner Fulton street
The New York herald., 1873-08-23
GERMANY.
Pruaisn Ministerial Action Against q Roman
Catholic Seminary.
IElssaAm TO TINE NEW YORK HERALD.

BERLIN, August ZZ 1918.
Dr. FAX, Minister or Public instruction and
'EcclesiasucaI Affairs, has ordered the Roman
Catholic Seminary at Posen to be closed.
The New York herald., 1873-08-23
SPAIN.

Cabinet Report Of Carlist Military Demoraliza-
tion-Don Alfonsos Life Assailed by an
Assassin Legislative Action Against
Parliamentist Reactionists.
The New York herald., 1873-08-23

A.-Wedding Cards Latest Paris styles
English and French Note Paper. JAMES EVERDELL.
30l Broadway Established l5iO.
The New York herald., 1873-08-23

Brick Dust DepOsit.-See Specimens and
certificates Of cures by use OF CONSTITUTION WATER
Depot so John street
The New York herald., 1873-08-23

Exchange Fire Insurance Company,
I72 Broadway, corner OF Maiden lane.
semi annual dividend OF five ( per has this day
been declared, payable on demand
GEO W. MONTGOMERY Secretary
SEw YORK. August IA, 1873
The New York herald., 1873-08-23

Colvin's Baby Chair and Flying Horse,
pays big return Who will push 1t with captal zee
L. y. CQLYIN, Broadway corner Thirteenth street
The New York herald., 1873-08-23

Fall styles OF Gents Dress and Busi-
HATS lust out at ERENWEINS, l8 Nassau street
between Beekman and Spruce streets
The New York herald., 1873-08-23
YACHTING.
The Race for the Douglas Cups
Competing sleeps and schooners.

The Race for the Douglas Cups
Competing sleeps and schooners.
NEWPORT Il. l., August %, 1878.
There has not yetbeen any change in the weather,
and we are still favored with easterly and south
easterly breezes, accompanied by rain and fog.
To-day we have had fog and rain all day. and the
most OF the yachts remained in harbor. meeting
OF the captains was held on board the nagship at
1890 P. NJ, it was then decided to sail the race Tor
the cups, given by Vice Commodore Douglas, to-
morrow The yachts will start at 10 A. M. across
an imaginary line between the spar buoy on the
Reef and the BrentOns Reef light ship, and sail
around the Sow and Pigs hgntship and return
There are two prizes, one for schOeners and one for
sloops, and they will be awarded to the first yacht
In, irrespective OF time eallowance. The captains
Tuesday, and on their return the squadron
Will be dis6anded. The race for the
the Newport cups will probably be sailed on Mon
day. The competing yachts for the Douglas cups
viii probably comprise the Alarm, Madeleine,
Josephine, Tidal Wave, Foam, Eva 1dler and per-
haps the Tarolinta. The sloOps Vision, Vixen and
Ariadne comprise the sl0op entries. The schoon-
to-day and returned this evening. There are no
HERALDs to be had here this evening for love or
msney. They we're all snatched up half an hour
after the arrival OF the tran
Yachting Notes.
The following yachts passed whitestone yester.
day.
Yacht Oracle, N.Y.Y.C., Mr.. Waller, from Green
port for New York.
Yacht Psyche. Mr.. Dickinson from whitestone
for Greenpoint
The New York herald., 1873-08-23

Deshler's Fever and Ague Pills-sure
cure harmless; poison; established Is years. never
fail Sold everywhere.
The New York herald., 1873-08-23

Epilepsy Mastered at Last.
DIR; CHARLES D. PEARSON Lafayette, Ind: has mas
tered this terrible malady Refers Joseph H. Bradley
ESQ. Washington. D. c.; Francis Dodge Esq, George
town, d. &.
The New York herald., 1873-08-23

Obstacles to Mnrriage.-Happy Relief
for young men, Sent free in sealed letter envelopes.
Address HOW ARD ASSOCIATION, Philadelphia Pa, an
institution having high reputation for honorable con-
duct ana professional skill.
The New York herald., 1873-08-23

DIR. s. ID. HOWe's
ARABIAN MILK CURE,
for Consumption,
substitute for cod liver oil.
Cures Asthma, Bronchitis Consumption Loss Of Voice.
Shortness Breath Catarrh, Group Coughs Colds 40
In few days like magic Price 81 per bottle. Sold by
all druggists. JOHN f. HENRY, No College place.
G. n CRITTENTON, No Sixth avenue.
The New York herald., 1873-08-23
INSURANCE.

NJ the Mufual Let US consider the standing and
results Of tina two companies when each hsd been
Total Annual Premiums after
18th year.. sssy' ss 1ag ,ag sSSs' Sos ssz ssa
Total Income ooo.yio ,o,1y o,s1y 80 80
Assets S,l1S0S4 ~ 6so' oo5
Again, the ratio Of expenditure deaths and ex.
penses to total income for the nrst fifteen years OK
BILE for thirteen years and Ave months to the LIST OF
January 1s7s It was 34.s5 per cent, being diner
Sa ssa PET e
made on the principles adopted in the article now
It may further be said that the stated premium
receipts of the Mutual, from which most or tho
ratios In the table drawn, are not the amounts
amount OF hypothetical receipts balanced by other
hypothetical amounts OF Out-g0 in the shape OF
and gets idea OF the cost or doing the business
very difierent from the truth, and all ratios IKE
those IN the advertisement founded on these hypo-
thetlcal receipts are grossly erroneous ana IN
tended to deceive.
Moreover, there are other mistakes, some OF
which may be alluded TO, to show how little de-
pendence can be placed on the comparisons made.
These mistakes are made apparently for the pur-
have lent a large amount (slO7,55s) on personal
security only, while, In iact the amount stated ID
the amount OF personal property mentioned IN its
report The amount Of rents received is stated
very much less than the truth, as 1t was reported
to the state Again. the comparison states % r Inas
than three months" a large amount, while the
Mutual has nothing. when, IN act,. the report to
the State makes this the amount OF premium due
not more than three months, the word NOT be-
ing very material word in such statements: be-
sides which some OF the ratios are grossly mis-
whether these misrepresentation promote the
cause of life insurance leave for others to decide
the Equitable at the end OF 1872, and of all the New
York companies in 1859, when the Equitable CON-
'''' Escess ortss
The New York herald., 1873-08-23
Actuary Equitable Life Assurance Society.

A.-Kearncy's Extract Buchu CuroS
more diseases bladder and Kidneys gravel. diabetes,
female nesses dyspepsia and debility than
all other remedies combined. Depot l0i Duane street
The New York herald., 1873-08-23
THE BONAPARTES.

Prince Napoleon Elected to Legislative Presi-
dency.
The New York herald., 1873-08-23
FRANCE.

Parliamentary Party Fusion Against the Mon
archists
The New York herald., 1873-08-23

NEW PUBLICATIONS.
IHEAP BOOKS
" Good Books.
Illustrated Books.
Standard Books
Foreign Books
Childrcns Bookx
Books in all languages and all subjects
JOHN PYNE. New and Old Books iO9 Nassau street
The New York herald., 1873-08-23
THE RED SEA.
Wreck Of a Steamship Bound to
England from Asia.

Ion Of Many Lives-The Survivors Held Cap
tive by 1ohammedans.
TELEGRAM TO THE NEW YORK HERALl
LONDON, August e. 1873.
Dispatches from Alexandria give particulars Of
the loss OF a freightng steamer, bound from Snga-
pore and Shanghae TO London.
The vessel was wrecked in the Red Sea. near the
eastern entrance.
The Captain, officers and some Of the crew were
lost
Thirty-six Of the men succeeded in gaining the
land, but fell into the hands OF the Somaulees. q
Mohammedan tribe. ON the shore of the Gulf Of
Alden, BY whom they are held prisoners.
The New York herald., 1873-08-23

All orders from private purchasers well deaiers
will receive the same prompt attention at factory
In Baltimore
The New York herald., 1873-08-23
Cash Premium

all other
Equitable AHN. Y. Cos. NJ Y. Cos.
1872. 1859. combined.
Cash Premium
Receipts $7.426, 1862 $1,772259 $5,654, COS
Gross Income. 8,420,045 2,722, ,l85 5,697, 500
Capital and Ac-
Cumuations 19,695,053 11,839,024 1885, ,129
Amount Insured
in year. 5l,9ll079 l4325, ll6 375S5,9 ,963
Amount in Force III 443315 70,G52,936 l0C,790, 4l5
No. Of Policies
outstanding. 43,135 23,27S 1857
No. OF Policies
written during
the year.. 12,491 ASA ,701
G. W. PHILLIPS,
Actuary Equitable Life Assurance Society.
The New York herald., 1873-08-23

GRAND. SQUARE AND UPRIGHT PIANOS.
New York Branch House
Warersoms l12 Fifth avenue.
The New York herald., 1873-08-23

CHEAPEST BOOKSTORE IN THE wORLD.-i54,672
~ Books on hand almost given away. New catalogue,
No. 81, free; send stamp. LEGGAr BROTHERS.
No. Beekman street, opposite new Post office
The New York herald., 1873-08-23
Perfection! (!
william Kna be & Co.

BOXERS BITTERS.
Beware Of counterfeits.
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1873-02-05
The Committee OF the Assembly and
President Theirs.

The Committee OF the Assembly and
President Theirs.
On Monday last President Theirs appeared
before the now famous Committee of Thirty,
and, on tho constitutional project which that
committee has submitted to him, stated his
views at considerable length. Our readers
have already been informed through these
columns that while the President is entirely in
favor of the creation of second legislative
chamber, he is utterly opposed to the new
project in 80 far as it provides for the lmita-
ton of his powers. On Monday the President
criticised in detail the proposals of the COM
mittee. The scheme, he said, contained Ill
disguised attacks on himself, and he urged the
necessity Of his being free to address the
Assembly on questions of general policy, in
place Of being allowed, as is proposed, to take
the tribune only when bills are before the
House. His concluding words show that the
President is not at all satisfied. sYou humil-
late me-" he said. 81 accept humiliation, but
will not become political manikin. 1 am
only a little bourgeois. You wish to make
me contemplate" The President appears
again before the committee to-day. 1t is not
at all impossible that when the project comes
before the Assembly the President may be
found to be stronger than the committee. The
little man has fought well hitherto and with
great success.
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1873-02-05

HE END OF THE SECOND WHARTON Tn1AL-
1t appears that the jury in the case of Mrs.
Wharton, charged with an attemnt 70 ro;sop
MIR. Van Ness, have disagreed and have been
discharged Thus ends the.second trial Of Mrs.
Wharton ON the charge of poisoning. sb. Is
now hold to bail to appear when called unor
to answer another charge of attempting 70
poison Mrs. Van Ness. While we Offer M
opinion in these cases, but accept the action
of the juries as showing that crime has not
been proved, it is only fair to say that the
determined hostility to this woman on the
part of certain medical men, whose reputation
for professional knowledge is at stake and on
the part of portion of the Baltimore popula-
t0e. SaY0zs very much q. pegsecut0u.