The Wichita city eagle. [volume] (Wichita, Kan.) 1872-1883, 1873-08-14
SPECIAL NOTICES.

/ SPECIAL NOTICES.
LIFE INsuRANcE-'The past is the best eri-
| terion- Massachusetts Mutual Life Insurance
! Co.. of Springfield. Mass. Incorporated 1851
Cash reserve. oyer 81 800, 900.
I The subject Of life insurance has been before
the public for many years. Multitudes Of COM
panes have arisen. ali with the ostensible OBJ
ject Of benefting the community. Men no
longer simply look at the placar,ls and barn
door advertisements of companies, bat they
have to become educated up 10 the system of
life insurance, and many of them are as well
posted a, the agents themselves; henre the
time to impose upon the ignorance Of the pub
lie has past and they will patronize no com
pany that i not genuine. This idea OF life
insurance company not falling is all fallacy
they are a. liable to fall as any other corpora
ton. hence the public should look to their own
interest," and the laws Of the states regulating
the companies in which they risk their money.
and one ofthe leading companies Of the coun-
Try is now doing business in our midst, and We
would call special attention to the laws of her
state regulating her insurance, aud wish that
every state in the Union embraced such pro-
tective laws. Notwithstanding the fact that
life Insurance has become very common. and
hardly any prudent man remains without its
projections and knowing the community have
become enlightened as regards the strength
and standing of the companies doing business
in YOUR midst. vet il is not too much TO say
that most persons insured DO not understand
the fundamental principles of life insurance,
and do not know the vast amount Of advantage
and protection some companies give over 9th
ers. Look at the advantage OF the following:
Ordinary life policy, age thirty-five-Cne
annual payment Will continue the policy in
force, for it, fun amount. two years ard three
days. Five annual payments, ten year, and
ffty-,iX days.
Ten payment life policy. age thirty -iiyc-One
annual payment will continue the policy in
force for its f;il. amount. four years aud fifty
one days Five payments, twenty-one years
and l3i days.
Ordinary endowment policy-Agc 81. Pay
able AT death or sixty. one annual payment
win continue the policy in force, for its full
amount, three wears anu SiN VA. -. Th' pa.
mcnts. fifteen years and 20 days.
Every life insurance company, at the begin
ming of each year charges the insured with his
proporlionatc share of the estimated expenses,
and mortality rate amply sufficient to com
pcnsatc i; for carrying tlie risk. eve have al
ready seen that the saving from mortality and
expenses forms part of the diyidend) The
T.. a. FIJI, for oil tn
liability that it assumes, ana is paid in advance.
This being promised, il is clear that in equity,
the reserve for his policy belongs to the insured
as entirely as the money in his pocket, and it
is just II clear that should he be unable, or
neglect to pay his premium, this reserve should
be used for his benefit.
Stock men. as well as every one else, will
very quickly see that this law is invaluable TO
them. rs BY this means their policies DO not
lapse if they are not able to pay thcrprcmum
Al twelve O'Clock noon of the day il is due, but
continue in force for some time afterwards.
according to the age Of the parties insured.
II i. a curious fact that some companies boast
the amount OF surplus they have on hand in
other words they are proud they do not return
no LONGER needed for the safety Of the assurers
or the assured.
The Massachusetts Mutual believes that
when the books are balanced at the end of the
year. and the amount of surplus asccrtained,
il should be returned to those to whom 1t be-
longs and it is so returned commencing with
the second payment Of premium. Thus the
insured pays but one full premium. and the
second and all succeeding ones are reduced by
dividends. BY this means every person is not
simply promised an enormous dividend by the
agent but has il guaranteed him by the COM
pany. Aud all these laws or flaws of the COM
pany are forced upon them by laws of the state
aid any company doing business i'll the state
must obey her laws orclse they will be di>con-
tiuued. Those contemplating insurance would
! well to examine Che plans and laws regu-
ia,lns the Massachusetts Mutual life insurance
iapany. Any person requiring any inforina-
zion on the subject OF life insurance are cordially
,ted to call on IL l.. SEYMOUR,
General travelling agent. or
NJ l.. LEVY. district agent, at the Office of
rclc x Lew I9-lt
.:cbted 10 II. Bolte, furniture dealer, will find
20 their interest TO call and settle, and there
ave Justices fees. l3-lt
John Robinson's great worlds exposition Is
=. ling TO Wichta--will show here on the lst
day of September. The show consists of
.,dseum. aquarium. ayiary, animal conserra-
{. " and circus. HIS beasts, birds and curl
o-iics are properly arranged in beautiful cages
81 as to afford visitors an opportunity of seeing
ilcm to a good advantage. Their street ex-
addition of chariots. cages. dens, lions and
tcr- loose, marching in procession Is worth
tie admttancc fee. The show is divided into
faur compartments. Viz : Circus, cages of wild
..nimals, water AM l1ls and serpents, live and
unnatural curlo>...-. One ticket and one
price Of admission 10 all.