Rutland weekly herald. [volume] (Rutland, Vt.) 1859-1877, 1873-07-17
A N PINTO N
BY the late
Hon. HORACE GREELEY
LIFE INSURANCE

IA n II M II IN ~ u n IN ~ ~ IA
The following article by Mr.. GREELEY
was originally printed i'll the HeqTthstOltc,
in New York. Like everything else from
the pen of the gifted writer, it viii well re-
pay the reading: -.. ..-E ..sf
Insurance, of whatever kind, is an eff
fort TO guard against the mischances and
disasters whereof we are always in dan
ger The most capable, energetic, eff
| Gent merchant or manufactures, has Of
| ten been reduced in one hour from pros
| perity to bankruptcy by fire, or flood, or
shipwreck. Insurance protects against
the eyer-present peril of such calamity
! by deyoting a share of each years gains
to guard against this possibility of ruin
The premiums paid are scarcely missed
the insurance received makes the differ
ence between thrift and hopeless ruin.
! Not merely the receiver, but his credit
ors and employees, are sensibly benefited
by his prudence and foresight. 49,.
Life is the most precarious of human
| possessions, the most Indispensable ele-
ment of a business career. The bank
rupt of today may, next year, be on his
feet again, busy md thrifty as ever;
bat death is the one interruption to an
active career which is inevitably final.
And Death strikes wherever he will, Of
ten sparing the decrepid and debilitated
to smite the sturdy and vigorous in early
manhood, sealing the eyes that so lately
were keenest and brightest, in that sleep
that knows no earthly waking.
Our countrymen plunge into business
early in life. Many one, whose means
are moderate, is scarcely twenty-five
when wife and child, with an extensive
factory or warehouse, are among the OBJ
jects of his care. With a strong arm, an
,\active brain, and a resolute will, he gives
himself up to his calling, confident Of
his ability 10 achieve a grand success.
! His income is considerable; in ten years,
if nothing goes amiss. he will have made
! enough to place him hcnccforh beyond
/ the reach of want. But suppose he were
suddenly stricken down by disease, and
cut off from life before this year shall
have closed, his property would hardly
pay his liabilities, and his widow and in
FAINT must be thrown pennIless upon a
world with which they are untitled to
struggle. The kindness of relatives may
shield them from the alms-house, but
! IL, =,
Life Insurance is exactly calculated 10
meet thus exigency. While prosperous
and healthy, he can spare the small an
nual payment required to insure that
! $4,000, or at least $4,000, shall be due
them directly after his death. The knowl-
edge that they are thus shielded from
utter restitution is calculated to modify
his auxeties and approximations during
life, and to divest death of its sharpcst
pang.
Life Insurance is not speculation.
He is lli-adviscd who pays a large SUM
yearly in the expectation-I had almost
said the hope-that the feeble octogen-
arian on whom lac has rislled it will sOon
die, when he will be entitled to receive
many thousands by virtue of his policy.
would counsel no che to invest large
~. even on his own life much less on
that of another. Yet there are many ali
ar6nad us who ought to take out policies
at once, in Difference, not merely TO the
security and comfort of their loved ONES,
but to their own peace of mind as we!i.
They cannot afford TO live in constant
dread of the hazards and privations tc
to which their untimely decease would
expose those dcarer to them than life IL
self.
| Beware of frauds, and shams, and spc
cious false pretenses. Pay no money
for policies without knowing that yor
are insured in the fullest sense of the
term. Make careful inquiry know the
character of the men to whom your mon
ev is to be confided and be not delud'9C
into accepting the plans of weak, wortl,
less, or irresponsible associations. Pro
coed with wise and vigilant circumspec
ton, and you will have reason to bless
the forecast that induced you to inyes
in Life Insurance.
Mr. GREELEY chose the great MUTC
ALLIFE, with the following result
POLICY NO. Il,i7o
\ on the life of the late
/Il ! Hon. HORACE GREELEY.
Dated April H. 1855.
Original amount of poIicv...... IS, 700 O
The dividend additions were,..... 6,296 O
Amount paid by this Company
in 1872, OBSERVATION-DISCLOSURES Sl4,296