Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1872-04-16
INSURANCE LAW.
Published April 8, 1872. ]
CHAPTER I22-LocAL.

CHAPTER I22-LocAL
AN ACT TO establish cheap and safe plan OF insur
snee against loss or damage by nre in Grant coun
The people Of the state OF wisconsin represented ir
| senate and assembly, do enact as follows
| Section l. The county board OF supervisors Of
Grant county may insure against loss by fire, any
dwelling house, barn, ware store house, mill ma n
afaetory, shop, once other buildings situate In said
county, rot within the corporate limits of any CITY
and the personal property and goods kept therein
exclusive OF living animals); but such board NAV
conhne its insurance TO certain descriptions OF build
ings to the exclusion Of Others or insure such build
ings by enhancing the premium according to the risk
and ray reject Or accept such applications for insur-
anee II thinks proper But neither sal board the
county shall be responsible on any contract OF
insurance sganst loss by FIRE, beyond the amount Of
insurance premium actually paid into the county
treasury, and legally applicable to the payment Of
See. 2 In carrying out the provisions Of this act
such board OF supervisors may adopt all needf by
laws, rules, regulations and conditions and the s..
shall be regarded part Of all contracts of fnsura zee
entered into while they in force but they shall
be Of no validity until pub lished In some weekly news
| successfully.
/ agents and vest them with such powers, not incon
sistent with this act, il deems expedent But the
services OF such SCENTS and all expenses incurred
ger the same shall be paid ont of the insurance
fund in the county treasury, by the persons in
suIec according to the regulations OF the board
Sec T. In case the county board has appointed no
agent for the purpose applications for insurance may
be made to the chairman Of the town board Of su
Visors. Who together with the town assessors shall
examine the building buildings sought 70 be in
sured, situated in sucn town, and personal property
kept therein. The party desiring insurance shall
make out aud sign written statement, responsive to
all inquiries which may be required Of him. touch.
ing such insurance. Such statement shall set forth
description of the buildings insured and the land
lots or farm which they are sitdated and which
are used herewith, and who ia the of said lots
or land, and the membranes thereon, IL any aud
sueh other matters as may be required by the county
board The agent Of the county board app6inted for
that purpose or in default Of such appointment the
Chairman Of the town board and the assessor if they
accept such insurance, shall endorse on or annex 10
said statement the estimated value of said building or
buildings the amount insured on personal property
or goods to be kept therein the period Of nsurence
the maximum premium beyond which the insured nor
his property shall be liable, and the part proper
ton thereof TO be paid by the insured in
fore the risk shall commence. And the agent or
agents OF the county board shall further endorse on
or annex to said statement that the county board in
sures the buildings and personal property mentioned
in said statement for the period therein mentioned
the risk TO commence when the applicant hall have
PAID the advance portion Of the premium TO the
~ treasurer and received duplicate certificates there
Tor and delivered one of them the county clerk to
De MED IN his Office The statement signed by the APP
pcant and the endorsement thereon by the agent OF
the county, or town chairman aud assessor shall be
made out in duplicated of which shall be retained
by the applicant and the other shall be delivered by
the county agent to the clerk Of the county to be
| filed by him. But nothing herein contained shalt
preclude the county board from requiring and insert
4
contrary to this act. And in case that new buildings
are erected ON the same premises addition made TO
buildings thereon, already insured, in Of any
alteration therein the board its duly authorized
agent II IL consents to continue the insurance, may
direct new statement to be made out and signed by
the applicant or such alteration in the former state
ment and endorsement as will express the contract
| between the board and the insured
Sec. 3. The maximum insurance premium contract
ed TO be paid for the insurance of any building, and
the personal property II any kept therein, shall be
lien, as well upon said building the land or lots on
which IL is situated and described in the stateme
mentioned in the preceding section. And no personal
property to be kept many building. shall be insured
where the owner thereof is not also the owner of the
building ard the land lots which it is situate
unless the owner OF the land or lots shall ndorse his
consent to the nsurs the statement mentioned
in the preceding section annex his consent there
to- in which case the personal property kept to be
kept in such building may be insured, and the pre-
MUM shall be lien the building aud lots or land
which its situate and the lien men toned in this
| section shall have preference any honest cad
right, or any mechanics lien or incumbranee per
fected before the insurance begins to run.
Sec. g. In case the county board should find 1t nee
essary to collect the premiums or any mar
or per cenage thereof to discharge aud pay of losse
expenses, it may proceed by action TO enforce thu
sum assessed against the real estate liable thereto il
the same manner that mortgages other liens upoI
lands are enforced Otherwise the said board pro
coed 10 collect such insurance assessment BY orderin
its clerk to insert id separate column, in tho
ment roll such insurance assessment opposite the lot,
or land subject to its lieu and where such land has
net been assessed aud valued separately aseess
meut shall be lien the lots land valued there
with, and belonging TO the tame But where
the lots land describe in the statement required by
section ., are valued In common with other and not
belonging TO the same the board shall direct the
clerk to separate such other land from the premises
Subject to the insurance lien, and he shall apportiou
tn gross assessment between them according TO then
respective Values aRd the board may require this
araon IN all where the land subject to the In.
lien has beer valued by the assessor In com.
mon with other land, whether belonging 10 the sam,
/ avn nr nfh AMI fba 80
declared by this act to be lien upon any lots
of land shall be added to the general tax assessed
against the and the town treasurer shall collect
said insurance assessment, with like charges, Of any
person liable to pay the same, and u shall be lien
any personal property he may have in such town. and
il may be seized aud sold by the town DAY
such assessment as though IL tax for town OF
county purposes And in of failure to collect such
assessment the town treasurer shall return the land
delinquent ano thereafter tsha be regarded by the
county treasurer as part Of the delinquent tax and il
not paid, with like interest and charges it shall be in.
cluded in the amount for which the county shall sell
| the land and no redemption shall be allowed from
such sale till the whole amount set forth in the cartf
icate of sale and legal interest have been paid and
no tax issued upon such sale shall ever be declared
void or title claimed Hereunder defeated, unless il
| shst appear either that the land embraced 10 such
deed not liable TO the lien of the insurance
ment, declared in this act, that the same, with
interest and charges thereon, has been paid. con-
transfer fprtmses subject 10 insurance
lien, shall not defeat the same but the ttansfeee
be entitled to the benefit of the Insurance. and liable IL
pay all subsequent insurance assessments No person
liable TO pay such assessment refusing and neglect
lug for thirty days to pay the which lawfully
required shall be entitled to for any ae
cruing from the end of such thirty days till such as
sessment sahll be paid realized from the
| Of such lien by action or otherwise,
Sec. 4. Any insurance contract made under the pro
visions of this act be Cancelled by the county
the cou nty clerk, by written notice to that effect
served the insured party and the reps yent sucl
insured party, of t3e uneaned portion Of his paid
premium and any insured party may cancel such in
surance contract by serving upon the county clerk
ftga In hot all
treasurer the amount owing from him thereon and the
county board may by regulation otherwise
the period Of insurance, which shall ia exceed
Secs All losses for which compensation is claimed
shall be adjusted by the county board, com
mittee or agent appointed by them. The allowed
for the burning insured building shall In no case
exceed the appraised value OF such building
ii exceed twothrds Of its actual value at the time Of M
loss Nor shall the amount allowed for the
of personal property exceed the value the board
undertook to insure, shall il exceed thresfourths
OF the scteai value Of such property at the time Of
| destruction. The board may, IL il deems IL eI-
pedent, erect new building OF equal value with that
destroyed Instead Of paying for the loss in money
Any party aggreved by decision of the county board
its committee agents, Ia reference any loss,
| appeal from such decision to the circuit court d
other cases Of appeals from the decisions Of such
i ty board,
See 9. Whenever anticipated expenses or those
actually incurred claims for losses shall exceed the
insurance fund in the county treasury, II shall be the
duty Of the county board TO make equalzed
ment upon each of the maxmnra premiums. The
shall be arrived at BY dividing each Of such pre-
mums by the number Of years for which the said party
was insured and Of the several sums so found a nj
form rate or per centage shall b. TAKEN sufficient in
the aggregate to satisfy such losses and expenses and
such assessments shall be collected according 10 the
foregoing provisions but person his real
persona property shall be liable for losses expenses
inc urred happening during the period Tor which
| he insured.
| sec TO- The bond given by the county treasurer
shall be security for the safe kse ping and dAbu
ments Of all moneys coming into his possession By
/ virtue Of this act.
See. IL The provisions Of this act shall only app,
| to Grant county.
/ Approved March %, 1879.