New-York tribune., 1872-12-07

Tnus showing the smallest amount returned for over
payments be = per cent OF the premium paid ana
M lurce. by far the most expensive whereas the great
reduction IN the proposed ne" scale OF rates Is less
Trsc can therefore be doubt Of the safety Of the
p31 measure or Of the ability OF the policies
take o themselves, To pay their own way, and ac
eumui1to surplus. 49,
Will la .pplrent from an examination OF the fore
gong tab II the premiums upon those 30 policies
hai teen M e 70 per less than they were, by dmin
would have been that the poicyhoders would have re-
tanned tue l.aerence IN their own pockets. Inc Com
pd'y wOui nave been Just as sound ior as VIII DC seen
b. facts above stated t would have held the same
proper each policy, but the dividends or
UYsrllymeu's would have been smaller
without disturbing any oa policies II - now proposed
u nat III table OF rates for new pOlicyhod-
In these new rates change u maze IN Ihe percent
a. iOr eX enses other than death claims reducing II
fm 80 per 10 per cent. Upon wbolene policies
the effect IL 10 reduce the premiums ~ so per cent.
Upoa other classes OF policies tue reduction Is not so
great No change other than reduction III the Provi-
3 On tor working expenses is proposed OF made
When the computations for dividends are made each
Tls low premium VIII receive "A comparatively small
dividend because it Will have earned less The high pre-
basis heretofore and It's dividend. lar from being d
minshed Will be enhanced by the introduction Of newly
should any OF our Old present policy yholder having
policies capable OF being sulIehaerea, Wish 10 take
advantage the aud lowered rates, IN such cases
"a, they will make a new contract with the Company
the Company their surrender value, IN cash As a
matter OF information, 1t may be stated that on policies
i've years old less the exchange thus effected VIII be
would be no Saiu. , ~,
nsnt OF every OF its outstanding contracts Even
II should to-day insure any new members, It's
fuud would sufficient 10 pay every death claim, as
presented aud return yearly 10 policy holders sur
pius It's assets would, ia the course OF few years De
I'm 10 d.crrase but the last dollar would hand
pay legitimate demand. The surplus accruing
under such circumstances, however would necessarily
considerably than IL Its business were Coz
tnuai. New lives in youth and heah admitted 70 the
Company. Drng reduction IN the proportional aver
ase losses death. Present members have been bene
fted IN this way. New members will shortly have the
same advantage their turn, and meantime Wil re-
cotye their at fair and safe rates While the
new and Old members must mutually bene1t each Otner
the interest than the duty OF the Trustees
OF tie Company take tha no plan OF change shall
time be adopted, winch would IN the least
Interfere win the rights the safety the advantages
Of the old policy holders, they and their friends are
themselves included among the nuihber.
1he fdh VI the policy holders IN the sOundneSs OF the
Company aud the conservative aud careful management
OF i Trustees ought therefore. TO be shaken by the
attacks which are made upon BY interested aud unscru
puOus erOns VINO are euYlOus OF It's position anu grcd
ackuOW dyed success r. ). WINSTON, President.
" al. {. BARTLETT, ActuaTy.
CARD.
The undersigned, as a Trustee of the Mu-
oz4. Life Insurance Company has received cOmmuui-
eaton from Mr. Stephen English, No. I57 Broadway,
Eeaeclng severely upon the management OF that Com.
pAay aud upon the personal character its President
This letter nas been very widely circulated ana the
frauds OF the Company deem II entitled respectful
nave no personal Acquaintance with Mr English, and
only ner the object OF the letter from the bitter
Spirit which psryates it.
Ia seEs)na 'snectiOns upon the Pre,id,n, OF the