Sunbury American. [volume] (Sunbury, Pa.) 1848-1879, 1872-05-25
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CASH AND CREDIT.

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CASH AND CREDIT.
George Brown. at the age of twenty
three, took him q wiic,-or, rather, he and
Hattie took one another-for better or fOi
worse. But then they knew it was going
to be for better always, and never for worse.
How could ii be otherwise, when they un-
derstood each other SO well They had
married young, and they had but little OF
this worlds goods to commence with but
they had health aud strength, and they
were going to work together and build
them up home of their own in time.
1--WE will be very saving" said Hattie,
"and in the end we may reach the goal. -
The goal was the home which they were to
own. I'VE shall not scrimp, nor deny
ourselves of necessary comforts but we
will do without luXuries. by thus ecOno-
mizng in the morning, we may find store
to spare in the evening. Money is like
time. An hour gained in the early day is
a great thing, while an hour lost may not
be regained.n
George saw and understood, and he was
as eager as was his wife. He determined
to nut all his energies into the work, aud
in the future he was foreshadowed with
promises most bright. lie had taken of
his uncle Il small house which he was 10
pay when he could. lie had no doubt that
he should be able to pay two hundred dol
lars year on it, at which rate, his kind
relative had offered the bargain, the pro-
perty to be his in six years.
George" asked Hattie, one evening, at
the tea-tabie, What did you pay for this
tea ?'
What Did not ask -
"No. | have every confidence in Mr..
Skidd. lie is a perfectly honorable man. +"
But did you not pay for it ~
mo. | have opened an account there"
Hattie shook her head disapprovingly-
George saw the motion, and went on,
You know am paid monthly, and l
thought it would be just as well to keep a
monthly account at the store. Mr.. Skidd,
himself, preferred the plan.
II can see very readily why Mr.. Skidd
should prefer it, said his wife with a sig
uiGcant smile. "In the first place, he
knows that you are an industrious, steady
and honorable man, and whatever you owe
you will surely pay. lie knows that
George was flattered, but he felt that
his wife had spoken no more than the
truth.
And pursued Hattie, ''he knows one
thing. lie knows you will buy more on
credit than you would for cash"
George made a deprecatory motion, but
his wife continued
"Mr. Skidd knows. He is old in the
business. Over his good customers, who
open monthly accounts upon his ledger, he
has decided advantages. lie can persuade
them to buy what they would not buy if
they had to pay the cash down and, where
they are to have crcdt--where trader is
to have the extra labor and expense OF en-
tertaining and posting each separate arti-
Gle, and, in the end, Of making full bill of
itcms-the buyer cannot with good con-
science demand reduction from asked
prices"
George smiled, and said he thought his
wife was mistaken. lie was sure he was
doing well. 1t would be inconvenicnt to
pay for each little article as lie ordered it.
And, furthermore, it would be handler to
settle his store bills when his employers
settled with him.
Hattie did not press the matter. She
had brought The subject upon tie tapis,
and she was willing to await the develop
ment of events.
"By the way, Mr.. Brown, do you not
want box OF these figs They are fresh,
-I'll warrant thcm-and BY the box | will
put them cheap"
So spoke Mr.. Skidd, the store keeper.
George knew that his wife was very fond
of figs and he loved them himself. And
he finally consented that a box should be
sent to him.
On another day Mr.. Skidd said
"Ah, Brown, my dear fellow, have you
tried the golden syrup ?"
George had not tried the syrup. The
best quality of mnlasses had hitherto an
swered him. But he was persuaded to try
it.
On another day:
Look here, Brown, shall send you up
dozen of these Messina Oranges ? a
new cargo just in. Yop won't get 'em so
cheap again-only thirty cents"
Only-thirty cents And George knew
how fond Hattie was of oranges. OF course
he would have them.
And SO the days passed on, and the
month came to an end. George Brown was
paid by his employers, and he sat at once
about paying others. On his way home
he stopped in and got Mr.. Skidd's bill
you can take it and look it over" said
the dealer with a patronizing smile. "You
will find it all right"
George had intended to pay the bill then
and there but when he saw the long col
umn of figures, and glanced his eye at the
sum totak his heart leaped up into his
mouth. lie was astounded. He had
thought to himself as he had come along,
that Skidd's bill would be about twelve or
fifteen dollars. After paying everything
else he would have twenty dollars left,
which would satisfy the last demand and
leave something over.
lie had just commenced housekeeping,
and he did not expect to save much at FIRST