The Albany register. [volume] (Albany, Or.) 1868-18??, 1872-08-16
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Alhaaly 9e0istes.
The MannE,ns VILE.

lave been tilliJy-scfen cents over
thousand dollars"
..And your income has been a tho'l-
sand dOllarsy"
Il managed pretty well didn't ?"
''Do you think it managing well to
exceed your iheonie?'' said the wife.
"Wbat is tllity-Seyen cents ask
cd Mr.. Jones, lightly.
Not mnch. to lie sure, hut still
something. 1t seems to me that we
mlglt to have saved, iiIstead Of falling
behind.r
"Bu how can we save on this sal
ary, Elizabeth We havn't lived cx-
trivagantly. Still it seems to have
taken it all. :
t.Perhaps there |, something in
which we could retreneh. Suppose
YOU mention some of the items.
''TM most important are--house
rent. Sl50--articies of food, $500"
Just half"
..Yes, and You'll admit we can't re-
trench there. Elizabeth. | like to live
well. had enough of poor board be-
f1re | was married. Now mean to
live as well as cam"
'.Still we ought to save up some
thing against some rainy day, Ezra"
That would be like carrying an
umbrella when the sun shines"
"Still it Is well to have all umbrella
in the house"
Il can't eontloyert your logic, Eliz-
Abeth, but I'm afraid we shan't be
able to sayeanytlling this year. When
| get my salary raised it will be time
enough for that
''l1et me make proposition to
YOU" said Mrs. Jones. ''You say
one half of your income has been eX-
pended Oh articles of food. Are you
willing to allow me that sum for the
purpose:"
You guaranteeing topay all bills
cut of it2"
YES"
'.rhen will shift the responsibility
an you with pleasure. But can tell
you beforehand, that you won't save
much ont OF it,
Perhaps not. At any rate will
engage not to exceed Il
''1'hat's well, shouldn't relish hav-
ing an extra bill to pay. As lam
paid every month, will at each pay
inent hand you half the money.
The different character of husband
aud wife may be judged from the con-
ycrsation which has been recorded.
Mr.. Jones had but little prudence or
foresight. lie lived chiefly for the
present, and seemed to fancy that
whatever contingencies might arise in
the future, he would, somehow or
Otlier be provided for.
Now trust in providence Is very
proper feeling, but there i a good
dead Of truth iii the Old atlage that
tod will help those who help them
selves.
Mrs. Jones, on the contrary, had
been brought mp in a family which
was compelled to be economical; and,
although she was not disposed to deny
herself comforts. yet she felt that 1t
was desirable to procure them at a
fair. price. The time at which this
conversation took place was at the
commencement Of the second year OF
their married life.
The first step Which Mrs. Jones
took on accepting the charge of the
household expenses was to institute
tie practice Of paying cash for all ar
tlcles that came under her department.
She accordingly called upon her butch
a. and enquired-
''lIow often have you been in the
habit Of presenting your bill, Mr.. VIII
liams 2"
,-Once in six months, WAS the re-
ry.
And | suppose you sometimes have
bad bills?"
"Yes, one-third of my profits, on an
average, are swept of by some Of
them."
And you could afford, suppose
10 sell somewhat cheaper for ready
money!"
Yes, and would be glad II all
ny customers would give Inc chance
to 10 So"
II will set them an example, them"
Said Airs. Jones. Hereafter, what
ever articles we shall purchase of you
shall be paid for on the spot, and we
viii expect you to sell as reasonable
as you can.n
This arrangement was made with
dtllers, who, it il scarcely needfth TO
say, were very glad to enter into the
arrangement.
Ready money is the great support
n trade, and a cash customer Is worth
two who purchase on credit.
Fortunately Mrs. Jones had small
supply of money on hand, which last
cd Till the first monthly ilistallment
from her husband became dtle. Thus
Slse was enabled to carry ont her cash
plan from the beginning.
Another plan which occurred to her
As likely to save expenses, was to pllr-
chase articles in large quantities.
She had soon saved money enough
from the amount allowed her to do
this. For example, instead of buying |
sugar. a few pounds at time, she
Purchased barrel and succeeded in
saving accent or more Oh the pound.
This, perhaps amounted to but a
tritle in the course Of year, but the
system carried ont In regard to other
aiticles, yielded Il result that was by
10 means triile.
AT the close Of the year. on examin-
Tug her hank book. for she regularly
DEPOSITED whatever money she had no
6s4asion to use. in one of these insti- |
fgH0nS--she found she had $3.50, be-
sides reembIlrsing herself for the moil-
ey med during the first month Of her |
Experience and had enough left to last
A1i0tler.
.ssfeI. Elizabeth, have you kept
1EitIiin gOHr allOwange!N asked her
1,l,sbMd. ri guess y0ll have IlOt found
If 50 easy to save as Jon thought fpF;