The Elk County advocate. [volume] (Ridgway, Pa.) 1868-1883, 1872-10-17
Il HE STORY-TELLER.
THE SAVINGS BANK,
n TALE OF HARD TIMES,

lc IN good business. At the age of 26 he
had taken to himself wife, Caroline
Eustls, the daughter of neighbor, who
mad nothing to bring him but her OWL
personal merits, which were many, and
habits OF thrift, learned in an economi.
Cal household, under the stern teachings
of necessity.
1t is well, perhaps, that Charles Lyn-
ford should obtain q wife of this cbarac-
ter. since he himself found it hard to
save anything from his income.
1t was not long before Caroline be-
came acquainted with her husbands
failing. She did not feel quite easy in
the knowledge that they were living
fully up to their income, foreseeing that
time would come when their family
would grow more expensive, and per-
haps her husbands business, now in so
fourishing condition, might be less
SO.
Accordingly one day she purchased of
TIN peddler, who came to the door, a
little tin safe, such as children frequent
ly use for savings bank This she
placed cogspicuously on the mantel-
piece, so that her husband might be sure
to see it on entering.
Hello, Carrie, what's that" he asked
curiously.
"Only little purchase I made to-
day." said his wife.
But what is it meant forf" he asked
again.
"Let me illustrate" said his wife,
playfully. "Have you IL ten-cent piece
with you"
Charles drew dime from his waist
coat pocket. His wife, taking it from
his hand, dropped it into the box
through a slit in the top.
Charles laughed.
$50 you have taken to boarding, Car
rie? Has my little wife become a
miser! 7"
"No, only little prudent. But seri-
ously, Charles, that is what l want you
to do every night"
"What drop dime into this new
tangled arrangement of yourst"
Exactly"
Every we'll that will be easy enough.
A dime day is not great sum. But
may know what you are going to do
with this newly-commenced hoard!"
"Lay it up for rainy day." Caroline
answered.
Charles laughed merrily.
"And what will dime day amount
to ~ he inquired
"In year it will amount COM
menced his wife seriously
90, never mind-spare me the calcu-
lation 1t sounds too much like bust
ness, and l get enough of that during
the day"
"But you do not object to my plan 2"
"Not in the least. 1 have no doubt
it is very commendable, but you know,
Carrie, L never was gifted with such
prudence"
This ended the conversation for the
time.
The plan inaugurated by the young
wife was steadily carried cut. She was
not one of those (of whom there are so
many who enter upon new plan zeal
ously, but soon tire of it. In the pres
ent case she was thoroughly satisfied of
the wisdom of her purpose, and resolved
to carry it through.
Every morning she called upon her
husband for dime, which was forth
with added to the accumulation.
Frequently he had not the exact
change, but would toss her twenty-five
cents instead. She would assure him
laughingly that this would answer her
purpose equally as well.
More than once Charlie would banter
her on the subject of her little savings
bank, which she bore gaily. But these
were not the only accessions the fund
received. Her husband had early ar
ranged to make ample allowance for
dress-I say ample, though dare say
some of my city readers might not have
considered it so but Caroline-who was
in the habit of making her own dresses
provided herself with good ward-'
robe at much less expense than some
not so we'll versed in the science of man
aging could have done.
After considerable calculation she
came to the conclusion that out of her
daily allowance she should be able to
make a daily deposit equal to that
which she exacted from her husband.
OF this, however, she thought it best, on
the whole, not to inform Charles, enjoy
ing in anticipation the prospect of being
able, at some future time, to surprise
him with the unexpected amount of her
savings.
At the close of every month the tin
box was emptied, and the contents were