, 1872-12-15

@Ao~~ASSAa
to influence him to that end. They are good for
what they nay cash for. Their word ranks with
their bond, and both are Worthless They can
be depended upon to meet their obligations
only when compulsion is employed-
THE FIFTH CLASS
are still worso; for thoy not only regard borrow
ing az q virtue but they deem payment 4 vice.
To defraud anybody seems to give them posi-
tive pleasure and they never fe1icitate them
selves so much az after o successful sWindle.
They arc earnestly opposed to diacharging any
and every obligation, however sacred the circum-
stances under which it is contracted. They are
among hevery few OF their kind who would rather
throw away money than pay debt with it; and
creditor, whom they have been obliged to sat-
isfy, they reckon ever after as an enemy. By
some pervereion OF understanding and derange-
ment OF morals, they have come to believe that
the worlds goods belong to tbs most ingenious
ewindlers, and that they are entitled to such dis
tinction. This class seldom have any position,
commercial or otherwise, but prey upon the pub
Lie without mercy.
TIE s11TH CLASS,
80 far Is known, have never dono ANYTHING but
borrow. They arc the most professional OF pro-
fessionals. Their only idea of property is to get
whatever they can without an equivalent. Work
is hateful to them, and fraud delightful
They struggle hard for the reward
Of dishonesty, and receive it with feeling akin
to enthusiasm. They have never had the slight
est credit; and how they contriva to dupo their
follows, year after year, is one Of the mysteries
Of humanity. Physiognomy and manners pro-
claim against them; and Jet they accomplish
such results through dishonesty as upright men
would vainly strive for by honorable means.
art Of cozening. They arc able to espy loan
in face as q banker is to detect alloy in coin.
They appear to have an intuitive knowledge Of
the contents Of an unseen pocket-book,
and Of its owners special weakness, which
they proceed at once to play upon; they can get
money out of q hunks, and have been known to
raise tho wind in the dead calm Of millionaire.
These principal classes include
SUBDIVISIONS
too numerous and diyerEe to mention. Borrow
ers change their grade as they advance in mean
ness and recklessness. They may begin IN the
first rank and fall to the lowest. They Will do
this year what they would not have done last.
They ere always liable to sink, even below the
level they occupy. They require broad field
for operations, because the proper victims can
not be gathered twice by the same hand They
droop their crest as they accumulate lnfamy, and
exercise more and more hypocrisy and deeper
and bo1der falsehood as their career continues.
THE ARNT OF OCCUPATION.
Borrowers roam the Island OF Manhattan from
morning to midnight, invading every place and
penetrating every corner. They can no more be
shut out than the Atlantic Ocean they are all
pervading, persistent, and resistless. They. will
climb to the apex Of Grace Church, or walk to
High Bridge IN driving storm, for the sake Of
trivial loan, when they could not be hired to do
honest work for ten dollars an hour. They
fe nf;1anthron;c snnurh tn mike = casa for the
Coroner. They rob the credrIone and csio1e tha
yeai With zest and eheerfnlness which ran
only spring from serene consciousness OF do
ing evil While the good suffer and the deserv-
rn37nd 1rith r,1anfy o~'
IT'S PECULIAR TALENT.
Professional borrowers have 3 knowledge Of
human nature equal to Shakespeare OF Ceryantes;
soo1n 49, 1ehsv often "a. 1osns W2tho1t rettno ~
,,t +;s daaa ~ ,,rers
;ns;@ht At fsn1t Eon1y ~ the;r love for exnsr;.
,aI{ T5,a Ia-,,,,,5a +to, -,sEa r,.,o-, ~ ~
,1i ane 10 t4nt;ra naAI t % Gon .ne an- ~
a ".4 =; H. f,1,ra o ~ o,15 uo nareo ~
~ -. sas, +.ara ct ~ ;nh+ ~ e.
~ sAe ".onS 1n "o41 nos 10 ~ ouo aosel4s
oAi,or ILL., atSas0 4a,s + are tu ,sa, ~ ls s{ "T
nu ~ 'ane oan 49, ~ ~ t. tie
eis aas nustse Iiaass ~ apRnoas4Ss 4 W 1ne
-, -. ~, .sj -. om H.
e eas.on laa gone pslo,e tnen1' a,.et ne e1u ma-
5of'ar oa@a ha 49, S-o,, t;aor fos,o;a, snin
go p tot .1e
s1a..s sa a.. 80 go. ~ - = ~
,r1d - t'en ~
etinct stig jIoe'' "oo1s' '''o5t''Ae ~ liz
r. orrorvars nrave7 ,,nor +ha nrosnarona tbey
vonld do little ham: but. unfortunateiy' thev
find their victims among those who haye not
licked d. up s their hearts o and aaas thrown aw
= aAe GOOD fellow. and T that he should BE- % driyen
into 'oa akspseiam ] T and dc eyniesm m SHY By deliberate
sW;n7tea Is den1orah1e indaei. suc1 sbafter.
;nr Of fsitb ia q sin AGAINST the race. and. if q
horTnrreT t not asnire to total de.
", on1d heat,ta hafoTe committing +
ent i,s stons at noth;nr ercent It he tha Vision
n Jaht @ g;se1,aroed o. ia ehost of an nnra-
4e 4ea4,ad ~ adp5 sh e.h;l1 - 'A'o sDo0' A
oe'@1'o 1o0- 1,,z77xa npr4n
uaroda - o,,1 c;t;zans -t afrsno. 40 T. nav
.n1a.r sqo ~ n o. nanetna deead of borrovera
a az s1rara ~ th.t fhe;r co,ntannnces and
40 nra rt +11,, end that reso1ra
~ el w" T,as sra annrv ec;tS t,ernse1uas
NLseeu. 4,au1 90 +7,a h7.a5;aasearts
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f1auslo1e 5ee W heep a,, - III 1lprs npt
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1no eua1 op - 4rai1 oF s,,c 1nan,
stoiJ 10y aie Gse. - 11G 4.a " 49,
pe1 " .n9 & e. .hiue nu 10y &
ap1y t and ~ ~; ~ a1d 10 1.+i
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