Belmont chronicle. [volume] (St. Clairsville, Ohio) 1855-1973, 1871-06-22
,SeIert sturu. esg
THE MANAGING WIFE.

thirty-seven cents over a thousand dol
Iarsri HH HnIff II,
"And your income has been thou
sand dollars?"
'sYes, I managed pretty well, did I
not ?'' ez...,... + -
'sDo you think it managing well to
exceed your income? ?' said his wife.
''What's thirty-seven cents asked he,
lightly.
F'Not much to be sure, but still some
thing. 1t seems to me we ought to
have saved, instead of falling behind"
"But how can we save on this salary,
Elizabeth? We haven'tIived extrava-
gantlyg Still it seems to have taken it
all. tssI
ssPerhaps there is something in
which we might retrench. Suppose
you mention some of your items.n
1.-THE most important are house rent, |
one hundred and fifty dollars, articles |
of food, five hundred dollars"
"Just half. go II
'''Yes, and you'll admit that we can't
retrench there, Elizabeth. l like tol
live well. 1 had enough of poor board
before 1 married. Now mean to live
as well as 1 can"
'tStill we ought to be saving upsome-
thing against a rainy day, Ezra" y Il
'That would be something like car
rying an umbrella when the snn
Shines" El- aE
"Still tits well to have an umbrella
1 in the house,
''I can't controvert your logic, Eliza
beth, but Pm afraid we shan't be able
to save much this year. When / get
my salary raised, it Will be time enough
to think of that.p e z.47tf r. ,i.s,.-..
"Let me make a proposition to you"
said Mrs. Newton. You say one half
of your income has been expended on
articles of food. d Are you willing to al
low me that sum for that purpo5e?'a i
"You will guarantee to pay all bills
out of it?''
| eyes,"
ssThen 1 will shift the responsibility
upon you with pleasure. But 1 can tell
you beforehand you won't be able to
save much out of it." lIl
"Perhaps not. At any rate 1 will
engage not to exceed it.'
Z "That is well. shouldn't relish hav-
ling any additional bills to pay. AS 1
am paid every month, 1 will at each
payment hand you half the money"
The characters of husband and wife
may be judged from the conversation
4 which has been recorded. Mr.. Newton
lhad but little prudence of foresight.
: He lived chiefly for the present, and
seemed. to fancy that whatever contin-
gencies might arise in the future, would
isomehow be provided for. Now trust
in providence is very proper feeling,
but there is good deal Of truth in the
old adage that God viii help those who
will help themselves.
/, Mrs. Newton, on the contrary, had
been brought up in family which was
compelled to be economical, although
.lshe was not disposed to deny herself
: Icomforts, yet she felt that it was desira-
BILE, to procure them at as fair price as
possible ~ = ~ 1z3cs / WS4.B
The time at which this conversation
e took place was at the commencement
fofslth second year OF their married
' life.
F The first step which Mrs. Newton
e took, on accepting the charge OF the
household expenses, was to Institute
81 the practice Of paying cash for all arti-
cles that came under her department.
|. She accordingl called on the butcher CD
land inquired: bo 2 4usa 80 Cs8z - s.
II slHow often have you been in the
habit of presenting your bills, Mr.. VIII
liams ?n qss4 - zfiHg 1aa sIadrs- no.
; "Once in six months . Essa ,ssT ~ 7. .is e5
t .And I suppose you sometimes have
bad bills ?'' sosl e.ts g
"Yes, one-third of my profits, on an
average, are swept off by them.0
"And you could afford to sell some
what cheaper, / suppose. for the ready
mopey?' ~ M E.
* eyes, and / would be glad if all : my M
tcustomers would give me a chanee to
8 81 will set them an example then, I
: ever articles shah be purchased of you
expect yepto sell as reasonable as yon
This aTrafgement was also made
d with the others, who, it IS ~sesrsely
needful toSay, were very glad to entei
1 into the arrangezaent. Ready money
is the great supp5rt of trade, aud q cash
d custemeF is Wafth two who purchase
1 Fortunately Mrs Newton had 3
small snppIy Of money by her which
lasted till the first MONTH Y install lnieni
'e of herhnsband became due. Thus she
g was enabled te carry out her cash plan
from the be9innings EsRkEEkgA
II Another plan " hich Occurred To hei
as likely to save expense, was to pur
n chase articles in larger quantities.. She
Il had soon saved enough from the money
Iallowed her to do this. sK0r example
'sfinstead of buying sugar few pounds
at a time, she purchased barrel, anC
u so succeeded in saving a cent or more
!. Ton the pound. This, perhaps amounted
Ito but trifie inthe course Of the year
:, but the same system carried out in re-
gard to other articles yielded a result
d (which was by no means a trifie., -.
es There are other ways in which {
careful hOusekeeper is able to limit eX
Y penseWhieh Mrs. Newton did not over
Hook. With this object in view, she wa!
'r always on the lookout to prevent waste
land to get the full value of whateye
. was expended. ~ s.4 "a 30. rr.,1 as'l 10 a.4
Theresult was beyond her anticipa
NJ 1tiOns. wa oaj j. 'sa' - 7s-.l DO -osLa
At the close of the year, in examin
Wing her handbook for she had regular
I jly deposited whatever, money she haf
'ttnot occasion to use, in one of these iasti
tutions-she found that she had one
1t hundred and fifty dollars besides REIN
Ibursifg herself for the money the frs
n month, and having enough to last an
other.g .eolrsS.5JaEE sO ATeEds "a
vi ''Well Elizabeth, have you KEEP
within your allowance?v asked hei
rs husband at this time. Iguessyou have
7 mot found it so easy to save as yor
'. thought for" no ,.e IA .s.rair.
Il sI have saved something, however, :
. 1answered his wife. "But how is il
y y with you?" - = . ai7 9. 80
v :" CHATS more than I can say, how
y y ever I have not exceeded my income
= that's one one good thing. We have
= IIiued full as we'll and / don't know hul