New-York tribune., 1871-01-18
Iy1PORT mt DECISION N BEHALF or INsUREEs.
III the case of Sturm agt. The Atlantic In

III the case OF SlUIm dEl. hC Elltlltlt III
surance COMPANY Judge NcCunn of the superUf Court
has rendered the following importaI decision:
This one Of the most e,traosry have been epspg
nga det'l Of which torether With the e'aHnsaou Of
~ he MeIo (l8 sli 60. tAi he
agent MeIicsn Government shd engge tie paha Of
srra, tcua,or baa - ioed sch Of leo
40 haln viii arms sccounen's Se Ine nae te-sd
put then the hold Of tie P he and tn mate ad not see the
The p.udf bought ~ o of the goods from nnerar
broker naTt Mullen so ad io am N gT,eniis' n IN ee;as
but bad done IN otter transaction with toe le
prf kro1, aot where i.d is ea; hat &c Is OK no
Of loOts 20 to- ii"tt d 90 o S4o,N ald I" s ne as
the who 5ntT sistn 1olt The nhse om Maea
yserru,r psi r Gh to hllen Of value +21,'p
In Me,ear dollar the
o' 'bole ei mot necenl' required contain such 's equip
cty is shown lave snse psctag-.
Nos az 10 the pni1 statement 70 th underwriters be sars he ID
rot geluAll' tlsi ~ ~ ~ p ,Sp,o w. ~ ~ & N i sna
as 81 a. In % os rheh be- ubsses be sSoT. aa, ,sse boS
goFtn og 10 Or - ers on The dollar tHd e b. s b. hd
pai yAld AZ 90 ceT An this eorcese
from te p % SS' ia b ' D 90 U ] of l '" IL @ "a
together, that -eas % board Of this vos'eL
rorsl, tell where fbey placed SHIPS
ssiEe arms aai munitions Of var ana qd aloF tie u a
believe they contain qualities 'reh Material d'n. ee,e
Asu evidence tse captain srd IL hfS chcef the thp shows
te eu,relg sorhy stea she In hs lie
,.uIS va M M 1a @o % sc nd sS e & Of o
gwen By The sat, aod .pn lo', i.t 20 Fes sa sre 1e
ptfc dsn from her inLeelt Weains hOH th- rls B
Inherent dee IA .hp cone
she
begOstRg u iLsarsnoe III parties vel
deal hsth IT.. presumed " he
the usurcf he rnfe
rel bis but r,rcres exclusively
egene communicated bJ ths insured AMI hence rber ibe par
ties OrPyn @ unequal pspon TIE .s sIAe Of ne party ioAbs
the
dor IN he facts Affecting 70
sIGnos Characterized N legal iangusge eon,Tl1 ates0
Ana responsibility Of the Insured proportorsl bic OBLIGATION
hllr element in e ssm.ie Of the rru,
withhold such Al ftc the 10
ia oryB This rule on,
mortv tu hsImony with all Tie shso. VI he las. lPL
l,s on Insurance, See 5j5 ~ sel
Whether in The plaintiff
prscud.d recover, the sppssrs his
gep the injury II vhc he compaa The
Ting nsurl obviously and essentially Material well tie
paid;
g,rat. th,t value the upon tie Il
,e vslne entering into the 1be former ss al zig Lg
redress In proportion the Insured OversinEteI the
he rAI
safety. his pfesng
o.don in ~, .a effective aspect; for might vel he ecirv pre-
sumption Of ely AMI eggousJ Oycnh
the yal1c yrVptTy tL@ be With ntr
pose
The hoois an reckon orervauon the m
representations which 80 o AVOID policy Nor should casual
when overvrluaion in the trial
only intentional II all rnoh bOnd ue coat The sioa
in ysae well the Law pubic pole
shouh
fapd-of ytsiea ard annus the " bs
bansg deliberate and fgTni oyeyaaatou me
according value SouA b IA enable TO realm
raul detrte
n conformity honest! of ne"afe Sel lie bu
lelf Tepudisied n he beginning
The having ayoved that he knowingly oaue the goods
In controversy b he insured figure enormously bton he cos
pice acnsl and mifae yau h claim
if 'f which court o. justice TocgniIs apd '-oce lhe aoa
tgi . ord