davidaulloa/AmericanStories huggingface dataset:
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15
CAMP MEETING ITEMS.

Thursday night, first sermon from the
LIST Psalms, by Rev. r. G.. IRVINE: q
sermon, plain, practical, and good to
the use of edifying. yea
Friday, 8, A. NJ, sermon by JASPER
NICHOLS; subject, ''Christ as the Way,
the Truth and the Lite" II A. M.{Ser-
mon by Rev. A. w. SMITH; subject,
"Tho Mercy of God" Psalms ], 1. FRI
day night-Rev. r. P. RANSOM preached
splendid sermon. The first CONVEX
sion was that of beautiful and lovely
young lady OF Spring Hill. So
DR.. HAYGoop delivered fine dis
course on Sunday morning, and ON
Monday very superior sermon ON the
Christian Warfare. He is ono of the
finest preachers this age has. produced.
His ideas are clear, his language chaste,
and illustrations apt to teach.
= DR.. GREENE preached two splendid
sermons, one on, "This night thy soul
shall be required of thee" and the 9TH
or one on "the joy in heaven over one
sinner that repenteth." 80 -
Rev. JAS. A. ORMANlpreached ON the
future state ofthe soul, and argued the
cause dispassioEately and logically. He
reads his sermons. This custom is an
exception among the Methodist preach
ers.
Rev. Mr.. MARRY is a very excellent
preacher. He delighted and edited the
audience at all times. He is from Ala
bama.
Rev. j. r. PLUMMER preached q tell
ing sermon on Sunday night, from the
short lext, "Son remember" His SER
mon was on the "rich man and Laza-
rus" He proved some strange things
about the memory. He is native Of
Columbia, Tenn, and is now stationed
at Lebanon, Tenn. ...s, i
We noticed Rev. X. Ct. RICE ut his
post of duty at all times. He is q man
of God, and loves his calling
"Old GOLDMAN GREENE" is the most
impassioned exhorter we have ever
heard. This is his vocation. He comes
down like the train on tho moved
grass" He has emotion enough to
shake nation.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15

DIR. ALBERT CRANE, of New Orleans
delivered a lecture on the Holy Land, >.
to the Methodist Sunday School, in this
city, last Sabbath evening. A number
of citizens were also present, and they
were amply repaid for being there: DR..
CRANE went to Palestine about four
years ago, with an excursion party,
which was afforded exceptional facilities
for seeing and learning all that is to be
seen in that most interesting and won
derful land. The learned lecturer led
his bearers step by step, from ono sa-
cred spot to another, and gave to each
Its true Significance. Many of the pla-
ces made sacred by the presence or mir
acles of Christ, were described, and the
lecturer declared that enough remained
that can be easily recognized by its des-
cription in the Bible, to convince the
most sturdy unbeliever in tho Holy
Scriptures. DIR. CRANE said excursion
parties to the Holy Land would doubt
less soon become very common, and
therefore very cheap, and he advised
every congregation that could do SO to
send their pastor to Jerusalem. All of
DIR. CRANES lectures are free, but he
was informed by the hotel keeper
in this place, when he called for his bill,
that it had been settled by the citizens.
He requested us before he LETT to return
to those unknown friends his heartfelt
thanks for such unlocked for and I'M
sought kindness.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15
BULLS.
WORM DESTROYER.

EEtract'of 20 Letter from GcoTgio.
VILLAsow, WALKEE Co., G1.sls.-s
June %. = e
DR.. JONI BTLL Dear Sri nave rcccftIy
given your Worm Destroyer several trials. aud
find il wonderfully cflcacinus. IL has not failed
in single instance to have the i>Led for effect.
| am doing pretty large country practice, and
have daily use for some article cf The kind.
am, sir, respectfully,
JULIUS 7. CLEMENT, y. u.
i. $50 unqualified aLd nuul,rutJs afc Tie
testimonials in favor of my Worm p'.s,rr,rT.
that newspaper space is entirely tow .ldl.i g.,
tell its merits. 1t an iniailiblc REMEDY f,.s
WORMS. Try it AMI De convinced. .;ec n.y
Journal for a E'ore full description.
JOHN BILL.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15

We, the Undersigned, will not grind any
wheat from this date except for those who
want Flour for their own consumption, as
we believe the mill owners alone are entitled
TO the profits of grinding wheat.
Nj. VAUGHN.
j. Il. ASHTON,
* T.. NEELY.
r. J. ARMSTRONG,
w. G.. JOYCE.
JET, ANDERSON 4 Co, L. V. NJ.
A.O.P. NICHOLSON, JK.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15
For Rent.

For Rent.
y fine dwelling house, South Columbia;
SIX looms; very fine water.
S. w. STEELE.
Having attached Mr.. Leftwich's steam
engine 10 the Hunter Mills, on Carriers Creek.
We are prepared to grind wheat and corn
for custom, and the people can do what
They like with II, cat it, sell it, or feed 1t to
the chickens. Bring on your wheat.
]. NJ. HUNTER,
rs. LEETwICM.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15
Notice.

Persons wanting lumber of any and all de-
scriptions, well seasoned, can get 1t at lowest
Ioarket prices of Daniel Leibhart, on the
Booker Farm" near Cross Bridges. All or
ders promptly filled. Reference-Col. John
w. Dunnington, Columbia. aug4. SIN.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15
Personal INTELLIGENCE.

For Interesting County Items and
correspondence Sec Fourth Page.
The Columbia herald. [volume] (Columbia, Tenn.) 1850-1873, 1871-09-15

MACHINERY CASTINGS,
For which purpose We have q large stock Of
patterns, and are prepared to make others when
required. Also, large variety Of
HOLLOW WARE, IRON FENCING. CRATE
BARS AND GIN GEARING.
We will sell all our work and do allrcpairinsa
N ASH WILLIE PRICES,
Fer the same kind and quality Of work, for
CASH, AND CASH ONLY or the same amount
in iron or brass, which we will take the same
as cash in exchange for work or ware. We ore
compelled to adopt this plan in self-dcfenec, as
we cannot sustain our business otherwise. A
word to the wise is sufficient; therefore, don't
ask us for credit during the year 1871. Come
and see us and give us trial before you 60 tn
Nashville and pay the same prices, with freight
and expence added.
All parties indebted to US for the year 1870
will please come forward and settle before Jan
uary 18th, or they will find their bill, in the
hands of an officer after that date.
Shop near Il. II. Depot, Columbia, Tenn.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
ATTEMPTED MURDER,
MIR. wM. KENDALL SHOT ny 10

Mh' WAL KENDALL SHOT ny HORSE
THIEVES
Just as we go to press we learn that Mr..
William Kendall, who resides on the cor
ncr Of Thirty-fourth street and Washing
ton avenue, was shot about one o'clock
this morning by horse thieves We have no
particulars of the aiir'r further than that
Mr.. X. was aroused by caring an IN
usual noise at his stable, end, upon going
to the stable saw two or three mon in
charge of his mules. He attempted to
stop them, when he was fred upon, the
shot passing through his right arm and
into his right lung. He is in u critical
condition and as we are informed, 1t 10
thought he cannot recover.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
SECRET ORDERS.

THE MAsoNs.
CAtRo :CoMN,SpERy, No. l3.-Stated Assem',
AT the Asylum Mason, Hall, FIRST and th'rd sac
urdavs in each month.
CAino CousciL, No. 2i,-Regular Convocationa
Masonic Hall. the second Friday in each month
CAIRO CHAPTER, No. 7l.-Hegulari Convoeation
at Masonic Hall, on the third Tuesday oil every
month.
CAIRo LopGE, No. 237 +. "A. Regular Com
munications at Masonic Hall, the second and
fourth Mondays Of each month.
DELTA LopoE, No. 5Gs +. 4 A. M.-Regulm Com
mupicat,ons at Masonic Hsll-irst and third
Thursdays in each month.
THE oDD-FELLows.
ALEXANDER LopdE, 224. Meets in Odd Fellows
Hall, in Arter's Building, every Thursday, eyen.
ing, at o'clock.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
NEW ADVERTISEMENTS.
NOTICE.

rs hereby given that default having been made
/ for more than sixty days In the payment OF Q
portion of the amount secured to be paid BY Q
certain mortgage executed by William H. Schut-
ter 10 samuel Stats TAYLOR and Edwin Parsons
trustees Of the CAIRO City Property, Dat d May
10Th, A, ID. 1865, and recorded In the Recorder's
office IN and for Alexander comfy In the state OF
Illinois, in book "P' OF deeds page q, etc., we,
the undersigned. SAID trustees, will on Friday,
the 2ist day of July, instant, A. .. 1871, at 10
O'Clock in the forenoon OF that day, under and by
virtue of the power OF sale contained in said
mortgage, sell, at public auction, to the highest
bidder, for cash, at the office building of said
tTus Nes, corner Of Washington avenue and 18th
street in the city Of Cairo, in Alexander county
and state OF Illinois, all the right title and inter.
est of said william II. shutter or his assigns, in
and TO lots numbered one, l. two, q three, g. four
A. five. o, six, d, seven, eight, 8, nine, o. ten, 10
eleven, IL, Twelve, ", thneen, Is. fourteen, "A,
fifteen Is, sixteen, l6,seyenteen, II, eighteen, 49,
nineteen, 10, twenty, 20. twenty-one, q, twenty,
two, %, wenty-three, 2s, twenty -four, q, twenty
five, 20, twenty-six 20, twenty seven, 81 twenty.
eight, IS, twenty-nine, 20, thirty 49, thirty-one,
~ thrty-two, 81 thirtythree, IS thirty four, 80.
thitty-hye. 81, thirty-six 80, thirty seven, ~,
thirty eight, IS, thrty-nine, 49, and fortyAo 70 me
block hny,seyen 81, TN the first addition 20 ths
sad city OF Cairo, accorded to the recorded Plat
,heIeot, with the apPurtenancss, TO satisfy the
purposes and condition OF said Mortgage,
| EDWIN PARSONS,
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
ASSIGNEE'S AUCTION SALE,
OF BANKRuPTs EXPECTS.

VI IN
BY virtue Of decrotal order of the
u. $. district court for the southern dis
trict OF Illinois, | shall, on Thursday, the
goth day of July, proceed to sell the mag
niacent stock of goods of
WILLIAM N. DAVIDSON,
bankrupt consisting Of plows, cultivators,
reapers, horse-rakes, corn-shellers, corn
planters, grub-pullers, and all kinds of ag-
ricultural implements grass seed, nails,
tacks, hinges, washing-machines, carpen-
ter's tools, coopers tools, side-saddles,
brides, saddlery, tracs-chains, horse pow
ers, pumps, lightning rods, Stewards par
lor stoves, gardeners implements, cane
mills, cider mills, safes, OK yokes, brass
kettles, platform and counter scales, cross
cut and circular saws, corn mills, pruning
hooks, large stock Of pocket knives and
fancy hardware, and numerous other ar
ticles.
This is the finest, best selected, and most
desirable stock Of hardware ever offer,
at public sale in Southern Illinois. The
sale will commence OH Thursday, July 20,
and continue from day to day until the en-
tire stock Of goods is sold.
Until the day of public sale these goods
can be obtained at a bargain by calling on
the undersigned.
GEORGE FISHER, Assignee.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
TAX PURCHASERS NOTICE.

To M. NJ. Rawlings; Your are hereby notified
that at sale OF real estate m Nde by the sheriff of
Alexander county ct the door Of the court house.
in the town Of Cairo, county Of Alexander, and
state OF Illinois, on the 27th day OF June, A, u,
1870, q. W. Mckeaig purchased the follow ing de.
scribed real estate, Situated In said county, for
the taxes, interest and costs due thereon for the
year A. ID. 1869, to-wu: Fractional r. u OF Sec.
ton Two. T. II, =, X. w., In the name OF NJ. NJ.
Rawlings, and that the said @. ", McKeaig has
assigned all hrs rights under said purchase TO the
nndersigned and that the time allowed by law for
the redemption OF said real estate will eIpIr, on
the 27th day OF June, 1872.
WIN. p HALLIDAY.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

WIN. EHLERs has the best brands Of
French calf, moroccos, kid, buckskin and
patent feathers, all of which he will man
ufacture into the latest style Of boots and
shoes to suit the taste of any and all his
patrons, jne2ltf
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

For ExcHASGE.-An invoice Of hats
and caps and other merchandise for .
small house and lot in Cairo. For desira-
bic property will pay some cash differ
ence. Call at No. l4O Commercial avenue
ELLIOTT, HAYTHoRN& o.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

ST. NICHOLAs.-Day boarders can Sc
cure good accommodations at the st. Mich
olas formerly the St. James, at 81 per
week. The house is at the corner Of Ohio
levee and Eighth street, a central location.
and is p.oprietored by Harry Walker,
who is alive TO the wants Of his patrons.
Parties desiring boarding and lodging can
learn terms on inquiry at the Office.
may3dtf
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

HowEs SEWING misunderstanding
leased the corner room Of the Athenaum
building, shall expect to be able to keep
on hand good assortment of machines.
Parties DESTROYS Of getting machines would
do well to call and see what ours will do
before buying. Machines sold on monthly
installments, and old ones taken at their
value in exchange. All machines war
ranted five years. To produce the sew
ing machine was the study Of Elias Howe,
jr., twenty-five years ago. He gave to
the world the first sewing machine ever
invented. We now offer his last produc-
ton. Call and see US on Commercial av-
cnuc, corner room of the Athengum build
ing. JIG. HAYS, Agent for Company.
jc30-lw.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

HELMBoLDs EXTRACT SARsAPARiLLA is
the great blood purifier; thoroughly
clcanses and renovatcs the entire system,
and readily enters into the circulation of
the blood; after purging with HELMBoLDs
GRAPE PILLS the foul humors that have
accumulated in the system for years
Both are carefully prepared according to
the rules ofpharmacy and chemistry and
are thoroughly reliable. A test of 10 years
has proved this. Try them.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
ORDINANCE NO. 115.

An ordinance 10 amend section $50 of ian ordi.
nance 10 adopt the ordinance Of the city OF
Cairo a. revised aud c0dfed"
Be II ordained by the City Council Of the City OF
Cairo; lHa
SECTION I. That section No. $50 Of ian ordl-
nance TO adopt the ordinances Of the City OF
Cairo A. revised and codiRed" be amended by
adding after the word "provision" In said Sec
ti0n the words ,'or any impure, unwholesome,
sdulterated or diluted milk"
Approved June ED, 1871.
JOHN M. LANsDEN. Mayor.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
NOTICE.

Once Of the Cairo and 81. Louis Railroad Co.
Cairo, Ills, July 7, 1871
meeting. Of the directors Of this company will
bc held on rhurssay, the 18th inst. Al 5 O'clock
Am, at the hotel IN the city or Jonesboro, in
y. STATS TAYLOR, Pre- sident.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

TRY IT.-Mrs. Whitcomb desires all TO
try her syrup; il is the great childrens
soothing remedy and sold at the low
price of 20 cents jy cd Il WI
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

KINpLISG.-500 "glass boxes" for sale
ut 8 cents each. w. w. THORNTON.
ie2ltf.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
CANSl CANSli CANSl!i

Five hundred dozen No. Tin FRUIT
CANS AT THE NETWORK STORY, at 81 90
per dozen Largest wholesale and retail
stock in the city.
GREEDY 81 PATIER.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

SOME DISTANCE. - The number OF
Charter Oak Stoves made and sold last
year by the Excelsior Manufacturing
Company, if placed in line close to-
getber, would stretch out fer distance Of
twelve miles. jy Sd 81 WI W
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
REWARD.-S5O.

The undersigned will pay FIFTY Dof,LARa
REWARD for tho return to him OF one kit OF
Mouldefs Tools, or either Of the tools, stolen
evening last at O'Clock and Monday morning
July Sd. The tools were manu- featured by G. IA
Monk, and bear their imprint, and were marked
with the initials a. D." y. q. BULGE.
at Reed 4 Mann's Foundry.
Cairo, Ills, July o. 1871 iv7diw
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

RELIABLE AND SAFE.--Dr Henry
Root and Plant Pills are mild and please
ant in their operation, yet thorough, pro-
dueing no nausea or gripping. Being en-
tirely vegetable, they can be taken with
out regard to diet or business. They
arouse the liver and secretive organs into
healthy action throwing of disease with
out exhausting or facilitating the system
Try them and you will be satisfied
Pricc25 cents box. Sold by druggists
and dealers in medicine everywhere
Prepared by the Grafton Medicine Co., St
Louis, Mo. my9dm
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

Quickest ROUTE FROM SOUTH
VIA
ILLINOIS CENTRAL R. R.
sr. LOUIS, LOUISVILLE, CINCINNATI, Chr
CAGo, New York, BosToN,
AND ALL
POINTS EAST AND WEST.
p...eprer trains arrive at and leave Cairo ss fol-
..,,v, ...... $3.50 u m. ............... $3.50 pm.
n,s,r, ...... 11i45 AIN. .............. 2iS5 = m
p,,b train. connect at Centraia with train on the
MAIN LIN f,
Dan. neestur, Bloomington, II Paso, LA Sale,
rAn wi.nJ In. Freeport, Galena, Dubuque, and
oil noints in illinois, Missouri,
Minnesota, Wisconsin and
Iowa. And with
Lines running East and West for
9, Louis; Indianapolis, Columbus.
All =, chicago with Michigan Central, Michigan
Anu son,hsrn, and Pt,sburg. Fort Wayne
and ChIesgo Railroads for
pstroit. Cleveland, Dunkirk.
Iihany Boston, Philadelphia,
Sissrs Falls, Erie, Buffalo,
New York, Pittsourg, pai''ihore'
AND ALL POINTS EAST.
For through tickets and Information, apply to
A'h0' ''n"" '' W.P. JOHNSON,
General Passenger Agent, Chicago.
J. JOHNSON, Agent, Cairo.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

A single trial will! convince the mos
skeptical of the etlicancy of HELM
BOLDS GRAPE PILLS in sick or nerv-
Gus headache, jaundice, indigestion, con-
stipation, dyspepsia, billiousness, liver
complaints, general debility, etc. No nau-
sea, no gripping pains, but mild, pleasant
and safe in operation. Children take them
with impunity. They are the best and
most reliable. HELM BOLD'S En-
TRACT SARSAPARILLA create, new,
fresh and healthy blood, beauties the
complexion, and imparts u youthful an
pearance, dispelling pimples, blotches
moth patches and all eruptions OF tn,
skin.
, FoR SALe.--A good open buggy. Ap
| a To JANEs JouNSoN Stonc Dennt
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

KEEP COOL. -keirigerators, ice chests
water coolers, X l. ice cream freezers
bath tubs, japanned cloth for window
screens, ETC., etc, at
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
SEWING MACHINE.
WANTED, AGENTS.

N two hundred dolars per moa .hn
SeysnthSv.sr :. male and ssSs sns
% SS%%:e vii Sin ::ses
most superior manner Price oply 900 10Y
warranted for Ave wears. w str"nsag. more beau.
sny o. more elastic seam than oIrs makes cee
"Elss;S Loeb stitch" Every seS Ss nuIisS apart
s,.So1nt tesrina Il. We pay agents SIo 70 SxI PEI
ScnsS and sIPsnsss. or e1m% as Tor circuIsTs
'aad tsr~s' apply :" OF 8. BOWERS 4 CO.,
ns--.a Asespruce Street, PhiladslPhls' "a.
parties psiming OF worthless cast iron machines
nnder the same name or otherwise. ours " tne
aaly geppine and really PRACTICAL cheap maxniRS
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

BEERWART, ORTIZ g. CO.'S,
mylStf l3G Com. Ave.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09
THE BULLETIN.

every morning, Monday cx
cepted.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

COME TO STAY.-Robert Reid has per-
manently established coal yard at Cot
tonwood Point, Mo-. for the purpose Of
supplying steamboats, with coal lows at
all times, day or night.
jeStf Z. S. HUTCHINSON, Agent.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

s~IAdies' and childrcn's hair cut and shan.
pootd, either al The shop OF al their own homes
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

been agitated during the past week on the
subject Of the excellent st. Louis Beer,
Weiss Beer, Rhine Wine, and splendid
cigars for sale at Charley Schoncmeyer's
saloon. His Weiss Beer is becoming q
popular drink-his Rhine Wine is the
best in the city,-llis s.. Louis Beer
always ice cool Tho Egyptian Saloon is
located at the corner of Tenth street and
Washington avenue, whore all lovers Of
good things to drink should call.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

SHOES WARRASTEp.-Mr Black Of the
City Shoe Store, agent for the sale Of our
gentlemeIs ladies and misses shoes, is
authorized by us TO warrant all Of our
shoes bearing the stamp of the City Shoe
Store, and to replace with new ones all
shoes Of our brand sold by him that may
rip. BRoLAsKI & Co.,
jy-l-tf Shoe Manufacturers, st. Louis.
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

Foa sALs.--A good open buggy. Ap
p Y To JAIME JOnNsON Stonn Denoi
The Cairo daily bulletin. (Cairo, Ill.) 1870-1872, 1871-07-09

nylStf
The evening telegraph. [volume] (Philadelphia [Pa.]) 1864-1918, 1871-03-15
REFORMS IN LIFE INSURANCE.

From the Clereland Leader.
Among the comparatively little good work
done during the past winter by the New York
Assembly, must be classed two enactments
which it has had under consideration touch
ing the business of life insurance. Ths first
of these is the provision that after a company
has received three annual payments from
policy holder, it is debarred from afterwards
setting up plea of fraud or misrepresenta-
tion in case of death. Under the present
system of soliciting agents, this loophole has
been used to the extent of a rank Injustice
Under the system of high commissions,
ranging from ten to forty per cent. of the
premiums received, the business of policy
canvassing has attracted a great many
active, shrewd, smooth-tongued men,
whose roseate representations are in many
cases found to be sadly at variance
with the provisions of the policy when
that document arrives. The medical examin-
alton is hurried through with the one purpose
of finding in the applicant no physical reason
for Withholding his policy. 1t is the interest
Of the solicitor to have the application of the
would-be policy holder accepted, and accord
ingly in writing out the request he tones
down or omits every statement calculated to
render the risk doubtful. The spolicy is
granted, time goes on, the man dies, aud
then the company begins looking around to
ind If all the statements made in the appli-
cation were correct. His exact age may have
been misstated, he may have concealed some
scrofulous or pulmonary flaw in his lineage
In either case the company can refuse
payment The purpose of the new law
is to obhge companies to make these
investigations at once, before thew take
a mans money for policy which thew will
afterwards repudiate. 1t is reform which
should be embodied in the insurance laws of
every State. There is also in New York a
general wakeniDg up to the fact that the
medical examiners of insurance Companies
should be men of the highest possible char
acter and ability, masters of all modern inn
provements ID vital diagnosis, and, above all,
permanent officers Of the insurance compa-
mics whom they represent, and interested in
their profits
But the most important chance in the in
suranc ce code of New York attempted dnrine
the winter has been the effort on the mari Of
the companies themselves to remove the rs.
striction forbidding them to loan any of their
funds outside the State. The general dulI-
ness of business and the decline in specula-
tion have glutted New York with money, and
the insurance companies have found the com
petition too strong for their comfort or profit.