The south-western. [volume] (Shreveport, La.) 1852-1870, 1870-01-19
Life Association Of America.

Association namely establish Boards of Directors
n all the principal towns and Cities is travelling with
view to their organization.
Ali enlightened men of the present day acknowledge
The system of life insurance to be one of the most
beneficial to the human family, in financial point OF
View instituted and its remarkable success bears
ample evidence of its appreciation by the great mass
of the people. This of itself is fair index of its
soundness for although people may be humbugged
in matters of morals hygiene literature yet their
faculties are sharpened to excessive keenness the
question of dollars and cents. This fact applies with
peculiar force to your genuine Yankee and in that
region where all the babies cut their teeth Mexican
dollars and whose motto in after life is, "In gold
mot Cod trust" insurance companies are more
generally patronised than in the South, where
not presumed to be perfectly tat in matters of
North to have their lives insured for hundreds Of thou
sands of dollars. There here and there through
out both sections, few very sharp men who shrewdy
argue that if these companies can make money out of
their means they themselves can do So No one will
deny the force of the argument (although in many
instances would be false per se if only death could
be left out of the question Unfortunately, however,
for the best laid schemes of mice and men, the grim
Destroyer steps in and sweeps all the stakes from the
board; oftentimes leaving widows and orphans penn
less-mendicants upon the niggard bounty of heart
less world The dread of hereafter brings terror to
the heart of dying sinner who is wrapped up in self
but to the unselfsh the thought of leaving wife
and children in penury and want is far more terrible
still and indeed, this disturbing reflection must need,
exercise potent influence to draw his mind from tbs
contemplation of heavenly things and force it to cling
around those of this world. Although well aware
that the sentiment is by orthodox, yet main
tain that moderate prosperity is more conducive to
religious feeling than extreme adverslty-tbat the
man who is harrassed with the dread of leaving a
family in Indulgence is less fitted for religious thoughts
and practices than the one having such cares If
by the way this position be true, insurance companle
are not only aids to health by afordlng quetude O
mind, but are really conservators of morals, by re-
moving the incentive to mapractices produced by
dread of leaving helpless family. They are savings
banks on all improved plan for not only is interest
paid on the investment, in the shape of dividends,
but in of death very much larger than that
invested is paid over to the family of the insured
Admitting, then, that every owes it as a
duty to his family to insure his life for such
amount as his may allow, the important ques'
ton for decision is what company offers greatest in
ducemens both in respect to solvency and the amount
of dividends likely to be declared? As regards sol
vency and judicious and honest administration, a
thorough and searching investigation made at the spe
cial request of the Board of Directors, by R. c.
Arendt Actuary of the Insurance Department of the
State of Missouri Che being neither directly nor indi-
rectly interested in the company develops highly
satiSfa Glory condition of the finances and admi-
rable system of management of the Life Association
of America. Indeed its prosperity has been unpre-
cedented in the annals of life insurance. while the char
acter of the gentlemen controlling the parent office
sufficient guarantee of the faithful and judcious ad-
mnistration of its affars-Genera Hoods connection
with it alone ample evidence of its integrity Hav
ing special stockholders to claim the lions share
before dividends declared to policy holders, the
only deductions from the gross profits are those neces
sary for the payment of salaries to officers and the
penses incident to the working of the company. In
short, every policy holder is a stock holder, and en-
titled, as sucb to all the rights profits and privileges
of the In this respect it differs from most
other companies while in another respectit differs from
them ALL 1t is the only company that has local Boards
of Directors who have supreme control of the prem
iums paid in their locality less per centage sent to
the parent office for necessary expenses and which
they can there loan on first mortgage security upon
real estate. The justice and advantages of this
rangement will be seen at glance-the money is re-
tanned at home and each policy holder besides having
personal knowledge of at least some of the mem
bers of the local Board of Directors can at any time
make an investigation of the affairs of the branch
office. Not only is the immense drain of money from
the South checked, but the company has the very
great advantage those located in New York of in
vestng its funds at say ten per cent, whereas there
only six or seven be realized The rate of prem
ums is about the same in all companies and they now
require at least wohrds of the amount in cash-one
or two companies requiring all cash.
So soon as twenty twenty-five we'll known and re-
sponsble men ofhs region shall have taken out policies
OF $4,000 each, Gen. Hood will organize them into
Board of Directors. policy for that amount will
qure the payment the first year, of three hundred
three hundred and fifty dollars, according to age.
We would advise all who feel an interest in this
matter to call on the General, at the Brooks House,
and if be be half so good talker as he has been
fighter, there is little question but they will be made
converts to the belief that the Life Association of
America is the Company.
HEBREW 1NToLERANCE.-The political Disqualified
tons, the prosecutions, and anathemas of Christian
Europe against this unofending nation e. the chosen
people which history records for ages fast dying
ont rather TO be regarded evils that were and
are no more Great Britain said to the Jews, Re-
quiescat IN pace" when she made Ben Dsraeli Prime
Minister of England. 1t is trueohat Dsraeli was &C.
cused of being apostate he entered the House of
Commons by taking the required OATH Shakespeare
says, to do great right do little wrong" This is
machiavllan morality, but in Christian practice Ben
1.-THE leader of the young England partly followed the
poets precep and by his writings and political tact
did wonders in opening the eyes of sleepy Johnny
Bull to tie fact that the Jews were power on the
earth, too potent to be longer despised He asserts
(undSputed) that Napoleon's Massena transformed
from Manassa was Jew-Soult, another of the stars
of French glory was an Hebrew-Braham, the re
nowned English TENOR Jew-Rachael, of the same
faith, and SO he goes to assert that at every court
in Europe Jew is in power, and that In all the arts
and Sciences as well as in mercantile eminence the