, 1870-12-03

c'a.msnt,. to refuse 70 pay it o.er. and appEopn'
NJ II to sarae putpnse OF tt1 oEn-
4es. u p1bao sent neat Of Ino country cannot
falf 10 IQst1.2 the claim ants.
.hets eisims ts ois.ss'es, involved wrong T. 10
United Staseat u 1ell - u the aimanH S1oo!n
NE later be red essed b. Qsrst Britain. that Ttll
rot cSo6s9e 's99 M e1 10 a1a
" Tsese % vii, sti1 b cp.n 70 ad!uss1nent BY neg2-
crr.ilne to obtain satisfaction for their tnd!VduI
iosres, until the government shal succetd "a f.
feeling settlement !a,sfse 81 :aFr ma IL nv aga.
ment, 1nu'd be vi hont soupltnce Of ieEA tA-
tnnltfr. Il me Br ttst Government should nav
ray inc elainan woai this % u az Secsns. al i
The ,rIa ouduct OF she KoFtfnueot Mi1 LaeJ &c
guiry OF further misconduct " they ssaa1 ~
q . SoH snas to % 10
10 Dr. wTrrE-~8 trrpnsi,tnn too xhsusu 10 DC en-
tests1asd By any tane men- n-..,. ~.
Stcutd d. Do the claims ID the possession y ~
underwttte1s belong to them or TO the un1ssa
0ivsS notx,:astand,nx the high ofae!A .nsao.ttyy
vf;ch tafses IAese question:. tne1 do pos seen 70
mo to nerls 81 fiou. consideration. The ves,eis
ma Ehelr c.rKoes d. stfoled ~ sae Alabami cruz
ters Wsfe tnsarsn aSss M ,s !oss nnet ~ and
tnev, having paid tue original owners sas tpn
"a ue OF tho property destroyed. It scans 81 be
b1 1ntt toss raeI should receive whatever may oe
n. principle Of Inv Is better asttled than tnat,
In such case, tho III oerwr3tEr Is snhtoga!ed 70
Ill the rights af the aEuted4 lie Is esteemed y
ouatf porchRter Of the properly, and ~ ttautl,rg
IL all Iespec To It u The place OF the assured.
Tnls doettne Is 40 oovicaay ngns aad 50 aaE ,s ~
Hhs& 10 cite authorities IN It's 4appors would seem
to be Idle Bur, Is 1t appears that saefe Is lanet
table Ignorance nPon ne poasaey ws9 a. r. ssas
terms in eyety work On fn*ut4uee. and tn every
adindseated ease In which the ptoposino. Was tu-
Nt % refer 10 any other adjudication. ccnteus
m1s II with that # Tne NU1tn Of Euc'a5d In
ea.suce ASS Ct. Ton =. Armstrong decided ID
re- m y 1ss ssn1
ion. Lord Chief Justice c,ckbufn st.ied The p1i3-
cipe IN these wn1dt: So* tske u to oe clearly
tyer nmsil.s OF tho vessel IL the shape Of Il :
FsKe, 1r Whatever rights accrue - tho owner Of
tne tkttg irsu1et sEu 1T .sey pass 70 nc nnde:-
! e1s1erc5 Of snr policy alA nc does satisfy 4: :"
at nas Always been considered as setfi-d rule,
ip trs surspec lsw. thsr. where there Is total
The uudt tswtitefe. who phF upou 1 t1tal l0sa,
whether il IL actuai cr Whether Ii u Constructive
are entitled 70 aDSth,ra that rrassns Of the YES
| aeclued TO the owner Of the vessel oJ reason OF
tupps = that aulpess ltselt so:!d hardly n,a.u;
TAN that the owrers Of the property would
| rot t1Er ; tight To cemand sausf4ctlon Of The
British Government 1t th' mad not been fullJ IL
dt9ntcea ns 'e nseeIs,s sr m, xr,<,,,s ,or
the insured, and en":t' d to whatever may be r.
covered of tne cIa.f'. 1ho else is7 II cannot oe
tnas the right to the opertI Insured WAS e1un-
For, II It was. the original owners, had they
been uninsured, wtuld taEe had no clsfm to Ii.
dennttJ. Can 1t b, tnAt their haFtnR been paid
III ful bJ the under~Ftters annuia the fight and
cxcncrstts the British 1avesuu4eut7 All intefll-
Tsn nss sbn ss e
net exoneF1ted, she Ia bound to pay the under
w.tte,s.
| They were 4 i the original owners of the pz1 p
! e.fy. Thty base neyer paid a dollar on ac-
0 ,ls tas! Tods :, Is, ac
.a ~ ro ne o~ns, N! e Il:
y" npe % y; csn ea,! npcn areas sr;.a,a tof a sa1
iafaetion. But The government, from the nrs1 have
t.er i.qu1rir tuch ssustactton Tor the benefit Of
mfde sby p cuniary dtmano for themselves. Il
thar the tlsRHs' St foupoaron for TIE P1eaideuta
view that The underwriters are not euti1lei -
| the c:AiuEr because they Wese aatla1ed BY the
The under"rtters haye paid The entire value
not ee.'44n'y sne1 Sa vsse ne es "sS,s anoun' 81
e s5s1SI II H. 81
tent ne shows that yonF company, , ui.rg III
waE, trtu'ed aSaanss na1 RISK twenty 4puT yess i
w,th thtiE eagoss. aua that the premiums cha!g-s
heir 2 7-1o per cent The amcuns Of ltsses pslt
wsF, tn the rola', f3s4.tlo, and the premiums r.
c.tsta &, se7 CO, beng !oss to the Company O.
sse: ,9ae.ss. The rates OF insurance charged b.
Juu tos tile uAr Ilsk, J1n Inform me, were tht
saEe As snGse Of ali undtrwltie1s IN New Ioti
4 aau Bost1u.
The average rate. therefore. upon the ect1rt
| seeB thtouxh the depfeda: to1s Ut the AIabs:na
| ard ter sssGttates VAS '-lu per cent. aad tbs
iossts being. It Is sa.d, 81, ,6t0 0H. the premium
ne. iscd III The assr. gate wefc 1.o.0, being
1 lnSR TO the underwriters ct 3!e, ,6i9.tQ0
| Thtee fscfs demonstrate the utter ahsFrdify o
| tie psoN STOP. -.
lis. ctt1ar, F1sh Il right that the opinion ex
prerEtu BY tht Pit silent IN thls palat Is ''lArge
eu1e.fai1 ed IN Washington" It Can only be be
cause the osphe1e in taat >tS Is more parsi.al
.hap 5utteiAl,
Itainct believe that thts IL tae case, or that th
P:eEdent. or sLs c.Eer 'ensible man ~ao hold
| such jccfsEt, will ht s1tate tU discard It wltl
| he sees the intg1.ty to whtca tt leads
1 Sly advice 10 t9c uaaerEElters Is. 1hst the
withdrew lie clams they bold from the state pe
| parfn1enf, aid ketx aattsfxcttnn ut Great t+E
lh.s, can hardly suppose, will be refused them
Ut that she ADMINISTRATION. II they viii consul
1hetr law cntc-r, wit1 nok be sAtsss tnat refus
would be nliku HI g4l and unjust an. with &c
| Eu1d, your obedtcut Ic1va1T,
REyERDY JOHNSON.
| BALTIMORE, Nov. es, 1850,