The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1870-03-11

II. u. DUN u COMPANY-41E OIEh'
CAMILLE AGENCY REVERENCE Book
The object Of this book, US It's
name implies, Is to afford IN easy and
ready reference IN deciding credits BY
consulting 1t the reader may discover at Q
glance the two most important elements
In the claims of every applicant for credit
first, Nn indication Of capital; and, sec.
Ond, the comparative credit standing Of
the party In the community where he re-
sides. -I
But while this work Is prepared with
the most INSCRIPTIONS care, we are ut oil
times conscious that II very inadequate
" represents the material behind It.
Notwithstanding the labor and the
great expense which even has
~ glance ut the within solid mass
Of names in agate type implies, the work
Is only secondary part Of our business;
and, useful as It may be, Is but an indlca'
ton Of the facilities we can afford our
subscribers in aiding them to safely us
pense credit. The Reference Book Is
merely IN Outgrowth Of large and com:
prehensive system, inaugurated and tested
BY us and our immediate predecessors
years before any such publication was
dreamed Ola system which has for
It's basis statement Of all tho facts
and details CLEANED from the best
sources of Information, which, year
by wear, US they accumulate, make
up the history Of every business man
in the country. The accuracy OF
these details is RlikO tested and vOuched
for by their constant use MS a basis iOr
credit by the largC number Of subscribers,
whose confidence We have enjoyed for
period now extending over u quarter Of q
century, II Is obvious that, with these
current histories of all applicants for cred.
It accessible, the merchant who neglecS
to avail himself Of them ind contents
himself, in the granting OF even single
credit, with the nero rating Of q book,
docs himself very great injustice. He
doubles tho ordinary risks Of credit by
leaning on meagrc and at best incom-
plete guide.
We know that not few merchants and
bankers have been induced to rely upon
books of ratings in consequence Of the
efforts Of our weak imitators, who, having
but little else to offer, have been perSis-
Tent in their endeavors to place their books
In rs many hands rs possible, to atone for
tho cheap rate at which they are sold.
Lacking the means and facilities to do the
business legitimately, the necessity has
been apparent to do II Cheaply, and hence
inefficlently. But those merchants who
rightly think that very cheap insurance Is
dangerous insurance and that Safe at half
tho usual price Is no Safe at all, but a
dangerous delusion, realize the importance
Of having from the best sources all the
filctS upOn which to baSe or refuse credit.
The mere ipSc dirt Of u single cOrrespOn.
dent in the shape Of rOting may content
the merchant who can afford to ditfuSe his
credits over the couLtry recklessly, but
the more careful and successful trader or
banker will be certain TO have 70 reason
for the faith that is in him." in the shape
of u knowledge Of the men with whom no
Is intrusting his goods or his money.
We have referred TO the matter IN the
above manner, because VIC notice u dan.
gerous tendency among the dispensers OF
credit (Cven among our more recent sub
ScriberS) TO rely purely on the Reference
Book. We urge upon them the dGSira-
bility-nay, the absolute necessity, If they
seek to trade safely-of consulting the dc.
TITLED reports on record at our various
Offices. We are certain, from long cxpe.
rienCe, that they will be amply repaid for
the slight trouble which such habit will
cause, and convinced that by neglecting
10 do so they are constantly doing them
selves an injustice, increasing the already
great risks ofcrediting, and rendering in
operative the extended facilities which we
possess 10 serve them.
COLLECTION DEPARTMENT.
The facilities Of our collection depart |
ment arc always ut the command Of sub
scribers, and in sending out claims for cQl:
lection, they would do well to bear in mind
the superior advantages we enjoy in that
line. Having the services engaged Of IN
attorney IN every county in the United
States and British Provinces Of North
America. These have all been selected
with great care and discrimination, and
in the majority Of cases have been acting |
for us for 4 number Of yGarS. Information
can he obtained Mt the Office, rs to the
proper mode Of making out accounts for
collection in different parts Of the Union.
In most cases We can inform clients OftllG
chances in favor Of collection before send
ing the claims out.
ANY further information will be cheer |