The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1870-03-19

Il, u. DUN " 'GOMPANH-1AE QLhN-
CAMILLE AGENCY RBFEREECE Book
The object of this book, Us. its
name implies, Is to afford an easy and
ready reference in deciding credits, By
consulting It the reader may discover at o
glance the two most important elements
In the claims Of every applicant for credit
first, IN indication Of capital; and, sec.
ond. tho comparative credit standing OF
the party in the community where he re-
sides, iiiI'lghH i1 ~ iUiHSE
But, while this work Is prepared with
the most scrupulous care, We are at oil
times conscious that it very inadequate.
" represents the material behind It.
Notwithstanding the labor and the
great expense which even q has
II glance ut the within solid mass
Of names in agate type implies, the work
Is only secondary part OF our business
md, useful as It may be, Is but IN indtca'
ton of the facilities VIC can afford our
subscribers In aiding them to safely dis
pense credit. The Reference Book Is
merely an outgrowth Of large and com.
prehCnsivo system, inaugurated and tested
BY us and our immediate predecessors
years before any such publication was
dreamed ola system which has for
its basis statement Of all the facts
and :. details CLEANED from the best
sources Of information, which, year
by year, as they accumulate, make
up tic history of every business man
in the country. The accuracy OF
these details Is alike tested and vouched
for by their constant use rs basis for
credit by tho large number Of subscribers,
whose confidence we have enjoyed for IL
period now extending over quarter Of IL
century. It Is, obvious that, with these
current histories II all'applicants for cred
II accessible, the merchant who neglects
TO avail himself of them and contents
himself, in the granting of'cycn a single
credit, with the mere rating Of q book,
docs himself. very great injustice. He
doubles tho ordinary risks Of credit by
leaning on neagrc and ut best incom-
plete guide. l.l... NJ iaaq, T. s..i ~ !.
We know that not n few merchants and
bankers have been induced to rely upon
books of ratings in consequence Of the
efforts Of our weak imitators, who, having
but little Ulse'to offer, have been persls-
tent In their endeavors to place their books
in Us many hands rs possible, to atone for
the cheap rate cat which they are sold.
Lacking the means and facilities to do the
business legitimately,a the necessity has
been apparent to do It chcaply, and hence
ineiticienty. But those merchants who
rightly think that very cheap insurance Is
dangerous insurance and that q Safe at hall
the usual price Is no Safe ut all, but q
dangerous dclusion, realize the Importance
Of having, from The best sources all the
ihcts upon which to base or refuse credit.
The'inefe ipA6 dirt Of a'single rCorrespon:
dent in tho sfiapeIoft dToting may content
the merchant who can afford to ditIllsc his
credits over The country, reCklcssly, but
the more careful and successful trader or
banker will be certain TO have "0.reasUn
for tho faith that Is IN him." In tho shape
Of q knowledge Of the men with whom he
Is iutrusting his goods or his money.
We have referred to tho matter In the
above manner, because we notice dan.
gerous tendency among the dispensers Of
credit (eyen among our more recent sub.
scribersl to rely purely on tho Reference
Book. We urge upon them the desira.
bility-nay, the absolute necessity, II they
seek to trade safely Of consulting the de-
tailed reports ON record at our various
offices. We are certain, from long expo
ricnce, that they will DO amply repaid for
the slight trouble which such q habit will
cause, and convinced that by ncglectiug
TO do so they arc constantly doing them
selves an injustice, increasing tho already
great risks Ofcroliting, and rendering in.
operative the extended facilities which VIC
possess to serve them. .,r. .,
~ HCoLLEfF1oN DEPARTMENT. ~
Tho facilities of our collection depart
ment arc always at the command Of sub.
scFibcrs, and in sending out claims for col,
lection, they would do well to bear In mind
tho superior advantages we enjoy In Gllat
line. Having the services engaged Of ali
attorney IN every county IN the United
States and British Provinces Of North
America These have All been selected
! with great caro- and discrimination, aud
In the majority oil cases have been acting
for rs for d number Of yearS, Information
can be obtained at the office, as to the
proper mode Of making oit accounts fol
collection ID different parts Of 1.-THE Union
In most cases VIC can inform clients ofthe
chances In favor Of collection before send,
Ing the claims out,
ANY further information will be cheer.
fully furnished On application at our offices,
| egI SS.SSsR G. DuN q Co., PVpretof5,
Jo6S, e6aud 67g 4th Avenue, Pittsburgh,