Staunton spectator. [volume] (Staunton, Va.) 1849-1896, 1870-08-02

B. SMITH, Actuary; D. z. FAcKLER, Consulting
Actuary; Drs. C. II. PERRow, c. II. Smith,
GEORGE Ross, Medical Advisers; JAMES E.
WoLFF, Superintendent of Agencies.
Directors :-Wm. B. Isaa;s, D. j. Hart
sock, w. G. Taylor, r. 81. Maury, J. J. Hop
kins, A.. Y. Stokes, John Enders, John e. n, I'd
b. Palmer, John G. Williams, Georges. Palmer.
CARTER BERKELEY, staunton,
GENERAL AGENT for the Valley and Piedmont.
JAMES KER, Agent, Staunton.
JOHN F. BALTHIs Capt N. FOUNTAIN. r. N.
NELSON, Rev. A. PoE BoUDE. JOHN P!LsoN,
JOB G. McVEIGH. CHAs. WITHRow, SOLICI-
TORS. .e ~ s..sr.f
DIVIDEND paid policy holders, lst April,
1863, forty per cent 5lae af vsrea5s
all parallel in Life Insurance, and offers to the
Southern public Home Enterprise equal to any
and surpassed by none in existence
Commenced active operations about Nov. lst,
1857. sifs 'a-s5.ri. I-s !. ss.s. 81
Assets 18th of Sept. 1869, $500, 0O0--now
much increased. .-r.-s *s.ft.iW 39
Policies issued, 8,000 s9.lff9 s.1 baat +
1t has paid for losses of. $31 900 and in every
instance waived the ninety days time and paid
at once. s V ~ eag'irf T~,r,s
1t advises the payment of all cash pren.ialnas,
because then dividends will continually decrease
each next payment until nothing will be requir7
ed, and the policy may be source OF income.
but it will allow one. half loan on life and JOINT
life policies. One-third loan on other participa-
ting policies. ,447s.a ra-r9.4 t--gf.7afs Il ii4
-ls1fIif
It requires no notes for loans of the part of
premiums but endorses the loan of its policies
until absorbed by dividends or policy is payable.
It has NO restriction on residence or travel
All its policies are -forfeitable and the right
of parties guaranteed the fcce Of the poLicy, as
part of the contract. t e-2t F@.Ts45Tf TCt
1t has the following feature which no other
company gives: The late war taught many the
penalty of being separated from the Home Office
by having their part payment forfeited. 1.-THE
Piedmont guards against this in her policies and
in event of separation from its Office by any in
tervention guarantees to such all the right of
forfeiture, paid up policy, surrender value and
reinstatement as though there had been no inter-
vening cause.
It's investments are made for benefit of South
ern advancement.
r. It brings money to our people-keeps money
with our people. Then why should they contin-
ue to Impoverish themselves by sending money
off which can as easily-as satel y-as proftabiy
be spent at homer o3 15se0S
The Piedmont asks all who wish to insure to
compare its ates-terms-progress with any
company, and feels confident its merits will equal
any other company.
-Oxv nErEN is EuOr1SEHOLD
LOAF buried with the Household Head, and
families that might have been comfortably pro-
vided for, left destitute by the want of proper
foresight in its deceased protector?
The Virginia Insurance Company,
STAUNTON, VIRGINIA, @g
Offers to every head of family perfect secu-
rity against this melancholy condition.
FOR LIFE INSURANCE ONLY.
IT'S CHARTER is PERPETUAL.
Its Cash Capital, l,.........-........ $I2S, 900.
1t is organized on the basis of the old Mutual
Life of New York, and its successful expert
ence.
THE PREMIUMS ARE PAID IN CASH
ITS DIVIDENDS ARE PAID IN CASH.
p ITS POLICIES ARE PAID IN CASH
WITHOUT DEDUCTIONS.
There are no premium notes, and hence Its
assets are all cash, which presents the only solid,
substantial basis of business for individuals or
corporations.
IT INSURES ON ALL PROPER, SAFE !
a.i a TABLES. aH
ITPUTS NO IMPROPER RESTRICTIONS
ON TRAVEL.
IT .lNSURES UNIMPAIRED FEMALE
r LIVES.
The Company is combination of the pro-
prietary and mutual systems, securing the ad-
vantages of both. 1lGb8
Its Policies are nou-forfeitable after two years,
and incontestible after five years for all mis-.
statements and errors in application except as
to the age of the applicant. r
THIS is A SUBSTANTIAL HOME
.sqe 81. II COMPANY. ~ 500 t
The Assets will be invested IN Virginia, and
help to build up our own interests in Virginia.
1t commends itself for its safety, management
and organization, to every Virginian and other
Southerner in search of safe Home
Life Insurance Institution. saj
Live agents wanted in every precinct OF ev-
cry county in the State. Send for circulars.
REFER TO THE FOLLOWING CITIZENS
- WHO HAVE INSURED IN
THIS COMPANY. i a
A. F. Ackerman, 81. Ker,. ass 2@
E. w. Baviy, James Ker,-
Ell. M. Bell, aS Mrs. Q. M. Kelley, 4f,-f.
John A Bickle, DR.. w. S. McChesney,
II. r. Boykin, w. J. Nelson.
Orris A. Brown, FL. l.. Opie,
WA. Burke, j. N. Opie, -s4a..5
Z. u. Cleveland w. L. Olivier, n.5
DR.. B. B.. Donaghe, G. w. Parker, sas s,s
James Pagan, B. F. Points, d
S. N. Giles, w. r. Pointdexer,
Mrs Julia German T. T. Phillips,