, 1870-03-07

1
nsurarce Journals, and derive preca11ous acd
:ot over poDcrAhe auaststenca pJ blscImtlling
cIeo,, 1seh! :, sna 5ns asa & op2o
Ere als should atd q profitable AID Legitimate
PsSasa et!a IN n, 's's @ espassmsns mlEns seem not
u Nh,ch cefts!nl3 lev pelsops would care 70
,c3 tF ready czn e1tost enough huh money, In /
hs tbspe OF e1peuslve ADVERTISEMENTS, 70 naaln.
n.uIa, ce cnnnalle. cn which tnty faaen are
CONSCIOUS OF Their Inability to oeat ctttlcIam.
EVEN tom 80 tnt'gh!ucans socfce-
INSURANCE.
marine Case-rhc Points
OF Law Knsseu u-verdtct for the
Platntbtfs
Frnn1 the Delroit rest, Marehz
The Unteo s'Ates Circuit CoQtt, Jadse Il. Il |
Eunors presiding, has been engaged Tor tae p2a1
len nb}s on the ulsi Ct ve1} Important tnsur.
1he city. agar Il tLe Western Insurance Company,
Ct Bunalo. l: VA ~ action to recoves on :
ro'iey q insurance a . 90 sas propelleE Congress-
vi Sss norent ID isSs By Inc plsins,a vuo is serTed
eeo0 eoD - eei s.fsg L.
~ watch, snd posting nimssl geaet.
a.lJ Oh the att Of naFlxattG / vessel In 1858 hu /
IT, 1sae e ia ce.ss sasea g.
ist OF Oc,oner OF that year plaintiff insured tho
tas for n n soeaa y sae on
cf Bortoo, s!,:oo; Westera. az Ha1A3. $4,000;
Epterprse, # Clrciurast. 5000: Bunao CRY Of
yalpt 1T fso1.N On tha Q3d Of the sAe N mt The
Corg1e4s sailed trom Buffalo Tor Lake Mtcn'gan
roli, Hish CAPTAIN Henug master, one Hillmsn
dsss mate. hcastRor = conn mae. ooupcsent
ohes.AnAu, and full crew OF n1oeteen men.
sur nad on board cargo Of railroad trou. storas,
o. he ga q 0c:ooer IN csos.1re 1.te Harou,
1tom Punt aux Ba1quea to Thunder Bay light,
tho steamer got ten mlle1 on her coarte, u u
clAt ed by the plalntld, In consequence at rae tn
nueLce II kc1 cargo OF iron upon the coupt:s
she got aeroucd between 10 and II O'Clock ?. n.
On bi1ck River ltland Reef. ne.s the entrance Of
tos ca tie lighter to A1pens. std was standing out
| in the lake 10 p1ocsed on her course, wnen tha
Pats o. 10 s as o Ens
wesc made 10 lack her on. But strung wind
! VIZ bo~inK 1zom the southeast, the wAyea vera
% ooiIer .as I isnned py lie rezs 70 Is TO oe use
1efA She was pounding badly. and, a. daskness
It Rly. about CT o'clock p. n. sha cfex to1k to
the tma'l b:As, went to tne land about mile
d:s:ant, aud tuok refuge for the light In Usher
se,, 1.s asos e ~ s
TIE insurance coupahiea tetu.ed TO ~ ne
lpsp, allegipg that Tho vessel was nnseaWuythy by
reason oi the Ircompetency Of her master. aud
thar, therefore, the poil:J OF tn.ntsuca Was void
Thss Claimed t6st thets = eas an impi'ed warranty
Of keawptthtucga in order to render the policy ef.
teclive. The policies Nil contained the folio wing
| cl&nRc:
Arouehlre the adventures ard per1ls which the
| said iLEu{auCe company vas content 10 be At. aad
1ate upon itself oJ The said policy, tneI were q
| The lakep, rlvers, causlR, n1eB, 1ett1son, Thai
! sroula cene 10 the damage Of 1a'd vessel. Of al,
PEI. 81 r4censea' eonseoueIt npnn and sris,It
non OF easa y nmsr Ky vt otaes iega.i!
,n.tan, in4n,sS - ~. NM 70 agas
w ~ ~ s.teE 0a.e. sS'ee y, t
sutlic!etcy Of The crsw, Or want OF ordinary cart
~ sant ~ .rn ~ - 1o aa:d ~ III
no gae,s ae sEg ~ sa,9 ed =,
ot9et u1teaNul'nlntas, st1 ,u,. .rx
Tvn n' t,,s su1s
tne lnpHen "!ao, 1pu ~ ~ nuoe5 nnss e9ou - II
tne pae ay me,e no. ~, roe ue5 a aeest g.
n, .o onai, n n;1 ~
NY nsu se!as.eu. tAPct,eLG1 ~ IaAt! n.'n :
pened dllectil ny Ie.soo o. vsn. Of osaioar, "a
aoa ca1 y nat,RalaR Ias seess.; .nAt sne ~ -
aosndoDsd nJ ins 80 ownef ana mas;ss sEs;nst H. m
. etee u regard TO htf fa1a
Ire nsat ieteurea 20 W. 9Gs LUZ. q CaptMn nea M
e. ne toaf .nea asa ',s rsAs apoa ~ oess1i AZ
s.n,tx 10 Ia ~. - ;..t "' .1teoTg
. thete va no aesoM ZIP snpuls.,on, :
mat eueet. ans case Wa4 ISIJ c!ose!{ conteste
On oo!n sioes ~ suSV "es1ao as 4oe.. !as5e.s a.
fa1d, oi Buffalo, Tor the defeudaute. II Ia psol
ably one Of the 11o$t Important marine insuiane
CAkea cFtE Hle0 ~ l44e coA4s43s 1alauk' ~ IL 4!
II po.nts ot lRT Ct the Rreasest consequence. IN
n tine erent IN its uial, and the elabo!ate arg
# nents Of coursel snoKed mat BON Jndse a.
>! >! counsel regarded j with more than ofotnafJ u
10 the COURTROOM nay,rg been crowded during Il
= wbo,e Of the ten days Of the trial.
) Tne main question, and the ono upon which It
J. Gaze iurLtd, was a. 10 the competency Of CAPITA
. | Hentie. The plaintiff claimed that the gettlI
9 npon Nor,n Poiut Reef was one Of those acc
Q | dents OF navigation 10 which even the mess {:
= retiereed sesneh arc 1iable. and showed Z nj
> take IN judg gn e1t and not 1ncoMpetencJ. CaptA
!, fIent1g WAS Eot on dnty 1t the time OF the aoc
- dtLt, the nrst mate auluan oe!tG In charge
= the deer. TIDE defendant claimed mat the 10
| NAs approximately caused BY running upon BAs
y River Reel the night before, st which time Cal
~ tain nent'g was officer Of the deck, aud whu
"a trey CLAIMED snoMed he grosaesr Hal
= sci The court ruled that the acc1de
- At Black River Reef was not An approximate eau
q Of the accident q North Point R=ef, oHt that bo
d accidents nignt he CONSIDERED 10 reiauon 70 Il
= competency Of those manag'pg the vessel. The
y | VA Yh3t amount OF testimony 10 the Gaze as
q the clrcums,ar oes attending both accidents, II
matsReu ent Of the sel The state Of the wess
10 hat constituted skin oud cate in naYtpauuc ye
sela detection Of the compass By local attrac.io
g the testing OF the compsss, the distance at VII,
ID light Of land could be aeen 10 pleasant weatne
y tha appearance Of breakers upon reel etc.
"a The argument Of the ca*e hy couaael o3:u pl e
four dsy4. It was c'osed yesterday morning
o1 District Attorney MAYNARD Who mate . U3oa
q telling rpeech Of uve hours leng' b. BE sno we
to pnt nn,T i Thorough fRm{lhrfty villa Upse
% States statutes In III theiE bearings upon ma
H siSas r., aS he s1sa esnTa II teenness h
cnmrrt urnn the law and farta in the ctsa and
as nonleduetx in applicstIo that troubled hia i
n ye1ssr1ss exceeuIpRiy. and undoubtedly b
ID Se1djct.
H. Tne charge Of Judge Eumons Eas u,yen ye
ID te!day astesnoon, ana occupied neafiy Two ho1