, 1870-10-21

tho republic are, in the sapieut iudgmen,
uf .l.c Democratic press. from one end Of
t,a country Il, the other m outraca,
--------
cp1.r c1prs arm wun nav, pn1
rurm
onoo ro;, ,bo Eva ,,n,7orr-;,.rs ,,t ri;
h.,.. .t,~,o, .,,,,,.;n,,;,r 49,, -
A.. - ...... -. -:
,si,,, % ,uora nnnn;,,;,S than no,,,ons arer
, et.,o. ,,r. ,e;,1 = n,,,r,, i,wor .s,;o ~
r,ss ,:.a - a-...;.a.;oa 1.na y,
<.,1,.,.sa', ~. ,,raa, t:ras "a 800
.,,s~:.,,,., ., fo.,oa- ,.a.-,, ~
-.
. ~ ~ ..tas 49, ts, M a1,,..ss t,,,,aa1 ~
~ % .n,r c,eat conf1,rrat;ons in ,,,o cc,,,rl
,,,. w. ;...ss 1,1o.rs ~ ,,,o s;tr
~, n1@... :, ,<a,,,.,s ~ ,,ss,,h ~ ,,,,s;no.x
=, ca c,cat ;rno,,snca ,,,on ,,,,;r,, locs
.,,,ast, ~ - ,a.ana, l.u a.tss..;sa 1890,
.,..a :'aaas,"o 49,, - .,.:p H..,.~.
~ M f.. ;ns1n,oa ~ ,n.1 ,.at + &c ,ra nF ,h..
.-,u.<t r-,,,;o... r.. ~. .,,,.:,a.et;e. :,
So AVA ~ l e.A ~
w ~ .neta 49, ~" e' p,a.s
.:;,,a 1..,u ..~ss,. , es.s..,. =,
&C. 3'- e.e'''' "NN ="
'Ae os ~ . - ~. *
,,,san, .,,,a ~ l,nr;nos. ,.o,,,,a- ,,,,,.,
80, s's' '.~es. "s-,S.','-,''.. :, -
., 81 sar,. .1za ,.s-'.;n. a,,'1 ,,,,,...' ~. w.
f.,,o to ,,r,ro,n j., ia ss1a ~ ,;,,,n,,;so
al .szs, ,!.:.s ~ ~>@'~ ~ '''0' ''''' @'''~
~ o. - $3.50 ~ - s,,,,..,;-o ,,,r>,,
,,,a., ,ta,- IN r-e,,t u;,,, s=nn ,-,-,1, ~
,, ~ 1..,1. .,,.z -, a..;.
ns ~ 49, .s;,, a.sa", ~, ,,.o- asa
~, oivon ~ n c1ose a,amina,ion into
~ -. .,,..,..o. .e ~. .,. IT, -
a;,,an @ -, in o,,,,o7,aa ,rh,,sa ,,o,;or ,rsv
s.., - 49,. -. aono,a,n.o !, 49,.
X, =, :.
~ ~ :, w Tho1 49, saasn ~ '' ~ ~ to,aa. ~,
,h,u 49, A. 49,. ;na-o.aas
s ~, 49,
4a'e. .e n 'ot M ~.
sax s:... NJ .s--:,.. c.;.i, y,
~ y.
80: -, e - vs. -n, te aos
80 Mh..s ~. rr,,a.s saS-s.4,.1s.. I
: -
so'n'se4'es 'la' Anen ny"so eatls'y ~
IT,. - - -. - -
r..
. every cent o1 socn excessive losses ny III
) .'saeo az 81 ~ ~" .s,a ~ aa'
-, "e
I ~ lucy WILL Hot I1sls'' tnt"usu 1ae1f repre-
seh,a',Ses ~ tne cns ese1'"en' 'a'
'"I" oaN"|ub ""'aAA-s' W fA''eN "A
: hucn fesulat4ons nlaue ~ prevent tuo u
$ cuffenee anu spread OF hfe ~ ana Fenne' IN u
: s'e.es' e'ae'eA.s ~ .A' ' 10 ~
Sen'lon anu et'ins soisumolt io' WHICH 'ue
afe a'feauF 1a1eo-
y "en'e 1n,o''.ce ~ ''tS' S'"o's"s """et W
'c1s thtl eAe i'"s'''cs" oA n'o 'nso'ane
has not pa'd more thao M ~
. . efase o. - FER es9' III a's s.a' u
'lao'' 'Ae actaa' e"la'a' 'n'es1ee' aua ~
. "et tak'ng INTO aeeonnt Inc capital 10
= -"'':eis ~ ..e 1asl''Ee o' n''aaieas "I eon
II t@pae~' "'ea ns"'a''ce ''oaius VI ''SE'
e c'as'ons are broseh mp, an" easee comp
n ti'on IS ea'efe'1 'nto iof 'asafess, OF
n l'1'Fcs''o"he's ate "i'1 ~ seeh 'i'o euosl
If Isl l'ol"3!' feGafaless oi inc so'sency o1 II
ut companies, md this only has'ens the d. u
re-
o. mt~nshfne companies 10 acslsucuon'
+ "''n'taNs 'ue .ne'',e 1,1a ss.u so1re' w.
re e"sal'ans*es ny "''a only 'ake TINES from .ne
lie experience, n aaeguhte fa'cS' anu ents
an :'l' association OF coinp-a'es to7 a';n
ea rates. aa LAST tesof1 :" fase 'ne:nse'S
ap~ 1fons ftlll' aaa tA'se tlo seue'a' 'ca'
re- the 1'a:iness insurance eompsnles III
'oo Eeep themselves soasent' OF 'neS cant
:ial fn"eth1''s 'ne'f lollcf-a"uels' ef'
ex- tifo brings them all together agaln,
a. then ihe people have to pay the 1ol'o"a
to HemSs
rry !. The difference bctween fair aud
OF inadequate rate during the period Of !
irec hGnt 1os BUSINESS, ""sn6 WHICH
md property-owners Ind forgotten that
Gu first cost Of insurance is only known to
i've experienced, nnd' With many, Is s'"ps!
n.c mailer Ut experiment, IN which they
.zc- guided l,y their opinions only.
ion = len, fifteen. or twenty per cent
mt. brokerage. of WHICH tho compars"a
,ful '1shnH hy the practice which people
tax into al dong business through a ofosof
hat sol'clfor, lnsteaa u tafcc'ls al Tue ounce
no the company or its agent This in itsei'
,al- ia'r dividend
ing :. FoF 'ne 'h'sef"'''e eoas'tueeion
,m- nest of o7r bns1ness structures, grow
OF oas OK inc van, q. proper "."'uuns.
ION me e'ect''a VI 'a"o'oee' "ua 'l'4~'
The sersanee of me same under proper SUI
8 VISION ana regulations.
t"' aoese .o3t' Il .s" u ,Ne 4c,'s8 ~ -
That laEgely-adsancco' nnd, "Iat seem
pro- sl.nes, e1oro'tan'' aates o1 inS1.a'
t'on "h''e many h'efcs'n.i" ea''','s' Aaa 80
,nse segnlate themselves W tue law OF SUI
levy md demand, We believe fire Insurance
Of he regu'ated ny IT'S gains ana LOSSES
4 for that, for the great uia]of1fy OF comrn
} iaH It h*s prnred 4 close business, reaui
pins the ttr'ctss' economy long prac1'csi
ar is rieiicc, a'a Tie hest general manages
,tion 10 succeed in making fair dividend o'
pub ! saAl cash capital. IL is useless to fay
Is on Insurance compau1es SHOULD regulate
sndi- wet'e sn')ect ny feius'pg 70 'hsnte
!ee'''e ana .a"'s s-eeast,"e..u S, v".a
''oa@ "ensaf" TOOLS. "'ao''". '''A"s'e'''
it "t AS long as c'flzens na''a IN aeeota
s'""- ":sis thc present 1a 3' 'hey 10 ait .ha'
'"'t :efaai's ih'ok Is fe4a'sea u 'ae'n'
g tn should be Unidentified by corpora
th" for that purpose nj an adequate rate 10