The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1870-03-21
PnoroGtiRArHs in Ink, Oil or Water
Colors al tho Partridge Gallery. -"


r. G. Dun & CopANY-THR ARl-
Camille AGENCY REFERENCE Book
The object Of this book, as It's
name implies, Is to afford an easy and
ready reference in deciding credits By
consulting 1t the reader may discover ut u
glance tho two most important elements
in tho claims of every applicant for credit
first, an indication Of clpltQi md, 500;
Oud. the comparative credit standing OF
the party in the community where he re-
sides. .,r,. a .v..... ~ .,.I ,t....,
But while this work is prepared with
the most scrupulous care, We are at oil
times conscious that It very Inadequate
" represents the material behind 1t.
Notwithstanding the labor and the
great expense which even o has
" glance at the within solid mass
Of names in ag9tO type implies. the work
Is only secondary part Of pnt business;
and, useful as It may be, Is but m Indlca'
ton of the facilities VIC can afford our
subscribers In aiding them ito safely dis
penSe credit. The Reference Book Is
merely an outgrowth OF large and com.
prehensiye system, inaugurated and tested
by. us and our immediate predecessors
years before any such publication was
dreamed OLA system which has for
It's basis q statement Offall the facts
and details cleaned from the best
sources Of information, which, year
by year, as they accumulate, make
up tue liist0tyso every business man
in the country. Tho accuracy Of
these dctai!S Is alike tested and vOuclled
for BY their, constant use rs basis for
credit by. the large number Of subscribcrs,
whose cmfidencewc have enjoyed for a
period now extending over quarter Of a
century. tbs obvious that with these
current histories Of all applicants for erred.
It accessible,, the merchant who negleCts
to avail himselflo them and contents
himself, In thelgrapting Of even Q, single
credit, With the mere rating Of a book,
does himself very great injustice. {; He
doubles the ordinary. risks Of credit by
leaning on a mcagre and at best tncoln'
plote guide or @9fl.J. u =. aHtliD-
We know that not n few merchants and
bankers have been induced 70 rely upon
books Of ratings in consequence of the
efforts Of our. weak imit&tors, who, having
but little else 10 offer, have been pcrsts'
tent in their endeayorsto place their books
in rs many hands as possible, TO atone for
the cheap ratio at which they are, sold.
Lacking The means and facilities to do the
business legitimately, the necessity has
been apparent I'd do L ct6aply, md hence
inefEiciently. But those merchants, who
rightly thinlethat very cheap Insurance Is
dangerous insurance and that d Sateathalt
the usual price IL no Safe ut NIL, but'a
dangerous deluston, realizcthc Importance
ofshaving from the best sources all the
fact! upon which TO base 0tetefusp q credit
The mere ipSe dirt Of single cOrrcspOn.
dent in tho shape Of q r0ting may content
the merchant who can afford todjtttlse his
credits over the cOur.try recklessly, but
the more careful and successful trader or
banker will be certain TO have "a reason
for the faith that Is In him." in tic shape
OF a knowledge Of the men with whom he
Is intrustibg Ids goods or his money:
We have referred to the matter In the
above manner, because VIC nOticea' dun.
gefous tendency among the dispensers Of
credit (GYCn among our more recent sub
scribers) to rely purely IN tho Reference
Book. We urge upon thOm tho deslrA.
bility-nay, the absolute necessity, II they
seek to tradc safely-of consulting the de-
tailed reports on record at, our various
offices. Weare certain, from long cxpc-
riencc, that they will be amply repaid for
the Slight trouble which suClIH habit will
cause, and convinced TINT by peglccting
to do so they are constantly doing them
selves an injustice, increasing the already
great risks Of cr6dlting, and rendering IN.
operative the extended facilities which VIC
possess 10 serve them.
Z COLLECTION DEPARTMENT.. -
The facilities oil. our collection depart
ment are always at the command Of sub.
scribers, and in sending out Claims for col.
lection. they would dowell to bear lnlninll
the superior advantages VIC enjoy IN Tint
line. Having the services engaged Of an
attorney in every county in The, United
States and British Provinces or North
America. These have all been selected
with great care and discrimination, and
In the majority Of cases have been acting
for rs for number Ofyears. Information
can be obtained at the office, as u the
proper mode Of making out accounts for
collection In different parts Of tho Union.
In most cases We can inform clients OfthC
chances in favor Of collection before send.
ing the claims out. al
Any further information will be cheer.
fully furnished on application at our offices.
-. .,aI r G. Dun s Co., PppHetFss
O., G5 and o., 4th Avenue, Pittsburgh.
fQRn NVATJzE RROCH Manner