The Elk County advocate. [volume] (Ridgway, Pa.) 1868-1883, 1870-09-24

'Oh, never Illnd-spare me the calcula
tion 1t sounds to much like business, an
get enough Of that during the day.
But you do not object TO my planY
Not iu the least | have no doubt it /
highly commendable; but then you know
Carrie, | never was gifted with much pru
oonce'
Il am aware of that said his wife smil
ing. ....
This ended the conversation for time
The plan inaugurated by the young wife
was steadily carried out. She was not one
of those, of whom there are so many, who
enter upon new plan zeaiously, but soor
tire of it. Tn the present case she was thor.
oughJ satisfied of the wisdom of her pur-
pose and resolved to carry it through
Every morning she called upon her hus.
baud for dime, which was forthwith added
to the accumulation.
Frequently he had not the exact change
but would toss her twenty-five cents instead.
She would assure him laughingly that this
would answer. her purpose equally as well.
More than once Charles would banter her
on the subject of her savings bank, but
these she bore gaily. But these were not
the only accessions the fund received. Her
husband had early arranged TO make ample
allowance for dresS-I say ample, though l
dare say some Of my readers might not con-
slider it SO ; but Caroline-who was in the
habit Of making up her own dresscs-pro-
vided herself with a good wardrobe at a
much less expense than some not as well
in the science Of managing, could have
done.
After considerable calculation she came
to the conclusion, that out Of her daily al
owance she could be able to make daily
deposit equal to that she exocted from her
husband. OF this however she thought it
best on the whole, not to inform Charles,
enjoying in anticipation, the prospect OF
being able, at some future time, to surprise
him with the unexpected amount of her
savings
At the close Of every month the tin box
was emptied, and the contents transferred
to savings back gilmore pretensions, where
interest would allowed When the sum de-
posted there became large enough, Mrs.
Lyuiord, who had considerable business ca
pacity, withdrew them and invested in bank
and other stocks which would yield larger
per cent. OF her mode Of management her
husband remained in complete ignorance.
Nor did he ever express any desire 10 be
made, acquainted with his wife's manage
meut. He was an easy careless fellow, spend
ing as he went, enjoying the present and
not feeling any concern for the future.
At the end of eight years, during which
ne had been usually favored in health, his
books showed that he had not exceeded his
income, but that, on the other hand, he had
not saved anything. Twenty-Five cents alone
stood to his credit.
Running pretty close, Carrie he said
laughingly; Il take credit to myself of keep.
ing on the right side Of the line But then
| suppose you have saved up an immense
amount
lIow much do you fhiuk?' asked his
wife.
'Oh, perhaps hundred dollars said
Charles carelessly, though it would take a
good many dimes to do that
His wife smiled, but did not volunteer to
enlighten him as to the correctness of his
conjecture.
So things went on till at length came the
panic of 1864 panic so recent that it
will be remembered by many readers of this
sketch. 1t will be remembered how uni
ve.sally business and trade were depressed
at this period-among others the trade
which occupied Charles Lyniord suffered.
One evening he came home looking quite
serious--an expression that seldom came
over his cheerful face.
Caroline, who had watched the signs of
the times, was not uuprepared to see this.
She had experienced that her husbands
business wolld be affected.
whats the matter, Charles p she asked
cheerfully.
The matter is-we shall have to econo-
lnize greatly
Anything uniavorabe turned up in
business matters
4 should think there had 1 shall have
but half days work for some time to come,
and | am afraid that even this will fail be-
fore long You have no idea Carrie hon