The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-03-10
L1FEnsURANCE.
LIFE INSURANCE
$1,000 FOR Sc PREMIUM,
UNDER THE AUSPICES OF TIE
M MANHATTAN
CO-OPKRATIVR
RELIEF ASSOCIATION
Chartered BY the State Of NeV York.

Chartered BY the State Of NeV York.
OBJECT.
TIL. object of this Association is to secure q
casb psyment within forty days after the death
~ 4 member Of IS many dollars as there are
members in the class to which he or she belongs,
10 his or her heirs.
MEMBERSHIP FEES.
The membership fees are sir dollars at joining
f6oy ,ohieh q certificate Of membership tciu
X%,rnis6ed) and one dollar and ten cents on the
death Of each member, OF which due notict
Iii he given. One dollar from each member
1oas Ia the widow or heirs Of the deceased mem.
SsT and the ten cents for expenses Of collecting.
1hiu Comnauy ia divided int TEN CLASSES
Ee0R MEN and TEN CLASSES FOR WOMEN.
A. soon "a these classes ara filed, ten new
Glasses will be adopted. Men and women are
not allowed IN the same Glasses. Everything
done 10 mako each Class equal.
CLASSES.
A-AH persons between the ages Of Is and 20
S' BAn persons between the ages of 20 and IS
y1 C"An persons between the ages of IS and 80
% p%An persons between the ages of 30 and IS
" IAN perssnr between the ages of IS and 40
FAN persons between the ages of 40 and IS
C. G"An persons between the ages Of IS and 50
Han persons between the ages Of 50 and IS
IAN persons between the ages Of IS and 60
years. n eo IL az
Tbs Glasses for women are the same a. above.
Any one that Is found TO give his or her age
wrong will be expelled and the Moneys paid
forfeited 10 the Association. Each Class is lin.
tied 10 $4,000 members Each person pays 70
upon becoming member, and Sl.l9 eacn tine =
member dies belonging 10 the same Class ne OF Ghs
may Be q member.
A member of one CIaSs cannot Be assessed tais
dollar n a member Of another Glass dies. Each
Class iS INDEPENDENT, having no connection tc'h
any other. r,,ro>,
Glass "a" has 5000 male members. A man dies.
The Association pays over within forty days
5000 to the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each to the Association 70 REIN.
burse il. Failing to send this sum they forfeit
70 the Association all moneys paid, and the AS
sociation supplies new.nember TO I'LL the place
Of the retiring one
ADVANTAGES.
The advantages Of this Association over ordli.
nary Lite Insurance Companies are; No Panice
can break It; the fees are 50 small, and required
TO be paid at suth long intervals, that any man
can secure to his family competency upon his
death.
HOW TO BECOME MEMBERs.
ANY one desiring to become member may
apply In person, or must send 90 IN check, O1hA
draft postal order or by express, the e1pressage
being paid by the applicant. Under no elreunI
stances ioH The ASSOcidtion Be rSsp0ns16k JoI
monstg sent but IN this lOdy. Accompanying the
money must be a paper giving the applicant
| full NAME age, birth place, present occupation
town county, State. Also Medical Certificate
setting forth the physical condition, and wheth
err in the opinion of the doctor examining, the
applicant is a proper person to be insured
Blank forms of application fer membership viii
be sent upon application.
Each member ought TO try TO make nelo Members
| by so doing he beneftS hHlsey. No letter will bt
noticed that does not contain three cent post
age stamp to prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
one. third of the money received IS new mem
bership fees shall be made a sinking fund t.
meet payments falling due by the delinquencies
| of members. This fund is held by the
| NATIONAL TRUST COMPANY,
and will be invested in United States Bonds OIL
Real Estate, or bond and mortgage upon New
| York city property, which property shall be
double the value of the money so loaned.
THE FUNDS.
The remaining twO-thirds, after paying the
expenses of tho Association, shau be invested
| in Real Estate in the city Of New York, or in
bond and mortgage on property in the city
| New York the interest Of which shall 60 to pay
| the current expenses of the Association. If I
deceased member leaves no heirs the money
becomes the property of the Association, will
| the previso that the expenses of burial shall be
| Baid out of such funds, said expenses however
| not to exceed one hundred dollars.
| A member failing TO pay his fee OF one dollal
| and ten cents within thirty days from date o
notice forfeits all claims upon the Association
and also forieits all money previously paid. II
! the Pacific States this time is extended to sixt.
days. A member having no permanent resi-
dence must notify the secretary, and appoint
representative to pay his fees.
When members choose they can send ten do
lars and fifty cents to the treasurer to prepa!
| their fees, which sum will pay for ten deaths
| thus saving the trouble of sending Sl.l0 eacl
time, besides a saving of fifty cents. No mai
| is 30 poor that he cannot pay IS now and Sl.l
occasionally thus securing $4,000 to his heirs
The average number Of dollars each person viii
have to pay to secure 5000 will be $50 per year
a little over fifty cents per week. This make
this mode of insurance cost about one-sixtl
what they would have to pay any regular insu
rance company for $4,000 policy.
| All communications should be addressed Il
ROBERT p. NOAH, No. 30 + street, Wash
ington, D. c.. General Agent for the District o
FN1- i. ..fU IL, cd L.