The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-02-23
LIFE INSURANCE.
LIFE INSURANCE.

LITE 1NOO LIAM OE.
LIFE INSURANCE,
$4,000 FOR So PREMIUM,
UNDER THE AUSPICES OF THE
M ANHA TT A N
COOPERATIVE
RELIEF ASSOCIATIONS
Chartered by the STATE Of New York.
OBJECT.
The object of this Association is to secure
cash payment within forty days after the death
OF q member of as many dollars as there are
members in the class to which he or she belongs,
to his or her heirs.
MEMBERSHIP FEES,
The membership fees are sir dollars at joining
for tclieh certificate Of membership tcta b.
nIrniShsd,) and one dollar and ten cents on the
death of each member, OF which due notict
will be given. One dollar from each member
goes to the widow or heirs Of the deceased men,
ber and the ten cents for expenses of collecting.
This Company is divided into TEN CLASSES
FOR MEN and TEN CLASSES FOR WOMEN.
IL aN,= H.
Glasses will DO adopted Men and women are
not allowed in the same Glasses. Every thing
demo to make each Glass equal.
CLASSES.
A-All persons between the ages Of Is and 90
years.
BAH persons between the ages of 90 and IS
years.
C-An persons between the ages of IS and 30
years.
Dali persons between the ages of 80 and IS
years.
E-An persons between the ages of IS and 40
years.
F-An persons between the ages of 40 and As
years.
G-An persons between tho ages of IS and 50
years.
Hail persons between the ages OF so and IS
years.
I-An persons between the ages of IS and 60
years.
K-AIl persons between the ages of 60 and e5
years.
The Glasses for women are the same as above.
Any one that is found to give his or her age
wrong will be expelled and the Moneys paid
forfeited to the Association. Each Glass is linn.
tied TO $4,000 members. Each person pays 80
upon becoming q member, and Sl.l0 each time
member dies belonging to The same Glass he or she
may be a member.
A member Of one Glass cannot be dSsGssed thus
dollar u a member Of another Glass dies. Zach
OI1ss Is TyDFPRNDFNT hdpin1 no connection teith
any other.
Glass "a" has 5000 male members. A man dies.
The Association pays over within forty days
$4,000 to the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each to the Association TO REIN.
burse it. Failing to send this sum they forfeit
to the Association all moneys paid, aud the As
ISOLATION supplies new member TO fill the place
Of the retiring one.
ADVANTAGES.
The advantages of this Association over ordi
nary Lite Insurance Companies are: No pRDics
can break it, the fees are so small, and required
to be paid at such long intervals, that any man
can secure to his family a competency upon his
death.
HOW TO BECOME MEMBERS.
gAny one desiring to become a member may
apply in person, or must send So, in check, bank
draft postal order or by express the eXpressage
being paid by the applicant. Under no eireuM-
stances iciR The Association be responsible for
moneys sent but IN this i01y. Accompanying the
money must be paper giving the applicants
full name age, birthplace, present occupation,
who the policy is in favor Of postotfce address,
town, county, State. Also MedicCl Certificate,
setting forth the physical condition, and wheth.
er in the opinion OF the doctor examining, the
applicant is a proper person to be insured.
Blank forms of application for membership viii
be sent upon application.
Each member ought 10 try 10 make nelo Hieinborsi
by so doing he BENEFITS himself. No letter wall be
noticed that does not contain a three cent post
age stamp to prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
ouo.third of tho money received ~ new mem
bership fees shall be made n sinking fund TO
meet payments falling due Ny the delinquenCies
of members This fund is held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate or bond and mortgage upon New
York city property, which property shall be
double the value Of the money so loaned
THE FUNDS.
The remaining twO-thiris, after paying the
expenses of the Association, shall be invested
in Real Estate in the city Of New York, or in
bond and mortgage on property in the city o
New York the interest Of which shall 90 % pay
the current expenses of the Association. II a
deceased member leaves no heirs the money
becomes the property of the Association with
the prsviso that the expenses of burial shall be
pad out of such funds said expenses, however,
not to exceed one hundred dollars.
A member failing to pay his fee OF one dollar
and ten cents within thirty days from date Of
notice forfetS all claims upon the Association,
and also fOrfets all money previously paid. In
the Pacific States this time is extended TO sixty
DAYS. A member having no permanent resi-.
I.,,r IA
representative TO pay his fees
When members choose they can send ten do
lars and fifty cents TO the treasurer To prepay
their fees, which sum viii pay for ten deaths,
thus saving the trouble OF sending clio each
time, besides saving of fifty cents. No man
is so poor that he cannot pay 90 now and 81 10
occasionally, thus securing $4,000 10 his heirs.
The average number Of dollars each person will
have to pay to secure $1,000 will bc $50 per year,
little over fifty cents per week. This makes
this mode of insurance cost about Onc.si1th
what they wOuld have 70 pay any regular insu.
rance company for $4,000 policy.
All communications should be addressed TO
ROBERT =. NOAH, No. ~ + street, Wash.
ingtOn, ID. G., General Agent for the District OF
Columbia and States of Virginia and West Yir
ginia for the Manhattan Cooperative Relief
Association.
Tho TRUSTEES Of the Association are
f. MCMURDY, Esq.
ELSoN T. WRIGHT, Esq, President Star
Metal Company.
W. S. CARMAN, Esq, President Stuyvesant
Bank, n. Y. city.
II W. FORD, Esq, Cashier National Bank Of
the Republic.
L. W. MURRAY.
The OFFICERS of the Association are:
L. MCAIURDY, President.
ELSON L. WRIGHT, Vice President.
w. s. CARMAN, Treasurer
LEWIS SANDERS, Secretary.
LOCAL AGENTS ARE WANTED in every
County and Town, and applications from com.
petent parties for such agencies, with suitable
endorsement, should be addressed 70 the Com.
pany's General Agent.
ROBERT p. NOAH,
No S22 r street, bet Fourteenth and Fifteenth
streets, Washington, ID. c.,
General Agent for the District Of Columbia and
II