The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-03-25
LIFE INSURANCE.

lH ~ 1N IL - -
COOPERATIVE
RELIEF ASSOCIATIONS
Chartered by the State Of Ns'' York
OBJECT.
IT.. abieot of this Association is TO secure
II navment within forty days after the aeAtn
- a member of as many dollars as tneIe AZ
,hars in the class 10 which he or sne OelOnss'
10 his or her heirs.
" us MEMBERSHIP FEES.
The membership fees are F1 doaIGrS AZ JolinnIh
TO- ,okiek a certificate Of membership oIH o.
x,ro;shSdl and one dollar and ten cents on Ins
death OF each member Oh s mn,0a aocb ,nembe,
W. - The widow OF heirs OF the deceased mem
- "a the ten cents for expenses OF couecung;
This Company is divided int IEN S ,tNS9SS
r6P MEN and TEN CLASSES FOX WOAlEN.
As sOOHses these classes M hrS and women are
S ~. oIio,Tsd i'm the same Glasses. Everything
dsne 10 make each Glass equal
CLASSES.
An nersons between the ages OF Is and ~
B@An persons between the ages OF 70 and .
years $500, ,ba asss NJ s5 and 30
'G Dan persons between the ages OF 30 and %
E"An perssn' between the ages OF j and ~
years FnAu persons between the ages OF 40 and IS
years GmA Il uersons between the ages Of IS and 81
Han persons between the ages Of 80 and %
se THAlI persons between the ages of IS and 90
years. .s.so AMI, az
The Glasses for women are the same a. above
Any one that Is found 10 give his OF her age
wrong will be expelled and the moneys Palu
forfeited to the Association Each class - I'm a.
tied 10 $4,000 members. Each person pays 20
upon becoming member, and Sl.l0 each time
member dies belonging TO the same Class Ne or '"'
may be a Member. , a.:
A member Of one Class cannot be assessed u''s
dollar II member Of another Otass dtes. b e.,h
Class 4 INDEPENDENT, having no connection 'o'tA
wy '''' ILLUSTRATION.
Glass "a" has 5000 male members. A man dice.
The association pays over within forty DAYS
$1,000 10 the widow or heirs, and the remaining
members forward within thirty Gays ono uo oi..
and ten cents each to the Association to REIN.
hurse N. Failing 10 send this sum they iSrlet
10 the Association all moneys paid, ana the AS,
rotation supplies a new member To I'LL the place
Of the retiring one.
ADVANTAGES.
The advantages of this Association over ordi'
nary Life Insurance Companies are; NO panlcs
all and Waa.N "a
10 be paid at su, b long intervals, that any man
can secure TO his family competency upon his
death.
HOW TO BECOME MEMBERS.
| ANY one desiring TO become a member may
apply in person, or must send 20, In cheek, Oank
draft postal order or by express, the eNpressage
being paid by the applicant. Under no eiretIh-
stances tCiu the Association Be responsible for
inoneyg sent but in this iOdy Accompanying the
money must BE- a paper giving the applicants
| full name age, birthplace, present occupation,
who the policy IL in favor Of postothce address,
town, county, State. ALo Medical CSrtteeate'
setting forth the physical condition. and wheth-
er in the CpiuiOn Of the doctor examining, the
applicant is q proper person 10 be insured
| Bank forms of application for membership VIII
be sent upon application.
Each member ought 10 try 10 make neto members;
bv so doing he benefits himseC. No letter will be
noticed that does not contain a three cent post
age stamp to prepay return postage.
INVESTMENTS.
The by laws of the Association require that
one third of the money received IS new mem
bership fees shall be made q sinking fund u
meet payments falling due by the delinquencies
Of members. This fund is held by the
NATIONAL TRUST COMPANY,
| and will be invested in United States Bones or
Real Estate, OF bond and mortgage upon New
| York city property which property shall be
double the value of the money 80 loaned.
THE FUNDS.
The remaining two.thirds, after paying the
expenses of tho Association, shall be invested
! In Real Estate in the city of New York, or Ia
bond and mortgage on property In the city
| New York, the interest OF which shall 20 To pay
| the current expenses Of the Association. IL a
deceased member leaves no heirs the money
becomes the property Of the Association, with
the pTsvisO that the expenses a burial shall be
paid out of such funds, Said eI pSnses, however,
not TO exceed one hundred dollars.
! A member failing 10 pay his fee Of one dollar
and ten cents within thirty days from date Of
notice fOrfeits all claims upon the Association,
| and also forfeits all money previously paid. In
the Pacific States this time is extended 10 sixty
days member having no permanent resi-
dence must II, tify the secretary, and appoint
representative TO pay his fees.
| When members choose they can send ten do
lars and fifty cents 10 the treasurer 10 prepay
! their fees, which sum will pay for ten deaths,
thus saving the trouble Of sending sl.l0 each
! time, besides a saving of fifty cents. No man
is 30 poor that he cannot pay So now and clio
occasionally, thus securing 5000 10 his heirs.
The average number of dollars each person will
have to pay to secure 5000 will be $50 per year.
a little over fifty cents per week. This makes
this mode Of insurance cost abOut onesi1th
W hat they would have 10 pay any regular insu.
rance company for sjOOO policy.
All communications should be addressed TO
ROBERT T. NOAH No g29 + street Wash.