New-York tribune., 1869-03-05

II. c. FAHNESTOCK, Banker New-York.
tables ba the policies bV the National Life Iuare, Cort,ty
desirable simply u investments a1i when one is
pocT the holder nav he stricken down AID his heirs eo
th insurance. from the Company is safe that there ,r
iaEestment than of these pohceG
o. tits evident TINT Life Insurance r. desirable snd
viii tend 10 introduce and ha sry
homes which, without H. wouid sooner or later beeomo
OF The National Life Insurance COMPANY Of the United
States of America 10 the confidence oil tue pubhcf
A. The National Life nsurauee Company OF The In'e State, .
viii briefly difference between the Soek and NalSai
Insurance.
DHFEREYCE BETWEBN THE MUTUAL And STocS
SYSTEMS
y the mutual system Of Life Insurance the po boiler regard
pay premium largely n excess Of the estimated cost o n'aae
cover the extraordinary mortality los 81 n
or heavy eIprnses By system the policy rrre
ba,,Ted 70 cover these extraordinary contingencies 10 tie M
COMPANY The poyhoLd puts up the ndTga n the SoeA Col
In the Mutual Company the guarauee cap,ai beossd a
poy holder mag retained wtoat mteresi 10 The stg
dividends in one years In the Stock CompshY IL pis'
y the mutual system The policy holders insure he Conpih By -
stock system the COMPANY i5surrs the po,ey hoiefs
insured the Company taxing az tue Ts BY tLe A
Plan fall value n insurance OF the Pra9 pad io'eeSrss s
policy holder Who takes potioa Of the risk himself
The Mutual pay their den al the f o. ore to,
three or even i've Ie1rs By We & mSii IN .is M e
With expectation ofreoeas d,yaeaa AZ sq1s a Pse e
The National Life Iusarase COMPANY does so tas n ne pe
which constitutes the dend In tue Muuz Lmo1le
This Company. effect pays Advance dividend AL o.
ne its amount and taking he time u h pst @
The low rates charged bg this Company elrsenta eyssrs
The Insured Our rate, are bsrei. desirable than h Of "
,Ua Companies even sboui Of igetos o
latter b. dividends elas to those VI this Congah
on which Ihe National Life Insurance Go. OfILe Tnlied
States of America Is org1nizedf
OBJECTION To THR STOCK PLAN ANSwEBED
pce The trivial one tie stockholders make money 0f The r
sSo', A., T5, E5s.. gs s.,eon Gp9 e'' k,el s1 S & " &
With person deals Of whom be bays bont Or oc or a
I does rot gfys III, objection gains, ANYTHING bot lie
Cue hosris Bis money strong box somebody sA as
TIE Saoaa Bic Insurance Company designed ;. prsi,. 20
well safe If wogbi not be Nodb' esienes
patronage Bl DeTs Is .e' Marg1t Jor pC,i ~ " i,t m R
rs Company Aaa q o. earge5 ~ GsJ G 49,. ,'', a ,s', %,
vii contribute 10 iAe pohI Of The ef ID an a eur
, CG1s,sT o S ,ci STATE. II Gesre s sscs
thereby guarantee It's patrous n the reuer rate q Yfsnn y
'l5 a< dirtd,Sds 4; tls Nstai CoHpaH a,i n. y.
premium; o. "a. %, TJsps1! % s,s s m IL AZ % ss.sns sbs
.;1I b. 19y 5 s @a Of s5S. % % rate sS 81 Of . & .
hf expenses The average aei1ll ,rTs1', Of ss ~
mainly upon ne intrsi rh,eA n>y oaS rads, spgt -
oapnI arssh They expect h making iudiceS: aI5 p'eao
sresi upon the aecumulaie9s taaP The rate assume s
S.y, IN tse persaps Insured I'D COMPEL ~
a medical eIamusrs TO exercise the gralssi ss;9 ~
oss aSi e o ProSy pf PsS o. LIE
o. Sow IN 20 aSrea Sy ihe National Lie
Insurance Company of the United states OF Amer~h'
Yqtgse coDFsy @ pP'sie s css,i,. s,,,.,.1 sss =
business in The several Stale, w 're
ony equal bat greater taaa that Of the corporations o
H. n, Gprras,,e capi,qlTbs paup Cash Capital q oSs
wah the privilege Of Increasing to 40 sH1"
amount sHoris the greatest pos,be secuny @ ice fo
III rs Ratio Of Asse Ldtttea-The Cosrssy ' " @ ~
largest proportion TO is liabilities Of any LIE is'SfaS's
w. FIsIeaae OF Maaag,qt will ~ uotel upu eIiEnn'-
business character standing a1d enaey The Board pI'
V It's Loe Rates Of r,ginsTbe PofeybOld,r 10 u. S,'
m Pjnw peb lover or rger smouIt of 1hs "a
Premium. than In other companies -, - ., ,,, .,
& 81 ra secure policy n the Saas Lie i5s1pcr Couya5
iO0OO While With he came premium be can secure oh a'os
VI ny coaTl6i Ss, PiiA.king premium 'ueUt to ecs
largely Of this estimated cost gn oisr .nai t,
is certainly u ascordauee With COMMON sense .
That which rstarned dividends In ths MSusl ~
required PAID BY the Poieyaoder 10 tie NaonAi lAe is'
WI asD !, ,en,. a, Saa h poie6o
plain much Insurance for 80 much mons{ &,
premiums bs nrssSd in the section where received -
TX Is POLICIES Ncg0lidbkBy the Charter Of he .e1
at their value which. when compsue hy the poey sl $50
mlslng loans from ihe Company from other parties b
X rs ISs, ar, EIpt ron s S Nj, cIa rsstt
other person having 10 the life OF the in'ard ei es m
Ia ~
the policy does tie Of tea ttound doiN
X No Janec,'ay s,Jas =, "a s ri,d Sab,a
British Provinces 70 k9rope IN tMe ." psS v te,.,t.
p snel nv the Cou pans contains gasniee Of psaF
after certain number o. yaT, 0 g h. viii reeve IL the
, "a ,pd t6e paup that ~i be grea TO him. '
s fssry aSa5 a, p1 pfssSa is 70 IA, Po,, q H
Per ceatum Of ne Premium fedLrgss SsS @ w.. h, j. o.
'H9TH' yv ~ n Tu 10 ~ Isuref during L nRual laos,
y n, tpoui Eatled a. Poilc-A patty insuf s,b n.
Producing Plan will draw Auea'l ineome o. st, o.
biTsy Sea according kiad Of Policy taksn H..
The flll amount Of the Policy Nii he pail AZ D'AN'
s'Hs syv n Gt,s no eAarg, for Policy Fe, Stamps or S
"%s XVI No Ertra Ra eNarg,i for 4oo'd R''' ''' ~
ftaSH XVII Rts The most Sc'csl Lts I'rd"o' co~Pd'' @'
ne xviI YTIa n Z. Eq.asrhe LonRas stock Plan gives n
the exact reduction in Premium (which eeTr.sROsas ,S v 10
Mutual COmP1n hat each P.o9 nsIisS s eIer @ er
and routab give Insurance TO all ahse ai bees
whatever plan be may insure or however 'aE DC ""'
XIX Is TSSGl-Ths Mutual Companies. "a FED :S' 1 or
j ~ ne aggregate Compound Interest al he % ,onp.tr
s ts % b,ir Rates give to the Insured the adaS'ss O "
Xxx Aocomp'A ne Greatest Coed @ ~ G'iG'y % psls,
those ho die those who forfeit or .urrySas sS r,
even to Who live long time @IUl'Ss1
Insurance than any other company III the world
A NOVEL FEATuRR.-s
INCOME PRODUCING POLICIES x.,o,,l L.
Tb. plsn IS something entirely new aud "rlg'A4i S''s
Ipsurapee Company Of the United States q A@sA "a ,, Ds
The prrraums the same at Al 'Sss .GT sIsa
sa y
There IDEAS combined In the lahe'
ab anngy or Anauai Income commencing Al TIE 1, q
tain bumber ofyears as ten sftsen twenty "eHn''
death prior a., - ,A. nj IA, secures I4s ~,
ii COO paysbe atdsath whoever that t'eas ts,
ton 10 which, fing the srs DAY Of The se,s % ID "a, @
sy trent,..ixth thrtr6rst and on ne - he esB
csel,nv wear thereafter until death, be vii reesi,e "
lO per anuum teuh Of the lace 0 nn l tlyi
Var rxample person. at betSeen Ne hs spt
polev for Sl 600 the Annut, 20 sSn eS
wsHv year, viii pay 10 Company fsl 90 per .noss.
wrnty years his Life POley s paid sp IT. Ill reeve h
will be paid 10 bis wheaser death esas ~. s N ever bst
~ Cn,nr Al the besnBing the twenty nu, an %, ,ao 81 "
,ssr an iscome Of sO0 per snuum I'LL dea'S' "hsh "
policy will be paid. .xvrv INVESTED y,
THIS Kind OF PoLlCr WILL skSuEss is IscoSI
THOUSANDS FOR THE HRlRs Any cnnvMgScISG M-1laS
DEC'IINING YEARS OF LIFE WhsH hn'i
FROM BUSINESS ARE DESlkAbbh .u..,.