The weekly Ottumwa courier. [volume] (Ottumwa, Iowa) 1857-1872, 1869-10-28
InVeStigate,

'S1i - sou h1u sohlc surplus
cash you desired to invest in lands.
Tor speculation or otherwise, the first
Thing you would do after finding the
lands that suited you, would be togo
to the records and investigate and
examine the title to the same, for the
purpose OF satisfying yourself beyond
Il doubt, whether Or not it would be
safe investment for you. IF you
found the records all right and the
property free from incumberances,
you would purchase.
But on the other hand, should YOU
lind that some corporation had a
mortgage on the earnings OF that
property for all time to come YOU,
would not buy it. This is fair reas.
uning, is it not,
Now, then, suppose You have a
$4,000 to invest in life insurance
should you not be equally careful and
particular in examining the record,
financial standing, capital, expc nses
assets and liabilities Of the Company
you are about to insure in, that you
may know beyond a doubt that they
can give you q perfect title to the
5000 insurance that your one him.
drcd dollars will purchase? Your
answer is, yes"
Then if you find Company that
has from 10 to 20 per cent of its ear
n'pgs mortgaged to stockhol lers for
AL future time, you will not invest in
that Company, when you can buy
your insurance in one that is mutual
IN every respect, and divides all its
<"fpe"s among its policy holders, for
1t is fair TO presume that You will be
q" wise aud prudent in making an in.
Nestment oithis kind. as in buyipp
lands, goods or merchandise of any
kind.
The next question which naturally
ARISES IS: What Company shall | in.
sure IN, TO secure all the advantages
ct large capital, mutually, low cxpen.
@ts, and large per cent ofassets to
liabilities We answer. the Union
Mutual OF Boston. It has $4,000 OOo
accumulated capital. has had over
twenty years experience in business
during which time its expenses have
averaged but lIper cent Of it's in.
come, II has paid $4,000, 900 to the
assured and has an abundant capital
To meet all future losses. II has 133.
~ per cent Of Assets ::to every lOo,.
90 pei. cent Of Liabilities and its ratio
OF expenses are only 1886. Thus. it
VIII be seen, by reference 10 an arti-
Gle in the Daily COURIER under the
caption, "ASubstantial Life ms On - /
that the Union Mutual stands bioher
financially than either OF the su.t
COMPANIES mentioned, it having from
2o,35to 21,54 per cent of assets to i a.
blllt'es more than they. When il il
remembered that the companies M.
med in that article are considered
among the very best in the count, y |
all Will at once admit that the tinan.
c'ai position OF the Union Mutual is
Il proud one, and that it can offer
more Insurance for less money on ac. |
count ofits paying back to the as. |
>ured all the surplus, thus furnishing
INSURANCE at it's net cost.
we refer with pleasure to the
fourteenth Annual Statement oil
the Insurance Commissioner Of Mass l
achasetts, to prove the statements
above set forth. |
Its the duty OF every man to in. !
sure for the purpose Of making a pro. |
vision for the future wants Of b;s
'"'"''y, IN the eventual death should
oNertake him duringthe year. Read |
'r, nave you done SO If Won have
not, what will be the condition al
your wife aud children. viii they |
nave plenty or will they be left ia |
afas ont miserable existence tbry: |
HE Consider these questions now
ana remember that a $1,000 policy |
makes you worth Just thatmuch more
'o''ay, aud wbeu You go to take it
'pe; DC certain 10 ask the Agent il he
f'FFesents apurely Mutual Comranv
.uch as lhe Union Mutual of Bdst on
y. Y, Holden, Distric, Agent. See
advertisement in another Column
## y