The daily phoenix. [volume] (Columbia, S.C.) 1865-1878, 1869-03-21

ed Mt the store of Messrs. Fisher. Lowrance
| & Fisher
RELIGIOUS SERVICES This DAY-Trinity
Church-Rev. p j. Shand. Rector, 1Ol.,
A. NJ. and A., P. M.
st. Peters Church-Rev. J. J. O'Connell,
Pastor, 10 a. NJ. and p. NJ.
Washington Street Chapel-Rev. VIM.
Martin, 10Ls A. NJ and ~ P. NJ
Marion Street Church---Rev w. w.
Mood, 101s A. NJ. and 81 P. M.
Lutheran Lecture Room-Rev. \. r.
Rude 101. A. NJ.
Presbyterian Church-Rev. ". L. Boggs,
1O1a A. M. and Z p. NJ.
Baptist Church-Rev. j. l.. Reynolds,
10la A. NJ.
The THEATRE. E.-Notwithstanding the fact
OF there being two places of amusement
open, there assembled in Carolina Hall, last
evening, quite large and recherche audi
ence. The bill offered by the Templeton
company was varied and entertaining, and
the efforts of the company fully lnerited the
lavish applause that was bestowed upon
them. The celebrated cottage scene in the
Lady of Lyons was most admirably render
line, being equally as good as in that of her
great specially, "Fanchon." Mrs Charles
Henri's conception and rendition Of
"Claude" was excellent, and elected fire.
quent applause. The singing by Miss Isa-
bel Vane, was executed with that piquante
grace which renders her acting so popular,
and came in for full share of applause;
while the efforts of Miss DeVeir, Mr.. Web
ster, and the rest of the company, were no
less successful. We are informed that the
company will remain in Columbia during
the coming week, and that the return of
Manager Templeton, with additions to the
troupe, will afford our citizens an opportu-
nifty OF witnessing novelty in the drama.
We trust that they will receive that encour-
agement which their efforts SO cminently
merit. The performance, tomorrow even
ing, will be for the benefit of Mr.. Webster
BUILDING AND LOAN ASSOCIATIONS The
primary object of these associations is to
enable every man to become his own land
lord-to purchase q home for himself and
family by simply paying into joint con-
would otherwise have been expended for
rent 1t is clear that many persons COM
bining together could make small sums of
money far more productive than these sums
could be made separately; hence, in build
ing associations, money is, from the begin
ming, kept actually employed, continually
producing and reproducing at wonderful
rate of increase, and afforded to the bor-
rover on more advantageous terms than by
any other kind of loan. Money makes
money, if we'll used and in these associa-
tions it is very manifest the most practical
good flows from these small contributions.
The details of the plan may be thus stated:
The association is purely mutual Each
share is ono dollar month, to be paid in
monthly, during the term. The entire
amount paid in each month is sold to the
highest bidder at premium. This prcmi-
um is deducted from the gross amount, and
he receives the balance, and is required to
secure tho association by mortgage Oh
real estate equal to the net sum received.
A stockholder is allowed to bid for two hun
dred dollars on each share he holds, and
when he borrows, pays, in addition to his
monthly dues for shares, interest on the
amount for which he bids. The association
winds up when it is able to divide two hun
dred dollars to each share, which will be
from six to eight years, according to the
ruling rate of premium and interest These
features, and tho pra .ical results of the
workings of these societies. in Charleston.
Savannah, Philadelphia and in Ec0land,
must commend itself to every member of
our community. Whole districts have been
built up through their instrumen tality. We
hope soon to see the good fruits springing
up in our own dayotad civ nnd that the