The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1869-05-21
ON GOING sUKETY.
HENRY WARD pEBcHER,

RnOther1 Why nott IL. 40 uost
friendly act, If ,prudently done, it
NAV bS of the most eminent benefit to
aneiphbor, 1T gives himt the benefit of
your GOOD reputation when he Is not
known, It lends him your credit where
his own is not sufficient. II puts him
in funds which otherwise he could not
command, Such IserVice to friend is
M better use can be made of ones
money than to help true friend. We
are commanded to remember those in
bonds as bound with them." To be
sure, this was originally applied to
bonds of different kind, but with not
whit more propriety than to ~pecuni.
airy bonds, "A man who. by few thou
sand dollors, can save his friend, and
perhaps his family, from bankruptcy
and want, could hardly spend his
money in mannerwhich, all his life
long, he would remember with more
satisfaction.
DENTAL considerations which should
always be borne in mind in going
surety for a friend. You should make
up your mind hOtO much property you
have, and hO1O much you are 1otlLing to
give away, absolutely, for that friend
whom YOU indorse. For no blunder
can be worse than. to indorse on the
supposition that you tOiLL7eot have to pay.
Never indorse without saying to your
self, '.Thts may come round upon me.
I z,1v have to pay it; and If it comes
to that, am able and willing" Nine
out of ten of the fatal mistakes made
bV0bondsmen arise from taking the OPP
nosite course to this, They consider
the act of indorsing friends paper as
a mere commercial FORM. There is no
risk L shall not have it TO pay. he is
abundantly able to take care of his
paper, / shall help him without harms
ing myself, and he is stingy man
who; will not dothat." This is the cali
culation on which man binds himself
10 pay n friends debts In case the
friend cannot pay. them himself. But
how do these things turn out2 One
need not go far to ascertainl Every
village has an illustration! The. Dor
rover was more involved than you
supposed, or. perhaps than he himself
knew, and his creditors closed on him
and wound him up and were overjoy~
ed to find such a good name as yours
on his paper. Or the lsauguine scheme
on which he had os Ventured, which
seemed sure of success almost without
possibility of failure, suddenly like
loaded wagon, slapped off wheel and
upset into the dirt. o.. asu
Or, just as everything was at the
point OF success, your friend sickened
and could, not look after his affairs,
some critical matter was neglected, or
some dishonest person stepped In and
crooked matters; your friend died, the
estate went into executors' hands for
settlement, was badly managed, warp
edand crooked, and finally turned out
insolvent. F.r .rn r...
And what became of you? Why,
you were surety for the full amount of
what you are worth In an hour you
find yourself confronted with debt
that sweeps away your house, your
To- In md
leaves you just where you began TWEEN
ty-five years ago. with this difference,
that then you had only yourself to pro.
vide for, and now you have wife and
eight children. Then you were twenty
five years old, And lite was all before
you, and now you are fifty years old.
aud life pretty much all behind you
You have given away your children's
bread. You have saved your friend,
but have ruined yourself! Perhaps
your friend had settled on his wife a
small property. So much the better for
her, If he had. or course she will divide
with you, since it was to save her hus-
band that you were ruined. But, II she
will not, (and human nature is made OF
shaky stuff and her children go to
school, while yours stay at home; and
If they live in a comfortable house,
pleasantly furnished, while you are
hiring a few rooms in the cheapest
quarter VI lue IO"u1 Lueu 4susPeCh LhdG
you will chew the cud of great many
bitter reflections.
When it is too late, you will be very
wise. You will say to yourself, it may
be, "a man is fool who signs for any
larger sum than he can conveniently
pay" Amen say l!
"Before q man puts his name down
on another mans paper, he should ask
himself, Am I willing to give this per.
son as much money as [ sign for?"
Amen, say
go sign a bond on the supposition
that it is a mere form, and that you will
have nothing to pay, 1t Ia to put ones
head into FOOLS moose" Amen, again,
say1!
There is no harm in signing tor |
neigh Dor If you have got the property |
II you are able to pay the amount with |
out harming your own household; and |
II you love the man for whom you sign |
enough to be willing to give him out
right the sum covered by your indor-
sement. Otherwise, to go surety |
for neighbor is a folly, u sin and a
shame.
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Lady who values a fine complexion can