The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-03-02
LIFE INSURANCE.
Chartered By tie Stat. Of Sss rorE.

OBJECT.
The object Of this Association Is 70 secure .
cash payment within forty days after the death
of q member Of rs many dollars as there arc
members in the class TO which he or she belongs
to his or her heirs 10 s--.1 .. M.
MEMBERSHIP FEES.
The membership fees are sir dollars at joining
Uor lchiek certificate Of membership I5iQ b.
tfrRiSAsd) and one dollar and ten cents on the
death Of each member, of which due notics
will be given. Que dollar from each member
goes to the widow or heirs of the deceased mem
Der, and the ten cents for expenses Of collecting
This Company Is divided int TEN GLASSES
FOR MEN and TEN GLASSES FOR WOMEN.
As soon as these classes are filed ten new
Glasses will be adopted Men and women are
not allowed in the same Glasses. Everything
done to make each Class equal.
CLASSES.
AN persons between the ages OF Is and %
BAH persons between the ages of 20 and IS
Gan persons between the ages of IS and 30
D~An persons between the ages of 30 and IS
years.
E-An perssDr between the ages of IS and 20
years.
fan persons between the ages of 40 and IS
years.
GAN persons between re ages Of IS and So
years. -..-. .-.........
H-An persons between the ages Of 50 and IS
years.
I-An persons between the ages of IS and 90
years. .
K-AJl persons between the ages of 60 and sS
years.
The Glasses for women are the same rs above
Any one that is found 20 give his or her Agv
wrong will be expelled, and the mrneys paid
forfeited To the Association. Each Class Is lin.
tied TO $4,000 members. Each person pays 81
upon becoming member, and 81 10 each time
member dies bsiORgsg 70 the same Glass he or she
NAV BE- membsT.
A member Of one Glass cannot BE- assessed tbs
dollar u a member Of another Class dies. Each
Class i INDEPENDENT, hdving 40 eonRectisn s0iu
ILLUSTRATION.
Csass "a" has 5000 male members. A man dis-.
The Association pays over within forty days
$500 10 the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each 70 the Association 20 reim.
burse It. Failing 20 send this sum they forfeit
TO the Association all moneys paid, aud the As
ISOLATION supplies new member 70 nll the place
Of the retiring one.
ADVANTAGES. .....r
The advantages Of this Association over ordi.
nary Lite Insurance Companies arei No panics
can break Il; the fees are so small and required
10 be paid at SUI h long intervals that any man
ian secure TO his family a competency upon his
leath
HOW TO BECOME AiEMBERs.
RAnv one desiring TO become a member may
,pply In person, or must send ID, in checl-, bank
lraft, postal order OF by express, the ehpressage
,eing paid by the applicant Under no oireum.
ltdnees tViu he Association Be rssp0nnb6 yoT
mon rs sent bat ia this i0Gy. Accompanying the
money must be a paper giving the applicants
'ull name. age, birth. place present occupation,
who the policy is In favor OF, postofiioe address
own. county, State. Also a MediecI Certificate,
Ietting forth the physical condition, and wheth'
II In the opinion OF the doctor examining the
applicant is a proper person to be insured:
Blank forms of application for membership will
70 sent upon application.
Each member ought 20 try 20 make nsIo uelabersi
u so doing he benefts himself. No letter will be
ioticed that does not contain a three cent post.
go stamp TO prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
me third of the money received ~ new Nom.
,ership fees shall be made a sinking fund 20
meet payments falling due by the delinquoncies
If members. This fund Is held by the
NATIONAL TRUST COMPANY,
md will be invested In United States Bonds or
Real Estate, or bond and mortgage upon New
York city property, which property shall be
double the value Of the money so loaned.
THE FUNDS.
The remaining two-thirds, after paying the
expenses of the Association, shall be invested
in Real Estate in the city of New York, or In
bond and mortgage on property In the city
New York, the interest Of which shall 90 60 pay
the current expenses of the Association. II
deceased member leaves no heirs the money
becomes the property Of tho Association, with
he pr-visO that the expenses Of burial shall be
paid out of such funds said expenses, however,
not To exceed one hundred dollars,
A member failing TO pay his fee OF one dollar
md ten cents within thirty days from date OF
Iotice forfeita all claims upon the Association
md also fnrieits all money previously paid. In
he Pacific States this time Il extended to sixty
laws. A member having no permanent resi-
lence must notify the secretary. and appoint q
10 pay his fees.
when members choose they can send ten do
ars and fifty cents To the treasurer % prepay
heir fees, which sum will pay for ten deaths,
hus saving the troublc uf sending Clio each
line besides a saving Of ifty cents. No man
: so poor that he cannot pay 81 now and u 10
thus securing $500 u his hetrs.
The average number Of dollars each person will
nave rs pay 10 secure $500 will be 81 per year,
, little over tfty cents per week. This makes
his mode OF Insurance cost about One-sihtb
What they would have TO pay any regular insu'
rance company for 5000 policy.