The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-03-05
LIFE INSURANCE.

0a AOsfIcns OF TIE
MANHATTAN
oO-oPRRATIvR
RELIEF ASSOCIATION |
Chartered BY the State Of Nee York
OBJECT.
Tho object Of this Association is to socure
cash payment within forty days after the death
OF member Of ss many dollars as there are
members in the class TO which he or abe belongs,
TO his or her heirs
MEMBERSHIP FEES
The membership fees are riz dollars at joining
(for tckich certificate Of Bsmbership Scil
nraiShsd,) and one dollar and ten cents on the
death OF each member, of which due NOTES
will be given. One dollar from each member
goes TO the widow or heirs of the deceased men,
Der, and the ten cents for expenses of collecting.
This Company Is divided into TEN CLASSES
FOR MEN and TEN CLASSES FOR WOMEN.
As soon as these classes are filled. ten new
Glasses will be adopted. Men and women are
not allowed in the same Classes. Everything
done to make each Class equal.
CLASSES
All persons between the ages OF Is and %
years.
BAH persons between the ages of 90 and IS
years
C-An persons between the ages Of IS and 30
years.
DAN persons between the ages of 30 and IS
years.
E-Al persSn' between the ages of IS and 20
years.
FAN persons between the ages OF 20 and IS
years.
G-An persons between the ages Of IS and 50
Han persons between the ages of so and IS
I-An persons between the ages Of IS and 80
years.
K-Al persons between the ages of so and e5
years.
Any one that is found to give his or her age
wrong will be expelled, and the Moneys paid
forfeited 70 the Association. Each Class Is lin.
tied 10 $1,000 members. Each person pays %
upon becoming q member and clio each time a
member dies belonging to he Sdms Class he or she
may be a member.
A member Of one CldSs cannot b assessed this
dollar II member Of another Class dies. BdeA
CLass . INDEPENDENT, having no eOnnSetiSn SitA
any other.
Class "a" has 5000 male members. A man dieq.
The Association pays over within forty days
5000 20 the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each 20 the Association 10 REIN
burse IL. Failing 70 send this sum they forfeit
to the Association all moneys paid, and the As
ISOLATION supplies new member 20 Ill the place
Of the retiring one.
ADVANTAGES.
The advantages Of this Association over ordi-
nary Lite Insurance Companies ares NO panlcs
can break Il the fees are 80 small, and required
10 be paid at suIh long intervals, that any man
can secure TO his family a competency upon his
death.
HOW TO BECOME MEMBERs.
y7Any one desiring 20 become a member may
apply In person, or must send %, in check. bank
draft, postal order OF by express, the expressago
being paid by the applicant Under 40 etrcum'
stances tciu DE Association b. rsspoHsibk for
moneys cent but IN this ray. Accompanying the
money must be a paper giving the applicants
full name, age. birthplace present occupation,
Who the policy IA In favor Of, postofflce address,
own. county, State. Also a Medical Certificate,
,ettinE forth the physical condition, and wheth.
II in the opinion of the doctor examining. tho
applicant is proper person TO be insured:
Blank tOrfns Oh application loE nNhlDNAHhAP VIII
DO sent upon application.
Each member ought 10 try 10 make usU HlsnlbcrfI
by so doing he benefits hiIHSeV. No letter wall be
noticed that does not contain a three cent post.
age stamp TO prepay return postage.
INVESTMENTS.
The bylaws of tho Association require that
one. third of the money received "a new menu
bership fees shall be made q sinking fund 10
meet payments falling due by the delinquencies
of members This fund Is held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate, or bond and mortgage upon New
York city property, which property shall DO
double the valuo Of the money so loaned.
THE FUNDS.
The remaining two-thirds, after paying the
expenses OF the Association, shall be Invested
in Real Estate in the city Of New York, or In
New York, the Interest Of which shall 60 70 pay
the current expenses OF the Association. IL n
deceased member leaves no heirs the money
becomes the property OF tho Association, with
the prsviso that the expenses or burial shall DO
paid out Of such funds, said expenses however,
not 10 exceed one hundred dollars.
A member falling 10 pay his fee Of one dollar
and ten cents within thirty days from date Of
notice forfeits all claims upon tho Association.
and also forieits all money previously paid. In
the Pacific States this time IL extended 10 sixty
DAYS. A member having no permanent real
dence must notify the secretary. and appoint
TO pay his fees
when members choose they can send ten do
lars and fifty cents 10 the treasurer 10 prepay
their fees, which sum will pay for ten deaths
thus saving the trouble Of sending clio each
time, besides a saving Of fifty cents. No man
Is 20 poor that ne cannot pay u now and tl.lO
occasionally, thus securing 5000 u his heirs
The average number Of dollars each person will
have 70 pay 10 secure 5000 will be go per year
a little over fifty cents per week. This makes
this mode of insurance cost about One-sl1th
what they would have 10 pay any regular insu'
rance company for 5000 policy.