The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-02-20
LIFENsURANcE.
LIFE INSURANCE.

4 LII M 41NOS AO1A4NOAk
$4,000 FOR Sc PREMIUM
UNDER THE AUSPICES OF THE
M N A TT A N
CO-OPRRATIVE
RELIEF ASSOCIATION
Chartered by the State Of NeW York.
- OBJECT.
The ebject of this Association Is to secure a
cash payment within forty days after the death
of q member of as many dollars as there are
members in the class TO which he or she belongs,
| to his or her heirs.
MEMBERSHIP FEES.
The membership fees are sir dollars at joining
| Ctor t0hieh q certificate Of membership GIH 81
| JtrrniShsd) and one dollar and ten cents on the
death of each member, of which due NOTES
will be given. One dollar from each member
goes to the widow or heirs Of the deceased MEM
ber and the ten cents for expenses Of collecting.
This Company is divided into TEN CLASSES
FOR MEN and TEN CLASSES FOR WOMEN.
As soon as these classes are hlled, ten new
Glasses will be adopted. Men and women are
not allowed in the same Classes Everything
dsne to make each Class equal.
CLASSES.
All persons between the ages OF Is and 20
years.
BAH persons between the ages of 90 and 2S
C-An persons between the ages of IS and 30
D-An persons between the ages Of 30 and IS
E-An persons between the ages of Is and 40
years.
FAN persons between the ages of 40 and IS
years.
G-An persons between the ages of IS and so
years.
Hail persons between the ages of 80 and IS
years.
AL persons between the ages of IS and 90
years.
K-An persons between the ages of 60 and s5
years.
The Glasses for women are the same rs above.
Any one that is found to give his or her age
wrong viii be expelled, and the Moneys paid
tied to 5000 members. Each person pays IS
upon becoming member, and S1.l0 each time
member dies belonging TO the sans Class he or she
may be member.
A member Of one Glass cannot be assessed hLs
dollar II q member Of another Glass dies. Each
Class is INDEPENDENT, having no connection 10Th
ILLUSTRATION.
Glass az has 5000 male members A man dies.
The Association pays over within forty days
$4,000 to the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each to the Association to reim-
burse it. Failing to send this sum they forfeit
to the Association all moneys paid, and the AS
ISOLATION supplies new member TO I'LL the place
Of the retiring one.
ADVANTAGES.
The advantages of this Association over ordi.
nary Lite Insurance Companies No panics
can break it; the fees so small, and required
to be paid at suIh long intervals, that any man
can secure to his family competency upon his
death.
HOW TO BECOME MEMBERS.
3Any one desiring to become member may
apply in person, or must send IS, in check, bank
draft postal order or by express, the expressage
being paid by the applicant. Under no eiTetnI-
stances toiH The Association be responsible for
moneys sent but in this iody. Accompanying the
money must be a paper giving the applicants
full name, age, birthplace present occupation,
who the policy is in favor Of postoffce address,
town county State. Also a Medical Certificate, |
setting forth the physical condition, and wheth- |
or in the opinion Of the doctor examining the |
applicant is a proper person to be insured. |
Blank forms of application for membership will |
be sent upon application.
Each member ought % try 70 make eto members
by so doing he benefits hilnsef. No letter will be
noticed that does not contain a three cent post
age stamp TO prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
one.thrd of the money. received as new mem
bership fees shall be made sinking fund to
meet payments falling due by the denquencies
OF members. This fund is hold by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds er
Real Estate, or bond and mortgage upon New
York city property, which property shall he
double the value Of the money 80 loaned.
THE FUNDS.
The remaining two-thirds, after paying the
expenses of the Association, shall be invested
in Real Estate in the city of New York, or in
bond and mortgage on property in the city o
Now York, the interest of which shall go TO pay
the current expenses of the Association. If a
deceased member leaves no heirs the money
becomes the property of the Association, with
the previso that the expenses OF burial shall be
paid out of such funds, said expenses, however,
not to exceed one hundred dollars.
a
and ten cents within thirty days from date of
notice forfeits all claims upon the Association,
and also forfeits all money previously paid. In
the Pacific States this time is extended to sixty
days member having no permanent resi-.
dence must notify the secretary and appoint
representative to pay his fees.
when members choose they can send ten do
lars and fifty cents to the treasurer 10 prepay
their fees which sum will pay for ten deaths,
thus saving the trouble Of sending SllO each
NJ nv n IN
is so poor that he cannot pay 60 now and l.lO
occasionally thus securing $4,000 to his heirs
The average number of dollars each person will
have to pay to secure 5000 will be $50 per year
little over fifty cents per week This makes
this mode of Insurance cost about one-siIth
what they would have 10 pay any regular tnsu.
rance company for $4,000 policy.
All communications should be addressed to
ROBERT p. NOAH No, ~ street, Wash
ington, ID. c., General Agent for the District OF
Columbia and States Of Virginia and West Wiz.
gnia for the Manhattan Cooperative Relief
Association.
The TRUSTEES of the Association are:
ELsoT T. wRIGGT, ESQ, President Star
W. S. CGRMAN, ESQ, President Stuyvesant
Bank Y. Y. city.
H W. FORD, ESQ, Cashier National Bank OF
the Republic.
L. W. MURRAY.
H
The OFFICERS Of the Association are:
z. MCMURDY, President.
ELSON 7. WRIGHT, Vice President.
| w S. CARMAN Treasurer
| LEWIS SANDERS, Secretary.
LOCAL AGENTS ARE WANTED in every
County and Town, and applications from com.