Democratic enquirer. [volume] (M'arthur, Vinton County, Ohio) 1867-1873, 1869-03-24

.hay have 10 pay interest annually or semiahnnr'
iv Companies doing buAiness on thia pihn ho va
iibol,eye. Mutual CJmpanlosi and the divldthds-n
applied % cancellng, ~ WnSS aro N "
eral arc enrned, throe or four years no'eA aro
waya outstanding on which tiq insnreu nave ~, "
nav interest. thereby reducing the propoSsu W. ~
dend about one.hali of It's nominal vaiue. anu up
aogreuate amount of those notes must also % W
d,ctad from the amount of tho policy, OF is ternl
nation gnch companies mast charge higher rats
oT InaurAtce than strictly cash companies' 10 naNo
money 10 pay their loIaos--for notes are NOT aaia
bic for this purpose az sad experience mas pro'su
--or finally fail, - A.,
The note system, then. iAstead OF being the
cheapest and safest is the dearest and most uhcoi
tain plan Of oflnBurance. n.
Tho cash plan has these advantages over 'ne no'o
The exact amount of premium payable, ana OF
insuranoe granted are stated definitely; there arc
no notes 70 be paid no interest topay for tho use
Of your own money; no assesgments, present OF
prospective; no dlBappointments IN regard 10 M
poIable dividends no deductions for loans, notes,
or othar written obligations when tho policy De-
comes olaIm no ovor-paymentA OF premiums ana
no doubt that you will got ALL the Insurance you
pay for. , ,o. do.,h or
disabling injury, by accilent, for specified length
of time, uSually-iA In the Travellers insurance
CompaDy--for mcnth and upwards, In sums Of
from $500 to $4,000. with week indemnify OF
from S3 TO $50 for six months or less according to
terns of policy. Life and Accident Insurance arc
boI transacted, with q distinct, separate and ample
security fund for each class, by
THE TRAvRLERs INSURANCE COMPANY
of Hartford Conn.-of which jam q q, BatlerB0D
h Prcsldent-whose success tn Accident Insurance
"A uneauaed Itsn nsaets are over 81 00O after
having paid 10000 policy holders arly tgOO,0OO
of which $50 1000 were for l58 death losses by ac1-
dent ON which only ~, ,46T premiums were received
Ct l5O 900 accident policies issued In population
of twenty millions there were 1888 deaths by acci-
dant and Ii there waa q like proportion among tho
uninsnred which IL probable-there were l6,2G2
deaths by accident Of persons not Insured. This
company has paid $4,000, under accident polces,
of persons who have been murdered. Charles NJ.
Rogera who was murdered while Bweoping the
snow from his door steps, In East Twelfth street,
New York on the morning OF December Slst was
Insured by this Company for $40 900. For ten dol
lars this Company insurcB one for 81, $40 against
death by accident for one year; $4,000 for Sl2;
kIOOO for Sl6; 81 900 for $3.50, and $40, 900 for
S35--the cheapest insurance in reliable company
know n.
In the Life Department, this Company issues
policies on the low rate cash plan which secure the
following advantages:
A Definite Contract stating Just what you must
pay and what you will receive,
Lbsrdl Provisions, In regard to non-forfoituro,
limits OF ravel, change OF residence and terms OF
payment.
Double S6carify in cash capital of $500 900, and
an accumulated reserve Of over $500 600 moro, earn
OIL in it's buslness.
ChedpnesS Of Cost, its rates of premiums being
from 80 to 81 per cent lower Than those OF most
Mutuals, Though stock company and ing oil
s business on the cash plan, II st ues policies on
the contribution pan, at rats as many Mu-
ual Companies, to such as desire IT. giving to each
insrrer the profits on his preniums'