The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1869-01-30
LIFE INSURANCE.
LIFE INSURANCE.
LIFE INSURANCE
$4,000 FOR Sc PREMIUM
UNDER The AUsrlc.A Q. tn.
M A HAITIAN
COOPERATIVE
RELIEF ASSOCIATION
Chartered by the State of Nac York.

oBJECr.
The object Of this Association Is to secure
cash payment within forty days after the death
OF a member Of IS many dollars As there are
members in the class TO which he or abe bslongs,
to his or her heirs.
MEMBERSHIP FEES.
The membership fees are SIR dollars at joining
for iekieh q certificate Of MeRberShip HiU ),
JtfrRiShSd,) and one dollar and ten cents on the
death Of each member, of which due NOTES
will be given One dollar from each member
goes to the widow or heirs Of the deceased mem.
Der, and the ten cents for expenses Of collecting
This Company is divided int TEN GLASSES
FOR MEN and TEN CLASSES FOR WOMEN.
As soon IS these classes are filed, ten new
Glasses will be adopted. Men and women are
not allowed in the same Classes. Everything
done 10 make each Class equal.
CLASSES.
A-An persons between the ages OF Is and %
years.
BAH persons between the ages of % and IS
years.
C-An persons between the ages of IS and 30
years.
Dali persons between the ages OF 80 and Is
years
E-An persons between the ages of IS and 20
years.
F-Al persons between the ages OF 20 and IS
years.
G-An persons between the ages of IS and 81
years.
HAL persons bstween the ages OF 50 and IS
years.
I-An persons between the ages of IS and 90
years.
K-AIl persons between tho ages of 90 and Is
years.
The Glasses for women are the same a. above.
Any one that Is found to give his or her age
wrong will be expelled, and the moneys paid
forfeited to the Association. Zach Class 10 lin.
tied TO $4,000 members. Each person pays d
upon becoming member, and Si.lo each time
member dies Belonging 10 tie SANE Glaze he or she
may BE- a member.
A member Of ons Oldss cannot Be assessed his
dollar u a member Of another Olsss dies. Each
any other.
ILLUSTRATION.
Class "a" has 5000 male members. man diss-
The Association pays over within forty days
5000 to the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each 70 tho Association 10 REIN.
burse IL. Failing 10 send this sum they forfeit
to the Association all moneys paid, and the As
ISOLATION supplies new member 70 Ill the place
Of the retiring one.
ADVANTAGES.
The advantages Of this Association over ord.
nary Lie Insurance Companies are: No panics
can break I'll the fees are 90 small, and required
TO be paid at suth long intervals, that any man
can secure 70 his family competency upon bis
death.
HOW TO BECOME MEMBERS.
ANY one desiring TO become a member may
apply In person, or must send %. in check, bank
draft postal order or by express, the expreasAge
being paid by the applicant. Under no eireusH- |
stances IciH tho ASsoeidtioH Be resp0nStok for |
- a. ekaI
money must be q paper giving the applicants
full name, age, birthplace present occupation,
who the policy is in favor of, PostotioS address
town, county, State. ALso a Medical CeTttaodte,
acting forth the physical condition, and wheth.
er in the opinion of the doctor examining, the
applicant Is q proper person TO be insured.
Blank forms of application for mepborship will
be sent upon application.
Each member ought % try 10 make Reto member;
BY so doing he benedts hiulseIt No letter will be
noticed that does not contain three cent post.
age stamp to prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
One-third of the money received as new mem.
bership fees shall be made a sinking fund 10
meet payments falling due by the delinquenoies
of members. This fund is held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate, or bond and mortgage upon New
York city property, which property shall be
double the value Of the money so loaned.
THE FUNDS.
Tho remaining two-thirds after paying the
expenses Of the Association, shall be invested
in Real Estate In the city Of New York, or In
bond and mortgage on property in the city
Now York, the interest Of which shall 20 20 pay
the current expenses Of the Association. II
deceased member leaves no heirs the money
becomes the property Of the Association, with
the prsviso that the expenses Of burial shall be
paid out Of such funds, said expenses, however,
not 10 exceed one hundred dollars.
A member failing TO pay his fec OF one dollar |
and ten cents within thirty days from date OF
notice fOrfeits all claims upon tho Association,
and also Gorfeits all money previously paid. In |
the Pacific States this time IL extended 10 sixty
days member having no permanent resi-
dencs must notify the secretary. and appoint q /
TO pay his fees.
When members choose they can send ten dol |
lars and fifty cents 10 the treasurer 10 prepay |
their fees, which sum will pay for ten deaths |
thus saving the trouble Of sending tIlO each
time, besides a saving Of fifty cents. No man
Is 30 poor that he cannot pay vs. now and lilo
occasionally, thus securing 5000 70 his heirs. |
The average number Of dollars each person will
have 70 pay to secure 5000 will be $50 per year, |
q little over fifty cents per week. This makes
this mode OF insurance cost about onesiIth |
what they would have 20 pay any regular inSu- |
rance company for 5000 policy.
All communications should he addressed 20
ROBERT Z. NOAH, No "a street, Wash.
ington, ID. c., General Agent for the District Of
Columbia and States OF Virginia and West Vr.
ginia for the Manhattan Cooperative Relief
Association.
The TRUSTEES of the Association are:
T.. HCMURDY, Esq.
ELSON I. WRIGHT, Esq, President Star
Metal Company.
W. S. CARMAN, Esq President Stuyvcaant
Bank, y. Y. city.
II W. FORD, Esq, Cashier National Bank Of
the Republic.
l.. ". MURRAY.
The OFFICERS OF the Association are
T. MCMURDY. President
ELSON 7. WRIGHT. Vice President
W. S. CARMAN, Treasurer.
LEWIS SANDERS, Secretary.
LOCAL AGENTS ARE WANTED In every
County and Town and applications from com.
Detent Darties f1r such aneuciea with suitable