New-York tribune., 1869-03-05
LIFE INSURANCE.


The advantage. that BY the payment Of very small amount
annually bis heirs N receive h death much larger st And as
sts may he Tia, single payment the Company wlbe Obliged
will again snd the main Advantage to the 10
surea p p,f p e. % @ T wop hesitate 10 pay uppong he was
ibty Years O D the tha. bis family might receive after
die dunng the coming still he and Is clearly to his adyan
,ags ~ a. s Sstioe lie Insurance Company Unted
states OF who will contract tue larger sum IN case o
death.
The P@r Gad S m Eve .oG ap@f Se 10 boz
come seventy years old, md should pay 'ns hn1 hn1
then is the advantage 20 MN
The assurance that early death bis family VIM be com
b provided for pata m1. na.s mind % G.0a'eS @ ns s0s s ys
many years for those dependent Oh him ana son
io[ oa 1 n r. I1ys 5 zoo a. hs death Tbs return
. s % s Teysssi v 1l MT verg bad Investment in Itself
which the chances hi, dying earlier have been provided
agrns, during tbe whole period oi iorty years
o. How cnn the National Life Insurance Company Of
agreeing pay 900 n the death OF those 10 nsnres'
would give Tie Copgny only 5000 from each out OF
which it hns TO pay the Sl,OOOf
AHby improving the paid annually compound interest and
b. knorrg TIE average duration Of Lite that the SGTpsny Se
Of the death on insured
o. What means hns the Company OF knowing how
those they insure VIII live 20 s TO en"Ss nur Ins
mans life and be sale IN doing sOf
A. cannot tell bow long each vii ye but the experience Of
sbi fs Acasr q ih, Companies make tbe Of
Mortality. which taking one hundred thoaa9d lives at n.ae SHOWS
ysar. When q, are dead experience tell, h average length Of
H. i Company calculate hOw much mus! be charged
foF the Insurance
@. What other does theICOmpany have TO con-
slider in calculating its tables
A. The which Company safely rs money
for q. os B 9 Is - 6 1s a O,I ss sSSG coapius. aa
paid So 'nHum f5r forty el' paying on' 30! IN a ihssn
sufficient ei 70 tie insurance Of SlO until Increased
BY compound interest
q. Is this all the Company requires to know to make
It's tnbles of rntcs
made amer a,certIa1g mortality tables Of
furnish What knoun as NEr kArE ha - TIE sas' Which are
Sufficient each insured death The Touni Of bis policy
ruosgh pa the q the policy
commissions 10 stationery, Advertising
Pna'gg and may other hils' ne', 'aa proper N Saaae'g
makes the abs rates charged BY the Company
g. Then there hres @ % Pon ne TO s Ps @ y
Londng for expenses
~ ~ ~ s 1io. % ,b % bs uu be- eias r.. annam At asteH,
ages lives with safety to the Company anu to 'hs assured
O. What table of mortality did the Na,Osrl Life In;
snraacf az TSnpy at and ~ Whit allowance did t make
the expenses
A. The table mortality alsn what il known the American
table being he made from r eteHence OF Amenn ,ompans
aud generally g'ed BY cm II higher y u, rate. OF vitality taa ,F1
occur th,a table, 90; therefore favorable for TIE ~
"a ',e 70 e.e.s can Ds ,. "a W "a % 20 1 'S s I t
ia. sas "'1 so sasas is0 70 py, nc
era,e outlay Thus IN uasag tae a,r' the goIe can i iaS
sIPsas,s
O. Why cnnuot person insure h bis own life a, well
puu. hen hs
rnch year. md gets compound interest on a. MS neTs ~
viii have his death more than the amount oil MS
policy OF $1,000 -,
h@sDer m he III m % ,y % s[arS ys ,, e so Ne aeb s sn S
i Gets receive o Il, ss,rE l compound Interest si.sdi
get, suppe b. ired ten yesrs how much would
get T"t ~ Az S ,r slS s Who wonid do Ills Tor org
period ya What temptations might not induce hir 70 pend y P
male ve little difference bis family after bis death And also sup
poses that be could anA, use 80 an sum ma a. - ~ & ]
could maa ny, 50 tns an amount @ me SrO1s ] le tisO
E r large amount them much better advantage
than can possibly be done by individuals
O. Why does the National Life Insurance Company
OF The United states Of America offer 30 many deren,
some promising more than Others that IL Is imPo.s-
bile for any one, except an expert 10 Ano" winch "o
best one 10 seiectt
tab suit every oaether circumstances or prefer
snces oae Naas at A"Vuu' =, nv, hi. pr,wnp All al
onc, aud have trouble Another wants to pay the necessary
paid to themselves living amer number Of years ome wait an
annual income late h aud some want all the money retained n
10 the poor family who cannot spare much q bis 'anns,
the best he select oeca though be Ra' to pay as long as s' , ,s
with no on, dependent him. the merchant N good bust
perhaps the gan Of Payu for tea e and then soppns 1 s G
HI, insurance. fully paid sgd there no further TAX on BIN 10
Premium = rsbs while her Who desires provide ard
Income for h, Young ehd The Ie9H producing PsS = s m ms
from the sane data a. to mo''aa @ a1. n, .ns s rs or " ss
o. Is there any class OF society 10 which Life In
4. nl mn INN
There (. no class society where Life Insurance not only ade
.rabr object bat moral duty that shoGd be performed srd
What merchant in couu prosperous aud neh knows that be
hat eight out Of zen persons later are un
and qss lose all hey have SSPpSis Gs S,sS scn eos,
mar his hAb nll Sba becomes Of his family reduced
As TO the wSrImsmaa aud mechanic thsv .l.sy.
to retain Their health or always 10 aa's : s:.Uufarng and
building entirely suspended What they then de theI
on aIed .omes been known when the hesi
T enoTasss rcnm.tanes Would Life Insurance either
the shape Of an mepToueng Policy ef an TS ~ no
one who NAV not some DAY. bmsclf position where policy o.
a." thing rs could to perfect the proper Of social science which
and hapPns's into as Tsny homes a.
ON his dsstbd ind cousoo possessing pSey Of LIE lo
go ne and prosperity How many death "as SSs osS lao. .S
or support kdne Of friends or Their own maH"Ai oo
d. I.ookinR Mt Life Insurance simply as matter OF
of Interest VIII policy issued oJ
ihc National Life Insurance Company payf
,, ot the idea Which foundation OF Life Insurance
r,sip ,ran the risk sigy deailsrd ressrng simply
[ of policies ssed by tbe National Life insurance
COMPANY s prove very good Investments for long ped Of
the Ordinary Life plan issued tc
A. tbe ar 81 weuv would him S2 20 Ier this yearly
nr,m compounded years S cent per snman
nnn ,monp 10 2i. that the policy would nearly pay
pound interest thirty years. Return premium policy TOT
the wOnd cost S3l -, which snm for twen
~ oud amount compound interest I'll $40 26 while
III. unv amer number o would De worth Sll 10 also
compound interest On the Income
PRODUCING r twenty would st the sge Of thrh'e
al Sl0 bis policy would he y O0o pay
All. a death and his 100 I'LL death Should ne
expectation Of lie later arriving at the age OF hhyhfe
be- woud have received ~ 900 from the ON
apy in lie shape annuity his heirs would receive LOCO he
the