The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-12-29
LIFE INSURANCE.
Chartered by the State Of Ner York.

lpho1oL S . n
Chartered by the State Of Ner York.
OBJECT.
The object of this Association is to secure a
cash PAYMENT within forty days after the death
of a member of rs many dollars as there are
members in the class to which ne OF sne oeioHs''
to his or her heirs.
MEMBERSHIP FEES.
The membership fees are SIR dollars at joining
ffor tchich a certificate Of membership tciH o.
Ttynish,dD and one dollar and ten cents on TINS
death OF each member, OF which que nctlot
will be given. One dollar from each member
goes to the widow or heirs OF the deoeaseH mem
This Company is divided into TEN CLASSES
FOR MEN and TEN CLASSES FOR WOMEN.
As soon as these classes are nIled, ten Ne"
Glasses will be adopted Men and women are
not allowed in the same Classes. everything
dene to make each Class equal.
CLASSES.
All persons between the ages OF 10 ana ~
years. .. so and os
C-An persons between the ages Of Is and 30
years. -. oo I'D y,
years. ~ ~ and An
F-An persons between the ages OF 40 and %
years =,
years. .roaEE
H-All persons between the ages Of 50 and 30
I-All persons between the ages of s. and 60
K-Al persons between the ages Of 90 and %
years. chow,
Any one that is found to give his or her age
wrong will be expelled, and the moneys PAID
forfeited to the Association. Each Class Is Inn;
tied to $4,000 members. Each person pays 90
upon becoming q member, and Sl.lO each time a
member dies belonging TO the same CLASS ne or S"e
may be q member. ~.
4 ,usuber of one Glass cannot be assessed thus
dollar If a member Of another Class dies Edch
Glass is INDEPENDENT, having no connection 'e'h
any other.
CIass "a" has 5000 male members. A man dieq.
The Association pays over within forty days
$4,000 to the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each to the Association to REIN.
burse il. Failing to send this sum they forfeit
to the Association all moneys paid, and the AS
sociation supplies n new member TO I'LL the place
of the retiring one.
ADVANTAGES.
The advantages Of this Association over ordl-
nary Lite Insurance Companies are: NO panlcs
can break it; the fees are so small, ana required
10 be paid at suth long intervals, that any man
can secure to his family q competency upon MS
death.
HOW TO BECOME MEMBERS.
Any one desiring to become member may
amply in person, or must SEND 90, IN check, panh
draft postal order, or by express, the expressage
being paid by the applicant. Under no eareunl-
stances toiu the Association be responsible yor
rnonsus sent but in this iUay. Accompanying the
money must be a paper giving the applicant s
full NAME age, birthplace, present occupation,
who the policy is in favor OF, Postoillce ADDRESS
town, county State. Also Medical Certtncdte'
setting forth the physical condition, and wheth.
ar in the opinion of the doctor examining, the
applicant is a proper person to be insured;
Blank forms Of application for membership Will
be sent upon application.
Each member ought 10 try 10 make nelV members
by so doing he benefits himself No letter will be
noticed that does not contain three cent post
age stamp TO prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
ne.third of the money received as new mem
bership fees shall be made sinking fund TO
l.
of members. This fund IS held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate, or bond and mortgage upon New
York CITY property, which property shall De
double the value of the money so loaned.
THE FUNDS.
The remaining two.thirds, after paying the
.xnenses of tho Aasociation, shall be invested
in Real Estate in the city of New York, or in
bond and mortgage on property in the city
New York. the interest of which shall 20 to pay
the current expenses of the Association. Ii a
deceased member leaves no heirs the money
becomes the property of the Association, with
the previso that the expenses of burial shall be
raid out of such funds, said expenses, however,
not to exceed one hundred dollars.
A member failing to pay his fee of one dollar
and ten cents within thirty days from date OF
notice forfeits all claims upon the Association
and also forfeits all money previously paid. In
the Pacific States this time is extended to sixty
DAYS. A member having no permanent resi-
dence must notify the secretary. and appoint
representative TO pay his fees
when members choose they can send ten dol
lars and fifty cents to the treasurer TO prepay
their fees, which sum will pay for ten deaths
thus saving the trouble of sending clio each
time, besides a saving of fifty cents. No man
is so pOor that he cannot pay 60 now and 81.
occasionally thus securing $4,000 to his heirs.
The average number of dollars each person Will
have to pay to secure SJOoO Will De S3O per year
a little over fifty cents per week. This makes
this mode of Insurance cost about one.si1th
what they would have to pay any regular insu.
rance company for $4,000 policy.
All communications should be addressed to
ROBERT p. NOAH, No. 222 + street, Wash
ington, d. c., General Agent for the District Of
Columbia and States of Virginia and West Vir.
ginia, for the Manhattan Cooperative Relioi
A ssOCiatiOn