The Baltimore County union. [volume] (Towsontown, Md.) 1865-1909, 1868-05-02
MIsCELLAXE0Us.
The Moral oya Cash Iccom.1.

The bulk of mankind keep themselves impoyer.
ished by improvident expenditure, growing,
principally out Of petty ouilays, for which there
is no account or recollection retained, but which
In the aggregate Of n year, or period Of years,
makes very large reduction from their interim
requirements. Such continued impoverishment,
by improvident expenditure, serves 10 dsprvss the
spirits and lead to indifference aud all sorts Of
vices, q condition and tendency which might be
avoided by the simple hAbi, Of recording one .
daily expenditures.
know OF no practice. applicable to both sexes.
but especially 10 the male sex, so conducive TO
habits Of economy and thrift, with the consequent
appreciation Of the value Of money (most known
when the least Is retained as the keeping a pfi.
va,e cash account, in which We firmly resolve 10
enter, at the time Of occurrence, every cent or
dollar received, as well Ne every cent or dollar
spent. Besides the valGe of such record Il np-
parent, since II enables Us At all times, when we
ind the cash balance on hand to he nnsaisfac-
tory, 10 scrutinize the causc. aud avoid in the
future the needless squandeling Of the past But
II such accounts Of expenditures are scrupuIuusIr
recorded in detail, With amount and object. d,-
pend upon IL records will not be made iliA' vii
cause US 10 blush when referred io Tnr p~kei
will he saved from the impov, rishm, ~ whirh
most frequently attend thc I,andeiing tn nant
mean qualifications. as we'll A. srlhsh, ut what
are called sOcial, habits such ~ drinks. treats
drives, public sinuscmenis, otC Which Ahsuri
though induls,i 10 u limited extent. u large sum
This practice will also serve Ia correct rxuasa-
gancc in costly or showy dress furniture, etc,
which are immoral 'n their tendencies, aud daily
making useless inroads upon our requirements.
as well as ieacc of mind and health of hoiy.
Every merchant, necessarily. keeps his STORE
cash account and why not every individual his
pocket cash account Of receipts and expenditures
The former is 10 ascertain thereby his ann nal
only contribute. privately. like result, but il
viii vastly contribute TO his moral wel-bciug aud
i"rm sure basis Of future credit and prosperity,
Trii, ting advaniageously upon his business as
ul'"n his private habits.
Thisr hu a,'psr,i,i, such record aud SCRUTINY
Of dnlt life viii n.'Ar snch rahits the necessary
preliminary io ~, einliluy mrui OF every young
man whr >,,k ~ pr,-iiiun ui irus., as clerk or
partner. as tar better guarantee Of faiiifulnrss
and iiit than education or iamily cAn confer
and Is the acknowledged basis Of the prosperity
OF most seli-made men. The Ieasons are bViouS
The sums thus saved will daily add TO our desires
for more accumula;ivns and savings, and these
infalliblr lay the only possible foundation for
eventual I'rcnniary ease, aud, probably of ulti-
mate wealth. let every ambitious young man
make this beginning. aud IL will not be long be-
fore he will irdnkl, conirss such habit 70 have
Sren the means Oi forming his best traits Of char
acieT. aud consequent pecuniary well-being.
Habits OF saving early awaken interest In seek
ing investments OF money, aud the structure once
conscieutiously begun Is sure TO progress.
With females this same habit Of private cash
account will infallibly lead them from host Of
frivolous expenditures and silly wants, thereby
forming their character for usefulness In the man.
agcrent OF the many duties ollie devolving up
on them. Habits Of order and economy will grow
out Of carefully maintained practice Of this sort,
and will early recommend them as ihoughtful
and judeious partners -Phreaoleyieai Journal