Gold Hill daily news. [volume] (Gold Hill, N.T. [Nev.]) 1863-1882, 1868-09-05
LIFE INSURANCE.

Il future time. He may make the money
payable to himself upon his reaching a
specified age, or he may make it paya-
BILE after his death to his widow, his
father, his sister, or any other relative
or friend whom he chooses to name in
the agreement. To insure this pay.
'nent all be has to do is to pay a small
sum annually during his life, or mi
ally for q specified number of years.
This system has not only many Of the
advantages Of well-couducted Saving
Funds, but has some that no Saving
Fund can afford. The small amounts
paid in go ON increasing into large
sums, as they do in the best Savings
Banks, by the accumulation Of priuci-
pal and interest ; but the Life Insurance
Company does what no Saving Bank
undertakes to do. While the bank nev-
-r agrees to pay back more than the
mount deposited with interest, the Life
Insurance Company pays a large sum,
$1,000, $4,000, or $4,000 (accordiug
to a%greement), even If it has received
no more than $40. $50, or 500, or
whatever the first premium may be, if
the person insured happens to die i'm
mediately after getting out his insur-
ance. 1t 10 enabled to do this, because
while an occasional individual may die
aud does die Immediately after being
insured, a grea, majority Of those in
sured live longer, or live out what has
been aseer,ained to be the av rage dura-
ton Of human life 10 this country.
In the words Of Benjamin Franklin,
"a policy of Life Insurance is the cheap
rst aud safest mode of making II provi-
ion for ones family" No man, who has
10 other income than his salary, or the
proceeds Of his daily labor, and who
has a family or relatives or friends
dependent upon him for support,
SuOulu OO "lLuOus POAANy Va
Life Insurance. While he is in
health, they arc reasonably safe, but be
may be deprived Of both health and life
~ a single day. Then the means Of
livelihood Of those dependent on him
are gone. His labor was his only estate
or both him aud his family, and that
,asses away with his life. For such
.ersous, Life Insurance is not only the
cheapest aud surest means Of mnking
provision for those left behind in case
e death, hut it is the only cert lin
means. To those who have no families or
dependents, and who have no fortunes
or future resources, it is the best and
snrest way to accumulate the means for
comfortable support in old age.
When people are in good health they
10 not think earnestly on these m ,tters.
rhey rely too much upon their health,
nd suppose such matters are not in
teuded tor them; but they should reflect
that it is only while they are in good
health that they can effect insurance on
heir lives at all. When sickness comes,
rueir chance TO make this valuable pro-
vision for themselves aud their families
Is gone. How many a sorrowful heart
10 found upon the dea,h-bsd, iu the
deepest affection at the thought that
wife - children - family all-will be
left without means, without support,
when he, the head Of the family, shall
nave his eyes closed in death. No hui
man words IA express the anguish that
IS felt on these sad occasions. The
| lying man may be ut peace with all his
fellow-men-may have made his peace
with Heaven; but still the dreadful
thought of the helpless dependence of
his wife aud children will force itself
into his mind aud wiring his heart. The
world is at an end for him, but they are
still to be left TO the mercies Of the
world. It is in alternating this most
painful Of all reflections to a dying man
who has been u kind husband and low
ing father that the system # providing
for them by Life Insurance. finds one
Of its most beneficial uses.
As to the principles Of the system,
they are now beyond dispute. More
than a hundred years Of successful op. |
Grafton Of souudly conducted Lite In-
surance Companies in this country and
in Europe, have demonstrated that the
foundation principles of the system nre
automatically true. 1t is no longer
necessary 10 argue them. The company
that bases its Life Insurance TRANSACT
tons on these principles, as demon
strsted aud established by long expert
euce, and is at the same time directed
by well known, able and careful men,
Of approved integrity and standing in
the community, may be regarded, ms far
IS human wisdom can foresee, as II safe
trustee for the man who desires to see
his family secured against poverty and
distress in the event Of his death. II
will thus be seen that the question Of
the wisdom and advantage of Life In
surauce is narrowed down to a question
Of the principles on which the Directors
Of a company transact their business,
aud the integrity and ability of the Di-
rectors themselves. These are the i'm
portant points, but they IRE fortunately
such as the great body Of the people
Can form a judgment upon after a little
inquiry and reflection. Be sure that
your company is established on a sound
basis, and that its Directors are men Of
responsibility and high character, and
there a be no safer investment than a
policy of Life Insurance.
Saving MAoHISEs.-A very silly par
agraph is "trsveling the rounds" to
the effect tina. sewing machines are un-
healthy Neutrality-suspicious. its working