The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-11-07

COOPERATIVE
RELIEF ASSOCIATION.
Chartered by the State Of Ne,c York.
OBJECT.
The object Of this Association Is TO secure a
cash payment within forty days after the death
of a member Of ss many dollars as there are
members in the class TO which he or she belongs,
10 his or her heirs.
MEMBERSHIP FEES.
The membership fees are sir dollars at Joining,
(for lrGieh a certificate Of membership scSA b
X1rnish,il and one dollar and ten cents on the
death OF each member, OF which due notice
will be given. One dollar from each member
goes 20 the widow or heirs Of the deceased mem.
Der. and the ten cents for expenses of collecting
This Company is divided int TEN GLASSES
FOR MEN and TEN CLASSES FOR WOMEN.
As soon "a these classes are filed, ten pew
Glasses will be adopted. Men and women are
not allowed in the Same Glasses. Everything
done TO make each Class equal
CLASSES.
All persons between the ages Of Is aud %
years.
years. ~ ss II m
D~Au persons between the ages OF % and Is
; E~An persons between the ages of IS and 40
F-An persons between the ages OF 10 and Is
G~An persons between the ages of Is and 50
Hal persons between the ages OF 50 and IS
T-All persons between the ages of IS and 50
years.
Kali persons between the ages of 90 and Is
The Glasses for women are the same as above
ANY one that is found TO give his or her age
wrong will be expelled, and the moneys paiu
forfeited 20 the Association. Each Glass Is lin.
tied TO 5000 members. Each person pays 70
upon becoming member and sl.l0 each time
member dies belonging 10 the same Otdss ne or hs
may be a member.
4 member Of one Class cannot be assessed this
dollar II a member Of another Glass dies. bdch
Class is INDEPENDENT, having no connection 'e'm
ILLUSTRATION.
Class "A" has 5000 male members. A man die1
The Association pays over within forty days
$1,000 TO the widow or heirs and the remaining
members forward within thirty days one dollar
and ten cents each TO the Association TO REIN
burss IT, Failing 70 send this sum they forfeit
to the association all moneys paid, and the As
ISOLATION supplies a new member TO I'LL the place
Of the retiring one.
ADVANTAGES.
The advantages of this Association over ordi.
nary Lite Insurance Companies are: No panics
can break it the fees are 80 small and required
to be paid at sH, h long intervals, that any man
can secure to his family a competency upon his
death.
HOW no BECOME MEMBERs.
ANY one desiring to become member may
apply in person, OF must send g. in check, bank
draft postal order, or by express the expressage
being paid by the applicant Under no eireun-
stances tciH the Association be responsible for
moiIsys sent but in this tody. Accompanying the
money must be a paper giving the applicants
full name age, birthplace, present occupation,
town &C. county State. ILo a Medical Certificate,
setting forth the physical condition, and wheth.
er in the opinion Of the doctor examining, the
applicant ia n proper person 10 DO Insured.
Blank forms Of application for membership viii
be sent upon application.
Each member ought 20 try 10 make nsip HeiH0trs;
by 30 doing he bsncats hmseJ. No letter Will DO
noticed that does not contain . three cent post
age stamp TO prepay return postage.
INVESTMENTS.
The bylaws Of the Association require that
one third of the money received as new nom
bership fees shall be made q sinking fund 20
meet payments falling due by the delinqusncies
of members. This fund Ia held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate, or bond and mortgage upon New
York city property, which property shall be
double the value Of the money 80 loaned.
THE FUNDS.
The remaining twOthirds, after paying the
expenses of tho Association, shall DO invested
in Real Estate in the city of New York, ct IN
bond and mortgage on property in the city OF
New York, the interest Of which shall 20 10 pay
the current expenses Of the Association. III
deceased member leaves no heirs tho money
becomes the property Of the Association, with
the prsvisO that the expenses Of burial shall be
paid out of such funds, said expenses however,
not 10 exceed one hundred dollars.
member failing 20 pay his fec OF one dollar
and ten cents within thirty days from date Of
notice forfeits all claims upon tho Association,
and also forfeits all money previously paid. In
the Pacific States this time Is extended TO sixty
days. 4 member having no permanent resi-
dence must notify the secretary. and appoint
representative TO pay his fees.
When members choose they can send ton dol
lars and fifty cents 10 tho treasurer to prepay
their fees, which sum will pay for ten deaths,
thus saving the trouble of sending sl.lO each
time, besides a saving OF fifty cents. No man
is poor that he cannot pay ~ now and ~ 10
occasionally, thus securing 5000 70 his heirs.
The average number Of dollars each person will
have to pay TO secure 5000 will be $50 per year,
n little over fifty cents per week. This makes
this mode of Insurance cost about onesiith
what they would have 10 pay any regular iDsu.
rance company for t5OO0pOlicy.
All communications should be addressed 70
ID No ~ afr h.