Delaware tribune. [volume] (Wilmington, Del.) 1867-1877, 1868-03-19

.S4YING LITTLE.


ployed al fixed rate OF wages, appreciate
the necessity or believe in the possibility, OF
accommodating savings. Iftheir salary is five
dollars week or twenty-five it is alike ade-
quate TO their uses and no more. The same
amount is on hnnd at the end Of a week
and that amount is nothing.
This is folly. 1t seems, indeed, super
fluous to argue what has been argued for
ages, and to demonstrate truths that are
evident as sunlight. Yet how shall we sue
ceed otherwise, in calling mems attention
to the possibility, the necessity, and tho best
manner of economy? Happiness consists
in the margin that lies between expenses
and income, when that balance is in favor of
the latter. To earn dollar day and spend
ninety-five cents is to be happy, to be safe
from present annoyance, and from future
embarrassment But to earn dollar, and
spend dollar is to he always poor, and
always in danger of the future. 1t is not
worth while to say, my salary is too littlei
can save none of it." We know better
than this, and the proofs are easy. In the
first place, hosts of examples are ready for
citation, of men who, upon the smallest in
comes, have patiently and slowly, by little
savings, accumulated fortunes. They have
showed that selfdenial and frugality aso,iid
save, where there seemed nothing to save
from. But again, there is equally strong
evidence in those whose salaries have grown
in amount, and who have, Notwithstanding,
accumulated nothing They lived on them
when they were small; lived ON them when
they grew dollar larger; live on them
when they arc doubled. Not a cent of the
increase goes to any permanent use. More
cigars, more oysters, more theatre, better
clothes finer hats, consume the increase.
1t is useless for such men to say, 81 have
too little to save from"
There are at least three dangers which
men who depend on employment by others
have to encounter These are, loss of en-
ployment; sickness old age. The last is
: inevitable, the other two almost so. Few
; workingmen pass through thirty years of
: labor without being sometimes out of work,
or disabled by ill-hcath. AT such times,
c where is the man who spent, day by day, al
: his earnings2 He can do no better than ac-
cept, if indeed he manages to secure, the
n help Of those who have been provident and
e selt-denyng. But in old age, the thrlftess
u man is indeed ptiable spectice. 1t adds
!. a multitude Of sorrows, host Of miseries
, to those which nature entails on the decay
Is nf Ia in n Al
Is Want.
. Two plans, both OF them excellent, arr
u available as the manner OF Economy. One
. is that OF Life Insurance, the other that o
. Savings Banks. The former we do not pro
e pose to explain here, at all, and in adyocac,
y Of the latter it is proposed to give but few
u figures. Few know how great results com
W from apparently small savings. Who i
u there who cannot lay up dollar week
= Yet that dollar u week will in five year
y amount to over three hundred dollars. Il
y ten years it will be over seven hundred. Il
~ twenty years it will be nearly two thousand
D If you save more, if you make it three o
III five dollars, you accumulate three or fiv
K times as much In twenty years, five do
= lars week will produce over twenty-on
y thousand five hundred dollars.
ne Meanness, undoubtedly, is despicablt
III But no meanness is greater than that of til
IN individual who by reckless unthrift throw
himself or his family upon the support {
W others, and neglects or refuses to propcrl
te protect those whom God has committed I
of his care.