Cedar Falls gazette. [volume] (Cedar Falls, Iowa) 1860-1895, 1868-09-18
Advise to Young rrrndcs-
men.
BY DIR. FRANKLIN.

&FH f-TT 1''g Ea&s.# Ia
Remember that time In money. He
that can earn ten shillings u day by
his labor, and goes abroad, or sits Idle
half of that day, though he spends
but sixpence, during the whole of
his diversion or idleness, ought not
reckon that the only expense; he has
really spent, or thrown away, Ave
shillings besides. #t2#
Remember that credit is money.
III man lets his money lie I'm my
hands after II Ia due, he gives me tito
interest, or so much as | can make of
IL I'm that time. This amounts to a
considerable sum where man has
good and large credit, and makes
good use of IL. .t
Remember that money Ia Of pro.
life generating nature. Money can
beget money, and its offsprings can
beget more, aud SO on. Five shill-
ings turned IL six; turned again IL is
seven and threepence; and 40 on till
1t becomes n hundred pounds. The
more there Is of IL the more II pro-
duces every turning, 50 that the
profit rises quicker and quicker. He
that Kills breeding SOW, destroys all
her offspring to the thousanth gene.
ration. He that murders u crown,
destroys all that 1t might have pro-
duced, even scores of pounds. sE
Remember that six pounds year.
Is but groat day, For this little
sum (which may be daily wasted
either In time or expense, unpre-
ceivedl man of credit may, on his
own security, have the constant pos.
session OF hundred pounds. = So
much In stock, briskly turned by an
industrious man, produces great adj
vantage. -.
Rember this saying: "Thc good
paymaster is lord OF another man. =
purse" He that is known to pay
punctually and exactly to the time
he hepromiscs, may Mt any time, and on
any occasion, raise all the money his
friends can spare. This IL sometimes
OF great use. After industry and
frngality, nothing contributes more
to the raising of y young man In the
world, than punctuality and justice
In oil his dealings; therefore, never
Keep borrowed an hour beyond the
time you promised, lest n tlIsappoint-
ment shut up your friends purse for
ever. ...- sg = ..-sE.
The most trifling actions that ef.
feet mans credit are to be regarded.
The sound OF your hammer ut five
in the morning or nine nj night.
heard by a creditor, makes him ems.
Ter six months longer; but IL he secs
you at u billiard table, or hears YOUR
voice at q tavern, when you should
be at work. he sends for his money
the next day; demands IL before he
can receive II In u lump. .... .....
IL shows beside that you are mind
ful OF what you owe; It makes you
appear a careful as well as an honest
man, and that still increases your
credit.
Beware of thinking all your own
that You possess and OF living accord
ingly. lt Is u mistake that many
people who have credit fall into. TO
prevent this, keep All exact account.
FOR some time, both Of your expenses
and your income. If you take the
pains at first to mention particulars.
1t will have this good effect: YOU
VIII see how wonderfully small tri.
Hing expenses mount up to large
sums, and will discern what might
have been, and may for the future bo
saved, without occasioning great I'm.
convenience.
In short the way to wealth, II you
desire IL, IL as plain as the way to
market. IL depends chiefly OH two
words, industry and frugality, that
Is, waste neither time nor money, but
make the best use of both. Without
industry and frugality nothing will
do, and with them everything. He
that gets oil he can honestly, and
keeps all he gets, necessary expen-
ses excepted, will certainly become
rich--if He who governs the world,
to whom all should look for a bless
Ing on their honest endeavors, doth
not In His wise providence otherwise
determine. ~