The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-10-28
LIFE INSURANCE..
LIFE INSURANCE.

Il ~. COOPERATIVE, - \
RELIEF ASSOCIATION.
~ r. u
Chartered by the State Of Ne,r York.
~ OBJECT.
The object of this Association Ia to secure .
cash payment within forty days after the death
of a member Of rs many dollars as there are
rnembers in the class to which he or she belongs
TO his or her heirs. ---.--
MEMBERSHIP FEES.
The membership fees are SIR dollars at joining,
| T6ors Iphieh a certificate Of membership eia &c
| T,frnisked) and one dollar and ten cents on tne
| death of each member, of which due notlce
will be given. One dollar from each member
goes to the widow or heirs Of the deceased mem
her and the ten cents for expenses OF couectlnR.
This Company is divided int TEN GLASSES
FOR MEN and TEN CLASSES FOX WoMEN.
A soon as these classes are nlled. ten new
GLASSES will be adopted. Men and women are
NOT allowed in the same Classes. Everything
| done TO make each Class equal.
CLASSES
All persons between the ages OF 10 aud -
3 BHAn persons between the ages of 20 and Is
years. II az nd N
D~An persons between the ages of 30 and Is
" IAN persons between the ages of Is and 40
F. fan persons between the ages OF 20 and IS
G~AT persons between the ages of IS and 81
III Hal persons between the ages Of 80 and s.
years. 49,. =, &C nd en-
K%An persons between the ages of 50 and Is
years. ..,,,o a. ahova
Any one that is found to give ms or neI MA
forfeited 10 the Association. Each Class Is nm M
;teJ 20 s5OOO members. Each person pays 70
mon becoming n member and sl.l0 each time
member dies belonging 10 the same CIdss Nc 0r sac
may be a member. ,.., a..
dollar II a member Of another Class dieS. bden
Glass Is INDEPENDENT, hdring no eonnec''e" "'""
'"' 'N'''' ILLUSTRATION.
Class "a" has 5000 male members A man die1.
The Association pays over within forty Gay :
$500 10 the widow or heirs and the remaining
members forward within thirty days one dollar
and ten cents each TO the Association TO REIN.
lburse it, Failing 20 send this sum they forfeit
TO the Association all moneys paid, anu the AS
ISOLATION supplies new member to NIL the place
Of the retiring one.
ADVANTAGES. 81
Tho advantages of this Association over orsn'
nary Lite Insurance Companies are: No panlcs
can break il the fees so small, and required
10 be paid at sHch long intervals, that any man
can secure To his family n competency upon MS
death.
HOW TO BECOME MEMBERS.
ANY one desiring to become member may
apply in person, OF must send 90, IN check, oahA
draft, postal order, or by express the ehptessage
being paid by the applicant. Under no ercuhe
stances irM The Association Dc responsible JoI
MONEYS sent but 10 this iCdy. Accompanying the
money must be q paper giving the applicant
full na1le age, birthplace present occupation
who the policy is in favor Of, pOstofiice address
town county, State Ako Medical CerhGcGte
setting forth the physical condition, and wheth
or in the opinion of the doctor examining the
applicant is a proper person To be insured
Blank forms of application for membership VIII
be sent upon application.
Each member 6uJht % try 20 make neie members
by so dein0 he benffts himself No letter will b,
noticed that does not contain three cent post
age stamp to prepay return postage.
INVESTMENTS.
The by. laws of the Association require that
one third of the money received rs new mem
bership fees shall be made sinking fund To
meet payments falling due by the delinquSncies
of members. This fund ia held by tho
NATIONAL TRUST COMPANY,
and will be invested In United States Bonds or
Real Estate, or bond and mortgage upon New
York city property, which property shall be
double the value Of the money 50 loaned.
THE FUNDS.
The remaining two.thirds, after paying the
expenses of the Association, shall be invested
in Real Estate in the city Of New York, or in
bond and mortgage on property in the city OF
New York, the interest Of which shall 20 % pay
the current expenses of the Association. IL q
deceased member leaves no heirs the money
becomes the property of the Association, with
the prsviso that the expenses of burial shall be
paid ont of such funds said expenses, however,
not to exceed one hundred dollars.
A member failing to pay his fee Of one dollar
and ten cents within thirty days from date Of
! notice forfeits all claims upon tho Association,
and also forfeits all money previously paid In
the Pacific States this time IN extended 20 sixty
days. member having no permanent resi-
dence must notify the secretary. and appoint a
representative to pay his fees.
when members choose they can send ten dol
lars and fifty cents TO the treasurer 10 prepay
their fees which sum will pay for ten deaths
thus saving tho trouble Of sending clio each
time, besides a saving OF fifty cents. No man
is 30 poor that he cannot pay 81 now and 81 lC
occasionally, thus securing $4,000 " his heirs
The average number of dollars each person will
have to pay TO secure 5000 will be $50 per year
a little over fifty cents per week. This make'
this mode of Insurance cost about one.siIth
what they would have TO pay any regular insu.
rance company for 5000 policy.
All communications should be addressed "a
ROBERT 7. NOAH, No. 222 + street, Wash
ington, d. c.. General Agent for the District OF
Columbia and States of Virginia and West Yir.
ginia, for the Manhattan Cooperative Relief
Association.