The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-10-08
LIFE INSURANCE.
Chartered by the State Of Ne'o York,

OBJECT.
The object of this Association Is 70 See Sae,S
casb noy,Eant within forty days after the death
of a member of as many dollars as there are
members in the class to which he or she belongs
to his or her heirs.
MEMBERSHIP FEES.
The membership fees are Sir doAGrs at Joiplng ny
IfoT lrhich a peliey lCiH be ttrRiShed,) anu one
dollar and ten cents on the death OF eaCn h O,
Der. of which due notice will De gwen; oho
dollar from each member goes to the willow VI
heirs of the deceased member, anu the 'eh WINS
for expenses of collecting. com,
This Company is divided into TEN ELASSES
FOR MEN and TEN CLASSES FOX w WOMEN.
AS soon as these classes are filled. ten ne"
Glasses will be adopted. Men and women are
not allowed in the same Glasses. Everything
done to make each Glass equal.
CLASSES.
All persons between the ages Of - and 20
years.
B-All persons between the ages of 20 and %
C-An persons between the ages of % and 30
Dali persons between the ages OF 30 and 80
E~All persons between the ages of IS and 40
years.
F-AI persons between the ages OF 40 and Is
years. :,
Hail persons bStween the ages of 90 and IS
AL persons between the ages of IS and 60
years. CO
Kali persons between the ages of 60 and 60
years. .,,..
Anv one that is found to give his or her age
wrong will be expelled, and the moneys PAID
forfeited TO the Association. Each Class is lin:
tied to $4,000 members. Each person pays 60
upon becoming a member, and Sl.lO each time
member dies belonging TO ne same C1dSS no W QUO
may be a member. -.
4 member Of one Class cannot be assessed nus
dollar II member Of another Glass dies Edeh
Class is INDEPENDENT, hduing no connection a0'"
any other.
ILLUSTRATION.
Glass "A" has 5000 male members. a man GleG.
The Association pays over within lOrty uays
$4,000 to the widow or heirs, and the remaining
members forward within thirty days one dollar
and ten cents each TO the Association to REIN.
burse it. Failing to send this sum they iorlelt
to the Association all moneys paid and the AS
ISOLATION supplies a new member to fill the place
of the retiring one.
ADVANTAGES.
The advantages of this Association over ordi-
nary Lite Insurance Companies are: No panlcs
can break il: the fees are SO small, and required
10 he Maid at such long intervals, that any man
can secure to his family competency upon MS
death.
HOW TO BECOME MEMBERS.
ANY one desiring to become a member may
apply in person or must send So, in check, bank
draft postal order, or by express, the expressaSe
being paid by the applicant. Cnder no GTc"n'-
stances iciU the Association be Responsible yOT
J,,ys -, 10. the
money must be paper giving the applicant 5
full name, age, birthplace present occupation,
who the policy is in favor OF, postoihce address
town. county, State. Also a Medical Cert!Hcdte,
setting forth the physical condition, and wheth'
er in the opinion of the doctor examining the
applicant is n proper person to be insured.
Blank forms of application for membership VIII
be sent upon application.
Each member OtGht 10 try 10 make nclr members;
Jy so doing he benefits himself. No letter Will be
noticed that does not contain three cent post
age stamp to prepay return postage.
INVESTMENTS.
The bylaws of the Association require that
one. third of the money received as new mem
bershp fees shall be made n sinking fund to
meet payments falling due by the delinquencies
of members This fund is held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate or bond and mortgage upon New
York city property, which property shall be
dOuble the value of the money so loaned.
THE FUNDS.
The remaining two.thirds, after paying the
EXPENSES of the Association, shall be invested
in Real Estate in the city of New York or in
bond and mortgage on property i'll the city OF
New York, the interest Of which shall 90 To pay
the current expenses of the Association. If a
deceased member leaves no heirs the money
becomes the property of the Association, with
the previsO that the expenses OF burial shall be
paid out of such funds, said expenses however,
not to exceed one hundred dollars.
4 member failing to pay his fee OF one dollar
and ten cents within thirty days from date OF
notice fOrieits all claims upon the Association,
and also fOrfeits all money previously paid. In
the Pacific States this time is extended to sixty
DAYS. member having no permanent resi-
dence must notify the secretary. and appoint a
representative TO pay his fees.
when members choose they can send ten dol.
lars and fifty cents to the treasurer to prepay
their fees, which sum will pay for ten deaths,
thus saving the trouble of sending Sl.lO each
| time. besides a saving of fifty cents. No man
| is so poor that he cannot pay 81 now and 81 III
occasionally thus securing 5000 te his heirs.
| The average number of dollars each person will
have to pay to secure $4,000 will be $50 per year,
little over fifty cents per week. This makes
| this mode of insurance cost about one.siGth
what they would have to pay any regular insu-
rance company for a $4,000 policy.
All communications should be addressed TO
ROBERT =. NOAH, No. 222 street, Wash.
ington, d. C., General Agent for the District OF
Columbia and States of Virginia and West Vir.