The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-12-21
LIFE INSURANCE.

LIFE INSURANCE.
LIFE INSURANCE
$4,000 FOR So PREMIUM
UNDER THE AUSPICES OF THE
MANI TT A N
COOPERATIVE
RELIEF ASSOCIATION
Chartered by the State Of Nec York.
OBJECT.
Tba object of this Association is to secure a
cash nayment within forty days after the death
oI a member of rs many dollars as there are
members in the class TO which he or she belongs
10 his or her heirs
MEMBERSHIP FEES.
The membership fees are sir dollars at joining
for Ichieh q certificate o. mshIoeTsf.ip TsS"
death of each member, OF which due notice
will he given. One dollar from each member
goes to the widow or heirs of the deceased mem
Der. and the ten cents for expenses OF coleSIns:
This Company is divided int Ten GL 5.s9.SS
FOR MEN andTEN CLASSES FOR WOMEN.
A. aeon "a these classes are filed. ten new
Glasses will be adopted Men and women are
not allowed in the same Glasses. Everything
done to make each Class equal.
CLASSES.
All persons between the ages OF 10 and ~
years. ~.
years. 20
Dali persons between the ages of 30 and IS
E-An persons between the ages of IS and 40
F-An persons between the ages of 40 and As
years.
GAL persons between the ages of IS and 50
HAL persons between the ages of 20 and IS
All persons between the ages of IS and 90
Kali persons between the ages of 60 and IS
years. -,
The Glasses for women are the same as above.
ANY one that is found TO give his or her age
wrong will be expelled, and the moneys paid
forfeited to the Association. Each Class is lin,
tied 10 $4,000 members. Each person pays 90
upon becoming member and Ito each time a
member dies belonging 10 The same CLASS ne or she
may be q member.
4 member Of one Class cannot BE- assessed this
dollar u member Of another Class dies. Edch
Class is INDEPENDENT, hduinJ no connection iclth
any ot.r.
Glass "a" has 5000 male members. man dieS
The Association pays over within forty Gays
$4,000 TO the widow or heirs and the remaining
members forward within thirty days one dollar
and ten cents each to the Association TO REIN,
burse it. Failing to send this sum they forfeit
to the Association all moneys paid, and the AS
ISOLATION supplies new member to fill the place
of the retiring one
ADVANTAGES.
The advantages of this Association over or!ti'
nary Lite Insurance Companies are: No panics
can break il the fees are small and required
to be paid at su, long intervals, that any man
can secure TO his family competency upon his
death.
HOW TO BECOME MEABERS.
ANY one desiring to become member may
apply IN person, or must send 81, IN check, bank
draft postal order, or by express, the expressage
being paid by the applicant. Under no etrett,n
stances lCH the Association be responsible JoT
InOneys sent but in this tcay. Accompanying the
money must be 4 paper giving the applicant
full name, age, birthplace, present occupation,
who the policy is in favor Of, pOstofhce address,
town, county State. Also a Medical Certificate
setting forth the physical condition, and wheth-
er in the opinion of the doctor examining, the
applicant is a proper person TO be insured
Blank forms Of application fer membership VIII
be sent upon application.
Each member Ought 10 tTy 10 make neiC members;
by 80 doing he benefits hBlSelJ. No letter will be
noticed that does not contain three cent post
age stamp to prepay return postage
INVESTMENTS.
The bylaws of the Association require that
one. third of the money received as new mem
bership fees shall be made sinking fund to
meet payments falling due by the delinquencies
of members. This fund is held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds or
Real Estate or bond and mortgage upon New
York city property which property shall be
double the value of the money so loaned.
THE FUNDS.
The remaining twO.thirds, after paying the
expenses of the Association, shall be invested
in Real Estate in the city of New York, ar in
New York the interest of which shall 60 to pay
the current expenses of the Association. II a
deceased member leaves no heirs the money
becomes the property of the Association, with
the previsO that the expenses of burial shall be
paid out of such funds said expenses, however,
not to exceed one hundred dollars.
A member falling to pay his fee OF one dollar
and ton cents within thirty days from date of
notice fOrfeits all claims upon the Association,
and also forfeits all money previously paid. In
l. gFaV.s laHe CO. az SO
DAYS. A member having no permanent resi-.
dence must notify the secretary, and appoint
representative to pay his fees.
When members choose they can send ten dol
lars and fifty cents to the treasurer to prepay
their fees, which sum will pay for ten deaths,
thus saving the trouble of sending Sl.lO each
time, besides a saving of fifty cents. No man
is so poor that he cannot pay 50 now and 81 10
occasionally thus securing $1,000 to his heirs.
The average number of dollars each person will
have to pay to secure $4,000 will be $50 per year,
little over fifty cents per week. This makes
this mode of insurance cost about One-sixth
what they would have to pay any regular insu-
rance company for $1,000 policy.
All communications should be addressed to
ROBERT p. NOAH, No III + street Wash.
ington, d. c. General Agent for the District Of
Columbia and States of Virginia and West Vir.
ginia, for the Manhattan Cooperative Relief
Association.
The TRUSTEES Of the Association are:
+. MCMUKDY, Esq.
ELSON T. WRIGHT, Esq, President Star
Metal Company.
W. s. CARMAN, ESD, President Stuyvesant
Bank N Y. city.
II W. FORD, Esq, Cashier National Bank Of
the Republic.
L. w. MURRAY.
The OFFICERS of the Association are:
Z. MCMURDY, President.
ELSON T. WRIGHT, Vice President.
w. S. CARMAN, Treasurer.
LEWIS SANDERS, Secretary.
LOCAL AGENTS ARE WANTED in every