Burlington weekly free press. [volume] (Burlington, Vt.) 1866-1928, 1868-08-21
tnsar1neC.
MUTUAL BENEFIT
Life Insurance Company
OF .NEU-4RK y. +


Tine M4lu4. Benefit Life Insurance Co.,. is now ia
its -'-h year Of successful business having over o-
e" mem GERS .a-arei and assets uniting G.. over
.-.-a.'H. uhas paid over :7"o.a" TO widows
and Orphan, Ipoucy holders and returned
over sa,o .nl in dividends to 3. memhers. II has
paid euutau.u, dividend af l per cent longer taan
any other c.upauv,-aul this year is pay ing tVo
dividends. those declared .n i-.6 and 1867. or70 per
cent each. making i'' per cent, to She members
titled o. the same as their premiums become due
luriu- -he year. one hundred per cent dividend is
atliu- before meyer heard ofia Life Insurance Bus
iucss. The Company hls SIN large surplus over
and above the amount computed rs necessary TO
meet all Obligations 90 Policy holders and others.
These enormous returns result from two causes
first a mana cement OF funds So iudciou- and care
full that the Company tls Hetsv ger lost toH1r Of
if Investments. end @ sH1ii per eentlge Of frPeH-
srs ou its entire business Taking its whole history
together It's expenses have averaged less than any
other Company. and much the least for many years
past The ratio Of expenses to total income liz this
Company. d.. over .. per cent ie,s than in the Con
uect.cut Mutual and over 8. per cent less than in
the Mutual Life Of New York. This Company had
an income last year of 1872 s3325 and the per CEN
it. ratio OF expenses below that Of the Connecticut
Mutual, amounts to the nice little Of Sll2,l35,
while the savings by keeping its ratio 3.l9 per-
cent below the Mutual Life," amounted last year
to sl5- ,46233; and this viii all 90 hack with its
other surplus funds and savings TO its policy hold
ers. 1.-THE ratio Of expenses in the two Companies
above named had been kept as low last year as in
his they would have saved their business for the
benefit Of their policy holders during the last year
the respective sums sl75,39l.sl and s3l 55s.4i.
Very respectable sums TO be wasted in expenses
These two Companies arc selected for comparison
because they are old and arge.companies, the only
two in the United States doing business larger
than that Of the Mutual Benefit and hence they
furnish Just standard for comparison, though their
are many companies with which compariss rs would
SHOW more favorably for the Mutual Benefit All
Life Insurance Companies in this country are IN
doubtedly safe and secure, but ne Company rrGica
pays the naHsstpsr eentags yearly for srpsnse, can
ofeourse pay the largest diriaenas, and all Companies
in this country basing as they do their calculations
nupo the English Tables with interest at per cent
can of course pay large dividends until the rate Of
interest goes down to 4 per cent where dividends
would nearly cease Expenses then are the essential
items 10 be considered Look WEI. 20 your interests
and see that you hold policy in Company which
keeps its ratio of expenses low.
The Mutual Benefit pays its losses promptly and
in case of death settles all immature dividends with
the policy.
1t takes, on life policies, not for one half the
premium when desired, and the Iote iscanceled by
the dividends at the end Of the third year Its div
idends are paid one year sooner than in the Con-
necticut Mutual" thereby lessering the amount Of
interest paid and costs Of insurance
II less TO Insure in the Mutual Benefit Life
Insurance Company than IN any other Company in
the United States.
Parties desiring insurance respectfully reques
ted to call upon, address by mail, the underslgn
ed, State Agent of this Company for Northern Yer
mont, who will cheerfully give them all needed In
formation on ths subject.
CHARLES ]. ALGER, Agent
Burlington. VT, June 18th, li6s sSxtf