Cedar Falls gazette. [volume] (Cedar Falls, Iowa) 1860-1895, 1868-01-17
From the West Union Gazette.
Vindication of the North
western InsuranccrCo

ViIldication of the North
western InsurnnccC Co.
Il DEfoRAH, Iowa, Dec. IA ,a7.
MEssRs. EDKToRs or THE q AkErTTss
III see by the .Uniosg of the lash inst. a
letter from the Leavenworth Bulletin
signed by p. Slyman, tending to injure
the fair reputation N the Northweseerf
Fire Insurance Co. of DEBORAH, Iowa,
with those not acquaintedl with the,
facts and circumstances Of The case.
Now, gentlemen, allow me to give q
brfef outline or the case, ana I Hope
you, and the Press generally, will be as
ready to copy ~ defenee of a worthy
home Institution as son1e are to- publish
an unjust and vile attack dictated in
all Eprpbability byga eHifty corrsciehce.
I r. sSIynans krssss tlfei proprietor of
small eating house i'm Leavenworth.
Kansas, and last March was holder of
a policy; instbe North wsstern Fire IN
shr;lnce Co., for Insurance on blouse.
hold furniture and Provisions" and a.
fire did occur, destroying the building, ;,
at least.
eAttl,c timePx slyman obtai ned his
Insurance the leading idea was to in
sure the Eating House gFt.raitare, and
at the moment of making the appIica-
tion for insurance he wanted Procis-
ions added 70 and include in the same
specifications, t0.wit household fur
niture and Provisions, $780, provis-
ions being incidentally included as O
supposed small item in tire Insurance.
A tire occurred at clock one morning
last March, when il would benatural
to suppose that there was no fire in or
n lnst % /, 81
i'm aud saved his E,oti,Ag House .Ftrni-
tuye, 90 the Toss was not mentfonalle on
the furniture, being only slightly dam
aged a ? aEf1 - G2Tits2
Then P. Slyman goes headIong into
his small cellar, not to exceed l6x2O, to
make the amount OF the insurance
good ON Prerisi0a: Now bear i'm. mind
that this was a small eating house, and
the claim S2,570.O was almost exclu-
siveiy on Provisions, and 1t will shock
the most credulous mind.
The list of provisions claimed lost
was vegetables ~ the hundred bushels,
pork by the barrel, -four by the barrel,
think eight barrels of fichtr, lard
LOO lbs, butter 100 lbs, eggs four
hundred dozen! I! fruits by the case.
in fact, his showing would make a nice
stock for grocery and provision house.
when you remember that this was at
a season Of tue year when the egg stock
Is exhausted everywlere, and this eat
Ing saloon To turn up with 400 dog. you
eau but sustain the Company i'm con.
testing this apparent unjust, claim,
each aud every item in his proofs be-
inE AS glaringiy inconsistant as the last
| mentioned.
He says that the Etna and Under
writers paid their losses promptly"
aAneihsuranceo OF these Companies was
on oundD'y aud stock of liquors
which was nOtof the nature of the risk
OF the N. w. ms. Co. at all. so it was
no srisefsosf for the n, W.aIns. Co. to
go byin the least. ! ~ - : ~ ~
He says Mr.. Abbey called on hin and
adjusted his loss, assuring him it
would lie paid sooner than the losses of
the other Companies" This il utterly
false. 1 acted s,s clerk IN taking his
protrs, which, prtDfs | laid before the
Board oi Directors for their decision.
which was adverse to the claim as be-
ing too graUety Inconsistent with the
nature of the risk. Thersecoud time
called ON Mr.. Slyman / simply told
him that his claim was rejected, and
that he would have to prove il up un-
der rigid cross examination in court.
The propositions to settle came from
the claimant. l told Mr.. S. that as the
Company had rejected his claim it fo.-
lowed that they had not provided me
with means to settle the claim. l told
him there Was only "bills receivable
at the Branch Office" said he, II will
take bills receivable" which he after
wards declined. The only official act
that ever did In the case was to notify
him that his claim was rejected.
Now, sirs, am acquainted with the
acts of said ". w. Ins. Co., and they
have only offered to contest, three
claims in the settling of Claims i'm the
aggregate of S30,O0O.00! Aud now,
sirs. II " Has come to that, that q West
ern INSURANCE Go. cannot stand upon
their rights without raising the cry of
"swindle,' and simply because they
are a Western Company, and are
obliged to pay all claims 6kindfolIed
thsn we cannot have any Insurance
. Company West. |s .L -,s''',EfIFF !.
The Northwestern has too noble
record to be put down by one or two
sore heads. ''' .."@ -
Now, gentlemen, please have the
Kindness to publish this reply and 1
THINK the "nfinds Of the people will be
set right" ra-- .-...., - .''......0. =
Very Respectfully,