Burlington weekly free press. [volume] (Burlington, Vt.) 1866-1928, 1868-09-11
,snsuranre.
MUTUAL BENEFIT
life Insurance Company
OF .N-EW.fRK y. J.
Large Business and Small Expenses In
sures Success.

or .N-EU-4RK n J.
LARGE Business and Small Expenses In
sures Success.
The Mutual Benefit Life Insurance Co.. i now in
its 2it year Of successful business having over 3d.
on members insured and assets amounting T. over
si5,G1Oo. 1t has paid over s5,Co,"o to widows
and orphans Of deceased policy holders and returned
over 100000 in dividends to its members. 1t has
paid continuous dividend Of 81 per cent longer thAn
any other companv,-and this year is paying two
dividends those declared in 1896 and 49, Of % per
cent each making 100 per cent 70 the members en-
titled to the same AZ their premiums become due
during the year One hundred per cent dividend =
thing before never heard ofin Life Insurance Bus
mess. The Company has still large surplus over
and above the amount computed as necessary 70
meet all obligations 70 Policy holders and others.
These enormous returns result from two CAUSES
frst) management Of funds So iudicous and care
fll that the Company has nerer vet iOH a'iisT q
ITS nresfmeHts. end, A small per eerfsgs Of '-y'"-
sss on its entire business Taking Is whole history
together It's expenses have averaged les than any
other Company and much the least, for many years
past The ratio Of expenses 70 total income In this
Company is over Of per cent l,fs than in the Con
nectlcut Mutual and over 3! per cent les than in
the Mutual Life q New York. This Company hsd
sn income last year orti 9e sop, and the per een-
t.se ofcxpenses saved i2.z- per cent? by keeping
its ratio Of expenses below that " the Connecticut
Mutual amounts to the nice little sum u iil2,l35,
while the savings by keeping its ratio 80 per
cent below the Mutual Life amounted last year
to SO, 1928. and this will all 20 back with its
other surplus funds and savings 70 IL policy hold
ers. 1.-THE ratio Of expenses in the two Companies
above named had been kept as low last yesr As in
his they would have saved their business for u
benefit of their policy holders during the last yesy
the respective sums sl-5,39l.al, and 1891 IS a.
Very respectable sums to be wasted in expenses
These two Companies are selected for comparison
because they are old and large.c0mpanies, the only
two in the United States doing business larger
than that the Mutual Benefit" and hence they
furnish Just standard for comparison, though their
are many companies with which comparisons would
show more fayorahly for the Mutual Beueht. All
Life Insurance Companies in this country
doubtedly safe and secure, but TIE Company iriia
pays the smaLe,fper eeHiag, ye1ry for ,rpeHss'
or me 4lt3GfnGNH anu III
in this country basng as they DO their calculations
nupo the English Tables with interest at per cent
can Of course pay large dividends until the rate Of
interest goes down to4 per cent, where dividends
would nearly cease. Expenses then are the essentia
items to he considered Look well 70 your : terssts
and see that you hold policy III Company which
keeps It's ratio Of expenses low.
The Mutual Benefit pays its losses promptly and
in case Of death settles all immature dividends with
the policy.
It takes on life policies, note FOR one half tie
premium when desired, and the note iscAnoeled by
the dividends at the end Of the third year rs div
idends are paid one year sooner than in the &" Con-
nectcut Mutual D" thereby lessening the ai-.unt II
interest paid and costs Of Insurance.
Il costs less 20 Insure IN the Mutual BsHcff Lit
In.uralcs Company t1..a IN any other Company
the United States.
Parties desiring in'urance arc respectfully reqaos
ted to call upon, or address by mail, the undersgn-
ed, state Agent Of this Company for Northern Yer
mont, who will cheerfully give them all needed IN
formation on the subject.
CHARLES J. ALGER, Agent
Burlington. Vt, June 18th. l76s. d&Wa