The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-10-15
LIFE INSURANCE.
LIFE INSURANCE.
$4,000 FOR Sc PREMIUM,
UNDER THE AusrIcEs OF THE
MANI AT T A N
COOPERATIVE
RELIEF ASSOCIATION
Chartered by the State Of NeT York,
Chartered by the State Of NeT York,

Chartered BY the State Of NeT York,
OBJECT.
The object of this Association is TO secure =
- ,,aryent within forty days after the death
- a member of as many dollars as tneTe AIe
aan,beTs in the class TO which he or she belongs
10 his or her heirs.
MEMBERSHIP FEES.
The membership fees are SIR doLdrS atJolnnl
for luhich a certificate o. mSh'oe'sAtP UE" ~
yy"a.h ~ each member, of which due notice
Ill he oiyen One dollar from each member
eos 10 me widow OF heirs Of the deceased mem
her and the ten cents for expenses OF CoheStins:
This Companv is divided into Ten GLASSES
FOR MEN andTEN CLASSES FOX WOMEN.
As soon as these classes are msu Io s1m sre
not allowed in the same Glasses. Everything
dsne TO make each Class equal.
CLASSES.
A-An persons between the ages OF 10 and ~
B-An persons between the ages of 20 and D
years. IL ~
C-An persons between the ages oil - anu "
years. M ,a =,
years. an
E-Al persons between the ages OF S5 and 20
F~An persons between the ages of 40 and Is
years.
GAL persons between the ages of IS and 50
years. -
All persons between the ages of IS and 60
years. =, so and e5
years. .t,,,.o
: The Glasses for women are the same as above.
Anv one that is found to give his or her age
wrong will bo expelled, and the moneys paid
forfeited to the Association. Each Class is lin.
tied 10 5000 members. Each person pays 30
unon becoming a member, and Sl.lO each time
member dies belonging 10 the same CIass ne or "e
may be q member. ,.y a..
dollar II n member Of another Glass dies. Edeh
Class is INDEPENDENT, hdCiHg no connection '''H'
any other. ,,r,o,y
Glass "a" has 5000 male members: a man Ilel.
The Association pays over within forty Gays
$4,000 to the widow or heirs, and the rema,hIhg
members forward within thirty days one doiiar
and ten cents each to the Association 10 REIN
Nurse II, Failing TO send this sum they forfeit
TO the Association all moneys paid, and the AS
sociation supplies a new member to NIL the place
of the retiring one.
ADVANTAGES.
The advantages of this Association over ordi'
nary Lite Insurance Companies are: No panics
can break it; the fees are so small, ana required
10 be paid at such long intervals, that any man
can secure TO his family a competency upon MS
death.
HOW TO BECOME MEMBERS.
ANY one desiring to become member may
apply in person, or must SEND CO. IN CHECK, JAM
draft, postal order or by express, the expressage
being paid by the applicant. Under no e'reuMt
stances luiH the Association be responsible yOI
mollslS sent bit ia this ,cdy. Accompanying the
money must be a paper giving the applicant
full name, age, birthplace, present occupation
who the policy is in favor of, postoiilce address
town. county, State. Also a Medical CeTtgcdte
setting forth the physical condition and wheth
er in the opinion of the doctor examining tine
applicant is a proper person TO De insured
Blank forms of application for membership VIII
be sent upon application.
Each member ought 10 try 10 make neio members
by so doing he benefits himself No letter will BE-
noticed that does not contain three cent post
age stamp to prepay return postage.
INVESTMENTS.
Tho bylaws of the Association require tina
one third of the money received as new mem
bershp fees shall be made sinking fund x
meet payments falling due by the delinqucncie'
of mem beers. This fund ia held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds OF
Real Estate, or bond and mortgage upon New
York city property, which property shall be
double the value OF the money so loaned.
THE FUNDS
The remaining two-thirds, after paying the
EXPENSES of the Association, shall be invested
in Real Estate in the city of New York, or In
bond and mortgage on property IN the city o.
New York, the interest of which shall go 10 pay
the current expenses of the Association. If 8
deceased member leaves no heirs the money
becomes the property of the Association, Will
the previsO that the expenses Of burial shall be
paid out of such funds, said expenses, however
not to exceed one hundred dollars
A member failing TO pay his fee OF one dollar
and ten cents within thirty days from date o
notice forfeits all claims upon the Association
and also forfeits all money previously paid. Ii
the Pacific States this time is extended TO sixty
DAYS member having no permanent resi-
dence must notify the secretary. and appoint I
representative TO pay his fees. ..
When members choose they can send ten dol
lars and fifty cents to the treasurer To prepay
their fees, which SUN will pay for ten deaths
thus saving the trouble Of sending $l.l0 eacl
time, besides a saving of fifty cents. No mar
is so poor that he cannot pay 81 now and 81 il
occasionally thus securing $1,000 10 his heirs
The average number of dollars each person vii
have to pay to secure 5000 will he $50 per year
a little over fifty cents per week. This makes
this mode of insurance cost about one.siNti
what they would have to pay any regular insu
rance csnpany fer a $4,000 policy.
All communications should be addressed Il
ROBERT Z. NOAH, No. 222 street, Wash
ington, ID. c., General Agent for the District Of
Columbia and States of Virginia and West Yir
ginia, for the Manhattan Cooperative Relie
Association.
The TRUSTEES of the Association are:
+. McMURDY, Esq.
ELSON 7. WRIGHT, ESD, President Star
Metal Company.
W. S. CIRMAN, ESQ, President Stuyvesant
Bank, y. Y. city.
II W. FORD, Esq, Cashier National Bank Of
the Republic.
l.. W. MURRAY.
The OFFICERS Of the Association are:
f. McMURDY, President.
ELSON T. WRIGHT Vice President
w ). CARMAN, Treasurer.
LEWIS SANDERS, Secretary.
LOCAL AGENTS ARE WANTED in every
County and Town. and applications from com
petent parties for such agencies, with suitable
endorsement should be addressed TO the Com
r''''' ROBERT p. NOAH,
No. ID i street, bet. Fourteenth and Fifteenth
streets Washington, ID. G.,
General gent for the District Of Columbia and
States Of Virginia and West Virginia
octj-3m
NationaI Steam Navigation Co.