The Wheeling daily register. [volume] (Wheeling, W. Va.) 1864-1878, 1868-11-06
LIFE INSURANCE.

UNDER TIE AUSPICES OF THE
M ANHATTA N
COOPERATIVE
RELIEF ASSOCIATION.
Chartered by the State Of Nee York. :
OBJECT.
The sbject Of this Association is to secure
cash payment within forty days after the death
OF A member Of as many dollars as there are
members in the class TO which he or she belongs,
to his or her heirs.
MEMBERSHIP FEES.
The membership fees are sir dollars at joining,
flor ,rhieh a certificate Of membership toIA Be
TtrniShsdO and one dollar and ten cents on the
death of each member, of which due notice
will he given. One dollar from each member
goes TO the widow or heirs OF the deceased mem.
Der and the ten cents for expenses OF collecting.
This Company is divided into TEN GLASSES
FOR MEN andTE CLASSES FOR WOMEN.
IA soon as these classes are filled. ten new
Glasses will be adopted. Men and women are
NOT allowed in the same Classes. Everything
done to make each Class equal.
CLASSES.
All persons between the ages Of Is aud %
B-An persons between the ages of 70 and IS
C-An persons between the ages Of Is and 30
Dali persons between the ages of 20 and IS
E~All persons between the ages of IS and 20
FAN persons between the Agos of 40 and Is
G~An persons between the ages of IS and 50
Hal persons between the ages of 50 and S.
All persons between the ages of IS and 60
K~AIl persons between the ages OF so and sS
years. ,.
Any one that is found TO give his or her age
wrong will be expelled, and the moneys PAID
forfeited 10 the Association. Each Class Is lin.
tied 10 5000 members Each person pays 20
upop becoming a member, and sl.l0 each time
member dies belonging 10 the same CldSs ne or As
may BE- a member. , A..
dollar n a member Of another CldSs dieI Edeh
Glass Is INDEPENDENT, hdrin1 no connection 'c'th
any other. .-,,.,- r,o>,
Class "a" has 5000 male members. A man dieS.
The Association pays over within forty Gays
$4,000 TO the widow or heirs, and the remaining
member. forward within thirty days one dollar
and ten cents each to the Association TO REIN.
burse Il. Failing 10 send this sum they forfeit
to the Association all moneys paid and the As
ISOLATION supplies a new member to MI the place
of the retiring one
ADVANTAGES.
The advantages of this Association over ordi-
nary Lite Insurance Companies are: No panics
can break IL the fees are so small and required
| TO be paid at sat long intervals, that any man
can secure TO his family competency upon his
death.
HOW TO BECOME MEMBERS.
ANY one desiring 10 become a member may
amply in person, or must send O., in check, bank
draft, postal order, or by express the expressage
being paid by the applicant. Under no eireunl-
stances tCiH The Association Dc Tesponsi0e JoT
moneys sent but in this tcuy. Accompanying the
| money must be a paper giving the applicant =
full NAME age, birth. place, present occupation,
who tho policy is in favor Of, postofice address
town. county State. Also Medical CERTIFICATE,
setting forth the physical condition, and wheth'
! er in the opinion Of the doctor eKaninlng, the
| applicant is a proper person 10 be insured.
Blank forms of application for membership will
be sent upon application.
Each member ought 10 try 10 make nei0 members;
by so dsing he benefits hiBlselI No letter VIII DO
noticed that does not contain three cent post
age stamp to prepay return postage.
INVESTMENTS.
The bylaws OF the Association require that
one third Of the money received as new NOM
| bership fees shall be made n sinking fund TO
meet payments falling due by the delinquencies
Of members. This fund Is held by the
NATIONAL TRUST COMPANY,
and will be invested in United States Bonds sr
Real Estate, or bond and mortgage upon New
York city property which property shall be
double the value Of tho money 30 loaned.
THE FUNDS.
The remaining two-thirds, after paying the
expenses of the Association, shall be invested
In Real Estate In the city OF New York, or In
bond and mortgage on property IN the city OF
New York. the Interest Of which shall go 10 pay
the current expenses of the Association. IL q
deceased member leaves no heirs the money
becomes the property of tho Association with
| the preyiso that the expenses Of burial shall be
Maid out of such funds said expenses, however,
| not to exceed one hundred dollars.
A member failing TO pay his fee Of ono dollar
and ten cents within thirty days from date OF
| notice forfeits all claims upon the Association
and also fOrfeits all money previously paid. In
! the Pacific States this time Is extended 70 sixty
days member having no permanent resi-.
representative TO pay his fees.
! when members choose they can send ten dol
lars and fifty cents 10 the treasurer to prepay
| their fees, which sum will pay for ten deaths,
thus saving the trouble Of sending clio each
time, besides a saving Of fifty cents. No man
| IL so poor that he cannot pay % now and 81 10
occasionally, thus securing $4,000 70 his heirs.
The average number Of dollars each person will
have TO pay t. secure 5000 will be $50 per year,
little over fifty cents per week. This makes
| this mode of insurance cost about Onesixth
what they would have 10 pay any regular insu
rance company for $4,000 policy.
All communications should be addressed 70
ROBERT j. NOAH, No. ~ y street, Wash.
ingtOn, d. G., General Agent for the District Of
ginia, for the Manhattan Cooperative Relief
Association.
The TRUSTEES Of the Association ares
4. MCMUEDY, Esq.
ELSoN T. wRTGhT, Esq., President Star
W 5. c1RaiN Esq, President stuyvesAnt
H W. FORD, Esq.. Cashier National Bank Of
the Republic
L. W. MURRAY.
The OFFICERS Of the Association are:
T. McMURDY. President.
ELSON T. WRIGHT. Vice President.
w. CARMAN, Treasurer.
LEWIS SANDERS, Secretary.
LOCAL AGENTS ARE WANTED In every
County and Town, and applications from com.
petent parties for such agencies, with suitable
endorsement should b. addressed TO the Com.
panys General Agent.
ROBERT y. NOAH,
No. 222 + street, bet. Fourteenth and Fifteenth
streets, Washington, ID. c.,
General Agent for the District Of Columbia and
States Of Virginia and West Virginia.
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