davidaulloa/AmericanStories huggingface dataset:
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
FIRE INSURANCE.
The Proposed Allowance of
Commission TO lussOnaeTS.

From the Norwich Conn Advertiser
We observe that twenty-five insurance
companies OF the city Of New York, and
among the best in the city, have given
public notice that they would in future
allow their customers the same commits.
sion paid to brokers, as sn indueement
TO do business directly with them. This
is step in the right direction, and one
in which the whole community Is inter-
ested.
1t has been patent for years that the
practice of iDsuring through brokers has
been fruitful OF bad risks, and was Te-
snltiDg in extravagsnt premiums to the
insured. Oa complaining of the great
advancement Of rates, we are gravely
informed that this ass become necessary
from the great increase of fires. What
has caused this increase of fires? There
can be no question but the brokerage
system is responsible in part, by stimU-
latiDg over-insurance, with too little re-
gard to the character of the assured, the
quality of the risk, as well as the amount
taken.
We believe it is generally admitted by
fire underwriters that fraud is RESPONSE
bic for no inconsiderable part OF their
losses. Rates OF insurance have to bs
advanced. The honest
customer has not only to share the bur-
den in increased premiums, but eXtTava-
CANT brokerage beside, for all such ex-
penses really come out OF the insured
Let the insured eonae together, as in for
mer days. There would be better I'M
derstanding between the parties, juster
appreciation OF the value of the property,
the nature of the risk and the object OF
the applicant.
II insurance companies can afford to
deduct from 10 to 20 per cent. of their re-
ceipts IS commission to brokers, and
have a profit left, what justice Is there
in refusing the same percentage to their
customer, who chooses to be his own
broker, in transactiDg BUSINESS directly
with them? Evidently none st all, and
responsible companies who will thus
make it the interest o. their customers
to deal directly, deserve the business,
and will in the end be sure to command
it.
We are led to these remarks, as IL is
subject which interests the whole coun-
try as well as New York. In every busi-
ness community the cost OF insurance is
one of its burdens. Any system which
tends to tighten it, or to increase the Sc
curity OF the assured, eommends TO the
patronage and good will of the public.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
EEENIEN.
AFa hionabIe wedding Ia Col
cred Circles.

From the Raleigh IN. q Sentinel, 9th.l
The officer OF the Freedmen's Bureau
1T Greensboro. the other day, ordered q
negro couple who had been brought be.
fore him. to be taken before Squire
and married, for obvious reasons. The
Justice, after explaining the duties and
obligations, requested them TO join hands.
Bride" is6't gwIne TO do it; I doesn';
want TO hab muffin 20 DO wild dat mig
ger"
This protest opened the 'Squire's eyes
ike two full moons in the harvest. He
asked what was the meaning of it? Just
then q representative Of the Bureau
stepped in and informed the Justice that
they were ordered by the Bureau officer
TO be married, and that he had come to
see the sentence executed. With this
understanding the Justice told the hap
py couple" TO join hands, which they
did after much persuasion, and the fol-
lowing scene occurred
Justice" Do you take this man TO be
your welded husband, to love, honor,
obsy," etc.
Bride-"No 1 doesn't; not much 1
doesn't; wouldn't hab four acre lot
of such trash"
Freedmen's Bureau" Yes we do,
Squire; wa take him go on with the
Justice" And do you take this wo-
man to be your welded Y Wife, to love,
cherish etc.
GroOm-"I told yCu dat I wasn't tic
ulsr; isn't hsBkering arter de crow. l
can LID widout de gal.n
Free dmen's Bureau" Certainly, We
take her-Of course we do; suits US to
Hurry up the caE es."
Justice" Then l pronounce you man
and wife, snd may the Lord have mercy
on your souls ~
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
GRANT.
The Bishops Of The M. e. Church
Congratulate Him.

From the Washington Chronicle
| The following letter has been received
/ by the President elect:
PHILA DELPsIA, November Ie, Is6S.
To L. s Grant:
General: As cur fathers congratulated
Washington on his secession to the
Presidency, so would we congratulate
you. Interest, duty, and gratitude COM
bined to induce the nation to call you to
the Chief Magistraey. The qualities
which you have displayed in the field are
those which are specially demanded in
the Cabinet, and the glory which crowns
your arms will, we trust, be succeeded
by the higher glory that will crown your
cOunseis.
The principles which have triumphed
in your election, executed with the calm
wisdom and undertaking stsadiness
which have marked your military
movements, must result in the restoTa-
ton of the States to their proper rela-
tons, business to its proper channels,
rights TO all citizens, peace TO all our
borders, and the public credit and the
national honor to their proper emineDce
in all the markets and courts OF the
world.
AS : matter of feeling, not merely OF
form, we desire to express to you our de-
termination to pray for your health. hap
piness, success, and salvation, Slld our
hope that your spirit and exampE, both
il public and private, may evE Ice the
faith of q Christian. From your lofty
minence q holy life may be felt, with
1wer to the remotest extremities Of the
END, and through all ages to come.
Trusting that from the hour OF your
justice will everywhere
the land secure quiet, call forth
capital, capital stimulate industry, ener-
gy, and invention, and that the nation
viii steadily rise to higher, nobler, more
Christian civilization, we are, sir, your
obedieot servants,
T. 4. MORRIS, r. s. JAMES,
J. SOFT, M. S MPS0N,
=. X. AMES Il. W. CLARK,
+. THOMSON, c. klNG3LbY,
Bishops OF the MetnOdist L. Church.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
DEVOR
Eminent Writers on the New
Fashions.

To the Editors Of the New York World:
Sir: In the late Episcopal Convention
ii was proposed that there should be no
divorce except for (physicaD adultery.
Perhaps some CT your readers might ike
to know what some others OF the wise
and great have said on this subject |
need not quote what Jesus Christ said
about heart adultery. The following
opinions are tulled from q new reform
book, Exit of Caiiban and Shylook."
"ThOse who marry intend as little to
conspire their own ruin as those who
swear allegiance and as whole people
is to sn i'll government 81 is one man or
woman to an i'll marriage. John MI
ton.
A condition requiring the continu-
ancs of marriage, Notwithstanding q
charge 10 the feelings of the parties, is
absurd, shocking, and contrary to hu-
manity. .n-JeTenly BenthaD1.
Marriage having this popularity,
that its objects are frustrated when the
feelings of both parties are not in har-
mony with it, should require nothing but
the declared will cf either party 10 dis
solve it."-AleG. Humboldt.
The suhjeet OF marriage is usually
discussed as il the interests of children
were ever y ttiiuS S-thOSS VI StOHu per-
sons nothing. John Stuart NIL.
"He considered that every marriage
in which the purest love failed on either
eide was no better than a work of adul-
tery.n-LJfe Of j. p. Richter.
Monsieur, when wiie's nature
loathes that of a man she is welded to,
marriage must be slavery; against
slavery all right thinkers revolt; and
though torture be the price Of resistance,
torture must be dared though the ORly
read TO freedom be through the gates Of
death, those gates must be passed, for
freedom is Indispensable ~ Charlotte
BTO9lts.
"I read in papers every sessions, every
'sizss, how the impOssibility of o. ever
getting unclaimed from one another at
any price, on any terms, brings blood
upon this land. u Charles Dickens.
Divorce laws have but little influence
on Iicentiousness. Italy, where there is
no divorce, is more immoral thsn those
parts of Germany where it is easily OBJ
tanned. Reliance must be placed on the
vast aggregate Of moral agencies, of
which religion is chief s. l..
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16

years she earned and received from We
rious theaters upwards Of two hundred
thousand dollars.
The grave covers all faults, and de
cent respect for those lately passed away
has made it rule to tell all the good
and suppress all the evil that might be
said OF public persons after their decease
We have no inclination, even though
we question the justice and wisdom OF
the practice, to depart from it In this
case, satisfied that both sisters have been
Iar more sinned against than SHINING.
The last engagement ever played by
Wsll's Opera House, and was closed 8
week sgo last Saturday, she playing the
part of "Jsck Sheppard" under the
management of Mr.. Sanderson.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
FOR SALE.

T~OR SALE.-spaigut, DOnuelI 4 Rodman
n lands ia Upton and Shelley counties. The
understand, As attorneys OF ". ) ktdman,
are auther oriz 20 sell and convey Judge Rod
mans int o Jsted said lanGs. Persons desirOus
10 purChR ~ in lands Will please cal on the
u uuderslgnedaoOI learn terms, when v ia be
accommodating and Il. r. HEATH and A. NJ
LEWIS. s-S second. street. nOyl4 q
CIJRURBAN LANDS AND RESIDENCE FOR
- SALE OK Easy TERss-My lands, 6 miles
east OF the city, sre for sale, on terms TO suit
purchasers, for cash OT on any JlT2e-fr0-n Cne
TO zen years, and in any cuantity--frOnl acres
10 800. nv residence, with from = 20 9 acres
land, viii be sold a. & great bargain. FOR cash,
or on the usual terms. Apply 20 myself, on the
premises. OF to RoyEtsrs TrsEevaut z o., my
agents, IN the city.
iaI7 N.E. IRRELEVANT,
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
Insanity.
An Epidemic of it Threatened.

From the Philadelphia Inqulrer
Hard upon the ending Of the cases of
Gen. Cole and Com modcre Meade-in
favor OF the former of whom the plea of
insanity was urged, and sgaiDst the lat
ter Of whom the charge of insanity was
slleged-cOmes, in this city, yesterday
morning, the attempted killing OF his
own mother, by yOung man likewise
supposed to be insane. The old lady, Mrs.
Fanny Craig, the victim of the bloody
freaks Of her non cOnlpOS meRtsS son, is
now lying in critical condition in the
hospital. The circumstances of the case
are rather peculiar, and entirely preclude
any other supposition than that OF the
actual insanity OF the would-be matri-
ci ie. It appears that the young man,
who had come to regard his svocation ss
q printer with dislike, and consequently
wished to engage in some other employ
ment, had been in the habit of sitting up
o'nights at hard study. From this in
tense mental application it is supposed
that his mind became sefIeted. at any
rate, he has been acting strangely for
some time past, to'sceo0nt for which no
other cause can be as igued. Both mother
and son are of the highest respectability,
and between them q strong affection sub
sisted. The mother had noticed his unu.
susl conduct, but spprehended no dan
ger to herself. She retired to bed SIS usual
on Tuesday night, and was awakened by
his clutch upon her throat. Bsfors she
escaped from his grasp he had seriously
cut ner in the neck with knife. or
course the magistrate could but commit
him TO await the result OF the Injuries
Inflicted, but yet no doubt remains that
be was reailV insane,
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
n o OTECE.

CEALED proposals viii he received at the
- once Of the undersigned. in Jackson port,
IacFrO1 county. ArHHus;ts, until the hr rst dsy
of January. 1863. for The erection of "a BRICK
COURT HOUSE, with iron window caps and
Fills, iron coTnice, stalfways and balconies,
STATE aud tin rOoi. The size Ot said building %
by - feet with center projections on each SIDE
and end, cf two by nneen ieei, carried up win
dgrruft0ries. 20 be two stories h.gn, with
ruanSard or French Foof DGifry and dome.
Plan and specifications can be seen at this
once. Three annual payments, % b. made &C.
cordEDg 10 the progress Of The work, and the
house j. 70 be con pieted by the nrst OF jan
uary, IS10 and the payments 10 be nsde ac-
cgrdIug 10 the reports OF the Internal Improve
rneut Comm isEiOner 10 the court.
RILEY kTNMAN,
deo2 i'm sheriff Of Jackson County. ARK.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
wANIS.

TF-FACHEK WANTED-To take charge Of the
! Male Academy at EOlivar, Hsrdensn
county, Tenn, As Principal, the position hay
ing Ieconle vscant by TIE resigg alton of the
present incumbent The Academy Buildings
are comnod.Ous, and the school literally sup
ported. Address A. T. Men EAL,
deg IUia Secretary Beard Trustees.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16

HAVING disposed OF roy entire Interest in
IL the firms Cf Matthews, JucsOu q Co and
Iuds0u s. Co. 10 the remaining partner. / am
no longer g member thereof. They assume an
the inne bledness OF said FIRMS, aud are alone
autborized 70 collect The Indebtedness cue tie
ssrne. T. G.. MATTHEWS.
Memphis. Tenn, N9v. =, 1865.
The business OF said FIRMS will continue as
heretofore ~ the undersigned, remaining part
rlerS. under TIE np1ne and style Of JUDSON &
co. who assume the liabilities of said firms,
and who alone aye authorized 10 collect the In
d4bfeduesg due the same.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16

AR II. .. BULKLEY has become associated
vi with the undersigned in The Agency o. the
Caroline Ii e Insurance Company, for Ieunes.
see and Central Alabama 10 date from the lst
on Sovernb her. fsfS The stvls OF Ihe firm viii
hereafter be Bulkley, Ferguson { Friyetl.
IT, ". FERG CSON,
rf0v2 In n. FRINEFT.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
NOTICES.
NOTICE.
TaesaaV, Jdnuary I2fh. 1SG

NOTICE Is hereby given 10 the Stockholders
y Of the German National Bank Of Mem
puis that there VIII be an Election held al the
Banking House on
Tuesday, January E2th, 1869,
Between the hours o. 10 an. and pm, for ha
purpose OF choosing bsNeU Directors 10 serve
during the ensuing year.
aNIAn MARrLN GRLEELN. nasl.er.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
p. A. MOON,
Cotton Factor, Produce and Commission
Merchant,

a52 Front Street, Memphis, Tenn.i Commercial
Block.
YE1HANEFUL for the patronage OF the past
season tfar exceeding anything could nave
ressouably expected under the circunosta ncesi,
il affords me pleasure 10 again oner my ser
vices TO the planting community seeking Mem
phIs Is a market Tor the sale o. their cotton
and other Products. My personal attention
viii be devoted 70 the sale OF all COnsignments
nom my friends. Ny charges as heretofore,
Tor selling Cotton viii be One DOillu per Bale
CioqarlfSsf0TS COnsignments in transit or III
store insur9d in my Open Policy, unless in
and supplies OF ali kinds furnished at the low
est cash prices. -.,-
sep22 dAw3m * A. MtOS-
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
ST. LOUIS.
JOS EPH NJ. O'S H Z A,
SUCCESSOR TO D. SULLIVAN.
IMPORTER OF
WATCHES AND JEWELRY,
No. les North Fourth Street,

Clocks, Watches. Jewelry, etc, repaired with
neatness and dispatch.
RsB- Mr.. c. d. SgLLIyAs kas ohsrge OF the
Watch Department, ssps Sin
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
PETRo OIL.
POwHATAN isOBISsoN. HAbAAfA~ . NV -
ROBINSON & MOON,
Civil Engineers and Surveyors,
ROYsTER, TRBzEvANT & 90
go vain strset. sssmphls. Tenn.

eGO Main street, Memphis, Tenn.
xxTORK intrusted 10 Us attended to promptly.
w Will furnish information of the value
ana location OF lands. On order. surveyors
supplied with instruments and materials OF
The best manufaci ure-
Refer to N. ]. Wiclxs, President NJ. and z. Il
r :: Col F. White, President N. and T. X Il,
a s LivermOre, James L Meigs. Col. Minor
MerrIvether, Col. W. R. Hunt, Bronson Bay
HSs ESQ. LogwOod PeytOns ESqs., u T.
Foute, Esq., Orgill Bros. & Co., Galorsaih a.
Stewart Co, Ve%" ="
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
NJ. Ia MEAcHAM. A. G. TREADWELL
EEEACHAM a. TREADWELL,
WHOLESALE AND RETAIL
GTOcerS, Cotton Factors
coMMissIoN MERCHANTS
NO. . UNION STREET,


Stonswall Block, Memphis Tenn
d EFERRiNG to the above card, Il viii be
H seen that we have completed our mann
moth StorehOuSe, No. Union street, Stone
wall Block" and are now opening up the
largest and most varied stock OF
Groceries and Plantation Supplies
Ever brought to this market. We will be
pleased at all times to see and serve our old
customers, ana as many new as may favor us
with a call Returning thanks for the very
iOeTal patronage extended 10 Us for the lest
afteen years. We hope By pron1piness in ali
things and strict stte ntion TO business TO merit
& continuation Of the same.
Bagging, Rope and Iron Ties furnished at
lowest market prices.
Our Mr.. TREADWELL VIII give his entire
attention TO the sale OF cotton.
Our M. MEACHAM, one OF the Oldest Gro
Gerry MerchRo Is in the city, will give his undi-
vided attention TO the Wholesale Grocery De-
psrtment.
Call aud see US; we viii make il 70 your in
terest TO trade with US. sep9 3m
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16

Memphis, November ., lS6s.
In retiring from Eaid fgns respectfully re-
commend snein 10 the patronage Of my frlel1ds.
1oygg I'm P. @. MATTHEWS.
Ledger, Bulletin and Po@t copy.
NrUTICE-I have Tract OF Land, 40 acres,
y near the Old Stale Line road, I've miles
nom Memphis, well improved, with q
ODD young Orchard OF PeacRes, Apples,
Pears and Cleuirs, an extra nne Well
0f syatsr. which / wish 10 sell for cash.
Vnls place Is 10 an excellent neighborhOod.
near hir. j. =. Smith and Geo. G.. Holmes. In
uuire on the premises, or OF Norment 6 Grayet,
deiifn d&yg ROBT. W. NORMENT.
Memphis daily appeal. [volume] (Memphis, Tenn.) 1847-1886, 1868-12-16
ANNOUNCEMENTS.
FOB RENT.

NOR IEASE.-Wil lease for Eve or ten years
II Ten ACRkS CL-EAR RED LAND on Central
avenue. opposite Col. Wash. Taylor's residence.
about one and a-half miles east Of town.
u 4 SrDFALL.
dei5 lw So Main street.
TyOR RENr.-Ofices and Rooms in tie Post
Z Ofice and Library Buildings, northeast cor
ner jefferson and ThITd streets. A Night
Matchmau and German JauitOr OG TIE prsui-
iEsS. Inquire Of THDS. WlCkERSHAM, Ssc-
Und floor, PostOiiice BeildiDg. deS2w
TyOR RENT.-A Residence on Vance street,
IL No. 4s5, opposite the -. Agnes Acaderny
snd the terminus OF the street cars. Cou-s4ns
eight ROOMS besides kitchen ard sFrva- Is
100 two good csIernS stable, fTUit trees, etc
For terms apply TO COALMAN BOYD,
de2 II - Main street.
I 7OR EENT.-Uu valentine avenue, two
u and a Eslf miles trOla the city, my resi-
denoe. coDt-ining eight rooms, basement
lzi chen, servants rooms, carriage house. Eta-
bic. good cistsrn and well, all I'm good repair
with twenty or thiEty-f01r acres. Apply 70
NJ rs. $. a. PAINE, on the premises, or 10 JOE
LOCKE, News stand, 23s}z Main st. nov25 Il
TEJR REET.-MsiG street Stores and excel-
L lent Ofdces for rent-Ce, lars, First and Sec
ond Floors and Sleeping Rooms, mocerate to
prompt tenants. ". A. " heaL.ey, - Main.
uov2l lm Agent p G. BEpHELL-
TOR RENT-A Front Room N the house,
Il No. Il jefferson street, suitable for cotton
broker. lawyer Oz doctor. lt adjoins the sditO-
rial room OF the Appeal Inquire OF JOIN
AIN5LIE, at the Appeal odice. OCT
Gold Hill daily news. [volume] (Gold Hill, N.T. [Nev.]) 1863-1882, 1868-09-18

An UNFAIR SrArRMExr.-Some Of the
partisan journals are publishing tho
figures Of the official statement Of the
public debt, made by Secretary McCul-
loch August lst ultimo, as compared
with his official statement on the 3lst Of
March, 1865, ct the close Of the val {:
July 81, 1868, So ,523, 534,4s0 81 /; March
81, 1865, So, sec, sG5, OF "a; Increase,
Sl56, 57s, 4o3 80. This comparison il
calculated to mislead. On the 3lst Of
March, 1865, the war had hardly ended.
There were half q million of men in the
field, making the heaviest bills for pay,
food, transportation, ETC., which any
army ever made. These came in and
were audited and paid in the FIVE or
more months following the end Of March,
and rs borrowing was the only mode in
which money could be got to pay them,
the operation necessarily increased the
public debt. Therefore, on the first
day Of September, 1865, the aggregate
of the debt was S2,757,6ss,O 900. On
August LIST, 1868, it was S2,523, 1874, 4so.
Decrease in less than three years, $751;
l54, $50. We submit that this last COM
parison exhibits the fairer way Of
stating the matter.
Gold Hill daily news. [volume] (Gold Hill, N.T. [Nev.]) 1863-1882, 1868-09-18
The Indians
September lG

The Political ASPECT. - There is
good reason to believe that Mt the Pres
idcutial election, the State Of California
will DO redeemed from tho disgrace that
overcame it last year. The best in
formed politicians are now Of opinion
that this State will 60 for Gran. and
Colfax by q respectable majority, and
that view is sustained by accounts
from all parts Of the interior. The De-
mocracy are manifesting little or no en-
thusiasm F.; in many places their public
meetings are spiritless failures. They
do not respond to the nomination Of
Seymour and Blair with the spirit and
~alncrity which usually characterize that
party in o Presidential campaign. The
effect of Blnir's revolutionary lettor has
been most disastrous it has revealed
the real designs of the Democratic par
ty. and has repealed hundreds, if not
thousands, who had intended to vote
with it. We can hear Of no prominent
Republican who has changed to the other
side, while numbers of active Democrats
have abandoned that party. On tho
other hand, Union men arc united, &C.
tive and enthusiastic. Their public
meetings are larger and more splendid
than ever before. There is no ques-
ton about the propriety of the nomina-
tions; there is no dissent from any
principle Of the platform, but all are
harmonious, unanimous and rcsolute.-
Oakland Transcript.
Gold Hill daily news. [volume] (Gold Hill, N.T. [Nev.]) 1863-1882, 1868-09-18

Contamination. Francis Granger,
one of the old time statesmen Of this
country, died on August %, after a
continued illness, ut his residence in
Canandaigua, New York. He was born
in Sufield, Hartford County, Connecti-
cut, in 1887 was graduated at Yale
College in 1911. lie then removed to
the western part Of the State of New
York, and from 1926 to 1881 was q
member Of the New York Legislature.
He was q representative in Congress
from the State Of New York from 1885
to 1887. In 1885, at a Wing State Con-
v~ention held at Harrisburg, and by an
Anti-Mason Convention held at the
same place, he was nominated for Vice
President on the same ticket with Cen
eral VIM. Fl. Harrison. For this office
he received II votes, from the States Of
Vermont, Massachusetts,, New Jersey,
Delaware, kentucky, Ohio and Indiana,
but failed in securing his election. He
next served in Congress again as a re-
preventative from the State of New
York from 1899 to 1871. On March g.,
1871, he was appointed Postmaster
General in the Cabinet Of President
Harrison, and continued under Presi-
dent Tyler. He served till September
IL, ls4l, when he resigned. Mr.. Gran
ger since that time has lived in retire.
ment.