davidaulloa/AmericanStories huggingface dataset:
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-06-15
Wanted,

ENTS-S250 PER MONTH THE
n year round, or 800 per cent pront on
Comm ssion. We guaranty the above salary
or commission TO active Industrious agents AT
their own homes, to introduce aHzaTticle Of
TNDIsPENSABLE UTILITY in every house
hold. For full particulars call on, or address
g. w. JACKSON a CO.,
mvIB-Inl II SOnth ST., Baltimore, Nd.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-06-15
Franklin Insurance Company

j. w.. l. .HHA OF WHEELIN6sg - HH
DIRECTORS:
T. Hogan, 7. p. ShallcroSs, J. s. Rhodes
Geo. Mendel, j. n. Hobbs, Sanl. McClel-
Ian, g. w. Franzheim, jas. n. Vance, Alex
Laughlin.e ~ #.t' a-# -..
'THIS COMPANY NOW HAVING BEEN
J. organized four years, and In that time
done successful business, is still prepared
TO take risks at fair rates on Buildings OF all
kinds, Merchandise, Manufacturing Estab-
lIshmentS, Furniture, Steam Boats and Car.
goes on the Western Rivers and Lakes
This company offers superior Inducements
TO FarmerSt whereby they can be insured on
Dwellings, Furniture, Barns and contents, 70,
or years at reduced rates.
This being home institution, with the lar
gest capital and surplus Of any company in
In the State and composed OF some
ninety-four stock folders, most ofwhom are
among our pest business men, recommends
itself TO the favorable consideration OF the
insuring public, and solicits their patronage,
? Applications for insurance will be promptly
attended to by the Secretary. -
ONCE % Monroe street.
Nc. ARTHUR, Secretary.
SAMT MCCLELLAN, President. 1f|It
. GEO. MEEDEL, Vice President. -a.
@, NJ. COEN, Special Agent. pl. Ocl6
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-06-15

AlYouDE Lady, returning TO her country
home, after a soJourn of n few months in the
City, was hardly recognized by her friends.
In place OF the coarse, rustic, flushed face, she
had a soft ruby complexion Of almost marble
smoothness, and instead of twenty-three she
really appeared but eighteen. Upon inquiry
as TO the cause ofso great a change, she plain
ly told them that she used the CIrcassian
Balm, and considered 1t an invaluable ac-
QUESTION 10 any Lady's toilet. By its use any
Lady or Gentleman can Improve their per-
sonaI appearance an hundred field. II Is sim
pie In Its combination, as Nature herself Is
simple, yet unsurpassed in Its efficacy in
drawing impurities from, also healing, cleans
ing and beautifying the skin anu complexion
By its direct action on the cutlcle 1t draws
from It all ifs impurities, kindly healing the
same, and leaving the surface as Nature in
tended It should be, clear, soft, smooth and
beautiful. Price 81, sent by Mail or Express,
on receipt OF an order by .l-
W. L. CLARK & CO., Chemists,
rs, No. West Fsyette St, Syracuse, N. Y
The only American Agents for the sale OF the
same 49, .--.. mch2S- cod ,tTtwtSWly
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-06-15

tsr' AL Free To Everybody.
A hIgs PIP. Circular, giving Information
of the greatest Importance to the young OF
Z It teaches how the homely may become
sbealtifnI, the despised respected, and the
.Gonaken loved. ~ a-4 r..lH#5 COB ssJ-Ea
Y No young lady or gentleman should fail TO
send their address, and receive copy post
paid, by return mail. Address, .il 10 g. Sfst
r 0s1g a. Pc. Drawer, 2l Troy, My.
II mch23-eod, triw&wIy - - ,Sl.1g-
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-06-15
$50. Agents Wanted. $40

orxs TO SNo PER MoNTH-AALEs
nj q and temaleS-to sell the only =
GENUINE COMMON SENSE
FAMILY WING N ACH N L
Manufactured. 1t will hem, fell, stitch tuck,
bind. braid, quilt and embroider beauuIuIIy.
Price only So including Barnnm seiI-se
u CAiTTION,-Beware ofthose selling worth
less caSt-iron machines, under the same
name aSonrs FOR circulars and terms sd-
dreSs, BLOWERS q CO., 55 8. Ettth street,
Phfladeiphia. Pa -myH-lmdGW -
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-06-15
s5OO0O 100000

$4,000: Numbers and zss Priaes-
The Hillsborough recorder. [volume] (Hillsborough, N.C.) 1820-1879, 1867-07-03

Professor Levi, in book on the Wa.
ges and Earnings oi the Working Glasses" !"
.ays il is "a sad, very sad fact. that in
the United Kingdom as much as gs9,0O0,-
900 year Is expended ia ardent spirits ;
R5s. 100000 II which is consumed BY The
working classes"
Base ball occupies So much Of the time
Of many young men in Atlanta. Ca, that
employers now inquire OF applicants for
positions whether they belong to base
ball club.
A spring Of clear. cold aud sparkling
water, suddenly burst up in one Of the
streets Of Patterson, N. j., lately. and still
continues to flow away ina linpid stream
down the cutters.
The Hillsborough recorder. [volume] (Hillsborough, N.C.) 1820-1879, 1867-07-03

possesses some Of Meagher's iaspired elo-
quence. aaun ata e .glYs804 10 lI4ius Sd. III
The Hillsborough recorder. [volume] (Hillsborough, N.C.) 1820-1879, 1867-07-03


wyandotte. Kansas, June Is.-Sena,or
Wadr's party passed through here this
evening en- route for 81. Louis. A crowd
surrounded the hotel. and called upon
Wade Tor speech. which he refused to
make. He said he would not speak in q
city where lynch law re'gned aud men we're
bulchered without trial. He alludedlto the
case OF two colored men WIN were arrested
last night. charged with numbering far
mer named Mann few days ago. and who
were lodged in Jail. but who were taken
out this morning by large mob and hung
up. but the rope breaking. they were shot
To- pieces 10 the court house yard, where
the bodies lay nearly all day. The coro-
ner had refused 10 take testimony. and
simply gave verdict of hung by mob.
Evidence developed to-day clearly indi-
Gates that the men we're innocent. and that
the real murderers we're the ringleaders oi
the mob.
The Hillsborough recorder. [volume] (Hillsborough, N.C.) 1820-1879, 1867-07-03

Paris. June 1.-The Emperor Alexander
the Second, Car oT Russia, accompanied
by two Of his sons. grand dukes, arrived IN
this city at four o'clock in the afternoon to-
day, as The guests Of tic Emperor and En-.
press Of France. ..v
The Hillsborough recorder. [volume] (Hillsborough, N.C.) 1820-1879, 1867-07-03
EARLY, LIFE OF PRESIDENT JOHNSON,

a 81
EARLY LIFE OF PRESIDENT JOHNSON,
The Richmond Wing in its account ot
the reception Of the President in that city
on sunday. gives the following brief hisso-
rys: I'D ~ to8 .y10ll39l sas ~ sssi
The mission ON which the President is
going naturally takes US back Ia. Abe early
days Of his eyeuliul aad remarkable history.
The Presidents father. 70 whose memory
the city OF Raleigh is about,io pay homer.
died 10 1919 from the effects OF exertionss
made To save a friend from drowning. Ills
circumstances were altogether inoderate anu
his position in society humble. but he WAS
respected for the possession Of sterling .qsa.
Illties. and his death. under the CIRQUE.
stances. was the cause vi general and sin.
'cere regret. Several children and their
mother we're lel: entirely unproyided for,
Andrew was at the tune only four years o.
age. Without the benefit Of . day al school.
he was Al the age Of ten years apprenticsd
to tailor. TO whom he served seven years.
Whilst so employed. the desire to learn
entered his mind. and ne took up the alphs-
bet without an instructor. With slight -.
sistance derived irom the journeymsn and
occasional visitor at the shop he acquired
the art uf reading. desoting the hours Of
night. after his work was done. TO the OBJ
ject. After completing his apprenticeship.
he went first 10 Laurens Courthouse, ). o.,
where he worked two years as = journey
man. Returning for a few mouths 20 ka-
leigh, he determined 10 seek his fortune III
the West. and in the Fall Of 1926. taking his
mother with him. be set out on his journey,
hating at Greenville. Tennessee. which
proved To be his permanent home, though
Il was sbandonrd fur short tilse about .
rear after he frst arrived there. Not long
alter arriving 1T Greenville he married The
estimable lady who now presldes at the
White House. Up to this time he had not
learned TO write or cypher, ani his tuition
in these aud other important branches Of
education was given By his wife. His first
office. Conferred 10 1928, was that Of alder
man Of the village. In 1850. he was cho
srn Mayor OF the same. In 1855 he was
elected to the Legislature. In 1910 he
was Presidential rlector. In lS43 was
chosen 70 Congress. and in 1853 became
Governor, since which time his career Is
too we'll known 20 need recital.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24
Gepnblifanifebe gtaats=
-. Is Dlff1eaff6Daf.

Bpf pitrer Nerf0rflllIllf1a hpS rpnuhIi 8
foniffhen Tnions nnS sfaots q entroi ;
Gnmifps ~ Maihhiile osbnite,, ~, 81
S9on.n,I,e, NM s,ol,ei S;s Ssrrs" sin.
,,,on Wo,lb ss"ion Rrasn,, SRo o
Snmfins MooS, goton sorr;fon
8Iafhnrn Se,nos ,mS gtons 'ceoa, ~ :
,ndrfio naren ta,,rSe Nov fcIoe,,SS S @s :
idIms einitin,r;o n,,os,,o,,, ,v.s1,'s' -
sSGTof9 ss M M r.:t.
s;,sn Sr,,fy,f !, sm Sap ,g"s r so...e
t;a,, .d,,oo &c ;as. S.eat 81 eoHoene
iaSS. * ~. 90 P1t aeo &c
Wn,bhiIis ., hsrfo,,,,,,.T, aa s , ~
Isod{sn asss a Sas eta.a w. u'sI zee
nj g NEUTRALITY-SUSPICIOUS., S Sa",.s o.. aa'.O1
,,snrsT fi;r Sis Sssrs,oT gsum o. s.
Sronn;sot;cn Ser ren,,5I;Fa 1Ds ~ nv Ss.
t.; p, Ssr,,sfrss =, rrSs;t .a si..n as
81. 81. asasl 1,.S SO a.. s''V uMo.Is
l \, o'S pa1lsl WY w" ssahp lu1at19e
s9tgsalahSs ~ w s 8 - 49,,
s S; o1.Ds nrip uy's uss pag goat
Ivy o.l. ass.. ssaosn " ls1sn. S9Ha1H
oeflainnae.n lols uM loo.e! SaI'O.9aten
i ~ Sas Bic gais Der srtrstu ra ~ aer
s sonSsnt' ,,, s s;,,s Si,a's s tsss
NV g5o NEUTRALITY-SUSPICIOUS. Inv ts ss ~, Est,. "
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24
:Iisf. .1taincrfitdt.
5H asfasds9 15-------f!tt,t
ee ois Girie}ulsa +.

ss iIrsiia Dsfsi[en liSs 0arssl, sresls, If IS
s',anrs , eIaeoanasn ~
: =
|. y 3 90 .as%.:..s $3.50. aFE
j; 3 es a., I'd init . gsg.srtsas q.
y, ,, Ts.ss "'S 1O9e
y ma 81 Y : II 3 - rib re.
sos,Sers tir Ssn speb-,,, ,uee IA,
feisff Ia Sebrerft ans5iIDsi 1ppaem. =
!. al GiinpIgpII9aipu 98parfe m e n t,
meIfes RE oTte,, i1h euen nracben unS Sic h6bere
Iatbematit iebrt Mrs iofort eiaeridfet, en Biit<
asS{rf,s ho uorbanSeu IN GInSien fir
sissss ssrSs, fiy,s crste in Der b6heren
sdnle esbelte..sIusrSen. - 5.5-..'t.'
2iS isE9 Y. .he -. -
A5's i@t@ SH@3S WISA8etUt
i .trSot Va eoin gsorousbe,obIuna fftr an
Dspssssmen Is. sd,iisvperSell nr fir staen asona
rssfitrrt. $3.50. sgr.E.d s. a f3i
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24
.@arper's MeeflD,
elegant bnr6tpes iauftrirt,
GilbfcripftpneI.


Rte Seransgeber baben elm Spfem nit BEN 9o;t.
Separtenent eisefiibrt, Surd wel9es fe Sas Maaus
cine, iOIute tire Beetp Senen, meIbe es upr,teben
SieieIben oirett pom Der Office. hes Seraaseebers
beiiebei5 NIT 20 Gents pro sahr suie,ssen .perben
ieSO9 mus bieisr 8etras an bic goi=Cthee ses Sub.
icribentenA besabIts psrSen. 4oTmeiier ober aeut
pie fiirGIbs 8eituaeaiesu be;isbsn piniSen. esbsg
Ten altf gerlangsr show-Bills. = ~ 81
SebinNnmaen.
Sarper's @estIpsfiir Sabr $500. ~
Vtns Gttrn NtiinI1er, pom g8eetp rue mont Md01a
5tnef ptto sieeett GLIB, Der auf 9nntnert, $40O
abonnirt, gratis perabfolgt.
methen. %*Fat*
Cine &eibenfoIge auer Nammern bes Sabres pom,
9arperS Weetp rperbe onrb Grpres, fref pen linfos
ten mno nie6lib gsbnnoen fur 81 uerianbt. Cine
pouf6neiae Ansgabe, neiin Sabrgdaae uutfdiIenb,
Ipir6 BET Giniehbnng bon &5.25 pro Sabrsans, nit
9a5abluig Der Srans p0rtz Rotten uerf1idt erben.
ftdnbia.
,sf 81 ltper S. 8rptbers,
24Oba raafIin Square, &ew gOrt
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24
2ppfp,,t Mfp,i,,tai,, I
Gr5ie1ullgs ssuititat,

Nlep. G.. .. Bancrpfts 4rinsipal BOARDING.
1&S @ulen erftsr stoSIe fur teihefl1t @ei@eeDtef
$10O BorouSbssabInrg. 8dDitsr GURUS beainut IL.
Nopember 1867 Inh mdtr kDaHsi8 @pnen. aHegeu
Girslogen, ede aHes 9sbere enthniten, mefse man
fi1 al ben 4rtnsipaI obrr sssAA
ssS 81 @. g. @arpentsr. eap'f..
2oofont Rountain, Gems.
Referen,en--Soa. 9orace MonRarb ,nb Son. @n
gofoa, Traftees fur Senaefiee. iep27 zRtw
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24

SAP lie ans ben Sneprpcraffcns.M rtifeIn, tDeIs
&Sde HirsIid perIiieutibt iparhen, erbellt, lit bic
Sisf StnIe III eie St STU ipe ii ia t, ME fte
DON iest an beiJanut IpsrSem fpirb, ibergegangen.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24

Il Die itaIienifde 9fssierune ioH
fi5 nit BEN gorfdlage befdaftiseu,
BAT. Dem @apfe 5erHfalem NIT
einern betrdbtIiGen Sbeile BON 8alas
tina inter Garantie Der Grob ma&te
eineerdMint iper6e.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24

1a~- Der Ntar@eIfer Ggaminet tbeiIt
NIT aaR er am SiurtAtuaestaoe Ser
Arkt 6atitr 192te45 GIemplafs ae.l
DrAGt babe. Gs lpuzlen 81, 900 per
Stmnbe 6ber beinabe 600siH Der 9gfi n
mute abeesogeri uno fiir 6iefe $50 Gent
ner 8apier Derbraudt.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24
5i6lid)e 2ebens-S OBSERVATION-DISCLOSURES.

60 p0ent s NOas sta"aais Die
Gr
nUnr
Dr"st
~a
ans
s% 1fgs sn aesn % g. ias s
sAsHtt
,fenn.4
>Ea.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24

llD bon potlGlI@eH fSoelEepHn9en 41of
aeb.aht ipor6en lit, Souls @apoleon
iii &enner in Der Sade. Sein 2ebenss
Iauf bat i'm tDabrnebnten laifen, DAP
bic materiellen Ginee in Der Mnfie bic
seiltigen BEL iueitem iiberpie9elk 9ap
Der uabm CT auf erltere inebr 8eoa9t
aIs auf lebtere. SreiIid ntub er bente
tpabrnegiller bab eriid IN feiner Bee
rednuns Iber bic Nuseiebtefeit Ser<
ielben iebr berrednet BAL; and Die
sritigeu Sntereiien berlansen lire
bolle 9efrieoignit9, uno naAoem er
gang 8aris bat rieoerreiBen, nadber
bic gorFabte bon Der Sapptla6t bat
berf6lin9eR lalien,i unit Dem Suneer
Der 9lrbeiter gu 9eniiget, iiebt co f6
beute BEN 1lnsebetier eines eiitigen
Deati6ldnbs ttnb zines einigen Stas
Liens eeaeniber. Gs III i'm Bis beute
eeInngen, bic &lrbeiterflaife uub bic
2anobebolferllflg 5ll Det@mtd1ttgett,
aber BON Gusen Orinet Elm frjf6er
Niaraenptnb IN pas adab ahb plrfte
ben sansen ilus unb iaustpartiseu SIM.
perialismns iiber BEN Saufen iuebea,
- Die BON seapeIeon 70 febr ges
tuanidte unO pom ieinstr Nfinifter
a,lls afi6riebene sutopaifdje Gonferen,
'ilber bic rOmifdle 5ra8e if nod nidt
su ,etdrbe seto.nneu. elder 1T, bab,
luehA ne IL safamrHen tritt, Fe ME eih
9tefultat Iigferp iDirns Sas Saupt>
binbernie III nidt, tDie bic offaieuen
fran;Ofiaen Srsane fduasen, 9reu.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24
Oie WtDnt8On,erD
Self mic
l@@a1ilaa fir bic aaE
tl,tiperiItdt pom SSaibpiuc.

Aiefes 5nffitut, speId)es niefe1 Serbif NIT
f&|ileM unp elegant eiigertbteten GcDM5tmntern,
einsm Campus pom ID Afer, elmer 58ibliOtBst pom
Apparatns nio Teinsr gpnulati9en Aaftalt er6ifnet
1porben it, urHfaBt swfi Abtbeihinsen, ndnti etne
Glemesltafs nnS @niHaaial 81 btbeiInng. az,
btet sabre feitsefest Der fir bic gnmnaitu lit IN
einen cIaiI1em ilaa euIsmeg setbeit.B Scr claiiiz
i5s Garjus wabrt pier Sabre lnb bilbet 3Ss!uge fur
gale ,l,t6 5arpdro aus 35stnse f5nsten in anoern
Der @eaIsearsas besrpedt bic ausbilduns fir bas
Sermiite.
9erbft Eernlin--9 Bonn 9.Geptember bis "a. Ge3. '67
9strfer Eermi,i-gon, 6. sSanuar bis a. 0tGrs 1868
Nriibi6brs Termil--gonl q. April his "a. saRi 1868
S6slinge fouten beint 8eginn hes S9HIiabres pber
rpenigftens betn 8ebfnne jeSes auartaS geaepartig
isin, sa. 81 lassrs Soften teiHe nfasaT a!aisn Sc
a'd 1J0prcrar. as.9 eit-i
Pablbar fiir ieSes AuartaI iiit 9prdi,s SIM Bnms
nahum fir 9erbitterH1in $35; asintetterntil $25;
TrIbabrstesf1itl S2O. i Ser Glemeptars9 tbtetluns
far berbftternain $s5; Binterteratia S20; Sriits
'E7'S''' ~ Saealtat. s'i..a ''
s. 3 81 itbsIe q, 9ansIer Der rInperIit3t tnb
9rpi eiIor Der Hatlriptiend,aften.
feIiOr BEL. gbiloiopbie.
S. &. II, tfriberer rofeHOr NJ Der ssaibinstOn
gpraaenans grinsisai sss 5pSn n'Ra '
R. 9. Sn no, (friberer @rin5ipal Der Raibuile
B05eren s9aIel NrafeiiSr per Bat9en1atit unS
Sir aa5srss sn0f man 10 g DC ~ Ssesst sa 0SsF
9@di.z3 pAY3..f.' gs5 grafseliit bes g3oarSs.
Gin SER, ser III bteier gessnb iebr. nobI befannt
aber bieies Sabr ieinen Sis III Der NacH.tdt nI3'
nebmen.
Tennessee staatszeitung. [volume] (Nashville, Tenn.) 1866-187?, 1867-12-24

gSisb On eineut einfa9en BiGn 90 sletden gresiet,
Der iessm ystgsetss n ssne PaoI9s WE r9ua Se.
pence upr IMt HaT Ply tVsats w I
ytudsl pse we Otsistvs zsstIs ~ e Ii'
inter per oep!H9uHg, eaB lsost eHtPIufBeF 5Aftss
oengefteltt utro gesa9lln9 periangt. e.
500 Soltoe 9oloene 9untittg Hbren. $20o-75O
500 Magte eaieo 9oleeae u9ren... -. 1880
So S goSs,s s ,isr:,,
100 @oiSene Saating GgiinSer lbren. 0O-2sO
5000 gol6ene 6untina Gi,pIer llbrei, J. . f5O--2O0
5,OO6 Sifberne sSuntit,sI Gutit,ber !. ~. 5O-15O
5000 @iIberire Snnti,fg B,rpieres ..i.... 1856
5000 :9oIbene Gnmen sMbreii. .-..... $3.50
20,O0C @oibene 6nuting 2epineS So rs
10000 StIbsrne nhren pErTbieneuer Mrten 5O-f0O
5000 SiIbsrne Aunting libren ;. -. rs so
10000 Milortirte fibren GIer Mrten 10 rs
Seher id bdrat 8etheiIioeube erhtIt cine 11br brc
hte3e inrbt,lf,o Se n,,r Elm foet ahrenb lie elmer
gserth nan HTS hnhs,i ga,s,, Rsiue gf.nnr,o.noet
,nsrns, ;tcts;,,Ss,, GsTno :, Gais oross a,erifos
ni,s,s 1ibrsn Gnmnosmie itS ssern alnrf et mni5t
s;re,, ,osortse, aSsss otaen s,soebrfsn Torrotbes
Ss - nber t,s
x,as amaebe. I'M &, sserisaeiten Gpuuerts ents
boise,,'
geser foI5er Certificate finb al ben in tErer Gous
perts anoeosbsne @eaemitanSef bere6tiat f,ad5ber,
he s1t1 ei1fasias.St hefe SUPERINTENDENT zines uns
eser Sessa s Istssr es eass Sc
lsS a,sb hs lin @eeenitak me- Seek alb $40 ineFtb
, 1867-05-28
$4,000.

They have not been hindered from this prudent course by the
consideration that when their Guarantee Account was last investigated
it was found that, for a period of six years, the Company had paid
se68,934 SIS. Cd. more, in the shape of Premium to its Guaranteeing
connection, than it received in amount of Claims.
1t would, however, be inconsistent with true stability of purpose
(Which should remain unmoved by accidental or cratic resuls) if the
Directors We're drawn from a prudent course of action by any expert
ence of this kind, covering a limited space of time only.
Before passing from the subject of the Fire Department, the Di-
recors would draw brief attention to the favourable effect which would
be produced if a judicial investigation were permitted by legal authority
on the occurrence of fires. 1t is satisfactory to know that a widespread
opinion has recently arisen throughout the country that a measure of
this character would be attended with the happest results. Such a
system exists, more or less, in many of the Continental cities and the
natural consequence is, that the ratio of fires in several of them is far
less than in the cities and large towns of this kingdom, and that the
protection of Insurance can therefore be obtained at a much less rate of
premium. This is, however, more a general than an exclusively Insur-
ance question as it effects the whole body of the nation. A ~welLdgest-
ed Act of Legislature for this purpose would materially increase the
general security of life and property, and would ultimately tend to
reduce the Premium for Insurance to an extent which, unless the subject
were duly weighed and examined, would scarcely be imagined.
, 1867-05-28
@STRAGg9 FROM
THE REPORT FOR THE YEAR 1865.
BRANCH. LIFE BRANCH.
8SSGRAGp9 FROM

THE FIRE losses sustained by the ROYAL INSURANCE COMPANY
have amounted to zf316,946 OS. Cd, or nearly II per cent. of the
Premiums received.
This is 10 per cent, less than the average ratio of loss recently
announced authortatively as falling upon three other weuknown and
highly respectable Establishments of large Revenue during the year
1865.
The progress of the Company, as respects the amount of business
effected, has been satisfactory, the Returns of Duty published by Par
lament, on the motion of the Chairman of this Company, exhibiting by
far tie largest measure Of increase uhch the Company has eu0, IN ats
most prosperous times, experienced.
, 1867-05-28
THE TOTAL NET AMOUNT OF
FIRE PREMIUM FOR THE YEAR
AFTER DEDUCTING GUARANTEES, is
~G4I4,733 13s.,

which does not show an advance quite corresponding in comparative
amount with the increase Of Duty. This, it should be explained, arises
in some measure from the fact that the Directors, seeing and foreseeng
for some time the nfayorable epoch Of Fire Insurance business we are
passing through, voluntarily surrendered a portion Of their accring
advances of Premium for the purpose of protecting themselves by
guarantee from undue limits on any one risk.
Hence in no small degree they consider they owe their exemption
from any very large claim on any single Insurance during the year,
THE LARGEST AMOUNT F LOSS
ON ANY ONE STRICTLY INDIVIDUAL RISK
BEING LITTLE MORE THAN
, 1867-05-28
HALF A MILLION STERLING,

the actual amount being sf499,124 as. Sd, a sum larger than the total
amount assured for the entire year commencing the last quinquennal
period, so that, at any rate for one further year, the impetus of continued
advance is not likely to slacken. In this Department the Shareholders
and Poicyholders have the opportunity, of which it is trusted they will
avail themselves, not only to keep up the high position of the ROYAL"
but even to advance it considerably. The result of such an activity on
their part, iii is confidently affirmed, would SO tell upon the permanent
prosperity of the Establishment, that the favorable result on the proper.
ty Of the Shareholder, and on the profits of the Life Assurer, would be
such as would exceed their highest a~nicpaions.
PERCY M. DOVE, Manager and AcaGayy
, 1867-05-28
f8S6,663 Is. 3d.,

nearly twice the amount at the commencement of the last qunQuennial
period, more than One Million Sterling of sum insured having been
proposed during the present year. The amount Of Declined Lives alone
is gI89,947 Is. I'd.
IT, therefore, the result of the total five years, ending in the year
1869, were to have q corresponding increase with the previous periods
Of five years each, the amount of business that would be effected in the
quinquennial period now running would be more than has ever been on
record in any insurance. Establishment in this country.
Without reckoning, however, on a continuance of business at the
same proporionate increase, which it would be unwise to do, there is
sufficient in the present position of the new business to report that it is
maintained on a par otA the largest Offices Of the United Kingdom.
The Directors likewise have to report that
THE LIFE AND ANNUITY FUNDS HAVE INCREASED BY THE SUM OF
9lO3, I46 Is. 3D.,
and as The Actuary considers that these annual accommodations will DOS.
sibly proceed rather at an increasing than a diminishing ratio for some
years, even if the amount of new Annual Policies continue for the future
only the same a in the past year, it is highly probable that the estimate
in his last Actuarial Report of a total increase of at least One Million
sterling to these Funds in the following ten years, will be fully realised.
A further important testimony, however is giving that the Royal"
has rot even vet arrived at the zenith of its favour with the public. by
the fact that
THE SUM ASSURED
FOR THE SIX MONTHS OF THE PRESENT YEAR,
AFTER DEDUcTTNG ALL GUARANTEES THROWN OFF, ALMOST REACHES