Evening star. [volume] (Washington, D.C.) 1854-1972, 1867-11-27
L,rcoI. Cs.Operatiy. As,oei.,,ou

0albrarh Cnhptl. Mr.. Charles King Nv aitsl
in me chair, and George F. Neednam twhite)
secretary.
Mr.. Needhsn. from the CON mittee to prepare
constitution, reported he same. The sitI- Of
the a. sociation wa fixed me Lincoln Co
operative Deposit ana Life Insurance Asso-
citation OF the Dis net OF Columbia the object
OF the Assoc iation being to provide a fund to
10 furnish houses for the M n pers. and on the
oeeease OF member to save b family from
ant and destitu'ion. The capital stock OF
the association shall CONSIST OF 1900 shares, of
S5O each, each member to pay an initiation
fee OF SO cents. and sl25 per month on each
share held. The money to be sold monthly az
not less than 50 per cent. premium; the bor-
rover TO pay back the money in monthly pay
m-nts, at the rate OF 10 per cent. per aAnum on
the amount loaned. One-half of the money
paid In to be expended bv the association IN
the purchase OF lands and erection of houses to
be sold 10 stockholders, to be paid for the same
citation. Any person paying the initiation fee
and so cents per month were to receive the
benefits of life insurance for twelve months
The heirs of a member should be paid $500
time OF death each member under 30 years Of
age to pay so cents; between 80 and so, 81; be-
tween so and 81 years, 80 INTO the treasury Of
Mr.. King said there were two features about
the report which did not meet his views. The
COMMITTEES had adopted nearly the same con-
stitution as the Washington Cooperative As
ISOLATION. That did not provide for building
houses or insuring the life Of the members.
He thought It Was not the object of this asso.
citation to become builders or insure each 9TH
er' life, and was opposed to those two pro-
visions, and favored the same constitution as
that Of the Washington Cooperative Associa-
tion.
mr.. Lewis Hickman tcolored) moved to
strike out the isions relating to life insur.
ance and building houses.
Mr. King said the constitution OF the WASH
lngton Go operative Association was a model
one, and had been prepared by some of our
Nc G,or.ao $1,000 ,h., .ho -...-..
the Washington Association be adopted.
Mr.. Needham suggested that the constitu.
ton be recommltted to the committee. Colored
people could not find houses which they could
buy, and IL was proposed 10 build them: be-
sides, he wanted to build up population in
this ward for future use. As to the life IN.
inranee, he thought cooperative life insurance
associations were very popular.
MIR. Hickman thought Il would cause unnec-
essaIy delsy 10 recommit the constitution, the
gentleman Mr.. Needham) did no. seem TO I'M
ders'and. il was not proposed to repudiate the
Constitution reported by him, but to leave ont
two sections only. He was in favor OF the
Building Association being established first.
Rev. Mr. Weaver (colored) was pie1sed to
ind that an effort was being made to organize
this Association. Too many things could not
be attended TO at once, and II would be we'll to
organize the Building Association first.
Mr.. King explained the ad vantages of Build
ing Associations.
Mr. Hickman thought the Association should
b. organized to- ght, ana the Constitution oe
adopted at another meeting He, therefore.
withdrew his former motion and moved that
the Constitution be Tecomm
Mr. ]. H Gross man (whitel looked upon the
BulldIng Associations with distrus', and
thought they we're speculative movements.
Mr. Needham thought the gentleman was not
familiar with the Associations.
Mr.. Crossman continued and said he de.
sired 70 do anything to ad the coiored people.
IL was said this Association for tue pur-
pose of aiding colcred men; why not say at
once that IL was for the purpose of carrying
thought # a
De formed, and poor men 60 to farming in Vir-
eInia or some where, 1t would be better. There
were too many people in this city nov, and
it was certainly better for them to have farm
OF twenty acres than to live here 10 the city
from HAND 10 mouth. Most all loan funds as
socia,icns had come to grief. If colony
conld be formed TO purcha-e one thousand
acres OF land in Virginia, or elsewhere. he
would go cut with the colony. He had no
money to put IN burding Associations; es-
psclally now, that house rent was falling.
MIR. NseGbsm desired to reply to his brother
(Mr. Crossman) who was so very conserva-
i've tLaugn'er.l MIR. N thought i, would be
bat If they conld net II certainly was better
for them to own the houses in the city occu
pied by them.
Mr.. Hickman not only desired TO build
houses, but thought they could build ships and
factories for the advancement Of the coIored
people. Let the colored people build ships.
build houses, and do every thing the white
man was doing.
Mr. Lafayette Jeffries (colored) thought Mr..
Crossman had more interest in carrying the
ward than he had in carrying this organiza-
ton. All over the city men were building
houses out OF building associations. No mat
ter where men were, in Washington or any,
where else, they had TO sustain themselves
Hundreds OF men were walking about saying
they Were looking for work, and could get
nothing to do 1t was not so; they were look
ing for W orb and pray ing they might not find
1t. He offered seven men a lob of work yes
tsrday, but they would not accept it Thos,
Walking about wanted two prices for their
work; they wanted to work four DAYS and
walk about two, and receive pay for q full
week.
The motion to recommit the constitution was
adopted.
Mrs Francis E. W. Harper (coIored) asked
If IL males holding stock could vote.
The Chair replied in the affirmative.
MIS- Harper (colored) said there was a great
revolution going on, and she did not see why
the cclored man couid not do something 70
better his condition. She wanted to see these
little cabins aud hnts pass away. and comfort
able houses erected in their places. The col.
Ored people did not trust each other enough
They should be more united Probably there
were too many coiored people in the city, but
many intended 70 stay here, and II was best
they should have homes OF their own. She
was in favor of procuring farms.
Mrs. Josephine S. grimm fwhite) was I'm
favor OF the association. Many colored women
now lived by faith in God aud paid their rents
These poor women should be taken in and
benefited by these associations. She knew of
many who would be glad to come in the asso-
all. She had secured a home for at least 5000
colored men and women in the Northern
Sta'es, and was willing to assist 5000 more.
Mr.: Lewis Hickman said he was going to
use all the power ne had in making the con.
stitution so women could be benefited by be
ING mem bers OF the Association.
Mr.. George Shanklin (colored) said he c anne
mere s'x years ago win nothing. but went to
work. and now had s., 600 worth Of property
Many colored men wanted to live on the Ave.
nue., but they must give up such notions. He
went out on the suburbs and bought property,
audit increased IN value. He would buy more
bar did not want to 20 on Pennsylvania ave.
nue. yet. He was not afraid TO work, and Got
bis property by work. II colered men would
60 to work they would benefit themselves
The wor kings Of the A ssociatton were further
explained by Messrs. King and Needhann after
which number signed their names for stock
Adjourned.
THE RIVER FRONT, Nov. 81, 1867 -Carter's
Whdrf.-Arrived-Schoo Pandora, Capt
Lewis, from Persimmon Point, Va. with oa x
wood, TO J. II. johnson, for sale. Sailed
| Schooners Diamond State, Capt Conley, down
\ the river, light; Kadash, Capt Travers. for
Pohick Greek, TO load hoop poles, for Phila-
| delphia; Robert II. Kemp, capt. Seward, with
II