The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1867-07-26
COMMERCIAL AND FINANCIAL.


This is the title of an interesting ar
ticle in the last number OF the American
PhrenoLogiedI Journal, published by
Fowler q Wells, New York. We have
not space for the whole of it, but the
following are some of its main points:
"Any one can earn, few can save
money" says the writer. awe must
all learn to save. ia man works hard,
whether with brain or muscles, to bring
home money to his household, he has a
right to expect that it will be properly
expended and carefully economical. It
is not enough that daily expenses
should be met, and daily bread furnish
ed. Something should be laid aside for
the great unreliable future-tor the
rainy day that comes to every home
sooner or later. When man has work.
| ed a life time patiently and constantly,
| and finds at the last that he has but
| Just kept pace with time-that ne
stands no further ahead in the world
than he stood quarter OF a century
apo-that he has no actual, positive re-
suit to show for the thoughts and time
and persistent effort he has invested,
who can blame him for being discour-
aged?
AS a nation, we are supposed to iden-
| tify ourselves altogether too much with
the "almighty dollar" Now that is
the greatest mistake our sapient critics
ever made. We only wish an English
mans pound note could once compare
notes" with an Americans five-dollar
greenback. Twenty to one that pound
note has been turned and twisted, and
meditated over, and calculated upon,
and made to compass more purchases
| and include more items than three
times it's equivalent in Republican cur
rencyI In our anxiety to avoid the i'm
putation OF "stinginess," we rush blind
ly into the opposite extreme, and be-
| come reckless and extravaganza.
Our money comes too easily. We
have never been through the agonizing
| ordeal consequent on glutted markets,
and supply Jar exceeding the demand.
| Our "hard times" have been children's
play compared to the famine-stricken
| want OF other nations. May we never
become any wiser-but, and ii, we
should pass through that fiery furnace
of trial, we should emerge more sensi-
| BILE, far. 1t is "A lesson that we can only
learn in the bitter school kept by that
sour old pedagogue, Experience!
Now, we don't pretend to dip into
the deep sea-soundings of political
economy. We are not "strong-minded;"
we don't wear short hair, nor speak in
| a deep, grud voice; and, moreover, we
have vague sort of idea that gray
haired statesmen who have devoted
I
know rather more than we do about it
But of one thing we are morally GER
| tain-that women have more to do with
the practical workings of our financial
system than they have any conscious
ness of.
Let no woman think the art of econo-
my below her study; on the contrary,
1t should enter into all her calculations
and be daily object. Economic in
small things-the great ones are very
apt to take care OF themselves. Re-
| member the old maxim, ''what is
wasted does nobody any goodl" There
is neither merit nor profit in scattering
money prOfusely on all sides. The
wealthiest people are those who look
expenses aud minor details. Poor peo-
pie, too, often fancy they "cannot afford
| 10 be econnmicaln
The hardest of all lessons to learn.
albeit, the most necessary, for woman
brought up as women are nowadays,
| is hOtO 10 SGVe money!