Bellows Falls times. [volume] (Bellows Falls, Vt.) 1856-1965, 1867-03-15

THE DISTINCTIVE FEATURE
Of the Stock system Of Life opposed to the
Mutual, s low rate of premium which Is IMMEDIATE
SECURED and CERTAIN in lien of dividend which is
DISTANT, CONTINGENT, and UNCERTAIN this So
called dividend being merely return of portion Of the
excessive and unnecessary premium charged in the hrst
ILLUSTRATION:
Suppose that individual aged thirty desires to devote
500 year for the purpose of eectng insurance
his life this will Immediately him the
Universal the sum OF SllT5l payable his deeease
This sum paid to company charging the ordinary mutual
rates, would secure him the Of Ss.4T4
The difference between these S3 40 ia exactly the
same an immediate bonus or addition to the policy
be paid by the former Office to the holder of the policy in
Of the ear death of the iusureddlcrenee iine-
diafety secured, in favor Of the UNIVERSAL, S3,277
To illustrate the importance Of the policy holder of low
premiums in general terms may be by
a reduction of twenty five per cent in the premium
the same of money will secure a policy taiTfg,
three and oHethird per cent greater and likewise that
reduction OF twenty-five per cent in the of premium
is precisely equivalent to annual CASA ardend Of ty
three and ons-A'd pr cent payable IN adraHes
dividend of Jorrs cent payable at the end Of five
years.
Immediately to the insured the Company TAXI
all the risk By the Mutual plan the fun value in nsur
holder, who takes portion of the risk himself
THE PREMIUMS
charged by the Universal are as low as the actual ex
perenee Of insured life in this country will Jus y and
on the ordinary Life and Ten Non 70 rfeture policies
nearly onshd lower than those charged by the ma.
jority Of Mutual Companies.
Board Of Directors.
JOIN WADswoRTH. President.
ALEX, W. BRADFORD, Counseor.at-IAw.
HENRY NJ ALEXANDER, Randolph, Alexander & Greene.
SAMUEL d. BABcock Babeock Bros. & Co.
WIN. g. LAMBERT. A. &. A. Lawrence Co.
HENRY A. SMYTHE, Collector Port, New York.
H. b. HYDE Vice prest Equitable Life Assurance Society
MARTIN BATES, Martin Bates, Jr & Co.
JAMES Nj. HALsTED, President American Fire ms Co.
GEORGE s. Coz, President American Exchange Bank
HENRY DAY, LORD, Day Lord, Counseors-at Law.
VIM. v BRADY, Ex-Mayor City of New York
Roman l.. KENNEDY, 90 Fifth Street.
8. HoMANs Aetuary Mutual Life Insurance Co.
g. I. HoPE, President Continental Fire Insurance Co.
T. Nj. MARKoE NJ d. East Seventeenth Street.
SAMUEL W ToRREY, q Exchange Place
JOHN T. METcALP, NJ. d. "a East Fourteenth Street
III. A. HuRLBUr, late President Second National Bank
CORNELIUS r. AdNEw, NJ d. 39i Fifth Avenue.
WILLIAM WALKER, IS East Twenty first Street
@. A. PETERS, NJ d. 20 West Twenty-ninth Street
WIN I, BLoDGETT, VIM. Tiden & Nephew
J. q. GooDRIDGE, Vice President.
HENRY J FURBER, Second Vice President
OFFICERS.
2 Jn y M MAps,MoRTH, President.
HENRY j. FURBER, wee Presidents.
JOHN II. BEWLEY secretarv
ALEAANDEh W BRADFORD, Chairman Ex. Com
snEfhhD HUMANS, Consulting Actuary.
EpM AkD W. LAMBERT, NJ D., Medical Examiner.
Table Of Rates and other information prom pity furnished
on application to
c.E. NEwCoMB, General Agent,
Bellows Falls, Vt