Bellows Falls times. [volume] (Bellows Falls, Vt.) 1856-1965, 1867-05-03
THE UNIVERSAL
LIFE INSURANCE COMPANY,
NEW YORK.
The original joint Stock Life Insurance Company of
the United States.
Authorized Capital, s2,OOO.OOO.
BUSINESS EXCLUSIVELY CONFINED TO
THE INSURANCE FIRST CLASS HEALTHY LIVES.

THE DISTINCTIVE FEATURE
of the Stock system of Life Insurance opposed to the
Mutual is low rate Of premium which is IMMEDIATE,
DISTANT, CONTINGENT, and UNCERTAIN; this So
called dividend being merely return of portion of the
and unnecessary premium charged in the hrst
" ILLUSTRATION:
Suppose that individual aged thirty desires devote
S2o0 year for the purpose of eecting insurance
his life this amount will Immediately secure him in the
Universal the OF $l1751 payable his decease
This sum paid to company charging the ordinary mutual
rates, would secure him the sum of 50 4l4
The difference between ts3 277 exactly the
same immediate bonus addition to the policy
paid by the holder of the policy in
of the early death of the insured-derence imne
diaiely secured, in favor of the UNIVERSAL, s3277
n o ias ~ , low
reduction of twenty five per cent in the premium
the same amount of money will secure policy thirty
three and one-trd cent greater, and likewise that
reduction Of twenty-five per cent in the of premium
is precisely equivalent to annual cash dividend Of thirty
three and onethnd per cent. payable adrance to
dividend Of Joryrs cent. payable at the end of five
| years.
tnsdiaey secure to the insured the Company taking
all the risk By the Mutual plan the full value in
Of the premium paid, is secured to the policy
holder, who takes portion of the risk himself
THE PREMIUMS
charged by the Universal are as low as the actual
perience Of insured life in this country viii justify and
nearly oneta1d than those charged by the ma
jority of Mutual Companies.
! Board Of Directors.
JOHN wApsvoRTH, President.
ALEX. w BRADFORD, Counsellor-at-Law.
HENRY N. ALEXANDER, Randolph, Alexander & Greene.
SAMUEL D. RABcock, Babcock. Bros & Co.
WIN. g. LAMBERT. A. & A Lawrence & Co.
HENRY A. sxyrHR, Collector Port New York.
HIDE, Vice Prest Equitable Life Assurance Society
| MARTIN BATES, Martin Bates, Jr, & Co.
JAMES NJ HALs1ED, President american Fire ms. Co.
GEORGE s. Cos, President American Exchange Bank.
HENRY OAR, LORD Day 4 Lord, Counsellors-at-Iaw.
| VIM v BRADY, Ex-Mayor City Of New York
RoBERr l.. KENNEDY, 80 Fifth Street
s. Romans, Actuary Mutual Life Insurance Co.
e. HoPE, President Continental Fire Insurance Co.
NJ MARkoE NJ. D; East Seventeenth Street
i SAMUEL W. ToRREY, % Exchange Place.
JOIN MErcALF, NJ D. "a East Fourteenth Street
Il A. HuRLBor, late President Second National Bank
| CORNELIUS X. AeSEw, NJ. D. 39i Fifth Avenue
WILLIAM WALKER, IS East Twenty-frst Street
G. A; PErrRs, NJ. D; 20 West Twenty ninth Street,
WM. T. BLoDeErr, VIM. Tilden Nephew.
q. GooDRIDGE, Vice President
HENRY .fURBER Second Vice President.
OFFICERS
JOHN wADSwORTH, President.
HENRY Il FrRRFR Vice Presidents.
JOHN II. BEwLEY, Secretary.
ALEXANDER W. BRADFORD, Chairman Ex Com.
| EDWARD W. LAMBERT, NJ D. Medical Examiner.
Table Of Rates and other information promptly furnished
c.E. NEwooMB, General Agent,
Bellows Fails, Vt.
FLUID AND KERO sENE OIL. and Grocer
les Of all kinds, as low as can be afforded
By r, HYDE.
PED BUG POISON, for sale by o. F. woops
- Kills sure "a
| WANTED In exchange for Goods Produce OF
w kinds Also, Wooden and all kinds Of Rags for which
| he highest market price will be paid.
l. Rv n uynr
| Particular Notice.
THE Season Of the year has arrived when all person.
should be ON their guard against Summer Complaints
and the best thing they can do, Is to buy Bottle Of
| WOODS DYSENTERY CORDIAL.
And have IL ready 10 the house Every Bottle Warranted
Sold BY all druggists Price. 25 cts
| o. =. WOODS. Proprietor,
Bellows Falls, May Q, 1866
IN +. WOODS sells the STERLING AuBRosrA
| Ne A spleudid thing FIR h. Hair