, 1867-09-06

illus COMPANY is, IN THE VERY OUTSET,
HONoURABLY NAMED AMONG THE every
FEW" WHICH HAVE FULLY AND CANDIDLY
COMPLIED WITH THE REQUIREMENTS OF
THE ACT. Wide page 4
And the writer very fully observes, at page
7-''There are but few who will venture to
question the superior advantages to be gained
lin transacting business. with those who make
sit a practice to place Dssse the public a peri
"Odical statement of the finances, especially
"with Companies whose operations consist en-
"tirely of finance: such are the Companies that
"are brought within the range of this pamphlet"
He then adds an argument which, together
with the last, is applicable in the mouth of
every ~"lOyal" Insurance Agent, Proprietor, or
Life Insurer, to induce their friends to choose
this Office for Insurance. The writer says,
forcibly and sansibly Therefore, those Com
"panies who convey this information to the
':public in the ~clearest and most satisfactory
manner mustbeput in cOntradiStinctiOn to those
"who evidently labour to be bewildering and
'incomprehensible."
HIN CHAPTER H.,SsHtsH TREATS OF THE
CAPITAL N FUNDS OF INSURANCE
COMPANIES (page TO-, THE FOLLOWING
IMPORTANT FACTS WILL BE FOUND
The Accumulated Funds of this Company
are shown (page ny to have been, in 1861,
eeS46, O7O As. 1t may be added here, that
since the publication of the pamphlet, they have
expanded to a sum far exec eding A MILLION
STERLING!
It is to be Observed
That in the whole list that follows (pages
1l-13) there will not be found any Three
of the largest Offices named a0hOSe united
funds a0iH equal the amount Of the
ROYAL" alose..
2.-That, excluding six or eight of the largest
Offices named, all, however, much smaller
than this Company, 1t acoa<d require the
combined Funds Of a dozen or more. Of tie
others to be added together 10 make a sam
approaching IN amount to tie accamatated
great resources of the ROYAL INSUR-
ANCE COMPANY"
III.-THE RECEIPTS AND EXPENDITURES OF
COMPANIES (page l4).
Whilst in amount. of Receipts it will be seen,
at a mere glance, that none of these Offices
come near to this company with respect 10 its
magnitude, in Expenditure, likewise, it has
remarkably the advantage in being, on the
whole, the most moderate in its outlay.
In the Fire Branch there is only one Office
whose rate of expenditure is less than that
of the "RoYAL,'' and that Office is a very
small one, not ~effecting one-twentieth part
of the business of this Company whilst,
2.-In the Life BraM not one of all the entire
list, occupying five pages (17-21), has so
small a ratio of expenditure for claims and
management. This wW tell yell IN Groar
of the future Bonuses, as there. is an amount
of more than so per cent. of the funds
reserved for liabilities. This latter fact is
all the more remarkable, as the "RoYAL"
is the oldest among them and it is now
universally known that Life claims increase
in proportion to the age of an Office.
IV.-ThEN FOLLOW ADDITIONAL REMARK ON
EACH OF THE OFFICES s~APARATELY
pages "A to ,43l.
On reading through the twenty pages occu.
pied under this head of the subject, there will
be found various degrees of censure applied to
many of the Offices named. Attention is drawn
to this fact merely for the purpose of showing
the marked contrast when he. comes 20 treat of
the "RoYAL." This is a most satisfactory
testimony, as coming from an entire stranger.
What he says will be found at page 40 of his