The Baltimore County union. [volume] (Towsontown, Md.) 1865-1909, 1867-10-12
FSon tks PArsHaie.Iic'i Jasrnai
IDOIt'i IIO ~.

ISDttF fW Efs
There arr some things 'ha, It isboih unpleasant
and improbable to do. In every community
there ARE ihfiftlcss shiftlcss people who are al
ways )" short, aud always anxious 10 borrow.
Some Of tlcsr borrow money To- Iay borrowed
money, and ihey arr then, 10 use "a street Phrase
" all right until they bccome sick, or their bus
iuess fails, or they die then somebody has to
lose ! oncr asked u man Of this stamp who
wanted To borrow twenty-five dollars Of me-
Why don't YOU live on mush and milk one
month, and thereby get square with the world
aud then live from week to week your own
money 2 Ills reply was " expect when die
somehody will have 30 lose hy me, and IL nigh,
as we'll hc sou as anybody else. Pleased with
hi frankncss made the loan. and was seven
years getting IL hatk
II may he accepted as - settled fact. that nine
out ui ten who ARE in the habit Of asking for
small loans are cniiTely unworthy of trust, aud
rier do not intend io or do not expect To pay, or
they are careless siiftless. aud unable 10 PAY. .
ahi therefore make no cfori. Trusting such per
sons is premium on dishonesty and laZiness
and should not bc praciircd. II the pockets of
every body could l' 70 ID against such unworthy
borrower. IL wcgd be 10 them n much needed
siimulua TO personal excriOn, aud none others
would bNhalf so much benefited thereby as the
ihfiftlcss delnqucnis 10 question. borrowing
moreover, is n mean business aud he who pFac-
iicgs IL long comes TO feel mean and unmany -
4 man borrows few dollars. and IL he fails TO
pay at the time agreed he feels depressed and in
clined 10 shun his creditor, or il confronted with
him, lac Is tempted io frame some false excuse
and thus little by little every ycs,ige Of manliness
aud moral courage lis FILTERED away. For txo
dollars have known a borrower avoid his help
CT aud friend. and for year stay away from
church even, les, he should meet him if you
want TO make an enemy OF a man, lend him money
without security, especially one OF those men
who are unworthy Of credit, aud the thing will
be done. There ART some persons who will get up .
plausible story about some prospective business
matter by which they nrc 20 realize something
handsome This will be mentioned several times
and thereby hopeful interest in the enterprise
will be awakened. This being done with twenty
perhaps fifty persons, there Is large field ready
for reaping. Some fine morning the person will
come rushing 10. saying the papers are just being
drawn or the affair isnow to be consumma,ed, and
II Is found that just five dollars ten dollars
mare Than the lcTsUn has are wanted to finish up
the matter. Of cOufs 'lt' money u loaned, hut
Is Ia he returned in couple ~ days. Hut days
aud weeks roll by, aud months and wears accu-
muiic. aud neither the noncy nor ilIr face Of the
friendly docciver is seen. Il generally tuIns out
that twenty or fifty persons have been thus swim
died and the pcrpeira'or has gone In Mexico, or to
Iaris unknown.
Another unprOiitablc thing tO do is TO volun-
teer counsel and assistance TO others. As a gem
eral thing one gets not only no thanks, but cen
surc and unpleasant responsibility. ifnol the en-
miiy Of his old friends. II you recommend 10
another n person to act as clerk or workman,
you are iaci,ly held responsible for lifetime OF
the most faithful service. Ifyou have bootmak-
or that fits your feet and makes work that lasts
and suits You never ofiiciousy advise anybody
else 10 go there II your tailor gives you good
it at reasonable figures. tell your friends who
makes yonr clothes IL they ask you, hut do not
try 10 influence them To employ him. II you
know = man who sells first. class coal and gives q
full ton. he thankful, hnt SAY nothing 10 direct
way In induce others I" buy at the same place
aud last. hut not least when you find a person
whom yon think just the one Tor life.compan-
ion, secure the priz" II you can hut an no ac-
count. without special request. undertake To
make matches for Others.
have nearly every way possible tried 10 aid
ms acquaintance, but ! declare that have lost
more friendship than haveg gained by u. Man.
Kind do not like To- he advised, hut they do like
10 have some one 20 cast blame upon, In case OF
fault or deficiency. The woman TIIou GAvEsr
10 be with me, she gave me and ] did cal" was
special plea ami q mean and cowardly, as well as
thankless reply, but nc same spiriti In the sons
OF Adam 20 this-day. Men are ungraieful, and
generally 10 not thank others for advice or as
sistance.
BE just, aud you will berespecied. Help the
nee,lybut do not expect thanks or hope thereby
10 secure friends. PERSONAL ExPEnlExcE