Smyrna times., 1867-09-25
Life Insurance.

We make the following extract from On -
tlcie IN the New York TriLune ON Iifa in','
rance oh l-iIe 1nsu-
Inc total population Of the United Srato,
may now be roundy stated at 81. .OO0 0on
mere are IN force, or were on January nnI,,
oi'''-2 poicleS We exclude foreign conn
trle" with American branches and '.Accident',
companies. vi this number Of policies New
10 "th n, WIN population of 500, ,304, issued
Poll ~ Connecticut, g2 l3j policies, popula
lation ~, ~; Massachusetts, Is, 500 nolicinS
population ,22l 1852; New Jersey, d. G4G noI;''
e!eS population 4S9, ,5jj; Pennsylvania. "a
81 PoncleS' population 2,3Il, ,7oG. The total
population OF these five States being :. 100 S,;q
the total OF policies in force issued by them !,
"i2''92 leaving $3.50 policies to he di,trihnt.
ca over the remaining two-thrls of the nonn-
IatlGn. Or course it will be said. that New
eI oLk naturally ahSorbs very great proportion
VI. VI 'llc business OF the country, but that does
not account for the condition of life insurance
as gathered from these figures; nor for otbor
slslllncaht facts, such as that while New ,Jer.
scy WIN her 4S9, 53j people issues -. GAG noli.
cleS massachusetts, with three times mora
cies i'iolc pom
we believe it to be strictly true that tbn
business OF HE insurance could be increased
;"'nIy -Ioiq oy using the right means of attract
ars o,,e pupHc me benefits conferred by the
~ ~ G!ouI are TOO lltte known, and yet they are
- Ilh hIortant as they are various. A policv of
insurance is at once an investment at = I;aL
le l"le OF interest and an available security IN :
many transactions. 1t represents 81 ,uH, af :
money realZable In case of the insured nartvs :
leath' often larger than could be accnmmI,tod !
~ the savings Of many years, and cnrta;,J,, =
'iilh tne premiums would aggregate IF +
# tbnS & PlaJeq out at even compound interest ;
10 ~ ue~tn oG premature the amount is pay O
,or,. t;a' anu m the outlay to secure it may be a
ol! trIlIlhg' The man who has proviJr5 =
gal9st the contingency of his early dec"asa :" "
i l1s 4ohe simple act Of prudence and iust;ce n
;,,r 'n,On "Ill ne source of mental comfort to i
Ia'4n.elf' and regarded by his family as nroof
! MS wise affection for them. Should ba do -
ire ire a provision for his old age. he can. bv |;
:. lan common with many companies. enter nnon
= H'i,iuai income at specified date if he P
Ln,,il an annual payment up to that time = !:
,ro IL ~, nc lc "iSh an endowment for his daugb ~
'rS' ne can avail himself of the metbod Ivbasa bl
such endowment will become due, In sborf ry
lerG are, III the very numerous and v.inabI'
eVeIopments Of Life Insurance, safaauar5, oio ac
5alhSt disaster to children and yi6owS n'J w
cans by which many benefits can he re3I;~lI &c
zen Gc curing during the life of the insured ''''-'0
oi tne manner IN which the great truths and in
,nJtS I Vi insurance shall be best made know ma
- +0h hl may De SAID. There are many agents 81
an, =" arc Tney selected, and how manv of SO
Ho"T4S T III the representation of their da
lhcipaiS? There are prospectuses hUt InenL h' mi
acn aollty DO they display in setting fnrt% ha
a?onS Tor lnSurlng and the dangers of Uao wh
,tlhg 1T There is some advertiS;nn "es L1s. vel
nIuch OF 1t Is striking and etfectiva J Dui ten
5n the theory of insurance is unfamil;or a"u k
10 proportion OF society. 1t is not seen tb,t sis
;, nVuSaIu "o"ni men may combine to pay small
- Ic'Ily' OF at shorter periods, toward fInJ RI
b;s Jan1I TnGu the survivors Ofeach member NAV in
= tbo %Ch '1. Ie palu certain fixed sum nor or
u tle number who will die is fixed hv tLa ~;
OF averages so that strict caculatoH @ eno 9Ea
iape IL the basis of the calculation he lorrn In
'ugh. Many people who now regard an ;n 1o rno nUI
alce company as they would a merely snooI tno"
We corporation, which may deceive tbop, 0u u ale' m
; would, If they knew how certain tba 70 ~ SUI
. oI insurance are, and that there is NO /
ou,dtloh ION IN IT, have the faith which wonId ser
act them to It's DOORS This nonnlar oJl' he
W. I VIC expended very much and should A
we Shouid like to see balance-,bents v,;tb o,,a.
ementS plain and easily followed, and that %'. tFel "
panleS endeavOr to gain Customers br nr " "
ns 10 me public some training bv Wb;oL a
I SoundneSs may be proved. and t2or "Eich ii nevt
y explained. N 'ielf ilDe- caus
tllls competition we are glad to inforn, 49,. w
ols tLat Mr; Kudolphus Kent one of tI'l tL Won
nan VI oF 'rG 9LH Tenn Mutual Life Insurance. m
week, and in Connection WITH itI,' n our town by n
the authorized agent. will bn H. III. Olaw- ways
ay I J%lrn a,itatons of as many of our citizens Ph
this as ono IouLe' f tL we can heartily en-. the
dividend no,; o Oiuest, safest, and lar @@s~--
DR.. Clawson ,'5?li Io:lp pahlcs IN this coun DE
ding it. e'e ueSlred information the u
Aurls
illips q E; =, Street
, haIou NI eileS; commerce Streat + liable
DoO" ualn, Smyrna Del 10 a. '"o his OIL