Litchfield enquirer., 1866-08-02
LITCHFIELD COUNTY.

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED. Otjection-I cannot afford to insure my life Ans,osr-Forty-fi five cents a week will insure $l 900 on the life of man aged 30. Is the ul. timate fate of your wife and family a matter of such perfect indifference to you as not to call for sacrifice amounting to even less than half dollar week? And if, with your present income, you are unable to make such provis- ion for them, how will they bear the double bereavement when left without you and with out your income?
 | Oy.-l can make a better investment for the benefit of my wife and family /
 Ans.-There is no way in which small sum of money can be so proitably and securely in vested, for sHeh purpose, as in policy on your life because the payment of single pre- mum secures, and at once, very much larger sum than the investment ot the same amount could possibly do in the ordinary operations of trade. Besides securing sum in this way docs not, in the least, interfere with yeu-endeavo1s to accumulate in any other way you may de sire.
 | OT.-I have sufficient already, and do not need need it.
 l Ans.-Thousands of others have thought sim ilarly, and yet, dying, have left their kamilies in want. Experience has ploved that the sta bility of fortune is as uncertain as the dura tion of life. A Policy of insurance will secure your wife and family against the results oi either, in your particular instance
 OH.-I do not need it, having neither wite, family, or dependent relations Ans.-YOu may need it for yourself. The Mutual Life Insurance Company of New York will issue you policy, payable to yourself at the age of 40, 46, 50, 55, 50, or 65, or to your heirs, in case you die before attaining that age The sum thus secured, invested n an annuity will afford you comfortable support in your old age. Such policy combines the advanta ges of a safe and profitable investment for yoIi own benefit, payable at a time when it will probably be most acceptable, with certain provision for your family in case of your preyi- ous death. ~ l. | OJ.--It must be poor investment for me, as the company makes money .by insming my .4ns-By insuring in the Mutual I,ite Insurance Company of New York, you become Membei of the Company, and share in the profits. This company is established on the mutual plan, the enstti.ssea-p profits, deducting necessary expenses alone being divided among the assured in the most equitable manner.
 Oy.-I shall lose all have paid, if'unablt to continue my payments. ii ....l l Ans.--You will net lose all. The Mutual IAift Insurance Company of Now York will grant q new Policy, which, without further payment will assure to your Representatives, at youi death. a reversionary sum, equivalent to thu present value of the Policy on surrender; Dl they will purchase yourpolicy and pay you thu value for it, in cash, on surrender. .. '
 Og.-I am at present single man, but in tend to insure when marry. tt' .=t
 Ans-Ihe essential condition tor insurance is good health, and of the continuance of thi' you have no guarantee; therefore insure whil you enjoy it. It will also cost less now thar when you are older. ..f.tt F.s !.a
 Ot..I am too old it will cost too much. :.
 Ans.-If the duty be one that you feel .yo' ought to perform, the only way to meetlth case is to insure for less amount than y0, would if you were. younger The rate of pre- mium is in exact proportion to the increase o risk, and admonishes you to no longer della. the performance of duty so important t those dependent on you.
 OG.-The Policy may not be paid-ofiee sometimes fail. t. .ssg,.ss.,
 Ans.-In the case of the Mutual Life Insur ance Company of New York. you have ever, possible guarantee for the security of your in vestments. A largo accumulated fund, secure lly invested an dndeniably safe and larg amount of assets to meet all risks; with care full and. judicious management in all depart ments--if these do not constitute security where will you find it? s.;s. ' '.