Litchfield enquirer., 1866-08-16
L.ITCHFIELD COUNTY.

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED.
 Otjection-I cannot afford to insure my life
 44nswsr--Forty-fiv cents a week will insure $l 900 on the life of q man aged 30. Is the ul. timate fate of yOurWife and family matter of such perfect indifference to you as not to call for a sacrifice amounting to even less than half dollar week? And if, with your present income, you are unable to make such provis- ion for them, how will they bear the double bereavement when left without you and with out your income?
 O6j.-I can makea better in vestment for the benefit of my wife and family.
 Ans.-TEere is no way in which q small suW of money can be 80 proftably aud securely in vested, for such a purpose, as in policy on your life; because the payment of a single pre- mium secures, and at once, a very much larger sum than the investment ot the same amount could possibly do in the ordinary operations of trade. Besides Securing sum in this way does not. in the least. interfere with your endeavors to accumulate in any other way you may de- sire. ,s. ,,5.-. .-FF-.ts
 OG.-I have sufficient already, and do not need need it. Af'- '''
 Ans.-Thousands of others have thought sim ilarly, and yet. dying have left their families in want. Experience has proved that the sta bility of fortune is as uncertain az the dnra tion of life Policy of insurance will secure
  either, in your particular instance .s:i
 OH.-I do not need it, having neither wife. family, or dependent relations.
 Ans.-You may need it for yourself. The Mutual Life Insurance Company of New York. will issue you policy, payable to yourself at the age of 20, 45, 50, 55, GO. or 65, or to your heirs, in case you die before attaining that age will afford you comfortable support in your old age. Such policy combines the advanta- ges of a safe and profitable investment for your own benefit, payable at time when it will probably be most acceptable, with certain provision for your family in case of your preyi. ous death.
 OH.-It must be poor investment for me, as the company makes money by insuring my | life @''a
 Ans-By insuring in the Mutual Lite Insurance Company of New York, you become Member of the Company, and share in the profits. This company is established on the mutual plan, the entire profits, deducting necessary expenses alone, being divided among the assured in the most equitable manner. =. O9j.-I shall lose all have paid, if unable to continue my payments. .... i Ans.-You will net lose all. The Mutual Life Insurance Company of New York will grant g new Policy, which. without further payment will assure to your Representatives, at youl death, reversionary sum, equivalent to the !; present value of the Policy on surrender ol they will purchase your policy and pay you the value for it, in cash, on surrender.
 OG-I am at present single man, but in tend to insure when marry. Ans.--Ihe essential condition for insurance is good health, and of the continuance of this you have no guarantee; therefore insure while you enjoy it. It will also cost less now than when you are older.
 | OJ.-I am too old it will cost too much.
 Ans.-If the duty be ore that you feel yor ought to perform. the only way to meet1tht case is to insure for less amount than you would if you were younger. The rate of pre- mium is in exact proportion to the increase o risk, and admonishes you to no longer delay the performance of duty so important tt those dependent on you. .g O|.-The Policy may not be paid-offses sometimes fail.
 | Ans.-In the case of the Mutual Life Insrr ance Company of New York, you have every possible guarantee for the security of your in ! vestments. A large accumulated tund, secure | ly invested an undeniably safe and large amount of assets to meet all risks with care full and judicious management in all depart ments-if these do not constitute security where will you find it? -