davidaulloa/AmericanStories huggingface dataset:
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1866-03-01
ALLEGED WILL OF CHARLES BREUsINc.
Conclusion of the rrial-Chsrge OF Judge
Fosrer-The Jury Out-NO Verdict Yet.
SUPREME COURT, cIRcUIT-PART 8.
Before Judge Foster.

FOsfer-The Jury Out-NO verdict Yet
SUPREME COURT, cIRCUIr-PART 3.
Before Judge Foster.
Regina Kdufmdnn rs Cbarles Breusing ct al
The trial Of this CASE fN particulars of which
have already app AIRED in the HERALD, concluded
yesterday.
Mt VIM Fullerton summed up the part OF the
testants to the WILL and Mr. s. c. Conoble the part
OF the plaintiff At O'Clock Judge Foster proceeded
to charge the jury He commenced by stating that the
Supreme Court had sent the for trial five nterro
gatorie In the shape OF settled issues, which they
asked u response and verdict Those lnterrogatores
Fira-Dd Charles BROWSING, deceased, subscribe the
instrument in writing propounded before the Surrogat'
and purporng to be his last viii and testament bearing
date February ?, 1862 to which the names OF Mrs
Hirsch and Hirsch are appended as witnesses!
Second-f the jury find that the said instrument was
subscribed by the said Charles Beusing, deceased then
was such subscription by HIM IN the presence Of
Moses Hirsch and Augusta Hrsch, did tho said
Charles Breusing, deceased, acknowledge to the said
Moses and Augusta Hrsch that he had subscribed the
Tard-Did the said Charles Breusing deceased at the
time Of making snnh subsc piion, or at the time OF
acknowledging the same, declare to the said Moses and
Augusta that the sad instrument was his last will and
testament
FurGh-Did the said Charles Breusing, deceased,
quest the SAID Moses and Augusta to become Witnesses
70 the cuton Of the ad instr mcnt and did the said
Moses and Augusta sgn as witnesses thereto at such re-
FJth-H the jury answer the last question IN the
Affirmative, then let them lind when did the said Moses
and Augusta subscribe az such witnesses.
The which the jury to try, Judge Foster
<inued was very one interesting as far ma
Che particular rights OF the parties concerned inter
esng In relation TO the feelings OF those engaged IN the
suit and of some interest 10 the public In general In
detrrminny whether Mr. Brer sing did make will the
parties had RI b 10 how ali the surrounding circum
stances which would nd u proye HIS Likelihood for sc
doing II he was likely 70 make such will there would
be moro probability that he had done so
Not that tboss O "Reminiscences were controlling In
the case but o. q general rule what was proba
ME was most likely 70 La true II was claimed
on one side that the circumstances surroundine
Che were of uch nature thai they indicated
A. was the duty of the DECEASED To ipde such ducu
ent ON the other aide n aa cd that the circum
stances call d upon him b, make q will IN favor o hi
father In Germany and his SISTER in this country Their
wa, no evidence accent as n ppsared In the case tina
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1866-03-01
Stove reunders' Cenvensien.
FL Z

The stove founders Of Albany Troy and Bunso he'd
meeting 81 Troy evening for the purposs Of taking
in,atory sssps towards national organization for the
purpose Of ressne the demands Of the Iron Mouldes
UnIOn and taxing ssch steps shall pros their mutual
in,eres, Tia needing fslly attended all the amer
cni oundries n Ne cties named beins represented
call w.s s.sa Cor s.nssicnai senvsnsion, 10 be held
~ hs Deisvsn nouss In this city, ca the leah Of March
% psr.c, the osr>nrsson and 70 dops sucn measures
~ may bs dcsmca necessary Ne object con
ssop,alsA
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1866-03-01
Thuriow Weed and the San Francisee
Telegraph Cempany-Motio. - sst

suFKRfoR coURT-srECrAL TERM.
Before Judge Mcneil.
CAdrts r. Ssoov Il al n rAswics Weed Il al-Thb
case, which was fully explained In this psp~ . few
days ago again up yesterday a the special term Of
the Superior Court before Judge Mcneil The facts
20 fresh IN the minds OF our readers that IL I'M
necessary 70 repeat them ~ this Tina The
ton yesterday wss 70 Get aside ~ injunction
Obtained against the defendants 70 restrain them
from assigning parting with their interests IN the New
Orleans and Ban Franchise Telegraph line The Mess
ssoor alleged that the agrcement with the defendants
wss 70 construct ne telegraph line, and that grant for
that purpose obtained nom SECRETARY Stanton The
plainti now charge that The defendants volason a
The nehs a Ne piAinti were transferring fheS inssr
cpunslna 70 - Dotnyins Dlainun Of ths sanA 1bs
appls1aios V 80 assks ths injunction bassd on NE
inSsrss nom sslhnG dspssinG % has inssps 70 ths
- advaniaga ne jsAes ssss ths tsps nd rsssvsd
his decision
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1866-03-01
The Case Of james II. Lloyd, Map Mako
ADotTI0sAL ApvIDAviTs As TO THE CHARACTER
LLOYD.
srrvx,rp oouRr-cHArHgna
Before Judge lngraham.


The case OF Patrick O'Bcirne w James r Lloyd, the
map publisher again befors Judge IngrAham yestsr
day.
Judge ALICE. Oh behalf OF the defendant Lloyd,
sued great leugth against continuing hc attachment
in force To do no. he said, would b. destroying
The extensive business Of the defendant without sucient
Gauss. Tie grounds for attachment were either
chat debtor 10 absoond. or 10 remove his
property 70 defraud his creditors, kept himself
ceae< 10 avoid the service Of prcccss In the adavi
produced BY plaintiff did appear that any Of these
grounds existed Lloyd merely abused and called
swIndler cheat and . r.scal-that all The Court
under the oircumstamoes would not be jusncd In
tinuing the attachment Mr Lloyd, the counsel con-
tended poor man, unable 10 meet his liabilities
though DESTROYS Of pay NJ all bis Just dues
Mr. James n sheehsn sad he had additional afnda-
Wits showing the swindhna transactions OF the dsfcnd
ent The publication Of thc case IN the Nxv forK
HAtD had brought the matter 10 the attention Of per-
sons different parts q the country and he be ooun-
i-ct gentleman from Hartford had made an afndavit
shout the operations Of Loyds agents, and Horace
Greeley bad likewise urn shed ahdsvit how he
bad been trcked by Mr. Lloyd some time ago
Judge fngraham decided that he could receive any
New afhdays on the part Of the piantn, could he
allow any furthe< argument by paintirs counsel
MI sheehan srenuonsly commended that the court
euthorixed 10 the afdavts, inasmuch they
OF such character could not been obtained
befDre
The Judge took the papers and reserved his decision
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1866-03-01

pscisisns ~ apecisl Tsvw Supporter CeuyA.
Dsfors chef Jusstos nobsrsesA
Yn es.--Chariss Wsob - 81 " wSnep p eycsm =
AsssehDspt ~ ssesv - usDt encofhsgsa. ~ -
Sssuss sssuss nsssy.
Percy n ouillsa " Cissds.s Dwyh = Il --Mssssa V
osorrs IA NesbsI-nc6os svAss~L Aussnsus " Lns
VI Aedss Ds',nsw-nsssss eysssA 81 60 r<susA
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1866-03-01
REAL ESTATE.

Extensive Sales Observation-Disclosures OF
Property-Prices 'Obtained and Names
OF Purchasers.
The largest sales for some time made yesterday
The Exchange salesrooms crowded by eager bid
der and as no fewer three were going on Al
once there was perfect Babel all sides The follow
ing Ia Q list of the sales made &c. -
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Nelo Counterfeit Compound Interest and
National Bank N0tes-Counterfeit fifty
dollar compound interest notes of the issue
of July l6, 1864, have made their appearance.
The following is a description Of the notes
which are limitations: The words three
years after date or the top of the bill nearly
touch the words Treasury Department"
while the genuine have space Of three
eighths of an inch between the two. Also,
the bottom Of Hamilton's coat is one-fourth
Of an inch from the lower margin of the
small ffties, while in the genuine the bottom
touches the margin, while the note has
scratchy appearance. There are also coun-
terfeit fives on the Citizens National Bank,
Fulton, New York. The engraving Of the
Landing Of Columbus is pale and indistinct
and is One-fourth of an inch shorter than the
genuine. The CT in Citizens is too large
and too far from the other letters The
heavy line over the head of Columbus which
is in the genuine is not found This is
very dangerous counterfeit, as it can be al
tered to other national banks by changing
the name. 1t is also reported that counter
felt fves on the First National Bank of Cairo
Illinois, are in circulation Memphis Com
H1erciGL
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
shariFIs SaIe.

By vitue of an execution issued from the
circuit court of Fayette county, Tennessee,
at the June term, 1866, in favor of Mrs Sa-
raha J Falls, Administrators of the estate
Of II. H. Falls, deceased, Us L. H. Millican,
l will sell to the highest bidder, at the court
house in the town of Bolivar, for cash, on
Monday, the II day of September next, 1866,
the following tract of land, to-wit
One tract containing two hundred and
forty acres, bounded as follows on the
south by Col w E Tomlinson; on the west
by r W. Hunts old place; on the north by
William Scott and Charles Hunt; on the
east by Thomas Valentines old place.
Also, one other tract, containing three
hundred and twenty acres, bounded as fol-
lows: on the south by r. w. Hunt; on the
west by Mrs. Perkins; on the north by F.
.. Casset; on the east by Z. II. Millican's
homo place.
The above land being in HardOman eoun-
ty, Tennessee, in civil district No l, levied
on as the property Of L. H. Millican, to sat
isfy said execution. This, Goth day of Au-
gust, 1866. w. w MCCARTNEY,
aug25w4 If SD Sheriff II. e.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
Petition TO Sell Land for
Division.

In the County Court Of Hardeman County.
Reuben Leather ais Philip Leather Nancy Leat-
ers. Morgan Vernon Anderson Vernon and wife Dolly
Vernon.
1t appearing to the undersigned clerk and
master of said court, from the petition which
is sworn to, that the defendants above named
are non-residents of the State of Tennessee,
it is therefore ordered that publication be
made in the Bolivar Bulletin for four con-
seeutiye weeks, requiring said defendants to
enter their appearance in said cause on or
before the first Monday in October, 1866,
and plead, answer or demur to said petition,
or the same win be taken for confessed, and
set for hearing er parte as to them
August 80, 1866. JAMES B. HARRISS,
sepI-Wf pr So Clerk Master.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
AttachElgenf Debf

H H. Hurst vs.. S. W. Beauman Co.
The defendant having been attached by his
property, and it appearing to me from the
affidavit of the plaintiff that he is a non-resi-
dent Of the county, it is therefore ordered
that publication be made in the Bolivar Bull
letin for four consecutive weeks, requiring
said defendant to appear before me at my
Office IN Grand Junction, Hardeman county,
Tennessee, on Saturday, the twenty-ninth
day of September, A D. 1866 and defend
this action, or the same will be proceeded
with &c -parte. @. A WOoDsON,
Sept l. vi PISS j. p of &c.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
Attachment in Debt.

IaI10I q II'lIIIII1 " W n II ! " III
The defendant having been attached by his
property and it appearing to me from the
affidavit of the plaintiff that he has removed
himself out of the county, it is therefore Or
dered that publication be made in the BOIL
VAR BULLETIN for four consecutive weeks re-
curing the defendant to appear before me
at the cOunting-roum Of Harrington d Co. in
the town Of Bolivar, Hardeman county, Ten
nessee, on Saturday, the 8th day of Septem-
Der, 1866, and defend this suit, or the same
will be proceeded with expartee
Bolivar August II, 1866
augII-4t S. C. IT,. ANDERSON, J = Of II G
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Antics Of the Ca6le.-The Atlantic TeIe-
graph does some queer things. 1t will take
us some time to get used to them For ex-
ample, the London markets of to-day, at
noon, are received at New York this morn
ing at six o'clock-six hours before they
leave London London news of u o'clock
last night, will reach New York before sun
set yesterday So that fix it as you will,
we shall be always one day ahead, not only
of London, but Of the news itself In many
cases we shall have intelligence of an event
before it occurs. If the Austrians and
Prussians should 90 to war again, and fight
another battle of Sadowa, say on Saturday,
we might hear of it the Friday before At
San Francisco, the news will be still further
ahead of time, since the further we go from
Europe, the earlier we shall hear European
news. The London dispatches received in
New York at y O'Clock, vii, reach San
Francisco before o'clock the same day.
The explanation of these antics is that the
sun and dispatches travel from East to West,
but the dispatches outstrip the sun.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
In the Chaneery COurt at Bolivar, Tenn

ORIGINAL BILL
Chapman. Randall & Co. the Trustees Reliance
Machine Co. Thomas Turner and wife Laira Turner
- Dunn and wife Sarah Dunn, Charles Duke and wife
Harriet Duke.
1t appearing from affidavit filed in this cause
that said defendants are nOn-residents of the
State of Tennessee, it is therefore ordered
that publication be made in the BOLIVAR
BULLETIN for four consecutive weeks requir-
ing said defendants to enter their appearance
in said cause on or before the third Monday
of September, 1866, and plead, answer or
demur to said petition, or the same will be
taken for confessed and set for hearing ex-
parte as to them. FRANCES FENTRESs,
ang25w4 CLERK Master.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

NJ. G. r. R.-Trains pass Bolivar as fol-
lows: Passenger train, south, ! 80 P N; pas
senger train, north, 5 so P NJ; Freight train,
north, Mondays, Wednesdays and Fridays,
at sos p. NJ; Freight train, south, Tuesdays,
Thursdays and Saturdays at 8,25 A. NJ By
this arrangement persons visiting Memphis
will no longer be compelled to lay over all
night at the Junction, but 90 through to
their destination without any stoppage, save
tie few moments required to change cars.
connections win be equally perfect from
Memphis to this point
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

The above, added to the donations hereto
fore published, makes nearly eleven hun
bred dollars so far. The Secretary again re-
quests that all those who have accomplished
what they can with their papers, viii please
send in the proceeds, tcith the list, to him at
Bolivar as soon as they can do so, and re-
ceipt will be sent to the person collecting
1t is hoped that those who have lists will
give every one in their respective neighbor-
hoods an opportunity to subscribe, by pre-
Senting the paper, and if more of the lists
are waited, they can be had by applying to
the Secretary Of the Society.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

LEAvENwoRTH, Kansas, Aug. ga fight
has taken place near Fort Reno, where the
Indians have stolen nine hundred head of
government mules from Col Darlington.
dams escaped with all the stock They held
the whole country except the military camp.
The Sioux Indians stole herd of horses
within mile of the fort, and another four
miles east of it. There Is evidently a gene
raj outbreak among all the tribes on the
plains, and the attacks that have been made
on the frontier settlement Of Kansas, causes
great CONSERVATION as there are no troops
here Six hundred Of them have made
their appearance near the northern line Of
Utah Territory; causing great CONSERVATION
among the settlers along the stage line.
The Denver News says the Indians have
returned to the vicinity Of Fort Garland, in
New Mexico, and are engaged in an indis-
criminate massacre Of all the Mexican in
habitaDtS
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Y. DAY-Professor Y. Day, the renowned
photographs, has just reftted up his rooms
in the most handsome manner, and is fully
prepared to furnish all of his numerous
country cousins with the finest pictures
known to the Art. of which he is the ac-
knowledged lion. His gallery is at the cor
ner of Union and Main streets, Memphis.
Be sure to call on him when you are in the
bluff city
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

MANUFAcToRY.-Bo can boast Of her
ingenuity and good workmanship as well as
any other enterprising town D.. l. Wells 81
Co, (of course Bob Lightfoot is the eompa-
ny,) watch-makers and jewelers., are pre-
pared to fill orders from distance for man
ufactured work of every description, from a
gold tooth-pick to a full set of masonic jew
els, at less than Memphis prices. Patronize
talent and home enterprise.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

BLooD & Co-ln your hurry to fiji your
bills, when in Memphis, do not overlook the
establishments of Blood & Co, for at either
36l Main street, or 40 and 400 Monroe St,
you can secure bargains in oils, tin-ware,
stoves, lamps, and a thousand and one useful
household tricks"
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

To ORDER-We have been informed that
L. c. Elson & Co. are having made up in
New York, expressly for this market, a full
assortment Of seasonable clothing for gents,
youths and children One Of the Elson
brothers is now in New York superintend-
ing this branch Of their business, and will
embrace every opportunity to select goods
that viii give entire satisfaction to their
customers here.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Fleming & Ussery, at P Miller's old
stand, are offering dry goods, clothing, cut
lery, hardware, queensware, ETC., at low and
uniform figures. For a real handsome bar
gain call on Capt Richardson or A. Eos
Fleming The way they handle the yard
stick is beautiful to behold.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
In the Chancery Court at Bolivar. Tenn

ORIGINAL BILL.
no. NJ. Nelson J. B. J. NJ. Faucet Thomas
J. Grace.
1t appearing in this cause from the affidavit
Of complainants' bill that Z. j. Grace is a
non resident Of this State, it is therefore or
dered that he enter his appearance in this
cause on or before the Sd Monday in Sep
TENDER next, and plead, answer or demur to
complainants bill, or the same will be taken
pro confesso as to him, and set for hearing
erParte and that a copy of this order be
published for four consecutive weeks in the
Bolivar Bulletin. This, DIST August, 1866
FRANCIS FENTRESS, c. & NJ.
E1ftT r fog 41k rvQ1v raf
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01
EeGaI .qeErel.Efsenaessfs.


Notice is hereby given to all persons having
claims against the estate Of Thomas r. Up
ton, decd, to file the same authenticated in
the manner prescribed by law, with the
Clerk Of the County Court of Hardeman
county, on or before the lst day Of March,
1867, or the same viii be forever barred in
law and equity This 3Ist August, 1866.
JOHN WARREN, Admir-. Est. Thos. r. Upton deed
SeptI-4t-pr's So.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Wanted-- Southern Riots to Help the
-RadicazS.-It having been deemed neces-
sary, says the New York Herald, to repeat
the old game of bleeding Kansas in order
to humbug the Northern voters at the com
ing election, number of riots are desired
at various prominent points ut the South
New Orleans IF twenty OR thirty negroes
martyrs to liberty, can be killed at each of
those places, so much the better for the
Radical cause. For further particulars,
terms Of compensation, etc, apply to old
Thad Stevens, or any other member of the
Reconstruction Committee.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Our readers should not fail to remember
the location Of the mammoth hardware house
of the Orgill Bros q Co, for if there is a
business firm in Memphis that deserves to
be lib orally patronised there's is the one.
You will find them at the corner of Monroe
and Front streets, with full stock Of farm
ing implements, seeds, machinery, betting
cordage, cutlery, etc. on hand, all of which
will be sold on the most reasonable terms.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

Yesterday, according to previous notice,
the Clerk of the County Court proceeded to
sell the Jarrett town lots The pretty little
cottage in which the Rev. Mr. Gray now re-
sides, together with the lot on which it is
situated, brought the snug sum Of S., COZ
A proof that money can be made by erecting
Vuildings in Bolivar The vacant lots sold,
brought u fair price
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

If you wish to buy land within half
mile of the public square, or town lots in
our little city, call on James or Francis
Fentress. They offer superior inducements.
Terms to suit purchasers.
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

OPENING DAY-On next Monday the doors
Of Mrs. Thompson's select school for young
ladies, as well as those of the Bolivar Male
Academy, j. Milton Hubbard, principal, will
be open for the reception of scholars. Both
Of the schools referred to are all that could
be desired, and will no doubt be literally
patronized
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

The negro, Calvin Bright, charged with
stealing from the store of Jerome Hill, and
who was being tried before q committing
court last Friday evening, has been lodged
in Jail for safe keeping, and viii have hear
ing before the next Circuit Court In name,
dark
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

The Cabinet The cabinet of President
Johnson now. consists of the following
political elements:
Secretary of State, Wing; Secretary of
the Treasury, Wing; Secretary of the
Interior, Wing Attorney-General, Wing;
Postmaster-Gene Wing Secretary of
War, Democrat; Secretary of the Navy,
Democrat
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

What Aushia has Lost-Since the 18th
of June, the Prussians have occupied 1912
geographical square miles of new territory
Hanover, S98; Holstein, 1856; the Hesse
Electorate, ia; Saxony, POI; Bohemia, 3I4
containing q population Of 100000 in
habitants
They have captured 22O pieces of cannon,
10000 sabres; together with an immense
amount Of ammunition Besides this, $4,000
prisoners and 1000 horses have fallen into
their hands
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

CHoATE q Co-There is not house in
Memphis that holds the edge over 232
Front Row. If you want to meet with agree
able business men, call on Choate q Co.
They are reliable, and warrant every article
thew sell
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

One of the very latest styles of ladies'
hats now worn is called the butter dish !"
They are a cross between swapping turtle 5
shell and a wash-pan They are so nice
The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1866-09-01

NoTIOE.-To Subscribers When a red
cross-mark appears on the margin Of your
paper it is placed there to notify you that
your subscription has expired. If you de-
sire the paper to be discontinued notify us
OF the fact Immediately; otherwise it viii
be continued at your expense.
Persons who have the paper brought to
them by the carrier, and who are monthly
subscribers, are hereby notified that bereaf
ter no subscription will be received for less
time than six months, payable in advance