Litchfield enquirer., 1866-10-11
LITCHFIELD COU,NTY.


 NINE OBJECTIONS TO LIFE INSURANCE ANSWERED.
 O6jection-I cannot afford to insure my life
 Ans'c.r-Forty five cents sii week will ihsufe Slooo 9n the life ot anan aged 30. Is the ul- tlmate fate of your wife and family matter of such perfect indifference to you as not to call for a sacrifice amounting to even less than half a dollar week?'fAnd if, with your present Income, you are unable 10 make such proyis- ion for them, how will they bear the double bereaVenlenE when left without you and with out, your ipcomeigs ..,, ,gal OS-I can make better investment for the benefit of my wife and family. u fd/rH Ans.-There is no way in which a small suu, of morfey. canlb lbelse proftably and securely in vested, for such a purpose as in policy on your life; because the payment of single pre- mium secures, and at once, a very m pch larger sum than the investment ot the same am ount could possibly do in the ordinary operations of l trade. Besides securing sum in this way does not, in the least, interfere with your endeavoIs to accumulat in any other way you may de sire 7 ksoM SAaM 0i sNS! Ss EUf II
 OH@7I have asp pfieient, already, aplt do not 4as rh6isahdkof of 6t hyirss have tho,sg6 Sim tilariy and ct. dying, have left their rfd lies ltii want: BS perieree has, paoved that the sts- llity of fOrtlne Fisl las uIcertain as the dura tien af life, < AsPolicy afinsuraneeu will secure your Wlle auu lbluHS ttSaiilSt ItAe fehtttso oi cit hes, ,in your Partiepar instance H.ylt 1 ,Ogr-1 do not need it, having neither wife, , famify or dependent relations
 l Ans.-You may need it for yourself The Mutual Life Insurance Company of New York, will issue you policy, payable to yourself at the age of 40, 45, 50 55 60. or 65, or to your heirs in case, you die before attaining tliatage lhe sum thus secured, invested h.an annuity, fwiH afford you comfortable support in your fold age, Suehi pelicy combnes,the advanta- ges efafsafe audvproftable investment'fOr your own benefit Ephyable tat a time when it will probably De t3most Acceptable, with certain provision for your family in case of your previ- I ptts death! .l'fOHi lJ3II,fhtl u |, QI,-1t must be a poor investment for me. if tbRe company makes '0ss by inseti"g se my Ans-By insuring in the Mutual Lite Insurance ;iteaShnippany Of New ork, yon hcdms d Member of the Company and'share in the profits. This ,oompany is established on the mutual plan, the 4 sstire protits,r deducting necessary expenses alones being divided among the assured in, the most equitable manner. ,, .,a>,i. .. .,.t = ,ai 0I.-I shall lose all have paid, if unable ] totcontinne my payments. ,ii!. II s,i.....,.. < Ans. s.-You will net lose all. The Mutual Life ,l Insurance Company of New York will grant a anew .Policy,, which without further payment. l will assure to your Representatives, at your i! death, a areYsrsionary suna equivalent, to the present value of the Policy, on surrender or they will purchase your policy and pay you the value for it, in cash, on, surrenderrf1 y,..'
 OJ-I am at present single man, but in tend to insure .wherf masTY. a < .1IIzg j :Ans5-IAe essential condition tor insdr9nce I is good dshealth, and of the continuance of this you have no guarantee; therefore insure while you enjoy it. It will also scost less now than when you are older.
 n, ,O6iis5 lam toe olG it wiHscost too much:
 Ans-If the duty be o e that you feel you ought to perform. the only way to meetfthe case is to insure for less amount than you would if you were younger. The rate of pre- mium is in exact proportion to the increase of risk, and admonishes you to no longer delay l the perfogmance of a duty So important, to those dependent on you.
 OH.-The Policyomay not be paid-ofiees sometimes fail. .
 s..a2In fhe case of the Mutual Life Insur- lanee Company of :, New York, you have every possible guarantee for the security of your in dtYsstments, NAlAfge accumulated tundl secure ly invested. an .undeniably safe and large amount ofiassets tosneet All risks with care full and judicious management in all depart r tnentsIAf these do not constitute security NheEEe will Eop find t ?o,iil!ou1 .uU rz 3