Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1866-08-16
All Should Insure Their Lives.

ALI SHOULD 1u6ur6 1u6lr 11toos
There is an unwsrranable prejudice on
the part of some persons in respect to Life
Insurance. The practical operation of all
good companies amounts to this A thous.
and or ten thousand persons, more or less
the more the better-unite together, and
say that, as all our lives are uncertain, we
will each contribute annually small sum
to general fund, to be drawn upon by the
family of the first one taken away by death,
then by the next, and so on-in proportion
to what each has subscribed. The small
sums thus gathered, form large fund,
which is constantly increased by being
placed securely on interest. By long ex-
tended observation, it is known to certain
ty what will be the aueragelength of life of
the whole company, and how much must be
annually contributed to secure 81 900 more
or less, to every one Of the company, at the
time of his death. A very small addition,
al sum furnish funds to pay few officers or
managers, and to have little surplus against
emergencies. So safe are the calculations,
and so we'll have such companies always
been managed, that they have been the
most substantial of all joint companies
formed in this or any other country. We
esteem it the duty of every man having q
family, or creditors, likely to be affected
pecuniarily by his death, tc have at least a
small sum of ready money sure TO come to
them at his decease. He may be indepen-
dent to-day, but riches often take to them.
selves wings and q away. Every months
observation shows that the best established
properties may become involved, if not by
the want of judicious care on the part Of
the proprietor, at least through the rasOalitV
of Others A millionaire of our acquain;
lance went to bed last night assured of a
million and half dollars, in good U. s.
securities, in his strong safe box. To day,
we learn that the thiefs hand has spirited
them all away The farmer has his land
nearly paid for. He dies, and the confu'
sion of bis affairs, or the want Of good man
agement on the part of his family, or sue
cessors, may involve the loss of the whole !;
while few hundred or few thousand dol.
lars of ready money at his death, may save
homestead for them, free of iucumbrsnce.
And so Of every other calling That a man
is strong, and belongs to long-lived family,
gives him no certain tenure to life. The
weak and siokly are likely to take the best
care of themselves, and thus proloug life.
We always think Of the operations Of death,
as those of an enemy who stands at dis
tance, and shoots poisoned arrow at ran.
dom into large crowd 1t is as likely to
strike the young as the old, the strong as
the weak. 1t is we'll, therefore for every
one to be ready for the fatal shaft, both as
respects this world and the next. We be-,
lieve life Policy really tends to INSURE
and prolong lite. Thus: man is sick,
and the anxiety of mind, IS to how he will
leave his family, sggraVates his dis
ease, and often does shorten life, which
could have been saved could the man have
rested easy in the feeling that his insurance
policy would place his worldly affairs in a
safe position in the event of his death. So,
we say, let every man devote small sum
annually to securing convenient safeguard
to his family or others, in the event of his
death.-American Agriculturist
Any of the readers of the ENQUIRER
who may desire particular information on
the subject of Life Insurance, can obtain
it from Capt THos. s. JEFFERYs, of York
vile, who is the agent for several response.
BILE compauies.]