Delaware Republican. (Wilmington, Del.) 1843-1874, 1866-05-07


Mn EolroH,--ay attention has been cal cd
by friend ,o'a communication or notice
found Ia your piper OF the 30th ultimo, sigpedl
BY n, A. Van Trump, as State Agant OF the
'Traveilers' Insurance Company oil Har'ford,'J
Ia which he says thai 'aaviug been freq ientiy
ASKED questions In reference TO injuries ceived
while playing Base Ball, Wrestling. topping
runaway Horses, Skating, etc, at to enable
m, TO give correct answers, wrote tot ehome
Off ie, an respectfully submit the folowi % |
reply, this day received FROM Rodney d nbis,
q the $, cretary Of the Company. AID nov |
| Is appended The letter OF Mr., Dennis, 10 which |
| he says that the Company will pay compensa
ton TO persons injured and disabled In playing
Base Ball, and that our rulings In circular
against wrestling is intended to apply to pro
fessional wrestling or ~ pugiists' Mr.. Van
Trunp's obi ct in giving this important no.
tee as he calls II, Is to inval te some state
uelts felt myself obliged to make to per
sons VITO hid applied to me for Insurance
10 the Travel ers' Insurance Company abou
the time | had determined to-. relinquish
the State Agency of that Compsnyiu ON
sequence OF having ived from its 90.
retary u Especial Circular to Agents." eu-
anciating a principle or rather principles,
flor they were varied to suit the case,) which
were hereafter to be applied to and govern, in
the adj usimeut of claims FIR cempensat ion
under their General Accident Policies, which
principles and ratings by their Board of Au-
ditors, 10 The examples given oil rulings re-
Gently made, held aud sill hold, TO be Ut
terly at variance with all the assurances given
In their circulars intended for general distri-
button, their advertisements and THAR policies
also.
These statements Mr.. Van Trump sought to
discrecit ny saying that they were untrue; to
this, hewever, paid no attention, and gave il
J no thought, but now having seen 6t TO raise by
his important Itice, an issue of veracitv be.
tween the Secretary of the Company aud my
self, / deem it proper to give ihs authority
( upon which those statements wers made. Ia
the special circular to Agen:'tI wa ch have
| adverted, werS given elk exam 81 OF rscent
, rulings made against clnimi for compensation
arising under General Accident Policies In
! three Ut these cases the rulings were clearly
a Just and proper, while In the 9th rs in my
Judsm -npwer- ~ Clearly unjust anl impro per /.
will give b, one of them, however since the
Sc r.tar'sr,Il 10 Mr. V n Tiumps Letter al
ludeJ to battn u, tn ,sr found in TIE ,ircu.
, lar, thoul b the tthe.. cartj wi h the much
stronger equity o; c!a.n | copy verbatim
: tho case aud the ruling, II. F. L., student
wreached his back and s rain ID muscles white
: wrestling. Ruled that the injury was NOT
covered by the policy, inasmuch as 1t was 9
willful exposure to unnecessary danger - a
risk voluntarily assumed perfectly within the
- control OF tn claimtnt VINO Can not b Did the
d Company responsible for his own temeity p
,. Now il IL not even suggested tn II this lad was
d a professional wrestler, or pusiIist, but the
= ruling is based m "willful exposure to unne
D, ces,ary dagger, a risk voluntarily aisumeh'
But | submit that the common pastims o
% wrestling among sch Dol boys is not Il m ore
10 willial exposure to unnecessary danger nor
ID risk more voluntarily assumed, than are those
1t of taking pleasure ride on horse back o.
going on p.e,sure ex ,ursion on a railway
a, traiu and cert ,uly no. so dangerous as either
N If this principle is to be given she future ru-
~ lings oil the Company, aud tho g applied il
= the other cases, when do not here give, ar
= to be establish, ID ID OF claims her eaf err Z,
be made, have said aud still say, thai I d.
I" not regard the policies that have issued q
l. of any worth. do not wish to be understood
" as saying that the parties could not recove
ID under them il they could afford to bring sui
ID for their claims; but the very remoteness @
II the Company i'll in most cases secure thei
immunity, and the first loss to the injure
or party would be his last loss.
ct May qtn. RICHARD CLEMENT.