The Charleston daily news. [volume] (Charleston, S.C.) 1865-1873, 1866-01-03
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acc1DESrs-That all mankind are constantly liable to
accidents more or less serious in their effects minutes
reflection will convince tho most sceptcal work
man. after coming home in the evening" while playing
with his children has met his death by the accceuta
moving of knife he had been using at his work and
still carried about his person. mechanic returning
hom Mt night has In tho dark falen into PIT broken
his leg and nearly lost his lfe gentleman, while
nrnipa his trees in his garden, has fallen from his
step ladder and dislocated his ankle. gentleman
While il his Office been seriously fnot dangerously
wounded by the accidental discharge OF pistol IN the
hands of frend and recent incident which occurred
In orr city shows that jurymen, while sitting IN
the discharge of their duties In the halls OF JUSTICE arc
still in danger of injury death from that constant
liability to accident from which man can hope to
escape.
The incidents we have cited above such as haTe oc-
Cured in tho ordinary avocations OF Life where OPP
pareny there was the remotest sign or apprehen-
sion of danger At home with family, all in robust
and vigorous health, who would suppose that death
was lurking there9 Returning home from work OF
night by way that had often been trodden before IN
perfect safety, who would expect incur personal
damage from dangerous fall On going into garden
for recreation and exercise, who could suppose that
danger was nigh? Or. while conversng with friend In
Oficn. ING lurS-po1 III Iuo
how Is 1t possible TINT danger Gould be present? Ie
what We have just related all acts and they chow
that danger may be nigh when we least expect It.
And il should be borne in mind that in relating the
accidents above mentioned hayo confined ourselves
to those cases where there tho least exposure to risk
When we refer those instances of personal injury ars
ing from accidents received in the workshop travelling
i'll raoad cars the stage tho facts might be greatly
multiplied, showing that one should imagine himself
exempt ut any time from accident whether he be at
homo or abroad.
We should realize the fact that liability to accident is
one of the inevitable concomitants of mans existence
here We cannot entirely escape it by any possible pre-
cautions We may take. Let o man, by extraordinary
care avoid danger in every possible way, yet he may
still suffer injury death from accidental cause, un
seen beforehand, and therefore, notguarded against
tits the very nature accident that 1t is unfore
seen aud takes us Could it be foresecn it
might be avoided and damage But taking us
always unexpectedly the accident happens before We
escape and we thus suffer unav0daOy from the in
jury. :
No one can properly say: ~ am not liable to acci-
dent This liability constantly attends every one 1t
surrounds us in front and rear the right hand and
Oh the ef above heals and beneath our feet in the
hous. as well as abroad in the morning well as at
no sances be sad to be entirely free from
liability to personal accident.
Although We cannot, by any foresight preserve our
selves from accident we may avoid Of the evils it
entails by making provision against the pecunary loss
that would ensue to ourselves families, in death
disability of one who may DO the sole support of wife
and children
Such being the case is 1t not the dictate Of wise fore
cast to make such provision may be within
to mitigate In measure If we cannot avoid all the
evils arising from accidents? Although we cannot, by
any foresight preserve ourselves entirely from ACCIDENT
yet we may avoid of the evils 1t entails by making
provision against tho pecuniary loss that would ensue
to ourselves families should we incur injury or
death from accidental causes This pecuniarJ loss to
family arising from the death disability OF one who
may be the sole support Of his wife and children, adds
poignancy TO the grief which such event must occa-
sion; and opportunity, if offered to of avoiding
such loss aud thereby mitigating the evil should not be
allowed to pass unheedcd and unimproved.
This opportunity is offered by the Travellers nsu
rance Company, of Hartford, of which Messrs. ". B.
HERIoT & Co., No. 2i9 Kingstreet, are the Agents in
this city, where. for very moderate consideration,
policy can be misunderstanding to your family, in
of your death from accident the sum of $1,000 up to
or in case of your being disabled from attend
ing ID DuSlueSS Dy I'LL aCC1ucu itOu
to $50 per week while disabled not exceeding twenty
six weeks from any one accident.
This Is no impious plan "to refute the awards of
providence and not to rest in Heaven determination.
The policy above referred to does not engage that the
holder of it shall not meet with accident but that the
pccunary loss entailed the sufferer by The event.
shall, to certain stipulated extent be borne by the
Company. This is ordinary business transaction,
and like any other transaction in which party for
consideration undertakes to do for another what that
other cannot do for himself violates no decree OF the
Majesty on High
The fact is that surrounded as we are by impending
danger unseen by US, and, therefore, the more imm
ncn we should perish it not that protected
at all times by a-seeing and allmercifu Providence
who redeemeth lives from destruction, and crown
eth us with loving kindness and tender mercy" And
although in His infinite wisdom he does fit to per-
NIT the evils of accident to happen yet he does not
forbid our mitigating to those who and dear to
US some of the evils to which our suffering from acci
dent subjects them