davidaulloa/AmericanStories huggingface dataset:
The New York herald., 1866-03-28

V>O STONE PAVERS.-SEPARATE SEALED PRO-
posals, each endorsed with the title of the for
which may be offered the Of the bidder the
OF the presentation VIII be received this Office
o'clock A. ". of Monday April 1866 for tho construction
Of stone block pavement The following wit
Forty NTH street, from sixth to Ninth avenues.
Twenty-sevenh street, from First to Fifth
Iweniyeighth street from First 70 fifth avenues
Twenty ninth street. from First 20 Fifth
Water street, from OLD slip to Coenues slip
Twelfth street from second 20 Fourth
West street, from Battery place 20 Chambers sireet
Thirty nth street, from First 10 sccoad avenues.
Thirty street, from Fourth TO Fifth
Specifications and blank forms for the bids obtained
on application at this office.
THOMAS STEPHENS ! Croton
ROBERr l.. DARRAGH, iAqueduct
A. W. CRAVEN. board.
orF,cE OF ruy CRoros AeuEDucr DEPARTMENT.,
March 22, 1866
The New York herald., 1866-03-28

\.
nfL PORTRAITS
" NOTICE CAUTION
fersons desiring the genuine Middleton OF Portraits Of
Washington Lincoln. Grant sherman others
BY notiaed that limitations OF these portraits being cshb-
r. c. Middleton h TIRE originator Of these portraits and hts
name. that Of r. q. Middleton CO. Will fund on
back OF the canvas ~ each portrait None
genuine Middleton OH Portrsita
". g. BARTON,
go resri street. New ycrt,
CrrcrsAn, March 20 1896 ~
The New York herald., 1866-03-28

MONEY rorxD-yEsrERDAY. on A BANKING
Ni huuar noor Nassau street fhc Cat have II
ny sendirg description Nriuug 70 A. v Hatted, New
ENsan hoiol - Hnwcs-
The New York herald., 1866-03-28

@ HERMAN, AUCrfONFER.
y. This day Wed1csdsy March N at lon O'Clock. q p
and Tools Picture Frame Manufacturer vlx:Cir
cusr and Scroll saws Moulding and Planning Machines.
yises shasng Deing Lumber, Patterns and large lot
Of other Tets and Machinery.
s HiRsCH, ESQ.,, Attorney for Mortgages.
The New York herald., 1866-03-28
NOVELTIES ~ syLgs AND
ARTIFICIAL EYES.

kRrFlCfAL EvEs.-ARTIFN NIAL HUMAN EYES
n mtac 70 orter aud inserted by Drs p BAUCH and T.
sOt ghIMANN formerly cnplo yed by Roissonneau. o
Parisl 90 Brosdway, New York = -
The New York herald., 1866-03-28

Hooksclcrs solicited % whs,
want OF each OF the above books that orders
tnrd u, m the nrst editions.
Send for Peters0n's DeGcrlptvc Catalogue
Books sem postage paid on receipt of retail price.
Address all cash orderg. retail or wholesale, to
T q. PETERSON A BRoTHERS
3G Ghesngt street, philadelphia ia.
TOR SALE BY ALL BOOKsEILEIS
The New York herald., 1866-03-28

HENRY ". LEEDS AUCrfoNEER
HENRY VI, LEEDS MINER will cell by auction, on
Thursday, March % at los o'clock at their alcsroo %
Liberty street,
AssrGNEE's SALE OF CIGARS
very choice assortment Of Cigars assignee.
consisting OF Brrvas Regaln britannica. Flor de MAY
Rose Concha. Ill Monumental Figaro. Plantation Cabinet
Concha La unon Trahacos knight Tempisrs others
In nn about 1900 Of very desirable brands
Terms cash. BY order of John Nye. Assignee.
The New York herald., 1866-03-28
DRY GoOD~.

Il NhN AND COTTON SHEETS, PILLOW SLIPS Pill
low lSks, brlaarss Spreads, Coun.rpsn~s BLANK ct-,
sr Mairrssc. lrcn Bsdsteads ac from
mons; suitable for family hotels boarding and
public insi.utons very desrahe cheap taethcr with
hree stot OF Bcdtg white ant co0red Counterpanes and
Assneral sssortmect Of Iron Furniture
ws. GARDNER, 2A Canal street
The New York herald., 1866-03-28
TRAVELLERs' GUIDE.


HUDSON RIVER AND HARLEM RAILROADS
Trains Tor Albany and Troy connecting with Northern
and Western trains leave New York Hadson River Road
Thtiteth street and Tenth avenue, 7W and ION. ~ nud
S4o, and ~ r. M and via Harlem Road Taety th
street and Fourta avenue at III A. NJ aud Alb r. n The
p. n. train Sundays
WV II. VANDERBILT vcs President
The New York herald., 1866-03-28

C HERMAN, AUCTIoNEER.
-. MARshAL.s SALE OF WINES. LIQUORS. CIGARS.
Bowery, is0 packages Bourbon Scotch whskey
nnc old Brandes Gin, Rum. Port sherry aud Care ines
Chanpsgn-s &c. casks barrels, demi johns
also large lot of Groceries, soap, Moasses cigars Ac
q. " LYONS, City Marshal
The New York herald., 1866-03-28

L,OR NEW ORLEANS DIRECr.-THE NEW YoR
Mail Steamship Co%panys steamship TsGEMxAC srar M M
panys pier No. 46 North For freight or passage
ply TO JAMES A. RAYNOR 10 Barclay street
The New York herald., 1866-03-28


A Ew YORK MUsEUM.-ONE MILLION OF BRICK
IN wanted By June 1b Proposals received the
JOHN BANyARD President
The New York herald., 1866-03-28

SHIPPING.

EroR SAVANNAH, GEORGIA.
The new, elegant and very fast
Sdewheel Steamship
HERMAN LIVINGSTON,
Captain j. B. Baker,
viii Saturday, March 81, at O'Clock p NJ, from
p'Pf PASSENGER ACCOMMODATIONS UNSURPASSED.
'''S'' '4fS IffSiSGssToN, FOX 4 co, Agents
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
HELMBOLD'S
FLUID EXTRACT BUCHU,

FLUID EXTRACT BUCHU,
In affections peculiar to females, is unequalsd
by any other preparation, as in Chlorosis or
Retention, Irregularities, Painfulness or
Suppression Of Customary EvacuationS,
liberation or Scirrhus State Of the Uterus,
Leucorrhna, and all complaints incident 70
the sex, whether arising from habits Of dis
sipation, imprudeneies, or in the Decline or
Change Of Life.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
USE HELMBOLD'S
FLUID EXTRACT BUCHU

In al eases of the Urinary Organs, whether
Ia male or female, from whatever cause
originating, and no matter Of how long
standing. tits pleasant in taste and odor.
immediate in its action, and more strengthen
ing than any Of the preparations Of Bark or
Iron.
Those suffering from Broken-down or
Delicate Constitutions, procure the remedy
~ once
The reader must be aware that, however
slight may be the attack ofthe above disease,
it Is sure to aiTee, his bodily health, mental
powers, happiness, and that ofhis posterity.
Our flesh and blood are supported from
these sources.
PHYSICIANS, PLEASE NoTICEl
We make no secret Of the ingredients.
HELMB O.L DIS FLUID EXTRACT
BUCHU Is composed of Buchu, Cubsbs, and
Juniper Berries, selected with great care,
and prepared in vacuo by Il, 7. HELM.
BOLD, Druggist and Chemist of sixteen
years experience in the city ofPhiladclphia,
and which is now prescribed by the most
eminent physicians has been admitted to use
in the United States army, and Ia also in
general use in State hospitals and public
Sanitary Institutions throughout the land
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15

lL.4 III laIE'a' Wlu Hi"ti t"NhPi''
ElgGztclcction Of
FURSATT RE
in Westminster, is now being offered 60 the
public, BY IRA L. GROUSE, at bis NEW
AND C0MMODIOCS
vi RE ROO MS.
located about one hundred yards East Of lhc
Railroad Depot, aud nearly opposite the
Catholic Church.
His Stock has been purchased in PhiIa-
drphia for the cash, aud consists OF the
latest aud most improved STYLES viz.
PARLOR SUITS.
Tctc.atetcs, Sofas, Marble top Cluster aud
Beauquct Table,. Spring seat Chairs also,
Chamber Suit. consisting Of EpIcudidly
finished Round Coruerud Bed ucada. Marble
top Dressing bureaus Marble top Enclosed
Wash Stands.
CHIiR
His selection Of Cane and Wood seat Chnirs
Is large and OF the most substantial make.
lie will keep constantly on hand large
aud very superior Stock OF Furniture of hi.
own manufacture.
CARR IS.
Being in possession of "a new and very u.r.
CANT HEAKSE, hc is prepared 20 furnish
COFFINS and attend funeral NJ the short.
est notice, at prices that viii always give
satisfaction.
Ils keeps nlso large and well collected
lot Of
STOv Es. b..
which he can recommend 10 hc ui NJ .sga
the latest and most improved pat "
terms, consisting OF Cooking. PHr.ar aud
Office Stoves.
He invites nh IN examine his Sipr,. LrC,re
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
FEMALE COLLEGIATE
mALEACADEmrC IxsTITUTE.


HNHIS INSTITUTION will commence
scholastic year on MONDAY, FEBRUARY
9th, 1865. Pupils will be received ut any
inc, and charged from time of entrance.
As 4 BOARDING SCHOOL.
Present number Of Boarding Pupils, %
females; 10 males The Principal receives
oaly eleren females into his family; the re-
naming fourteen board with dpprorcd fami-
lies in the town. There is yet one vacant
place for rsale boarder.
Those wishing to occupy the vacancies
that may occur at the end OF our present
session (Februnry lAj, viii please make
early application -Four or five young men
will leave at that time, TO enter upon bust.
ness.
The accommodations for Boarders are
tro separate buildings, built Of brick. That
for the Male Department is the residence Of
the Rev. JoNATHAS MCSEoE Gather Of the
Principal1, whose patcrual care will be over
his boarders; that for the Female Depart
ment is occupied by the Principal. There
viii not be any communication between
these departments. Each VIII hccgnsdered
az q famiiy, aAotd.ngn 20 its boarders.
as 4 DIR SCHOOL
Number Of Day Pupils, since September
lst, iifty.i0ar Accommodations are five
connections rooms, yz The Young men s
study room--ihe boys study ruom-the
young ladies study room the Primary
room, and thc Lecture roum
Departments Primary. Preparatory and
Collegiate. three grades nt olHascs, ia each
Depnrfmcut-In Music. French and Ger
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
70 3d. y. NulHu4. ruAs 81. uunErT
MAULSBY & ROBERTS,
ATTORNEYS HIN IND NOLIC
ITORS ~ CH4NCERl

Having assoc'alel themselves 90 ihe prac.
tic, uf lAw IN Carroll county, they win ni.
tend promptly ard carefully To all husiuo
entrusted to their ,buee Mr. Naul-hy
viii visit Westminster whenever business
requires H. Office directly opposite court
H0Nsf Jauily
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
IMPROVED
II o S Il W A s II

viii radically oxterminato from the system
Diseases Of the Urinary Organs arising from
habits Of dissipation, at little expense, little
or no change in diet, and no exposure, COM
pletcly eiperseiing those unpleasant and
dangerous remedies, Copniba and Mercary,
in curing those unpleasant and dangerou
diseases.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15

TOW 10 SAVE MONEY
rv TiW nup on MtgglE HALL.
The times are hard you 4 like to know
IIYe YOU mny save YOUR dollars,
The was 90 DO 1t will how,
]. ypu will ugd what lolloWs
A sran W ho lived not Gar from here,
Who worked hard Of his trade,
Bot taI % household So agpporf
IHa sIlaHdergl aH be made.
I mH hm once a Il. Ny friend,
book thr.ajHare aud raHnhi
We fflt'l in aai myself Mis-;
lIl C,u arc up enough
Saws T. Hy friend. how marh have YOU?
lU fsU yUu wHrlH r go
I8 euf cent ta.s arld and chea,
SMITH bGDIHEbs & 60.
q, .a5 ehu hU'o hc Iad sawed
Ari srnt 20 Smith s HfutBcr-,
AnB ..rre Bee ui AaaH lme SAT-
lar haIl boz aiI r aaIeg-
Sow Boz 4, home, ha laoss 80 acIl,
&Hd ,aer rHp.ff agh,
TAt whrn ttu nike ghair daily meals
They ayg.f ,al ha.t much.
moss Doc 6g5 af eeae night,
boil fH..l $3.50. gHH.t.J.
..r ur .a. H.ng ir.l 10 pond
N.I ..#.. Y wg a,de.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15

/ huuIt#NF q NEN DEALER ~
Doors, SHOES. HATS, CAPS,
Go.su#, Lalors and Leaaer.
HAEING ia.t returned from the Cities
of philadelphia and baltimore, With
/ The largest aHl Art quality ~ article. IN his
[ line ever before uf.sl Tor faIa in Carroll
4 County, respectfully informs Dis lfirud anI
/ the citizens oi fhr County generally, th8' hr
/ IS still ai The old stand d ieR doors above
The Railroad md viii keep constantly on
! hand. at WboleFnlo nnd Retail. "a we'll as
sorted stock Of Mems, Boys aud Children. 5
BOOTS dND SHOES.
Mcn's. BOYS and Chillfru Hats and Cape,
ofnll size and puuhti,, also seleei variety
Of Ladies aud Misses Boots and Shoes all
Of which sill be sold at tho lowesl cash priees
GROCERIES,
A large Stock ahcay kept ON hand, such u,
Rio and Java Cpncps, Extract Of Coffee
Teas ofaii kinds, Crushednnd Brown Sugars,
Syrups and Sugar lluuse Molasses. Bakug
do. Baking Soda, Sal Soda. Rice, Pepper,
Allspire. Cinnamon, Clio, e., Mustard, Ginger
Mace, Indigo, Starch, Maddrr Alum, Soap,
Cream of Iancr Fish Bacon Lard q. a..
Salt, Fine Salt. VS. thc Bushcl OF Suck Coal
Oil and Lamps, Dried Fruit, Tobacco, Segats,
FOREIGN AND DOMESTIC LIQUORS,
nsigtiugofponaud Malaga Niacs, French
Brandlcs. Holland and Country Gin, \. j.,
Rum. Old Rye, Munongahela and good Cop
per.distillrd Rcc,iGcd Nhiskeys, Ginger
Brandy, Sc; also large lot Of Bottled Liq-
uors, consisting of French Brandy, Bottled
in 1851, Ginger Brandy, Blackberry, Wild
Cherry and Raspberry lIundies, Port Wine,
prnr, intended for Medical purposes.
HEATHER, SHOE FINDINGS, &c,
A large stock of Leather always kept ON
hand, embracing Sole and Upper Leather,
Calf Skins, Iampico and Madras, Grained
Morocco, Ladies' French Finest Morocco,
Pink Innings, Bindings, Ne; also a well Sc.
lecled stock Of Shoe Findings viz ali the
differ numbers of Shoe Pegs, shoe Thread
Shoe Strings, Shoe Knives, Rasps, Patent
Pegging Avis, Sewing Avis, Patent Peg
gine Avn Handles, Lasting, Locks, Nails
Bristles, Sand Paper, Gums, Lasts, Hooks,
Hammers, Pinchers, Knippcrs, Peg Cutters,
Rubbers, Tyelets, &c.
CEDAR WARE,
Consisting Of Baskets, Tubs, Brooms, Shoe
Backing and Brushes, Wash Boards, &c,
BssseN. bah Goods TO be Wholesaled
or retailed to suit purchasers
Be5 He returns his thanks for the liberal
patronage extended to him. and will do
everything in his power to merit its eontin.
uance. PETER B. MlKESELL.
dee7-Iy.
COMMITTING FOR THE LADIES'
n Lambs Wool iued Kid Glovea chem at
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
HELMB0LD'S
Fluid Extract Buchu,
HARNESSES

ARISING FROM ExcEssEs OR wDIscRETIos.
The constitution, once affected by Organic
Weakness, requires the aid Of medicine to
strengthen and inyigorate the system, which
llembolds Extract Buchu invariably does
If no treatment be submitted to, Consump.
ton or Insanity may ensue.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15

"aving just returned from New York
Ill and Philadelphia with a large and
complete
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
Great Improvement i'm Sewing
Machines.
EmDire Shuttle Machine.

.SGiswoou,, 536 Broddwoy, NJ Y.
$50 Washington 81, Boston.
921 Chestnut ST., Philadelphia.
Patented February IA, 1900
HNHIS MACHINE is constructed on en-
tircly new principles of mechanism, pos.
sessing many rare & valuable improvements,
having been examined by the most profound
experts, and pronounced to be
Simplicity and Perfection Combined!
1t has a straight needle, perpendicular
action makes the "Lock or Shuttle Stitch"
which will NEITHER RIP nor RAVEL,
and is alike on both sides performs perfect
sewing on every description Of material, from
Leather to the finest Nansook Muslin, with
cotton, linen or silk thread from the coarsest
to the finest number
Having neither CAM nor COG WHEEL,
and the least possible friction, it runs as
smooth as glass, and IS cmphatically
NOISEIESS MACHINE!
II requires fifty per cent less power to
drive it than any other machine in themarket.
A girl twelve years of age can work il stead.
", without fatigue or injury to health
It's strength and wonderful simplicity Of
construction, renders il almost impossible to
get out Of order, and is guaranteed by the
company to give entire satisfaction.
We respectfully invite all those who may
desire to supply themselves with superior
article To come and examine this unriyalled
Machine.
one kalf holr's instruction il sufficient
IN enable any person 10 irork this Machine to
THAR entire sdtiJGciiop.
Religious and Charitable Institutions will
be literally dealt with.
AGwTs WASTED for MI towns in the
United States where Agents are not already
established Also, for Cuba, Mexico, Cen
trail and South America, to whom a liberal
discount will be gwen.
80 consignmenls made at all Address,
Empire Scicjay H,chh,e .W'g o.,
/ a. &C. $50 BHoApwAY, y. Y.
Principal Agencies Established Port
/ land. NiIitcu6 Co.. Providence, Il. l., j..
II Wheeler Norwich, Conn, Il W Nauing-
/ ton. Syracuse, s \, John II Fowler
+ phuGcld, y J.J $ Duuham. Paterson, n
/ J, Peter Seibcl, Pittsburgh, Ernest Ast-
helm: Baltimore, 1has. Shauks Washing.
t-l. b C.. ! Karf Wheeling W. Vs., "
. y -awkcll & Bro Detroit, Mich. 4 Burn.
I hahn 4 Co. FarbauIt, MINI, G W Scott.
+ Cincinnati, o., Nnthcr " Wilson.
dnt.2s-iy
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1866-02-15
T. C. OR -
Bookseller, StatiOnCr,
AND DEALER ~
r a NCY GOOD s,

No. l9l North GuV Street,
BALTIMORE. MD.
General Assortment Of School Books,
n School Stationery, Blank and Memo.
raudum Books, Diaries, Cap, Letter Eill
aud Note Papers, Envelopes, Ink, Pens, &C.
The latest publication. Of the day received
as soon as issued from the press and mailed
nj the publishers lowest prices,
MAGAZINES MAGAZINES!
Ilarpcr's Monthly, Leslic's Book Of Fash
ms, Cooley Lady Book, Peterson Month.
" 4 Lady Friend, Madam Demorcst' Book
of Fashions.
photographic .iiJams Photograph 1iLums =
A handsome assortment Of Photograph Al
buns for the Holidays, in Turkey Morocco,
Antique, Velvet. Roam and Cloth Bindings,
holding T. to 200 Pictures
Picture and PAofogrdph Frames.
Gilt Rosewood aud Walnut all sizes.
ns8. Orders by mail for anything in the
above line attended to with dispatch.
Nov. Soft
The Lansing state Republican. [volume] (Lansing, Mich.) 1855-1874, 1866-07-25

Stoughton. Of Sturgis. has also been sug-
geSted and the growing favor with which
= Is met would Indicate the Colonel as the
candidate With the ColOnel's known abll-
ity as q lawyer, and his gallant army record.
he wonld make al exceedingly popular can
didate"
The Allegan Journal copies our article
upon State nominations. and says.
We see that quite a number of our co
temporaries are discussing State DOmna-
/ tiOns, and expressing their various prefer
ences Tor Governor and other State officers
For our own part We see no good reason for
throwing overheard our present Chief Mag
lstrate, Mr.. Grape, and agree with the Ian
sing RspubllcdR IN ali that il says OF him.
SO far as the balance of the ticket Is con
cerned, We have TO say that since the re
m0yal of Hon. James b. Porter 10 Eaton
County, Western Michigan has not a single
State officer This should be rectided AZ
the next state Convention. and a more
equal distribution Of the nominations be
made. Central Michigan has now The lions
share OF the State officers. while We Of the
West are left entirely out IN the cold. So
TAR a. the politics OF the Colonies Of Michi-
gan'Regiments are concerned We know OF
three OF them who are as staunch Republ
can as any IN the state. We mean Breyet
Brigadler Generals Benjamin ID. Pritchard
and Elisha Nix OF Alegan, and Dwight
May OF Kalamazoo are either OF them
perfectly competent 10 hold any state Office
in the gilt Ot the people But We are not
aware that either of them aspire 10 be can
didates If the ticket should be re-adjusted
so tar as locality is concerned-the Re
publican will find that Michigan has mill
tary heroes belonging 10 our own party, on
whom our people cannot confer hOnOrs too
great But these true men are not Office
seekers. All they desire Is the triumph OF
the great principles espoused by the Repub-
lican party"
The Detroit AdrsrflSer says, that il has
as yet expressed 10 choice Tor Governor.
but they shall do SO at the proper time
Ten papers thus far favor Governor CrapO.
four II. G. Wells, three II. p BALDWIN and
three General StOughtOn
The Lansing state Republican. [volume] (Lansing, Mich.) 1855-1874, 1866-07-25
Letter from Henry Smith.

1t will be seen by the following letter IRON
Mr.. smith. OF Wacousta, that he has de-
cided to oppose the policy Of the President.
Quite a change from the former views Of
the independent candidate for Congress:
LANSING, July p. 1866.
EDITOR AS-SIR.-Perhaps the
will be successful 10 grating
their policy on the country, but Il may be
the gran will not Thrive have no hesi-
fancy 10 saying, it IS quite clear % me that
the only eniura5le condition $ impartial
suffrage.
am interested in the Pniladeiphia Con
vention. and would Ike 70 attend but OF
course not as delegate.
Eureka the paddock!
HENRY SMITH.
The Lansing state Republican. [volume] (Lansing, Mich.) 1855-1874, 1866-07-25
Net, S3,S54,594 30.
Loss BY Portland Fire, July 18th.

The total amount covered by Etna Policies on
property destroyed or damaged is S2O6, ,s54, on
which salvage VIII be about 5 per cent Our total
lots VIII not vary much from SsOO 900, and Is
being promptly adjusted and paid This sum is FIVE
Per cent. upon the assets, figure bat slightly ez-
eiing our Government and state StaXes PAID last
year, CT proportion equal 20 q $4,000 loss for a
company Of 500, 900 assets
The necessity for insurance and the vslUe Of
wealthy, strong corporations, fOrcibly illustrated
by this fire. Several weak Insurance Companies are
destroyed. Portland has a population Of IS 900;
handsomely built mostly fine brick or stone struct-
ures-protected aud screamed with upwards Of 900
shade trees-bounded on three sides by wsier-in-
deed literally. almost rising from the ocesn-and
with good steam are department-ye.i it has s1O,-
600, 900 Of property consumed II few hours
upon holiday when its people are least occupied
from the very Insignificant cause Of a contemplate
Are-cracker.
Remember the trid.ng origin Of fires that sweep
away IN few hours the earnings Of years. Consider
your best interests and give the EtHa Agent call Il
you need proper Insurance security. Policies issued
81 fair terms.
5s7w3 s 5 CORYELL. Agent
The Lansing state Republican. [volume] (Lansing, Mich.) 1855-1874, 1866-07-25
The Climax Insurance Company.
For the REPUBLICAN.

For the REPrmIcAS.
LANSING. July 24th. 1850.
Mr.. Editor: You are perhaps aware that
there is great dissatisfaction existing in this
city among the members OF the Climax Mu
tual Fire Insurance Company, on account
OF its heavy assessments OF the member
ships. Having but recently paid large
assessment, We natuGlly looked flr a short
respite when, the first OF last week came
another still hedrier- falling like thunder
bolt from a clOudless sky To SO great
pitch has this dissatisfaction arisen, that
paper calling for a meeting Of the members
on Monday night last, was extensively cir
culated, Obtainining the signatures OF many
OF our best business men.
At this meeting, many questions touch
ing the sOlvency and general management
of the Company were propounded to our
local agents, few Of which were satisiactO-
rlly answered; but not having access to the
books, it was decided 10 send a special
agent to the Central Office at Detroit. to
make an examination into its affairs, who
will report next week.
At present it appears as though Mutual
Insurance had about run its race in this Vi
cinity Many men whose grey hairs form
er experience and better judgement told
them to be1are, were literally talked into
it by the smooth-tongued young man who
first appeared as agent OF this Company in
this city.
The hackneyed argument OF the great er
cheapnesS of Mutual Insurance was success
fully used. But in the long run, expert
ence has always shown it TO be the contrary.
This, l suppose, arises from the fact that
the machinery for running Mutual Com
pany, is necessarily more complicated and
expensive. In addition TO the Offices Of
President Secretary, Canvassing Agents,
etc. which both have in common, in No
tual Company, after q few fires, an assess
ment has TO be spread, and assessment no
tees served upon each member personally,
and collections made, which all involves an
expense Of extra agents And, by the way,
quite a percentage Of these assessments
fail Of ever being realized, on account ofthe
responsibility Of some member, which, IN
creases still more the tax of those who do
pay All this. aud much more might be
adduced 10 show, that 10 the paying mem
6ers of a Mutual Company the cost OF their
insurance will fully equal that to had 10 the
best stock companies
A MEMBER OF THE CLIMAX.