New-York daily tribune. [volume] (New-York [N.Y.]) 1842-1866, 1866-01-27
ACCIDENT INSURANCE.
ITS EARLY HISTORY.


,,A ..o,p,, tboss Who redeem espvs' and guarantees
=, ss. redemption SsssrsS upon tas person'' II on
- ,o..v.rd ,Oy,s. they S1i.a BY asy star ssaa' asa
es,srsI Ssaa"
IN. various Eunds Unions ETC., Of mechanics and rsdes
,n aremsns bsUsvolent sOcsss sdd fellows tsems'on'
md other organisations Of like character which have been
common for many year, have in view the relief Of those
MEMBER whs Ar. suddenly Frustrated by accident and make
point to provide for the families Of those who lose their
rv.s by any casualty This part of their work Of mutual
odd and protection, and contemplate. nothing less than
snpsrfsct kind Of accident insurance.
The sr company having the specific object Of In
surns against accidents whether fatal or nonfss was the
Accidental Death Insurance Company, Of London England
neorporEsd By Act Of Parliament In the ls4s The
Railway Passenger Assurance Company, also Of London,
eth similar powers and objects incorporated In the fol-
lowing year The growth Of these two companies has been
steady successful and the Aforementioned corporation has
COW capital equal to Eve million dollars Their
has dsmonstrasd that accident Insurance public
Sssd and when properly presented BY safe and responsible
company the people win readily sYs themselves Of its pro
yasciOn
Tina fact that these two veteran companies the only
.n.s m Fns.ud all their numerou, tstO having peri,hsd
ssr short and Improbable lives also demonstrates that re-
suire, ample capital and careful and honorable management
y msts the business safe successful and permanent and that
speculative mushroOm companies are not the best Eeance
whon .stss benefits should be realized from the insurance
ITS IMPORTANCE.
Every man Is liable 10 accident, matter what bis occups
sOp or pursuits whether he travels much none at ALL
bsbsr he works amid the wh and cstsr of moving ma
nssy, or in store lawyers oc. editor. .snctum. The
liability H. Of course not equal In al cs,ss-yet statistics and
sswsp.pe. hls, give plenty Of illustrations Of careful 'edent
cry men, who are killed seriously injured by some one Of
Che common accidents Of daily he while other men may
arvs railroad train or psnngmschins for score Of
Sssrs withOuts scratch
The subject docs not require argument There are few
pnsn who win not admit they nay meet with accident
ny day and ct times they feel absolutely danger Of acct
ssnss injury or DEATH Good luck" cannot always be do
pended upon win prevent trains from running Of the
track steamboat boilers from exploding, machinery from
tsy cold from freezing lightning from striking The qus''
ns to bs settled are precisely the in FIRE insurance
4, Il not cheaper to let responsible company tsie the risk
SAAn IL to take yourssfi Ia not your body worth more
shsn your dwelling houssi Is no. the protection offered
ssoytA more than 70 sOssf
THE PIONEER COMPANY.
THE TRAVELLERS INSURANCE COMPANY Of Hart
Sr Conn, was the 6t 10 successfully introduce the Psc-
Noe ofaecdsnt insurance this country. h founder was
s.x.s O. PATTERSON esq Of Hartford who had witnessed
As wesings Of accident insurance in England charter
ss obtained from the Connecticut Legislature Of 1865 con-
tenplatmg only the hsnihs Of runway P's'eNs' ''''
ss In the Spring OflssI amendment to the charter
s obtained authorizing insurance against accidents Of all
AnS, and tho Company issusd h first policy April 1854
wA not an easy thing sstab.a accident insurance in
America ready as our people for every thing thai
promises also to bs good thing Exposure to accident
aueh greater In the soshesd Yankee nation than In slow
coach Ensand Statistics not easily obtained, there
ss 10 reliable data 10 figure om rates to be essb
Ashea and tssd mistakes to be rectlaedat small
psnse new business to DO organized and fairly brOush,
% the notice Of.hs American people, The,s difficulties have
been suoccvsly and successfully overcome It Is believed
and the TKAvKLEAs offers TO the public not only the
es aud asaps protective insurance .rsn but insurance
Shat 10 permanent, sound and reliable
ACCIDENTS INSURED AGAINST.
This Company insures sERns. the following casualties; Al
forms OF doeson broken bones rup,ured endons .pran,
sBeassIOnS eru,hng bruises cuts stsbs tears sunsho
oOnds poisoned wounds barns and scsd frost bites bite
efmsa dogs sspsn unprOvOtsd assault BY buvsr rob
bs uurdsrsr' tc the action Of lightning OF sunsrOts III,
Effects of explosions chemicals foods and esrthop.ie suso
cation By drowning choking when such accidental inur,
IL sAs Of SsnthtO the insured or Of total debty