Litchfield enquirer., 1866-10-25

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED ', Oejeaion-I cannot afford to insure my life
 Ansto.T-Forty five cents q week ysHi i1s,Ire $l l,OOO on the life of a man aged 3O Is the uI. timatefat of your wife and fanIily ta,aittef of such perfect indifference to you as not tp call for 8 sacrifice amounting to even less than half a dollar q weskS And if, with your .p,esent income, you are unable to make such provis- ion for them, hoM wiH they bear 5ths, double bereavement when left without you and with out your income? ItW :, Vt, :. Oej-l can make better Investment for the benefit of my wife and family.
 Ans.-There is no way in which s small sun, of money can be sos proftably and securely in vested, for such purpose. as in policy on your life because the payment of q single pre- mium secures, and at once, very much lalger sum than the investment vt the same amount [eou!d possibly do in the ordinary operations 0f1 trade. Besides securing sinl in this way ddes not in the least. interfere'with your eritieavors to accumulate in any other way you may 'dta sire.| @ "-.l l1 Ho33 =S!.-. htlai9 lr. apE>f Oy-I have sufficient already, and dc not need need it. .s5oioy je saHapf t>!gI ,aefi l- Aus --Ihousands ef)others have thought sim! lilary, and yet, dyings have left their famiiies in wantu Experieps has proved tAaI the sta, Ebility of fortune is as uncertain as the dura tions of life. A Policy ofinsuranee will secarer your wife and family against, .the results of cit her, in your particular instafce' "ts 'o' 1 Og.-1 do not need it, having neither wife, family, or dependents felatfonsa 9!oG " 7fsq Vh! |. Ans.-You may need it for yourself. The Mutual Life Insurance Company of .Npw York, will issue you policy, payable to yourself at l the age of 40, 45, 50, 55, to. or 65, or to your heirs in case you die before attai ding that age: The sum thus secured, invested nsh annuity' will afford, ybu 2 comfortable m support in y0uf old age. Such policy com pines the advants- ges of safe and profitable inves tinent for your Town benefit, payable at "a rtjmei when it will probably te most acceptable, with a certain provision!for your family in case of your preEi7 pua death,i l! 9sa!f o1 14j.j -ats t..t,4. ..a ,. F Ob.-It must be poor investment ti,t for m e, as the company makes money on by ipsppring my
 1as4-Bsy inisaaring iaa tn the MttuarLit Insurance |Company Of New York; you becomea Member of the Company, and share in the profits. This company is established oa the mutual plan, the entire RrQfts,. {deductipg necessary expenses alone, being divided among the assured in the most equitable fnantier. TIA" '." ELhI aF'tF Oy.-I shall lose all have paid, if unable to continue my payments.
 Ans.-You will net lose all, The Mutual Life Insurance Company Of New York will grant a new Policy, which ;, without further payment, will assure to syonr' Representatives., at yout
 
 fpresent' value of the Policy on surrender; or they will purchase your policy, and pay.y you the value for it, in cash, on surrender.J g.I .i q, OE!---I am at eptesetrt single man, but in- .h tend to insure when marry. J gss bua aa., 4 Ans.-The essential condition tor, ipspranc ce is good health, and of the continuance of, this you have no gua5antee; therefore insure while you enjoy it.. # will also cost less now than when you are older. ] Olj:EI am too old fl; will cost toe, n,uch!.A" l Ans-If the duty be oe that you feel you l ought to perform, the only way to meet'the case is to insure for less amount than you would if you were younger. The rate of pre- d miufn fsdn exactproportioh eps sthe ihcisasebf risks and admoaish@ you to ho4ongss delay l the performance of duty so important to ] those dependent on you.
 1 OH.-The Policy may not be paid offices T sometimes fail.
 I Ans.-In the case of the Mutual Life Insur- | ance Company of New York, you have every possible ap&ap teeafpr shegseeugtty of yspr ifl vestmshtS yAArgSaccgmp plat Cd dfu uds secures ly inykstdd : an undeniably safe |. and large II amount of assets to meet all risks with care ] full and judicious management in all depart ] ments-if these do not constitute security where will you find t3 VI