Litchfield enquirer., 1866-06-28

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED.
 Oejeaion-I cannot afford to insure my life
 Anss0.r-Forty five cents al week win insure $f,00O on the lite of managed 30 Is the u . innate fate of your wife and family matter oi such perfect indiffei ence to you as not to ca l for a sacrince amounting to even less than hai dollar week7 And if, with your present income. you are unable to make such prOvis- ion for them, how will they bear the double bereavement when left without you and with out your income? z8a
 OT Il can make better investment for the benent of my wite and family.
 Ans.-There is no way in which smalfsuu of money can be so proftably aud securely in vested. for such purpose, as in a policy on yonr life; because the payment of single pre- minm secures, and at once, a very much larger sum than the investment ut the same amount could possibly do in the ordinary operations f trade. Besides securing a sum in this way does not. in the least. interfere with yeurendeavols 10 accumulate ill any otLer way you may e. sire. a-t'' -H
 0H.-I have sufficient already, and do not nee,i nt el it. s h..
 Ans -l thousands of others have thought sim ilarly, and yet. dying, have left their families in want. Experience has proved tha, the sta Mlity of fortune is as uncertain az the dura
 
 your wife and family against the results oi ei her, in your particular instance. 0H-I do not need it, having neither wife, family, or dependent relations. Ans.-You may need it for yourself. The Mutual Life Insurance Company of New York, l will issue you pslicy, payable to yourself at the age of A0, 45. 50, 55, 60, or6 6, or to your heirs, in case you die before attaining that age. The sum thus secured, invested n an annuity. will afford you comfortable support in your old age. Such pulley com pines the advanta own benefit, t4yab:e at a time when it wi pr. babIy Le most acceptable, with certain provision for your family in case of your preyi- ous death.
 OH.-It must be poor investment for me, as the company makes money by insuring my life.
 -4ns-By insuring in the Mutual Life Insurance Company of New York, you become Member of the Company. and share in the profits. This company is established on the mutual plan, the entile profits, deducting necessary expense, alone, being divided among the assured in the most equitable manner. ~-r.- -.. OG.-I shall lose all have paid, if unable 1 to continue my payments. ! Ans.-You will net lose all. The Mutual Life Insurance Company of New York vii. grant g new Policy, which, without further payment VIII assure 10 your Representa- yes, at Jour death reversionary sum. equivalent to the present value of the Policy on surrender ; or they will purchase your policy and pay you the I va,ne for it, in cash, on surrender. OG Il am at present single man, but in- tena to insure when marry. | Ans.-lhe essential condition for insurance is good health, and of the continuance of this you have no guarantee; therefore insure while you enjoy it. It will also cost less now than when you are older.
 | OT.-I:am too old it will cost too much. | Ams.-lf the duty be Q e that ou feel you ought to perform. the only way to naeetlthe Case is to insure for less amount than you would it you were younger. The rate of pre- mium is in exact proportion to the increase ol risk. and admonishes you to no longer delay the performance of duty SO important tc those dependent on you.
 OJ.-ihe Policy may not be paid fife sometimes fail.
 l Ans.-In the case of the Mutual Life Insur ans e Company ot New York. you have every ] p.'ssibl. guarantee for the security of your in 1 vestments, lArge accumulated ,und. secure. ly invested. an undenlably safe and large l amount of assets to meet all risks with G ful and jud,cious manak em nt in all fepart mente--lf these do not c.nstitute setu. .ity l where win you find 1t?