Litchfield enquirer., 1866-09-27
LITCHFIELD COUNTY.

NINE OBJECTIONS TO LIFE INSURANCE ANSWERED.
 O6jection-I cannot afford to insure my life
 4nsO.r-Forty-five cents a week will insure @l,OUO on the life of d man aged 30. Is the ul- tnate fate of your wife and family matter of such perfect lndiffelen ence to you as not to call for a sacrifice amounting to even less than half dollar week? And if, with your present income. you are unable to make such provis- ion for them, how will they bear the double bereavement when left without you and with out your income? ....
 Og.-Ican make better in vestment for the benefit of my wife and family
 4ns.-There is no way in which a small snm of money can be so proftably and securely in vested. for such purpose, as in policy your life; because the payment of single pre- mium secures, and at once, a very much larger sum than the investment Ut the same amount could possibly do in the ordinary operations of l trade. Besides securing sum in this way does not, in, the least, interfere with yeur endeavors to accumulate in any other way you may de sire.
 OG.-I have sufficient already, and do not | neeu need it.
 Ans.-Thousands of others have thought sim iiarly. and yet. dying, have left their families 1 in want. Experience has ploved that the sta bility of fortune is as uncertain as the dura tion of life. A Policy of insurance will secure your wife and family against the results of 1 eli her, in your particular instance OG.-.1 do not need it, having neither wife. ! family, or dependent relations.
 Ans.-You may need it for yourself. The Mutual Life Insurance Company of Now York, will issue you policy, payable to yourself at the age of 10, 45. 50, 55, 50, or 65, or to yonr heirs. in case you die before attaining that age. The sum thus secured invested n an annuity will afford you comfortable support in your old age. Such policy combines the advanta- ges of 8 safe and profitable investment for your own benefit, payable at time when it will probably be most acceptable, with certain provision for your family in case of your preyi- ous death.
 | OJ.-It must be poor investment for me, as the company makes money by insuring my life. ...'4.. ..... Ans-By insuring in the Mutual Lite Insurance Company of New York, you become Member of the Company, and share in the profits. This company is established on the mutual plan, the
 entire profits, deducting necessary expenses alone, being divided among the assured in the most equitable manner. ..' .. | Oy.-I shall lose all have paid, if unable l to continue nay payments. 1 Ans.-You will net lose all. The Mutual Life Insurance Company of New York will grant a new Policy, which. without further payment
 will assure to your Representatives, at your ! ueatH, TeFcISlOnaIy sum, equlValent slo tae
 present value of the Policy on surrender {; ol
 they will purchase your policy and pay you the
 value for it, in cash, on surrender.
 ! Oy.-I am at present a single man, but in- tend to insure when marry.
 l Ans.-The essential condition for insurance
 is good health, and of the continuance of this you have no guarantee; therefore insure while
 you enjoy it. It will also cost less now than
 when you are older.
 1 Og-I am too old it will cost too much. Ans-It the duty be o e that you feel you l ought to perform, the only way tossmeetsthe
 case is to insure for a less amount than you
 would if you were younger. The rate of pre-
 mium is in exact proportion to the increase of
 risk, and admonishes you to no longer delay
 the performance of a duty so important to
 those dependent on you. 2"## M
 OH.-The Policy may not be paid-of6ses | sometimes fail.
 4Aas-In the case of the Mutual Life Insur- ance Company Of New York, you have every possible guarantee for the security of your in
 vestments, A large accumulated fund, secure ly invested. an undeniably safe and large 1 amount of assets to meet all risks; with care
 full and judcious management in all depart.
 ments-if these do not constitute security,
 where wifi you find it?