Prescott journal. [volume] (Prescott, Wis.) 1861-1871, 1865-05-13
Life Insurance.

Northwestern Mutual Life Insurance Co.,
has been spending few days in tows,
and has taken quite a large number of
applications. This company is an excel
lent one. and is rapidly gaining collos-
sal business.
H. YoUEa is the resident agent
here. through whom persons can procure
insurance at any time.
The advantages of Life Insurance are
now being better understood and spprs-
eiatsd than ever before. The mass of
men in every community are in moder-
ate circumstances. The wages of their
labor is consumed nearly or quite as fast
as earned, and while they are able to
comfortably maintain those dependent
on them. their death would leave them
destitute. To an honorable man, the
strongest incentive to labor, is the wish
70 place his wife nd children beyond
the reach Of want; and how very often
10 the bitterness of death intensified By
the knowledge that loved ones are left
without adequate means of support
The anxious fears, the dark forebodings,
which must st times haunt the mind of
every man in view of the possibility of
such an event, can all be quoted by lie
insurance.
Every man who has health can pay
the dues on an insurance Of one or two
thousand dollars without any trouble, and
We believe it to be the sacred duty of ev-
cry poor man especially, to insure bis life
fer moderate sum, and thus guard his
family against want in the event of his
death. The feeling Of satisfaction that
his sudden death would not leave his
family destitute, is alone worth far more
than the money.
Men OF moderate means should not
fail to insure. Every one knows that
many q comfortable property is sacrificed
in administration BY the necessity Of hay
ing money at once to meet pressing obi
cations. 10 settling an estate, thous-
and or two of dollars in money would
onsn enasIe the widow to settle off debts.
and save a good property which would
else be sacrificed.
Men in active business should not fail
TO have paid up policy Of life insu-
rance. They may be wealthy, shrewd,
successful, but there are revulsions in
business which no foresight can perceive,
disasters which no caution can avert, and
it is wise tie have the contingency of loss
provided for, and a competence for a
family made secure.
There are too many wealthy men who
labor with unceasing toll to amass large
fortune TO leave TO heirs, or bequeath to
objects of charity or benevolence. This
Is a lsudable ambition, and in no way
can its object be so well secured as by
investing portion of the profits of sue
cessful business in life insurance. What
colossal fortune might the wealthy
leave in this way What magnificent
charities might be endowed What an
impetus be given to the various works of
beneYolence
There is another reason in favor of life
insurance. benefit resulting from it
which the insured himself secures
There are many men of moderate means
who have artistic tastes. They want the
new books, pictures, music, and the many
elsgancies which man of taste so keen
ly enjoys, and which make home so
CHEEKY and attractive. But if they buy
these things there is all the time the
cruel and tormenting doubt whether
they can afford it, whether that money
may not yet be needed by their families
to supply some more pressing want
But let such a man have paid up life
insurance policy for a reasonable sum,
and he can CRAFTY his tstes without feel
ing that he is using what his family may
need.
1t is true that some one pays into life
insurance companies more than he gets
back, for companies have to be maintain
ed, Offices rented, agents paid, &C., but
this is true also of fire and marine ia
surancs, and yet this is regarded as me-
cessity, and the business man who neg
lscts it is reckonsd nearly fool.
We regard life insurance in most ca.
sss. as positive duty, and as always ben
s6cial, and if this article shall help to
call attsution to it, and induce trial of
il ws shall be eertsin tha, II has done
ssns gscd.