The New era. [volume] (Martinsburg, W. Va.) 1865-1871, 1865-10-26

lorce In THIS view, but Sa1d that he could
not see the subject clearly, and was
afraid to act in the matter.
Six months afterward, OH meeting my
neighbor, his serious face induced me to
ask after the cause of his trouble.
Worried about my affairs, as usual"
said he.
" The fact is, have bvt little peace of
mind. Everything is So uncertain. By
this time I ought to have had a neat
little property laid up, but am not worth
a copper. Ny family has increased SO
rapidly that it has taken everything l
could make to feed and clothe them. If
l were certain of living would not feel
troubled, for l can earn comfortable
support. But no man has lease of his
life. It makes me heartsick to think of
the consequences if / should die. What
would become of my wife and children?
have not cent to leave them.''
Why don't you get your life insured?
Take out a policy of five thousand dol
lars, for, say seven years. 1t will only
cost about eighty dollars a year; and
you can easily save that much from your
income by a little extra economy. Your
mind would then be comparatively
easy"
Five thousand dollars would be a
nice little sum to leave" said Mr.. Her
vey, land would help great deal"
"You could pay the premium easily
enough?'
ooh, yes"
"Then make the insurance by all
means.o
" have thought of it several times
since we conversed on the subject, but
some how or other have put it off from
time to time. | must do so no longer.
My doubts as to the propriety of life in
surance, which I expressed some time
ago l do not feel as strongly us did
then. l thought a good deal of what
you said, and came to the conclusion that
your views were pretty nearly correct"
Life is uncertain. We can only call
the present our own. Be wise then, and
make this provision for your family"
g must do it," said Hervey, as he
left me.
"Have you effected that insurance
YETI" said to him few months after
wards"
mo, have not" he replied, "but l
must do it. The fact is, when it comes
to the pinch, the amount of the premium
is something. A man hasn't always got
eighty dollars to spare.''
"True. But didn't l see a new sofa
and set of mahogany chairs going into
your house week or two ago?'
Yes"
"And they cost, no doubt, y hundred
dollars"
"Just that"
"Would it not have been wiser -"
81 know what you would say" inter
rupted Hervey. .'Yes, it would have
been WISER" The possession Of policy
of five thousand dollars would give me
a far greater pleasure than I have yet
derived from looking at, or setting upon
any new chair and sofa. The old ones
were comfortable enough"
Don't put it off any longer. Better
take out u policy for two thousand five
hundred now, if the amount of premium
is an object, and another policy for like
sum in two or three months"
"I'll do that" said he, speaking ear
nestly.
We parted. \ month or two after
ward alluded to the matter again. The
insurance had not been made, and Her
vey seemed little annoyed ut my refer
ence to the subject. After that avoided
any further remark touching the advan-
tages Of life insurance, when in company
with Hervey. But ! never met his
wife, u fragile looking creature, that I
did not feel an emotion Of pain at the
thought Of her being left destitute, with
six children clinging to her for support.
Nearly a year elapsed from the time Of
my last reference to the subject Of life in
surancc, when news came to the city that,
while bathing on the sess-shOre, Hervey