Delaware State journal and statesman., 1865-02-21
FACTS ABOUT THE 5-3O's--rHH AD-
NANTAGEs THEY nEEER

hANEAtEe Ihh OEEEh.
Tksir A5soiuis Security Nearly all active
credits are now based on Government securities,
and banks hold them IS the very best aud
strongest investment they can make. II it
were possible to contemplate the financial failure
Of the Government, 90 bank would be any safer.
II money is loaned on individual notes or bond
and mortgage, It will be payable in the same
currency as the Government pays with. and no
better. The Government never has failed to
meet its engagements, and the national debt is
first mortgage upon the whole property Of the
country. While other stocks fuetnats from ten
to fifty, or even greater per cent, Government
stocks are always comparatively firm. Their
value is Fixed aDd reliable, beyond all other Sc
euritiesi for while thousand speculative
bubbles rise and burst, as a rule they are never
below par, aud are often above.
Ia Litsr0l htsrssi-The general rate Of inter
est is siz per cent, payable annually. Tlh is
seven and three-t tsnihs, payable serqi. annually
II you lend on mortgage, there must be q search
ing OF titles, lawyers fees, stamp duties and
delays, and you will fuAly have returned to
you only the same lind Of money you would
receive from the Government, and less Gift II
you in'est in this loan, YOU have no uoabls
Any bank or banker will obtain It for you With
cut charge. To each note or bond are affixed
hEe coupons OF iateTssi fiekss, due at the ex-
Piralion Of each successive hslf-year. The
holder Of note has simply to cut of one Of
these coupons, present it 10 the nearest bank or
ffnWnrumrUa .ra =
the note itsslf need not be presented a, ell. Or
coupon thus payable viii everywhere be equiv
aleni, when due, to money. II you wish to
borrow ninety cents on the dollar upon the
notes, yOu have the highest security ia the
market to do it with. II you wish TO sell, il
win bring within fraction Of cost and interest
at Asy moment twill be very handy to have
in the house.
II is e9argii5h into q SIX per cent. gold.bear-
ing band. A, the expiration Of three years
holder Of the notes Of The 80 Loan has the
option Of accepting paymen, iu full or Of fanI-
ing his notes IN 9 six per cent gold-interest
bond, the principal payable IN ne, less than
hve' nor more than twenty years from its date,
as the Government nay elect These bonds are
held ai such premium as to make this priyi-
lsge now Ferih two Of three per cent per
aauum, and ails 50 much to the interest. Notes
Of the sane class, issued three years $50. are
nov selling at rate that fully proves the
correctness Of this statement.
Ats RzezPnos 5roH STATE Or Enaieipai Tara.
tiSn.-Bai aside from al the advautsess We
have Enumerated, special Act Of Congress
fze7Pt' IL ssaas and TreasHry saiss frsr, loeal
tazattos. On the average this exemption is
worm ae0ni two per cent. per ann1m, Aeeori.
ing to the rate Of taxation in various patts Of
the country.
IS NatisHal Sapiagl BsHk.-Wbile tbi.
loan presents great advantages to arze eapit.l.
ists, it offers special inducements to those vbe
Wish TO make safe enl profitable investmen,
Of small savings. 1t is in erery way the hes,
hATings' Bank for every institution Of this
Kind must somehow invest its deposits proftsbI, ,
IN order to pay interest and expenses. Tbsy
will ihvest largely in this loan, as the be,, in.
ves'uent Bot from the gross interest which
they receive, they must deduct largely for tn,
expenses Of the Bank Their usual rate a
-t-SFt' ~ AePs14AuEA /. Per cent
upon sums over $500. TIE person who invest.
directly with Government will receive alnos, "A
ptrc more, Thus the man who deposit,
$1,000 in private saviDga' Bank receives !,
dollars year Interest il be deposits the sam,
sun IN this National Ssvings' Bank he receive
iS dollars. For those who wish to find A ssf.
convenient, and profitable means ofinyestiue III,
surplus earnings vhich they have reserved 70,
their old age or for. the beneil of their children
there is nothing which preseats SO many sd,ap
iages ss this National Loan.
The H'ght'f ksive.-The war is eyidep,l,
drawing to close, but while it lasts I'M
Treasury must have money to meet it's cost. an,
every motive that patriotism can inspire shout,
induce the people to supply its wants vitbOu
ael'y. The G0vernnsnt can buy cheaper 70
cash in hand than on credit Let US see ,bs
Us wants are promptly and lbersIly satisfied