New-York daily tribune., 1865-07-17
THE NATIONAL LOAN,
A NIGHT AMONG THE SEvEN.THiRT!ES.
How the Working-PeOple Of New.York Become
Creditors Of the Government.

The vast success with which the last division OF
the grand National Loan has thus far passed into circu
laon leaves but moderate task to the gents OF the
Treasury before the complete fument OF the loan by
popular investments. To those who have not yet ac
cepted chance to secure their share IN the national
wealth only brief period Of grace remains 10 make
their own fortunes safe and prosperous by the highest
aud most patriotic Of all financial methods-confrming
the credit Of the nation The loan is now being dis
tributed at from five to six millions per day. At
this remarkable rate, itt prospective career may
be estimated by days instead Of weeks and, with
its present vigorous increase reasonable expects'
tion may be indulged that The daily sales viii oe
doubled and perhaps more than doubled as the Loan
reaches its conclusion. fair demonstration Of this
popular is the daily and nightly demand made
upon the various Banks aud Agencies of New-York,
and especially upon what known az the Night Agen
cies--oices established mainly for the beneft Of the
working people. These agencies, only recently inst
tuted are thronged evening after evening with soldiers
mechanics small tradesmen and operatives of all kinds
who render their hard earnings wrung from so much
toll tears and blood. into the keeping OF that greatest
Of oil Saving Fundsthe National Treasury-make the
bestpayHg investment known in our finance, and take
the greatest security in the world-tbe u 5. Seven
Thirty Bond.
THE SEVES-IHIRIY.
What il Seyen.Thirtyf Certainly no oabastic
term calculated to mysty deceive those too often
cheated by the OF vicious specuatonalse stocks
sham capital and the thousand monetary humbugs OF
tho day and hour. The Seyen-Thirty is small
proverb for the whole wealth Of the nation pledged to
meet its promise to factory hands, day'laborers, me-
chanics, tradesmen farmers landowners, capitalists,
millionares. Every workingman understands this
every soldier knows that the nation which he has
helped TO save is as good its bond. The Seven
Thirty bond pays s. 80 every year. or two cents per
day on every e0O loaned 10 the Government 10 cents
per day on every $780, 20 cents per day on every
81 600; and on. the interest doubling with
the principal. On tho 18th OF January and
18th Of July Of each year. the interest can
be collected from any United States Depos
tory National other Banks. the principal
payable the end OF three years or convertible into
the $50 Gold bearing six per cent notes. COW worth
handsome premium Moreover, the 7.3O bond
cannot he taxed by States Counties or Cities, saving
two to five per cent thus upon incomea railroad and
other bonds stocks, mortgages, &C., being taxed not
alone by the Government but by States Counties. and
Cities The ability OF the Government 10 pay its debt
be questionedts ability to pay the interest OF
that debt is still less doubtful. The Seven-ThHy there
fore becomes the best OF oil investments secured by oil
the taxation OF the Government. all the wealth OF the
country. II is safer than mortgage upon q good
farm and pays better interest; il is in fact what Is
now being from day to day moro and more
intimately understood by the people a
Inst mortgage all tie lands, in.
comes railroad and canal bonds. bank stocks. mort
cages, and indeed, the wealth and life OF the country
With such securities to make this loan valuable,
its demand among working people is not st all surpris
ing Where the people find safer Savings Bank
II will be wonderful II the National Loan is not very
largely held by the workngmen OF the country. and
this wonder will be still greater if We enter the Loan
tgencles and observe some OF the casual incidents
which mark varieties in the life financial and tie
woodworking Seyen.Thirties
THE NIGHT AGENCIES.
All sort Of peopleal varieties OF race snd character
with which the world OF New.York abolnds-1ock to
the Night Agencies The machinery OF the agency Is
simple-a few desks and Tables corps OF e1'
perienced clerks and teers-the exchange OF the
registered T. 30 bond for each individual oan-and the
applicant at the Nations Savings Bank becomes az
once the Nations creditor and beneficiary Thousands
are accommodated in night and sums represented os
bonds varying from the small $50 bond, which places
the loan within reach OF the poorest savings, to the
momentous and envabe 3, 900 note. are taken with
republican simplicity into the vast receptacle OF the
United States EIcheluer. glance at the characters
ordinarily encountered in single night OF the 73o VIII
give some idea OF the uniyersaty OF this impartial
money distribution Out Of 100 bondbuyers who
crowd the office in Bleeckers, each waiting in turn to
lend his money out for interest at least 60 are mechanics
or lsborers 20 are saloon keepers small dealers and
soldiers and the rest an almost nondescript con-
dition Of vendors, clerks. and even boys, mixed
in with number of women in faded calico or mourn
ing-toil sorrow. wrinkled thrift or the working.
womans work a.day written upon their features. In
another arrival tho proportion OF dealers and soldiers
is greater but throughout the evening tide OF labor
pours In through the portals Of the Seven. Thirty"
amid confusion of faces tongues and opinions. Rude
finance discussed with homey sense between workman
and workman, political prejudice curod silcneed by
witty word tossed over the shoulder question after
question answered across the counter. aad the whole
matter and genius Of the 7.30 understood and ap
precated Everyday characters familiar on the street
turn up again, to the surprise OF many, In
the sanctum of the 730 One Of the agencies Is largely
patronSed BY rivermen, sailors. steamboat men, en-
gineers 60 Out OF l57 applicants paid OF in bonds
from seven O'Clock till nne the following interesting
and significant statistics are CLEANED; q were shop
keepers 10 we're machinists boilermakers. foundery
men, Co. all workers in roni IT returned soldiers and
Sailors II clerks and storetenders; 10 saloon keepers
nine steamboat men, engineers &C.; five bartenders;
four hotel servants hstters four sadders four car
drivers; two cabmen two farmers three stakeepers;
five shoemakers; four tailors; Ave bookbinders, six
store and working women; six BARRIERS; four cigar
makers; one was telegrapher; one an actor; one
journalist; one pedder or this congregation 10 were
colored men, two were boys 10 were lrishmen' 10
Germans and Portuguese Chinese. and one moor, were