The Baltimore County union. [volume] (Towsontown, Md.) 1865-1909, 1865-02-18
SMisfellatteottS.
How to Save,

good business Al the age or tWenty-slX
he had taken to himself q wife Caroline
Eustic, the daughter of q neighbor, who
had nothing to bring him but her cwn per-
sonal merits, which we're many, and habits
Of thrift learned in an economical house
hold, under the stern teachings of necessi-
ty. aa abet
1t was well, perhaps, that Charles Lyn-
ford should obtain wife of this descrip-
ton, as he himself found it very difficult to
save anything from his income.
1t was not long before Caroline become
acquainted with her husbands falling
She could not feel quite easy in the knowl-
edge that they were living fully upto their
income, foreseeing that time would come
when their family would grow more expen-
sive, and perhaps her husbands business
though now fourishing, might become less
so.
Accordingly, one day, she purchased of
a tin peddler who came to the door, little
tin safe, such as children frequently use as
a savings bank. This she placed conspic-
uously on the mantelpiece, SO that her hus-
band might be sure to see it on entering
"Hallo, Carrie, what's that, eh ?" he ask
ed curiously.
"Only little purchase I made to-day"
said his wife.
"But what is it meant for?" he asked
again.
"Let me illustrate" said his wife, play
fully. "Have you q ten cent piece about
you?'
Charles drew dime from his waistcoat
pocket. His wife, taking it from his hand,
dropped it into the box through a little
slit in it at the top.
Charles laughed.
$50 you have taken to boarding, Carrie ?
My wife become miserw
"No, only little prudent But serious
ly, Charles, that is what l want you to do
every night"
"What- drop dime into this newfan-
gled arrangement ofyours :"
Exactly"
every well. that will be easy enough. A
dime is no great harm. But may / know
what you are going to do with this newly
commenced hoard 7"
Lay it by for rainy day." answered
Caroline.
Charles laughed merely.
This ended the conversation for the time.
The plan thus inaugurated by the young
wife was steadily carried out. She was not
one of those whom there are so many-who
enter upon a plan zealously but soon tire
of it. In the present case she was fully
satisfied Of the wisdom of her-purpose, and
resolved to carry it through. Every morn
ing she called upon her husband fora dime,
and every morning it was added to the &C.
cumulation. Frequently he had not the
right change, but would toss her quarter
instead. She would answer him, laughing
ly, that it would answer her purpose just
as we'll.
More than once Charles bantered her on
the subject of her savings bank. This she
bore gaily.
But these were not the only accessions
the fund received. Her husband had ear
ly arranged to make her an ample allow
ance for dress-I say ample, though dare
say some of my city readers might not have
considerable so but Caroline, who was in
the habit of making her own dresses, pro-
vided herself with a good wardrobe at
much less expense than some not SO we'll
versed in the science of managing could
have done.
After considerable calculation she came
to the conclusion that out of her allowance
she should be able to make daily deposit
equal to that she had exacted from her hus-
band. OF this, however, she thought it
best on the whole, not to inform Charles,
enjoying in anticipation the prospect of
being able at some future time to surprise
him with the unexpected amount OF her
savings.
AT the close of every month the tin box
was emptied and the contents transferred
to savings bank of more pretensions,
where interest would be allowed.
When the sums deposited here became
large enough, Mrs. Lynford, who had con-
siderable business capacity, withdrew them,
and invested in bank and other stocks,
which would yield large per cent. Of
her mode of management her husband was
in complete ignorance. Nor did he ever
express any desire to be made acquainted
with his wife's management. lie was an
easy careless fellow, spending as he went,
enjoying the present and not having any
particular concern about the future.
At the end of eight years, during which
time he had been unusually favored by pros
perity in business and uninterrupted health,
his books showed that he had not exceed
ed his income, but that, on the other hand
he had saved absolutely nothing. Twenty
five cents stood to his credit.
"Kunnlng pretty close, ain ~ OaIrie
I take credit to myself, though, for keeping
on the right side Of the line. But then, |
suppose you have saved up an immense
sum?"
How much do you suppose ?" asked his
wife. s
perhaps hundred dollars" said Chas.
Lynford carelessly, though it would take
a good many dimes to makesthat." f
His wife smiled, bat did not volunteer