The Bedford gazette. [volume] (Bedford, Pa.) 1805-current, 1865-01-20
HOW TO SAVE.

to bilRg him but her own pers mai merits, which
were many, and habits of thrift learned III an
economical household, under the stern teachings
of necessity.
It w:ts well, perhaps, that Charles Lynford
shnlll obtain wife Of this description, as he
hieself found il very difficult to save anything
from his income.
it was not long before Caroline became ac-
quaiatci with her husbands failing. She could
nos feel quite easy in the knowledge that they
weFe living fully up to their income foresecing
that time would come when their family
world grow more expensive, and perhaps her
hu>bands business, though now fourishing,
nj sht become less so.
accordingly, one day, she purchased Of a
tin peder who came to the door, q ll,tle tin
sac, such as children frequently use as sa.
viags bank. This she placed conspicuously on
the mantelpieee, So that her husband might be
sure t. see it on entering.
Halo, Carrie, what's that, eh 2" be asked
ou-iously.
7e0ely little purchase made to-day" said
his wife.
f.Bat what is it meant for p he asked again.
9.'Let me illustrate, said bis wife, playfully.
ssEave You ten cent piece abont you 2"
Charles drew dime from his waistc0at poek-
es! His wife, taking ii from his hand, drop
pei it iuto the box through little slit in it at
tie top.
Charles laughed.
So you have taken to boarding, Carrie
My 1iic become niiser ~
''No, only little prudent But seriously,
Charles -: ,..: Is what want you 70 do every
night
"Wbat-drop dime into this new-fangled
arrangement Of yours !'
'Exacty."
~s.Very we'll, that viii be easy enough. A
dime is no great harm. But may know what
YOU are going to do with this newly commen-
cAd hoard !''
t',Lay it by for a rainy day" answered Car
RE
Charles laughed merely.
. THIS ended tile conversation for the time.
Tie plan thus inaugurated by the young
wife-was steadily carried out. She was not
..lle of those OF whom there are 80 many-who
In resent case she was as fdS stiss sr 6 81 81
the wisdom Of her purpose, and resolved to
carry it through Every morning she called
upogi her husband for dime, and every morn
ing if was aided to the accumulation. FIRE.
toss her quarter instead. She would assare
lin, lsughingiy. that 1t would answer her pur-
pose just as well.
More than once Charles bantered her on the
snbisct of her savings bank. This she bore
gaiiv.
Bat these were not the only accessions the
fund received Her husband had early arrang-
ei to make her an ample allowance TOR dress
say ample, thonrh dare say some ot my city
rra.!crs might not have considered Il 50; hnt
Carrie, who was IN the habit of making her
uwn dresses provided herse!t with Il good
wardrobe at much less expense than some not
=, we'll yersed in the science ot managing could
have done
After considerable calculation she came to
the conclusion that out of her allowance she
should be able 10 make daily deposit equal to
IA thet she had exactcI from her husband.
OF This. however, she thought it best. on the
whole not TO inform Charles, enjoying in an
ticlpatian The prospect of being ahle at some fu-
ture tic,e 70 surprise him with the unexpected
amount Of her savings.
At the close Of every month the tin box was
emp,ied and the contents transferred 10 sa-
wings bank of more pretcnsions, where inter
est would be allowed.
yyhen the sums deposited here became large
enough, Mrs Lynford, who had considerable
business capacity, withdrew them, and invested
IN bank and 5sher stocks, which would yieid q
ia7ve Ger cent Of her mode OF management
her husband was ia complete ignorance. MOI
did ne ever express any desire to be made ac-
cuaia!ed with his wlfe's management. He was
! an easy. careless fellow, spending as he went
J A. ,r,Rr ho,
! ticular concern about the future.
| Az the end of eight years, during which tins
| he had been unusuaiy favored by prosperity
/ IN business and uninterrupted health, his book
| showed that he had not exceeded his income
! but ha., on the other hand, ne had saved 10
! salutely nothing. Twenty-Five cents stood Il
his credit.
.sRunniag pretty close &in't il, Carrie +?
! take credit 10 mgaelf though, for keeping or
the right side OF the line. Bnt then, supPos
you have saved up an immense sum! :"
GLOW nrch do you suppose ;" asSed HI
wifo.
.Psrhaps hundred dellars," said Cha~ie
! Lvnford care.essiy, Though it would .ako :
good many dimes - make that"
His wife smiled, but did not volunteer t
onlighten him as to tho correctness Of his cor
lecture. SO things went till at length cam
the panic of S57--a panic so recent that it IN
be remembered how universally trade and BIZ
sness Of every kind weFe depressed at this pc
.riod--anone others, the trade which Gccupie
Charles Iyntord suffered.
One evening he came home looking quite sc
rions-an expression which seldom came eve
his cheerful face.
Carrie who had watched the signs of th
times, was not unprepared to zee this. Sh