davidaulloa/AmericanStories huggingface dataset:
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

VII HITNEY'S E AT +.
" The subscribers, having been appointed by the
Honorable Probate Court for the District Of Washing
on, Commissioners to receive, examine and adjust all
claims and demands Of all persons, against the estate
of Owl Whitney late of Cabot, n said district. deceas-
ed represented nsovent and the term of six months
from the l4th day Of January, 1865, being allowed
by said Court to the creditors OF Said deceased TO exit
bit and prove their respective claims before Give
notice, that will attend TO the duties Of sp-
pointment at the dwelling house of Allen Perry, in
Cabot, in said District, the third Tuesday Of Feb
ruary aud July next. at O'Clock, in the afternoon,
on each of said daye.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
BY the Court.
a2.ai; Attest, N. A. CHASE. Register.
: ATE or VERM MT,
y WASHINGTON DISTRICT, IS

< T TIE OF We RM 0 Vt.
~ WASHINGTON DISTRICT, ~.
la ProSs's Court, hole At Montpser, On the 9Th
day OF JsnuArs, A 2. 1865;
Charles y Smith, admin strstnr OF The estate Of
Nathan johnson, late Of Waitsheld In said district,
deceased makes application TO said court for license
70 eel the whole OF the real es;ste Of salt deceased.
representing that sse Of all except the homestead IA
necessary for the payment OF the debts Of said deceas
aud charges Of administration OF said estate, apd
thst sale Of the homestead In said real estate would
be beneficial To the children Of said deceased.
Whereupon, il is ordered by said court that said APP
poaton he referred TO the 2lst day Of February,
A b 1860, at the Probate Office in Montpelier
and, Il further ordered, that all persons inter
etei, be notified hereof by publication Of notice Of
this application aud order thereon, three weeks
oessiyely IN the Vermont Watohman State Journal,
printed at Montpelier. before said tune Of hearing.
that they may sppesr At ssd time and place, and.
they see cause, object thereto
BY the Court
Attest. A CHASE HfgiEtef.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
hem ADVERTISEMENTS.

OFFICERS ACCOUNTS
~ with the Ordnance, QuartermAsters aul other
Departments ofthe United States. msde and adj Is-
ed Certificates " nonindebtednesa obtained stoppages
Of pay removed.
Long and varied experience officer in the army
and with the Departments, with the assistance Of Are
what required and will he accepted BY the Departments
in every given case We are prepared to make out and
adjust the accounts Of officers who have resigned been
discharged mustered out, with Accuracy ami at less
expense, time and trouble than would be required
visit Washington.
Particular attention given 20 the setilem'n mt Of Claims
and Accounts Of deceased Officers and soldiers
Pension, Bounty, Back Pay, Pile money and all
claims against the Government speedily procured.
JAMES b, BELL,
date Capt. y. 8. A.
No 4, Cornhill Court Opposite head State ST.
Boston.
Refert by Pc mission 10 Hon. ]. 1los Stevenson.
Geo. W. Pratt Esq. Lewis G. Pray Esq. Brit Brig
Gen. A. Osborn, Lieut. Col hobt. Il. Stevenson,
Maj'f Edw G.. Richardson. 4A47
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
Tuubridre, Feb oh, A. b 1854 4g45
. TATE OF YER MOI t.

~ 7 A + Q Y K VI Q T.
- WASHINGTON DISTRICT. IS
In Probate Court, held at Montpelier within aud for
said District on the 7th day OF February, A. d.
1868:
An Instrument, purporting to b. the last will and
Testament OF John Poor, late of MOretown, in said
district deceased being presented b. the court by
George W Kennedy. the executor therein named. for
Pr ohae: II is ordered by said court that all persons
concerned therein be notified TO appear at session u
said court TO be holden at the Probate Once in Mont
pelier, on the 7th day of March, a. b. 1868, and
show cause suy they may have against the Probate
Of said Will for which purpose, 1t further ordered.
that q COPY OF the record OF this order la published
three weeks successfully in the Vermont Wstchmsn 4
state Journal printed at Montpelier, previous to said
time appointed for hearing.
true copy OF record.
1875 Atte.t Il r MERRILL. Judge.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
l. U b N s
+ r A n q Up A \ N |
TOILET row DER

= ~ "A ~ ~ Il "A ~ ~
TOILET WIDER
This widely and justly celebrated article which Is used
throughout Europe. and considered
NECESSITY IN THE TOILET or EVERY LADY,
Is now for the first time introduced
TO THE LADIES OF AMERICA.
FRANGIPANNI POWDER
Is unrivaled for removing CHAPS, BLoTcHEs. PIN.
PIES CHAFRs, and other impurities Of the skin
rendering it SOFT, CLEAR. SMOOTH, and BEAU
TlFUL,
FRANG1PANNt POWDER
Il used to remove TAN and FRECKLEs, giving
FRESHNESS to the COMPLEXION and healthy hue
to the skin with youthful sof.ness
FRANGIPANNI POWDER
Isused by the ladies Of Europe to sprinkle the inside
Of Kid Gloves, enabling tight glove to be drawn on
and of with ease and preventing their being sosd With
Precipitation After the glove i, withdrawn IL Leaves the
hand SMOOTH, SOFT, and WHITE, with delicate
freshness and perfume
FRANGfPANNi POWDER
HANDS, ARMS and FACE 1t sohens CoRNs add
all other cvtaneous excrescenots.
Price % Cents and 50 Cents
According to size OF package
u Sent BY mail on reccip, Of price.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

TAT OF VBRM I.
y WASHINGTON DISTRICT. So

- TATE OF VERM % I.
- WASHINGTON DISTRICT, SO.
In Probate Court, held 80 Montoelier. 10 said Dis
triot on the I II day Of February. A d. 1858.
Alfred p Hicks, administrator Of the estate OF Free
man Tabor late Of Calais in said District, deceased.
presents his administration account for examination
and allowance and makes application for decree uf
distribution and partition Of the estate Of said deceased
WhereupOn, It is ordered by sad Court, that
a session OF said Court 10 be held at the Probate
Office in said Montpelier, the 2slh Jay Of Feb
ruary. A. ID 1863 for hearing and decision there
on Aud It further ordered, that notice hereof be
given to all persons interested, by publication Of the
same three weeks successfully in the Vermont Watch
man 4 State Journal, newspaper published At Mont
peier, previous TO said time appointed for hearing,
that they may appear said time and place, and show
cause II any they may have why said account should
/ not be allowed aud such decree made.
By the Court
/ 43I5 Attest. Ma. CHASE. Register.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

ll rr-sat
settled Consumption have been cured by and thousands
sufferers who deemed beyond the reach ofhuman
aid have been restored TO their friends and useful.
sound health and the enioyment OF life, by this
all powerful sntdote diseases Of the lungs and ia
Here cold had settled on the lungs. The dry, hacking
cough the ssssy eye and the pale thin features Of him
who lately usy and strong whisper, al but him
CoNsUNPTIoS He tries eyefy thing but the disease is
gnAwng a. his vals, aud shows its a'a symptoms more
aud more ali his frame. He is taxing the Cherry Pee
ora now has stopped his cough and made his be,,hug
easy his sleep is sound at nights his appetite returns,
and with t his strength. The dart which pierced his
side Is broken. Scarcely any neghborhood be found
which hiss not living trophy like this 10 shadow
ot;h the virtues which have for u CHERHY PBo-
roHAL an Improbable renovn But its usefuloess does
not esd here Nay, aeoomplishes BY prevention
than cure The countless colds and coughs which
the seed which would have iipened
dreadful harvest Of ncurabe Diseases Influenza Group,
Bronchitis, Hoafseaess. Pleurisy whoopng Cough, aud
all rraions Of the throat and lungs easily cured by
the CHEzHY PsCr1EAL ntaken 10 season. Every family
should it by them and they vii nd it invaluable
protection from the insiious ProFlef which carries %
the pSien' sheep from many f1ck the darling lamb
from many home. 4249
Prepared by DR. J. c. AVER 3 Co. Practical and
Ana, teal Chemists, Lowell, Mass and sold by all
Druggists and Dealers in Medicines. y
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

EOE'S SPEPSIA CURE.
GOES DYSPEPSIA CUREl
CURES DYSPEPSIA WITHOUT FAIL.
GOES DYSPEPSIA CURE
CURES NAUSEA Al STOMACH
GOES DYSPEPSIA CUkEl
CURES CRAMPS AND collie PAINS
COR'S DYSPEPSIA CURE
CURES CHOLkkA MUkBUs EVERY TlMB
COK'S DYSrhalA CUkK
Is warranted 20 DO Al claimed for itl and
will furnish YOU certificates u citizens and cie
gymen % back up our statement
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
THE REASON WHY

We should supply yout wants our acili les arc unsur
passed our work Of unrivAed excellence promises
puuetuslly obse we'd Our central location brings us
near the most remote pointe Our goods from
the mSnuae ueIs aud OF the latest and desirable
styles The goods must be sold A1d the terms I'M
squAled All articles ordered forwarded by return
nail
We guarantee snde satisfaction IA every instance,
and II there should be any person dissatisfied with aay
article they may receive they will immediately return il,
aud the price will be refunded.
AoRsTs ~ We allow those acting Agents Ten Cents
ea'b Certificate ordered, provided their remittance
amount 10 One Dola'.
They will collect q cent. for every Certificate, and
t.ining 10 cents, remit to Us 10 eents for each.
Address,
GEO. DENERlT n CO.
| 44;56 303 Broadway, New York.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

n. K.iBrown, Wholesale Agent, Montpelier, VI
@. q. CLARK CO., Proprietors,
New Haven, Conn.
DEMAS BARNES q CO., General Agents,
n Park Row New York
GRO. C. GOODWIN CO., Boston
feb26.daweop;ly
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

BAZEN c. ALEXANDER'S ESTATE.
4 1 The subscribers, having been appointed by the
Honorable Probate Court for the District Of Randolph
commissioners, To receive, examine and adjust all
claims aud demands Of all persons, against the estate
Of HaIeu c. Alexander, late Of Tunbridge, in ssd dis
trc deceased represented nsolvent and the term It
six months from the and day of February, 1865,
being allowed by said court to the creditors Of said
deceased EXHIBIT aud prove their respective claims
before us Give notice, that will attend TO the
duties Of appointment At the dWeliing house VI
David Alexander, in Tunbridge, in said district, on
the 2nd TUESDAY Of May and July next. At o'clock
in the afternoon on each Of said days.
EBENEZER HACkErT,1 co,,,-
JUDE MOULTON, NV
Tunbridge Fec OH, A. b 1851 4345
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
HuTCHISGS & HILLiER PrOprisIOrs

A95:daw cop 81 Cedar St, NsV YORK.
John + Henry 4 Co, wa,e bury. Vt, wholesale
Agents sold ia Montpelier b. n a STOW aud Wood
Baby X Co. 'sf'daWeop
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17

X I A 7 T. OF NER % n I :.
- WASHINGTON DISTRICT, IS.
Ia Probate Court, held at Montpelier. 10 said Dis
irici On the Slst day Of January, A D. 1885
Lcauder Warren administrator OF the estate u
Calvin Warren, late IT MonpslieT In said district,
deoeased presents hts aftninistg alton seooaut tor
exAmlDsuon aud allowance. aud mekss spplosuon
~ decree OF Distribution snd psr'itrr q ths sslsts
Of said deoeassd
Whefeupon, 4. is ordered by said aoet,, that said
account aud ad az. location be referred "a, session
OF said Cogrt, ~ he held to- Prohtie Oce IN sad
Montpeisr, on the slst day Of February, A u isoo.
Tor hearing and decision thereon; and il q further
ordered that uo,ioe hereof be given 10 all persons
interested, By publication Of the same three weeks
sao essvely IN the VI. Waterman State Journal,
newspaper pnhlished at Montpelier, previous TO said
time appointed for hearing, that they nAP appear At
said time and place. and show cause, N any they may
have, shy said account should cot be sllowsi, elS
suoh decree made By the Court
s2;4a Attest. 7 r. MERRILL, Judge.
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
80 aa So ls.E sssE,ss4
w + ) L ERN RIO u 4 +
Vii
VERMONT CENTRAL R. R. LINE,

Connecting At Oydensbu,g with the Grand Trunk Rail
way for Toronto London, Detroit, and Detroit with
tho Michigan Central X Il Michigan Southern and
Detroit 8 Milwaukee Il X. for Chicago Milwaukee
Cincinnati ST. Louis ST. Paul aud all points south and
West
th,. line running two express trains from Mont
peirf each
Through to Chicago in forty hours.
buy your u,k ets Of
=. L. HOWE
Agent VI c r. X at Montpelier
" you want your baggage checked through tc Chicago
This line does not check baggage On tickets sold by
agents the West, aud will not assume any res
possibility for the
Fare less than any other route
All syondence In regard 70 Western routes ad
dress l.. HOWE, Montpelier, VI
l. MILLS, Genl. Agt' Boston.
Montpelier Nov 10. 1864
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
U. S. GOVERNMENT AGENTS,
FoR THB sA1B or TINS
POPULAR 100 LOAN.

Under the recent Arrangement OF At to'Nil fNF'N
ment with MIR. JAY COOKE, General
Subscription Agent.
Cheeks and Drafts 90 New York, Legal Tender Notes
ard National Bank Notes may be RENTED in payment
We also receive all Legal Tender F're Per Cent Notes
and ALLOW the accrued interest 10 dRs Of subscription
The 80 Notes will be forwarded by express free Of
charge to all points reached by the express companies
Orders may forwarded direct or through your
nearest bank or banker
Persons visiting the city will dui full assortment OF
the notes 90 hand at our Off Tor immediate delivery
Orders by mail should be accompanied with the address
in full to which the notes to be forwarded.
We also keep on hand, and buy aud sell at market
rates. all kinds Of
United States Securities.
Accom- Of Banks, Bankers aud individuals received
on favorable term
Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1865-02-17
GOlN0 oOIN0!i GOING lie

VI sabsc' iber has taken out license aaeioaees.
aud will promptly attend 70 oil calls foE the ss ~ 800
rsriy al spy kina ~ puhls Gsst.U-.- Piks.
MAfshfed. ian. -. As55. A2s-
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
m, Ketehum Forrerrc..

NV YoRK. August l9-A Hartford paper
SAYS A number Of gentlemen interested in the
Ke,rhum failure went TO New York on Tuesday
evening They have learned all the facts that
could be obtained, and their friends here. to-day.
are not hopeful. The house will not pay q very
large portion Of its Indebtedness. One gent in
terested ssys, he would be glad to get fifty cents
on the dollar for bis claim
Morris Ketchum stated on Wednesday that be
considered himself worth two million dollars be
fore the late troubles, and that bis splendid farm
at westport. where be resides. belongs to hi.
wife; be does not own ii.
No traces Of Edward b. Ketchum have yet
been discovered IL is considered slmos, certain
that be has not gore to Europe, and there is a
Strong belief that be is still n the city vicinity
A reward of $50 900 has been offered for bis ar
rest by the Importers and Traders National
Bank
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
Rcdempt. ON OF Ccrtificates of Ind bit
ness-fsSue OF National CurTency-


wAsHrSGroN, August l9--Certfcates of in
debtedness redeemed for the week ending
to-day, amounted to over s., 600 900: and dur
ing the same period s4l0, 600 of mutilated cur
renoy have been destroyed at the Redemption
Bureau
Gen. a y. Underwood to day received his
commission as Surveyor of the Port Of Boston
and. in consequence. resigned hi. militay com
mission in the volunteer service.
ltiS SAID the President 10 day ordered the pay
ment of S62l 900 to Massachusetts,, towards the
settlement of the total amount due on her war
debt. which is expected to amour! to about
$4,000 900.
The sale OF needless vessels, lately employed
by the Navy Department, is ordered TO take
place at the Washington Navy Y ARD on the 18Th
OF September.
Among the visitors At the Presidents house
TO day was Lieutenant General Ewel, late Of the
rebel army
A large number OF paTdons were granted to
day. especially to citizens Of Virginia of the
500 900 class Among the new applications for
clemency is that of Brig. Gen. Tirrell of Ten
nessec
Issues of national currency for the week end
ing to day. amounted TO 50 .O65 900
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21

BEAUFORT. n. Q. August I4-Mr. Dickson. a
leading merchant Of this city, recently from Fay
etteville, says it is not safe for Union man TO
express his sentiments in that city.
Two women school teachers recently went
from Wilmington 10 establish school at Fay
etteville for colored children. The sheriff would
not permit them TO land. and informed them that
if they were men they would be served AS such
people were before the war while in Fayette.
Vile
Mr.. ID. SAYS that negro Was strung up by the
thumbs in the public square, and received forty
lashes from civil officer recently appointed by
Gov. Holden.
Collisions between the military authorities sud
representatives OF the Provisional Govern ment
occur continually. and officers OF the army are
looked upon with contempt.
The Wilmington Herald says: Upon the
pledges of respect for tho United States authori-
ties the national troops were Withdrawn from
Fayetteville. but result to the contrary has
been of speedy development
The Raleigh Progress says: The national
authorities, finding themselves deceived, have
found it necessary to garrison Fayetteville with
negro troops
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
~c.. &c.. &c. Ac.
EEe Atlantic Gable,

NEW IoRK, August l9-The Herald's Aspy
Bay correspondent says: The following practica
conclusions have been arrived at by those en-
gagged in various capacities in the ex pedition
First. That tie steamship Great Eastern, from
her size and sea going qualities can carry and
lay the Atlantic Telegraph Cable safely ia any
weather
Second. That the paying-out machine con
structed by Nessrs. Canning 4 Clifford, works
perfectly and car 90 confidently relied on; that
the insulation of the gutta percha conductor wos
improved by reason OF the reduction OF .empera
ture and great pressure at toe bottom OF the sea
or more ths O double what il had been before
starting, proving itself TO be the best insulating
cable ever manufactured and many times higher
than the standard required by the contract; that
the cause OF the two failures which were pick ed
u, was in each case the perioratiOB OF the percha
through the copper by piece OF iron wire found
sticking in the cable.
Third. Tho faults analogous TO the first diff
Guilty can be guarded against in tue future con
struction of cables.
Fourth That nothing has occurred to create
the least doubt in the minds of practical men
engaged in the expedition OF the successful lay
ing and working Of tho ,ble. but on the con
trsry their confidence in the undertaking has
been largely increased by the experience thus
obtained
Fifth. That with the Great Eastern steamship,
and with stronger tackle. and with improved
picking up machinery, there is a possibility OF
recovering TIE lost end of the Cable, and com
pletag the line already two-thirds laid.
The above Is signed as follows:
Samuel Canning, Chief Engineer; James An
derson. Captain OF Great Eastern; Q. F. Varey,
Electrician Atlantic Telegraph Company; Q.
V. Desante, Electrician to the Atlantic Tele-
graph Company; ". Thompson. Professor Of
Natural Philosophy. Glasgow College; IL l..
Clifford. Manager Atlantic Telegraph Company
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
Interview Between the President and
Judge Chnse-Conso a 4 dati0n of Vet
eTun Reserve Corps.

NEw YoRK. August l9.-The Times Wash
iegton special says: IL is currently reported thA,
Chiei Justice Chase who arrived here last even
ing, comes by invitation of the President The
Chief Justiee bad an interview with the Presi-
dent this morning before the Cabinet meeting
The contemplated consO sOlidation ofthe Veteran
heserve Corps into regiments, and the conse
4uent mastering oat OF several disabled officers.
gives rise 70 loud complaints from many dis
abed othcers Unless the Government provides
IN some thorough manner for these men Injustice
and suffering will follow /; is earnestly hoped
that The unfortunate consequences which must
ensue, II the consolidation takes place, may De
obviated in some effective manner No clars OF
men better deserve good Offices OF the Govern
ment
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21

NLw DIX. August l9 --Galv eston And Hous-
ton papers have the following:
Commodore Leon Smith has arrived at Gal
weston from Brlzos Santiago. We saws the man
uer ia which toe warfare Is carried OF IN Mexico
j perfectly terrible. neither side take any pris-
oners, but murder all they capture.
The military authorities AZ Galveston exert
themselves assidUOusY TO preserve order, but
rObberiss prevail 10 a large extent.
The Houston Telegraph SAYS: The srmy worm
! rAyagug Ia the iaterOr. planter in har-
ton county says the free negroes are generally
doing better than was supposed they would
have a written agreement With those on nv pl.cs
and have trouble with them whatever
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
Military Comm mission I'm washIngto ton
fire at n Hospital.

WASHINGTON. l9 The Special Military Com
mission, of which Major General Wallace ia
President, met this morning for the first time, in
accordance with the order of the War Depart
ment Judge Advocate General Holt was absent.
The Commission. in secret session, organized
and adjourned till Monday.
Prisoners other than Captain Wertz may be
tried before il. The charges or specifications
against hm will not be make known until they
are arranged.
Ata late hour las, night four OF the wards OF
the Lincoln Hospital in the eastern par; Of the
city were destroyed by FIRE, and four Others were
pulled down to prevent the speed OF the flames
the timber Of which the building was composed
being too dry. and therefore readily combustibe.
The patients were several days previously re
moyed
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
Robbories by u Freight Agent

NEW YoRk. August l7-The Daily News
says: A JONES' freight collector on the Erie
Railroad. has been perpetrating series of rob
berries His salary was 81 900 year. and he
had humble apartments in one quarter of the
city As representing his salary, and splendid
apartments on Broadway representing his steal
iDgs. and in which he entertained his female
friends. These rooms were made a perfect
seraglio An investigation OF bis accounts show
that he stole S.. 900 in one day; how much and
how long he has been stealing has not yet been
sscertained Jones has LETT the city with one
OF mis- ladies ostensibly for New Orleans.
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
AffnIrs ut Atlanta.

NEw YoRK. August l9-The Augusta
Transcript learns from gentleman from At
lanta, that that place is recovering with woader-
ful rapidity from losses inflicted by the war. A
large number OF the old residents have returned,
and new ones king ia; houses command higher
rents on gold bssis than in 1860; new build
ings of a cheaper character are sprngng up in
all directions TO accommodate the sudden aud
pressing demand.
Daily State sentinel. [volume] (Indianapolis, Ind.) 1861-1865, 1865-08-21
Receipts of Internal Reyenue-NS
Nofe National BankA.

NEW YORK. August l9-Posts special says:
The receipts of Internal Revenue yesterday
reached almost 81 900 600
II is understood no more National Banks will
he authorized, except In cases where applications
were filed previous to the lst of August. The
full amouns Of currency TO be issued by the Ma
tional Banks has been authorized. which is the
reason for this determination