davidaulloa/AmericanStories huggingface dataset:
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
THE GREATEST


Accident on the Chicago ae1 ROek
Islaod 1a1lroara-Oae 00a Aelle4 one
-Four w Oundod.
The passenger train bsasd for Chicago %
the Chicago and Rock Islsnd Railroad net
with severe ascidsnt ysstsedsy afternoon.
Just wsst Of Joliet resulting In the killing Of
one mao and the weuuding Of fouf othsfs.-
The accident vss oesasioned BY the breaking
Of rail % the losooosivs was passing over
is, and this Immediately threw the baggage
cars aud three psssssgsr coaches OF the track
and down an smbankmest six or eight feet
below the level Of The track. The bsggsgs
ear snd I've Of the passenger coaches we're
turasd ever on one side, while the third one
ran into the second one. crushing Il badly
Here eesusd scene which words fail to ex.
press. The passengers and seats we're thrown
violent one over ssothsr. while piercing
screams rent the cir. One man. wbe wss
standi.g on the platform, vas crushed
70 death immediately, while four
others we're severely wounded. One
Of the wounded vas caught by the leg. and
such VS. che pressure Of the care that II vac
nearly an hour before he could Be extricated.
Another had HE arm forced through window
and had II broken. Az the day We warm.
there was but little fire In the staves-a prov.
ldeutial circumstance. - there 10 no knowing
what might have happened had the cars ia
ken FIRE. One Of the stoves was pitched
through the window distance Of several feet.
Four cars, crowded with returned eoldiers,
we're fortunately left on the track. The loco
motive was run up to Jsliet. and an extra train
vas brought down. aad. after . detention Of
few hours. the passsngers were safely brought
to this city.
The names Of the sufsrers are: Henry
Pendlston, Of Mineoks, killed; Msrcns Mendel.
son, Of Chiesgo, leg badly smashed George
Sawyer, Of Morris arm broken Capt ain N.
Boyer, Goth Illinois, and o. Caldwell. wound-
ed Several others Of the passengers we're
scratched, but net seriously. = Chicago Josr.
nal
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
PUBLIC NOTICE
Is reOy GiUcM Tia {

TAMES ARMSTRONG, ALvORD & VAN
y PATrEE, j. J. Burtis, Jas Al B,wlin<, Il l.
derbscks, q Miller Alex Br ,wn,c, Baker Aus.
y. Dow, J f. Dillo-, w. Il Decker, L. ). DAsiee,
French 4 Davies, II Frahm. Adans Green, Ira N.
Clifford. Henry Gothring, DAni 1,ui. Hugh Gar
harding. B. Heinz Henry II H.ups, I. w Hnri-on,
Hervey Illls, J. Il. liatsnt, rho-. Holms., Ftos
se' D. Kreh Peer Him., Him, I..b.s n1 koss'Ir'
Mack, J. D. norrison, 4. + Mss.J + Allisr,J. ii
Meisner, J. u Morton, Francis Ochp, Adeline II
W Rntenbeck, II. Rifle, J. Kichsrd.on. J5hn
eohm d., Stevenson 4 Carnahan, Thcs scott, I'd
win Smith, austave Schsre, d. d shaw, Anton
Armstrong, A. p Tiffany, David s True, James
Thompson, X. A T!l.tsin, !. +. vandeven,er,
August warnebod. Louisa Wa hbnrn, L. Wahe,
Margaret j. Wecbei, samuel o. Young
/. Have Incorporated themselves, In accord snce
with the provisions OF the laws of Iowa, under the
name of "The Davenport Savings Insiigution" and
,he principal place Of lransacting tha hu.,nss Of
said corporation. shall be the City Of Davenport,
ecott County, Iowa.
acted st all b. the ordinary business of svn2s In.
stitu lon, Relieving deposits of money, all wing In.
teres. thereon and investing such delosita loar
,ea propert, or persoARl security, nnd lscieve
in; Great therefor.
8. The amour, Of the capital stock authorized 10
TO be one hundred thousaGd dollare shares 10 be
one hundred doilars esch, ten pr cent VI which
shall BE- paid in or before the ff-t day Of Feb
.uary, a. u. 1854 The nalalcs t. bs Taii in from
time 10 time the Board Of Control Of said lns.i
tuition may order.
The time of commencement of said corpora
ton Is re February ls, AD. 1864 the termination
thereof to be the lst day Of February A. ID. 1854.
& The affairs o: said corporation .hail be con.
Quoted by Board Of Control consisting OF nine
stockholders and the Mayor Of the city Of Daven
port and ths Treasurer of Scott county eE o05eto
who shall IRON their number elect President AID
Vice President. They thaii al.o elect Treasurer
and ch other eli they may frcrn time To time
deem essAry The Board Of Control TO be elected
BY . majority Of the shares Of the ct OK voting The
first election 10 be he d the frat Monday Of Feb
ruAry A. n 1884 and annually thereafter on the 1rs'
Monday Of January o. each year
g. The hghes. amount Of Indebtedness or liabl
ity to which the corporation - at anytime 70 sub
ject itself ehall not exceed in amount two third
Of its capital steck.
!. Private property Of stock holders 10 TO b ex
eMpt from the corporate debts, except - Y
amount of unpaid ins,a ments on stock. which may
be due from such stock holders respectively.
Q. Tho capital stock II this institution may b
increa ci 70 the cum Of esvon huadred and fftJ
Thousand colisrs, providing that stocknolders hold
ing two-thiFds Of the capital stock sha vote IN -
v1r thereof. ia - -dlw.@
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
WAs4IA6roN. jar. 26.

aSHIAGTCN, jar. 70.
The President bas pardoned Griffith, one
Of the Arkansas delegation now here, who
was a member tf the CO y entioa which
passed the ordinance for the secession OF
that State.
The delegation will return to Arkansas
this week to arrange for calling . conven.
,ion to bring back the State into the Union.
Printed forms have been prepared by order
Of the President TO faci itete similar pro-
caedinos in nther revnIted States.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

tbs LAST CHAxcE.-This is positive
~ the last week that Dr. Saunders RENAME In
Davenport. all Who are suffering from any af-
Fiction Of the feet ehould besr this in mind
from here the Doctor goes to Rock leland. We
hope he may do as much good there % be has
here. lie 10 the fret and only genuine foot
doctor We ever 80 Y. We wish tAsrs were more
such for no no part IF the human form snffers
. great blessing.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

BANo Gen. Roberts new piece Of
artillery hes been undergoing trial on the
river to-day. but with what result ws are un-
sbls TO state. sot being able 10 attend the per.
Gne~annn
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

WH1rk's DANCING AcADRMY.-The
Sd term will commence Saturday, Jan. so,h.-
Masters. misses and ladies' clses Saturday
Jan. 3Oth, At p. nj. Glass for gents Monday
evening. Feb. lst. at p. n. Tuition 90
Jan. 70 dot
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

KEnoI Il CAxaAar still continue to
rsesivs oil the lstsst stylss Of dry goods Of
every description suitable 70 the ssason. Store
opposite the LeClairs House.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

Business Cards not to exceed lines, tlv w ps,
Annum;
Foreach chsage IN additional charge Of Csc mt
,sr square will be made.
Notices Of "wants, ""lo.t, !" "fousd," }" "to rent"
"to iet," So. not exceeding four lines inserted
for fifty cents.
Marriage notices will be charged fifty cents in
all cases.
Editofial notices chsrged for at the rate Of 10
,snts per line, 1ords, and special noticsi
st 10 cents per line, SO cents limo per week.
All notices for religious and benevolent pur.
poses viii be charged one-third Of regular rates
Obisuafy notices except Simple announcsmsntf
Of death, ono-half rates.
Advertisements not accompanied with instfus :
tions will bs inserted until forbid charged
cordingiy.
Advsrtisements discontinued before the expira.
.iou Of the Tins oontracted fo.. will be charged
Il shsrt time rates.
Advertisements from abroad must be paid ioi
.nvar.stls sa aSsaase, Y. les. from approved
| Agents
ldvertisemepts inserted next TO reading matte
50 Der csnt advance on the above rates, and kei
N lot or ID pages IS per cent. advance on fegdfai
-stes.
Aiitsaasisnt advertisements must be paid for Z
l sfvauee.
Advertsssmentsi inserted In weekly G. rsssors
DvMOURAT = NEWS.
GlZErTE COMPANY.
HENRY fischer
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

Davenport 1askes..s.Da1ly Rspofs.
0vvSoD - snn Dsr. 4 Msuo, |
Wednesday, Janussy ~. !
WnnAs. eo0e0.
DARlSY-Aetivs st 1.10@l.20.
Coan-6o0sSe.
OATS -6000l.
Hoas- -Drssssd, Sl6o0s.eo.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

DAY BOARDYRs WANrED.-A limited
number Of day boarders can be aceommo-
dated by calling at the frst door from the
corner Of Sixth and Main Streets west eide.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

FASHIONABLE CLoTHIx0.-The old
stand Of r. Krause, opposite the National
Bask. is noted for its excellent fits 10 clothing.
and also reasonable prices. Call and leave
your measure If you want 6ne article at .
fair rate
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
5IGELHOTET

1BONT UThBBTS BkTWBkk EkADY 1AINs
JOHN MEH Eks.. ..Rf0pHietOHs
T. travelling public and city boasders ct Ill
times in the most satisfaotory manner.
The table will bc supplied With the best the
market affords, and the rooms and beds will be
kept In the most pleasant manner.
@ Warm meals ct all houfs.
Wines 4 LiQW~ls
Of all kinds and Of the best quality constantly on
hand. jyl4-dtf
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

a fiND RGss dDeesss.s- for -nvss
asY PROPERTY ON IIftII > EEET. NEAR
wi tse Cvurs House, ocoup % by F. 0igssj
/. far ..,e. The front hours ID Que Il ID esss
,u;,t ana srsanees IN Davsppur, coa'Asn;ns
,sr. apar ta,~u'', With ws.h sso zoo so'"; 900
- reen.ivss lf not col Il ri % ss"tsl -
- s.s;ae Terns sssv. Add,ess
'ss JAnES o. wil1T<EY,
,..aa. .alnl HaW:ushss, = ].
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
New York aarses.

EBw Yong, Jan. -.
Cof1oN.-Quist at SIC.
FlOuR-Kasies. 3&sS07.10 Extra slass
q IS X. II. O.
WHsAr-Msrkst closed shade easier. a1.550
80 Chicago Spring el.s69l.el Milwaukee
Club 3l.66@l7o Wintse Red.
C0RN-Heavy. 1.24 in store.
OAfs-Quiet ct 9l0Ss.
PoIx Quiet. 91s 5O019 30 ness.
LARD-Steady at 13X@13H.
WnIeHY-SO
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

Chicago 0apkets
BY Teleeraph.1 CnscAeo, Jan. -.
WaaAr-Xc better, closing No. spsine q el.llk \
No. e1.17k.
Cona-More active. No lower.
OATs-Active and k0lc better. Bales 80 COO bu.
at e30CAc.
HIoawIsns Better request. 2G3o higher than
yesterday, closing st 69s.
Hoes AHD CASfLE-Dull and declining tsndency.
DnsssHD Hoes Active and l00l0s higher Prin.
eipal sales st t6 4e07 %, dividing on 200 fbs
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
The Daily Democrat and News
TERMS OF SUBSCRIPTION.

TERMS OF SUBSCRIPTIONS.
DA,LY.-l5 cents per week, ~ able to cariiera.
Mai, and post-oaice subscribers, 81 90 per annur,
payable in advance.
WRExLY.-S2,9o per annum, in advance.
In Clubs at the folio wing
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

OvsR TO CHIcAGo.-It compensates
70 GO 10 Chicago. You step aboard the carr
Of an svesing, pull of your boots. hang you'
hat on psg. lay your coat carefully away
then fling yourself into . nice. comfortable
bed. shut your eyes. 60 TO sleep; wake up
only to find that the sun has risen snd tha,
you are At your journey . end. perfectly rest.
sd1from your previous day. toll. % fresh % Z
peach, end ready for fresh walk ofa few
blocks. which serves TO provide keen spps-
tits Tor . splendid breakfast that is awaiting
your arrival as the fremont. was there any
thing Easier anything more agreeable. On
y think oft 90 to bed at the usual hour,
sleep With the usual sour dnss., wake % two
bundred miles from home just At the time
breakfast 10 suuouncsd. At the fremont you
are greeted by that prince Of hotel clerks
Col. Walters. He is glad to see you and asks
. hundred questions. which you can't help be-
ing pleased to snswsr.snd right away you are
provided with comfortable rooms aud you srs
quite ss homs-psrfsstly 90. There are lots
of Davenport people about Chicsgo besides
the Colonel. At the Masonic Temple you fod
A. W. Church. Esq.. hard st work over piles
Of legal pabsrs. with much the came appear
anes - Of yors. though possessing less Of that
rotundity Of figure. which once 90 strongly
msrked him - . 1T subject for Aldermanic
honors. Then there 10 Jo Knox, Jimmy Slade,
ths Kelly brothers. J. D. and Charley Harris
Franc Wilkie. Bob shurlsy, and others too nu-
msrous to mention, but amspg which Gu are
very welcome and are sure to enjoy yourself
greatly. B,ssiness 10 lively. amussments
abundant. fine turnouis. si'ks and lases, show
and shoddy at every turn. Chica 60 10 getting
t. be worth the attention Of Davenport peo-
pie. and were it not quite 90 far rsmousd from
the metropolis Of lows would possess advsn>
tagss unparalleled in the Great West. But It
pays to 60 there, and when you feel like ssst-
ing looss for DAY or two 60 over 10 Chicago
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
Wanted hmm { d lin tcly.

vT,pREE OR FOUR JOURxEYMEN BAKERS
i can A0d employment BY applying at the Pio-
neer bakery, No. Is East Front street, between
Perry and Rock lslasd streets, Davenport. Iows.
ian25 dat J.. MOOBE.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
NUMBER 781

Pl O m NE e. s
No. 50 Brady Street.
Ro!o' Tour in Europe, 10 vols, by Jacob Abbott s
Rolo n London, kollo in Paris ~a-S
Rm Rono 10 10 S", Seaeva, ldlo in Holland: - -
Rolo in Scotland, ltolo on the Atlantic n
no'o IN Naples Rolo on the Rhine "a
The Rolo Books IA Vols, BY Abbott.
Learning Talk, School Museum
Fire. Sky Wate, Air Travel Vacation Travels Correspondence
The Florence Stories, by Jacob Abbott, 4 vols.
Florence and John Grimike ORKNEY Islands, English Channel
Santa Claus Fairy Story Books, Vols
Fairy Rhymes Fable Land Gnvers Travels Fairy oimotbcr Eon
- Fables. Arabian Ngh. oF'
Ihe Pioneer Boy The Drummer Boy The Printer Bow
Parlcy's JMreMtle Series, 19 rols
America Rome, Europe, Asia Africa. lrel.na
Par'ey's Cottage Library, IL vols.
s.s ;ss .ss s ros r.. E n1s ns: s.. and Lam,
TIE % as,,s,s'. rs p h.rs ns the R''sS p5
A"n'ie m"ry's stories, vols. -
rea Story Book Frank and York. p.spr.. =:
bcosts Peep at the Birds Aunt Mary' wi Stories. 80
The hittsn Series; Excellent Books for Childre,.
Men Orphans Home Men' Little Story Mtteu. New Little
Mttens More Miten 80
Tho Silver Pe.a,ay sor1es. VOL.
sunny Eyed Tim cbds Life il India Marina Thea,.od n.
Mountain Patty Williams vOoge Nobodyt Child stor
The Casket ofJuyeni!es, beautifully illustrated,
Robbns Nest stories.
Ihe Har1ie Stories, 6vOls. by AbhoitL
You %oung People. Library. , vols.
The Good Chjld's Library; 8 vols.
! aies and stories Worth Telling.
Also ckofT Toys Photographic Abum. Rool. II Ga DAT
fan Goods Cali and select before the Deei
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
A. MILLER,

A. MILLER,
no. 30 BRADY STREET, sBL0w sDs0HD,
- KEEPS CONSTANTLY ON HAND AND
makes TO order
30 Gonts', Boys h Childrcn's Clothing
Of the best matssie and In manner that csnno
eall 20 give sasisfaetion. Liberal patronage re-
psetfaIiy solicited. iny2l-dly
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
PHOTOGRAPHS
"A VI II n o II YPES! +!

]. SCHUYLER,
Corner Main and Second Streets, over
kuhnen's Tobacco Store.
nails TIE ATTENTION OF TIE PUBLIC
~ to the fact that he is prepared to execute all
orders in the Photograph and Ambrotyps line in .
style equal to that Of any artist west Of Chicago.
@PsfticulAr attention paid to taking
CHsLDRENS' PICTURES,
SatisfAction Guaranteed. Give him . call.
iap2o dom
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
tn & CIT y.

SoMB MORE.-Col. Grier mustered in
and paid Of absut $50 soldiers to-day. They
Will be sent South seen.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

New YORK stock Market.
NHw YoaK, Jan. ~.
Gold S157.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

~ N n PUFNAM. JOHN r. 1O0DBf
PUrN N Il ROGERS.
A TTORNkYS AND DCOUNSELORSAT AT LAW
"A Ovv1cs, Davenport Block, No. 70, Main st
l.ecnA Rlooe jun7 7-dtf
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

II. IA. KING
TTORvEY AND COUNSELOR AT Law,
~ and Notary Public.
Orvrcn-Dav venport's Block, LeClairs, Io~a.
Particular attention paid to collections in Scot
County. myS-dly
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
IA. Il w. II. HIGH,
Proprietor Of the
HARRISON ST. LIVERY STABLE,

HARRISON sr., BsfwBsH 1OnNr . SECOND.
AWa HORSES AND CARRl0ES OF
GaE the best quality to let at oil hours
Funerals furnished on tho shortest nstice.
HORSES BOUGHT AND SOLD,
q nd boarded At reasonable charges. fmyl9-d1y
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
CHAN. WHlTTAKER,
aAM =. BROWN.

TTORNEY AND COUNSELOR AT LAW
n Ov1son. on Main street, in Grants Block, up
steirs. 'my30-df
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

n. d. DON @ DOM
a fTORNEY AND COUNSELOR AT LAW
"A and Notary Public. Once, North wcs,
,eses of Brady and Seoond streets, upstairs
.Neanoe on Brady street. July 26-dt'
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
FRANK PLUMER,

4 TTORNEY AND COUNSELOR AT Law
"a aud Notay Public. Ofaoe in LeClAire Block
Davenport. Iowa ine2-du
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

=. w. III. BAKER, M. D.,
nHYSICIAN AND SURGEON. OFFICE IN
Basement State Bank Building. Residence
On Fifth sssset, betwesn Brady and Perry streets
Oavennort Iowa. fnovl0-dAwtf
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

Law Partnership.
m. >. ooox. J. WILSON DsuR,
COOK Z DIR URY.
aueessovsto Obek, Dillon 4 Nsdky.
VTAvE REMOvED TO THE NEW OFFIUE
III eoensr Of Main and Third streets:
lllY -. 1850. COOk OkUk1.
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27

VA 1zs DASOWNS
4 rrORNEY AND COUNSELLOR AT Law,
"a (successor Of Dew Brown, Davenport, Iowa.
n@ee roar Of L. A. MacklOts Bank ag3-d1
Daily Democrat and news. [volume] (Davenport, Iowa) 1859-1864, 1864-01-27
HENRY OELRY

j. A. REID, N. D.,
DHYSIOIAN AND SURGEON. OFFICk
i aad residence No. -, corner Main and Third
feets. Davenport. lowe. iulyld
The evening telegraph. [volume] (Philadelphia [Pa.]) 1864-1918, 1864-08-03
wM. CORNELL JEwETr IN COURT

HE is CHARGED WITH swINDLING.
The case Of Henry ]. Stevens and others against
William Cornell Jewett came up ia the supreme
Court, before Judge Lott, in Brooklyn, on Tues
day, ON motion 10 yacate an order of arrest.
The following are the alleged facts in the case -
In July, 1860 the defendant Jewett went 10 the
store Of Stevens, Brother Co., No. 222 Pearl
street, in this city, and made contract with
them iOr portable steam engine, which he said
he wanted to use in running the works Of the
Jewett Mining Company. He agreed TO pay cash
on delivery. The plaintiffs Immediately got the
engine ready, and upon delivering it on board a
steamer, Jewett told them he had large sum OF
money in the hands Of his banker, William Rer-
son, In Denver city, ana proposed to give thom a
dIatt upon him for the amount.
The plaintitis were ignorant of the character
and reputation of Jewett aud believing the state
ments he made 10 be true, delivered the engine
and accepted the draft They caused the draft 10
be presented Immediately by the United States
Express Company, when 1t was alleged that the
whole transaction was fraud; that Jewett had
no account with Rerson, and no money in his
hands.
The matter was then placed in the hands Of the
plaintiffs counsel, II. @. Pluce, Of Brooklyn,
who, upon the proper atiidayits, procured an
order TO arrest said Jewett, and, after an unsuc-
cessful search of nearly two years, finally made
the arrest in New York. Jewett at once placed
in the hands of the sheriff the sum of $1,000 as
security for his forthcoming 10 answer any judg-
ment that may be obtained against him. lie
then, by his attorney, gave notice of motion
before Judge Lott 10 discharge the order of arrest
The Judge refused to discharge the arrest, and
held the accused.
In the meantime the one thousand dollars had
been deposited In the hands Of the County Clerk
of Kings county, and the same plaintiffs having
other claims against Jewett, sued out two attach
ments in the City Court and Supreme Court, and
caused them TO be served on the County Clerk.
The attachments were procured and served this
morning. The claim Of Stevens, Brother &
80
up for trial at the next term Of the eoWTt.-N. y,
Erejiiqq Post
The evening telegraph. [volume] (Philadelphia [Pa.]) 1864-1918, 1864-08-03
WEDNESDAY AUGUST

q "a and the houses Of the two old drapers,
Mant6eld and Cumming. Coutts firm was
partly saved by the opporune arrival Of partner
with a snail sum In cash--only between E2OOO
and f9OOO-wbich common report, ~ usual,
magnifed into a couple Of millions. In consel
auence, the people clamoted for their money at
other banks, where it would have been perfectly
safe, 10 carry IL 10 the second floor Of the old
house in Parliament Close with the imaginary
millious
The most important effect Of "Black Monday"
in Scotland, was that Il destroyed the irst iOut-
stock hank, and thus prevented the growth Of
JOINT stock enterprise for a very considerable
time-hilling the flower in the bud. A banking
firm, trndirR under the style of Douglas, Heron
& Co., having It's beadqua ters at Ayr had been
set up IN the year 1863, with % capital of E96OOO,
subscribed by about one hundred and forty share
holders. The bank was managed for time with
considerable SKILL but the directors committed at
the outset the serious bunder of issuing
a larger am, unit of notes than was war
Tautcd by their subscribed capital, on the
suppOstiOn that the number Of partners
all liable, not limited, but with their whole
fortune-WOuid form the best guarantee of their
commercial transactions. But this expectation
was doomed 20 disappointment. "Black MOu-
day" OccasiOned a run upon Douglas, Heron x
multitude claiming cash In exchange for their
notes, regardless Of the we-knOwn fact
that one hundred and forty gentlemen, some of
them among the wealthiest landowners In Scot
tho bank. J here existed however, a human
stampede, mot ~ be arrested by any amount of
sound sense and reasoning, and the consequence
was that the new .iointstock bank had 70 declare
Itself insOlyent. 1t was in vain that lead
ing shaiehOl Crs Of the highest rank, such rs
the Duke OF Bucceuch and the Duke Of Queens
berr, went 70 the Bank Of England 20 seek assist
aEce they were told that the bank held already
Douglas, Heron q Co.'S notes 20 the extent of
El6O,00O, and was iudispOsed 10 trust them any
further The simple fact that the Bank Of England,
like the ROthsChllds, has always been Jealous of
iaiut-stock enterprise, was well known in Scotland,
and caused a loud burst Of indignation from the
sharChc ldcrs Of the unfortunate bank, but did not
prevent its fall. The firm of Douglas Heron &
Co. closed business nc the end of the third year,
leaving, in the words Of Scottish writer, an
amount of destruction In its wake such as Scot
land had not experienced since the wreck Of the
Darien expedition IL is said that large pro-
portion Of the land of the county of Ayr changed
bands in consequence. For the remainder of
their lives the unfortunate shareholders in the
Ayr bank bad never done with paying, and in
some instances the descendants Of shareholders
did not get their accounts closed till some time
after tie passing of the Reform Act, at the dis
lance Of upwards of sixty years from "Black
MOnday.'