davidaulloa/AmericanStories huggingface dataset:
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1863-08-06

CORPORATION NOTICES.
1,O CONTRACTORS
Il Separate sealed proposae each endorsed with the
title ehe work for which the bid may he offered, viii be-
olce until IL O'Clock NJ of Friday
Ia 1865, for the construction OF Sewers IN tho following
streets, TO wilt
Jones street between Fourth and Beecker Washington
street IIofao Gsnsevoort streets;
street. Rvlngton and Stanton l3Jh
street between Bloomingcac road aud Hudson river
Blank bids, all other informa
nj this Office - ......-..
rIIos. b TAPrEN .'''1 Ro Aquea"''
Oaicc OF the Croton Aqueduct Board, August g. 1853
ITO REAL ESTATE owEERS.-sEALED PROPOSALS
II will received this Office until SATURDAY. August &
1853 the parchase of Real Estate by the Corporation
One lot between Sixth and Eighth avenues, and Thirty
eighth aud Forty streets FOR the use OF Engine Con-
yany No. H.
One 10, between First and Second avenues Teah and
One lot between Greenc and Thorn soa, Broome and
Blocker the OF Engine COMPANY No AZ
One lot between .Mangn, Lewis. Grand aud Delaney
streets, for the use OF Hose Company No -
Houston streets. for the use Of Hose Company No Is
One be situated In Mott street, between Chat.
ham and Bayard streets Tor the use OF Hose Company
No o.
with dimensions LEGALITY and character o. improvements II
Preference wiz be given to vacant lots.
Payment with he made In cash. receiving
title The right reserved 70 rejee, any Of tue proposals
MATTHEW T. BRENNAN Coun,rollsr
CRY or rEw YoRx. DxPARrsrSr ftas~rs
CssrrnotLrR's ofrict July % iS63 I
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1863-08-06

OFFICE MARIETTA AND CINCINNATI RAILROAD
~ Company Gas. reorganzed! Ohio July IS
will be paid at their maturity as follows vz:On the ster
ling Stock Bank in the CITY Of
London ON the dollar bonds Messrs Wins.
low Lanier 4 Co., In New York city, The above
cu'eu W Inc n'' anu ohS ~ " WATsnN Cashier
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1863-08-06

nEUX JEuNES GEMS SACHANT PARLER L'At.
~ emand 81 francais aesrent cmpoi dan
de preference dams cuirs ayant ai
cette partic, S'adresser Is. W.. 2O2 Allen SIT
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1863-08-06
REi.iGIOUs NOTIut:s.

SRvEkTFENTH STREET N n. CHURCH. pETwEeu
A. First nesNr uo II Ihanx ssvlnr Re-.
u Crooks. D.. will rTyach 60 gbpFhy, We o Inc an
~ III clock, Sesss frec.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

prosecuted for patriotic purposes pr net
the objects Of men or Of the Government
are nothing in view Of the fact that the
effect, teadency and catastrophe will Of
necessity be fatally disastrous. II % folly
to prate of motives, however high and
ennobIing they may ostensibIy appear,
when the results which accruefrom those
motives are destructive and debdsiog.-
There is no such thing . rebellion under
the institutions upon which the Govern
ment of this country is founded. Suppose
New York chose TO secede, who dare at
tempt to prevent her? Virginia had the
same right as New York. War IL disunion
and disintegration. No man in his senses
disputes this. Every man who favors it,
directly or indirectly, favors the dissolu-
ton Of the American Union-promotes
the establishmsnt Of . eentnlixed despo-
tism, and advances the fortunes of the
most desperate and unscrupulous knaves
that ever cursed . country. The advo-
oates Of the war may well be classed as
the "evil disposed" and the "simple-
minded These two classes comprehend
the whole war party Of the country. The
Democracy cannot follow either. Mr..
Wood did not mince matters with the
war Democracy. He said the Democratic
party to which his hearers belonged N ust
discard all aid and assistance nom and
afhlation with these War Democrats; they
must accept neither their friendship, in
duence or votes. He believed that when
the President called for troops, if only
one State Executive with brain and nerve
had dcns his duty under the Coastitutiop,
the war would have been stopped before
now. With 100. 900 under Lee threat
ening Washington, neither Stanton nor
Lincoln would have had coursge enough
to turn and face the ere they would have
felt in the rear. 1t is the duty of the
people now TO refuse to give another man
or another dollar for the purpose OF carry
ing on the war. A reference made By
the speaker 10 Mr.. Vallandigham vas re-
eeived with the most bois,erous applause.
L. is time that sll patriots were leaving
party which is led by such leaders, ad-
vocated By such orgsns, and svoHs such
principles. There is nothing NOR infa-
nous in all the records of the tories Of
the Revolution and the Blue -Lighk Anti
War Federalis,s of 1919, and let alI who
would escape their infsmy, leave the foul
party"
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

Editor Gate City-SIR: / ask the use
OF your columns to correct the errors d
your local Of this morning in regard tc
the efforts Of the Ferry Company in get.
ting their boats extricated from the ice,
and getting them in use again.
The complaints of the merchants a
stated in your local of this morning, that
We should hare cut channel SO as to run
the boat to and from her landing where
she now lies, on the opposite side of the
river, are about ~ reasonable and con.
sistent as the opinions and complaints Of
many etAers who make up their opinions
and form their prejudices without any
other knowledge of the facts than the
assertions of ignorant or designing per.
sons, who stand on the street corners and
croak about what the Ferry Company
ought to do for them and the town.
1t is true that the sudden freeze Of
Saturday evening and night last, with .
fall of water within twelve hours during
Saturday night of three feet, left the boats
aground and fast in the gorged ice. from
which the Ferry Company aAd all their
employees have made every possible ex-
ertion to extricate them, and have had
one boat running to-day
We do not propose to notice the croak-
ings and fallacy Of all Of our frieads-but
will simply remind them that the cutting
out Of the channel as suggested, is impos-
siJle at this stage Of water, although no
more so than to perform many other de-
mands made by them upon the Ferry
Company.
While our Company acknowledge it to
De their interest and duty to make every
effert practicable to keep and run . 6st-
class ferry herein view of which We
have already incurred expenses and in.
vested more than double the capital than
that of any other ferry in the river above
st. Louis-ve do not propose or expect
to accomplish impossibili,ies, aud would
be pleased to have any one or more intel
ligent merchants or citizens to make a
personal investigation of the facts and
figures, and then form their opinions as
to the correctness of the facts.
Yours, &c,
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
Gzs- AS there are great mapv stra

Gs AS there are a great many stran-
gers, as well as citizens, in our city who
are at loss to know where they had
better purchase their fall and winter
stock OF boots and shoes, we would Say to
all such, 30 to A. Stewards, corner Third
and Main streets, where you will fnd q
full assortment of Ladies', Misses and
Childrens' wear of every description. He
also keeps splendid stock of Mems
Boys and Youths boots of every style
and grade, and is fully prepared to manu-
faeture to order everything in the shape
of boot or shoe Give Stewart call,
for he is bound to sell as cheap as the
cheapest. lw.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
WoMEN IN LIND,
of the 23d says /:

of the 23d says:
Mrs. Gertrude, Winder, mother of Gen.
Winder, provost marshal Of Richmond, i,
was arrested by the military authority on
Saturday morning last. After an exsmi-
nation of her case she was sent back to
her boarding house and placed under mil
itary guard. She is said to be 86 years
Of ags. One of the charges against her is
tor corresponding with various parties in
the South.
The Government detectives Yesterday
arrested Mrs. Semmes, an aunt Of Capt.
Semmes, Of the Confederate navy, and
her daughter, charged. with having at
tempted 20 poison Federal soldiers al the
Western Hospital.
Several bottles Of wine had been sent
to the hopital for the sick, and the alarm
ing effects produced led to an examine.
tion, and arsenic was found in the wine.
Ihese ladies' are thought to have sent the
vine to the hospital.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
II. w. SAMPLE,
Pres't K. d II. F. 4 NJ. Co.
kEoKUK, Dee. 3, 1868.

@ Governor Seymour has conquer
ed his prejudices" and consented to the
enlistment OF negro troops in the State
of New York.
Tue World does move after all and the
hide bound Conservatives and sympatbiz-
ing Copperheads one after another yield,
and fall into the current of public senti
ment and are borne forward on its resist.
less waves.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
Recruits wanted for the rhsra Iowa
Cavalry.

Adjutaut Glenn Lowe, Of the Third
Iowa Cavalry. having received authority
to recruit for his regiment, has opened an
office In Z. ii. Humes' Office, on Third
street, where he will be fourd ready TO
enlist men under the recent orders, offer
ing the large bounties of $500 for new
recruits, and Si02 for veteran volun-
teers. tf
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

LEcruRE.-Dr. Taylor will lecture be-
fore tho Public School Teachers Associa.
tion this afternoon, at 81 O'Clock. Sub
ject, Il" Hygienic Management of the
School Room and Public Buildings."-
The public are invited to attend.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
Gen. Sherman's Hasty March ia
Chattanooga.

Chattanooga.
The Vicksburg army Of Gen. Sherman,
which, by rapid march from Eastpo,t,
in Northern Mississippi, where it aban-
doned the Memphis & Charleston Rail
road, to Chattanooga, enabled General
Grant at the snick of time,' to set on
foot the great movement which has re-
suited in driving Bragg's rebel army from
the front of our stronghold there,
forcing it to beat hasty retreat South,
accomplished one of the most remarka-
feats in the history of army marches. Its
course, for the most part. laid through the
enemy's country, and "went through q
kiting," as correspondent remarks.-
How this army was subssted and pushed
along during its rapid march, is thus de-
scribed:
"a very limited amount of supplies
was brought BY wagon, but the whole
country for miles on either flank was de-.
spoiled Of every article of food, and every
pound of forage The citizens we're sore
ly pressed for the necessities Of life, but
the safety and sustenance of armies was
balanced against this fact, and the beam
swung in favor Of spoilation. A hungry
army is blind TO results and deaf to en-
treaties, and in its track stalks hunger
and destitution.
"All animals capable of carrying SOL
dier, his gun and blanket, were pressed
into the service, and almost the whole
command consequently came mounted.-
Such rigs you never saw before Some
had strapped blanket around the fra;l
haggard frames of hunger pinched horses.
and came plodding leisureIy along, look
ing like the fit followers Of the Knight de-
la Mancha after an arduous and fruitl. 8:
adventure.
That hasty march enabled Grant te
achieve the great victory of Chattanooga
over Bragg. and may lead in its conse.
quences to the relief of Burnside and The
defeat of Lee.
TWAS by hasiy marches that Bouaparts
organized victory" in his day, and if ~
had been blessed with Generals oapabl.
of executing forced marches after the
enemy, We should have had defeats
and more effective victories.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
THE CITY.
CLUB TERMS
To the Gate City. until Jan. Ist. 1864

As many persons have made inquiries as To club
terms Tor our paper, We have, after close calcula-
tion concluded to offer the following inducements
until the first of January next
20 copies Of the Weekly for year, sos 90
II year, 15 90
II copies of the Daily for 6 months, 90 90
IL year, 60 90
The name Of each subscriber will be printed on
the paper. The money must accompany the list
of names. There will be no deviation from the
above figures, and as the price of paper has an up
ward tendency we limit the time in which to make
up the clubs to the LIST of January.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
Books 4 stationery.

NEW BOOKS.
Brokers Coiumns
Iron Furnsee,
War Pictures from the South, By Gel. Estasan Of
the Southern Army:
The Canoe AID saddle;
Phins' Grape Culture;
Downings New Fruit Book;
Life 10 The open AR;
Lost and Saved-by Mra Merton;
Roekford-by MR. billie Devereux Umsted;
Journal OF . Residence on q Georgia Plantation--
BY Mrs r. A K~nbies
Pce's works, Blue ana Gold;
Re.dss a.
Gibsons Rome. Vols.
Chambers' Epslish Literature;
Information for the People,
Packard's Minor surgery;
The Fiyfng DuteHm n-Saxe:
Marian Grey--by Mrs. II. .. Holmesi
Like and gplike;
Les Mtser rbles,
Orpheus g. kerr's Papers ed Series.
Hrcemason's Monitor
Cooks Voyage.
Az odds-by the Author Of Qnits;
Bars Field and Garden;
Vegetables Of Atnerics;
Physiological Memoirs-by Hammond,
Home and Abroad Second Series;
Story ofthe Guard,
The Poetsgournai BY BayardTaylor;
Parson Brow ulow y BOOK;
Okavsnge River;
kdvin Br thcrtoft by Winthrop;
Thit day receivedst
BNoWNki.L'S Beok store.
nov26 ID Cor. M ain and slh streets.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

r@- Rev. James Brown will lecture to
the Soldiers Christian Association this
(Friday) } evening, at I o'clock, at the
lecture room of the Medical College. All
are respectfully invited to attend.
j. M. WALDO, Sec'y.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

FIRE RE-Yesterday afternoon dwelling
house on Palean street. between 18th and
18th, was burnt down. We did not learn
the amount of the loss sustained.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

FURs, FURs, Messrs. Jonas d
Co., at No. So Main street, Kilbourne's
old stand, will pay the highest cash prices
for all kinds Of furs; also for hides. wool
and rags. This is branch of the old fur
establishment at Quincy, Ill.,, which has a
wide 7eputa!ion throughout the country.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

~ A dashing young daughter of :
we'll known citizen of Montreal recently
eloped with sn actor IN The Thestrs Royal
At that place. '~sa'4 So
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

Boy WAsTRD.-A good, industrious.
and honest boy can get employment by
applying at this Office Immediately.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
SICK IOWA SOLDIERS.

List OF sick ana wounded Iowa Eoidiers arrived 4,
ST. Louis, No.. Nov 9Th, 1883 per Hospits steame,
Chas Me pougal l.-Furnikhsa b. TLss.. ". J. I-eae o
Iowa, once No. Laciede Block, Olive street, s.,
Louis, No.
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04
NEW BOOKS,
Received this day at
0gden's City Book Store.

LITERATURE.
Rcmola-by George Eliot;
Roct ford-by Ns>. Umsted;
Warren sos,--by the Author of Rutiedee;
Heart and Cross-by 0iiphant:
R,~ orrs rs c ampa iRn--ty w. D. B.
Grape Culture, Vine: and Wine Making.
Anti EIiott--by kinySiey-
Drifiag aeuut--by Steprsn Massett;
The Sparrow Gra>s PApers-New Edition,
Fanny Eembts' journal,
The Bivopae and the battle Field;
Liz and Letters OF Washington TWINS
vi tor Hugo Life
Marian Grey,
The st,ry OF kIi1abeth;
Who Breaks-Psy& a.
Nanette aud her Ld<e4s-
FOUR SUPERB JUVENILE BOOKS.
The Drummer Boz
Robsrt--th~ Cstin Boy,
The Poor Boy and the Merchant Primes,
The PioLesf Boy;
MEDICAL.
,,,ee s,oeh of Medical Literat just received
toeether with ,ome new and late books.
SCHOOL AND H6IsCELIANEous.
-. .t,en.ion Of buyers and sllovers OF Book. sin
vsted 10 visn ~ sssr ssnA saantne nosks. s4As
u W.. OI, DEN.
onDaeA Main and "a street
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

Not only IL all this true, bat while The
people were earnestly demanding PEACE,
through which they believed led the path
to Union, many wouid-he leaders of the
Democratic party -men who we're Demo-
Gratis while the masses followed their lead
with an eye both to their personal safety,
from the bolts and bars of administration
mstlles, and the advancement of their
own fortunes, political aud military aspi-
rations, were dragging the party down,
by inscribing upon its standard some kind
of "War Policy" BY which more blood
might be spilled. more homes made desc.
late and more money squandered to carry
% var which MIR. Douglas said would
Do '.DEUNl0N, FINAL AND ETER.
(NAIN1AA&&v4& .eNxs& @a&4@@&axsu = fssrss
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1863-12-04

'o.-The Baltimore Sur
Daily intelligencer. [volume] (Wheeling, Va. [W. Va.]) 1859-1865, 1863-08-07
PUBLIC SALE OF A VALUABLE
STOCK OF WATCHES, JE WELL
ny, FANCY GOODS, &C.

DY VIRTUE Of 4 Deed Of Assignment made By
u William affsr to the undersigned, a. trustees
for the Ienet Of the creditors Of IIiam Shat
Ter, bearing dA'e the 18th day Of June 1868,
aud duly Of record in the Clerks once Of Ohio
G unry, Virginia. We will proceed on the 9th day
Of July, 1853 sell At public auction 1T the
room Of said William ShHn.r, situate on Monroe
street in the city OF Wheeling. Virginia. the f.Ilo
ing described property, 10 Wit: All said William
ShAffer's stOcA in ITase, comprising watches, Jew
ery, Fancy Goods Tools and materials fixtures and
furniture IN the store latelJ carried By him
Monroe street afOFesAid also the pired term
of the lease Of said store roO that is say the
remainder Of the year cumm0BcinR the fret day
1854.
Terms Of Sale follows: A credit OfGnur months
from the day ot sale upon all purchases amounting
to the sum u aud upwards, and cash for all Pur
chAses amounting To less than $50. In OF pur-
chases upon credit Aforesaid, the purchasers CIV
ing negotiable notes payable at one OF the city Banks
with an approved endO tser.
Said sale Will be continued from day to day until
the whole OF said property is disposed Of.
W J. HOUSTON,
jun2std CIV. REESsISG
EH-Ihe above sale has been postponed tin Mon
day, August sd. Z ~ EgFHh
Daily intelligencer. [volume] (Wheeling, Va. [W. Va.]) 1859-1865, 1863-08-07
To Wool Growers.

NEW YORK, May Is, 1868.
~ ENTLEMEN: We are prepared to receive, nan.
VI die, and sell Wool in large and small lots, on
the following rOnditon>: After rene Wool is laid
at door, will store Insure, grade, SELL deliver,
collect, and remit, for one cent per pound.
Our forms Of sales for cash, nett prices, adj
ding interest time In no cases do We take paper
without owners that will not sell alone.
Our long acquaintance with the trade enables to
make quick Saies at tue market value.
Having the confidence of large capitalists also
ableS to negotiate for advances the most favor
able terms.
All remittances will be promptly forwarded with
account of sales
We shall be pleased to receive your Wool, and will
give it prompt attenton-always keeping our friends
posted on the condition of the market.
Very respectfully, yours.
II. A. PETITIONS h WALLACE,
Wool Brokers, 20 Broad Street New York.
1uy2l SudE
Daily intelligencer. [volume] (Wheeling, Va. [W. Va.]) 1859-1865, 1863-08-07
TRUSTEES SALE.

DY virtue OF deed Of trust executed by william
ID McConAughey. on the first dAI OF April 1852
and duly recorded In took Is, page S. Gc, ofthe Re-
cord Of Deeds in MarshAll county aud State Of VIr
GINA, VII, on til 2lst day Of May, 1868, between
the hours Of 10 O'Clock A. NJ and o'clock P. NJ AZ
the front door Of the house said county sell
at public auction the following described tract Of
land to the bsst and highest bidder therefor that
70 say, tract Of land containing two hundred and
eighty acres, more less situate In tie said Mar
shall county, near to the village Of Cameron known
As the home farm Of the said William ,ieConauEhe
and which oe then resided adjoining the lands Of
Judge Thompson. Jesse Cain Samuel S. Kfrtle jas
X. Bell and David McCOnAughey, conveyed to m. by
the said william MeCOnaughey. in trust for the ben
eft of cerIAin his cretOrs The said tract of land
to be sold . credit Of six, twelve and eighteen
months, Of equal payments, with interest from the
day Of sale the purchaser TO give approved security
and the title 10 he retained until the money
Is paid. Il af.a = 81 p p
This tract of land is in high state Of cultivation
22i Of which isc.eaTed good bearing orch.
ards. and two comfortable dwelling houses aud other
necessary improvements thereon.
DAVID McC0N AU0HEY, Trustee.
have given my consent that the Trustee shall
make sale as above Of said property.
apr2O4wd&w WM. McC0NAUGHEY.
Ra- The above sale is adjourned to the L 6Gh OF
June, sea, at 10 O'Clock A VI.
my23 DAVID M'CONAUGHY, Trustee
~ The above sale has been postponed until
Monday, August I'D. The sale will then
take place at the fr1nt door Of the Court Houss Of
harShall county, between the hours Of 70 and 2
o'cl OK. --- iun16
Daily intelligencer. [volume] (Wheeling, Va. [W. Va.]) 1859-1865, 1863-08-07

E@ BURNING OF THF STEAMER RUrH.-
Our readers noticed yesterday the news of
the burning of the steamer Ruth, below
Cairo, on the Mississippi river. She was
bound from st Louis to Vicksburg and
mad on board several government paymas-
ters among them Major l. NJ. Humphrey
and Henry C. Flesher of this city. Thsre
was large loss of life and property
MessFs. Humphrey and Flesher it was fear
ed were among the lost, but dispatch
yesterday we find that they were both
saved, losing, however, all they had with
them.
Two million, six hundred thousand dol
lars are reported iost. OF course this will
not be loss to the government, having
Oever been paid. 1t will be only necessary
TO strike of duplicate greenhacks.
Daily intelligencer. [volume] (Wheeling, Va. [W. Va.]) 1859-1865, 1863-08-07
TRUST SALE.

pY consent of the parties, Will on Saturday. the
ID fifteenth day OfAugust, 1853, execute certain
Deed OfTrust from Ihristian snider to NE. dated
on the 2nd cf July, 1900 and duly recorded in the
Virginia. in Deed Book 45, page y. by selling ut
public auction, at the front door Of the Court Hou.e
Of said cnnnty, the ira or parcel OF land in said
Deed particularly mentioned and de ,cribeI situate
IN the town Fulton In said county, and estimated
TO contain 80 4y4 square feet, more together
with tha Improvements on the sIme, being the
property occupied by said Snider in his life time AS
house ofpublic entertainment.
The said Prupert. will be sold upon a credit of
third cash, the balance in six eight and twenty
four months, with interest. Tue title 10 be retained
I'LL the purchase money is paid. l will execute
such title Us Is vested in me trustee
Jy2L SHERRARO CLEMENS, Trustee.
Daily intelligencer. [volume] (Wheeling, Va. [W. Va.]) 1859-1865, 1863-08-07
EAx INrERFsTINo Bl1LIARD PoIs

E9AN INTERFERING BILLIARD PoINT
SETrLEp.-Recently, some assessors have
construed the internal law so AS to require
4 tax of fifteen dollars upon each billiard
table used for hire, whereas the law di
reefs that tables for hire shall pay five
dollars, and tables for private use ten dol
lars-the sdesigu being to make the rich
pay for their private luxuries of this sort
at a higher rate than the workman pays
for the tools of his trade. Mr.. Phelan, the
celebrated billiard table manufacturer,
held an interview with Commissioned Lew
is, aud that gentleman decided that tables
kept for hire to the public shall pay five
dollars each, and no more. This will,
doubtless, bring more revenue to the trens-
ury than the more exorbitant rate.