, 1862-07-31

est, which, when one cried in amaZement How
account for so doleiul an end to 50 fair commence
mentH" solve their whole mystery in this: Da-
mon never recovered bis first fatal error; Damon
put his name to a bill by which Pythias promised
to pay so and so in three months"
Having settled these essential preliminaries-
lst, Never to borrow where there is q chance,
however remote, that you may not be able to re-
pay; I'd, Never to lend what you are not prepared
to give; Sd, Never to guarantee for another what
you cannot fulfil II the other should failyou start
in life with this great advantage: whatever you
have, be it little or much, is your own. Rich or
poor, you start as freeman, resolved to preserve
In your freedom, the nobest condition Of your be-
ing as a man.
Now, FIX your eyes steadily on some definite end
in the future. Consider well what you chiefly wish
to be; then compute at the lowest that which you
are by talent, and at the highest that which you
can be by labor Always underestimate the re-
sources Of talent always put as against you the
chances of luck. Then set down on the other side,
as against talent delectiYe, against luck adverse,
all that which can be placed to the credit Of eer
gy. patience, perseverance, These last are infinite.
Whatever be placed against them is finite; you
are on the right side Of any system Of bookkeeping
by double entry on which mortal may presume
to calculate accounts with Fate.
The finest epithet for genius is that which was
applied to Newton's genius, patient" He who
has patience coupled with energy is sure, sooner
or later, to obtain fhe results Of genius; he who
has genius without patience and without energy
IF indeed such genius be thing possible) might
as well have no genius at all. His works and
aims, like he plants Of Nature before the deluge
have no roots. a,A
Fortune Is said to be blind, but her iavorites
never are. Ambition has the eye Of an eagle
Prudence that Of the lynx the first looks through
the air, the last along the ground. The man who
succeeds above his fellows Is the one Who early in
liie clearly discerns his object and towards that
object habitualy directs his powers. Thus, indeed
even genius itself Is but fine observation strength
ened by fxity Of purpose. Every man who OBJ
serves vigilantly and resolves Steadiastly grows
uncOnsciously into genius 4 ,.
Assuming that fortune be your object. let your
first effort be not for wealth, but independence.
Whatever Sc your talents whatever your pros
pects never be tempted to speculate away, on the
chance of palace, that which you need as pro
vision against the workhOuse. Youth is too apt
to exclaim, "Aut Caesar aut nullus" But that
saying was only for Cesar and even for him i
was not wise one. Toa Caesar there should
have been no Atlf Mem. sis sighed Aut uulus," !"
when Caesar fell at the feet Of the marble Pompey.
A daring tnder hazards the halter Z he says
Rothschild Or nothing !" q philosophe. will end
as Chatham IL he saws Aristotle Or nothing I"
a gentleman who says, Sir Philip Sidney OF no
thing" is ON the eve Of becoming a blackleg.
The safe maxim is this q The highest can BE-
but on no accOunt-nullus"
Let your first care be, then, independence. With
out pecuniary independence you are not even In
tellectually free with independence, even though
il be gained through some occupation which you
endure as drudgery still, out OF the twepty-iouF
hours there will be always some hours for the Oc-
cupation in which you delight.
Keep to that calling which assures
you something out Of which you may extract
Independence you are independent. Give
to that calling all your heart. all your mind. IL
were hatter or tailor or butcher, or baker. should
resolve to consider my calling the best in the world
and devote to Il the best Of my powers.
Independencel Independence the right and the
power to follow the bent Of your genius without
ftar of the baililf and dun, should be your first
inhexible aim. To attain Independence, so appoF-
ton your expenditure as to spend LEES than you
have or you earn. Make this rule imperative.
know Of none better. Lay by something every
year. IL II be but q shilling. A shilling laid BY,
net and clear from debt is q receipt ir fall for
all claims in the past, and you go on With light
foot and light heart to the future. " How am !
to save and lay byg' saith the author, any other
man Of wants more lafge than bis means. The
answer is obvious; " II you cannot increase your
means, then you must diminish your wants" Every
skilled labOrer Of fair Tepute can earn en0dgh not
to starve, and a surplus beyond that bare suti-
ciency. Yet many a skilled laborer suffers more
from positive pfiyatiOn than the unskilled rural
peasant, WhyG Because be encourages wants
in excess Of his means.
Money is charaeter-mOney also Is power. ]
have power not in proportion to the money spend
on myself, but in proportion to the money can,
il please, give away to another, We heel this
as we advance in years, How helpless is an old
man who has not a larthing to give or TO leave
But be moderately amiable, grateful, and kind.
and, though you have neither wife nor child, you
will never want q wife's tenderness nor child's
obedience Il you have something to leave or to give
This reads like satire Il is sober truth.
But now we arrive at the power Of money well
managed. You have got money--you have il
and with it, the heart and the sense and the taste
to extract from the metal It's uses. Talk Of the
power Of knowledgel What can knowledge in
vent that money cannot purchasei Money, i Is
true, cannot give you the brain OF the philosopher,
the eye Of the painter. the ear OF the musician nor
that inner sixth sense of beauty and truth BY which
the poeI unites IN himself philosopher, painter, mu-
sician but money can refine and exalt your ex-
istence with all that philosopher, painter, musician,
poet accomplish. That which they are your wealth
cannot make you; but that which they do IS at
the command Of your wealth. You may collect
in your Libraries all thoughts which all thinkers
have confded to books; your galleries may TEEN
with the treasures Of art the air that you breathe
NAV be vocal with music; better than all, when
you summon the GRces, they can come to your
cali in their sweet name Of Charities. You can
build up asylums for age, and academies for youth.
Pining N rit may spring 70 hope at your voice
and Poverty grow cheerful in your sight"
1 have said that be who sets out in life with the
resolve 70 acquire money should place clearly BE-
fore him some definite object 10 which the money
Is but the means. lie thus sweetens privntion and
.li..ninna lhrin Nnnnr neNer can be well nan