Civilian & telegraph. [volume] (Cumberland, Md.) 1859-1875, 1861-02-28
Pay as You Go.

/ What not avail myself of this cap.
ital opportunity or a bargain, just be.
cause the money is not in my pocket
There are a great many snug fortunes
made hy buying on time. But our mer-
camille friends who draw most largely on
their credit will agree with us in adyis-
ing young man to pay us he goes A
sixpcDny loaf of bread without butter,
and 10 debt on it, has better relish
than your best dirner that is to be paid
for tomorrow. The potatoes that arc
paid for before eating them have no bit
ter taste, while a coppery flavor minglcs
with the vanile of the creams that are
bought on crelit Cash l0rds handsom,
ely the leancst beef. Credit makes the
fattcst slices shrink in the pan. If you
pay as you go, very likely you will fall
astcrn of your bold, specializing neigh
Dor, but you will have your vessel ia a
better trim for n squall. Men do not
always get rich very rapidly who adept
this motto, but they very seldom can
make out to fail. 1t may be hard for
them to get rich, but it is harder for 9TH
CT people to suffer very bitterly on ac-
count of their poverty.
The man who pays as he goes, and
has nothing but the suit he has on and
the meal he is eating that he can call
his own, how much poorer is he than his
neighbor who keeps a carriage, and a SER
want and lives in splendor, and owes
more than he can ever pay, the latter,
one will say, enjoys all the money that
hls spIcndor represents. This is very
much matter of taste We should not
enjoy it. Widows and orphans will weep
when he dies, MT because he has gone,
but because his estate only pays twenty
cents on the dollar. Pay as you 70, IAN |
leave no unpleasant business for your
executors to transact. 1t is not graft
| flying for the widow to have your debts
to settle, and children come by degrees
to think less Of their deceased father
when bills are presented that cannot be
met by bis estate. Pay as you go-.slecp
| sound o night, and drive out the night
mare from your dormitory. You will
KEEP things snuggcr about the house -
Your account book will be model Of sim
plicity. You will buy what you want.
and leave what is mnccdcd till money is
plcntcr You will find the necessities
os life to be only the defamation Of what
generally are called rich OFF their fa-
ces, tearing the lean aud haggard mask,
you will find jolly, lazy luxuries be-
hind.
Your library will contain fewer and
choiccr books. Your wardrobe will be
collection of wearablc garments, your
home an aggregation of comforts for cv-
cry day use Your wife will be as tidy
and neat as the best Of them She will
have very istle old jcwclry to exchange
for new, and the moths will not much
trouble her during these warm days.
Iour balance sheet will Away be a
pleasant document 70 study. The amo-
unit you have in the bank, the proper
ty you hold, the stock you own, will be
the true representative of your means.-
Pay as you 90, and when you die enjoy
the satisfaction that there is but one debt
left behind you. Ifyou have not any
thing, the undertakcrs bill will not be
very heavy too sma!! 70 trouble you much
afterwards. Next to having money G.
nough, the most comfortable thing, in a
financial aspect, is to owe nothing to
any man. Pay everybody as you go;
bat pay the printer in advance. >,