davidaulloa/AmericanStories huggingface dataset:
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

The standpoint Of a collector Of taxes is most
favorable one to observe aud learn he various ha
bits and dispositions of men, and especially TO
judge OF their business Qualifications Some are
energetic, prompt, and reliable; others are apa-
thetIc, tardr, and uncertain; some attach a value
10 their word; Others are entirely regardless of
promises; the true miser devclopcs himself in
those who put off from day to day parting with
their few pieces of silver, not because they are
earning them any interest, but because their exc
goat upon them; to other men, Il rcceipted bill is
4 far picasanier sight
The law requires to lee. ami sill personal
property for up unpaid taxes any time after no,l-
cation. The stortness OF the time allowed me has
made il n,vrc convenient for to delay all lcyics
until Yesterday, when commenced that last part
of nv duty, and the object of this notice is Ia in
tn, eli that during the short time thut the books
are now to remain i'll my hands, shall proceed
with all tho diligence | am capable of, 10 collect
by levy and sale, without respect to persons, the
balance of the taxes unpaid. 1 desire no cue to
reproach me hereafter for the performance oil this
,lrsagroeeble part Of my duty, or say to me, ID
not think Won would levy on my property.
ARTHUR LOCKWOOD, toi|ecfor.
Ottawa, Feb. 2, 1861.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
Dr. ives Cough lseIicE.

AVtgettble Syrup AID sovereign for the relief
and cure OF Colds, Coughs Asthma, Whooping Cough
Hoarseness Bronchitis Consumption, Sore Throat or
Dipthcria Neuralgia and Pain i'll the Breast 1t
a cough with bad cold in night. Use it for child
when they sick 1t cures their cold, makes
the breathe easy and quietly, and them
health without the sickening effect of Anthony
Ipecac.
Sold by Druggists in bottles 2jc., 5Oc and 81 and
in Ottawa by +. Y. GRIGGS
Western Depot, 2i0 South Clark St., Chicago. Orders
promptly attended to. Address,
dccI-1y L. J. IVES
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
miscellaneous.

THE AMALGAMATIoS OF L,SGU AGEs.-There is a grow
ing tendency in this age appropriate the most ex-
pressve words of other languages, and after while to
incorporate them into our own; thus the word Cepha
lie, which is from the Greek sgniiyng for the head,
is now becoming popularizcd in connection with Mr.
Spang'S great Headache remedy, but it will soon he
used in general way, and the word Cephaiic Will
become $ common Eleotrotype and many others
whose distinction foreign words has been worn away
by common usage until they seem native and to the
manor born
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

AGRICULTURAL MEETISG.-Do not forget
the annual meeting of the Agricultural
Society. which is to take place next We'd
nesday.
The meeting is called at 10 o'clock, in
order that the business may be transacted
without too much haste, and the members
Gall who bought badges last falD should
be on hand in the forenoon.
Let there be full attendance.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
ArrIcuItnr,iI xocicly.

The ninth annual meeting OF this Society will be held
at Light Guard Hail. on Wednesday, the 9th OF Februa
nv next at 10 o'clock A N. full Attendance is de-
sirsd
By a rule of the Society all persons who bought
badges at the last annual Fair members for
year. and entitled at the annual meeting, and
take an active part in the proceedings.
jan26<2w J. o. HARRIS, Ser.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
EEs-.Ers.sfce Department.
%.ESIt<. 1'E!rT.: a. Co..
g y \ X . = Q TT \ w \

3 y \ X OF . TT \ w \,
-fHETTS FOL TIE
-TF,.A FIRE INSURANCE COMPANY.
%. Hartford. Conn
NIAGARA FIRE INSURANCE COMPANY,
NV iors City.
AMERICAN EXCHANGE FIRE INSURANCE CO.,
" York City.
NORTH AMERICAN FIRE INSURANCE CoNrANT,
Hartford, 9 .HT.
CITY FIIE INSURANCE COMPANY,
~ Haven. Conn.
HONE FEE srA.EICI?&TfNGJ INSURANCE Co,
Nv Haven. Conn.
NGETUWE=TEEE FIRE INSURANCE COMPANY,
C-vrEu. =. Y.
ILLINOIS MUTUAL FIRE INSURANCE COMPANY,
Alton, 1T.
IA SALE COUNTY INITIAL FIRE INSURANCE Co
Ottawa IL
Connect CIT MUTUAL LIFE INSURANCE CO.,
Hartford. Conn
MUTUAL BENEFIT LIFE INSURANCE COMPANY.
Newark. y. J.
Ottawa, January l., l-fI.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
Ottaha fret Gra6tr .
LOCAL. MATTERS
Board of Supervisors.

The Board of Supervisors of this county
will meet in Ottawa on the second Monday
of February. being a week from next Mon
day (the 1lth) This meeting is held IN
pursuance of the resolution OF adjourn
ment adopted at the meeting in Septsm'
Der last
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

OvER ExCITsWENr, and tht mental c and anxiety
incident 10 close attention bu-,5Ivs. study,
anlrus the numerous causes Of Nervous Hradacie.-
The I-oT state Of mind aId body Incident this
distressing complaint Is a fatal blow energy and
auhlitu. Sufferers hy this disorder alwaSs obtain
speedy relief these distressing attacks - u-g
The CcPiia!is Pts Whenever the symptoms APP
cr. l. quicts the ed brain sUt sogtcs tAc
strained AID Earring nerves ana revg thr tension Of
th- stomach which always arrumI aud sEgray at-s
lie G.sorIcrud coud.isG vi t.e h-.in.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

BRIDGEr.-Missus wants You TO send "er box OF Ce-
phac Glue. no. bottle Of Prepared Pills,-but I'm
thinking that's just it nsher but perhaps yen he
after knowing what IL l.. ie she's nigh dead and
gone with the sick Headache. and wants Of
that : relaiye.l her before
DrGggist.You must mean spalding's Cepalic Pills.
Brjdyet.-OcI' suie now and you've sed IL, heres,
til quarIher and Civ tho Pills and don't be all day
about it eitler.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
CHICAGO MARKET.

THURSDAY EVENING, Jan. 81, lsGl.
There was great deal of speculative inquiry for
Wheat for future delivery. but few transactions
were made. The market ruled quietly at "A! for
No. spring. Corn was in fair request TOR distil-
lcrs at from 2S TO 2S.c for mixed In store. Flour
was quiet ut Yesterdays rates. Dressed Hogs were
rather weak and sales were made at 4 very s,inbt
reduction. Mess Pork Is quiet at SIC oOa f.; 49,
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
>r-EIaDE. -

STIIL NV AED--Artcr thorough trial by innu-
merai" living witnesses. HerriC rs Sugar Coated Pills
have proved to b. tie medicine OF the age. This
y continues steadily advance il the estimation of
the world the best family medicine introiuc ed
In ri! bilious arrangements they fail. and
universal ca-h'r-- excel AL others Price -
Se" advertisements third page.
oci3-1y ". " CAPGON, T,"reljHg agent
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

FISHER, the wife murderer, who was
taken to Grundy county year ago on
change of venue from this county, died in
the jail at Morris on Monday OF last week,
of consumption. Before his death he is
said TO have been visited with fearful COM
Functions of conscience, and was frequent
ly visited by clergysnen at his own request
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

GEoLoGY-We commend TO our readers
as eminent!y worthy of heir peruSal, the
series of papers on the subject Of the geo
logy of LIZ Sale County, published i'll our
columns. The Third Of the series appears
on orr first page today, to lie succeeded
by others. The writer Is moro than ord-
narily well ver=ed in this interesting sci
encc, and has paid considerable attention
to the leading geological features Of. this
county, finding them to present so many
points cf interest that he il prompted to
bring the subject before the public in this
form with view Of awaking general in
doubt large mass Of facts of profound
scientific interest will be brought to light
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

RrrLAND N'IGuANT SocIETY-The annual
meeting Of the Rutland Anti Horse Thief
Society, was held at the Groves school
house on Saturday last The officers cho-
sen for the ensuing year are
PrssiA,nt-David Grove
lice PrcyyIav;-CyrIs shaver
U,reriorS-E. Trunbo Il. Debolt SaInl
MiIlikin.
T1caS,reT-Dayid Grove
The Society is in most fourishins con-
hand amounting to seven hundred and
seventy four dollars and twenty-five cents,
which is ready for use at moments no.
tice
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

Hi ad N 'orribe 'eadacIe this hafternoon, hand
stepped into the hapot!ecaries hand hi TO she
man. a. Can hease of 'eadache ~ - Does IL
hache ard says 'e 'IIexcee dinghy says hi, hand
upon that e gave CepiIaiic Pill hand pom
'onor it cured quick that 'ardly realized 'ad
'ad an eadache.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

~ DIN you ever have the Sick Headache. DO you
remember ihe throbhng t.pl- te f~veTed brow. the
oa' hiag and disgust At the sight OF food. How totally
unfit Tor pleasure. conversation study
One Of the Ceptaiic Pills would have relieved You from
all SUFFERING. which yoG then eXprri-n c-d. For this
and other purposes You should always h' box OF
them hand to occasion requires.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
ynyOn Esruycr Meeting.

There will be union prayer meeting held daily
Sunday excepted,) in the basement of the Plymouth
Church, commencing Monday, Jan. 2lst = O'Clock
\. and to continue hour. All the friends of Zion
solicited to attend. LAIMAN.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
E[zG sEtNGE, isASK
.CEE CITY BANK.

19rgn-e'T TO -1T9r II IsItsFtl NHlAlNg Lutc
I'iuoiS
E4T AIS, 5 LIEN s. CO..
RINKEHS.
EXCHANGE on
NEW YORK.
JBSIDN.
PHILADELPHIA
~ LOUIS
CHICAGO,
And ali tie principal cities ef tire United States bought
AMI sold.
Also, iii irav in suit purchasers England
Scotland Ireland. ana all important points in continent
ts,l Europe.
Collections made IN nj parts Of the state and TIED
for day payment at current OF exciIsaFoc.
Interest allowed uu DEPOSITS.
Banking h5aTs from : a.v.to - Pm.
EDWIN & ALLEN. tff,s'r. H. +. EAMES, f,e<t.
O. II. EU-LLF.S, ~ ord. EDW. EANEs, :. Pyest.
.ara, august T.. IS.,a-
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
4 Real blessing.

lAysictTH--hvli, Nj. - how i that headache =
M. hJHSS.-tronv DsrJpg. al gone the pill you
cured me IA just tsruly uuult-- and wish yon
- uuld send more : tif.t ! can have them handy.
IhyStrsfH--foU ciu get them At aay Druggist
Call "r C.phaIr Pills, md thvy never iaiI, aud
commend them 81 all cases OF Headache.
-krs- JoUes i shall send Tor a box directly, an d
shall tell all ny suffering friends, for they rsd
Jl~>siEg-
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

GREAr DI-D0v FEY.-Am""- the most important OF all
the great medical discoveries Of tbs a-e may b. cons.
dtT.d The system Of vaccination for protection from
PoS the C,phair Phi for relief OF lie daehe. and
the tlgIEiu- fer tie prevention % Fryer-, either
Of which i specific whose benefits will be .xp-
AT forgotten.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

F,cT W0sTH Notwithstanding. Cephac Phi !. are
1 certain tor Sirs EtuCaChv. Bilious Headache
Nervous Headache CsstiSru-.. and tieucri Debility
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

MARRlED-On the eSth inst, by Arthur Lockwood,
Of this town.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

The NV IIGHr-keroscnc i. not strict
~ new light, but It's almost universal
adoption by private families in this city
dates only from the present winter. ltis
sold al nearly all the shops now; but you
are SURE OF getting good article only at
Earl>', who also keep the best stock of
lamps, with all the trimmings, this side Of
Chicago.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
Gperiol Il Offices.
r. Il v ANS

RELIEF IN TEN MINUTES.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02

Map DoGs-Mr Wieiknecht, who lives
at Buffalo Rock. few miles west of this
city, on Wednesday killed two dogs that
showed every symptom Of having hydro
phobia. \ third dog, furiously rabid, also
passed his place, which he was unable to
capture Wednesday was bitter cold
day-weather said to be as promotive Of
hytlroplIobia, a. intense heat.
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
1860, LIVE &LET L|VE! 1860,

HANEjrst returned Il ON the East with large stock
of Seasonab,- Goods, purchased at Low figures
and respectfully invite my friends and tic public to call
and examine the goods and the prices before pur
chasing. My stoct Comprises ccInplee assortment OF
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
DR.. JOHN HUXLEY,


" VETERINARY SURGEON, whose success in TIE
treatment of the different diseases to which horses
ann cattle liable, has been for the last fH yes
satisfactorily established. Dr. IL. is not one Of those
itnerant that infest almost part OF
the country BUT is permanently located IN Ottawa H.
linois and is responsible for all he does Dr. H.
WAYS to be found at the Cenraf House, PREPARED l.
furnish medicines and to perform any operauons aoc
eey,ling the necessity Of I've case. se"-oW
The Ottawa free trader. [volume] (Ottawa, Ill.) 1843-1916, 1861-02-02
10 COnSUmptiyeS. .

JOE NOST@- Sole Froirletor, ochcstcr,N
sold by =. Y GEIGGS, Ottawa, and all good Drug
ris.s DovIT-6m
Delaware State journal and statesman., 1861-12-06
An Ordinance

NOR the benefit of ''The WILMINGTON MONTHLY
IL MEETING OF FRlENDs!n
SEC L. Be II therefore ordained by the City Council Of
Wilmington, That the wilmington Monthly Meeting Of
Friends" be granted the privilege of erecting frame ad
dion to their school house. Ninth street. between Orange
and Tatnal streets.
Passed at the City Hail. November 18th, 1851.
JOHN NJ. TURNER, President,
Attest j. MARIs, Clerk Of City Council. nov29-it.
Delaware State journal and statesman., 1861-12-06
Valuable Farm for Sale,

ssssaa CONTAINING lsI acres moro or less situate
HULL within miles Of Delaware City ad Joining George
IVA Tybout, Barney Reybold and 9th ars; 20 acres
thereofis embarked Ineadow all tlh9 rest arabic,
In good order and excellent neighborhood IL is divided
into fields we'll watered with spring wntA II has a
fine large brick dwelling, tenant house nd muder-
ate buildings with considerable fruit lt is very
desirable property Terms accommodating App y to the
proprietor, Capt JOSEPH htARTlN the prenia e or to
WIN MeCAuLLEY, 6O6 Market ST.,
Wilmington, Del.
Delaware State journal and statesman., 1861-12-06
+= SANFoRD'S
FAMILY
Blood Purifying Pills,
COMPOUNDED FROir
PURE VEGETABLE EXTRACTS, AND PUT UP
GLASS CASES, AIR TIGHT, AND WILL KEEP
IN ANY CLIMATE.


The Family Ca lthnrtIc PILL is
gentle but active Cathartie which the proprietor la
used IN his practice more VI than twenty years.
The constantly increas-, . 1 ing demand FROM tho
who have long used the - PILLS aud the satisfae
ton which ali express In j regard to their use, has
induced me to place them = within the reach of ALL
The Profession well ~ know that different Ca
thartcs act on different n portions of tho bowels.
The FAMILY Ca - TIIARTIC PILL
has with due reference 10 this we'll established
been compounded from a variety Of the pureat We
getabe Extracts, which . act alike every part OF
the alimentAry canal. and =, are good and safe la
all cases where Cathartlc - is needed such DE-
kAN0EMENTS of the F1 STOMAC II, SLEEPl-
MESS. PAINS IN THE BACK AND LOINs, COS
TIyENRss, PAIN AND eS SORENESS OVER THE
WHOLE BODY, from sud :, den cold, which frequent
ly, IL neglected, end in g long course Of Fever,
Loss or APPETITE, A ~ CREEPING SENSATION
OF COLD OVER THE ~ BODY, REsTLEsSNEss,
HEApACIIE, or WEIGHT {. IN THE HEAD, all IN
FLAMMAToRY Dl. { sEAsEs, WoRMs in
CHILDREN or ADULTS, n RHEUMATISM, great
PURIFIER Of the BLOOD y and many diseases u'
which flesh is heir, too . numerous to mention In
this advertisement DOSE, to 3.
PRICE THREE DIMES.
The LIVER tNYl6ORATOR and FAMILY CA
THARTIC PILLS are for sale by A. II. Grmshaw h Co,
Edward Brlpghurst Co, Henry Brnghnrst, Whining.
ton, Delaware. and by Druggists generally, and sold
wholesale by the Trade In all tue large towns.
s. I. W. SANFORD, NJ. D.,
Manufacturer and Proprietor,
mAraOtf @Os Brondwav, New York..
Delaware State journal and statesman., 1861-12-06
SAN RD'S
LIVER INVIGORATOR,
NEVER DEBlLlTATEs.

TT Is COMPOUNDED ENTIRELY FROM GUMS and
has be established fact, STANDARD Medicine
known and approved by all that have used II, anu
IL now resorted to with confidence in all the dis
eases for which II Ia re- NJ commended
1t has cured thousands ~ within the last two years
who had given up all n hopes of relief az the nu-
merous unsolicited ceTti hcatea in my possession
show. F.
The dose must be adapt ed to the temperament OF
the individual taking 1t, @ and used in such qunnti-
ties as to act gently on ~ the Bowels
Let the dictates Of your ~ Judgment guide you IN
tho use of the LIVER q INVIGORATOR,a and
It will Liver III Complaints, Bilious
Attacks DyspepsIa Chronic Diarrhgn,
sum COM plants, Dysentery,
DropRy. sour sto- > mach, Habitual
COsttveness, ChOI- Y nc, Choiern' Ohoie-
IN Morbus. Cholerar Infanium, Flatu-
Ience, JnundIoe, Femaie weakness
ess and may be used sue eesStuly as an ornlha-
nv FANNY Medt- q cine. 1t will cure SICK
II EADA CHI H. fas RI Thousands can testify) In
twenty minutes, II Two or thfee re"
anoouf,,ts arn taI. p en- at commencement o
attack. ~
All who use q are i giving their testimsh
n its favor
MIX WATER IN THE MOUTH WITH THF
INvIGORAToR AND SWALLOW BOTH 10
GETHER.
ICE ONE DOLLAR PER BOTTLE.
Delaware State journal and statesman., 1861-12-06
Ayers Cherry PeCtOral,


Coughs, Colds, influenza, HOarseness,
Group, Bronchitis, Inctptent Com
sumption, and for the Relief
OF Consumptive Patients
in advanced Stages
of the Disease,
fhis Is a remedy universally known to surpass any
other for the Of throat and lung complaints that It
is useless here publish the evidence Of It's virtues Its
unryaed excellence for coughs and colds and its ruly
wonderful Of pulmonary disease, have made Il
known throughout the civilized nations Of the earth.
Few are the communities, families, among them
who have not personal experience Of It's effects
living trophy in their midst Of its victory the
subtle and dangerous disorders Of the throat and lungs
As all know the dreadful fatality Of these disorders and
they know too the effects Of this remedy, need not
do than assure them that 1t has all the vir
tues that 1t did have when making the which have
won strongly upon the confidence Of mankind.
Prepared by DR.. ]. G, AVER SU CO., Lowell, MaSa
Sold by E. BRINGHURsT & Co.. H. BRINaHURsT
y A. II. GRlMsHAw Co.. E. McINALL, and dealers
verywhere my3i-1y.
Delaware State journal and statesman., 1861-12-06
a. Gard.
Bulletin of H. R. Bringhurst,

bu44UDIH UA IL n oAIIbA1uAbOi
3l7 Market Street, corner Of Fourth.
BROWNS DANDELIoN COFFEE, recommended by
the Faculty as a superior beverage for Dyspeptlcs.
K0UsSo, new remedy for Tape Worm, 1t is put up
in bottles with full directions for Its use.
VANILLA BEANS and Extract of Vanilla, superior
articles may be had fresh at H. X Brnghurst's
EOHENK's MANDRAKE PILLS and pulmonc Syrup,
fresh stock at II. r.. Brlnghursts.
sPAuLDING's THROAT CONNECTIONS just received
by II r. Bripghurst.
DsaRATH'S ELRCTR1C OIL, this celebrated prepara-
tion may be had at all times Of u. X. Bringhurst.
UPH1Ms PILE ELECTUARY, just from New York,
al II. II. Bringhursts
DAYIDs0NS ELASTIC SELF SYRINGE, complete
Brticle iust received by II. II. Bringhurst.
HoLLoWAY's PILLS AND OINTMENT, very desr
able articles, at II. R. Brlnghurats.
ZOLLIKoFFERis RHEUMATIC CORDIAL, at II. r..
Bringhurst'H Drug Store
OsaooD's INDIA C0LoGoUGE, for Fever and Ague,
alwayB on hand at n. r. BringhurBts
JAYNE's EXPECT0RANr, the best article for cold
ercough for sale by the agent H. R. Brlnghurst Fourth
and Market Streets,
Delaware State journal and statesman., 1861-12-06

Nov. IS, 1861 sm.
Delaware State journal and statesman., 1861-12-06
REDUCTION.
SPECIAL NOTICE.

Having made arrangements with the manu-
factnrers of the celebrstcd French Gore Trail
Diamond Tie Watch Spring Steel Hoop Skirts, !
am prepared TO offer them a q great reduction
from my ususl prices.
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1861-01-05
THE REV. J. c. SMITH.

Church OF the Ascension protestant Epis-
copal), corner ofFifth avenue and Tenth
street.
Religious services In Observance OF tho day OF national
fast and humiliation held yesterday at the Church
Of the Ascension protestant Epscopa, corner Of Fifth
avenue and Tenth street. After the Introductory prayers
and lessons sermon the subjcct-"The Moral Hin
ORANGES TO our Destiny q Repubc'-was preached by
the pastor Rev J. @ Smith, who took for his text Mat
thew xxi, 40, therefore say unto you the king
dom Of God shall be taken from you and given 10 nation
bringing forth the fruits thereof"
This terrible declaration Of Saviour, he said 30
fearfully fulfilled in the Of the Jews, might ordna
ry pass almost UNDECIDED by us but the circumstances
under which VIC assemble together give II impressive
significance, and sounds in ears solemn warning
which II s impossible 10 disregard trust that all who
are here to-day have with deep sense Of the mag
nitude Of those dangers which threaten us, and at the
same time with camness and cheerful trust in God.
Our political and financial troubles are 10 be recognized