Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1860-01-21

EtuR Insurance Company of HartfOrds
Connecticut.
Public attention Is invited to the advertisement Of
this old and well known restitution whose large re
sources now exceeding two millions Of dollars, guar
anees to its customers degree Of security, not al
ways attained by policy Of insurance. Among the
many institutions Of the United States whose bust
ness it is to protect the citizens from loss or damage
by fire. or the perils Of navigation, there none
% pre-emmently entitled to the confidence and pat
Onage Of this community as the one at the head Of
cur article, the -sstna Insurance Company Of Hart
ord Connecticut.
By an honorable, energetic, and liberal course of
ation in the transaction Of its business for period
O. more than forty years, by the prompt and equit
ole adjustment Of all claims for loss and damage
uon liberal prncipl by the gradual increase
Of capital and surplus means beyond any similar
irsttution It has been justly rewarded with success
to an extent unparalleled in the history of any other
Fire Insurance. Company IN the world.
Since the organization Of this Company in 1919,
it has paid over thirteen millions ofdollars for losses
and never, in any instance, as we are informed, has
there been a days delay in payment for want of
means.
The owners Of property, comInercial, and monied
men Of this age demand, and require Insurance
Companies Of large capital and resources, not sub
jecto the sensitive fluctuations usually prevailing
in aseason Of reverses and this consideration with
Others has no doubt influenced the 1Etna managers
in repondng to this reasonable public want in ad
vance Of all others.
The ability with which this Company is managed
by It's experienced officers and directors at Hart
r "
cinna, its State Supervising Agents in every State
its special Travelling and Adjusting Agents and So
lcitor and its well selected local agents at every
point proves to our minds that nothing with ii is left
to chance except the probabilities Of losses by fires,
and even that is brought within the limits Of calcu-
laton5y the experience of forty years. Those who
have studied the law Of chances tell us that it is
marked BY great degree of uniformity, and that
with efficiently accurate and full statistics, 1t is
easy 70 estimate the chances of accident. If this
be So is not the short life Of so many Insurance
Companies owing to the limited experience OF
which hey base their estimates Of hazards, With
tins accumulation Of forty years experience in
taking AIRED risks all over TIE United States, and
with o7r tive millions Of dollars as a guarantee
fund to he insured we think the continued success
csraipt and all that may hold the -Ema policies
may res contented that should loss ever occur for
which tie policy provides, they viii get their money
without eiay or litigation.
For some time past there has been large increase
Of lnsuunce Companies mostly of small capitals
in exces Of the growing wealth Of the country
Some of hese companies haye-to state the literal
truth Inexperienced head, and appear to act upon
the idea tat the business is governed by no fixed
laws like an other departments Of business-but
outside Of the universal law Of cause and effect
merely a same Of luck and blind chance and hence
they assume risks and liabilities without any regard
to an adequate consideration fatal error to item
aad to Hos rho rely IN item for fill security There
IS fact orc certain than this, that unless an In
surance Company receive premiums sufficient to
cover losses and expenses, they cannot furnish the
security which they promise. and that bankruptcy
speedily follows A practical experience acquired
in the school Of adversityof fire and flood qual-
fes this Company to walk with unfalterin5 conh-
dence, as upon beaten and unyielding path, ard to
adopt proper rates based upon system OF ascer-
tanned averages. which are as reliable as any data
available by human skill and labor. These consld-
erations if properly brought TO the minds ofntelli-
gent men, will be appreciated. and they will justly
hesitate If not decline to trust their property IN the
hands Of any Company who offer to protect It upon
terms materially less than tins Company demand.
Mr.. JNo. " GBIgHrH, the State Agent for tie
-Etna in Tennessee, has taken up his residence in
Nashville.
Messrs, NA=u q yIARR, No. % College street, are
the local Agents Of the Etna, and we most cordially
commend them and the Etna to the public