Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1859-09-09
MAKING AND SAVING MONEY.


SOME EXCELLENT SUGGESTIONS ron YOUNG
MEN.
Il is one thing to make money, and another
( thing to save Il. What young man has no
I learned the truth OF this remark OF the
I thousands who start in life with the worlC
all bright before them where to choose, Will
a liberal share Of means upon which to set GU
in business, with troops d. friends, with thl
arest prospect Of success, and perhaps moth
ing required Of them but 20 follow up the pur
suit at which their fathers amassed comforta
/ bic fortunes -- how few there are who seen
wise enough to save their money - to guarC
{ their interests simply to take good care o
what they have - to cherish the respect aBC
esteem of all true friends, and on the Other
hand to discard all the idle insects which hut-
ter about them in the sunshine of prosperity
but quickly disappear in the first shadow o
adversely. They have no thought of to-mor-
row. They live only for to-day. From child
hood up, they have learned to treat money as
Of secondary consequence. This is the rea-
son why so many men who make plenty Of
money are always poor, and manage to pay
their way only with extreme difficulty. They
were not taught its value early in life.
The ingeuuousness Of youth often leave,
E wv NtNHi VI AhNli uthiNo hptlA lpl kNlppoNble
and unprincipled friends, and for petty ex,
torlions by that numerous class Of individu-
ais who are always rather hard up always
in debt always borrowing money, and always
idle A few simple rules, firmly adhered to
will serve as an infalible preventive to the
/ sharp practices of these gentlemen of ele-
giant leisure
But the habits of many young men now-a-
( days almost incessantly lead them into somt
ridiculous excess, and sap the foundation o
many noble fortune. The countless dollar.
thrown upon fashionable tailors and fashion
able lndios-gaudy butterflies, the bright en-
amel Of whose beauty will not bear the gent
lest test--thc carriage rides in the country
the fast horse (the most superAuous of all ex-
travagance !)--the champagne suppers - the
'royal times spent in the company of dissi-
patod and vulgar acquaintances at the billiard
or (much worse) club room--the summer toui
to fashionable watering places - these anC
similar follies are serious and generally a IA
tai hindrance to success in the race Of life. ant
cause deep and poignant regrets, in after years
in view OF the most precious time and oppor-
tunity wantonly thrown to the winds.
There is hardly young man with fail
average start in business life who cannot sue
coed by reasonable prudence and economy
lie should be just with his creditors, just tc
himsefby never spending more than he earns
and then generosity may fairly follow
The world always expects much Of younl
men--thoy constitute the vital energy Of ov-
/ cry communty--their influence is ever power
/ fully exerted - their voices are prompt and
earnest-their hands are always ready for ex-
ecution and the first to ''clear the way. -
They should :hen be useful--they should
study to save their money for useful purpos-
es, never forgetting themselves of theii
surplus means they should let the commune
ties in which they dwell derive the benefit
for objects Of charity and the general good
for public enterprises-for the support of the
Christian religion, which is still happily the
browning glory of our country--for the poor
and destitute and distressed who surround
their daily pathway--and for other purposes
which will carry their names along with then
as benefactors and invaluable men.
But to enable them to do this they must be
frugal, temperate, economical--not pcnurious
nor miserly 1--WE would rather see them spend
thrifts than misers) and then the world will
go well with them--they will see then that
it is half the battle to know how to take care
Of their money after making it--there will be
no need Of putting of their creditors, or the
marriage day--and they can sit down in the