Orleans independent standard. [volume] (Irasburgh, Vt.) 1856-1871, 1859-03-11
For The Standard.
For The Standard
Insurance, Fact, versus Filth.

Mr. FDIroR:-In the last number Of your pa
Der notice an article copied from the Bennington
Banner, entitled Fact versus Fancy" and sign
ed 4 Victim Of the Washington County ( N ~
Si,ind7e. If this writer had confined himself to
a review Of the article in your papcrof Decem-
Der last as he ntimated in his first paragraph, and
had used terms and illustrations that could pos
sibly be termed decent in society he would per-
haps have deserved an answer.
As it now stands I only deem it necessary to
point out a few of the numerous falsehoods in
which the article abonnds And 1st he says
those statements were got up by the company
under the fiction Of a farmer correspondent
That is NOT true. % he charges that it was in
serted and paid for as an advertisement. That
is untrue Mr., Editor, as you can attest. Sd he
SAYS This company had upon the same plan
Merchants and Mechanic S class. This state
ment is not true as the writer well knew, if he
knew anything about insurance. That company
had a Merchants and Mechanics class, but not
on the same plan for they assessed the insured
every year as do the old Mutual and they were
Obliged to wind up, only because the Farmers
were moi associated VIII lGlL4 anu llitto
ed to help bear their burdens. 4th he says one
half Of the capital of the Farmers company is in
the hands irresponsible agents This is not true
They have no agents but who have given agOod6oac
for more than three times the amount they ever
have in their hands. The Farmers company
are not aware of there being any oftheir funds il
irresponsible hands. 5th he signs himselfa Uic'
tim 81 the Washington County Swindle. This toC
is an untruth. The writer is well known as neve
having a policy from the New York company
He is well known, too, as having continually pre-
dicted for the last nine years that the Farmer
company were just on the brink Of ruin. tina
they could not 90 on a year without assessments
But the truth, the TRUTH is that the Farmer
company never stood as well on their books or il
the estimation Of the people Of Vermont as the,
do to-day. Just as true and no nearer is tn
charge that the article in the Standard ofDecem
Der last was written at the Office or by the Score
tary of the Farmer company. Now one wor
as to the charge that should the company ceas
to issue policies they must wind mp business.
admit it. So if the people of Vermont shout
stop pay ing taxes the wheels Of government mus
stop. If any insurance company in the Unite
States should stop issuing policies they would
compelled to wind up business. The Vernon
Mutual for instance, would stop issuing policiC
to-day if the people chose hereafter to insu1
elsewhere result as probable, las the one Is a Vic
tim" supposes. In that case the burdens 0lig
become more and more onerous, until every Pc
. ley but one had expired. If the holder Of th'
. policy should suffer by fire the loss of his prope
~ covered by that insurance, take it he wou
have to be assessed a sum equal to his loss or,
other words, bear his own loss. This is possibl
but not very probable, though as much so as Il
reasoning and statements Of the Victim"(D
3 When man, as has this NewYor "Yictim''t
fills his own mouth with filth, for the purpose
more enectualy squirting it on his adversary,
= is quite likely to get the worst belouled himse
This is my consolation.
e \ FARMER.
q ILL