davidaulloa/AmericanStories huggingface dataset:
, 1859-06-17

TO THE AFFLICTED.--Dr L. ]. Czapkay, late q
the Hungarian Army, chief Physician Of the Hospital
Of Pesth, and Honorary member Of the philadelphia
College Of Medicine calls attention TO the following
Diseases Of the brain, such Epilepsy, Apo
pexy, rushes Of blood to the head inflammation Of g
different tissues Partial and Complete Paralysis and
insanity, and all Functional Demngements, such -
loss OF memory, aversion to society, MisanthTopy,
Timidty, Nervous Excitement from slight causes
SelfDstrust, Giddiness, Headache, Ringing in the
ears, confusion Of ideas, love Of solitude optical lilo
sions, disturbed sleep and incapacty for labor and
study Also in diseases Of the lungs and air passages
such as Tubercuar diseases consumption, Pneumo-
mia or inflammation Of the lungs, Pleurties or Pleurys
Asthma, humoral or spasmOdc Bronchitis, LaTypgf
ts, and all forms Of Catarrhal affections. Also d.
eases of the liver, such Hepattis inflammation
the liver congestion Of the liver assesses Of the liver
caculi in the gall bladder and ducts Jaundice and
those diseases which impair its functions, such u
Panama fever, Bilious fever and intermitting fever
and the consequences which these disorders leave b
hind them.
Also diseases of the Stomach such as Gastritis o.
inflammation Of the Stomach Enterities or inflammation
Of the bowels Dyspepsia in all its FORMS which De-
troy appetite and digestion, Flatulence Dysenteny
and Diarrhda. Also diseases Of the Kidneys ana
other urinary organs such Diabetes, an oxce,S
i've flow Of urine, Albuminaria. commonly known -
Bdghts disease. In this complaint physician nor ps
ent oftentimes suspect the presence OF disease un
too late. The most common symptoms are genera
indispOston, with dropsical swengs, calculi 70 ~
Kidneys, Urethra or Bladder Eouresis or inability "
retain the urine cystts inflammation Of the badee'
and all other disorders OF the urinary organs Also'
diseases Of the womb and It's appendages such q u
regularities Of the MENSES when excessive, deiees
i've, suppressed or irregular, Prolapsus or falling o.
the womb, sterility, ovArean dropsy, and other
eases Of the parts In the treatment Of any Of W
above diseases, the Doctor has many new remeois-
and guarantees perfect cure In all cases, or w
money will he returned All consultations (by baS
or othorwise) free. Address
Sm2s Or. L. J. czAPKAY, San FraneiSo"|
, 1859-06-17

sOuruvOuru a Co. San FIsSois:o. sI'''s''', cai
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03
INSURANCE.

gross injustice exstng pecy bolders and have the
terms than their Admission o. new
and Ss 81 their s
gin future pre- niums
to the value q he aSoush
no. saoeesdsd in doing 40 Let US consider wheher
required which sanctioned by practice Calculations
anayies forms which may needed the regulations
many q the internal affairs Of company but sun is well
me T wen as wh the
S . held Ss whole he p.s%sm !:
:: sSs 4 ~ ss s
ore he other few years ago two able were read
bers insisting valuation OF the gross premiums being
with 5
for some purposes Of Life Office there are also Actueries
past transactions asss, Ing bonus example which
Sa have from s s % ~ but the
have now before reports by those leading Acaries Of
premiums valued and cd contingent assets The
Comm ssone therefore safe In mater
form %sss on premiums ooiy
which, In most material degree affects the prosperity and
rived from sPsed and discontinued policies rhs question &
y Ri 50 e x
on by The Committee q Acsnares The aoun. Of premiums
ss
claims arising years by the receipts from
lapsed policies within the same period. ~ 80 =
obvious that the sixty nine cent just mentioned not
oil profit to company still those practically acquainted with
such matters are fully of It's forming very important
source OF gn and 10 Of the Of the large dividends
and bonuses paid by some companies
With much confidence this of be relied on
that Of the highest authorities In such matters recently
felt himself justified I'm advising Of the nourishne
Offices Of the day that they fairly In the calculations
their contingent assets include constantly sOcrung yearly
increment tain ratio receipts apses - deter
mined by the experience of preceding years.
have offered these observations apees the
most fitting reply 70 the unofficial language by the
Commissioners In page of their report.
shall hasten TO submit your consideration results of
detailed valuation OF the assets aud liabilities your society as
on the Sh OF November Last and Ia doing will append
calculations themselves that the by which the
suits are obtained may be fully understood the means
afforded Of checking any Of the steps In detail in
thoroughly say yourselves and others Of the sucency
IN mailing he;e calculations have adopted Table Of Nor
ay which believe be better exponent Of the mortality
70 which the society win be subject than any other namely
the rate OF mortality az by male lives in England
and Wales and given in PIP. 26 Of "Cont, VII Stat"
closely with that from which, understand the premiums is use
own valuations from time namely an adjust
ment Of the Carlisle Table, avoid The well known IRE
gnlaries by which the Of that table Is marked,
The rate Of interest employed throughout the whole the
calculations is per cent
The calculations given tables TX inclusive and
he following is q condensed summary of the resuts-
SUMMARY
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03
INSURANCE..

niums and paying out he ssrninasd SIsss - ~,
Sns "a S9 ~. o. sstua The omwissonsr
lessness In which they viii not pcrsnvsrs Thov y :
that any sood hnaneier would gladly undertake he
pehse o. nac1 usosaction for oneourth OF this sum
Society for this purpose 'es'r'oo
Had million OF dolisrs been ressrvsd. in accorda,
me opinions OF the COMMISSIONER what was there y
VIM tne surplus OF three quarters OF miliions II
70 meet expected lossess They fully provided Ia
unexpected lossess They covered by the gusrs,t
III snd y such enormous losses arc within Ina II
DUunos OF probability would not seem 10 be wise M
! !nen " the use Of this vast surplus except 4
pronM u ms be SO, why not consider It 10 be profit
anu avIue sccordipgyY Such has been the mode Of
ing Mnen your Society has seen 1t TO adopt and ven
r s N your decision by the mathematical priacip
servant, Wy Aei HPTSr pst xs Ir
ward College. -s anu AANAo"'Asxs
CAMBRIDGE, Mass. Nov. 10, 1850
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

At DE PERCIvAL1s. sSl BROADwAY-IN
clothes; cotton and tik Embroidery made 10 srder.
ring iaces msnded and done up iits new al kinds
manner; embroidered Chemises and Nivhtsn~r w
ladies' ready made Chemises, Nightes~nss breaifsV
chdren's Cloaks, Dresses, Aprons, Skirts. Biankets
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

10 CHAlkMAN AND COURT OF lNTERNA
GsN1IExEsIin accordance with your instructions have
r. To%S Ann EsSS y in.s.sses cs %RRs
sGne s "A. ns dasd june
men IN question Il written in unusual temper
sss q osa Sssd ssisSs
q h.. as And
aon, that is Impossible TO anything similar 70
We're not for Tia circumssncs the very strong opinions
expressed BY the n, might well occasion neas
the defective nature Of the data and statements adduced BY
ous nequsble and unjust mode Of valuation followed BY
them and exposed Inc alarm which their %
cay acquainted With such suSsc cannot a 70 dsappear
ss 81 1 s that b ss S
The confident and ovebearng tone In which the report Of
which their statements made necessary before attempt
Ing want @ % &c $ Of Re
they have made out really an unimpsachable one.
s:s Re
experienced persona and 70 The public general this
but sci There Is really no snch table Il
oas table not as rsase UPON apo n oS
seryatons lives but has been deduced from records
any ensassd ia i. fact s your
Sers Of committee producing he table IL aues
be clearly understood tina. ibis not obee
Ton urged BY me against the Judgment Of the Comissoner
Vi @ s On S Ss % ssD
Of acarea from al parts q The world in the
Bute here owot prominently this SUBJECT but the fol-
lowing from pp and the Sd edition OF Cont VII
Stat" pub 1857 will show the Of the objections urged
by me against the adoption Of such table =
"There likewise the table usually denominated the Expe-
Renee Table, deduced Of If
teen life oes In addition 70 those Of the Equitable and Ami
cable Societies already mentioned reported by the Com
miee Of Actuaries appointed in the 1889 In these
servaions, like those deduced from the Amcabe and Eqmta
renee 70 recent years. but there much more serious OBJ
brought the results given In the Expe
Table. From tho ndisposion evnced by the cont
butng officers 10 let their individual experience be known,
70 the members OF the committee 70 whom the inquiry
nruse became necessary that the different schedules
should be submitted In anonymous form; all we're given
with blank beadngs 20 completely miIed up together
that was impossible aerward determine from what Office
any particular schedule came.
'lnsead Of OF the valuation herein made
10 tbe 3yh being The termination Of he financial year.
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

ATF. DERBY 4 COMPANY,
"A Fashionable and Importing raslors,
81 Walker
Tho most desirable novelties can be found for
OVER, FROCK AND DRESS COATS ANT
ENTIRE SPREET SUITS,
Carefully selected from the best Europesn manpsI
Also agents for Hapgster's alpacsa umbraIlas
AT 76S WOVEN SKIRTS 3
IA Belle Of the South, fifty spring bell shoped d
half yard bottom, and Misses twenty spring. we'll ID
cheap. Old skirts made over. @. A. FAMOUS, Akin
1855 Bowery, corner EiRhth street
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

Balance In favor of the society f44l69 8
This the which in present value represents
Of the assets the liabilities suppos the soceys
mene TO bear inter est at four per cent which
considerably ess than they are now actually realizing int
rest be taken at five cent which the truth
balance aociety EOS 1856 S. Sd aud in OBJ
tanning these balances will be have provided for the
shareholder1 capital as well a. every other liability,
The qunquennia valuation Of the socieys business up
the end OF November next which shall soon be engaged
and the particulars Of which will be made known in
TO be at the annual general meeting
holders will have every expect show the po
siion of the society Ia steadily progressing.
am, gentlemen your most obedient servant,
w. y. b. WOOLHOUsE, Consulting Actuary.
To the Court Of Directors International ASSURANCE So
ciety, No. I42 Strand
London, August 70, 1859
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

EMPORIUM Of FASHIONS.-THE LATEST
~ and Paris Fashions for ladies and children u
LAYCOCK'S, SS4 Canal street. Fashionable dres1
cutting and basting; the beautiful CHAMBERS siee9
passed for style also handsome basque and waist Pal
chldren's Patterns in great variety. Ready made
of all kinda.
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

~ $40 CANAL STREET, 3d.
havon0w an elegant display Of
Castor Beaver Cloals, trimmed crochet fringe,
MOSCOW very heavy,
At an prices, TO suit the strictly ECONOMICAL or mo
tastes Ladies, beware Of cotton warp cloth. The
economy In poor article; the best is the cheapest
JOHN j. BEL
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

NOVELTIES FOR THE SEASON
In F. DERBY COMPANY,
Importing
Have opened 10 addition 10 large assortment Of ~
most Desirable colors for full dress and frock coat
new varietes IN NAP, HARRINGTON AND q
BEAVER OvERCOATINGS; choice styles In Chez
&c, for walking SUITS and latest designs for Trot|
WaktcoatA
81 Walker street.
West side Of Bird
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

CKIRTs.-C. L HABDING's WOVEN TWELVE
~ skirts, 81 %, fourteen springs, 81 30, and
Dozen fourteen spring at $l2 per dozen, and seventh
at $l5. Old skirts made over. Woven skirt factory
near Hudson streets
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

DOPULAR CUSTOM TRADE.
i r. DERBY CO.,
Fashionable and Importing
Are exhibiting ther third delivery this season Of Ne
comprising another invoice Of TEN MORE CAH
STYLES, exsteamer Canada
81 WALKER STREEI
West side of Bro
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

1EME DEMOREST WAS AWARDED THE FRI
Xl MUM and Prize Medal by the American Institu|
best Steel Skirts. re-examination being solicited b
by them unanimously confirmed Nine. DEMORES1
Medal Skirts better than the best and cheaper
cheapest. Skirts from sc. up.
Nos. 376 and $40 Broadway $40 Cansl street. 268 Boz
Eighth ave. New York. and 262 Fulton street. Brook
skirts made over In the new Paris style ri &C. per spr
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03


e.
repsce he oss no
m.sGnsrs evidently blind 70 this simple prncps have
pnsYs 2, v.o net anv That
ss page hs sr
report which deliberate statement that because ne load
%
ss s
Cd with he msr; elementary principles should be
Seeing that the data 2 check
ply the simplest laws of numbers is impossible any
faith in their opinions u The results Of their calculations
referred . in page Let examine The real practical effect
pooa ssass viii Se soand hat socordas s sa
s
S: lie Ct S as s. whole % i
BY the equiv original loading
ss7 per cent more loading an according 70 their
per cent obvious hat deduction Of sS per cent from
own Snap
al they should have deducted from The
column 81 liable we shall ind hs. he
value The premiums is no less than ss4 This large
ass
and the and credit Of the instaon made saer
BY bunder which any ordinary clerk would have been
s e he tie
page OF the report you may, perhaps consder unneces
sary that should extend observations their report any
furher and that should proceed at with
alton Of the assets and liabilities Of your Society how
ever important to aude 70 two other questions raised In
the report
IT in page that the further probable premiums
discounted at cent with proper allowance for future
expenses and contingencies will be insufficient all
payments and far the various contracs This
the important question: what proper amount Of allowance
for expenses and The Commissioner the best judges and
the most competent 70 decide H. should be
decision Of those actually ntrusod with the practical manage
;ss Sss;s ga !:
already stated the Commissioners have taken the matter into
their hands, and deducted margin for future expenses
which equivalent 70 loading the original of
4926 per cent This proceeding which, believe q i'm
posable to get authority In The Kingdom sanction and d
besides larger ratio than they themselves argue favor Of
acquired business only and does not In any way Affect hs
new or future business, viii at appear that .
small portion only Of the expense annually Incurred BY
Q life ohce IL occasioned by nursing the already
acquired new business There Il excellent practical
Illustration OF he expenses actually necessary 70 COZ
unue an existing business in the OF various Indian
nds the pensions Of which paid EaGxpd the extent
payment Of these penaons there needed much greater
amount Of time care and attention than necessary
Goecton OF renewal premiums by Life Once and yet tho
LOT oon agents OF There funds content do all that
CURED ior an allowance OF cent the disbursements
beyond n expenses at headquarters Life ONCE has OF
course also meet the such Of the renewals ~
pas through the bands OF agents. but making all allowances
premiums very high one reaching all TO that
practically assigned by the commissioners In their ratio OF
49, per cent Any such deduction that made from the
present value future premiums for expenses, would DC an
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03
FALL FASHIONS.

q. CLAM.
"A. IMPORTERS AND MANUFACTURERS on
FANCY FURS OF EVERY DESCRIPT1Q
AT WHOLESALE AND RETAIL
III BROADWAY, UP ST (
The attention Of the trade and the public In general
TO our extensive and fashionable stock of the above
prices.
The New York herald. [volume] (New York [N.Y.]) 1840-1920, 1859-12-03

lnsead Of the s Of November the valuation IN herein made
10 be 5 being The termination Of the financial year.
The Lambertville press. [volume] (Lambertville, N.J.) 1858-1???, 1859-05-05

but I'll bet you fifty dollars that I can bring
down old roam at the very next shot"
The wager was readily accepted The stakes
were placed in Sans hands. Elated with the
idea of winning back his two tens, and making
an X in the bargain, Drake carefully seleced a
perfect bail, and With buckskin patch, carefully
loaded his rifle.
It was now nearly night, but the hunter was
in the habit of boasting that. he could shoot a
bat on the wing by starlight, and without hest
tation he drew bead on old roan's head.
A moment later, and Drake was driving thro'
the grove the most enraged and desperate of
men. His rife, innocent victim of his ire, lay
with broken stock in the bottom of the wagon
Sam Barton was too much frightened to laugh
In the meantime, the gfatifed Colonel was
rolling on the ground conyulsed with mirth, and
old roam was standing under the trees:
When old Drake reached home, his two SONS,
discovering his i'll humor fastened to arouse his
spirits with the news which they were sure
would make him dance with joy.
"Cear out !" growled the angry old man; |
don't want to her any news; get away, or I'll
knock you down! p
" But father, it is such trick played on old
Crickley"
"Old Crickley ?" asked the old man getting
interested. -"Glad if you have played the Colo
mel trick let's have it,
"Well father, Jed and l this evening went
out for deer
Hang the deer, let's hear about your trick E"
Couldn't find the deer, but I thought we
must kill something, SO Jed banged away at the
the Colonies old roan-shot him dead"
Shot old roam ~ Numbered the old hunter
Jed, did you shoot the Cooneps boss !"
Didn't do anything else."
"Then, (" said Jed, confident that the joke
must be agreeable to his father, " Jim and
propped him up, and tied his head back with
string, and left him standing under the tree,
just as if he was alive. Ha ha isn't it joke /"
Old brakes head fell upon his breast He
felt his empty pocket-book and looked at his
rife. Then in rueful tone, he whispered to
the boys
/" It's joke but if you tell of tor if you
do, Sam Barton, I'll skin you alive. | have
been shooting at dead horse for over half an
hour, for ten dollars a shot"
At this moment Sam fell into the gutter
He had laughed himself almost to DEATH
The Lambertville press. [volume] (Lambertville, N.J.) 1858-1???, 1859-05-05
Essays from the Desk Of Poor Robe1.
the Scribe.

81 WILL BY AND BY."-Zounds +. sir you
may as well swear you'll never do it I'm out
of all patience with these "by and by" folks
One hour Of the present tense is worth week
of the future.
Why, | know bachelor, as well calculated
for matrimonial felicity, as every virtue and
every accomplishment can render him, but he
has been putting off the happy time from one
year to another always resolving that he would
marry by and by'-till the best ten years Of
manhood are gone, and still 're-re solving" and
I fear will die the same"
He that'would gather the roses of matrimony,
should wed in the May Of life. Ifyou wish only
the withered leaves and th6rns, why, Poor Rob-
ert says, put it off till September. "Procras.
tination is the thief Of time. /"
/ made visit last winter to sec my old friend
Jeremy Careless When we put our horses in
the stable, he took me to his barn-hoor to see
some fine white wheat he had just threshed
observed to him that one of the boards of the
barn was nearly falling and he had better nail
it. II will by and by" said he Things about
the farm looked little as though "by and by y
folks lived there. Next morning the boys came
running in with sad news. An unruly bull had
torn off the board all the cattle had supped and
breakfasted on the white wheat, and old Brindle
the best COW in the flock, was foundered so that
she died. Now, two nails, worth penny-and
five minutes of time, would have saved the life
of old Brnde, and the white wheat into the
bargain. " 4 stitch in time saves nine"
Passing by my neighbor Nodwelrs the other
day. saw that his wife had a fine garden, and
the early peas were shooting luxurianty above
the ground. & It looks well, said T. neigh
bor-but there is a hole in your fence that you
had better mind, or tie hogs will ruin your gar
den." wildly and by" said he. Happen
ing to go by there two days after, | was half
deafened with the cry Of" Who-ee-w ho-ee
-stu-bo boy" A drove Of hogs had
come along, and, and while my neighbor was
taking nap, had crawled through the broken
fence, and destroyed the labor of a week
Never put off till tomorrow what you can DO
to-day"-poor Robert says.-From the Cted
ner, 1871.
The Lambertville press. [volume] (Lambertville, N.J.) 1858-1???, 1859-05-05
Yankee Boarding.

"What do you charge for board ?" asked tall
Green Mountain boy, as he walked up to the
bar Of second rate hotel in New York. what
do you ask week for board and lodging 7"
Five dollars
" Five dollars that's too much; but | s'pose
you'll allow for the time am absent from dinner
and SUPERB"
g Certainly -thirty-seven and half cents for
each meal"
Here the conversation ended, and the Yankee
took up his quarters for two weeks During
this time he lodged and breakfasted at the ho-
TEL but did not take either dinner or supper,
saying hisbusiness detained him in another por-
ton of the town.
At the expiration of two weeks he again went
up to the bar and said
+" S'pose we settle that account-Im going in q
few minutes.n
The landlord handed him his bill:
"'Two weeks board at $50.
81 Here stranger" said the Yankee; this is
wrong"
How 50, sir ?"
" You've made mistake you've not deduct
ed the times [ was absent from dinner and sup
per-l4 days. meals per day-27 meales at 81 !
cents cach-$10,50. If you've not got fifty
cents change that's due me, I'll take drink and
the balance in cigars !"
The Lambertville press. [volume] (Lambertville, N.J.) 1858-1???, 1859-05-05
Nobody but a Printer.

Such is the contemptuous sheer that is some
times extended to the Disciples of the art pres
ervative of all arts" But what would the world
do without printers !? Nobody but printer
Who was Benjamin Franklin? Nobody but
printer. Who was William Caxton one of the
fathers Of literature? Nobody but printer
Who was Ex-Governor VIM. Bigler, of Penn
sylvania? Nobody but printer. Geo. P.
Morris, N. P. Willis, Jos. Gales, Charles Rich
ardson, James Harper, Horace Greedy, Bayard
Taylor, Robt. Sears, Charles Dickens, Ne
Thiers Senators Dix, Cameron and Niles
Nobody bnt printers. And last though not
least who was James Buchanan, who occupies
the most enviable position on earth Nobody
but printer. One thing is certain, every prin-
ter who chooses can make black guard, but
every black-guard cannot make printer-brains
are necessary.