New-York daily tribune. [volume] (New-York [N.Y.]) 1842-1866, 1859-11-23

trs ifoua % e. ard q he ID saon gen- ~ staiz
sssin.s tie ssoyfi0s % sch a .oi-;
,eThs ssoei rom ths RECORDED s5ssr.atioas Of sfssu
Life Ohce. sddsB 70 thos- u IL Eg.es sad Aa5s.
go h IL yssr "a IN thss- on. Ike
;hozs dsdBesd n To Anost- md - in- DC - Ia
Rt ~. (. -5e rer- s~-iev. s.os bsos-si srsis
e. r.; s e. z ss. ssssS s asi to q Il 4
errience be inoW 70 me rsebsr q te Coazse %
sssens schsdsss shoald sabraissee IN asouyous f
Al gwen SKI b.AEt hs1a1s 40 40 es1T-sy lEsd p
what ofbcs any psrfie 1lsr sshsdsis cane
Other than oBs couDsl Poe- i..oe4 By tbo-- o- snd
es'.sie Of The Haoy AHssz e.I1a lneer . 's
e-ou ;a the results thereby dePyed Of 81 vae - af
eating ths rate o. mortality aous tbs oaee- eonnou-s ih-
Eo,hing Is more than the ireasncy uth shish
se .sIae ne F ..'sfss n a7F,s,ss . sia e o. a.. o =
he ,se ne tsers "a = ess the p -, 5ess 100 :.
joiay. 10 extreme fEspie in oTse 70 sho- ihe
II tie priLeyi- and H. esi q sisls M f1 q ~
results derived from e-eui1iion iS5nasa "a se H1f q
Pode and zoi Upon :e Haaber Of lives 7 ]. <s now y
most Of the Aursnoe One. nj 2+f'nss- -
% fully assured In te Life Osc~ o. ais Easioa H-i l. va
iuposhls ob'sin suy fsfssr PeAcs On he ron -
10 LIot8. b. I've To- he uud-r~rttsn there Ths Po
ezis,rr upcE tais lie e tine Ia been considered od
death taxing piece under such ecgrs-ncsz would h The -
s O. Issh inui sPFssr a. fsTee or -four h7narsd dea'
In lie manner fe Tin surviving yoald po-
duoe the ssoe snousoss reai, Oh h-Is being 90 o. Go ye
sny recorded death.
III i therefore eesz that niles the praePs e rsa.st
greTy Characteristic Of 4. The a.sTsncs e5ected 80, es
render The result. to the truih
derived sscsiy from tie Iass ss o. tSi. csry Who's can
Be relied indicating ihe rate o. morality snons tue So
Wlseysr therefore. nay b ihe view. Of the coraan-rs
2 5e s 2 he H e o aod s'is ssi q 5 o. s
lions human lfe the principle on whia l. Is e91sracied
Led 10 even more disastrous thsa id Dr. Prcs hyPoh
Ell IN his constructions of the Northampton Table
On t: Own ssesgS sssss hs ai.i q enc; Of
Ere repor, In which they rsfs 10 del vita r=s fact. aid sub
FOR them hyPoshecsl and fictitious inveri9a
tior i the tsbulated figures the top u page Te ksre IA
The column d. not represent any liability which BE-. r-a
under the policies and shs presently prove they DO not
represent he elus conaon Of your a-'igOn Th.e his
AZ purely fabrication and therefore undermine Ell the su3
quen observations and rslsrEs Of h- CoisoEfs lieh
regt wholly OF the rc figures which fern tn -t column O.
49, :, & Ton 81 nsrs & Th would have been apparent 70
or their Calculations rest and also the calculations them
he; can b the reason of the Commissioner giving in the
table tie top Of The snouni .ssssed sad no. 80 we
payable in connection with thee a--f-
A.. A.. ts nj, B,Ysor Sesn srsE,d and also tie ages o.
assured schooboy would at once nave detected he s
On TIE r.t perus. Of ire report, fociy struck BY the
systematic care with which IN eye oas some sisoen, q %
any having only the dsis IN The report ise " eoahi 70
Fron the mems and ds,a placed By you my disposal to
make the valuation which shall hereafter advert can
hs dupiess he cseulson Of the Connsonsrs nd give Al
hs ees q ts RTGGe' e ss s o.s & seSded q
ihe line Of fhe bs st the teP Of page Comn!,on
ers report md wh represent = pei cent q ~ the asa5e's
The rrsulf given By Commissioner the rate Of HoT'a
s rs; 81 interest," viz: Per cent Ii wiz be tsa; re
nun5er Of policies $685. the amount assured 4z ~ snd
1ss sIi"uHi Of 'nn' premiums P'''''s s'' -
II tins sPPcar. the present value Of the assured
And hs itsc. vsce Of the future Prezianas rsys
bic in respect to the sane is...'.'.'''''' ssSslS'
Difference or linbiy under the pole.es..... sss..s
vii on Referring 10 Table A. be seen that Il neades 42 poll
e = thsn enter int The CsnasoneEs' ssti.;e and
70 se i Of Noverses as. aaa tie preceding to
s ssia. Of ne isby a1Se ih-@ very much
he e.LlAis in III cOnH1s.Onsrs' report ..s
The Commissioned es1s:e, see page A. =l4 -,
The ,seeiips calculation. ziye............... ss.Ts
Difference. t|o'sn.H
Hence hs, the Commissioner msse the nisiiiy
this there De two opinions, a a. the details o. inc
esa. s s,s sra L. sr .1 e da wish the sane
eompsteuess houd have beeu enabled 10 zee IN "hA nan
A. the Cssioner' E7e oH heiI es,iaaied value Of iAs
difference bseen the value, Of the Liabilities and s,-e una-.
tn Poeie their result msy % accounted ioi by 81
they have by ~ arbitrary pIoces, -l,hef .7
Or ssr.s.ss t set 81 .a ,s5, - 81 "a The DUE
ton while in the time refer to the Os4aee'seei saon
n .koGd Be understood ;hs Is pat Of the dEy o. the
Ccranssores sdjaiese to the resye and individual
limited to he 5erin.,ioa Of ths fei Whistler company [
Sufficient sset' to Provide Sr The claims 70 an uessI ~ o
dtes oeyciyinz the Copzrys Acazry wac hs 70
.eJas. tns Is.i.ss ~ > b heseives but
l.o in The shareholders in The Company The Com
sruT there sufcen f-nd and property 0-oasns
TIE Company to ase It's engL-e iaen;s wh iss P12
the policy hooer Is P;sHt to every oa erans 70 .I
that the harehoideTs in some Of our most res5y
conducted had sscrhee fe portion o. Tie
% 81 be. the en-s-c1aeuis entered into With the
policy were still seTqpgousy kep Ile r.. ., "a
e eyes open and vel rnasfs.o0S wien they engage Il ae
venture.
connected material. Supplied ia Table isse h he rs. lac
o. rss IN Table top ef P-e zad leaving II tie other
6guFr. Ia the latte. table urdist1rt-d
Invested capital on tie Ssh November last vii
hereafter sPPssf i--e also mole Psss
per partially corrected rsszis in Table top Of -.
S'r'r
pis.,sDee. q. s.5sses7s
THIS rrssl, although Win hereafter sPPsa Plh5isg the
ssrst o. the society the hes; light; ia sB widely e-een;
from that Of ne CoHIsoasrs no convert the surPS' INTO
r.y 40 b. here mentor tat have calculated the assets
a6es 81 tie Poe.ss ct forth in Table A. seoor %
o s -s s ery na.iT .ks cs.is s5ie .zd s5I se
kss sasssS by the Coaar.sions "a szlss TIE aed
calculations az given in Table b.
between the results cousrl The Table IN
Psse Of 'be CoWsisnsr. report and those sTSed At IA
II hss been pointed oct that the Commissone- make hs
rve uSr- IT, h-s lie in The Table 1t the sop ps=- ass
= than that determined BY Table A. or exsty cne
Per IN page Il q ths report ,he toHH9u-
IN.
provision made for ezren-es and aistends y iitE 70
hzt !. s.llst i5.-a-- eA. II
TIE css- 81 the faferEGfi0sG l. g per heE the policy
holder participates profits and when be does nsf
This viewed in connection with the reut = able
A. ara the Commissioner f-uses N rz-kes Il eTiScut
they hsvs their ealsusOus deducted from TIE present
frure premiums able aeEe about =
per But granting to the Goa usioneFs fr The sake Of
ustisa thzf they entitled 70 dednrt lie I'm Of
the loading The premiums. IL dos n9' follow that b the