davidaulloa/AmericanStories huggingface dataset:
The daily exchange. [volume] (Baltimore, Md.) 1858-1861, 1858-02-25
Snsurante Gunlpanies.
II QU 1T ABLE FIRE INSURANCE
III SOCIETY

II QU L A b l. E FIRE INSURANCE
IL SOCIETY
CHARTER PERPETUAL
OFFICE, NO. 10 SOUTH STREET
THE BALTIMORE EQUITABLE SOCIETY will Insure
HOUSES and FURNITURE from LOSS OR DAMAGE BY
FIRE, at very cheap rates, the Mutual or Beneficial
plan and grant Carpenters Risks, on pleasing terms
Owners of Property insured in the EQUITABLE Office
have further responsibility than the amount of their
deposits, and the expiration of policies they are enti
tied to receive cash dividend of twenty-eght per cent
The public respectfully invited to call at the Office
No 10 SOUTH STREET, where the principles on which
the Society insure will be fully explained.
DIRECTORS;
THOMAS kELso, BENJAMIN DEFoRD,
WILLIAM KENNEDY, SAMUEL KIRBY
HENRY RIEMAN, MICHA WARNER
JAMES FRAZIER, DANIEL Dali.
CHARLES X. CARROLL, ROBERT A. DoBBIN,
AUSTIN JENKINS, DANIEL WARFIELp
FRANCIS A. CROOK, Treasurer
The daily exchange. [volume] (Baltimore, Md.) 1858-1861, 1858-02-25

TNHE GREAT WESTERN (MARINE) J
l. INSURANCE COMPANY
OF NEW YORK.
Authorized Capital S. 900 900
Cash Capital (aireddy paid in) 900 900
Surplus Fund represented by scrip ....... $50 900
This Company combines the advantages of the mixed
plan so long and protably practiced by the best Life In
surance Companies in Europe) blending the desirable
cnrity of large Cash Capital, with liberal the
profits to its customers.
All Marine and Inland risks insured favorable
terms.
RIcHD LATHERs, Prest JNo. A PARKER, 1st v Prest
DOUGLAS RoBINsoN, Sec'y. j. f. Cox, I'd do
COLIN MACKENZIE, Agent in Baltimore
fpp ro,,r ID,
The daily exchange. [volume] (Baltimore, Md.) 1858-1861, 1858-02-25
THE DAILY EXCHANGE.
ADVERTISING RATES.
TABLE:

Auversemeht5 occupying larger smaller space,
inserted for longer shorter tme charged proper
tionately.
The daily exchange. [volume] (Baltimore, Md.) 1858-1861, 1858-02-25

ENIRE INSURANCE AGENCY.
= GEORGE B. C0ALE,
COMMERCIAL BUILDINGS, GAY STREET
AGENT FULL POWERS FOR THE
HARTFORD FIRE INSURANCE COMPANY,
Cash Capital $500 600
HOME INSURANCE Co OF NEW YORK CITY
~ Cash Capital S500,0O0
NORTH AMERICAN FIRE ms. Co OF HARTFORD
Cash Capital $500, 600.
Property of all kinds in TOWN or COUNTRY insured at
the most reasonable terms
The daily exchange. [volume] (Baltimore, Md.) 1858-1861, 1858-02-25
IMPORTATION OF BOOKS
FROM EUROPE
Tailors.

III II. ROBERTS.
liz MERCER AND TAILOR
No. 205 BALTIMORE STREET,
fe22ly po,.;-.o
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05
SALES DAY.

So
7 A goodly number Of our friends from the coun'
try were in town. on Monday. A more Cheerful
company seldom congregates. The Sheriff did bu'
little damage-not enough, at least, to affect the
generous good humor which prevailed, and which
undoubtedly had its source in the general good
health which has blessed our District, and the glo
rious promise we now have for an abundant harvest
Here and there, we heard a hesitating complaint
the desire for q. little more rain but hopes were
high, uevertheless-and every one looking upon the
bright side of the picture. Let US make the re-
cord with a devou, thankfulness.
In the forenoon, a public meeting was convened
to pay a tribute of respect to the memory OF our
lsmented~ fellow.citizen, Col. I. D. WITHERsPooN.
The proceedings will be found in another column.
After this, a meeting Of the citizens was called,
and largely ate nded. to give a hearing to the sew
al candidates for the Legislature. DR.. r. 7. AL.
L1soy, was called to the Chair. In response to
the interrogatories propounded in regard to the
legislation, last winter, on the Bank question,
Messrs. MOORE, WALLACE and WILLIAMS present
ed their opinions in oppositions to the Act remit
ting the penalty against the Banks; and MIR.
SMITH, in support of the measure. The discussion
was made in proper %spirit-an earnest, We trust,
of the tone which will mark the canvass through
ont. -
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

pettifogger, he manifested q liberality anG fair
ness, which won the admiration and respect of the
Bench and the Bar.
The best evidence of the honesty and fidelity OF
Col. W17HERspooN's political career is to be found
in the fact that, for twenty Consecutive Years, he
was O member Of the State Legislature, either az
Representative or Senator, and throughout that
neriod commanded the unbroken confidence of his
constituency.
In the year 1s43, the Legislature elected him
lieutenant Governor of the State, and his name
has frequently been mentioned in connection with
higher Offices.
As a politician he was tolerant of the opinions
others and yet decided in the maintenance of his
own conscientious convictions of right. He cd.
vocated no measure which be did not believe would
rebound to the interests of his constituents, and
to the honor of our beloved State.
In private life he showed himself to bean honest
man, and q kind, courteous, and high toned Chris
,ian gentleman. The poor shared his bounty; and
his sympathies were ever drawn out towards the
unfortunate.
But Col. I. D. WITHERsPooN is no more; his
voice is hushed; his heart has ceased to beat;
never again shall be move amongst us; no more
shall we as a people he guided by his counsels -
Being deeply sensible CT his real worth, and of
the loss which We as a District have sustained
therefore, be it
Resolved, lst. That we have heard. with un-
feigned regret of the death of the Hon. ISAAC
DoyyoM W1THERsPooN. and in him mourn the loss
of one of the most worthy and distinguished citi-
gems of the District.
End. That we deeply sympathize with the at,
hicted family of our deceased friend in their SAD
bereavement.
Ord. That a copy Of the proceedings Of this
meeting be forwarded to our District papers with
with the request that they be published, and that
the Secretary he directed to send q copy to the
family of the deceased.
On motion, the meeting then a%djoined.
E. AVERY, Sen, Chairman.
j. R. SHURLEY. Secretary.
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05
For the Yorkville Enquirer.
LIBERTY AND SLAVERY Y.

Mr.. Editor A theological writer of distinction
has given the following ideas about liberty: which
seem to accord with truth and reason.
"Liberty is either physical, moral, civil or rsi
siou,. Physical is the power of doing what we
please without any natural restraints. If our &C.
tons are not the free result ofour choice, that is,
if they are directed or impeded by an influence
contrary to our will, We are destitute of this liber-
ty. Moral liberty is the power of doing what is
right, without b~eingimpeded by sinful dispositions
or passions. A l~ibertine, Tor druukard) with all
his boosted freedom, is here q perfect slave
while they promise themselves liberty, they
themselves are the servants Of corruption; for
Of whom q man is overcome, of the same is he
brought in bondage" Civil liberty 10 freedom
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

his adopted District with a devotion, which
has been rarely if ever surpassed. His high
est ambition seemed to be to serve you with
acceptance, and his highest, most coveted
reward, your favor. I know, it has been
said, that he was too fond of popularity, and
too Jealous of it. l freely admit, he desired
to be popular--but why? Was it for corrupt
and sinister motives? That he might have
it in his power to betray your highest and
best interests? Did he belong to that class
"who speak peace to their neighbors, whilst
mischief is in their heartsF" No no d! he
only desired to be popular, that he might De
able to serve you with more efficiency and
success. He sought to please, but this was
only, or chiefly, to make others happy. And
ifhe erred in this regard, it is not to be at
tributed to rotten bypocritical pretensions,
but was rather the result of an exuberance
of kind feelings, appertainiug to a warm, &C.
NAL nature, whose outgoings, we're if possible,
even more marked, as many present can ties.
tify, after all his political aspirations had
been buried.
And I take great pleasure, Fellow Cltl-
Gems, in bearing testimony to the fact, that
when he might have concluded you had for
gotten him, he was in the habit Of speaking
of you in the kindest and most respectful
terms, and of his most active opponents in the
most forgiving manner. And l do knoao
the fact, that he died at peace IN heart, with
all here, and l may he permitted to add
that he gave US in his last days, grounds tor
the most comfortable assurance, that he died
at peace with his God. Such was the man
whose death, we this day mourn, and OF whose
valued services in all the relations he sus.
tanned to the public, we would record our
high appreciation.
1t is true, his body lies Wondering IN the
soil of another State, but by his courtesy,
bland, and digpi6ed bearing, he has so fully
daguerreotyped bis manly form upon our
minds, that we cannot soon forget Col. ISAAC
DoNNoM WITHERsPooN.
A. WHITE, Esq, Hon. R. G. McCAW.
and A. S. WALLACE, Esq, followed in
feeling addresses, bearing the most decided
testimony to the sterling integrity Of the de.
ceased as a man; his honesty, courtesy and
digui6ed bearing as a Lawyer; and his un'
tagging devotion to the best interests of the
people of York District, whom he had SO
long represented. 1t was manifest from the
deep feeling depicted on the countenances
of the large assembly, that the language OF
the speakers was but the embodiment OF the
sentiments of the peopletowards the deceased
On motion of w. B. METTs, Esq, the
preamble and resolutions we're unanimously
adopted, and the following gentlemen were
appointed a committee, under the Sd. reso-
luton, to wit Major R. A. SPRINGS, DR..
VIM. R LOWRY, JNo. L. MILLER, Esq,
Capt. j. W. AVERY, and W. ADoLPHUs
MOORE, Esq.
On melton the meeting then adjourned,
JOHN S. MOORE, Chairman.
JNo. L. MILLER, Secretary.
August 2, 1858.
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05
ADVERTISEMENT
BANKS.

Mfr. Editor:-In response to q call, made in the
last issue of the ENQUIRER, for my opinions on the
Bank question, and in obedience to the requests
of many friends, I have to ask for q brief space
in your columns in order that I may explain my
vote to the people who have houored me with their
confidence, and assign my reasons for it. This
done I leave it to them to decide whether my vote
was j~udicious or not.
I will not burden the columns of your journal,
with a discussion of the causes which led to the
recent crisis in our financial affairs, by which our
prosperity, enjoyed continuously for many years,
was suddenly checked and paralyzed. 1t will be
sufficient to refer to the cause contributing direct
ly to this result: to wit, the large increase and ex-
p~ansion of Banking capital for a series of years,
beyond the point of redemption in gold and silver,
not only in South Carolina, but throughout the o.
States; and then, O too sudden contraction Of is
sues. I concede that the Banking capital Of q sin.
gle State, by ON undue expansion, may do much
mischief; and I will admit that the Banking cap
ital of this State, has been too far expanded; and
when expansions ore too great, money becomes
too plenty, and to seek investment brings about a
rise in the price Of property beyond its intrinsic
value. But I do not believe, as / have seen it as
serted, that Bank issues control the price of pro-
duce. This is governed by the law Of supply and
demand; but sudden contractions may affect the
price by not ~affording the means Of bringing pro-
duce into market, and the sale of it after it gets
into market. Neither do / believe that the COM
bined Banking capital Of South Carolina could
have produced o panic, that has visited-like the
recent one-every part Of the civilized world.
The Legislature of South Carolina has no pow
er or authority to regulate the Banking systems of
other States. These had done the greater part Ut
the mischief; for it is known that the crisis com
menced in New York, and like a great wave, ex-
tended in every direction from that commercial
centre. All the Legislature could do was to look
at the injury done, and prevent its extension SO
far as the Banks of this State had any agency in
the matter. The question was not one involving
sympathy with the Banks; but was concerned with
q remedy for the injury they had contributed to
bring upon the country, and the proper relief to
be extended to the people. This was a grave ques-
ton, and one in which every man felt q deep in
terest, especially those charged with legislation
upon the subject. 1t was q position full Of res
possibility for q misstep taken, would have pros
trated the agricultural interest Of the State and
wears of labor and toll could not have restored it
to wonted vigor.
Early in the session, the discussion resulted in
two parties-both actuated by pure motives, but
with opposite and conflicting views as to the ef-
feet of the remedies proposed. The party led by
the Chairman of the Committee Of Ways and
Means, NJ. MssxEaEs,' who Is one Of the pest
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

from all fear of punishment contrary to law, and
from subsection to any avs but those to which a
man himself, by his representatives, gives consent.
Religious liberty Is the power of forming our re-
ligious sentiments, aud conducting our religious
worship agreeably to the dictates OF our conscl-
ences, without being liable to civil penalties"
From these definitions, it is plain that the man,
who wishes liberty to drink liquor, is not contend
! ing for physical. cir1, or religious liberty. All of
these kinds he has, and no one is disposed to i'm
pede their exercise. 1t necessarily results, he
means moral liberty which, by its terms, Ills the
power of doing right without being impeded oy
sinful dispositions or professions"
If any man be really anxious for this kind of
liberty, his complaint is to God. If He grant the
power-if He confer this liberty, vain are the e-
forts of man to deprive a creature Of it. But if
the whiskey -drinker is seeking "power Of doing
prong, without being i~mpeded" by compunctlous
visitations, bis quarrel is with both God and man
but of course chiefly with bis God. He quarrels
with Gods moral government-with the avs OF
His Providence-with the holiness of His Being
and with the very constitution Of mans nature
He indeed quarrels with the fact, but doubt
lessly without 80 designing, that there is a God
The effects of his prong on society, on his family,
on his friends, and on himself are not to be disre-
garded.
This extract and these remarks are given by
way of continuation of the remark of your cores
pendent in your issue week before last, who you
inform US, is a Minister of the Gospel, and who on
this subject of liberty, very pointedly and consist
emily enquiries '.Who asks for liberty to steal or
shed blood ?" The fact is, this talk Of liberty to
do crong, is the offspring ofignorauce and human
depravity.
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05
For the Yorkville Enquirer.
PUBLIC

EBENEzERvILLE, July 29, 1865.
At o meeting of the citizens of Ebenezerville,
Rock Hill aud vicinity; on motion Of Capt. John
Massey, E. Avery, sen., was called to the Chair,
and J. R. Shurley, appointed Secretary.
The Chairman having briefly stated that the OBJ
ject of the meeting was to pay a tribute of respect
to our late fellow citizen, Col. 1. D. WIrHERspooN I;
on motion of Rev. ]. G. Richards, a committee
of five was appointed by the Chair to draft q pre-
amble and resolution expressive of our respect for
the character aud memory Of the deceased, and
our Sorrow for his death.
Rev J. G. Richards, Capt. Vim. P. Thomasson,
ESQ.,. and Dr.. E. T.. Avery were appointed that
committee.
The Committee, after having retired a short
time, returned, and presented the following !
which, after some very eloquent and pertinent re.
marks, by DR.. Vim. Harper Thomasson, followed
by remarks of Arch'd. Whyte Esq, and Capt.
VIM. T. Thomasson, were unanimously adopted.
Whereas, the sadiutelligence Of the death of the
| Hon. ISAAC DoNNoM WITHERsPooN, late a distln-
puished citizen Of our District has just reached
us: and, Whereas We feel DESTROYS of testifying in
a public manner our respect for the character and
memory of the deceased, We, q portion of the PEG,
pie Of York D strict, have met to manifest our ap'
probation of his distinguished worth, and our I'm,
f.igned Sorrow for his death.
I Col. WlTHERspooN has for the last thirty years,
been one of the most prominent and distinguished
. citizen of our District and both in his political
and professional life, he has won the respect, CON
6deuce, and appreciation of his constituents AND
clients. As a Lawyer he was faithful to those
ing, and deteStipg the arts, and Cickery of tbf
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05
Nmkbille &nqtatn,
EDITED BY
SAM'n w. MELToN.
Y~oRKVILLE, S. G.
THURSDAY MORNING. AUGUST s, 1858.

Das~ Our correspondents again occupy q large
portion Of our paper. This pressue upon our COL
umns is unavoidable; but we hope, after this i-
sue, to be somewhat relieved. and permitted to
give more attention to the pertinent duties of the
journalist. Several articles have been crowded
out-our Publishers "Trip to Williamston."-
Temperance, No. S." the Markets, &c., &c.
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

bought their neighbours property for q song; and
that the wealth Of the State would have been con-
centrated into the hands Of the few-a spectacle
too sad to contemplate.
I will add, that by reference to the Report Of
the Comptroller General, published a few weeks
since in the ENQUIRER, you will find the following
from that officer Of finances. Speaking Of the
Bank Of the State, he says:
s.This Bank, and its Branches at Columbia and
Camden, are the only Banking Institutions in the
State that have extended any reasonable aid to
the farmer and planter, or that has shielded the
property Of that largest and most valuable class Of
citizens from the greedy spirit Of gain so rife
amongst the other Banks. At the close Of the fs-
cal year It will be seen that this Bank and its
Branches had expanded themselves to the utmost
limits Of prudence by accommodation loans in the
shape of "Notes Discounted on personal security"
"Bonds," Money invested in ''State Stocks" by
advances for the State, &C., &c. The loans dis
COUNTED on personal security alone, the bulk of
which is in the hands Of planters, factors and mer-
chants, amounts to So, 0s6, 1884 "a, being nearly
one.third of the whole sum thus invested by the
whole Of twenty Banks in the State"
From which it will be seen that . continuation
OF Tue COllcClVu VI y POI Oon@ Wouto u6Sc hiC
ted O severe blow upon the peoples Bank, and The
only Bank, in the opinion Of the Comptroller, that
had extended aid to the farmer and planter con-
sequently, to have taxed its three millions Of dis
counts, would have been robbing Peter to pay
Paul; for any burden put upon the Bank, is an
indirect tax upon the people, and it must be borne
in mind that the Bank Of the State was among the
first to respond to the demand of tho Comptroller
for q violation of the Act Of 1910. It also must
be remembered that the Banks were not relieved
until the Act in December was passed. Up to
thst time, the penalty was s1acted and the sum
that could have been collected upon the circulation
of the other suspended Banks would have been ip-
significant, compared with the financial distress
that greater coutractions would have brought up
on the country.
With these Impressions upon my mind, I felt 1t
my duty to vote for q suspension Of the Act Of 1916.
R. G. McCAw.
s-.E.EL-
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

WHrfI OF FoRruNE.-Ws see By our exchanges
thata gentleman in Philadelphia has secured the
gcapital prize Of IS. 1000 in Ssmuelswa & Co.'S lot.
tery, drown OF Augusta, Ge0rgis, % Saturday
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

know that the idea has been instilled into the
minds of the people, that q remission of the pen
atty upon the Banks, was a letting down of the
dignity of the Legislature, and that the people of
the State have been deprived Of a gum that would
have greatly reduced their ta1es-an argument
that always has weight and when true should
have its proper influence, but I hope to be able to
show that such would not have been the result,
if the act of 1910 had not been suspended.
confess that I have not much respect for that
kind Of Legislative dignity which, for the p~unctili'
GUS observance of an act, will in effect during the
reign offs panic and commercial arrangement re-
quire the property of those in debt to be at the
bidding Of a pressing creditor, and consequently
subject to the Sherif's hammer at prices below
its value. And it will not do to argue that money
has not been more plenty and cotton advanced in
price since the passage Of the Act in December
last. Up to that time the contractions were going
on, and for the want of money to bring the pro-
duce into market, and afterwards to buy it, prices
were depressed; and the Banks, until relieved,
could not discount either on cotton drafts or on
notes with personal security. The specie-paying
Banks could not discount; for the Comptroller
says that they were in danger of suspension from
their d~eposites alone, without an increase Of cir
%culation, and those that had suspended could not
have continued to discount and pay q tax Of 8
per cent. for the privilege, when they only receiv-
ed 6 per cent for the use of their money.
tits true that the bills of the suspended Banks
we're OF o depreciation Of from l to 2 per cent. ;
but for the payment Of debts they answered the
farmers just as we'll as the virgin gold. Phe msr-
chant who wanted exchange would loose the
amount of the depreciation for 1t was better tc
I0ss the exchange than 70 suffer siGsso q busaSsds
Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1858-08-05

mltted, that Tor a season, ana IL may pe Tor
good reasons, the claims of eminent useful
ness may be overlooked and even apparently
forgotten !; but he who With devotion, until
ring energy and success, serves his country,
will have 80 embedded his namein the hearts
of his co~untryman, that his memory will ev-
er be held in the most grateful esteem.-
The name of WITHERsPooN--a good name.
One identified with the civil and eeclesiasti-
cal history of this country, I am now persua-
ded, must long be as familiar as household
words in your homes, and but seldom men,
toned without a fearful regret, that he, who
did honor to his name, should have been
cut of so early. [ know you will long speak
of him with profound respect as the judicious,
safe, and conscientious Lawyer, who more
frequently counselled to keep out of law,
than to get into it; as the earnest advocate
of the unfortunate, his first effort in this
Court House, it may be observed, was in
defence of a fellow.man on trial for his life.
And the last time his voice was heard with
in these walls, was in pleading for the life
and character of a friend and brother at the
Bar. And he will long be gratefully re
membered as the friend aud helper Of the
injured, "who often made the widows heart
to sing for JOY" Aud also as the devoted
Representative who conferred honor upon his
constituency by the high position, which bis
ability and honorable bearing commanded in
the Councils of the State.
Believe me, Fellow. Citizens, your regard
for the deceased vas fully reciprocated.
think, 1 may be allowed to say, l knew the
man ; aud that With truth, ] can say, b loved