Semi-weekly standard. [volume] (Raleigh, N.C.) 1853-18??, 1857-03-28
\ INsuRANcE-ITs IMPORTANCE.

-TlNSUhANCE~-4Ao AAxO4s4 TA4NAfh1s
=" What is worth doing ct 81 is worth doing well,
hence we take it upon ourselves to repeat our cau-
tons to the uninsured Aswe pass along the street
we see new signs up,intimating that insurance IS
made within, and we infer thence that competition
reduces cost The cost Of insuring property against
fire IN our commercial cities is, however, SO triding.
that are bound to believe that the same feeling
of security which reduces the premium in the offices
prevents the uninsured from applying. Some, VIC
suppose, prevented by mere habits OF procrasti-
nation. ut will do next week there is no
hurry -" some time, when am going by the
Office, will stop" And then, as the house has not
burned down, there springs up feeling oil security;
and, after little time there is calculation made OF
how much has been saved by not insuring Inc
last is very WELL provided there is full ability 70
sustain any loss that may accrue. But II people
would consider the comfort of insurance-nay, II
they would recollect that policy Of insurance IS
species of endorsement, guarantee for Caution and
for payment, they would not fail to hold policy.
This habit of insuricg should extend to every
thing usually covered by policies, OF which the loss
would injure the owner or bring distress upon Inc
conding or the dependents. Ii the store Is insur-
ed let also its contents be insured If the dwell
ing is safe, make the furniture safe. The cost is
too small to enter into any ones calculations. But
we would 20 still further in our admonitions-and
we claim right to speak in these matters. Hun
dreds Of young men in our cities receive pecun'ary
assistance from friends, not on account of certain
ability to make prompt payments, but from high
Confidence in their character, and their cautious
business habits Now, however valuable may be
these qualities to debtor and creditor geLeraliy,
there is one creditor who cares nothing Tor man
engagement his promises to pay and his integrity
Of purpose. He is down upon him sometimes with
out a moments notice, and ne gives no chance to
prefer friend or to prepare affairs Tor general pen
eft. We allude to DEATH who in spite of the high
character of the medical faculty in soliciting and
procuring time, will sometimes take "snap Judg-
ment" and shut up his 'debtor" for unto Iunstey,
judgment is always confessed in his b"nd
Now against this accident there is sill insurance,
which, though like other assurances, it will not
prevent the calamity, will break its force to the
sufferer and the concerned. Life insurance should
be resorted to by every who cannnt afford to
die" Business men and heads of families will un-
dersand that phrase, though it may be new to
! them. "Sir," said warD-hearted friend to one
whose business had suffered accidental! injury Z"
have not time to hear your explanation. | have
| confidence in your integrity What you need will
supply, only do not die" For all such purposes, it
may be said Of plain republican, as is SAID of the
sovereign of England, he never dies The Prem-
UNI of insurance was half per cent upon the favor,
and the good was accomplished.
But let every man pause and think, what OF all
earthly considerations next to honor, is most wor-
thy his thought. Is it not comfortable support,
when he shall cease to labor or to plan for them,
consciousness of ease to them who have, by the
rights of nature and affection, locked to him for
support? A man may not be able to lay up five
tn usand thousand dollars, for the support of
wife, dependant daughter, sister, or mother, Qet
the males take care Of themsclves) but he cam with
little difficulty make and sustain an insurance upon
his life, that will the good purpose when
he is gone and the last sickness may be mgated
by the conciousness that ones own death is not to
be signal of want poverty and distress, to those
h..1rc MAJ, E,na and hon
death calls lie should have few possible
He should not be compelled to look backward upon
the world, when his pathway is forward through
the grave"