Lynchburg daily Virginian. [volume] (Lynchburg [Va.]) 1852-1861, 1857-03-27
MUTUAL SYSTEM
NEW YORK LIFE GNsu R ANa COMPANY.
CAPlTAL 4 81. O.33 .OOS 90.
DAVID N PAYNE Agent
RO s PAYNE, NJ. D. Medical Adviser

blkEt IokN
DR. SAM X IuN, WM A. RrAp.
VuNiiS Company commenced its operations ~ years
~s snSrsnlsII M capital OF SO o9 which has ae"%n
STATE STOCKS aud in Bonds and Mortgages believed to he
We know ct mode of investing money prantably
The profits are muc Tor the Insured aud have averaged not
lees than thirty per cent annually the premium paid
WHO MAY lNsURE
Trt NiW NoRK ILrt Insurance COMPANY Il authorized
to effect Insurance on 'es aud mako all aud every inan
rance nppeltauing to Life"
Persons may bcins leb by paying tho premiums
quarterly scni annually annually or the whole amount IN
Persons may be Insure fo single wear for any given
lives of others whn they have insnfable int, therein
man may rn ct isur nce on his avn life in The name
OF h wife Tor her hench and payable to her and In of
ho death previous t"the death of her husband able to her
children for their and their guardian II under age
woman may effect Insurance for tho benefit ot her hus
band hc have pecunary interest dependent her o
Tor the .oH'hl "' yer children, ~ 81
Naval ana mi,uy mon in time Of peace may .nee'n,
poli'y, IN payment of an extra prcmlnn
feeon' insured have the privilege o Visiting or residing
without forfeiture OF orcs xcert between the first Of July
and first ct NoNcmb wh,n they not reside sonh OF tho
Insurance may effected persons reading
of h, boundaries here embracing any par Of the
globe, at equitable rates of premium
POLICIES PURCHASED ny ONE PAYMENT.
table has been made with view 10 tho purchase Of poll
eos by the payment OF the whole premium IN one an there
by enabling peonA 10 nv', such anounts they can spare
without the liability forfeit their pooa,
from inability make regular annual Thus an In
diyidue wi the pr te, at the oi lhy,
may p'cho,co policy or s5l OF the benefit sub
seneut misfortune can deprive hom Thus from year 10
year aud whenever his circumstances wi admit ne can ds
IN n, M ,yo m nhi an y,s,rnn, ,n % H." mad The
reports Lie Companies show that lag. number Of Poll
constantly being forfeited in consequence Of
pecr chanpc in hn,ncin ara. whereby the parios
able the payment OF their premiums when due but
In the purchaHc OF policy such contingency Is avoided for
when once the payments mndo enba'rassmrns can
alter OF annhl them
ages system q" prudence aud economy There ett Il" who
cannot dsposrd lay asidoa small sum from thor yoay
carun sufficient I" enable them to purchase policy aud
H't'"A mah' '"Wo lT"N"hh i'' ~" '"i",, "anls ~ h
whom while living they able comfortably I" support but
"ho when the hands that now labor for them are raafa In
death must be thrown upon their resources 10 keep their
Jlo together and save them from hunger poverty aud
There vet another consideration which should commend
this system To- the Ia avorahe attention every prudent
rejecting THIS year Tor instance he may haYesuoienl
to purchase small policy but the next In consequence al
sickness or a falling "a ia trade work, his
nearly limited to The wants of hs family leaving only ver
small amount be ocwisc disposed o Rnd not sufficient h
ulo his life Tor limited period, until change
OF circumstances nabes him Ia spare sum sufficient 10 fnr
chase another po"cy ana hn7 from year 10 y'a sheif
he done toward supplying the future wants Of hoe now
ToiICIES WITHOUT PROFITS
cretitor dcous Of 'ccng policies upon the lives of ,eT
premium without parc In the profits o the tompHnY,
aa per table ho'" who ''cE tins mode OF seenrng nm IN.
which may declared upon the premiums, their only
object being to indemnity against any loss wl
may consequence the death oi tbcr debtor
Al premiums Policies whoH Irfs payahle IN cash
Policies PAYABLE UPON ARRIVING Al SfEtl.
FLED AGE.
Obectlon the principles upon With
tnsod thnt oai2e ny
the paying the premum but e"hd such be sure iht
upon the payment of one small annual premet,
they would into possession Of the anoln Insured
reaching specified period o tc when perhaps their entr
relaxed sickncsH and disease deprive
labor would be glad embrace
privileges and thereby fund
which they might rely in the day OF their extremity
such tables have been prepared. for
single annual payments whh the Trustees commend ~
the those may entertain views nbofo
expressed
ANNttTIES
1t often happens hat In possession Of few h III
sand dollars seeking niSeslmch
they greater than could he realized from
placing the In stocks bondB
mortgages whereby the inhrmrs OF might be allie
the auunian greatly increased
BY purcha annuity sound and well mhnged Comma
ny. larger may he secured than In any nthr
investment Thus If parent wishes make provision
for the Of daughter who by renaon Of
iurmy from bodily nlliction be unable 10
support themselves attcTd to tho management Of their bh
sincss aged father mother or relative placed IN com
Portable position the remainder Of their days
economically provided for whereby the OF this world
and his and talents devoted to bis holy
caing-there In which these he surely
compished than by the purchase of life annuity
Aft-