The weekly pioneer and Democrat. [volume] (Saint Paul, Minn. Territory) 1855-1865, 1857-01-22

Eastern readers Oh idea of The advantages stier'
Cd ia this City and Territory for investments We
copy the following business circular
SAiNr Paul, MINNESOTA fSRsiroEl,
December |, ls5d.
Dear Sir la asking your ate to the III
ducements presented Ia capitalists lef the en-
ploymen, OF ther means IN this Territory, re-
marx nrst, upon lew OF the prominent causes
which have influenced 10 large an emigration
Li,her Tor the past two years, and which mus,
continue TO greatly increase II Tor the future,
The subject ot urst importance 10 one seek
ing new location Is thai OF climate. All othe
al, antages combined, tau 10 compensate the
sani oi health. For a clear, dry and salubr-
1us climate, Minnesota - unrisailed by any
state or Territory, being free from lever ana
.gue, malaria, and those frequent and sudden
Ranges Of temperature, elsewhere 80 detn'
mental. One OF The most noted benefits result
~ from a residence here, IL an improved pa,
s,cai anu mental tone, aad As consequence a
Nigher nloyinent VI eA,siencc.
Next IA alue TO the settler are The facts Ia
regard TO the soil, For fertility aud easy cul'
tufe, the farming lands compare favorahly with
those Of any section 81 the eouair,. Any man,
With ordluary industry ald economy, may, IN a
wear or two, place himself IN u position OF CON
Tort and independence. from the Products OF MS
labor. applied to land. which he Is permitted
any unoecupied Section 10 The exten, oi LOO
acres, The policy OF the Federal Government,
IA regard 10 The pubic lands ia Minnesota h
highiy conducive To the bsu interests vi the ~
hAbitants. iuasnuob AS the best lands are re
served tot those requiring them i0T actual cut
.atfSE s.sr~.sr --e.s~>~.. .---.'.-..r 4.st@
their uwnership--thus ensuing more equlta
bic distribution and rapid settlement, by men
al ,malI means who could otherwise only ac
uuiT. them by the payment OF 400 10 800 per
cent. al, ance upon Government pEiee.
The geographical position Of this Territory
with reference 10 the states, Lake supcuor, and
the Central Railroad connection with the facI
fc (heing nearly the Central point between the
Atlantic and pacinc Oceans, east and west, and
betw cen the Aretc Ocean and Culi OF Mexico,
north and suuth,) iGdhates uneffngly us com
mercial Importance, Lines OF Railroads are nov
constructing which will soon place It. Paul in
connection with an eastern seaboard, ana TIE
Lakes whilo the Mississippi river. at the naN,
IA Dle head OF which tins city Is virtually slluai
ed must ever be the convenient channel Tor the
movement Of heavy supplies.
Of course IN a new aud fertile region, where
climate, soil and scenery invite settlement and
.ntPrpri-e, and where the results nf labor, ~
te!ligcHiiN directed. are 80 largely lucrative.
there arses a demand Tor means ior the prose.
cution OF business far IN excess OF the supply OF
capital IL follows that high rates Of interest
prevail. which - lar from indie atlng monetary
arrangement 81 impending bankruptcy, A. ma
hy, reasoning rom the in'eTpfe tsuon OF similar
sign. IN older com antics. nigh, infer, really
provc. the productive capacity OF the Territory
witch can aiiosd 50 large a premium on capital
and yet yield Ia those employing II AN entireit
sat.iactu remuneration.
Capital may be adYan,agr invested
lat Ia loans based on Real Estate security,
welding "A 10 q per crRt. a month, according
10 ume 0i losa and luncs- of security.
ID Ia discount. Of mercantile paper at ~
81 per cent A month but the feature oi landed
-ecur.ty /. here wanting usual. desirable to
Hun te.idcnt-
Sd By safe Of Land Warrants Il, par Ito
those using them for entering public lands.) on
u month. credit, the note gwen ior them being
secured by hrn on the Lands. and bearing utter
cs, at one or tw per cent. a month. The cost
cf survey and entry, say ten 20 twelve cents
per acre. IS paid by the purt hascf and ~ tas.
Il. fail To meet the bnte, which j. usually paid
within thc time stipulated, the land can hardy
ian TO bring the boserBuIehi priee, winch Sc
cures the Investor from loss ahd yields iaii
return fof the money used, nAilr The profit Of
the transaction Is very large. when the note j.
duly lquidatei.
cost Of so1 acres II Land Warrants at - cents
pet acre 500 W
Return for sale Of same at par $1,000 %
Interest on Note. say 20 per
cent. p.r auaum 700 "a
----~si2DJ 90
Deduct commission, per It,, nn $1,000, 30 90
sll50 oo