Lynchburg daily Virginian. [volume] (Lynchburg [Va.]) 1852-1861, 1857-03-21
INSURANCE.
MUTUAL SYSTEM
NEW Work. LIFE sNsl RANCE ECOuHANN
q AIT Al So. O.53. COS 60.
T'NN TT " 7 \ NJ 1NFTWE-
RD :. PAY NJ, Vi. u, Medical Adviser

S Win V%g,o SS%enISd rs SyS5s"s %% ~ 0,. s'o ,nS 1s"
lated to o. cse@R Ga The ~, Isnnnry lsss ALI my"sca in
state s"ck aud in bonds and Mortgages believed 10 be nm
We know oi mode Of Investing money more prontaby
The profits ara muta for the Insured AMI have averaged not
feb l0dNcut
WHO MAY INSURE
TIN NrW NnRh Ilff lNsuRANtE COMPANY Is authorized
to effect Insurance ON ir' aud mako all and "Nory insn
rance appcrtaininE to Life"
Persons bc insured Tor life by paving the premiums
quarterly, semi annually, annually or the whole amount III
one sum
Persons may be nsur or single year for given
lives Of others WHOM thu, have nsuaho interest therein
man may enoc nsnr 'nee on his own life In the name
OF his we Ton her bone and payable her and In of
her doa previous to the death Of her husband payable to her
children tor te use mud I" their guardian II unior age
woman may effect the benefit ot her hus
band he have rccnnary interest dependent her le,
for the ench OF her children
e Naval aud military men in time of peace, may chectin
suranee aud be allowed to abroad whou, forfeiture of
policy IN payment OF an oxtra premium.
Person" insured have the privilege Of visiting or Residing
in nm, part ot The United States east of the Rocky Mountains
without forfeiture o' policies except between Tue hsi "' Jny
aud hts ct November when they may not d' sonth OF the
southern h"unlarcs of the States of Virginia Kentucky
without payment oi extra premium.
Insurance may be effected the uveaof residing
out o the honndaric he named embracing part II tho
globe, nj equitable rates Of premium.
POLICIES PURCHASED ny ONE PAYMENT
tahl has been maze with view To- the purchase ut poll
e,s by the o the whole premium IN there
by enabling persons invest they spare
from time 'o,me without the liability to forfeit their policies
from in9l Ia make regular annual payment Thus an IN
dNidn v" o at the pre- son um at tho ny" OF thirty can
$50 to permanent Investment his family
may pnchN policy Tor S7P Of tho heneht of which no sub
sequent misfortune deprive them Thus from year To
year AMI whenever his eohmsianf'S " III admit he can dis
posrof his uplus earnings securely and prohnhy than
In any other way In which an Investment can be made The
ccs Rre constantly being forfeited In consequence Of nncx
pcce eango IN I'm ,ncial Affairs whereby the paries are
able 10 mco The OF Their premiums when due but
In the purchase of policy such contingency savodcd for
when "nc" the payments mado cmharlnasen's can
alter OF aunul them.
rhere advantage such Inyesncns cncom
ages svscm Of prudence aud rhcre few who
cannot ~ disposed lay aside small sum from their yearly
earnings sufficient to enable them to purchase policy and
thereby make tho ot those
whom lille living they able comfortably to support but
who when the hands that labor for them para8c In
death, must be thrown upon their keep their
ito ones together aud s7'n them h" hunger poverty and
There's yet another consideration which should commend
this systrm To tn RNorao attouiion OF every prudent aud
rejecting THIS Instance he have autheimt
sict tnrs' or aig n IN ro or work his mean. m ,y he
nearly limited the Of his faulty leaving only very
small amount 10 be oiherwo dsposed o aud not snhcn 10
nsuiau,, nlon his a limited period until change
of eIen toces enable. h to spare sufficient to pur
chase another policy, and thus from 10 year mehng
may bednc towards supplying the future wants of those NOW
roliCIEs WITHOUT PROFITS
Creditors d'sous Of eircng policies upon the lives Of their
debtors or other parties may obtain rm at reduced rate OF
premium without participation IN the rronts ct the Company
per alc lhos" who stock This mode -" securing mn In.
dcns which be declared upon the premiums their only
object being "a mdom MY themselves against any nas which
may accrue in oIuonse ot the death OF thcr debtor
Alprm'ms for i"ce. rGom Erghts nr" payable IN easa
roLiei'S PAYABLE l.IHN ,Ai AE"NiNu AT a aphoi
obiecfoots sometimes made 10 lie principle, which
do Insurance based that Its advantages not realized by
the part, pay ing prcm bu could such ho that
upon The payment Of one sum, or mnn annual premium,
they would into possession Of tho amount Insured nran
reaching ,peehel period "l hfe when perhaps iht en
them ai the ability to nl they wonib glad to embrace The
privileges o ~ ,y-ah and thereby secure fund upon
which the, might rely nile day "f their extremity
meet the such, tables have becu prepared fr
single and annual payments which the Trustees eomn"nd /"
the examination OF lose " o may entertain le"s ~ h9he
expressed -
Itnft9, hat in of IpNt
sand doaf- 1r seeking me meahs o investment whci't
they greater income than could he realized nom
the ordy na1e of plang the same in etock or on bonds
aud marR1Rs whereby III tnhfm'ics ot age might he ai
Waited aud culnGus # the greatly increased
BY pnf,hs annuity sound aud we'll maugod CnHIa-
ny. mne larger income may be occurred than In any otsr
SITE Investment Ihu&h npar,ni wishes to mnke t"Nl'g9
for the muro want Of son or daughter who by reason OF
mental infnis OF from bodily aHi'u"n may be unable 10
support themselves &" mlend to he homogeneous 81 'bl III
aged father mother relative placed in con-
nrn"rnia,y pra,iod n.r whereby The caris ut is vod
aud h time aud talents DEVOTED To his hy
canshere way Ia which osc can be mo'e snf'! ae-
compshcd than BY the purchase Of life annuity
f6 n dScts
uNrHE.IpEENND MARINE INSURANCE
n INEcnnuRd nosr y fIu INSURANCE. COMPANY This
Company makes insurance against loss or damage by Fire ~
Dwelling Houses Stores Tobacco Factories and other Glt
fnRs On nrnure goods aud mCrciaudlc, generally IA
tow II ard country the mos favorable terms
Also makes Insurance the lives o all persons enjoying
good health sound constitution orthe whole duration Of
life, or for imird period
ba mom% win also take ariuc rihs from mud to an Of
the Northern . Southern Ports. at favorable rates
BOARD or DIRECTORS
JOHN ROBIN MCDANIEL, President
JAMES NJ GOHB9 Vice President
GEORGE H. THl RMAN Chief Engineer
DIRECTORS.
JouN orr Y TaYfoR SAMuEi.iI. MCK1NEEY,
Dt tNrFR o1FY. SAMUEL GAHLAkp,
JAMES T. PAYNE, JOIN u. DAVIS,
WM. IL STHAT1ON, MAURICE =. IANahoHhf.
JAS. o. WILLIAMS, Treasurer.
CRIED r. WILLS, Secry.
nn Mm 1Iwaf ., o"fs' Medical Examiners
The Medical Exammaliou SUBJECTS for viii he
mad Office the Company each day between tho
houis ut = and o'clock T. NJ lfrh 7 Is
yu,s.r tuaRTER OAK KuuFEINsgWAS