The Davenport daily gazette. [volume] (Davenport, Iowa) 1856-1869, 1857-10-29

The object Of THE Institution, In respect 10 insu
ranes. tot the Shos III. IL similar To thai II Savings
bsak., with the isfenrc that Ia tho.e the deposit
OF pays In what he Ans sarea Ia ths he undertakes
10 make o email annual saving IL Gsfars iursas b .
lie iot ,le ca,a' y ~. fa,iii, o. .omr psf.en Y.
particular attvs hir drcr The adraagasesss -
sasfs of such i.4ss to ia, individual who eferis
", or TO hi- Iais' 49, - ths community generally
A persn.. On whose earnings OF Income oih.rs de-
providing tor their subsistence aud comfort Li.
deessse Hut In tbs ease 10 many persons this cal.
eulAtien Is subject Ia be defeated b, premature death
The CONSEQUENCES az any individual that this uas Ia
an % case e saree .. constant anxiety W h,n'
and thss may be removed hy esf-cting Insurance
his life
Any individual, BY entering into q contract for
laying b. p~ri u Lis ,neome make provsian lci
L. family s,ses himself .ifons mot,se for The es
ertlans and scauony requisite far that purpose snd
may thas be- iaduoedt to MAKE sass which b. might
suppose thai man ihisty y.ars Of age, can cave
ecs 20, annually from hts saealaa ~ earnings. over
and above his family expenses u will requirs long
timr fof this saving 10 ssnsuut ~ any considerable
.ata 10 he le Ia his surviving tAail Va OF Ls
dsesase Ny pa, aus TIL: aa.sa,, saaaaily, GA pol
three Thousand dallsrs 10 HI. iAmii, sn he scssss
however saon u mas happen.
In many INSTANCES the contingency ~ lea wing
faast, ~ posett, ~ sinhAras-ent, u but tor linn
ttsd period until he shall have account lshei some
undertaking in which he has esaesFked or until he
shaii have received ~ accessioa To a,s fortune
which he reasonably calculate la case VI hs eur
sivtns fur certain time " saeh case, hs maj
care his family against tLis contingency y, iasurtag
his III. for such pesiai, which he d. where thu
period 10 Ices than Le will probably live, ai lawrr
annual premium than that ta b. paid poiisy ist
h,s entire life Thas, a, the sss ef thirty hs may
Within seven wears. b, paying ID. annual prsiain,n
of e,3i and he may s.cars III. same ~saaunt, in
eAss ~ be deSsA-s wthan Que year ny pAy ing pre-
Llfe iasuranc. ma, he rs.or,.a TO- a., .l, sar tho
purpose Of saving . surviving family frum wan, but
sso fr thai of protecting 10 frsm sacrifice and lose
~ In cnae OF = of the aye af thiftv 0xe ,sars
wAos< business 10 mach entsmdsd and cosnpiicssed
,nnsenins unsettled asssanss and disputed cs.ims,
csssfuty r~qairss HE persoaai know ledge shil
aud vigilance tas.naeh that In the II his de-
Ia the prejudice 81 HE estate 10 the amount o he
estimates, Of tsea0 Ne may secure his surviving
family ass,ns. ihls esnlnyency, ;, the pa,men, ~ =
Or, VI man Of the ssins age o. tan, which he
has no doust he can discharge ~iihin three years
s...s s,,s,n ss.e s ,sa, s..a ss,. - a.. as
his estate Ia the amount ~ " ~, hc may, BY the
annual payment II prcsum II about ~ bar that
a prevailing psarties u making nfs nsursnes T.,
the purpose 81 providing for family must have =
uast favorable inhaaaee upon the saciA and moral
condition vi the community generally, sothat well
founded. acted insftatioa ~ this deserip
tian 10 su'~rt Of public iniesrst % its bea.delal
~n~eis ~ essi equal 10 those u any chariahe,
phisnihropirsi pablo Institution aud these ~nsess
produced ~ilhaat any donation. ssrriace OF a~t
- seniesnee ~ the vasiic OF BY .adisldsas being
prudence and f"reeas Of individuals In conducting
their concerns
certain tsrm Of y.ara. ih~ applicant should h~af In
miad. that the prssn0ns ysid the former are elm
liar 10 aeposss In s.vtngs bank and IN u HE
back HE family with ia,~rest .aa In . well san
slitated, we'll conducted, and saeeessfa COMPANY u
nsay son. hack With more than interest Darl.4s his
ie his Isli-f will always be- VI yalus fot Surrender
lie oa the one side, and th~ other members aa this
other side, " course tsk- the chance q. his ising
or failing short IL sueh average periods
Investments In = ssi'ey tsr sAeis NJ. h.v. I'M.
obstoas advantages over other Investments via that
ny undertaking eenaparatlv~I, VERY small animal
psysOents peTsa nak ~s himself certain al the foil
ainost ~ his proposed future sasiavs froa III. b.
sinaing Aud tn. reason tar preierrns paisry f.s
ths ~kas III. ss that ~ o.r 10 sssais that 81 the
isruhssias of poiicy for nuabcr II pears, he will
b. issnrasls 81 the ordinary presaia thai he viii
he able To take out . policy upon any terms Aud
then ayAin, suppose ns continues TO he insafahs s
OF more u time. excessively daring his wAsl~ se,
and lives the average ase, his premiums viii amount
10 precisely the " he had Insured hiis.
s4lf Tor his whole HE In the besanins Interest .
the same rate, say four pet cent. being Included ID
Another recon In favor Of a whole ss, pal.o, Ia
that V constantly and e.rtain, increasing ln vslMs
~ which the l'sssan sasared may avail himsslf In
of n-cessy .ath~r fos nseilns pay ssss of pre-
MUM or By surrender az the Ialiey, and slnek
sess,iy, ~ u oceass .. ali, 10 sasi tsly q
time when. " he had not s6-cicd the Insurance he
would haye had Resource Whatever
tn zoe Suggestions are made rather fsr The beneai
of The Individual mssabsr than tkss ~ the other
nebsrs, since II 10 rather f.r the advantage u tn
latter thai each ssembsr should take abort
policy but the members, generally ere, doubt
willing aud desiroas that esch tads dual should IL
cure for such period Will render HE Insurance mot
beaetiicial 90 has representatives
mutual LIE insurance company, Or Contributing
association being In its character object and prinri
pie ssvings iastttutioa that esntesnplsles fuurc
sAviass. soieiy for the bcnsut of survivors 10 spe
ces of insiitaton that addresses Itself the most
sscrcd affections aud sentiments of beaevelsnee
Whoever proposes OF recommends Institution 81
the kind, thereby. IN ensxt, exkorts sEeournwus
csrh parent and relative 10 deny his own present
wanis for the grateful consciousness of posthuous
bsaihesace Ia thoss II he name whom - reader
hisssef w . ssared saltimsni which oas can
knowasiy or In rrcksss aud rash Ignorance, tsnpsr
with and wantoly make speculative uxpefilaunts
upon, without deserving the rvproachss " orpkans
and widows, 10 tbs u which Le 10 thus ncess-
soTy
The Agent Of the N. u y. Iife Insarasee Compa.
ny would invits ospccis attention TO the sxtrssts
Qu0esd ab0vs, - cuniaAEtnG good rsasUu aud eunnd
sdvics. Much has been card m lhe subject VI inso.
rance, bat psrsons desirsny the Isseni. u Il for
neglect the practice u the same
Applicaioss made 10 ths Agent ofthe above named
Com paay Will b forwarded promptly
0lank Applications sxhi ~ any part of The stats,
b ssndlnY address 10 Edward Alden. Axsn. u New
Bnxiaad Mutual Ilfa lns Co, passnport.
Csrtiacais u attending ply sielan win be required
Of thess living Out VI the city
- rull staletneass of the above COMPANY cap
always be obtained Of the Axs.i
Agent N. = n LSe Iasussaes Company.
s<iedlMc Davenport. Iowa