The Davenport daily gazette. [volume] (Davenport, Iowa) 1856-1869, 1857-10-14
IL vOsr Life xMSssred
sNIRAcrs rKoa PUBLICATIONS %
New England Mutual Life lHs. Cs.
EDWARD ALDEN, Asssr,

The object Of tbi. institution In respect to ,B-u.
RANGES fc the whal. life 10 similar 10 that Il Savings
Banks with the difrtcu that ia those abe dcIsos'
pays Ia what he has JARED. IL this he ai,ftakc-
70 make small anaua sattas ~ fstafe dutlHs h.-
life, iar the hei.s " h- family come person la
particular after his d.ecs.e The aaraaiaseo.s ~
suits II each Insurance o. % Individual who effects
Il, or to- hi- fsas' a'l - . community generally
a. olNtelr
p.ts.f ArAi ~ iheoine othel- dc
peni, pfadeAtiai calculation In
providing u. lI.sa .ah-islenee aud enmfstt .n b !.
decrease but Ia the case Ut many persons ths cal
suiatl5H il subject TO be defeated b PREMATURE death
The consciousness. Of any individual that this ay ec
his 10 n source 81 constant anxiety - him
AID this may BE- removed by ~dec'ins Insurance on
his llfv
An, individual, by catering into q contract fcr
laying BY apart u bis income 10 make pfnslsot for
hi. family gives himself strong motive for the sn
er,ians aud economy requisite for that purpose, and
may thus he inducedt TO make savings which b. nigh,
otherwise neglect
suppose this, man thirty YEAR, ~ age.
- 20 annually frsm his ins0nc az earning, over
and above HE family enpsns.., u will require long
time for THE saving 10 ainaunt TO sny Sousiefat.
sum 10 be- e to he surviving family i Of his
decease By paving this Anuunt, annually, on a pol
- fof the whole period VI his llf, u. Ina, secure
three thousand dollars 20 his fafn, hls dse~ss.
However coon II may hsppeu
In many instances, the gene, " eayns ones
family IA poverty er embarrassment I. but for HIM
tied period until he shall have accomplished
undertaking IN Which he la. embarked ~ Until lac
.hsll have received an Accession 60 hls fortune nj
which he can reasonably calculate IN rs-e ~ his sur
living far a certain time Ia sueh rs.e he may
his family against this contingency bs usuttng
bis life Tor such period, which be can d., ~her~ the
period 10 lees than h. will probably live ri lower
aaausl pr~mu,a Than that 10 he paid pnlicy Tor
hls ehilie Lire Thus, Al the sgs q thirty. hs may
seensv zoo for hs family III easr ~ hl. decrss.
within seven years, hy paying the annual premium
of n.H ard he mss secure the same amount, la
ease Of he decrease within oa. year Wy paying pre-
mlun. of slt.
life Insurance mas ho rs.srtsd TO- no, onts for the
tuFpa~" ~ saving Surviving family from sani, but
also Tor that 1f protecting u fion sarfihc snd ip.-
as IN ease ~ man Of the sse Of thitty i've scars
whase huslnes. 10 much estenst.d and complicated
Involving unsettled sccsunts and disputed claim.
the ma, asement Of which, aasaniageousls aud sar
arssfall,s requires hts own psrsona know ~sisr -k
and vigilance fusonurh that m tho nf his Ne
within year, his affairs mnst ts wound up
10 the prejudice ~ be ..tas. - ta- he
family against the contingency BY ,h. payment u
premium ~ g.. ~ tor policy hts W.. faf ysai
Or. ~ man VI the same ase owes sa,sta which hs
bas no douht II. discharge Within thrae wears
bat the forced payment ~ whteh III Of hts IL.
cease within that time, tsiSh ss.oi sserlle" n
BIT. estate {" the amount ~ sses h. maj by 90"
annual pzymeaI II premium Of alHsui - faf tia,
period lndenbf, his esiate against such sssridec
prevailing prseiire ~ making Mfr insarane. for
the purpose ~ providing f.f Family must have
must favorable lunuence upaa the al aid mora
condition 81 ia. community ssaetaly, sethst well
founded we'll conducted Institution II this descrtp
ten, 10 suhjse, II public Interest," II. beneficial
effects 81 least equal to ihasa ~ Any charitable.
phllanihropisa public Institution and thee. .lses
ARE produced without amy donation saeflnsa ~ art
Of hehihcencc hy III. public az hy individuals, lciny
tho natural and easy rssui,s Of III. spntsn.s. linn
prudence, AID forecast OF individual. Ia conducting
In choosing between policy Ter ~. and on. iar =
rsrtan term If tTafs Tia. applicant should hear Ia
mind that the Pf.anms paid On ths former Hf~slm
Tar u deposits In savings hank and, ia ~ bis
living tust the requisite average period will come
back 10 his family with Interest aud IN we'll con
stilutod, well conducted aud surcessfuf company "
mas come hack With more THAI interest i,nring his
hf. hi. policy will aIways lie ~ value a., earrend~r
lie 90 tbc QUE side and The other members % tho
-. n
OF failing short Of such average periods
Investments la POLICY fer a 1heis fVs have this
obvious advantage over othet Investments Wa that
~ undertaking comparatively yery sInhil annual
pas asats persan nakes himself certain u The full
slnnant of HE proposed future savings from the be-
vinnins Aud ih. reason for prefsfrins policy fsr
IL. wLa. life il. thai 40 one l. certain that n tho
termination OF policy fof number II years. he viii
=. surabic 81 the ordinary premium ~ ts, he will
bv ab'r W take aMf Itllrs upon hisy terms And
then again, suppose h. conlintes - W. nsarabr IL
this ~ iinary rate, and inenres Lmsef fot Yeas
~ tnofc nj time. excessively during bile whole lif
AID lives the average age, hs premiums vii amount
to pr-sisely the II he had insured hin.
ssif fof HE whole lifs la the essinlns, Interest
he same rate, say four per eenii sans Included 10
Another reason IL favor ~ : whole life policy To-
that 10 constantly and certainly increasing value,
Il which the Iefson iDsgtsa may avail hlmsslf. IN
~ necessity either for meeting psS asn,s VI pre-
MUM ~ by surrender II tho policy. aad such ne.
e.ssity " !, occurs aii, !. most lscy y 81
time When, u be had l0t effected ihr insurance he
would have had no f.ssarcs whatever
III se suggestions az. mad. rather fof tho b~neft
II the individual member than that II the other
members, snee II IL rather for the adv ntaxe " the
latter that each rev member shand take out short
policy but The members generally are, 40 douhs,
willing aud desirons that each individual slot Ia.
sure for such period Will render HE insurance
benehieisl to his representatives
A mutual liz. Insurance company, or contributing
assoelation bslng Ia ia character object aid pribe
pie ssvfngs tnstiinilon, thss eontsmplsss fuirr~
sasing~ solely foF tho hsn@ht III survivors, 10 sps
ess OF nstltufioa that addresses ts-lf to the ost
sacred affections And sentiments ~ benessleBe.
Whoever PROPOSES oT recommends an Institution VI
the Kind thereby, In effect etber,s az encourages
wants for the grateful consciousness ~ pss,Lunnas
benincencs 70 thoss u his hsIne, whom TO render
happy 70 bic own greatest hapPiAess lie addresses
htmssd to = sacred sentiment, which Lo oae can
knowingly OF 10 reckless aid rash ignorance tsmper
With and wsataaly make speculative experiments
shd ~dows 70 The eAns~ II which b. IL thus aeees-
soiy
The Agent u The " u n Ilf. insuraue. eompA
ny would invlte Especial attention 10 the extracts
quoted above % containing good reason and souHd
rance but pereors jesiring tbs benenss 81 " fos
themselves faDllies should taks immediate STEPS
toward that end and not se9ai.sre M the theory aud
nefles; the practice Of tho came
Applications made 10 the Agent ofihe shove named
Company viii b~ forwarded promptly
Bank appiieataans sent TO any part VI the state
~ ssnding address 20 Edward Alden Agent Of New
EEgiAnd Autusi Life Ins. Co. Davenport
esrlncssc Of attending physician Will be required
II tLose living out Of the eii5
always bs obtained 81 the Agent
EDWARD AIDEN
Agent n 4 n Lif~ Insurance Company,
ssiedimo Davenport. Iowa