The Davenport daily gazette. [volume] (Davenport, Iowa) 1856-1869, 1857-09-18

Th. .tjeet cf thl. In-,itatl"n ,n respect to In.u
RANGES for the whle ie i- .inilar that OF savings
Banks with the difference. that Va tho.r III. drps-
nt psys 10 what he has sarsd. Ia this. he ua.f
" make small annual saving u. future, dnrag b =
hfe, Tor III. hn~it ~ his family 80 som. perssn in
particular af-f his d.cease IN. afrsssaxsoss ~
sshs of saeh Insurance io the lnd usl who ~fcri.
w. az !" hss FAMILY, aud I" III. community senrrsis
arr obvious
pend, usually has ann. prudential calculation for
providing Tor their Subsistence aud comfort oa HI.
de.ess. bui Ia The cs-. of many persons. this cal
sulaiion t- subject Ia hr defeated ty F~nat death
IN" CONSEQUENCES 1T any inis iiuai that ths may b.
bis own ease II soarrs of constant anxiety to him
aud ,h'- may be removed hy st.ciins insurance
Any individual, hy .at.rin. into a contraea far
sy ins ~ part of his iaSms ~ make pr,s i-isn iar
his fssniis gives himself stTns 4utis. tr the
ettions and reonaay requisite for that purps. aud
iaaS thus b. induced H. make savings which h. sshi
othcr~ts. neglect
rapis~e that naan thirty years II Az. can sas.
ses,so, annual, tratn hi- iae"nic earsngs,
aud s'sse hts family esp.n-.-, u Will ..auirr h,s
time tf thls >assns sniuant 10 ANY roas,der rsil
.aa Ia t l~f bs@ surviving family Ia ease af hi.
a.c.a-" By paying III. au"uni, annually, on a pol
y Toe the ~hor pefi.i II hs- life, b. may secure
thr"s Thousand dollars Ia hts family un hi- dee.s-e
however suoB " naA1 happen
tn many Instances, the contingency of leaving
family "a poverty .r embarrassment, h but Gr ia,
ii.d I.f.ni until d. shall have arr5l. .rlsL.-i sn,.
undertaking in which bs Ls- s.bssk..d .nftl bs
shall have recsised an accession 10 hts fortune.
which be ean ressssaahS ealeust. Ia of his
sisihk fnr .ertas tiii. IL .uch sas., h- ms,
sur- ~. faas, against this contingency by insnriss
his life far snsh period which b. can do wL.r. a. q
period .- l.s- than hs viii probably live, nj Io~.r
annual premium than thai IL be- paid a poe, f.r
hi. .nsli. ~. Thus, at The ~" ~ thirty he maj
-efurr eiuu for hts family Va of his dse.sss
Within seven years, bs psyiHs tho ssnasl premium
Of ti2i aud hs ,aas ssear. III. amount Ia
sas" "f hi. d.s.ass .his one S.sf hs paying pie
na.nm II si,is
tAfs in.arsh.. ass b. r.syrtsd H. not ani, Isr tie
parls.s Il satias .urNisiss family lfsn want. bssi
ss" iof that ~ prs.ttius II ffu sscfins. aud ls.
"a u uf he tl lstft. uR
shs'." business ts much extended aud euin
insols'hs nnsrtilsi aer"ubt. ani disputed si..n-
tho Enlargement II which. ayantags5asy aha sus
e.ssfulit, requires his personal ledge skll
aud vigilance insoaeh that, in ia. II his a.
- ~" prejudice ~ his estate, tv th. as,oanl o. ~
.s'rnst~s "f ssoo1 ~. may s..sare hi. surviving
FAMILY asain. this contingency, ~ ia. pay Of
premium 81 ~, % ipr policy p Lis fs for t-sr
OF, W msn " the ss@ uw~r a. tsa, which hs
has a" iauhi h. cain discharge Within tLr.. YEAR,
bat the fpfced payment of which tB sa.. 81 his is
cease within that iu.. ,iiisht ocrs.ioa saertis. o
his estate To the amount o " UssD he may by IN.
annual pss meni et prsiiam " shsslt ~ ir that
period hdstnnfY his estate against -tla -aeffaes
prevailing practice OF making Hfs Insurance Tor
III" parI-s oi ptstidins Tor iaisiiy must have .
a."si tsfafab. tbhucBc" alssn the -sela aud iarsi
condition u ~" community generally .1ihai w.li
founded. wsii conducted ia~sltaiiDn of III. d.sssll
ton, 10 sub,rct of pHbie Interest IL. b.nefiesl
enscis are at .sst equal t tha." 1f any ebsriiss.
philssthtarscai public Institution and ths-. effect.
are pfoiussd witlaaut am donation .arrince af act
- b~niresne- Us the pnblle b. indistdnals lsinx
prudence, asd f.tseasi of Individuals Ia conducting
their concerns
H. ehs~~iss between pnliey fcr life aud oa. l.r
eeriAis term ~ y.sf- the applicant should I.ar Ia
mind thai tb. preniuin. paid The former a.. ain.
liar :" deissis Ia saving. bank and la e... III HE
living last the requisite average period Will eo.se
bsrs 10 his family with Ifrrs.i as4a Ia q we'll ess
situated veil cuudurad AMI saec.s-fal company "a
saas eVsus hsek with mor. than Interest Duilu. lie
~ ne p"hry WI Always i's OF ssias tsr ssrrssder
Tie oh the e,,e side and the other assabsrs on the
other side - eurs. take the chance II his
~ ialilss short ~ such as.fag. p~rissis
Investments 10 lsostfy Jst 1hsis ~. have tLis
obvious advantage other iny..lrueis. Via that
b undertaking comparatively VERY .sasII annual
Paymshss, p.rssn mskss hnsrlf certain VI the fsli
Ain"uht nf ~. pror1se future saving. from th. A~
sisnihs And the reason for pf.f.rrns polie, Esr
the whois 10. 10, that 10 c.rtsIn that at the
termination of policy for humber of ye.r., he Viii
be insurAb- si the ordinary pre,aiun that b. will
=" ~be IL isk. out policy npois Any tsrna~ And
then again, -uppas. he continues 10 le insnrab. IL
the OF lisry rate and Insure. himself for one .ear
NJ = time. .ace~sslvelS during hi. wLaslf
and live. tho average sa" HE prciniaia. " ~ amount
10 precisely ~. ~a.a. rnID a~ n h- had Insured him
sell Tor his whole llf- ~ th. besnhIas nterest a.
both casss.
Another reason in favor II whole M. policy il.
thai y v eohstmt5 and certainly increasing In sslu~
of which the p~rs.n insured may avail LiIasslf III
cas-" Of aeees-,y either for meeting tn.nts 81 pre-
.ls,, o. a-arfsha.r "f tho paiie,, aud such No
ihr when, y he hsd mol effected ID. Insurance he
would have had no rrsaure. whatever
" <ffsUf
81 th. individual iassnbsr than that of III. .al.r
nstbers. since IL - rather for ID. asisat an. Of the
sfer that each new member should tax. out shart
policy but the m~fnberr, generally are ~, assaia
willing and desiroas that each Individual shyuid i
snre fpr such period ~ Will render his insurance .s.t
benshiessi to his representatives.
mutual life Insurance nIany. or butlnv
sss"clstion, being Ia N. character object and ut,ne
pie. savings Institution, that uusts. iutuf.
saving solely for th. b.pefit of .ufs slsors i. sp.
riss 81 Institution that aidrs.ss~ itself to III. ,.t
sAcres Affections and sentiment. Of ben.s.l.nes
Whoever proposes ur recommends an insituslon ~
the Kind thereby In effect. exhorts or encourages
..eh parent and rriatiy. to deny HE own present
wsnis for tho grateful consciousness II ,sI.uusa.
bshincahee W tbvse VI his name whuss "a, reader
happy y hts own greatest happiness lie a4idr~ssss
himself to u sacred sentiment, which no .,ns r.n
knowngiy or Ia reckless aud rash isaars.e.
With aud wantohy max. speculative exper,susu,s
uP.n, without deserving tho r~pro~eh.s ~ ospl.ns
Ani widows, ~ the esnsc u which he il thus src@s
cory
Tho Agent u the ~. n n Iaf. In.urs1~e ~e t,.,,nn.
~ would ihyiie ospseial attention Il, tlc srtysr,s
guossa shove ~ containing eDod reason and sound
snNe". nueh has bs-i, snid the sutbect sf insu.
rance, but ?ersoas dssiriax tL. bene6ts of u Tor
hsmssises or f.niliss should take Immediate sssps
owssd ihAf end and mt scqnirsc1 In tbs theory si
neglect the prHctie~ of the sssa.
Applications insds 10 the As~n, the shSv@ assa..,
SonpeaJ VII be- forwsrdsd promptly
Blank applications sebt TO any past af the =, M.
sy sshdink Atdsess 20 Edward Alden Agent of New
knflsnd nasasi idfs Ia. 10, Davenport
a. ,n.s ~ a., attending siii be rsquid
81 tuli sisissaents of the above Cou,pspy ca.
always - obtained u ID. Agent
EDWARD ALDEN
Agent N. I. y. IAfe Inssrn,,es Company