Orleans independent standard. [volume] (Irasburgh, Vt.) 1856-1871, 1856-08-22

anu S1otttAseS. sA4iO AAAuS-S III tiC AoASS"
~But look at it a moment. Yon don't
mean to say that 1 have spent three hun
dred dollars over and above our necessa-
ry expenses ?" said Charles, a little
warmly.
Il don't mean to say anything about
it, for / don't know anything about it. "
Nov l think of ii, there's my little
insurance have you got that down?"
Il have not"
"There is forty of the three hundred"
but it leaves two-hundred and sixty
eight dollars unaccounted for"
at would take a great while to collect
money enough to build house, even if
the whole of this sum were saved.''
Not a great while, Charles. You
know my father has promised to give you
the land when you have the means to
build house upon it,
1T will be a long while" laughed the
husband.
Five or six years, perhaps, if you are
prudent, Hasn't the president of your
bank promised you a thousand dollars a
YEAR,
Yes"
Then you can certainly save four
hundred dollars year"
There are thousand things We want
when my salary is raised"
But we can do without them"
Il suppose We can"
Just look here, Charles"
Mrs. Converse took from her pocket a
circular issued by the Peoples Savings
Bak, in which the saccumulation ofseveral
small sums deposited weekly and quar-
terIy, were arranged in a table.
Fifty dollars deposited every quarter
viii net, in five years, one thousand one
hundred and forty-one dollars twenty-five
cents :" continued she, reading from the
circular.
BAH" added Mr.. Converse.
That sum would build a very COM
Portable house; and when you salary is
a thousand dollars a year YOU can save
more than fifty dollars quarter"
"a five per cent. institution, isn't it %
asked the young man.
But he was much impressed by the
reasoning of his wife, and in the course
of the evening he carefully read the cir
cular of the peoples Savings Bank"
Certainly he had every inducement for
being saving and economical He had
lived very cheaply in a small house be-
longing to his father-in-law, for which he
paid merely nominal rent.
"His wife's father was a wealthy far
mer, or rather he had been farmer, be-
fore his domain had been invaded by the
march Of Improvement, and his pastures
and moving lots, laid out into house lots,
As it was he still from the force Of
habit, improved few acres, kept couple
Of COWS, ''henery," and half a dozen
pigs.
Charles Converse found this proximi-
to the "old folks at home" rather salts
factory, in a pecuniary point of view, fol
his larder was partly stocked from the
farm; and, of course, no account was ever
made of half pig, barrel of apples Oh
| potatoes, or a pair of chickens. Mil
and eggs were so much better and freshel
I from pas, that Of course the yong couple
never desired to obtain them from am
other source.
They lived cheaply and lived IN clovei
besides. He never liked TO talk abou
financial matters with pa, because tn,
worthy old gentleman used to tell ho7
he lived on hundred and fifty dollars
year after he vas married-though he ha,
a fat salary, and supposed, of course, b
saved four hundred dollars a year out q
it-and always wound up by saying tha
he would give him a lot-might take hi
pick of all he owned-wheneve he 20
ready to build.
All these things rather worked upo
Charles. He hadn't saved a dollar, an
what was more, there was no presen
prospect that he ever would do so. Th
promised advance in salary was alread
appropriated to sundry luxuries. Th
idea of taking Mary to the opera, or
pleasant trip to Niagara, and other am
abilities, had taken possession of him.
But the reasoning of his wife had pr,
duced strong impression upon his min'
She had been brought up in the strictes
habits of economy. Her father, thong
rich, had an army of children but the
were all wealthy in their thrifty habits.
Charles read over and over the circl
lar Of the Savings Bank in the evenin
), figured up the statistics. and v.a,da,,