The true Democrat., 1856-04-29

M, who had spent three fortunes, and needed new funds, effected in the different insurance companies insurances to upwards of f4O,OOO, toOO. He effected loan on the insurance and soon after the payment of the first premium he died.
 The secretary of the tenth office declined to insure the life of wives, and in particular, the lives of surgeons wives on any account
 At the eleventh office the manager stated. that frauds were of daily occurrence. Ireland was the great place for them. The German Jews in Frankfort had now learnt the trick of insuring failing lives. It was reported among the insurance offices, that by being deceived into accepting such risks, one company had lost as much as f149,OOO.
 The secretary of the twelfth office would not insure the life of wife in favor of her hus- band, and did not think any other office would. Certainly he would not accept the life on sur geon's wife. It was certainly true, that the mortality among insured females was greater than among insured males.
 At the last office the following facts were diSclosed:
 A Mrs. E. came to the office in her carriage to effect an insurance upon Ann E., whom she described as a friend, whose life had already been insured for 5000, for 92, 800 in second office, and f7OO in third The medical refe- rec was member of the Royal College of Sur geons, and now resides near one of the fashion able squares at the West End Three months after the insurance had been effected, Ann E. died, and it was then discovered that Mrs. E. had effected large insurances upon almost every member of the family, and that they one and all had died shortly after the proposal had been a4 hor c,26 |. L, fected an insurance for f3,OOO in one office, f499 in second, and f2,OOO in third, while the life had been refused by fourth The lady had also effected assurances on the life of her sister, Dinah F., to the amount of S24,OOO. but all of them had been refused. Further, the same lady had policies granted upon the lives of almost every member of her family, and in every case the assured had died within few months after the assurance had been ef- fected the certificates of death being invariably signed by the Honorable M. R. c. s. who had figured as medical referee in connection with all these cases. These circumstances were so suspicious that the company resisted the claim and an action was accordingly brought and tried.
 Sir James Scarlett, afterwards Lord Abinger was the counsel employed by the company, while Mir. Campbell, now the Lord Chief J us- tice, was retained for Mrs E., the plaintiff Mrs. E. gained the case, but the publicity giv- en to the facts brought volley of letters, vol unteering information concerning the plaintiff It then came to light that the lady had been the inmate of hospital for females, the inmates of which are not remarkable for their virtue; that she was then cohabiting with an eminent baro- net banker of the West End, to whom had be- longed the carriage in which she had invaria- ply called to effect the assurance, and the ap- pearance of which had aided her materially in doing so. It is supposed that she must have poisoned more than thirty persons.
 Such are the facts derived from a careful ex- animation of some of the most important Lon- don life insurance offices. The question now naturally arises, what has been the experience of American companies? Can any one give us the facts?