The Union and eastern journal. [volume] (Biddeford [Me.]) 1854-1858, 1856-02-08

j fdou't know, Charley. haven't tn
least idea. I am saro that have got dow
all tho items that come within my tnowl
edge. lam positive that you brought hom
no article Of any description that has no
been entered on the book Il mcan article
of food and clothing and things for tn
house. ...I.. ..r.4...t.
But just look at II . moment. You dom
mean to ny that I have spent three hundrct
dollars over and above our neccanry expcn
ss? said Charles little warmly. &
IdOu't mean to ny anything about Il.
Now I think Of II, here's my life insur'
ance have you got that down?
I have not. gr ,f.s,-..
There Is forty Of tho three hundred.
But II leaves two hundred and sixty-eighi
dollars unaccountcd for. '. 1
It rood take great while to collect
money enough to build house, oven II the
whole of this sum were all saved.
Not a great while Charles. You know
my father has promised to give you the land
when you have the means to build house
upon 1t;
1t will be long while, laughed the hus.
band. v....Fr.
Five or six years, perhaps II you are pru.
dent. Hasn't the president Of your bank
promised you thousand dollars next year
Yes. tlI ..t. . t.'
Then you can certainly save four hundred
dollars year. .,l..--...
There are o thousand things We want
when my salary Is raised.
But we can do without them.
suppose we can.
Just look here Charles.
Mrs. Converse took from her pocket cir.
cular Issued by the "People's Savings Bank, y
in which the accumulation of several small
sums, deposited weekly and quarterly, wert
arranged in table.
Fifty dollars deposited every quarter will
net in Eve years, l,l4l,25 continued she
reading from the circular.
Bah! added Mr.. Converse.
That sum would build very comfortable
house and when your salary is thousand
dollars a year, you can save moro than fifty
dollars a quarter.
A FIVE cent institution isn't It! answered
the young man.
But he was much impressed by the reason.
ing Of his wife, and in the course Of the eve
ming he carefully read the circular Of the
Savings Bank.
Certainly he had every inducement for
being saving and economical. lie lived very
cheaply in q small house belonging to his
father-in.law, for which he paid merely
nominal rent.
His wife's father wasa wealthy farmer, OF
rather ho had been farmer before his do.
main was invaded by tho march Of improve.
ment, and his pastures and moving lots laid
out into house lots. As It was, he still from
the force of habit, improveda q few acres, kept
couple of COWS, a henncry, and half . doz.
en- pigs.
Charles Converse found this proximity to
the old folks at home, rather satisfactory, in
pecuniary as we'll as q social point Of view
for his larder was partly stocked from the
farm and, OF course no account was ever
made OF half a pig q barrel OF apples or 20.
tatoes, ora pair OF chickens MIX and
eggs were 30 much fresher from pas that
Of course the young couple never o'"'fea 70
obtain them from any other source.
They lived cheaply and lived on clover Dc
sides. Charles never liked 70 taik ABOUT
financial matters with pa, because the worthy
old gentleman used to tell him how he lived
on a hundred and fifty dollars year, after
he was married-though he had fat sala-
ry, and supposed, Of course, he saved four
hundred dollars o year out Of it-and al
ways wound up by saying that he would
give him house lot-might take the pick
of oil hc owned-whenever he got ready to
build.
All these things rather worked upon
Charles Converse. lie haunt ElNcu uoi'
lar, and what was more there was 10 pros
pcct that he ever would do so. The prom
ised advance in his salary was already ap-
propriatcd to sundry luIuries. The idea o.
taking Mary to the opera, or q pleasant IiI
to Niagara, and other amiabilities, had ta'
ken possession OF him.
But the reasoning OF his wifc had pro-
duced strong impression upon his mind
She had been brought up. in the strietest
habits of economy. Her father, though
rich, had an army Of children; ; but they
were oil wealthy in their thrifty hao,"'
Charles read over and over again the cir.
cular oil the oavings BANK I'D the counso w