Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1856-04-30
LIFE INSURANCE.

Having cOnSlQeTeQ We suOJeCL vi Lie ln5U-
rance in reference to itsnature and tendency,
now propose few remarks ipon its Importance
aud ralue; and, in doing so, shall quote exteti-
sively from the very excellent pamphlet put forth
by the Manhattan Life Insurance COMPANY, of
New York." the worthy President of which in.
sttution has made the subject so much his study.
Its Importance has been so long recognised in
Europe, and they are so fur ahead of us in this
country in ayailing themselves of its benefits
that it must appear strange to Europeans at this
late day that It may be considered necessary to
discuss its claims in this view--a view so long
established there-but the subject here is new
to many of our people, and confess my surprise
in finding so many intelligent people who do not
seetn to understand its working. A system so
beautiful and comprehensive, NO productive Of
good TO the community as well as individuals,
that it may we'll be reckoned one of the great
est benevolent projects Of the age, although
Astounding In SO many institutions for the amel-
ioration of the human race.
In it's personal relation 10 the individual, it is
truly valuable. lie is assisted in forming habits
of prudence, economy, sobriety and industry. 1t
fits him for dischargng Alright the duties of faith
er, husband, brother and son, and inspires scnti-
ments of pesce, contentment and security of
mind. 1t even assists to promote health of
body and is instrumental in prolopging life H.
self "Above all, it not frequently places him in
that most desirable position, the being able,
while he is endeavoring to advanue his own well
being to become blessing 10 Others"
alt is not merely personal important, but 1t is
relatively so. What is tie object contemplated
by the little wonderful instrument called A Life
Insurance Poliey?' Its primary and chief de-.
sign is to furnish provision for the widow the
fatherlsss, and the destitute. 1t provides for
them against poverty, distress, indigcnce or dis
appointment; it protect$them from the srorn
of the lhoughtless, The. imposition of the frau
dulent; the horrors of pgserty, the crueties of
the pursc.proud, the neglect of the heartless,
the humiliation of private charity, and the de-
gredalion of the public aims house."
What are the advantages of this principle
and Its application TO th&e whU are to be pros
prctvely benefited -? 1t blesses the members
of the insured PERSONS. family in yafiety of
ways-the very knowledge of The fact produces
upon their minds and heastscits most salutary
effects it inspires the feeling of gratitude and
love; it cements more closely the ties of rela-
tiouship with confidence, interest and tue SYM
palhy.
Considered in public point of view, its in
fuence is even more sa!utory. 1t Is powerful
lever to raise from the lowest depths Of degra-
dalton and vice to virtue, industry, economy,
sobriety and selfdependence.
"Whcn age and infrmiy, misfortune and dis
appointment-whe sickness and death have re-
moved the sHldSen's pro and The widows stay
then ths ssegs s. { 4a4Hs6ss nHs s 70
ifhnSe Who mioht otherwise have bepn left dpsii
tute, and thrown upon the public charity-roll,
victims saved from the ignobe prison of the aims
hnpse--the halo and hearty snatched from the
lanes and streets, who would otherwise have
swelled the molly ranks of the vile and vicious"
-lhe young and lhoughtless shielded from be-
coming The ready prey of the depraved and har-
dencd in guilt. In word, it relieves The poor
rates, protects honest industry from an accumu-
lated taxation, already heavy enough; lessons
the teuantry of our poorhouses and prisons, and
saves many youth to ean honor 10 his friends
and his country, who might otherwise have gone
down to the felon's doom. HOWARD.