The independent press. (Abbeville C.H., S.C.) 1853-1860, 1856-07-25

llot Dccn entered upon the book mean
the articles of food and clothing, and things
for the house"
"lut Just look at it moment. You
don't mean 10 say that have spent three
hundred dollars over and above our ncccssa-
ry expenses :" said Charles little warmly.
81 don't nean to say anything about it,
Tor don't know anything"
"Now | think of it, there's nv life ins,,-
rance; have you got that down?"
Il have not"
"Therc is forty of the three hundred and
slNy-cight dollars unaccountcd tor.''
'1t would take = great willie to collect
money enough TO build house, even if the
whole OF this sum were saved"
''N"t great while Charles. You know
my father has promised to give YOU the
land when You have the means to build n
house upon"
at will be a long while," laughed the
husband.
Five or six years, perhaps, if YOU are
prudent. Hasn't the president of YOUR
bank promised you thousand dollars a
ycar?'
EYES"
'ltcn YOU can certainly save four hun
dred dollars year
"Thcre is II thousand things we want
when my salary is raised"
"But we can do without them"
81 suppose we cam"
"Just look here Charlcs'
Mrs. Converse took from her pocket y
circular issued 10y the peoples Savings
Bank" in which the accumulation of sever
al small sums deposited weekly and quar-
terlv, were arranged in a table.
'FI'y dollars deposited every quarter
will net, in five years, one thousand one
hundred and forty-onc dollars twenty.fiv
cents" continued she, reading from the
circular.
"Bah :" added Mr.. Converse.
THAT sum would build 4 very comforta-
ble house; and when your salary is Il thou
sand dollars Il year you can save more than
illly dollars quarter"
"a five per cent. institution, isn't it +"
asked the young man.
But he was much impressed BY the rea-
soning Of his wife, and in the course of the
evening he carefully read the circular of
the "Pcoplc's Savings Bank"
Certainly he had every inducemcnt for
being saving and economical. lie had
lived very chcaply in small house belong
ing to his fathcrin-law, for which hc paid
Il merely nominal rent.
His wifc'S father was 4 wealthy farmer
or rather he had been farmer, before his
domain was invaded by the march of i'm
provemcnt, and his pastures and moving
lnf IrIH fif inf, L. A
still, from the force of habit, improved n
few acres, kept a couple Of COWS, "hcnc-
ry," and a half dozen pigs.
Charles Converse found this proximity to
the "old folks at holne," rather satisfactory,
in a pecuniary as well as q social point of
view, for his larder was partly stocked from
the farm !; and, Of course, no account was
ever made of half a pig, a barrel of apples
or potatoes, or pair of chickens. Milk
and eggs were so much better and fresher
from pas" that Of course the Young cou-
pie never desired TO obtain them from any
other source.
They lived cheaply and lived in clover
besides. Charles never liked to talk about
financial matters with epa," bccause SC the
worthy old gentleman used to tell how he
lived on a hundred and fifty dollars a year
after he was married-thougbt he had fat
salary, and supposed, of course, lie saved
four hunrcd dollars year out of it-and
always wound up by saying that he would
give him alot-might take his pick of all he
owned-whenevcr he got ready to build
All these things rather worked upon
Charles Converse. lie hadn't saved q dol.
lar, and, what was more, there was no pres.
ent prospect that he ever would do So
The promised advance in salary was already
appropriated to sundry luxuries. The idea
OF taking Mary to the opera, or a. pleasant
trip to Niagara, and other amiabilities, ,had
taken possession Of him. -,
But the reasoning Of his wife had pro
daced strong impression upon his mind
She Ind been brought up in the strictes
habits of economy. Her father, though
rlch,. bad an, army Of children !; but, the,
were all wealthy in their thrifty habits.
I Charles read over and over the ScircuIa
1 Of the Savings Bank in the evening, fignr
| ed!up the statistics, and wondered what la,
! dollars. .., -,
Before e as1 hs baa i went et.alh totsa hss haa nqtl
~ o' frsa' hiroT ,ioad,, eid hns .1r.yyi