Houma Ceres. [volume] (Houma, Parish of Terrebonne, La.) 1855-18??, 1855-11-29

8uiDe0SeO 10 0l0 Fen0ef0 gne FOASWSoS6 ~
BE o;:e pubufshes fsr the subseriI,saen price.
LIFE INSURANCE.
The institution Of Liz. Insurance is one
Of The achievements of modern industry,
which invites oar most earnest attention
inasmuch as il has for ito design the ame.
lioraiion Of the condition Of man by mi.i.
eating the loss which family often e1pc.
rirn:es in consequence Of the death Of its
head. In our endeavors to accumulate
wealth, how few are successful! Taking
ss an instance, those engaged in CONNER.
eial pursuits. how clearly does tprovo TIL,
fact, whilst but comparatively small
number succeed; how many on the othe.
hand for want of success, die, leaving
scarcely property enough behind to snP.
poat their families-thus sad experience
teaches 10 that the possession Of property
is about % uncertain 10 the duration ol
lite.
There u no man Of proper sensibi'ities
but l. anxious to leave his family in an
independent condition after bis death
there are none 90 Indifferent to their fil.
ture welfare a. not TO desire this. Yet by
the facilities which are afforded them.
through the m-ans Of life insurance, how
ra.yto provide for such desirable object.
There is no man in business but who can
readily spare means enough to effect an
Insurance on his life. Those Of limited
means even can always lay by = sufficient
sum out Of their years earning to devote
to the purpose Of providing for their fami.
lies in tho event Of accident
This IL . matter which seldom presents
itself seriously to the reflection Of those
on whom arc centred the cares and de-.
pcndenco Of helpless families. With such
It becomes almost matter Of moral duty
to provide - We have already stated for Z
contingency % psecasious - that Of hu.
man life.
We are aware that great objection 10
urged against the system Of liic insurance,
il the sweeping accusation that il 10 =
banking institution, and that al banking
institutions are unstable.
In reply, We have to add, that - far as
saf experience goes. no institution as yet
devised to project the family circle from
want, hare proven % safe Of those Of Life
Insurance companies. Under it, auspices
inmense sums Of money have been dis.
pcnsed, for tho relief Of the des.ituted
widows and orphans, who without the
timely provision made Tor them in these
institutions, would have been cast upon
world ina dePlorahls and helpless state.
Attic North principally, the practice
d providing for families through the me.
dunn Of these Insurance. companies, to be.
coming moro and more general every day,
aad we dare say, IN few years, will BE-.
come - general A. tia. ofiasoring against
lssees BY FIRE. Even among u, those q
Cur business men who isil 70 insure against
Are in the event Of bis losing al BY the De.
vouring element. meet with little or no
symrathy. 20 customary has il become To-
guard against this possible accident; yet
how much more laudabls il Il ID maa to
that caro- 10 secure bic family
against the pecuaissy loas which his death
would iaflict upon thc,nl
ltscems strange that any ono Of an OF.
binary sense Of duty can neglect 10 en-.
brace such ~ saehjecsioaabls mode oil
psevidiag 6or tho wsats Of . beresved lim.
ily. How easy, then, BY ewes : slight dc. |
gree Of selfdeaial to saperdoous expenses,
% secure szenptiou from Pscaaiary care
70 ssrrivers. The coascioassess Of hav. !
Ing thus psosided tor shose having elaine |
poa % would impars u ar greater en-
E,ymens thar any present srs,;sea.ion
whrh aosry'csn procure.