davidaulloa/AmericanStories huggingface dataset:
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
GUARDS AGAINST FRAUD IN BANKS.

The late disclosure of rogueries among the bank
tellers has induced several banks of New York to
adopt checks calculated to make such frauds more
difi.ult The Mechanics Bank Of that city has IS
sued circular to the other banks detailing the plan
adopted by that institution. The plan is as fol
lows
l. A clerk shall be appointed, who3e duty it shall
be to stand at the desk of the Paying Teller and
receive from him every check, note, or acceptance
that is presented for certi6cation.
2 He shall keep book ruled similar to the
Receiving Teller's credit book, with columns for
each book-keeper,) and snail Immediately enter TO
the debit of every person whose check shall be
certified the name and amount.
8 After making the entry, be shall stamp them
across the face, and hand them back to the Paying
Teller.
4 Tie Paying Teller shall, on receiving them from
the clerk write his surname within the circle ofthe
stamp, and hand them to the person presenting
them.
s. At3 o'clock the clerk shall add up his book
and report the total amount of checks certified to
the Paying Teller, and the latter shall deposit the
amount with the third or Note Teller to the credit
of general account called certified checks"
g. Every morning the clerk who counts in the
exchanges shall, after he has cut them. separate
the certified checks from the other checks, and
hand them to the clerk who stamped them. He
shall compare them with the entries he made the
day previously and charge the total amount of the
certified checks" then hand them to the boo.5-
keepers to be assorted the the other checks
He shall make a broad and distinct mark in his
book against those that have been returned; and
for those not returned he shall make ticket
which shall be cut and handed to the book keeper
as voucher, when he hands the other checks
T. The book-keepers of the several dealers ledg-
ers shall every day before they leave the bank post
to the debitof the respective accounts the checks
50 certified, the same as if they been regularly
paid at the counter.
The object of the above is three fold
l. To charge certified checks Immediately, the
same as if paid.
. To certify in such manner that there shall
be no mistake as to the certi6cation.
3. Torequire them 10 pass through the hands OF
more than one person when they certified.
This will, of course, reduce the amount of 'indi-
vidual deposits as reported in the weekly state
ment but it win show more clearly the actual de-
posits Of the bank
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
EMPLOYERS AND EMPLOYED.

We hear day after day Of strikes and angry con-
tentionS, and we think we account for them by
some alterations made in time or pay. But mostly
they are the expression of long INDUCED feeling
of blooding hate which is ever prepared to seize
on any occasion that offers for its manifestation
Without doubt, the blame of this state o. thing:
rests on both the employers and the employed
Yet we cannot but think that the former, from
Their superior intelligence and the advantage Of
their position, might bring about better under
standing between the two classes Hitherto they
have treated this question with great apathy, but
if they do not besir themselves the time will come
when it will be forced upon their attention. The
sooner both classes learn that their interests are
one-that neither can suffer or prosper without
exercising corresponding influence on the other,
the better it will be for both their country and
themselves Business, as a is and as 1t might BE-
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
A MERCHANT or TIE OLD School

MERCHANT or THE OLD School Mr.. Everett,
in bis memoir OF the late Peter C. Brooks, ESQ,
lust publ shed in the Genealogical Register states
that Mr.. B. absained as a general rule from specu-
lative investments. His maxim was, that the
whole value Of wealth consisted in the personal in
dependence which it secured, and he was never in
cIined to put that good once won again at hazard
in the mere quest of extraordinary additions to his
superfluity.' He never made purchases Of unpro
ductive real estate on calculation of future en-
HANGED value He never directly or indirectly
took more than legal interest He could have
doubled his immense fortune had he been willing
to violate this rule. 1t is mentioned that he be-
leved and often said that IN tie iona Tltn six per
cent IS as much "a the bare use of money is worth
in this country. 1t was another of his principles
never himself to borrow money What he could
not compass by present means was to him inter-
dcted 1t is doubtful whether with but single ex-
ception Mr.. Brooks name YVES ever subscribed to a
note of hand. He stunned every transaction, how
ever brilliant the promise of future gain, which re-
quired the use of borrowed means. Mr.. Everett
well remarks:
"The bold spirit of modern enterprise will deride
as narrow-mlnded so cautious MAXIM but the
vast numbers Of individuals and families annually
ruined by its non-observance, to say nothing of the
heaven daring immoralities so often brought to
light, to which are tempted in their too great
haste to be rich 90 far to Justify Mr.. Brooks course
1t is highly probable that in the aggregate, much
property is lost and sacrificed in the United States
by the abuse of credit is gained by is legitimate
use. With respect to the moral mschiefs resulting
from some of the prevailing habits of our business
communicative raCking cares and the corroding
uncertainties the mean receptions and the meas
ureless frauds to which they sometimes lead--lan-
guage is inadequate to do justce to the notorious
ana appalling truth.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04

MosT IMPORTANT FROM CUBA-The Washington
Star has private adyices from Havana up to the Dist
inst, conveying positive intelligence of the exist
ence of intense excitement throughout the island,
arising from the action of the Cortes in Madrid up
the question of the sale of the island to the O. s.
Secret meetings are again taking place all over
the island, and thousands who heretofore were ar
rayed against therevolutonary cause have become
identified with it, 10 the belief that there is now
no other hope of escaping from Spanish dominion
butina successful revolution. The best informed
persons in the city Of Havana as well as in Wash
ington city, are now momentarily expecting more
serious outbreak to occur in Cuba than ever before
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04

SECRETARY GUTHRH.-This gentleman CANT
rom Kentucky-a fresh public man, quite unkr OWL
to fame--nto the Treasury Department, and we
regretted his coming there thus. The experiment
of green hand in the Treasury, has always been
a bad one hitherto; and was bad, even in the case
of so distinguished lawyer as Mr.. Meredith, Gen
Taylors Secretary of the Treasury.
But Mr.. Guthrie has, in the discharge of the du-
ties Of his Office, surpassed all public expectation,
both in his ability, IN his exemption from party fol-
lies, and his trustworthiness-and we see 10 rea-
son why we should not say So He has not only
administered the Treasury well, but, in the main,
he has guarded it WELL and in the period of a wide
spread bankruptcy, he is likely to have lost but lit
tie. He has been fair man, an upright man, and
an honorable man. What more need be said?
And may we not add it would be public pity to
lose such msn9-in the natural apprehension we
have, that if we go further the public will fare
worse.
Hence we hope there is no truth in the rumor
that he is about to leave Washington, and go home
to Kentucky.-N Y. Express, (Whg)
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
SUNDAY Visiting.

According to the Wise man, Solomon, there is
time to all things. To this we must all agree.
Visiting. in its proper place and time does no harm
TO any one 1t is right that We should be social,
for in fact it is our very nature to be So If We
were not permitted to enjoy one anothers company.
it seems to that but little pleasure would be seen
in time. But this thing of visiting on Sunday is
what We set out to write about. And what shall
we say Of it? 1t is matter that demands atten-
ton, and it should be looked into. For our part
we believe it to be wrong. God commands us to
Remember the Sabbath-day to keep holy
Surely this day cannot be kept holy by any one
when it is spent in cooking, feasting and gossping
How many Sunday, or fragments of them; are thus
spent, even by some who profess to obey God
Sabbath breaking professors of religiOni That's
a strange admixture. 1t would seem that they are
either grossly ignorant of duty, or then they dis
regard it.
Now we believe it is right 10 visit the sick on
the Sabbath, when necessary But this is quite
different thing from what we have been speaking
of, az the reader must admit. 1t may be necessary
to visit sick neighbor upon the Lords day. but
who can say that you should go to see your neigh
Dor for The purpose of getting good dinner and
passing off the time n talking about the affairs of
the neighborhoOd.
This is an evil perhaps more common among wo-
men than men, Now wife, mother, will you not
leave off this thing, if you are guilty of itY Are
you a mother? o that endearing name, mother
What precious charge is committed to you
Train your children up in the way they should go.
Keep them at home on Sunday, if you have no
opportunity to take or to send them to church. and
remember, to stay with them. Take down your
Bible, and gather them around you. Lasting and
salutary lessons can be impaired seed can thus be
sown that will spring up and produce abundant
fruit viii you do your duty, or will you not?-
Never let it be said you a Sunday visitor, for
your own sake, for your chidrens, for the sake of
religion, if you make any pretensons to it, or have
any respect for it-Am. Pres.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
KEY TO MERCANTILE CHARACTER.

We ike to get SO good definition of qualities
in a man as the following -
The differences of character are never more dis
tincty seen than 10 times when men are surround.
ed by difficulties and nislor;unes. There are
some who, when surrounded by failure of
an undertaking from which they expected
great things, make up their minds at once
to exert themselves on fate; others grow
Gesponding and hopeless; but third class Of men
viii rouse themselves in such moments and say to
themselves, the more difficult it is to attain my
ends the more honorable it will be; and tins is a
maxim which every one should impress upon him
self as law. Some OF those who are guided by
it prosecute their plaus with obstinacy, and so
perish, others, who more practical men, if they
have failed in one way Will try another.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
MONEY AND BuSINESS.

During the past week money has been com-
paratively easy, vita moderate demand. The
late semi annual statement of the banks show a
considerable elimination Of coin, though this is a
matter Of small moment, provided that they are
well supplied with exchange. 1t is said that one
Of the banks drawing ccin largely from another,
because of want Of agreements es to their settle
uents. If the banks would settle their balances
with coin and pay cut their notes only at the place
Of redemption, il would greatly improve their
credit at home and abroad, and snpersede the ne
cesity Of sending messengers from one end of the
State to the other with bags Of notes to be paid
out st points most remote from the enc Of re-
demption This system is calculated OF itself to
create distrust, and is admission on the part Of
the banks that it is not convenient to redeem their
Issues. Hence there Is continual swapping and
pushing the notes as far as possible from the place
Of payment but we learn from various sources that
even this kind of currency is scarce in the out
counties and collections very tardy, though we are
told by two Of the largest retail houses here that
their collections and sales have never been better
On the other side of the Atlantic money is rep
resented as being very active.
At New York, money is plenty and cheap on
call. Fancy and all other stocks have advanced,
and are still tending upward If sterling should
continue TO advance, the calls would be made and
the stocks would tumble, of course. Some are
predicting an carly termination of the Eastern
war, and a consequent return to prosperity. 9th
incline to the opinion that the war will be pro-
tracted, and that there is still herd road before
the business world.
at New Orleans, money is easier, but such a
want Of confidence exists as to make negotiations
difficult
Cotton firm, river low, and business rather fat,
except in groceries ard provisions in which there
IA q fair amount doing.
Exchange on New York 10 IL.
New Orleans TO l.
Cincinnati J TO l.
Louisville ; to l.
Charleston } TO l.
Gold to l. Silver TO 5.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
Gold J to l.
HENRY wILsoN-ABoLITIoY AND NATlvIsM

HENRY WlLSON-ABOLlTIoN AND NATlYlSM.
Commenting On the prospects Of General VII
son, for seat in the United States Senate the
Boston Courier, few days since, remarked that
the 'know NotLings' Of MassaC husetts, have thus
far boeu 50 favorable to the Aboitionists in the
election Of members al the lower branch of Con-
gTess that perhaps consistency regnires that they
finish the operations which they have begun by
taking the stone Of the Abolition corner" as
then representative il the Senate. The sugges-
ton here thrown cut Gays the Savannah Georqia,a)
seeu5 to have teen promptly acted upon. The
telegraph brings intelligence that HENRY WILSON
the corner stone alluded to- las been elected to the
United States Senate, by q large msiority of the
popular branch Of the Massachusetts Legislature.
IL ouly remains to be acted upon by the Senate,
whose vote, il is probable, Mr. WILSON will prompt
y receive THIS gentleman, it is well known, rep
rcsents better than shy other man in Massachusetts,
except perhaps Gov. GARDNER, AbolitiOni.rn and
Know nottingham combined. In recent letter of
explanation, designed TO explain his position and
thus iEHuarce the election, lie makes the following
authoritative announcement
As TO the slInsious in my speeches to the dis
tincions co account Of color or race have to saw
that if clearly comprehend the ideas and princi-
pies OF the American movement, it does not ignore
ur deny the sublime creed that ''al men are created
cqual'-the great central idea upon which cur
American Institutions GIe based"
This little paragraph over HEEET Wusogs sign
manual, explains tie intimate relations Of the two
ianaticisns, better han any words we could use.
They are here bound together one and indisso-
ln6le It was this paragraph, moreover, which in
su'ed NJ WILSON bis election. The whole transac-
'ionr with Which our readers by daily dispatches
have become familiar. is good Illustration Of the
fact we stated long age, that Abolitionism and
know nottingham ale one, originating from the
a.ne source, bigouy and Intolerance, and tending
10 the same results.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04

MKT GovERNoR-STArE CoSvENroY.-W hear
but one voice .rom the whole Democracy Of Ten
ucssce as 10 who shall be our next candidate for
Governor, and that voice says in one loud and de-
teTmiued tcnc-ANDREW JOHNSON. This is
spoken in Shelby and is reverberated from the
mountains Of JOhus0n-sweing, as il passes over
the intermediate counties, into a UNITY OF
SOUND, terrible TO the ears the opposition.
In urging the claims Of Gov. johnson few
weeks since we took occasion, in consequence of
the unanimous call from the whole State, TO ex-
press our willingness to confer that honor upon
him without the decision of State Convention
Since that some Of the Press of the State who are
the warm supporters Of the Governor, seem TO
think il best 10 hold a Convention not 50 much
Tor the purpOse OF hearing the will of the party
Ie-eSDrcssed as it i 10 give permanence to the
PLAN OF holding Conventions, for the good rea-
son that gives more hearty and united action TO
the party; gives character TO PLATFORM; in
sures success and affords less chance TO our oppo-
S!uoh IN ther enoIt1 to split the party to peceS-
We are FOR the Convention because itfeaves no
chance for qu!obiing. We are FOR johnson. Le-
cause he mas made Us good Governor: because he
viii re as faithful aud honest in the next rs he has
been during his present term; because his enemies
can ind nothing 10 charge against him. and becsuse
we know him to ue the firm friend of the reonle
and that he can never be led or controlled nv anv
FACTION. lie Is free from the control of secret
POLITICAL Orders, and is the VERY MAN 70
command our forces in Tepelling the PRESENT
CRUSADE. AGAINST DEMOCRACY. He is
able TO show the people the difference between
foreign influence and native consolidation: he and
his party Will during the coming contest show the
difference between natural Republican rights and
The COMBINATION Of Factions formed for no
other purpose than to GAIN POWERI-JoneS6Oye
Repa6!caH.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
WAsHISGToy. Jan. d I8:
Editor of the AGtrtressborO' 7slegroph,

Editor of the AhutressJoro Telegraph:
DEAR SIR-Before leaving home last fall, 1 was
frequently asked, in various parts Of the district
which have The honor to represent in Congress,
if | would be candidate for reelection. My an
swer may not have been, in every instance entire
y explicit; but generally at least, indicated an at
tirmative response
| have recently received several letters on the
same subject; and as the most convenient method
of answering all, and giving publicity to my an
swrr have thought it expedient to say, through
the columns of the Telegraph, am a candidate for
reelection. Very truly, yours &c,
CHARLES REAnY
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
Several of the butchers of New York CT,

- Several of the butchers Of New York city
are engagedn filing large orders for beef on account
of the British Government. The wants of the
allies also begin to benefit shipping houses. Tire
French government have Just taken up the clipper
ship White Squat about 800 tons burthen, to car
~ provisions to the Black Sea- The terms OF the
charter are 81 per ton month, with port charges
paid.
Snow to the depth Of twelve inches lay On
the pavenents ofNew York, Oh thursday mo ming
last. The Tribune estimates that SIX thousand
dollars was paid for shoveling the snow, lor dis
lance OF three hundred miles, from before fifty
thousand houses -aHording job to many a laborer
who had te'n without employment until he had
nothing to eat.
An Irish girl, named Mary Cavanach stole
basket at the Sixth-street Market, Cincinnati on
SATURDAY night, for the express purpose she says
of being sent to jsil during the cold weatEcr.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
Biennial State Fair.

The FIRST BIENNIAL TENNESSEE STATE .PAIR
will be held at Nashville commencing the FIRST MON
DAY IN OCTOBER. 1856, and continue during the Veek
The Annual FAN Of the Davidson County grcuItal and
Mechanical Association viii be held the same time and
place. and the following joint list Of premiums has been
agreed upon. Premiums medals and diplomas will also
be awarded for such articles Of and improvements in az
rcuurs and manufacture the growth produce and manu-
facture Of this State not mentioned in this list shall be
found worthy.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04
~ "
Tie following is from the lsyc1rJj of WeJnes


/ Tie following is from the Mercury of Wednes-
! day: 70 '~4
| TINS RacEs--THE PRosPEcT.-We congratulate
the sporting community upon the prospects of the
/ coming week There is every indication of fine
facing, and the numerous friends Of the horses are
| freely stalking upon them. " e visited the Course
| yesterday afternoon, in company nth courteous
I member ct the Crib, to see the nsgs take their
| gsllop after dinner They generally are in fine con-
ditlon, and the trainers speak well OF their stables
| The following comprises list:
| Mr.. GoLDsBT, from Alabama, has Betty King,
| by Boston, out of Fanny King; Brown Dick, by
imported Margrave, out of Fanny King Rough
| and Ready colt; and Margraye FLY out of the
dam of Jack Hays. In ALL four.
! Capt BELcHER Of Virginia has Die Clappertou,
! by Boston, cut of Belvira; Yoltsre BY Epsilon,
| cut of Nanny Keam; and three year old by
| Chiide Harold, cut of an imported Priam dam.
| Three in alL
! Mr.. FOWLER, Of Tennessee, has Highlander, by
Glencoe, out of Castanet Little Arthur by Glencoe,
cut of Blue Bonnet; Garret Davis by Glencoe,
out Of Too-Soon. In ALL three
Mr.. YoUNo, of South Carolina, has Nat Bitch,
| by Boston, out of Annie Merry; three year old
FLY, Augusta, by Ainderby, out of Princess Ann;
Ellen Evans, by Hero, out of Atlanta. Three in
| all.
! Col MooRE, of Sumter, South Carolina, has Ju-
LANA, out of an imported mare, by Dquinox; Cast
| of by Shark out Of Amy; three year old colt, by
Edisto, out of an Hibiscus mare Three in all
| Mr.. HARRISON, Of South Carolina, has Grif Ed
mondston, out of Mary Elizabeth by Childe Ha-
rold w. r. King, by Monarch, out of same dam;
Mary Blueskin, by Grey Eagle, out of Sally Nor
gan; couple of two year olds-one, a filly, by
Black Prince, out of Palmetto; the other, gelding
by John Alexander, out Of Jane Bullock Five
in all
Mr. MOORE from Louisiana, has Maid of Orleans,
by Bethune, ont of John Richards dam; Henry,
by Black Prince, out of Hannah Morris Four In
Mr.. CAMPBELL, from Kentucky. has Mary Tav-
lor, by Sovereign, out of Clara Howard; Cordelis
Reid. by Wagner, out OF Eudora; three year old
FLY, by Wagner, out of Tranby. Four in ALL
Mr.. PURYEAR has Charley Ball, by Wagner out
of Magnolia Mogadore, by Yorkshire; Skedora
by Glencoe out of Sally Hardin. Three in ALL
Mr.. MAzYcK has JEFF Davis, by Hero, out of
Marygold; Patsey O'Reilly, by Shark, out OF an
imported mare; Fra Diavolo, by Shark, out of
Great Western. Three in ALL
Capt HAMILTON, from Georgia, has a fly by
Sovereign, out of Lady Of Lyons, a colt, by Tenn
pest; two year old filly. Three in all
Col. VOOLFOLK from Tennessee, has Invncible
by Sovereign.
Out of this list of tnrty-nine horses, there will
certainly be the finest sort of racing. The friends
of the turf from the neighborng States have come
in full numbers and we hope that they will find
announcement to repeat their visits to the Wash
ington Course.
Nashville union and American. [volume] (Nashville, Tenn.) 1853-1862, 1855-02-04

"A correspondent thinks that "too much has
lately been said by many person and journals con
corning ladies running their husbands by extravs-
gance, in buying silk dresses and such other ex-
pensiye articles" lie says that mot once has the
Of tobacco, cigars, and liquors, by gentlemen,
been alluded to- which, 1 am sure, is quite as in
portant an item as ladies' dresses" This is fair
hit. The value of the cigars imported into the
United States in the fiscal year, 1853, was 3D.
935, and of manufactured tobacco about ST ,OOO-
900 more in value was imported And the tobacco
and cigars which pass through the Custom House
is but small proportion, indeed, of the quantity
consumed in this country. The value OF the Ii
quors imported during the same year was s., 1885,,
$50.
There is shop kept by an old maid in New
York, in the windows Of which appear these words
mo reasonable offer refusedl'