Evening star. [volume] (Washington, D.C.) 1854-1972, 1855-04-24
( VENING STAR.
A PENNY SAVED Is A PKsHY EARNED

- les.
What is the rent?"
Zone hundred dollars"
"One hundred dollars, WHY, that's
cheap; you can't have much room, though
at that price, in this CITY,"
"No, nor can afford to pay for much
room, replied James, 81 60 for economy
myself A penny saved is a penny
earned, you know" - -
Yes, so I've heard YOU say a tbou
sand times" returned William. {" but AS
for me, l will not scrimp myself down
and live in an inconvenient tenement for
the sake of saving seventy-five or q hun.
dred dollars a year. We are both young,
and just married, and we had better take
our comfort now, and thus make sure OF
It, and not deprive ourselves of happiness
for the sake of laying by few dollars to
perhaps leave to others when we die
This is what l tell my wife, and she
agrees with me-"
But" said James, eve need not de-
prive ourselves of happiness by living SO
lar within our means as to lay by some
thing for day Of need. There is such
thlng as love In cottage, you know
or even love in small tenement in tn,
city. You and | do not receive very
large salaries, and if we would Law b,
any thing, we must not pay for thai
which we can possibly dispense with
and hiring extra room that we can do
without, involves not only a needless ex
pendlture OF a certain amount of money
but also an expense for extra furnitur,
to furnish your rooms with. If YOU pa,
$500 for a tenement when a SlOO ont
would have answered your purpose jus,
as well, why there is SlO0 gone at the
end of the yeaf, that might have beer
saved; and then you will need, perhaps
$3.50 worth of furniture to fit up the ex-
ira rooms with, which you do not really
need then at the end of the first wear
you are minus $lOO. which YOU nigh,
have saved, and also minus at least the
interest of $3.50, granting that the fui
nlture has not decreased in value at the
end of the year, which is hardly proba
bic. Thus you see at the end of the
flrst twelve months | shall have upwards
OF SlO0 the start of you"
well, well, replied William, growing
impatient, Il suppose there may be
something saved by those who will take
the trouble; but as for ms, | had rather
live like decent people,"
30 saying, he turned and walked
away.
james Latham and William Brown
were both firemen in large car manu-
factory, each receiving a salary of $500
per year. They had both just married
and were now commencing house keeping
They were ambitious, and prided them
selves upon being masters Of their par
tlcular branches Of the business in which
they were engaged, but we've widely diff
ferent In some traits of character.
James was for saving what he earned:
William for spending his earnings, and
as he termed it, " taking the good OF
them as he went along" James realized
the value of money, and knew the inn.
portance of a married mans hayinc
something laid by for a day of sickness
or other emergency, while William Set
little value upon it except as a means O.
promoting present enjoyment. William 8
wife's views on this subject were the same
as his own, while James's wife was fru.
gal and inclined to save wherever an Cd.
portunity occurred.
James hired 500 tenement, bought
just enough furniture to fit it I'D com.
fortably, and commenced housekeeping
in q snug way, fully determined not to
branch out and incur additional expense
until well able to do so.
William hired q 5000 tenement. with
nearly twice the room James had. To
suit his wife it must be well furnished,
and the expense of his furniture amounted
in the end to twice that of James. This
with other expenses, left him at the clos.
OF the year considerably in debt.
James, with very close economy, made
the first years expenses, including the
cost Of his furniture. come Within his
income, so that he still held on to small
sum of money which he had laid by be.
fore marriage The second year of welded
life he laid by something handsome, as
he had no expense for furniture while
William, at the close of the second year,
was more deeply in debt than ever.
James continued on from year to wear,
and by frugality and his wife 8 good man.
agement contrived every twelve months
to make handsome addition to his little
store of wealth; while William was
daily encountering difficulties and per.
plexities without number, and tormented
with tradesmen's bills, incurred through
his own and his wife's extravaganza
which he could not settle.
Eight years passed away, when one
morning William accosted James in the
shop.
"How is this, said he "I heard this
morning that you had become a partne,
in the establishment l wouldn't have
credited it, but l was told so by the head
of the firm"
"Well," replied James, g I suppose
must plead guilty to the charge"
"How strange" continued William,
musingly, "that they should take you
as partner when you had nothing to
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