Indiana American. [volume] (Brookville, Ind.) 1833-1861, 1855-11-09

fouf oauh ptouttrto co - shSeotstse*
dollars next year? ts
| Yes.
Then you can certainly save four
hundred dollars year.
There are thousand things we
want when my salary is raised. ti
But we can do without them.
l suppose we can. .
just look here, Charles.
Mrs. Converse took from her pocket
circular issued by the "Dollar Saw
ings Rank" in which the accumula-
ton Of several small sums, deposited
weekly and quarterly were arranged
in a table. -.'
Fifty dollars deposited every quarter
will net in five years, Si.l4i,25l con-
tinued she, reading from the circular.
BAIL added Mr. Converse.
That sum would build very COM
Portable house. and when your salary
| is thousand dollars year you
can save more than fifty dollars
quarter.
A five cent institution. isn't it? an
swered the young man.
But he was much impressed by the
reasoning of his wife, and in the
course ofthe evening he carefully read
the circular Of the Saving Bank.
Certainly he had every inducement
for being saving and economical He
lived very cheaply in small house
belonging to his father-in-law, for
which he paid mere nominal rent.
His wife's father was a wealthy
farmer, or rather had been a farmer be-
fore his domain was invaded by the
march Of improvement, and his pas
ture and moving lots laid out into
house lots. As i was, he still, from
the force Of habit. improved a few
acres. kept a couple of cows, chen
merry" and half a dozen pigs
Charles Converse found this prox-
unity to the "old folks at home.
rather satisfactory. in pecuniary, as
well as social point of view, for his lar
der was partly stocked from the farm;
and, Of course. no occount was ever
made Of half a pig, a barrel of apples
or potatoes. or a pair OF chickens =
Milk and eggs were so much fresher
and better from PAS" that of course
he never desired to obtain them from
another source. rls
They lived cheaply aud lived in clio.
yer besides. Charles never liked to
talk about financial matters with
"Pa." because the worthy old gentle
man used TO tell him how he lived on
a hundred and fifty dollars yrar
after he was married--thought he had
fat salary. and supposed. of course,
he saved four hundred dollars year
out OF it--and always wound up by
saying that he would give him
handsome lct--might take his pick Of
all he owned--whenevcr he got ready
to build.
All these things rather worked upon
Charles Converse. lie hadn't saved n
dollar. and, what was more to be re-
GREETED. there was no present prospect
that he. ever would do so. The prom
ised advance in his salary was alieady
appropriated to sundry luxuries. The
idea OF taking Mary to TO the opera, or
a pleasant trip to Niagara. and other
smiabililies. had taken possession Of
him.
But the reasoning OF his wife had
produced n strong impression upon
his mind. She bad been brought
up in the strictest habits of economy.
Her father. though rich, had an army
Of children. bat they were all wealthy
in their their thrifty habits.
Charles read over and over again
the circular Of the Saving Bank in the
course of the evening; figured up the
statistics, and wondered what had be-
come Of that two hundred and sixty
eight dollars.
Before he went to bed he had ma
tured resolution. though he did not
say word to his wife about il.
The next day Charles Converse re-
ceived a quarters salary; and his first
step after receiving it was to visit the
Dollar Savings Bank, who're he depos-
tied fifty dollars.
But the one hundred and fifty which
he had left burned in bis pockets.
II was all he had to carry him through
the ensuing three months. There
were dozen little things that he want
ed. and dozen big ones. too. for that
matter. Against the latter he reso-
luiely set his face. though in consider.
alton OF the fact that his salary would
be thousand dollars year after the
next pay day, he had week before
made up his mind to have them.
Among other things his cigar case
was empty. and he stepped into Lew
is. on Fifth Street, to have it rcplen-
ished. Cigars were great LUXURY
in fact necessity TO him in his opin
ion. 't
The gcntlemanly proprietor of the
establishment placed box of the fra
grant rolls upon the counter.
Something new, said he.
Charles took handful and smelt
them.
Best cigars in the market, continu-
ell the vcnder.
Tip-tcp, replied Charles. inhaling
the grateful odor. How do you sell
them?
Four cents n piece.
Six Of them were transferred to n
case, q quarter thrown down. as it was
not magnanimous to pick upa copper
change, he walked out Of tile store,--'
Bnt then a little fellow inside of him
seemed to say
Charles you can't afford TO smoke
such cigars as those; they will hardly
last you two days. Ii you must
smoke. buy cheaper cigar than that
You will not be able TO build your
b.us.. A, tan vearz nj this rata