The western Democrat. [volume] (Charlotte, N.C.) 1852-1870, 1854-09-15

4oung housekeepers who have Just got settled
after their late moving now look about the naked
walls OF their parlors, and sigh for pictures along
their empty manteIs, and long COR few mantel
ornaments at their scant furniture, and wish for
elegant chairs a neater d" tete.a.tete " or " Vol
taIre;" at their sitting rooms, and wish they had
cheap lounge in their bedrooms, and wonder
If they cannot afford fashionable bedstead
in their closets, and long for set Of spoons
everywhere, and at all points discover lack that
nothing but plenty of money would exactly sup
ply. II may be called the Of temptation.
There is scarcely young couple in the city that
would not, with unlimited credit find such list of
necessaries positively demanding an outlay as
would break man of moderate means, and run
one who lives respectable salary only heels
over head in debt.
But hold up, young friends-don't do your
shopping till you have heard our advice. The
chairs, the mantel ornaments, the " just one oil
painting" the spoons, the new carpet, would help
your house wonderfully. They would add very
much TO the elegance Of your apartments, and
make US envy your snug quarters when we incl
dentaly drop in or stop to take tea by appointment.
But you you afford them ? Your
husband has good wages but how much has
he LAID up against the day when some OF these
reckless omnibus drivers shall knock him down
in the street and disable him for a month two ?
Your wife is thrifty but what provisions have
60 into mourning-a pretty young widow! " But
furniture, pictures, silver, are just as good as
money!" so they are, worth all they cost, until
you want to sell them and by them raise the cash,
and then suddenly you find they are ma rked too
high if put down at half cost price.
Money is a mighty hard thing to come at like
captive obtained by tedious watchngs and skill
lul waitings, it should not be surrendered until
counciI OF war has been held over it. You, then,
our fair reader, who hold that we'll. engraved $40
bill in your hand, wondering what you will get
with il, fold il again and put it into the portmon
nae wait till you have talked it over with " him. -
He says, spend it OF course, you want the ar,-
cles." Bat let him fetch out the book and do a
bit Of calculating. He has paid out his bills and
is not in debt. That is good. He has small
sum in the Savings Bank which he call
and save his credit if there should be an unex-
pected demand. That is very clever. He has a
small sum out at interest; he has calculated what
it amounts 10 daily, and can tell just how much it
makes him during the seven hours he sleep each
night. Why, he is independent His rent he
pays monthly, and there he shows you uud set
apart for its payment. The sexton will call this
week for his pew money; the Croton tax is due in
June, und next week he must renew his life insur-
ance policy and he shows where the dollars are
to come from TO meet them ALL Current expenses
he can predict within half eagle for month
to come, he has so often kept strict account of
| the items. Why, now, go ahead. Spend the bill
you were rumplIng in your hand; and another
just like il, if you wish. You be trusted 10
make wise bargains. Folks that keep accounts
OF the ilems, and know exactly how they stand,
may safely be trusted TO spend when they feel a
want pressing. And yet remember that the fash.
ions Of this world pass away, and many, addi.
lioDal dollars you give to day for an article,
because it is in the very height Of the fashion,
you may be willing to give shortly hence, if it
could be but made little %s pretensious, as
TO outlas a series of fashions instead OF that Of a
single season.-Nctc York Times.