New-York daily tribune. [volume] (New-York [N.Y.]) 1842-1866, 1853-04-06

tbs, cat Of every sil gs'fuus OF "westboro' mila
which be takes regularly gallon day, two are more
or less sdussru,ed with manure And he believes
there b no help for him m remonssranee or change
Of Yurveyofs Mixing, be supPoees - oow entrusted
N foreign or domestic, who have no sense
Of cleanliness or if they have, do not choose 70 trouble
themselves 20 keep separate The Guii which comes
iron, the inside Of the udder from the semifuid which
usy,chsnce to adhere slightly 10 the outside. IAe
dayor Of COW manure may not be disasreesoe 70 tae
xpinated but TO those rho kn0 IL suggests disagree
able Associations Perhsps Mr.. Editor, your city Is
no, afflicted with this Tuck of the milk trade, but So
would !, not be well TO start mutual milking assoca-
ron n rprchase milk domain ST suitable, accessible
point. snd pu, it under the management Of mkmsids
If rensbe cleanliness This might also test the ques-
ton whether natural cream Is real or fabulous pro-
ductop,
Though our milk is growing dearer, rum is not
Our purveyors of that article are determined that we
shall have il in wine beer and scripture measure
cheap a. the cheapest and good IS the best. But
though they are working their poor clerical advocates
slos, 70 death it Is settled that majority of the Lee
cisls,iye Commhtee will report against The repeal OF
the Maine Law.
The remarks on Life Insurance in my last, see,
pesrs by an advertisement in New York paper of
Wednesday, signed Fair Play" This Per'uroed
shadow must belong to some real person connected
with oue of the Companies bit for no one else could
afford TO pay for such an advertisement. As these
Companies are under die direction OF highly response
hle persons Fair Plsy" though speaking for them in
so questionable shape deserves moments stention-
The NTH Of the charge against these two Companies
the American Lie Insurance Company of New'Hsven,
and The United states OF New York-was simply this
that the persons who did their calculation gave answers
TO plain question which reconcia5le TO any
state of the facts and which make the American 10 be
either h7pele-sy bankrupt rhsving present liabilities
vastly less thar notbiOgl The Companies were ssked
10 show their solyency and did by figures which
are Incredible, and the other failed to do go though
putting forth for the purpose statement which is
msthemsticslly impossible Whist Is Fair Plays
replyi He says:
" proper 20 STATE that the two Companiesoamed did
not employ w the correspondent, 10 make the caeua-
ton called for by fhe STATE of Massachusetts That these
Compsnies well maraged cannot be denicd their state
mens however show the operson OF defective law, aud
nothing move As TO what the State meant when they
tAbished BY law, the questions do not know and we
defy anybody to tell But we do know what w. meant
when he got the questions inserted into the general
bill after had passed through the hands of the Commit
tee this That he should get Job fron every Le
sscbusetts make OF long and tedious cacua'
tons order 10 comply with the OF the law
The unpardodabe sin committed by Mr Moves, aud by
the United states was IN not empioyns W. 70 prepare
their II they had paid w soOo or S5OO eaca
they would Rave been spared the penalty they nave IN
cured Poorer Companies did and they now escape has
notice We caution the public concerning articles against
Lite Insurance Companies for they generally originate in
anything but philanthropy or public good
This CORES pendent has neither affirmed nor denied
anything in regard to the management of these Com
&. o,r in nj m he
Massachusetts, law are concerned. And he authorizes
the Editor of The Tribune to give TO Fair Play on
personal application or over his real signature w s.
real name with his Hat denial that he had anything
Whatever to do in getting up the Massachusetts, law 10
question knew aught of It's provisions till It had been
enacted But W." is quite ready TO confess that he
did not make those calculations. That pds properly
stated If he had made them, BE companies GER
tainly would have been spared the penalty" But
that w" did mGciousy attempt to black mail these
unfortunate Companies, because they refused to pay
him tor the long and tedious calculations" which
Fair Play insin yates hsthe offered TO make for them
to enable them to comply with the acquisitions OF the
law Does that answer the question why they made
answers which were pslpably incomprehensible, i'm.
possible and falsei Il 1t good defense against
charge theft that the inforner prompted BIZ NAL
ice because he did not receive what he thought fair
share OF the plunderi If competent computer offered
to make the necessary calculations for the Companies,
at fair price obviously there Is the less excuse for
their making miscslculsted returns
But Fair Play has another reply. TO wit: that no
body can tell what the State meant by the questions
Ii is fair however, 10 presume that the state meant
what it said ii what it said uninteligibe, then
men of good sense not disposed TO deceive the pubic
or tribe with their business should have declined to
answer till the language was made Ineligible, But
whatever the State meant by IT, the language is per
ecty ineligible TO any competent TO transact the
business of Life Insurance. though quite precise
as it should have been. The law asks each Company
for the present value OF ts existing policies" This
is a term of the business well enough understood by
competent actuaries and which has but meaning Ia
the books relating the subject 1t Is thing to be as
certoned before the present solyency OF Company
cen be known If either Of these Companies had
returned the value of its policies either net or gross
by the Carlisle, Northampton" Equitable, Am
icable," " Combined Experience or Government
Apnuities OF mortality and at 3. or per cent
interest the sum would have been vastly different
from that which was returned. What they now owe
to the public IT, 70 say what ey meant by returning
The value Of their policies in other words their
present liability that which is not by any reasonable
rule of estimation. Are their calculating men 80 pro
oundy ignorant Of their business, do they suppose
the psble will never detect any mathematical hoax on
the subject of Life Insurance. however monstroas,
Surely, would be the last man in the world TO EN-
bsrras an institution honestly endesvorng toexecu'e
the sacred trust reposed in by thousands of hsrdoi
ing men in behalf Of their widows and orphans. But
when institution Of this class employs men to pre-
pare its public statements who trihe with figures and
evsde plain and proper Legislative requirement. it u
bad sign, far it goee, and shall use every Ia
cily which Providence the Press may throw In my
way to expose it, TO the same extent without being
much disturbed that anonymou advertisers" should
attribute my activity TO bread and butter motives. ".
Corrections Of the Press.
Ccre.ponsence Of hes. 7. Tribune.
BosToS, Tuesday, March %. 1883.
In my last letter as printed in The Daily
Tribune Of Monday. the 18th, several typosraph