The miners' express. (Dubuque, Iowa) 1849-1854, 1853-08-03

IMPORTANT TO CHECK DRAwERs.-It is un-
destood that the Court of Appeals have recently
decided that checks made payable at day diff
ferent from that on which they are dated, are to
be traeted as bills ofexchange, and as such they
are entitled to three days grace. To avoid pro-
test for rnon-acceptance and TO insure payment or
| the day, they should be drawn with the words
| "wlthout grace, acceptance waived" Many
parties who have drawn such checks will be sur
prised to receive notice of protest for non accep
tance, with charge Of notarial fees, unless this
caution is taken.
1t may be we'll enough, in this connec lion, to
| mention that it has been the practice of the
banks to protest sight drafts twice, owing to the
uncertainty to whether they are entitled 10
grace. Where it is intended that all such drafts
shall be paid on presen' alton, the words s'with-
out grace" should be inserted after sat sight "
Persons who draw notes should always put
the number and street Of their place of business
after the signature.
Where person accepts many drafts or gives
many notes, it has been thought good rule TO
make them payable at some bank, as owing to
the number of banks in the city, it s impossible
| to hunt up note where, as sometimes happens,
through mistake other cause, the party fails to
receive bank notice.
BY far the better rule, however could it be
made customary, is to require the bank to pre-
sent the notes for payment at the place of busis-
ness of the maker This is done in Paris, and
with us in the Of notes laid over as we'll
as with the notices. The multiplication OF
banks and the uncertainty of the whereabouts
of the payee with the chances Of getting mott
ces, throw great trouble upon the payer, and il
is quite time that the banks should step down
from the domineering position, and take their
chances with other people The porter who
-,
ent the notes, and as the most merchants
know what they have got to pay without notice,
they would be prepared for it. Once adopted,
this plan which is that ofthe Bank Of France,
would be found infinitely the most convenient
". Y. Economist.
lV WE quote an extraordinary passage from
Lord John Rnssel's recently published Me
moirs of Fox -
s'In I'LL Fox was desperate gambler Ad-
mred the manners Of the day. AS the gaming
and extravaganza of the young men OF quality
had now arrived at pitch never heard OF, it is
worth while TO give some account of it. They
had club at Alnack's in Pail Mall, where
they played only for r0uteaus Of fifty pounds in
specie OH the table. Lord Holland had paid ov-
er twenty thousand pounds for his two sons.
Nor were the manners of the gamesters, or
even their dresses of play, unde deserving notice.
They began by pulling off their embroidered
clothes and put on frieze great coats, or turned
their cogts inside outwards for luck. They pu,
on pieces of leather (such are worn by foot
men when they clean their knives) to save their
laced rufies and to guard their eyes from the
light, and prevent tunbling their hair, wore high
crowned straw hats, with broad brims, and ad-
orned with flowers and ribbons; masks to con-
ceal emotions when they played at 'squinz,"
Each gamester had a small, neat stand by
him, to hold their tea, or wooden bowl with
an edge Of sormou' to hold their srouleaus'
They borrowed great sums from Jews, at exor-
bitant premiums. Charles Fox called his out
ward room where thee Jews waited till he rose,
his "Jerusalem Chamber