The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-06-11
WASHINGTON

REEDERS bUlLDlNGI
Third street, next door 20 the City Bank
between Vine and Walnut,
CINCINNATI, OHIO.
incorporated by the State Of ohO-Chater PsrPstual
Capital s15O,OOO.
Which can by their Charter be increased 10 Hag a
Milton.
Has two distinct Department., Joint Stock and
Mutual.
OFFICERS AND DIRECTORS.
L. NJ. Gregory, D. P, Worcester
James K Glenn, James Dunlap
s. +. Cary, J. P. Kilbreth,
f. P. COe, w. s. Scarborough,
l.. G. Bingham, Hon. @. Morris,
John Elstner, j. P. Rsaznor,
]. o. Shoup, l.. d. Ingalsbee,
/ G. Y Roots, r. B. Hayes,
Hon. John Mclean, A. Moneh,
Chas. Goodman, Thomas heatohJ
Geo. L. Weed, j. f. Forbus,
Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE.
George L. Weed, W. A. Goodman.
James X. Glenn,
OFFICERS.
Z. NJ. GREGORY, President.
HON. g. MORRIS, Vies Prsst.
GEO. L. WEED, Treasurer.
s. +. CARY, Sse'ty and Gen. agent.
@. BENTON, Assistant See'ty and AetHary.
ds
SOLICITOR AND APPOINTING AGENT.
MEDICAL EXAMINERS.
Thomas Carroll; N. d. @. II. Comegys, M. D.
!. Il, Potter, NJ d. Es
Office on Third street, next door east Of the City
Bank, Reeder's Buildings, between Vine and Wal
nut streets.
This Company effect Insurance on lives, confer en-.
dowmens, grant annuities, and make all other con-
tracts sPPertainlng to Life Insurance. on the most
favorable terms.
All the advantages which can be secured by insur-
ancs in any office in this country, may be had in this
Company. The capital is large and well secured, and
the character and standing OF those who compose the
Board, is guaranty that the affairs Of the Company
will be honestly and iudiciOusy managed, and the
interests Of the insured protected
In addition to the usual terms Of Insurance, this
Company have made arrangements to insure those
who do not use intoxicating liquors. at lower rates
than other persons. Also insure Divisions Of the Sons
of Temperance. A Division of fifty members, by
paying the small annual premium of slxtysix dollars
may insure Five Thousand Dollars on the lives o
their members the sum Of One Hundred Dollars being
paid by the Company on the death of each member
JOint Stock Department.
| Rates reduced thirty-three and OHe.third pen
cent. Those who insure this plan anticipate the
profits of a Mutual Company ito the amount of 331s
per cent? in the reduction OF the premium. If per
son wishes to leave definite to his heirs, no
subject to the contingencies Of profits, this system
insurance is preferable. Or if he wishes to insure 70
Mutual Department.
! In this department, when the premium amounts Il
Forty dollars and upwards, but half is required
in cash dividends of profits annually. This depart
ment, unlike other Mutual Companies, is secured By
the whole capitalof the Company, Il. e) $3.50, 900
its accumulatiOns.
By combining in one office the Joint Stock and Mu
tual System of Insurance, offer advantages to in
surers which cannot be obtained in any other plan
To our Mutual insurers we give the security Of ou
nin laNd
and lessen the expenses of this department one hal
(Which is equivalent to l7h per cent )sthereby ena
bling the CompanytO declare larger dividends.
The directors Of this Company are personally inter
eSted in its prosperity.
There are Directors but what are Stockholders
which fact will induce great degree of caution il
taking none but good lives, in the iudicons invest
ment OF its funds, rigid economy in inCung expenses
and in the general management of its business.
Is has been the policy Of some companies to divid
the entire amount of their surplus utterly regardless
the unalteTable nature Of their obligations.
But it must be apparent TO every one that this is
unsafe, ifnot dishonest, mode Of tIansacting bus
ness.
The certainty of future losses 10 which every Lii
Insurance Company is liable, renders it absolutel
necessary that large reserve fund should form pei
manent investment for the payment Of such losses.
IL will be the policy of the Washington Life In
surance Company always to have reserve fun
securely invested pToportionste to its amount Of bus
ness.
This is the only method by which adequate sscu
ity can at all times be furnished to the insured an
place the Company in position in which no amour
, of future losses can impair ita sOlVenCy.
. The charter Of the Washington Life Insuranc
Company provides that wife may insure the life
her husband for her benefit and for her children an
at his death receive the amount of the policy, wboI
regard to the debts of the husband. Creditors oannC
take it. This privilege cannot be obtained in
foreign company.
0 The advantages of Life Insurance commends itss
IN dnF tim aFa
: in community. Unlike Fire or Marine Insurance.
in which there is no data for the calculation of DR.
I miums, It is founded on the immutabe laws of nj
G ture, fixed and invariable. The rates or premium
deduced from the bills of mortality, and veri,
: by the experience Of more than century
There is no mode of investment more sure mo
certain, or more easily attRinable or more profitable
the insurer, than Life Insurance. II is the only sp
CieS of investment that has stood the test Of time
yet remains to be recorded the fact of the first pure
Lie Insurance Company that has failed to eet its
r legations during the lapse Ofneary century and ha
e 1t is the prop which the dying husband leaves
support the wife Of his bosom. II is the unseen haI
oi the provdent father reaching forth from the grav
and still nOnrshng his offspring and keeping tOeeth
the family gronpe. By II, the faithful son protects
/ aged parents, even when he has preceded them in
eternity through 1t the honest debtor satisfies
conhding creditor, where fate seemed least propit ion
In moral and worldly sense, it is one great weapc
+ by which to rob death Of his sting.
Ihere Is danger in delay. Life is uncertain "
Know not what day may briug forth.
a man has no guaranty for health or existence b.
yond the present moment. If he has made no prov
sion for those who look up TO him for support it is h
dlty to do so, and to do 1t immediately If
loses his health, or be hurried to an untimely prav
: what is TO become of his wife and children.
Tell it not that the loves his wife and childre
who, having the means and opportunity, makes |
effort to protect them against the cORtiRgeHeies 1
rsmsdilsss poverty.
California risks taken on the most favol
= able terms,
January Is, 1859.
WIN Q HELL's
, 0ctagOn w ater Cooler.