The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-07-16

banAi heeaefs buildings, between Vine and " AZ
nut streets,
This Company effect Insurance. on lives, confer en-.
dowmenIs, grant annpilies, and make all other con.
tracts apperLaInlng 70 Life Insurance, on the most
faU0rab ke terms.
All the advantages which can be secured BY insur.
In any office IN this country, may be had in this
Company The capital Is large aud well secured, and
the Character Ond standing Of those who compose the
Board, is guaTaRty that the affairs Of the Company
wIlk DO honestly and iudlcOusly managed, and the
interests Of the insured Protected.
In addition 10 the usual terms Of Insurance, this
Company have made arrangements 10 insure those
who do not use intoxicating liquors, at lower rates
than other persons lsO insure Divisions OF the soma
OF Temperance. a Division Of itty members, by
paying The small annual premium OF sixtysix dollars,
may insure Five Thousand Dollars on the lives Of
their members the sum oil One Hundred Dollars being
paid by the Company on the death oi each member.
JOinG stock Department.
Rates reduced thirty,three and ORs-third per
cent. Those who insure this plan anticipate the
odls OF u .MutUat Company 40 the amount OF 55s
per cent? in the reduction O the premium. II per
wishes 70 leave dsfnte SUN TO his heirs, not
subject 70 the contingencies Of profits, this system o.
is prclerabs. Or II he wishes 20 insure Tor
pellOd less Than hie
Mutual Department.
In this department, when the premium amounts to
Forty dollars and upwards, but one hall Is required
IN cash dVldends Of prOhls annually. This depart
men, unlike OtneT Mutual Companies, Is secured BY
the whole 0apitalOf the Company, q. e. $lj0,UOu anu
It's ScUumuiaIIOns.
BY combining IN one Office the Joint Stock and Ma
tual system o. insurance., OeT advantages to IN.
suTers which cannot be obtained IN any OtnsT plan.
10 our Mutual Insurers we give the seunrly Oi OuI
JOINT stock Capital Vi jo,UUO and rs Accommodations
and lessen the expenses OF this department one hal
(Which 10 equivalent 10 Il y per cent lsthereby eha'
bng Ihe Company TO deelaie larger dlviusnds,
Ine directors OI THIS Company personally inter
ested IN lts PROSPERITY.
There are no directors but what are Stockholders
which fact viii induce great degree OF caution IL
taking bot good lives, IN the JudiciJns invest
mem Vi ITS tnnds rgd economy IN incuning expenses
aud in lhe general management OF It's business,
Is has been the policy OF sUme companies To divide
the enre amount OF lher surplus, utehy regardless
the unatera, le nature Vi their obligations.
but must be apparent TO every one, that this Is Al
aHsGje IT act dishonest, mode oi transaetng husi
ness.
The certainty Of future losses, 10 which every Lii
Insurance. Company is llal,s. renders il ah.nlutal
manent investment Tor the payment Oi such losses
1t will be the policy OF the Washington Life In
surance Company always 20 have reserve iun'
securely invested proportlonae to its amount of Lusl
ness.
This is The only method by which adequate secur
! ity at all times be furnished to the insured am
place the Company in position in which no amORH
Of future losses can impair ta sOlvency.
The charter oil the Washington Life Insurance
Company provides that wife may insure the lie 0
her husband tor her benefit, and Tor her childTen
at his death receive The amount O the policy, wlthOu
regard to the debts Of The husband. Creditors cannO
take 1t. This privilege cannot be obtained in
| foreign company.
The advantages of Life Insurance commends itssl
to the favorable consideration OfeyeTy class person
! in community. Uahks Fire or Marine insurance
in which there is data lor the calculation OF pre-
mums, u 10 founded on the immutable laws OF ma
| ture, fixed and invaTiable. The rates or premium
deduued from the bills Of mortality, anu verihs
by the experience Of more than a century.
| There mode OF investment more sure, NOR
certain, easily attainable, profitable Il
the insurer, than Lille Insurance. 1t s the only spe
OF investment that has stood the test OF time,
yet remains to be recorded, the fact Of the first purs
Lille Insurance Company that has tailed 10 meet It's OBJ
legations duung the lapse OF nearly century and hall
| II is the prop which the dying husband leaves L
support the wife OF his bosom. 1t is the unseen ham
OF the prOvident father reaching forth from the grave
and still nonnshing his offspring and keeping togethe
the family grOupe. By It, the faithful protects hi
aged parents, even when lie has preceded them int
eternity; through il the honest debtor satisfies hi
COnidlng creditor, where tate seemed least pTopOus
10 moral and worldly sense, il is one great weapO
by which to rob death Of his sting.
There is danger in delay. Life is uncertain W
know not what day may briug forth.
A man has no guaranty for health or existence bG
yond the present moment. II he has made no prov
sion for those who look up him for support it is hi
dIy to do so, and to do it Immediately. If h
loses his health, or be hurried TO an untmely grave
what is TO become Of his wife and children.
Tell it not that the man loves his vile and children
who, having the and opportunity, makes n
effort to protect them against the eORtingeHciGs o
TsmeditssS poverty.
California risks taken on the most favor
able terms.
january Is, 1852.