The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-07-30

WASHINGTON
TIFE ITSTRATEl COMPANY
RERDERs BUILDING
Third street, next deer g the Cily Hank
between Wine and SValnuI,
CINCINNATI, OHIO.
Incorporated by the State Of ohiO-Charsr PsPstusl
Capital s15O,OOO.
Which can BY their Charter be increased TO Hab
Milton.
Has two distinct Departments, Joint Stoek ana
Mutual.
OFFICERS AND DIRECTORS.
E. NJ. Gregory, b. P Worcester,
James K. Glenn, James Dunlap
s. F, Cary, J. P. klbrelh,
e. P. Coe, w. 8. Scarborough,
l.. g. Bingham, Hon. 2. Morris
John Elstner, ]. p. keaznot
| j. o. Shoup, l.. d. Ingalsbee,
| G. Y. Roots, r. B. Hayes,
Hon. john Mclean, A. MOueu,
! Chas, Goodman, Thomas HeatOn,
Geo. L. Weed j. F. FOrbus,
! Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE.
Geotgs L. Weed, w. A. Goodman.
James X. Glenn,

OFFICERS.
NJ. GREGORY, President.
HON. @. MORRIS, Vice Presr
GEO. L. WEED, Treasurer.
8. F. CARY, Sec'ty and GsR, sdgsRt.
@. BENToR, Assistant See'te kAd detHary'
J. PAYs0N VAN EPPs,
soLIouoR AND APPOINTING AeKKT.
MEDICAL EXAMINERS.
Thomas Carroll, NJ. D.. G. II. Comegys, MD.
J. +. Potter, M. ID. -.
ONCE on Third street, next door east Of the City
Bank, Reeders Buildings, between Vine and WAL
nut streets.
dowments, grant aunuites, and make all other con.
tracts aPpertaining 70 Life insurance. on tAs moSt
favorable terms.
All the advantages which can be secured by insur-
in any office 10 this country, may be had IN thi:
Company The capital s large and well secured, and
the character and standing OF those who compose the
Board, is guaranty that the affairs Of the Company
will be honestly and judiriOnaly managed, and the
interests Of the insured piOtected.
ia addition 70 the usual terms Of Insurance, this
Company have made arrangements TO insure those
who do not use intoxicating liquors. at lower rates
than other persons Also insure Divisions Of the sons
Of Temperance. A Division Of fifty members by
paying the small annual premium Of sxty.sx dol ars
may insure Five Thousand Dollars on the hves Of
their members the sum Of One Hundred Dollars being
paid by the Company on the death Of each member
Joint stock Department.
Rates reduced thirty-thrss and OHe-thfrd per
cent Those who insure on this plan anticipate the
profits Of a Mutual Company TO the amount Of J5S
per cent? in the reduction O the premium. II per-
son wishes to leave a definite sum to his heirs not
subject to the contingencies of profits, this system Of
is preferable Or II he wishes 10 insure l0f
/ period less than life.
Mutual Department.
In this department, when the premium amounts to
Forty dollars and upwards, but one half Is required
in cash dividends Of profits annually This depart
men, unlike other Mutual Companies, Is secured by
the whole capllaof the Company, IL e') slSO,OOO and
its accumuiatiOns.
By combining in one office the Joint Stock and Mu
ual System OF Insurance, offer advantages TO in
Sures which cannot be obtained in any other plan.
To our Mutual insurers we give the security OF our
Joint Stock Capital OF Si5uOUO and its acenmulatlOns
and lessen the expenses OF this department one hall
(Which is equivalent to l7H per cent. gthereby ena'
bling the COmpanyto TO declare larger dividends
The directors Of this Company are personally inter
ested in its prosperity.
There are no directors but what are Stockholders,
which fact will induce a great degree OF caution in
taking none bnt good lives, in the ludiciYns invest
ment OF its funds, rigid economy in neunng expenses
and n the general management OF its business.
Is has been the policy Of companies TO divide
the entire amount OF their surplus, utterly regardless
the unaiteTaLle nature Of their obligations.
But be apparent TO every one, that this Is Al
WRsafe, If not dishonest, mode Of ushsactng busl
The certainty Of future losses, to which every Lift
Insurance Company is liable, renders y absolutely
necessary that large reserve und should Orm per
manent investment lOr the payment Of such losses.
| Il will be the policy OF the Washington Lie In
suTanee Company always to have reserve inn'
securely invested POpOrtlOnate TO its amount OF busi
ness
This is the only method by which adequate sseur
| ity can az all times be furnished 70 the insured ant
| place the Company in a position In which no am0@H
| Of future losses can impair ita sOlvency.
| The charter OF the Washington LifS insurance
| Company provides that wife may insure the lie o
her husband for her benefit and iOf her children, and
at his death receive The amount Of the Peuey' "uOu
regard TO the debts Of the husband. CreotoTs eanno
| take It. This privilege cannot be obtained In 3
| foreign company.
! The advantages Of Life Insurance cOmmendS itSe
to the favorable consideration OfeVey class OipsTsoni
in community. Unlike Fire or Marine lnsuTgncei
in which there is data for the calculation Of pre-
miums, II is founded the mmutable laws oil ma
tuTe, fixed and nvariable. The rates or premiums
deduced IRON the bills Of mortality, and verified
by the experience Of more than century
There Is no mode OF investment more sure more
certain easily attSinHbe, more profitable 70
the insurer, than Lie Insurance, 1t Is the only spe.
ees Of investment that has STOOD the test OF time, anu
yet remains to be recorded the fact OF the Tst
Life Insurance Company that has tailed 10 meet us oD
legations during the lapse OF nearly century and half
Il is the prop which the dying husband leaves TO
support the wife OF his bosom. Il Is the unseen hand
OF the prOvIdenIGat reaching forth from the grave,
and still nounshng his offspring and keeping together
the family grOupe BY H. the faithful protects his
aged parents, even when he has preceded them into
eternity through il the honest debtor satisfies his
cOndng CREDITOR where late seemed least prOpltlOus
In moral and worldly sense, il Is one great weapon
by which to rob Jsath Of his sting.
There is danger in delay. Lite is uncertain we
know not what day may bring forth.
A man has guaranty for health or existence be-
yOnd the present moment. II he has made no provi-
SION for those who look up to him Tor support IL Is his
Ity to do so, and 70 do It Immediately. II ne
loses his health Of he hurried 70 an untimey grave,
what il to become OF his wife and children
Tell not that the loves his wife and children
who, having the means and opportunity makes no
effort to protect them against Ihe e0HtiHgsnetss ~
rsmsditess poverty.
California risks taken on the most favor
able terms.
January Is, 1852.