The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-05-14

HON. G. MORRIS, Ptee PreSt.
GEO. L. WEED, Treasurer.
s. F. CARY, Ssety and Gen. y4gsnt.
o. BENTON, .assistaHt Sse'ty and Aetadry.
]. PAYsoN VAN EPPs,
SOLICITOR AND APPOINTING AGENT.
MEDICAL EXAMINERS.
Thomas Carroll, M. d. @. II. Comegys, M. D.
j. Il. Potter, NJ. ID.
Office on Third street, next door east OF the City
Bank, Reeder's Buildings, between Vine and wal
nut streets.
This Company effect Insurance on lives, confer en-.
dowmenls grant annuities, and make all other con.
tracts appeTtainng TO Life Insurance, on tho most
Favorable terms.
An the advantages which can be secured by insur.
anee in any office 10 this country, may be had in this
Company The capital is large and well secured, and
the character and standing Of those who compose the
Board is guaranty that the affairs of the Company
will be honestly and iudioOusly managed, and the
interests Of the insured protected.
In addition to the usual terms of Insurance, this
Company have made arrangements TO insure those
who do not intoxicating liquors, at lower rates
than other persons. Also insure Divisions othe Sons
Of Temperance. A Division Of fifty members, by
paying the small annual premium Of sxty-sx dollars,
may insure Five Thousand Dollars the lives of
their members the sum of One Hundred Dollars being
paid by the Company on the death Of each member
Joint Stock Department.
Rates reduced thirty.thrse and ORe-third per
cent Those who insure on this plan anticipate the
motifs of Mutual Company ito the amount of 33H
son wishes to leave definite sum to his heirs, not
subject the contingencies Of profits, this system Of
insurance is preferable Or il he wishes to insure for
i period less than life.
mHtuHl Department.
In this department, when the premium amounts to
Forty dollars and upwards, but one half is required
in cash dividends Of profits annually. This depart
ment, unlike other Mutual Companies, is secured by
the whole capitaof the Company, q. e. $780, 900 and
its accumulations.
BY combining in one office the Joint Stock and Mn
tua System of Insurance, offer advantages to in.
surers which cannot be obtained in any other plan.
To Mutual insurers we give the security Of our
Joint Stock Capital OF BIS 600 and its accumuatOns
and lessen the expenses Of this department hall
(Which is equivalent to l7N per cent Whereby ena.
bling the Company to declare larger dividends.
The directors of this Company are personally inter
ested in its prosperity.
There are Directors but what are Stockholders
which fact will induce great degree Of cartiOn ia
taking but good lives in the judicions invest
men of its funds, rigid economy in nourring expenses
aud in the general management of its business.
Is has been the policy of some companies to divide
the entire amount of their surplus, utterly regardless
the unaterabe nature of their obligations.
But must be apparent TO every one that this is al
unsafe, If not dishonest, mode OF tTansacting busi
| ness.
The certainty of future losses, to which every Lift
Insurance Company is liable, renders it absolutely
necessary that large reserve fund should form per
manent Investment for the payment Of such losses.
| 1t will be the policy Of the Washington Life In
suranee Company always to have a reserve funt
securely invested propOrOnae to its amount of busi
| ness.
This is the only method by which adequate sscur
ity can at all times be furnished to the insured ant
| place the Company in a position in which aHoHR
| of future losses can impair ita sOlvency.
| The charter Of the Washington Life Insurance.
| Company provides that wife may insure the life o
her husband for her benefit and for her children anC
at his death receive the amount of the policy withOu
regard to the debts of hehusband. Creditors canno
take it, This privilege cannot be obtained in
| foreign company.
The advantages of Life Insurance commends itsel
to the favorable consideration Oevey class OpersOn
in community. Unlike Fire or Marine Insurance
in which there is no data for the calculation Of pre-
miums, It is founded on the immutable laws Of ma
tuTe, fixed and invariabe. The rates or premium
are deduced from the bills Of mortality, and verife
by the experience of more than century,
There is mode Of investment more sure, NOR
certain easily attainabe, or more profitable
the insurer than Life Insurance. 1t is the only spe
cies of investment that has stood the test OF time,
1t yet remains to be recorded, the fact of the first puel
Life Insurance Company that has failed to meet its ot
legations during the lapse Ofneary century and bal
4 1t is the prop which the dying husband leaves
support the wife Of his bosom. Ii is the han
of the provldent father reaching forth from the grave
and still nOurshng his offspring and keeping tOgethC
the family groupe. By it, the faithful son protects hi
aged parents, even when he has preceded them ni
eternity through 1t the honest debtor satisfies h
cOnfdng creditor, where fate seemed least prOpitiou
mi moral ana worldly sensej IL Is one great WeapO
by which TO rob leath Of his sting.
There is danger in delay. Life is uncertain "
know not what day may briug FORTH
A man has no guaranty for health or existence bt
yond the present moment. If he has made prov
sion for those who look up to him for support it is
dIty to do so, and to do it Immediately. If Ii
loses his health, or be buried to untmey grave
what is to become of his wife and children.
Tell not that the loves his wife and childrer
who, having the means and opportunity, makes n
efforttO protect them against the contingencies 0
TemGdiLess poverty.
California risks taken on the most favor
able terms.