The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-06-18
WASHINGTON
LIFT INSURANCE COMPANY,

~ ~ ~ 4 ~ ~ n a \ : ~ - -
incorporated by the State Of fOhO.-Chartsr Pspetnal
Capital s15O,OOO.
Which can BY their Charter be increased TO Halt
Million.
Has two distinct Departments, Joint Stock and
Mutual.
OFFICERS AND DIRECTORS
E. NJ. Gregory, d. P. Worcester,
James X. Glenn, James Dunlap,
s. +. Cary, ]. p. Kilbreth,
=. P. COs, w. s. Scarborough,
L. G. Bingham, Hon. G. Morris,
John Elstner, ]. P. ReaznoT,
]. o. ShOup, L. d. IngalSbee,
G. Y. Roots, R. B. Hayes,
Hon. John Mclean, A. Monel,
Chas Goodman, Thomas HeatOn,
Geo. l.. Weed, ]. +. FOTbus,
Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE.
George L. Weed W. A. Goodman.
James X Glenn,
OFFICERS.
E. M. GREGORY, President.
HON. G. MORRIS, Ties Prssf.
GEO. L. WEED, Treasurer.
g. F. CARY, Sse'tg and Gen. Agent.
O. BENTON, yassistant Sse'ty and detHary.
J. PAYsoN VAN EPPs,
SOLICITOR AND APPOINTING AGENT.
MEDICAL EXAMINERS.
rhomss carloll, M. d. c. n. Comegys, NJ. D,
D.. n. Potter, N. d.
Office on Third street. next door east Of the City
Bank, Reeders Buildings, between Vine and Wal.
nut streets.
This Company effect Insurance on lives, confer
dowments, grant annuties, and make all other con-
tracts appeTtaining to Life Insurance, on the most
favorable terms.
All the advantages which can be secured by nsur.
in any Office in this country, may be had in this
Company. The capital is large and well secured, and
the character and standing Of those who compose the
Board, is guaranty that the affairs Of the Company
will be honestly and iudiciOusly managed, and the
intpfaEtE of the insured pfotected.
| In addition to the usual terms Of Insurance, this
Company have made arrangements to insure those
who do not use intoxicating liquors, at lower rates
than other persons. Also insure Divisions Of the Sons
Of Temperance. A Division of fifty members, by
paving the small annual premium Of sxty.six dollars,
may insure Five Thousand Dollars on the lives OF
their members, the sum Of One Hundred Dollars being
paid by the Company on the death Of each member.
Joint Stock Department
Rates reduced thirty,thrs0 and ORs.third per
| cent. Those who insure on this plan anticipate the
profits Of a Mutual Company TO the amount OF 33b
per cent? in the reduction Of the premium. II per-
son wishes to leave definite sum to his heirs, not
subject to the contingencies Of profits, this system Of
insurance is preferable. Or if he wishes to insure for
period less than life.
Mutual Department.
In this department, when the premium amounts TO
Forty dollars and upwards, but one half is required
in cash dividends Of profits annually. This depart
ment, unlike other Mutual Companies, is secured by
the whole capitalOf the Company, Il. e. $l5O,OOO and
its aecumulatiOns.
By combining in one Office the Joint Stock and Mu
tual System Of Insurance, offer advantages TO ln'
surers which cannot be obtained in any other plan.
To our Mutual insurers give the security Of our
Joint Stock Capital Of S150OOO and its accumulation
and lessen the expenses Of this department one half
(Which is equivalent to l7Aiper cent.Ihereby ena'
! bling the COmpanytO declare larger dividends.
The directors Of this Company are personally inter
ested in its prosperity.
/, There are no Directors but what are Stockholders,
ltukaa FaaN anAun n
taking none but good lives, in the judcions invest
ment of its funds, rigid economy in ncurng expenses
and in the general management Of its business.
Is has been the policy of some companies to divide
the entire amount Of their surplus, utterly regardless
, the unalteTRble nature of their obligations.
But it must be apparent to every one, that this IS al
unsafe, If not dishonest, mode Of transactng busi
ness.
The certainty of future losses, which every Lift
= Insurance Company is liable, renders it absolutely
necessary that large fund should form per
manent investment for the payment Of such losses.
1t will be the policy Of the Washington Life In
, | Surance Company always to have reserve tunt
securely invested PrOportionate to its amount OF busl
;, ness.
4 This is the only method by which adequate sscur
ity at all times be furnished TO the insured AM
: place the Company in position in which no amOWR
q of future losses can impair ita s0lveney.
= The charter of the Washington Life Insurance
IA Company provides that wife may insure the life o
her husband for her benefit, and for her children, ant
his death receive the amount Of the policy withOu
regard to the debts of the husband Creditors canno
Is take 1t. This privilege cannot be obtained in
II foreign company.
" The advantages of Life Insurance commendS itse
the favorable consideration Ofevery class OfpeTsOn
le in community. Unlike Fire or Marine insurance
which there Is data for the calculation of pre-
"a miums, 1t is founded on the mmutable laws of ma
- ture, fixed and invaHable. The rates premium
6- deduced from the bills of mortality, and veIe
ID by the experience of more than a century.
il There is no mode of investment more sure, NOR
o certain, easily attainable, profitable
20 the insurer than Life Insurance. II is the only spe
81 cies of investment that has stood the test OF time,
y it yet remains be recorded the fact of the first purel
e Life Insurance Company that has failed tOmeet its oil
legations during the lapse Ofnearly century and hal
- II Is the prop which the dying husband leaves
u support the wife of his bosom. II is the han
of the prOvident father reaching forth from the grave
and still nOurshing his offspring and keeping tOgethe
the family groupe. By it, the faithful protects hi
aged parents, even when he has preceded them int
n eternity through it the honest debtor satisfies hi
cOndng creditor, where fate seemed least proptioui
10 In moral and worldly sense 1t is one great weapo
by which to rob death Of his sting.
!, There is danger in delay. Life is uncertain W
II know not what day may briug forth.
A man has no guaranty for health existence be
4 yOnd the present moment. If he has made no prov
sion for those who look up to him for support 1t is hi
duty to do so, and to do it Immediately. If h
loses his health, or be hurried to an untimely grave
a what is TO become Of his wife and children.
Tell 1t not that the man loves his wife and children
, who, having the means and opportunity, makes n
effort to protect them against the contingencies o
TsmediLsss poverty.
California risks taken on the most favor
!. able terms.
!. JanuaEy IS, 1859.
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