The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-06-04

GEO. Ia. WEED, Treasurer.
s. f. CARY, Sse'ty and Gen, dgsRk
c. BENTON, Assistant Seo'ty and yfetHdry.
3. PAYsoN VAN EPPs,
SOLICITOR AND APPOINTING AaENT,
MEDICAL EXAMINERS.
Thomas Carroll, NJ. D. O. H. Comegys, NJ. D.
ONO. On rbi,S .il..i y PGts5 S.s 5;i NJ p. - Il, Ga.
Bank, Reedef's Buildings, between Vine and Wal.
nut streets.
This Company effect Insurance on lives confer en-.
dowments, grant annuties, and make all other con.
tracts appertaining to Life Insurance, tho most
faUordbie terms.
An the advantages which can be secured by nsur.
in any Office in this country may be had in this
the character and standing OF those who compose the
Board, IS guaranty that the affairs of the Company
will be honestly aud judieiously managed, and the
interests Of the insured protected.
In addition 10 the usual terms Of Insurance, this
Company have made arrangements to insure those
who do not use intoxicating liquors, at lower rates
than other persons, Also insure Divisions the Sons
Of Temperance. Division Of fifty members, by
paying The small animal premium of sixty-six dollars
may insure Five Thousand Dollars on the lives OF
their members the of One Hundred Dollars being
paid by the Company on the death of each member
JOint Stock Department.
Rates reduced thirtg.tAree and Oas.third per
cent. Those who insure on this plan anticipate the
profits Of Mutual Company 20 the amount of 3315
per cent? in the reduction OF the premium II per-
son wishes to leave definite to his heirs, not
subject to the contingencies Of profits, this system Of
insurance is preferable. Or f he wishes to insure for
period less than life.
THtuaI Department..
In this department, when The premium amounts TO
Forty dollars and upwards but one half is required
in cash dividends of profits annually This depart
ment, unlike other Mutual Companies, is secured by
The whole capitalof the Company, a. o. sl5O0OO and
its accumualions.
BY combining in one Office the Joint Stock and Mu
tua system OF Insurance, we offer advantages to in
surers which cannot be obtained in any other plan.
To our Mutual insurers we give the security OF our
Joint Stock Capital Of S159,OO0 and its accumuatons
and lessen the expenses Of this department one half
(Which is equivalent to II u per cent )hereby ena.
| bling the Companyto declare larger dividends.
The directors OF this Company are personally inter
| ested in it's prosperity.
There are no Directors but what are Stockholders,
| which fact will induce great degree of caution in
taking none but good lives, in the iudcions invest
ment Of its funds, rigid economy IN incurrng EXPENSES
and in the general management Of its business.
Is has been the policy of some companies to divide
the entire amount Of their surplus utterly regardless Of
the unalteraJle nature Of their obligations.
But it must be apparent to every one, that this is
unsafe, if not dts honest, mode Of transactng bust.
ness.
The certainty of future losses, to which every Life
Insurance Company is liable, renders it absolutely
necessary that large reserve fund should form per-
manent Investment Tor the payment Of such losses.
1t viii be the policy of the Washington Life In
| suraneo Company always to have reserve fund
securely invested propOrtonae to its amount of Gusi
ness.
This is The only method by which adequate secur.
iiy OF all times be furnished TO the insured and
place the Company in position in which no amount
of future losses impair ita sovenUy.
The charter Of the Washington Life Insurance
! Company provides that wife may insure the life oil
her husband for her benefit and for her children and
at his death receive the amount Of the policy, without
regard to the debts of the husband Creditors cannot
take it. This privilege cannot be obtained in a
! foreign company.
The advantages of Life Insurance commends itself
10 the favorable consideration ofevery class persons
in community. UHiike Fire or Marine Insurance,
in which there is data for the calculation of pre.
mfums il is founded on the mmutabe laws of ma.
ture, fixed and invariabe. The rates or premiums
are dedueed from the bills Of mortality, and verified
by the experience of more than q century.
! There is no mode of Investment more sure, more
certain, or more easily attainable profitable e
the insurer than Life Insurance. II is the only spe
cies Of investment that has stood the OF tme and
il yet remains TO be recorded the fact Of the first purely
Life Insurance Company that has failed to its OBJ
legations during the lapse ofnearly century and half
1t is the prop which the dying husband leaves t
support the wife OF his bosom. 1t is the unseen hant
OF the povldent father reaching forth from the grave
and still nOurishing his offspring and keeping togethe
the family groupe. BY it, the faithful son protects hi
aged parents, even when he has preceded them int
eternity through it the honest debtor satisfies hi
cOnhding CREDITOR where fate seemed least propitiOus
In moral and worldly sense, it is one great weapon
by which to rob death Of his 8tiHg.
There is danger in delay. Life is uncertain W,
know not what a day may briug forth.
4 A man has no guaranty for health or existence be
yond the present moment. If he has made no provi
sion for those who look up to him for support, it is hi
, duty to do so, and to do It Immediately. If ht
loses his health, or be hurried to an untimey grave
, what is TO become Of his wife and children.
Tell it not that the loves his wife and children
who, having the means and opportunity, makes nj
effort to protect them against The contingencies o.
remodilsss poverty.
- I-g.A Ill II
, able terms.
|. January IJ 1859