The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-10-01

&. +. Cary. ]. P. Kilbrsth,
r. p. Coe, w. s. Scarborough,
l., G. Bingham, Hon. G. Morris,
John Elstnef, J. L. Reaznor,
]. o. s'houp, l.. D.. lngalsbee,
O. Y Roots X. b. Hayes,
Hon. John Mclean, A. MOHell,
Chas Goodman, Thomas Heaton,
Geo. l.. Weed, J. +. koTbus,
Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE.
George l.. Weed, w. A. Goodman.
James X. Glenn,
OFFICERS.
f. NJ GREGORY, President.
HON. G. MORRIS, Piee Prest
GEO. L. WEED, Treasurer.
S. f. CARY, Sse'ty and Gen. agent.
s.. EVANS, Assistant Sec'ty and y4etUary.
j. PAYSON VAN EPPS,
SOLICITOR AND APPOINTING AGENT.
MEDICAL EXAMINERS.
Thomas Carroll, M. d. c. II. Comegys, NJ. D.
]. +. Potter, NJ. ID.
Office on Third street, next door east of the City
Bank, Reeders Buildings, between Vine and Wal
nut streets.
This Company effect Insurance on lives, confer en-.
dowments, grant annuties, and make all other
tracts appertaining to Life Insurance, tho most
favorable terms.
All tie advantages which can be secured by nsur
in any office in this country, may be had in this
Company The capital is large and well secured and
the character and standing OF those who compose the
Board, is guaranty that the affairs of the Company
will be honestly and iudciously managed, and the
interests Of the insured protected.
In addition to the usual terms OF Insurance, this
Company have made arrangements to insure those
who do not Intoxicating liquors, at lower rates
than other persons. Also insure Divisions olthe Sons
Of Temperance. a Division of fifty members, by
paving the small annual premium Of sXty.six dollars,
may insure Five Thousand Dollars on the lives Of
their members, the of One Hundred Dollars being
paid by the Company on the death of each member.
BOimt Stock Department.
Rates reduced thirty.three and ORe-third per
cent. Those who insure this plan anticipate the
profits Of Mutual Company ito the amount OF 3355
per cent? in the reduction OF the premium, If per-
son wishes to leave definite sum to his heirs, not
subject to the contingencies of profits, this system Of
is preferable, Or if he wishes to insure for
period less than life.
hIuiHnI Department.
In this department, when the premium amounts to
Forty dollars ami upwards, but one half is required
in cash dividends Of profits annually. This depart
ment, unlike other Mutual Companies, is secured by
the whole capitaof the Company, Il. e. sj0, eco and
its accumulations.
BY combining in one office the Joint Stock and Mu
tual System of Insurance, offer advantages to in.
suTeTs which cannot be obtained in any other plan
To our Mutual insurers we give the security Of ouI
Joint Stock Capital OF SljD0O0 and its aocumulations
and lessen the expenses Of this department one hal
(Which is equivalent to IN per cent )'thereby ena
bling the COmpanyt to declare larger dividends.
The directors of this Company are personally inter
ested in its prosperity.
There are no Directors but what are Stockholders
which fact will induce great degree Of caution il
taking none but good lives, in the iudicDns invest
ment OF its funds, rigid economy in ncuHing expenses
and in the general management OF its business.
Is has been the policy of some companies to divide
the entire amount Of their supus utterly regardless
the unalteralle nature Of their obligations.
But it must be apparent to every one, that this is
e IA sfs -
ness.
The certainty Of future losses, 10 which every Lift
Insurance Company is liable, renders it absolutely
necessary that large fund should form per
manent investment for the payment of such losses.
II will be the policy OF the Washington Life In
suranco Company always to have reserve funC
securely invested proportionate to its amount of bus
ness
This is the only method by which adequate secur
lty can at all times be furnished to the insured ant
place the Company in position in which no amount
of future losses impair ita SOlvency.
The charter Of the Washington Life Insurance
Company provides that wife may insure the life o
her husband for her benefit and for her children, and
his death receive the amount OF the policy, wthOu
regard to the debts of the husband. Creditors
take it. This privilege cannot be obtained in i
foreign company.
The advantages of Life Insurance commends itsel
10 the favorable consideration ofevey class ofpersOn
in community. Unlike Fire or Murine Insurance.
in which there is data for the calculation of pre-
miums, it is founded on the immutable laws of ma
tuTe, fixed and invariable. The rates or Premium
are deduced from the bills Of mortality, and verified
by the experience of more than a century.
There is no mode of investment more sure, more
certain, more easily attainable, profitable t
the insurer, than Life Insurance. 1t is the only spe
ces of investment that has stood the test OF time AM
yet remains to he recorded the fact of the first purely
Life Insurance Companyt that has failed to meet its OBJ
legations during the lapse ofneary century and half
It is the prop which the dying husband leaves t
support the wife of his bosom. 1t is the unseen hanC
of the provident father reaching forth from the grave
and still nourshing his offspring and keeping tOgethe
the family groupe. By il, the faithful protects hi
aged parents, even when he has preceded themintt
eternity through it the honest debtor satisfies hi
con6dng creditor where fate seemed least proptiOus
In a moral and worldly sense, il is great weapon
by which TO rob death of his sting.
There is danger in delay. Lite is uncertain ; w
know not what day may brug forth.
A man has guaranty for health or existence be
yond the present moment. If he has made no provi
sion for those who look up to him for support it is hi
dlty to do so, and to do it Immediately. If h
loses his health, or be hurried to untmely grave
what is to become Of his wife and children.
Tell 1t not that the man loves his wife and children
who, having the means and opportunity, makes n
effort to protect them against the contingencies o
remediLess poverty.
California risks taken on the most favor
able terms.
January Is, 1852.