The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-11-12

In this department, when the premium amounts IN
Forty dollars and upwards, but one half Is re0uired
IN cash dividends Of profits annually. This depart
ehl, LhttEe otheI Mutual Companies, Is secured by
the whole capital Of the COmpany d a. sl5O OOO I'D
its aceumulatiOns. -r-~
By combining in one office the Joint Stock ana Mn
tual system OF Insurance, offer advantages to in
suTen which cannot be obtained In anv other nIsC
To our Mutual insurers we give tbs SecuTtv az ON,
Joint Stock Capital Of 81 900 and lis accumuatonS
and lessen the expenses Of this department one baF
SIIn. ~, 70 lPer cent gthsIeby
Ihe directors OF this Company arc personally inter
ested In Its prosperity. -
There are no directors but what are Stockholders.
winch TACT VIII induce great degree Of caution IN
taking none but good lives, in the iudicions invest
ment Of its funds, rigid economy in ncrrng
ana - ~ nv lhS general management of its business
~ ss Oee me poicy OF some companies to divide
me ehte amount Of theH surplus, utterly regardless OF
the unaherable nature Of their obligations
nut u must be apparent TO every one that ts is an
snsge' not dfShonsst mode Of tranSaeting busi.
The certainty of future losses. 10 ,vb,cb svs,v m
insurance Company is liable, renders Il absouteIv
necessary that large reserve fund should form Def
m9nent Investment for the payment Of such losses,
mh' oe lhe PoIlcy OF the Washington Life In
surance company always to have a reserve fund
ness. v ~
This is The only method by which ADEQUATE sscur.
ny can al all times be furnished TO the insured and
place the Company in position in which no aao,,at
OF lnture losses can impair ita sOlVeney. ~
The charter of the Washington Life Insurhnes
Company provides that wife may insure the lfe or
nei husband for her benefit, and for her children and
at his death receive the amount of the poicv witboSt
regard to the debts Of the husband Creditors cannot
foreign company
The advantages of Life Insurance eommsnds itself
70 the favorable consideration Ofevery class ofpeTsua
IN community. Unlike Fire or Marine Insurnnees
IN which there Is no data for the calculation of uFa
mlums' Il is founded on the immutable laws Of ma
ture, fixed and invariabe. The rates or premiums
are dednced nom the bills of mortality, and verified
Dy the experience Of more than century.
There is no mode Of investment more sure, more
certain OF more easily attainable or more profitable 70
the insurer, than Life Insurance. Il s the only spe
cies Of investment that has stood the Of time and
yet remains 70 be recorded the fact Of the first purely
Lille insurance Company that has failed 10 meet It's OBJ
legations during the lapse ofneary century and halC
IL the prop which the dying husband leaves TO
support the wife Of his BOSOM Il is the unseen hand
OF the provident father reaching forth from the grave
ana sun nounshlng bis offspring and keeping together
aged parents, even when he has preceded them into
eternity through ii the honest debtor satisfies his
eonhdng creditor, where fate seemed least prOptious
"a moral and worldly sense, it is great weapon
BY which to rob death of his stinR. TT
There Is danger in delay. Life iS uncertain we
kno" not what day may bring forth.
n man mas no guaranty for health or existence be-
yond the present moment. If he has made no pFovi-
SION Tor those who look up to him for support it s his
aaty 70 do SO, and to do it Immediately. IF he
loses bis health, or be hurried to an untmey grave
what Is 10 become Of his Sile and children.
Tel It not that the loves bis wife and children
VINO, having the means and opportunity, makes no
protect them against The eOBtingsneiss IF
California risks taken on the most favor
able terms.
January Is, 1852.