The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-04-16


EN-. GREGORY, Prssideat.
HON. G. MORRIS, Yics Prsst.
GEO. l.. WEED, Treasurer.
s. F. GARY, Seety and Gen. Agent.
@. BENTON, AssistaRt See'ty aud y4etuary.
]. PAYsoN VAN EPPs,
SOLICITOR AND APPOINTING AGENT.
MEDICAL EXAMINERS.
Thomas Carroll, MD. c. II. Comegys, M. d.
J. F. Potter NJ. d.
Office on Third street, next door east of the City
Bank, Reeder's Buildings, between Vine and Wal
mt street..
This Company effect Insurance on lives, confer en-.
dowments, grant annuities, and make all other con-
tracts appertaining to Life Insurance, the most
faU0rabie terms.
An the advantages which can be secured by insur.
ance in any office in this country, may be had in this
Company. The capital is large and well secured, and
the character and standing OF those who compose the
Board, guaranty that the affairs of the Company
will be honestly and iudiciously managed, and the
/ interests of the insured protected.
In addition to the usual terms of Insurance, this
Company have made arrangements to insure those
who do not use Intoxicating liquors, at lower rates
than other persons. Also insure Divisions Of the Sons
| of Temperance. Division Of fifty members, by
paving the small annual premium of sixtysix dollars
| may insure Five Thousand Dollars the lives Oi
their members, the of One Hundred Dollars being
paid by the Company on the death of each member.
Joint Stock Department.
! Rates reduced thtFtuEhfee ana oHe-thiFG per
cent. Those who insure on this plan anticipate the
| profits of Mutual Company Ito the amount Of 335s
per cent? in the reduction Of the premium. If per
son wishes to leave definite sum to his heirs, moi
subject the contingencies Of profits, this system Of
is preferable. Or If he wishes TO insure fol
| period less than life.
Mutual Department.
| In this department, when the premium amounts "a
Forty dollars and upwards, but one half is required
in cash dividends Of profits annually. This depart
ment unlike other Mutual Companies, is secured by
the whole captalOf the Company, Il. e. sl5O0 200 and
| its accumuatiOns.
By combining in one office the Joint Stock ad Mn.
tual System of Insurance, offer advantages to in
surers which cannot be obtained in any other plan
To our Mutual insurers we give the security Of oui
Joint Stock Capital OF Sj0,OUO and its accumulation
and lessen the expenses of this department hal
(Which is equivalent to I7Aiper cent ).thereby ena
bling the COmpanytO declare larger dividends.
The directors Of this Company are personally inter
ested in its prosperity.
There are no Directors but what are Stockholders
which fact will induce great degree of caution il
taking none but good lives, in the judicons invest
ment of its funds, rigid economy in incuing expenses
and in the general management Of its business.
Is has been the policy of some companies to divide
the entire amount Of their surplus, utterly regardless
the unalteTaGe nature of their obligations.
But it must be apparent to every one, that this Is
unsafe, fnot dishonest, mode Of transaotDg bust
ness.
Insurance Company is liable, renders it absolutel
necessary that large fund should form pei
manent investment for the payment Of such losses.
It will be the policy of the Washington Life In
surance Company always to have reserve fun
securely invested proporOnate TO its Of busi
ness.
This is The only method by which adequate sscui
ty can at all times be furnished to the insured
place the Company IN position in which no amOER
Of future losses can impair ita sOlyency. E
Il WashIuHtOu InBuPane
Company provides that wife may insure the life .
her husband for her benefit and for her children, an
at his deaf receive ihe amount OF the policy withOI
regard TO the debts of the husband. Creditors cannC
take It. This privilege cannot be obtained in
foreign company.
The advantages Of Life Insurance commends itse
10 the favorable consideration Ofeyey class OpeTsoI
Ia community. Unlike Fire or Marine InsurRnc,
miums, it Is founded on the immutable laws Of nj
, ture, fixed and invariable. The rates or premium
are deduced from the bills of mortality, and veFfS
BY the experience Of more than a century.
There Is no mode Of Investment more sure, mo
certain, or easily attainable, profitable
the insurer, than Life Insurance. 1t is the only sp
cies Of investment that has stood the test OF time, al
vet remains 10 be recorded the fact of the first puT
Life Insurance Company that has failed to meet its )
legations during the lapse OfneaTy century and ha
: II is the prop which the dying husband leaves
support the wife of his bosom. II Is the hal
of the provident father reaching forth from the grav
and still nOurishing his offspring and keeping togeth
the family gronpe. By H. the faithful son protects
Z aged parents, when he has preceded them In
eternity through It the honest debtor satisfies
confding CREDITOR where fate seemed least pTopitior
In a moral and worldly sense, il Is great weap
y by which 10 rob death Of HE sting.
e There is danger in delay. Life is unceTtain
! know not what day may bring forth.
,al man has no guaranty for health or existence
y yond the present moment. II he has made no pro
Y sion for those who look up to him for support is
j daty to do 90, and 70 do Il Immediately, u
loses his health, or be hurried to an unlmeiy graz
what h 10 become Of his wife and children.
Tell II not that the man loves bis wife and childTt
= | Who, having the means and opportunity, makes
y effort to protect them against the e0RtiHgsHeies
3el remediieSs poverty.
e California risks taken on the most fave
n / ab1a farma