The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-04-02

Incorporated BY the stats of ohiOCharsr PSrPstpsl
Capital s15O.OOO.
Which can by.'heir ChMteT be lhOraassd to Har
Million.
Has two distinct Departments, Joint stoek and
yMutHal.
OFFICERS AND DIRECTORS.
E. M. Gregory, D. P. Worcester,
James X. elena, James Dunlap,
3. +. Cary, ]. P. Kilbrsth,
E. p. COe, w. 3. Scarborough,
L. G. Bingham, Hon c. Morris,
John ElstneT, J. P. ReaznOr,
]. o. ShOup, L. D. IngalSbes,
G. Y. Roots, r. b. Hayes,
Hon. John Mclean, A. Monel,
Chas. Goodman, Thomas HeatOn,
Geo. l.. Weed, J. F. FoTbps,
Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE.
George L. Weed, W. A. Goodman.
James K. Glenn, &
OFFICERS.
E. M. GREGORY, President.
HON. G. MORRIS, Yies Prsst.
GEO. L. WEED, Treasurer.
s. F. CARY, See'ty and Gen. agent.
c. BENTON, assistaHt Sse'tV and saetuGry.
J. PAYsoN VAN EPPs,
SOLICITOR AND APPOINTING AoRNT.
MEDICAL EXAMINERS.
Thomas Carroll, NJ. d. G. n. Comegys, NJ. D..
! j. F. Potter NJ. u.
Office on Third street, next door east of the City
Bank, Reeder's Buildings, between Vine and Wal.
nut streets.
This Company effect Insurance on lives, confer en-
dowmentS, grant annuites, and make all other con-
tracts apPsrtainng to Life Insurance, on the most
favorable terms.
All the advantages which can be secured BY insnr.
ance in any office in this country may be had in this
Company The capital is large and well secured, and
the character and standing Of those who compose the
Board, is guaranty that the affairs of the Company
will be honestly and judiciouSy managed, and the
interests of the insured protected.
In addition TO the usual terms of Insurance, this
Company have made arrangements 10 insure those
who do not use intoxicating liquors, at lower rates
than other persons. lsO insure Divisions ofthe Sons
of TempeTance A Division of ffty members, bY
paying the small annual premium of Sxtysix dollars,
may insure Five Thousand Dollars on the lives Of
their members, the Of One Hundred Dollars being
paid by the Company on the death of each member,
Joint Stock Department.
Ratss reduced thirty.thrss and OHs.tAird per
cent Those who insure on this plan anticipate the
profits of a Mutual Company ito the amount of 33H
per cent? in the reduction Of the premium. If per-
son wishes to leave definite 10 his heirs, not
subject TO the contingencies Of profits this system Of
insurance is preferable. Or if he wishes to insure for
period less than life.
Mutual Department..
In this department, when the premium amounts to
Forty dollars and upwards, but one half is required
in cash dividends of profits annually. This depah.
ment, unlike other Mutual Companies, is secured by
the whole capital Of the Company, q. o. sI5O, 900 and
its accumulations
By combining in one office the Joint Stock ad MI.
tual System OF Insurance, offer advantages to in-
sureTs which cannot be obtained in any other plan.
To our Mutual insurers we give the security Of our
Joint Stock Capital OF Si5O00O and Its accumuiatons
and lessen the expenses of this department one half
(Which is equivalent to 17hper cent Whereby ehA.
bling the Company to declare larger dividends, M
The directors Of this Company are personally inter
ested in its prosperity.
There are no Directors but what are Stockholders,
which fact viii induce great degree Of caution in
taking none but good lives, in the iudici9ns invest
ment Of lie tnnds, rigid economy in neurng expenses,
and IN the general management OF its business
ls has been the policy Of some companies to divide
the entire amount Of their surplus, utterly regardless Of
the unalteraLle nature of their obligations.
But 1t must be apparent 70 every one, that this s an
unsafe, If not dishonest mode Of transaeting busi
ness.
The certainty of future losses to which every Life
| Insurance Company is liable, renders it absolutely
necessary that large reserve fund should form per
manent investment for the payment Of such losses.
| II will be the policy Of the Washington Life In.
surance Company always to have a reserve fund
securely invested pOpoFtioHate to its amount OF busi.
ness.
This is the only method BY which adequate sscur.
ity can at oil times be furnished to the insured and
place the Company in position in which no amount
of future losses can impair ita sOlvency.
The charter of the Washington Life Insurance
heI husband for her benefit and for her children and
at bis death receive the Of the policF without
regard to the debts Of thehusband Creditors cannot
take it. This privilege cannot be obtained in .
foreign company.
The advantages of Life Insurance commends itself
the favorable confederation ofevery class ofpersons
in community. Uaiiks Fire or Marine Insurance,
in which there is no data for the calculation Of pre-.
miums, It is founded on the immutabe laws of ma
ture, fixed and invariabe. The rates or premiums
dsduced from the bills of mortality, and verified
by the experience of more than a century.
There is no mode Of investment more sure, more
certain, or easily attainabe, profitable to
the insurer, than Life Insurance. Il is the only Spe.
cies of investment that has stood the test OF time
it yet remains to be recorded the fact of the first purely
Life Insurance Company that has failed to meet its OBJ
legations during the lapse ofneary century and half
1t is the prop which the dying husband leaves to
support the wife of his BOSOM II is the unseen hand
of the proydent father reaching forth from the grave,
and still nourishing his offspring and keeping together
the family grOupe. By II, the faithful son protects his
aged parents, even when he has preceded them into
eternity through it the honest debtor satisfies his
confdng CREDITOR where fate seemed least propltious.
In moral and worldly sense, it is one great weapon
by which to rob death of his stiRg.
There Is danger in delay. Life iS uncertain we
know not what day may bring forth.
A man has no guaranty for health or existence be-
yond the present moment. IL he has made no pTovi-
sion for those who look up him for support it is his
1lty to do so, and TO do it Immediately. If he
oses his health, or be hurried 10 an untimey grave,
what is to become Of his wife and children. t.sa
Tell not that the loves bis wife and children,
who, having the means and opportunity, makes no
'fOrt to protect them against The contingencies Of
-smsdilesS poverty. qsaI -
California risks taken on ihn AyOr-
lble terms.
January lo' le9s' fst se