The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-07-09

OFFICERS.
E. NJ. GREGORY, President.
HON. G. MORRIS, Yic0 PrsSt.
GEO. L. WEED, Treasurer.
S. f. CARY, S6e'ty and Gen. ageRt.
@. BENTON, JassiStaRt Secty and Actuarg'
j. PAYsON VAN EPPs,
SOLICITOR AND APPOINTING AGENT
MEDICAL EXAMINERS.
Thomas Carroll, NJ. d.. @. H. Comegys, M. d.
j. \. Potter, M. ID.
Office on Third stseet, next door east Of the City
Bank, Reeders Building, between Vine and Wal
nut streets.
This Company effect Insurance on lives, confer en-.
dowments, grant annuties, and make all other con-
tracts appertaining to Life Insurance, on the most
faoOrG6ie terms.
All the advantages which can be secured by insur-
In any office in this country, may be had in this
Company. The capital is large and well secured, and
the character and standing OF those who compose the
Board, is guaranty that the affairs Of the Company
will be honestly and iudioOusly managed, aud the
interests Of the insured protected.
In addition TO the usual terms Of Insurance, this
Company have made arrangements to insure those
who do not intoxicating liquors, at lower rates
than other persons Also insure Divisions of the Sons
of Temperance. A Division of fifty members, by
paying the small annual premium of sxty-six dollars,
may insure Five thousand Dollars on the lives of
their members the of One Hundred Dollars being
paid by the Company on the death Of each member.
Joint stock Department.
Rates reduced thirtg.throe and ORo-third per
cent. Those who insure ON this plan anticipate the
profits Of Mutual Company to the amount OF 3JB
per cent? In the reduction of the premium. If per-
wishes TO leave definite sum TO his heirs, not
subject TO the contingencies Of profits, this system Of
is preferable. Or if he wishes TO insure for
period less than life.
iluIual Department.
In thisdepartment, when the premium amounts to
Forty dollars and upwards, bat one half is required
in cash dividends of profits annually. This depart
ment, unlike other Mutual Companies, is secured by
the whole capitaol the Company, q. e) sl5O,OOO and
its accumulatiOns.
By combining in one Office the Joint Stock and Mu
tua System OF Insurance, offer advantages TO IN
surers which cannot be obtained in any other plan.
To our Mutual insurers we give the security OF our
Joint Stock Capital OF &t5O0U0 and its acCumulatiOns
and lessen the expenses Of this department one halt
(Which is equivalent TO l4lper cent Whereby ena'
bling the Company to declare larger dividends.
The directors Of this Company are personally inter
ested in its prosperity.
There are no Directors but what are Stockholders,
which fact viii induce a great degree of caution IN
taking none but good lives, in the udiCOns invest
men of It's funds, rigid economy in incurrng expenses
and in the general management Of its business.
Is has been the policy of some companies to divide
the entire amount Of their surplus, utterly regardless
/ the unalteTable nature Of their obligations.
But it must be apparent TO every one, that this is an
unsafe, fnOt dishonest, mode oi tansacting bust
/ ness.
The certainty of future losses to which every Life
| Insurance Company is liable, renders It absolutely
necessary that large fund should form per
manent investment lor the payment Of such losses.
II will be the policy OF the Washington Life In
surance Company always TO have reserve Tune
securely invested propOTtiouate to its amount ol busl
ness.
This is the only method by which adequate secur
iy can at all times be furnished to the insured ant
I place the Company in position in which no GmOHH
Of future losses can impair ita solvency.
The charter of the Washington Life Insurance
company provides that a wife may insure the life o
her husband LOT her benefit and for her children
at his death receive the amount of the policy withou
regard 10 the debts of hehusband Creditors oanno
take IT, This privilege cannot be obtained in
foreign company.
a The advantages of Life Insurance commends itsel
TO the favorable consideration oevery class ofperson
in community. Unlike Fire or Marine Insurance
in which there is data for the calculation Of pFe
+ mums, 1t is founded on the immutable laws Of Mt
\ ture, fixed and invariabe. The rates or premium
deduCed rom the bills oil mortality, and yeTihe
! by the experience of more than century.
u There Is mode of investment more sure, mo-
i certain, or more easily attainable, profitable
the insurer, than Life Insurance. II is the only sp
ces of Investment that has stood the test OF time
it vet remains to be recorded the fact of the first pure
Life Insurance Company that has failed to meet its
legations during the lapse ofnearly century and ha
1t is the prop which the dying husband leaves
support the wife of his bosom. II is the unseen hai
of the prOvident father reaching forth from the gray
and still nOuTishing his offspring and keeping togeth
n the family gToupe. BY it, the faithful protects
G aged parents, even when he has preceded them in
n eternity through it the honest debtor satisfies
= cOnfdng creditor, where fate seemed least popitiOu
II In moral and worldly sense, it is one great weap
n by which to rob death of his sting.
Il There is danger in delay. Life is uncertain '
# know not what day may briug forth.
" A man has no guaranty for health or existence b
. yOnd the present moment. If lie has made prov
Is sion for those who look up TO him for support it is
n duty TO do SO, and to do it Immediately. If
loses his health, or be hurried TO untimely gray
y u what is to become of his wife and children.
II Tellit not that the loves his wife and chldre
e who, having the means and opportunity, makes
q effort to protect them against the cORtingeBeieS
. remedileSs poverty.
: California risks taken on the most favo
able terms.
January Is, 1859.
q DEPOT FnR TEMPERANCE