The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-08-06

HUN. u NQhhAEg ftgc FTedb.
GEO. L. WEED, Treasurer,
s. f. CARY, Sec'ty and Gen. dgeat,
O.. BENTON, dssistaRt See'tg and dctharg'
J. PAYsON VAN EPPs,
soLIonoR AND APPOINTING AGENT
MEDICAL EXAMINERS.
Thomas Canoll, N. D. G. II. Cemsgys, M. D.
IF. Potter, NJ. D.
Office On Third street, next door east Of the ghy
Bank, Resder's Buildings, between Vine and wal
nut streets.
This Company effect Insurance on lives, confer en-
dowments grant annuities, and make oil other con,
tracts appenaining to Life Insurance, on the most
.fquorabls terms. .#s..fr.s .
All the advantages which can be secured by usnr.
ahce in any office in this country, may be had IN ths
Company The capital is large and well secured and
the character and standing Of those who compose the
Board, Is guaranty that the affairs of the Company
viii be honestly aud iudieiously managesj and the
interests Of the insured protected.
In addition TO the usual terms OF Insurance, tins
Company have made arrangements to insure those
who do not intoxicating liquors at lower rates
than other persons Also insure Divisions OF the Sons
Of Temperance. A Division Of fifty members, by
paying the small annual premium of sixty.sX dollars,
NAV insure Five Thousand Dollars on the hNes Oi
their nbbers the sum of One Hundred Dollars being
paid by the Company on the death OF each memoei'
JOimt stock Department.
Rates reduced thivty.thrGe and oRC.thtrd per
cent Those who insure on this plan anticipate the
profits of a Mutual Company 60 the amount ol 55's
per cent? in the reduction OF the premium IL per,
son wishes to leave definite sum TO ms heifs' moi
subject to the contingencies Of profits, this system OF
insurance is preferable. or if he wishes 10 insure Tor
period less than life.
Mutual Department.
In this department, when the premium amounts 10
Forty dollus and upwards, but one half IS required
in cash dividends Of profits annually. This depart
ment HRtiks other Mutual Companies, is secured by
the whole capitalof the Company q. 81 sl50OOO and
its aoeumuatiOns.
By combining in one office the Joint Stock and Alu
Of Nye offer advantages to
suTers which cannot be obtained in any other plan
To our Mutual insurers we give the security Oi 0ul
Joint Stock Capital Of $15O,OOO and its accumulation
and lessen the expenses Of this department one hal
(Which is equivalent to NJ per cent Gthereby ena
bling the Company TO declare larger dividends.
The directors Of this Company are personally inter
ested in its prosperity.
There are no Directors but what are Stockholders
which fact will induce great degree Of caution i
taking but good lives, in the ludiclons invest
meut of its funds rigid economy 10 mourning expenses
and in the general management of its business.
is has been the policy Of some companies to diVd'
the entire amount of their surplus, utterly regardless
| the unaltefaUle nature of their obligations
But it must be apparent To every one that tins Is
unsafe, If not dishonest, mode o transaetlPg bnSi
| ness. .gr..
The certainty of future losses, to which every Lit
Insurance Company is liable, renders Il absolutel
necessary that large reserve fund should form pei
manent Investment for the paymentof such losses
1t will be the policy of the Washington Lle In
securely invested prOpOrtionate to s amount OF busi
ness. H
This is the only method by which adequate sscul
| ity can at all times be furnished TO the insured an
place the Company in a position in which no dm0HH
| of future losses can impair lta sOlvenCy.
The charter of the Washington Life lnsurane
| Company provides that wife may insure the lille o
her husband for her benefit and for her children
at his death receive the amount Of the policy, withou
regard to the debts of Che husband. Creditors CannO
take ii. This privilege cannot be obtained In
! foreign company.
| The advantages of Life Insurance commends itsel
to the favorable consideration ofevey class Ofperson
| in community. Unlike Fire or Marine Insurance
in which there is data for the calculation OF pre-
| miums, It is founded on the immutable laws OF ma
| ture, fixed and invariahle. The rates or Premium
deduced from the bills Of mortality, and verified
! by the experience of more than a century.
There is no mode of investment more sure, moT'
certain more easily atanabe OF more profitable u
the insurer than Life lRsuTance 1t is the only spe
ces Of investment that has stood the OF time,
it yet remains to be recorded the fact Of the rst puTe
Life Insurance Company that has failed to meet its oh
legations during the lapse Ofneary century and bali
II is the prop which the dying husband leaves Il
support the wife of his bosom. II is the unseen han,
of the movident father reaching forth from the grave
and still nOunshng his offspring and keeping togethe
the family grOupe by IT, the faithful son protects hi
aged parents, even when he has preceded them int
eternity through it the honest debtor satisfies hi
confdng creditor where fate seemed least pfOpitOus
In moral and worldly sense 1t is one great wespo
! by which to rob death of his sting.
There Is danger in delay. Life is uncertain "
know not what a day may bTug forth
A man has no guaranty for health OF existence be
yond the present moment II he has made no prov
sion for those who look up to him for support, It Is hi
duty to do so, and to do il Immediately. If h
loses his health, or be hurried to an untmely grave
what is to become of his wife and children.
Tell it not that the loves his wife and children
who having the means and opportunity, makes n
effort to protect them against the contingencies
remsdiLeSS poverty.
California risks taken on the most favor
able terms.
January Is, 1852.