The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-07-02
WASHINGTOK
LIEE INSURANCE G0MPANY +,
REEDER'S BUILDING
Third street, next door 90 the City Bank

OFFICERS AND DIRECTORS 4.
E. M. Gregory, d. P. Worcester,
James K Glenn, James Dunlap,
S. T. Cary J. 2. Kibreth,
T. p COe, w. S. Scarborough
l.. g. Bingham, lion. 9. Morris,
John Estner J. p. Reaznor
]. o. Shoup, l.. D. Ingalsbee,
G. Y. Roots, r. .. Hayes,
Hon. John Mclean, A. moHeu5
Chas Goodman, Thomas Heaion,
Geo. l.. Weed, J. +. forbus,
Henry Van Bergen, Geo. Mccullough
BOARD OF FINANCE.
George L. Weed, W. A. Goodman.
James X, Glenn,
OFFICERS.
f. NJ. GREGORY, President
HON. G. MORRIS, Vice Prest.
GEO. L. WEED, Treasurer.
5, +. CARY, Sec'ty and Gen. agent
e. BENTON, .Assistaat See'tg and Aetuary'
j. PAYSON VAN EPPs,
MEDICAL EXAMINERS.
Thomas Carroll M. d. G. H. Comegys, NJ. d.
J. h. Potter, NJ. D.
Office on Third street, next door east Of the City
Bank, Reedur's Buildings, between Vine and wal
nut streets.
This Company effect Insurance on lives, confer en-.
dowments, grant annuties, and make all other con-
tracts appertaining to Life Insurance, on The most
(aDOrdbio terms.
All the advantages which can be secured by nsur.
ance in any office in this country may be had in this
Company. The capital is large and well secured, and
the character and standing OF those who compose the
Board, is a guaranty that the affairs Of the Company
will be honestly and iudicousy managed, and the
interests of the insured protected
In addition TO the usual terms of insurance. this
Company have made arrangements TO insure those
who do not use intoxicating liquors, at lower rates
than other persons so insure Divisions of the Sons
of Temperance. A Division of fifty members, by
paying the small annual premium OF sixty dollars,
may insure Five Thousand Dollars on the lives oi
their members, the Of One Hundred Dollars being
paid by the Company on the death OF each MEMBER
Joint stock Department.
Rates reduced thirty.three and ORe,third per
cent. Those who insure on this plan anticipate the
profits of Mutual Company ito the amount OF 335
per cent? in the reduction OF the premium II per
son wishes to leave definite sum TO his heirs, moi
subject to the contingencies Of profits, this sysemo
insurance is preferable. Or if he wishes 10 insure FOL
/ period less than lte
Mutual Department.
! In this department, when the premium amounts L
Forty dollars and upwards but half is required
in cash dividends of profits annually. This depart
msnt, unlike other Mutual Companies, is secured By
the whole capitalof the Company, q. e. $780, 00O ant
| its aceumulations.
By combining in one office the Joint Stock and Mu
tual System oi Insurance, we offer advantages to in
sureTs which cannot be obtained in any other plan
70 our Mutual insurers we give the security OF GU
\
and lessen the expenses Of this department hal
(Which is equivalent to ,per cent )shereby ena
| bling the COmpanytO to declare larger dividends.
The directors OF this Company are personally inter
/ ested in its prosperity.
There are no directors but what are Stockholders
which fact will induce great degree Of caution il
taking none but good lives, in the judicpns invest
ment of It's funds, rigdeconomy in incunng expenses
! and in the general management Of its business.
Is has been the policy of some companies TO divide
the entire amount Of their surplus, utterly regardless
| the unalterable nature Of their obligations
But must he apparent to every one that this is a
unsafe, If not dishonest, mode OF transacng busi
ness.
The certainty of future losses, to which every IiC
Insurance Company is liable, renders it absolutel
necessary that large reserve fund should form pei
manent investment for the payment of such losses
1t will be the policy of the Washington Life In
surance Company always TO have a reserve fun
securely invested proporonate to It's amount Of Gusl
ness.
This is the only method by which adequate socur
ty at all times be furnished 10 the insured AM
place the Company in position in which no amour
Of future losses can impair ta sOlyenCy,
| The charter Of the Washington Life Insurance
Company provides that wife may insure the life o
her husband for her benefit and for her children, ant
at his death receive the amount OF the policy, whOu
regard to the debts OF the husband. Creditors canno
| take it. This privilege cannot be obtained in
| foreign company.
The advantages of Life Insurance commends itsel
| in community. Unlike Fire or Marine Insurance
in which there is data for the calculation Of pre-
mums, 1t is founded the immutable laws Of ma
| ture, fixed and inyariable. The rates or premium,
/ are deduced from the bills of mortality, aud veIie,
/ by the experience OF more than century.
There Is no mode Of investment more sure, mort
certain, or easily attainabe, profitable L
the insurer, than Life Insurance. II is the only spe
ce5 Of investment that has stood the test Of time,
yet remains TO be recorded, the fact OF the first purely
Life Insurance Company that has failed to meet its oh
legations during the lapse ofnearly century and hall
II is the prop which the dying husband leaves Il
support tile wife Of his bosom. II Is the unseen hant
Of the prOvIdont father reaching forth from the grave
and still nOurIshAg his offspring and keeping togethe
the family groupe. By it, the faithful protects hi
aged parents, even when he has preceded them int
eternity; through it the honest debtor satisfies hi
COnfdiug creditor, where fate seemed least popitious
In moral and worldly sense, it is great weapon
| by which to rob death Of his sting.
There is danger IN delay. Lite Is uncertain w
know not what a day may briug forth.
A man has no guaranty for health or existence he
/ yOnd the present moment. II he has made provi
sion for those who look up TO him for support II is hi
dlty TO do SO, and to do it Immediately. If HI
loses his health, or be hurried TO an untimey grave
! what is TO become of his wife and children.
Tell not that the mah loves his wife and children
who, having the means and opportunity, makes NJ
effort to protect them against the contingencies O.
remodilsss poverty.
California risks taken on the most favor
able terms.
! January Is, 1852