The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-01-07
WASHINGTON
.LIEE LISIR hLEIl ElhPAHY

" ADM ANWAWN
ILIFE lISBR t1BI gOhRABY
REEDER'S BUILDING,
Third street, next doort g she CITY Rank
between Vine and Wulnnt,
CINCINNATI, @ HI0.
Incorporated BY the State Of ohio.-Chaner Pefpetua
Capital e15O,Oo0.
Which can BY their ChaIssT be beinersa=sd % HaD 2
Milton.
Has Two distinct Departments, yoiRf Stoek and
JHHtHdi.
a OFFICERS AND DIRECTORS. q
g. NJ Gregory, d. p Worcester,
James K. Glenn, James DuhiaP,
s. F. Cary, J. P. Klhrelh,
e. r. Coe, w. 8. Scarborough,
L. @. bingham, Hon, Q. Morris,
John Elsinsf, J.. Z Reazn0f,
j. o. Shoup, L. D. iuguisbee,
g. Y. Roofs, r. B. Hayes,
Hon. John Mclean, A. Moueh,
Chas. Goodman, Thomas Henton,
Geo. i. Weed, y. +, koIbps,
Henry Van Bergen, Geo. Mccullough.
hoard OF FINANCE rs
George L. Weed, W. A. Goodman.
James X Glenn,
OFFICERS.
& NJ GREGORY, PreSidtnf.
HON 9. MORRIS, pee PrssT
GEO. L. WEED, Trsasaffr.
8. y. CARY, Sec,kg and Gan. dgeHt.
s.R. EvkNs. a4Sisldaf 3sc'ig AID dctadrv
MEDICAL EXAMINERS.
Thomas Carroll, NJ. D. c. II. Comegys, N. D.
Z. F. Potter n. D. 49,.
Office On Thsd street, next doOt east OF the CITY
Bank, Reeder's Buildings, bssween Vine and Vat
nut streets.
This Company effect Insurance on lives, confer e.,
dowmunts, grant anhuitles, and make all other con.
tracts appeIlaining . Life Insurance. On tAe Mest
hi lAi he adgantsxsi which oas bs ssuuso By lnsuS.
ence In any office In this country, may BE had in TINS
Company. The capital is large and well secured, and
the character and standing of those who compose Tire
Board, is guaranty that the affairs of the Company
will be honestly aud iudieiOusly managedp and me
interests Of the insured protected.
Ii addition to the usual terms Of Insurance, this
Company have made arrangements 10 insure those
who DO not intoxicating liquors, at lower rates
than other persons s0 insure Divisions ofllie Sons
Of Temperance. A Division Of fifty meInbers, BY
paying the small annual premium Of sixtysix dollars,
may insure Five Thousand Dollars on lhe lives OF
their members the sum Of One Hundred Dollars being
paid by the Company on the death OF each member.
JoInt stock Department.
Rates reduced thirfy-thres and Ons.third per
csRt Those who insure on this plan anticipate the
per cent? in the reduction OF the premium lf per-
son wishes to leave definite sum to his heirs, not
subject to the contingencies Of pFo6ts, this system Of
insurance is preferable. Or if he wishes 10 insure for
''''' mnlMnI Department.
In hisdepanment, when the premium amounts 10
Forty dollars and upwards but one half is required
in cash dividends Of profits annually. This depart
ment, Haiks other Mutual Companies, is secured by
the whole capitalOf the Company, q. e) s5O, 600 and
its accumulations.
BY combining in one office the Joint Stock and Mu
tual System Of Insurance, offer advantages TO in
surers which cannot be obtained in any other plan
To our Mutual insurers give the security Of our
Joint Stock Capital OF Si5O,O00 and its aceumulaons
and lessen the expenses Of this department half
(Which is equivalent to l7APer cent GtheIeby ena.
bling the Company TO declare larger dividends.
The directors Of this Company are personally inter
ested in its prosperity.
There are no directors but what are Stockholders,
which fact will induce great degree Of caution in
taking none but good lives, in the iudciYns invest
ment of its innhs rigid economy in incunng expenses,
and in the general management of its business,
Is has been the policy Of come companies to divide
the entire Of their suplus utterly regardless Of
the unaeraLle nature Of their obligations.
But it must be apparent to every one that this is an
unsafe, fnOt dishOHesti mode Of ftransacting busi-
ness.
The certainty or future lOsse which every Life
Insurance Company is liable, renders 1t absolutely
necessary that large reserve fund should form per.
manent Investment for the payment Of such losses.
1t will be the policy Of the Washington Life In
surance Company always to have a reserve fund
securely invested PrOpOrOnate to its amount of Lusi
| ness.
This is the only method by which adequate sscur.
ity can at all times be furnished the insured and
place the Company in position in which no dmOHRt
| OF future losses can impair ita sOlvency.
The charter Of the Washington Life Insurance
Company provides that wife may insure the life Of
her husband for her benefit and for her children, and
at his death receive the amount Of the policy, without
regard to the debts Of lhehnsband. Creditors cannot
take It. This privilege cannot bo obtained In a
foreign company.
The advantages Of Life Insurance commends IIss,f
10 the favorable consideration ofeveTy class OfpersOn
in community. URhks Fire or Marine Ins1Rnces
in which there is data for the calculation Of pre-.
miums, il is founded on the immutabe laws Of ma.
ture, fixed and invariable. The rates or premiums
deducsd from the bills Of mortality, and verified
by the experience Of more than a century.
There is no mode OF investment more sure, more
certain, easily attainabe, profitable TO
the insurer, than Life Insurance. Il is the only sps
cies Of investment that has stood the test OF time aud
il yet remains 10 be recorded the fact the first purely
Life Insurance Company that has failed TO meet It's OBJ
legations during the lapse NEARLY century and half
1t Is the prop which the dying husband leaves to
support the wife Of his bosom. Il is the hand
Of the pFOyident father reaching forth from the gave
and still nouTshing his offspring aud keeping together
the family gFOups. By IT, the faisdl sou protects his
aged parents, even when be has preceded them into
eternity through Il the honest debtor satisfies hiS
confding creditor where fate seemed least prOpous
In moral and worldly sense il Is one great weapon
by which to rob death Of his sting.
There is danger in delay. Life Is uncertain we
know not what day may brug forth.
A man has no guaranty for health or exfstencs be.
yond the present moment. If he has made no provi.
sion for those who look up to him for support Il is ais
duty to do so, and TO do II Immediately. II he
loses his health, be hurried to untimely grave
what Is TO become Of his wife and children.
Tell il that the loves his wife and children,
who, having the means and opportunity, makes no
effort to pFOtsct them against the tsattng Of
remedilsss pOUertg. lo|
California risks taken on the most favor
able terms.
January IS la52. t|
J.M. MOORE. J. n. CHESTER.
HzOOIgE & CHESTERs