The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-02-27

LIlE IISTRAIGR COMPANY
REEDER's BUILDING,
Third street, next door 70 the City Bank
between Vine and Valiant,
GIN CINNATI, OHIO.
Incorporated BY the State Of OhiO-Chansr Psrpstua
Capital s1SO,OOO.
Which can by their Chatter be increased 10 Hall
Million.
Has two distinct Departments, Joint Stock and
Mutual.
OFFICERS AND DIRECTORS
E. M. Gregory, d. P. Worcester,
James K. Glenn, James Dunlap,
). F. Cary, ]. P. Kilbrelh,
Z. r. COe, w. S. Scarborough,
L. G: Bingham, Hon. c. Morris,
John Elstner, J. P. ReaznOF,
]. o. Shoup, L. D. Ingalsbes
g. Y Roots, r. B. Hayes,
Hon. John Mclean, A. Monei,
Chas. Goodman, Thomas Heaton,
Geo. j.. Weed, J. z. FOTbus,
Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE.
George L. Weed, w. A. Goodman.
James X. Glenn,
OFFICERS.
Z M. GREGORY, Prssidsnt.
HON. c. MORRIS, Yies PrssT.
GEO. L. WEED, Treasurer.
3. +. CARY, See'ty and Gen. Aren't
q. BENTON, asSistGRt Sse'ty and .detHarE
MEDICAL EYAMINRRs.
Thomas Carroll, NJ. D. c. Il. Comegys, MD.
J. F. Potter, NJ. d.
Office on Third street, next door east of the Citv
Bank Reedors Buildings, between Vine and Wal.
This Company effect Insurance on lives, confer en-.
dowments, grant annuileS, and make all other con.
tracts appeTtaining to Life Insurance. on the most
favorable terms.
All the advantages which can be secured by insur.
snce IN any office in this country, may be had in this
Company. The capital is large and well secured and
he character and standing of those who comDose the
will 'bJs guaranty that the affairs of the Company
interests Of tigy and judiciously managed and the
In addition to the 1UDIotected.
Company have made anangemC. of Insurance. this
who do not intoxicating liquors, u7snre those
than other persons. Also insure Divisions Of the t,as
of Temperance. A Division Of fifty members, by
paying the small annual premium Of slXty.siX dollars
NAV insure Five Thousand Dollars on the lives Of
their members. the Of One Hundred Dollars being
paid by the Company on the death Of each member.
JOinC stock Department.
Ratos reduced thirty-thres and oRs-third per
cent Those who insure on this plan anticipate the
profits of Mutual Company ito the amount Of 33H
per cent? in the reduction oil the premium II per-
son wishes to lsave definite sum to his heirs not
subject to the contingencies of profits, this system Of
is preferable. Or If he wishes TO insure for
period less than life.
Mutual Department.
In this department, when the premium amounts to
Forty dollars and upwards, but half is required
in cash dividends of profits annually. This depart.
ment, unlike other Mutual Companies, is secured by
the whole capital Of the Company q. e. $780, 900 and
its accumulations.
By combining in one Office the Joint Stock ad Mu.
tua System Of Insurance, we offer advantages to in
which cannot be obtained in any other plan.
70 our Mutual insurers we give the security OF our
Joint Stock Capital OF 900 and its accumuatiOns
and lessen the expenses OF this department half
(Which is equivalent to l7% per cent Whereby sha.
/ bling the Company to declare larger dividends
The directors Of this Company personally inter
eStsd in its prosperity.
There are no Director but what are Stockholders,
which fact will induce great degres OF caution in
taking none but good lives, in the judicDns invest
msnt of its unds rigid economy in incuning expenses,
and In the general management OF its business.
Is has been the policy Of some companies to divide
the entire amount Of their surplus utterly regardless Of
/ the unaltsral le nature Of their obligations.
But must be apparent 10 every one, that this Is an
UHsafsi # not hensstI mods OF tTuHsueiing busi'
ness.
The certainty OF future LOSSES 10 which every Life
Insurance Company is liable, renders it absolutely
necessary that large reserve fund should form per-
mansnt investment for the payment of such losses.
It will be the policy Of the Washington Life In.
surance Company always 10 have a reserve fund
securely invested pOportonate to its amount of Lus
ness.
This is the only method by which adequate secur.
ity can at all times be furnished to the insured and
place the Company in position in which no amount
of future losses can impair ita solvenCy.
The charter of the Washington Life Insurance
Company provides that wife may insure the life Of
her husband for her benefit and for her children and
at his death receive the amount OF the policy, without
regard to the debts of the husband. Creditors cannot
take it. This privilege cannot be obtained in
foreign company.
to the favorable consideration Ofevey class opersons
in community. Unlike Fire or Marine Insurance,
in which there is data for the calculation Of pre-.
niums, IT is founded on the immutable laws Of ma.
| ture, fixed and invaTiable. The rates o. premiums
are deducsd from the bills of mortality, and verified
! by the experience of more than a century.
! There is no mode Of investment more sure, more
certain or more easily attanable profitable to
the insurer, than Life Insurance 1t is the only spe.
cies of investment that has stood the test oil time, and
it yet remains to be recorded the fact Of the first purely
Life Insurance Company that has failed to meet its OBJ
legations during the lapse Ofneary century and half
| It is the prop which the dying husband leaves to
support the wife Of his bosom. 1t is the unseen hand
of the provIdent father reaching forth from the grave,
and still nourshng his offspring and keeping together
the family gOupe By II, the faithful protects his
aged parents, even when he has preceded them into
eternity through il the honest debtor satisfies his
conhdng creditor, where tate seemed least prOpltOus
In moral and worldly sense, it is great weapon
by which to rob death Of his sting.
There is danger in delay. Life is uncertain we
know not what day may bring forth
A man has no guaranty for health or existence be.
yond the present moment. If he has made provi.
sion for those who look up him for support it is bis
ty TO do so, and to do it Immediately. If he
loses his health or be hurried to an untimely grave,
what is to become of his wife and children.
Tell it not that the loves his wife and children,
who, having the means and opportunity, makes no
effort to protect them against Ihe eonttngeHeiss Of
remsdiECSs pOUerty.
California risks taken on the most favor
able terms.
January Is, 1852.