The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-08-27

WASHINGTON
LIFT INSURANCE COMPANY,
REEDER'S Bulldog,
Third street, next door 90 the City Bank
between Vine and Walnut,
CINCINNATI, OHIO.
incorporated by the State of ohO-ChaHsr Perpetual
Capitol s15O,OOO.
whielfoaA by their charter bs.norcaSed to EaI. q
Million.
Has two distinct Departments, J0iRt Stock and
Mutual.
OFFICERS AND DIRECTORS.
E. M. Gregory, ID. P. Worcester,
James K. Glenn, James Dunlap,
g. T. Cary J. P. KilbTeth,
e. P. Coe, W. s. Scarborough,
L, G. Bingham, Hon. @. Morris,
John Elstner ]. p. ReaznoT,
]. o. Shoup, L. D. Ingalsbee,
G. Y. Roots, r. b. Hayes,
Hon. John Mclean, A. Monell,
Chas Goodman, Thomas Heaton,
Geo. l.. Weed, J. F. FOTbus,
Henry Van Bergen, Geo. Mccullough.


BOARD OF FINANCE.
George l., Weed, w. A. Goodman.
James X. Glenn,
OFFICERS.
Z. M. GREGORY, President.
HON. @. MORRIS, Vice Prest
GEO. l.. WEED, Treasurer.
8. T. CARY, See'ty and Gen. agent.
O. BENTON, Assistant See'tv and detuaTg.
j. PAYSON VAN EPPS,
SOLICITOR AND APPOINTING AGENT.
MEDICAL EXAMINERS.
Thomas Carroll, M. d. O. n. Comegys, M. d.
!. +. Potter, M. ID.
Office on Third street, next door east Of the City
Bank, Reeder's Buildings, between Vine and wal
nut streets.
This Company effect Insurance on lives, confer en-
dowments, grant annuites.ABd make all other con-
tracts appeTtainng to Life Insurance, on the most
faUOrabie terms.
All the advantages which can be secured by insur-
ance in any office in this country, may be had IN thls
Companv The capital is large and well securedi and
the character and standing Of those who compose the
BOARD is guaranty that the affairs Of the Company
will be honestly and judiciOusly managed, and the
interests of the insured protected.
In addition to the usual terms Of Insurance, TINS
Company have made arrangements TO insure those
who do not use intoxicating liquors at lower tstes
than other persons Also insure Divisions OF the Sons
Of Temperance. A Division Of fifty members, by
payng the small annual premium OF sixty-slN dollars
NAV insure Five Thousand Dollars on the lives ol
their members. the sum Of One Hundred Dollars nehg
Joint stock Department
Rates reduced thirty-thFee and 0Re-thtrd per
cent. Those who insure on this plan anticipate the
profits of Mutual Company ito the amount Of J57S
per cent? in the reduction of the premium. II per
son wishes to leave definite sum TO bis heirs, mol
subject to the contingencies Of profits, this system o.
insurance is preferable. Or if he wishes to insure io
/ period less than life.
Mutual Department.
In this department, when the premium amounts "a
Forty dollars and upwards, but one half Is required
in cash dividends of profits annually. This depart
ment, unlike other Mutual Companies, Is secured Oy
the whole capital OF the Company IL 81 VlSO'VuO anu
its accumulatiOns. =,
By combining in one office the Joint Stock and Mu
tual system of Insurance, we oier advantages 70 IN
surers which cannot be obtained IN any other plan.
To our Mutual insurers we give the security OF our
Joint Stock Capital OF $4,000 and It's accunulations
and lessen the expenses of this deparment-One half
(which is equivalent to l7A per cent GtheIeby eha'
bling the Company to declare larger dividends.
The directors Of this Company are personally inter
ested in its prosperity
There are no directors but what are Stockholders,
which fact will induce a great degree OF caution IN
taking none but good lives, in the judcions invest
ment Of its funds rigid economy in ncurng expenses,
and in the general management OF its business
Is has been the policy of some companies to divide
the entire amount of their surplus, utterly regardless OF
the unalterable nature of their obligations.
But must be apparent TO every Onei that ths Is an
unsafe if not iShOHsst mode Of transacting busl-
ness.
The certainty of future losses, to which every Life
Insurance COMPANY is liable, renders 1t absolutely
necessary that large reserve fund should form per-
manent investment for the payment OF such losses.
1t will be the policy OF the Washington Lie IN,
surance Company always to have reserve iuhu
securely invested proportOnate TO It's amount OF busl
ness.
This is the only method by which adequate sscur.
ity can at all times be furnished to the insured and
place the Company in position IN which no amouHE
of future losses can impair ita sovency'
rha hart Of Washington
Company provides that wife may insure the lie OF
her husband for her benefit and TOT her chIdren ana
at his death receive the amount OF the pocyJ WITHOUT
regard TO the debts of the husband Creditors cannot
take it. This privilege cannot be obtained in a
foreign company. :,
The advantages Of Life Insurance commends itsell
to the favorable consideration Ofeve class OF persons
in community. Unlike Fire or Marine insurance,
in which there is no data for the calculation Of pre-
mums, II is founded on the immutable laws OF ma
ture fixed and invarable. The rates or premiums
are deduced from the bills Of mortality, and verified
by the experience of more than a century.
There is no mode of investment more sure, more
certain or more easily attainable OTmOFe profitable tC
the insurer, than Life Insurance, - the only spe.
ces of investment that has stood the test OF tme and
il vet remains to be recorded, the fact Oi the st purely
Life Insurance Company that has failed TO meet its OBJ
LEGATIONS during the lapse of nearly century and hall
1t is the prop which the dying husband leaves tt
support the wife of his BOSOM Is the unseen hant
of the provldent father aching forth from the grave
and still nOuIIshing his offspring and Keeping tOgethe
the family groupe. By it, the faithful protects hi
aged parents even when he has preceded them int
eternity through it the honest debtor satisfies III
cOuidinr CREDITOR where fate seemed least pTOpltl0us
In moral and worldly sense, it is one great weaPOI
by which to rob death Of his sting.
There iS danger in delay. Life is uneertainj WI
know not what a day may briug forth. .,
man has no guaranty for health or existence be
| yond the present moment. If he has made no provi
sion for those who look up him for support it is hi
duty to do so, and to do it Immediately. If h
loses his health, be hurried to an untimey grave
| what is to become of his wife and children.
Tell it not that the man loves his wife and children
| who having the means and opportunity, makes n
effort to protect them against the cOntiHgeHeIss o
rsmediiess poverty.
California risks taken on the most favor
able terms.
January Is, 1852.