The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-03-19

SOLICITOR AND APPOINTING AaEHT.
MEDICAL EXAllINERs,
Thomas Carroll, N. D. D. q. ComexyS, NJ. D.
J. F. Potter, M. d.
Office on Third street, next door east Of the CITY
Bank, ReedsTi Buildings, between Vine and Wal.
nut streets.
This Company effect Insurance on lives, confer en-.
dowments grant annuitieS, and make all other con-
tracts apPertainng to Life Insurance, on the nest
| fapOrabIe terms.
AL the advantages which can be secured by insuy.
anee in any office in this country, may be had In this
Company. The capital 10 large and well secured and
the character and standing Of those who compose the
Board, Is guaranty that the affairs of the ComDanV
will be honestly and judicioualy managed, and the
interests of the insured protected.
In addition TO the usual terms Of Insurance, this
Company have made arrangements TO insure those
who do not intoxicating liquors, at lower rates
than other persons. AlSO insure Divisions Of the Sons
Of Temperance. Division Of fifty members, by
paying the small annual premium of sixty-tiN dollars
may insure Five Thousand Dollars on tho lives Of
their members, the Of One Hundred Dollars being
paid by the Company on the death Of each member.
JOint Stock Department.
Rates reduced thirty-three and OHe-third per
cent. Those who insure this plan anticipate the
profits Of Mutual Company (tO the amount Of 331S
per cent? in the reduction Of the premium II per-
son wishes to leave definite sum to his heirs, not
subject to the contingencies Of profits this system Of
insurance is preferable. Or i he wishes 10 insure for
period less than life.
Mutual Department.
In thisdepartment, when the premium amounts to
Forty dollars and upwards, but one half is required
in cash dividends Of profits annually. This depart
menl, unlike other Mutual Companies is secured by
the whole capitalof the Company Il. e. $780, 600 and
its accumulatiOns.
By combining in one Office the Joint Stock ad Mn.
tual System Of Insurance, offer advantages to in
SureTs which cannot be obtained in any other plan.
TO our Mutual insurers we give the security Of our
Joint Stock Capital OF 900 and its accommodations
and lessen the expenses Of this department half
(Which is equivalent to 7A per cent )stheTeby ena-
bling the Companyto declare larger dividends
The directors Of this Company are personally inter
ested In Its prosperity.
There are no Directors but what are Stockholders,
which fact will induce great degree Of caution in
taking but good lives, in the iudci9ns invest
ment Of its fnnds rigid economy in ncuETing expenses,
and in the general management of its business
Is has been the policy Of some companies to divide
the entire Of their surplus, utterly regardless Of
the unalteral le nature Of their obligations
But IL must be apparent to every one that this Is
unsafe, If not dishonest, mode Of transacting buSi
ness.
The esrtainty Of future Losses, 10 which every Life
Insurance Company is liable, renders il absolutely
necessary that large fund should form per.
manent Investment for the payment Of such losses.
| 1t will be the policy Of the Washington Life In
suranee Company always to have a reserve fund
securely invested proPortionate to its amount Of bus
ness.
| This Is the only methOd ny Whlcn adequate SeCuf-
y at all times be furnished to the insured and
place the Company in position in which amount
of future losses can impair ita sOlvency.
| The charter of the Washington Life Insurance
her husband for her benefit and for her children and
at his death receive the Of the policy, without
regard to the debts Of the husband Creditors cannot
takei il. This privilege cannot be obtained in a
f0Feign company.
The advantages of Life Insurance commeuds itself
to the favorable consideration 0feveTy class ofpeFsons
n community. UHtiks Fire or Marine Insurunes,
in which there is data for the calculation Of pre-.
miumS, II is founded on the immutable laws of ma.
tnre, fixed and invaTiable. The rates or premiums
are deduced from the bills Of mortality, and verified
by the experience of more than a century.
There is no mode Of investment more sure, more
CERTAIN or easily atainabe, profitable to
the insurer, than Life Insurance. II is the only spe.
cies Of investment that has stood the test OF me and
il yet remains 10 be recorded the fact Of the first purely
Life Insurance Company that has failed to its OBJ.
legations during the lapse ofneaTy century and half
It is the prop which the dying husband leaves to
support the wife Of bis bosom. Il is the unseen hand
of the prOvIdent father reaching forth from the gFWe
and still nOurshng bis offspring and keeping together
the family grOuPe By it, the faithful son protects bis
aged parents, when he has preceded them into
eternity through it the honest debtor satisfies his
coniding creditor where fate seemed least prOptious.
In a moral and worldly sense, it is one great weapon
by which to rob death Of his sting.
There is danger in delay. Life is uncertain we
know not what day may bring forth.
man has no guaranty for health or existence be-
yond the present moment. If he has made no proVi.
sion for those who look up him for support il Is his
dlty to do so, and to do it Immediately. If he
loses his health, OF be hurried to untimey grave,
what Is to become of his wife and children.
Tell il not that the man loves his wife and children,
who, having the means and opportunity, makes no
effort protect them against the contingencies Sf
PemedilsSs poverty.
California risks taken on the most favor
able terms.
January Is, 1852.