The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-06-25

James X. Glenn,
OFFICERS.
g. M. GREGORY, President
HON. q. MORRIS, Yics Presr.
GEO. L. WEED, Trsasursr.
8. +. GARY, Sec'tg ahd Gen. AgeRt.
9. BEETOE, Assistaht Sec'tg and AetHafy.
j. PAYsON VAN EPPS,
soLlonoR AND APPOINTING AGRNT.
MEDICAL EXAMINERS.
Thomas Carroll, N. y. Z, Il. Comegys, ND.
80 n Potter, a. v.
Ohica 0n Aiafd tueetneAt door east Of the City
nut streets.
This Company effect Insurance on lives confer en-.
dowments, grant annuities, and make all other con.
tfaess appsftainng 70 Life Insurance, on che most
yaUOrabts terms,
all the advantages which can be secured by nsur.
ance In any office IN this country, may be had in lhIs
Company The capital Is large and well secured, anu
the character and standing OF those who compose the
Board, Is guaranty that the affairs of the COMPANY
will be honestly and iudlcIousy managed, ana the
interests Of the insured protected.
In addition to the usual terms of Insurance, this
Company have made arrangements to insure those
who do not use intoxicating liquors, ut lower rates
than other persons. Also insure Divisions OF the SOns
Of Temperance. Division Of fifty members, by
paying the small annual premium OF slxty.six dollars
may insure Five Thousand Dollars on the lives Ol
their members the sum OF One Hundred Dollars being
paid by the Company on the death OF each member.
JOinL stock Department,
Rates reduced tAirtythrse and oAstAird per
cent. Those who insure this plan anticipate the
potLs Of a Mutual Company TO the amount OF 335s
per cent? in the reduction OF the premium If per.
son wishes TO leave definite sum TO his heirs,
subject 10 the contingencies OF profits this system Oi
Insurance is preferable. Ur ii he wishes to insure or
period less than lie.
Mutual Department.
In this department, when the premium amounts to
Forty dollars and upwards, but one half Is required
IN cash dividends OF profits annually. This depart
ment, unlike other Mutual Companies, is secured BY
the whole capitalof the Company, Il. e) sl5O,OUU anu
It's accumuialIOns.
BY combining in one office the Joint Stock and Mu
ual System OF Insurance, offer advantages TO in.
surers which cannot he obtained in any otnsr plan
10 our Mutual Insurers we give the security OF Oui
Joint stock Capital oI Sl5uUUU and Its sceumu atOns
and lessen the expenses Oi this department one hall
(Which is equivalent to l7A per cent Whereby ena.
Ullng the Companyto TO declare larger dNidsnds.
Inc directors Oi THIS Company are personally inter
ested in its prosperity.
There are no directors but what are stockholders
which fact will induce great degree OF caution in
taking none but good lives, in the judCiyns invest
ment OF IT'S lands, rgd economy IN ncuHug expenses,
aud IN the general management Of its business.
Is has been the policy Oi sOme companies tu divide
The entire amount OF their surplus utterly regardless
the unaltsfa 10 nature OF their obligations.
But 1t must he apparent TO every one, That this is
unsafe, II aot dishonest, mode Of ttanSHcling bus.
asss.
The certainty of future losses TO which every Lite
Insurance Company Is aOlet rsRdDTs IL absolutely
necessary that large mnd should lOrm per
/ mAnent Investment tor the payment Of such osses.
IL will be the policy Oi the Washington Lille In
.urance Company always 10 have funu
'eeurey invested pfOPoruonate TO It's amount OF Lus
asss
This iS the only method by which adequate secur.
Ity Gan at oil lnss be turaIshsd 10 the insured anu
pace the Company IN position which amount
VI future lOsses can inipaH lLa soiveuCy.
The charter OF the Washington Life Insurance
Company provides that vile uiay insure the his Oi
husband Tor her benefit, I0r children, and
At his death receive uIs the policy, without
tegaTd to the dsDts vi tie husband CTedtOfs cannot
taks Il. This privilege cannot be obtained IN u
,Oreign company.
Ihs advantages Of Life Insurance cOmmeuds itself
70 the taVOraDls consideration O every peTsOns
8 II community. UAtiks EtrS or Marine lnsursBce,
which there Is no data iOf the calculation OF pre-
miums, II is ounded on the immuIable laws OF ma
lure, hxed and inVaFaOle. Ihs rates or premiums
are deuuced from tile bills Of mortality, ana YeIhsd
Oy the experience oi more than a century.
There mode OF inyeStmen more sure, more
certain, or more easily attaIuabe, p0tabls "
The insurer, than Llis Insurance. 1t the only sps.
Of that has stood the test OF Iinie anu
II yet remains 10 he UcOfdsd fact OF the hTst purely
Lille Insurance Company that has lailsd Oh
gat0ns during the iaas OF nearly century aud half
It Is the prop which the dying husband leaves TO
support the vile oi his BOSOM Il Is the unseen hand
Of Tie prOvident father reaching forth IRON the grave,
and 't nOarlslng his Offspring aud Keeping together
the family gfOupe. BY ~ the faithful protects his
aged parents, even when lie has preceded them into
eternity through II the honest debtor satisfies his
eOidg cTediIOr, where tate seemed least popltiOus.
Ia moral and worldly sense, IL one great weapon
by which to rob Jsath OF his sting.
There is danger in delay, Lille is uncertain we
know not what u day may briBg orth.
A man has no guaranty lOF health or existence be-
yOnd The present moment II he has made no provi.
Tor those who look up to him for support is his
duy 70 do so, and to do il Immediately. IL he
loses bis health, or be hurried to untmey gave
what Is 70 beeOme Of his wife aud children.
Tell IL not thai the loves his vile and children
| Who having the means and opportunity, makes nc
effort TO protect them against the contingencies Cj
rsmeditsss poverty.
California risks taken on the most favor
| able terms.
January Is, 1852