The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-09-03
WASHINGTON
LITE INSURANCE. G0MPA ny
+, REEDERS BUILDIG,
Third street, next door 90 she City Bank
between Vine and WaInul,


Which can by their CHARTER be increased TO Hat
Million.
Has two distinct Departments, Joiat Sioek and
yIatNaL
OFFICERS AND DIRECToRs.
=. NJ. Gregory, n p. WoFeeseh
James K Glenn, James Dnnlap,
s. +. Cary, J.. p. Kilbrelh,
L. P. Coe, w. S. Scarborough,
L. G. Bingham, Hon. 9. Morris,
John ElstneF, J. T. Reaznor,
j. o. shoup, L. d. 1ngalsbee,
G. Y. Roots, R. 3. Hayes,
Hon. John Mclean, A. NIoHel,
Chas. Goodman, Thomas Heatont
Geo. l.. Weed, ]. +. FoThus,
Henry Van Bergen, Geo. Mccullough.
BOARD OF FINANCE,
George L. Weed, w. A. Goodman.
James X, Glenn,
OFFICERS.
. L. M. GREGORY, President,
HON. Q. MORRIS, Hies Prest
GEO. L. WEED, Treasurer.
S. +. CARY, Sse'ty and Gen. dgeRt.
Q. BENTON, Assistant Secty and AetHary'
]. PAYsoN VAN EPPs,
SOLICITOR AND APPOINTING AaRNT.
MEDICAL EXAMINERS.
Thomas Carroll, NJ. d, o. IL. ComNr,r-.Mr,D
J. T. Potter, NJ. ID.
Office on Third street, next door east Of the City
Bank, Reeder's Buildings, between Vine and Wal
nut streets.
This Company effect Insurance on lives, confer en-
dowments, grant annuties, and make all other con
tracts appeTtainng to Life Insurance, on the mOsi
fdgora6ta terms.
All the advantages which eau be secured by insur
ance in any office in this country may be had in this
Company. The capital is large and well secured, and
the character and standing Of those who compose the
Board, is guaranty that the affairs Of the Company
will be honestly aud iudiciouSly managed, and the
interests of the insured protected.
In addition to the usual terms Of Insurance, thii
avaNa Fhnan
who do not use intoxicating liquors, at lower rates
than other persons Also insure Divisions Ofthe SOM
Of temperance. Division Of fifty members, by
paying the small annual premium of slxty.siX dollars
may insure Five Thousand Dollars the lives o.
their members the of One Hundred Dollars being
paid by the Company on the death of each member.
.BOint stock Department.
Rates reduced thirty.three aud ORe-tkird PEI
cent. Those who insure this plan anticipate the
profits Of Mutual Company ito the amount OF 331i
per cent? in the reduction OF the premium. IL per
son wishes to leave definite sum to his heirs, no
subject to the contingencies Of profits this system
Insurance is preferable. Or if he wishes to insure 70
period less than life.
Mutual Department.
In this department, when the premium amounts I,
Forty dollars and upwards but half Is required
in cash dividends of profits annually. This depart
ment, unlike other Mutual Companies, Is secured By
the whole capitaOf the Company, d. e) $3.50, 900
its accumulations.
BY combining in one office the Joint Stock and Mu
tua System Of Insurance, we offer advantages to in
surers which cannot be obtained in any other plan
To our Mutual insurers give the security of ou
Joint Stock Capital Of 900 and its accumulation
and lessen the expenses of this department one hal
(Which is equivalent to l7h per cent Whereby ena
bling the Companyto declare larger dividends.
The directors of this Company are personally inter
esied in its prosperity.
There no Directors but what are Stockholders
which TACT viii induce a great degree of caution il
taking none but good lives, in the udic1ns invest
ment Of its funds, rigid economy in incuning expenses
and in the general management Of its business.
Is has been the policy of some companies to divid
the entire amOuntof their surplus utterly regardless
the unalterable nature of their obligations.
But it must be apparent TO every one that this is
unsafe If not adishORest, mode Of Oftsnsacting bus
ness.
The certainty Of future losses, to which every Lii
Insurance Company is liable, renders it absOlutel
necessary that large reserve fund should form pei
msnent investment for the payment of such losses.
1t will be the policy Of the Washington Life Ia
surance Company always to have a reserve fun
securely invested ProPOrtionate to its amount Of bus
ness.
This is the only method by which adequate secuI
ity can at all timeS be furnished to the insured an
place the Company in position in which no amour
of future lOssescan impair ita sOlvency.
The charter of the Washington Life Insuranc
Company provides that wife may insure the life O
her husband for her benefit, and for her children,
his death receive the amount of the policy, withou
regard to the debts of the husband. Creditors cannO
take it. This privilege cannot bs obtained in
foreign company.
The advantages Of Life Insurance oOmmends itsel
to the favorable consideration Ofeve class ofperson
in community. Unlike Fire or Marine Insurance
in which there h data for the calculation Of pre-
mums, 1t is founded on the mmutabls laws Of ma
tures fixed and nvarable. The rates premium
deduced from the bills of mortality, and verife
by the experience of more than century.
There is no mode Of investment more sure, NOR
certain, more easily attanable ormore profitable
the insurer, than Life Insurance. 1t is the only Hpe
ces of investment that has stood the test OF time an
it yet remains be recorded the fact Of the first pure
Life Insurance Company that has failed to its oh
legations during the lapse Ofneary century and hall
1t is the prop which the dying husband leaves t
support the wife Of his bosom. II is the unseen han
of the prOvident father reaching forth from the grave
and still nouTshng his offspring and keeping togethe
the family gTOupe. By it, the faithful protects hi
aged parents, even when he has preceded them int
eternity through it the honest debtor satisfies hi
cOnding creditor where fate seemed least prOptiOus
10 a moral and worldly sense, it is one great weapO
by which to Job death Of his stiRg.
There Is danger in delay. Life is uncertain W
know not what day may bTug forth.
A man has no guaranty for health or existence be
yOnd the present moment. If he has made prov
sion for those who look up TO him for support 1t is hi
dlty to do so, and to do it Immediately. If h
loses his health, or be hurried to an untmely grave
what is to become Of his wife and children.
Tell it not that the man loves his wife and children
who, having the means and opportunity makes n
effort to protect them against the eORting eHeies
TemediIsss poverty.
California risks taken on the most favor
able terms.
January Is, 1859.