The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-12-31

suuleN n. 0teuut
OFFICERS.
e M. GREGORY, PFssidtHt.
HON. q. MORRIS, Vice Prssn
GEO. L. WEED, Treasurer.
8. +. CARY, See'tg Gad GsR. Ageaf.
s. r. EVANS, assisfant Sec'tg aRd yaetWary
MEDICAL EXAMINERS.
Thomas Carroll, NJ. D.. G. n. Comsgys, NJ. D.
]. =. Potter, M. d.
Office on Third street, next door east OF the CITY
Bank, Reeder's Buildings, between Vins and Wal.
nut streets.
This Company effect Insurance on lives, confer en-
dowmentS, grant annuities, and make all other con
tracts appertainng TO Life Insurance. on tAs most
All the advantages which can be secured by insur-
in any Office 10 lhs country, may be had IN this
Company The capital 10 large and well secured, and
the character and standing Of thots WHO compose the
Board, is guaranty that the affairs Of the Company
will be honestly and judieiousiy managed, aud the
interests Of the insured pI0teoted.
In addition to the usual terms OF Insurance. this
Company have made arrangements TO insure those
who do not intoxicating liquors, at lower rates
than other persons. so insure Divisions ofthe Sous
Of Temperance. A Division Of fifty members, by
paying the small annual premium Of siXty-sx dollars,
may insure Five Thousand Dollars on the lives OF
their members, the sum Of One Hundred Dollars being
paid by the Company on the death Of each member.
Joint stock Department.
Rates reduced thirty.thres and ORe-third per
cent Those who insure on this plan anticipate the
| profits Of Mutual Company ito the amount Of 33h
/
son wishes TO leave definite sumtO his heirs, not
subject to the contingencies Of prots this system Of
is preferable. Or If he wishes TO insure FOL
| period less than life.
| In this department, when the premium amounts To
Forty dollars and upwards, but one half Is required
in cash dividends Of profits annually. This depart
ment, Hniks other Mutual Companies, Is secured by
the whole capitaOf the Company, q. s) $50, and
its accumnlatiOhs.
By combining in one office the Joint Stock and Mu
tual System Of lnsunnee, we offer advantages to in
surers which cannot be obtained in any other plan
To our Mutual insurers we give the security Of OnT
Joint Stock Capital OF 900 and its OccumulatiOni
and lessen the expenses of this department one hal
(Which is equivalent to l74.per cent )thereby ena
bling the CompanytO declare larger dividends.
The directors OF this Company are personally inter
There are no Directors but what are Stockholders,
which fact will induce a great degree OF caution In
taking none but good lives, in the iudieonS invest
ment Of its funds rigid economy in ncuning expenses
| and in the general management OF its business
Is has been the policy of some companies To divide
the entire amount Of their suus utterly regardless O
the unalterable nature Of their obligations.
But il must be apparent to every one, that this 10 an
unsafe, If not dishORest mode OftEansacting busi'
| ness.
The certainty Of future losss 0 which every Life
Insurance Company Is liable, renders q absolutely
necessary that large reserve fund should ioTn per-
manent investment for the payment Of such losses.
Il will be the policy Of the Washington Life In
surance Company always to have reserve fund
securely invested prOpOrOnats to its amount Of bus
ness.
This is the only method by which adequate sscuF
ty can at all times be furnished to the insured ant
place the Company in position in which no amOGRi
| OF future losses can impair ita sovency.
The charter of the Washington Life Insurance.
COMPANY provides that wife may insure the life o.
her husband for her benefit and for her children, and
at his death receive the amount Of the policy, without
regard TO the debts Of the husband. Creditors
| oEa This nfVileGa cannot be obtained
| foreign company.
The advantages Of Life Insurance cOmmOndS iIsei
to the favorable consideration OfeveEy class Ofperon
| in community UHike Fire or .MGriRs InsuRneei
in which there is no data lOf the calculation of pre-
| miums, it is founded on the immutabe laws Of ma
ture, fixed and invariable. The rates or PREMIUM
are deduced from the bills Of mortality, and VeHhe'
BY the experience Of more than a century.
There is no mode Of investment more sure, NOR
certain, or more easily attainable profitable
the insurer, than Life Insurance. II s the only spe
cies Of investment that has stood the test OF time,
II yet remains to be recorded, the fact Of the Fst pure
Life Insurance Company that has failed to meet It's oh
legations during the lapse OfneaTy century and hal
1t is the prop which the dying husband leaves
support the wife Of his bosom. Il Is the unseen han
Of the pTOvdent father reaching forth from the grave
and still nOurshng his 0sprng and keeping tOgethe
the family groupe. BY it, the faithful protects hi
aged parents, even when he has preceded them int
eternity through il the honest debtor satisfies hi
eOnfdng creditor, where fate seemed least pFOptiOui
In moral and worldly sense, il is one great weapo
! by which to rob death Of his sting.
There Is danger in delay. Life is uncertain W
. know not what day may briug forth.
A man has no guaranty for health OF existence b.
! yond the present moment. IL he has made no prov
sion for those who look up him for support II is n
duty TO do so, and to do 1t Immediately. If h
loses his health, or be hurried to an uutmey grave
. what is to become Of his wife and children.
Tell not that the man loves his wife and children
who, having the means and opportunity, makes n
effort to protect them against ths contingencies
renedilsSS poverty.
G California risks taken on the most favol
G able terms.
January Is 1859.