The organ of the temperance reform. (Cincinnati, O. [Ohio]) 1852-1853, 1852-10-08
WASHINGTON
,IEE INSURANCE EOMPABYl

s. +. Cary, J.P. Kilbreth,
Il. P. Coe, w. s. Scarborough,
L. G. bingham, Hon. G. Morris,
John ElstneT, J. z, ReAznOT,
3. o. shoup, J.. d. Ingalsbee,
q. Y. Roots, r. y. Hayes, p.
Hon. John Mclean, A. Mouel,
Chas. Goodman, Thomas HeatOns
Geo. l.. Weed, ]. H.. FOTbus,
Henry Vsn Bergen, Geo. Mccullough.
BOARD OF FINANCE. .ffF
George l.. Weed, w. A. Goodman.
James X. Glenn,
OFFICERS.
r. NJ. GREGORY, President.
HON. c. MORRIS, Vies Pres't
GEO. L. WEED, Treasurer.
s. F. CARY, See'ty and Gen. AgeRt.
s. R. Evans, .assistaRt See'ty and yaetHarg.
J. PAYS0N VAN EPPs,
SoLionoR AND APPOINTING AGENT,
MEDICAL EXAMINERS.
Thomas Carroll, NJ. d.. C. II. Comegys, M. D.
3. +. Potter, M. D.
Office on Third street. next door east Of the City
Bank, Reeders Buildings, between Vine and Wal
nut streets. .it.'t 81
This Company effect Insurance on lives, confer en-.
dowments, grant annuites, and make all other con.
tracts appeTtaining to Life Insurance, ths most
faD0rabte terms. ..F r
All the advantages which can be secured by insur.
in any office 10 this country, may be had in this
Company. The capital is large and well secured, and
the character and standing of those who compose the
will be honestly and judiciousy managed, and the
interests Of the insured protected.
In addition to the usual terms of Insurance, this
Company have made arrangements to insure those
who do not intoxicating liquors, at lower rates
than other persons. Also insure Divisions Ofthe Sons
Of Temperance. A Division Of fifty members, by
paying the small annual premium of sxty-six dollars,
may insure Five Thousand Dollars the lives of
their members the sum Of One Hundred Dollars being
paid by the Company on the death of each member.
.BOint Stock Department.
Rates reduced thirtythree and 0ne.third per
cent. Those who insure this plan anticipate the
profits of Mutual Company ito the amount of 1914
per cent? in the reduction of the premium IL per-
son wishes to leave definite sum to his bers, not
subject to the contingencies Of prots this system OF
insurance is preferable Or If he wishes TO insure for
period less than life.
Mutual Department.
In this department, when the premium amounts to
Forty dollars and upwards, but one half is required
in cash dividends Of profits annually. This depaT-
ment, unlike other Mutual Companies, Is secured by
the whole capitalof the Company, a. e) $lj0OOO and
its aocumulatiOnS.
By combining in one office the Joint Stock and Mu
tual System Of Insurance, offer advantages to in.
which cannot be obtained in any other plan,
To our Mutual insurers give the security Of our
Joint Stock Capital OF $lJ00OO and its acCumulatons
and lessen the expenses of this department hall
(Which is equivalent TO TX per cent )theIeby ena.
bling the COmpanytO declare larger dividends.
The directors Of this Company are personally inter
eSted in its prosperity.
There are no directors but what are Stockholders,
which fact will induce great degree Of caution In
taking none but good lives, in the judci9ns invest
mont Of its funds, rigid economy in ineuTng expenses,
and in the general management Of its business.
Is has been the policy of sOme companies to divide
the entire amount of their suplus utterly regardless
the unalteraJle nature Of their obligations.
Butt must be apparent to every one, that this is an
unsafe, if not dishonest, mode of transacting bust
ness.
The certainty of future losses 10 which every Life
Insurance Company is liable, renders it absolutely
necessary that large reserve fund should form per
manent investment for the payment of such losses.
1t will be the policy of the Washington Life In
surance Company always to have reserve fund
securely invested prOPOtiOnate to its amOnnt Of Lusi
ness. q
This is the only method by which adequate secur
ty can at all times be furnished to the insured and
place the Company in position in which amount
OF future losses can impair ita sOlyency.
The charter of the Washington Life Insurance
Company provides that wife may insure the life O
her husband for her benefit and for her children, and
at his death receive the amount Of the policy, without
regard to the debts Of the husband. Creditors cannO
take It. This privilege cannot be obtained in d
foreign company.
The advantages of Life Insurance commands itse
TO the favorable consideration ofevery class ofperOn
in community. Unlike Fire or Marine InsuTVnees
in which there is no data for the calculation Of pre-
miums, il is founded on the immutable laws of na.
are deduced from the bills of mortality, and verified
by the experience Of more than century.
There is no mode Of investment more sure, more
cetain easily attainable, or profitable tC
the insurer, than Life Insurance. 1t is the only spe
cies of investment that has stood the test Of time
it yet remains to he recorded the fact oft first purely
Life Insurance Company that has failed to meet its OBJ
legations during the lapse Ofneary century and half
Il is the prop which the dying husband leaves Il
support the wife of his bosom, It is the hant
of the provdent father reaching forth from the grave
and still n0uTshng his offspring and keeping tOgethe
the family grOupe. By it, the faithful protects hi
aged parents, even when he has preceded them intC
eternity through il the honest debtor satisfies hi
condng creditor where fate seemed least pOpitious
In moral and worldly sense, it is great weapor
by which to rob death of his sting.
There is danger in delay. Life is uncertain /; WI
know not what day may briBg forth.
A man has no guaranty for health or existence be
yond the present moment. If he has made no prOvi
sion foT those who look up him for support it is hi
daty TO do so, and 10 do il Immediately. If HI
loses his health, or be hurried to an untmely grave
what is to become Of his wife and children.
Tell it not that the loves his wife and children
who, having the means and opportunity, makes N
effort to protect them against The eOntingeReies o
remediissS poverty.
California risks taken on the most favor
able terms.
January Is, 1859.