The Kalida venture. [volume] (Kalida, Ohio) 1841-1865, 1851-03-07
MUTUAL INSURANCE
.le TIE WESTERN REsERvp
FARMERS INSURANCE. Co.
Poinsr,ilLe Oksa

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rJ I'D; ] r E G II o n 8. u, asso
HoN. SEABURy FoRD, IlARvEY woeo.s
WORTH, Hon Uni SEELEy, jim Meg
RAY, Hon. WIN. w. sBRANcH, GRASDt,ox
NEWELL ~. (, ~,
,v.s PIP. SANFORD, ,Presidssf. : y
WIN. L. PERKINS, Secretary. !.
G.E. JOHNSON JOHNSON, General Asens-
The high character and standing ofths
Directors, are a sufficient gu uarantee that .
they intend 10 avoid the course Of busi-
ness which has made the old Mutust
Companies unpopular. 81 {
ENCOURAGE YOUR OWN.
Our laws have no control over ioreiQs
companies, and you know nothing Of their
esponsibSiiy or integrity. ~ aassg
CAUTION. saf i
A statute of Ohio, makes all Policlos
OF foreign companies ''lo all inients and
purposes null and void, unless the Agent
has License from the County Treasurer.
There are many SCENTS Of other COM
panies soliciting applications, and repre-
senting their companies as Fdrmers'
Companies, while their charters authorize
them TO insure all kinds Of property. ..,
| All authorized Agents carry with them
a Commission, a copy of their Charter,
and printed Instructions. Farmers who
would not be imposed upon, will do well
TO demand these and inspec, them care
fully.
| By an amendmen, of the Charter, this
Company is now authorized TO insure oil
kinds of property in separate classes OF
unions, and The charter expressly pro-
vides tia: The several unions shall be me-
ways connected with or responsible for
The Others, and that The accounts and
funds of each union shall be kept and in
vested separately. The Directors have
accordingly established three disiins,
unions, viz: -.y .4 - y.4.
| First. FARMERs' UNrpN, including
farmers's dwellings, &c. Also, dwell
ll'ngs, &c, Of others, where there are no
other buildings within s rods; for 5 yesrs.
al from 2 10 Al per cent cent, preniun
note. ..-.
Second. VILlAsE UEIoN, including
othes dwellings, village risks, stores,
mechanics, churches, &C., for 3 10 5
years, q, from 3 TO Is per csu,., PremiSm
note.
Third. MANuFAcTrRERs' Uni n, ia-
cluding most kinds Of manufactures, for
8 years, at from 4 10 % per cent, pre-
MUM note.
ADVANTAGES oF THIS COMPANY.
By this happy arrangement, the three
unions will establish three distiuc, lnsur-
ance Offices in one, thus saving the sH.
pense of three separate establishments,
and at the same time, EACH KIND ~ rRs-
pER1r INsuREs ITSELF, and is e> emp
, from contributions 10 The other kinds.
RATES ARE CHEAP, and tbs
amount paid dorm such as reasonably 10
e secure the members from annoying a..
sessments; and there will be no assess
ments, unless the expenses and losses
p exceed Is per cent. Of The capital.
LAWSUITS are guarded against, w
positive condition Of the Policy,to sub
10 nit questions Of difference TO three ciii-
y zens Of the county where the loss o.
Mt ours.
N LOSSES arc paid in full, 10 the
y amount insured.
Y POLICY takes efFcc, on the hrsi day
of,he application, OF any o'he' day Dc
sired, If approved by the Directors.
Amy member may surrender his peliss
III ,rhen he plenses.
LIABILITIES. No member is liable
: during the term of his Policy, TO pay
in the whole any greater amount ,has
his Premium Note.
80 There are no saIaried efeers ~
agents in this Company.
or FARMERS. The charter expressal
prohibits the farmers Union from insu
Il ring any building except dwelling houses
- oui houses, barns, and otl.er building
=, connec c,ed with and appertaining ts
P. farms, and their contents; and also ths
houses and appurtenances Of persons, no
farmers, which have no o:her building
within 8 rods.
r. In no other Company is the farms
i, thus secured agains, contributing u
/. dangerous risks.
l.. VILLAGE AND MANUFACTURES uNlfH.
- In these unions no risk can be takeI
10 when there are more than three woodeS
ID buildings within 20 feet Of each other
= nor can any one risk or the sum Of al
the risks in the same class, excses
$4,000, within six rods every way Of sh'
property insured. 'f#
- In none Of the Unit ns, not over tive
thirds the cash value Of buildings can b
insured; and no risk can be taken wher'
r a s,oye.plpe passes through ,hs roof .
wall ofthe house.
JAMES MACKENZIE, Ageaf,
Kalida, @
Kalida. Sept 3, 1850. @
=