The Mississippi Creole. [volume] (Canton, Miss.) 1841-1851, 1849-04-27

zens, they invariably add one half or
one per cent. to the regular rates. Our
table Of rates is as follows. The pre-.
MUM to be paid by the insurer may be
paid quarterly, half yearly or annually,
Rares Of Premium for ~insuring One
Hundred dollars on a single life.
Hill :..iiI!!t
10 s. q / g = ! 50 i 81 81 ) 81
90 go 95 rs 90 / "a 3 63
81 80 81 | 81 45i | 81 | 90 373
% "a go l 81 46 / 90 / so 3 81
% 81 / 03 I SO Al SO l 90 4Ol
"a 90 OF / SO 48 l "a 2 o. AIT
Is l 90 / u 2 "a 40 95 GA 449
Is l OF / II 2 II SO 1 96 2 90 AGO
q | IL % 2 II 81 / 81 2 90 ITS
20 | 20 / % 2 "a 50 2 o. 2 81 400
20 1 28 l IS 2 81 So 2 10 Q SO 5A
20 81 96 Q 80 54 2 10 2 SO SAC
81 ~ AZ 2 As % z ~ ) II %
80 | SO | 46 2 SO Sc 3 as 3 Sc $50
80 | "a 40 2 81 81 2 10 A OIL 6l2
"a l IS / SO 2 Ga So 3 IA A % 6 SO
35 / SO | SO 2 rs SO ; 81 a a 8 50
So 1 80 | 81 2 81 so A Ia A 81 6 81
81 / 43 / SO 2 90
TO ILLUSTRATE A man aged IS Of
sound health and constitution; free from
hereditary or family disease, and of
temperate habits, can insure his life, for
the sam Of One Thousand dollars, by
paying six dollars and eighty-ssven and
a half cents quarterly, or twenty seven
Dollars and fifty cents annually for the
whole life. At his death his family
will receive the sum Of One Thousan
Dollars, and the accumulated dividend
earned by the premiums, in good cen.
panies, generally fifty per cent. Zach
insurer for the whole is a stock Older,
ard participates in the profits. Lives
may be insured for m year or a term
Of years,
When one lnsureS his life for the
whole life, he pays as the premium or
price Of insurance, the same sum every
year; no matter how long he lives. A
man 35 would insure his life for the
whole life for one thousand dollars, at
twenty-seven dollars and fifty cents,
payable each year, and he would pay
no more than that sum at so years Of
age. If he insure year after year, the
premium is increased every year, and
at the age of 60 he would pay forty one
dollars and SO cents.
The advantages OF fife insurance are
now too we'll understood to need a long
exposition. In all countries the pru-
dent and far sighted, whose means are
limited, and who have dependent fami.
les effect insurance for their benefit; as
'ured that when they die, the widowed
and fatherless will not want, but will re-
ceive from the insurance Offices, a Ger
tain though moderate competence; hus-
bands and fathers may toll happily dur.
ing The day, and sleep untroubled by dis
tressing dreams at night. An indepen-
dence for the family is secured, let the
insured die when he may, in debt or out
of debt.
The company is now ready to receive
applications; and when applications to
a sufficient amount to ensure a safe
commencement shall have been accepted
by the trustees, the policies will be is
sued. Parties making application must
he'd themselves thereafter in readiness
o pay the first pr emium, at all times.
A failure to pay the premium when due,
lOrCeits the policy. No insurance will
be granted for more than 5000 dollars
on a life at present. No person need
apply who is unsound in health and con-
stitution, or liable to any family or hers
editary diseas, or Incorporate in his hab-
its. If one, whose life is insured be-
come Incorporate, to the injury of his
health thereafter, the policy on his life
will be forfeited. A life may be insured
in the name Of trustees, or by a wife to
enure to her, or to her children if she
die before her husband. This is a sacred
fund not subject by an express provision
OF the charter, to any debts or liabili
ties. The profits of the company can
be loaned only upon unincumbered, i'm
proved real estate, worth at a sworn
cash valuation, twice the amount loaned.
The investment is, as an investment