The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-08-12
Are You Insured A.?

A NY respectable male person between the
" nUcs OF l6 and 65, and not engaged IN n
ny extra.ha2nrdous employment, can ciiect an
insurance in the. Massachusetts Health lnsur-
ance Company, by answering in writing the
printed Undergraduates in regard to his age,
constitution, occupation, &c, and obtaining
the certificate Of n physician to the goodness
of his health
ILLUSTRATION OF THE TABLE OF RATES
ANY male person under % years of 0gc,nnd
in fair health, can, by paying somewhat less
than Sd,75, be insured an allowance oil lour
dollars week for every week of sickness lhol
he may have, during one year by paying
sc % annually, Il man can insure himself Il
like allowance for all the sickness he may
have between his 30th and Both yeor' For
about %l2 annually, person in his 4oth year
cnn insure himself six dollars week for all
the sickness he may suffer for the next gre
ycdrs Eleven or twelve dollars II year will
insure man between the ages of 20 ana ~,
the comfortable sum Of eight dollars week,
for every week of sickness and disability (nr-
isinr from accident or i'll hcnlthD which he
NAV suffer during the same long term OF timei
provided said benefit shall not exceed j0"r
hHHdrcd dOliarS per dRRWm, or $2,UOO Tor the
whole five years The advantage long poll
cics, or insurance for term of years, must be
apparent. A person insuring merely from
wear TO year, makes provision against transient
inr the whole Of the last three months, no
health insurance company would renew his
policy. Should he be stricken with palsy, go
into n consumption, or through accident or dis
case be permanently disabled, in the first year
ofhis insurance under "long policy at thus
Office, he would be in the weekly receipt OF the
allowances Of the company for upwards oil TOUR
years.
DIVISION or PRorITs, OR RETURN PRFMI-
INNS TO THE INSURED. No person insured by
the Massac husctts Health Insurance Compa-
nv can be called upon, in any case whatever,
to pay anything more than the specified pre-
MUM and policy fee, on account OF his con-
ncction with the institutions INT he IS en-
fjflrdt 10 and ioW rcccirc share Of the prCfts,
as it is provided in the charter, that after di-
vision of sir per cent Only to stockholders, the
reminder shall be shared annually with the
persons insured. In no event will more than
ten per cent be reserved; and should the pro-
fits amount to thirty per cent, in this case ~
per cent would 90 to the holders OF policies
in the shape of a dividend or return premium
The President and Directors receive no com.
pensation whatever, and a strict economy is
observed in the management of the affairs OF
the Company. At the scm-annuol meeting
in Dec lS47 the Secretary represented that
more than 400 persons were connected with
this insttuton-the number OF policies applied
for during the last quarter averaged more than
300 per month, ana thc business was cohstuht-
" increasing. In the month of Feb. last, more
than 400 persons became members, and in
March the number had increased to 2,5OO.-
There is every prospect that the biennial state
ment TO the Legislature in June, 1919, the COM
pany will be able to report that they have 49,
900 members Under these circumstances there
is Interpretation of a satisfactory dividend
Applications for insurance received by the
subscriber and all necessary inior nation given
EpHRAIM JEWETT, AGENT.
St Johnsbury, May 10, 1913. 56im3