The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-06-03
Are YOH Insured e?

A NY respectable male person between tho
"A ages of I6 and 65, and not engaged in :
ny extrn-hazardous employment, can effect an
insurance in the Massachusetts Health Insurs
ancc Company, by answering in writing tho
printed Undergraduates in regard to his age,
constitution, occupatiou, &c. and obtaining
the certificate of physician to the goodness
of his health.
ILLUSTRATION or THE TABLE OF RATEs-
Any male person under % years of age, and
in fair health, can, by paying somewhat less
than $4,75, be insured an allowance of four
dollars n week for every week of sickness that
he may have, during one year. By paying
1925 annually, man can insure himself n
like allowance for all the sickness he may
have between his 3Oth and 35th year. For
about Ssl2 annually, person in his 40th year
can insure himself six dollars week for all
the sickness he may suffer for the next fire
Years. Eleven or twelve dollars a year will
insure man between the ages of 20 and 30,
the comfortable sum of eight dollars a week,
for every week of sickness and disability Jar.
ising from accident or ill healthy which he
may suffer during the same long term of times
provided said benefit shall not exceed four
hundred dollars per dnnum, or So, GOO for the
whole five years. The advantage long pole
cies, or insurance for term of years, must be
apparent. person nsuring merely from
year to year, makes provision against transient
sickness only; and should he be disabled dur.
ing the whole of the last three months, nd
health insurance company would renew his
policy. Should he be stricken with palsy, 20
into n consumption, or through accide ut or dis.
ease be permanently disabled, in the first year
of his insurance under s'long policy" ut this
office, he would be in the weekly receipt of the
allowances of the company for upwards of four
years.
DIVISION or PRoF ITS, OR REruRY PRFMf.
UMs TO THE INSURED. No person insured by
the Massachusetts Health Insurance Compa.
ny can be called upon, in any case whatev yer.
TO pay anything more than the specified pre-
MUM and policy fee, on account of his con.
nection with the institution; Dat he is en-.
tilted to amt mill receiUc SHIRE Of the profits,
as it is provided in the charter, that after a d..
vision of siG per cent. only to stockholders, tho
remainder shall be shared annually with tho
persons insured In no event will more than
ten per cent. be reserved; and should the pro.
fits amount to thirty per cent, in this case -
per cent. would so to the holders of policies
in the shape of dividend or return premium.
The President and Directors receive no com.
pensation whatever, and strict economy il
observed in the management of the affairs o.
the Company. At the semi-annual meeting
in Dec. 1S47, the Secretary represented that
more than 400 persons were connected with
this nstitution-the number of policies applied
for during the last quarter averaged more than
300 per month, and the business was constant.
Iy increasing. In the month of Feb last, moro
than 400 persons became members, and in
March the number had increased TO 25O0-.
There is every prospect that the biennial state.
ment 10 the Legislature in June, 1919, the com.
pany will be able to report that they have TO-.
900 me mbers. Under these Giro umstanccs there
is Il fair Spectntion of n satisfactory dividend
Applications for insurance received by tho
subscriber and all necessary information given,
... EPHRAIM JEWETT, Agent
st. Johnsbury, May 10, 1919. 564mJ