The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-05-27
Are You Insured ?

A NY respectable male person between tho
N nges of 10 and 65, and not engaged in AZ
ny cxtrH-huzardous employment, can effect an
insurance in the Massachusetts Health lnsur,
nnce Company, by answering in writing the
printed Undergraduates in regard 10 his age,
constitution, occupation, sc, and obtaining
the certificate OF physician to the goodness
of his health.
ILLUSTRATION or TuE TABLE OF RATES.,
ANY male person under 25 years Of and
in fair health, can, by paying somewhat less
than 81 ,75, be insured an allowance OF four
dollars a week for every week of sickness that
he may have, during one year. BY paying
sc, 25 annually, man can insure himself n
like allowance for all the sickness he may
have between his Both and 3oth year. For
| about $l2 annually, n person in his 4Oth year
can insure himself six dollars week for all
! the sickness lie may suffer for the next fce
ycars. Eleven or twelve dollars year will
| insure u man between the ages Of 20 and 80,
the comfortable sum of eight dollars q week,
/ for every week of sickness and disability Oar,
| ising from accident or i'll health,) which hp
may suffer during the same long term Of timei
provided said benefit shall not exceed four
hundred dollars per 6Rnum, or $4,000 for tao
whole five years. The advantage oflong poli-
cics, or insurance for term Of years, must be
apparent. y person insuring merely from
year to year. makes provision against tranaic mt
sickness only: and eboulI he be disabled DIR
ing the whole Of tie last three months. No
hralth insurance conIpcny would renew his
policy. Should he he stricken with palsy, 60
! ;nto q consumption, or through accident or dis.
ease be permanently disabled, in the first year
ofhis insurance under ''long policy al thiE
Office, lie would be in the weekly receipt of the
allowances Of thc company for upwards ofippF
years.
DIVISION OF PRoFIrs, on RETURN PIFmfr
Ums TO THc lSsURED. No person insured by
| the Massachusetts Health Insurance Compnr
ny can be called upon, in any cusc whntpvrr,
10 pay anything more than the specified prev
MUM and poIlry fee, on account of his con-
nccton with the institution; hUt he is en-,
titied to and lciU reccire a share Of the profits,
~ it is provided in the churter, that after dis
vision of sig per cent. Oniy to stockholders, tho
remainder shall be shared annually with tho
! persons insured, In no event win more than
ten per cent De reserved; and should the pro-
| fits amount 10 thirty per cent, in this case "a
per cent. would 90 to the holders OF pocVa
in the shape of dividend or return premium,
The President and Directors receive no com.
| pensation whatever, and y strict economy ~
observed in the management of the affairs o!
the Company. ~ the semi annuul meeting
| in Dec. 1877 the Secretary represented that
more than 400 persons were connected with
| this insttulion-the number of policies applied
4 for during the last quarter averaged more thuG
800 per month, and the business was constant,
y increasing. In the month OF Feb, last, moro
than 400 persons became members, and 1T
| March the number had increased TO $500,
There is every prospect that the biennial state.
mept to the Legislature in June, 1S49, the com,
pany will be able to report that they have TO-,
| 900 me mbers. Unde these circumstances thcTs
is fair xpeclntion of a satisfactory dividend.
Applications for insurance received by the
subscriber and all necessary infor nation given,
EPHRAIM JE WETT, Agent.
St. Johnsbury, May 10, lS49. Selma