The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-05-20
Cedar Posts,
Are Yen Insured ?

A NY respectable male person between the
IN ages of 10 and 90, and not engaged in n
ny extra-ha2ardous employment, can effect an
insurance in the Mnseac husetts Health lnsur-
ance Company, by answering in writing the
printed interroga oI'-7 in regard TO his age,
constitution, occupatluu &c. and obtaining
the certificate of II ply ian to the goodness
of his health.
ILLUSTRATION OF THE / BILE OF RATES
Any male person under % years of nge,nnd
in fair health, can, by paying somewhat less
than S4,75, be insured an allowance of four
dollars week for every week of sickness that
he may have during one year. BY paying
1925 annually, man can insure himself T.
like allowance for all the sickness he may
have between his Both and 35th year. For
about $l2 annually, person in his doth year
can insure himself six dollars n week for all
the sickness he may suffer for the next fro
gears. Eleven or twelve dollars n year will
insure man between the ages of 20 and 80,
the comfortable sum of eight dollars week,
for every week of sickness and disability (ur-
ising from accident or i'll health,) which he
may suffer during thc Same long term of'timC:
provided said benefit shall not exceed four
hundred dOiiarS per 0RRuHl, or $4,000 for the
whole five years. The advantage long poll
cies, or insurance for term OF years, must be
apparent. person nsurinG merely from
year to year, makes provision against transient
sickness only; and should he be disabled dur
ing the whole of the last three months, no
health insurance company would renew his
policy. Should he be stricken with palsy, go
into n consumption, or through accident or dis,
ease be permanently disabled, in the first year
ofhis insurance under s'long policy" mt this
Office, he would be in the weekly receipt of the
allowances CT the company for upwards of four
years.
DIyIsIoS or PRoFITs, on RErURN PRrMI.
TVS To rHE INSURED. No person insured by
the Massachusetts, Health Insurance Comps
ny can be called upon, in any cusc whatever,
TO pay anything more than the specified pre-
mum and policy fee, on account of his con-
nection with the institution; lat he &c CO.
tNed to and i0U reccjce a Share Of the Drofts,
as il is provided in the charter, that after d.
vision of sir per cent, only to stockholders, the
remainder shall be shared annually with the
persons insured. In no event will more than
ten per cent. be reserved; and should the pro-
fits amount to thirty per cent, in this 81
per cent. would 20 to the holders of policies
in the shape Of Il dividend or return premium,
The President and Directors receive no com.
pcnslton whatever, and strict economy is
observed in the management of the affairs o.
The Company. At the scmi.aEnu2l meeting
in Dec. 1897, the Secretary represented that
more than AGO persons were connected with
this institution--thc number of policies applied
for during the last quarter averaged more thar
500 per month. and the business was constant
~ increasing. In the month Of Feb last, more
than 400 persons became members, aud in
March the number had increased TO 1900
There 10 every prospect that the biennial state.
ment to the Legislature in June, lS49, the COM
pany will be able to report that they have l0,-
600 members. Under these circumstances there
is fair expectation of satisfactory dividend.
Applications for insurance received by the
subscriber and all necessary information given.
EPHRAIM JEWETT, A gent
ST. Johnsbury, May 10, l54S. 56im3