Vermont watchman and State journal. [volume] (Montpelier, Vt.) 1836-1883, 1848-12-21
For tho Waterman & Journal.
Washington County Mutual Fire Ins
Co., NY,
TO THE pJTBJJC.

At tho repeated solicitations of an agent of this institution
the undersigned induced to become mcmbe' by nsnr
nr of his said Company. Among other
considerations urged by tho agent TO induce me to- insure my
properly that company no conended that the Washington
County FumeS Company and that II cost uery
much less to insure in this, than any other Insurance cona
n.y. In view of those considerations, the AGENT wus suffered
make what he termed of the premises to be in
surcd aud the necessary ppes were executed lndue ume
policy received But upon an examination Of this in
strument find il has daanof does 1t give any act Oi ~
porato1, location u this cOmtany,-hui leaves the
members. for anything which appears the face of their
policies of loss to hunt for tue company wherevtf
their ingenuity shall direct Nor is this all. II they shall
he so or,unto find the Company, they have
ance hrdng their policies III force. SEc IL OF the by
laws provides that "Whencver assessment shu have
upon the premium notes. and the sum determined
not be paid within thirty days after the shall have been
demauded by the company their agent, the directors may
at their opon, aunu the policy OF upon
may retain such note aud collect thereon such
sum so assessed" But how this denind' is TO he made
whether tho Treasurer in his office, by letter, thru
some newspaper, is stated How, then, any
Der know but VIVA, he will be met the event OF loss
with" But, Strive Demanded OF you an assessment over
thirty days since which not being pud your pohcv was
anaull,d,' ten days before the fire."
The policy sent to is signed by Nathan Dohne, Wee
Presdsn and S. w. Perry, Deputy SeeredrB-and bears mp
the face such evidence If fraud, that have been led 10
inquiries in reference to the bunscd ndNa tage on the
OF chedpHess which the Farmers Company las cali
e has other Insurance companies IA our own state
COnIanies which have not only local abta.ion,"
reputation for fair dna, and the punctuI settlement
of all losses, tibshcd IN business of twenty years,
compare with the Vermont MUTUAL located at Montpelier,
Vermont.
injured by this WASHINGTON County Company in the
bundled fifty dus, for which the agent de-
minded in ddranee s. and my n"c for 25O more which
and which, uppoats by the by law quoted IS con
sdercd important pat Of the Transaction, the policy
being given upon that.
The stands thus
Cash paid IN advance, $3.50
Five years annual interest thereon 10, 50
Making, $685.
for five years. besides the liability TO pay tho note Of $3.50
more, which was required to give
Ia the Vermont Mutual it would have cost me TO insure
the property far the in advance 10 and
35 cents thereafter, which with tho interest on tho
for five aud upon the amount paid in advance fol
the time is 81 Is, making 53,o5. AMI showing balance
in OF the Vermont Mutual the sround of che0pHeS
alone, of 30 cents, nclndng tho liability whith au
under IL pay my note as above stated.
Believing this Washington County Company to he shea
humbHg, calculated under tho sprcous nnme Of Farmers
CODang to draw money f0m the hune>t farmers of Yer
mont, have felt my duty mako this statement of facts
If my farming friends shalt heed it, aud be saved from villa
regard imposition, to tho least, shall no
regret tho which this lesson has cost me.
V. d. KlDBY
| Montpelier Nov 10, 1913. 90,3w