The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-08-05
Are You Insured ?

| 4 NY respectable male person between the
! n ages of 10 and 50, and not engaged in a.
ny extra. hazardous employment, can effect an
insurance in the Massachusetts, Health Insur-
ancc Company, by answering in writing the
printed intcrrogntories in regard TO his age,
constitution, occupation, &c. and obtaining
the certificate of a physician TO the goodness
of his health
ILLUSTRATION OF THE TABLE OF RATES
Any male person under % years of age, and
in fair health, can, by paying somewhat less
than Sl,75, be insured an allowance Of four
dollars week for every week of sickness that
he may have, during one year. BY paying
1928 annually, man can insure himself n
like allowance for all the sickness he may
have between his 30th and Both year. For
about $l2 annually, person in his doth year
can insure himself six dollars n week for all
the sickness he may suffer for the next fire
ycarS. Eleven or twelve dollars year will
insure man between the ages of 30 and 30,
the comfortable sum of eight dollars n week,
for every week of sickness and disability Jar
ising from accident or i'll healthy which he
may suffer during the same long term of time;
provided said benefit shall not exceed far
huRdrcd dOlldrS per GnRuan, or $4,000 for the
whole five years. The advantage of long poll
cics, or insurance for term Of years, must he
apparent. a person insuring merely from
year to year, makes provision against transient
sickness only, and should he be disabled dur
health insurance company would renew his
policy. Should he be stricken with palsy, 80
into a consumption, or through accident or dis.
ease be permanently disabled, i'm the first year
ofhis insurance under n "long policy" at this
office, he would be in the weekly receipt of the
allowances of the company for upwards four
years.
DIVISION OF PRoFITs, on RETURN PREMI-
UMs TO THE INSURED. No person insured by
the Massachusetts Health Insurance Compa-
ny can be called upon, in any case whatever,
to pay anything more than the specified pre-
MUM and policy fee, on account of his con-
necton with the institution; Int he is en-
tuiedto and ,cW rccoire share Of the profits,
as it is provided in the charter, that after di-
vision of SiE per cent. only to stockholders, the
shall be shared annually with the
persons insured In no event will more than
ten per cent. be reserved; and should the pro-
fits amount 10 thirty per cent, in this case 20
per cent. would go to the holders of policies
in the shape of dividend or return premium
The President and Directors receive no COM
pensation whatever, and strict economy is
in the management of the affairs OF
the Company. At the sem-annual meeting
in Dec lS47, the Secretary represented that
more than 400 persons were connected with
this institutlon-the number of policies applied
Tor during the last quarter averaged more than
300 per month, and the business was constant
ly increasing. In the month of Feb. last, more
than 400 persons became members, and in
March the number had increased TO $780,
There is every prospect that the biennial state
ment to the Legislature in June, 1S49, the COM
pany will be able to report that they have TO-
600 members. Under these circumstances there
is fair expectation of n satisfactory dividend.
Applications for insurance received by the
and all necessary inor nation given.
EPHRAIM JEWETT, agent.
st. Johnsbury, May 10, 1S48. 564m3