The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-07-29
Are You Insured e?

A NY respectable male person between the
IN ages OF lG and 65, and not engaged in a.
ny extra aznEdouG employment, can effect an
insurance in the Massachusetts, Health lnsur-
ancc Company, by answering in writing the
printed intcrrogatorics in regard to his age,
constitution, occupation, &c. and oblaining q
the certificate of a physician TO the goodness
of his health
ILLUSTRATORS OF THE TABLE OF RATES
Any male person under % years of age, and
in fair health, can, by paying somewhat less
than $40, be insured allowance of four
dollars week for every week of sickness that
he may have, during one year. by paying
So, % annually, man can insure himself n
like allowance for all the sickness he may
have between his 30th and Both year. For
about $l2 annually, person in his 10th year
can insure himself six dollars week for all
the sickness he may suffer for the next fire
yrarS. Eleven or twelve dollars IL year will
insure man between the ages of 20 and 80,
the comfortable sum of eight dollars n week,
for every week of sickness and disability Jar
sing from accident or ill hcalth,) which he
may suffer during the same long term Of time:
provided said benefit shall not exceed JOur
hHHdTCd dJiidrS per- 0RRUHl, or g., GOO for the
whole five years. The advantage Of long poll
cics, or insurance Tor 4 term Of years, must be
apparent. person insuring merely from
year to year, makes provision against transient
sickness only, and should he he disabled dur
inm the whole Of the last three monthe, no
health insurance company would renew his
policy. Should he be stricken with palsy, go
into consumption, or through accident or dis
case he permanently disabled, in the first year
ofhi9 insurance under ''long policy" at this
Office, he would be in the weekly receipt of the
allowances Of the company for upwards Of four
years.
DIVISION OF PRoFITs, OR RETURN PRrmI-
UMs TO THE INSURED. No person insured by
I
ny can be called upon, in any case whatever,
to pay anything more than the specified pre-
MUM and policy fec, on account of his con.
ncction with the institution; Jut he IS en-
tiiicd to 0nd aoiU rcccice SHIRE Of the traits,
as it is provided in the charter, that after a di.
vision of SiG per cent. only TO stockholders, the
remainder shall be shared annually with the
persons insured. In no event viii more than
ten per cent. he reserved; and should the pro-
fits amount TO thirty per cent in this case 90
per cent would go to the holders of policies
in the shape of dividend or return premium
The President and Directors receive no com.
pcnsaton whatever, and a strict economy is
observed in the management of the affairs OF
the Company At the semi annual meeting
IN Dec. lS17, the Secretary represented that
more than 400 persons were connected with
this instltutlon-the number of policies applied
for during the last quarter averaged more than
300 per month, and the business was constant
ly increasing In the month of Feb. last, more
than 1OO persons became members, and in
March the number had increased to 2,5OO,-
There is every prospect that the biennial state
mcnt to the Legislature in June, 1910, the com
pany will be able to report that they have TO-
900 members. Under these circumstances there
is n Interpretation of satisfactory dividend
Applications for insurance received by the
subscriber and all necessary infor nation given
EPHRAlM JEWETT, Agent.
st. Johnsbury, May 10, 1913. 56im3