The Caledonian. [volume] (St. Johnsbury, Vt.) 1837-1867, 1848-07-15
Are You Insured E?

: A NY respectable male person between thu
IN nges of 10 and 90, and not engaged in n
NY extra hazardous employment, can effect al
insurance in the Massachusetts, Health lnsur
ance Company, by answering in writing thu
printed interrogatories in regard TO his age
constitution, occupation, SC. and obtaining
the certificate of physician to the goodness
of his health.
ILLUSTRATION OF THE TABLE OF RATES
Amy male person under 25 years of age, ant
in fur health, can, by paying somewhat less
than $4,75, be insured an allowance of fouI
dollars week for every week of sickness that
he may have, during one year. BY paying
$6,25 annually, n man can insure himself a
! like allowance for all the sickness he may
have between his 30th and 35th year. For
about $l2 annually, person in his doth year
can insure himself six dollars a week for all
the sickness he may suffer for the next fee
years, Eleven or twelve dollars year will
! insure man between the ages of 90 and 30,
| the comfortable sum of eight dollars week,
! for every week of sickness and disability Tar
ising from accident or i'll healthy which he
may suffer during the same long term of time;
provided said benefit shall not exceed fur
hHHdrcd d0tinrS per dRHNln, or $4,000 for the
whole five years. The advantage flong poll
ces, or insurance for term of years, must be
apparent. A person insuring merely from
year to year, makes provision against transient
sickness only, and should he be disabled dur
ing the whole of the last three months, no
health insurance company would renew his
policy Should he be stricken with palsy, go
into a consumption, or through accident or dis
ease be permanently disabled, in the first year
ofhis insurance under ''long policy" at ms
office, he would be in the weekly recei,,r If the
allowances of the company for unaards of four
years.
DIVISION OF PRoFITs. or RETURN PRFMI-
uNs TO THE INSURED No person insured by
l.I.
-! N"'' NC pdiled upon, in any case whatever,
70 Puy anything more than the specified pre-
VI an and policy fee, on account of his con-
ncction with the institution; JHt he as en-
tiHed 10 and 1oW rcceire share Of the profits,
as it is provided in the charter, that after d.
vision of SiT per cent. only to stockholders, the
reminder shall be shared annually with the
persons insured in no event will more than
ten per cent. he reserved; and should the pro-
fits amount to thirty per cent, in this case 20
per cent. would go TO the holders of policies
in the shape of dividend or return premium.
The President and Directors receive no com.
pensaiion whatever, and strict economy is
observed in the management of the affairs OF
the Company. AT the semi.annual meeting
in Dec. 1917, the Secretary represented that
more than 400 persons were connected with
this institution-the number of policies applied
for during the last quarter averaged more than
800 per month, and the business was constant
ly increasing. In the month of Feb. last, more
than 400 persons became members, and in
March the number had increased TO 9, 500.-
There Is every prospect that the biennial state
mpnt to the Legislature in June, 1870, the com
pany will be able to report that they have l0,-
600 members, Under these circumstances there
is n Interpretation of satisfactory dividend.
Applications for insurance received by the
subscriber and all necessary infor mation given.
EPHRAIM JEWETT, Agent.
ST. Jnhnsbury, May 10, 1SiS. 561m3