The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-01-12
MUTUAL FIRE INSURANCE,

Inc merchants and Farmers Mutual Fire In
sutance Company of WORCESTER, Mass.
INVITE the attention OF the public pr ncple upon
winch the business Of this Company is conducted. AS
the corporate name indicates the main object the Com
psIy u.s. TO afford Merchants and Farmers opportunity
Tor procuring safe insurance, upon moderate terms
strictly upon the mutual principle In order preserve
TINS principle il is deemed indispensable decline all risks
whicn are usually denominated ertrahGzGdous; believ
inT, that if such risks permitted mingled with
those Of the Merchant ana Farmer the premiums likely
to be dsproporOnaie TO the risks, exactng
insure The least hazardous properly, than just and
equal contribution 10 thr expense of insurance
Insurance may be made against loss damage by fire,
upon any building, the shops carpenters black
smiths coopes cabinei-mskers chair makers, and wheel
wr ghs or buildings in which dry shavings made to
such an extent to become hazardous in which the
manufacture OF wool, cotton, hemp, fax OIL paper is
carried on or steam employed or in which business
is done alike hazardous any of the above risks
which eun'powder, urpentine, any like cOmbusble
matter is stored or used in such quantities materially
increase the danger.
And upon hay grain, neat cattle horses sheep swine
carriages harnesses household furniture wearing apparel
books provisions and generally such property is kept
or used in dwelling houses barns stables, and granare
while in the building specified in the policy but no in any
other place.
Also upon stocks in trae of groceries, dry goods boos
and shoes, books and stationery cabinet ware iron and
other metals hats in bales -four gran provisions,
readymade clothing leather for sale in process Of man
uctufe into boots and Shoes merchant aors stocks and
DINER personal pr"ey mol more hazardous IMAM the anoVe
The rates of premium for insurance the above descrb
ed property, will he Requested by the of the risk
and will be reasonable az those of other Company
Not more than threeourths of the value ot buildings
above the foundation, Of personal property, will be in
sured than $4,000 risk
The of insurance will be determined by the char
acte the risks shall appear from the applications;
careful discrimination being made in buildings and pro-
perty situated small villages rms and the
kind Of properly when located in large villages, and
exposed from adjacent buildings. The premium required
in cash sufficient fund which will give
entire confidence to the insured that all losses will be
promptly paid. Whatever surplus remains. above the
losses and expenses Of the Company will be equtably
divided among he insured To provide for all exraor3-
nary casuacsa depose will he taken of double the
amount Of the cash premnm which note is liable
ment if the exigencies Of the Company should ever
gnire
Insurance may made for five years, the
applicant may desire.
Applications received at the Company's Office
oper Central Bank, 102 Main ST., Worcester.
NAMES DIRECTORS
Isaac Cavis, Forester. A. II BullOch, Worcester.
John Green, d. F. w. Gale. do
ARENAS Ward do Alex. Dewitt, OrfoYd.
VIM Dickinson do Joseph A. Denny, Leicester
Edwin Conant, do Otis Adams, Grafton.
Chas. Washburn, do John Brooks Princeton.
ISAAC DAVIS, President.
CHARLES L. PUTNAM, Ssc'ry.
Worcester, Jan r. le47.