The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-01-22
MUTUAL FIRE INSURANCE..

The Merchants and Farmers Mutual Fire In
surance Company of WORCESTER. Mas.
INVITE thu attention 81 the public pr ncipe upon
which the business If this Company is ncted. AS
the cnrpnrt indicates the main nhJet the Com
pny Is, 10 aft r Mtrchan's AMI Farmers opportunity
Tor procuring safe insurance, upon n0der terms,
strictly upon the mutual principle. In order preserve
this Principe It j. deemed inisptn decline all risks
when are usually deh"mlnated eTfTah0zafdOusj beiev
in, that if uch risks permitted he mingled with
those n the MerChan, Farmer the premiums likely
!" ne di p"r"ha'e I" the rsk attlna from snch
insure the least aidous proper y, than just aud
equal contribution ia III. expense Of Insurance
Insurance NAV he ma lie against damage by fire,
upon alv building. The shops carpenters hlaCk
smiths coupe chhneI gakrrs. chair aker and heel
VT gh 8, or buil ngs in which dry shaving-
such become haz irduus, or in which the
nanuiacture Of wool, cnI'nn, hemp fax oil, paper
carried on power emp0, Ell ~ in which hus ness
Is done Hike hazardous tn of the above risks,
whi' h gun pOwttr iuFpentine, any like c0mhusIihe
matter is store ar used in such quantities materially
increase the danger
And upon hay grain nea, cattle horses sheep swine
carriase> harnere household urnirure rng apparel
books provisions. and genPra'ly such property kept
or u ed in dwelling hoa-rs barns stables. and srHnarie
while IN the hniIdg specified IN he policy but not in any
other place.
Al,n upuu stocks in trade Of grocer dry goods bonts
and shoes h "ks and ertI0nefy, catnet ware. aud
other metals hae COTTON in bae,. four ernn previsi,
ready nade clothing Ienher for sale Ct man
uftc lit" boots and shnrs chant iAor stacks, and
other SOMA prnrerty not haz nd than lhr above
Ih rates premium far insurance on he ahoye de>cr'h
ed property will regulated by Of the risk
and will he as reasonable t ny other Count
Not IRE than lhrre-h ur,r~ Of the value ri Ia di g
ahnve the foundations # personal properly, vii. b.
surrd nor more than So 90 ri-k.
The rates Of insurance will be DIT rmned by the ohsr
Of he ri Il shall appear The applications;
careful d crimn1tion be ilg mt de in tu;ld in
peftN ~itaattd in sm ~ villages farms and the
kind IT properly when lucst in large villages and
exposed rom adj AGENT buildings. he required
III cash sufficient t" Constitute fund which viii
entire tdrnCe To the n,uT~d that us,c. will he
promptly paid What Yer surplus owe the
LOSES ami tXpeIs OF The (."mpHn', he eguit ,b
divided ing h iIs red. To provide for al ID
M cs~dad drp"r t. viii taken double the
am unit at the ca nianl, n6ie i lila IL TO
m-nt If the eNigencrs Of the Company SHOULD
quiTe.
In may be nude for five years, the
applicant desire
Applications received at the Company's Office
over Central Bank, l02 Main ST, Worcester.
DIRECTORS
Isaac Havis, Worcester. A. II Buloch, Worcester
John Csreea, d. w Gale. dis
ARENAS " ard, do Alex Dewitt, Orford
Vim Dickinson, DO Joseph A. nerns LficeSttT.
Edw in Couani, do Otis Adams, G. alton
Cias. asaburD, do Jain 8roug$. Princeton.
ISAAC DAVIS, President.
CHARLES l.. PUTNAM, Sec'ry
Worcester. Ian 10. le5T.