The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-04-03
MUTUAL FIRE INSURANCE..

The Merchants and Farmers Mutual Fire In
surance Company of WORCESTER, MASS.
INVITE the attention the public the principle upon
which the business Of this Company is conducted AS
the corporate indicates, the main object OF the Com
psny is affnrd Merchants and Farmers an opportunity
Tor procuring safe insurance, upon moderate terms, and
strictly upon the mutual principle In order to preserve
this principle, it is deemed indispensable decline all risks
which usually denominated eItra-hazar6ous; beev
ing that if such risks permitted tn be mingled with
those the Merchant Farmer the premiums likely
be dsproportionate the risks exacting from such
The least hazardous properly than just and
equal contribution TO The expense ofnsurance
Insurance may be made against loss damage by fire.
upon any building the shops of carpenters black
Smiths coopers cabineEmakers chair Makers and wheel
VIZ ghs, or buildings in which dry shavings are made to
such extent become hazardous, or in which the
manufacture of WOOL hemp fax, OIL paper, is
carried power employ ed in which business
is done alike hazardous to any OF the above risks or IN
which gun powder, turpentne, any like comhussibe
matter stored or used In such quantities as materially TO
increase the danger.
ard .fin hay gran iea caNse, horses, sheFp swine,
carriages, harnesse household funure wearing spparel
books provisions and generally such property kept
or Used dwelling houses, stables, and sranare~,
while the building specified in the policy but not ia any
other place.
Also upon stocks in trade groceries, dry goods honts
and shoes books and stationery, cabinet iron and
other metals hats in bales -four gran provisions
clothGg leather for sale process of
ufacure into boots and shoes merchant aors' stocks and
other personal property hazardous than the above
The rates Of premium for insurance the above descb
ed property will he regulated by the character Of the risk
and VIII be as reasonable as these OF any other Company
Not more than lhree-fourths of the value oil buildings
above the foundation, Of personal properly, will be u-
sured than $4,000 IN one risk.
The OF insurance will be determined by the char
ofhe risks shall appear from the applications; a
careful discrimination being made buildings and pr g.
perty situated small villages FARMS and the sanba
kind of properly when located in large vilng4s and mo
exposed adjacent buildings. The premlum requiring
in cash is sufficient constitute fund winch viii giai
entire confidence insured that all losses will ,0
promptly paid. Whatever surplus remains above t.ro
losses and expenses of The Company, will be equtatn
divided among The Insured To provide for III
nRfy deposile note will he taken II double 9n
amount OF the cash premnm which note il iae to assena
men If the eXigencies of The Company should ever !nt
quire RI
Insurance may made for from hve ears, toa
applicant may desire. ma
Applications received at the Compny's Offijar
Over Central Bank, l02 Main ST., Uorcester. ieq
NAMES DIRECTORS
Isaac Gavis, Forester A. II Duloch, Worceste i,
John Green, d. + w Gale. do
Artemas Ward, do Alex Dewitt, orfOrd
VIM. Dickinson, do Joseph A. Deny. LeiceSf \
Edwin Conant, DO Otis Adams, Chiffon. Al
Chas. Washburn, do John Brooks. Pinceton. h
ISAAC DAVIS, President I
CHARLES L. PUTNAM, Sec'ry
Worcester Jan l2, SAT. DIV