The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-04-21
MUTUAL FIRE INSURANCE.
The March ants, and Earr,,nrc, Mnt., Eira In

l ne Merchants and Farmers Mutual Fire In
susance Company Of WORCESTER, Mass.
INVITE the the public the principle upon
which the business of this Company is conducted As
pny is, to afford Merchants and Farmers opportunity
for procuring safe insurance. moderate TERMS and
strictly upon the mutual principle In order preserve
this principle it is deemed indispensable 10 decline all risks
which are usually denomnated ertra-kazardous; beev
in!, that if such risks permitted be mingled with
those OF the Merchant Farmer the premiums likely
To DC dispFporIonae ia the RISKS, exactng from SUCH as
insure The least hazaidous properly, than Just and
equal contribution to ihr expense of insurance
Insurance may be made against loss damage by fire.
upon any building the shops Of carpenters, black
smiths coopeFs cabne-makers, chair makers and Wheel
Wr ghis, or buildings in which dry shayings made TO
such extent become hazardous, In which the
manufacture of wool, cotton hemp fax, OIL paper, is
carried on, power employ ed which business
is done alike hazardous any the above risks,
which gun powder, nrpeDline, any like combustibe
matter is stored Used in such quantities materially
increase the danger.
Aud upon hay grain neat cattle horses, sheeF swine
carriages harnesses household frniture wearing apparel
books provisions, and generally such property is kept
or ed in dwelling HOUSES barns stables and granaries
while in the hniing specified in the policy but not IN an!
other place.
Also upon stocks in trade OF groceries dry goods boots
and shoes books and stationery cabinet ware iron ami
other metals, hats cotton in bales -four grain provisions
readymade clothing leather for sale process Of
aactuee into boots and Shoes merchant talo' stocks and
other personal property hazardous than the above
The rates u premium for insurance The above descTib
ed properly will he regulated by the cha Of the risk
and will be reasonable these OF any other Company.
Not more than thresonrths the value Of buildings
suyed; than $500 in one risk.
The OF Insurance will be determined by the char
acie ofhc risks shall appear from The applications
carefn Discrimination being mnde buildings and pro-
perty situated small villages. farms, and the
kind Of property when heated in large villages, aud
exposed from adjacent holdings. the premium required
in cash sufficient constitute fund which will give
entire oiidrnce to the insured that all losses will be
promptly paid. Whatever surplus remains, rove the
losses and expenses Of the Company will be eqnitabiy
divided among the inshTed To provide for aextraordi-
nsy deposie note will he taken of double the
amount Of the cash premium which note is liable to assess
ment. if the exgencies Of The Company should
qure. eM
Insurance may made five years, the
applicant may desire. ~
Applications received at the Company's Office
ouer Central Bank, l02 Main ST., Worcester.
NAMES DIRECTORS
Isaac cavis, Worcester. A. II Bulloch Worcester
John Green, d. F. w. Gale, 3I do
ARENAS Ward, do Alex. Dewitt, Oxford
VIM, Dickinson do Joseph A. Denny, Leicester.
Edwin Conant, 10 | Otis Adams, Grafton
Chss. Washburn, do John BROOKS. Princeton.
ISAAC DAVIS, President.
CHARLES l.. PUTNAM, sec'ry.
Worcester Jan IL, le47.