The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-03-03
MUTUAL FIRE INSURANCE,

Inc Merchants and Farmers Mutual Fire In
Company of WORCESTER, MASS.
INVITE the attention Of the public principle upon
which the business Of this Company is conducted. AS
the corporate name indicates, the main object OF the Com
psy ls 10 afford Merchants and Farmers opportunity
Tor procuring safe insurance. upon moderate terms, and
strictly the mutual principle. In order preserve
this principle is deemed indispensable decline all risks
which are usually denomnated ertTahdzardous; believ-
nr, that if such risks permitted be mingled with
those OF the Merchant ana Farmer the premiums likely
To De dsroporonae TO the risks, eXactng rom snch as
insure the least hazardous properly, than just and
equal contribution TO the expense of insurance
Insurance may be made against loss damage by fire.
upon amy building, the shops Of carpenters black
Smiths coopes, cabnemakers, chair Makers and wheel
ghs, buildings in which dry shavings are made to
such an extent become hazardous, which the
manufacture Of wool, cotton, hemp fax, oil paper, is
carried on or steam power employ ed in which business
is done alike hazardous to of the above risks, in
which gun powder turpenne, or any like combustibe
matter is stored or used in such quantities as materially 10
increase the danger
And upon hay grain, neat cattle horses sheep swine
carriages harnesse household urniture wearing apparel
books provisions and generally such property is Kept
or used in dwelling houses, barns stables, and granares
while IN the building specified in the policy but not in any
other place.
Also upon stocks in trade groceries, dry goods boots
and shoes hooks and stationery cabinet ware, iron and
other metals hats. cotton in bales, -four grain, provisions
ready made cothing leather for sale or in process Of man
uacue boots and shoes merchant iaors stocks and
other personal property hazardous than The above
The Of premium for insurance the above descrb
ed property will he regulated by the character of the risk
and viii be reasonable those Of any other Company
Not more than hreeourths of the value OF build IS
sured more than $500 in risk
The rates OF insurance will be determined by the char
ace ofihe risks shall appear from The applications
careful determination being made buildings and pro-
perty situated small villages FARMS and the same
kind of properly when located in large villages and more
exposed adjacent buildings. The premium required
in cash sufficient fund which viii give
entire 'idenUe the insured that all losses will be
promptly paid. Whatever surplus remains above the
losses and expenses OF The Company, will be equtaby
divided among the insured. To provide for all eNtraor5
nary Casualties depose note will lie taken Of double the
amount OF the cash PREMIUM, which is liable
ment. if the exigences of The Company should
quire.
Insurance may be made for from to five years. the
applicant may desire
Applications received at the Company's Office
over Central Bank, 102 Main ST., Worcester
DIRECTORS:
Isaac cays Worcester. A. II Bulloch Worcester.
John Green d., Z. w. Gale. do
ARENAS Ward, do Alex. Dewitt, Oxford.
VIM. Dickinson, do Joseph A. Denny, Leicester
Edwin Conant, do Otis Adams, Grafton.
Chas. " ashhurn, do John Brooks Princeton.
ISAAC DAVIS, President.
CHARLES L. PUTNAM, Secry