The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-03-04
MUTUAL FIRE INSURANCE.

The Merchants and Farmers Mutual Fire In
sufsnce Company of WORCESTER, MASS.
INVITE the attention OF the public the principle upon
which the business of this Company is conducted. AS
the corporate name indicates The main object the Com
psny Is, 10 afford Merchants and Farmers opportunity
for procuring safe insurance, upon moderate terms, and
strictly upon the mutual principle In order preserve
this principle il is deemed Indispensable decline all risks
which are usually denoninated ertrahazadous believ
Ing, that if such risks permitted be mingled with
those Of the Merchant and Farmer the premiums likely
TO De dsproportonae to the risks, exacng from such
insure The least hazardous properly, than just and
equal contribution 10 the expense of insurance
Insurance may be made against loss damage by fire,
upon any building the shops of carpenters black
smiths, cOOpers cabne makers chair Makers wheel
wr ghs, or buildings in which dry shavings 1e to
such an extent become hazardous which The
manufacture of weo cotton hemp, fax. OIL paper, is
carried power employ ell, in which business
is done alike hazardous any of the abnve risks
which gun powder iurpentine, or any like comhushle
matter Is stored or used in such quantities as materially
increase the danger
And upon hay grain neat cattle horses sheep swine
carriages harnesse household tnrniture wearing apparel
books provisions and generally such property Kept
or used in dwelling HOUSES barns stables, and granares
While in the building specified in the policy but not III any
other place.
Also upon stocks 10 trade groceries, dry goods
and Shoes books and stationery cabinet ware aud
other metals hats in bales -four grain provisions
ready clothing leather sale in process If
ucute into boots and shoes merchant iars stocks and
other personal property not more hazardous than The above
The rates OF premium for insurance The above decrb
ed property will he regulated by the character of the risk
and will be reasonable those Of any other Company
Not more than lhreeourths of the value oil bulld gs
ABOVE the foundation, or h personal property. Will De
sured; nor more than $500 in one risk
The rates Of insurance will be determined by the char
ace ofthe risks shall appear from the applicalions
careful discrimination being made buildings and pro.
pety situated in small villages. farms and the same
kind of properly when located In large villages and more
exposed adjacent buildings The premium required
in cash is sufficient fund which will give
entire confidence the insured that all losses will be
promptly paid. Whatever surplus remains. above the
losses and expenses OF the Company, will be equtaby
divided among the insured. To provide for all extraorji
nary Casualties depOse note will he taken double the
amount Of the cash pfemium,wh note liable
ment. il the exgencien Of the Company should
qure.
Insurance may made from to FIVE years. IS the
applicant may desire
Applications received at the Company's Office
ouer Central Bank, l02 Main ST., Worcester.
NAMES or DIRECTORS
Isaac Cavis, WorcesteT. A. Buoch, Worcester
John Green, d. w. Gale, do