The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-03-09
MUTUAL FIRE INSURANCE.

The Merchants and Farmers Mutual Fire In
snrance Company of WORCESTER, Mass.
INVITE the attention the public the pr ncple upon
which the business Of this Company is conducted AS
the corpnr'e name indicates the main inject the Com
pny is 10 aft r Merchants and Farmers opportunity
or procuring sac Insurance. upon moder tie terms, and
strictly upon the mutual principle. In order preserve
this prncpie il deemed indispensable decline all risks
which are usually denuninated hazardous; beiev-
in, that such risks permitted be mingled with
those OF the Merchant and Farmer the premiums likely
tn be disrrnp"rtiunae To the risks, from such
insure The ieis hazardous properly than just and
equal contribution To III. expense If Insurance
Insurance NAV he male against dansee by fire.
upon any hnildng The shops OF carpenters black
smiths, coOpe's cabe nakers chair makers, and Wheel
wr IN s., or buildings in which dry shavings de
such an extent tU become hazardous which the
Manufacture Of WOOL c0i'On hemp. fax oil, paper, is
carried steam power emplO ed in winch business
Is done alike hazardous To any of the above risks,
which gun powder inrpentine, any like combustibIe
matter Is stored or used in such quantities materially
Increase the danger
And upon hay grain neat cattle horses, sheep swine,
carriages hrnesse household furniture wearing apparel
books provisions and generally such property is kept
or ned in eug housrs barns stables and granaries,
while IN the binding specified in The policy but not in any
other place
Also upon stocksn trade OF grocels dry goods boots
and shines, b uks and stationery catne ware iron and
other metals hats cotton IN bae. four grain, provisions,
reayade clothing leather fer sale in process Of man
ntactue into boots aud shoes chant aOr' stocks and
other personal prnrerty hazardous h4n the above
The rates If premium for the above descb
ed property, will he regned by the cha of the risk
and will be reasonable these OF any other Company
Not more than hree-tourth- OF the value OF budii gs
above the foundation, or Of personal properly will be in
sured than $500 risk
The rates OF insurance will be determined by the char
ace of he TX, AS sh IL appear irem the applications;
careful di>crinlna ion heiaG made I'D and pro-
perty situated III villages farms and
kind Of properly when heated in large villages and
exposed from djscent hninnss. The prem required
in cash Is sufficient to Constitute fund which will give
entire CO. hence TO the insured that all scc- will he
promptly paid. Whatever surplus rema ri owe the
losses and expei OF The COMPANY, be equitably
divided among he insred To provide Tor all extraorIi
mary depus rOtr will e taken n double the
anlrunt G the ca prennn wht note j. iale to
il the eAigencies OF The Company should
qnire.
Insurance may he made for FIVE years, the
applicant may desire
Applications received at the Company's Office
0Uer Central Bank, l02 Main ST., Worcester.
DIRECTORS
Isaac Eavis, Worcester. A.. II Buloch, Worcester.
John Green, d Gale. do
ARENAS Ward, do Alex Dewitt Oxford.
WIN Dickinson, do Joseph A.. Denny LeieesteT
Edwin Conant, do Otis Adams, Grafton.
Chas. "a ashburn, do IOhn Brooks. PRINCETON.
ISAAC DAVIS, President.
CHARLES L. PUTNAM, Sec'ry.
Worcester, Jan II le47.