The Daily spy. [volume] (Worcester [Mass.]) 1845-1850, 1847-03-10
MUTUAL FIRE INSURANCE.

The Merchants and Farmers Mutual Fire In
Company of WORCESTER, Mass.
INVITE the attention OF the public the principle upon
which the business Of this Company is conducted AS
the corporate name indicates the main object OF the Com
psny Isl to afford Merchants and Farmers opportunity
Tor procuring safe insurance. upon moderate terms and
strictly upon the mutual principle In order preserve
this principle ia deemed indispensable decline all risks
which are usually denomnated ertra.hazardous; beev
ing, that if such risks permitted be mingled with
those OF the Merchant and Farmer the premiums likely
10 DC dsp0portiunate TO the risks exacting from such
insure the least hazardous properly, than just and
equal contribution to the expense of insurance
Insurance may be made against loss damage by fire,
upon any building EXCEPT the shops of carpenters black
Smiths cOopes cabineI-makers chair makers and wheel
ghfs buildings in which dry shavngs are made to
such an extent to become hazardous in which the
manufacture Of wool, cotton hemp, fax, OIL paper, is
carried on steam power employ ed in which business
Is done alike hazardous any of the above risks
which gun powder, urpentine, any like combustibe
matter is stored used in such quantities materially
increase the danger
And upon hay grain neat cattle horses shesa SWINE
carriages harnesses household furniture wearing apparel
books provisions and generally such property is kept
or used in dwelling houses barns stables and granares,
while in the building specified in the policy but not in any
other place.
Also, upon stocks in trade groceries, dry goods boots
and shoes, books and stationery cabinet ware iron and
other metals hats, in bales -four grain provisions,
readymade clothing leather for sale in process of
uacture into boots and Shoes aors stocks and
other personal property hazardous than the above
The rates of premium for insurance on The above descrb
ed properly, will be regulated by the the risk
and will beas reasonable those of any other Company.
Not more than lhreeiourths of the value OF buildings
1
sured nor more than $500 in one risk.
The OF insurance will be determined by the char
acte Oft risks shall appear from the applications
careful discrimination being made buildings and pro-
perty situated IN small villages, farms, and the same
kind of properly when located in large villages and
exposed from adjacent buildings. The premu required
in cash sufficient fund which will give
! entire confidence TO the insured that all losses will be
promptly paid. Whatever surplus remains. above the
! losses and expenses Of the Company, will be equtaby
divided among the insured. To provide for all extaord
nary casualties deposie will be taken of double the
ment, the exigencies of The Company should
quire.
Insurance may be made for five years. the
applicant may desire.
Applications received at the Company's Office
OUer Central Bank, 102 Main ST., Worcester.
OF DIRECTORS
Isaac Davis, Worcester. A. II BullOch Worcester.
John Green, d. F. w. Gale, do
Artemas Ward. do Alex. Dewitt, Oxford.
VIM. Dickinson, do Joseph A. Denny, Leicester,
Edwin Conant DO Otis Adams, Grafton.
Chas. WashbGrn do John Brooks. Princeton.
ISAAC DAVIS, President
CHARLES L. PUTNAM, Sec'ry,
Worcester, Jan r. ls47.