Wilmington journal. [volume] (Wilmington, N.C.) 1844-1895, 1846-03-13


them, and save the owners from run.- So I
---by insuring life, we do no! mean to say :
that men shall net die; but enly that ,Uhen {
they die. their families shall not die with I
them---be scattered TO the four winds of
heaven---or s,arve and rot in cellars and
warehouses; that accomplished women
shall not be turned adriGt upon the world
or helpless children be smi,ten at once with
bereavement and poverty
Yes, uncle Joe---but'-
But what, sir
'Ihaven't had time to think of it,
"A fiddleslick's end---yes, you have
how much time do you want! Thinkingf
is of no use, tell you, unless you have I
somebody a; your elbow to answer your
i questions GU cannot even hope to un-
4 derstand the whole system, as / do, unless
you give a month a, least to the subject.
! OF course, therefore, if you were to put i'll
o6 for twelve month, you would be Just
, where you are now. No, no. CharIes---
decide as you may, and aOheaa you may,
still you must depend upon somebody you
t have confidence Unjust as we do upon .
doctor. You take his drugs, every day,
without understanding why or wherefore.
| Now-n one word-I tell you to insure.
[ say il is your duty.'
s But how am | to pay the premium!
a Fudge. You are young and in good
r health! Let me see, tv enty-6ve last o.
f tober. For one hundred dollars year,
S you can4be certain of leaving behind you,
e to your wife and children, Charles--think
1 Of that, my boy~-to your wife and chill
r dren---ive thousand dollars, cash, die when
: you wil---to-morrow if you like: and the
d longer you live, the larger the sum will be,
d unless you withdraw the profits; so that if
If You live to the average length of life a,
your age, snd allow these profits to accu-
muIate, you will leave not five thousand,
II but fifteen or sixteen thousand dollars 10
II your family ......
d Bravo !---but how am to pay tbs hun
j. dred dollars Year, ..
1t Nothing easier. Pay one quarter cash
d and the other three quarters at the end q
a. the year---giving good note on interest.
lie But if should not be able to pay the
III note at the end Of the year!'
id Then pay. what you can-~the interes
h. if nothing more and renew for the balance.
of And if die-.-what becomes of the note?
err 1t is deducted from the sum total due
a. you on the books---made up of premiums
Iy earnings and profits divided yearly, AM
at averaging about ten per cent year.
rn And if | pay up every Year,
err Then you receive certificates of stock
'st bearing six per cent interest; upon whic|
er certificates the company are bound 10 yo
er &c % per cent, in cash, whenever yo
er need it, whether to pay your premiums,
change of circumstances should occur, t
nd educate your children, to pr1vide for you
H. family, or for yourself
Ily 'I'll do it uncle!
he 'Don't, Charles, don't! whispered hi
he young wife.
And why not, pray! If Charles wi
TO- take my advice, he would never coHsu
ed you-what do women know about sue
Use thngs!'
Much, dear uncle-much more tina
GU you old bachelors ever give them cred
is for
if Hold your tongue, Jenny. DO as lb
in vcu. You must insure his life-and the
happen what may. the money will belor
IDS TO you, and to your children-there, the
;es don't make fool O. yourself. Yc
IS. must be looking for children-itis yo
The dusy-else what do you marry for? AT
it is your duty to provide for them too !?
a But uncle '-thoughtfulIy- how C;
TX this belong to wife and to her childrc
his if the husband and father is in debt?'
is well done, my gir! Now I've son
hope of you. You are not the simplet'
md | took you for-not by any means, al
therefore must answer you. The law
Ike beginning to look upon the wife as pa
MS. ner in business with her husband. 81
/ is stays al home and takes care of the hous
mi. hold-the chldren--the servants, land saw
ha, all she can. She has her little earnin
", and savings, and the law allows her TO p
So them by in this ,oay, and in no other,
his the amount OF three hundred dollars yea
'Ah II see-but-
life But what 2 S
our But wife may have SO much to ga
, is by the death of her sband'-smlli
family, but with tears in her beautiful ey
SEES - that-perhaps-in some-cases-s
Is might not watch over him so faithfully
ave she ought
our .Pohr
axe But-pshaw!-I have wasted tit
W ? enough with you on this subject; and
say that you have no more right to ri