The Kalida venture. [volume] (Kalida, Ohio) 1841-1865, 1846-04-02
From the Western Empire,
HOW IT WORKS.

Mr.. EDIToR.-I had u draft on the Day.
ton Bank, in these wnds, "The Cashier oil
Dayton Bank will pay J. Weaver, Or order
Fifty Dollars "-si signed, Jno. Rench. pre-
senIed the draft to Mr. Winters the cashier
for payment. He took the draft, said it was
good, and commenced counting over some
notes, which | saw we're not OH the Dayton
Bank. then told him wanted Dayton pa
per. You cannot have it sir, was the abrupt
reply. told him other funds would not an
swer my purpose. We do not pay cut our
own noies on drafts, sir, was the answer
Please protest the order, was my request. |
will not do it, was the rejoinder. There
was some further words passed in relation to
his legal obligation TO pay specie on an ac-
cepted order calling for Dollars and not Cur
rency--he denying and ] affirming the obli-
CATION; and in the conversation he took oc-
cascn TO insinuate, very cunningly, that as
it was probably the first time ever had so
heavy an obligation on Bank, | didn't know
how to behave myself with it; that | was
trying to bully him out of their own notes,
TO draw the specie on them. replied that
| would not demand spscie, if had their
notes. He replied that he would be sorry
to trust me with five dollars; -here new
idea appeared TO creep into his head, and he
stoutly affirmed was trying TO make politi-
cal capital! answered, if | could get my
jus, dues, it would satisfy ne. He finally
informed me, that if | had come in like a
gentleman, and said Mr.. Winters, have
special use for fifty dollars in your notes, and
will feel very much obliged to you if you
will please to pay me that much on this or
der, most likely he would have accommoda-
ted me. Upon little further thought, he
said | need not have said please Mr.. Win
ters, at all, if had only behaved mysslflike
gentleman.
| went to the Branch Bank, and offered
to sell my order there. They declined buy
ing, and said should accept the funds Of
fered al the other bank, and they would
shave me one per cent on them. They ap-
peared 10 be on the smell offifty cents, and
very obliging in telling me how to help them
to it. Not liking the proposition, | sold my
order to an individual at small discount.
Suffer me here to Indulge in few remarks.
How often have we been told that we must
have banks Of our own, to keep out of our
state foreign paper-that our bank paper
might be easily converted into specie at the
will of the holder, and not be under the
necessity of running to other states for their
specie, or submit to shave. Well, we have
got banks of our own; and here is an ndi-
vldual who has small draft on one of them,
drawn by heavy stockholder and director
of bank, and he is refused payment in any
funds except such as he must submit to a
shave of one per cent, in the very place
where they are paid out; and in addition to
all this, must submit TO be insulted, abused,
brow-beaten, called a mean man and no gen.
tleman; abused, too, by men who hold spe-
cal privileges from the representatives. of
the people-such as converting one dollar
into three, aud receiving interest on what they
owe. Such men should feel themselves
doubly bound to pay the private citizen in the
very best funds.
Mr.. Editor, suppose | owe you fifty dol
lars and acknowledge the deb, just. You
ask of me my individual note in payment, |
answer will not give it, sir, bnt here are
notes on my neighbours to that amount; take
them, or | will pay you nothing. You tell
me such notes will not answer your purpose.
| Immediately become angry, call you a
mean man, and no gentleman; would you
no, think me "small potatoes? Just so
think. E. L. G.
0FThe Government. having lost all con :