American Republican and Baltimore daily clipper. [volume] (Baltimore, Md.) 1844-1846, 1846-02-10

But uncle Joe won't excuse yon fon have
| no right to run such risks. What is to become
of your wife and children, if you should have
any, and happen to die in hurry, as young
men always dog
Here Jenny caught her husbands hands be-
tween hers, and sat gazing into his eyes, with
a look of unutterable tenderness Don't un-
Gle, don't! | can't bear it, she whispered.
| Hold your tongue, child--you're goose.
| You don't know what you're talking about. J
want Charles to insure his hfo--it's all tie pro-
perry he's got or is likely 10 have
'Liie-PFoperty-l don't understand YOU
uncle joe
i dare say not. Allow mo to make myself
clear. People insure their ships, and houses,
and PROTESTANT leave what is more valuable
to themselves, to their families, and to their
creditors, unnsured-this is their lives. Lille
is not only property, hut always the best pro-
perty man has-will not 4 man gveaIl that he
| has for his lile?'
YES, uncle-but to insure ones life seems
to me 10 be wicked uncle Joe; our life is III the
hands Of our Maker-and it is for him to as
sure IT,
Nonsense! are not our ships and houses in
the hands of the Maker? our crops? our health:
our happiness} Why not leave him TO the
whole care of these off our hands? Why sow
why reap? who take medicine? why provide for
the morrow? why for our families?
Il see, uncle-you do not mean to prevent
death, by insuring against DEATH
Certainly not, when we insure a ship, we
don't say that she cannot GO to the bottom
we only say, that if she does, we'll pay for
her, and the owner shall not 90 to the bottom
with her, a ruined and discouraged man. So
with fire, we don't say, that if you insure,
houses won't burn-but simply, that if they
do burn we will pay for them, and save the
owners from ruin. So-by insurng life, we
do not mean to say that men shall not die
but only that when they die, their families
shall not die with them-he scattered to the
four winds of heaven-or starve and rot in
cellars and work-houscs; that accomplished
women shall not be turned adrift upon the
world; or helpless children be smitten at once
with bereavement and poverty. Now-in one
world tell you TO insure. | say ii is your
duty
But how am | to pay the premium?'
Fudge. You are young aud in good health!
| Let me see-twenty-five last October. For
ono hundred dollars year, you can be certain
OF leaving behind you, to your wife aud chill
dfen, Charles-thnk Of that, my boy--to
your wife and chldren-tive Thousand dollars,
! cash, die when you wlti--t0 morrow II you
4 Ike: and the longer you live, the larger the
sum will be, unless you withdraw the profits
! SO that if you live to the average length oil
lie az your age, and allow these profits to &C.
cumuiate, you will leave not i've thousand
bat fifteen or sixteen thousand dollars to youl
| family
'Bravo!-but how am | to pay the hundrei
dollars yeaEY
Nothing easier. Pay Que quarter cash, and
the other three quarters at the end OF the year
giving / good note on interest,"
But If | should not be able to pay the mote
at the end of the ycarN
'Then pay what you can--the interest !.
nothing more, and reneW for the balance
Sand if de--what becomes OF the note!'
1T is deducted from the sum total due you
on the books-made up of premiums, earn
ings and profits divided yearly, and averaging
about ten per cent year
And if pay up every year,
Then you receive certificates of stock. bear
ing six per cent interest; upon which certili-
Gates the company are bound to you66 IS pei
cent, in cash, whenever you need 1t, whether to
pay your premiums, if change Of circum'
stances should occur, to educate your children
to provide for your family, or for YOURSELF
H'll do it, uncle!'
m ba concluded n orr