Liberty advocate. [volume] (Liberty, Miss.) 1835-1866, 1846-04-25

to insure. | say it is your duty
But how am to pay the premiumP
Fudge. You are young and in gooo
health! Let me see; twenty five last Dc
tober For one hundred dollars year
you can be certain fe1eavng behind you
10 your wife and children, Charles; think
OF that, my boy; to your wife and children
five thousand dollars, cash, when you will
tomorrow ifY you like; and the longer you
live, the larger sum will be, unless you
Withdraw the profits; so that if you live
10 the average length of life at your age
and allow these profits to accumulate
you will leave not five thousand, but fifteen
or sixteen thousand dollars to your lami
Iy.'
'Bravo!--how am | to pay the hundred
dollars a yearF
Nothing easier. Pay one quarter cash,
and the other three quarters at the end
of the year--giving good note on inter-
est
But i'll should not be able to pay the
note at the end of the yearP
Then pay what you can; the interest
ii nothing more, and renew for the bal
ance.'
'And if die; what becomes Of the
notes?
1T is deducted from the sum total due
you on the books. made up of premiums,
and profits divided yearly, and
averaging about ten per cent a year.
And if pay up every yearF
Then you receive certificates oil stock,
bearing six per cent interest; upon which
the company are bound to you
66 2-3 per cent, in cash whenever You
need II, whether TO pay your premiums, il
a change of circumstances should occur,
10 educate your children, to provide for
your lamily,or for YOURSELF
I'LL do il uucie!'
Don't, Charles, don't!' whispered his
young wife,
And why not, pray? If Charles will
yuu--what do.rwUmen kne". about such
Lhings9
much dear uncle much more than
you old bachelors ever give them credit
for
Hold your tongue Jenny. Do as bid
you. You must Insure his Ille--and then
happen what may, the money will belong
to you, and to y0U and y0ur children--
there, there--don't make a fool O. your
self. You must be looking for children
il is your duty-else what do you marry ?
And it is your duty to provide for them
too
But unce'--thought uIIy-'how can
this belong TO a wife and her children, il
the husband and father is in debt?'
well done my girl! Now l've some
hope Of you, not by any means, and
therefore must answer you. The law is
TO look upon the wife as part
ner in business with her husband. She
stays at home and takes care Of the
household chidren-the servants,
and save all she can. She has her little
and savings and the law allows
her to putthem by in this way, and in no
other, TO the amount of three hundred dol
ars a year.
'Ah!l see-but-'
'But whatp
But wife have so much to gain by the
lealh Of her husband, smiling family, but
With tears in her beautiful eyes that
some cases--she mig hit not
watch over him 50 faithfully as she ought.
'Poh'
'But-pshaw! | have wasted time
nough with you on this subject; and Il
ay that you have no more right to risk
,our lite a single day without insurance,
ny boy, than you would have to risk your
ouses and ships, or other property With
ut insurance, if you were head and ears
q debt. Good night--God bless you!
food bye
And the next moment uncle Joe had
For full half an hour not a
bud word was spoken. The young wife
nd husband sat holding each other by
he hands-thinking what might be here
fter-and breathing low aud trembling
18th every change Of color and every
1ange Of thought.
At last the husband spoke. WELL
,nny,' said he, what do you say nowF
Just what said before, Charles am
1t convinced. We cannot well spare
10 money now-we have hardly enough
get along with decently. A part OF our
,use, you know is unfurnished; and we
lght to have something put by--dear
harles, don't you think soF and a
rye tear fell upon the hand she was hold
9 to her lips-and her husband drew
n up to his heart, and kissed her with =
ore than the warmth of abrdegroom'
True, dearest--very true. For what
.er happens, we must be prepared and a
divided
And then too, dear Charles, confined a
e wife sobbing, what is the need OF any 5
'dy insuring with your expectatonsF i