Mobile register and journal., 1845-02-07

IL J. EMANUEL, President. THos. s. KING, sec'y. janll s6,f MERCHANTS INSURANCE COMPANY OF lVA MOBILE-Cash Capital S250, 900. OFFICE A ST. FRANCIS STREET-continues to Insure against Loss Damage by FIRE in Brick Buildings in tho City, and against the Hasards cf Marine and Riper NavigatioH.
 II. B. GWATHMEY, President. DIRECTORS.
 J. J. Van Wanioy, Hindman Barney,
 c. Gascoigne, John B. Toulmin,
 Wm. Jones, jr Joseph E. Jhefield,
 s' "" W. H. Pratt ' o'" jel9 l67tf THOMAS w. Mccoy. Sec'y. LNIREMEN'S INSURANCE COMPANY OF " MOBILE, OGce No. 32 St Francis sfrea.-Tbis Company continues to insure agains, loss or damage on Marine and River Risks, and against Fire Buildings and Merchandise.
 DIRECTORS. s. w. Allen, Charles Auze. Geo. G. Prentice. Br. Tardy.
 Wm. Hall L. Mead,
 Charles White, John K Collins John c. Davis, John F. Eagles, J. Chamberlin, Jacob Boyd, Rich'd H. Redwood, A. M. Sprague.
 Joseph krebs.
 S. W. ALLEN, President.
 GEO. G. PRENTICE, Vice President. JAS. T. FRANKLIN. Sec'y. feb7 57tf A LABAMA LIFE INSURANCE and TRUST A co. Capital $s2O ,OOO, all paid in. Office No. S6 St. Francis-st.
 Trustees
 Calvin Norris, Chas. Gascoigne, Edw'd Martineau, P T. Harris A. w. Gordon, Wm. H. Pratt, P. Mosely l. c. DuI3ose, Geo. N. Stewart, Sanford Coley, Jona. Hunt, James Innerarity, Wm. Bower, Thos. Lesesne,
 Jas Eager.
 This Company continues to do general Insurance sa rig af iltn enfs um, against loss or damage by fire to brick frame buildings, or to merchandise furniture contained therein, as also against the dangers of marine and river navigation.
 They also receive money on deposite, paying interest at the following rates, viz.
 On deposes months and short of 6, at the rate of 5 per cent per annum.
 On deposites 6,nonhs and short of l2, at the rate of per cent per annum.
 On deposites for l2 months at the rate of 5 pr ct Deposites may be withdrawn at any time before the expiration of the term of deposIte but in such cases no interest will be allowed.
 CALVIN NORRIS, President N. O. TIsDAIE, Sec'y. dec18 15f MARINE, RIVER AND FIRE INSURANcE MUTUAL SAFETY INSURANCE co.
 No. A 4WALL-sTREET. NEw-YoRK.
 Secured Profits of FiUe Fears
 Over Halfa Million of DoliarsI HNHE following statement may serve 10 explain Il the peculiar advantages of this system of Mutual Insurance.
 While the premiums charged, conditions of insur- ance, and general mode of transacing business, are precisely similar to those of he most approved Stock Companies, the net profits of this Company, instead of being paid to Stockholders, divided annually among those who pay the premiums in proportion 10 DO much of the amount paid by each shall be earn ed on the 18th of December of each year; and scrip certificates issued for the same, bearing such n- terest arises from the investment of the profits in Bonds and Mortgages, and Public Stocks. It is to be presumed, that the premiums of each year will only pay all the losses and expenses of that year, but will enable the company divide a surplus among the insured, thereby also increasing tic security of the insured (which consists of he accumulated profits of five years, OVER HALF MILLION OF DoLLARs.) But should the contrary occur and should te los and expenses of any year exceed the earned premiums-the excess of loss will be assessed on all the scrip previously issued The charter expressly provides that the insured cannot in any incur loss beyond the amount of his premiums Applications will be received at the office of the Agency, ofSt. Francis and Royal-sts, stairs daci0 ROBERT = RlJNKER Aoent