Democratic banner., 1845-03-29

Which flow from hearts that feel!
They vibrate on the tenderest chords,
And only bruise 10 heal.
Bring these, and like rich music's swell
Upon a placid lake,
They'll sink upon the heart and dwell
And grateful thoughts awake.
Charles Emerson was the son Of d
m, chanlc. When he left school. be
entered a tore % merchant on 4if
street. as his clerk. Bri."t, active
and intelligent, he secured the favor
OF his master, and the good will 81
those who traded Il, the tore. For
six or seven wears Charles was atien-
tive 10 MS business, and exeiied HIM
sell for his employer. When lie ar
rived AT oGe-and-twentv years OF
age. he came under an obligation 10
remain with his employer another
~lweivemonth for Il specified sum-
The year passed, and young Elmer.
SOL cOhc!uded to commence business
IN his " name. The merchant did
not wish t" part with crc who had
teen 50 iaIthtnl TO him for n series Of
years. but as he thought ii might be
dva"tageons to the young man, he
encouraged hIm to 20 mo business
II h msei!. la Il few weeks, Charles
was IN hIs own store. His goods had
been well selected, and purchased
low. BY tie assistance Of a few
Intends. he commenced business. with
"A good capital, and the prospect for
Inn appeared to be excellent. HIS
acquaIEiances were numerous, both
n 'he city and country. His noble
character was appreciatei by all with
when lie ever had dealings. A few
years passed away, during which
tRne the young merchant prospered
'eycnd his most anguine expecta.
lions. His business had increased
year ty year, as his stock was as
large as any merchants in the city.
No mans credit was better than his.
Amid his prosperity however, Charles
was not unmI.G !ul Of others. He
was always rerdy to assist honest
young nen who were striving Tor a
livelihood. Aud he had iacullies for
neIng useful 10 others. Being cho.
zen a director in one OF our Banks,
he was extremely careful how he re-
fused a small note from a young man.
These he preferred 10 the discount
ing paper Tor 4 large amount from the
wealthy capitalists. Oae day some
thing like half a dozen notes were
presented. The largest was $4,000.
drawn by a wealthy man, ard the re
mainder were for small sums, ranging
from fifty 10 a hundred and ffiv dol.
lars. The directors were all IN favor
Of taking the large notes and re(us.
ING The small ones, excepting Emer-
SOn
MY friends" said he, "the gentle.
man who wants the large amount
can obtain IT elsewhere If we do no.,
discount his no,~, and Of course i,
vii be but little disappointment 10
hnm-Hhefeas, these young men, all
OF whom | know personally or by
reputation, are IN need of tins MON
ey 10 carry on their business. They
have no friends to call upon for mo-
ney, and If we refuse it to them, i.
may be of serious Inconvenience. ]
am IN favor Of refusing the former,
aud OF dIscounting the latter notes."
"You know, Mr.. Emerson" said
n of the board, and we should like
to give his zane, but it will not De
prudent -'Mr.--is a wealthy
man and ii will be perfectly safe to
trust him. Ii is just as much troubleI
to took after fifty dlIaIs as four thou
sand"
Il grant, sir, lha> will be more
Tor our interest TO refuse 10 accom-
muda,e poor young men, and loan our
capital TO n few rich men; but | am
in favor o: accommodating those who
are in need OF money, and in a small
degree help them to acquire proper.
iy."
The Directors conceded in favor Of
Skinfint, telling The cashier to give
as a reason why the small notes were
not discounted, the lack of money,
or that they did o discount that
day.
Mr.. Emerson made no further re-
mark. but in a short time whispered
in the a of the cashier-''you may
draw from my private account mon
ey sufficient TO accommodate I'll these
young men. have been in a situa-
lion when fifty or a hundred dollars
NJ .pc,Io,l, kto cary;oa 20 mn -