Richmond enquirer. [volume] (Richmond, Va.) 1815-1867, 1845-07-29
M5ta)ngoesU EnA tttrf1.

commercial life, and The perilslo ne ".'a
which NAV hourly lie expected, il i '''s s"''"'
dp,y 81 every man 10 make small sac''''r =
unnecessary Injuries or pleasures during ii'',
and n annlv ,niled portion OF HE produces u
his labor 10 The required premiums - -.
IN a comfortable sum for his whe anu nm
whenever lie shall be called oil from 'hc o'''
scenes ol lie.
II i unnecessary 10 dwell upon thus poin'
which must strike every one win hiee'
shall ellie single example Of The epeia'ion "
this great public charity. a person al '''e DO -
Of % tneu birth day,) by The payment =, -
CENTS will have insured the sum oil loo uo''''S'
should his death happen within the peIiou o. o"e
year from The dale of insuranoe-or, oy me a"-
nual payment OF 81 O6 for five years, he VIII nave
insured The sum OF 100 dollars, should ms uea'n
happen within the period OF five years from 'ie
date of insurance-or, by the single payiheh. u
s3s IS he will have insured The sum OF lUo uol-
lors al bs death, ,rhenerT Il may aaPPen-o:' Ut
win secure 100 dollars al his death, by payi1S
dollar and % cents annually during The remain
der of his lile--or, hy The annual payment u
dollars and ii cents, instead Of dollar ana 10
cents. he will be entitled 10 participate IN Inc pro-
6,s OF The society Al each division
Hitherto. twas one OF The rules OF similar IN
s,;lu,iors that death in duel was cause Tor
nulllying The insurance. Under The present >S'-
lem. neither duel nor capital punishment ihVa'
I1a,es The insurance. Suicide is The only cause
Of rendering The insurance void, and that mus
hammer within seven years aiterhe date OF The m
surancr.
The Editor OF The New York Courier and En-
ouirer. who has insured his life in llis Company
for 10000 dollars, thus answers some OF The OBJ
,ec,;ons which have been raised against such in
slilulions:
zone OF tic objections heretofore existing
AGAINST Life Insurance. was the great danger OF
= mans becoming unable 10 pay his annual pre-
mi,lms. and thereby sacrificing his Policy, after
having paid his premiums for years This was
remcded by an agreement on the part OF certain
officers to purchase The policy in all such cases
The next great improvement was The rescrva-
lion OF all The profits on insurance Tor the he
neh, of the insured 10y the introduction OF The
mutual principle And now we have The whole
matter yc7fetffd, by the establishment in London
OF a company with a capital OF two and half
millions Of dollars, which is on The mutual prin-
ciple dividing the profits among The assured ;
which s,ipuaes 10 purchase, al their actual va
lue The policies OF all who are no longer able 10
pay; and, finally, which binds itself AT all times
10 loaa 10 he insurtd TWO THIRDS NJ all ne money
he may at any ;eraod hare Pad !" Wrmt"ms!'
we are glad 10 learn That, within the last Two
months. Mr.. Ludlam la. effected insurance on
lives 10 The amount OF 80, 900 dollars in this city.
We hope that many others will seize the oppcr-
unity 10 provide for the future comforts, nay eX-
islence OF their families, in this "uncerlain
world" by applying 10 this copious fountain OF
charity. A dollar contributed now, may save
The deares, objects OF love from wre'chetness and
starvation hereafter.