Alexandria gazette, commercial and political. [volume] (Alexandria [Va.]) 1812-1817, 1814-07-12
The Fire Insurance Company Of
Alerau1draa.

GIVE NOtiSEp luat sif8 olhee -"
be opened on Tuesday nsxt, at the
Marine Insurance Office, for In
surance against loss or damage by
Fire, on buildings, household furni.
ture, goods, wares and merchandise,
ships in port, and cargoes on board,
and vessels building.
The rates OF premium may be known
on application at the Office, In con-
formity to the following 81
Conditions Of Insurance.
/. All applications for insurance
must be made. at the Office OF the COM
pany in writing.
2. In all applications for insurance
Of property, the applicant must iurnish
an accurate and just description OF the
same, viz. Orwhat materials each build
ing is constructed; whether occupied
As private dwelling or how otherwise;
where situated the name OF the pre-
sen, occupier; how situated with re
spect to other buildings. And IN the
insurance Of goods wares and mercnah'
die, the place where the same are de-
posted is to be described also gene
| aal DESCRIPTION of such goods, and whe'
Their any mandatory is carried on IN
the premises, all which is 10 be certl.
| fed and attested in such manner, as the
nature of the case may admit. And II
any person or persons shall insure his,
or their buildings, or goods. and shall
cause them to be described in the po'
licy otherwise than they really are, so
that the sane may be charged at a low
er premium, than would otherwise be
demanded: or if such description be
false, or fraudulent, such insurance Will
be void and Off effect!
8. Goods held in trust, or on Com
mission, are to be declared as such
Otherwise the policy will not extend to
cover SUCH property.
4. Every policy Of insurance made ey
this Company shall be signed Wy the
President s. at,ested by the Secretary &
the persea for whose interest the in'u-
rance is made, mnst be declared Snalneo
therein nor can any policy, or interest
therein be assigned, but by consent OF
the Company, expressed by endorse
ment made thereon.
S. No insurance will be considered as
made, or binding until the premium be
actually paid.
s Jewels, plate, medals, or other Gu
riosities, paintings and sculptures, are
not included in any insurance, unless
such articles be specified in the policy.
All persons insured by this company,
sustaining any loss or damage by hire,
are forthwith to give notice to the com.
pany, and as soon after as possible, and
within sixty days at the utmost todellver
in as particular an account, signed by
their own hands, Of their loss or damage
as the nature of the case will admit.
Such account shall be supported by the
oath or affirmation of the party insured,
by the attestation or certificate of some
persons who may reside Immediately in
the neirhborhood Of the sufferer, & who
may be competent evidence OF his, or
her character, and the fairness OF the
claim.
And also by the production of such
Books, documents, or vouchers as may
appear Necessary.
Until such affdavits and certificates
are produced the loss shall not be paya-
ble--Also if there shall appear any
fraud or false swearing the claimant
shall forfeit his claim to restitution or
payment by virtue Of this policy.
8. Losses occasioned by lightning
will be made good, and all expences at
tending the removal OF goods insured, in
time OF danger will be repaid
9. In case any difference shall arise
touching any loss, or damage, it may be
submitted to the judgement of arbitra.
tors inditferently chosen, whose award
in writing shah be binding on both par.
ties.
And when any loss, or damage shall
happen, the company shall pay for The
same within sixty days after the loss
shall have been ascertained and proved,
without allowance OF discount, fccsi or |
any deduction whatever.
10. In every case of loss, the compa-
ny will reserve to itself the right OF re-
instatement within q reasonable time, in |
preference to the payment Of CLAIMS, if
it shall judge the former course to be
most expedient.
IL. A. reasonable discount will be
made on assurances for more than one
year, and persons insuring for seven
years, six years premium only will be
charged.
]. B. Nichols, Sec'ry.
Whereas It is represented,