The enquirer. [volume] (Richmond, Va.) 1804-1815, 1805-04-30

The foregoing itatement fhews how little thofe
whoe buildings Hand contiguous to others or in
the uburbs or fnlA towns have tos contribute 70 ueh
| an enormous lois of one hundred and ieventy tbou
fand dollars.
On account of the high premiums which tbo,e
whole buildings ftuated on the wharyes have to
pay ieveral are already Withdrawing, ard / believe
they all VIII withdraw, then all hardly ever have
iuch comfortable lofies again had it not been for
the Norfolk fires, quota would ever have been me-
ceharV ana think that premium would have n-
red the people for ever becaufe the iufnrance vous
have become general
oi a fair Ultimate it will be found that the build
nSs IN the towns and fuburbs amount at leaf 70
twelve millions of dollars, and as the premiums undo.
the new rates will average about four per cent fthey
were all injured, the ftock which premium, would
rae, would be -four hundred and eiob-y thouind Jo,
lars, and the annual ntere thereon at eight per cent
which believe can be made would be 33 400 do,
ars then from forty to fifty houes muif burn every
year (which IA well known is the cafe, before i
would abiorb the ineret this ihews the great advan-
tage, that the iniurance be made general, which
might eaiy be done, by taking off the heep-neins Of
thoie wolves, and thew them the world in their ma
tural deformy birds ofprey and let the good eiti-
zeus OF TINS itate not believe their unfounded aGerti-
ohs, out unite generally to uccour leach other when
tne expene will be mere tr1e however, although
the iniurance in towns is not yet general and al
though few, only twenty-three IL the whole nate
ii''CG the ISplratlun, doubt ~
ones VIII come IN, and am confident thar at all E.
vents, the Mutual Infurance will fourlh as all Good
thngs ought TO do, iii ipte of thoie few intriguing
iPeeuiators. They may III vain cry out to pave the
way to their mercenary fyffen that nothing but am
luAi premiums viii do but why PETER the people
very year with payments let them pay only when il
sneceiiary. To hide their fcheines here they tell
the people, it better to iniure in the Pbapx off,
WILL lay they, colt you ef although they know to
the contrary have fhewn this above and the rates
"hi0h nave oeen put III Tome papers believe are on
" as bait, Tor have feen Nevy-York paper ub;cb
poitiveiy declares after thoe rates that the 6a5,,
Hates ihall pay fifty per cent more than the nortbe
itates; which makes it a wooden building one and
one hall per cent. per annum Then one out Of every
ixty-ieven buildings NUT burn yearly, before our
quotas VIII come up that, which would be out of
Twelve thouiand houies contained in our towns and
iuburbS, one hundred and feventy-nine or tn the A.
mount OF 10000 dollars, which nun be deflroyed
ny nre every year, before the quotas will come ND
to thoie annual premiums. Gracious goodnefs pre-
ierve us from fuch daiters-and Gill tbof ntrgner,
tell u.s. that 1t is cheaper inlure in an InCfauee
Company.
Ihoie deuders exolaim, the Mutual Jpfurapce v;lj
not do Tor the towns-they ought las thew wer, cara
oie to buh, when nine years experience have proved
the contrary fer before the pecia agents were Ca,t
in the country only about two wears AGO. very f.y
were injured in the country, and Notwithstanding
the mott extraordinary fires which have taken place.
and befel general, the injured houi-., two preud,
ums have been enough pay he loles and expenfes,
Tor upwards of ten years, which in fac the eouu
try people contributed very lttle as the greaten part
had not paid their premiums before the fires han
pened. F
For man TO ftand his own infurer, the riNe st too
great for il his houfe is dearoyed by fire Re ofss
the wholeif therefore he was only to Join with ten.
ne would iofe only the tenth part, &c-snl as ;he-a
isno doubt van many mnre viii infore in the Nh.
tuaI Iniurance, the eontf button can never he e,r.
able
-, 49,, w. F. Asst.
Richmond, 10th April, 1905.