davidaulloa/AmericanStories huggingface dataset:
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
= ROM THE BALANCE.
TRAITS OF LIFE.

Ibe Coypo,alaf tbs Old's sol1;r,,, c.o.
9 k,hADEk, do you recolieee tn, cid
ooidier,s injunction, with refpet, 10 the
ie''ee winch ne delivered into The hands of
'he corporal, on his death bed. /" TaLe
MIS- tid be, and at the exp;r.,ion or
'nFee months, you are at liberty 70 br-.k
me ieai'' As the Gated period drew near
the corporal became more anxious 70 Co
ne contents of the letter. oro,Iod
70 the chaEch- yard, and feared h;mfclf On
me bank OF the brook, by the iide Of the
%, eoidle',s grave. The epitaph which
nc engraved on the weeping willow, in
coniequence of the diacntion Of the barl-
hrH put on. T" *"
he could not refrain from fhedaine
tear as his eye again caught the letters.
" he ord Soldiers Crave hehed he.
=" and who was the old Soldier y,
Alas ne knew not. He expected The
letter would inform him. He drew it from
his!Pocket. 1t was faitened with green
water---" 1t is to denote thar the wri;,er
was fortaken," faid the corporal, wipinp
the tears from his eyes---ss ard the Green
grafs and heritage which already covers
the grave, denotes that he is amott for
gotten.-- But fill he ihall live in nv re-
membrance.----His Taft advice ard the
weeping willow fhall be monuments 10 l,;s
memory
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09

Maria, s,aney, Bourdeaux Frank
s a.. Chsce, Curacao; L0Nil'' Eve bsr-
Du Cleared, hip Hope, EgeT'on' London !;
c,,barine, Ingerioll, Havana NOV
e s1.r~. O.Conner, Martinique brig Pal
L Afford, Bordeaux.
'''' The fch'r Daphne, Norton; brig ph@-
,;x Dorgan; and Diana, Schulery, have
,ni,ed az ST. Croix.
~ 1be Maria Jeff ar Bourdeaux, the brig
rhs,;s ready 10 Gail for this port; and
=. fh,r Sarah in few days. She brig
Nof, Myers, was to fail for Philadelphia
h. 6rlt wind the brig Dove, Lambert,
Or salem, do. The Anna Maria, Cobbs,
had failed Tor this port, as alto the ihip
Neptune, for Philadelphia.
The Bi,tern, from London, fpoke Au-
ouf s, in LAT. As. long. IS, lhip Ad-
y of New York, So days from
Norfolk for London. Sept. 8, in lat.
-. IS, long. AZ, ihip Hunter, rs days
from Liverpool to Baltimors. 9Th, in
in long. 46, flip M4rsaret, 81 days
from Llbon fer Philadelphia. 18th ID
lat 90, 36, lorg. 81, fhip Robert, y
DAVIS from Bal, more tor Falmouth. 10Th,
in LAT. 90, 80, ong. 81, lch', Adventure,
from Bermuda or Newfoundland.
The Volunteer left at St. Croix, the
brig Mary, fer Philadelphia, ard brig
-, Latimole, for this port, were to
fail in days. Hour there is, beet I8,
and pork 70 dolls. Ter barrel.
The ich'r Expe iment, Firth, from N.
York, has arrived at Bermuda,
The Franklin, from Curacao, 4 days
fnce, off Cape Hsnlopen, fpoke fhip Bal
,imore, 4 days from Baltimore for Bour-
deauX,
The Rtbecca, from Baltimore, has ar
rived ar Marieilles.
Arrived at Char'efon, nip Amity,
Hatchinion, Loncon. Cleared hip John,
Rowland, Cowes.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09

thus E" January Sd, 1901, latitude bv
o ., II South, f4w land bearing
H. oy a, N. 4 or 5 leagues diAan,"s.
IL then adds, eve place it in r, 90. s
latitude" Now the iirft or the lad men.
toned latitude is evide.tly wrong and re
error iomewherc, is about AZ mile or
three quarters of a degree of latitude. T
lay nothing Of the longitude, for that an
gears to have been corrected two DAYS af.
forwards by Lunar obferyations, and j.
iaid TO DC 1853, As, EAT. As this difco
very IS 'nPortant to nav;gators, ard efpc-
eiaiiy 10 TO thole who are Obliged to pro
esed to or from China by wla, is called
the " haitern or outer pailsec." The
writer OF this will thank capt. Gardner.
or the Editor Of the New BEDFORD Cour;
er, tocorrett the ttatement.
SoAm, Sept. zS, 1907.
query May not the above be- The
lHand, marked on the Chart No. - IS
'he collection of Laurie and Whit,i- n,6
.lined at London, in oor, by the name 81.
=" rleafant illand, difcovered in the wear
1903 LIS latitude being nearly Q, az,
:. long. ro7, 10, EAT.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09

duty of ialyors in cafes of this kind he
adopted the doctrine Of fir William Scott
mat the exact iervice performed was not
the proper teh for the quantum of re-
ward that 1t was for the intereit OF COM
merce and navigation that comfortable
reward thail be held up; and thar ii rneri-
'0r'ous ialvors are 10 be paid ar all, they
ought TO be paid literally in this cafe
the Court taking into confederation, that if
TINS vehei and cargo was not oppor,unely
'aved by captain Anderion and crew, in
evitable deisruttion mutt have followed !:
he, therefore, oecreed them the enc half
vaiue OF the hip aad cargo, which was
attributed according TO the REFLECTIVE
rank and exer,ions OF the claimants.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
YOUNG YORICK.
ADVICE TO YOUNG MFN


Are you a tradefman? get married.
wife will be an additional inducement to
diligence In your calling, and the dilisenr
hand raketh rich; you will have few er
temptations to fpend your money fooliih-
iy, and the time which might be other
wife idly fquandered, and which is more
valuable than money, will be agyeeabIy
paiied in her fociety. Are you farme,a
Get married. wife is cheaper than a
houiekeeper ; her indufry will afif YOU
many ways, and your children will foon
ihare and Tighten your labour-take her
to your bofom-her activity and neatpels
Will render your abode delightful, and
thy heart will be gladdened at the fight
OF thy home-when thy nerves are rack
cd with anguih, when the infirnities of
age fhall enfeeble thy frame, nle will
watch over thy Plumbers, and forward thy
wifhes with the ahiduiry of undated af-
feetion-her piety ard faith will awaken
and confirm thy own, and the children of
your children will call you bleGed.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09

Patton's coffee houle book, and favour
ed by Capt. Sulger, of the !ch'r Sukey
and Peggy, OF PHILADELPHIA:
Ships u -hance, Burnham, n. York !;
Mercury, Tate, CharieGon, S. c. briggs
Rainbow, Brown, n. York !; Cyrus,
Dagset, Bottom Nymph, Woodham,
Newburyport; Betty, Cook, New bern,
N. c. ch'rs Harriet, Sears, do. ,Fwo
Brothers, Anthony, Wilmington, N. c.
Ajax, Bunker, n. York Hannah Lo-
retta, Wheland, Philadeli hia Return,
Cahoon, Savanna Raynal, Burton, Bal
timore Brutus, Ferries, GharleGon, S.
c. Experiment, Crane, PHIL delphia ), Syl-
via, Dassett, Boaon !, Hawk, Atwood,
Plymouth Rebecca, Pcrgin,, do. Com
merce, lrgeriol, Beverly /; Eedy and
Polly, Nlillette, Wilmington, N. c.
Martin. Mcclellan, Portland !; loops
Sreedwel', Stcdder Charleitou Iohn,
Chrific, Norfolk.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
PHILADELPHIA, Oaeber ?.

By veael which arrived mere laN
evening, from No folk, we are informed
that ju& as they failed on Fritay laR, a
FINAL black veiiel arrived there, which
they were told was Trpolitan vesfel, a
prize to one of our ihips nov cruizins in
the Mediterranean.
Arrived, brig Liberty, Thomas, Rour-
dezux fch'r Favourite, Pouieiard, Ma
deira.
Cleared, brig Amphitri,e, Chedlin, C.
Francois; ich'rs Friendthip, Warner, P.
Republican /; David, l'Hommedieu, n.
York !; Betty, Vannamc, Baltimore !;
Hoop Zoar, Prince, Newport.
The following veGels went TO iea on Sun
day laf:
Ships Delaware, ---, La Guira :;
Margaret, -, Lifbon Columbia,
Hayn, Batavia Liberty, DAILY, Ara.ter-
dam; briggs Mary, Lawton, St. Johns !;
Hornet, Love, Trinidad Minerva,
Lambert, Bri''ol fch'rs Hope, Window,
Nrahau; Els, Nicholfor, St. Thomas !;
ieveral others, names unknown.
captain Pout lard, of the fch'r Faycu-
fl'e' on his padage from Madeira to this
port poke the following yeEels: Sept.
q, 10 lat. 80, III long. So, fchooner
aanny ond Catharine, from New London
20 Barbados, out IS days. Sept. IS,
ae 50, ~ long. 81, 80, the Indufry
a. al ~ y Bedford, from Cape Verd lland to
y; York, Had fprurg his rnaia.na.t-
= c''s weather had been 70 fevere at the
~sSe' that he was obliged 20 leave there
WITHOUT cargo.
Arrived, fch'r Sukey and Peggy, Sui
Ser' ifam Cape Francois. Sailed from
,'shcs the 5th September, and on the
n ,f,H poke the brig Ann, Shields, Of this
r. r''. ! q days from N. Orleans to lanai.
49, ~ 'o . in lat. a9, long. 70, 90. Cap.
AN D. informed, that he had been hoard
v 9h; y q an Eoglih frigat-, an elicer Of
s S,!'sN iSaied that the Jamaica feet, con
b hung 2 OF I3o fail. including men Of war,
A'q been LOFT on Elenespa.
Ex Saf'. ;, LETT at Cape Francois, fch'r
4 f,a ainent, Crane, of this port, to fail in
land J'y y; ich'r Hannah Loretta, Whe-
brio !" c con ing up the bay captain S. fsw a
frog 'Sppoisd to be the Liberty, Thomas,
Iu u,n d. SebaRians, and a fch'r, name IN
Captain Bennett, from I,;yerpool J..
tera,, ~ a' On On the z3d ult. eff Cape Hat
or - "e iIoke the hip Charlotte, Ennis,
ii 5 80 Gays from Jamaica to this port,
Eli, well L October !, fpoke the brio
N. W. .t.'"ees' from Pert Republican to
liz - a9TS, out 20 days, all well.
''''' September $, taken from Edward j
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
IRISH HIGH COURT OF ADMIRALTY.
~ L EODE ~ ID xDnr,yoro,,

BEFORE J.BARRINGTON, LID.
Anderion and others, VS.. the owners of the
Jaion and cargo.
Thete were luits in!titu,ed for f3lvape
by B. Beverly of London merchant, owner
OF the Snow Tapfer, of Norfolk, and of
John Anderlon, captain of the Tapaer,
who claimed for and on behalf of himfelt
and crew, and of a per{on of the name of
Myles Euglies, perlon on board the
Tapiter, who likewife libelled againft the
iaid brig Jafon and cargo, as failor for
preferving this vehel and cargo from de-
itrut}ion.
The facts of this cafe appeared to be as
follow: The fnow Tapfer, the property
OF Mr.. Beverly, being on her paGage from
Norfolk, Virginia, to Cork, difeoyered
the brig Jafon about 50 leagues TO the
iopthward and eafward of Cape Clear,
with her head to the north under a cloie
reefed main top-fail, and apparently in
much diforder. Captain Anderfon ina
ginning ihe was In diitrefs, hauled his wind
and made Gretch to fetch the brig Ia
ion, and on haiiing her received no an
iwer; he therefore difpatched his mate
and two of his lea-men on board, who
ihoEtly after returned, and reported to
him that the yehel was totally deferted---
that there were four feet and half water
IN the hold; that it appeared TO them that
1t was the intention of the perfons who
abandoned her to have funk her, as The
was fcutsled and that fne was laden with
iundry articles of merchandise. Captain
Anderlon thereupon made fnch judicious
arrangements as he thought adviieable
and brought this yeael and cargo in fate
ty into the port. The other parties who
claimed falvage were O'Meara mate of
the Tapfer, and Richard Walker and
Patterfon Morris, ieamen, who were put
on board this vefel to navigate her, un.
der captain Anoerfon's directions.
The cafe was argued by advocates for
the refpeetivs, parties, The owners of the
Jafon and cargo fubmitted to fuch rea-
fonable compensation as the coufs might
award.
The learned Judge, with much ability
and legal knowledge laid down the law
Rejecting falyage, and particularly the
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
Fran fbe Salem RegiRTy.

There appears 20 be an error in the lat.
OF /" Rodrnan's Hand" which is iaid TO
have been d,icoyered by the chip Diana,
capt. Gardner, on her paasge from New.
Bedford 10 Manila. Ahe account Gands
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
atsrannrta aD,ertlSsr.

dtfrannria aDnertlSsr.
FRIDAY, OCTOBER o.
We tender orsr Acknowledgements to
respected and obhsing lviend,
nooo IN Nezu- York, for his at
tentton TN (o1warding tho fol-
fozulng
5mportanf gutelltge,,rs.
Ne7O-IorA, ot7. 9Th, 1901, |
II o'cbek. J
C A veHel is arrived in 81
8 days from Greenock, which
> brings confirmation of the fall
6: Of CAIRO.
8 The Britifh have taken A :
:" LExAN DR1A, with 1000 men.
- GANTHEAUME has not land
6 ed any men either III AFRICA
6 or EGYPT.
Lord Nelson has gone on
6 athirdexpedition againlt Bou-
I" LoGNE.
&c In halte-Yours, &C."
The brig Thomas from Liverpool is in
the river, bound up.
The Legislature Of the Mififippi Ter
ritory met for the frf time on the 10th
OF July lat, when John Steele, Elq. fecre-
tary, but then acting as governor, deliver
ed an address. He obieryes that the 60
vernment of the United States has extend
ed TO the people of the territory as large
portion OF the right Of feTf government,
as they themfelves had petirioned for and
as was deemed compatible with the rules
and regulations before eaabliihed for the
government of their territories that they
have granted Legislature with the power
OF making laws, retaining, however,
participation in the government by le-
curing the anent Of the governor 1.-THE re-
PREVENTATIVE Of the general government
20 the laws before they can have force.
The meafures recommended in this ad-
drefs are the amendment of the fyifem of
juriiprudence, the efficient organization OF
the militia, and the fupprefion of certain
immoralp practices prevalent in that terrific
ry.
s The two Houfes in their anfwer recipro-
cate the congratulations of the governor
on the dawn of freedom and fafety under
laws emanatipg from the people they con-
fider the exiftence Of an abfolute negative
power in the executive as matter of fe-
rious regret ard lament the unofganixed
fate of the militia, which they fear how
ever, will continue, unlels the people are
permitted tat leais 20 recommend their Of
hcers for appointment.
On the 18th Of July, Britifh corvette
tell in with the Prodian fhip Elizabeth;
boarded her carried off the mater and
two faamen enjoined the captain on pain
of having his lhip funk to return to Cher
bourg; and informed him that this port
had been but two days before declared to
be under blockade. More recently, the
Danifh brig Chrifiaufand was boarded, al
the diaance of three leagues from the roac
of Cherbourg, by French frigate anc
corvette was detained feven hours ano
was pillsged Of fome fix flockings, hand.
kerchiefs, fabres, a box of money, and
lhree large pots OF butter. Theft faeta are
related by the Danifh captain.
Fran tbs Salem Regj0Ty.
There appears 90 be an error In the LAT.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-10-09
FRIDAY, OCTOBER @.

We tender oav acknowledgements to
q respected and oblsing iriend,
mooo m Ne1c- York, for his at
fentton IN Forwarding the fol-
lozvtmg
5mpcrtanf gntelltge.,rs.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-12-02
EQUALITY.

The philosophers among tie Democrats
will no doubt Unfit that they do not mean
to equal,ze property, they contend only
Or an equality ofrights. If they retritt
the word e7uaAiy as carefully as they ought
it will not import that all men have an
equal right to all things, but that to what
ever they have righs, it is as much to
be protected ami provided for as the right
of any perlons 10 focie,y. In this ierTie no
body will CONTEXT their claim. Yet tho
the right of poor man is as much his
right as a rich mans, there is no great No.
velty or wiidom in the difcovery Of the
principle, nor are the French entitled TO
any pre.eminence on this account. The
magma ekarsa OF England obtained, l
,hiuk, in the year lal6, contains the
great body of what is called, and Our re-
volusionias Of I776, dit, Rxgk@ H.
berry. This they claimed as their birth
right, and with good reafsn: For it en-
act that juttice fhall not be fold, nor de-
MED, nor delayed, and as foon afterwards
the trial by jury grew into general ufe,
the fubjefts themielves are employed by
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-12-02
The Rights of Neutral Nations.
No. I.

Wltnln the lalt TWO lunQle0 years ma
ny able pens have been employed, in aicer-
tanning and defining the principles which
do or ought to regulate the conduit of In
dependent nations towards each other
Theie principles have been difcuaed Under
the various titles of the laws Of ma
tions," the rights of war and peace"
&c the right OF neutrsl and belligerent
powers. In fome Of thefe principles,
which are evidently founded on moral juf-
tice, all nations and all men are agreed
Others Of them, notwithstanding the la.
hours of Grotius, Puffendorf, Burlemaqui,
Va,tel and other learned authors, remain
unfe,tled, and .inbjea to be varied, enforc-
ed or annu!led, by temporary Populations
IN public treaties. Every war occaGons
the infrattion Of former treaties, and by
varying the relative iituation of nations,
in regard 10 their commerce Or connexi-
ons, renders it necefary or convenient for
princes and Rates to deny the validity of
principles, which they themielves former
~ contended for with fleets and armies,
and had fanttioned by their express agree
menr in an,erio. conventions.
Amorg ancient barbarous nations, an
almoa unreRrained piracy preceded fair
commerce. Not only goods, but the per.
ions of men and women were the objects
of plumber, the prizes of naval yalor, III
ancient Gteece, Rome and amoag the Bal,
tic nations. Nor was war on land ex-
cited by very different motives, or con-
dutsed ora very different principles. Ar
mics Tough, originally for iuperiority and
fpoil only'--and it was not till the three
hundred aid fony ninth year of Rome,
that the folders of tina, commonwealth re,
ceived wages in money---theis only re
ward being the plumber of the vanquiih
ed. Hence we are not to look foley IL
the anciep,s, for the principles of equity
in national intercourfe. The early fate
Of nations was. fate of Nar-nen chef
to pluader, rather than to earn their iuo
fhence by labor. A martial life wa.
their pride and glory; labor was drudge
~, beneath the honorable rank Of fol
dicr, and reieryed for the occupation OF
ilaves and women. Hence we are &c
difruh the morality Of maxims, which
derive their authority from nation
governed by military principles ano
habits. We are sos to fufer the i'm.
roGng title of the i" rights OF war"
to regulate entirely our opinions, con-
corning the htneis and property o.
thofe naxuns. 1t has not been without
rne unceaiing efforts Of great and good
men for many years, aided by the autho-
-;rv and ;.Rn-nce of ciaeiRianisy, that rho
.psastice Of ferocious nations has been iof
tened down to that degree of mildneis and
eoui;y, which now charatterizes the laws
of nationt. And we are no, certain, that
further rsc!iorations are not due to natural
and focal jufice, as we'll As TO the tran
guilty of mankind. The queRions thar
agi,ate modern commercial nations relate
principally to rhe rights af neutrality; tha:
is, to the claims of nations, not engaged IN
war, 70 carry ona free commerce with bel.
ligeren, nations; and alto to fecure t.
then Gags, the privilege Of protecting (.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-12-02
rioM IN. COMMERCIAL ADVERTISER.

During the 4sids- awaiting 4vsr liz Enrotr,
the people of this caun,y baVr been agi-
rated alternately 1vi'b bepe and fear,
,rsIpeaing the Var Of tie esnief; and
tr7u men bave 6een able TO prs(f'vs
their pa1Ious fran emitting on enc fac
or The other. This mtere9m The z0as,
kns c,eateda bi4s ON ibe mind, subieS
las, in no lnaN ais,re, siven complex
ren to opinions, Oft /z6jt<s connected
zyifb tbe revolxtisn, end on none, more
thar that eftbe -" rights efnrxtrni sa :,
sians." The quar- beng concluded, and
tbs minds q mtn. lsl5 aaftered 7v'tb hete.
oro7vsd by otpr<deg/on, a"deox/t1aeat-
y better prepared for an impartial ex-
animation Of facts and principles, it may
nst be improper to eaH THE attention Of
The citizens efsbe United State, to at
tend to the Jabyea. 1t may perhaps at-
pear, that oar government thought pro-
per to abandan ground, zvbieb, xnder
other circumstances, it may be aujs to
,seapsr. Our treaties zuitb foreign
pourer; are temporary; and nyappre-
ben6ons Of THE nature and extent Of THE
obhga'ious Of tbe Laqvs Of nations, may
lead TO fae'Jfees Incompatible f7vitb the
Ateref Of the United Slater.
Alexandria advertiser and commercial intelligencer. [volume] (Alexandria [Va.]) 1800-1803, 1801-12-02

hall they refrain themfelves, and mir.
chievous, becauie as they think the power
Of the people is their Liberty. Re&rain,s
that mske it leis, and on every inviting
location for mitchell and the eppreGon Of
a minority, make it nothing, will appear
to be the abandonment of its principles ant
caufe.
Jenks's Portland gazette. [volume] (Portland [Me.]) 1799-1802, 1801-06-15
Leg1lafpre Of MaBacbYea5.


HOUSE--fgvRsbRY Az. June =, >.c.
THE Secretary delivered Metlags from
His ExceIignvy the Governor, inclohng letter
from His Excel!ency the Governor Of Rhode
lnand, Win information, that the STATE had
appointed eamInfio ers for afcertaining, in con-
iunt9oh with comnitioners from MsnachOlett.,
the boundary Inc Of the two States. The
meilage alto dated, that the Office Of Maj. Gen.
IN the I'd and Sth divilons were vacant, by the
relignatons of Gems. Abbot and Dearborn !
and incloied a REPRESENTATION from the Adjutant
General reIpedfng the expediency of reviling
that part Of dc militia Law, which rtialts TO
exemptions from triitsry duty.
Several petitions for the alteration Of The
plice Of fitting Of the Supreme Court in the
county OF York, were committed
FRIDAY, JUNE Z.
A convention wax formed for the choice Of
n Councillor in theToom Of the Hon. Mr.. Zones,
and Of Senator in therOom Of Thomas Kit
Seiijse, Elq both Of which gentlemen declined
accepting the places to which they were elected.
The Hon. John BIS, was choien to the Couu-
citand the Hon. Jacob Crowninheld to the
Senate. he convention was thsn diholved.
An eneroifed bill in addition TO the AT for
occurring 60 owners their property in logs, mats,
ipars and other timber, was committed.
SATURDAY, JUNE 6.
The Hon. Mr.. Wells, by letter, gave in his
SeGInation as one Of rhe committee for The fale
. OF EaRern Lands.
MONDAY, JvNE 8.
His Honor Samuel Phillips, Etc. by letter,
declined further iervice on the comuittee for
the lale Of eaRern lands.
A reiolve paGed, adding 10 the fehedule Of
tatesble' property, "money at ittereR more
than any creditor pays interet for"