According to recently published figures, internet sales last year comprised nearly five per cent of the UKs retail spending. It was the only retail channel showing growth, with a 20 per cent rise on the previous years sales. The flourishing of e-commerce can be largely attributed to the increasing popularity of on-line supermarket shopping and shoppers preference for staying home. The UK leads its European neighbours in internet shopping revenue, in part because of higher credit card usage than countries such as Germany and France. Compared with continental Europe, the UK also has higher levels of computer ownership and wider access to the broadband services that facilitate internet purchases. Business experts forecast a trebling of internet retail sales in the UK and France over the next five years.

Question: Low credit card usage ts the mam reason that continental European countries lag behind the UK in internet retail.
Options:
A. true, B. false, C. uncertain
Answer: "C"