U.S.C. 5170; 5191) or the proposed non-Federal share of 
the cost of carrying out activities with assistance provided 
under such Act, the Administrator of the Federal Emer-
gency Management Agency shall give greater weight and 
consideration to severe local impact resulting from such dis-
aster or emergency and, in the 5-year period preceding such 
disaster or emergency, whether multiple other disasters or 
emergencies have occurred in the affected area. 
(b) REVISIONS TO GUIDANCE, POLICIES, AND REGULA-
TIONS.—The Administrator shall take such actions as are 
necessary to revise any policies, guidance, or regulations 
of the Agency to implement subsection (a). 
(c) REPORT.—Not later than 1 year after the date of 
enactment of this section, the Administrator shall submit 
to the Committee on Transportation and Infrastructure of 
the House of Representatives and the Committee on Home-
land Security and Governmental Affairs of the Senate a 
report on the implementation of this section and shall in-
clude in such report a description of— 
(1) changes made to guidance, policies, or regu-
lations pursuant to subsection (b); and 
(2) the number of major disasters and emer-
gencies that have been declared pursuant to section 
401 of the Robert T. Stafford Disaster Relief and 
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Emergency Assistance Act based on the criteria de-
scribed in subsection (a). 
SEC. 5. REPAIR AND REBUILDING. 
(a) IN GENERAL.—Section 408(c) of the Robert T. 
Stafford Disaster Relief and Emergency Assistance Act (42 
U.S.C. 5174) is amended— 
(1) by amending paragraph (2) to read as fol-
lows: 
‘‘(2) REPAIRS.— 
‘‘(A) FINANCIAL
ASSISTANCE
FOR
RE-
PAIRS.—The President may provide financial 
assistance for the repair of owner-occupied pri-
vate residences, utilities, and residential infra-
structure (such as a private access route) dam-
aged by a major disaster, or with respect to indi-
viduals with disabilities, rendered inaccessible by 
a major disaster. 
‘‘(B) DIRECT ASSISTANCE FOR REPAIRS.— 
‘‘(i) IN GENERAL.—The President may 
provide direct assistance to individuals and 
households who are unable to make use of fi-
nancial assistance under subparagraph (A) 
and when there is a lack of available re-
sources, for— 
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‘‘(I) the repair of owner-occupied 
private residences, utilities, and resi-
dential infrastructure (such as a pri-
vate access route) damaged by a major 
disaster, or with respect to individuals 
with disabilities, rendered inaccessible 
by a disaster; and 
‘‘(II) eligible hazard mitigation 
measures that reduce the likelihood and 
future damage to such residences, utili-
ties, and infrastructure. 
‘‘(ii) ELIGIBILITY.—A recipient of as-
sistance under this subparagraph shall not 
be eligible for assistance under paragraph 
(1), unless otherwise determined by the Ad-
ministrator. 
‘‘(iii) COORDINATION WITH OTHER AS-
SISTANCE.—Assistance allowed under this 
paragraph may be used in coordination 
with other sources for the repair and re-
building of an owner-occupied residence. 
‘‘(C) RELATIONSHIP
TO
OTHER
ASSIST-
ANCE.—A recipient of assistance provided under 
this paragraph shall not be required to show that 
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the assistance can be met through other means, 
except insurance proceeds.’’; and 
(2) in paragraph (4) by striking ‘‘in cases in 
which’’ and all that follows through the end of the 
paragraph and inserting ‘‘if the President considers it 
a cost effective alternative to other housing solutions, 
including the costs associated with temporary housing 
provided under this section, and long-term rebuilding 
costs associated with section 431.’’. 
(b) ELIGIBILITY.—Section 408(b)(1) of the Robert T. 
Stafford Disaster Relief and Emergency Assistance Act (42 
U.S.C. 5174(b)(1)) is amended— 
(1) by striking ‘‘rendered uninhabitable’’ and in-
serting ‘‘damaged by a major disaster’’; and 
(2) by striking ‘‘uninhabitable, as a result of 
damage caused by a major disaster’’ and inserting 
‘‘damaged by a major disaster’’. 
(c) APPLICABILITY.—This section and the amendments 
made by this section shall apply to funds appropriated on 
or after the date of enactment of this Act. 
SEC. 6. FEMA EMERGENCY HOME REPAIR PROGRAM. 
(a) IN GENERAL.—Section 403(a) of the Robert T. 
Stafford Disaster Relief and Emergency Assistance Act (42 
U.S.C. 5170b(a)) is amended— 
(1) in paragraph (3)— 
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(A) in subparagraph (I) by striking ‘‘and’’ 
at the end; 
(B) in subparagraph (J) by striking the pe-
riod and inserting ‘‘; and’’; and 
(C) by adding at the end the following: 
‘‘(K) minor repairs up to habitability of 
owner-occupied homes damaged by the disaster 
in order for survivors to safely shelter in place, 
subject to the availability of appropriations.’’; 
and 
(2) by adding at the end the following: 
‘‘(5) SHELTERING AND HOUSING OPTIONS.—Not 
later than 15 days after a declaration of a major dis-
aster, the Federal coordinating officer shall identify 
all sheltering and housing options available under 
this section or section 408 to a State Governor, or the 
designated State coordinating officer. 
‘‘(6) DEFINITIONS.—In this subsection, the term 
‘minor repairs up to habitability’ means the min-
imum standards for permanent housing described in 
section 576.403(c) of title 24, Code of Federal Regula-
tions (or successor regulations).’’. 
(b) RULEMAKING.—Not later than 2 years after the 
date of enactment of this Act, the Administrator of the Fed-
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