(A) by striking ‘‘Bank Insurance Fund or
Savings Association Insurance Fund, respec-
tively,’’ each place such term appears and in-
serting ‘‘deposit insurance fund’’; and
(B) by striking ‘‘Bank Insurance Fund or
the Savings Association Insurance Fund, re-
spectively,’’ each place such term appears and
inserting ‘‘deposit insurance fund’’.
(10) Section 17 of the Federal Deposit Insur-
ance Act (12 U.S.C. 1827) is amended by striking
‘‘Bank Insurance Fund, Savings Association Insur-
ance Fund,’’ each place such term appears and in-
serting ‘‘deposit insurance fund’’.
(11) Section 18(m)(3) of the Federal Deposit
Insurance Act (12 U.S.C. 1828(m)(3)) is amend-
ed—
(A) in subparagraph (A)—
(i) by inserting ‘‘of an insured savings
association or a subsidiary of any such as-
sociation’’ after ‘‘specific activity’’;
(ii) by striking ‘‘Savings Association
Insurance Fund.’’ and inserting ‘‘deposit
insurance fund.’’; and
(iii) by striking ‘‘that Savings Asso-
ciation Insurance Fund member’’ and in-
serting ‘‘such savings association’’; and
(B) in subparagraph (C), by striking ‘‘Sav-
ings Association Insurance Fund or the Bank
Insurance Fund’’ and inserting ‘‘deposit insur-
ance fund’’.
(12) Section 31 of the Federal Deposit Insur-
ance Act (12 U.S.C. 1831h) is amended—
(A) in subsection (a), by striking ‘‘Insur-
ance Fund’’; and
(B) in subsection (b)(2), by striking ‘‘Sav-
ings Association Insurance Fund members’’ and
inserting ‘‘savings associations’’.
(13) Section 38(o)(1)(B) of the Federal Deposit
Insurance Act (12 U.S.C. 1831o(o)(1)(B)) is amend-
ed by striking ‘‘Savings Association Insurance
Fund’’ and inserting ‘‘deposit insurance fund’’.
SEC. 3. FICO PAYMENTS BY ALL FDIC-INSURED DEPOSI-
TORY INSTITUTIONS.
Section 21(f) of the Federal Home Loan Bank Act
(12 U.S.C. 1441(f)(2)) is amended—
(1) in the portion of paragraph (2) which pre-
cedes subparagraph (A) of such paragraph—
(A) by striking ‘‘each Savings Association
Insurance Fund member’’ and inserting ‘‘each
insured depository institution (as defined in sec-
tion 3(c)(2) of the Federal Deposit Insurance
Act); and
(B) by striking ‘‘such member’’ and insert-
ing ‘‘such institution’’;
(2) in paragraph (2)(A), by striking ‘‘Savings
Association Insurance Fund members’’ and inserting
‘‘insured depository institutions’’; and
(3) in paragraph (2)(C) by inserting ‘‘, except
with respect to insured depository institutions which
were Bank Insurance Fund members on the day be-
fore the date of the enactment of the Deposit Insur-
ance Fund Merger Act of 1995’’ before the period
at the end.
SEC. 4. AVAILABILITY OF RTC FUNDS TO LEND TO FDIC TO
RECAPITALIZE DEPOSIT INSURANCE FUND.
(a) IN GENERAL.—Section 7(b) of the Federal De-
posit Insurance Act (12 U.S.C. 1817(b)) is amended by
adding at the end the following new paragraph:
‘‘(8) AVAILABILITY OF RTC FUNDING.—
‘‘(A) LOANS TO FDIC.—At the request of
the Board of Directors of the Federal Deposit
Insurance Corporation, the Secretary of the
Treasury shall lend, out of funds appropriated
to the Resolution Trust Corporation pursuant
to section 21A(i)(3) of the Federal Home Loan
Bank Act and not expended by the Resolution
Trust Corporation, to the deposit insurance
fund such amounts as may be requested by the
Board of Directors to recapitalize such fund
and are not needed by the Resolution Trust
Corporation.
‘‘(B) TERMS AND CONDITIONS TO ENSURE
REPAYMENT.—The Secretary of the Treasury
may establish such terms and conditions to en-
sure the repayment of any loan under subpara-
graph (A) as the Secretary determines to be ap-
propriate.
‘‘(C) OTHER TERMS.—The annual repay-
ment terms and the length of time for which
the loan is made shall be established by the
Federal Deposit Insurance Corporation in con-
sultation with the Secretary of the Treasury.
‘‘(D) TERMINATION OF LENDING AUTHOR-
ITY.—No additional advances may be made to
the Federal Deposit Insurance Corporation
under this paragraph after the reserve ratio of