personnel of the Office of the Flood Insurance Advocate 
of the Federal Emergency Management Agency to assist 
the Council in carrying out the duties of the Council. 
‘‘(h) POWERS.—In carrying out this section, the 
Council may hold hearings, receive evidence and assist-
ance, provide information, and conduct research as the 
Council considers appropriate. 
‘‘(i) REPORT TO CONGRESS AND OMB.—The Admin-
istrator shall, on an annual basis, submit to the Com-
mittee on Banking, Housing, and Urban Affairs of the 
Senate, the Committee on Financial Services of the House 
of Representatives, and the Director of the Office of Man-
agement and Budget a report on— 
‘‘(1) the recommendations made by the Council; 
and 
‘‘(2) any recommendations made by the Council 
during the year covered by the report that, as of the 
date on which the report is submitted, have been de-
ferred or not acted upon, together with an explana-
tory statement with respect to those recommenda-
tions. 
‘‘(j) APPLICABILITY
OF
THE FEDERAL ADVISORY 
COMMITTEE ACT.—Section 14 of the Federal Advisory 
Committee Act (5 U.S.C. App.) shall not apply to the 
Council.’’. 
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SEC. 422. EFFICIENT USE OF MITIGATION DOLLARS. 
Section 1315(b) of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4022(b)) is amended by adding at the 
end the following: 
‘‘(5) REGIONAL COORDINATOR.— 
‘‘(A) IN
GENERAL.—The Administrator 
shall appoint a regional coordinator in each re-
gion served by a Regional Office (as defined in 
section 501 of the Homeland Security Act of 
2002 (6 U.S.C. 311)) to provide technical as-
sistance to small communities to enable those 
communities to effectively participate in and 
benefit from the community rating system pro-
gram. 
‘‘(B) 
AUTHORIZATION
OF
APPROPRIA-
TIONS.—There are authorized to be appro-
priated such sums as may be necessary to carry 
out this paragraph, which shall remain available 
until expended.’’. 
SEC. 423. IMPROVED DISCLOSURE REQUIREMENTS. 
Chapter I of the National Flood Insurance Act of 
1968 (42 U.S.C. 4011 et seq.), as amended by section 
414, is amended by adding at the end the following: 
‘‘SEC. 1328. DISCLOSURE IN LEASE OF PROPERTY. 
‘‘(a) IN GENERAL.—Not later than 180 days after 
the date of enactment of this section, the Administrator, 
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in consultation with relevant Federal agencies, shall pro-
mulgate regulations requiring the disclosure of informa-
tion relating to the flood risk and flood insurance coverage 
of any property that is offered for lease in accordance with 
subsection (b). 
‘‘(b) INFORMATION DISCLOSED.—The regulations 
promulgated under subsection (a) shall require that, be-
fore the lessee is obligated under any contract to lease 
property, the lessor shall provide a written disclosure to 
the lessee that describes— 
‘‘(1) the flood zone classification of the prop-
erty; 
‘‘(2) whether the property is covered by flood 
insurance; and 
‘‘(3) the availability of contents coverage under 
the national flood insurance program.’’. 
SEC. 424. AMENDMENTS TO FINANCIAL ASSISTANCE/SUB-
SIDY ARRANGEMENT. 
The Administrator shall amend the Write Your Own 
company Financial Assistance/Subsidy Arrangement to 
implement the requirements of sections 405, 406, 409, 
412, 413, 415, 416, 417, 418, 419, and 420 of this Act, 
and any amendments made by those sections. 
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SEC. 425. TECHNICAL AND CONFORMING AMENDMENTS. 
Section 1370 of the National Flood Insurance Act of 
1968 (42 U.S.C. 4121) is amended— 
(1) in paragraph (14), by striking ‘‘and’’ at the 
end; 
(2) in paragraph (15), by striking the period at 
the end and inserting a semicolon; and 
(3) by adding at the end the following: 
‘‘(16) the term ‘Write Your Own company’ 
means a company that participates in the Write 
Your Own Program; and 
‘‘(17) the term ‘Write Your Own Program’ 
means the cooperative undertaking between the in-
surance industry and the Federal Insurance and 
Mitigation Administration that allows participating 
property and casualty insurance companies to write 
and service standard flood insurance policies.’’. 
Æ 
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