I 
117TH CONGRESS 
1ST SESSION H. R. 4091 
To authorize the Administrator of the Federal Emergency Management Agen-
cy to terminate certain contracts on the basis of detrimental conduct 
to the National Flood Insurance Program, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 23, 2021 
Mr. HIGGINS of Louisiana introduced the following bill; which was referred 
to the Committee on Financial Services 
A BILL 
To authorize the Administrator of the Federal Emergency 
Management Agency to terminate certain contracts on 
the basis of detrimental conduct to the National Flood 
Insurance Program, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘National Flood Insur-
ance Program Consultant Accountability Act of 2021’’. 
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SEC. 2. TERMINATION OF CERTAIN CONTRACTS UNDER 
THE 
NATIONAL 
FLOOD 
INSURANCE 
PRO-
GRAM. 
(a) IN GENERAL.—Part C of chapter II of the Na-
tional Flood Insurance Act of 1968 (42 U.S.C. 4081 et 
seq.) is amended by adding at the end the following: 
‘‘SEC. 1349. TERMINATION OF CONTRACTS. 
‘‘(a) DEFINITIONS.—In this section— 
‘‘(1) the term ‘covered entity’ means any attor-
ney, law firm, consultant, or third-party company 
that provides services to a Write Your Own com-
pany; and 
‘‘(2) the term ‘Write Your Own company’ 
means a company participating in the cooperative 
undertaking between the insurance industry and the 
Federal Insurance and Mitigation Administration 
that allows participating property and casualty in-
surance companies to write and service standard 
flood insurance policies. 
‘‘(b) TERMINATION.— 
‘‘(1) IN GENERAL.—Notwithstanding any other 
provision of law, the Administrator may terminate a 
contract or other agreement between a covered enti-
ty and a Write Your Own company if the Adminis-
trator— 
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‘‘(A) determines that the covered entity 
has engaged in conduct that is detrimental to 
the flood insurance program authorized under 
chapter I; and 
‘‘(B) not later than 14 days before termi-
nating the contract or other agreement, pro-
vides notice to the covered entity of the termi-
nation. 
‘‘(2) APPEAL.—The Administrator shall estab-
lish a process for a covered entity to appeal a termi-
nation of a contract or other agreement under para-
graph (1). 
‘‘(3) EARLY TERMINATION PAYOUTS.—The Ad-
ministrator or a Write Your Own company is not re-
quired to make any early termination payout to a 
covered entity with respect to a contract or agree-
ment with the Write Your Own company that the 
Administrator terminates under paragraph (1).’’. 
(b) EFFECTIVE DATE; APPLICABILITY.—The amend-
ment made by subsection (a) shall— 
(1) take effect on the date of enactment of this 
Act; and 
(2) apply to any contract or other agreement 
between a covered entity and a Write Your Own 
company (as those terms are defined in section 
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1349(a) of the National Flood Insurance Act of 
1968, as added by subsection (a)) entered into on or 
after the date of enactment of this Act. 
Æ 
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