I 
116TH CONGRESS 
2D SESSION 
H. R. 8946 
To provide emergency relief assistance under a modified Community Develop-
ment Block Grant program for communities facing economic damage 
from civil and social crises, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 10, 2020 
Ms. OMAR introduced the following bill; which was referred to the Committee 
on Financial Services 
A BILL 
To provide emergency relief assistance under a modified 
Community Development Block Grant program for com-
munities facing economic damage from civil and social 
crises, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Holistic Economic Aid 
for Low-Income Neighborhood Growth Act of 2020’’ or 
the ‘‘HEALING Act of 2020’’. 
SEC. 2. SENSE OF CONGRESS. 
It is the sense of the Congress that— 
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(1) funds made available under the Community 
Development Block Grant Program (‘‘CDBG’’) 
should be used principally for low- and moderate-in-
come neighborhoods and can be used for community 
revitalization in areas affected by social and civil un-
rest during 2020; 
(2) CDBG funding must target historically 
disinvested communities of color that have suffered 
from long-standing systemic issues of racial injustice 
and economic inequality; 
(3) minority-serving institutions should be 
prioritized in receiving and administering economic 
development grants for their communities; 
(4) economic activities carried out using CDBG 
funds should be refocused on the implementation of 
direct anti-poverty programming with evidence of ef-
fectiveness, such as food security initiatives and 
basic income pilots, acquisition and rehabilitation of 
affordable housing, improvement to public facilities, 
including health centers, provision of public services, 
restoration of natural areas and other conservation 
efforts, and construction of clean energy infrastruc-
ture; 
(5) 
minority-owned 
businesses 
should 
be 
prioritized in receiving business development grants 
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to renovate their properties and create financial op-
portunities for their communities; and 
(6) CDBG business activities should be re-
focused on assisting private, for-profit businesses 
that pursue job creation and retention efforts 
through the employment of low- and moderate-in-
come persons, adopt environmentally sustainable 
practices to offer affordable goods and services to 
low- and moderate-income neighborhoods, and pro-
vide economic and technical assistance to other busi-
nesses based in low- and moderate-income areas. 
SEC. 3. FUNDING. 
(a) AUTHORIZATION OF APPROPRIATIONS.—There is 
authorized to be appropriated to the Secretary of Housing 
and Urban Development $11,000,000,000 for fiscal year 
2021 for providing assistance under this Act. 
(b) NON-BUSINESS
COMMUNITY
DEVELOPMENT 
FUNDING.—Of any amounts made available pursuant to 
subsection (a), 77 percent shall be available for assistance 
under section 4 for community revitalization and economic 
development activities. 
(c) CIVIL UNREST BUSINESS DEVELOPMENT FUND-
ING.—Of any amounts made available pursuant to sub-
section (a), 23 percent shall be available for assistance 
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under section 5 for business recovery and renovation ac-
tivities. 
(d) ADMINISTRATIVE FUNDING.—Of any amounts 
available pursuant to subsection (a), the Secretary of 
Housing and Urban Development may use not more than 
1 percent for costs of administering the program under 
this Act. 
(e) TERMINATION OF FUNDS.—Upon the expiration 
of the 2-year period beginning upon the date of the enact-
ment of this Act, any programming and rulemaking asso-
ciated with the program shall expire. 
SEC. 4. NON-BUSINESS GRANTS FOR COMMUNITY REVITAL-
IZATION AND ECONOMIC DEVELOPMENT. 
(a) GRANT AUTHORITY.—The Secretary shall use 
amounts made available to carry out this section to make 
grants to States, units of general local government, Indian 
Tribes, insular areas, and eligible institutions serving or 
owned by minorities for use to carry out eligible non-busi-
ness activities under subsection (e) in low- and moderate- 
income areas. 
(b) RESERVATION OF FUNDING.—Of any amounts 
made available to carry out this section, the Secretary 
shall reserve for grants under this section— 
(1) 76 percent for allocation in accordance with 
subsection (c)(1); 
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(2) 18 percent for allocation for minority-owned 
and minority-serving entities in accordance with sub-
section (c)(2); and 
(3) 6 percent for allocation for Indian Tribes 
and insular areas in accordance with subsection 
(c)(3). 
(c) ALLOCATIONS.— 
(1) ENTITLEMENT
COMMUNITIES
AND
NON-
ENTITLEMENT
AREAS.—Of the amount allocated 
under subsection (b)(1)— 
(A) 70 percent shall be allocated for enti-
tlement communities in accordance with the 
formula under section 106(b) of the Housing 
and Community Development Act of 1974 (42 
U.S.C. 5306(b)); and 
(B) 30 percent shall be allocated to States, 
for use in nonentitlement areas, in accordance 
with the formula under section 106(d)(1) of the 
Housing and Community Development Act of 
1974 (42 U.S.C. 5306(d)(1)). 
(2) 
COMPETITIVE
AWARDS
TO
MINORITY- 
OWNED ENTITIES.— 
(A) IN GENERAL.—The Secretary of Hous-
ing and Urban Development shall allocate the 
amount allocated under subsection (b)(3) di-
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rectly and on a competitive basis for grants to 
eligible minority-owned entities and minority- 
serving entities. 
(B) COMPETITION.—Allocation for non- 
business grants under this paragraph shall be 
made pursuant to a competition for such 
grants, as the Secretary shall provide, that— 
(i) takes into account the need for 
grant assistance for the area in which, and 
for the activities for which the grant 
amounts will be used; and 
(ii) provides grant amount only to ap-
plicants who will carry out activities as-
sisted with such grant amounts only in 
low- and moderate-income areas. 
(C) CDBG SPECIAL PURPOSE GRANTS.— 
Of the amount allocated under subsection 
(b)(2), not less than 33 percent shall be allo-
cated for grants under this section for minority- 
serving entities. 
(D) VOUCHER PROGRAM.—The Secretary 
shall take such actions as may be necessary to 
ensure that grants under this paragraph are ac-
cessible to newer and smaller minority-owned 
entities and ensure that technical assistance is 
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prioritized and provided to organizations with 
little or no grant-writing capacity. 
(3) COMPETITIVE AWARDS TO INDIAN TRIBES 
AND INSULAR AREAS.— 
(A) IN GENERAL.—The Secretary of Hous-
ing and Urban Development shall allocate for 
grants to Indian Tribes and insular areas on a 
competitive basis the amount allocated under 
subsection (b)(4). 
(B) REQUIREMENTS.—In making alloca-
tions under this paragraph, the Secretary shall, 
to the greatest extent practicable, ensure that 
each Indian Tribe and each insular area that 
satisfies low- to moderate-income requirements 
and unmet need criteria, as determined by the 
Secretary, receives such an allocation. 
(d) COORDINATION.—The Secretary shall monitor 
the reporting requirements and disclosures of allocated ex-
penditures as set forth in section 6(e), to coordinate with 
grantees and subgrantees to ensure there are no overpay-
ments or duplication of benefits. 
(e) ELIGIBLE NON-BUSINESS ACTIVITIES.— 
(1) PRIMARY
OBJECTIVES.—Amounts from a 
grant under this section may be used by a grantee 
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or subgrantee only for activities specified under 
paragraph (2) that— 
(A) principally benefit households having 
incomes that do not exceed 50 percent of the 
median income of the area in which such house-
holds reside; 
(B) aid in the prevention or elimination of 
slums or blight primarily for severely economi-
cally distressed communities (as such term is 
defined in section 610 of the National and 
Community Service Act of 199 (42 U.S.C. 
12645d)), and historically disinvested commu-
nities, including high-poverty areas (as such 
term is defined in section 681.260 of title 20, 
Code of Federal Regulations) and persistent 
poverty counties (as such term is defined in the 
Department of Agriculture notice entitled ‘‘Im-
plementation of Certain Provisions of Consoli-
dated Appropriations Act, 2020 Specific to Per-
sistent Poverty Counties’’ [Docket No. RBS– 
20–BUSINESS–0033], published in the Fed-
eral Register on August 21, 2020 (85 Fed. Reg. 
51676)); or 
(C) reduce the isolation and inequality of 
income groups within communities and geo-
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graphical areas and the promotion of an in-
crease in the diversity and vitality of neighbor-
hoods through the spatial deconcentration of 
housing opportunities for persons of lower in-
come and the revitalization of deteriorating or 
deteriorated neighborhoods; 
(D) conserve and expand the housing stock 
in order to provide a decent home and a suit-
able living environment for all persons, but 
principally those of low and moderate income, 
and expand the number of community land 
trust, cooperative, municipal, and public hous-
ing units as a ratio of total housing stock; 
(E) expand and enhance the quantity and 
quality of community services, principally for 
persons of low and moderate income, that are 
evidenced-based and essential for sound commu-
nity development and for the development of 
viable urban communities; 
(F) improve the rational utilization of land 
and other natural resources and the better ar-
rangement of residential, commercial, indus-
trial, recreational, and other needed activity 
centers, including parks, green spaces, and 
walking trails; 
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(G) conserve scarce energy resources, im-
prove energy efficiency, or provide alternative 
and renewable energy sources, especially for en-
vironmental justice communities that have 
harmful environmental quality issues; 
(H) restore and preserve properties of spe-
cial value for historic, architectural, or esthetic 
reasons; 
(I) alleviate the physical and economic dis-
tress through the stimulation of private invest-
ment and community revitalization in areas 
with population outmigration or a stagnating or 
declining tax base; 
(J) meet an urgent need by addressing 
economic conditions that pose a serious and im-
mediate threat to the health and safety of resi-
dents; or 
(K) prevent, prepare for, or respond to 
coronavirus, based on public health needs, risk 
of transmission of coronavirus, number of 
coronavirus cases compared to the national av-
erage, and economic and housing market dis-
ruptions, and other factors. 
(2) ACTIVITIES.—Activities specified under this 
subsection are as follows: 
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(A) CDBG ACTIVITIES.—Except as pro-
vided in paragraph (3)(C) of this subsection, 
any activity that is eligible for assistance under 
section 105(a) of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5305(a)). 
(B) CDBG SPECIAL PURPOSE GRANTS AC-
TIVITIES.—Any activity that is eligible for as-
sistance under section 107 of such Act (42 
U.S.C. 5307). 
(C) CASH RELIEF FOR AFFECTED HOUSE-
HOLDS.—Direct income payments by States or 
units of general local government to households 
having incomes that do not exceed 200 percent 
of the Federal poverty level, provided that such 
payments otherwise comply with subsection (a) 
of this section. 
(D) HISTORICAL ARCHIVING.—Activities to 
conserve art, construct monuments, and pre-
serve memorials of contemporary civil rights 
struggles, such as the George Floyd Memorial 
in Minneapolis, Minnesota. 
(E) TECHNICAL
ASSISTANCE.—Technical 
assistance and outreach activities by grantees to 
expand and diversify subgrantees funded with 
amounts provided under this section. 
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(F) INNOVATIVE ACTIVITIES BY MINORITY- 
OWNED ACTIVITIES.—Any activity that— 
(i) is proposed by a grantee and ap-
proved by the Secretary; and 
(ii) complies with subsection (a) of 
this section. 
(3) PROHIBITIONS.—Amounts from a grant 
under this section may not be used to provide assist-
ance for— 
(A) any law enforcement agency or to sup-
port or assist any law enforcement activities; 
(B) any discriminatory conduct or pro-
gramming, as prohibited by section 109(a) of 
the Housing and Community Development Act 
of 1974 (42 U.S.C. 5309(a)); 
(C) any business support activity described 
in section 105(a)(17) of such Act (42 U.S.C. 
5305(a)(17)) or any other activity for business 
development or business support; or 
(D) any ineligible activity described in sec-
tion 570.207 of the Secretary’s regulations (24 
C.F.R. 570.207), but not including income pay-
ments authorized by paragraph (2)(C) of this 
subsection. 
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SEC. 5. CIVIL UNREST BUSINESS RECOVERY GRANTS FOR 
FINANCIAL RECOVERY AND BUSINESS DE-
VELOPMENT. 
(a) GRANT AUTHORITY.—The Secretary, in consulta-
tion with the Secretary of the Treasury and the Adminis-
trator of the Small Business Administration, shall carry 
out a Civil Unrest Business Recovery Program under this 
section to make grants to States, units of general local 
government, Indian Tribes and insular areas to provide 
assistance to eligible for-profit entities through local civil 
unrest business recovery funds established for the delivery 
of business recovery grants that primarily serve to com-
pensate damages from social and civil unrest during 2020 
and also support business-led economic development. 
(b) RESERVATION OF FUNDING.—Of any amounts 
made available to carry out this section, the Secretary 
shall reserve— 
(1) 80 percent for allocation in accordance with 
subsection (c)(1); 
(2) 12 percent for allocation for States in ac-
cordance with subsection (b)(2); and 
(3) 8 percent for allocation for Indian Tribes 
and insular areas in accordance with subsection 
(c)(3). 
(c) ALLOCATIONS.— 
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(1) FORMULA FOR STATES AND UNITS OF GEN-
ERAL
LOCAL
GOVERNMENT.—Of amount allocated 
under subsection (b)(1)— 
(A) 70 percent shall be allocated for enti-
tlement communities in accordance with the 
formula under section 106(b) of the Housing 
and Community Development Act of 1974 (42 
U.S.C. 5306(b)); and 
(B) 30 percent shall be allocated for 
States, for use in nonentitlement areas, in ac-
cordance with the formula under section 
106(d)(1) of the Housing and Community De-
velopment Act of 1974 (42 U.S.C. 5306(d)(1)). 
(2) RURAL
BONUS
FORMULA
FOR
STATES.— 
The Secretary shall allocate the amount allocated 
under subsection (b)(2) to States, for use in non-
entitlement areas having low-income or minority 
populations, in accordance with the formula under 
section 106(d)(1) of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5306(d)(1)). 
(3) COMPETITIVE AWARDS TO INDIAN TRIBES 
AND INSULAR AREAS.— 
(A) IN GENERAL.—The Secretary of Hous-
ing and Urban Development shall allocate to 
Indian Tribes and insular areas on a competi-
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tive basis the amount allocated under sub-
section (b)(3). 
(B) REQUIREMENTS.—In making alloca-
tions under subsection (b)(3), the Secretary of 
Housing and Urban Development shall, to the 
greatest extent practicable, ensure that each In-
dian Tribe and each insular area that satisfies 
low- to moderate-income requirements and 
unmet need criteria, as determined by the Sec-
retary, receives such an allocation. 
(d) STATE ALLOCATIONS
FOR NONENTITLEMENT 
AREAS.— 
(1) EQUITABLE ALLOCATION.—To the greatest 
extent practicable, a State shall allocate amounts al-
located under subsection (c)(1)(B) for use in non-
entitlement areas of the State on an equitable basis. 
(2) DISTRIBUTION OF AMOUNTS.— 
(A) DISCRETION.—Not later than 14 days 
after the date on which a State receives 
amounts for use in an nonentitlement area pur-
suant to subsection (c)(1)(B), the State shall— 
(i) distribute the amounts, or a por-
tion thereof, to units of general local gov-
ernment or entities designated thereby, 
that have established or will establish civil 
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unrest business recovery funds, for use 
under subsection (e)(1); and 
(ii) elect to reserve the amounts, or a 
portion thereof, for use by the State under 
subsection (e) for the benefit of eligible en-
tities located in the nonentitlement area. 
(B) SENSE OF CONGRESS.—It is the sense 
of Congress that, in distributing the amounts 
pursuant to subparagraph (A) for nonentitle-
ment areas in which a civil unrest business re-
covery fund has been established, a State 
should, as quickly as practicable, distribute 
amounts for use by such fund. 
(e) USE OF ALLOCATED AMOUNTS.—A State, unit 
of general local government, entity designated by a unit 
of general local government, Indian Tribe, or insular area 
that receives an allocation under subsection (c), whether 
directly or indirectly, may use amounts from the allocation 
only— 
(1) to provide funding to a civil unrest business 
recovery fund established in accordance with sub-
section (f); 
(2) to provide funding to support organizations 
that provide technical assistance to eligible entities; 
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(3) to cover administrative costs incurred by the 
State, unit of general local government, Indian 
Tribe, or insular area (or entity designated by the 
State, unit, tribe, or area), in establishing and ad-
ministering a civil unrest business recovery fund, ex-
cept that not more than 2 percent of the allocation 
under subsection (c) for the State, unit, tribe, or 
area may be used for the purpose under this para-
graph; or 
(4) to carry out technical assistance and out-
reach activities to expand and diversify subgrantees 
funded with amounts provided under this section. 
(f) CIVIL UNREST BUSINESS RECOVERY FUND.— 
For purposes of this section, a civil unrest business recov-
ery fund shall be a fund— 
(1) that is established by a State, a unit of gen-
eral local government, an Indian Tribe, an insular 
area, or an entity designated by a State, unit of gen-
eral local government, Indian Tribe, or an insular 
area; 
(2) the proceeds of which are used only to make 
business recovery grants under subsection (g) to eli-
gible entities operating within the area served by the 
fund in accordance with the needs of eligible entities 
and capacity of the program; and 
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(3) provides resources and services relating to 
such business recovery grants for eligible entities in 
the 10 most commonly spoken languages in the area 
in which the fund operates. 
(g) BUSINESS RECOVERY GRANTS.— 
(1) IN GENERAL.—Amounts from business re-
covery grant under this section may be used only— 
(A) for business economic development ac-
tivities that are eligible for assistance under 
section 105(a)(17) of the Housing and Commu-
nity Development Act of 1974 (42 U.S.C. 
5305(a)(17)) or to repair, rehabilitate, or re-
place property, real or personal, of the eligible 
entity receiving the grant that was damaged, 
destroyed, or stolen during the covered period 
as a result of social and civil unrest during 
2020; or 
(B) only if the need for assistance for ac-
tivities described in subparagraph (A) in the 
area served by the civil unrest business recovery 
fund has been met, for activities described in 
paragraph (4). 
The Secretary may issue guidance to ensure that the 
need for assistance for activities described in sub-
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paragraph (A) is met before amounts may be used 
as provided in paragraph (4). 
(2) LOW-INCOME AREAS AND HUBZONES.—Not-
withstanding any other provision in this Act, the 
Secretary, in consultation with the Administrator of 
the Small Business Administration, shall treat as 
qualifying for purposes of paragraph (1) as areas of 
affected social and civil unrest during 2020 and 
shall give priority in allocations under subsection (b) 
to— 
(A) low-income communities; 
(B) HUBZones; and 
(C) any other area designated by the Small 
Business Administration for a disaster loan re-
lating to social and civil unrest during 2020. 
(3) GRANT AMOUNT.—The amount of a busi-
ness recovery grant may not exceed the lesser of 
$1,000,000 or 100 percent of the amount required 
to repair, rehabilitate, or replace property, real or 
personal, including related labor cost offsets and re-
lated debt obligations incurred as a result of social 
or civil unrest during 2020, of the eligible entity 
that— 
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(A) was damaged, destroyed, or stolen dur-
ing the covered period as a result of the social 
and civil unrest during 2020; and 
(B) is not fully compensated for by— 
(i) insurance; 
(ii) private donation or loan; 
(iii) a loan or grant from a State, 
general local government, Indian Tribe, or 
an insular area; 
(iv) a disaster loan from the Small 
Business Administration; or 
(v) any other means. 
(4) 
SECONDARY
BUSINESS
DEVELOPMENT 
USES.—Only to the extent provided in paragraph 
(1)(B), a business recovery grant may be used by a 
grantee or subgrantee, at the discretion of the grant-
ee or subgrantee, for business development and eco-
nomic support activities allowed under section 
105(a)(17) of the Housing and Community Develop-
ment Act of 1974 (42 U.S.C. 5305(a)(17)), if such 
assistance is appropriate to carry out an economic 
development project (that shall minimize, to the ex-
tent practicable, displacement of existing businesses 
and jobs in neighborhoods) that— 
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(A) creates or retains jobs for low- and 
moderate-income persons; 
(B) prevents or eliminates slums and 
blight; 
(C) meet urgent needs; 
(D) creates or retains businesses owned by 
community residents; 
(E) assists businesses that provide goods 
or services needed by, and affordable to, low- 
and moderate-income residents; or 
(F) provides technical assistance to pro-
mote any of the activities under subparagraphs 
(A) through (E). 
(5) TREATMENT
OF
DUPLICATION
OF
BENE-
FITS.—The Secretary shall require that in any case 
in which amounts from a business recovery grant 
will be used for real property renovation, the eligible 
entity involved shall provide documentation to dem-
onstrate unmet need and damages as a result of so-
cial and civil unrest during 2020 to the satisfaction 
of the Secretary, using data available from the Fed-
eral Government or other publicly available sources, 
including State property damage claims and esti-
mates, private insurance policy claims and estimates, 
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and other cost estimates from local agencies in resi-
dential and commercial areas. 
SEC. 6. DEADLINES AND REPORTING. 
(a) COMPETITIVE APPLICATION DEADLINE.—Not 
later than 60 days after the date of the enactment of this 
Act, the Secretary shall establish and make publicly avail-
able an application form for the competitive grant process 
under section 4(c)(2). 
(b) HUD OBLIGATION DEADLINE.—Not later than 
180 days after the date of the enactment of this Act, the 
Secretary shall begin disbursing amounts made available 
to carry out this Act to States, units of general local gov-
ernments, Indian Tribes, and insular areas in accordance 
with the allocation formulas under sections 4(c) and 5(c). 
(c) LOCAL BUSINESS FUNDS OBLIGATION DEAD-
LINES.— 
(1) STATES.—Of the amounts that a State 
elects under section 5(d)(2)(A)(ii) to reserve for use 
by the State under this paragraph— 
(A) any amounts that the State provides to 
a civil unrest business recovery fund under sec-
tion 5(e)(1) shall be obligated by the civil un-
rest business recovery fund for expenditure not 
later than 75 days after the date on which the 
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State received the amounts from the Secretary; 
and 
(B) any amounts that the State chooses to 
provide to a support organization under section 
5(e)(2), or to use to pay for administrative 
costs under section 5(e)(3), shall be obligated 
by the State for expenditure not later than 75 
days after the date on which the State received 
the amounts from the Secretary. 
(2) 
ENTITLEMENT
COMMUNITIES.—Of 
the 
amounts that an entitlement community receives 
from the Secretary under section 5(c)(1)(A)— 
(A) any amounts that the entitlement com-
munity provides to a civil unrest business recov-
ery fund under section 5(e)(1) shall be obli-
gated by the civil unrest business recovery fund 
for expenditure not later than 75 days after the 
date on which the entitlement community re-
ceived the amounts; and 
(B) any amounts that the entitlement com-
munity chooses to provide to a support organi-
zation under section 5(e)(2), or to use to pay 
for administrative costs under section 5(e)(3), 
shall be obligated by the entitlement community 
for expenditure not later than 75 days after the 
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(4) RECOVERY OF UNOBLIGATED FUNDS.—If a 
State, entitlement community, other unit of general 
local government, entity designated by a unit of gen-
eral local government, or civil unrest business recov-
ery fund fails to obligate amounts by the applicable 
deadline under paragraph (1), (2), or (3), the Sec-
retary shall recover the portion of such amounts that 
remain unobligated as of such deadline. 
(5) COLLABORATION.—It is the sense of the 
Congress that— 
(A) an entitlement community that re-
ceives amount allocated under section 5(c)(1) 
should collaborate with the applicable local enti-
ty responsible for economic development and 
small business development in establishing and 
administering a civil unrest business recovery 
fund; and 
(B) States, units of general local govern-
ment (including units of general local govern-
ment located within and outside of nonentitle-
ment areas), Indian Tribes, and insular areas 
that receive amounts under section 5(c)(2) and 
are located in the same region should collabo-
rate in establishing and administering civil un-
rest business recovery funds. 
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(d) INFORMATION GATHERING.—When providing as-
sistance to an eligible entity with amounts received from 
an allocation made under section 4 or 5, the entity pro-
viding the assistance shall— 
(1) inquire— 
(A) in the case of an eligible entity that is 
a business entity or a nonprofit organization, 
whether the entity is a minority-owned entity or 
a women-owned entity; and 
(B) in the case of an eligible entity who is 
an individual, whether the individual is a minor-
ity or a woman; 
(2) collect, in the case of an eligible entity that 
is a business entity or a nonprofit organization, de-
mographic information, including race and ethnicity, 
gender, disability status, housing status, family com-
position, and income level, regarding the households 
being served by economic development activities and 
other activities funded with amounts made available 
pursuant to this Act; and 
(3) maintain a record of the responses to each 
inquiry conducted under paragraph (1), which the 
entity shall promptly submit to the applicable State, 
unit of general local government, Indian Tribe, or 
insular area. 
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(e) REPORTING.— 
(1) IN GENERAL.—Not later than 30 days after 
the date on which a State, unit of general local gov-
ernment, Indian Tribe, or insular area initially re-
ceives an allocation made under section 4 or 5, and 
not later than 14 days after the date on which that 
State, unit of general local government, Indian 
Tribe, or insular area completes the full expenditure 
of amounts from such allocation, such State, unit of 
general local government, Indian Tribe, or insular 
area shall submit to the Secretary a report that in-
cludes information setting forth— 
(A) the number of recipients of assistance 
made 
available 
from 
the 
allocation, 
disaggregated by race and ethnicity, gender, 
and income and assets; 
(B) the total amount, and type, of assist-
ance made available from the allocation; 
(C) to the extent applicable, with respect 
to each recipient described in subparagraph 
(A), information regarding the industry of the 
recipient, the amount of assistance received by 
the recipient, the annual sales of the recipient, 
and the number of employees of the recipient; 
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(D) to the extent available from the infor-
mation collected under subsection (d), demo-
graphic information of the households receiving 
direct anti-poverty programming, such as cash 
assistance, disaggregated by race and ethnicity, 
gender, disability status, housing status, family 
composition, and income level as a percentage 
of the Federal poverty level; 
(E) the zip code of each recipient described 
in subparagraph (A); and 
(F) any other information that the Sec-
retary, in the sole discretion of the Secretary, 
determines to be necessary to carry out this 
Act. 
(2) PUBLIC AVAILABILITY.—As soon as is prac-
ticable after receiving each report submitted under 
paragraph (1), the Secretary shall make the infor-
mation contained in the report, including all of the 
information described in subparagraph (A) through 
(F) of such paragraph, publicly available. 
(f) FINAL REPORT.—Not later than September 30, 
2022, the Secretary shall submit to the Congress a report 
analyzing and assessing the program carried out under 
this Act, which shall identify any advantages and dis-
advantages of the program, include comments and assess-
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ments from localities and communities assisted, and in-
clude any recommendations for legislative changes to im-
prove more equitable outcomes under the program, such 
as additional technical assistance, planning requirements, 
and administrative support. 
(g) EVALUATION.—Of amounts available under sec-
tion 3(d), the Secretary may use such amounts as may 
be necessary to evaluate the effectiveness of activities 
funded through grants under section 4, using a method-
ology that— 
(1) includes a random assignment whenever 
feasible, or other research methods that allow for the 
strongest possible casual inferences when random as-
signment is not feasible; and 
(2) generates evidence on impact of specific 
projects, or groups with identical (or nearly iden-
tical) service components and protocols. 
(h) RULES AND GUIDANCE.—The Secretary, in con-
sultation with the Secretary of the Treasury and the Ad-
ministrator of the Small Business Administration, shall 
issue any rules and guidance that are necessary to carry 
out this Act, including by establishing appropriate compli-
ance and reporting requirements, in addition to the report-
ing requirements under subsection (e). 
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SEC. 7. DEFINITIONS. 
In this section: 
(1) COVERED PERIOD.—The term ‘‘covered pe-
riod’’ means the period beginning on May 1, 2020, 
and ending at the end of December 31, 2020. 
(2) ELIGIBLE ENTITY.—The term ‘‘eligible enti-
ty’’ means— 
(A) a privately held business entity that— 
(i) employs not more than 50 full-time 
or full-time equivalent employees; and 
(ii)(I) is physically based and located 
in, or provides services to, a low-income 
community or a HUBZone; or 
(II) has incurred damage to real or 
personal property of the business entity 
during a covered period as a result of so-
cial and civil unrest; and 
(iii) has average annual receipts (as 
determined in accordance with section 
121.104 of title 13, Code of Federal Regu-
lations, or any successor regulation) of not 
more than $2,000,000; 
(B) an individual who operates under a 
sole proprietorship, an individual who operates 
as an independent contractor, or any eligible 
self-employed individual, if such an individual 
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has incurred damage to real or personal prop-
erty of their business concern during a covered 
period as a result of social and civil unrest; 
(C) a community- or worker-owned cooper-
ative that— 
(i) meets the requirements of an eligi-
ble cooperative under section 105 of the 
National Consumer Cooperative Bank Act 
(12 U.S.C. 3015); 
(ii) employs not more than 250 full- 
time or full-time equivalent employees; and 
(iii) is based in, or provides services 
to, a low-income community; 
(D) an eligible nonprofit organization 
that— 
(i) employs not more than 250 full- 
time or full-time equivalent employees; 
(ii) has $10,000,000 or less in assets; 
and 
(iii) is based in, or provides services 
to, a low-income community; or 
(E) any non-profit entity that is a minor-
ity-owned or minority-serving entity. 
(3) ELIGIBLE SELF-EMPLOYED INDIVIDUAL.— 
The term ‘‘eligible self-employed individual’’ has the 
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meaning given such term in section 7002(b) of the 
Families First Coronavirus Response Act (Public 
Law 116–127). 
(4) ENTITLEMENT
COMMUNITY.—The term 
‘‘entitlement community’’ means a metropolitan city 
or urban county, as such terms are defined in sec-
tion 102 of the Housing and Community Develop-
ment Act of 1974 (42 U.S.C. 5302). 
(5) ENVIRONMENTAL
JUSTICE
COMMUNITY.— 
The term ‘‘environmental justice community’’ means 
a community with significant representation of com-
munities of color, low-income communities, or Tribal 
and indigenous communities, that experiences, or is 
at risk of experiencing, higher or more adverse 
human health or environmental effects, identified 
through the Environmental Justice Screen of the 
Environmental Protection Agency or an equivalent 
mapping and screening tool. 
(6) FEDERAL
POVERTY
LEVEL.—The term 
‘‘Federal poverty level’’ has the meaning given the 
term ‘‘poverty line’’ in section 673 of the Omnibus 
Budget Reconciliation Act of 1981 (42 U.S.C. 
9902). 
(7) FULL-TIME EQUIVALENT EMPLOYEES.— 
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(A) IN
GENERAL.—The term ‘‘full-time 
equivalent employees’’ means a number of em-
ployees equal to the number determined by di-
viding— 
(i) the total number of hours of serv-
ice for which wages were paid by the em-
ployer to employees during the taxable 
year; by 
(ii) 2080. 
(B) ROUNDING.—The number determined 
under subparagraph (A) shall be rounded to the 
next lowest whole number if not otherwise a 
whole number. 
(C) EXCESS HOURS NOT COUNTED.—If an 
employee works in excess of 2,080 hours of 
service during any taxable year, such excess 
shall not be taken into account under subpara-
graph (A). 
(D) HOURS OF SERVICE.—The Secretary 
of Housing and Urban Development, in con-
sultation with the Secretary of Labor, shall pre-
scribe such regulations, rules, and guidance as 
may be necessary to determine the hours of 
service of an employee for purposes of this 
paragraph, including rules for the application of 
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this paragraph to employees who are not com-
pensated on an hourly basis. 
(8) HIGH-POVERTY
AREA.—The term ‘‘high- 
poverty area’’ means any census tract having a pov-
erty rate of 20 percent or higher, as measured by re-
cent 5-year data series available from the American 
Community Survey, as of the date of the enactment 
of this Act. 
(9) HUBZONE.—The term ‘‘HUBZone’’ has 
the meaning given the term ‘‘historically underuti-
lized business zone’’ in section 31 of the Small Busi-
ness Act (15 U.S.C. 657a). 
(10) INDIAN TRIBE.—The term ‘‘Indian Tribe’’ 
has the meaning given such term in section 102 of 
the Housing and Community Development Act of 
1974 (42 U.S.C. 5302). 
(11) INSULAR AREA.—The term ‘‘insular area’’ 
has the meaning given such term in section 5204 of 
the Omnibus Insular Areas Act of 1992 (42 U.S.C. 
5204). 
(12) LOW-INCOME
COMMUNITY.—The term 
‘‘low-income community’’ has the meaning given 
such term in section 45D(e) of the Internal Revenue 
Code of 1986 (26 U.S.C. 45D(e)). 
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(13) MINORITY.—The term ‘‘minority’’ has the 
meaning given such term in section 1204(c)(3) of 
the Financial Institutions Reform, Recovery, and 
Enforcement Act of 1989 (12 U.S.C. 1811 note). 
(14) MINORITY-OWNED
ENTITY.—The term 
‘‘minority-owned entity’’ means an entity— 
(A) more than 50 percent of the ownership 
or control of which is held by not less than 1 
minority; and 
(B) more than 50 percent of the net profit 
or loss of which accrues to not less than 1 mi-
nority. 
(15) MINORITY-SERVING
ENTITY.—The term 
‘‘minority-serving entity’’ means an institution of 
higher education whose minority student enrollment 
is at least 50 percent. Such term includes Asian 
American and Native American Pacific Islander- 
serving institutions, as such term is defined in sec-
tion 371(c) of the Higher Education Act of 1965 
(20 U.S.C. 1067q(c)). 
(16) NONENTITLEMENT AREA; STATE; UNIT OF 
GENERAL LOCAL GOVERNMENT.—The terms ‘‘non-
entitlement area’’, ‘‘State’’, and ‘‘unit of general 
local government’’ have the meanings given such 
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terms in section 102 of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5302). 
(17) NONPROFIT
ORGANIZATION.—The term 
‘‘nonprofit organization’’ means an organization 
that— 
(A) is exempt from taxation pursuant to 
section 501(c)(3) of the Internal Revenue Code 
of 1986 (26 U.S.C. 501(c)(3)): and 
(B) is— 
(i) a community development organi-
zation or a community development cor-
poration; 
(ii) a community development finan-
cial institution; 
(iii) a community housing organiza-
tion; 
(iv) a church or religious organization; 
(v) a public charitable organization; or 
(vi) a private foundation. 
(18) PERSISTENT
POVERTY
COUNTY.—The 
term ‘‘persistent poverty county’’ means any county 
that has had 20 percent or more of its population 
living in poverty over the past 30 years, as measured 
by the most recent decennial censuses and the most 
recent Small Area Income and Poverty Estimates of 
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