‘‘(D) the need to ensure the participation 
of a diverse group of institutions with respect to 
size, mission, and geographic distribution. 
‘‘(3) PRIORITY.—In selecting institutions to 
participate in the articulation program in the first or 
succeeding years of the program, the Secretary shall 
give priority to applicants that involve a large num-
ber of schools; public and private agreements; inno-
vative technology to help reduce costs; and, multi-
state projects. 
‘‘(4) NOTIFICATION.—The Secretary shall make 
available to the public and to the Committee on 
Health, Education, Labor, and Pensions of the Sen-
ate and the Committee on Education and the Work-
force of the House of Representatives a list of insti-
tutions, systems or consortia selected to participate 
in the articulation program authorized by this sec-
tion. 
‘‘(e) EVALUATIONS AND REPORTS.—
‘‘(1) EVALUATION.—The Secretary shall evalu-
ate the demonstration programs authorized under 
this section on an annual basis. Such evaluations 
specifically shall review—
‘‘(A) the extent to which the institution, 
system or consortium has met the goals set 
forth in its application to the Secretary; 
‘‘(B) the number and types of institutions 
participating in the programs offered; 
‘‘(C) the cost containment strategies pur-
sued and the success of such strategies; and 
‘‘(D) the effective use of technologies to 
keep college prices low, while maintaining qual-
ity. 
‘‘(2) REPORTS.—
‘‘(A) IN GENERAL.—Within 18 months of 
the initiation of the demonstration program, the 
Secretary shall report to the Committee on 
Health, Education, Labor, and Pensions of the 
Senate and the Committee on Education and 
the Workforce of the House of Representatives 
with respect to the evaluations of the dem-
onstration programs authorized under this sec-
tion. 
‘‘(B) ADDITIONAL
REPORTS.—The Sec-
retary shall provide additional reports to the 
Committee on Health, Education, Labor, and 
Pensions of the Senate and the Committee on
Education and the Workforce of the House of 
Representatives on an annual basis regarding—
‘‘(i) the demonstration programs au-
thorized under this section; and 
‘‘(ii) best practices to contain college 
costs.’’. 
(e) ADVISORY COMMITTEE ON STUDENT FINANCIAL 
ASSISTANCE.—Section 491(j) (20 U.S.C. 1098(j)) is 
amended 
(1) by striking ‘‘and’’ at the end of paragraph 
(4); 
(2) by striking the period at the end of para-
graph (5) and inserting ‘‘; and’’; and 
(3) by adding at the end the following new 
paragraph: 
‘‘(6) convene a task force of experts, to be rep-
resentative of the key constituents in higher edu-
cation—
‘‘(A) to determine the best methods to fi-
nance higher education in the long-term; 
‘‘(B) to help public institutions utilize 
long-term budgeting to plan for the future; 
‘‘(C) to review the trends of financing of 
higher education;
‘‘(D) to define the role played by the 
States, the Federal Government, families, and 
outside entities in financing higher education, 
and determine the best methods to strengthen 
this partnership.’’. 
SEC. 103. ELIMINATION OF LOAN FEES TO BORROWERS. 
(a) FEDERAL
FAMILY
EDUCATION
LOAN
PRO-
GRAM.—Section 438(c) of the Higher Education Act of 
1965 (20 U.S.C. 1087–1(c)) is amended by adding at the 
end the following new paragraph: 
‘‘(9) ORIGINATION
FEES
TERMINATED.—Not-
withstanding any other provision of this subsection, 
with respect to any loan made, insured, or guaran-
teed under this part on or after the first July 1 after 
the date of enactment of the College Opportunity for 
All Act—
‘‘(A) no eligible lender may collect directly 
or indirectly from any borrower any origination 
fee with respect to such loan, or any other fee 
relating to the origination of a loan however de-
scribed; and 
‘‘(B) the Secretary shall not collect any 
origination fee from the lender under this sub-
section.’’. 
(b) FEDERAL DIRECT LOAN PROGRAM.—