I 
117TH CONGRESS 
2D SESSION 
H. R. 7739 
To increase the supply of, and lower rents for, affordable housing and to 
assess calculations of area median income for purposes of Federal low- 
income housing assistance, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 12, 2022 
Ms. CLARKE of New York (for herself, Mr. JOHNSON of Georgia, Ms. LEE 
of California, Ms. OCASIO-CORTEZ, Ms. NORTON, Mr. BOWMAN, Mr. 
TORRES of New York, Mrs. WATSON COLEMAN, Mr. EVANS, Mr. BROWN 
of Maryland, Mr. JEFFRIES, Mr. NADLER, Mr. RUSH, Mr. LIEU, Mr. 
JONES, Ms. MENG, Ms. TITUS, Mr. CARSON, Mr. GRIJALVA, Mrs. 
CHERFILUS-MCCORMICK, Ms. PRESSLEY, Ms. SCHAKOWSKY, Mr. 
VEASEY, Mr. ESPAILLAT, Mr. CARTER of Louisiana, Ms. KELLY of Illi-
nois, Mr. MEEKS, Mrs. CAROLYN B. MALONEY of New York, Ms. 
VELA´ZQUEZ, Mr. BUTTERFIELD, Mrs. BEATTY, Mrs. LAWRENCE, Mr. 
DANNY K. DAVIS of Illinois, Ms. BASS, Mr. GARCI´A of Illinois, and Mr. 
PERLMUTTER) introduced the following bill; which was referred to the 
Committee on Financial Services 
A BILL 
To increase the supply of, and lower rents for, affordable 
housing and to assess calculations of area median income 
for purposes of Federal low-income housing assistance, 
and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Affordable Housing 
and Area Median Income Fairness Act of 2022’’. 
SEC. 2. URGENT SUPPORT FOR AFFORDABLE HOUSING IN-
FRASTRUCTURE. 
(a) HOME INVESTMENT PARTNERSHIPS PROGRAM.— 
(1) AUTHORIZATION
OF
APPROPRIATIONS.— 
There is authorized to be appropriated to carry out 
title II of the Cranston-Gonzalez National Afford-
able Housing Act (42 U.S.C. 1721 et seq.) 
$5,000,000,000 for each of fiscal years 2023 
through 2032. 
(2) LIMITATION.—Any amounts appropriated 
pursuant to paragraph (1) shall be used only for as-
sistance for any area within a jurisdiction for which 
the Secretary has applied a high housing cost ad-
justment. 
(b) COMMUNITY DEVELOPMENT BLOCK GRANTS.— 
(1) AUTHORIZATION
OF
APPROPRIATIONS.— 
There is authorized to be appropriated for commu-
nity development block grant assistance under sec-
tion 106 of the Housing and Community Develop-
ment Act of 1974 (42 U.S.C. 5306) $5,000,000,000 
for each of fiscal years 2023 through 2032. 
(2) LIMITATION.—Any amounts appropriated 
pursuant to paragraph (1) shall be used only for as-
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sistance for any area within a jurisdiction for which 
the Secretary has applied a high housing cost ad-
justment. 
(c) HOUSING TRUST FUND.— 
(1) AUTHORIZATION
OF
APPROPRIATIONS.— 
There is authorized to be appropriated to the Hous-
ing Trust Fund established under section 1338(a) of 
the Federal Housing Enterprises Financial Safety 
and Soundness Act of 1992 (12 U.S.C. 4568(a)) 
$5,000,000,000 for each of fiscal years 2023 
through 2032. 
(2) LIMITATION.—Any amounts appropriated 
pursuant to paragraph (1) shall be used only for as-
sistance for any area within a jurisdiction for which 
the Secretary has applied a high housing cost ad-
justment. 
SEC. 3. ASSESSMENT REGARDING OPTIMIZING USE OF 
AREA MEDIAN INCOME TO SUPPORT AFFORD-
ABLE HOUSING IN URBAN AREAS. 
(a) ASSESSMENT
OF ALTERNATIVE CALCULATION 
METHODS.—Not later than 180 days after the date of the 
enactment of this Act, the Secretary shall commence an 
assessment of alternative methods for calculating area me-
dian income, and the use of alternative metrics, for pro-
grams administered by the Secretary that would make 
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housing more affordable for low-income families residing 
in urban areas nationwide, which shall include analysis of 
the topics identified in subsection (b). 
(b) REPORT.—Not later than two years after the date 
of the enactment of this Act, the Secretary shall submit 
to the Committee on Financial Services of the House of 
Representatives and the Committee on Banking, Housing, 
and Urban Affairs of the Senate, and make publicly avail-
able, a report setting forth the results of the assessment 
conducted pursuant to subsection (a), which shall in-
clude— 
(1) a review and summarization of significant 
findings and recommendations from any related pre-
vious reports regarding area median income; 
(2) an assessment of the extent and impacts of 
the affordable housing crisis in urban areas nation-
wide, particularly within jurisdictions for which the 
Secretary has applied a high housing cost adjust-
ment, including a comparison of rent burdens for 
very low-income households in jurisdictions with and 
without high housing cost adjustments; 
(3) an analysis and assessment of the effects 
that high housing cost adjustments have had on in-
come limits and rent prices in jurisdictions for which 
the Secretary has applied such an adjustment, in-
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cluding any effects on maximum rents allowed under 
sections 42 and 142 of the Internal Revenue Code 
of 1986 for tax-subsidized units; 
(4) an updated assessment of the potential im-
pacts to affordable housing, particularly on income 
limits and rent prices, of calculating area median in-
come on a ZIP Code level basis and using other lo-
calized methodologies; 
(5) a process through which State housing au-
thorities may designate area median income jurisdic-
tions within that State; 
(6) an assessment of alternative metrics to area 
median income for the purposes of setting income 
levels and related thresholds for affordable housing 
programs administered by the Secretary; 
(7) recommendations for how the Secretary 
could reform or eliminate use of area median income 
for the purposes of making housing more affordable 
for low-income and middle class families in urban 
areas; 
(8) any further recommendations for how the 
Secretary could use existing authorities to make 
housing more affordable for low-income and middle 
class families in urban areas, particularly for such 
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