I 
116TH CONGRESS 
2D SESSION 
H. R. 6973 
To amend the paycheck protection program of the Small Business Administra-
tion to include costs related to the provision of personal protective equip-
ment as an allowable use of a covered loan, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 22, 2020 
Ms. FINKENAUER (for herself and Mrs. RADEWAGEN) introduced the following 
bill; which was referred to the Committee on Small Business 
A BILL 
To amend the paycheck protection program of the Small 
Business Administration to include costs related to the 
provision of personal protective equipment as an allow-
able use of a covered loan, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Protecting Paychecks 
and Employees Act of 2020’’ or the ‘‘PPE Act’’. 
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SEC. 2. INCLUSION OF COSTS RELATED TO THE PROVISION 
OF PERSONAL PROTECTIVE EQUIPMENT IN 
THE PAYCHECK PROTECTION PROGRAM. 
(a) PAYCHECK
PROTECTION
PROGRAM.—Section 
7(a)(36)(F)(i) of the Small Business Act (15 U.S.C. 
636(a)(36)(F)(i)) is amended— 
(1) in subclause (VI), by striking ‘‘and’’ at the 
end; 
(2) in subclause (VII), by striking the period at 
the end and inserting ‘‘; and’’; and 
(3) by adding at the end the following new sub-
clause: 
‘‘(VIII) costs related to the provi-
sion of personal protective equipment 
for employees or other equipment or 
supplies determined by the employer 
to be necessary to protect the health 
and safety of employees.’’. 
(b) FORGIVENESS.— 
(1) DEFINITION
OF
EXPECTED
FORGIVENESS 
AMOUNT.—Section 1106(a)(7) of the CARES Act 
(Public Law 116–136) is amended— 
(A) in subparagraph (C), by striking 
‘‘and’’ at the end; and 
(B) by adding at the end the following new 
subparagraph: 
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‘‘(E) payments made for the provision of 
personal protective equipment for employees or 
other equipment or supplies determined by the 
employer to be necessary to protect the health 
and safety of employees; and’’. 
(2) FORGIVENESS.—Section 1106(b) of the 
CARES Act (Public Law 116–136) is amended by 
adding at the end the following new paragraph: 
‘‘(5) Any payment made for the provision of 
personal protective equipment for employees or other 
equipment or supplies determined by the employer to 
be necessary to protect the health and safety of em-
ployees.’’. 
(3) CONFORMING AMENDMENTS.—Section 1106 
of the CARES Act (Public Law 116–136) is amend-
ed— 
(A) in subsection (e)— 
(i) in paragraph (2), by striking ‘‘pay-
ments on covered mortgage obligations, 
payments on covered lease obligations, and 
covered utility payments’’ and inserting 
‘‘payments described under subsection (b) 
(other than payroll costs)’’; and 
(ii) in paragraph (3)(B), by striking 
‘‘, make interest payments’’ and all that 
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follows through ‘‘or make covered utility 
payments’’ and inserting ‘‘, make pay-
ments described under subsection (b)’’; 
and 
(B) in subsection (h), by striking ‘‘pay-
ments for payroll costs, payments on covered 
mortgage obligations, payments on covered 
lease obligations, or covered utility payments’’ 
each place it appears and inserting ‘‘payments 
described under subsection (b)’’. 
(c) PROHIBITION ON LIMITING FORGIVENESS.—Sec-
tion 1106(d) of the CARES Act (Public Law 116–136) 
amended by adding at the end the following new para-
graph: 
‘‘(7) NO
LIMITATIONS.—In carrying out this 
section, the Administrator may not limit the non- 
payroll portion of a forgivable covered loan 
amount.’’. 
Æ 
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