HR 7105 RFS
(C) the Administrator of the Small Busi-
ness Administration; and 
(D) the Secretaries of the military depart-
ments. 
(2) The term ‘‘military department’’ has the 
meaning given that term in section 101 of title 10, 
United States Code. 
SEC. 207. LONGITUDINAL STUDY ON CHANGES TO TAP. 
(a) STUDY.—Not later than 90 days after the date 
of the enactment of this Act, the Secretary of Veterans 
Affairs, in consultation with the Secretaries of Defense 
and Labor and the Administrator of the Small Business 
Administration, shall conduct a five-year longitudinal 
study regarding the Transition Assistance Program under 
sections 1142 and 1144 of title 10, United States Code 
(in this section referred to as ‘‘TAP’’), on three separate 
cohorts of members of the Armed Forces who have sepa-
rated from the Armed Forces, including— 
(1) a cohort that has attended TAP counseling 
as implemented on the date of the enactment of this 
Act; 
(2) a cohort that attends TAP counseling after 
the Secretaries of Defense and Labor implement 
changes recommended in the report under section 
206(b); and 
VerDate Sep 11 2014 
18:39 Sep 25, 2020
Jkt 099200
PO 00000
Frm 00048
Fmt 6652
Sfmt 6201
E:\BILLS\H7105.RFS
H7105
pamtmann on DSKBC07HB2PROD with BILLS
HR 7105 RFS
(3) a cohort that has not attended TAP coun-
seling. 
(b) PROGRESS REPORTS.—Not later than 90 days 
after the date that is one year after the date of the initi-
ation of the study under subsection (a) and annually 
thereafter for the three subsequent years, the Secretaries 
of Veterans Affairs, Defense, and Labor, and the Adminis-
trator of the Small Business Administration, shall submit 
to the Committees on Veterans’ Affairs of the Senate and 
House of Representatives and the Committees on Armed 
Services of the Senate and House of Representatives a 
progress report of activities under the study during the 
immediately preceding year. 
(c) FINAL REPORT.—Not later than 180 days after 
the completion of the study under subsection (a), the Sec-
retaries of Veterans Affairs, Defense, and Labor, and the 
Administrator of the Small Business Administration, shall 
submit to the Committees on Veterans’ Affairs of the Sen-
ate and House of Representatives and the Committees on 
Armed Services of the Senate and House of Representa-
tives a report of final findings and recommendations based 
on the study. 
(d) ELEMENTS.—The final report under subsection 
(c) shall include information regarding the following: 
VerDate Sep 11 2014 
18:39 Sep 25, 2020
Jkt 099200
PO 00000
Frm 00049
Fmt 6652
Sfmt 6201
E:\BILLS\H7105.RFS
H7105
pamtmann on DSKBC07HB2PROD with BILLS
HR 7105 RFS
(1) The percentage of each cohort that received 
unemployment benefits during the study. 
(2) The numbers of months members of each 
cohort were employed during the study. 
(3) Annual starting and ending salaries of 
members of each cohort who were employed during 
the study. 
(4) How many members of each cohort enrolled 
in an institution of higher learning, as that term is 
defined in section 3452(f) of title 38, United States 
Code. 
(5) The academic credit hours, degrees, and 
certificates obtained by members of each cohort dur-
ing the study. 
(6) The annual income of members of each co-
hort. 
(7) The total household income of members of 
each cohort. 
(8) How many members of each cohort own 
their principal residences. 
(9) How many dependents that members of 
each cohort have. 
(10) The percentage of each cohort that 
achieves a successful outcome for TAP, as deter-
mined under section 206(a)(7). 
VerDate Sep 11 2014 
18:39 Sep 25, 2020
Jkt 099200
PO 00000
Frm 00050
Fmt 6652
Sfmt 6201
E:\BILLS\H7105.RFS
H7105
pamtmann on DSKBC07HB2PROD with BILLS
HR 7105 RFS
(11) Other criteria the Secretaries and the Ad-
ministrator of the Small Business Administration 
determine appropriate. 
SEC. 208. DEPARTMENT OF VETERANS AFFAIRS LOAN FEES. 
The loan fee table in section 3729(b)(2) of title 38, 
United States Code, is amended by striking subparagraph 
(E) and inserting the following: 
(E)(i) Interest rate reduc-
tion refinancing loan 
issued before January 1, 
2021 
0.50 
0.50 
NA 
(E)(ii) Interest rate reduc-
tion refinancing loan 
issued on or after January 
1, 2021, and before Janu-
ary 15, 2027 
0.85 
0.85 
NA 
(E)(iii) Interest rate reduc-
tion refinancing loan 
issued on or after January 
15, 2027 
0.50 
0.50 
NA 
Passed the House of Representatives September 23, 
2020. 
Attest: 
CHERYL L. JOHNSON, 
Clerk. 
VerDate Sep 11 2014 
18:39 Sep 25, 2020
Jkt 099200
PO 00000
Frm 00051
Fmt 6652
Sfmt 6201
E:\BILLS\H7105.RFS
H7105
pamtmann on DSKBC07HB2PROD with BILLS