velop alternative maps to the flood insurance rate 
maps developed by the Agency. The recommended 
standards and requirements shall include procedures 
for providing notification and appeal rights to indi-
viduals within the communities of the proposed flood 
elevation determinations. 
‘‘(2) EXEMPTION
FROM
RULEMAKING.—Until 
such time as the Administrator promulgates regula-
tions implementing paragraph (1) of this subsection, 
the Administrator may, notwithstanding any other 
provision of law, adopt policies and procedures nec-
essary to implement such paragraphs without under-
going notice and comment rulemaking and without 
conducting regulatory analyses otherwise required by 
statute, regulation, or executive order.’’. 
(b) FEMA IDENTIFICATION
OF
FLOOD-PRONE 
AREAS.—Subsection (a) of section 1360 of the National 
Flood Insurance Act of 1968 (42 U.S.C. 4101(a)) is 
amended— 
(1) in paragraph (2), by striking the period at 
the end and inserting ‘‘; and’’; 
(2) by redesignating paragraphs (1) and (2) as 
subparagraphs (A), and (B), respectively, and re-
aligning such subparagraphs so as to be indented 4 
ems from the left margin;
(3) by striking ‘‘is authorized to consult’’ and 
inserting the following: ‘‘is authorized— 
‘‘(1) to consult’’; 
(4) by adding at the end the following new 
paragraph: 
‘‘(2) to receive proposed alternative maps from 
communities developed pursuant to standards and 
requirements recommended by the Technical Map-
ping Advisory Council, as required by section 
100215(m) of the Biggert-Waters Flood Insurance 
Reform Act of 2012 (42 U.S.C. 4101a(m)) and 
adopted by the Administrator as required by section 
100216(c)(3) of such Act (42 U.S.C. 4101b(c)(3)), 
so that the Administrator may— 
‘‘(A) publish information with respect to 
all flood plain areas, including coastal areas lo-
cated in the United States, which have special 
flood hazards, and 
‘‘(B) establish or update flood-risk zone 
data in all such areas, and make estimates with 
respect to the rates of probable flood caused 
loss for the various flood risk zones for each of 
these areas until the date specified in section 
1319.’’.
(c) NATIONAL FLOOD MAPPING PROGRAM.—Section 
100216 of the Biggert-Waters Flood Insurance Reform 
Act of 2012 (42 U.S.C. 4101b) is amended— 
(1) in subsection (a), by inserting ‘‘prepared by 
the Administrator, or by a community pursuant to 
section 1360(a)(2) of the National Flood Insurance 
Act of 1968,’’ after ‘‘Program rate maps’’; and 
(2) in subsection (c)— 
(A) in paragraph (1)(B), by striking ‘‘and’’ 
at the end; 
(B) in paragraph (2)(C), by striking the 
period at the end and inserting a semicolon; 
and 
(C) by adding at the end the following new 
paragraphs: 
‘‘(3) establish and adopt standards and require-
ments for development by States and communities of 
alternative flood insurance rate maps to be sub-
mitted to the Administrator pursuant to section 
1360(a)(2) of the National Flood Insurance Act of 
1968, taking into consideration the recommenda-
tions of the Technical Mapping Advisory Council 
made pursuant to section 100215(m) of this Act (42 
U.S.C. 4101a(m)); and
‘‘(4) in the case of proposed alternative maps 
received by the Administrator pursuant to such sec-
tion 1360(a)(2), not later than the expiration of the 
6-month period beginning upon receipt of such pro-
posed alternative maps— 
‘‘(A) determine whether such maps were 
developed in accordance with the standards and 
requirements adopted pursuant to paragraph 
(3) of this subsection; and 
‘‘(B) approve or disapprove such proposed 
maps for use under National Flood Insurance 
Program.’’. 
TITLE 
IV—PROTECTING 
CON-
SUMERS 
AND 
INDIVIDUALS 
THROUGH 
IMPROVED 
MITI-
GATION 
SEC. 401. PROVISION OF COMMUNITY RATING SYSTEM PRE-
MIUM CREDITS TO MAXIMUM NUMBER OF 
COMMUNITIES PRACTICABLE. 
Subsection (b) of section 1315 of the National Flood 
Insurance Act of 1968 (42 U.S.C. 4022(b)) is amended— 
(1) in paragraph (2), by striking ‘‘may’’ and in-
serting ‘‘shall’’; and 
(2) in paragraph (3), by inserting ‘‘, and the 
Administrator shall provide credits to the maximum
number of communities practicable’’ after ‘‘under 
this program’’. 
SEC. 402. COMMUNITY ACCOUNTABILITY FOR REPET-
ITIVELY FLOODED AREAS. 
(a) IN GENERAL.—Section 1361 of the National 
Flood Insurance Act of 1968 (42 U.S.C. 4102) is amended 
by adding at the end the following new subsection: 
‘‘(e) COMMUNITY
ACCOUNTABILITY
FOR
REPET-
ITIVELY DAMAGED AREAS.— 
‘‘(1) IN
GENERAL.—The Administrator shall, 
by regulation, require any covered community (as 
such term is defined in paragraph (5))— 
‘‘(A) to identify the areas within the com-
munity where properties described in paragraph 
(5)(B) or flood-damaged facilities are located to 
determine areas repeatedly damaged by floods 
and to assess, with assistance from the Admin-
istrator, the continuing risks to such areas; 
‘‘(B) to develop a community-specific plan 
for mitigating continuing flood risks to such re-
petitively flooded areas and to submit such plan 
and plan updates to the Administrator at ap-
propriate intervals; 
‘‘(C) to implement such plans;
‘‘(D) to make such plan, plan updates, and 
reports on progress in reducing flood risk avail-
able to the public, subject to section 552a of 
title 5, United States Code. 
‘‘(2) INCORPORATION INTO EXISTING PLANS.— 
Plans developed pursuant to paragraph (1) may be 
incorporated into mitigation plans developed under 
section 1366 of this Act (42 U.S.C. 4104c) and haz-
ard mitigation plans developed under section 322 of 
the Robert T. Stafford Disaster Relief and Emer-
gency Assistance Act (42 U.S.C. 5165). 
‘‘(3) ASSISTANCE TO COMMUNITIES.— 
‘‘(A) DATA.—To assist communities in 
preparation of plans required under paragraph 
(1), the Administrator shall, upon request, pro-
vide covered communities with appropriate data 
regarding the property addresses and dates of 
claims associated with insured properties within 
the community. 
‘‘(B) MITIGATION GRANTS.—In making de-
terminations 
regarding 
financial 
assistance 
under the authorities of this Act, the Adminis-
trator may consider the extent to which a com-
munity has complied with this subsection and is