datamatters24/research-document-archive huggingface dataset:
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Business Checking Free-
dom Act of 2005’’. 
SEC. 2. INTEREST-BEARING TRANSACTION ACCOUNTS AU-
THORIZED FOR ALL BUSINESSES. 
(a) DAILY TRANSFERS ALLOWED INTO DEMAND DE-
POSIT ACCOUNTS.—Section 2 of Public Law 93–100 (12 
U.S.C. 1832) is amended— 
(1) by redesignating subsections (b) and (c) as 
subsections (c) and (d), respectively; 
(2) by inserting after subsection (a) the fol-
lowing: 
‘‘(b) TRANSFERS.—Notwithstanding any other provi-
sion of law, any depository institution, other than a non-
qualified industrial loan company, may permit the owner 
of any deposit or account which is a deposit or account 
on which interest or dividends are paid and is not a deposit 
or account described in subsection (a)(2) to make up to 24 
transfers per month (or such greater number as the Board 
of Governors of the Federal Reserve System may determine 
by rule or order), for any purpose, to another account of 
the owner in the same institution. An account offered pur-
suant to this subsection shall be considered a transaction 
account for purposes of section 19 of the Federal Reserve 
Act unless the Board of Governors of the Federal Reserve 
System determines otherwise.’’; and
IV 
110TH CONGRESS 
2D SESSION 
H. RES. 1170 
Commending Indiana Secretary of State Todd Rokita for his leadership and 
dedication to protecting the integrity of the election process and increas-
ing voter confidence in all of our elections. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 1, 2008 
Mr. EHLERS submitted the following resolution; which was referred to the 
Committee on House Administration 
RESOLUTION 
Commending Indiana Secretary of State Todd Rokita for 
his leadership and dedication to protecting the integrity 
of the election process and increasing voter confidence 
in all of our elections. 
Whereas Indiana Secretary of State Todd Rokita has dem-
onstrated extraordinary leadership in working to ensure 
that Indiana’s elections are conducted fairly and accu-
rately; 
Whereas Secretary Rokita has administered Indiana’s photo 
identification law, which ensures that legally cast ballots 
are not negated by illegally cast ballots; 
Whereas the State of Indiana has successfully conducted 6 
elections without one recorded instance of voter dis-
enfranchisement due to its photo identification law; 
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(i) inserting ‘‘if the Secretary or Ad-
ministrator considers necessary,’’ before ‘‘the 
waiver’’; and 
(ii) striking ‘‘the increased’’ and in-
serting ‘‘any significant increase in’’. 
(4) Section 53708 is amended in— 
(A) subsection (a), by striking ‘‘Secretary’’ 
and ‘‘Secretary of Transportation’’ each place 
they appear in the heading and in text and in-
serting ‘‘Administrator’’; 
(B) subsections (b) and (c), by striking ‘‘of 
Commerce’’ each place it appears in a heading 
and in text; 
(C) subsection (d), by— 
(i) inserting ‘‘or Administrator’’ after 
‘‘Secretary’’ the first place it appears; and 
(ii) striking ‘‘financial structures, or 
other risk factors identified by the Sec-
retary. Any independent analysis conducted 
under this subsection shall be performed by 
a party chosen by the Secretary.’’ and in-
serting ‘‘or financial structures. A third 
party independent analysis conducted under 
this subsection shall be performed by a pri-
vate sector expert in assessing such risk fac-
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109TH CONGRESS 
2D SESSION 
H. CON. RES. 343
CONCURRENT RESOLUTION
Whereas the Commission on Independent Colleges and Uni-
versities is a voluntary consortium of more than 100 non-
profit, private institutions of higher education located in 
New York; 
Whereas the Commission on Independent Colleges and Uni-
versities was founded in 1956 to develop a consensus 
among a diverse membership of independent institutions
•HCON 343 EH 
of higher education and to advance higher education pub-
lic policy; 
Whereas the Commission on Independent Colleges and Uni-
versities represents 109 member campuses with more 
than 450,000 enrolled students, including 300,000 resi-
dents of New York; 
Whereas the Commission on Independent Colleges and Uni-
versities produces several informative publications for 
students, parents, and schools about member colleges and 
universities, college admissions, and financial aid; 
Whereas the Commission on Independent Colleges and Uni-
versities is one of the largest organizations of inde-
pendent sector institutions of higher education in the 
world; and 
Whereas the member institutions of the Commission on Inde-
pendent Colleges and Universities provide access to high-
quality education and opportunity for hundreds of thou-
sands of students: Now, therefore, be it
Resolved by the House of Representatives (the Senate 
concurring), That Congress recognizes the Commission on 
Independent Colleges and Universities for 50 years of 
service and contributions to higher education and higher 
education public policy. 
Passed the House of Representatives December 7, 
2006. 
Attest:
Clerk.
109TH CONGRESS 
2D SESSION 
H. CON. RES. 343
CONCURRENT RESOLUTION 
Recognizing the 50th anniversary of the Commis-
sion on Independent Colleges and Universities.
IV 
109TH CONGRESS 
2D SESSION 
H. CON. RES. 343 
Recognizing the 50th anniversary of the Commission on Independent Colleges 
and Universities. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 15, 2006 
Mr. BOEHLERT (for himself, Mr. HINCHEY, Mr. FOSSELLA, Mrs. MCCARTHY, 
Mr. WALSH, Mr. ENGEL, Mr. SWEENEY, Mr. NADLER, Mr. BISHOP of 
New York, Mr. MCHUGH, and Mr. MCNULTY) submitted the following 
concurrent resolution; which was referred to the Committee on Education 
and the Workforce 
CONCURRENT RESOLUTION 
Recognizing the 50th anniversary of the Commission on 
Independent Colleges and Universities. 
Whereas the Commission on Independent Colleges and Uni-
versities is a voluntary consortium of more than 100 non-
profit, private institutions of higher education located in 
New York; 
Whereas the Commission on Independent Colleges and Uni-
versities was founded in 1956 to develop a consensus 
among a diverse membership of independent institutions 
of higher education and to advance higher education pub-
lic policy; 
Whereas the Commission on Independent Colleges and Uni-
versities represents 109 member campuses with more
•HCON 343 IH 
than 450,000 enrolled students, including 300,000 resi-
dents of New York; 
Whereas the Commission on Independent Colleges and Uni-
versities produces several informative publications for 
students, parents, and schools about member colleges and 
universities, college admissions, and financial aid; 
Whereas the Commission on Independent Colleges and Uni-
versities is one of the largest organizations of inde-
pendent sector institutions of higher education in the 
world; and 
Whereas the member institutions of the Commission on Inde-
pendent Colleges and Universities provide access to high- 
quality education and opportunity for hundreds of thou-
sands of students: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That Congress recognizes the Commission on 
Independent Colleges and Universities for 50 years of 
service and contributions to higher education and higher 
education public policy. 
Æ
III 
109TH CONGRESS 
2D SESSION 
H. CON. RES. 343 
IN THE SENATE OF THE UNITED STATES 
DECEMBER 8, 2006 
Received 
CONCURRENT RESOLUTION 
Recognizing the 50th anniversary of the Commission on 
Independent Colleges and Universities. 
Whereas the Commission on Independent Colleges and Uni-
versities is a voluntary consortium of more than 100 non-
profit, private institutions of higher education located in 
New York; 
Whereas the Commission on Independent Colleges and Uni-
versities was founded in 1956 to develop a consensus 
among a diverse membership of independent institutions 
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HCON 343 RDS 
of higher education and to advance higher education pub-
lic policy; 
Whereas the Commission on Independent Colleges and Uni-
versities represents 109 member campuses with more 
than 450,000 enrolled students, including 300,000 resi-
dents of New York; 
Whereas the Commission on Independent Colleges and Uni-
versities produces several informative publications for 
students, parents, and schools about member colleges and 
universities, college admissions, and financial aid; 
Whereas the Commission on Independent Colleges and Uni-
versities is one of the largest organizations of inde-
pendent sector institutions of higher education in the 
world; and 
Whereas the member institutions of the Commission on Inde-
pendent Colleges and Universities provide access to high- 
quality education and opportunity for hundreds of thou-
sands of students: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That Congress recognizes the Commission on 
Independent Colleges and Universities for 50 years of 
service and contributions to higher education and higher 
education public policy. 
Passed the House of Representatives December 7, 
2006. 
Attest: 
KAREN L. HAAS, 
Clerk. 
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(3) by adding at the end of subsection (a) the fol-
lowing new paragraph: 
‘‘(3) NONQUALIFIED INDUSTRIAL LOAN COMPA-
NIES.— 
‘‘(A) DEFINITION.—For purposes of this sec-
tion, the term ‘nonqualified industrial loan com-
pany’ means any industrial loan company, in-
dustrial bank, or other institution described in 
section 2(c)(2)(H) of the Bank Holding Com-
pany Act of 1956 that is determined by an ap-
propriate State bank supervisor (as defined in 
section 3 of the Federal Deposit Insurance Act) 
to be controlled, directly or indirectly, by a com-
mercial firm. 
‘‘(B) COMMERCIAL
FIRM
DEFINED.—For 
purposes of this paragraph, the term ‘commercial 
firm’ means any entity at least 15 percent of the 
annual gross revenues of which on a consolidated 
basis, including all affiliates of the entity, were 
derived from engaging, on an on-going basis, in 
activities that are not financial in nature or in-
cidental to a financial activity during at least 3 
of the prior 4 calendar quarters. 
‘‘(C) GRANDFATHERED INSTITUTIONS.—The 
term ‘nonqualified industrial loan company’
109TH CONGRESS 
2D SESSION 
H. CON. RES. 345
CONCURRENT RESOLUTION 
Providing for a conditional adjournment of the 
House of Representatives and a conditional re-
cess or adjournment of the Senate.
109TH CONGRESS 
2D SESSION 
H. CON. RES. 345
CONCURRENT RESOLUTION
Resolved by the House of Representatives (the Senate 
concurring), That when the House adjourns on the legisla-
tive day of Thursday, February 16, 2006, on a motion 
offered pursuant to this concurrent resolution by its Ma-
jority Leader or his designee, it stand adjourned until 2
•HCON 345 EH 
p.m. on Tuesday, February 28, 2006, or until the time 
of any reassembly pursuant to section 2 of this concurrent 
resolution, whichever occurs first; and that when the Sen-
ate recesses or adjourns on any day from Friday, Feb-
ruary 17, 2006, through Tuesday, February 21, 2006, on 
a motion offered pursuant to this concurrent resolution 
by its Majority Leader or his designee, it stand recessed 
or adjourned until noon on Monday, February 27, 2006, 
or such other time on that day as may be specified by 
its Majority Leader or his designee in the motion to recess 
or adjourn, or until the time of any reassembly pursuant 
to section 2 of this concurrent resolution, whichever occurs 
first. 
SEC. 2. The Speaker of the House and the Majority 
Leader of the Senate, or their respective designees, acting 
jointly after consultation with the Minority Leader of the 
House and the Minority Leader of the Senate, shall notify 
the Members of the House and the Senate, respectively, 
to reassemble at such place and time as they may des-
•HCON 345 EH 
ignate if, in their opinion, the public interest shall warrant 
it.
Passed the House of Representatives February 16, 
2006. 
Attest:
Clerk.
•HRES 1170 IH 
Whereas Secretary Rokita has advocated the constitutionality 
of Indiana’s photo identification law to the United States 
Supreme Court in his official capacity as Indiana’s Chief 
Election Officer; 
Whereas the United States Supreme Court on April 28, 
2008, ruled that Indiana’s photo identification law is con-
stitutional; 
Whereas the United States Supreme Court determined that 
Indiana had a valid interest in protecting the integrity 
and reliability of the electoral process by enacting a photo 
identification law; and 
Whereas States can require voters to present photo identifica-
tion before casting a ballot: Now, therefore, be it 
Resolved, That the House of Representatives com-
mends Indiana Secretary of State Todd Rokita for his 
leadership and dedication to protecting the integrity of the 
election process and increasing voter confidence in all of 
our elections. 
Æ 
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H. Con. Res. 345
Agreed to February 17, 2006
One Hundred Ninth Congress
of the
United States of America 
AT THE SECOND SESSION 
Begun and held at the City of Washington on Tuesday, 
the third day of January, two thousand and six 
Concurrent Resolution
Resolved by the House of Representatives (the Senate concur-
ring), That when the House adjourns on the legislative day of 
Thursday, February 16, 2006, on a motion offered pursuant to 
this concurrent resolution by its Majority Leader or his designee, 
it stand adjourned until 2 p.m. on Tuesday, February 28, 2006, 
or until the time of any reassembly pursuant to section 2 of this 
concurrent resolution, whichever occurs first; and that when the 
Senate recesses or adjourns on any day from Friday, February 
17, 2006, through Tuesday, February 21, 2006, on a motion offered 
pursuant to this concurrent resolution by its Majority Leader or 
his designee, it stand recessed or adjourned until noon on Monday, 
February 27, 2006, or such other time on that day as may be 
specified by its Majority Leader or his designee in the motion 
to recess or adjourn, or until the time of any reassembly pursuant 
to section 2 of this concurrent resolution, whichever occurs first. 
SEC. 2. The Speaker of the House and the Majority Leader 
of the Senate, or their respective designees, acting jointly after 
consultation with the Minority Leader of the House and the 
Minority Leader of the Senate, shall notify the Members of the 
House and the Senate, respectively, to reassemble at such place 
and time as they may designate if, in their opinion, the public 
interest shall warrant it. 
Attest:
Clerk of the House of Representatives.
Attest:
Secretary of the Senate.
HR 3387 RH
tors who is selected by the Secretary or Ad-
ministrator.’’; and 
(D) subsection (e), by— 
(i) inserting ‘‘or Administrator’’ after 
‘‘Secretary’’ the first place it appears; and 
(ii) striking ‘‘financial structures, or 
other risk factors identified by the Sec-
retary’’ and inserting ‘‘or financial struc-
tures’’. 
(5) Section 53710(b)(1) is amended by striking 
‘‘Secretary’s’’ and inserting ‘‘Administrator’s’’. 
(6) Section 53712(b) is amended by striking the 
last sentence and inserting ‘‘If the Secretary or Ad-
ministrator has waived a requirement under section 
53707(d) of this title, the loan agreement shall include 
requirements for additional payments, collateral, or 
equity contributions to meet the waived requirement 
upon the occurrence of verifiable conditions indi-
cating that the obligor’s financial condition enables 
the obligor to meet the waived requirement.’’. 
(7) Subsections (c) and (d) of section 53717 are 
amended by striking ‘‘of Commerce’’ each place it ap-
pears in a heading and in text. 
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III 
109TH CONGRESS 
2D SESSION 
H. CON. RES. 345 
IN THE SENATE OF THE UNITED STATES 
FEBRUARY 16, 2006 
Received 
CONCURRENT RESOLUTION 
Providing for a conditional adjournment of the House of 
Representatives and a conditional recess or adjournment 
of the Senate. 
Resolved by the House of Representatives (the Senate 
concurring), That when the House adjourns on the legisla-
tive day of Thursday, February 16, 2006, on a motion 
offered pursuant to this concurrent resolution by its Ma-
jority Leader or his designee, it stand adjourned until 2 
VerDate Aug 31 2005 
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HCON 345 RDS 
p.m. on Tuesday, February 28, 2006, or until the time 
of any reassembly pursuant to section 2 of this concurrent 
resolution, whichever occurs first; and that when the Sen-
ate recesses or adjourns on any day from Friday, Feb-
ruary 17, 2006, through Tuesday, February 21, 2006, on 
a motion offered pursuant to this concurrent resolution 
by its Majority Leader or his designee, it stand recessed 
or adjourned until noon on Monday, February 27, 2006, 
or such other time on that day as may be specified by 
its Majority Leader or his designee in the motion to recess 
or adjourn, or until the time of any reassembly pursuant 
to section 2 of this concurrent resolution, whichever occurs 
first. 
SEC. 2. The Speaker of the House and the Majority 
Leader of the Senate, or their respective designees, acting 
jointly after consultation with the Minority Leader of the 
House and the Minority Leader of the Senate, shall notify 
the Members of the House and the Senate, respectively, 
to reassemble at such place and time as they may des- 
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HCON 345 RDS 
ignate if, in their opinion, the public interest shall warrant 
it. 
Passed the House of Representatives February 16, 
2006. 
Attest: 
KAREN L. HAAS, 
Clerk. 
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does not include any industrial loan company, 
industrial bank, or other institution described in 
section 2(c)(2)(H) of the Bank Holding Com-
pany Act of 1956— 
‘‘(i) which became an insured deposi-
tory institution before October 1, 2003, or 
pursuant to an application for deposit in-
surance which was approved by the Federal 
Deposit Insurance Corporation before such 
date; and 
‘‘(ii) with respect to which there is no 
change in control, directly or indirectly, of 
the company, bank, or institution after Sep-
tember 30, 2003, that requires an applica-
tion under section 7(j) or 18(c) of the Fed-
eral Deposit Insurance Act, section 3 of the 
Bank Holding Company Act of 1956, or 
section 10 of the Home Owners’ Loan Act.’’. 
(b) INTEREST ON BUSINESS NOW ACCOUNTS.— 
(1) IN GENERAL.—Section 2(a) of Public Law 
93–100 (12 U.S.C. 1832(a)) is amended— 
(A) by striking paragraph (2) and inserting 
the following new paragraph: 
‘‘(2) PAYMENT OF INTEREST ON CERTAIN NOW 
ACCOUNTS.—An industrial loan company, industrial
IV 
109TH CONGRESS 
2D SESSION 
H. CON. RES. 348 
Expressing the sense of Congress with respect to accomplishing the mission 
in Iraq. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 28, 2006 
Mr. THOMPSON of California submitted the following concurrent resolution; 
which was referred to the Committee on International Relations, and in 
addition to the Committee on Armed Services, for a period to be subse-
quently determined by the Speaker, in each case for consideration of such 
provisions as fall within the jurisdiction of the committee concerned 
CONCURRENT RESOLUTION 
Expressing the sense of Congress with respect to 
accomplishing the mission in Iraq. 
Whereas the members of the United States Armed Forces 
have served honorably and courageously in Iraq; 
Whereas Congress and the people of the United States owe 
a debt of gratitude to those members of the Armed 
Forces who have died fighting for their country; and 
Whereas Iraq will have established a free and democratic gov-
ernment once it completes its constitution-making proc-
ess: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That it is the sense of Congress that—
•HCON 348 IH 
(1) the United States should not maintain a 
permanent military presence or military bases in 
Iraq; 
(2) the United States should not attempt to 
control the flow of Iraqi oil; and 
(3) United States Armed Forces should be re-
deployed from Iraq as soon as practicable after the 
completion of Iraq’s constitution-making process or 
September 30, 2006, whichever occurs first. 
Æ
109TH CONGRESS 
2D SESSION 
H. CON. RES. 349
CONCURRENT RESOLUTION
Resolved by the House of Representatives (the Senate 
concurring),
•HCON 349 EH 
SECTION 1. AUTHORIZATION OF SOAP BOX DERBY RACES 
ON CAPITOL GROUNDS. 
The Greater Washington Soap Box Derby Associa-
tion (in this resolution referred to as the ‘‘Association’’) 
shall be permitted to sponsor a public event, soap box 
derby races, on the Capitol Grounds on June 17, 2006, 
or on such other date as the Speaker of the House of Rep-
resentatives and the Committee on Rules and Administra-
tion of the Senate may jointly designate. 
SEC. 2. CONDITIONS. 
The event to be carried out under this resolution shall 
be free of admission charge to the public and arranged 
not to interfere with the needs of Congress, under condi-
tions to be prescribed by the Architect of the Capitol and 
the Capitol Police Board; except that the Association shall 
assume full responsibility for all expenses and liabilities 
incident to all activities associated with the event. 
SEC. 3. STRUCTURES AND EQUIPMENT. 
For the purposes of this resolution, the Association 
is authorized to erect upon the Capitol Grounds, subject 
to the approval of the Architect of the Capitol, such stage, 
sound amplification devices, and other related structures 
and equipment as may be required for the event to be car-
ried out under this resolution.
•HCON 349 EH 
SEC. 4. ADDITIONAL ARRANGEMENTS. 
The Architect of the Capitol and the Capitol Police 
Board are authorized to make any such additional ar-
rangements that may be required to carry out the event 
under this resolution. 
SEC. 5. ENFORCEMENT OF RESTRICTIONS. 
The Capitol Police Board shall provide for enforce-
ment of the restrictions contained in section 5104(c) of 
title 40, United States Code, concerning sales, advertise-
ments, displays, and solicitations on the Capitol Grounds, 
as well as other restrictions applicable to the Capitol 
Grounds, with respect to the event to be carried out under 
this resolution.
Passed the House of Representatives April 27, 2006. 
Attest:
Clerk.
109TH CONGRESS 
2D SESSION 
H. CON. RES. 349
CONCURRENT RESOLUTION 
Authorizing the use of the Capitol Grounds for the 
Greater Washington Soap Box Derby.