ness at graduation for borrowers of loans 
made under part D who are in the same 
program of study as the borrower; and 
‘‘(iv) an explanation of how interest 
accrues once a student borrower enters 
into repayment status. 
‘‘(M) For a borrower with an outstanding 
balance of principal or interest due on a loan 
made under this title— 
‘‘(i) a current statement of the 
amount of such outstanding balance and 
interest accrued; 
‘‘(ii) based on such outstanding bal-
ance, the anticipated monthly payment 
amount under, at minimum, the standard 
repayment plan and, using regionally avail-
able data from the Bureau of Labor Sta-
tistics of the average starting salary for 
the occupation the borrower intends to be 
employed, an income-based repayment plan 
under section 493C; 
‘‘(iii) an estimate of the projected 
monthly payment amount under each re-
payment plan described in clause (ii), 
based on— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00018
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(I) the outstanding balance de-
scribed in clause (i); 
‘‘(II) the anticipated outstanding 
balance on the loan for which the stu-
dent is receiving counseling under this 
subsection; 
‘‘(III) a projection for any other 
loans made under part D that the 
borrower is reasonably expected to ac-
cept during the borrower’s program of 
study based on at least the expected 
increase in the cost of attendance of 
such program; and 
‘‘(iv) an explanation of how interest 
accrues once a student borrower enters 
into repayment status. 
‘‘(N) The obligation of the borrower to 
repay the full amount of the loan, regardless of 
whether the borrower completes or does not 
complete the program in which the borrower is 
enrolled within the regular time for program 
completion. 
‘‘(O) The likely consequences of default on 
the loan, including adverse credit reports, delin-
quent debt collection procedures under Federal 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00019
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
law, and litigation, and a notice of the institu-
tion’s most recent cohort default rate (defined 
in section 435(m)), an explanation of the cohort 
default rate, the most recent national average 
cohort default rate, and the most recent na-
tional average cohort default rate for the cat-
egory 
of 
institution 
described 
in 
section 
435(m)(4) to which the institution belongs. 
‘‘(P) Information on the National Student 
Loan Data System and how the borrower can 
access the borrower’s records. 
‘‘(Q) The contact information for the insti-
tution’s financial aid office or other appropriate 
office at the institution the borrower may con-
tact if the borrower has any questions about the 
borrower’s rights and responsibilities or the 
terms and conditions of the loan. 
‘‘(4) BORROWERS
RECEIVING
PARENT
PLUS 
LOANS FOR DEPENDENT STUDENTS.—The informa-
tion to be provided under paragraph (1)(A) to a bor-
rower of a Federal Direct PLUS Loan made on be-
half of a dependent student shall include the fol-
lowing: 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00020
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(A) The information described in sub-
paragraphs (A) through (C) and (N) through 
(Q) of paragraph (3). 
‘‘(B) The option of the borrower to pay the 
interest on the loan while the loan is in 
deferment. 
‘‘(C) For a first-time borrower of such 
loan— 
‘‘(i) a statement of the anticipated 
balance on the loan for which the borrower 
is receiving counseling under this sub-
section; 
‘‘(ii) based on such anticipated bal-
ance, the anticipated monthly payment 
amount under the standard repayment 
plan; and 
‘‘(iii) an estimate of the projected 
monthly payment amount under the stand-
ard repayment plan, based on the average 
cumulative indebtedness of other borrowers 
of Federal Direct PLUS Loans made on 
behalf of dependent students who are in 
the same program of study as the student 
on whose behalf the borrower borrowed the 
loan. 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00021
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(D) For a borrower with an outstanding 
balance of principal or interest due on such 
loan— 
‘‘(i) a statement of the amount of 
such outstanding balance; 
‘‘(ii) based on such outstanding bal-
ance, the anticipated monthly payment 
amount under the standard repayment 
plan; and 
‘‘(iii) an estimate of the projected 
monthly payment amount under the stand-
ard repayment plan, based on— 
‘‘(I) the outstanding balance de-
scribed in clause (i); 
‘‘(II) the anticipated outstanding 
balance on the loan for which the bor-
rower is receiving counseling under 
this subsection; and 
‘‘(III) a projection for any other 
Federal Direct PLUS Loan made on 
behalf of the dependent student that 
the borrower is reasonably expected to 
accept during the program of study of 
such student based on at least the ex-
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00022
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
pected increase in the cost of attend-
ance of such program. 
‘‘(E) Debt management strategies that are 
designed to facilitate the repayment of such in-
debtedness. 
‘‘(F) An explanation that the borrower has 
the options to prepay each loan, pay each loan 
on a shorter schedule, and change repayment 
plans. 
‘‘(G) For each Federal Direct PLUS Loan 
made on behalf of a dependent student for 
which the borrower is receiving counseling 
under this subsection, the contact information 
for the loan servicer of the loan and a link to 
such servicer’s website. 
‘‘(5) ANNUAL
LOAN
ACCEPTANCE.—Prior to 
making the first disbursement of a loan made under 
part D (other than a Federal Direct Consolidation 
Loan) to a borrower for an award year, an eligible 
institution, shall, as part of carrying out the coun-
seling requirements of this subsection for the loan, 
ensure that after receiving the applicable counseling 
under paragraphs (2), (3), and (4) for the loan the 
borrower accepts the loan for such award year by— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00023
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(A) signing the master promissory note 
for the loan; 
‘‘(B) signing and returning to the institu-
tion a separate written statement that affirma-
tively states that the borrower accepts the loan; 
or 
‘‘(C) electronically signing an electronic 
version of the statement described in subpara-
graph (B).’’. 
SEC. 202. EXIT COUNSELING. 
Section 485(b) of the Higher Education Act of 1965 
(20 U.S.C. 1092(b)) is amended— 
(1) in paragraph (1)(A)— 
(A) in the matter preceding clause (i), by 
striking ‘‘through financial aid offices or other-
wise’’ and inserting ‘‘through the use of an 
interactive program, during an exit counseling 
session that is in-person or online, or through 
the use of the online counseling tool described 
in subsection (k)(1)(A)’’; 
(B) by redesignating clauses (i) through 
(ix) as clauses (iv) through (xii), respectively; 
(C) by inserting before clause (iv), as so 
redesignated, the following: 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00024
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(i) a summary of the outstanding balance of 
principal and interest due on the loans made to the 
borrower under part B, D, or E; 
‘‘(ii) an explanation of the grace period pre-
ceding repayment and the expected date that the 
borrower will enter repayment; 
‘‘(iii) an explanation that the borrower has the 
option to pay any interest that has accrued while the 
borrower was in school or that may accrue during 
the grace period preceding repayment or during an 
authorized period of deferment or forbearance, prior 
to the capitalization of the interest; and 
‘‘(iv) an explanation of how interest accrues 
once a student borrower enters into repayment sta-
tus, and an estimation of how much interest will ac-
crue over time under the standard repayment plan 
and an income-based repayment plan under section 
493C;’’; 
(D) in clause (iv), as so redesignated— 
(i) by striking ‘‘sample information 
showing the average’’ and inserting ‘‘infor-
mation, based on the borrower’s out-
standing balance described in clause (i), 
showing the borrower’s’’; and 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00025
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(ii) by striking ‘‘of each plan’’ and in-
serting ‘‘of at least the standard repay-
ment plan and the income-based repay-
ment plan under section 493C’’; 
(E) in clause (ix), as so redesignated— 
(i) by inserting ‘‘decreased credit 
score,’’ after ‘‘credit reports,’’; and 
(ii) by inserting ‘‘reduced ability to 
rent or purchase a home or car, potential 
difficulty in securing employment,’’ after 
‘‘Federal law,’’; 
(F) in clause (x), as so redesignated, by 
striking ‘‘consolidation loan under section 428C 
or a’’; 
(G) in clauses (xi) and (xii), as so redesig-
nated, by striking ‘‘and’’ at the end; and 
(H) by adding at the end the following: 
‘‘(xiii) for each of the borrower’s loans made 
under part B, D, or E for which the borrower is re-
ceiving counseling under this subsection, the contact 
information for the loan servicer of the loan and a 
link to such servicer’s website; and 
‘‘(xiv) an explanation that an individual has a 
right to annually request a disclosure of information 
collected by a consumer reporting agency pursuant 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00026
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
to section 612(a) of the Fair Credit Reporting Act 
(15 U.S.C. 1681j(a)).’’; 
(2) in paragraph (1)(B)— 
(A) by inserting ‘‘online or’’ before ‘‘in 
writing’’; and 
(B) by adding before the period at the end 
the following: ‘‘, except that in the case of an 
institution using the online counseling tool de-
scribed in subsection (k)(1)(A), the Secretary 
shall attempt to provide such information to the 
student in the manner described in subsection 
(k)(3)(C)’’; and 
(3) in paragraph (2)(C), by inserting ‘‘, such as 
the online counseling tool described in subsection 
(k)(1)(A),’’ after ‘‘electronic means’’. 
SEC. 203. ONLINE COUNSELING TOOLS. 
Section 485(k) of the Higher Education Act of 1965 
(20 U.S.C. 1092) is amended to read as follows: 
‘‘(k) ONLINE COUNSELING TOOLS.— 
‘‘(1) IN GENERAL.—Beginning not later than 1 
year after the date of enactment of the Achieving 
Independence through Degrees Act, the Secretary 
shall maintain— 
‘‘(A) an online counseling tool that pro-
vides the exit counseling required under sub-
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00027
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
section (b) and meets the applicable require-
ments of this subsection; and 
‘‘(B) an online counseling tool that pro-
vides the annual counseling required under sub-
section (l) and meets the applicable require-
ments of this subsection. 
‘‘(2) REQUIREMENTS OF TOOLS.—In maintain-
ing the online counseling tools described in para-
graph (1), the Secretary shall ensure that each such 
tool is— 
‘‘(A) consumer tested, in consultation with 
other relevant Federal agencies, to ensure that 
the tool is effective in helping individuals under-
stand their rights and obligations with respect 
to borrowing a loan made under part D; 
‘‘(B) understandable to students who are 
borrowers of loans made under part D; and 
‘‘(C) freely available to all eligible institu-
tions. 
‘‘(3) RECORD OF COUNSELING COMPLETION.— 
The Secretary shall— 
‘‘(A) use each online counseling tool de-
scribed in paragraph (1) to keep a record of 
which individuals have received counseling using 
the tool, and notify the applicable institutions 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00028
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
of the individual’s completion of such coun-
seling; 
‘‘(B) in the case of a borrower who re-
ceives annual counseling for a loan made under 
part D using the tool described in paragraph 
(1)(B), notify the borrower by when the bor-
rower should accept, in a manner described in 
subsection (l)(6), the loan for which the bor-
rower has received such counseling; and 
‘‘(C) in the case of a borrower described in 
subsection (b)(1)(B) at an institution that uses 
the online counseling tool described in para-
graph (1)(A) of this subsection, the Secretary 
shall attempt to provide the information de-
scribed in subsection (b)(1)(A) to the borrower 
through such tool.’’. 
SEC. 204. LONGITUDINAL STUDY ON THE EFFECTIVENESS 
OF STUDENT LOAN COUNSELING. 
(a) IN GENERAL.—Not later than 1 year after the 
date of enactment of this Act, the Secretary of Education, 
acting through the Director of the Institute of Education 
Sciences, shall begin conducting a rigorous, longitudinal 
study of the impact and effectiveness of the student loan 
counseling— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00029
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(1) provided under subsections (b), (l), and (k) 
of section 485 of the Higher Education Act of 1965 
(20 U.S.C. 1092), as amended by this Act; and 
(2) provided through such other means as the 
Secretary of Education may determine. 
(b) CONTENTS.— 
(1) BORROWER
INFORMATION.—The longitu-
dinal study carried out under subsection (a) shall in-
clude borrower information, in the aggregate and 
disaggregated by race, ethnicity, gender, income, and 
status as an individual with a disability, on— 
(A) student persistence; 
(B) degree attainment; 
(C) program completion; 
(D) successful entry into student loan re-
payment; 
(E) cumulative borrowing levels; and 
(F) such other factors as the Secretary of 
Education may determine. 
(2) EXCEPTION.—The disaggregation under 
paragraph (1) shall not be required in a case in 
which the number of borrowers in a category is in-
sufficient to yield statistically reliable information or 
the results would reveal personally identifiable infor-
mation about an individual borrower. 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00030
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(c) INTERIM REPORTS.—Not later than 18 months 
after the commencement of the study under subsection 
(a), and annually thereafter, the Secretary of Education 
shall evaluate the progress of the study and report any 
short-term findings to the appropriate committees of Con-
gress. 
TITLE III—ADJUSTMENTS TO 
THE FAFSA FORM 
SEC. 301. PROVISIONAL INDEPENDENCE FOR CERTAIN STU-
DENTS. 
Section 483 of the Higher Education Act of 1965 (20 
U.S.C. 1090) is amended— 
(1) in subsection (h)(1), by inserting the fol-
lowing before the semicolon: ‘‘, including the special 
circumstances under which a student may qualify for 
a determination of independence’’; and 
(2) by adding at the end the following: 
‘‘(i) PROVISIONAL INDEPENDENT STUDENTS.— 
‘‘(1) REQUIREMENTS FOR THE SECRETARY.— 
The Secretary shall— 
‘‘(A) enable each student who, based on 
the special circumstance specified in subsection 
(h)(1), may qualify for an adjustment under 
section 479A that will result in a determination 
of independence under such section and section 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00031
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
480(d)(1)(I), to complete the forms developed 
by the Secretary under subsection (a) as an 
independent student for the purpose of a provi-
sional determination of the student’s Federal fi-
nancial aid award, but subject to verification 
under paragraph (2)(E) for the purpose of the 
final determination of the award; 
‘‘(B) upon completion of the forms devel-
oped by the Secretary under subsection (a), 
provide an estimate of the student’s Federal 
Pell Grant award, based on the assumption the 
student is determined to be an independent stu-
dent; 
‘‘(C) ensure that, on each form developed 
under this section, there is a single and easily 
understood screening question to identify an ap-
plicant for aid who wishes to provisionally apply 
for independent status under sections 479A and 
480(d)(1)(I); and 
‘‘(D) specify, on the forms, the con-
sequences under section 490(a) of knowingly 
and willfully completing the forms as an inde-
pendent student under subparagraph (A) with-
out meeting the special circumstances to qualify 
for such a determination. 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00032
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(2) REQUIREMENTS FOR FINANCIAL AID AD-
MINISTRATORS.—With respect to a student accepted 
for admission who completes the forms as an inde-
pendent student under paragraph (1)(A), a financial 
aid administrator— 
‘‘(A) shall notify the student of the institu-
tional process and requirements for an adjust-
ment under sections 479A and 480(d)(1)(I) 
that will result in a determination of independ-
ence under such sections within a reasonable 
time after the student completes the forms de-
veloped by the Secretary under subsection (a) 
as an independent student for the purpose of a 
provisional determination of the student’s Fed-
eral financial aid award; 
‘‘(B) may make an adjustment under sec-
tions 479A and 480(d)(1)(I) for a determina-
tion of independence in the absence of con-
flicting information; 
‘‘(C) shall provide a final determination of 
the student’s Federal financial aid award to the 
student in the same manner as, and by not 
later than the date that, the administrator pro-
vides most other provisionally independent stu-
dents their final determinations of Federal fi-
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00033
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
nancial aid awards, or during the award year in 
which the student initially submits an applica-
tion, whichever comes sooner; 
‘‘(D) shall, in making a final determination 
of the student’s Federal financial aid award, 
use the discretion provided under sections 479A 
and 480(d)(1)(I) to verify whether the student 
meets the special circumstances to qualify as an 
independent student; 
‘‘(E) in accordance with paragraph (B), 
may consider as adequate verification that a 
student qualifies for an adjustment under sec-
tions 479A and 480(d)(1)(I)— 
‘‘(i) submission of a court order or of-
ficial Federal or State documentation that 
the student’s parent or legal guardian is 
incarcerated in any Federal or State penal 
institution; 
‘‘(ii) a documented phone call with, or 
a written statement from— 
‘‘(I) a child welfare agency au-
thorized by a State or county; 
‘‘(II) a Tribal child welfare au-
thority; 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00034
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(III) an independent living case 
worker; or 
‘‘(IV) a public or private agency, 
facility, or program serving the vic-
tims of abuse, neglect, assault, or vio-
lence; 
‘‘(iii) a documented phone call with, 
or a written statement from, an attorney, 
a guardian ad litem, or a court appointed 
special advocate, documenting that per-
son’s relationship to the student; 
‘‘(iv) a documented phone call with, or 
a written statement from, a representative 
of a program under chapter 1 or 2 of sub-
part 2 of part A; or 
‘‘(v) submission of a copy of the stu-
dent’s biological or adoptive parents’ or 
legal guardians’— 
‘‘(I) certificates of death; or 
‘‘(II) verified obituaries; 
‘‘(F) if a student does not have, and can-
not get, documentation from any of the des-
ignated authorities described in subparagraph 
(E) of whether a student may qualify for an ad-
justment under sections 479A and 480(d)(1)(I) 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00035
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
that will result in a determination of independ-
ence, may base the verification and final deter-
mination on— 
‘‘(i) a documented interview with the 
student that is limited to whether the stu-
dent meets the requirements, and not 
about the reasons for the student’s situa-
tions; and 
‘‘(ii) an attestation from the student 
that they meet the requirements, which in-
cludes a description of the approximate 
dates that the student ended the financial 
or caregiving relationship with their parent 
or legal guardian, to the best of the stu-
dent’s knowledge; 
‘‘(G) retain all documents related to the 
adjustment 
under 
sections 
479A 
and 
480(d)(1)(I), including documented interviews, 
for the duration of the student’s enrollment at 
the institution and for a minimum of 1 year 
after the student is no longer enrolled at the in-
stitution; and 
‘‘(H) shall presume that any student who 
has obtained an adjustment under sections 
479A and 480(d)(1)(I) and a final determina-
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00036
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
tion of independence for a preceding award year 
at an institution to be independent for a subse-
quent award year at the same institution un-
less— 
‘‘(i) the student informs the institu-
tion that circumstances have changed; or 
‘‘(ii) the institution has specific con-
flicting information about the student’s 
independence.’’. 
SEC. 302. REVISION OF FAFSA FORM. 
Section 483 of the Higher Education Act of 1965 (20 
U.S.C. 1090), as amended by section 301, is further 
amended by adding at the end the following: 
‘‘(j) CONVICTIONS.—The Secretary shall not include 
any question about the conviction of an applicant for the 
possession or sale of illegal drugs on the FAFSA (or any 
other form developed under subsection (a)).’’. 
SEC. 303. REPEAL OF SUSPENSION OF ELIGIBILITY UNDER 
THE HIGHER EDUCATION ACT OF 1965 FOR 
GRANTS, LOANS, AND WORK ASSISTANCE FOR 
DRUG-RELATED OFFENSES. 
(a) IN GENERAL.—Section 484 of the Higher Edu-
cation Act of 1965 (20 U.S.C. 1091) is amended by strik-
ing subsection (r). 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00037
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(b) CONFORMING AMENDMENTS.—Section 484 of the 
Higher Education Act of 1965 (20 U.S.C. 1091) is 
amended by redesignating subsections (s), (t), and (u) as 
subsections (r), (s), and (t), respectively. 
TITLE IV—FINANCIAL AID 
SHOPPING SHEET 
SEC. 401. SECRETARIAL REQUIREMENTS. 
(a) IN GENERAL.—Not later than 1 year after the 
date of enactment of this Act, the Secretary of Education, 
in consultation with the Secretaries of Defense and Vet-
erans Affairs, shall develop and finalize a financial shop-
ping sheet that ensures each institution of higher edu-
cation provides meaningful information about the financial 
cost and quality of such institution to students (including 
students who have authorized the Department of Edu-
cation to send the student’s Institutional Student Infor-
mation Record to such institution) to assist such students 
in determining how to use financial aid to attend such in-
stitution, and which— 
(1) is standardized so that it can be used by all 
institutions of higher education; 
(2) is consumer tested, and presented in a man-
ner that is simple and easily understandable; and 
(3) is personalized for each student who re-
ceives such sheet by including— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00038
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(A) the cost of attendance of the edu-
cational program in which the student is en-
rolled or seeks to be enrolled; 
(B) the type of Federal educational bene-
fits available to assist in covering such cost of 
attendance, including loans and grants under 
title IV of the Higher Education Act of 1965; 
(C) the amount of financial aid, including 
Federal, State, institutional, or other aid that 
can be used to assist in covering such cost of 
attendance; 
(D) information about student outcomes 
for students who graduate from such edu-
cational program, including, based upon the 
most recent data available— 
(i) the graduation rate; 
(ii) the loan repayment rate; and 
(iii) the estimated loan debt upon 
graduation; and 
(E) any other information that facilitates 
comparison of aid packages offered by different 
institutions of higher education. 
(b) DEFINITIONS.—In this subsection: 
(1) COST OF ATTENDANCE.—The term ‘‘cost of 
attendance’’ has the meaning given the term in sec-
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00039
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
tion 472 of the Higher Education Act of 1965 (20 
U.S.C. 1087ll). 
(2) INSTITUTION OF HIGHER EDUCATION.—The 
term ‘‘institution of higher education’’ has the 
meaning given the term in section 102 of the Higher 
Education Act of 1965 (20 U.S.C. 1002). 
SEC. 402. REQUIREMENTS FOR INSTITUTIONS OF HIGHER 
EDUCATION. 
Section 487(a) of the Higher Education Act of 1965 
(20 U.S.C. 1094(a)) is amended by adding at the end the 
following: 
‘‘(30) The institution will use a financial aid 
shopping sheet described in 401(a) of the Achieving 
Independence through Degrees Act as its sole finan-
cial award letter or include such sheet as a supple-
mental cover to such financial award letter.’’. 
TITLE V—SNAP AND HIGHER 
EDUCATION 
SEC. 501. SNAP TREATMENT OF LIVING EXPENSES IN-
CLUDED IN EDUCATIONAL LOANS. 
Section 5 of the Food and Nutrition Act of 2008 (7 
U.S.C. 2014) is amended— 
(1) in subsection (d)— 
(A) in paragraph (3)(B) by striking ‘‘other 
than’’ and inserting ‘‘including’’; and 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00040
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(B) in the proviso of paragraph (5) by 
striking ‘‘, and no portion’’ and all that follows 
through ‘‘expenses,’’; and 
(2) in subsection (k)— 
(A) by striking paragraph (3); and 
(B) by redesignating paragraph (4) as 
paragraph (3). 
SEC. 502. ELIGIBILITY OF STUDENTS TO PARTICIPATE IN 
THE 
SUPPLEMENTAL 
NUTRITION 
ASSIST-
ANCE PROGRAM. 
Section 6(e) of the Food and Nutrition Act of 2008 
(7 U.S.C. 2015(e)) is amended— 
(1) in paragraph (7) by striking ‘‘or’’ at the 
end; 
(2) in paragraph (8) by striking the period at 
the end and inserting a semicolon; and 
(3) by adding at the end the following: 
‘‘(9) has an expected family contribution of 
zero, as determined by the procedures established in 
part F of title IV of the Higher Education Act of 
1965 (20 U.S.C. 1087kk–1087vv); or 
‘‘(10) is determined to be ‘independent’ based 
on one of the criteria specified in subparagraphs 
(B), (C), (D), (G), and (H) of section 480(d)(1) of 
the Higher Education Act (20 U.S.C. 1087vv).’’. 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00041
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
TITLE 
VI—ADJUSTMENTS 
TO 
CAMPUS-BASED STUDENT FI-
NANCIAL AID PROGRAMS 
PART A—FEDERAL SUPPLEMENTAL 
EDUCATIONAL OPPORTUNITY GRANTS 
SEC. 601. PURPOSE; APPROPRIATIONS AUTHORIZED. 
Section 413A of the Higher Education Act of 1965 
(20 U.S.C. 1070b) is amended— 
(1) by amending subsection (a) to read as fol-
lows: 
‘‘(a) PURPOSE OF SUBPART.—It is the purpose of 
this subpart to— 
‘‘(1) provide, through institutions of higher edu-
cation, supplemental grants to assist in making 
available the benefits of postsecondary education to 
qualified students who demonstrate financial need in 
accordance with the provisions of part F of this title; 
and 
‘‘(2) to establish demonstration projects at var-
ious institutions of higher education, as defined in 
section 101, to determine best practices and policies 
regarding the distribution of emergency grant aid to 
assist students in completing their program of study, 
notwithstanding aid they may have received in ac-
cordance with the provisions of part F of this title.’’; 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00042
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
(2) in subsection (b)(1), by striking ‘‘appro-
priated’’ and all that follows through the end and in-
serting ‘‘appropriated— 
‘‘(A) $1,150,000,000 for fiscal year 2020; 
‘‘(B) $1,300,000,000 for fiscal year 2021; 
‘‘(C) $1,450,000,000 for fiscal year 2022; 
‘‘(D) $1,600,000,000 for fiscal year 2023; 
and 
‘‘(E) $1,750,000,000 for fiscal year 2024 
and each succeeding fiscal year.’’; 
(3) by redesignating paragraph (2) as para-
graph (3); and 
(4) by inserting after paragraph (1) the fol-
lowing: 
‘‘(2) For the purpose of enabling the Secretary 
to fund demonstration projects under section 
413(F), there are allocated, from funds authorized 
under paragraph (b)(1), $1,250,000 for fiscal year 
2020 and each of the 3 succeeding fiscal years.’’. 
SEC. 602. ALLOCATION OF FUNDS. 
Section 413D of the Higher Education Act of 1965 
(20 U.S.C. 1070b–3) is amended to read as follows: 
‘‘SEC. 413D. ALLOCATION OF FUNDS. 
‘‘(a) ALLOCATION FORMULA
FOR FISCAL YEARS 
2020 THROUGH 2024.— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00043
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(1) IN GENERAL.—From the amount appro-
priated under section 413A(b)(1) for a fiscal year, 
the Secretary shall allocate to each institution— 
‘‘(A) for fiscal year 2020, an amount equal 
to the greater of— 
‘‘(i) 90 percent of the amount the in-
stitution received under subsection (a) for 
fiscal year 2019, as such subsection was in 
effect with respect to such fiscal year (in 
this subparagraph referred to as ‘the 2019 
amount for the institution’); or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (c); 
‘‘(B) for fiscal year 2021, an amount equal 
to the greater of— 
‘‘(i) 80 percent of the 2019 amount 
for the institution; or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (c); 
‘‘(C) for fiscal year 2022, an amount equal 
to the greater of— 
‘‘(i) 60 percent of the 2019 amount 
for the institution; or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (c); 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00044
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(D) for fiscal year 2023, an amount equal 
to the greater of— 
‘‘(i) 40 percent of the 2019 amount 
for the institution; or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (c); 
and 
‘‘(E) for fiscal year 2024, an amount equal 
to the greater of— 
‘‘(i) 20 percent of the 2019 amount 
for the institution; or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (c). 
‘‘(2) RATABLE REDUCTION.— 
‘‘(A) IN GENERAL.—If the amount appro-
priated under section 413A(b)(1) for a fiscal 
year is less than the amount required to be allo-
cated to the institutions under this subsection, 
then the amount of the allocation to each insti-
tution shall be ratably reduced. 
‘‘(B) ADDITIONAL
APPROPRIATIONS.—If 
the amounts allocated to each institution are 
ratably reduced under subparagraph (A) for a 
fiscal year and additional amounts are appro-
priated for such fiscal year, the amount allo-
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00045
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
cated to each institution from the additional 
amounts shall be increased on the same basis as 
the amounts under subparagraph (A) were re-
duced (until each institution receives the 
amount required to be allocated under this sub-
section). 
‘‘(b) ALLOCATION FORMULA FOR FISCAL YEAR 2025 
AND
EACH
SUCCEEDING
FISCAL
YEAR.—From the 
amount appropriated under section 413A(b)(1) for fiscal 
year 2025 and each succeeding fiscal year, the Secretary 
shall allocate to each institution the fair share amount for 
the institution determined under subsection (c). 
‘‘(c) DETERMINATION OF FAIR SHARE AMOUNT.— 
‘‘(1) IN GENERAL.—Subject to paragraph (2), 
the fair share amount for an institution for a fiscal 
year shall be equal to the sum of the institution’s 
undergraduate student need described in paragraph 
(2) for the preceding fiscal year. 
‘‘(2) INSTITUTIONAL
UNDERGRADUATE
STU-
DENT NEED.—The undergraduate student need for 
an institution for a fiscal year shall be equal to the 
sum of the following: 
‘‘(A) An amount equal to 50 percent of the 
amount that bears the same proportion to the 
available appropriated amount for such fiscal 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00046
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
sustained interactions with industry, community, or aca-
demic professionals in real workplace settings that— 
‘‘(1) foster in-depth, first-hand engagement 
with the tasks required of a given career field that 
are aligned to a student’s field of study; and 
‘‘(2) may include internships, fellowships, and 
apprenticeships.’’. 
SEC. 611. ALLOCATION FORMULA. 
Section 442 of the Higher Education Act of 1965 (20 
U.S.C. 1087–52) is amended to read as follows: 
‘‘(a) RESERVATIONS.— 
‘‘(1) RESERVATION
FOR
IMPROVED
INSTITU-
TIONS.— 
‘‘(A) AMOUNT OF RESERVATION FOR IM-
PROVED
INSTITUTIONS.—Beginning with the 
first fiscal year that is 2 years after the date 
of the enactment of the AID Act, for a fiscal 
year in which the amount appropriated under 
section 441(b) exceeds $700,000,000, the Sec-
retary shall— 
‘‘(i) reserve the lesser of— 
‘‘(I) an amount equal to 20 per-
cent of the amount by which the 
amount appropriated under section 
441(b) exceeds $700,000,000; or 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00049
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(II) $150,000,000; and 
‘‘(ii) allocate the amount reserved 
under clause (i) to each improved institu-
tion in an amount equal to the greater of 
the following: 
‘‘(I) The amount that bears the 
same proportion to the amount re-
served under clause (i) as the total 
amount of all Federal Pell Grant 
funds awarded at the improved insti-
tution for the second preceding fiscal 
year bears to the total amount of Fed-
eral Pell Grant funds awarded at im-
proved institutions participating under 
this part for the second preceding fis-
cal year. 
‘‘(II) $5,000. 
‘‘(B) 
IMPROVED
INSTITUTION
DE-
SCRIBED.—For purposes of this paragraph, an 
improved institution is an institution that, on 
the date the Secretary makes an allocation 
under subparagraph (A)(ii)— 
‘‘(i) is an institution of higher edu-
cation (as defined under section 101); 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00050
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(ii) meets the requirements of sub-
section (d)(5); and 
‘‘(iii) is with respect to— 
‘‘(I) the completion rate or grad-
uation rate of Federal Pell Grant re-
cipients at the institution, in the top 
75 percent of all institutions partici-
pating under this part for the pre-
ceding fiscal year; 
‘‘(II) the percentage of Federal 
Pell Grant recipients at the institu-
tion, in the top 50 percent of the in-
stitutions described in subclause (I); 
and 
‘‘(III) the annual increase in the 
completion rate or graduation rate of 
Federal Pell Grant recipients at the 
institution, in the top 50 percent of 
the institutions described in sub-
clauses (I) and (II). 
‘‘(C) COMPLETION RATE OR GRADUATION 
RATE.—For purposes of determining the com-
pletion rate or graduation rate under this sec-
tion, a Federal Pell Grant recipient who is ei-
ther a full-time student or a part-time student 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00051
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
shall be counted as a completer or graduate if, 
within 150 percent of the normal time for com-
pletion of or graduation from the program, the 
student has completed or graduated from the 
program, or enrolled in any program of an in-
stitution participating in any program under 
this title for which the prior program provides 
substantial preparation. 
‘‘(2) RESERVATION
FOR
GRANT
PROGRAM.— 
From the amount appropriated under section 441(b) 
for a fiscal year and remaining after the Secretary 
reserves funds under subparagraph (A), the Sec-
retary shall reserve $30,000,000 to carry out grants 
under section 449. 
‘‘(3) REALLOCATION OF AMOUNT RETURNED BY 
IMPROVED INSTITUTIONS.—If an institution returns 
to the Secretary any portion of the sums allocated 
to such institution under this subsection for any fis-
cal year, the Secretary shall reallot such excess to 
improved institutions on the same basis as under 
paragraph (1)(A). 
‘‘(4) PUBLICATION.—Beginning 1 year after 
the first allocations are made to improved institu-
tions under paragraph (1)(A) and annually there-
after, the Secretary shall make publicly available— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00052
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(A) a list of the improved institutions 
that received funding under such paragraph in 
the prior fiscal year; 
‘‘(B) the percentage of students at each 
such improved institution that are Federal Pell 
Grant recipients; 
‘‘(C) the completion rate or graduation 
rate for the students described in subparagraph 
(B) with respect to each such improved institu-
tion; and 
‘‘(D) a comparison between the informa-
tion described in subparagraphs (A), (B), and 
(C) for the prior fiscal year for such improved 
institution, and such information for the year 
prior to such year. 
‘‘(b) ALLOCATION FORMULA
FOR FISCAL YEARS 
2020 THROUGH 2024.— 
‘‘(1) IN GENERAL.—From the amount appro-
priated under section 441(b) for a fiscal year and re-
maining after the Secretary reserves funds under 
subsection (a), the Secretary shall allocate to each 
institution— 
‘‘(A) for fiscal year 2020, an amount equal 
to the greater of— 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00053
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(i) 90 percent of the amount the in-
stitution received under this subsection 
and subsection (a) for fiscal year 2020, as 
such subsections were in effect with re-
spect to such fiscal year (in this subpara-
graph referred to as ‘the 2020 amount for 
the institution’); or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (d); 
‘‘(B) for fiscal year 2021, an amount equal 
to the greater of— 
‘‘(i) 80 percent of the 2020 amount 
for the institution; or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (d); 
‘‘(C) for fiscal year 2022, an amount equal 
to the greater of— 
‘‘(i) 60 percent of the 2020 amount 
for the institution; or 
‘‘(ii) the fair share amount for the in-
stitution determined under subsection (d); 
‘‘(D) for fiscal year 2023, an amount equal 
to the greater of— 
‘‘(i) 40 percent of the 2020 amount 
for the institution; or 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00054
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
the amounts under subparagraph (A) were re-
duced (until each institution receives the 
amount required to be allocated under this sub-
section). 
‘‘(c) ALLOCATION FORMULA FOR FISCAL YEAR 2025 
AND EACH SUCCEEDING FISCAL YEAR.—Except as pro-
vided in subsection (d)(5), from the amount appropriated 
under section 441(b) for fiscal year 2025 and each suc-
ceeding fiscal year and remaining after the Secretary re-
serves funds under subsection (a), the Secretary shall allo-
cate to each institution the fair share amount for the insti-
tution determined under subsection (d). 
‘‘(d) DETERMINATION OF FAIR SHARE AMOUNT.— 
‘‘(1) IN GENERAL.—Subject to paragraph (2), 
the fair share amount for an institution for a fiscal 
year shall be equal to the sum of— 
‘‘(A) 100 percent of the institution’s un-
dergraduate student need described in para-
graph (2) for the preceding fiscal year; and 
‘‘(B) 25 percent of the institution’s grad-
uate student need described in paragraph (3) 
for the preceding fiscal year. 
‘‘(2) INSTITUTIONAL
UNDERGRADUATE
STU-
DENT NEED.—The undergraduate student need for 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00056
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
an institution for a fiscal year shall be equal to the 
sum of the following: 
‘‘(A) An amount equal to 50 percent of the 
amount that bears the same proportion to the 
available appropriated amount for such fiscal 
year as the total amount of Federal Pell Grant 
funds awarded at the institution for the pre-
ceding fiscal year bears to the total amount of 
Federal Pell Grant funds awarded at all institu-
tions participating under this part for the pre-
ceding fiscal year. 
‘‘(B) An amount equal to 50 percent of the 
amount that bears the same proportion to the 
available appropriated amount for such fiscal 
year as the total amount of the undergraduate 
student need at the institution for the preceding 
fiscal year bears to the total amount of under-
graduate student need at all institutions partici-
pating under this part for the preceding fiscal 
year. 
‘‘(3) 
INSTITUTIONAL
GRADUATE
STUDENT 
NEED.—The graduate student need for an institu-
tion for a fiscal year shall be equal to the amount 
that bears the same proportion to the available ap-
propriated amount for such fiscal year as the total 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00057
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
amount of the graduate student need at the institu-
tion for the preceding fiscal year bears to the total 
amount of graduate student need at all institutions 
participating under this part for the preceding fiscal 
year. 
‘‘(4) ELIGIBILITY FOR FAIR SHARE AMOUNT.— 
The Secretary may not allocate funds under this 
part to any institution that, for two or more fiscal 
years during any three fiscal year period beginning 
not earlier than the first day of the first fiscal year 
that is 2 years after the date of the enactment of 
this paragraph, has— 
‘‘(A) a student population with less than 7 
percent of undergraduate students who are re-
cipients of Federal Pell Grants; or 
‘‘(B) if the institution only enrolls grad-
uate students, a student population with less 
than 5 percent of students that have an ex-
pected family contribution of zero. 
‘‘(5) DEFINITIONS.—In this subsection: 
‘‘(A) 
AVAILABLE
APPROPRIATED 
AMOUNT.—In this section, the term ‘available 
appropriated amount’ means— 
‘‘(i) the amount appropriated under 
section 441(b) for a fiscal year, minus 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00058
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(ii) the amounts reserved under sub-
section (a) for such fiscal year. 
‘‘(B) AVERAGE COST OF ATTENDANCE.— 
The term ‘average cost of attendance’ means, 
with respect to an institution, the average of 
the attendance costs for a fiscal year for stu-
dents which shall include— 
‘‘(i) tuition and fees, computed on the 
basis of information reported by the insti-
tution to the Secretary, which shall in-
clude— 
‘‘(I) total revenue received by the 
institution from undergraduate and 
graduate tuition and fees for the sec-
ond year preceding the year for which 
it is applying for an allocation; and 
‘‘(II) the institution’s enrollment 
for such second preceding year; 
‘‘(ii) standard living expenses equal to 
150 percent of the difference between the 
income protection allowance for a family of 
five with one in college and the income 
protection allowance for a family of six 
with one in college for a single independent 
student; and 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00059
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(iii) books and supplies, in an 
amount not exceeding $1,000. 
‘‘(C) GRADUATE
STUDENT
NEED.—The 
term ‘graduate student need’ means, with re-
spect to a graduate student for a fiscal year, 
the lesser of the following: 
‘‘(i) The amount equal to (except the 
amount computed by this clause shall not 
be less than zero)— 
‘‘(I) the average cost of attend-
ance for the preceding fiscal year, 
minus 
‘‘(II) each such graduate stu-
dent’s expected family contribution 
(computed in accordance with part F 
of this title) for the preceding fiscal 
year. 
‘‘(ii) The total loan limit for a Federal 
Direct Unsubsidized Stafford Loan. 
‘‘(D) UNDERGRADUATE STUDENT NEED.— 
The term ‘undergraduate student need’ means, 
with respect to an undergraduate student for a 
fiscal year, the lesser of the following: 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00060
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS
‘‘(i) The total of the amount equal to 
(except the amount computed by this 
clause shall not be less than zero)— 
‘‘(I) the average cost of attend-
ance for the fiscal year, minus 
‘‘(II) each such undergraduate 
student’s expected family contribution 
(computed in accordance with part F 
of this title) for the preceding fiscal 
year. 
‘‘(ii) The total loan limit for a Federal 
Direct Unsubsidized Stafford Loan and a 
Federal Direct Loan. 
‘‘(e) RETURN OF SURPLUS ALLOCATED FUNDS.— 
‘‘(1) IN
GENERAL.—Except with respect to 
funds returned under subsection (a)(3), if an institu-
tion returns to the Secretary any portion of the 
sums allocated to such institution under this section 
for any fiscal year, the Secretary shall reallot such 
excess to institutions that used at least 10 percent 
of the total amount of funds granted to such institu-
tion under this section to compensate students em-
ployed during a qualified period of nonenrollment 
(as such term is defined in section 443(f)) on the 
VerDate Sep 11 2014 
16:50 Jun 12, 2019
Jkt 089200
PO 00000
Frm 00061
Fmt 6652
Sfmt 6201
E:\BILLS\H3101.IH
H3101
pamtmann on DSKBFK8HB2PROD with BILLS