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serting ‘‘and Federal Deposit Insurance Cor-
poration’’.
SEC. 458. AMENDMENTS TO THE NATIONAL HOUSING ACT.
(a) AMENDMENTS TO SECTION 203.—The 1st
of the 2 subsections designated as subsection
(s) of section 203 of the National Housing Act
(12 U.S.C. 1709(s)) is amended—
(1) by inserting ‘‘and’’ after the semi-
colon at the end of paragraph (6);
(2) in paragraph (7)—
(A) by inserting ‘‘(as defined in
section 3 of the Federal Deposit In-
surance Act)’’ after ‘‘State bank’’; and
(B) striking ‘‘; and’’ and inserting
a period; and
(3) by striking paragraph (8).
(b) AMENDMENT TO SECTION 502.—Section
502 of the National Housing Act (12 U.S.C.
1701c(c)) is amended by striking ‘‘and the Di-
rector of the Office of Thrift Supervision, re-
spectively’’.
SEC. 459. AMENDMENT TO PUBLIC LAW 93–495.
Section 202(a)(12) of Public Law 93–495
(12 U.S.C. 2402(a)(12)) is amended by striking
‘‘thrift, or other business entities, including
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one representative each of commercial banks,
mutual savings banks, savings and loan asso-
ciations,’’ and inserting ‘‘or other business en-
tities, including 3 representatives from dif-
ferent types of insured depository institutions
(as defined in section 3 of the Federal Deposit
Insurance Act) and 1 representative each of’’.
SEC. 460. AMENDMENT TO THE REAL ESTATE SETTLEMENT
PROCEDURES ACT OF 1974.
The 1st sentence of section 4(a) of the Real
Estate Settlement Procedures Act of 1974 (12
U.S.C. 2603(a)) is amended—
(1) by striking the comma after ‘‘Af-
fairs’’;
(2) by inserting ‘‘and’’ before ‘‘the
Federal Deposit Insurance Corporation’’;
and
(3) by striking ‘‘, and the Director of
the Office of Thrift Supervision’’.
SEC. 461. AMENDMENT TO THE REVISED STATUTES OF THE
UNITED STATES.
Section 324 of the Revised Statutes of the
United States (12 U.S.C. 1) is amended by
striking ‘‘The Comptroller of the Currency
shall have the same authority over matters
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within the jurisdiction of the Comptroller as
the Director of the Office of Thrift Super-
vision has over matters within the Director’s
jurisdiction under section 3(b)(3) of the Home
Owners’ Loan Act’’ and inserting ‘‘The Sec-
retary of the Treasury may not intervene in
any matter or proceeding before the Comp-
troller of the Currency (including agency en-
forcement actions) unless otherwise specifi-
cally provided by law’’.
SEC. 462. AMENDMENTS TO THE RIEGLE COMMUNITY DE-
VELOPMENT AND REGULATORY IMPROVE-
MENT ACT OF 1994.
(a) AMENDMENT TO SECTION 307.—Section
307(a) of the Riegle Community Development
and Regulatory Improvement Act of 1994 (12
U.S.C. 4805(a)) is amended by striking ‘‘sav-
ings association financial reports,’’.
(b) AMENDMENT TO SECTION 117.—Section
117(e) of the Riegle Community Development
and Regulatory Improvement Act of 1994 (12
U.S.C. 4716(e)) is amended by striking ‘‘the Di-
rector of the Office of Thrift Supervision,’’.
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SEC. 463. AMENDMENTS TO THE RIGHT TO FINANCIAL PRI-
VACY ACT OF 1978.
Section 1101 of the Right to Financial Pri-
vacy Act of 1978 (12 U.S.C. 3401) is amended—
(1) in paragraph (6)—
(A) by inserting ‘‘and’’ after the
semicolon at the end of subparagraph
(A), ;
(B) by striking ‘‘; and’’ at the end
of subparagraph (B) and inserting a
period; and
(C) by striking subparagraph (C);
and
(2) in paragraph (7)—
(A) by striking subparagraph (B);
and
(B) 
by 
redesignating 
subpara-
graphs (C) through (H) as subpara-
graphs (B) through (G), respectively.
SEC. 464. AMENDMENTS TO THE TRUTH IN SAVINGS ACT.
Section 270(a)(1) of the Truth in Savings
Act (12 U.S.C. 4309(a)(1)) is amended—
(1) by inserting ‘‘and’’ after the semi-
colon at the end of subparagraph (A);
(2) in subparagraph (B)—
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(A) by striking ‘‘or (iii)’’ and in-
serting ‘‘(iii), or (v)’’; and
(B) by striking ‘‘; and’’ and insert-
ing a period; and
(3) by striking subparagraph (C).
SEC. 465. EFFECTIVE DATE.
This subtitle shall take effect at the end
of the 2-year period beginning on the date of
the enactment of this Act.