‘‘(A) was engaged in the furnishing of
health-care or legal services or other services
determined by the Secretary of Defense to be
professional services; and
‘‘(B) had in effect a professional liability
insurance policy that does not continue to cover
claims filed with respect to the servicemember
during the period of the servicemember’s active
duty unless the premiums are paid for such cov-
erage for such period.
‘‘(b) SUSPENSION OF COVERAGE.—
‘‘(1) 
SUSPENSION.—Coverage 
of 
a
servicemember referred to in subsection (a) by a
professional liability insurance policy shall be sus-
pended by the insurance carrier in accordance with
this subsection upon receipt of a written request
from the servicemember, or the servicemember’s
legal representative, by the insurance carrier.
‘‘(2) 
PREMIUMS
FOR
SUSPENDED
CON-
TRACTS.—A professional liability insurance carrier—
‘‘(A) may not require that premiums be
paid by or on behalf of a servicemember for any
professional liability insurance coverage sus-
pended pursuant to paragraph (1); and
‘‘(B) shall refund any amount paid for cov-
erage for the period of such suspension or, upon
the election of such servicemember, apply such
amount for the payment of any premium be-
coming due upon the reinstatement of such cov-
erage.
‘‘(3) NONLIABILITY OF CARRIER DURING SUS-
PENSION.—A professional liability insurance carrier
shall not be liable with respect to any claim that is
based on professional conduct (including any failure
to take any action in a professional capacity) of a
servicemember that occurs during a period of sus-
pension of that servicemember’s professional liability
insurance under this subsection.
‘‘(4) CERTAIN CLAIMS CONSIDERED TO ARISE
BEFORE SUSPENSION.—For the purposes of para-
graph (3), a claim based upon the failure of a pro-
fessional to make adequate provision for a patient,
client, or other person to receive professional serv-
ices or other assistance during the period of the pro-
fessional’s active duty service shall be considered to
be based on an action or failure to take action before
the beginning of the period of the suspension of pro-
fessional liability insurance under this subsection,
except in a case in which professional services were
provided after the date of the beginning of such pe-
riod.
‘‘(c) REINSTATEMENT OF COVERAGE.—
‘‘(1) 
REINSTATEMENT
REQUIRED.—Profes-
sional liability insurance coverage suspended in the
case of any servicemember pursuant to subsection
(b) shall be reinstated by the insurance carrier on
the date on which that servicemember transmits to
the insurance carrier a written request for reinstate-
ment.
‘‘(2) TIME
AND
PREMIUM
FOR
REINSTATE-
MENT.—The request of a servicemember for rein-
statement 
shall 
be 
effective 
only 
if 
the
servicemember transmits the request to the insur-
ance carrier within 30 days after the date on which
the servicemember is released from active duty. The
insurance carrier shall notify the servicemember of
the due date for payment of the premium of such in-
surance. Such premium shall be paid by the
servicemember within 30 days after receipt of that
notice.
‘‘(3) PERIOD OF REINSTATED COVERAGE.—The
period for which professional liability insurance cov-
erage shall be reinstated for a servicemember under
this subsection may not be less than the balance of
the period for which coverage would have continued
under the insurance policy if the coverage had not
been suspended.
‘‘(d) INCREASE IN PREMIUM.—
‘‘(1) LIMITATION ON PREMIUM INCREASES.—
An insurance carrier may not increase the amount
of the premium charged for professional liability in-
surance coverage of any servicemember for the min-
imum period of the reinstatement of such coverage
required under subsection (c)(3) to an amount
greater than the amount chargeable for such cov-
erage for such period before the suspension.
‘‘(2) EXCEPTION.—Paragraph (1) does not pre-
vent an increase in premium to the extent of any
general increase in the premiums charged by that
carrier for the same professional liability coverage
for persons similarly covered by such insurance dur-
ing the period of the suspension.
‘‘(e) CONTINUATION OF COVERAGE OF UNAFFECTED
PERSONS.—This section does not—
‘‘(1) require a suspension of professional liabil-
ity insurance protection for any person who is not a
person referred to in subsection (a) and who is cov-
ered by the same professional liability insurance as
a person referred to in such subsection; or