IB 
Union Calendar No. 457 
115TH CONGRESS 
2D SESSION 
H. R. 4566 
[Report No. 115–601] 
To amend the Dodd-Frank Wall Street Reform and Consumer Protection 
Act to provide relief to nonbanks from certain stress test requirements 
under such Act. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 6, 2017 
Mr. POLIQUIN introduced the following bill; which was referred to the 
Committee on Financial Services 
MARCH 15, 2018 
Reported with an amendment, committed to the Committee of the Whole 
House on the State of the Union, and ordered to be printed 
[Strike out all after the enacting clause and insert the part printed in italic] 
[For text of introduced bill, see copy of bill as introduced on December 6, 2017] 
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A BILL 
To amend the Dodd-Frank Wall Street Reform and Con-
sumer Protection Act to provide relief to nonbanks from 
certain stress test requirements under such Act. 
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Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Alleviating Stress Test 
Burdens to Help Investors Act’’. 
SEC. 2. STRESS TEST RELIEF FOR NONBANKS. 
Section 165(i) of the Dodd-Frank Wall Street Reform 
and Consumer Protection Act (12 U.S.C. 5365(i)) is 
amended— 
(1) in paragraph (1)(B)(ii), by striking ‘‘and 
nonbank financial companies’’; and 
(2) in paragraph (2)— 
(A) in subparagraph (A), by striking ‘‘are 
regulated by a primary Federal financial regu-
latory agency’’ and inserting: ‘‘whose primary 
financial regulatory agency is a Federal banking 
agency or the Federal Housing Finance Agency’’; 
(B) in subparagraph (C), by striking ‘‘Each 
Federal primary financial regulatory agency’’ 
and inserting ‘‘Each Federal banking agency 
and the Federal Housing Finance Agency’’; and 
(C) by adding at the end the following: 
‘‘(D) SEC AND CFTC.—The Securities and 
Exchange Commission and the Commodity Fu-
tures Trading Commission may each issue regu-
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lations requiring financial companies with re-
spect to which they are the primary financial 
regulatory agency and that have total consoli-
dated assets of more than $10,000,000,000 to 
conduct periodic analyses of the financial condi-
tion, including available liquidity, of such com-
panies under adverse economic conditions.’’. 
SEC. 3. RULE OF CONSTRUCTION. 
Nothing in this Act shall be construed to limit the au-
thority of the Financial Stability Oversight Council under 
section 120 of the Dodd-Frank Wall Street Reform and Con-
sumer Protection Act (12 U.S.C. 5330). 
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Union Calendar No. 457 
115TH CONGRESS 
2D SESSION 
H. R. 4566 
[Report No. 115–601] 
A BILL 
To amend the Dodd-Frank Wall Street Reform and 
Consumer Protection Act to provide relief to 
nonbanks from certain stress test requirements 
under such Act. 
MARCH 15, 2018 
Reported with an amendment, committed to the Com-
mittee of the Whole House on the State of the Union, 
and ordered to be printed 
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20:42 Mar 15, 2018
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PO 00000
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