IB 
Union Calendar No. 260 
111TH CONGRESS 
2D SESSION 
H. R. 3976 
[Report No. 111–451] 
To extend certain expiring provisions providing enhanced protections for 
servicemembers relating to mortgages and mortgage foreclosure. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 29, 2009 
Mr. PERRIELLO introduced the following bill; which was referred to the 
Committee on Veterans’ Affairs 
MARCH 22, 2010 
Additional sponsors: Mr. BUYER and Mr. TEAGUE 
MARCH 22, 2010 
Reported with amendments, committed to the Committee of the Whole House 
on the State of the Union, and ordered to be printed 
[Strike out all after the enacting clause and insert the part printed in italic] 
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Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Helping Heroes Keep 
Their Homes Act of 2009’’. 
SEC.
2.
EXTENSION
OF
ENHANCED
PROTECTIONS
FOR 
SERVICEMEMBERS
RELATING
TO
MORT-
GAGES
AND
MORTGAGE
FORECLOSURE 
UNDER
SERVICEMEMBERS
CIVIL
RELIEF 
ACT. 
Section 2203(c)(2) of the Housing and Economic Re-
cover Act of 2008 (Public Law 110–289) is amended— 
(1) by striking ‘‘December 31, 2010’’ and in-
serting ‘‘December 31, 2015’’; and 
(2) by striking ‘‘January 1, 2011’’ and insert-
ing ‘‘January 1, 2016’’. 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Veterans Employment 
and Home Preservation Act of 2010’’. 
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SEC. 2. EXTENSION OF ENHANCED PROTECTIONS FOR 
SERVICEMEMBERS RELATING TO MORTGAGES 
AND 
MORTGAGE 
FORECLOSURE 
UNDER 
SERVICEMEMBERS CIVIL RELIEF ACT. 
(a) EXTENSION.—Paragraph (2) of section 2203(c) of 
the Housing and Economic Recovery Act of 2008 (Public 
Law 110-289) is amended— 
(1) by striking ‘‘December 31, 2010’’ and insert-
ing ‘‘December 31, 2015’’; and 
(2) by striking ‘‘January 1, 2011’’ and inserting 
‘‘January 1, 2016’’. 
(b) PROTECTION FOR SURVIVING SPOUSE.— 
(1) 
IN
GENERAL.—Section 
303 
of 
the 
Servicemembers Civil Relief Act (50 U.S.C. App. 533) 
is amended by adding at the end the following new 
subsection: 
‘‘(e) PROTECTION FOR SURVIVING SPOUSE.—With re-
spect to a servicemember who dies while in military service 
and whose death is service-connected, this section shall 
apply to the surviving spouse of the servicemember if such 
spouse is the successor in interest to property covered under 
subsection (a).’’. 
(2) EFFECTIVE DATE.—Subsection (e) of section 
303 of such Act, as added by paragraph (1), shall 
apply to a surviving spouse of a servicemember whose 
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death is on or after the date of the enactment of this 
Act. 
SEC. 3. TEMPORARY REDUCTION OF REQUIRED AMOUNT OF 
WAGES 
FOR 
ON-THE-JOB 
TRAINING 
PRO-
GRAMS. 
(a) IN GENERAL.— 
(1) REDUCING
REQUIREMENT.—Clause (ii) of 
section 3677(b)(1)(A) of title 38, United States Code, 
is amended by striking ‘‘85 per centum’’ and insert-
ing ‘‘60 percent’’. 
(2) EFFECTIVE DATE.—The amendment made by 
paragraph (1) shall take effect on October 1, 2010, 
and shall apply to a veteran who enrolls in a pro-
gram of training on the job approved under section 
3677 of such title on or after such date. 
(b) SUNSET.— 
(1) REVERSION.—Effective October 1, 2013, 
clause (ii) of section 3677(b)(1)(A) of title 38, United 
States Code, as amended by subsection (a) of this sec-
tion, is amended by striking ‘‘60 percent’’ and insert-
ing ‘‘85 percent’’. 
(2) APPLICATION.—The amendment made by 
paragraph (1) shall apply to a veteran who enrolls in 
a program of training on the job approved under sec-
tion 3677 of such title on or after October 1, 2013. 
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(c) GAO REPORT.—Not later than October 1, 2013, 
the Comptroller General of the United States shall submit 
to the Committee on Veterans’ Affairs of the House of Rep-
resentatives and the Committee on Veterans’ Affairs of the 
Senate a report on the effects of the amendment made by 
subsection (a)(1) that reduces the wage increase requirement 
under section 3677(b)(1)(A)(ii) of title 38, United States 
Code. 
Amend the title so as to read: ‘‘A bill to extend cer-
tain expiring provisions providing enhanced protections 
for servicemembers relating to mortgages and mortgage 
foreclosure, and for other purposes.’’. 
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Union Calendar No. 260 
111TH CONGRESS 
2D SESSION 
H. R. 3976 
[Report No. 111–451] 
A BILL 
To extend certain expiring provisions providing en-
hanced protections for servicemembers relating to 
mortgages and mortgage foreclosure. 
MARCH 22, 2010 
Reported with amendments, committed to the Committee 
of the Whole House on the State of the Union, and or-
dered to be printed 
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