(4) in subparagraph (H) (as so redesignated by 
paragraph (1) of this subsection)— 
(A) by striking ‘‘(D)’’ and inserting ‘‘(F)’’; 
and 
(B) by striking ‘‘or Program Year 3’’ and 
inserting ‘‘Program Year 3, Program Year 4, or 
Program Year 5’’. 
(c) MANDATORY AVAILABILITY.—Subsection (c) of 
section 103 of the Terrorism Risk Insurance Act of 2002 
(15 U.S.C. 6701 note) is amended— 
(1) by striking all of the matter that precedes 
subparagraph (A) of paragraph (1) and inserting the 
following: 
‘‘(c) MANDATORY AVAILABILITY.—During the Pro-
gram, each entity that meets the definition of an insurer 
under section 102—’’; 
(2) by striking paragraph (2); and 
(3) by redesignating subparagraphs (A) and 
(B) as paragraphs (1) and (2) and realigning such 
paragraphs, as so redesignated, so as to be indented 
2 ems from the left margin. 
(d) INSURED LOSS SHARED COMPENSATION.—Sub-
section (e) of section 103 of the Terrorism Risk Insurance 
Act of 2002 (15 U.S.C. 6701 note) is amended—
(1) in paragraph (2)(A), by striking ‘‘or Pro-
gram Year 3’’ and inserting ‘‘, Program Year 3, 
Program Year 4, Program Year 5, or the final Pro-
gram Year’’; 
(2) in paragraph (3), by striking ‘‘or Program 
Year 3’’ and inserting ‘‘, Program Year 3, Program 
Year 4, Program Year 5, or the final Program 
Year’’; 
(3) in paragraph (6)— 
(A) in subparagraph (B), by striking 
‘‘and’’ at the end; 
(B) in subparagraph (C) by striking the 
period at the end and inserting a semicolon; 
and 
(C) by adding at the end the following new 
subparagraphs: 
‘‘(D) for Program Year 4, the lesser of— 
‘‘(i) $17,500,000,000; and 
‘‘(ii) the aggregate amount, for all in-
surers, of insured losses during such Pro-
gram Year; 
‘‘(E) for each of Program Year 5 and the 
Final Program Year, the lesser of— 
‘‘(i) $20,000,000,000; and
‘‘(ii) the aggregate amount, for all in-
surers, of insured losses during such Pro-
gram Year; and’’; and 
(4) in paragraph (7)— 
(A) in subparagraph (A), by striking ‘‘and 
(C)’’ and inserting ‘‘(C), (D), and (E)’’; and 
(B) in subparagraphs (B) and (C), by 
striking ‘‘or (C)’’ each place such term appears 
and inserting ‘‘(C), (D), or (E)’’. 
(e) COVERAGE OF GROUP LIFE INSURANCE.— 
(1) IN
GENERAL.—Paragraph (5) of section 
102 of the Terrorism Risk Insurance Act of 2002 
(15 U.S.C. 6701 note) is amended in the matter 
that precedes subparagraph (A) by inserting ‘‘or 
group life’’ after ‘‘property and casualty’’. 
(2) TECHNICAL
AND
CONFORMING
AMEND-
MENTS.—The Terrorism Risk Insurance Act of 2002 
(15 U.S.C. 6701 note) is amended— 
(A) in section 102— 
(i) in paragraph (1)— 
(I) in subparagraph (B)(i), by in-
serting ‘‘or group life insurance’’ after 
‘‘workers’ compensation’’; and 
(II) in subparagraph (B)(ii), by 
inserting ‘‘and group life insurance’’
after ‘‘property and casualty insur-
ance’’; 
(ii) in paragraph (4)— 
(I) by inserting ‘‘or for group life 
insurance’’ after ‘‘property and cas-
ualty insurance’’; and 
(II) by striking ‘‘paragraph (5)’’ 
and inserting ‘‘paragraph (6)’’; 
(iii) in paragraph (5), by inserting 
‘‘and group life insurance’’ after ‘‘workers’ 
compensation’’; and 
(iv) in paragraph (6)— 
(I) in subparagraph (A)(i), by in-
serting ‘‘property and casualty or 
group life’’ after ‘‘excess’’; 
(II) in subparagraph (B), by in-
serting ‘‘or group life insurance cov-
erage’’ after ‘‘property and casualty 
insurance coverage’’; 
(v) by redesignating paragraphs (5) 
through (16) as paragraphs (6) through 
(17), respectively; and 
(vi) by inserting after paragraph (4), 
the following new paragraph:
‘‘(5) GROUP
LIFE
INSURANCE.—The term 
‘group life insurance’ means an insurance contract 
that provides term life insurance coverage, acci-
dental death coverage, or a combination thereof, for 
a number of persons under a single contract, on the 
basis of a group selection of risks.’’; 
(B) in section 103— 
(i) in subsection (b)(1), by inserting 
‘‘(including a named beneficiary in the 
case of a group life insurance policy)’’ be-
fore the second comma; 
(ii) in subsection (c)— 
(I) in paragraph (1) (as so redes-
ignated by subsection (c)(3) of this 
section), by inserting ‘‘and group life’’ 
after ‘‘property and casualty’’; and 
(II) in paragraph (2) (as so re-
designated by subsection (c)(3) of this 
section), by inserting ‘‘and group life’’ 
after ‘‘property and casualty’’; 
(iii) in subsection (e)— 
(I) in paragraph (6), by striking 
‘‘For’’ and inserting ‘‘Except as pro-
vided in subparagraph (F) of this 
paragraph, for’’;