of the Federal Emergency Management Agency is again 
directed to, not later than 90 days after the date of the 
enactment of this Act, establish an appeals process 
through which holders of a flood insurance policy may ap-
peal the decisions, with respect to claims, proofs of loss, 
and loss estimates relating to such flood insurance policy 
as required by such section. 
(b) MINIMUM TRAINING AND EDUCATION REQUIRE-
MENTS.—The Director of the Federal Emergency Man-
agement Agency is directed to continue to work with the 
insurance industry, State insurance regulators, and other 
interested parties to implement the minimum training and 
education standards for all insurance agents who sell flood 
insurance policies that were established by the Director 
under the notice published September 1, 2005 (70 Fed. 
Reg. 52117) pursuant to section 207 of the Bunning-Be-
reuter-Blumenauer Flood Insurance Reform Act of 2004 
(42 U.S.C. 4011 note). 
(c) REPORT.—Not later than the expiration of the 6- 
month period beginning on the date of the enactment of 
this Act, the Director of the Federal Emergency Manage-
ment Agency shall submit a report to the Congress de-
scribing the implementation of each provision of the 
Bunning-Bereuter-Blumenauer Flood Insurance Reform 
Act of 2004 (Public Law 108–264) and identifying each 
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regulation, order, notice, and other material issued by the 
Director in implementing each such provision. 
SEC. 22. ONGOING MODERNIZATION OF FLOOD MAPS AND 
ELEVATION STANDARDS. 
(a) ONGOING FLOOD MAPPING PROGRAM.—Section 
1360 of the National Flood Insurance Act of 1968 (42 
U.S.C. 4101) is amended by adding at the end the fol-
lowing new subsection: 
‘‘(k) ONGOING PROGRAM TO REVIEW, UPDATE, AND 
MAINTAIN FLOOD INSURANCE PROGRAM MAPS.— 
‘‘(1) IN GENERAL.—The Director, in coordina-
tion with the Technical Mapping Advisory Council 
established pursuant to section 576 of the National 
Flood Insurance Reform Act of 1994 (42 U.S.C. 
4101 note) and section 22(b) of the Flood Insurance 
Reform and Modernization Act of 2007, shall estab-
lish an ongoing program under which the Director 
shall review, update, and maintain national flood in-
surance program rate maps in accordance with this 
subsection. 
‘‘(2) INCLUSIONS.— 
‘‘(A) COVERED
AREAS.—Each map up-
dated under this subsection shall include a de-
piction of— 
‘‘(i) the 500-year floodplain; 
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‘‘(ii) areas that could be inundated as 
a result of the failure of a levee, as deter-
mined by the Director; and 
‘‘(iii) areas that could be inundated as 
a result of the failure of a dam, as identi-
fied under the National Dam Safety Pro-
gram Act (33 U.S.C. 467 et seq.). 
‘‘(B) OTHER
INCLUSIONS.—In updating 
maps under this subsection, the Director may 
include— 
‘‘(i) any relevant information on 
coastal inundation from— 
‘‘(I) an applicable inundation 
map of the Corps of Engineers; and 
‘‘(II) data of the National Oce-
anic and Atmospheric Administration 
relating to storm surge modeling; 
‘‘(ii) any relevant information of the 
Geographical Service on stream flows, wa-
tershed characteristics, and topography 
that is useful in the identification of flood 
hazard areas, as determined by the Direc-
tor; and 
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