I 
119TH CONGRESS 
1ST SESSION H. R. 1700 
To enhance Social Security benefits and ensure the long-term solvency of 
the Social Security program. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 27, 2025 
Ms. HOYLE of Oregon (for herself, Ms. SCHAKOWSKY, Mr. CARTER of Lou-
isiana, Mr. CASAR, Ms. CHU, Mr. COHEN, Mr. DELUZIO, Ms. LOIS 
FRANKEL of Florida, Ms. JAYAPAL, Mr. KHANNA, Mr. MCGOVERN, Ms. 
MOORE of Wisconsin, Mr. NADLER, Ms. NORTON, Ms. PINGREE, Mr. 
POCAN, Mrs. RAMIREZ, Ms. SALINAS, Ms. TLAIB, and Ms. TOKUDA) in-
troduced the following bill; which was referred to the Committee on Ways 
and Means, and in addition to the Committees on Education and Work-
force, and Transportation and Infrastructure, for a period to be subse-
quently determined by the Speaker, in each case for consideration of such 
provisions as fall within the jurisdiction of the committee concerned 
A BILL 
To enhance Social Security benefits and ensure the long- 
term solvency of the Social Security program. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE; TABLE OF CONTENTS. 
(a) SHORT TITLE.—This Act may be cited as the 
‘‘Social Security Expansion Act’’. 
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(b) TABLE OF CONTENTS.—The table of contents of 
this Act is as follows: 
Sec. 1. Short title; table of contents. 
Sec. 2. Across-the-board benefit increase. 
Sec. 3. Computation of cost-of-living increases. 
Sec. 4. Increase in minimum benefit for lifetime low earners based on years in 
the workforce. 
Sec. 5. Extended benefit eligibility for children who are full-time students. 
Sec. 6. Payroll tax on remuneration up to contribution and benefit base and 
more than $250,000. 
Sec. 7. Tax on net earnings from self-employment up to contribution and ben-
efit base and more than $250,000. 
Sec. 8. Tax on investment gain. 
Sec. 9. Social Security Trust Fund established. 
SEC. 2. ACROSS-THE-BOARD BENEFIT INCREASE. 
(a) INCREASE OF FIRST BEND POINT PERCENT-
AGE.—Section 215(a)(1)(A)(i) of the Social Security Act 
(42 U.S.C. 415(a)(1)(A)(i)) is amended by striking ‘‘90 
percent’’ and inserting ‘‘95 percent’’. 
(b) ADJUSTMENT TO BEND POINT AMOUNT.— 
(1) IN GENERAL.—Section 215(a)(1)(B) of the 
Social Security Act (42 U.S.C. 415(a)(1)(B)) is 
amended— 
(A) by redesignating clause (iii) as clause 
(iv); and 
(B) by inserting after clause (ii) the fol-
lowing new clause: 
‘‘(iii) For an individual who is eligible for an 
old-age or disability insurance benefit (or who dies 
before becoming eligible for such a benefit) in any 
calendar year after 2025, the amount determined for 
the individual under clause (ii) of this subparagraph 
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for purposes of subparagraph (A)(i)(I) shall be in-
creased by 18 percent.’’. 
(2) CONFORMING AMENDMENT.—Clause (iv) of 
section 215(a)(1)(B) of the Social Security Act (42 
U.S.C. 415(a)(1)(B)), as redesignated by paragraph 
(1), is amended by inserting ‘‘(after the application 
of clause (iii), when applicable)’’ after ‘‘clause (ii)’’. 
(c) EFFECTIVE DATE.— 
(1) IN GENERAL.—The amendments made by 
this section shall take effect on January 1, 2026, 
and shall apply with respect to monthly insurance 
benefits payable under title II of the Social Security 
Act (42 U.S.C. 401 et seq.) for months in calendar 
years beginning on or after such date. 
(2) RECOMPUTATION OF PRIMARY INSURANCE 
AMOUNTS.— 
(A) IN
GENERAL.—Notwithstanding sec-
tion 215(f) of the Social Security Act (42 
U.S.C. 415(f)), the Commissioner of Social Se-
curity 
shall 
recompute 
primary 
insurance 
amounts to the extent necessary to carry out 
the amendments to this section. 
(B) RULE
OF
APPLICATION.—In recom-
puting the primary insurance amount of an in-
dividual who initially became eligible for old-age 
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or disability insurance benefits before January 
1, 2026, the Commissioner of Social Security 
shall apply the increase described in clause (iii) 
of section 215(a)(1)(B) of the Social Security 
Act (as added by subsection (b)(1)(B)) to the 
amount determined under clause (ii) of such 
section 215(a)(1)(B) for the calendar year in 
which the individual initially became eligible for 
such benefits. 
SEC. 3. COMPUTATION OF COST-OF-LIVING INCREASES. 
(a) IN GENERAL.—Section 215(i)(1) of the Social Se-
curity Act (42 U.S.C. 415(i)(1)) is amended by adding 
at the end the following new subparagraph: 
‘‘(H) the term ‘Consumer Price Index’ means 
the Consumer Price Index for Elderly Consumers 
(CPI–E, as published by the Bureau of Labor Sta-
tistics of the Department of Labor).’’. 
(b) APPLICATION TO PRE-1979 LAW.— 
(1) IN GENERAL.—Section 215(i)(1) of the So-
cial Security Act as in effect in December 1978, and 
as applied in certain cases under the provisions of 
such Act as in effect after December 1978, is 
amended by adding at the end the following new 
subparagraph: 
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‘‘(D) the term ‘Consumer Price Index’ means 
the Consumer Price Index for Elderly Consumers 
(CPI–E, as published by the Bureau of Labor Sta-
tistics of the Department of Labor).’’. 
(2) CONFORMING CHANGE.—Section 215(i)(4) 
of the Social Security Act (42 U.S.C. 415(i)(4)) is 
amended— 
(A) by striking ‘‘and by section 9001’’ and 
inserting ‘‘, section 9001’’; and 
(B) by inserting ‘‘and section 3 of the So-
cial Security Expansion Act,’’ after ‘‘1986,’’. 
(c) NO EFFECT ON ADJUSTMENTS UNDER OTHER 
LAWS.—Section 215(i) of the Social Security Act (42 
U.S.C. 415(i)) is amended by adding at the end the fol-
lowing: 
‘‘(6) Any provision of law (other than in this title, 
title VIII, or title XVI) which provides for adjustment of 
an amount based on a change in benefit amounts resulting 
from a determination made under this subsection shall be 
applied and administered without regard to the amend-
ments made by section 3 of the Social Security Expansion 
Act, and, for purposes of making such an adjustment 
under such a provision, this subsection as in effect on the 
day before the date of enactment of such Act shall con-
tinue to apply.’’. 
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(d) PUBLICATION OF CONSUMER PRICE INDEX FOR 
ELDERLY CONSUMERS.—The Bureau of Labor Statistics 
of the Department of Labor shall prepare and publish the 
index authorized by section 191 of the Older Americans 
Amendments Act of 1987 (29 U.S.C. 2 note) for each cal-
endar month, beginning with July of the calendar year fol-
lowing the calendar year in which this Act is enacted, and 
such index shall be known as the ‘‘Consumer Price Index 
for Elderly Consumers’’. 
(e) EFFECTIVE DATE.—The amendments made by 
subsection (a) shall apply to determinations made with re-
spect to cost-of-living computation quarters (as defined in 
section 215(i)(1)(B) of the Social Security Act (42 U.S.C. 
415(i)(1)(B))) ending on or after September 30 of the sec-
ond calendar year following the calendar year in which this 
Act is enacted. 
SEC. 4. INCREASE IN MINIMUM BENEFIT FOR LIFETIME 
LOW EARNERS BASED ON YEARS IN THE 
WORKFORCE. 
(a) IN GENERAL.—Section 215(a)(1) of the Social 
Security Act (42 U.S.C. 415(a)(1)) is amended— 
(1) by redesignating subparagraph (D) as sub-
paragraph (E); and 
(2) by inserting after subparagraph (C) the fol-
lowing new subparagraph: 
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‘‘(D)(i) Effective with respect to the benefits of indi-
viduals who become eligible for old-age insurance benefits 
or disability insurance benefits (or die before becoming so 
eligible) after 2025, no primary insurance amount com-
puted under subparagraph (A) may be less than the great-
er of— 
‘‘(I) the minimum monthly amount computed 
under subparagraph (C); or 
‘‘(II) in the case of an individual who has more 
than 10 years of work (as defined in clause (iv)(I)), 
the alternative minimum amount determined under 
clause (ii). 
‘‘(ii)(I) The alternative minimum amount determined 
under this clause is the applicable percentage of 1⁄12 of 
the annual dollar amount determined under clause (iii) for 
the year in which the amount is determined. 
‘‘(II) For purposes of subclause (I), the applicable 
percentage is the percentage specified in connection with 
the number of years of work, as set forth in the following 
table: 
‘‘If the number of years 
The applicable 
of work is: 
percentage is: 
11 ......................................................................................
6.25 percent
12 ......................................................................................
12.50 percent
13 ......................................................................................
18.75 percent
14 ......................................................................................
25.00 percent
15 ......................................................................................
31.25 percent
16 ......................................................................................
37.50 percent
17 ......................................................................................
43.75 percent
18 ......................................................................................
50.00 percent
19 ......................................................................................
56.25 percent
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‘‘If the number of years 
The applicable 
of work is: 
percentage is: 
20 ......................................................................................
62.50 percent
21 ......................................................................................
68.75 percent
22 ......................................................................................
75.00 percent
23 ......................................................................................
81.25 percent
24 ......................................................................................
87.50 percent
25 ......................................................................................
93.75 percent
26 ......................................................................................
100.00 percent
27 ......................................................................................
106.25 percent
28 ......................................................................................
112.50 percent
29 ......................................................................................
118.75 percent
30 or more ........................................................................
125.00 percent. 
‘‘(iii) The annual dollar amount determined under 
this clause is— 
‘‘(I) for calendar year 2026, the poverty guide-
line for 2025; and 
‘‘(II) for any calendar year after 2026, the an-
nual dollar amount for 2026 multiplied by the ratio 
of— 
‘‘(aa) the national average wage index (as 
defined in section 209(k)(1)) for the second cal-
endar year preceding the calendar year for 
which the determination is made, to 
‘‘(bb) the national average wage index (as 
so defined) for 2024. 
‘‘(iv) For purposes of this subparagraph— 
‘‘(I) the term ‘year of work’ means, with re-
spect to an individual, a year to which 4 quarters of 
coverage have been credited based on such individ-
ual’s wages and self-employment income; and 
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‘‘(II) the term ‘poverty guideline for 2025’ 
means the annual poverty guideline for 2025 (as up-
dated annually in the Federal Register by the De-
partment of Health and Human Services under the 
authority of section 673(2) of the Omnibus Budget 
Reconciliation Act of 1981) as applicable to a single 
individual.’’. 
(b) 
RECOMPUTATION.—Notwithstanding 
section 
215(f)(1) of the Social Security Act, the Commissioner of 
Social Security shall recompute primary insurance 
amounts originally computed for months prior to Novem-
ber 2025 to the extent necessary to carry out the amend-
ments made by this section. 
(c) CONFORMING AMENDMENT.—Section 209(k)(1) 
of such Act (42 U.S.C. 409(k)(1)) is amended by inserting 
‘‘215(a)(1)(E),’’ after ‘‘215(a)(1)(D),’’. 
SEC. 5. EXTENDED BENEFIT ELIGIBILITY FOR CHILDREN 
WHO ARE FULL-TIME STUDENTS. 
(a) IN GENERAL.— 
(1) IN GENERAL.—Section 202(d) of the Social 
Security Act (42 U.S.C. 402(d)) is amended— 
(A) in paragraph (1)— 
(i) in subparagraph (B)— 
(I) by striking ‘‘or (ii)’’ and in-
serting ‘‘(ii)’’; and 
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(II) by inserting ‘‘or (iii) was the 
child of an individual entitled to dis-
ability insurance benefits or of an in-
dividual who dies a fully or currently 
insured individual and was a full-time 
student at an educational institution 
and had not attained the age of 22,’’ 
after ‘‘22,’’; 
(ii) in subparagraph (E)— 
(I) by striking ‘‘and (ii)’’ and in-
serting ‘‘(ii)’’; and 
(II) by inserting ‘‘and (iii) is not 
a full-time student at an educational 
institution during any part of such 
month (in the case of a child who is 
the child of an individual entitled to 
disability insurance benefits or of an 
individual who dies a fully or cur-
rently insured individual)’’ before the 
comma at the end; 
(iii) in subparagraph (F), by striking 
clauses (i) and (ii) and inserting the fol-
lowing: 
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‘‘(i) in the case of a child who is the child 
of an individual entitled to old-age insurance 
benefits— 
‘‘(I) the first month during no part of 
which the child is a full-time elementary or 
secondary school student, or 
‘‘(II) the month in which the child at-
tains the age of 19, and 
‘‘(ii) in the case of a child who is the child 
of an individual entitled to disability insurance 
benefits or of an individual who dies a fully or 
currently insured individual— 
‘‘(I) the first month during no part of 
which the child is a full-time student at an 
educational institution, or 
‘‘(II) the month in which the child at-
tains the age of 22,’’; and 
(iv) in subparagraph (G), by striking 
clauses (ii) and (iii) and inserting the fol-
lowing: 
‘‘(ii) in the case of a child who is the child 
of an individual entitled to old-age insurance 
benefits— 
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‘‘(I) the first month during no part of 
which the child is a full-time elementary or 
secondary school student, or 
‘‘(II) the month in which the child at-
tains the age of 19, and 
‘‘(iii) in the case of a child who is the child 
of an individual entitled to disability insurance 
benefits or of an individual who dies a fully or 
currently insured individual— 
‘‘(I) the first month during no part of 
which the child is a full-time student at an 
educational institution, or 
‘‘(II) the month in which the child at-
tains the age of 22,’’; 
(B) in paragraph (6)— 
(i) in subparagraph (A)— 
(I) by striking ‘‘or (ii)’’ and in-
serting ‘‘(ii)’’; and 
(II) by inserting ‘‘or (iii) is the 
child of an individual entitled to dis-
ability insurance benefits or of an in-
dividual who dies a fully or currently 
insured individual and is a full-time 
student at an educational institution 
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