I 
119TH CONGRESS 
1ST SESSION 
H. R. 646 
To establish a grant program to address the crises in accessing affordable 
housing and child care through the co-location of housing and child 
care, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 23, 2025 
Ms. BONAMICI (for herself, Ms. TITUS, Ms. BARRAGA´N, Ms. SCANLON, Mr. 
PANETTA, Mrs. MCIVER, Ms. NORTON, Ms. DEAN of Pennsylvania, Mrs. 
HAYES, Mr. MCGOVERN, Mrs. RAMIREZ, Ms. SALINAS, Ms. BYNUM, Mrs. 
DINGELL, Mr. KEATING, Ms. GARCIA of Texas, Mr. EVANS of Pennsyl-
vania, Ms. JACOBS, Ms. TLAIB, Mr. NADLER, Mrs. WATSON COLEMAN, 
Ms. TOKUDA, Ms. MCCLELLAN, Ms. ROSS, Ms. CLARKE of New York, 
Mr. LANDSMAN, Ms. CASTOR of Florida, Ms. ESCOBAR, Ms. HOYLE of 
Oregon, and Ms. DEXTER) introduced the following bill; which was re-
ferred to the Committee on Financial Services, and in addition to the 
Committee on Ways and Means, for a period to be subsequently deter-
mined by the Speaker, in each case for consideration of such provisions 
as fall within the jurisdiction of the committee concerned 
A BILL 
To establish a grant program to address the crises in access-
ing affordable housing and child care through the co- 
location of housing and child care, and for other pur-
poses. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Build Housing with 
Care Act of 2025’’. 
SEC. 2. PURPOSE. 
The purpose of this Act is to expand access to afford-
able housing and child care through the establishment of 
a grant program to promote the co-location of housing and 
child care providers. 
SEC. 3. HOUSING AND CHILD CARE PROVIDER CO-LOCA-
TION GRANT PROGRAM. 
(a) ESTABLISHMENT.—The Secretary of Housing 
and Urban Development shall establish a program (here-
after in this section referred to as ‘‘the Program’’) to 
award grants, on a competitive basis, to eligible entities 
to facilitate the design, planning, construction, conversion, 
retrofitting, preservation, or renovation of a co-location fa-
cility. 
(b) CONSULTATION.—In developing the Program, the 
Secretary shall consult with— 
(1) the Secretary of Health and Human Serv-
ices, acting through the Assistant Secretary of the 
Administration for Children and Families; 
(2) the Secretary of the Treasury, acting 
through the Director of the Community Develop-
ment Financial Institutions Fund; and 
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(3) the Secretary of Agriculture, acting through 
the Under Secretary for Rural Development. 
(c) APPLICATION.—To be eligible to receive a grant 
under the Program, an eligible entity shall submit to the 
Secretary an application at such time, in such manner, 
and containing such information as the Secretary deter-
mines appropriate, including the following: 
(1) A certification that the eligible child care 
provider associated with such application is eligible 
to receive vouchers or assistance under the Child 
Care and Development Block Grant Act of 1990 (42 
U.S.C. 9857 et seq.), or in the case of an application 
to construct a new facility, or an application when 
the eligible entity intends to subgrant or capitalize 
amounts provided, a commitment to— 
(A) establish a partnership with an eligible 
child care provider not later than 1 year after 
the date on which funding is received; 
(B) submit to the Secretary a certification 
of such eligibility of said provider to receive 
vouchers or assistance under the Child Care 
and Development Block Grant Act of 1990 (42 
U.S.C. 9857 et seq.); and 
(C) clearly establish a project pipeline, and 
submission of a certification to the Secretary 
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that a child care provider associated with a co- 
location facility project receives vouchers or as-
sistance under the Child Care and Development 
Block Grant Act of 1990 (42 U.S.C. 9857 et 
seq.) or the Head Start Act (42 U.S.C. 9831 et 
seq.). 
(2) A certification that activities funded by 
grant amounts will not result in the eviction of resi-
dents of the housing facility associated with such ap-
plication. 
(3) A description of a plan to inform and en-
gage residents of the housing facility associated with 
such application about the proposed use of grant 
amounts. 
(4) A certification of compliance with required 
Federal, State, and local environmental laws and 
State and local land use policies, unless the eligible 
entity— 
(A) intends to use grant amounts to facili-
tate the planning or design required for permit 
approval; or 
(B) demonstrates that the construction, 
preservation, conversion, retrofitting, or renova-
tion of an existing facility does not require envi-
ronmental review. 
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ernment entity, a nonprofit organization that devel-
ops housing, a public housing agency, a Tribally des-
ignated housing entity, or other appropriate entity 
as determined by the Secretary, to carry out activi-
ties in accordance with this section. 
(3) A community development financial institu-
tion receiving a grant under this section may cap-
italize amount received to create financial products, 
including loans, to carry out activities in accordance 
with this section. 
(4) An eligible entity may use— 
(A) not more than 10 percent of amounts 
awarded to facilitate the pre-development phase 
of a new facility, including planning and design; 
and 
(B) not more than 10 percent of amounts 
awarded to partner with a community develop-
ment financial institution that provides tech-
nical assistance and capacity building to help 
the eligible entity to submit applications to the 
Program, support an eligible child care provider 
that is home-based with meeting relevant State 
and local licensing and quality standards, and 
conduct pre-development activities. 
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(f) ASSISTANCE.—The Secretary shall provide tech-
nical assistance and publish best practices online to facili-
tate the operation of co-location facilities. 
(g) REPORT TO CONGRESS.—Not later than 1 year 
after the date of the enactment of this Act, and annually 
thereafter for the duration of the Program, the Secretary 
shall submit a report to the Committees on Financial 
Services and Education and Workforce of the House of 
Representatives and the Committees on Banking, Hous-
ing, and Urban Affairs and Health, Education, Labor, and 
Pensions of the Senate regarding the implementation of 
the Program, including— 
(1) the number of grants awarded; 
(2) a description of the activities funded; 
(3) the number of child care slots created, in-
cluding the number of child care slots serving chil-
dren from low-income families or children who are 
dual language learners; 
(4) the number of child care slots preserved 
that were at risk of elimination due to a child care 
center closing or proposed price increases; 
(5) the number and percentage of residents in 
a co-location facility that use or are employed by the 
associated child care program; 
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(6) the number of staff employed by the child 
care provider; 
(7) demographic data of residents of housing 
facilities associated with the Program; 
(8) the number and type of projects facilitated 
through eligible uses of amounts described in sub-
sections (e)(2) and (e)(3); 
(9) the number of early childhood providers 
supported with funds from the program; and 
(10) the number of eligible entities of each type 
that receive grant funding under the Program. 
(h) AUTHORIZATION OF APPROPRIATIONS.—There is 
authorized to be appropriated to carry out this section 
$100,000,000 for each of fiscal years 2025 through 2030. 
(i) DEFINITIONS.—In this section: 
(1) CAREGIVER.—The term ‘‘caregiver’’ has the 
meaning given such term in section 658P of the 
Child Care and Development Block Grant Act of 
1990 (42 U.S.C. 9858n). 
(2) ELIGIBLE
CHILD
CARE
PROVIDER.—The 
term ‘‘eligible child care provider’’ has the meaning 
given that term under section 658P of the Child 
Care and Development Block Grant Act of 1990 (42 
U.S.C. 9858n). 
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(3) CHILD
CARE
DESERT.—The term ‘‘child 
care desert’’ means a census tract that contains not 
less than 3 times more children than the licensed 
child care providers in such census tract have the ca-
pacity to care for, or a census tract where there are 
no licensed child care providers. 
(4) CO-LOCATION FACILITY.—The term ‘‘co-lo-
cation facility’’ means a housing facility that con-
tains an eligible child care provider within, on the 
premises of such facility or nearby such facility, 
where such provider serves the residents of such 
housing facility. 
(5) COMMUNITY DEVELOPMENT FINANCIAL IN-
STITUTION.—The term ‘‘community development fi-
nancial institution’’ has the meaning given such 
term in section 103 of the Community Development 
Banking and Financial Institutions Act of 1994 (12 
U.S.C. 4702). 
(6) 
COMMUNITY
DEVELOPMENT
CORPORA-
TION.—The term ‘‘community development corpora-
tion’’ has the same meaning as when used in the 
Cranston-Gonzalex National Affordable Housing 
Act. 
(7) COMMUNITY HOUSING DEVELOPMENT OR-
GANIZATION.—The term ‘‘community housing devel-
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opment organization’’ has the meaning given in the 
Cranston-Gonzalez National Affordable Housing Act 
of 1990. 
(8) ELIGIBLE ENTITY.—The term ‘‘eligible enti-
ty’’ means— 
(A) a community development financial in-
stitution; 
(B) an eligible child care provider; 
(C) a public housing authority; 
(D) a government entity including a public 
housing agency; 
(E) an Indian Tribe or a Tribal organiza-
tion; 
(F) a community development corporation; 
(G) a housing developer using— 
(i) low income housing tax credits; or 
(ii) new market tax credits; 
(H) a nonprofit organization that develops 
housing; 
(I) community housing development orga-
nization; 
(J) a consortia of 2 or more entities under 
this paragraph; or 
(K) another entity identified as appro-
priate by the Secretary. 
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(9) INDIAN
TRIBE; TRIBAL
ORGANIZATION.— 
The terms ‘‘Indian Tribe’’ and ‘‘Tribal organiza-
tion’’ have the meanings given such terms in section 
4 of the Indian Self-Determination and Education 
Assistance Act (25 U.S.C. 5304) and shall include 
tribally designated housing entities (as such term is 
defined in section 4 of the Native American Housing 
Assistance and Self-Determination Act of 1996 (25 
U.S.C. 4103)) and entities that serve Native Hawai-
ians (as such term is defined in section 338K(c) of 
the Public Health Service Act (42 U.S.C. 254s(c))). 
(10) LOW-INCOME FAMILY.—The term ‘‘low-in-
come family’’ has the meaning given such term in 
section 3(b) of the United States Housing Act of 
1937 (42 U.S.C. 1437a(b)). 
(11) PUBLIC
HOUSING
AGENCY.—The term 
‘‘public housing agency’’ has the meaning given such 
term in section 3(b)(6) of the United States Hous-
ing Act of 1937 (42 U.S.C. 1437a(b)(6)). 
(12) VERY
LOW-INCOME
FAMILY.—The term 
‘‘very low-income family’’ has the meaning given 
such term in section 3(b) of the United States Hous-
ing Act of 1937 (42 U.S.C. 1437a(b)). 
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SEC. 4. GAO STUDY AND REPORT REGARDING CHILD CARE 
ACCESS FOR RESIDENTS OF PUBLIC HOUS-
ING. 
(a) STUDY.—The Comptroller General of the United 
States shall conduct a study regarding the availability and 
affordability of child care for residents of public housing 
dwelling units, that shall include— 
(1) a description of how amounts from the fol-
lowing programs have been used by eligible child 
care providers to establish, renovate, or improve fa-
cilities— 
(A) Community Development Block Grant 
funds; 
(B) New Market Tax Credits; 
(C) Community Development Financial In-
stitution Program funds; 
(D) Low Income Housing Tax Credits; 
(E) Capital Management Fund funds; or 
(F) HOME Investment Partnerships Pro-
gram funds; 
(2) an evaluation of the effects of housing and 
child care costs on the economic outlook of residents 
of public housing dwelling units; 
(3) an evaluation of what percentage of resi-
dents of public housing dwelling units are both— 
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(A) cost-burdened, as defined by the Sec-
retary of Housing and Urban Development; and 
(B) part of a household where not less 
than 7 percent of the income of such household 
is spent on child care; 
(4) identification and analysis of State or local 
laws that are barriers to building or maintaining a 
facility for use by eligible child care providers within 
or near a public housing dwelling unit; 
(5) an assessment of how housing assistance 
provided under the program for rental assistance 
under section 8 of the United States Housing Act of 
1937 (42 U.S.C. 1437f) affects the ability of resi-
dents of public housing dwelling units to afford child 
care and other essential expenses, including— 
(A) food; 
(B) telecommunications services and equip-
ment such as broadband internet connectivity 
and cellular phones; and 
(C) means of transportation such as auto-
mobiles, bicycles, or public transportation; 
(6) an evaluation of the efficacy of the Child 
and Dependent Care Tax Credit, Earned Income 
Tax Credit, Child Tax Credit, and Dependent Care 
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Flexible Spending Account for residents of public 
housing dwelling units, including— 
(A) the degree of public knowledge about 
such programs; 
(B) the degree of success of outreach or 
public education programs regarding such pro-
grams; and 
(C) an assessment of the sufficiency of 
each program to cover the costs of child care; 
(7) an evaluation of the extent that residents of 
public housing dwelling units receive information re-
garding child care resources from Federal agencies 
or public housing agencies; and 
(8) recommendations to improve access to child 
care within and near public housing dwelling units 
and to improve awareness of the availability of Fed-
eral programs to assist with the costs of housing and 
child care. 
(b) REPORT.—Not later than 12 months after the 
date of the enactment of this Act, the Comptroller General 
shall submit a report to the Committees on Financial 
Services and Education and Workforce of the House of 
Representatives and the Committees on Banking, Hous-
ing, and Urban Affairs and Health, Education, Labor, and 
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Pensions of the Senate, describing the results and conclu-
sions of the study required in subsection (a). 
(c) DEFINITIONS.—In this section: 
(1) ELIGIBLE
CHILD
CARE
PROVIDER.—The 
term ‘‘eligible child care provider’’ has the meaning 
given such term in section 658P of the Child Care 
and Development Block Grant Act of 1990 (42 
U.S.C. 9858n). 
(2) PUBLIC
HOUSING
DWELLING
UNIT.—The 
term ‘‘public housing dwelling unit’’ means a dwell-
ing unit assisted under the public housing program 
under the United States Housing Act of 1937 (42 
U.S.C. 1437 et seq.). 
(3) PUBLIC
HOUSING
AGENCY.—The term 
‘‘public housing agency’’ has the meaning given such 
term in section 3(b)(6) of the United States Hous-
ing Act of 1937 (42 U.S.C. 1437a(b)(6)). 
Æ 
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