I 
119TH CONGRESS 
1ST SESSION H. R. 4100 
To prohibit owners of covered dwelling units from assessing or collecting 
certain fees from tenants, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 24, 2025 
Mr. FROST (for himself, Mr. GOMEZ, Ms. CHU, Mr. CASAR, Mr. KHANNA, Ms. 
SCHAKOWSKY, Ms. LEE of Pennsylvania, Ms. TLAIB, Ms. OCASIO-COR-
TEZ, Mr. GOLDMAN of New York, Mr. POCAN, Mr. GARCIA of California, 
Ms. OMAR, Mrs. MCIVER, Mr. MULLIN, Ms. JAYAPAL, Mr. LIEU, Mrs. 
WATSON COLEMAN, Ms. CLARKE of New York, Ms. BALINT, and Mrs. 
RAMIREZ) introduced the following bill; which was referred to the Com-
mittee on Financial Services, and in addition to the Committee on Vet-
erans’ Affairs, for a period to be subsequently determined by the Speaker, 
in each case for consideration of such provisions as fall within the juris-
diction of the committee concerned 
A BILL 
To prohibit owners of covered dwelling units from assessing 
or collecting certain fees from tenants, and for other 
purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘End Junk Fees for 
Renters Act’’. 
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SEC. 2. RENTAL JUNK FEES. 
(a) APPLICATION FEES.—The appropriate regulator 
shall prohibit the owner of a covered dwelling unit from 
assessing or collecting a fee or charge, from any household 
in connection with the submission of an application for 
rental of such dwelling unit. 
(b) TENANT SCREENING FEES.—The appropriate 
regulator shall prohibit the owner of a covered dwelling 
unit from assessing to or collecting from any household 
applying to rent such dwelling unit any fee or charge for 
costs of conducting any criminal history, tenant screening, 
consumer report, or other background check of such 
household. 
(c) LATE FEES.—The appropriate regulator shall re-
quire that owners of covered dwelling units— 
(1) only impose fees or charges on tenants in 
connection with the late payment of rent for a cov-
ered dwelling unit if the amount of such fee or 
charge is less than 3 percent of the monthly rent the 
tenant pays for such covered dwelling unit; 
(2) only impose fees or charges on tenants in 
connection with the late payment of rent for a cov-
ered dwelling unit if 15 days have elapsed since the 
date on which the rent was due; and 
(3) disclose the requirements imposed under 
paragraphs (1) and (2) in any lease entered for a 
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covered dwelling unit on or after the date on which 
rules are issued under section 3. 
(d) REQUIRED DISCLOSURES.—The appropriate reg-
ulator shall require each owner of a covered dwelling unit 
to disclose to the tenant before a lease is signed— 
(1) the total amount due each month, including 
any fees; 
(2) to the degree practicable, a summary of any 
past litigation between the such owner and any 
former or current tenants; 
(3) a description of any ongoing pest and main-
tenance issues; and 
(4) the amount rent increase for the property in 
each of the 10 previous years. 
(e) DEFINITIONS.—In this section: 
(1) APPROPRIATE REGULATOR.—The term ‘‘ap-
propriate regulator’’ means— 
(A) the Secretary of Housing and Urban 
Development, with respect to covered dwelling 
units described in— 
(i) paragraph (2)(A); 
(ii) paragraph (2)(B), to the extent 
the Federally backed mortgage loan re-
ferred to in such paragraph is described in 
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subparagraph (A), (B), or (C) of para-
graph (3); or 
(iii) paragraph (2)(B), to the extent 
the Federally backed mortgage loan re-
ferred to in such paragraph is described in 
paragraph (4) and is made in whole or in 
part, or insured, guaranteed, supple-
mented, or assisted in any way under or in 
connection with a housing or urban devel-
opment program administered by the Sec-
retary of Housing and Urban Develop-
ment; 
(B) the Secretary of Veterans Affairs, with 
respect to covered dwelling units described in 
paragraph (2)(B), to the extent the Federally 
backed mortgage loan referred to in such para-
graph is described in— 
(i) paragraph (3)(D); or 
(ii) paragraph (4) and is made in 
whole or in part, or insured, guaranteed, 
supplemented, or assisted in any way, by 
the Secretary of Veterans Affairs or under 
or in connection with a housing or related 
program administered by Secretary of Vet-
erans Affairs; 
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(C) the Secretary of Agriculture, with re-
spect to covered dwelling units described in 
paragraph (2)(B), to the extent the Federally 
backed mortgage loan referred to in such para-
graph is described in— 
(i) subparagraph (E) or (F) of para-
graph (3); or 
(ii) paragraph (4) and is made in 
whole or in part, or insured, guaranteed, 
supplemented, or assisted in any way, by 
the Secretary of Agriculture or under or in 
connection with a housing or related pro-
gram administered by Secretary of Agri-
culture; and 
(D) the Director of the Federal Housing 
Finance Agency, with respect to covered dwell-
ing units described in paragraph (2)(B), to the 
extent the Federally backed mortgage loan re-
ferred to in such paragraph is described in— 
(i) paragraph (3)(G); or 
(ii) paragraph (4) and is purchased or 
securitized by the Federal Home Loan 
Mortgage Corporation or the Federal Na-
tional Mortgage Association. 
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(2) COVERED
DWELLING
UNIT.—The term 
‘‘covered dwelling unit’’ means a dwelling unit 
that— 
(A) is provided assistance within the juris-
diction of the Department, as such term is de-
fined in section 102(m) of the Department of 
Housing and Urban Development Reform Act 
of 1989 (42 U.S.C. 3545(m)); or 
(B) is subject to, or is on or in a property 
that is subject to a Federally backed single- 
family mortgage loan or a Federally backed 
multifamily mortgage loan. 
(3) FEDERALLY BACKED SINGLE-FAMILY MORT-
GAGE LOAN.—The term ‘‘Federally backed single- 
family mortgage loan’’ includes any loan that is se-
cured by a first or subordinate lien on residential 
real property (including individual units of con-
dominiums and cooperatives) designed principally for 
the occupancy of from 1- to 4-families that is— 
(A) insured by the Federal Housing Ad-
ministration under title II of the National 
Housing Act (12 U.S.C. 1707 et seq.); 
(B) insured under section 255 of the Na-
tional Housing Act (12 U.S.C. 1715z–20); 
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