(B) by striking paragraph (2)(B); and
(C) in paragraph (3), by striking ‘‘the
Bank Insurance Fund, the Savings Association
Insurance Fund,’’ and inserting ‘‘the Deposit
Insurance Fund’’;
(16) in section 11A(b) (12 U.S.C. 1821a(b)),
by striking paragraph (4);
(17) in section 11A(f) (12 U.S.C. 1821a(f)), by
striking ‘‘Savings Association Insurance Fund’’ and
inserting ‘‘Deposit Insurance Fund’’;
(18) in section 12(f)(4)(E)(iv) (12 U.S.C.
1822(f)(4)(E)(iv)), by striking ‘‘Federal deposit in-
surance funds’’ and inserting ‘‘the Deposit Insur-
ance Fund (or any predecessor deposit insurance
fund)’’;
(19) in section 13 (12 U.S.C. 1823)—
(A) by striking ‘‘deposit insurance fund’’
each place that term appears and inserting
‘‘Deposit Insurance Fund’’;
(B) in subsection (a)(1), by striking ‘‘Bank
Insurance Fund, the Savings Association Insur-
ance Fund,’’ and inserting ‘‘Deposit Insurance
Fund’’;
(C) in subsection (c)(4)(E)—
(i) in the subparagraph heading, by
striking ‘‘FUNDS’’ and inserting ‘‘FUND’’;
and
(ii) in clause (i), by striking ‘‘any in-
surance fund’’ and inserting ‘‘the Deposit
Insurance Fund’’;
(D) in subsection (c)(4)(G)(ii)—
(i) by striking ‘‘appropriate insurance
fund’’ and inserting ‘‘Deposit Insurance
Fund’’;
(ii) by striking ‘‘the members of the
insurance fund (of which such institution
is a member)’’ and inserting ‘‘insured de-
pository institutions’’;
(iii) by striking ‘‘each member’s’’ and
inserting ‘‘each insured depository institu-
tion’s’’; and
(iv) by striking ‘‘the member’s’’ each
place that term appears and inserting ‘‘the
institution’s’’;
(E) in subsection (c), by striking para-
graph (11);
(F) in subsection (h), by striking ‘‘Bank
Insurance Fund’’ and inserting ‘‘Deposit Insur-
ance Fund’’;
(G) in subsection (k)(4)(B)(i), by striking
‘‘Savings Association Insurance Fund member’’
and inserting ‘‘savings association’’; and
(H) in subsection (k)(5)(A), by striking
‘‘Savings Association Insurance Fund mem-
bers’’ and inserting ‘‘savings associations’’;
(20) in section 14(a) (12 U.S.C. 1824(a)), in
the 5th sentence—
(A) by striking ‘‘Bank Insurance Fund or
the Savings Association Insurance Fund’’ and
inserting ‘‘Deposit Insurance Fund’’; and
(B) by striking ‘‘each such fund’’ and in-
serting ‘‘the Deposit Insurance Fund’’;
(21) in section 14(b) (12 U.S.C. 1824(b)), by
striking ‘‘Bank Insurance Fund or Savings Associa-
tion Insurance Fund’’ and inserting ‘‘Deposit Insur-
ance Fund’’;
(22) in section 14(c) (12 U.S.C. 1824(c)), by
striking paragraph (3);
(23) in section 14(d) (12 U.S.C. 1824(d))—
(A) by striking ‘‘Bank Insurance Fund
member’’ each place that term appears and in-
serting ‘‘insured depository institution’’;
(B) by striking ‘‘Bank Insurance Fund
members’’ each place that term appears and in-
serting ‘‘insured depository institutions’’;
(C) by striking ‘‘Bank Insurance Fund’’
each place that term appears (other than in
connection with a reference to a term amended
by subparagraph (A) or (B) of this paragraph)
and inserting ‘‘Deposit Insurance Fund’’;
(D) by striking the subsection heading and
inserting the following:
‘‘(d) BORROWING
FOR
THE DEPOSIT INSURANCE
FUND FROM INSURED DEPOSITORY INSTITUTIONS.—’’;
(E) in paragraph (3), in the paragraph
heading, by striking ‘‘BIF’’ and inserting ‘‘THE
DEPOSIT INSURANCE FUND’’; and
(F) in paragraph (5), in the paragraph
heading, by striking ‘‘BIF MEMBERS’’ and in-
serting ‘‘INSURED DEPOSITORY INSTITUTIONS’’;
(24) in section 14 (12 U.S.C. 1824), by adding
at the end the following new subsection:
‘‘(e) BORROWING
FOR
THE DEPOSIT INSURANCE
FUND FROM FEDERAL HOME LOAN BANKS.—
‘‘(1) IN GENERAL.—The Corporation may bor-
row from the Federal home loan banks, with the
concurrence of the Federal Housing Finance Board,
such funds as the Corporation considers necessary
for the use of the Deposit Insurance Fund.
‘‘(2) TERMS AND CONDITIONS.—Any loan from
any Federal home loan bank under paragraph (1) to
the Deposit Insurance Fund shall—
‘‘(A) bear a rate of interest of not less
than the current marginal cost of funds to that
bank, taking into account the maturities in-
volved;
‘‘(B) be adequately secured, as determined
by the Federal Housing Finance Board;
‘‘(C) be a direct liability of the Deposit In-
surance Fund; and
‘‘(D) be subject to the limitations of sec-
tion 15(c).’’;
(25) 
in 
section 
15(c)(5) 
(12 
U.S.C.
1825(c)(5))—
(A) by striking ‘‘the Bank Insurance Fund
or Savings Association Insurance Fund, respec-
tively’’ each place that term appears and insert-
ing ‘‘the Deposit Insurance Fund’’; and
(B) in subparagraph (B), by striking ‘‘the
Bank Insurance Fund or the Savings Associa-
tion Insurance Fund, respectively’’ and insert-
ing ‘‘the Deposit Insurance Fund’’;