IV 
119TH CONGRESS 
1ST SESSION 
H. RES. 908 
Expressing support for the designation of October 2025 as ‘‘National 
Financial Planning Month’’. 
IN THE HOUSE OF REPRESENTATIVES 
NOVEMBER 21, 2025 
Mrs. KIM (for herself and Mrs. BEATTY) submitted the following resolution; 
which was referred to the Committee on Oversight and Government Reform 
RESOLUTION 
Expressing support for the designation of October 2025 as 
‘‘National Financial Planning Month’’. 
Whereas 89 percent of Americans are concerned about the 
cost of living, and approximately half of Americans cite 
the high cost of living as an obstacle to achieving their 
financial goals; 
Whereas financial planning is a collaborative process that 
helps maximize a client’s potential for meeting life goals 
through financial advice that integrates relevant elements 
of the client’s personal and financial circumstances; 
Whereas financial planning is critical to the economic well- 
being and stability of individuals, families, communities, 
businesses, and the Nation; 
VerDate Sep 11 2014 
21:20 Nov 24, 2025
Jkt 069200
PO 00000
Frm 00001
Fmt 6652
Sfmt 6300
E:\BILLS\HR908.IH
HR908
ssavage on LAPJG3WLY3PROD with BILLS
•HRES 908 IH 
Whereas, according to research conducted by CFP Board, the 
standard-setting body for financial planners, 40 percent 
of Americans have less than $400 in emergency savings 
and many Americans do not have access to, or knowledge 
of, comprehensive financial planning services, which in-
clude budgeting, saving, investing, retirement planning, 
managing debt, insurance, and estate planning; 
Whereas financial uncertainty caused by inflation, rising 
costs of education, housing, health care, and changing 
labor markets increases the risk that individuals may 
lack sufficient retirement savings or face financial hard-
ship; 
Whereas Americans working with CERTIFIED FINANCIAL 
PLANNER® professionals are more likely to feel pre-
pared for a crisis, and 4 in 5 people who work with a 
CERTIFIED FINANCIAL PLANNER® professional 
indicate that they have 3 months’ worth of savings in 
their emergency fund, while by comparison, only 53 per-
cent of unadvised Americans have sufficient emergency 
savings; 
Whereas Americans working with CERTIFIED FINANCIAL 
PLANNER® professionals are more likely to live com-
fortably than those who do not, and more than half of 
people advised by a CERTIFIED FINANCIAL PLAN-
NER® professional describe themselves as ‘‘living com-
fortably’’, while only 28 percent of those who are 
unadvised feel the same; 
Whereas financial planning education at all stages of life, 
high school, college, working years, and retirement, is 
critical to ensuring informed decision-making; 
VerDate Sep 11 2014 
21:20 Nov 24, 2025
Jkt 069200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6300
E:\BILLS\HR908.IH
HR908
ssavage on LAPJG3WLY3PROD with BILLS
•HRES 908 IH 
Whereas financial planners, nonprofit organizations, commu-
nity organizations, educational institutions, and busi-
nesses play an important role in educating the public and 
expanding access to financial planning services; 
Whereas 17 percent of CERTIFIED FINANCIAL PLAN-
NER® professionals volunteer their time and expertise 
through pro bono financial planning services, helping un-
derserved individuals and families navigate financial chal-
lenges and make informed decisions, thereby expanding 
equitable access to critical financial guidance, and CER-
TIFIED FINANCIAL PLANNER® professionals re-
corded 389,435 pro bono hours in 2024 alone; 
Whereas financial literacy remains low among American 
adults, with fewer than half correctly answering financial 
literacy questions, a statistic that has not changed since 
2017, and with financial advice easily accessible online, 
nearly 3 in 5 Americans say they have made regrettable 
financial decisions based on misleading online informa-
tion; and 
Whereas it would be appropriate to observe October 2025 as 
‘‘National Financial Planning Month’’: Now, therefore, 
be it 
Resolved, That the House of Representatives— 
(1) supports the designation of ‘‘National Fi-
nancial Planning Month’’ to increase public aware-
ness about the importance of financial planning and 
the many benefits that thorough financial planning 
can bring to individuals, families, and communities; 
and 
VerDate Sep 11 2014 
21:20 Nov 24, 2025
Jkt 069200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\HR908.IH
HR908
ssavage on LAPJG3WLY3PROD with BILLS
•HRES 908 IH 
(2) urges the people of the United States to ob-
serve ‘‘National Financial Planning Month’’ with ap-
propriate programs and activities, including— 
(A) public seminars or workshops on budg-
eting, saving, use of credit, investing, and re-
tirement planning; 
(B) financial education curricula in schools 
and colleges; 
(C) promoting access to financial planning 
services; 
(D) generally improving the financial lit-
eracy of individuals of all ages; and 
(E) supporting and promoting pro bono fi-
nancial planning initiatives to provide no-cost 
financial guidance to underserved and economi-
cally vulnerable individuals and families. 
Æ 
VerDate Sep 11 2014 
21:20 Nov 24, 2025
Jkt 069200
PO 00000
Frm 00004
Fmt 6652
Sfmt 6301
E:\BILLS\HR908.IH
HR908
ssavage on LAPJG3WLY3PROD with BILLS