122 
is pursuing a doctoral degree in mathematics, 
science, or education. 
‘‘(B) Special or exceptional student edu-
cation. 
‘‘(C) The instruction of English learners, 
including postbaccalaureate study in language 
instruction educational programs. 
‘‘(e) FELLOWSHIP TERMS AND CONDITIONS.— 
‘‘(1) SELECTION OF FELLOWS.—The Secretary 
shall ensure that an eligible institution that receives 
a grant under this section— 
‘‘(A) shall provide doctoral fellowship 
awards to individuals who plan to pursue a ca-
reer in instruction at an institution of higher 
education that has a teacher preparation pro-
gram; 
‘‘(B) in providing fellowship awards under 
this section, shall give priority to individuals 
who are from groups that are underrepresented 
in the higher education professoriate, including 
people of color, and people with disabilities; and 
‘‘(C) may not provide a doctoral fellowship 
to an otherwise eligible individual— 
‘‘(i) during periods in which such indi-
vidual is enrolled at an institution of high-
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123 
er education unless such individual is 
maintaining satisfactory academic progress 
in, and devoting full-time study or research 
to, the pursuit of the degree for which the 
fellowship support was provided; or 
‘‘(ii) if the individual is engaged in 
gainful employment, other than part-time 
employment related to teaching, research, 
or a similar activity determined by the in-
stitution to be consistent with and sup-
portive of the individual’s progress toward 
the degree for which the fellowship support 
was provided. 
‘‘(2) AMOUNT OF FELLOWSHIP AWARDS.— 
‘‘(A) IN GENERAL.—An eligible institution 
that receives a grant under this section shall 
award stipends to individuals who are provided 
graduate fellowships under this section. 
‘‘(B) AWARDS
BASED
ON
NEED.—A sti-
pend provided under this section shall be in an 
amount equal to the level of support provided 
by the National Science Foundation graduate 
fellowships, except that such stipend shall be 
adjusted as necessary so as not to exceed the 
fellowship recipient’s demonstrated need, as de-
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termined by the institution of higher education 
where the fellowship recipient is enrolled. 
‘‘(3) SERVICE REQUIREMENT.— 
‘‘(A) TEACHING
REQUIRED.—Each indi-
vidual who receives a doctoral fellowship under 
this section shall teach for one year at an insti-
tution of higher education that has a teacher 
preparation program or a teacher or school 
leader residency or induction program for each 
year of fellowship support received under this 
section. 
‘‘(B) INSTITUTIONAL OBLIGATION.—Each 
eligible institution that receives a grant under 
this section shall provide an assurance to the 
Secretary that the institution has inquired of 
and determined the decision of each individual 
who has received a graduate fellowship to begin 
employment, within three years of receiving a 
doctoral degree, at an institution of higher edu-
cation that has a teacher preparation program, 
as required by this section. 
‘‘(C) AGREEMENT
REQUIRED.—Prior to 
receiving an initial graduate fellowship award, 
and upon the annual renewal of the graduate 
fellowship award, an individual selected to re-
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125 
ceive a graduate fellowship under this section 
shall sign an agreement with the Secretary 
agreeing to pursue a career in instruction at an 
institution of higher education that has a teach-
er preparation program in accordance with sub-
paragraph (A). 
‘‘(D) FAILURE TO COMPLY.—If an indi-
vidual who receives a graduate fellowship award 
under this section fails to comply with the 
agreement signed pursuant to subparagraph 
(C), the sum of the amounts of any graduate 
fellowship award received by such recipient 
shall, upon a determination of such a failure, be 
treated as a Federal Direct Unsubsidized Staf-
ford Loan under part D of title IV, and shall 
be subject to repayment (except that such loan 
shall have an interest rate of 0 percent) in ac-
cordance with terms and conditions specified by 
the Secretary in regulations under this subpart. 
‘‘(E) MODIFIED SERVICE REQUIREMENT.— 
The Secretary may waive or modify the service 
requirement of this paragraph in accordance 
with regulations promulgated by the Secretary 
with respect to the criteria to determine the cir-
cumstances under which compliance with such 
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service requirement is inequitable or represents 
a substantial hardship. The Secretary may 
waive the service requirement if compliance by 
the fellowship recipient is determined to be in-
equitable or represent a substantial hardship— 
‘‘(i) because the individual is perma-
nently and totally disabled at the time of 
the waiver request; or 
‘‘(ii) based on documentation pre-
sented to the Secretary of substantial eco-
nomic or personal hardship. 
‘‘(f) INSTITUTIONAL SUPPORT FOR FELLOWS.—An 
eligible institution that receives a grant under this section 
may reserve not more than ten percent of the grant 
amount for academic and career transition support for 
graduate fellowship recipients and for meeting the institu-
tional obligation described in subsection (e)(3)(B). 
‘‘(g) RESTRICTION ON USE OF FUNDS.—An eligible 
institution that receives a grant under this section may 
not use grant funds for general operational overhead of 
the institution. 
‘‘PART C—NATIONAL ACTIVITIES 
‘‘SEC. 251. NATIONAL ACTIVITIES. 
‘‘(a) IN GENERAL.—The Secretary shall establish a 
Center for Educator Preparation to provide technical as-
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127 
sistance relating to educator preparation and to support 
research and demonstration activities. 
‘‘(b) NATIONAL EVALUATION OF EDUCATOR QUAL-
ITY ENHANCEMENT.— 
‘‘(1) INTERIM EVALUATION.—Not later than 3 
years after the date of enactment of the EDU-
CATORS for America Act, the Secretary shall sub-
mit to Congress and make publicly available an in-
terim report containing an evaluation of the effec-
tiveness of the activities funded under this title in 
achieving the purposes of this title. 
‘‘(2) FINAL
EVALUATION.—Not later than 6 
years after the date of enactment of the EDU-
CATORS for America Act, the Secretary shall sub-
mit to Congress and make publicly available an in-
terim report containing an evaluation of the effec-
tiveness of the activities funded under this title in 
achieving the purposes of this title. 
‘‘PART D—GENERAL PROVISIONS 
‘‘SEC. 261. LIMITATIONS. 
‘‘(a) FEDERAL CONTROL PROHIBITED.—Nothing in 
this title shall be construed to permit, allow, encourage, 
or authorize any Federal control over any aspect of any 
private, religious, or home school, whether or not a home 
school is treated as a private school or home school under 
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128 
State law. This section shall not be construed to prohibit 
private, religious, or home schools from participation in 
programs or services under this title. 
‘‘(b) NO CHANGE IN STATE CONTROL ENCOURAGED 
OR REQUIRED.—Nothing in this title shall be construed 
to encourage or require any change in a State’s treatment 
of any private, religious, or home school, whether or not 
a home school is treated as a private school or home school 
under State law. 
‘‘(c) NATIONAL SYSTEM
OF TEACHER CERTIFI-
CATION OR LICENSURE PROHIBITED.—Nothing in this 
title shall be construed to permit, allow, encourage, or au-
thorize the Secretary to establish or support any national 
system of teacher certification or licensure. 
‘‘(d) RULE OF CONSTRUCTION.—Nothing in this title 
shall be construed to alter or otherwise affect the rights, 
remedies, and procedures afforded to the employees of 
local educational agencies under Federal, State, or local 
laws (including applicable regulations or court orders) or 
under the terms of collective bargaining agreements, 
memoranda of understanding, or other agreements be-
tween such employees and their employers.’’. 
SEC. 4. COST OF ATTENDANCE. 
(a) IN GENERAL.—Section 472 of the Higher Edu-
cation Act of 1965 (20 U.S.C. 1087ll) is amended— 
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(1) by redesignating paragraphs (12) and (13) 
as paragraphs (13) and (14), respectively; and 
(2) by inserting after paragraph (11) the fol-
lowing: 
‘‘(12) for a student enrolled in an educator 
preparation program, reasonable costs associated 
with clinical experiences related to that program;’’. 
(b) FAFSA SIMPLIFICATION.—Section 472 of the 
Higher Education Act of 1965 (20 U.S.C. 1087ll), as 
amended by title VII of division FF of the FAFSA Sim-
plification Act (Public Law 116–260), is amended— 
(1) in subsection (a)— 
(A) by redesignating paragraphs (13) and 
(14) as paragraphs (14) and (15), respectively; 
and 
(B) by inserting after paragraph (12) the 
following: 
‘‘(13) for a student enrolled in an educator 
preparation program, reasonable costs associated 
with clinical experiences related to that program;’’; 
and 
(2) in subsection (c), by striking ‘‘paragraphs 
(1) through (14)’’ and inserting ‘‘paragraphs (1) 
through (15)’’. 
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130 
SEC. 5. TEACH GRANTS. 
Subpart 9 of part A of title IV of the Higher Edu-
cation Act of 1965 (20 U.S.C. 1070g et seq.) is amended 
to read as follows: 
‘‘Subpart 9—Teach Grants 
‘‘SEC. 420L. DEFINITIONS. 
‘‘For the purposes of this subpart: 
‘‘(1) ELIGIBLE INSTITUTION.—The term ‘eligi-
ble institution’ means an institution of higher edu-
cation, as defined in section 102, that the Secretary 
determines— 
‘‘(A) provides teacher preparation and pro-
fessional development services, including exten-
sive clinical experience as a part of pre-service 
preparation; 
‘‘(B) is financially responsible and is not 
subject to heightened cash monitoring or provi-
sional certification; 
‘‘(C) provides pedagogical course work, or 
assistance in the provision of such coursework, 
including the monitoring of student perform-
ance, and formal instruction related to the the-
ory and practices of teaching; and 
‘‘(D) provides supervision and support 
services to teachers, or assistance in the provi-
sion of such services, including mentoring fo-
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131 
cused on developing effective teaching skills and 
strategies. 
‘‘(2) POST-BACCALAUREATE.—The term ‘post- 
baccalaureate’ means a program of instruction for 
individuals who have completed a baccalaureate de-
gree, that does not lead to a graduate degree, and 
that consists of courses required by a State in order 
for a teacher candidate to receive a professional cer-
tification or licensing credential that is required for 
employment as a teacher in an elementary school or 
secondary school in that State, except that such 
term shall not include any program of instruction of-
fered by an eligible institution that offers a bacca-
laureate degree in education. 
‘‘(3) TEACHER CANDIDATE.—The term ‘teacher 
candidate’ means a student or teacher described in 
subparagraph (A) or (B) of section 420N(a)(2). 
‘‘SEC. 420M. PROGRAM ESTABLISHED. 
‘‘(a) PROGRAM AUTHORITY.— 
‘‘(1) PAYMENTS
REQUIRED.—The Secretary 
shall pay to each eligible institution such sums as 
may be necessary to pay to each teacher candidate 
who files an application and agreement in accord-
ance with section 420N, and who qualifies under 
paragraph (2) of section 420N(a), a TEACH Grant 
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132 
in the amount of $8,000 for each year during which 
that teacher candidate is in attendance at the insti-
tution. 
‘‘(2) REFERENCES.—Grants made under para-
graph (1) shall be known as ‘Teacher Education As-
sistance for College and Higher Education Grants’ 
or ‘TEACH Grants’. 
‘‘(b) PAYMENT METHODOLOGY.— 
‘‘(1) PREPAYMENT.—Not less than 85 percent 
of any funds provided to an eligible institution under 
subsection (a) shall be advanced to the eligible insti-
tution prior to the start of each payment period and 
shall be based on an amount requested by the insti-
tution as needed to pay teacher candidates until 
such time as the Secretary determines and publishes 
in the Federal Register with an opportunity for com-
ment, an alternative payment system that provides 
payments to institutions in an accurate and timely 
manner, except that this sentence shall not be con-
strued to limit the authority of the Secretary to 
place an institution on a reimbursement system of 
payment. 
‘‘(2) DIRECT PAYMENT.—Nothing in this sec-
tion shall be interpreted to prohibit the Secretary 
from paying directly to teacher candidates, in ad-
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133 
vance of the beginning of the academic term, an 
amount for which teacher candidates are eligible, in 
cases in which the eligible institution elects not to 
participate in the disbursement system required by 
paragraph (1). 
‘‘(3) DISTRIBUTION OF GRANTS TO TEACHER 
CANDIDATES.—Payments under this subpart shall be 
made, in accordance with regulations promulgated 
by the Secretary for such purpose, in such manner 
as will best accomplish the purposes of this subpart. 
Any disbursement allowed to be made by crediting 
the teacher candidate’s account shall be used for the 
full cost of attendance (as defined in section 472). 
‘‘(c) REDUCTIONS IN AMOUNT.— 
‘‘(1) PART-TIME
STUDENTS.—In any case in 
which a teacher candidate attends an eligible institu-
tion on less than a full-time basis (including a teach-
er candidate who attends an eligible institution on 
less than a half-time basis) during any year, the 
amount of a grant under this subpart for which that 
teacher candidate is eligible shall be reduced in pro-
portion to the degree to which that teacher can-
didate is not attending on a full-time basis, in ac-
cordance with a schedule of reductions established 
by the Secretary for the purposes of this subpart, 
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134 
computed in accordance with this subpart. Such 
schedule of reductions shall be established by regula-
tion and published in the Federal Register in accord-
ance with section 482 of this Act. 
‘‘(2) NO EXCEEDING COST.—The amount of a 
grant awarded under this subpart, in combination 
with Federal assistance and other assistance the stu-
dent may receive, shall not exceed the cost of attend-
ance (as defined in section 472) at the eligible insti-
tution at which that teacher candidate is in attend-
ance. 
‘‘(d) PERIOD OF ELIGIBILITY FOR GRANTS.— 
‘‘(1) 
UNDERGRADUATE
AND
POST-BACCA-
LAUREATE STUDENTS.—The period during which an 
undergraduate or post-baccalaureate student may re-
ceive grants under this subpart shall be the period 
required for the completion of the first under-
graduate baccalaureate or post-baccalaureate course 
of study being pursued by the teacher candidate at 
the eligible institution at which the teacher can-
didate is in attendance, except that— 
‘‘(A) any period during which the teacher 
candidate is enrolled in a noncredit or remedial 
course of study as described in paragraph (3) 
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135 
shall not be counted for the purpose of this 
paragraph; and 
‘‘(B) the total amount that a teacher can-
didate may receive under this subpart for un-
dergraduate or post-baccalaureate study shall 
not exceed $40,000. 
‘‘(2) GRADUATE STUDENTS.—The period dur-
ing which a graduate student may receive grants 
under this subpart shall be the period required for 
the completion of a master’s degree course of study 
pursued by the teacher candidate at the eligible in-
stitution at which the teacher candidate is in attend-
ance, except that the total amount that a teacher 
candidate may receive under this subpart for grad-
uate study shall not exceed $16,000. 
‘‘(3) REMEDIAL
COURSE; STUDY
ABROAD.— 
Nothing in this section shall be construed to exclude 
from eligibility courses of study which are noncredit 
or remedial in nature (including courses in English 
language acquisition) which are determined by the 
eligible institution to be necessary to help the teach-
er candidate be prepared for the pursuit of a first 
undergraduate baccalaureate or post-baccalaureate 
degree or certificate or, in the case of courses in 
English language instruction, to be necessary to en-
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136 
able the teacher candidate to use already existing 
knowledge, training, or skills. Nothing in this section 
shall be construed to exclude from eligibility pro-
grams of study abroad that are approved for credit 
by the home institution at which the teacher can-
didate is enrolled. 
‘‘(e) INSTITUTIONAL ELIGIBILITY.—Notwithstanding 
subsections (a) and (b), an institution shall not be eligible 
to participate in the TEACH grant program under this 
subpart for a period of 3 years, and shall be required to 
submit an application to regain eligibility after that 3 year 
period, if for a period of 3 consecutive years, 50 percent 
or more of the TEACH grant recipients who are graduates 
of that institution have TEACH grants converted to loans 
under section 420N(c)(1). 
‘‘SEC. 420N. APPLICATIONS; ELIGIBILITY. 
‘‘(a) APPLICATIONS; DEMONSTRATION
OF ELIGI-
BILITY.— 
‘‘(1) FILING REQUIRED.—The Secretary shall 
periodically set dates by which teacher candidates 
shall file applications for grants under this subpart. 
Each teacher candidate desiring a grant under this 
subpart for any year shall file an application con-
taining such information and assurances as the Sec-
retary may determine necessary to enable the Sec-
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137 
retary to carry out the functions and responsibilities 
of this subpart. 
‘‘(2) DEMONSTRATION OF TEACH GRANT ELIGI-
BILITY.—Each application submitted under para-
graph (1) shall contain such information as is nec-
essary to demonstrate that— 
‘‘(A) if the applicant is an enrolled stu-
dent— 
‘‘(i) the student is an eligible student 
for purposes of section 484; and 
‘‘(ii) 
the 
student 
is 
completing 
coursework and other requirements nec-
essary to begin a career in teaching, or 
plans to complete such coursework and re-
quirements prior to graduating; or 
‘‘(B) if the applicant is a current or pro-
spective teacher applying for a grant to obtain 
a graduate degree— 
‘‘(i) the applicant is a teacher or a re-
tiree from another occupation with exper-
tise in a field in which there is a shortage 
of teachers, such as mathematics, science, 
special education, English language acqui-
sition, or another high-need subject; 
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138 
‘‘(ii) the applicant is or was a teacher 
who is using evidence-based alternative 
certification routes; or 
‘‘(iii) the applicant is a practicing 
teacher in another field and is pursuing an 
additional credential in a field in which 
there is a shortage of teachers, such as 
mathematics, science, special education, 
English language acquisition, or another 
high-need subject. 
‘‘(b) AGREEMENTS TO SERVE.—Each application 
under subsection (a) shall contain or be accompanied by 
an agreement by the applicant that— 
‘‘(1) the applicant will— 
‘‘(A) serve as a full-time teacher for a total 
of not less than 4 academic years within 8 
years after completing the course of study for 
which the applicant received a TEACH Grant 
under this subpart (referred to in this section 
as the ‘service obligation window’); 
‘‘(B) teach in a school described in section 
465(a)(2)(A); 
‘‘(C) teach in any of the following fields— 
‘‘(i) mathematics; 
‘‘(ii) science; 
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139 
‘‘(iii) a foreign language; 
‘‘(iv) bilingual education; 
‘‘(v) special education; 
‘‘(vi) as a reading specialist; 
‘‘(vii) early childhood education; or 
‘‘(viii) another field documented as 
high-need by the Federal Government, 
State government, or local educational 
agency, and approved by the Secretary; 
and 
‘‘(D) submit evidence of such employment 
in the form of a certification by the chief ad-
ministrative officer of the school upon comple-
tion of each year of such service; 
‘‘(2) in the event that the applicant is deter-
mined to have failed or refused to carry out such 
service obligation, an amount (which shall be a pro- 
rated amount for partial service) of any TEACH 
Grants received by such applicant will be treated as 
a loan and collected from the applicant in accord-
ance with subsection (c) and the regulations there-
under; and 
‘‘(3) contains, or is accompanied by, a plain- 
language disclosure form developed by the Secretary 
that clearly describes the nature of the TEACH 
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Grant award, the service obligation, and the loan re-
payment requirements that are the consequence of 
the failure to complete the service obligation. 
‘‘(c) REPAYMENT
FOR
FAILURE
TO
COMPLETE 
SERVICE.— 
‘‘(1) IN GENERAL.—If any recipient of a grant 
under this subpart fails or refuses to comply with 
some or all of the service obligation in the agreement 
under subsection (b)— 
‘‘(A) the Secretary shall determine the pro-
portion of the total amount of time of the serv-
ice obligation that the recipient has failed or re-
fused to complete; and 
‘‘(B) the Secretary shall determine, on a 
pro-rated basis and based on the proportion de-
scribed in subparagraph (A), the amounts of 
any TEACH Grants received by such recipient 
that shall, upon a determination of such a fail-
ure or refusal in such service obligation, be 
treated as a Federal Direct Stafford Loan 
under part D of title IV (except that such loan 
shall have an interest rate of 0 percent) and 
shall ensure that those amounts are subject to 
repayment, in accordance with terms and condi-
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141 
tions specified by the Secretary in regulations 
under this subpart. 
‘‘(2) LOAN
DEFERMENT.—In the case of a 
TEACH grant recipient whose grant has been con-
verted to a Federal Direct loan under part D in ac-
cordance with paragraph (1) and who is, at the time 
of such conversion, teaching in an elementary or sec-
ondary school that is not a school described in sec-
tion 465(a)(2)(A), the Secretary shall— 
‘‘(A) issue that recipient a deferment for a 
period of not more than 3 years, during which 
time periodic installments on such loan need 
not be paid; and 
‘‘(B) ensure that such recipient is enrolled 
in the loan credit program under section 460, 
if eligible. 
‘‘(d) ADDITIONAL ADMINISTRATIVE PROVISIONS.— 
‘‘(1) CHANGES TO SCHOOL OR DESIGNATION.— 
‘‘(A) CHANGE
OF
HIGH-NEED
DESIGNA-
TION FIELD.—If a recipient of an initial grant 
under this subpart has acquired an academic 
degree, or expertise, in a field that was, at the 
time of the recipient’s application for that 
grant, designated as high need in accordance 
with subsection (b)(1)(C)(viii), but is no longer 
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142 
so designated, the grant recipient may fulfill 
the service obligation described in subsection 
(b)(1) by teaching in that field. 
‘‘(B) CHANGE
OF
HIGH-NEED
DESIGNA-
TION
FIELD
OR
SCHOOL.—Notwithstanding 
subsection (b), if a recipient of a grant under 
this subpart begins teaching at a school de-
scribed in subsection (b)(1)(B) and in a field 
described in subsection (b)(1)(C) during the 
service obligation window, but such school or 
field later is no longer designated under sub-
section (b), the grant recipient may fulfill the 
service obligation described in subsection (b)(1) 
by continuing to teach in that school and field 
and completing the required period of service 
within the service obligation window. 
‘‘(2) 
EXTENUATING
CIRCUMSTANCES.—The 
Secretary shall establish, by regulation, categories of 
extenuating circumstances under which a recipient 
of a grant under this subpart who is unable to fulfill 
all or part of the recipient’s service obligation may 
be excused from fulfilling that portion of the service 
obligation. 
‘‘(3) EXTENSION OF SERVICE OBLIGATION WIN-
DOW.—The Secretary shall extend the service obliga-
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143 
tion window of a TEACH grant recipient for a pe-
riod of not more than 3 additional years, if that re-
cipient has experienced an event described in section 
102(a) of the Family and Medical Leave Act of 
1993 (29 U.S.C. 2612(a)). 
‘‘SEC. 420O. PROGRAM PERIOD AND FUNDING. 
‘‘There shall be available to the Secretary to carry 
out this subpart, from funds not otherwise appropriated, 
such sums as may be necessary to provide TEACH Grants 
in accordance with this subpart to each eligible applicant. 
‘‘SEC. 420P. REPORTS TO AUTHORIZING COMMITTEES. 
‘‘(a) PROGRAM REPORT.—Not later than two years 
after the date of enactment of the EDUCATORS for 
America Act and every 2 years thereafter, the Secretary 
shall prepare and submit to the authorizing committees 
a report on TEACH grants with respect to the schools 
and students served by recipients of such grants. Such re-
port shall take into consideration information related to— 
‘‘(1) the number of TEACH grant recipients; 
‘‘(2) the degrees obtained by such recipients; 
‘‘(3) the location, including the school, local 
educational agency, and State, where the recipients 
completed the service agreed to under section 
420N(b) and the subject taught; 
‘‘(4) the duration of such service; and 
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144 
‘‘(5) any other data necessary to conduct such 
evaluation. 
‘‘(b) ANNUAL REPORT.—Not later than 1 year after 
the date of enactment of the EDUCATORS for America 
Act and annually thereafter, the Secretary shall prepare 
and submit to the authorizing committees a report con-
taining information about the following in the period since 
the last report was submitted: 
‘‘(1) The number of TEACH grants converted 
to loans under section 420N(c)(1). 
‘‘(2) The number of such grant conversions that 
were 
reversed 
in 
accordance 
with 
section 
420N(c)(2). 
‘‘(3) The number of contacts or complaints to 
the Department of Education or the Consumer Fi-
nancial Protection Bureau (including through any 
ombudsman) received from a TEACH grant recipi-
ent, and the resolutions of those contacts or com-
plaints. 
‘‘(4) Demographic information about recipients 
of TEACH grants, including race, ethnicity, and 
gender. 
‘‘SEC. 420Q. SERVICER ACCOUNTABILITY. 
‘‘The Secretary shall prescribe such regulations as 
may be necessary to ensure accurate administrative over-
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145 
sight and appropriate penalties for third party servicers 
in order to ensure that— 
‘‘(1) those servicers properly perform their con-
tractual obligations with respect to this subpart; and 
‘‘(2) those servicers are held responsible with 
respect to the loss of benefits of TEACH grant re-
cipients due to servicer failures.’’. 
SEC. 6. LOAN FORGIVENESS AND CANCELLATION FOR EDU-
CATORS IN HIGH NEED SCHOOLS OR EARLY 
CHILDHOOD EDUCATION PROGRAMS. 
(a) ENHANCED
TEACHER
LOAN
FORGIVENESS 
UNDER
THE FFEL PROGRAM.—Section 428J of the 
Higher Education Act of 1965 (20 U.S.C. 1078–10) is 
amended to read as follows: 
‘‘SEC. 428J. LOAN FORGIVENESS FOR EDUCATORS IN HIGH 
NEED SCHOOLS OR EARLY CHILDHOOD EDU-
CATION PROGRAMS. 
‘‘(a) PURPOSE.—It is the purpose of this section to 
enhance student access to a well-prepared, diverse, and 
stable educator workforce by eliminating debt burdens for 
educators in return for service teaching and leading in 
high need schools or early childhood education programs. 
‘‘(b) PROGRAM AUTHORIZED.—Not later than 270 
days after the date of enactment of the EDUCATORS for 
America Act, the Secretary shall carry out a program, 
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146 
through the holder of the loan, of assuming, as required 
under subsection (c), the obligation to repay a covered 
loan for qualifying educators engaged in qualifying service. 
A qualifying educator may apply for the program under 
this section after the Secretary has begun carrying out the 
program. 
‘‘(c) FORGIVENESS OF COVERED LOANS.— 
‘‘(1) FORGIVENESS OF LOANS UPON COMPLE-
TION OF QUALIFYING SERVICE.— 
‘‘(A) IN
GENERAL.—For each qualifying 
educator who has completed 5 years of quali-
fying service (including any qualifying service, 
as defined under this section as in effect after 
the date of implementation of the EDU-
CATORS for America Act, that may have been 
completed or performed before or after such 
date of implementation, or a combination of 
qualifying service), the Secretary shall assume 
the obligation to repay an amount equal to 100 
percent of the aggregate of the loan obligations 
(including interest and fees) on all covered 
loans that are outstanding as of the date of 
completion of such fifth year of qualifying serv-
ice. 
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147 
‘‘(B) TIMING.—The years of qualifying 
service required under subparagraph (A) may 
be consecutive or nonconsecutive, and the quali-
fying educator may elect which years of quali-
fying service to use for purposes of subpara-
graph (A). 
‘‘(2) MONTHLY LOAN FORGIVENESS.—Upon ap-
plication by any qualifying educator who has a cov-
ered loan and who is engaged in qualifying service, 
and in addition to any loan forgiveness under para-
graph (1), the Secretary shall enter into an agree-
ment with such qualifying educator, under which— 
‘‘(A) during the period of qualifying service 
(for qualifying service that occurs after the date 
of implementation of this Act), the Secretary 
agrees to assume the obligation to repay the 
minimum monthly obligation on all covered 
loans of the qualifying educator, based on the 
repayment plan selected by the qualifying edu-
cator, for— 
‘‘(i) each month of qualifying service; 
and 
‘‘(ii) any summer or other school or 
program year calendar breaks scheduled by 
a high need school or early childhood edu-
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148 
cation program during a school or program 
year in which the qualifying educator is en-
gaged in qualifying service; 
‘‘(B) during the period of qualifying serv-
ice, the assumption of the monthly loan obliga-
tion provided will serve as a monthly payment, 
considered paid in full by the qualifying educa-
tor, based on the repayment plan selected by 
the qualifying educator (which, if the qualifying 
educator chooses, shall include any income driv-
en repayment plan); and 
‘‘(C) during the period of qualifying serv-
ice, each monthly obligation that is repaid by 
the Secretary under this paragraph on a cov-
ered loan shall be deemed to be a qualifying 
monthly payment made by the qualifying educa-
tor for purposes of the loan forgiveness pro-
gram under section 455(m), if applicable. 
‘‘(3) APPLICATION.—The Secretary shall de-
velop and make publicly available an application for 
qualifying educators who wish to receive loan for-
giveness under this subsection. The application 
shall— 
‘‘(A) be available for qualifying educators 
to file for loan forgiveness under paragraph (1) 
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149 
and for monthly loan forgiveness under para-
graph (2); 
‘‘(B) include any certification requirements 
that the Secretary determines are necessary to 
verify qualifying service; and 
‘‘(C) allow for the verification of the quali-
fying service— 
‘‘(i) in the case of an early childhood 
educator or an elementary or secondary 
school teacher serving in a high need 
school, by a school leader or the adminis-
trator of a local educational agency, edu-
cational service agency, Bureau of Indian 
Education, Native Hawaiian education sys-
tem, or State educational agency that 
serves the school (or the administrator’s 
designee); 
‘‘(ii) in the case of an early childhood 
educator serving in an early childhood edu-
cation program, by the director of that 
program (or the director’s designee); 
‘‘(iii) in the case of a school leader 
serving in a high need school, by the ad-
ministrator of a local educational agency, 
educational service agency, Bureau of In-
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150 
dian Education, Native Hawaiian edu-
cation system, or State educational agency 
that serves the school (or the administra-
tor’s designee); 
‘‘(iv) in the case of a director of an 
early childhood education program, a lead-
er of the entity overseeing the early child-
hood education program; and 
‘‘(v) in the case of a family child care 
provider or the director of an early child-
hood education program that operates as a 
standalone center-based program (for ex-
ample, a case in which the center is not 
part of a larger company) that is an early 
childhood education program, by self-cer-
tification with supporting documents, such 
as a business license, a listing with a pub-
lic Child Care Resources and Referral 
website, or proof of participation in a Fed-
eral child care or preschool subsidy pro-
gram. 
‘‘(4) PARENT PLUS LOANS.— 
‘‘(A) PARENT PLUS LOAN ON BEHALF OF 
A
STUDENT
WHO
IS
A
QUALIFYING
EDUCA-
TOR.—A borrower of a parent loan under sec-
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151 
tion 428B issued on behalf of a student who is 
a qualifying educator shall qualify for loan for-
giveness and any other benefits under this sec-
tion for the qualifying service of the student in 
the same manner and to the same extent as the 
student borrower qualifies for such loan forgive-
ness and other benefits. 
‘‘(B) PARENT PLUS LOAN BORROWED BY A 
PARENT WHO IS A QUALIFYING EDUCATOR.— 
The borrower of a parent loan under section 
428B issued on behalf of a student who is not 
a qualifying educator shall also qualify for loan 
forgiveness and any other benefits under this 
section for qualifying service if that parent bor-
rower is engaged in qualifying service and 
meets the requirements of this section. 
‘‘(5) RECIPIENTS OF PRIOR FORGIVENESS.—A 
qualifying educator who received loan forgiveness 
under this section as in effect before the date of en-
actment of the EDUCATORS for America Act— 
‘‘(A) shall be eligible for loan forgiveness 
of covered loans in accordance with paragraph 
(1), including any remaining covered loans; and 
‘‘(B) may count the service completed that 
qualified the qualifying educator for previous 
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152 
loan forgiveness as qualifying service for pur-
poses of paragraph (1). 
‘‘(6) PROHIBITION
ON
REQUIRING
REPAY-
MENT.—A qualifying educator shall not be required 
to repay any amounts paid under this subsection if 
that qualifying educator who engages in qualifying 
service ends the qualifying service before the end of 
a school or program year, or before the end of the 
5-year period described in paragraph (1). 
‘‘(d) REGULATIONS.—The Secretary is authorized to 
issue such regulations as may be necessary to carry out 
the provisions of this section. 
‘‘(e) CONSTRUCTION.—Nothing in this section shall 
be construed to authorize any refunding of any repayment 
of a loan. 
‘‘(f) LIST.— 
‘‘(1) IN GENERAL.—The Secretary shall— 
‘‘(A) as soon as practicable, produce and 
make publicly available a list of high need 
schools for purposes of this section; and 
‘‘(B) annually update such list. 
‘‘(2) LIST FROM PREVIOUS YEAR.—If the list of 
high need schools in which a qualifying educator 
may perform qualifying service is not available be-
fore May 1 of any year, the Secretary may use the 
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153 
list for the year preceding the year for which the de-
termination is made to make a determination about 
whether an individual meets the requirements for 
qualifying service. 
‘‘(g) ADDITIONAL ELIGIBILITY PROVISIONS.— 
‘‘(1) CONTINUED ELIGIBILITY.—Any qualifying 
educator who performs qualifying service in a school 
that— 
‘‘(A) is a high need school in any school 
year during such service; and 
‘‘(B) in a subsequent school year fails to 
meet the definition of a high need school, may 
continue to serve in such school and shall be eli-
gible for loan forgiveness pursuant to sub-
section (b). 
‘‘(2) PREVENTION OF DOUBLE BENEFITS.—No 
qualifying educator may, for the same service, re-
ceive a benefit under both this section and— 
‘‘(A) section 428K; or 
‘‘(B) subtitle D of title I of the National 
and Community Service Act of 1990 (42 U.S.C. 
12601 et seq.). 
‘‘(3) NO
PENALTY
FOR
PROMOTIONS.—Any 
qualifying educator who performs qualifying service 
in an early childhood education program or high 
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154 
need school and who is promoted to another position 
within that early childhood program or high need 
school after 1 or more years of qualifying service 
may continue to be employed in such position in 
such program or school and shall be eligible to count 
the period of employment in such position as quali-
fying service for loan forgiveness pursuant to sub-
section (b). 
‘‘(h) DEFINITIONS.—In this section: 
‘‘(1) BUREAU OF INDIAN EDUCATION FUNDED 
ELEMENTARY OR SECONDARY SCHOOL.—The term 
‘Bureau of Indian Education funded elementary or 
secondary school’ means— 
‘‘(A) an elementary or secondary school or 
dormitory operated by the Bureau of Indian 
Education; 
‘‘(B) an elementary or secondary school or 
dormitory operated pursuant to a grant under 
the Tribally Controlled Schools Act of 1988 (25 
U.S.C. 2501 et seq.); and 
‘‘(C) an elementary or secondary school or 
dormitory operated pursuant to a contract 
under the Indian Self-Determination and Edu-
cation Assistance Act (25 U.S.C. 5301 et seq.). 
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155 
‘‘(2) BUREAU
OF
INDIAN
EDUCATION
EARLY 
CHILDHOOD
DEVELOPMENT
PROGRAM.—The term 
‘Bureau of Indian Education early childhood devel-
opment program’ means— 
‘‘(A) a program operating under a grant 
authorized by section 1139 of the Education 
Amendments of 1978 (25 U.S.C. 2019); or 
‘‘(B) an early childhood education program 
operated or funded by the Bureau of Indian 
Education (including Family and Child Edu-
cation programs at schools funded by the Bu-
reau of Indian Education authorized under sec-
tion 1121 of the Education Amendments of 
1978 (25 U.S.C. 2001)). 
‘‘(3) COVERED LOAN.—The term ‘covered loan’ 
means a loan made, insured, or guaranteed under 
this part. 
‘‘(4) EARLY
CHILDHOOD
EDUCATION
PRO-
GRAM.—The term ‘early childhood education pro-
gram’ means— 
‘‘(A) a high-need early childhood education 
program as defined in section 200; 
‘‘(B) a Head Start program (including an 
Early Head Start program) carried out under 
the Head Start Act (42 U.S.C. 9831 et seq.); 
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156 
‘‘(C) an early childhood education pro-
gram, as defined in section 103; 
‘‘(D) a Bureau of Indian Education early 
childhood development program; 
‘‘(E) a Native Hawaiian education system 
early childhood education program; 
‘‘(F) a Tribal early childhood education 
program; or 
‘‘(G) a consortium of entities described in 
any of subparagraphs (A) through (F). 
‘‘(5) HIGH
NEED
SCHOOL.—The term ‘high 
need school’ means— 
‘‘(A) a public elementary or secondary 
school— 
‘‘(i) with respect to which the number 
of children meeting a measure of poverty 
under section 1113(a)(5) of the Elemen-
tary and Secondary Education Act of 
1965, exceeds 30 percent of the total num-
ber of children enrolled in such school; and 
‘‘(ii) that is served by a local edu-
cational agency that is eligible for assist-
ance pursuant to part A of title I of the 
Elementary and Secondary Education Act 
of 1965; 
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157 
‘‘(B) a public elementary or secondary 
school or location operated by an educational 
service agency in which the number of children 
meeting a measure of poverty under section 
1113(a)(5) of the Elementary and Secondary 
Education Act of 1965 exceeds 30 percent of 
the total number of children enrolled in such 
school or location; 
‘‘(C) a public elementary or secondary 
school identified by the State for comprehensive 
support and improvement, targeted support and 
improvement, or additional targeted support 
and improvement, under section 1111 of the El-
ementary and Secondary Education Act of 
1965; 
‘‘(D) a Bureau of Indian Education funded 
elementary or secondary school; 
‘‘(E) an elementary or secondary school 
operated by a Tribal educational agency; or 
‘‘(F) a Native Hawaiian education system. 
‘‘(6) INDIAN TRIBE.—The term ‘Indian Tribe’ 
means the recognized governing body of any Indian 
or Alaska Native Tribe, band, nation, pueblo, village, 
community, component band, or component reserva-
tion, individually identified (including parentheti-
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158 
cally) in the list published most recently as of the 
date of enactment of this subtitle pursuant to sec-
tion 104 of the Federally Recognized Indian Tribe 
List Act of 1994 (25 U.S.C. 5131). 
‘‘(7) NATIVE HAWAIIAN EDUCATION SYSTEM.— 
The term ‘Native Hawaiian education system’ means 
an entity eligible to receive direct grants or enter 
into contracts with the Secretary under section 6205 
of the Elementary and Secondary Education Act of 
1965 (20 U.S.C. 7515) to carry out the authorized 
activities under that section. 
‘‘(8) QUALIFYING EDUCATOR.—Subject to sub-
section (i), the term ‘qualifying educator’ means— 
‘‘(A) an elementary or secondary school 
teacher who— 
‘‘(i) has obtained full State or Tribal 
certification and licensure requirements for 
such employment; and 
‘‘(ii) has not had such certification or 
licensure requirements waived on an emer-
gency, temporary, or provisional basis; 
‘‘(B) an early childhood educator who pro-
vides care or instruction to children; 
‘‘(C) a school leader of an elementary or 
secondary school who— 
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159 
‘‘(i) has obtained full State or Tribal 
certification and licensure requirements for 
such employment; and 
‘‘(ii) has not had such certification or 
licensure requirements waived on an emer-
gency, temporary, or provisional basis; or 
‘‘(D) an early childhood education program 
director (including a family child care provider). 
‘‘(9) QUALIFYING SERVICE.— 
‘‘(A) IN
GENERAL.—Subject to subpara-
graph 
(B), 
the 
term 
‘qualifying 
service’ 
means— 
‘‘(i) in the case of a qualifying educa-
tor described in subparagraph (A) or (C) 
of paragraph (8), employment as a full- 
time qualifying educator in a high need 
school; and 
‘‘(ii) in the case of a qualifying educa-
tor described in subparagraph (B) or (D) 
of paragraph (8), employment as a full- 
time qualifying educator in an early child-
hood education program (including school- 
based programs). 
‘‘(B) EXCEPTION.—In the case of a quali-
fying educator who is unable to complete a full 
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160 
school or program year of service, that year 
may still be counted toward the required quali-
fying service period under paragraphs (1) and 
(2) of subsection (c) if— 
‘‘(i) the qualifying educator completed 
at least one-half of the school or program 
year; 
‘‘(ii) the employer considers the quali-
fying educator to have fulfilled the contract 
requirements for the school or program 
year for the purposes of salary increases, 
tenure, and retirement; and 
‘‘(iii) the qualifying educator was un-
able to complete the school or program 
year because— 
‘‘(I) the qualifying educator re-
turned to postsecondary education, on 
at least a half-time basis, in an area 
of study directly related to the per-
formance of the qualifying service; 
‘‘(II) the qualifying educator ex-
perienced a condition described in sec-
tion 102 of the Family and Medical 
Leave Act of 1993 (29 U.S.C. 2612); 
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161 
‘‘(III) the qualifying educator 
was called or ordered to Federal or 
State active duty status, or Active 
Service as a member of a Reserve 
Component of the Armed Forces 
named in section 10101 of title 10, 
United States Code, or service as a 
member of the National Guard on 
full-time National Guard duty, as de-
fined in section 101(d)(5) of title 10, 
United States Code; or 
‘‘(IV) the qualifying educator re-
sides in or is employed in a disaster 
area, as declared by any Federal, 
State, or local official in connection 
with a national emergency. 
‘‘(10) SCHOOL
LEADER.—The term ‘school 
leader’ has the meaning given that term in section 
8101 of the Elementary and Secondary Education 
Act of 1965. 
‘‘(11) TRIBAL EARLY CHILDHOOD EDUCATION 
PROGRAM.—The term ‘Tribal early childhood edu-
cation program’ means any of the following pro-
grams: 
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162 
‘‘(A) An American Indian or Alaska Native 
Head Start or Early Head Start program car-
ried out under the Head Start Act (42 U.S.C. 
9831 et seq.). 
‘‘(B) A Tribal child care and development 
program carried out under the Child Care and 
Development Block Grant of 1990 (42 U.S.C. 
9858 et seq.). 
‘‘(C) A program serving children from 
birth through age 6 that— 
‘‘(i) receives funding support from the 
Native American language preservation 
and maintenance program carried out 
under section 803C of the Native Amer-
ican Programs Act of 1974 (42 U.S.C. 
2991b–3); 
‘‘(ii) is a Tribal prekindergarten pro-
gram; 
‘‘(iii) is a program authorized under 
section 619 or part C of the Individuals 
with Disabilities Education Act; or 
‘‘(iv) is a center-based or group-based 
early childhood learning or development 
program that the Secretary determines 
shall be included under this definition, 
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163 
after receiving a request from an Indian 
Tribe. 
‘‘(12) TRIBAL
EDUCATIONAL
AGENCY.—The 
term ‘Tribal educational agency’ has the meaning 
given the term (without respect to capitalization) in 
section 6132(b) of the Elementary and Secondary 
Education Act of 1965. 
‘‘(13) YEAR.—The term ‘year’, when applied to 
service as a qualifying educator, means a school or 
program year as defined by the Secretary or the 
Secretary of Health and Human Services, as appli-
cable. 
‘‘(i) SPECIAL RULE.—An educator that provides in-
struction or curricular development in an Alaska Native, 
American Indian, or Native Hawaiian language or a Na-
tive American language as defined in the Native American 
Languages Act (25 U.S.C. 2902) shall be considered to 
be a qualifying educator regardless of whether the educa-
tor has achieved full State or Tribal certification and licen-
sure requirements for such employment.’’. 
(b) ENHANCED
TEACHER
LOAN
CANCELLATION 
UNDER THE DIRECT LOAN PROGRAM.—Section 460 of 
the Higher Education Act of 1965 (20 U.S.C. 1087j) is 
amended to read as follows: 
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‘‘SEC. 460. LOAN CANCELLATION FOR EDUCATORS. 
‘‘(a) PURPOSE.—It is the purpose of this section to 
enhance student access to a well-prepared, diverse, and 
stable educator workforce by eliminating debt burdens for 
educators in return for service teaching and leading in 
high need schools or early childhood education programs. 
‘‘(b) PROGRAM AUTHORIZED.—Not later than 270 
days after the date of enactment of the EDUCATORS for 
America Act, the Secretary shall carry out a program of 
canceling, as required under subsection (c), the obligation 
to repay a covered loan for qualifying educators engaged 
in qualifying service. A qualifying educator may apply for 
the program under this section after the Secretary has 
begun carrying out the program. 
‘‘(c) CANCELLATION OF COVERED LOANS.— 
‘‘(1) CANCELLATION OF LOANS UPON COMPLE-
TION OF QUALIFYING SERVICE.— 
‘‘(A) IN
GENERAL.—For each qualifying 
educator who has completed 5 years of quali-
fying service (including any qualifying service, 
as defined under this section as in effect after 
the date of implementation of the EDU-
CATORS for America Act, that may have been 
completed or performed before or after such 
date of implementation, or a combination of 
qualifying service), the Secretary shall cancel an 
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amount equal to 100 percent of the aggregate 
of the loan obligations (including interest and 
fees) on all covered loans that are outstanding 
as of the date of completion of such fifth year 
of qualifying service. 
‘‘(B) TIMING.—The years of qualifying 
service required under subparagraph (A) may 
be consecutive or nonconsecutive, and the quali-
fying educator may elect which years of quali-
fying service to use for purposes of this section. 
‘‘(2) MONTHLY
LOAN
CANCELLATION.—Upon 
application by any qualifying educator of a covered 
loan who is engaged in qualifying service, and in ad-
dition to any loan cancellation under paragraph (1), 
the Secretary shall enter into an agreement with 
such qualifying educator, under which— 
‘‘(A) during the period of qualifying service 
(for qualifying service that occurs after the date 
of implementation of this Act), the Secretary 
agrees to cancel the minimum monthly obliga-
tion on all covered loans of the qualifying edu-
cator based on the repayment plan selected by 
the qualifying educator (which, if the educator 
chooses, shall include any income driven repay-
ment plan), for— 
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‘‘(i) each month of qualifying service; 
and 
‘‘(ii) any summer or other school or 
program year calendar breaks scheduled by 
a qualifying school or early childhood edu-
cation program during a school or program 
year in which the qualifying educator is en-
gaged in qualifying service; 
‘‘(B) during the period of qualifying serv-
ice, interest shall not accrue on the qualifying 
educator’s covered loans; and 
‘‘(C) during the period of qualifying serv-
ice, each monthly obligation that is cancelled by 
the Secretary under this paragraph on a cov-
ered loan shall be deemed to be a qualifying 
monthly payment made by the qualifying educa-
tor for purposes of the loan forgiveness pro-
gram under section 455(m), if applicable. 
‘‘(3) APPLICATION.—The Secretary shall de-
velop and make publicly available an application for 
qualifying educators who wish to receive loan can-
cellation under this subsection. The application 
shall— 
‘‘(A) be available for qualifying educators 
to file for loan cancellation under paragraph (1) 
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and for monthly loan cancellation under para-
graph (2); 
‘‘(B) include any certification requirements 
that the Secretary determines are necessary to 
verify qualifying service; and 
‘‘(C) allow for the verification of the quali-
fying service— 
‘‘(i) in the case of an early childhood 
educator or an elementary or secondary 
school teacher serving in a high need 
school, by a school leader or the adminis-
trator of a local educational agency, edu-
cational service agency, Bureau of Indian 
Education, Native Hawaiian education sys-
tem, or State educational agency that 
serves the school (or the administrator’s 
designee); 
‘‘(ii) in the case of an early childhood 
educator serving in a early childhood edu-
cation program, by the director of that 
program (or the director’s designee); 
‘‘(iii) in the case of a school leader 
serving in a high need school, by the ad-
ministrator of a local educational agency, 
educational service agency, Bureau of In-
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dian Education, Native Hawaiian edu-
cation system, or State educational agency 
that serves the school (or the administra-
tor’s designee); 
‘‘(iv) in the case of a director of an 
early childhood education program, a lead-
er of the entity overseeing the early child-
hood education program; and 
‘‘(v) in the case of a family child care 
provider or the director of an early child-
hood education program that operates as a 
standalone center-based program (for ex-
ample, a case in which the center is not 
part of a larger company) that is an early 
childhood education program, by self-cer-
tification with supporting documents, such 
as a business license, a listing with a pub-
lic Child Care Resources and Referral 
website, or proof of participation in a Fed-
eral child care or preschool subsidy pro-
gram. 
‘‘(4) PARENT PLUS LOANS.— 
‘‘(A) PARENT PLUS LOAN ON BEHALF OF 
A
STUDENT
WHO
IS
A
QUALIFYING
EDUCA-
TOR.—A borrower of a parent Federal Direct 
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PLUS Loan issued on behalf of a student who 
is a qualifying educator shall qualify for loan 
forgiveness and any other benefits under this 
section for the qualifying service of the student 
in the same manner and to the same extent as 
the student borrower qualifies for such loan for-
giveness and other benefits. 
‘‘(B) PARENT PLUS LOAN BORROWED BY A 
PARENT WHO IS A QUALIFYING EDUCATOR.— 
The borrower of a parent Federal Direct PLUS 
Loan issued on behalf of a student who is not 
a qualifying educator shall also qualify for loan 
forgiveness and any other benefits under this 
section for qualifying service if that parent bor-
rower is engaged in qualifying service and 
meets the requirements of this section. 
‘‘(5) RECIPIENTS OF PRIOR LOAN CANCELLA-
TION.—A qualifying educator who received loan can-
cellation under this section as in effect before the 
date of enactment of the EDUCATORS for America 
Act— 
‘‘(A) shall be eligible for loan cancellation 
of covered loans in accordance with subsection 
(c)(1), including any remaining covered loans; 
and 
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