datamatters24/research-document-archive huggingface dataset:
(4) the FHA mortgage insurance premium struc-
ture, as well as FHA’s product offerings, should be re-
vised to reflect FHA’s enhanced ability to determine 
risk at the loan level and to allow FHA to better re-
spond to changes in the mortgage market; 
(5) during past recessions, including the oil- 
patch downturns in the mid-1980s, FHA remained a 
viable credit enhancer and was therefore instrumental 
in preventing a more catastrophic collapse in housing 
markets and a greater loss of homeowner equity; and 
(6) as housing price appreciation slows and in-
terest rates rise, many homeowners and prospective 
homebuyers will need the less-expensive, safer financ-
ing alternative that FHA mortgage insurance pro-
vides. 
(b) PURPOSES.—The purposes of this subtitle are— 
(1) to provide flexibility to FHA to allow for the 
insurance of housing loans for low- and moderate-in-
come homebuyers during all economic cycles in the 
mortgage market; 
(2) to modernize the FHA single family mort-
gage insurance program by making it more reflective 
of enhancements to loan-level risk assessments and 
changes to the mortgage market; and
(3) to adjust the loan limits for the single family 
mortgage insurance program to reflect rising house 
prices and the increased costs associated with new 
construction. 
SEC. 203. MAXIMUM PRINCIPAL LOAN OBLIGATION. 
(a) IN GENERAL.—Section 203(b)(2) of the National 
Housing Act (12 U.S.C. 1709(b)(2)(A)) is amended by 
striking subparagraph (A) and inserting the following new 
subparagraph: 
‘‘(A) not to exceed the lesser of— 
‘‘(i) in the case of a 1-family residence, 
125 percent of the median 1-family house 
price in the area, as determined by the Sec-
retary; and in the case of a 2-, 3-, or 4-fam-
ily residence, the percentage of such median 
price that bears the same ratio to such me-
dian price as the dollar amount limitation 
determined under section 305(a)(2) of the 
Federal Home Loan Mortgage Corporation 
Act (12 U.S.C. 1454(a)(2)) for a 2-, 3-, or 
4-family residence, respectively, bears to the 
dollar amount limitation determined under 
such section for a 1-family residence; or 
‘‘(ii) 175 percent of the dollar amount 
limitation determined under such section
305(a)(2)(A) for a residence of the applica-
ble size (without regard to any authority to 
increase such limitations with respect to 
properties located in Alaska, Guam, Ha-
waii, or the Virgin Islands and without re-
gard to the high-cost area limitation under 
such section 305(a)(2)(B)); 
except that the dollar amount limitation in effect 
under this subparagraph for any size residence 
for any area may not be less than the greater of: 
(I) the dollar amount limitation in effect under 
this section for the area on October 21, 1998; or 
(II) 65 percent of the dollar amount limitation 
determined under such section 305(a)(2) for a 
residence of the applicable size; and except that, 
if the Secretary determines that market condi-
tions warrant such an increase, the Secretary 
may, for such period as the Secretary considers 
appropriate, increase the maximum dollar 
amount limitation determined pursuant to the 
preceding provisions of this subparagraph with 
respect to any particular size or sizes of resi-
dences, or with respect to residences located in 
any particular area or areas, to an amount that 
does not exceed the maximum dollar amount
then otherwise in effect pursuant to the preceding 
provisions of this subparagraph for such size res-
idence, or for such area (if applicable), by not 
more than $100,000; and’’. 
(b) TREATMENT
OF TEMPORARY LOAN LIMIT IN-
CREASE.—Subsection (a) and the amendment made by such 
subsection may not be construed to in any way affect the 
effectiveness of section 202 of the Economic Stimulus Act 
of 2008 (Public Law 110–185; 122 Stat. 620). 
SEC. 204. EXTENSION OF MORTGAGE TERM. 
Paragraph (3) of section 203(b) of the National Hous-
ing Act (12 U.S.C. 1709(b)(3)) is amended— 
(1) by striking ‘‘thirty-five years’’ and inserting 
‘‘forty years’’; and 
(2) by striking ‘‘(or thirty years if such mortgage 
is not approved for insurance prior to construction)’’. 
SEC. 205. DOWNPAYMENT SIMPLIFICATION. 
Section 203(b) of the National Housing Act (12 U.S.C. 
1709(b)) is amended— 
(1) in paragraph (2)— 
(A) by striking subparagraph (B) and in-
serting the following new subparagraph: 
‘‘(B) not to exceed an amount equal to the 
sum of—
‘‘(i) the amount of the mortgage pre-
mium paid at the time the mortgage is in-
sured; and 
‘‘(ii) 97.75 percent of the appraised 
value of the property.’’; 
(B) in the matter after and below subpara-
graph (B), by striking the second sentence (relat-
ing to a definition of ‘‘average closing cost’’) and 
all that follows through ‘‘title 38, United States 
Code.’’; and 
(C) by striking the last undesignated para-
graph (relating to counseling with respect to the 
responsibilities and financial management in-
volved in homeownership); and 
(2) in paragraph (9)— 
(A) by striking the paragraph designation 
and all that follows through ‘‘Provided further, 
That for’’ and inserting the following: 
‘‘(9) Be executed by a mortgagor who shall have 
paid on account of the property, in cash or its equiv-
alent, at least 3 percent of the Secretary’s estimate of 
the cost of acquisition (excluding the mortgage insur-
ance premium paid at the time the mortgage is in-
sured). For’’; and
for identified individuals and families; 
and 
‘‘(iv) submits the annual reports re-
quired under subparagraph (E). 
‘‘(E) ANNUAL
REPORTS
TO
THE
SEC-
RETARY.—Each entity awarded a grant under 
this paragraph shall submit to the Secretary an 
annual report on the programs and activities 
funded under the grant that includes the fol-
lowing: 
‘‘(i) A description of the written pro-
tocols developed in accordance with the re-
quirements of subparagraph (D)(iii) for 
each program or activity funded under the 
grant and how such protocols are used, in-
cluding specific policies and procedures for 
addressing domestic violence issues within 
each program or activity funded under the 
grant and how confidentiality issues are 
addressed. 
‘‘(ii) The name of each individual, or-
ganization, or entity that was consulted in 
the development of such protocols. 
‘‘(iii) A description of each individual, 
organization, or entity (if any) that pro-
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long leadtime components and designs for vessels to be 
constructed or converted in the future; and expansion of 
public and private plants, including land necessary there-
for, and such lands and interests therein, may be acquired, 
and construction prosecuted thereon prior to approval of 
title, as follows: 
Carrier Replacement Program, $2,703,953,000; 
Carrier 
Replacement 
Program 
(AP), 
$124,401,000; 
NSSN, $1,796,191,000; 
NSSN (AP), $1,290,710,000; 
CVN Refuelings (AP), $297,344,000; 
SSBN Submarine Refuelings, $187,652,000; 
SSBN 
Submarine 
Refuelings 
(AP), 
$42,744,000; 
DDG–1000 Program, $2,772,637,000; 
DDG–1000 Program (AP), $150,886,000; 
DDG–51 Destroyer, $78,078,000; 
Littoral Combat Ship, $339,482,000; 
LPD–17, $3,091,922,000; 
LHA–R, $1,375,414,000; 
Special Purpose Craft, $4,500,000; 
LCAC 
Service 
Life 
Extension 
Program, 
$98,518,000; 
Prior year shipbuilding costs, $511,474,000;
541 
(3) REHABILITATION CREDIT.—The amendments 
made by subsection (c) shall apply to credits deter-
mined under section 47 of the Internal Revenue Code 
of 1986 to the extent attributable to qualified rehabili-
tation expenditures properly taken into account for 
periods after December 31, 2007. 
SEC. 617. BONDS GUARANTEED BY FEDERAL HOME LOAN 
BANKS ELIGIBLE FOR TREATMENT AS TAX-EX-
EMPT BONDS. 
(a) IN
GENERAL.—Subparagraph (A) of section 
149(b)(3) (relating to exceptions for certain insurance pro-
grams) is amended by striking ‘‘or’’ at the end of clause 
(ii), by striking the period at the end of clause (iii) and 
inserting ‘‘, or’’ and by adding at the end the following new 
clause: 
‘‘(iv) any guarantee by a Federal home 
loan bank made in connection with the 
original issuance of a bond during the pe-
riod beginning on the date of the enactment 
of this Act and ending on December 31, 
2010 (or a renewal or extension of a guar-
antee so made).’’. 
(b) SAFETY AND SOUNDNESS REQUIREMENTS.—Para-
graph (3) of section 149(b) is amended by adding at the 
end the following new subparagraph:
I 
110TH CONGRESS 
1ST SESSION 
H. R. 307 
To impose limitations on the authority of the Secretary of the Interior 
to claim title or other rights to water absent specific direction of law 
or to abrogate, injure, or otherwise impair any right to the use of 
any quantity of water. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 5, 2007 
Mr. PEARCE introduced the following bill; which was referred to the 
Committee on Natural Resources 
A BILL 
To impose limitations on the authority of the Secretary of 
the Interior to claim title or other rights to water absent 
specific direction of law or to abrogate, injure, or other-
wise impair any right to the use of any quantity of 
water. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. DEPARTMENT OF THE INTERIOR AND WATER 
RIGHTS. 
Notwithstanding any other provision of law, the Sec-
retary of the Interior shall not— 
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jlentini on PROD1PC65 with BILLS
(1) claim title or other rights to water in a 
State, other than for Indian reservation lands, ab-
sent specific direction of law; or 
(2) exercise authority so as to abrogate, injure 
or otherwise impair any right to the use of any 
quantity of water— 
(A) that has been allocated— 
(i) in conformance with subsections 
(a) through (c) of section 208 of the De-
partment of Justice Appropriations Act, 
1953 (43 U.S.C. 666); 
(ii) by or pursuant to interstate com-
pact; and 
(iii) by a decision of the United States 
Supreme Court; 
(B) by requiring a change in the nature of 
use or the transfer of any right to use water or 
creating a limitation on the exercise of any 
right to use water; or 
(C) by modifying the delivery, diversion, 
nondiversion, allocation, or storage of any water 
to be delivered by contract. 
Æ 
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204 
and for rural and urban areas within those regions; 
and 
(5) summarizes the vulnerability of different ge-
ographic regions of the world to global change and 
analyzes the implications of global change for the 
United States, including international assistance, 
population displacement, food and resource avail-
ability, and national security. 
(b) USE OF RELATED REPORTS.—To the extent ap-
propriate, the assessment produced pursuant to this sec-
tion may coordinate with, consider, incorporate, or other-
wise make use of related reports, assessments, or informa-
tion produced by the United States Global Change Re-
search Program, regional, State, and local entities, and 
international organizations, including the World Meteoro-
logical Organization and the Intergovernmental Panel on 
Climate Change. 
SEC. 4618. POLICY ASSESSMENT. 
Not later than 1 year after the date of enactment 
of this Act, and at least once every 4 years thereafter, 
the President shall enter into a joint agreement with the 
National Academy of Public Administration and the Na-
tional Academy of Sciences under which the Academies 
shall— 
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amended by adding at the end the following new 
item: 
‘‘Sec. 45O. Environmental remediation credit.’’. 
(2) The table of sections for part III of sub-
chapter B of chapter 1 of such Code is amended by 
inserting after the item relating to section 139A the 
following new item: 
‘‘Sec. 139B. Remediation contributions by potentially responsible parties.’’. 
(e) EFFECTIVE DATE.—The amendments made by 
this section shall apply to taxable years beginning after 
December 31, 2007. 
Æ 
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lamp packaging, and marketing materials shall 
identify the lamp as being a silver bowl lamp or 
similar designation. 
(R) The term ‘‘three-way lamp’’ means a 
lamp that employs two filaments, operated sep-
arately and in combination, to provide three 
light levels. The designation shall be on the 
lamp packaging, and marketing materials shall 
identify the lamp as being a three-way lamp. 
(S) The term ‘‘traffic signal lamp’’ means 
a lamp that is designed with lifetime, wattage, 
focal length, filament configuration, mounting, 
lamp glass, and lamp base characteristics ap-
propriate for use in traffic signals. 
(T) The term ‘‘vibration service lamp’’ or 
‘‘vibration resistant lamp’’ means a lamp with 
filament configurations similar to but not lim-
ited to C–5, C–7A, or C–9, as listed in Figure 
6–12 of the 9th Edition of the IESNA Lighting 
Handbook. The lamp is designated and mar-
keted specifically for vibration service or vibra-
tion resistant applications. The designation 
shall be on the lamp packaging, and marketing 
materials shall identify the lamp as being vibra-
tion resistant or vibration service. 
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section 130(a) shall be applied with respect to any such 
failure— 
‘‘(1) by substituting ‘mortgage broker’ for 
‘creditor’ each place such term appears in such sec-
tion; and 
‘‘(2) by treating all qualified finance charges 
(as defined in subsection (c)(2)(A)) incurred in the 
origination of any consumer credit transaction se-
cured by the consumer’s principal dwelling as actual 
damages sustained by the consumer as a result of 
the failure. 
‘‘(h) EXCLUSION OF REVERSE MORTGAGES.—This 
section shall not apply with respect to any consumer mort-
gage transaction that constitutes a reverse mortgage.’’. 
(b) TECHNICAL AND CONFORMING AMENDMENTS.— 
The Truth in Lending Act is amended— 
(1) in section 103 (u) (15 U.S.C. 1602(u)), by 
striking ‘‘and the disclosures required by section 
129(a)’’ and inserting ‘‘and the provisions of section 
129 and 129A’’; and 
(2) in section 130 (15 U.S.C. 1640), by insert-
ing ‘‘or 129A’’ after section 129 each place such 
term appears. 
(c) CLERICAL AMENDMENT.—The table of sections 
for chapter 2 of the Truth in Lending Act is amended 
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by inserting after the item relating to section 129 the fol-
lowing new item: 
‘‘129A. Originations of consumer credit transactions secured by the consumer’s 
principal dwelling.’’. 
Æ 
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118 
‘‘(b) ASSISTANCE OF PRIVATE SECTOR ENTITIES.— 
Examinations under this section may be conducted with 
the assistance of a private sector entity that has both the 
qualifications and the expertise necessary to conduct such 
examinations. 
‘‘(c) COSTS.— 
‘‘(1) ASSESSMENT.— 
‘‘(A) IN
GENERAL.—The Administrator 
may assess the cost of examinations under this 
section, including compensation of the exam-
iners, against the company examined. 
‘‘(B) PAYMENT.—Any company against 
which the Administrator assesses costs under 
this paragraph shall pay such costs. 
‘‘(2) DEPOSIT
OF
FUNDS.—Funds collected 
under this section shall be deposited in the account 
for salaries and expenses of the Small Business Ad-
ministration. 
‘‘SEC. 394. MISCELLANEOUS. 
‘‘To the extent such procedures are not inconsistent 
with the requirements of this part, the Administrator may 
take such action as set forth in sections 309, 311, 312, 
and 314 of this Act.
I 
110TH CONGRESS 
1ST SESSION H. R. 3083 
To amend the Clean Air Act to establish deadlines by which the Administrator 
of the Environmental Protection Agency shall issue a decision on whether 
to grant certain waivers of preemption under that Act. 
IN THE HOUSE OF REPRESENTATIVES 
JULY 18, 2007 
Mr. INSLEE introduced the following bill; which was referred to the Committee 
on Energy and Commerce 
A BILL 
To amend the Clean Air Act to establish deadlines by which 
the Administrator of the Environmental Protection Agen-
cy shall issue a decision on whether to grant certain 
waivers of preemption under that Act. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Tailpipe Pollution 
Standards Act’’. 
SEC. 2. WAIVERS OF PREEMPTION. 
Section 209 of the Clean Air Act (42 U.S.C. 7543) 
is amended by adding at the end the following: 
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HR 3083 IH
‘‘(f) WAIVERS OF PREEMPTION.— 
‘‘(1) PENDING REQUESTS.—Not later than 30 
days after the date of enactment of this subsection, 
but in no case later than September 30, 2007, the 
Administrator shall issue to the Governor of each 
applicable State a decision on each request for a 
waiver of preemption under subsection (b) that— 
‘‘(A) has been submitted by the State; and 
‘‘(B) is pending as of the date of enact-
ment of this subsection. 
‘‘(2) SUBSEQUENT REQUESTS.—With respect to 
a request for a waiver of preemption under sub-
section (b) (including such a request submitted by a 
State that has adopted and enforced certain stand-
ards as described in section 177) that is submitted 
by a State after the date of enactment of this sub-
section, not later than 180 days after the date on 
which the Administrator receives the request, the 
Administrator shall issue to the Governor of the 
State a decision on whether to grant the waiver.’’. 
Æ 
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ccoleman on PROD1PC69 with BILLS
542 
‘‘(E) SAFETY
AND
SOUNDNESS
REQUIRE-
MENTS
FOR
FEDERAL
HOME
LOAN
BANKS.— 
Clause (iv) of subparagraph (A) shall not apply 
to any guarantee by a Federal home loan bank 
unless such bank meets safety and soundness col-
lateral requirements for such guarantees which 
are at least as stringent as such requirements 
which apply under regulations applicable to such 
guarantees by Federal home loan banks as in ef-
fect on April 9, 2008.’’. 
(c) EFFECTIVE DATE.—The amendments made by this 
section shall apply to guarantees made after the date of the 
enactment of this Act. 
SEC. 618. MODIFICATION OF RULES PERTAINING TO FIRPTA 
NONFOREIGN AFFIDAVITS. 
(a) IN GENERAL.—Subsection (b) of section 1445 (re-
lating to exemptions) is amended by adding at the end the 
following: 
‘‘(9) ALTERNATIVE PROCEDURE FOR FURNISHING 
NONFOREIGN
AFFIDAVIT.—For purposes of para-
graphs (2) and (7)— 
‘‘(A) IN GENERAL.—Paragraph (2) shall be 
treated as applying to a transaction if, in con-
nection with a disposition of a United States 
real property interest—
229 
‘‘(B) such an investment would provide a valu-
able complement to ongoing and past governmental 
support in the biomass processing area; and 
‘‘(13) several prominent studies, including stud-
ies by the President’s Committee of Advisors on 
Science and Technology and the National Research 
Council— 
‘‘(A) support the potential for large re-
search-driven advances in technologies for pro-
duction of biobased industrial products as well 
as associated benefits; and 
‘‘(B) document the need for a focused, in-
tegrated, and innovation-driven research effort 
to provide the appropriate progress in a timely 
manner. 
‘‘(c) DEFINITIONS.—In this section: 
‘‘(1) ADVISORY COMMITTEE.—The term ‘Advi-
sory Committee’ means the Biomass Research and 
Development Technical Advisory Committee estab-
lished by this section. 
‘‘(2) BIOBASED
FUEL.—The term ‘biobased 
fuel’ means any transportation or heating fuel pro-
duced from biomass. 
‘‘(3) BIOBASED PRODUCT.—The term ‘biobased 
product’ means an industrial product (including 
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230 
chemicals, materials, and polymers) produced from 
biomass, or a commercial or industrial product (in-
cluding animal feed and electric power) derived in 
connection with the conversion of biomass to fuel. 
‘‘(4) BIOMASS.—The term ‘biomass’ means any 
organic matter that is available on a renewable or 
recurring basis, including agricultural crops and 
trees, wood and wood wastes and residues, plants 
(including aquatic plants), grasses, residues, fibers, 
and animal wastes, municipal wastes, and other 
waste materials. 
‘‘(5) BOARD.—The term ‘Board’ means the 
Biomass Research and Development Board estab-
lished by this section. 
‘‘(6) DEMONSTRATION.—The term ‘demonstra-
tion’ means demonstration of technology in a pilot 
plant or semi-works scale facility. 
‘‘(7) INITIATIVE.—The term ‘Initiative’ means 
the Biomass Research and Development Initiative 
established under this section. 
‘‘(8) INSTITUTION OF HIGHER EDUCATION.— 
The term ‘institution of higher education’ has the 
meaning given the term in section 102(a) of the 
Higher Education Act of 1965 (20 U.S.C. 1002(a)). 
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231 
‘‘(9) NATIONAL LABORATORY.—The term ‘Na-
tional Laboratory’ has the meaning given that term 
in section 2 of the Energy Policy Act of 2005. 
‘‘(10) POINT OF CONTACT.—The term ‘point of 
contact’ means a point of contact designated under 
this section. 
‘‘(d) COOPERATION AND COORDINATION IN BIOMASS 
RESEARCH AND DEVELOPMENT.— 
‘‘(1) IN
GENERAL.—The Secretary of Agri-
culture and the Secretary of Energy shall cooperate 
with respect to, and coordinate, policies and proce-
dures that promote research and development lead-
ing to the production of biobased fuels and biobased 
products. 
‘‘(2) POINTS OF CONTACT.— 
‘‘(A) IN
GENERAL.—To coordinate re-
search and development programs and activities 
relating to biobased fuels and biobased products 
that are carried out by their respective Depart-
ments— 
‘‘(i) the Secretary of Agriculture shall 
designate, as the point of contact for the 
Department of Agriculture, an officer of 
the Department of Agriculture appointed 
by the President to a position in the De-
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232 
partment before the date of the designa-
tion, by and with the advice and consent of 
the Senate; and 
‘‘(ii) the Secretary of Energy shall 
designate, as the point of contact for the 
Department of Energy, an officer of the 
Department of Energy appointed by the 
President to a position in the Department 
before the date of the designation, by and 
with the advice and consent of the Senate. 
‘‘(B) DUTIES.—The points of contact shall 
jointly— 
‘‘(i) assist in arranging interlabora-
tory and site-specific supplemental agree-
ments 
for 
research 
and 
development 
projects relating to biobased fuels and 
biobased products; 
‘‘(ii) serve as cochairpersons of the 
Board; 
‘‘(iii) administer the Initiative; and 
‘‘(iv) respond in writing to each rec-
ommendation of the Advisory Committee 
made under subsection (f). 
‘‘(e) BIOMASS
RESEARCH
AND
DEVELOPMENT 
BOARD.— 
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