‘‘(A) disclosed in a prominent manner; 
‘‘(B) made available in multiple langauges; 
‘‘(C) provided immediately before enroll-
ment of any individual in a health care sharing 
ministry; and 
‘‘(D) be written in at least 14 point font 
(or, if such enrollment is being made over the 
phone, be read out loud). 
‘‘(d) ENTITY REQUIREMENTS.—For purposes of sub-
section (a)(3), the requirements described in this sub-
section are, with respect to an entity with a contract in 
effect with a health care sharing ministry for purposes of 
enrolling an individual in such ministry (or otherwise re-
ceiving remuneration from such ministry in exchange for 
enrolling an individual in such ministry), that such entity 
provides to such individual— 
‘‘(1) an explanation of any tax credit that may 
be available to such individual under section 36B of 
the Internal Revenue Code of 1986 to purchase a 
qualified health plan (as defined in section 1301(a) 
of the Patient Protection and Affordable Care Act) 
through an Exchange established pursuant to such 
Act; 
‘‘(2) if such individual qualifies to enroll under 
a State plan (or waiver of such plan) under title 
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XIX of the Social Security Act, or if such individual 
is entitled to benefits under part A or eligible to en-
roll under part B of title XVIII of such Act, an ex-
planation of such qualification, entitlement, or eligi-
bility; 
‘‘(3) an explanation of the types of benefits re-
quired to be provided under such plans and other 
protections applicable under such plans (such as lim-
itations on cost sharing) compared to the benefits 
provided, and cost-sharing requirements imposed, 
under such ministry; and 
‘‘(4) an explanation that such ministry is not a 
group health plan or health insurance coverage and 
that benefits provided under such ministry are not 
guaranteed. 
‘‘(e) ENFORCEMENT.—In the case that the Secretary 
determines that a health care sharing ministry has failed 
to meet a requirement of this section, the Secretary may 
impose a civil monetary penalty on such ministry in an 
amount not to exceed $100 for each day for each indi-
vidual with respect to which such a failure occurs. The 
provisions of subparagraphs (C) through (G) of paragraph 
(2) of section 2723 shall apply to a civil monetary penalty 
imposed under this subsection in the same manner as such 
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provisions apply to a civil monetary penalty imposed under 
such section. 
‘‘(f) DEFINITIONS.—For purposes of this section, the 
Secretary may specify the meaning of any term used in 
relation to a health care sharing ministry and clarify the 
applicability of such term to such a ministry.’’. 
(b) DISCLOSURES BY FEDERAL TRADE COMMISSION 
REGARDING CONSUMER COMPLAINTS.— 
(1) IN GENERAL.—Not later than January 1 
and July 1 of each year, the Federal Trade Commis-
sion shall publicly disclose on the Internet website of 
the Commission, and transmit to the Secretary of 
Health and Human Services and the Commissioner 
of Internal Revenue— 
(A) the number of consumer complaints re-
garding health care sharing ministries (as de-
fined in section 5000A(d)(2)(B)(ii) of the Inter-
nal Revenue Code of 1986) received by the 
Commission during the period covered by the 
disclosure; 
(B) the general categories (as determined 
by the Commission) of the complaints described 
in subparagraph (A); and 
(C) with respect to each complaint de-
scribed in subparagraph (A)— 
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(i) the name of the health care shar-
ing ministry against which the complaint 
was made; and 
(ii) such details as the Commission 
considers appropriate regarding the owner-
ship, operation, and executive leadership of 
such ministry. 
(2) TIMING
OF
INITIAL
DISCLOSURE.—Para-
graph (1) shall apply beginning on the January 1 or 
July 1 that first occurs after the date that is 90 
days after the date of the enactment of this Act. 
Æ 
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