I 
112TH CONGRESS 
1ST SESSION H. R. 2078 
To amend the National Flood Insurance Act of 1968 to provide for greater 
notification of flood insurance rate map changes and the appeals process, 
extensions of the appeals process, reimbursement for successful map 
change petitions outside of the standard appeals process, and removal 
of certain properties from flood insurance rate maps. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 1, 2011 
Mr. LOEBSACK introduced the following bill; which was referred to the 
Committee on Financial Services 
A BILL 
To amend the National Flood Insurance Act of 1968 to 
provide for greater notification of flood insurance rate 
map changes and the appeals process, extensions of the 
appeals process, reimbursement for successful map 
change petitions outside of the standard appeals process, 
and removal of certain properties from flood insurance 
rate maps. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Homeowners Flood 
Insurance Awareness Act’’. 
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SEC. 2. TELEVISION AND RADIO ANNOUNCEMENT. 
(a) IN GENERAL.—Section 1363 of the National 
Flood Insurance Act of 1968 (42 U.S.C. 4104) is amend-
ed— 
(1) in subsection (a), by inserting after ‘‘deter-
minations’’ the following: ‘‘by notifying a prominent 
local television and radio station, by notifying each 
Member of the House of Representatives and each 
Senator that represents any part of such commu-
nity,’’; and 
(2) in the first sentence of subsection (b), by in-
serting before the period at the end the following: ‘‘, 
shall publish notice of the 90-day period for appeals 
referred to in the second sentence, and shall notify 
a prominent local television and radio station and 
the Members of the House of Representatives and 
Senators referred to in subsection (a) at least once 
during the same 10-day period’’. 
(b) APPLICABILITY.—The amendments made by sub-
section (a) shall apply with respect to any flood elevation 
determination for any area in a community that has not, 
as of the date of the enactment of this Act, been issued 
a Letter of Final Determination for such determination 
under the flood insurance map modernization process. 
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SEC. 3. EXTENSION OF APPEAL PERIOD. 
(a) IN GENERAL.—Section 1363(b) of the National 
Flood Insurance Act of 1968 (42 U.S.C. 4104(b)), as 
amended by section 1(a)(2), is further amended— 
(1) by striking ‘‘(b) The Director’’ and insert-
ing ‘‘(b)(1) The Director’’; and 
(2) by adding at the end the following new 
paragraph: 
‘‘(2) The Administrator shall grant an extension of 
the 90-day period for appeals referred to in paragraph (1) 
for 90 additional days if an affected community certifies 
to the Administrator, after the expiration of at least 60 
days of such period, that the community— 
‘‘(A) believes there are property owners or les-
sees in the community who are unaware of such pe-
riod for appeals; and 
‘‘(B) will utilize the extension to notify property 
owners or lessees who are affected by the proposed 
flood elevation determinations of the period for ap-
peals and the opportunity to appeal the determina-
tions proposed by the Administrator.’’. 
(b) APPLICABILITY.—The amendments made by sub-
section (a) shall apply with respect to any flood elevation 
determination for any area in a community that has not, 
as of the date of the enactment of this Act, been issued 
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