I 
119TH CONGRESS 
2D SESSION 
H. R. 7475 
To establish an expedited guaranteed lender pilot program at USDA. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 10, 2026 
Mr. AUSTIN SCOTT of Georgia introduced the following bill; which was 
referred to the Committee on Agriculture 
A BILL 
To establish an expedited guaranteed lender pilot program 
at USDA. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Expedited Guaranteed 
Lender Pilot Program Act’’. 
SEC. 2. EXPEDITED LOAN GUARANTEE APPROVAL PILOT 
PROGRAM. 
(a) IN GENERAL.—Subtitle D of the Consolidated 
Farm and Rural Development Act is amended by inserting 
after section 333D (7 U.S.C. 1983d) the following: 
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‘‘SEC. 333E. EXPEDITED LOAN GUARANTEE APPROVAL 
PILOT PROGRAM. 
‘‘(a) IN GENERAL.—Beginning not later than 1 year 
after the date of the enactment of this section, the Sec-
retary shall carry out a pilot program to establish an expe-
dited qualification and approval process for borrowers 
seeking bridge loans guaranteed by the Secretary under 
this Act, that are serviced by Preferred Certified Lenders 
under section 339(d) and are provided to creditworthy 
borrowers, as determined by the Preferred Certified Lend-
er. 
‘‘(b) LOAN ASSESSMENTS.—In carrying out this sec-
tion, the Secretary shall consider streamlining the process 
for making determinations necessary to make the certifi-
cations and assessments referred to in section 339(c)(5) 
and determinations under section 360(b). 
‘‘(c) RULE OF INTERPRETATION.—This section shall 
not be interpreted to authorize the waiver or modification 
of any requirement, other than a timing requirement ap-
plicable to application processing, imposed by or under 
this Act. 
‘‘(d) REPORT.—Within 1 year after the date of the 
enactment of this section, and annually thereafter, the 
Secretary shall submit to the Committee on Agriculture 
of the House of Representatives and the Committee on 
Agriculture, Nutrition, and Forestry of the Senate a re-
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port examining the actions undertaken under, and the re-
sults of, the pilot program. 
‘‘(e) TERMINATION OF EFFECTIVENESS.—The au-
thority provided by this section shall terminate effective 
September 30, 2031.’’. 
(b) CONFORMING AMENDMENTS.—Section 346(b)(2) 
of such Act (7 U.S.C. 1994(b)(2)) is amended— 
(1) in subparagraph (A)(i)(II), by inserting ‘‘, 
to the extent practicable’’ after ‘‘April 1 of the fiscal 
year’’; 
(2) in subparagraph (A)(iii), by inserting ‘‘,to 
the extent practicable’’ after ‘‘September 1 of the 
fiscal year’’; and 
(3) in subparagraph (B)(iii), in the text, by in-
serting ‘‘, to the extent practicable’’ after ‘‘April 1 
of the fiscal year’’. 
Æ 
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