I 
119TH CONGRESS 
1ST SESSION H. R. 3283 
To amend the Federal Crop Insurance Act to provide premium support 
for certain plans of crop insurance, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 8, 2025 
Mr. FINSTAD (for himself, Mrs. FISCHBACH, Mr. SMITH of Nebraska, Mr. 
VAN ORDEN, Mr. BACON, Mr. NEWHOUSE, and Mr. JACKSON of Texas) 
introduced the following bill; which was referred to the Committee on Ag-
riculture 
A BILL 
To amend the Federal Crop Insurance Act to provide pre-
mium support for certain plans of crop insurance, and 
for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Federal Agriculture 
Risk Management Enhancement and Resilience Act’’ or 
the ‘‘FARMER Act’’. 
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SEC. 2. PREMIUM SUPPORT FOR CERTAIN PLANS OF CROP 
INSURANCE. 
Section 508(e) of the Federal Crop Insurance Act (7 
U.S.C. 1508(e)) is amended— 
(1) by redesignating paragraph (8) as para-
graph (9); 
(2) in paragraph (9) (as so redesignated) by 
striking ‘‘and (7)’’ and inserting ‘‘(7), and (8)’’; and 
(3) by inserting after paragraph (7) the fol-
lowing: 
‘‘(8) PREMIUM SUPPORT FOR CERTAIN PLANS 
OF
INSURANCE.—Notwithstanding subparagraphs 
(F) and (G) of paragraph (2), in the case of an indi-
vidual farm-based revenue protection or yield protec-
tion plan of insurance, when a producer elects such 
a plan of insurance based upon enterprise units or 
whole farm units, the Corporation shall pay a part 
of the premium as provided under those subpara-
graphs except that the applicable factor shall be— 
‘‘(A) 77 percent in the case of the coverage 
level described in paragraph (2)(F); and 
‘‘(B) 68 percent in the case of the coverage 
level described in paragraph (2)(G).’’. 
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SEC. 3. COVERAGE LEVEL AND PREMIUM SUBSIDY UNDER 
SUPPLEMENTAL COVERAGE OPTION. 
(a) COVERAGE LEVEL.—Section 508(c)(4)(C) of the 
Federal Crop Insurance Act (7 U.S.C. 1508(c)(4)(C)) is 
amended— 
(1) in clause (ii), by striking ‘‘14’’ and inserting 
‘‘10’’; and 
(2) in clause (iii)(I), by striking ‘‘86’’ and in-
serting ‘‘90’’. 
(b) PREMIUM SUBSIDY.—Section 508(e)(2)(H)(i) of 
the 
Federal 
Crop 
Insurance 
Act 
(7 
U.S.C. 
1508(e)(2)(H)(i)) is amended by striking ‘‘65’’ and insert-
ing ‘‘80’’. 
SEC. 4. STUDY. 
Section 522(c) of the Federal Crop Insurance Act (7 
U.S.C. 1522(c)) is amended by adding at the end the fol-
lowing: 
‘‘(20) STUDY
ON
SUPPLEMENTAL
COVERAGE 
OPTION.— 
‘‘(A) IN GENERAL.—The Corporation shall 
carry out a study, or offer to enter into 1 or 
more contracts with 1 or more qualified persons 
to carry out a study, to determine the feasibility 
of modifying the supplemental coverage option 
described in section 508(c)(4)(C) to provide 
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coverage for counties larger than 1,400 square 
miles— 
‘‘(i) at a level smaller than county- 
wide; and 
‘‘(ii) at a level greater than individual 
coverage. 
‘‘(B) REPORT.—Not later than 1 year 
after the date of enactment of this paragraph, 
the Corporation shall submit to the Committee 
on Agriculture, Nutrition, and Forestry of the 
Senate and the Committee on Agriculture of 
the House of Representatives a report that de-
scribes— 
‘‘(i) the results of the study carried 
out under subparagraph (A); and 
‘‘(ii) any recommendations with re-
spect to those results.’’. 
Æ 
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