the Federal Deposit Insurance Corporation shall seek to 
minimize disruptive changes to the persons affected by 
such regulations. 
SEC. 304. NO NEW DISCLOSURE REQUIREMENTS. 
Nothing in this title or the amendments made by this 
title shall be construed to require the Federal Deposit In-
surance Corporation to collect additional information 
under the statutes amended by this title, beyond informa-
tion that was collected under such statutes before the date 
of the enactment of this Act. 
TITLE 
IV—OFFICE 
OF 
THE 
COMPTROLLER OF THE CUR-
RENCY 
SEC. 401. DATA STANDARDS AND OPEN DATA PUBLICATION 
REQUIREMENTS FOR THE OFFICE OF THE 
COMPTROLLER OF THE CURRENCY. 
The Revised Statutes of the United States is amend-
ed by inserting after section 332 (12 U.S.C. 14) the fol-
lowing: 
‘‘SEC. 333. DATA STANDARDS; OPEN DATA PUBLICATION. 
‘‘(a) DATA STANDARDS.— 
‘‘(1) REQUIREMENT.—The Comptroller of the 
Currency shall, by rule, adopt data standards for all 
information that is regularly filed with or submitted 
to the Comptroller of the Currency by any entity 
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with respect to which the Office of the Comptroller 
of the Currency is the appropriate Federal banking 
agency (as defined under section 3 of the Federal 
Deposit Insurance Act). 
‘‘(2) CHARACTERISTICS.—The data standards 
required by paragraph (1) shall, to the extent prac-
ticable— 
‘‘(A) render information fully searchable 
and machine-readable; 
‘‘(B) be nonproprietary; 
‘‘(C) incorporate standards developed and 
maintained by voluntary consensus standards 
bodies; and 
‘‘(D) be consistent with and implement ap-
plicable accounting and reporting principles. 
‘‘(3) 
INCORPORATION
OF
STANDARDS.—In 
adopting data standards by rule under this sub-
section, the Comptroller of the Currency shall incor-
porate all applicable data standards promulgated by 
the Office of Financial Research. 
‘‘(b) OPEN DATA PUBLICATION.—All public informa-
tion published by the Comptroller of the Currency under 
title LXII or the Dodd-Frank Wall Street Reform and 
Consumer Protection Act shall be published as open data, 
freely available for download in bulk, accessible via appli-
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cation programming interface where appropriate, and of-
fered without any registration requirement or reuse re-
striction.’’. 
SEC. 402. RULEMAKING. 
(a) IN GENERAL.—Not later than the end of the 2- 
year period beginning on the date of the enactment of this 
Act, the Comptroller of the Currency shall issue the regu-
lations required under the amendments made by this title. 
(b) SCALING OF REGULATORY REQUIREMENTS.—In 
issuing the regulations required under the amendments 
made by this title, the Comptroller of the Currency may 
scale data reporting requirements in order to reduce any 
unjustified burden on smaller regulated entities. 
(c) MINIMIZING DISRUPTION.—In issuing the regula-
tions required under the amendments made by this title, 
the Comptroller of the Currency shall seek to minimize 
disruptive changes to the persons affected by such regula-
tions. 
SEC. 403. NO NEW DISCLOSURE REQUIREMENTS. 
Nothing in this title or the amendments made by this 
title shall be construed to require the Comptroller of the 
Currency to collect additional information under the stat-
utes amended by this title, beyond information that was 
collected under such statutes before the date of the enact-
ment of this Act. 
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TITLE 
V—BUREAU 
OF 
CON-
SUMER FINANCIAL PROTEC-
TION 
SEC. 501. DATA STANDARDS AND OPEN DATA PUBLICATION 
REQUIREMENTS FOR THE BUREAU OF CON-
SUMER FINANCIAL PROTECTION. 
(a) IN GENERAL.—The Consumer Financial Protec-
tion Act of 2010 (12 U.S.C. 5481 et seq.) is amended by 
inserting after section 1018 the following: 
‘‘SEC. 1019. DATA STANDARDS. 
‘‘(a) REQUIREMENT.—The Bureau shall, by rule, 
adopt data standards for all information that is regularly 
filed with or submitted to the Bureau under this title. 
‘‘(b) CHARACTERISTICS.—The data standards re-
quired by subsection (a) shall, to the extent practicable— 
‘‘(1) render information fully searchable and 
machine-readable; 
‘‘(2) be nonproprietary; 
‘‘(3) incorporate standards developed and main-
tained by voluntary consensus standards bodies; and 
‘‘(4) be consistent with and implement applica-
ble accounting and reporting principles. 
‘‘(c) INCORPORATION OF STANDARDS.—In adopting 
data standards by rule under this section, the Bureau 
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shall incorporate all applicable data standards promul-
gated by the Office of Financial Research. 
‘‘SEC. 1020. OPEN DATA PUBLICATION. 
‘‘All public information published by the Bureau 
under this title shall be published as open data, freely 
available for download in bulk, accessible via application 
programming interface where appropriate, and offered 
without any registration requirement or reuse restric-
tion.’’. 
(b) CLERICAL AMENDMENT.—The table of contents 
under section 1(b) of the Dodd-Frank Wall Street Reform 
and Consumer Protection Act is amended by inserting 
after the item relating to section 1018 the following: 
‘‘Sec. 1019. Data standards. 
‘‘Sec. 1020. Open data publication.’’. 
SEC. 502. RULEMAKING. 
(a) IN GENERAL.—Not later than the end of the 2- 
year period beginning on the date of the enactment of this 
Act, the Bureau of Consumer Financial Protection shall 
issue the regulations required under the amendments 
made by this title. 
(b) SCALING OF REGULATORY REQUIREMENTS.—In 
issuing the regulations required under the amendments 
made by this title, the Bureau of Consumer Financial Pro-
tection may scale data reporting requirements in order to 
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