I 
119TH CONGRESS 
1ST SESSION H. R. 3472 
To amend the National Housing Act and title 38, United States Code. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 15, 2025 
Mr. VARGAS
(for himself, Mr. AGUILAR, Ms. GARCIA
of Texas, Ms. 
BROWNLEY, Mr. CARBAJAL, Mr. CASTRO of Texas, Mr. GARCI´A of Illi-
nois, Mr. GOMEZ, Ms. NORTON, Mr. MENENDEZ, Ms. TLAIB, Ms. 
VELA´ZQUEZ, Ms. ANSARI, Mr. PETERS, and Mr. THANEDAR) introduced 
the following bill; which was referred to the Committee on Financial Serv-
ices, and in addition to the Committee on Veterans’ Affairs, for a period 
to be subsequently determined by the Speaker, in each case for consider-
ation of such provisions as fall within the jurisdiction of the committee 
concerned 
A BILL 
To amend the National Housing Act and title 38, United 
States Code. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Housing Stability for 
Dreamers Act’’. 
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SEC. 2. DACA RECIPIENT ELIGIBILITY. 
(a) FHA.—Section 203 of the National Housing Act 
(12 U.S.C. 1709) is amended by inserting after subsection 
(h) the following: 
‘‘(i) DACA RECIPIENT ELIGIBILITY.— 
‘‘(1) IN GENERAL.—The Secretary may not— 
‘‘(A) prescribe terms that limit the eligi-
bility of a single family mortgage for insurance 
under this title based in whole or in part on the 
status of the mortgagor as a DACA recipient; 
or 
‘‘(B) issue any limited denial of participa-
tion in the program for such insurance based in 
whole or in part on the status of the mortgagor 
as a DACA recipient. 
‘‘(2) DACA RECIPIENT
DEFINED.—For the 
purposes of this subsection, the term ‘DACA recipi-
ent’ means an alien who, on the date of the enact-
ment of this Act, is the recipient of deferred action 
pursuant to the memorandum of the Department of 
Homeland Security entitled ‘Exercising Prosecutorial 
Discretion with Respect to Individuals Who Came to 
the United States as Children’ issued on June 15, 
2012’.’’. 
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(b) RURAL HOUSING SERVICE.—Section 501 of the 
Housing Act of 1949 (42 U.S.C. 1472) is amended by 
adding at the end the following: 
‘‘(k) DACA RECIPIENT ELIGIBILITY.— 
‘‘(1) IN
GENERAL.—The Secretary may not 
prescribe terms that limit eligibility for a single fam-
ily mortgage made, insured, or guaranteed under 
this title because of the status of the mortgagor as 
a DACA recipient. 
‘‘(2) DACA RECIPIENT
DEFINED.—For the 
purposes of this paragraph, the term ‘DACA recipi-
ent’ means an alien who, on the date of the enact-
ment of this Act, is the recipient of deferred action 
pursuant to the memorandum of the Department of 
Homeland Security entitled ‘Exercising Prosecutorial 
Discretion with Respect to Individuals Who Came to 
the United States as Children’ issued on June 15, 
2012.’’. 
(c) FANNIE MAE.—Section 302(b) of the National 
Housing Act (12 U.S.C. 1717(b)) is amended by adding 
at the end the following: 
‘‘(8) DACA RECIPIENT ELIGIBILITY.— 
‘‘(A) IN GENERAL.—The corporation may not 
condition purchase of a single-family residence mort-
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gage by the corporation under this subsection on the 
status of the borrower as a DACA recipient. 
‘‘(B) DACA RECIPIENT
DEFINED.—For the 
purposes of this paragraph, the term ‘DACA recipi-
ent’ means an alien who, on the date of the enact-
ment of this Act, is the recipient of deferred action 
pursuant to the memorandum of the Department of 
Homeland Security entitled ‘Exercising Prosecutorial 
Discretion with Respect to Individuals Who Came to 
the United States as Children’ issued on June 15, 
2012.’’. 
(d) FREDDIE MAC.—Section 305(a) of the Federal 
Home Loan Mortgage Corporation Act (12 U.S.C. 1454) 
is amended by adding at the end the following: 
‘‘(6) DACA RECIPIENT ELIGIBILITY.— 
‘‘(A) IN GENERAL.—The Corporation may not 
condition purchase of a single-family residence mort-
gage by the corporation under this subsection on the 
status of the borrower as a DACA recipient. 
‘‘(B) DACA RECIPIENT
DEFINED.—For the 
purposes of this subsection, the term ‘DACA recipi-
ent’ means an alien who, on the date of the enact-
ment of this Act, is the recipient of deferred action 
pursuant to the memorandum of the Department of 
Homeland Security entitled ‘Exercising Prosecutorial 
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Discretion with Respect to Individuals Who Came to 
the United States as Children’ issued on June 15, 
2012.’’. 
SEC. 3. DACA RECIPIENT ELIGIBILITY. 
Section 214(a) of the Housing and Community De-
velopment Act of 1980 (42 U.S.C. 1436a) is amended— 
(1) in paragraph (6), by striking ‘‘or’’ at the 
end; 
(2) in paragraph (7), by striking the period at 
the end and inserting ‘‘; or’’; and 
(3) by adding at the end the following: 
‘‘(8) an alien who, on the date of the enactment 
of this Act, is the recipient of deferred action pursu-
ant to the memorandum of the Department of 
Homeland Security entitled ‘Exercising Prosecutorial 
Discretion with Respect to Individuals Who Came to 
the United States as Children’ issued on June 15, 
2012.’’. 
SEC. 4. CLARIFICATION OF ELIGIBILITY OF A VETERAN 
WHO IS A DACA RECIPIENT FOR A HOUSING 
LOAN GUARANTEED BY THE SECRETARY OF 
VETERANS AFFAIRS. 
Section 3702(a) of title 38, United States Code, is 
amended by adding at the end the following new para-
graph: 
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‘‘(5) Whether a veteran described in paragraph (2) 
is a DACA recipient (as such term is defined in section 
203 of the National Housing Act (12 U.S.C. 1709)) shall 
not affect the veteran’s entitlement to housing loan bene-
fits under this chapter.’’. 
Æ 
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