tions, project financing, administrative 
costs and fees for loan commitment, zoning 
approvals, and other related activities that 
do not have a physical impact. 
(vii) Approval of supplemental assist-
ance, including insurance or guarantee, to 
a project previously approved by the Sec-
retary. 
(viii) Emergency homeowner or renter 
assistance for HVAC, hot water heaters, 
and other necessary uses of existing utili-
ties required under applicable law. 
(B) The following housing-related activities 
shall be subject to regulations equivalent or 
substantially similar to the regulations entitled, 
(i) ‘‘categorical exclusions not subject to section 
58.5’’ and (ii) ‘‘categorical exclusions not sub-
ject to the Federal laws and authorities cited in 
sections 50.4’’ in section 58.35(b) and section 
50.19, respectively of title 24, Code of Federal 
Regulations, as in effect on January 1, 2025, if 
such activities do not materially alter environ-
mental conditions and do not materially exceed 
the original scope of the project: 
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(i) Acquisition, repair, improvement, 
reconstruction, or rehabilitation of public 
facilities and improvements (other than 
buildings) if the facilities and improve-
ments are in place and will be retained in 
the same use without change in size or ca-
pacity of more than 20 percent, including 
replacement of water or sewer lines, recon-
struction of curbs and sidewalks, and re-
paving of streets. 
(ii) Rehabilitation of 1-to-4 unit resi-
dential buildings, and existing housing-re-
lated infrastructure, such as repairs or re-
habilitation of existing wells, septics, or 
utility lines that connect to that housing. 
(iii) New construction, development, 
demolition, acquisition, or disposition on 
up to 4 scattered site existing dwelling 
units where there is a maximum of 4 units 
on any 1 site. 
(iv) Acquisitions (including leasing) or 
disposition of, or equity loans on an exist-
ing structure, or acquisition (including 
leasing) of vacant land if the structure or 
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land acquired, financed, or disposed of will 
be retained for the same use. 
(C) The following housing-related activities 
shall be subject to regulations equivalent or 
substantially similar to the regulations entitled, 
(i) ‘‘categorical exclusions subject to section 
58.5’’ and (ii) ‘‘categorical exclusions subject to 
the Federal laws and authorities cited in sec-
tions 50.4’’ in section 58.35(a) and section 
50.20, respectively, of title 24, Code of Federal 
Regulations, as in effect on January 1, 2025, if 
such activities do not materially alter environ-
mental conditions and do not materially exceed 
the original scope of the project: 
(i) Acquisitions of open space or resi-
dential property, where such property will 
be retained for the same use or will be con-
verted to open space to help residents relo-
cate out of an area designated as a high- 
risk area by the Secretary. 
(ii) Conversion of existing office build-
ings into residential development, subject 
to— 
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(I) a maximum number of units 
to be determined by the Secretary; 
and 
(II) a limitation on the change in 
building size to not more than 20 per-
cent. 
(iii) New construction, development, 
demolition, acquisition, or disposition on 5 
to 15 dwelling units where there is a max-
imum of fifteen units on any 1 site. The 
units can be 15 1-unit buildings or 1 15- 
unit building, or any combination in be-
tween. 
(iv) New construction, development, 
demolition, acquisition, or disposition on 
15 or more housing units developed on 
scattered sites when there are not more 
than 15 housing units on any 1 site, and 
the sites are more than a set number of 
feet apart as determined by the Secretary. 
(v) Rehabilitation of buildings and im-
provements in the case of a building for 
residential use with 5 to 15 units, if the 
density is not increased beyond 15 units 
and the land use is not changed. 
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(vi) Infill projects consisting of new 
construction, rehabilitation, or development 
of residential housing units. 
(vii) Buyouts, defined as the voluntary 
acquisition of properties located in a— 
(I) floodway; 
(II) floodplain; or 
(III) other area, clearly delin-
eated by the grantee, that has been 
impacted by a predictable environ-
mental threat to the safety and 
wellbeing of program beneficiaries 
caused or exacerbated by a Federally 
declared disaster. 
(2) REPORT.—The Secretary shall submit to 
the Committee on Banking, Housing, and Urban Af-
fairs of the Senate and the Committee on Financial 
Services of the House of Representatives annual re-
ports during the 5-year period beginning on the date 
that is 2 years after the date of enactment of this 
Act that provide a summary of findings of reduc-
tions in review times and administrative cost reduc-
tion, with a particular focus on the affordable hous-
ing sector, as a result of the actions set forth in this 
subsection, and any recommendations of the Sec-
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retary for future congressional action with respect to 
revising categorical exclusions or exemptions under 
title 24, Code of Federal Regulations. 
(b) BETTER USE
OF INTERGOVERNMENTAL
AND 
LOCAL DEVELOPMENT FOR HOUSING.— 
(1) DESIGNATION OF ENVIRONMENTAL REVIEW 
PROCEDURE.—The Department of Housing and 
Urban Development Act (42 U.S.C. 3531 et seq.) is 
amended by inserting after section 12 (42 U.S.C. 
3537a) the following: 
‘‘SEC. 13. DESIGNATION OF ENVIRONMENTAL REVIEW PRO-
CEDURE. 
‘‘(a) IN GENERAL.—Except as provided in subsection 
(b), the Secretary may, for purposes of environmental re-
view, decision making, and action pursuant to the Na-
tional Environmental Policy Act of 1969 (42 U.S.C. 4321 
et seq.), and other provisions of law that further the pur-
poses of such Act, designate the treatment of assistance 
administered by the Secretary as funds for a special 
project for purposes of section 305(c) of the Multifamily 
Housing Property Disposition Reform Act of 1994 (42 
U.S.C. 3547). 
‘‘(b) EXCEPTION.—The designation described in sub-
section (a) shall not apply to assistance for which a proce-
dure for carrying out the responsibilities of the Secretary 
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under the National Environmental Policy Act of 1969 (42 
U.S.C. 4321 et seq.), and other provisions of law that fur-
ther the purposes of such Act, is otherwise specified in 
law.’’. 
(2) TRIBAL ASSUMPTION OF ENVIRONMENTAL 
REVIEW OBLIGATIONS.—Section 305(c) of the Multi-
family Housing Property Disposition Reform Act of 
1994 (42 U.S.C. 3547) is amended— 
(A) by striking ‘‘State or unit of general 
local government’’ each place it appears and in-
serting ‘‘State, Indian Tribe, or unit of general 
local government’’; 
(B) in paragraph (1)(C), in the heading, 
by striking ‘‘STATE
OR
UNIT
OF
GENERAL 
LOCAL
GOVERNMENT’’ and inserting ‘‘STATE, 
INDIAN TRIBE, OR UNIT OF GENERAL LOCAL 
GOVERNMENT’’; and 
(C) by adding at the end the following: 
‘‘(5) DEFINITION OF INDIAN TRIBE.—For pur-
poses of this subsection, the term ‘Indian Tribe’ 
means a federally recognized tribe, as defined in sec-
tion 4(13)(B) of the Native American Housing As-
sistance and Self-Determination Act of 1996 (25 
U.S.C. 4103(13)(B)).’’. 
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(c) INFILL PROJECT DEFINED.—In this section, the 
term ‘‘infill project’’ means a project that— 
(1) occurs within the geographic limits of a mu-
nicipality; 
(2) is adequately served by existing utilities and 
public services as required under applicable law; 
(3) is located on a site of previously disturbed 
land of not more than 5 acres and substantially sur-
rounded by residential or commercial development; 
(4) will repurpose a vacant or underutilized 
parcel of land, or a dilapidated or abandoned struc-
ture; and 
(5) will serve a residential or commercial pur-
pose. 
SEC. 105. FEDERAL HOUSING AGENCY APPLICATION OF EN-
VIRONMENTAL REVIEWS. 
(a) IN GENERAL.—Not later than 180 days after the 
date of enactment of this Act, the Secretary of Housing 
and Urban Development and the Secretary of Agriculture 
shall enter into a memorandum of understanding to— 
(1) evaluate categorical exclusions (as defined 
in section 111 of the National Environmental Policy 
Act of 1969 (42 U.S.C. 4336e)) for housing projects 
funded by amounts from the Department of the 
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Housing and Urban Development and the Depart-
ment of Agriculture; 
(2) develop a process to designate a lead agency 
among the Department of Housing and Urban De-
velopment and the Department of Agriculture and 
streamline the adoption of environmental impact 
statements and environmental assessments approved 
by the other agency to construct housing projects 
funded by amounts from both agencies; 
(3) maintain compliance with environmental 
regulations under part 58 of title 24, Code of Fed-
eral Regulations, as in effect on January 1, 2025; 
and 
(4) evaluate the feasibility of a joint physical in-
spection process for housing projects funded by 
amounts from the Department of the Housing and 
Urban Development and the Department of Agri-
culture. 
(b) ADVISORY WORKING GROUP.— 
(1) IN
GENERAL.—Not later than 180 days 
after the date of enactment of this Act, the Sec-
retary of Housing and Urban Development and the 
Secretary of Agriculture shall establish an advisory 
working group for the purpose of consulting on the 
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implementation of the memorandum of under-
standing entered into under subsection (a). 
(2) MEMBERS.—The advisory working group 
established under paragraph (1) shall consist of 
rural and non-rural stakeholders, including— 
(A) affordable housing nonprofit organiza-
tions; 
(B) State housing and housing finance 
agencies; 
(C) nonprofit and for-profit home builders 
and housing developers; 
(D) property management companies; 
(E) owners of multifamily properties, in-
cluding nonprofit and for-profit owners and op-
erators; 
(F) public housing agencies; 
(G) residents in housing assisted by the 
Department of Housing and Urban Develop-
ment or the Department of Agriculture and 
representatives of those residents; and 
(H) housing contract administrators. 
(c) REPORT.—Not later than 1 year after the date 
of enactment of this Act, the Secretary of Housing and 
Urban Development and the Secretary of Agriculture shall 
submit to the Committee on Banking, Housing, and 
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Urban Affairs of the Senate and the Committee on Finan-
cial Services of the House of Representatives a report that 
includes recommendations for legislative, regulatory, or 
administrative actions— 
(1) to improve the efficiency and effectiveness 
of housing projects funded by amounts from the De-
partment of the Housing and Urban Development 
and the Department of Agriculture; and 
(2) that do not materially, with respect to resi-
dents of housing projects described in paragraph 
(1)— 
(A) reduce the safety of those residents; 
(B) shift long-term costs onto those resi-
dents; or 
(C) undermine the environmental stand-
ards of those residents. 
SEC. 106. MULTIFAMILY LOAN LIMITS. 
(a) IN GENERAL.—Title II of the National Housing 
Act (12 U.S.C. 1707 et seq.) is amended— 
(1) in section 206A (12 U.S.C. 1712a)— 
(A) in subsection (a), in the matter fol-
lowing paragraph (7), by striking ‘‘(com-
mencing in 2004’’ and all that follows through 
the period at the end and inserting the fol-
lowing: ‘‘, commencing on January 1, 2026. 
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The adjustment of the Dollar Amounts shall be 
calculated by the Secretary using the percent-
age change in the Price Deflator Index of Mul-
tifamily Residential Units Under Construction 
released by the Bureau of the Census from 
March of the previous year to March of the 
year in which the adjustment is made, or cal-
culated by the Secretary using an alternative 
indicator after publishing information about 
such alternative indicator in the Federal Reg-
ister for public comment if the Price Deflator 
Index of Multifamily Residential Units Under 
Construction is not available or published.’’; 
(B) by amending subsection (b) to read as 
follows: 
‘‘(b) ROUNDING.—The dollar amount of any adjust-
ment described in subsection (a) shall be rounded to the 
next lower dollar. 
‘‘(c) PUBLICATION.—The Secretary shall publish in 
the Federal Register any adjustments made to the Dollar 
Amounts.’’; 
(2) 
in 
section 
207(c)(3)(A) 
(12 
U.S.C. 
1713(c)(3)(A))— 
(A) by striking ‘‘$38,025’’ and inserting 
‘‘$167,310’’; 
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(B) by striking ‘‘$42,120’’ and inserting 
‘‘$185,328’’; 
(C) by striking ‘‘$50,310’’ and inserting 
‘‘$221,364’’; 
(D) by striking ‘‘$62,010’’ and inserting 
‘‘$272,844’’; 
(E) by striking ‘‘$70,200’’ and inserting 
‘‘$308,880’’; 
(F) by striking ‘‘, or not to exceed $17,460 
per space’’; 
(G) by striking ‘‘$43,875’’ and inserting 
‘‘$193,050’’; 
(H) by striking ‘‘$49,140’’ and inserting 
‘‘$216,216’’; 
(I) by striking ‘‘$60,255’’ and inserting 
‘‘$265,122’’; 
(J) by striking ‘‘$75,465’’ and inserting 
‘‘$332,046’’; and 
(K) by striking ‘‘$85,328’’ and inserting 
‘‘$375,443’’; 
(3) 
in 
section 
213(b)(2) 
(12 
U.S.C. 
1715e(b)(2))— 
(A) by striking ‘‘$41,207’’ and inserting 
‘‘$181,311’’; 
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(B) by striking ‘‘$47,511’’ and inserting 
‘‘$209,048’’; 
(C) by striking ‘‘$57,300’’ and inserting 
‘‘$252,120’’; 
(D) by striking ‘‘$73,343’’ and inserting 
‘‘$322,709’’; 
(E) by striking ‘‘$81,708’’ and inserting 
‘‘$359,515’’; 
(F) by striking ‘‘$43,875’’ and inserting 
‘‘$193,050’’; 
(G) by striking ‘‘$49,710’’ and inserting 
‘‘$218,724’’; 
(H) by striking ‘‘$60,446’’ and inserting 
‘‘$265,962’’; 
(I) by striking ‘‘$78,197’’ and inserting 
‘‘$344,067’’; and 
(J) by striking ‘‘$85,836’’ and inserting 
‘‘$377,678’’; 
(4) in section 220(d)(3)(B)(iii)(I) (12 U.S.C. 
1715k(d)(3)(B)(iii)(I))— 
(A) by striking ‘‘$38,025’’ and inserting 
‘‘$167,310’’; 
(B) by striking ‘‘$42,120’’ and inserting 
‘‘$185,328’’; 
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(C) by striking ‘‘$50,310’’ and inserting 
‘‘$221,364’’; 
(D) by striking ‘‘$62,010’’ and inserting 
‘‘$272,844’’; 
(E) by striking ‘‘$70,200’’ and inserting 
‘‘$308,880’’; 
(F) by striking ‘‘$43,875’’ and inserting 
‘‘$193,050’’; 
(G) by striking ‘‘$49,140’’ and inserting 
‘‘$216,216’’; 
(H) by striking ‘‘$60,255’’ and inserting 
‘‘$265,122’’; 
(I) by striking ‘‘$75,465’’ and inserting 
‘‘$332,046’’; and 
(J) by striking ‘‘$85,328’’ and inserting 
‘‘$375,443’’; 
(5) in section 221(d)(4)(ii)(I) (12 U.S.C. 
1715l(d)(4)(ii)(I))— 
(A) by striking ‘‘$37,843’’ and inserting 
‘‘$166,509’’; 
(B) by striking ‘‘$42,954’’ and inserting 
‘‘$188,997’’; 
(C) by striking ‘‘$51,920’’ and inserting 
‘‘$228,448’’; 
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(D) by striking ‘‘$65,169’’ and inserting 
‘‘$286,744’’; 
(E) by striking ‘‘$73,846’’ and inserting 
‘‘$324,922’’; 
(F) by striking ‘‘$40,876’’ and inserting 
‘‘$179,854’’; 
(G) by striking ‘‘$46,859’’ and inserting 
‘‘$206,180’’; 
(H) by striking ‘‘$56,979’’ and inserting 
‘‘$250,708’’; 
(I) by striking ‘‘$73,710’’ and inserting 
‘‘$324,324’’; and 
(J) by striking ‘‘$80,913’’ and inserting 
‘‘$356,017’’; 
(6) 
in 
section 
231(c)(2)(A) 
(12 
U.S.C. 
1715v(c)(2)(A))— 
(A) by striking ‘‘$35,978’’ and inserting 
‘‘$166,509’’; 
(B) by striking ‘‘$40,220’’ and inserting 
‘‘$188,997’’; 
(C) by striking ‘‘$48,029’’ and inserting 
‘‘$228,448’’; 
(D) by striking ‘‘$57,798’’ and inserting 
‘‘$286,744’’; 
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(E) by striking ‘‘$67,950’’ and inserting 
‘‘$324,922’’; 
(F) by striking ‘‘$40,876’’ and inserting 
‘‘$179,854’’; 
(G) by striking ‘‘$46,859’’ and inserting 
‘‘$206,180’’; 
(H) by striking ‘‘$56,979’’ and inserting 
‘‘$250,708’’; 
(I) by striking ‘‘$73,710’’ and inserting 
‘‘$324,324’’; and 
(J) by striking ‘‘$80,913’’ and inserting 
‘‘$356,017’’; and 
(7) 
in 
section 
234(e)(3)(A) 
(12 
U.S.C. 
1715y(e)(3)(A))— 
(A) by striking ‘‘$42,048’’ and inserting 
‘‘$185,011’’; 
(B) by striking ‘‘$48,481’’ and inserting 
‘‘$213,316’’; 
(C) by striking ‘‘$58,469’’ and inserting 
‘‘$257,263’’; 
(D) by striking ‘‘$74,840’’ and inserting 
‘‘$329,296’’; 
(E) by striking ‘‘$83,375’’ and inserting 
‘‘$366,850’’; 
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(F) by striking ‘‘$44,250’’ and inserting 
‘‘$194,700’’; 
(G) by striking ‘‘$50,724’’ and inserting 
‘‘$223,186’’; 
(H) by striking ‘‘$61,680’’ and inserting 
‘‘$271,392’’; 
(I) by striking ‘‘$79,793’’ and inserting 
‘‘$351,089’’; and 
(J) by striking ‘‘$87,588’’ and inserting 
‘‘$385,387’’. 
(b) RULE OF CONSTRUCTION.—Nothing in this sec-
tion or the amendments made by this section may be con-
strued to limit the authority of the Secretary of Housing 
and Urban Development to revise the statutory exceptions 
for high-cost percentage and high-cost areas annual index-
ing. 
SEC. 107. GAO STUDIES. 
(a) WORKFORCE HOUSING STUDY.— 
(1) IN GENERAL.—Not later than 1 year after 
the date of the enactment of this section, the Comp-
troller General of the United States shall conduct a 
study and submit to the Congress a report that— 
(A) 
identifies 
obstacles 
middle-income 
households face when looking to secure afford-
able housing; 
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(B) identifies geographic areas where hous-
ing is the most unaffordable and unavailable for 
middle-income households; 
(C) includes a list of Federal housing pro-
grams, including Federal tax credits, grants, 
and loan programs, that are not available to 
middle-income households due to their income 
status, including Federal housing programs de-
signed to promote affordability; 
(D) recommends income and other param-
eters for a clear and consistent Federal defini-
tion for the term ‘‘workforce housing’’ for use 
when describing the segment of housing that 
could be made available to such middle-income 
households in Federal housing programs; and 
(E) analyzes how to modify or newly de-
velop new Federal housing programs and incen-
tives to include ‘‘workforce housing’’ if funding 
commensurate with the additional eligibility 
were to be made available. 
(2) MIDDLE-INCOME HOUSEHOLD DEFINED.— 
In this subsection, the term ‘‘middle income house-
hold’’ means a household with an income above 80 
percent but that does not exceed 120 percent of the 
median family income of the area, as determined by 
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the Secretary with adjustments for smaller and larg-
er families. 
(b) UNIFORM BUILDING CODE STUDY.—Not later 
than 1 year after the date of the enactment of this section, 
the Comptroller General of the United States shall con-
duct a study and submit a report to the Congress that 
examines the costs and benefits that could be associated 
with establishing a Federal uniform residential building 
code, including whether such a code could— 
(1) reduce the amount of time required for 
units of local government to approve new construc-
tion; 
(2) reduce the cost of residential construction in 
the United States; or 
(3) increase the quality of available and afford-
able residential housing in the United States. 
TITLE II—MODERNIZING LOCAL 
DEVELOPMENT AND RURAL 
HOUSING PROGRAMS 
SEC. 201. HOME REFORM. 
(a) IN GENERAL.—Section 104 of the Cranston-Gon-
zalez National Affordable Housing Act (42 U.S.C. 12704) 
is amended— 
(1) in paragraph (6)(B), by striking ‘‘signifi-
cant’’; and 
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(2) by adding at end the following new para-
graph: 
‘‘(26) The term ‘infill housing project’ means a 
residential housing project that— 
‘‘(A) is located within the geographic limits 
of a municipality; 
‘‘(B) is adequately served by existing utili-
ties and public services as required under appli-
cable law; 
‘‘(C) is located on a site of previously dis-
turbed land of not more than 5 acres; and 
‘‘(D) is substantially surrounded by resi-
dential or commercial development, as deter-
mined by the Secretary.’’. 
(b) ASSISTANCE FOR LOW-INCOME FAMILIES.—Title 
II of the Cranston-Gonzalez National Affordable Housing 
Act (42 U.S.C. 12721 et seq.) is amended— 
(1) in section 214(2), by striking ‘‘households 
that qualify as low-income families’’ and inserting 
‘‘families with a household income that does not ex-
ceed 100 percent of the median family income of the 
area, as determined by the Secretary’’; 
(2) in section 215— 
(A) in subsection (b)(2), by striking 
‘‘whose family qualifies as a low-income family’’ 
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and inserting ‘‘with a family income that does 
not exceed 100 percent of the median family in-
come of the area as determined by the Sec-
retary with adjustments for smaller and larger 
families’’; and 
(B) in subsection (b)(3)(A)(ii), by striking 
‘‘low-income homebuyers’’ and inserting ‘‘home-
buyers with a household income that does not 
exceed 100 percent of the median family income 
of the area, as determined by the Secretary 
with adjustments for smaller and larger fami-
lies’’; and 
(3) in section 271(c)— 
(A) in paragraph (1)(B), by striking ‘‘low- 
income’’ and inserting ‘‘families with a house-
hold income that does not exceed 100 percent 
of the median family income of the area as de-
termined by the Secretary with adjustments for 
smaller and larger families’’; and 
(B) in paragraph (2)(A), by striking ‘‘low- 
income families’’ and inserting ‘‘families with a 
household income that does not exceed 100 per-
cent of the median family income of the area as 
determined by the Secretary with adjustments 
for smaller and larger families’’. 
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(c) CHOICES MADE BY PARTICIPATING JURISDIC-
TIONS.—Section 212(a)(2) of the Cranston-Gonzalez Na-
tional Affordable Housing Act (42 U.S.C. 12742) is 
amended to read as follows: 
‘‘(2) LIMITATION.—The Secretary may not re-
strict a participating jurisdiction’s choice of rehabili-
tation, substantial rehabilitation, new construction, 
reconstruction, acquisition, or other eligible housing 
uses authorized in paragraph (1) unless such restric-
tion is explicitly authorized under section 223(2).’’. 
(d) USE OF AMOUNTS BY CERTAIN JURISDICTIONS 
FOR INFRASTRUCTURE IMPROVEMENTS.— 
(1) IN GENERAL.—Section 212(a) of the Cran-
ston-Gonzalez National Affordable Housing Act (42 
U.S.C. 12742(a)) is amended by inserting after 
paragraph (3) the following: 
‘‘(4) 
INFRASTRUCTURE
IMPROVEMENTS
IN 
NONENTITLEMENT AREAS.— 
‘‘(A) IN GENERAL.—A participating juris-
diction may use funds provided under this sub-
title for infrastructure improvements, including 
the installation or repair of water and sewer 
lines, sidewalks, roads, and utility connections 
if— 
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‘‘(i) such participating jurisdiction 
does not receive assistance under title I of 
the Housing and Community Development 
Act of 1974; and 
‘‘(ii) such improvements are directly 
related to, and located within or imme-
diately adjacent to— 
‘‘(I) housing assisted under this 
subtitle; or 
‘‘(II) housing assisted under sec-
tion 42 of the Internal Revenue Code 
of 1986. 
‘‘(B) APPLICATION
OF
LABOR
STAND-
ARDS.—The labor standards and requirements 
set forth in section 110 of the Housing and 
Community Development Act of 1974 (42 
U.S.C. 5310) shall apply to any infrastructure 
improvement conducted using funds provided 
under this subtitle. 
‘‘(C) RULE OF CONSTRUCTION.—Nothing 
in this paragraph may be construed to impose 
any requirements of the HOME Investment 
Partnerships program on housing that benefits 
from an infrastructure improvement conducted 
using funds provided under this subtitle but 
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was not otherwise assisted under the HOME 
Investment Partnerships program.’’. 
(2) RULEMAKING.—Not later than 1 year after 
the date of the enactment of this section, the Sec-
retary shall issue rules to carry out the amendment 
made by paragraph (1). 
(e) PER UNIT INVESTMENT LIMITATIONS.—Section 
212(e)(1) of the Cranston-Gonzalez National Affordable 
Housing Act (42 U.S.C. 12742(e)(1)) is amended by strik-
ing the second sentence. 
(f) AFFORDABLE
RENTAL
HOUSING
QUALIFICA-
TIONS.—Section 215(a) of the Cranston-Gonzalez Na-
tional Affordable Housing Act (42 U.S.C. 12745(a)) is 
amended by adding at the end the following: 
‘‘(7) 
QUALIFICATION
EXCEPTION.—Notwith-
standing paragraph (1)(A), a rental unit shall be 
considered to qualify as affordable housing under 
this title if— 
‘‘(A) the unit is occupied by a tenant re-
ceiving tenant-based rental assistance under 
section 8 of the United States Housing Act of 
1937 (42 U.S.C. 1437f); 
‘‘(B) the tenant’s contribution toward rent 
does not exceed the amount permitted under 
such section 8 assistance; and 
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‘‘(C) the total rent for the unit does not 
exceed the amount approved by the public hous-
ing agency administering the assistance under 
that program.’’. 
(g) 
AFFORDABLE
HOMEOWNERSHIP
HOUSING 
QUALIFICATIONS.—Section 215 of the Cranston-Gonzalez 
National Affordable Housing Act (42 U.S.C. 12745(b)) is 
amended— 
(1) in subsection (b)— 
(A) in paragraph (1), by striking ‘‘95 per-
cent’’ and inserting ‘‘110 percent’’; 
(B) in paragraph (3)— 
(i) in subparagraph (A)(ii), by strik-
ing ‘‘or’’ at the end; 
(ii) in subparagraph (B), by striking 
‘‘and’’ at the end and inserting ‘‘or’’; and 
(iii) by adding at the end the fol-
lowing new subparagraph: 
‘‘(C) 
maintain 
long-term 
affordability 
through a shared equity ownership model, a 
community land trust, a limited equity coopera-
tive, a community development corporation, or 
other mechanism approved by the Secretary, 
that preserves affordability for future eligible 
homebuyers and ensures compliance with the 
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purposes of this title, including through the use 
of purchase options, rights of first refusal or 
other preemptive rights to purchase housing; 
and’’; and 
(2) by adding at the end the following: 
‘‘(c) QUALIFICATION EXCEPTIONS FOR HOMEOWN-
ERSHIP.— 
‘‘(1) MILITARY MEMBERS.—A participating ju-
risdiction, in accordance with terms established by 
the Secretary, may suspend or waive the income 
qualifications described in subsection (b)(2) with re-
spect to housing that otherwise meets the criteria 
described in subsection (b) if the owner of the hous-
ing— 
‘‘(A) is a member of a regular component 
of the armed forces or a member of the Na-
tional Guard on full-time National Guard duty, 
active Guard and Reserve duty, or inactive-duty 
training (as those terms are defined in section 
101(d) of title 10, United States Code); and 
‘‘(B) has received— 
‘‘(i) temporary duty orders to deploy 
with a military unit or military orders to 
deploy as an individual acting in support of 
a military operation, to a location that is 
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not within a reasonable distance from the 
housing, as determined by the Secretary, 
for a period of not less than 90 days; or 
‘‘(ii) orders for a permanent change of 
station. 
‘‘(2) HEIRS AND BENEFICIARIES OF DECEASED 
OWNERS.—Housing that meets the criteria described 
in subsection (b)(3) prior to the death of an owner 
of such housing shall continue to qualify as afford-
able housing under this title if— 
‘‘(A) the housing is the principal residence 
of an heir or beneficiary of the deceased owner, 
as defined by the Secretary; and 
‘‘(B) the heir or beneficiary, in accordance 
with terms established by the Secretary, as-
sumes the duties and obligations of the de-
ceased owner with respect to funds provided 
under this title.’’. 
(h) ELIMINATION
OF EXPIRATION
OF RIGHT TO 
DRAW HOME INVESTMENT TRUST FUNDS.—Section 218 
of the Cranston-Gonzalez National Affordable Housing 
Act (42 U.S.C. 12748) is amended— 
(1) by striking subsection (g); and 
(2) by redesignating subsection (h) as sub-
section (g). 
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(i) ADJUSTED RECAPTURE
AND REUSE
OF SET- 
ASIDE FOR COMMUNITY HOUSING DEVELOPMENTAL OR-
GANIZATIONS.—Section 231(b) of the Cranston-Gonzalez 
National Affordable Housing Act (42 U.S.C. 12771(b)) is 
amended to read as follows: 
‘‘(b) RECAPTURE
AND REUSE.—If any funds re-
served under subsection (a) remain uninvested for a period 
of 24 months, the Secretary shall make such funds avail-
able to the participating jurisdiction for any eligible activi-
ties under title II of this Act without regard to whether 
a community housing development organization materially 
participates in the use of such funds.’’. 
(j) ASSET RECYCLING INFORMATION DISSEMINATION 
EXPANSION.—Section 245(b)(2) of the Cranston-Gonzalez 
National Affordable Housing Act (42 U.S.C. 12785(b)(2)) 
is amended by striking ‘‘95 percent’’ and inserting ‘‘110 
percent’’. 
(k) ENVIRONMENTAL REVIEW REQUIREMENTS.— 
(1) IN GENERAL.—Section 288 of the Cran-
ston-Gonzalez National Affordable Housing Act (42 
U.S.C. 12838) is amended by adding at the end the 
following: 
‘‘(e) CATEGORICAL
EXEMPTIONS.—The following 
categories of activities carried out under this title shall 
be statutorily exempt from environmental review under the 
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National Environmental Policy Act of 1969 (42 U.S.C. 
4321 et seq.), and shall not require further review under 
such Act— 
‘‘(1) new construction infill housing projects; 
‘‘(2) acquisition of real property for affordable 
housing purposes; 
‘‘(3) rehabilitation projects carried out pursuant 
to section 212(a)(1); and 
‘‘(4) new construction projects of 15 units or 
less. 
‘‘(f) REMOVING DUPLICATIVE REVIEWS.— 
‘‘(1) IN GENERAL.—To the extent practicable 
and permitted by law, the Secretary shall ensure 
that a project that has undergone an environmental 
review under this section shall not be subject to a 
duplicative environmental review solely due to the 
addition, substitution, or reallocation of other 
sources of Federal assistance, if the scope, scale, and 
location of the project remain substantially un-
changed. 
‘‘(2) COORDINATION OF ENVIRONMENTAL RE-
VIEW RESPONSIBILITIES.—The Secretary shall, by 
regulation, provide for coordination of environmental 
review responsibilities with other Federal agencies to 
streamline inter-agency compliance and avoid unnec-
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essary duplication of effort under the National Envi-
ronmental Policy Act of 1969 (42 U.S.C. 4321 et 
seq.) and other applicable laws. 
‘‘(3) RECOGNITION OF PRIOR REVIEWS BY RE-
SPONSIBLE ENTITIES.—A project may not be subject 
to an environmental review under this section if a 
substantially similar review has already been com-
pleted by an entity designated under section 
104(g)(1) of the Housing and Community Develop-
ment Act of 1974 (42 U.S.C. 5304(g)(1)) or by an-
other entity the Secretary determines to have equiv-
alent authority, if the scope, scale, and location of 
the project remain substantially unchanged.’’. 
(2) RULEMAKING.—Not later than 1 year after 
the date of the enactment of this Act, the Secretary 
shall issue such rules as the Secretary determines 
necessary to carry out the amendment made by this 
subsection. 
(l) APPLICATION OF OTHER SPECIFIED STATUTORY 
REQUIREMENTS.—Title II of the Cranston-Gonzalez Na-
tional Affordable Housing Act (42 U.S.C. 12721 et seq.) 
is amended by adding at the end the following new sec-
tions: 
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‘‘SEC. 291. APPLICATION OF BUILD AMERICA, BUY AMERICA 
REQUIREMENTS. 
‘‘With respect to activities assisted under this title, 
requirements under the Build America, Buy America Act 
(41 U.S.C. 8301 note) and any implementing regulations 
or guidance, shall only apply to infrastructure improve-
ments conducted under section 212(a)(4) using funds pro-
vided under subtitle A. 
‘‘SEC. 292. NONAPPLICABILITY OF CERTAIN REQUIRE-
MENTS FOR SMALL PROJECTS. 
‘‘Notwithstanding any other provision of law, the re-
quirements of section 3 of the Housing and Urban Devel-
opment Act of 1968 (12 U.S.C. 1701u), and any imple-
menting regulations or guidance, shall not apply to an ac-
tivity assisted under this title that involves rehabilitation, 
construction, or other development of housing if— 
‘‘(1) the recipient of assistance under this title 
is— 
‘‘(A) a State recipient pursuant to section 
216; or 
‘‘(B) a participating jurisdiction that re-
ceived a total allocation of less than $3,000,000 
in the most recent fiscal year pursuant to sec-
tion 216; and 
‘‘(2) the total number of dwelling units assisted 
as a part of such activity is 50 or fewer.’’. 
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(m) TECHNICAL AMENDMENTS.—The Cranston-Gon-
zalez National Affordable Housing Act (42 U.S.C. 12701 
et seq.) is amended— 
(1) by striking ‘‘Stewart B. McKinney Home-
less Assistance Act’’ each place it appears and in-
serting ‘‘McKinney-Vento Homeless Assistance Act’’; 
and 
(2) by striking ‘‘Committee on Banking, Fi-
nance and Urban Affairs’’ each place it appears and 
inserting ‘‘Committee on Financial Services’’. 
SEC. 202. COMMUNITY DEVELOPMENT FUND AMENDMENTS. 
(a) IDENTIFYING REGULATORY BARRIERS TO HOUS-
ING SUPPLY.—Section 104 of the Housing and Commu-
nity Development Act of 1974 (42 U.S.C. 5304) is amend-
ed by adding at the end the following: 
‘‘(n) PLAN TO TRACK AND REDUCE OVERLY BUR-
DENSOME LAND USE POLICIES.— 
‘‘(1) IN GENERAL.—Beginning 1 year after the 
date of the enactment of this subsection, prior to re-
ceipt in any fiscal year of a grant from the Secretary 
under subsection (b), (d)(1), or (d)(2)(B) of section 
106, each recipient shall have prepared and sub-
mitted, not less frequently than once during the pre-
ceding 5-year period, a description of— 
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‘‘(A) whether the jurisdiction served by the 
recipient has adopted any of the types of land 
use policies described in paragraph (2) during 
the preceding 5-year period; 
‘‘(B) the plans the jurisdiction served by 
the recipient has to adopt and implement any 
of the types of land use policies described in 
paragraph (2); and 
‘‘(C) any ways in which the jurisdiction 
served by the recipient expects the planned 
adoption of any of the types of land use policies 
described in paragraph (2) would benefit the ju-
risdiction. 
‘‘(2) TYPES
OF
LAND
USE
POLICIES.—The 
types of policies to be considered for the purposes of 
the submission of information required under para-
graph (1) include the following: 
‘‘(A) Expanding by-right multifamily zoned 
areas. 
‘‘(B) Allowing duplexes, triplexes, or 
fourplexes in areas zoned primarily for single- 
family residential homes. 
‘‘(C) Allowing manufactured homes in 
areas zoned primarily for single-family residen-
tial homes. 
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‘‘(D) Allowing multifamily development in 
retail, office, and light manufacturing zones. 
‘‘(E) Allowing single-room occupancy de-
velopment wherever multifamily housing is al-
lowed. 
‘‘(F) Reducing minimum lot size. 
‘‘(G) Ensuring historic preservation re-
quirements and other land use policies or re-
quirements are coordinated to encourage cre-
ation of housing in historic buildings and his-
toric districts. 
‘‘(H) Increasing the allowable floor area 
ratio by allowing a higher ratio of total floor 
area in a building in comparison to its lot size. 
‘‘(I) Creating transit-oriented development 
zones. 
‘‘(J) Streamlining or shortening permitting 
processes and timelines, including through one- 
stop and parallel-process permitting. 
‘‘(K) Eliminating or reducing off-street 
parking requirements. 
‘‘(L) Ensuring impact and utility invest-
ment fees accurately reflect required infrastruc-
ture needs and related impacts on housing af-
fordability are otherwise mitigated. 
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‘‘(M) Allowing off-site construction, includ-
ing prefabricated construction. 
‘‘(N) Reducing or eliminating minimum 
unit square footage requirements. 
‘‘(O) Allowing the conversion of office 
units to apartments. 
‘‘(P) Allowing the subdivision of single- 
family homes into duplexes. 
‘‘(Q) Allowing accessory dwelling units, in-
cluding detached accessory dwelling units, on all 
lots with single-family homes. 
‘‘(R) Establishing density bonuses. 
‘‘(S) Eliminating or relaxing residential 
property height limitations. 
‘‘(T) Using property tax abatements to en-
able higher density and mixed-income commu-
nities. 
‘‘(U) Donating vacant land for affordable 
housing development. 
‘‘(V) Enacting other relevant high-density 
single-family and multifamily zoning policies 
that the recipient chooses to report. 
‘‘(3) EFFECT OF SUBMISSION.—A submission 
under this subsection shall not be binding with re-
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spect to the use or distribution of amounts received 
under section 106. 
‘‘(4) ACCEPTANCE
OR
NONACCEPTANCE
OF 
PLAN.—The acceptance or nonacceptance of any 
plan submitted under this subsection in which the 
information required under this subsection is pro-
vided may not be considered an endorsement or ap-
proval of the plan, policies, or methodologies, or lack 
thereof. 
‘‘(5) PROHIBITION ON USE OF INFORMATION 
FOR ENFORCEMENT.—Information provided by a re-
cipient to the Secretary under this subsection may 
not be used as the basis for any enforcement ac-
tion.’’. 
(b) ADDITION
OF AFFORDABLE HOUSING CON-
STRUCTION AS AN ELIGIBLE ACTIVITY.— 
(1) ELIGIBLE ACTIVITY.—Section 105(a) of the 
Housing and Community Development Act of 1974 
(42 U.S.C. 5305(a)) is amended— 
(A) in paragraph (25)(D), by striking 
‘‘and’’ at the end; 
(B) in paragraph (26), by striking the pe-
riod at the end and inserting ‘‘; and’’; and 
(C) by adding at the end the following new 
paragraph: 
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‘‘(27) the new construction of affordable hous-
ing, within the meaning given such term under sec-
tion 215 of the Cranston-Gonzalez National Afford-
able Housing Act (42 U.S.C. 12745).’’. 
(2) LOW
AND
MODERATE
INCOME
REQUIRE-
MENT.—Section 105(c)(3) of the Housing and Com-
munity Development Act of 1974 (42 U.S.C. 
5305(c)(3)) is amended by striking ‘‘or rehabilita-
tion’’ and inserting ‘‘, rehabilitation, or new con-
struction’’. 
(3) APPLICABILITY.—The amendments made 
by this subsection shall apply with respect only to 
amounts appropriated after the date of the enact-
ment of this Act. 
(c) DATABASES OF PUBLICLY OWNED LAND.— 
(1) IN GENERAL.—Section 104(b) of the Hous-
ing and Community Development Act of 1974 (42 
U.S.C. 5304(b)) is amended— 
(A) in paragraph (5), by striking ‘‘and’’ at 
the end; 
(B) in paragraph (6), by striking the pe-
riod at the end and inserting ‘‘; and’’; and 
(C) by adding at the end the following: 
‘‘(7) the grantee maintains, on a publicly acces-
sible website, a searchable database that identifies 
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all parcels of undeveloped land owned by the grant-
ee.’’. 
(2) EFFECTIVE DATE.—The amendments made 
by this subsection shall take effect on October 1, 
2026. 
SEC. 203. PLANNING AND IMPLEMENTATION GRANTS FOR 
AFFORDABLE HOUSING. 
(a) PLANNING GRANTS.—Not later than 1 year after 
the date of the enactment if this section, the Secretary 
of Housing and Urban Development shall, using selection 
criteria determined by the Secretary, award grants on a 
competitive basis to regional planning agencies or con-
sortia to use to assist planning activities with respect to 
affordable housing, including— 
(1) the development of housing plans; 
(2) the substantial improvement of State or 
local housing strategies; 
(3) the development of new regulatory require-
ments and processes; 
(4) the reforming of zoning codes; 
(5) increasing the capacity to conduct housing 
inspections; 
(6) increasing the capacity to reduce barriers to 
housing supply elasticity and housing affordability; 
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(7) the development of local or regional plans 
for community development; and 
(8) the substantial improvement of community 
development strategies, including strategies designed 
to— 
(A) increase the availability of affordable 
housing and access to affordable housing; 
(B) increase access to public transpor-
tation; and 
(C) advance sustainable or location-effi-
cient community development goals. 
(b) IMPLEMENTATION AND LIVABLE COMMUNITY IN-
VESTMENT GRANTS.— 
(1) IN GENERAL.—Not later than 1 year after 
the date of the enactment if this section, the Sec-
retary shall award implementation grants on a com-
petitive basis to eligible entities to use to— 
(A) implement and administer housing 
strategies and housing plans; 
(B) fund any community investments that 
support goals identified in a housing strategy or 
housing plan; 
(C) implement and administer regulatory 
requirements and processes with respect to re-
formed zoning codes; 
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(D) increase the capacity to conduct hous-
ing inspections; 
(E) increase the capacity to reduce bar-
riers to housing supply elasticity and housing 
affordability; 
(F) implement and administer local or re-
gional plans for community development; and 
(G) fund any planning to increase— 
(i) the availability of affordable hous-
ing and access to affordable housing; 
(ii) access to public transportation; 
and 
(iii) any location-efficient community 
development goals. 
(2) DEFINITIONS.—In this subsection: 
(A) ELIGIBLE ENTITY.—The term ‘‘eligible 
entity’’ means a State, insular area, metropoli-
tan city, or urban county, as such terms are de-
fined in section 102 of the Housing and Com-
munity Development Act of 1974. 
(B) HOUSING PLAN.—The term ‘‘housing 
plan’’ means a plan to, with respect to an area 
within the jurisdiction of an eligible entity— 
(i) increase the amount of available 
housing to meet the demand for such hous-
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ing and any projected increase in the de-
mand for such housing; 
(ii) increase the affordability of hous-
ing; 
(iii) increase the accessibility of hous-
ing for people with disabilities, including 
location-efficient housing; 
(iv) preserve or improve the quality of 
housing; 
(v) reduce barriers to housing develop-
ment; and 
(vi) coordinate with transportation-re-
lated agencies. 
(C) 
HOUSING
STRATEGY.—The 
term 
‘‘housing strategy’’ means a housing strategy 
required under section 105 of the Cranston- 
Gonzalez National Affordable Housing Act. 
(c) COORDINATION.—To the extent practicable, the 
Secretary shall coordinate with the Federal Transit Ad-
ministrator in carrying out this section. 
(d) USE FOR ADMINISTRATIVE COSTS.—Any entity 
that receives a grant under this section may not use more 
than 15 percent of such grant amounts for administrative 
costs. 
(e) RULES OF CONSTRUCTION.— 
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(1) IN
GENERAL.—Except as otherwise pro-
vided by this section, amounts appropriated or oth-
erwise made available under this section shall be 
subject to the community development block grant 
program requirements under subsection (a)(1). 
(2) EXCEPTIONS.— 
(A) HOUSING
CONSTRUCTION.—Expendi-
tures on new construction of housing shall be 
an eligible expense under this section. 
(B) BUILDINGS
FOR
GENERAL
CONDUCT 
OF
GOVERNMENT.—Expenditures on building 
for the general conduct of government, other 
than the Federal Government, shall be eligible 
under this section when necessary and appro-
priate as a part of a natural hazard mitigation 
project. 
SEC. 204. RURAL HOUSING SERVICE PROGRAM IMPROVE-
MENTS. 
(a) IN GENERAL.—Section 504(a) of the Housing 
Act of 1949 (42 U.S.C. 1474(a)) is amended— 
(1) in the first sentence, by inserting ‘‘and may 
make a loan to an eligible low-income applicant’’ 
after ‘‘applicant’’; 
(2) by inserting ‘‘Not less than 60 percent of 
loan funds made available under this section shall be 
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reserved and made available for very low-income ap-
plicants.’’ after the first sentence; and 
(3) 
by 
striking 
‘‘$7,500’’ 
and 
inserting 
‘‘$15,000’’. 
(b) ANNUAL REPORT
ON RURAL HOUSING PRO-
GRAMS.—Title V of the Housing Act of 1949 (42 U.S.C. 
1471 et seq.), as amended by this section, is amended by 
adding at the end the following: 
‘‘SEC. 545. ANNUAL REPORT. 
‘‘(a) IN GENERAL.—The Secretary shall submit to 
the Committee on Financial Services of the House of Rep-
resentatives and the Committee on Banking, Housing, and 
Urban Affairs of the Senate and publish on a website of 
the Department of Agriculture an annual report on the 
rural housing programs carried out under this title. 
‘‘(b) CONTENTS.—The report required under sub-
section (a) shall include shall include significant details 
on the information about the health of the programs car-
ried out by the Rural Housing Service, including— 
‘‘(1) raw data about loan performance that can 
be sorted by program and region; 
‘‘(2) a description of the housing stock of such 
programs; 
‘‘(3) information about why properties end par-
ticipation in such programs, including maturation 
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prepayment, foreclosure, or other servicing issues; 
and 
‘‘(4) risk ratings for properties assisted under 
such programs. 
‘‘(c) PROTECTION OF INFORMATION.—Data included 
in a report required under subsection (a) may be aggre-
gated or anonymized to protect the financial information 
and personal information of program participants.’’. 
(c) APPLICATION REVIEW.— 
(1) SENSE OF CONGRESS.—It is the sense of 
the Congress, not later than 90 days after the date 
on which the Secretary of Agriculture receives an 
application for a loan, grant or combined loan and 
grant under section 502 or 504 of the Housing Act 
of 1949 (42 U.S.C. 1472, 1474), the Secretary of 
Agriculture should— 
(A) review the application; 
(B) complete the underwriting; 
(C) make a determination of eligibility with 
respect to the application; and 
(D) notify the applicant of determination. 
(2) REPORT.— 
(A) IN GENERAL.—Not later than 90 days 
after the date of enactment of this Act, and an-
nually thereafter until the date described in 
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subparagraph (B), the Secretary of Agriculture 
shall submit to the Committee on Banking, 
Housing, and Urban Affairs of the Senate and 
the Committee on Financial Services of the 
House of Representatives a report that— 
(i) details the timeliness of eligibility 
determinations and final determinations 
with respect to applications under section 
502 and 504 of the Housing Act of 1949 
(42 U.S.C. 1472, 1474), including jus-
tifications for any eligibility determinations 
taking longer than 90 days; and 
(ii) 
includes 
recommendations 
to 
shorten the timeline for notifications of eli-
gibility determinations described in sub-
paragraph (A) to not more than 90 days. 
(B) DATE
DESCRIBED.—The date de-
scribed in this paragraph is the date on which, 
during the preceding 5-year period, the Sec-
retary of Agriculture provides each eligibility 
determination described in subparagraph (A) 
during the 90-day period beginning on the date 
on which each application is received. 
(d) GAO REPORT
ON RURAL HOUSING SERVICE 
TECHNOLOGY.—Not later than 1 year after the date of 
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enactment of this Act, the Comptroller General of the 
United States shall submit to the Congress a report that 
includes— 
(1) an analysis of how the outdated technology 
used by the Rural Housing Service impacts partici-
pants in the programs of the Rural Housing Service; 
(2) an estimate of the amount of funding that 
is needed to modernize the technology used by the 
Rural Housing Service; and 
(3) an estimate of the number and type of new 
employees the Rural Housing Service needs to mod-
ernize the technology used by the Rural Housing 
Service. 
SEC. 205. CHOICE IN AFFORDABLE HOUSING. 
(a) PRE-APPROVAL OF UNITS.—Section 8(o)(8)(A) 
of the United States Housing Act of 1937 (42 U.S.C. 
1437f(o)(8)(A)) is amended by adding at the end the fol-
lowing: 
‘‘(iv) INITIAL INSPECTION PRIOR TO 
LEASE AGREEMENT.— 
‘‘(I) 
DEFINITION.—In 
this 
clause, the term ‘new landlord’ means 
an owner of a dwelling unit who has 
not previously entered into a housing 
assistance payment contract with a 
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public housing agency under this sub-
section for any dwelling unit. 
‘‘(II) EARLY INSPECTION.—Upon 
the request of a new landlord, a public 
housing agency may inspect the dwell-
ing unit owned by the new landlord to 
determine whether the unit meets the 
housing quality standards under sub-
paragraph (B) before the unit is se-
lected by a family assisted under this 
subsection. 
‘‘(III) EFFECT.—An inspection 
conducted under subclause (II) that 
determines that the dwelling unit 
meets the housing quality standards 
under subparagraph (B) shall satisfy 
the requirements in this subparagraph 
and subparagraph (C) if the new 
landlord enters into a lease agreement 
with a family assisted under this sub-
section not later than 60 days after 
the date of the inspection. 
‘‘(IV) INFORMATION WHEN FAM-
ILY
IS
SELECTED.—When a public 
housing agency selects a family to 
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nanced by a person who received a 
low-income housing tax credit under 
section 42 of the Internal Revenue 
Code of 1986 in exchange for that fi-
nancing; 
‘‘(II) the dwelling unit was phys-
ically inspected and passed inspection 
as part of the low-income housing tax 
credit program described in subclause 
(I) during the preceding 12-month pe-
riod; and 
‘‘(III) the applicable public hous-
ing agency is able to obtain the re-
sults of the inspection described in 
subclause (II). 
‘‘(ii) HOME
INVESTMENT
PARTNER-
SHIPS
PROGRAM.—A dwelling shall be 
deemed to meet the inspection require-
ments under this paragraph if— 
‘‘(I) the dwelling unit is assisted 
under the HOME Investment Part-
nerships Program under title II of the 
Cranston-Gonzalez National Afford-
able Housing Act; 
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‘‘(II) the dwelling unit was phys-
ically inspected and passed inspection 
as part of the program described in 
subclause (I) during the preceding 12- 
month period; and 
‘‘(III) the applicable public hous-
ing agency is able to obtain the re-
sults of the inspection described in 
subclause (II). 
‘‘(iii) RURAL
HOUSING
SERVICE.—A 
dwelling unit shall be deemed to meet the 
inspection requirements under this para-
graph if— 
‘‘(I) the dwelling unit is assisted 
by the Rural Housing Service of the 
Department of Agriculture; 
‘‘(II) the dwelling unit was phys-
ically inspected and passed inspection 
in connection with the assistance de-
scribed in subclause (I) during the 
preceding 12-month period; and 
‘‘(III) the applicable public hous-
ing agency is able to obtain the re-
sults of the inspection described in 
subclause (II). 
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‘‘(iv) REMOTE
OR
VIDEO
INSPEC-
TIONS.—When complying with inspection 
requirements for a housing unit located in 
a rural or small area using assistance 
under this subtitle, the Secretary may 
allow a grantee to conduct a remote or 
video inspection of a unit provided that the 
remote or video inspection— 
‘‘(I) covers a substantially similar 
review of the relevant aspects of the 
unit compared to an in-person inspec-
tion; 
‘‘(II) does not misrepresent the 
condition of the unit; and 
‘‘(III) provides the information 
necessary to fully and accurately 
evaluate the conditions of the unit to 
ensure that the unit meets the appli-
cable standards. 
‘‘(v) 
RULE
OF
CONSTRUCTION.— 
Nothing in clause (i), (ii), (iii), or (iv) may 
be construed to affect the operation of a 
housing program described in, or author-
ized under a provision of law described in, 
that clause.’’. 
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TITLE 
III—EXPANDING 
MANU-
FACTURED AND AFFORDABLE 
HOUSING FINANCE OPPORTU-
NITIES 
SEC. 301. MANUFACTURED HOUSING INNOVATIONS. 
(a) IN GENERAL.—Section 603(6) of the National 
Manufactured Housing Construction and Safety Stand-
ards Act of 1974 (42 U.S.C. 5402(6)) is amended by 
striking ‘‘on a permanent chassis’’ and inserting ‘‘with or 
without a permanent chassis’’. 
(b) STANDARDS FOR MANUFACTURED HOMES BUILT 
WITHOUT A PERMANENT CHASSIS.—Section 604(a) of 
the National Manufactured Housing Construction and 
Safety Standards Act of 1974 (42 U.S.C. 5403) is amend-
ed by adding at the end the following: 
‘‘(7) STANDARDS FOR MANUFACTURED HOMES 
BUILT WITHOUT A PERMANENT CHASSIS.— 
‘‘(A) IN
GENERAL.—The Secretary shall 
issue revised standards for manufactured homes 
built without a permanent chassis and shall 
consult with the consensus committee in the de-
velopment of such revised standards, using the 
process described in paragraph (4). 
‘‘(B) CREATING FINAL STANDARDS.—The 
Secretary shall, after consulting and conferring 
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with the consensus committee, establish stand-
ards to include manufactured homes without a 
permanent chassis have— 
‘‘(i) a distinct label to be issued by 
the Secretary distinguishing manufactured 
homes built without a permanent chassis 
from manufactured homes built on a per-
manent chassis; 
‘‘(ii) a data plate, as described in sec-
tion 3280.5 of title 24, Code of Federal 
Regulations, distinguishing manufactured 
homes built without a permanent chassis 
from manufactured homes built on a per-
manent chassis; and 
‘‘(iii) a notation on any invoice pro-
duced by the manufacturer of a manufac-
tured home that is distinguishable from 
the invoice for a manufactured home con-
structed with a permanent chassis.’’. 
(c) MANUFACTURED HOME STANDARDS AND CER-
TIFICATIONS.—Section 604 of the National Manufactured 
Housing Construction and Safety Standards Act of 1974 
(42 U.S.C. 5403) is amended by adding at the end the 
following: 
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‘‘(i) MANUFACTURED HOME STANDARDS AND CER-
TIFICATIONS.— 
‘‘(1) IN GENERAL.— 
‘‘(A) INITIAL CERTIFICATION.—Subject to 
subparagraph (B), not later than 1 year after 
the date of enactment of this subsection, a 
State shall submit to the Secretary an initial 
certification that the laws and regulations of 
the State— 
‘‘(i) treat a manufactured home with-
out a chassis in parity with a manufac-
tured home (as defined and regulated by 
the State); and 
‘‘(ii) subject a manufactured home 
without a permanent chassis to the same 
laws and regulations of the State as a 
manufactured home built on a permanent 
chassis with respect to financing, title, in-
surance, manufacture, sale, taxes, trans-
portation, installation, and other areas as 
the Secretary determines, after consulta-
tion with and approval by the consensus 
committee, are necessary to give effect to 
the purpose of this section. 
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‘‘(B) 
STATE
PLAN
SUBMISSION.—Any 
State plan submitted under subparagraph (C) 
shall contain the required State certification 
under subparagraph (A) or paragraph (3) and, 
if contained therein, no additional or State cer-
tification under subparagraph (A) or paragraph 
(3). 
‘‘(C) EXTENDED DEADLINE.—With respect 
to a State with a legislature that meets bienni-
ally, the deadline for the submission of the ini-
tial certification required under subparagraph 
(A) shall be 2 years after the date of enactment 
of this subsection. 
‘‘(D) LATE CERTIFICATION.— 
‘‘(i) NO WAIVER.—The Secretary may 
not waive the prohibition described in 
paragraph (5)(B) with respect to a certifi-
cation submitted after the deadline under 
subparagraph (A) or paragraph (3) unless 
the Secretary approves the late certifi-
cation. 
‘‘(ii) 
RULE
OF
CONSTRUCTION.— 
Nothing in this subsection shall be con-
strued to prevent a State from submitting 
the initial certification required under sub-
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paragraph (A) after the required deadline 
under that subparagraph. 
‘‘(2) FORM OF STATE CERTIFICATION NOT PRE-
SENTED IN A STATE PLAN.—The initial certification 
required under paragraph (1)(A), if not submitted 
with a State plan under paragraph (1)(B), shall con-
tain, in a form prescribed by the Secretary, an attes-
tation by an official that the State has taken the 
steps necessary to ensure the veracity of the certifi-
cation required under paragraph (1)(A), including, 
as necessary, by— 
‘‘(A) amending the definition of ‘manufac-
tured home’ in the laws and regulations of the 
State; and 
‘‘(B) directing State agencies to amend the 
definition of ‘manufactured home’ in regula-
tions. 
‘‘(3) ANNUAL
RECERTIFICATION.—Not later 
than a date to be determined by the Secretary each 
year, a State shall submit to the Secretary an addi-
tional certification that— 
‘‘(A) confirms the accuracy of the initial 
certification submitted under subparagraph (A) 
or (B) of paragraph (1); and 
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‘‘(B) certifies that any new laws or regula-
tions enacted or adopted by the State since the 
date of the previous certification do not change 
the veracity of the initial certification submitted 
under paragraph (1)(A). 
‘‘(4) LIST.—The Secretary shall publish and 
maintain in the Federal Register and on the website 
of the Department of Housing and Urban Develop-
ment a list of States that are up-to-date with the 
submission of initial and subsequent certifications 
required under this subsection. 
‘‘(5) PROHIBITION.— 
‘‘(A) DEFINITION.—In this paragraph, the 
term ‘covered manufactured home’ means a 
home that is— 
‘‘(i) not considered a manufactured 
home under the laws and regulations of a 
State because the home is constructed 
without a permanent chassis; 
‘‘(ii) considered a manufactured home 
under the definition of the term in section 
603; and 
‘‘(iii) constructed after the date of en-
actment of this subsection. 
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‘‘(B) 
BUILDING, 
INSTALLATION, 
AND 
SALE.—If a State does not submit a certifi-
cation under paragraph (1)(A) or paragraph (3) 
by the date on which those certifications are re-
quired to be submitted— 
‘‘(i) with respect to a State in which 
the State administers the installation of 
manufactured homes, the State shall pro-
hibit the manufacture, installation, or sale 
of a covered manufactured home within the 
State; and 
‘‘(ii) with respect to a State in which 
the Secretary administers the installation 
of manufactured homes, the State and the 
Secretary shall prohibit the manufacture, 
installation, or sale of a covered manufac-
tured home within the State.’’. 
(d) OTHER FEDERAL LAWS REGULATING MANUFAC-
TURED HOMES.—The Secretary of Housing and Urban 
Development may coordinate with the heads of other Fed-
eral agencies to ensure that Federal agencies treat a man-
ufactured home (as defined in Federal laws and regula-
tions other than section 603 of the National Manufactured 
Housing Construction and Safety Standards Act of 1974 
(42 U.S.C. 5402)) in the same manner as a manufactured 
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home (as defined in section 603 of the National Manufac-
tured Housing Construction and Safety Standards Act of 
1974 (42 U.S.C. 5402), as amended by this Act). 
(e) ASSISTANCE TO STATES.—Section 609 of the Na-
tional Manufactured Housing Construction and Safety 
Standards Act of 1974 (42 U.S.C. 5408) is amended— 
(1) in paragraph (1), by striking ‘‘and’’ at the 
end; 
(2) in paragraph (2), by striking the period at 
the end and inserting ‘‘; and’’; and 
(3) by adding at the end the following: 
‘‘(3) model guidance to support the submission 
of the certification required under section 604(i).’’. 
(f) PREEMPTION.—Nothing in this section or the 
amendments made by this section may be construed as 
limiting the scope of Federal preemption under section 
604(d) of the National Manufactured Housing Construc-
tion and Safety Standards Act of 1974 (42 U.S.C. 
5403(d)). 
(g) PRIMARY AUTHORITY TO ESTABLISH MANUFAC-
TURED
HOME
CONSTRUCTION
AND
SAFETY
STAND-
ARDS.—The National Manufactured Housing Construc-
tion and Safety Standards Act of 1974 (42 U.S.C. 5401 
et seq.) is further amended— 
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(1) in section 603(7), by inserting ‘‘energy effi-
ciency,’’ after ‘‘design,’’; and 
(2) in section 604, by adding at the end the fol-
lowing: 
‘‘(j) PRIMARY AUTHORITY TO ESTABLISH STAND-
ARDS.— 
‘‘(1) IN GENERAL.—The Secretary shall have 
the primary authority to establish Federal manufac-
tured home construction and safety standards. 
‘‘(2) APPROVAL FROM SECRETARY.— 
‘‘(A) IN GENERAL.—The head of any Fed-
eral agency that seeks to establish a manufac-
tured home construction and safety standard on 
or after the date of the enactment of this sub-
section— 
‘‘(i) shall submit to the Secretary a 
proposal describing such standard; and 
‘‘(ii) may not establish such standard 
without approval from the Secretary. 
‘‘(B) REJECTION
OF
STANDARDS.—The 
Secretary shall reject a standard submitted to 
the Secretary for approval under subparagraph 
(A)— 
‘‘(i) if the standard would signifi-
cantly increase the cost of producing man-
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ufactured homes, as determined by the 
Secretary; 
‘‘(ii) if the standard would conflict 
with existing manufactured home construc-
tion and safety standards established by 
the Secretary; or 
‘‘(iii) for any other reason as deter-
mined appropriate by the Secretary. 
‘‘(C) RULE OF CONSTRUCTION.—Nothing 
in this subsection may be construed to require 
the Secretary to establish new or revised Fed-
eral manufactured home construction and safe-
ty standards.’’. 
SEC. 302. FHA SMALL-DOLLAR MORTGAGES STUDY. 
(a) IN GENERAL.—Not later than 1 year after the 
date of the enactment of this section, the Secretary of 
Housing and Urban Development shall submit to the 
Committee on Banking, Housing, and Urban Affairs of 
the Senate and the Committee on Financial Services of 
the House of Representatives a report about small-dollar 
mortgages that— 
(1) provides a proposal for a pilot program, to 
last not longer than 4 years, to increase access for 
individuals to small-dollar mortgages insured or 
guaranteed by the Secretary under title II of the 
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National Housing Act to be established by the Fed-
eral Housing Administration that may include— 
(A) authorizing direct payments to lenders 
to incentivize the origination of small-dollar 
mortgages; 
(B) adjustments to the terms and costs the 
Federal Housing Administration requires with 
respect to such small-dollar mortgages; 
(C) providing direct grants for mortgagors 
obtaining such small-dollar mortgages to cover 
costs associated with— 
(i) down payments; 
(ii) closing costs; 
(iii) appraisals; and 
(iv) title insurance; and 
(D) technical assistance for lenders and fi-
nancial institutions that originate such small- 
dollar mortgages and outreach to borrowers 
about the availability of such small-dollar mort-
gages; 
(2) provides a detailed analysis and projections 
about— 
(A) a methodology for tracking and evalu-
ating the outcomes of small-dollar mortgages 
insured or guaranteed by the Secretary under 
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title II of the National Housing Act to which 
access is provided through the pilot program, 
including the financial impact of such loans on 
the economic status of the mortgagors associ-
ated with such small-dollar mortgages; 
(B) potential risks of pilot program to the 
solvency of the Mutual Mortgage Insurance 
Fund; 
(C) the amount of appropriations required 
to cover the costs associated with insuring, 
guaranteeing, and modifying small-dollar mort-
gages over the length of the pilot program; and 
(D) the amount of appropriations nec-
essary for the Secretary to administer and over-
see the pilot program, including amounts to be 
used for information technology, financial re-
porting, research and evaluations, fair housing 
and fair lending compliance, audits, and for 
such other activities the Secretary determines 
necessary to increase access to small-dollar 
mortgages; and 
(3) includes data and analysis relating to small- 
dollar mortgages, including— 
(A) the number of small-dollar mortgages 
originated in the 10-year period preceding the 
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date of the enactment of this section, including 
small-dollar mortgages insured or guaranteed 
by the Federal Government and small-dollar 
mortgages not insured by the Federal Govern-
ment; 
(B) the original principal balance of each 
small-dollar mortgage identified under subpara-
graph (A); 
(C) demographic information about the 
mortgagors associated with each such small-dol-
lar mortgages; 
(D) the number of financial institutions 
that offer small-dollar mortgages; 
(E) a description of the fixed costs that 
are associated with mortgages and the impact 
of such costs on the ability of lenders to earn 
a market rate return on small-dollar mortgages; 
and 
(F) analysis by regions of the United 
States, including rural regions, that identifies 
regions with the greatest need for, and the 
highest likelihood of, the origination of small- 
dollar mortgages and regions that could benefit 
the most from increased availability of small- 
dollar mortgages. 
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(b) DEFINITIONS.—In this section: 
(1) SMALL-DOLLAR MORTGAGE DEFINED.—The 
term ‘‘small-dollar mortgage’’ means a mortgage 
that— 
(A) has an original principal balance of 
$100,000 or less; and 
(B) is secured by a 1- to 4-unit property 
that is the principal residence of the mortgagor. 
(2) SECRETARY.—The term ‘‘Secretary’’ means 
the Secretary of Housing and Urban Development. 
TITLE 
IV—PROTECTING 
BOR-
ROWERS AND ASSISTED FAMI-
LIES 
SEC. 401. EXCLUSION OF CERTAIN DISABILITY BENEFITS. 
(a) IN GENERAL.—Section 3(b)(4)(B) of the United 
States Housing Act of 1937 (42 U.S.C. 1437a(b)(4)(B)) 
is amended— 
(1) by redesignating clauses (iv) and (v) as 
clauses (vi) and (vii), respectively; and 
(2) by inserting after clause (iii) the following: 
‘‘(iv) with respect to the supported 
housing program under section 8(o)(19), 
any disability benefits received under chap-
ter 11 or chapter 15 of title 38, United 
States Code, received by a veteran, except 
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that this exclusion may not apply to the 
definition of adjusted income; 
‘‘(v) with respect to any household re-
ceiving rental assistance under the sup-
ported housing program under section 
8(o)(19) as it relates to eligibility for other 
types of housing assistance, any disability 
benefits received under chapter 11 or chap-
ter 15 of title 38, United States Code, re-
ceived by a veteran, except that this exclu-
sion may not apply to the definition of ad-
justed income;’’. 
(b) SERVICE-CONNECTED DISABILITY COMPENSA-
TION.—Section 102(a)(20) of the Housing and Commu-
nity Development Act of 1974 (42 U.S.C. 5302(a)(20)) 
is amended by adding at the end the following: 
‘‘(C) 
SERVICE-CONNECTED
DISABILITY 
COMPENSATION.—When determining whether a 
person is a person of low and moderate income, 
a person of low income, or a person of moderate 
income under this paragraph, a State, unit of 
general local government, or Indian tribe shall 
exclude any service-connected disability com-
pensation received by such person from the De-
partment of Veterans Affairs.’’. 
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(c) TREATMENT
OF CERTAIN DISABILITY BENE-
FITS.—When determining the eligibility of a veteran to 
rent a residential dwelling unit constructed on Depart-
ment property on or after the date of the enactment of 
this Act, for which assistance is provided as part of a 
housing assistance program administered by the Secretary 
of Housing and Urban Development and not yet in exist-
ence at the time of the enactment of this section, the Sec-
retary shall exclude from income any disability benefits re-
ceived under chapter 11 or chapter 15 of title 38, United 
States Code, by such person. 
(d) REPORT.—The Comptroller General of the 
United States shall, not later than 1 year after the date 
of the enactment of this Act, submit to the Congress a 
report that— 
(1) examines how service-connected disability 
compensation is treated for the purposes of deter-
mining eligibility for all programs administered by 
the Secretary of Housing and Urban Development; 
(2) identifies any instances where service-con-
nected disability compensation is treated in a man-
ner inconsistent with the amendments made by sub-
sections (a) and (b); and 
(3) with respect to each program administered 
by the Secretary of Housing and Urban Develop-
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ment in which service-connected disability compensa-
tion is treated inconsistently, provides legislative rec-
ommendations relating to how such program could 
better serve veteran populations, and under-served 
communities. 
(e) DEFINITIONS.—In this section: 
(1) SECRETARY.—The term ‘‘Secretary’’ means 
the Secretary of Housing and Urban Development. 
(2) DEPARTMENT PROPERTY.—The term ‘‘De-
partment property’’ has the meaning given the term 
in section 901 of title 38, United States Code. 
SEC. 402. MILITARY SERVICE QUESTION. 
(a) IN GENERAL.—Subpart A of part 2 of the Fed-
eral Housing Enterprises Financial Safety and Soundness 
Act of 1992 (12 U.S.C. 4541 et seq.) is amended by add-
ing at the end the following: 
‘‘SEC. 1329. UNIFORM RESIDENTIAL LOAN APPLICATION. 
‘‘Not later than 6 months after the date of enactment 
of this section, the Director shall, by regulation or order, 
require each enterprise to include a disclaimer below the 
military service question on the form known as the Uni-
form Residential Loan Application stating, ‘If yes, you 
may qualify for a VA Home Loan. Consult your lender 
regarding eligibility.’.’’. 
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(b) GAO STUDY.—Not later than 18 months after 
the date of enactment of this Act, the Comptroller General 
of the United States shall conduct a study and submit to 
the Congress a report on whether or not less than 80 per-
cent of lenders using the Uniform Residential Loan Appli-
cation have included on that form the disclaimer required 
under section 1329 of the Federal Housing Enterprises 
Financial Safety and Soundness Act of 1992, as added 
by subsection (a). 
SEC. 403. HUD–USDA–VA INTERAGENCY COORDINATION. 
(a) MEMORANDUM OF UNDERSTANDING.—Not later 
than 180 days after the date of enactment of this Act, 
the Secretary of Housing and Urban Development, the 
Secretary of Agriculture, and the Secretary of Veterans 
Affairs shall establish a memorandum of understanding, 
or other appropriate interagency agreement, to share rel-
evant housing-related research and market data that fa-
cilitates evidence-based policymaking. 
(b) INTERAGENCY REPORT.— 
(1) REPORT.—Not later than 1 year after the 
date of enactment of this Act, the Secretary of 
Housing and Urban Development, the Secretary of 
Agriculture, and the Secretary of Veterans Affairs 
shall jointly submit to the Committee on Banking, 
Housing, and Urban Affairs, the Committee on Ag-
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riculture, Nutrition, and Forestry, and the Com-
mittee on Veterans’ Affairs of the Senate and the 
Committee on Financial Services, the Committee on 
Agriculture, and the Committee on Veterans’ Affairs 
of the House of Representatives a report that de-
scribes opportunities for increased collaboration be-
tween the Secretary of Housing and Urban Develop-
ment, the Secretary of Agriculture, and the Sec-
retary of Veterans Affairs to improve efficiencies in 
housing programs. 
(2) PUBLICATION.—The report required under 
paragraph (1) shall, prior to submission, be pub-
lished in the Federal Register and open for comment 
for a period of 30 days. 
SEC. 404. FAMILY SELF-SUFFICIENCY ESCROW EXPANSION 
PILOT PROGRAM. 
Title I of the of the United States Housing Act of 
1937 (42 U.S.C. 1437 et seq.) is amended by adding at 
the end the following: 
‘‘SEC. 39. ESCROW EXPANSION PILOT PROGRAM. 
‘‘(a) DEFINITIONS.—In this section: 
‘‘(1) COVERED
FAMILY.—The term ‘covered 
family’ means a family that— 
‘‘(A) receives assistance under section 8 or 
9 of this Act; 
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‘‘(B) is enrolled in the pilot program; and 
‘‘(C) has an adjusted income that does not 
exceed 80 percent of the area median income at 
the time of enrollment in the pilot program. 
‘‘(2) ELIGIBLE ENTITY.—The term ‘eligible en-
tity’ means an entity described in subsection (c)(2) 
of section 23. 
‘‘(3) PILOT
PROGRAM.—The term ‘pilot pro-
gram’ means the pilot program established under 
this section. 
‘‘(4) WELFARE
ASSISTANCE.—The term ‘wel-
fare assistance’ has the meaning given the term in 
section 984.103 of title 24, Code of Federal Regula-
tions, or any successor regulation. 
‘‘(b) PROGRAM
ESTABLISHMENT.—The Secretary 
shall, not later than 1 year after the date of the enactment 
of this section, establish a pilot program under which the 
Secretary shall select not more than 25 eligible entities 
to establish and manage escrow accounts for not more 
than 5,000 covered families, in accordance with this sub-
section. 
‘‘(c) ESCROW ACCOUNTS.— 
‘‘(1) IN GENERAL.—An eligible entity selected 
to participate in the pilot program— 
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‘‘(A) shall establish an interest-bearing es-
crow account and place into the account an 
amount equal to any increase in the amount of 
rent paid by each covered family in accordance 
with the provisions of section 3, 8(o), or 8(y), 
as applicable, that is attributable to increases in 
earned income by the covered families during 
the participation of each covered family in the 
pilot program; and 
‘‘(B) notwithstanding any other provision 
of law, may use existing funds it controls under 
section 8 or 9 for purposes of making the es-
crow deposit for covered families assisted under, 
or residing in units assisted under, section 8 or 
9, respectively, provided such funds are offset 
by the increase in the amount of rent paid by 
the covered family. 
‘‘(2) WITHDRAWLS.—A covered family may 
withdraw funds, including any interest earned, from 
an escrow account established by an eligible entity 
under the pilot program for such covered family— 
‘‘(A) after the covered family ceases to re-
ceive welfare assistance; and 
‘‘(B)(i) not earlier than the date that is 5 
years after the date on which the eligible entity 
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establishes the escrow account under this sub-
section; 
‘‘(ii) not later than the date that is 7 years 
after the date on which the eligible entity estab-
lishes the escrow account under this subsection, 
if the covered family chooses to continue to par-
ticipate in the pilot program after the date that 
is 5 years after the date on which the eligible 
entity establishes the escrow account; 
‘‘(iii) on the date the covered family ceases 
to receive housing assistance under section 8 or 
9, if such date is earlier than 5 years after the 
date on which the eligible entity establishes the 
escrow account; 
‘‘(iv) earlier than 5 years after the date on 
which the eligible entity establishes the escrow 
account, if the covered family is using the funds 
to advance a self-sufficiency goal as approved 
by the eligible entity; or 
‘‘(v) under other circumstances in which 
the Secretary determines an exemption for good 
cause is warranted. 
‘‘(3) INTERIM RECERTIFICATION.—For the pur-
poses of the pilot program established under this 
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section, a covered family shall recertify income not 
less than once each year. 
‘‘(4) CONTRACT OR PLAN.—A covered family 
may not be required by an eligible entity to complete 
a contract that requires the participation of the cov-
ered family in the pilot program established under 
this section or any individual training or services 
plan as a condition for participating in the pilot pro-
gram. 
‘‘(d) EFFECT OF INCREASES IN FAMILY INCOME.— 
The amount equal to any increase in the earned income 
of a covered family from the date of enrollment of the cov-
ered family in the pilot program established under this 
section through the date all funds are withdrawn from the 
escrow account may not be considered as income or a re-
source for purposes of eligibility of the covered family for 
other benefits, or amount of benefits payable to the family, 
under any program administered by the Secretary. 
‘‘(e) APPLICATION.— 
‘‘(1) IN GENERAL.—An eligible entity seeking 
to participate in the pilot program shall submit to 
the Secretary an application— 
‘‘(A) at such time, in such manner, and 
containing such information as the Secretary 
may require by notice; and 
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‘‘(B) that includes the number of covered 
families to which the eligible entity intends to 
provide escrow accounts under this subsection. 
‘‘(2) GEOGRAPHIC AND ENTITY VARIETY.—The 
Secretary shall ensure that eligible entities selected 
to participate in the pilot program— 
‘‘(A) are located across various States and 
in both urban and rural areas; and 
‘‘(B) vary by size and type, including both 
public housing agencies and private owners of 
projects receiving project-based rental assist-
ance under section 8. 
‘‘(f) NOTIFICATION AND OPT-OUT.—An eligible enti-
ty participating in the pilot program shall— 
‘‘(1) notify each covered family of their enroll-
ment in the pilot program; 
‘‘(2) provide each covered family with a detailed 
description of the pilot program, including how the 
pilot program will impact their rent and finances; 
‘‘(3) inform each covered family that the family 
may not simultaneously participate in the pilot pro-
gram and the Family Self-Sufficiency program 
under this section; and 
‘‘(4) provide each covered family with the abil-
ity to elect not to participate in the pilot program— 
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‘‘(A) not less than 2 weeks before the date 
on which the escrow account is established 
under subsection (c); and 
‘‘(B) at any point during the duration of 
the pilot program. 
‘‘(g) MAXIMUM RENTS.—During the term of partici-
pation by a covered family in the pilot program, the 
amount of rent paid by the covered family shall be cal-
culated under the rental provisions of section 3 or 8(o), 
as applicable. 
‘‘(h) PILOT PROGRAM TIMELINE.— 
‘‘(1) AWARDS.—Not later than 18 months after 
the date of enactment of this subsection, the Sec-
retary shall select the eligible entities to participate 
in the pilot program. 
‘‘(2) ESTABLISHMENT
AND
TERMS
OF
AC-
COUNTS.—An eligible entity selected to participate 
in the pilot program shall— 
‘‘(A) not later than 6 months after selec-
tion, establish escrow accounts under subsection 
(c) for covered families; and 
‘‘(B) maintain those escrow accounts for 
not less than 5 years, or until the date the fam-
ily ceases to receive assistance under section 8 
or 9, and, at the discretion of the covered fam-
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ily, not more than 7 years after the date on 
which the escrow account is established. 
‘‘(i) NONPARTICIPATION
AND
HOUSING
ASSIST-
ANCE.— 
‘‘(1) IN GENERAL.—A family that elects not to 
participate in the pilot program may not be delayed 
or denied assistance under section 8 or 9 for reason 
of such election. 
‘‘(2) NO
TERMINATION.—Housing assistance 
may not be terminated as a consequence of partici-
pating, or not participating, in the pilot program 
under this subsection for any period of time. 
‘‘(j) STUDY.—Not later than 8 years after the date 
the Secretary selects eligible entities to participate in the 
pilot program under this subsection, the Secretary shall 
conduct a study and submit to the Committee on Banking, 
Housing, and Urban Affairs of the Senate and the Com-
mittee on Financial Services of the House of Representa-
tives a report on outcomes for covered families that par-
ticipated in the pilot program, which shall evaluate the ef-
fectiveness of the pilot program in assisting families to 
achieve economic independence and self-sufficiency, and 
the impact coaching and supportive services (this does not 
seem to be part of this pilot program), or the lack thereof, 
had on individual incomes. 
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100 
‘‘(k) WAIVERS.—To allow selected eligible entities to 
effectively administer the pilot program and make the re-
quired escrow account deposits under this subsection, the 
Secretary may waive requirements under this section. 
‘‘(l) TERMINATION.—The pilot program established 
under this subsection shall terminate on the date that is 
10 years after the date of enactment of this section.’’. 
SEC. 405. REFORMS TO HOUSING COUNSELING AND FINAN-
CIAL LITERACY PROGRAMS. 
(a) IN GENERAL.—Section 106 of the Housing and 
Urban Development Act of 1968 (12 U.S.C. 1701x) is 
amended— 
(1) in subsection (a)(4)(C), by striking ‘‘ade-
quate distribution’’ and all that follows through 
‘‘foreclosure rates’’ and inserting ‘‘that the recipi-
ents are geographically diverse and include organiza-
tions that serve urban or rural areas’’; 
(2) in subsection (e), by adding at the end the 
following: 
‘‘(6) PERFORMANCE REVIEW.—The Secretary— 
‘‘(A) may conduct periodic on-site reviews; 
and 
‘‘(B) shall conduct performance reviews of 
all participating agencies that— 
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101 
‘‘(i) consist of a review of the partici-
pating agency’s compliance with all pro-
gram requirements; and 
‘‘(ii) may take into account the agen-
cy’s 
aggregate 
counselor 
performance 
under paragraph (7)(B). 
‘‘(7) CONSIDERATIONS.— 
‘‘(A) COVERED
MORTGAGE
LOAN
DE-
FINED.—In this paragraph, the term ‘covered 
mortgage loan’ means any loan which is secured 
by a first or subordinate lien on residential real 
property (including individual units of con-
dominiums and cooperatives) designed prin-
cipally for the occupancy of between 1 and 4 
families that is— 
‘‘(i) insured by the Federal Housing 
Administration under title II of the Na-
tional Housing Act (12 U.S.C. 1707 et 
seq.); or 
‘‘(ii) guaranteed under section 184 or 
184A of the Housing and Community De-
velopment Act of 1992 (12 U.S.C. 1715z– 
13a, 1715z–13b). 
‘‘(B) COMPARISON.—For each counselor 
employed by an organization receiving assist-
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102 
ance under this section for pre-purchase hous-
ing counseling, the Secretary may consider the 
performance of the counselor compared to the 
default rate of all counseled borrowers of a cov-
ered mortgage loan in comparable markets and 
such other factors as the Secretary determines 
appropriate to further the purposes of this sec-
tion. 
‘‘(8) CERTIFICATION.—If, based on the com-
parison required under paragraph (7)(B), the Sec-
retary determines that a counselor lacks competence 
to provide counseling in the areas described in sub-
section (e)(2) and such action will not create a sig-
nificant loss of capacity for housing counseling serv-
ices in the service area, the Secretary may— 
‘‘(A) require continued education coupled 
with successful completion of a probationary pe-
riod; 
‘‘(B) require retesting if the counselor con-
tinues to demonstrate a lack of competence 
under paragraph (7)(B); and 
‘‘(C) permanently suspend an individual 
certification if a counselor fails to demonstrate 
competence after not fewer than 2 retesting op-
portunities under subparagraph (B).’’; 
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103 
(3) in subsection (i)— 
(A) by redesignating paragraph (3) as 
paragraph (4); and 
(B) by inserting after paragraph (2) the 
following: 
‘‘(3) TERMINATION OF ASSISTANCE.— 
‘‘(A) IN
GENERAL.—The Secretary may 
deny renewal of covered assistance to an organi-
zation or entity receiving covered assistance if 
the Secretary determines that the organization 
or entity, or the individual through which the 
organization or entity provides counseling, is 
not in compliance with program requirements— 
‘‘(i) based on the performance review 
described in subsection (e)(6); and 
‘‘(ii) in accordance with regulations 
issued by the Secretary. 
‘‘(B) NOTICE.—The Secretary shall give 
an organization or entity receiving covered as-
sistance not less than 60 days prior written no-
tice of any denial of renewal under this para-
graph, and the determination of renewal shall 
not be finalized until the end of that notice pe-
riod. 
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104 
‘‘(C) INFORMAL
CONFERENCE.—If re-
quested in writing by the organization or entity 
within the notice period described in subpara-
graph (B), the organization or entity shall be 
entitled to an informal conference with the Dep-
uty Assistant Secretary of Housing Counseling 
on behalf of the Secretary at which the organi-
zation or entity may present for consideration 
specific factors that the organization or entity 
believes were beyond the control of the organi-
zation or entity and that caused the failure to 
comply with program requirements, such as a 
lack of lender or servicer coordination or com-
munication with housing counseling agencies 
and individual counselors.’’; and 
(4) by adding at the end the following: 
‘‘(j) OFFERING FORECLOSURE MITIGATION COUN-
SELING.— 
‘‘(1) COVERED MORTGAGE LOAN DEFINED.—In 
this subsection, the term ‘covered mortgage loan’ 
means any loan which is secured by a first or subor-
dinate lien on residential real property (including in-
dividual units of condominiums and housing co-
operatives) or stock or membership in a cooperative 
ownership housing corporation designed principally 
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105 
for the occupancy of between 1 and 4 families that 
is— 
‘‘(A) insured by the Federal Housing Ad-
ministration under title II of the National 
Housing Act (12 U.S.C. 1707 et seq.); 
‘‘(B) guaranteed under section 184 or 
184A of the Housing and Community Develop-
ment Act of 1992 (12 U.S.C. 1715z–13a, 
1715z–13b); 
‘‘(C) made, guaranteed, or insured by the 
Department of Veterans Affairs; or 
‘‘(D) made, guaranteed, or insured by the 
Department of Agriculture. 
‘‘(2) OPPORTUNITY FOR BORROWERS.—A bor-
rower with respect to a covered mortgage loan who 
is 30 days or more delinquent on payments for the 
covered mortgage loan shall be given an opportunity 
to participate in available housing counseling. 
‘‘(3) COST.—If the requirements of sections 
202(a)(3) and 205(f) of the National Housing Act 
(12 U.S.C. 1708(a)(3), 1711(f)) are met, the fair 
market rate cost of counseling for delinquent bor-
rowers described in paragraph (2) with respect to a 
covered mortgage loan described in paragraph 
(1)(A) shall be paid for by the Mutual Mortgage In-
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106 
surance Fund, as authorized under section 203(r)(4) 
of 
the 
National 
Housing 
Act 
(12 
U.S.C. 
1709(r)(4)).’’. 
SEC. 406. ESTABLISHMENT OF EVICTION HELPLINE. 
(a) IN GENERAL.—The Secretary of Housing and 
Urban Development shall, not later than 1 year after the 
date of the enactment of this Act, establish a helpline to 
provide tenants of covered federally assisted rental dwell-
ing units with counseling, resources, and referrals to avail-
able assistance relating to eviction-related matters. 
(b) DEFINITIONS.—In this section: 
(1) 
ASSISTANCE.—The 
term 
‘‘assistance’’ 
means any grant, loan, subsidy, contract, cooperative 
agreement, or other form of financial assistance, but 
such term does not include the insurance or guar-
antee of a loan, mortgage, or pool of loans or mort-
gages. 
(2) COVERED
FEDERALLY
ASSISTED
RENTAL 
DWELLING UNIT.—The term ‘‘covered federally as-
sisted rental dwelling unit’’ means a residential 
dwelling unit that— 
(A) is made available for rental; and 
(B)(i) for which assistance is provided, or 
that is part of a housing project for which as-
sistance is provided, under any program admin-
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107 
istered by the Secretary of Housing and Urban 
Development, including— 
(I) the public housing program under 
the United States Housing Act of 1937 21 
(42 U.S.C. 1437 et seq.); 
(II) the program for rental assistance 
under section 8 of the United States Hous-
ing Act of 1937 (42 U.S.C. 1437f); 
(III) the HOME Investment Partner-
ships program under title II of the Cran-
ston-Gonzalez National Affordable Housing 
Act (42 U.S.C. 12721 et seq.); 
(IV) title IV of the McKinney-Vento 
Homeless Assistance Act (42 U.S.C. 11360 
et seq.); 
(V) the Housing Trust Fund program 
under section 1338 of the Housing and 
Community Development Act of 1992 (12 
U.S.C. 4568); 
(VI) the program for supportive hous-
ing for the elderly under section 202 of the 
Housing Act of 1959 (12 U.S.C. 1701q); 
(VII) the program for supportive 
housing for persons with disabilities under 
section 811 of the Cranston-Gonzalez Na-
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tional Affordable Housing Act (42 U.S.C. 
8013); 
(VIII) the AIDS Housing Opportuni-
ties program under subtitle D of title VIII 
of the Cranston-Gonzalez National Afford-
able Housing Act (42 U.S.C. 12901 et 
seq.); 
(IX) the program for Native American 
housing under the Native American Hous-
ing Assistance and Self-Determination Act 
of 1996 (25 U.S.C. 4101 et seq.); and 
(X) the program for housing assist-
ance for Native Hawaiians under title VIII 
of the Native American Housing Assist-
ance and Self-Determination Act of 1996 7 
(25 U.S.C. 4221 et seq.); or 
(ii) is a property, or is on or in a property, 
that has a federally backed mortgage loan or 
federally backed multifamily mortgage loan, as 
11 such terms are defined in section 4024(a) of 
the CARES Act (15 U.S.C. 9058(a)). 
SEC. 407. TEMPERATURE SENSOR PILOT PROGRAM. 
(a) IN GENERAL.—The Secretary of Housing and 
Urban Development shall establish a temperature sensor 
3-year pilot program to provide grants to public housing 
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agencies and owners of covered federally assisted rental 
dwelling units to install and test the efficacy of tempera-
ture sensors in residential dwelling units to ensure such 
units remain in compliance with temperature require-
ments. 
(b) ELIGIBILITY.— 
(1) IN
GENERAL.—The Secretary shall, not 
later than 180 days after the date of the enactment 
of this Act, establish eligibility criteria for participa-
tion in the pilot program established pursuant to 
subsection (a). 
(2) CRITERIA.—In establishing the eligibility 
criteria described in paragraph (a), the Secretary 
shall ensure— 
(A) the pilot program includes a diverse 
range of participants that represent different 
geographic regions, climate regions, unit sizes 
and types of housing; and 
(B) that the functionality of the tempera-
ture sensors that will be installed and tested 
using amounts awarded under this section, in-
cluding internet connectivity requirements. 
(c) INSTALLATION.—Each public housing agency or 
owner of a covered federally assisted rental dwelling unit 
that receives 1 or more temperature sensors under this 
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section shall, after receiving written permission from the 
resident of a dwelling unit, install such temperature sensor 
and monitor the data from such temperature sensor. 
(d) COLLECTION OF COMPLAINT RECORDS.— 
(1) IN GENERAL.—Each public housing agency 
or owner of a covered federally assisted rental dwell-
ing unit that receives 1 or more temperature sensors 
under this section shall collect and retain informa-
tion about temperature-related complaints and viola-
tions. 
(2) DEFINITIONS.—The Secretary shall, not 
later than 180 days after the date of the enactment 
of this Act, define the terms temperature-related 
complaints and temperature-related violations for 
the purposes of this section. 
(e) DATA COLLECTION.— 
(1) IN
GENERAL.—Data collected from tem-
perature sensors provided to public housing agencies 
and owners of covered federally assisted rental dwell-
ing units under this section shall be retained until 
the Secretary notifies the public housing agency or 
owner that the pilot program and the evaluation of 
the pilot program are complete. 
(2) 
PERSONALLY
IDENTIFIABLE
INFORMA-
TION.—The Secretary shall, not later than 180 days 
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after the date of the enactment of this Act, establish 
standards for the protection of personally identifi-
ably information collected during the pilot program 
by public housing agencies, owners of federally as-
sisted rental dwelling units, and the Secretary. 
(f) PILOT PROGRAM EVALUATION.— 
(1) INTERIM EVALUATION.—Not later than 12 
months after the establishment of the pilot program 
under this section, the Secretary shall publicly pub-
lish and submit to the Congress a report that— 
(A) examines the number of temperature- 
related complaints and violations in Federally 
assisted rental dwelling units with temperature 
sensors, disaggregated by temperature sensor 
technology and climate region— 
(i) that occurred before the installa-
tion of such sensor, if known; and 
(ii) that occurred after the installation 
of such sensor; and 
(B) identifies any barriers to full utility of 
temperature 
sensor 
capabilities, 
including 
broadband internet access and tenant participa-
tion. 
(2) FINAL
EVALUATION.—Not later than 36 
months after the conclusion of the pilot program es-
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tablished by the Secretary under this section, the 
Secretary shall publicly publish and submit to the 
Congress a report that— 
(A) examines the number of temperature- 
related complaints and violations in federally 
assisted rental dwelling units with temperature 
sensors, disaggregated by temperature sensor 
technology and climate region— 
(i) that occurred before the installa-
tion of such sensor; and 
(ii) that occurred after the installation 
of such sensor; 
(B) identifies any barriers to full utility of 
temperature 
sensor 
capabilities, 
including 
broadband internet access and tenant participa-
tion; and 
(C) compare the utility of various tempera-
ture sensor technologies based on— 
(i) climate zones; 
(ii) cost; 
(iii) features; and 
(iv) any other factors identified by the 
Secretary. 
(g) DEFINITIONS.—For the purposes of this section: 
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(1) TEMPERATURE SENSOR.—The term ‘‘tem-
perature sensor’’ means an internet capable tem-
perature reporting device able to measure ambient 
air temperature to the tenth degree Fahrenheit and 
Celsius. 
(2) COVERED
FEDERALLY
ASSISTED
HOUS-
ING.—The term ‘‘covered federally assisted rental 
dwelling unit’’ means a residential dwelling unit that 
is made available for rental and for which assistance 
is provided, or that is part of a housing project for 
which assistance is provided, under— 
(A) the program for project-based rental 
assistance under section 8 of the United States 
Housing Act of 1937 (42 U.S.C. 1437f); 
(B) the public housing program under the 
United States Housing Act of 1937 (42 U.S.C. 
1437 et seq.); 
(C) the program for supportive housing for 
the elderly under section 202 of the Housing 
Act of 1959 (12 U.S.C. 1701q); or 
(D) the program for supportive housing for 
persons with disabilities under section 811 of 
the Cranston-Gonzalez National Affordable 
Housing Act (42 U.S.C. 8013). 
(3) OWNER.—The term ‘‘owner’’ means— 
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(A) with respect to the program for 
project-based rental assistance under section 8 
of the United States Housing Act of 1937 (42 
U.S.C. 1437f), any private person or entity, in-
cluding a cooperative, an agency of the Federal 
Government, or a public housing agency, having 
the legal right to lease or sublease dwelling 
units; 
(B) with respect to public housing program 
under the United States Housing Act of 1937 
(42 U.S.C. 1437 et seq.), a public housing 
agency or an owner entity of public housing 
units as defined in section 905.108 of title 24, 
Code of Federal Regulations; 
(C) with respect to the program for sup-
portive housing for the elderly under section 
202 of the Housing Act of 1959 (12 U.S.C. 
1701q), a private nonprofit organization as de-
fined under section 202(k)(4) of the Housing 
Act of 1959; and 
(D) with respect to the program for sup-
portive housing for persons with disabilities 
under section 811 of the Cranston-Gonzalez 
National Affordable Housing Act (42 U.S.C. 
8013), a private nonprofit organization as de-
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fined under section 811(k)(5) of section 811 of 
the Cranston-Gonzalez National Affordable 
Housing Act. 
SEC. 408. GAO STUDIES. 
(a) REPORT TO CONGRESS.—Not later than 1 year 
after the date of the enactment of this act, the Comptroller 
General of the United States carry out a study and submit 
to the Congress a report that identifies options to remove 
barriers and improve housing for persons who are elderly 
or disabled, including any potential impacts of providing 
capital advances for— 
(1) the program for supportive housing for the 
elderly under section 202 of the Housing Act of 
1959; and 
(2) the program for supportive housing for per-
sons with disabilities under section 811 of the Cran-
ston-Gonzalez National Affordable Housing Act. 
(b) GAO STUDY TO DETERMINE PROXIMITY
OF 
HOUSING TO SUPERFUND SITES.—Not later than 1 year 
after the date of the enactment of this section, the Comp-
troller General of the United States shall carry out a study 
and submit to the Congress a report that identifies how 
many residential dwelling units, and how many dwelling 
units that are a part of public housing (as such term is 
defined in section 3(b) of the United States Housing Act 
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of 1937 (42 U.S.C. 1437a(B))), are located less than one 
mile from a site that is included on the National Priorities 
List established pursuant to section 105 of the Com-
prehensive Environmental Response, Compensation, and 
Liability Act of 1980 (42 U.S.C. 9605). 
TITLE 
V—ENHANCING 
OVER-
SIGHT 
OF 
HOUSING 
PRO-
VIDERS 
SEC. 501. REQUIREMENT TO TESTIFY. 
Section 7 of the Department of Housing and Urban 
Development Act (42 U.S.C. 3535) is amended by adding 
at the end the following new subsection: 
‘‘(u) ANNUAL TESTIMONY.—The Secretary shall ap-
pear before the Committee on Financial Services of the 
House of Representatives and the Committee on Banking, 
Housing, and Urban Affairs of the Senate at an annual 
hearing and present testimony regarding the operations 
of the Department during the preceding year, including— 
‘‘(1) the current programs and operations of 
the Department; 
‘‘(2) the physical condition of all public housing 
and other housing assisted by the Department; 
‘‘(3) the financial health of the mortgage insur-
ance funds of the Federal Housing Agency; 
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‘‘(4) oversight by the Department of grantees 
and sub-grantees for purposes of preventing waste, 
fraud, and abuse; 
‘‘(5) the progress made by the Federal Govern-
ment in ending the affordable housing and homeless-
ness crises; 
‘‘(6) the capacity of the Department to deliver 
on its statutory mission; and 
‘‘(7) other ongoing activities of the Department, 
as appropriate.’’. 
SEC. 502. DISCLOSURE REQUIRED. 
The Secretary of Housing and Urban Development 
shall, not later than 1 year after the date of the enactment 
of this section, require each public housing agency (as 
such term is defined in section 3(b) of the United States 
Housing Act of 1937 (42 U.S.C. 1437a(b))) to publicly 
disclose, on the website of the public housing agency, with 
respect to each contract entered into by such public hous-
ing agency in the preceding year the following: 
(1) All material information about the contract, 
including the goods and service provided. 
(2) The vendor selected to receive the contract. 
(3) The date of the solicitation of the contract. 
(4) The bids and quotes solicited. 
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(5) The name of official who solicited the con-
tract. 
SEC. 503. INVESTIGATION AND REPORT TO CONGRESS. 
(a) INVESTIGATION.—The Inspector General of the 
Department of Housing and Urban Development shall 
conduct an investigation of the New York City Housing 
Authority, which shall include— 
(1) the status of the New York City Housing 
Authority’s compliance with the agreement entered 
into between the New York City Housing Authority, 
the Department of Housing and Urban Develop-
ment, and the City of New York on January 31, 
2019, including specific areas of deficiency and 
progress towards compliance; 
(2) a review of actions taken by the monitor of 
the New York City Housing Authority pursuant to 
such Agreement, including any gaps in oversight by 
the Monitor; 
(3) a survey of the physical conditions of hous-
ing provided by the New York City Housing Author-
ity for residents of the City of New York; 
(4) an examination of any waste, fraud, abuse 
and violations of Federal law committed by employ-
ees or contractors of the New York City Housing 
Authority; and 
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(5) information on other issues and areas, as 
deemed necessary and appropriate by the Inspector 
General of the Department of Housing and Urban 
Development. 
(b) REPORT.—Not later than 180 days after the date 
of the enactment of this Act, the Inspector General of the 
Department of Housing and Urban Development shall 
provide to the Committee on Financial Services of the 
House of Representatives and the Committee on Banking, 
Housing, and Urban Affairs of the Senate a report that 
includes— 
(1) the results of the investigation conducted 
under subsection (a); 
(2) a summary of actions that the Department 
of Housing and Urban Development may take to 
compel the New York City Housing Authority to 
remedy any deficiencies; and 
(3) any other recommendations of the Inspector 
General of the Department of Housing and Urban 
Development. 
SEC. 504. FEDERAL MONITOR AND RECEIVER TESTIMONY. 
Not later than October 1 of each year, any Federal 
monitor or receiver that has provided oversight of a public 
housing agency (as such term is defined in section 3(b) 
of the United States Housing Act of 1937 (42 U.S.C. 
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1437a(b))) in the previous year shall appear before the 
Committee on Financial Services of the House of Rep-
resentatives and the Committee on Banking, Housing, and 
Urban Affairs of the Senate and present testimony on the 
ongoing management and oversight activities of the public 
housing agency by the Federal monitor or receiver. 
SEC. 505. ANNUAL TESTIMONY. 
Section 203(a) of the McKinney-Vento Homeless As-
sistance Act (42 U.S.C. 11313(a)) is amended— 
(1) in paragraph (12) by striking ‘‘and’’ at the 
end; 
(2) in paragraph (13) striking the period at the 
end and inserting ‘‘; and’’; and 
(3) by adding at the end the following: 
‘‘(14) testify annually before the Committee on 
Banking, Housing, and Urban Affairs of the Sen-
ate.’’. 
Æ 
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