I 
119TH CONGRESS 
1ST SESSION H. R. 6553 
To index statutory thresholds, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 10, 2025 
Mr. BARR introduced the following bill; which was referred to the Committee 
on Financial Services 
A BILL 
To index statutory thresholds, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This act may be cited as the ‘‘Tailoring and Indexing 
Enhanced Regulations Act of 2025’’ or the ‘‘TIER Act 
of 2025’’. 
SEC. 2. THRESHOLD ADJUSTMENTS TO ACCOUNT FOR HIS-
TORICAL INCREASES IN CURRENT-DOLLAR 
UNITED STATES GROSS DOMESTIC PRODUCT. 
(a) FEDERAL RESERVE ACT.—The second subsection 
(s) (relating to assessments) of section 11 of the Federal 
Reserve Act (12 U.S.C. 248(s)) is amended— 
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(1) 
in 
paragraph 
(2), 
by 
striking 
‘‘$100,000,000,000’’ each place that term appears 
and inserting ‘‘$150,000,000,000’’; and 
(2) in paragraph (3), by striking ‘‘between 
$100,000,000,000 and $250,000,000,000’’ and in-
serting 
‘‘between 
$150,000,000,000 
and 
$370,000,000,000’’. 
(b) BANK HOLDING COMPANY ACT OF 1956.—Sec-
tion 4(k)(6)(B)(ii) of the Bank Holding Company Act of 
1956 (12 U.S.C. 1843(k)(6)(B)(ii)) is amended, by strik-
ing ‘‘$10,000,000,000’’ and inserting ‘‘$15,000,000,000’’. 
(c) FINANCIAL STABILITY ACT OF 2010.—The Fi-
nancial Stability Act of 2010 (12 U.S.C. 5311 et seq.) 
is amended— 
(1) in section 116(a) (12 U.S.C. 5326(a)), by 
striking 
‘‘$250,000,000,000’’ 
and 
inserting 
‘‘$370,000,000,000’’; 
(2) in section 121(a) (12 U.S.C. 5331(a)), by 
striking 
‘‘$250,000,000,000’’ 
and 
inserting 
‘‘$370,000,000,000’’; 
(3) in section 163(b) (12 U.S.C. 5363(b))— 
(A) by striking ‘‘$250,000,000,000’’ each 
place 
that 
term 
appears 
and 
inserting 
‘‘$370,000,000,000’’; and 
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(B) by striking ‘‘$10,000,000,000’’ and in-
serting ‘‘$15,000,000,000’’; 
(4) in section 164 (12 U.S.C. 5364), by striking 
‘‘$250,000,000,000’’ 
and 
inserting 
‘‘$370,000,000,000’’; and 
(5) in section 165 (12 U.S.C. 5365)— 
(A) in subsection (a)— 
(i) in paragraph (1), by striking 
‘‘$250,000,000,000’’ 
and 
inserting 
‘‘$370,000,000,000’’; and 
(ii) in paragraph (2)(C), by striking 
‘‘$100,000,000,000’’ 
and 
inserting 
‘‘$150,000,000,000’’; 
(B) in subsection (h)(2), by striking 
‘‘$50,000,000,000’’ each place that term ap-
pears and inserting ‘‘$75,000,000,000’’; 
(C) in subsection (i)(2)(A), by striking 
‘‘$250,000,000,000’’ 
and 
inserting 
‘‘$370,000,000,000’’; and 
(D) in subsection (j)(1), by striking 
‘‘$250,000,000,000’’ 
and 
inserting 
‘‘$370,000,000,000’’. 
(d) ECONOMIC GROWTH, REGULATORY RELIEF, AND 
CONSUMER PROTECTION ACT.—Section 401(f) of the 
Economic Growth, Regulatory Relief, and Consumer Pro-
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tection Act (12 U.S.C. 5365 note) is amended by striking 
‘‘$250,000,000,000’’ and inserting ‘‘$370,000,000,000’’. 
SEC. 3. PERIODIC ADJUSTMENTS TO THRESHOLDS TO AC-
COUNT FOR FUTURE INCREASES IN CUR-
RENT-DOLLAR UNITED STATES GROSS DO-
MESTIC PRODUCT. 
(a) IN GENERAL.—The Financial Stability Act of 
2010 (12 U.S.C. 5311 et seq.) is further amended by add-
ing at the end the following: 
‘‘SEC. 177. PERIODIC ADJUSTMENTS TO THRESHOLDS TO 
ACCOUNT FOR INCREASES IN CURRENT-DOL-
LAR 
UNITED 
STATES 
GROSS 
DOMESTIC 
PRODUCT. 
‘‘(a) IN GENERAL.—By April 1, 2031, and the 1st 
day of each subsequent 5-year period, the Board of Gov-
ernors shall increase the thresholds described in sub-
section (b) by the ratio, if greater than 1, of the annual 
value of current-dollar United States gross domestic prod-
uct, published by the Department of Commerce, for the 
calendar year preceding the year in which the adjustment 
is calculated under this section, to the published annual 
value of such index for the calendar year preceding April 
1, 2026. 
‘‘(b) COVERED THRESHOLDS.—The thresholds de-
scribed in this subsection are the following: 
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