datamatters24/research-document-archive huggingface dataset:
I 
109TH CONGRESS 
1ST SESSION H. R. 1990
To suspend temporarily the duty on MKH 6561 Isocyanate. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 28, 2005
Mr. HASTINGS of Washington introduced the following bill; which was referred 
to the Committee on Ways and Means 
A BILL 
To suspend temporarily the duty on MKH 6561 Isocyanate.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. MKH 6561 ISOCYANATE. 
(a) IN GENERAL.—Subchapter II of chapter 99 of 
the Harmonized Tariff Schedule of the United States is 
amended by inserting in numerical sequence the following:
‘‘
9902.06.21
2-
(Carbomethox-
y)benzenesulfonyl isocyanate 
(CAS No. 74222–95–0) 
(provided for in subheading 
3824.90.28) .........................
Free 
No change 
No change 
On or before 
12/31/2009
’’. 
(b) EFFECTIVE DATE.—The amendment made by 
subsection (a) applies to goods entered, or withdrawn from
warehouse for consumption, on or after the 15th day after 
the date of the enactment of this Act.
Æ
HR 3915 RFS
‘‘(4) OPTION FOR NO PREPAYMENT PENALTY 
REQUIRED.—A creditor may not offer a consumer a 
residential mortgage loan product that has a prepay-
ment penalty for paying all or part of the principal 
after the loan is consummated as a term of the loan 
without offering the consumer a residential mort-
gage loan product that does not have a prepayment 
penalty as a term of the loan. 
‘‘(g) SINGLE PREMIUM CREDIT INSURANCE PROHIB-
ITED.—No creditor may finance, directly or indirectly, in 
connection with any residential mortgage loan or with any 
extension of credit under an open end consumer credit 
plan secured by the principal dwelling of the consumer 
(other than a reverse mortgage), any credit life, credit dis-
ability, credit unemployment or credit property insurance, 
or any other accident, loss-of-income, life or health insur-
ance, or any payments directly or indirectly for any debt 
cancellation or suspension agreement or contract, except 
that— 
‘‘(1) insurance premiums or debt cancellation or 
suspension fees calculated and paid in full on a 
monthly basis shall not be considered financed by 
the creditor; and 
‘‘(2) this subsection shall not apply to credit 
unemployment insurance for which the unemploy-
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I 
109TH CONGRESS 
1ST SESSION H. R. 1991
To extend the temporary suspension of duty with respect to Diclofop methyl. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 28, 2005
Mr. HASTINGS of Washington introduced the following bill; which was referred 
to the Committee on Ways and Means 
A BILL 
To extend the temporary suspension of duty with respect 
to Diclofop methyl.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. DICLOFOP METHYL. 
(a) IN GENERAL.—Subheading 9902.30.16 of the 
Harmonized Tariff Schedule of the United States is 
amended by striking ‘‘12/31/2006’’ and inserting ‘‘12/31/
2009’’. 
(b) EFFECTIVE DATE.—The amendment made by 
this section shall apply to articles entered, or withdrawn
from warehouse for consumption, on or after the 15th day 
after the date of the enactment of this Act.
Æ
I 
109TH CONGRESS 
1ST SESSION H. R. 1992
To suspend temporarily the duty on endosulfan. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 28, 2005
Mr. HASTINGS of Washington introduced the following bill; which was referred 
to the Committee on Ways and Means 
A BILL 
To suspend temporarily the duty on endosulfan.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. ENDOSULFAN. 
(a) IN GENERAL.—Subchapter II of chapter 99 of 
the Harmonized Tariff Schedule of the United States is 
amended by inserting in numerical sequence the following 
new heading:
‘‘
9902.38.06
Hexachlorohexahydrometha-
no-2,4,3-benzodioxathlepin-
3-oxide (CAS No. 115–29–
7) (provided for in sub-
headings 2904.90.50 and 
3808.30.15) .........................
Free 
Free 
No change 
On or before 
12/31/2009
’’.
(b) EFFECTIVE DATE.—The amendment made by 
subsection (a) applies with respect to goods entered, or 
withdrawn from warehouse for consumption, on or after 
the 15th day after the date of enactment of this Act.
Æ
‘‘(1) are in the aggregate reasonably related to 
the experience of the plan and to reasonable expecta-
tions; and 
‘‘(2) represent such actuary’s best estimate of 
anticipated experience under the plan. 
The opinion by the qualified actuary shall be made with 
respect to, and shall be made a part of, the annual report. 
‘‘SEC. 808. NOTICE REQUIREMENTS FOR VOLUNTARY TER-
MINATION. 
‘‘Except as provided in section 809(b), an association 
health plan which is or has been certified under this part 
may terminate (upon or at any time after cessation of ac-
cruals in benefit liabilities) only if the board of trustees— 
‘‘(1) not less than 60 days before the proposed 
termination date, provides to the participants and 
beneficiaries a written notice of intent to terminate 
stating that such termination is intended and the 
proposed termination date; 
‘‘(2) develops a plan for winding up the affairs 
of the plan in connection with such termination in 
a manner which will result in timely payment of all 
benefits for which the plan is obligated; and 
‘‘(3) submits such plan in writing to the appli-
cable authority.
Actions required under this section shall be taken in such 
form and manner as may be prescribed by the applicable 
authority by regulation through negotiated rulemaking. 
‘‘SEC. 809. CORRECTIVE ACTIONS AND MANDATORY TERMI-
NATION. 
‘‘(a) ACTIONS
TO
AVOID
DEPLETION
OF
RE-
SERVES.—An association health plan which is certified 
under this part and which provides benefits other than 
health insurance coverage shall continue to meet the re-
quirements of section 806, irrespective of whether such 
certification continues in effect. The board of trustees of 
such plan shall determine quarterly whether the require-
ments of section 806 are met. In any case in which the 
board determines that there is reason to believe that there 
is or will be a failure to meet such requirements, or the 
applicable authority makes such a determination and so 
notifies the board, the board shall immediately notify the 
qualified actuary engaged by the plan, and such actuary 
shall, not later than the end of the next following month, 
make such recommendations to the board for corrective 
action as the actuary determines necessary to ensure com-
pliance with section 806. Not later than 30 days after re-
ceiving from the actuary recommendations for corrective 
actions, the board shall notify the applicable authority (in 
such form and manner as the applicable authority may
‘‘(b) 
POST-CONTROVERSY
AGREEMENTS.—Sub-
section (a) shall not apply with respect to a written agree-
ment to determine by binding arbitration an existing con-
troversy arising out of a consumer transaction or con-
sumer contract if the written agreement has been entered 
into by the parties to the consumer transaction or con-
sumer contract after the controversy has arisen. 
‘‘(c) COORDINATION WITH OTHER LAW.—No provi-
sion of this section shall be construed as annulling, alter-
ing, affecting, or superseding any Federal law, or the laws 
of any State, relating to arbitration in connection with 
consumer transactions or consumer contracts, except to 
the extent that those laws are inconsistent with the provi-
sions of this section, and then only to the extent of the 
inconsistency.’’. 
(b) APPLICABILITY.—The amendments made by this 
section shall apply to all consumer transactions and con-
sumer contracts entered into on, or after the date of the 
enactment of this Act and to all controversies pending or 
filed on, or arising after, the date of the enactment of this 
Act.
SEC. 6. GRANTS TO COMMUNITY DEVELOPMENT CORPORA-
TIONS 
FOR 
PREDATORY 
LENDING 
EDU-
CATION. 
(a) IN GENERAL.—The Community Development 
Banking and Financial Institutions Act of 1994 (12 
U.S.C. 4701 et seq.) is amended by adding at the end 
the following new section: 
‘‘SEC. 122. GRANTS TO COMMUNITY DEVELOPMENT COR-
PORATIONS FOR PREDATORY LENDING EDU-
CATION. 
‘‘(a) IN GENERAL.—To the extent amounts are made 
available under subsection (d), the Fund may make grants 
to nonprofit community development corporations to pro-
vide education and training to borrowers, potential bor-
rowers, and community groups regarding illegal and inap-
propriate practices, methods, practices, and terms of pred-
atory lending. 
‘‘(b) SELECTION.—The selection of community devel-
opment corporations to receive grants under this section 
shall be at the discretion of the Fund and in accordance 
with criteria established by the Fund. 
‘‘(c) GRANT AMOUNTS.—The Fund may establish a 
limitation on the amount received by any single commu-
nity development corporation from grants under this sec-
tion for any single fiscal year.
‘‘(d) AUTHORIZATION OF APPROPRIATIONS.—There 
is authorized to be appropriated to the Fund for grants 
under this section $2,000,000 for each of fiscal years 2006 
and 2007.’’. 
(b) AMENDMENT TO TABLE OF CONTENTS.—The 
table of contents in section 1(b) of the Riegle Community 
Development and Regulatory Improvement Act of 1994 
(12 U.S.C. 4701 note) is amended by inserting after the 
item relating to section 121 the following new item:
‘‘122. Grants to community development corporations for predatory lending 
education.’’.
Æ
I 
109TH CONGRESS 
1ST SESSION H. R. 1995
To direct the Secretary of Transportation to prescribe rules requiring car 
dealerships to verify ownership before providing replacement keys. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 28, 2005
Mrs. JONES of Ohio introduced the following bill; which was referred to the 
Committee on Energy and Commerce, and in addition to the Committee 
on the Judiciary, for a period to be subsequently determined by the 
Speaker, in each case for consideration of such provisions as fall within 
the jurisdiction of the committee concerned 
A BILL 
To direct the Secretary of Transportation to prescribe rules 
requiring car dealerships to verify ownership before pro-
viding replacement keys.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. THEFT PREVENTION STANDARDS. 
Section 33103 of title 49, United States Code, is 
amended by adding at the end the following: 
‘‘(g) VERIFICATION OF VEHICLE OWNERSHIP FOR 
REPLACEMENT KEYS.—Not later than 180 days after the 
date of enactment of this subsection, the Secretary of
Transportation shall prescribe a vehicle theft standard re-
quiring automobile dealerships to verify ownership of a ve-
hicle, including vehicle registration and driver’s license, 
before providing a spare or replacement key for such vehi-
cle. Notwithstanding section 33115(a) of this title, a viola-
tion of a regulation prescribed under this subsection shall 
result in a fine of $1,000 per violation.’’.
Æ
provisions apply with respect to association health 
plans. 
‘‘(4) DEFINITIONS.—For purposes of this sub-
section— 
‘‘(A) STATE LAW.—The term ‘State law’ 
includes all laws, decisions, rules, regulations, 
or other State action having the effect of law, 
of any State. A law of the United States appli-
cable only to the District of Columbia shall be 
treated as a State law rather than a law of the 
United States. 
‘‘(B) STATE.—The term ‘State’ includes a 
State, any political subdivision thereof, or any 
agency or instrumentality of either, which pur-
ports to regulate, directly or indirectly, the 
terms and conditions of church plans covered by 
this section. 
‘‘(c) 
REQUIREMENTS
FOR
COVERED
CHURCH 
PLANS.— 
‘‘(1) FIDUCIARY RULES AND EXCLUSIVE PUR-
POSE.—A fiduciary shall discharge his duties with 
respect to a church plan to which this section ap-
plies— 
‘‘(A) for the exclusive purpose of:
‘‘(i) providing benefits to participants 
and their beneficiaries; and 
‘‘(ii) defraying reasonable expenses of 
administering the plan; 
‘‘(B) with the care, skill, prudence and dili-
gence under the circumstances then prevailing 
that a prudent man acting in a like capacity 
and familiar with such matters would use in the 
conduct of an enterprise of a like character and 
with like aims; and 
‘‘(C) in accordance with the documents 
and instruments governing the plan. 
The requirements of this paragraph shall not be 
treated as not satisfied solely because the plan as-
sets are commingled with other church assets, to the 
extent that such plan assets are separately ac-
counted for. 
‘‘(2) CLAIMS PROCEDURE.—In accordance with 
regulations of the Secretary, every church plan to 
which this section applies shall— 
‘‘(A) provide adequate notice in writing to 
any participant or beneficiary whose claim for 
benefits under the plan has been denied, setting 
forth the specific reasons for such denial, writ-
129 
(2) by adding at the end the following new sub-
section: 
‘‘(f) UNIVERSAL MORTGAGE DISCLOSURE REQUIRE-
MENT FOR GOOD FAITH ESTIMATES.— 
‘‘(1) 
DISCLOSURE.—The 
disclosure 
required 
under this subsection is a written statement regarding 
the federally related mortgage loan for which the good 
faith estimate under subsection (c) is made, that con-
sists of the following statements, appropriately and in 
good faith completed by the lender in accordance with 
the terms of the federally related mortgage loan in-
volved in the settlement: 
‘‘(A) ‘Your Loan Amount will be’ and 
‘$llll’, each statement appearing in a sep-
arate column of the disclosure. 
‘‘(B) ‘Your Loan is’, ‘A Fixed Rate Loan’, 
and ‘An Adjustable Rate Loan ’, each statement 
appearing in a separate column and each of the 
last two such statements preceded by a checkbox. 
‘‘(C) ‘Your Loan Term is’, ‘lll years’, 
and ‘lll years’, each statement appearing in 
a separate column, and the second such state-
ment shall appear in the same column as the 
statement required by subparagraph (B) regard-
ing fixed rate loans and the third such statement 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Joshua Omvig Vet-
erans Suicide Prevention Act’’. 
SEC. 2. SENSE OF CONGRESS. 
It is the sense of Congress that—
(1) suicide among veterans suffering from post-
traumatic stress disorder (in this section referred to 
as ‘‘PTSD’’) is a serious problem; and 
(2) the Secretary of Veterans Affairs should 
take into consideration the special needs of veterans 
suffering from PTSD and the special needs of elder-
ly veterans who are at high risk for depression and 
experience high rates of suicide in developing and 
implementing the comprehensive program under this 
Act. 
SEC. 3. COMPREHENSIVE PROGRAM FOR SUICIDE PREVEN-
TION AMONG VETERANS. 
(a) IN GENERAL.—
(1) COMPREHENSIVE
PROGRAM
FOR
SUICIDE 
PREVENTION
AMONG
VETERANS.—Chapter 17 of 
title 38, United States Code, is amended by adding 
at the end the following new section: 
‘‘§ 1720F. Comprehensive program for suicide preven-
tion among veterans 
‘‘(a) ESTABLISHMENT.—The Secretary shall develop 
and carry out a comprehensive program designed to re-
I 
109TH CONGRESS 
1ST SESSION H. R. 1997
To amend the Harmonized Tariff Schedule of the United States to clarify 
the article description relating to certain monochrome glass envelopes, 
and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 28, 2005
Mr. MANZULLO introduced the following bill; which was referred to the 
Committee on Ways and Means 
A BILL 
To amend the Harmonized Tariff Schedule of the United 
States to clarify the article description relating to certain 
monochrome glass envelopes, and for other purposes.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. CERTAIN MONOCHROME GLASS ENVELOPES. 
(a) AMENDMENT TO SUBHEADING 7011.20.40 OF 
HTSUS.—The 
article 
description 
of 
subheading 
7011.20.40 of the Harmonized Tariff Schedule of the 
United States is amended to read as follows: ‘‘Mono-
chrome glass envelopes, the foregoing certified by the im-
porter as being for actual use in automatic data processing 
machine data or graphic display cathode ray tubes’’. 
(b) CONFORMING AMENDMENTS.—(1) Subheading 
7011.20.40 of the Harmonized Tariff Schedule of the 
United States, as amended by subsection (a), is redesig-
nated as subheading 7011.20.45. 
(2) Subheading 7011.20.80 of such Schedule is redes-
ignated as subheading 7011.20.85. 
(3) Subchapter II of chapter 99 of such Schedule is 
amended by striking heading 9902.70.01. 
(c) STAGED RATE REDUCTIONS.—Any staged rate 
reduction of a rate of duty proclaimed by the President 
before the date of the enactment of this Act, that—
(1) would take effect on or after such date of 
enactment; and 
(2) would, but for the amendment made by sub-
section (b)(2), apply to subheading 7011.20.80 of 
the Harmonized Tariff Schedule of the United 
States, 
applies to the corresponding rate of duty set forth in sub-
heading 7011.20.85 of such Schedule (as added by sub-
section (b)(2)).
Æ
809(a) (in the second instance), section 
809(a) (in the fourth instance), and sec-
tion 809(b)(1), such term means, in con-
nection with an association health plan, the 
Secretary and the State referred to in sub-
paragraph (A)(i) (if any) in connection 
with such plan. 
‘‘(ii) REGULATORY
AUTHORITIES.— 
Where such term appears in section 802(a) 
(in the first instance), section 802(d), sec-
tion 
802(e), 
section 
803(d), 
section 
805(a)(5), 
section 
806(a)(2), 
section 
806(b), section 806(c), section 806(d), 
paragraphs (1)(A) and (2)(A) of section 
806(g), section 806(h), section 806(i), sec-
tion 806(j), section 807(a) (in the second 
instance), section 807(b), section 807(d), 
section 807(e) (in the second instance), 
section 808 (in the matter after paragraph 
(3)), and section 809(a) (in the third in-
stance), such term means, in connection 
with an association health plan, the Sec-
retary.
‘‘(6) HEALTH STATUS-RELATED FACTOR.—The 
term ‘health status-related factor’ has the meaning 
provided in section 733(d)(2). 
‘‘(7) INDIVIDUAL MARKET.— 
‘‘(A) IN GENERAL.—The term ‘individual 
market’ means the market for health insurance 
coverage offered to individuals other than in 
connection with a group health plan. 
‘‘(B) 
TREATMENT
OF
VERY
SMALL 
GROUPS.— 
‘‘(i) IN GENERAL.—Subject to clause 
(ii), such term includes coverage offered in 
connection with a group health plan that 
has fewer than 2 participants as current 
employees or participants described in sec-
tion 732(d)(3) on the first day of the plan 
year. 
‘‘(ii) STATE
EXCEPTION.—Clause (i) 
shall not apply in the case of health insur-
ance coverage offered in a State if such 
State regulates the coverage described in 
such clause in the same manner and to the 
same extent as coverage in the small group 
market (as defined in section 2791(e)(5) of
Union Calendar No. 331
103D CONGRESS
2D SESSION
H. R. 1426
[Report No. 103–600]
A BILL
To provide for the maintenance of dams located on
Indian lands by the Bureau of Indian Affairs or
through contracts with Indian tribes.
JULY 14, 1994
Reported with an amendment, committed to the Commit-
tee of the Whole House on the State of the Union, and
ordered to be printed
I 
109TH CONGRESS 
1ST SESSION H. R. 1998
To amend the Internal Revenue Code of 1986 to provide for the disposition 
of unused benefits in health flexible spending arrangements. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 28, 2005
Mr. MCCRERY (for himself and Mr. JINDAL) introduced the following bill; 
which was referred to the Committee on Ways and Means 
A BILL 
To amend the Internal Revenue Code of 1986 to provide 
for the disposition of unused benefits in health flexible 
spending arrangements.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 
1. 
DISPOSITION 
OF 
UNUSED 
BENEFITS 
IN 
HEALTH 
FLEXIBLE 
SPENDING 
ARRANGE-
MENTS. 
(a) IN GENERAL.—Section 125 of the Internal Rev-
enue Code of 1986 (relating to cafeteria plans) is amended 
by redesignating subsections (h) and (i) as subsections (i) 
and (j), respectively, and by inserting after subsection (g) 
the following:
‘‘(h) CONTRIBUTIONS OF CERTAIN UNUSED HEALTH 
BENEFITS.—
‘‘(1) IN GENERAL.—For purposes of this title, 
a plan or other arrangement shall not fail to be 
treated as a cafeteria plan solely because qualified 
benefits under such plan include a health flexible 
spending arrangement under which not more than 
$500 of unused health benefits may be—
‘‘(A) carried forward to the succeeding 
plan year of such health flexible spending ar-
rangement, or 
‘‘(B) to the extent permitted by section 
106(d), contributed by the employer to a health 
savings account (as defined in section 223(d)) 
maintained for the benefit of the employee. 
‘‘(2) HEALTH FLEXIBLE SPENDING ARRANGE-
MENT.—For purposes of this subsection, the term 
‘health flexible spending arrangement’ means a flexi-
ble spending arrangement (as defined in section 
106(c)) that is a qualified benefit and only permits 
reimbursement for expenses for medical care (as de-
fined in section 213(d)(1), without regard to sub-
paragraphs (C) and (D) thereof). 
‘‘(3) UNUSED
HEALTH
BENEFITS.—For pur-
poses of this subsection, with respect to an em-
ployee, the term ‘unused health benefits’ means the 
excess of—
‘‘(A) the maximum amount of reimburse-
ment allowable to the employee for a plan year 
under a health flexible spending arrangement, 
over 
‘‘(B) the actual amount of reimbursement 
for such year under such arrangement.’’. 
(b) EFFECTIVE DATE.—The amendments made by 
subsection (a) shall apply to taxable years beginning after 
December 31, 2004.
Æ
100 
the Public Health Service Act) is regulated 
by such State. 
‘‘(8) PARTICIPATING
EMPLOYER.—The term 
‘participating employer’ means, in connection with 
an association health plan, any employer, if any indi-
vidual who is an employee of such employer, a part-
ner in such employer, or a self-employed individual 
who is such employer (or any dependent, as defined 
under the terms of the plan, of such individual) is 
or was covered under such plan in connection with 
the status of such individual as such an employee, 
partner, or self-employed individual in relation to the 
plan. 
‘‘(9) APPLICABLE
STATE
AUTHORITY.—The 
term ‘applicable State authority’ means, with respect 
to a health insurance issuer in a State, the State in-
surance commissioner or official or officials des-
ignated by the State to enforce the requirements of 
title XXVII of the Public Health Service Act for the 
State involved with respect to such issuer. 
‘‘(10) QUALIFIED ACTUARY.—The term ‘quali-
fied actuary’ means an individual who is a member 
of the American Academy of Actuaries or meets 
such reasonable standards and qualifications as the
101 
Secretary may provide by regulation through nego-
tiated rulemaking. 
‘‘(11) AFFILIATED MEMBER.—The term ‘affili-
ated member’ means, in connection with a sponsor— 
‘‘(A) a person who is otherwise eligible to 
be a member of the sponsor but who elects an 
affiliated status with the sponsor, 
‘‘(B) in the case of a sponsor with mem-
bers which consist of associations, a person who 
is a member of any such association and elects 
an affiliated status with the sponsor, or 
‘‘(C) in the case of an association health 
plan in existence on the date of the enactment 
of the Small Business Access and Choice for 
Entrepreneurs Act of 2005, a person eligible to 
be a member of the sponsor or one of its mem-
ber associations. 
‘‘(12) LARGE EMPLOYER.—The term ‘large em-
ployer’ means, in connection with a group health 
plan with respect to a plan year, an employer who 
employed an average of at least 51 employees on 
business days during the preceding calendar year 
and who employs at least 2 employees on the first 
day of the plan year.