vide the notice required under this paragraph by elec-
tronic means whenever possible. 
‘‘(i) IRREVOCABILITY
OF ELECTIONS.—An election 
under subsection (a) or (c)(1) is irrevocable.’’. 
(b) CLERICAL AMENDMENT.—The table of sections at 
the beginning of such chapter is amended by adding at the 
end the following new item: 
‘‘3326. Election to receive educational assistance.’’. 
(c) CONFORMING REPEAL.—Subsection (c) of section 
5003 of the Post-9/11 Veterans Educational Assistance Act 
of 2008 (Public Law 110–252; 38 U.S.C. 3301 note) is here-
by repealed. 
SEC. 9. CENTRALIZED REPORTING OF VETERAN ENROLL-
MENT BY CERTAIN GROUPS, DISTRICTS, AND 
CONSORTIUMS OF EDUCATIONAL INSTITU-
TIONS. 
(a) IN GENERAL.—Section 3684(a) is amended— 
(1) in paragraph (1), by inserting ‘‘32, 33,’’ 
after ‘‘31,’’; and 
(2) by adding at the end the following new para-
graph: 
‘‘(4) For purposes of this subsection, the term ‘edu-
cational institution’ may include a group, district, or con-
sortium of separately accredited educational institutions lo-
cated in the same State that are organized in a manner 
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that facilitates the centralized reporting of the enrollments 
in such group, district, or consortium of institutions.’’. 
(b) EFFECTIVE DATE.—The amendments made by sub-
section (a) shall apply with respect to reports submitted on 
or after the date of the enactment of this Act. 
SEC. 10. EXTENSION OF LOAN GUARANTY FEE FOR CERTAIN 
SUBSEQUENT LOANS. 
(a) EXTENSION.—Section 3729(b)(2)(B) is amended— 
(1) in clause (i), by striking ‘‘October 1, 2017’’ 
and inserting ‘‘October 1, 2018’’; and 
(2) in clause (ii), by striking ‘‘October 1, 2017’’ 
and inserting ‘‘October 1, 2018’’. 
SEC. 11. MORTGAGE PROTECTION FOR MEMBERS OF THE 
ARMED FORCES, SURVIVING SPOUSES, AND 
CERTAIN VETERANS. 
(a) MEMBERS OF THE ARMED FORCES, SURVIVING 
SPOUSES, AND CERTAIN DISABLED VETERANS.— 
(1) 
IN
GENERAL.—Title 
III 
of 
the 
Servicemembers Civil Relief Act (50 U.S.C. App. 501 
et seq.) is amended by inserting after section 303 the 
following new section: 
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‘‘SEC. 303A. MORTGAGES AND TRUST DEEDS OF CERTAIN 
SERVICEMEMBERS, 
SURVIVING 
SPOUSES, 
AND DISABLED VETERANS. 
‘‘(a) MORTGAGE AS SECURITY.—This section applies 
only to an obligation on real or personal property owned 
by a covered individual that— 
‘‘(1) originated at any time and for which the 
covered individual is still obligated; and 
‘‘(2) is secured by a mortgage, trust deed, or 
other security in the nature of a mortgage. 
‘‘(b) STAY OF PROCEEDINGS.— 
‘‘(1) IN
GENERAL.—In accordance with sub-
section (d)(1), in a judicial action pending or in a 
nonjudicial action commenced during a covered time 
period to enforce an obligation described in subsection 
(a), a court— 
‘‘(A) may, after a hearing and on its own 
motion, stay the proceedings until the end of the 
covered time period; and 
‘‘(B) shall, upon application by a covered 
individual, stay the proceedings until the end of 
the covered time period. 
‘‘(2) OBLIGATION TO STOP PROCEEDINGS.—Upon 
receipt of notice provided under subsection (d)(1), a 
mortgagee, trustee, or other creditor seeking to fore-
close on real property secured by an obligation cov-
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