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(vii) any deposit or other transaction 
with a depository institution (as defined in 
section 3(c) of the Federal Deposit Insur-
ance Act); and 
(viii) any participation in a simula-
tion sports game or an educational game or 
contest that—
(I) is not dependent solely on the 
outcome of any single sporting event or 
nonparticipant’s singular individual 
performance in any single sporting 
event; 
(II) has an outcome that reflects 
the relative knowledge and skill of the 
participants with such outcome deter-
mined predominantly by accumulated 
statistical results of sporting events; 
and 
(III) offers a prize or award to a 
participant that is established in ad-
vance of the game or contest and is not 
determined by the number of partici-
pants or the amount of any fees paid 
by those participants.
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(2) BUSINESS OF BETTING OR WAGERING.—The 
term ‘‘business of betting or wagering’’ does not in-
clude, other than for purposes of subsection (e), any 
creditor, credit card issuer, insured depository insti-
tution, financial institution, operator of a terminal 
at which an electronic fund transfer may be initiated, 
money transmitting business, or international, na-
tional, regional, or local network utilized to effect a 
credit transaction, electronic fund transfer, stored 
value product transaction, or money transmitting 
service, or any participant in such network, or any 
interactive computer service or telecommunications 
service.
(3) DESIGNATED PAYMENT SYSTEM DEFINED.—
The term ‘‘designated payment system’’ means any 
system utilized by any creditor, credit card issuer, fi-
nancial institution, operator of a terminal at which 
an electronic fund transfer may be initiated, money 
transmitting business, or international, national, re-
gional, or local network utilized to effect a credit 
transaction, electronic fund transfer, or money trans-
mitting service, or any participant in such network, 
that the Secretary, in consultation with the Board of 
Governors of the Federal Reserve System and the At-
torney General, determines, by regulation or order,
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could be utilized in connection with, or to facilitate, 
any restricted transaction. 
(4) INTERNET.—The term ‘‘Internet’’ means the 
international computer network of interoperable pack-
et switched data networks. 
(5) INTERACTIVE
COMPUTER
SERVICE.—The 
term ‘‘interactive computer service’’ has the same 
meaning as in section 230(f) of the Communications 
Act of 1934. 
(6) RESTRICTED TRANSACTION.—The term ‘‘re-
stricted transaction’’ means any transaction or trans-
mittal involving any credit, funds, instrument, or 
proceeds described in any paragraph of subsection (a) 
which the recipient is prohibited from accepting 
under subsection (a). 
(7) UNLAWFUL INTERNET GAMBLING.—The term 
‘‘unlawful Internet gambling’’ means to place, receive, 
or otherwise transmit a bet or wager by any means 
which involves the use, at least in part, of the Inter-
net where such bet or wager is unlawful under any 
applicable Federal or State law in the State in which 
the bet or wager is initiated, received, or otherwise 
made. 
(8) OTHER TERMS.—
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(A) 
CREDIT; 
CREDITOR; 
AND
CREDIT 
CARD.—The terms ‘‘credit’’, ‘‘creditor’’, and 
‘‘credit card’’ have the meanings given such 
terms in section 103 of the Truth in Lending 
Act. 
(B) ELECTRONIC
FUND
TRANSFER.—The 
term ‘‘electronic fund transfer’’—
(i) has the meaning given such term in 
section 903 of the Electronic Fund Transfer 
Act; and 
(ii) includes any fund transfer covered 
by Article 4A of the Uniform Commercial 
Code, as in effect in any State. 
(C) FINANCIAL INSTITUTION.—The term ‘‘fi-
nancial institution’’ has the meaning given such 
term in section 903 of the Electronic Fund 
Transfer Act. 
(D) MONEY TRANSMITTING BUSINESS AND 
MONEY
TRANSMITTING
SERVICE.—The 
terms 
‘‘money transmitting business’’ and ‘‘money 
transmitting service’’ have the meanings given 
such terms in section 5330(d) of title 31, United 
States Code. 
(E) SECRETARY.—The term ‘‘Secretary’’ 
means the Secretary of the Treasury.
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(c) CIVIL REMEDIES.—
(1) JURISDICTION.—The district courts of the 
United States shall have original and exclusive juris-
diction to prevent and restrain violations of this sec-
tion by issuing appropriate orders in accordance with 
this section, regardless of whether a prosecution has 
been initiated under this section.
(2) PROCEEDINGS.—
(A) INSTITUTION
BY
FEDERAL
GOVERN-
MENT.—
(i) IN GENERAL.—The United States, 
acting through the Attorney General, may 
institute proceedings under this subsection 
to prevent or restrain a violation of this sec-
tion. 
(ii) RELIEF.—Upon application of the 
United States under this subparagraph, the 
district court may enter a preliminary in-
junction or an injunction against any per-
son to prevent or restrain a violation of this 
section, in accordance with Rule 65 of the 
Federal Rules of Civil Procedure. 
(B) INSTITUTION BY STATE ATTORNEY GEN-
ERAL.—