I 
112TH CONGRESS 
1ST SESSION 
H. R. 120 
To amend title 38, United States Code, to provide for eligibility for housing 
loans guaranteed by the Department of Veterans Affairs for the surviving 
spouses of certain totally disabled veterans. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 5, 2011 
Ms. FOXX (for herself, Mr. WESTMORELAND, Mr. KISSELL, Mr. BISHOP of 
Utah, Mrs. LUMMIS, and Mr. TERRY) introduced the following bill; which 
was referred to the Committee on Veterans’ Affairs 
A BILL 
To amend title 38, United States Code, to provide for eligi-
bility for housing loans guaranteed by the Department 
of Veterans Affairs for the surviving spouses of certain 
totally disabled veterans. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Disabled Veterans’ 
Surviving Spouses Home Loans Act’’. 
SEC. 2. FINDINGS. 
Congress makes the following findings: 
VerDate Mar 15 2010 
00:45 Jan 11, 2011
Jkt 099200
PO 00000
Frm 00001
Fmt 6652
Sfmt 6201
E:\BILLS\H120.IH
H120
jbell on DSKDVH8Z91PROD with BILLS
(1) Surviving spouses of veterans whose deaths 
were not service-connected, but who had service-con-
nected disabilities that were permanent and total for 
at least 10 years immediately preceding their deaths, 
are eligible to receive a monthly dependency and in-
demnity compensation payment from the Depart-
ment of Veterans Affairs under section 1318 of title 
38, United States Code. 
(2) However, surviving spouses of such veterans 
are not eligible for the Department of Veterans Af-
fairs home loan guaranty under section 3701 of such 
title. 
(3) Surviving spouses of veterans whose deaths 
were not service-connected, but who had service-con-
nected disabilities that were permanent and total for 
at least 10 years immediately preceding their deaths 
should be eligible for the Department of Veterans 
Affairs home loan guaranty in addition to monthly 
dependency and indemnity compensation payments. 
VerDate Mar 15 2010 
00:45 Jan 11, 2011
Jkt 099200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6201
E:\BILLS\H120.IH
H120
jbell on DSKDVH8Z91PROD with BILLS
SEC. 3. DEPARTMENT OF VETERANS AFFAIRS HOUSING 
LOAN 
GUARANTEES 
FOR 
SURVIVING 
SPOUSES OF CERTAIN TOTALLY DISABLED 
VETERANS. 
(a) IN GENERAL.—Section 3701(b) of title 38, 
United States Code, is amended by adding at the end the 
following new paragraph: 
‘‘(6) The term ‘veteran’ also includes, for pur-
poses of home loans, the surviving spouse of a de-
ceased veteran who dies and who was in receipt of 
or entitled to receive (or but for the receipt of re-
tired or retirement pay was entitled to receive) com-
pensation at the time of death for a service-con-
nected disability rated totally disabling if— 
‘‘(A) the disability was continuously rated 
totally disabling for a period of 10 or more 
years immediately preceding death; 
‘‘(B) the disability was continuously rated 
totally disabling for a period of not less than 
five years from the date of such veteran’s dis-
charge or other release from active duty; or 
‘‘(C) the veteran was a former prisoner of 
war who died after September 30, 1999, and 
the disability was continuously rated totally dis-
abling for a period of not less than one year im-
mediately preceding death.’’. 
VerDate Mar 15 2010 
00:45 Jan 11, 2011
Jkt 099200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\H120.IH
H120
jbell on DSKDVH8Z91PROD with BILLS
(b) EFFECTIVE DATE.—The amendment made by 
subsection (a) shall apply with respect to a loan guaran-
teed after the date of the enactment of this Act. 
(c) CLARIFICATION WITH RESPECT
TO CERTAIN 
FEES.—Fees shall be collected under section 3729 of title 
38, United States Code, from a person described in para-
graph (6) of subsection (b) of section 3701 of such title, 
as added by subsection (a), in the same manner as such 
fees are collected from a person described in paragraph 
(2) of such subsection. 
Æ 
VerDate Mar 15 2010 
00:45 Jan 11, 2011
Jkt 099200
PO 00000
Frm 00004
Fmt 6652
Sfmt 6301
E:\BILLS\H120.IH
H120
jbell on DSKDVH8Z91PROD with BILLS