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the amount made available for ‘‘Corporation for National
and Community Service—Office of Inspector General’’, by
$20,000,000, 
$20,000,000, 
$365,000,000, 
and
$2,000,000, respectively.
SEC. 428. None of the funds made available in this
Act may be used by the Environmental Protection Agency
to issue, reissue, or renew any approval or authorization
for any facility to store or dispose of polychlorinated
biphenyls when it is made known to the Federal official
having authority to obligate or expend such funds that
there is in effect at the time of the issuance, reissuance,
or renewal a rule authorizing any person to import into
the customs territory of the United States for treatment
or disposal any polychlorinated biphenyls, or poly-
chlorinated biphenyl items, at concentrations of more than
50 parts per million.
SEC. 429. None of the funds made available to the
Environmental Protection Agency under the heading
‘‘Hazardous Substance Superfund’’ may be used to imple-
ment any retroactive liability discount reimbursement de-
scribed in the amendment made by section 201 of H.R.
2500, as introduced on October 18, 1995.
SEC. 430. FHA MORTGAGE
INSURANCE
PRE-
MIUMS.—Section 203(c)(2)(A) of the National Housing
Act (12 U.S.C. 1709(c)(2)(A)) is amended by inserting
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after the first sentence the following new sentence: ‘‘In
the case of mortgage for which the mortgagor is a first-
time homebuyer who completes a program of counseling
with respect to the responsibilities and financial manage-
ment involved in homeownership that is approved by the
Secretary, the premium payment under this subparagraph
shall not exceed 2.0 percent of the amount of the original
insured principal obligation of the mortgage.’’.
SEC. 431. (a) AUTHORITY TO USE AMOUNTS BOR-
ROWED FROM FAMILY MEMBERS FOR DOWNPAYMENTS
ON FHA-INSURED LOANS.—Section 203(b)(9) of the Na-
tional Housing Act (12 U.S.C. 1709(b)(9)) is amended by
inserting before the period at the end the following: ‘‘: Pro-
vided further, That for purposes of this paragraph, the
Secretary shall consider as cash or its equivalent any
amounts borrowed from a family member (as such term
is defined in section 201), subject only to the requirements
that, in any case in which the repayment of such borrowed
amounts is secured by a lien against the property, such
lien shall be subordinate to the mortgage and the sum of
the principal obligation of the mortgage and the obligation
secured by such lien may not exceed 100 percent of the
appraised value of the property plus any initial service
charges, appraisal, inspection, and other fees in connection
with the mortgage’’.
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(b) DEFINITION OF FAMILY MEMBER.—Section 201
of the National Housing Act (12 U.S.C. 1707) is amended
by adding at the end the following new subsections:
‘‘(e) The term ‘family member’ means, with respect
to a mortgagor under such section, a child, parent, or
grandparent of the mortgagor (or the mortgagor’s
spouse). In determining whether any of the relationships
referred to in the preceding sentence exist, a legally adopt-
ed son or daughter of an individual (and a child who is
a member of an individual’s household, if placed with such
individual by an authorized placement agency for legal
adoption by such individual), and a foster child of an indi-
vidual, shall be treated as a child of such individual by
blood.
‘‘(f) The term ‘child’ means, with respect to a mort-
gagor under such section, a son, stepson, daughter, or
stepdaughter of such mortgagor.’’.
SEC. 432. Sections 401 and 402 of the bill, H.R.
1708, 104th Congress, as introduced in the House of Rep-
resentatives on May 24, 1995, are hereby enacted into law.
SEC. 433. None of the funds made available in this
Act for the National Aeronautics and Space Administra-
tion may be used to carry out, or pay the salaries of per-
sonnel who carry out, the Bion 11 and Bion 12 projects.
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This Act may be cited as the ‘‘Departments of Veter-
ans Affairs and Housing and Urban Development, and
Independent Agencies Appropriations Act, 1997’’.
Passed the House of Representatives June 26, 1996.
Attest:
Clerk.