135 
thorized to be appropriated for contracts, 
grants, and other assistance— 
(i) $55,000,000 for the Fair Housing 
Initiatives Program under section 561 of 
the Housing and Community Development 
Act of 1987 (42 U.S.C. 3616a); and 
(ii) $35,000,000 for the Fair Housing 
Assistance Program under the Fair Hous-
ing Act (42 U.S.C. 3601 et seq.). 
Amounts made available pursuant to this sub-
paragraph may be used by such organizations 
and agencies to establish the capacity to and to 
carry out activities and services by telephone 
and online means, including for individuals with 
limited English proficiency and individuals with 
a disability in accordance with requirements 
under the Americans With Disabilities Act of 
1990. 
(B) 
PRIVATE
ENFORCEMENT
INITIA-
TIVE.—In entering into contracts for private 
enforcement initiatives under 561(b) of the 
Housing and Community Development Act of 
1987 (42 U.S.C. 3616a(b)) using amounts 
made available pursuant to subparagraph (A)(i) 
of this subsection, the Secretary of Housing 
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PAMTMANN on DSKBC07HB2PROD with BILLS
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and Urban Development shall give priority to 
applications from qualified fair housing enforce-
ment organizations that have at least 2 years of 
fair housing testing experience. 
(C) 3-YEAR AVAILABILITY.—Any amounts 
made available pursuant subparagraph (A) that 
are allocated for a grantee and remain unex-
pended upon the expiration of the 3-year period 
beginning upon such allocation shall be recap-
tured by the Secretary. 
(2) OFFICE OF FAIR HOUSING AND EQUAL OP-
PORTUNITY.—There is authorized to be appropriated 
$200,000,000 for the Office of Fair Housing and 
Equal Opportunity of the Department of Housing 
and Urban Development for costs of fully staffing 
such Office to ensure robust enforcement of the Fair 
Housing Act during the COVID-19 pandemic, in-
cluding ensuring that— 
(A) assistance provided under this Act is 
provided and administered in a manner that af-
firmatively furthers fair housing in accordance 
with the Fair Housing Act; 
(B) such Office has sufficient capacity for 
intake of housing discrimination complaints by 
telephone and online mechanisms, including for 
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PAMTMANN on DSKBC07HB2PROD with BILLS
137 
individuals with limited English proficiency and 
individuals with a disability in accordance with 
requirements under the Americans With Dis-
abilities Act of 1990 and section 504 of the Re-
habilitation Act of 1973 (29 U.S.C. 794); and 
(C) such Office has the capacity to respond 
to all housing discrimination complaints made 
during the COVID-19 pandemic within time 
limitations required under law. 
In the hiring of staff using amounts made available 
pursuant to this subsection, the Secretary of Hous-
ing and Urban Development shall consider and hire, 
at all levels of employment and to the greatest ex-
tent possible, a diverse staff, including by race, eth-
nicity, gender, and disability status. The Secretary 
shall submit a report to the Congress describing 
compliance with the preceding sentence on a quar-
terly basis, for each of the first 4 calendar quarters 
ending after the date of the enactment of this Act. 
(c) FAIR HOUSING GUIDANCE AND EDUCATION.— 
(1) PROHIBITION
OF
SHOWINGS.—Not later 
than the expiration of the 30-day period beginning 
on the date of the enactment of this Act, the Sec-
retary of Housing and Urban Development shall 
issue guidance for owners of dwelling units assisted 
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PAMTMANN on DSKBC07HB2PROD with BILLS
138 
under housing assistance programs of the Depart-
ment prohibiting, during the COVID-19 emergency 
period, of any showings of occupied assisted dwelling 
units to prospective tenants. 
(2) EDUCATION.—There is authorized to be ap-
propriated $10,000,000 for the Office of Fair Hous-
ing and Equal Opportunity of the Department of 
Housing and Urban Development to carry out a na-
tional media campaign to educate the public of in-
creased housing rights during COVID-19 emergency 
period, that provides that information and materials 
used in such campaign are available— 
(A) in the languages used by communities 
with limited English proficiency; and 
(B) to persons with disabilities. 
SEC. 119. HUD COUNSELING PROGRAM AUTHORIZATION. 
(a) FINDINGS.—The Congress finds the following: 
(1) The spread of COVID–19, which is now 
considered a global pandemic, is expected to nega-
tively impact the incomes of potentially millions of 
homeowners, making it difficult for them to pay 
their mortgages on time. 
(2) Housing counseling is critical to ensuring 
that homeowners have the resources they need to 
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PAMTMANN on DSKBC07HB2PROD with BILLS
139 
navigate the loss mitigation options available to 
them while they are experiencing financial hardship. 
(b) AUTHORIZATION.—There is authorized to be ap-
propriated the Secretary of Housing and Urban Develop-
ment $700,000,000 to carry out counseling services de-
scribed under section 106 of the Housing and Urban De-
velopment Act of 1968 (12 U.S.C. 1701x). 
SEC. 120. DEFENSE PRODUCTION ACT OF 1950. 
(a) INCREASE IN AUTHORIZATIONS.— 
(1) AUTHORIZATIONS.—In addition to amounts 
otherwise authorized to be appropriated, there is au-
thorized to be appropriated in the aggregate 
$3,000,000,000 for fiscal year 2020 and 2021 to 
carry out titles I and III of the Defense Production 
Act of 1950 to produce medical ventilators, personal 
protection equipment, and other critically needed 
medical supplies and to carry out any other actions 
necessary to respond to the COVID–19 emergency. 
(2) CARRYOVER FUNDS.—Section 304(e) of the 
Defense Production Act of 1950 shall not apply at 
the close of fiscal year 2020. 
(3) COVID–19 EMERGENCY.—In this section, 
the term ‘‘COVID–19 emergency’’ means the emer-
gency declared on March 13, 2020, by the President 
under the Robert T. Stafford Disaster Relief and 
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PAMTMANN on DSKBC07HB2PROD with BILLS
140 
Emergency Assistance Act (42 U.S.C. 4121 et seq.) 
relating to the Coronavirus Disease 2019 (COVID- 
19) pandemic. 
(b) STRENGTHENING CONGRESSIONAL OVERSIGHT; 
PUBLIC PORTAL.— 
(1) IN GENERAL.—Not later than three months 
after the date of enactment of this Act, and every 
three months thereafter, the Secretary of Commerce, 
in coordination with the Secretary of Health and 
Human Services, the Secretary of Defense, and any 
other Federal department or agency that has utilized 
authority under title I or title III of the Defense 
Production Act of 1950 to respond to the COVID– 
19 emergency, shall submit a report to the Com-
mittee on Financial Services of the House of Rep-
resentatives and the Committee on Banking, Hous-
ing, and Urban Affairs of the Senate— 
(A) on the use of such authority and the 
expenditure of any funds in connection with 
such authority; and 
(B) that includes details of each purchase 
order made using such authorities, including 
the product and amount of product ordered and 
the entity that fulfilled the contract. 
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PAMTMANN on DSKBC07HB2PROD with BILLS
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(2) PUBLIC AVAILABILITY.—The Secretary of 
Commerce shall place all reports submitted under 
paragraph (1) on an appropriate website available to 
the public, in an easily searchable format. 
(3) SUNSET.—The requirements under this sec-
tion shall terminate after the expenditure of all 
funds appropriated pursuant to the authorizations 
under subsection (a). 
TITLE 
II—ASSISTING 
SMALL 
BUSINESSES 
AND 
COMMU-
NITY 
FINANCIAL 
INSTITU-
TIONS 
SEC. 201. SMALL BUSINESS CREDIT FACILITY. 
(a) ESTABLISHMENT.—The Board of Governors of 
the Federal Reserve System shall establish a credit facility 
to provide loans to small businesses during the COVID– 
19 emergency. 
(b) DEFINITIONS.—In this section: 
(1) 
COVID–19 
EMERGENCY.—The 
term 
‘‘COVID–19 emergency’’ means the period that be-
gins upon the date of the enactment of this Act and 
ends on the date of the termination by the Federal 
Emergency Management Agency of the emergency 
declared on March 13, 2020, by the President under 
the Robert T. Stafford Disaster Relief and Emer-
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PAMTMANN on DSKBC07HB2PROD with BILLS
142 
gency Assistance Act (42 U.S.C. 4121 et seq.) relat-
ing to the Coronavirus Disease 2019 (COVID–19) 
pandemic. 
(2) SMALL BUSINESS.—The term ‘‘small busi-
ness’’ means— 
(A) a small business concern (as defined 
under section 3 of the Small Business Act (15 
U.S.C. 632)); 
(B) a family farm; 
(C) an independent contractor; and 
(D) any other class of businesses to which 
the Board of Governors determines loans would 
promote full employment and price stability. 
SEC. 202. SMALL BUSINESS FINANCIAL ASSISTANCE PRO-
GRAM. 
(a) IN GENERAL.—The Secretary of the Treasury 
shall establish a Small Business Financial Assistance Pro-
gram under which the Secretary shall provide loans and 
loan guarantees to small businesses. 
(b) APPLICATION.—In making loans and loan guar-
antees under this section, the Secretary shall— 
(1) provide a simple application process for bor-
rowers; and 
(2) establish clear and easy to understand un-
derwriting standards for such loans. 
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PAMTMANN on DSKBC07HB2PROD with BILLS
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(c) ZERO-INTEREST LOANS.—Loans made by or 
guaranteed by the Secretary under this section shall be 
zero-interest loans, if the small business receiving such 
loan does not involuntarily terminate any employee of the 
small business during the COVID–19 emergency. 
(d) ADVANCE.— 
(1) IN GENERAL.—Upon request from an appli-
cant for a loan under this section, the Secretary may 
provide to such applicant an advance, in cash, to 
such applicant. 
(2) AMOUNT.—An advance provided under 
paragraph (1) shall be in an amount equal to the 
revenue of the applicant for the period beginning 
January 1, 2020, and ending January 31, 2020. 
(3) PROCEDURES.— 
(A) REVIEW.—The Secretary shall have 1 
week from the receipt of a request for an ad-
vance under paragraph (1) to conduct a risk as-
sessment of the applicant to determine whether 
to approve or deny such request. 
(B) APPROVAL.—If the Secretary does not 
deny a request under subparagraph (A), the ad-
vance shall be directly deposited into the ac-
count identified by the applicant. 
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(C) REMAINING FUNDS.—Not later than 4 
weeks after approving a request of an applicant 
under subparagraph (A), the Secretary shall 
disburse the remaining funds to such applicant. 
(e) FORGIVENESS.—If small business that receives a 
loan or loan guarantee under this section demonstrates to 
the Secretary that the number of full-time employees of 
such small business on the date such small business sub-
mitted an application under this section is greater than 
or equal to the number of full-time employees of such 
small business on the date that is 1 year after the date 
of such submission, the Secretary shall forgive the remain-
ing outstanding principal and interest on such loan or loan 
guarantee. 
(f) 
FUNDING.—The 
Secretary 
shall 
use 
$50,000,000,000 from the Exchange Stabilization Fund, 
without further appropriation, to carry out this section. 
(g) DEFINITIONS.—In this section: 
(1) 
COVID–19 
EMERGENCY.—The 
term 
‘‘COVID–19 emergency’’ means the period that— 
(A) begins on the declaration of the emer-
gency declared on March 13, 2020, by the 
President under the Robert T. Stafford Dis-
aster Relief and Emergency Assistance Act (42 
U.S.C. 
4121 
et 
seq.) 
relating 
to 
the 
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