ing 
that 
fiscal 
year 
may 
not 
exceed 
$10,000,000,000. 
(c) ANNUAL REPORTS.—Not later than one year 
after the date of the enactment of this Act, and annually 
thereafter through 2019, the Bank shall submit to Con-
gress a written report that contains a detailed analysis of 
the use of the pilot program carried out under subsection 
(a) during the year preceding the submission of the report. 
(d) RULE OF CONSTRUCTION.—Nothing in this sec-
tion shall be construed to affect, impede, or revoke any 
authority of the Bank. 
(e) TERMINATION.—The pilot program carried out 
under subsection (a) shall terminate on September 30, 
2019. 
TITLE II—PROMOTION OF 
SMALL BUSINESS EXPORTS 
SEC. 201. INCREASE IN SMALL BUSINESS LENDING RE-
QUIREMENTS. 
(a) IN GENERAL.—Section 2(b)(1)(E)(v) of the Ex-
port-Import 
Bank 
Act 
of 
1945 
(12 
U.S.C. 
635(b)(1)(E)(v)) is amended by striking ‘‘20 percent’’ and 
inserting ‘‘25 percent’’. 
(b) EFFECTIVE DATE.—The amendment made by 
subsection (a) shall apply with respect to fiscal year 2016 
and each fiscal year thereafter. 
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SEC. 202. REPORT ON PROGRAMS FOR SMALL AND ME-
DIUM-SIZED BUSINESSES. 
(a) IN GENERAL.—Section 8 of the Export-Import 
Bank Act of 1945 (12 U.S.C. 635g) is amended by adding 
at the end the following: 
‘‘(k) REPORT ON PROGRAMS FOR SMALL AND ME-
DIUM-SIZED BUSINESSES.—The Bank shall include in its 
annual report to Congress under subsection (a) a report 
on the programs of the Bank for United States businesses 
with less than $250,000,000 in annual sales.’’. 
(b) EFFECTIVE DATE.—The amendment made by 
subsection (a) shall apply with respect to the report of the 
Export-Import Bank of the United States submitted to 
Congress under section 8 of the Export-Import Bank Act 
of 1945 (12 U.S.C. 635g) for the first year that begins 
after the date of the enactment of this Act. 
TITLE III—MODERNIZATION OF 
OPERATIONS 
SEC. 301. ELECTRONIC PAYMENTS AND DOCUMENTS. 
Section 2(b)(1) of the Export-Import Bank Act of 
1945 (12 U.S.C. 635(b)(1)) is amended by adding at the 
end the following: 
‘‘(M) Not later than 2 years after the date of the 
enactment of the Export-Import Bank Reform and Reau-
thorization Act of 2015, the Bank shall implement poli-
cies— 
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‘‘(i) to accept electronic documents with respect 
to transactions whenever possible, including copies of 
bills of lading, certifications, and compliance docu-
ments, in such manner so as not to undermine any 
potential civil or criminal enforcement related to the 
transactions; and 
‘‘(ii) to accept electronic payments in all of its 
programs.’’. 
SEC. 302. REAUTHORIZATION OF INFORMATION TECH-
NOLOGY UPDATING. 
Section 3(j) of the Export-Import Act of 1945 (12 
U.S.C. 635a(j)) is amended— 
(1) in paragraph (1), in the matter preceding 
subparagraph (A), by striking ‘‘2012, 2013, and 
2014’’ and inserting ‘‘2015 through 2019’’; 
(2) in paragraph (2)(B), by striking ‘‘(I) the 
funds’’ and inserting ‘‘(i) the funds’’; and 
(3) in paragraph (3), by striking ‘‘2012, 2013, 
and 2014’’ and inserting ‘‘2015 through 2019’’. 
TITLE IV—GENERAL 
PROVISIONS 
SEC. 401. EXTENSION OF AUTHORITY. 
(a) IN GENERAL.—Section 7 of the Export-Import 
Bank Act of 1945 (12 U.S.C. 635f) is amended by strik-
ing ‘‘2014’’ and inserting ‘‘2019’’. 
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(b) DUAL-USE EXPORTS.—Section 1(c) of Public 
Law 103–428 (12 U.S.C. 635 note) is amended by strik-
ing ‘‘September 30, 2014’’ and inserting ‘‘the date on 
which the authority of the Export-Import Bank of the 
United States expires under section 7 of the Export-Im-
port Bank Act of 1945 (12 U.S.C. 635f)’’. 
(c) SUB-SAHARAN AFRICA ADVISORY COMMITTEE.— 
Section 2(b)(9)(B)(iii) of the Export-Import Bank Act of 
1945 (12 U.S.C. 635(b)(9)(B)(iii)) is amended by striking 
‘‘September 30, 2014’’ and inserting ‘‘the date on which 
the authority of the Bank expires under section 7’’. 
(d) EFFECTIVE DATE.—The amendments made by 
this section shall take effect on the earlier of the date of 
the enactment of this Act or June 30, 2015. 
SEC. 402. CERTAIN UPDATED LOAN TERMS AND AMOUNTS. 
(a) LOAN TERMS FOR MEDIUM-TERM FINANCING.— 
Section 2(a)(2)(A) of the Export-Import Bank Act of 
1945 (12 U.S.C. 635(a)(2)(A)) is amended— 
(1) in clause (i), by striking ‘‘; and’’ and insert-
ing a semicolon; and 
(2) by adding at the end the following: 
‘‘(iii) with principal amounts of not more 
than $25,000,000; and’’. 
(b) COMPETITIVE OPPORTUNITIES RELATING TO IN-
SURANCE.—Section 2(d)(2) of the Export-Import Bank 
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Act of 1945 (12 U.S.C. 635(d)(2)) is amended by striking 
‘‘$10,000,000’’ and inserting ‘‘$25,000,000’’. 
(c) EXPORT
AMOUNTS
FOR
SMALL
BUSINESS 
LOANS.—Section 3(g)(3) of the Export-Import Bank Act 
of 1945 (12 U.S.C. 635a(g)(3)) is amended by striking 
‘‘$10,000,000’’ and inserting ‘‘$25,000,000’’. 
(d) CONSIDERATION
OF
ENVIRONMENTAL
EF-
FECTS.—Section 11(a)(1)(A) of the Export-Import Bank 
Act of 1945 (12 U.S.C. 635i–5(a)(1)(A)) is amended by 
striking ‘‘$10,000,000 or more’’ and inserting the fol-
lowing: ‘‘$25,000,000 (or, if less than $25,000,000, the 
threshold established pursuant to international agree-
ments, including the Common Approaches for Officially 
Supported Export Credits and Environmental and Social 
Due Diligence, as adopted by the Organisation for Eco-
nomic Co-operation and Development Council on June 28, 
2012, and the risk-management framework adopted by fi-
nancial institutions for determining, assessing, and man-
aging environmental and social risk in projects (commonly 
referred to as the ‘Equator Principles’)) or more’’. 
(e) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to fiscal year 2016 
and each fiscal year thereafter. 
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TITLE V—OTHER MATTERS 
SEC. 501. PROHIBITION ON DISCRIMINATION BASED ON IN-
DUSTRY. 
Section 2 of the Export-Import Bank Act of 1945 
(6 U.S.C. 635 et seq.) is amended by adding at the end 
the following: 
‘‘(k) PROHIBITION ON DISCRIMINATION BASED ON 
INDUSTRY.— 
‘‘(1) IN GENERAL.—Except as provided in this 
Act, the Bank may not— 
‘‘(A) deny an application for financing 
based solely on the industry, sector, or business 
that the application concerns; or 
‘‘(B) promulgate or implement policies that 
discriminate against an application based solely 
on the industry, sector, or business that the ap-
plication concerns. 
‘‘(2) APPLICABILITY.—The prohibitions under 
paragraph (1) apply only to applications for financ-
ing by the Bank for projects concerning the explo-
ration, development, production, or export of energy 
sources and the generation or transmission of elec-
trical power, or combined heat and power, regardless 
of the energy source involved.’’. 
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dent shall submit to Congress a proposal, and a strategy 
for achieving the proposal, that the United States Govern-
ment will pursue with other major exporting countries, in-
cluding OECD members and non-OECD members, to 
eliminate over a period of not more than 10 years sub-
sidized export-financing programs, tied aid, export credits, 
and all other forms of government-supported export sub-
sidies. 
‘‘(d) NEGOTIATIONS WITH NON-OECD MEMBERS.— 
The President shall initiate and pursue negotiations with 
countries that are not OECD members to bring those 
countries into a multilateral agreement establishing rules 
and limitations on officially supported export credits. 
‘‘(e) ANNUAL REPORTS ON PROGRESS OF NEGOTIA-
TIONS.—Not later than 180 days after the date of the en-
actment of the Export-Import Bank Reform and Reau-
thorization Act of 2015, and annually thereafter through 
calendar year 2019, the President shall submit to the 
Committee on Banking, Housing, and Urban Affairs of 
the Senate and the Committee on Financial Services of 
the House of Representatives a report on the progress of 
any negotiations described in subsection (d).’’. 
(b) EFFECTIVE DATE.—The amendments made by 
paragraphs (1) and (2) of subsection (a) shall apply with 
respect to reports required to be submitted under section 
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11(b) of the Export-Import Bank Reauthorization Act of 
2012 (12 U.S.C. 635a–5(b)) after the date of the enact-
ment of this Act. 
SEC. 503. STUDY OF FINANCING FOR INFORMATION AND 
COMMUNICATIONS TECHNOLOGY SYSTEMS. 
(a) ANALYSIS OF INFORMATION AND COMMUNICA-
TIONS TECHNOLOGY INDUSTRY USE OF BANK PROD-
UCTS.—The Export-Import Bank of the United States (in 
this section referred to as the ‘‘Bank’’) shall conduct a 
study of the extent to which the products offered by the 
Bank are available and used by companies that export in-
formation and communications technology services and re-
lated goods. 
(b) ELEMENTS.—In conducting the study required by 
subsection (a), the Bank shall examine the following: 
(1) The number of jobs in the United States 
that are supported by the export of information and 
communications technology services and related 
goods, and the degree to which access to financing 
will increase exports of such services and related 
goods. 
(2) The reduction in the financing by the Bank 
of exports of information and communications tech-
nology services from 2003 through 2014. 
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(3) The activities of foreign export credit agen-
cies to facilitate the export of information and com-
munications technology services and related goods. 
(4) Specific proposals for how the Bank could 
provide additional financing for the exportation of 
information and communications technology services 
and related goods through risk-sharing with other 
export credit agencies and other third parties. 
(5) Proposals for new products the Bank could 
offer to provide financing for exports of information 
and communications technology services and related 
goods, including— 
(A) the extent to which the Bank is au-
thorized to offer new products; 
(B) the extent to which the Bank would 
need additional authority to offer new products 
to meet the needs of the information and com-
munications technology industry; 
(C) specific proposals for changes in law 
that would enable the Bank to provide in-
creased financing for exports of information 
and communications technology services and re-
lated goods in compliance with the credit and 
risk standards of the Bank; 
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(D) specific proposals that would enable 
the Bank to provide increased outreach to the 
information and communications technology in-
dustry about the products the Bank offers; and 
(E) specific proposals for changes in law 
that would enable the Bank to provide the fi-
nancing to build information and communica-
tions technology infrastructure, in compliance 
with the credit and risk standards of the Bank, 
to allow for market access opportunities for 
United States information and communications 
technology companies to provide services on the 
infrastructure being financed by the Bank. 
(c) REPORT.—Not later than 180 days after the date 
of the enactment of this Act, the Bank shall submit to 
Congress a report that contains the results of the study 
required by subsection (a). 
Æ 
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