termination under section 215(i) of such Act (42 U.S.C.
415(i)).
(3) Each dollar amount increased pursuant to para-
graph (2) shall, if not a whole dollar amount, be rounded
down to the next lower whole dollar amount.
(d) SPECIAL RULE.—The Secretary may adjust ad-
ministratively, consistent with the increases made under
subsection (a), the rates of disability compensation pay-
able to persons within the purview of section 10 of Public
Law 85–857 (72 Stat. 1263) who are not in receipt of
compensation payable pursuant to chapter 11 of title 38,
United States Code.
(e) PUBLICATION
OF ADJUSTED RATES.—At the
same time as the matters specified in section 215(i)(2)(D)
of the Social Security Act (42 U.S.C. 415(i)(2)(D)) are
required to be published by reason of a determination
made under section 215(i) of such Act during fiscal year
2003, the Secretary of Veterans Affairs shall publish in
the Federal Register the amounts specified in subsection
(b), as increased pursuant to that section.
SEC. 3. RETENTION OF DEPENDENCY AND INDEMNITY
COMPENSATION FOR SURVIVING SPOUSES
REMARRYING AFTER AGE 65.
(a) EXCEPTION
TO TERMINATION
OF BENEFITS
UPON REMARRIAGE.—Paragraph (2) of section 103(d) of
title 38, United States Code, is amended by striking ‘‘if
the remarriage’’ and all that follows and inserting ‘‘if—
‘‘(A) the remarriage occurs after the surviving
spouse attains age 65;
‘‘(B) the remarriage has been terminated by
death; or
‘‘(C) the remarriage has been terminated by di-
vorce, unless the Secretary determines that the di-
vorce was secured through fraud or collusion.’’.
(b) CONFORMING AMENDMENTS.—Paragraph (4) of
such section is amended—
(1) by striking ‘‘The first month’’ and all the
follows through ‘‘shall be’’ and inserting the fol-
lowing ‘‘When eligibility for benefits for a surviving
spouse is restored by reason of this subsection, the
first month of eligibility for such benefits shall be’’;
and
(2) in subparagraph (A), by striking ‘‘described
in’’ and inserting ‘‘with a remarriage described in
subparagraph (B) or (C) of’’.
(c) INCLUSION OF DEATH COMPENSATION AMONG
RESTORED BENEFITS.—Subparagraph (A) of paragraph
(5) of such section is amended to read as follows:
‘‘(A) Sections 1121 and 1311, relating to death
compensation and dependency and indemnity com-
pensation, respectively.’’.
(d) APPLICATION FOR BENEFITS.—In the case of an
individual who but for having remarried would be eligible
for dependency and indemnity compensation under section
1311 of title 38, United States Code, or death compensa-
tion under section 1121 of such title, and whose remar-
riage was before the date of the enactment of this Act
and after the individual had attained age 65, the indi-
vidual shall be eligible for such compensation by reason
of the amendments made by subsection (a) only if the indi-
vidual submits an application for such compensation to the
Secretary of Veterans Affairs not later than the end of
the one-year period beginning on the date of the enact-
ment of this Act.
(e) COORDINATION OF BENEFITS.—Section 1311 of
such title is amended by adding at the end the following
new subsection:
‘‘(e) In the case of an individual who is eligible for
dependency and indemnity compensation under this sec-
tion by reason of section 103(d)(2)(A) of this title who
is also eligible for benefits under another provision of law
by reason of such individual’s status as the surviving
spouse of a veteran, then, notwithstanding any other pro-
vision of law, no reduction in benefits under such other
provision of law shall be made by reason of such individ-
ual’s eligibility for benefits under this section.’’.
SEC. 4. UNIFORM HOME LOAN GUARANTY FEES FOR QUALI-
FYING MEMBERS OF THE SELECTED RE-
SERVE AND ACTIVE DUTY VETERANS.
(a) IN GENERAL.—Paragraph (2) of section 3729(b)
of title 38, United States Code, is amended—
(1) by inserting ‘‘(A)’’ after ‘‘(2)’’;
(2) by inserting ‘‘for any loan closed after Sep-
tember 30, 2005’’ after ‘‘paragraph (1)’’; and
(3) by adding at the end the following:
‘‘(B) The loan fee table referred to in paragraph (1)
for any loan closed during the period beginning on October
1, 2002, and ending on September 30, 2005, is as follows:
‘‘LOAN FEE TABLE
Type of loan
Veteran
Other obligor
(A)(i) Initial loan described in section 3710(a) to purchase or
construct a dwelling with 0-down, or any other initial loan
described in section 3710(a) other than with 5-down or 10-
down (closed before October 1, 2008) ....................................
2.00
NA
(A)(ii) Initial loan described in section 3710(a) to purchase or
construct a dwelling with 0-down, or any other initial loan
described in section 3710(a) other than with 5-down or 10-
down (closed on or after October 1, 2008) ............................
1.25
NA
(B)(i) Subsequent loan described in section 3710(a) to pur-
chase or construct a dwelling with 0-down, or any other sub-
sequent loan described in section 3710(a) (closed before Oc-
tober 1, 2008) ........................................................................
3.00
NA
(B)(ii) Subsequent loan described in section 3710(a) to pur-
chase or construct a dwelling with 0-down, or any other sub-
sequent loan described in section 3710(a) (closed on or after
October 1, 2008) ....................................................................
1.25
NA
(C)(i) Loan described in section 3710(a) to purchase or con-
struct a dwelling with 5-down (closed before October 1,
2008) ......................................................................................
1.50
NA
‘‘LOAN FEE TABLE—Continued
Type of loan
Veteran
Other obligor
(C)(ii) Loan described in section 3710(a) to purchase or con-
struct a dwelling with 5-down (closed on or after October 1,
2008) ......................................................................................
0.75
NA
(D)(i) Initial loan described in section 3710(a) to purchase or
construct a dwelling with 10-down (closed before October 1,
2008) ......................................................................................
1.25
NA
(D)(ii) Initial loan described in section 3710(a) to purchase or
construct a dwelling with 10-down (closed on or after Octo-
ber 1, 2008) ...........................................................................
0.50
NA
(E) Interest rate reduction refinancing loan .............................
0.50
NA
(F) Direct loan under section 3711 ...........................................
1.00
NA
(G) Manufactured home loan under section 3712 (other than
an interest rate reduction refinancing loan) ..........................
1.00
NA
(H) Loan to Native American veteran under section 3762
(other than an interest rate reduction refinancing loan) .......
1.25
NA
(I) Loan assumption under section 3714 ..................................
0.50
0.50
(J) Loan under section 3733(a) ................................................
2.25
2.25’’.
(b) CONFORMING AMENDMENT.—Paragraph (4)(A)
of such section is amended by inserting before the period
at the end the following: ‘‘, and the term ‘veteran’ means
any veteran eligible for the benefits of this chapter’’.
SEC. 5. LIFE INSURANCE PROGRAMS.
(a) INCREASE OF VETERANS’ MORTGAGE LIFE IN-
SURANCE COVERAGE TO $150,000.—(1) Section 2106(b)
of title 38, United States Code, is amended by striking
‘‘$90,000’’ and inserting ‘‘$150,000’’.
(2) The amendment made by paragraph (1) shall
apply with respect to insurance payable under section
2106 of title 38, United States Code, in the case of a vet-
eran insured under that section who dies on or after the
date of enactment of this Act.