datamatters24/research-document-archive huggingface dataset:
of such costs ($1 for each $3 of Federal funds pro-
vided in the grant). 
(2) DETERMINATION
OF
AMOUNT
CONTRIB-
UTED.—Non-Federal contributions required in para-
graph (1) may be in cash or in kind, fairly evalu-
ated, including plant, equipment, or services. 
Amounts provided by the Federal Government, or 
services assisted or subsidized to any significant ex-
tent by the Federal Government, may not be in-
cluded in determining the amount of such non-Fed-
eral contributions. 
(d) EVALUATION OF PROJECTS.—The Secretary shall 
establish criteria for the evaluation of projects under sub-
section (a). A grant may be made under such subsection 
only if the applicant involved— 
(1) agrees to conduct evaluations of the project 
in accordance with such criteria; 
(2) agrees to submit to the Secretary such re-
ports describing the results of the evaluations as the 
Secretary determines to be appropriate; and 
(3) submits to the Secretary, in the application 
under subsection (e), a plan for conducting the eval-
uations. 
(e) APPLICATION
FOR GRANT.—A grant may be 
made under subsection (a) only if an application for the
grant is submitted to the Secretary and the application 
is in such form, is made in such manner, and contains 
such agreements, assurances, and information, including 
the agreements under subsections (c) and (d) and the plan 
under subsection (d)(3), as the Secretary determines to 
be necessary to carry out this section. 
(f) REPORT TO CONGRESS.—Not later than October 
1, 2011, the Secretary shall submit to the Congress a re-
port describing the extent to which projects under sub-
section (a) have been successful in reducing the rate of 
teen pregnancies in the communities in which the projects 
have been carried out. Such reports shall describe the var-
ious approaches used under subsection (a) and the effec-
tiveness of each of the approaches. 
(g) AUTHORIZATION OF APPROPRIATIONS.—For the 
purpose of carrying out this section, there is authorized 
to be appropriated $5,000,000 for each of the fiscal years 
2006 through 2010. 
Æ
II 
109TH CONGRESS 
1ST SESSION H. R. 4635 
IN THE SENATE OF THE UNITED STATES 
DECEMBER 19, 2005 
Received 
AN ACT 
To reauthorize the Temporary Assistance for Needy Families 
block grant program through March 31, 2006, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
I 
109TH CONGRESS 
1ST SESSION H. R. 4513 
To temporarily extend the applicability of Terrorism Risk Insurance Act 
of 2002. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 13, 2005 
Mr. FRANK of Massachusetts introduced the following bill; which was referred 
to the Committee on Financial Services 
A BILL 
To temporarily extend the applicability of Terrorism Risk 
Insurance Act of 2002. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Terrorism Risk Insur-
ance Program Temporary Extension Act of 2005’’. 
SEC. 2. TEMPORARY EXTENSION. 
(a) TERMINATION OF PROGRAM.—Subsection (a) of 
section 108 of the Terrorism Risk Insurance Act of 2002 
(15 U.S.C. 6701 note) is amended by striking ‘‘December 
31, 2005’’ and inserting ‘‘March 31, 2006’’.
(b) EXTENSION OF PROGRAM YEAR 3.—Subpara-
graph (D) of section 102(11) of the Terrorism Risk Insur-
ance Act of 2002 (15 U.S.C. 6701 note) is amended by 
striking ‘‘December 31, 2005’’ and inserting ‘‘March 31, 
2006’’. 
(c) MANDATORY AVAILABILITY.—Section 103(c) of 
the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 
6701 note) is amended— 
(1) in paragraph (1), by striking ‘‘Program 
Year 2’’ and inserting ‘‘Program Year 3’’; and 
(2) by striking paragraph (2). 
Æ
HR 4635 RDS 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘TANF and Child Care 
Continuation Act of 2005’’. 
SEC. 2. EXTENSION OF THE TEMPORARY ASSISTANCE FOR 
NEEDY FAMILIES BLOCK GRANT PROGRAM 
THROUGH MARCH 31, 2006. 
(a) IN GENERAL.—Activities authorized by part A of 
title IV and section 1108(b) of the Social Security Act 
(adjusted, as applicable, by or under the TANF Emer-
gency Response and Recovery Act of 2005) shall continue 
through March 31, 2006, in the manner authorized for 
fiscal year 2005, and out of any money in the Treasury 
of the United States not otherwise appropriated, there are 
hereby appropriated such sums as may be necessary for 
such purpose. Grants and payments may be made pursu-
ant to this authority through the second quarter of fiscal 
year 2006 at the level provided for such activities through 
the second quarter of fiscal year 2005 (or, as applicable, 
at such greater level as may result from the application 
of the TANF Emergency Response and Recovery Act of 
2005). 
(b) 
CONFORMING
AMENDMENT.—Section 
403(a)(3)(H)(ii) of the Social Security Act (42 U.S.C. 
603(a)(3)(H)(ii)) is amended by striking ‘‘December 31, 
2005’’ and inserting ‘‘March 31, 2006’’.
HR 4635 RDS 
(c) OFFSET.—Notwithstanding subsection (a) of this 
section and section 403(a)(2) of the Social Security Act, 
for each of fiscal years 2006 through 2010, the Secretary 
shall reduce the amount of each grant otherwise payable 
under such section 403(a)(2) to each eligible State (as de-
fined in subparagraph (C)(i) of such section 403(a)(2)) 
by such equal percentage as may be necessary to ensure 
that the total amount of grants paid under such section 
403(a)(2) does not exceed $73,000,000. 
SEC. 3. EXTENSION OF THE NATIONAL RANDOM SAMPLE 
STUDY OF CHILD WELFARE AND CHILD WEL-
FARE WAIVER AUTHORITY THROUGH MARCH 
31, 2006. 
Activities authorized by sections 429A and 1130(a) 
of the Social Security Act shall continue through March 
31, 2006, in the manner authorized for fiscal year 2005, 
and out of any money in the Treasury of the United States 
not otherwise appropriated, there are hereby appropriated 
such sums as may be necessary for such purpose. Grants 
and payments may be made pursuant to this authority 
through the second quarter of fiscal year 2006 at the level
HR 4635 RDS 
provided for such activities through the second quarter of 
fiscal year 2005. 
Passed the House of Representatives December 19 
(legislative day, December 18), 2005. 
Attest: 
KAREN L. HAAS, 
Clerk.
I 
109TH CONGRESS 
1ST SESSION H. R. 4645 
To amend title XVIII of the Social Security Act to provide broader and 
more informed protection to Medicare eligible individuals from abusive 
marketing practices of Medicare prescription drug plans and MA–PD 
plans to permit enrollees under Medicare prescription drug plans that 
have been sanctioned to elect to enroll under other plans. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 18, 2005 
Ms. SCHWARTZ of Pennsylvania (for herself and Mrs. LOWEY) introduced the 
following bill; which was referred to the Committee on Energy and Com-
merce, and in addition to the Committee on Ways and Means, for a pe-
riod to be subsequently determined by the Speaker, in each case for con-
sideration of such provisions as fall within the jurisdiction of the com-
mittee concerned 
A BILL 
To amend title XVIII of the Social Security Act to provide 
broader and more informed protection to Medicare eligi-
ble individuals from abusive marketing practices of Medi-
care prescription drug plans and MA–PD plans to permit 
enrollees under Medicare prescription drug plans that 
have been sanctioned to elect to enroll under other plans. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
106TH CONGRESS
2D SESSION
H. R. 3292
AN ACT
To provide for the establishment of the Cat Island
National Wildlife Refuge in West Feliciana Par-
ish, Louisiana.
I 
109TH CONGRESS 
1ST SESSION H. R. 4636 
To enact the technical and conforming amendments necessary to implement 
the Federal Deposit Insurance Reform Act of 2005, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 18, 2005 
Mr. OXLEY introduced the following bill; which was referred to the Committee 
on Financial Services 
DECEMBER 18, 2005 
The Committee on Financial Services discharged; considered and passed 
A BILL 
To enact the technical and conforming amendments nec-
essary to implement the Federal Deposit Insurance Re-
form Act of 2005, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Federal Deposit Insur-
ance Reform Conforming Amendments Act of 2005’’. 
SEC. 2. TECHNICAL AND CONFORMING AMENDMENTS. 
(a) TECHNICAL
AND CONFORMING AMENDMENTS 
RELATING
TO
GOVERNMENT
DEPOSITS.—Section
11(a)(2) of the Federal Deposit Insurance Act (12 U.S.C. 
1821(a)(2)) is amended— 
(1) in subparagraph (A)— 
(A) by moving the margins of clauses (i) 
through (v) 4 ems to the right; 
(B) by striking, in the matter following 
clause (v), ‘‘such depositor shall’’ and all that 
follows through the period; and 
(C) by striking the semicolon at the end of 
clause (v) and inserting a period; 
(2) by striking ‘‘(2)(A) Notwithstanding’’ and 
all that follows through ‘‘a depositor who is—’’ and 
inserting the following: 
‘‘(2) GOVERNMENT DEPOSITORS.— 
‘‘(A) IN GENERAL.—Notwithstanding any 
limitation in this Act or in any other provision 
of law relating to the amount of deposit insur-
ance available to any 1 depositor— 
‘‘(i) a government depositor shall, for 
the purpose of determining the amount of 
insured deposits under this subsection, be 
deemed to be a depositor separate and dis-
tinct from any other officer, employee, or 
agent of the United States or any public 
unit referred to in subparagraph (B); and
109TH CONGRESS 
1ST SESSION H. R. 4515
AN ACT 
To designate the facility of the United States Postal Service 
located at 4422 West Sciota Street in Scio, New York, 
as the ‘‘Corporal Jason L. Dunham Post Office’’.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. CORPORAL JASON L. DUNHAM POST OFFICE. 
(a) DESIGNATION.—The facility of the United States 
Postal Service located at 4422 West Sciota Street in Scio, 
New York, shall be known and designated as the ‘‘Cor-
poral Jason L. Dunham Post Office’’. 
(b) REFERENCES.—Any reference in a law, map, reg-
ulation, document, paper, or other record of the United 
States to the facility referred to in subsection (a) shall 
be deemed to be a reference to the ‘‘Corporal Jason L. 
Dunham Post Office’’.
Passed the House of Representatives December 19 
(legislative day, December 18), 2005. 
Attest:
Clerk.
109TH CONGRESS 
1ST SESSION 
H. R. 4515
AN ACT 
To designate the facility of the United States Post-
al Service located at 4422 West Sciota Street in 
Scio, New York, as the ‘‘Corporal Jason L. 
Dunham Post Office’’.
‘‘(ii) except as provided in subpara-
graph (C), the deposits of a government 
depositor shall be insured in an amount 
equal to the standard maximum deposit in-
surance amount (as determined under 
paragraph (1)). 
‘‘(B) GOVERNMENT
DEPOSITOR.—In this 
paragraph, the term ‘government depositor’ 
means a depositor that is—’’; 
(3) by striking ‘‘(B) The’’ and inserting the fol-
lowing: 
‘‘(C) AUTHORITY
TO
LIMIT
DEPOSITS.— 
The’’; and 
(4) by striking ‘‘depositor referred to in sub-
paragraph (A) of this paragraph’’ each place such 
term appears and inserting ‘‘government depositor’’. 
(b) TECHNICAL AND CONFORMING AMENDMENT RE-
LATING TO INSURANCE OF TRUST FUNDS.—Paragraphs 
(1) and (3) of section 7(i) of the Federal Deposit Insur-
ance Act (12 U.S.C. 1817(i)) are each amended by strik-
ing ‘‘$100,000’’ and inserting ‘‘the standard maximum de-
posit insurance amount (as determined under section 
11(a)(1))’’. 
(c) OTHER TECHNICAL AND CONFORMING AMEND-
MENTS.—
(1) Section 11(m)(6) of the Federal Deposit In-
surance Act (12 U.S.C. 1821(m)(6)) is amended by 
striking ‘‘$100,000’’ and inserting ‘‘an amount equal 
to 
the 
standard 
maximum 
deposit 
insurance 
amount’’. 
(2) Subsection (a) of section 18 of the Federal 
Deposit Insurance Act (12 U.S.C. 1828(a)) is 
amended to read as follows: 
‘‘(a) INSURANCE LOGO.— 
‘‘(1) INSURED DEPOSITORY INSTITUTIONS.— 
‘‘(A) IN GENERAL.—Each insured deposi-
tory institution shall display at each place of 
business maintained by that institution a sign 
or signs relating to the insurance of the depos-
its of the institution, in accordance with regula-
tions to be prescribed by the Corporation. 
‘‘(B) STATEMENT
TO
BE
INCLUDED.— 
Each sign required under subparagraph (A) 
shall include a statement that insured deposits 
are backed by the full faith and credit of the 
United States Government. 
‘‘(2) REGULATIONS.—The Corporation shall 
prescribe regulations to carry out this subsection, in-
cluding regulations governing the substance of signs
required by paragraph (1) and the manner of dis-
play or use of such signs. 
‘‘(3) PENALTIES.—For each day that an in-
sured depository institution continues to violate this 
subsection or any regulation issued under this sub-
section, it shall be subject to a penalty of not more 
than $100, which the Corporation may recover for 
its use.’’. 
(3) Section 43(d) of the Federal Deposit Insur-
ance Act (12 U.S.C. 1831t(d)) is amended by strik-
ing ‘‘$100,000’’ and inserting ‘‘an amount equal to 
the standard maximum deposit insurance amount’’. 
(4) Section 6 of the International Banking Act 
of 1978 (12 U.S.C. 3104) is amended— 
(A) by striking ‘‘$100,000’’ each place 
such term appears and inserting ‘‘an amount 
equal to the standard maximum deposit insur-
ance amount’’; and 
(B) by adding at the end the following new 
subsection: 
‘‘(e) STANDARD
MAXIMUM
DEPOSIT
INSURANCE 
AMOUNT DEFINED.—For purposes of this section, the 
term ‘standard maximum deposit insurance amount’ 
means the amount of the maximum amount of deposit in-
106TH CONGRESS
2D SESSION
H. R. 3292
AN ACT
To provide for the establishment of the Cat Island National
Wildlife Refuge in West Feliciana Parish, Louisiana.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
H. R. 4515
One Hundred Ninth Congress
of the
United States of America 
AT THE SECOND SESSION 
Begun and held at the City of Washington on Tuesday, 
the third day of January, two thousand and six 
An Act 
To designate the facility of the United States Postal Service located at 4422 West 
Sciota Street in Scio, New York, as the ‘‘Corporal Jason L. Dunham Post Office’’.
Be it enacted by the Senate and House of Representatives of 
the United States of America in Congress assembled, 
SECTION 1. DESIGNATION. 
The facility of the United States Postal Service located at 
4422 West Sciota Street in Scio, New York, shall be known and 
designated as the ‘‘Corporal Jason L. Dunham Post Office’’. 
SEC. 2. REFERENCES. 
Any reference in a law, map, regulation, document, paper, 
or other record of the United States to the facility referred to 
in section 1 shall be deemed to be a reference to the ‘‘Corporal 
Jason L. Dunham Post Office’’.
Speaker of the House of Representatives.
Vice President of the United States and
President of the Senate.
I 
109TH CONGRESS 
1ST SESSION H. R. 4515 
To designate the facility of the United States Postal Service located at 
4422 West Sciota Street in Scio, New York, as the ‘‘Corporal Jason 
L. Dunham Post Office’’. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 13, 2005 
Mr. KUHL of New York (for himself, Mr. HUNTER, Mr. YOUNG of Florida, 
Mr. BOEHLERT, Mr. RANGEL, Mr. WALSH, Mr. REYNOLDS, Ms. 
SLAUGHTER, Mr. HIGGINS, Mr. MCHUGH, Mr. HINCHEY, Mr. SWEENEY, 
Mr. MCNULTY, Mrs. KELLY, Mrs. LOWEY, Mr. KING of New York, Mr. 
ENGEL, Mr. FOSSELLA, Mrs. MCCARTHY, Mr. BISHOP of New York, Mr. 
ISRAEL, Mr. ACKERMAN, Mr. CROWLEY, Mr. NADLER, Mr. OWENS, Mr. 
MEEKS of New York, Mr. WEINER, Mr. SERRANO, Mr. TOWNS, Mrs. 
MALONEY, and Ms. VELA´ZQUEZ) introduced the following bill; which was 
referred to the Committee on Government Reform 
A BILL 
To designate the facility of the United States Postal Service 
located at 4422 West Sciota Street in Scio, New York, 
as the ‘‘Corporal Jason L. Dunham Post Office’’. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. CORPORAL JASON L. DUNHAM POST OFFICE. 
(a) DESIGNATION.—The facility of the United States 
Postal Service located at 4422 West Sciota Street in Scio,
New York, shall be known and designated as the ‘‘Cor-
poral Jason L. Dunham Post Office’’. 
(b) REFERENCES.—Any reference in a law, map, reg-
ulation, document, paper, or other record of the United 
States to the facility referred to in subsection (a) shall 
be deemed to be a reference to the ‘‘Corporal Jason L. 
Dunham Post Office’’. 
Æ
viduals who, at the time the eligibility determination 
is made, are— 
‘‘(A) not younger than age 16 or older 
than age 24; and 
‘‘(B) one or more of the following: 
‘‘(i) school dropouts; 
‘‘(ii) recipients of a secondary school 
diploma, General Educational Development 
credential (GED), or other State-recog-
nized equivalent (including recognized al-
ternative standards for individuals with 
disabilities) who are deficient in basic skills 
and not attending any school; 
‘‘(iii) court-involved youth attending 
an alternative school; 
‘‘(iv) youth in foster care or who have 
been in foster care; or 
‘‘(v) in school youth who are low-in-
come individuals and one or more of the 
following: 
‘‘(I) Deficient in literacy skills. 
‘‘(II) Homeless, runaway, or fos-
ter children. 
‘‘(III) Pregnant or parents. 
‘‘(IV) Offenders. 
VerDate Aug 31 2005 
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II 
109TH CONGRESS 
1ST SESSION H. R. 4515 
IN THE SENATE OF THE UNITED STATES 
DECEMBER 19, 2005 
Received 
AN ACT 
To designate the facility of the United States Postal Service 
located at 4422 West Sciota Street in Scio, New York, 
as the ‘‘Corporal Jason L. Dunham Post Office’’. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
VerDate Aug 31 2005 
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HR 4515 RDS 
SECTION 1. CORPORAL JASON L. DUNHAM POST OFFICE. 
(a) DESIGNATION.—The facility of the United States 
Postal Service located at 4422 West Sciota Street in Scio, 
New York, shall be known and designated as the ‘‘Cor-
poral Jason L. Dunham Post Office’’. 
(b) REFERENCES.—Any reference in a law, map, reg-
ulation, document, paper, or other record of the United 
States to the facility referred to in subsection (a) shall 
be deemed to be a reference to the ‘‘Corporal Jason L. 
Dunham Post Office’’. 
Passed the House of Representatives December 19 
(legislative day, December 18), 2005. 
Attest: 
KAREN L. HAAS, 
Clerk. 
VerDate Aug 31 2005 
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(9) Section 232(a) of the Federal Deposit In-
surance Corporation Improvement Act of 1991 (12 
U.S.C. 1834(a)) is amended— 
(A) in the matter preceding subparagraph 
(A) of paragraph (2), by striking ‘‘the Board 
and’’; 
(B) in subparagraph (J) of paragraph (2), 
by striking ‘‘the Board’’ and inserting ‘‘the 
Corporation’’; 
(C) by striking subparagraph (A) of para-
graph (3) and inserting the following new sub-
paragraph: 
‘‘(A) CORPORATION.—The term ‘Corpora-
tion’ means the Federal Deposit Insurance Cor-
poration.’’; and 
(D) in subparagraph (C) of paragraph (3), 
by striking ‘‘Board’’ and inserting ‘‘Corpora-
tion’’. 
(b) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the date 
that the final regulations required under section 
2109(a)(5) of the Federal Deposit Insurance Reform Act 
of 2005 take effect.
SEC. 4. TECHNICAL AND CONFORMING AMENDMENTS RE-
LATING TO REPLACEMENT OF FIXED DES-
IGNATED RESERVE RATIO WITH RESERVE 
RANGE. 
(a) IN GENERAL.—Section 3(y) of the Federal De-
posit Insurance Act (12 U.S.C. 1813(y)) is amended— 
(1) by striking ‘‘(y) The term’’ and inserting 
‘‘(y) DEFINITIONS RELATING TO DEPOSIT INSURANCE 
FUND.— 
‘‘(1) DEPOSIT INSURANCE FUND.—The term’’; 
and 
(2) by inserting after paragraph (1) (as so des-
ignated by paragraph (1) of this subsection) the fol-
lowing new paragraph: 
‘‘(2) DESIGNATED RESERVE RATIO.—The term 
‘designated reserve ratio’ means the reserve ratio 
designated by the Board of Directors in accordance 
with section 7(b)(3).’’. 
(b) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the date 
that the final regulations required under section 
2109(a)(1) of the Federal Deposit Insurance Reform Act 
of 2005 take effect.
SEC. 5. REPORT TO CONGRESS ON REFUNDS, DIVIDENDS, 
AND CREDITS FROM DEPOSIT INSURANCE 
FUND. 
(a) SUBMISSION.—Any determination under section 
7(e)(2)(E) of the Federal Deposit Insurance Act, as added 
by section 2107(a) of the Federal Deposit Insurance Re-
form Act of 2005, shall be submitted to the Committee 
on Banking, Housing, and Urban Affairs of the Senate 
and the Committee on Financial Services of the House of 
Representatives, not later than 270 days after making 
such determination. 
(b) CONTENT.—The report submitted under sub-
section (a) shall include— 
(1) a detailed explanation for the determina-
tion; and 
(2) a discussion of the factors required to be 
considered under section 7(e)(2)(F) of the Federal 
Deposit Insurance Act, as added by section 2107(a) 
of the Federal Deposit Insurance Reform Act of 
2005. 
SEC. 6. STUDIES OF FDIC STRUCTURE AND EXPENSES AND 
CERTAIN ACTIVITIES AND FURTHER POS-
SIBLE CHANGES TO DEPOSIT INSURANCE 
SYSTEM. 
(a) STUDY BY COMPTROLLER GENERAL.—
(1) STUDY REQUIRED.—The Comptroller Gen-
eral shall conduct a study of the following issues: 
(A) The efficiency and effectiveness of the 
administration of the prompt corrective action 
program under section 38 of the Federal De-
posit Insurance Act by the Federal banking 
agencies (as defined in section 3 of such Act), 
including the degree of effectiveness of such 
agencies in identifying troubled depository insti-
tutions and taking effective action with respect 
to such institutions, and the degree of accuracy 
of the risk assessments made by the Corpora-
tion. 
(B) The appropriateness of the organiza-
tional structure of the Federal Deposit Insur-
ance Corporation for the mission of the Cor-
poration taking into account— 
(i) the current size and complexity of 
the business of insured depository institu-
tions (as such term is defined in section 3 
of the Federal Deposit Insurance Act); 
(ii) the extent to which the organiza-
tional structure contributes to or reduces 
operational 
inefficiencies 
that 
increase 
operational costs; and
(iii) the effectiveness of internal con-
trols. 
(2) REPORT TO THE CONGRESS.—The Comp-
troller General shall submit a report to the Congress 
before the end of the 1-year period beginning on the 
date of the enactment of this Act containing the 
findings and conclusions of the Comptroller General 
with respect to the study required under paragraph 
(1) together with such recommendations for legisla-
tive or administrative action as the Comptroller Gen-
eral may determine to be appropriate. 
(b) STUDY OF FURTHER POSSIBLE CHANGES TO DE-
POSIT INSURANCE SYSTEM.— 
(1) STUDY REQUIRED.—The Board of Directors 
of the Federal Deposit Insurance Corporation and 
the National Credit Union Administration Board 
shall each conduct a study of the following: 
(A) The feasibility of establishing a vol-
untary deposit insurance system for deposits in 
excess of the maximum amount of deposit in-
surance for any depositor and the potential ben-
efits and the potential adverse consequences 
that may result from the establishment of any 
such system.