datamatters24/research-document-archive huggingface dataset:
(b) ABILITY OF CONSUMER TO DISPUTE INFORMA-
TION DIRECTLY WITH FURNISHER.—Section 623(a)(8) of 
the Fair Credit Reporting Act (15 U.S.C. 1681s–2(a)(8)) 
is amended— 
(1) in subparagraph (A), by striking ‘‘Federal 
banking agencies, the National Credit Union Admin-
istration, and the Commission shall jointly pre-
scribe’’ and inserting ‘‘Commission, in consultation 
with the Federal banking agencies and the National 
Credit Union Administration, shall prescribe’’; 
(2) by adding at the end the following new sub-
paragraph: 
‘‘(H) REGULATIONS.— 
‘‘(i) IN GENERAL.—The Federal bank-
ing agencies and the National Credit 
Union Administration shall prescribe regu-
lations, with respect to entities subject to 
their 
respective 
enforcement 
authority 
under section 621, that are the same or 
substantially similar to the regulations pre-
scribed by the Commission under subpara-
graph (A). 
‘‘(ii) REPORT ON DISCREPANCIES.—If 
there is any discrepancy between any regu-
lation prescribed by the Commission under 
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subparagraph (A) and any regulation pre-
scribed by any Federal banking agency or 
the National Credit Union Administration 
under clause (i), the agency or Administra-
tion shall submit a report to the Com-
mittee on Financial Services of the House 
of Representatives and the Committee on 
Banking, Housing, and Urban Affairs of 
the Senate containing an explanation for 
the discrepancy before the end of the 90- 
day period beginning on the date the regu-
lation was prescribed in final form by such 
agency or Administration.’’; and 
(3) in subparagraphs (B) and (C), by inserting 
‘‘or (H)’’ after ‘‘under subparagraph (A)’’, each 
place such term appears. 
(c) PROMPT IMPLEMENTATION.— 
(1) 
COMMISSION.—The 
guidelines 
required 
under section 623(e)(1)(A) of the Fair Credit Re-
porting Act and the regulations required under sub-
sections (a)(8)(A) and (e)(1)(B) of section 623 of 
such Act (as amended by this section) shall be estab-
lished or prescribed in final form before the end of 
the 90-day period beginning on the date of the en-
actment of this Act. 
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(2) BANKING
AGENCIES
AND
NCUA.—The 
guidelines required under section 623(e)(2) of the 
Fair Credit Reporting Act and the regulations re-
quired under subsections (a)(8)(H) and (e)(2) of 
section 623 of such Act (as amended by this section) 
shall be established or prescribed in final form be-
fore the end of the 30-day period beginning on the 
date of final action by the Federal Trade Commis-
sion in accordance with paragraph (1). 
Æ 
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mountable exhibition structures for use abroad; payment 
of tort claims, in the manner authorized in the first para-
graph of 28 U.S.C. 2672 when such claims arise in foreign 
countries; not to exceed $327,000 for official representa-
tion expenses abroad; purchase of passenger motor vehi-
cles for official use abroad, not to exceed $45,000 per vehi-
cle; obtaining insurance on official motor vehicles; and 
rental of tie lines, $429,870,000, to remain available until 
September 30, 2010, of which $9,439,000 is to be derived 
from fees to be retained and used by the International 
Trade Administration, notwithstanding 31 U.S.C. 3302: 
Provided, That not less than $48,592,000 shall be for 
Manufacturing and Services; not less than $42,332,000 
shall be for Market Access and Compliance; not less than 
$66,357,000 shall be for the Import Administration of 
which $5,900,000 shall be for the Office of China Compli-
ance; not less than $237,739,000 shall be for the United 
States and Foreign Commercial Service; and not less than 
$25,411,000 shall be for Executive Direction and Admin-
istration: Provided further, That the provisions of the first 
sentence of section 105(f) and all of section 108(c) of the 
Mutual Educational and Cultural Exchange Act of 1961 
(22 U.S.C. 2455(f) and 2458(c)) shall apply in carrying 
out these activities without regard to section 5412 of the 
Omnibus Trade and Competitiveness Act of 1988 (15 
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U.S.C. 4912); and that for the purpose of this Act, con-
tributions under the provisions of the Mutual Educational 
and Cultural Exchange Act of 1961 shall include payment 
for assessments for services provided as part of these ac-
tivities: Provided further, That the International Trade 
Administration shall be exempt from the requirements of 
Circular A–25 (or any successor administrative regulation 
or policy) issued by the Office of Management and Budg-
et: Provided further, That negotiations shall be conducted 
within the World Trade Organization to recognize the 
right of members to distribute monies collected from anti-
dumping and countervailing duties: Provided further, That 
negotiations shall be conducted within the World Trade 
Organization consistent with the negotiating objectives 
contained in the Trade Act of 2002, Public Law 107–210: 
Provided further, That within the amounts appropriated, 
$4,400,000 shall be used for the projects, and in the 
amounts, specified in the explanatory statement described 
in section 4 (in the matter preceding division A of this 
consolidated Act). 
BUREAU OF INDUSTRY AND SECURITY 
OPERATIONS AND ADMINISTRATION 
For necessary expenses for export administration and 
national security activities of the Department of Com-
merce, including costs associated with the performance of 
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to its jurisdiction’’ before the period and insert-
ing ‘‘depository institutions or Federal credit 
unions subject to the jurisdiction of such agen-
cy or Board’’; 
(2) in the sixth sentence of paragraph (1) (as 
amended by subsection (b))— 
(A) by striking ‘‘each such Board’’ and in-
serting ‘‘each such banking agency and the Na-
tional Credit Union Administration Board’’; 
(B) by striking ‘‘banks or savings and loan 
institutions described in paragraph (3)’’ each 
place such term appears and inserting ‘‘deposi-
tory institutions subject to the jurisdiction of 
such agency’’; 
(C) by striking ‘‘(A) any such Board’’ and 
inserting ‘‘(A) any such Federal banking agency 
or the National Credit Union Administration 
Board’’; and 
(D) by striking ‘‘with respect to banks, 
savings and loan institutions’’ and inserting 
‘‘with respect to depository institutions’’; 
(3) by adding at the end of paragraph (1) the 
following new sentence: ‘‘For purposes of this sub-
section, the terms ‘Federal banking agency’ and ‘de-
pository institution’ have the same meaning as in 
section 3 of the Federal Deposit Insurance Act.’’; 
(4) in paragraph (2)(C), by inserting ‘‘than’’ 
after ‘‘(other’’; 
(5) in paragraph (3), by inserting ‘‘by the Di-
rector of the Office of Thrift Supervision’’ before the 
period at the end; 
(6) in paragraph (4), by inserting ‘‘by the Na-
tional Credit Union Administration’’ before the pe-
riod at the end; and 
(7) in paragraph (6), by striking ‘‘the Board of 
Governors of the Federal Reserve System’’ and in-
serting ‘‘any Federal banking agency or the National 
Credit Union Administration Board’’. 
Passed the House of Representatives December 5, 
2007. 
Attest: 
Clerk.
110TH CONGRESS 
1ST SESSION 
H. R. 3526 
AN ACT 
To include all banking agencies within the existing 
regulatory authority under the Federal Trade 
Commission Act with respect to depository insti-
tutions, and for other purposes.
HR 6275 RFS 
‘‘(ii) such intermediary shall be treat-
ed as the payment settlement entity with 
respect to the settlement of such trans-
actions with the participating payees. 
‘‘(B) 
ELECTRONIC
PAYMENT 
FACILITATORS.—In any case where an elec-
tronic payment facilitator or other third party 
makes payments in settlement of reportable 
payment transactions on behalf of the payment 
settlement entity, the return under subsection 
(a) shall be made by such electronic payment 
facilitator or other third party in lieu of the 
payment settlement entity. 
‘‘(c) REPORTABLE PAYMENT TRANSACTION.—For 
purposes of this section— 
‘‘(1) IN GENERAL.—The term ‘reportable pay-
ment transaction’ means any payment card trans-
action and any third party network transaction. 
‘‘(2) PAYMENT CARD TRANSACTION.—The term 
‘payment card transaction’ means any transaction in 
which a payment card is accepted as payment. 
‘‘(3) THIRD PARTY NETWORK TRANSACTION.— 
The term ‘third party network transaction’ means 
any transaction which is settled through a third 
party payment network. 
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IB 
Union Calendar No. 294 
110TH CONGRESS 
1ST SESSION H. R. 3526 
[Report No. 110–472, Parts I and II] 
To include all banking agencies within the existing regulatory authority under 
the Federal Trade Commission Act with respect to depository institu-
tions, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
SEPTEMBER 14, 2007 
Mr. FRANK of Massachusetts introduced the following bill; which was referred 
to the Committee on Financial Services, and in addition to the Committee 
on Energy and Commerce, for a period to be subsequently determined by 
the Speaker, in each case for consideration of such provisions as fall with-
in the jurisdiction of the committee concerned 
DECEMBER 5, 2007 
Additional sponsor: Mr. DINGELL 
DECEMBER 5, 2007 
Reported from the Committee on Financial Services 
DECEMBER 5, 2007 
Reported from the Committee on Energy and Commerce with an amendment; 
committed to the Committee of the Whole House on the State of the 
Union and ordered to be printed 
[Strike out all after the enacting clause and insert the part printed in italic] 
A BILL 
To include all banking agencies within the existing regulatory 
VerDate Aug 31 2005 
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Union Calendar No. 294 
110TH CONGRESS 
1ST SESSION 
H. R. 3526 
[Report No. 110–472, Parts I and II] 
A BILL 
To include all banking agencies within the existing 
regulatory authority under the Federal Trade 
Commission Act with respect to depository insti-
tutions, and for other purposes. 
DECEMBER 5, 2007 
Reported from the Committee on Financial Services 
DECEMBER 5, 2007 
Reported from the Committee on Energy and Commerce 
with an amendment; committed to the Committee of 
the Whole House on the State of the Union and or-
dered to be printed 
VerDate Aug 31 2005 
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110TH CONGRESS 
1ST SESSION 
H. R. 3527 
AN ACT 
To extend for two months the authorities of the 
Overseas Private Investment Corporation.
IIB 
110TH CONGRESS 
1ST SESSION H. R. 3527 
IN THE SENATE OF THE UNITED STATES 
SEPTEMBER 18, 2007 
Received 
OCTOBER 4, 2007 
Read twice and referred to the Committee on Foreign Relations 
AN ACT 
To extend for two months the authorities of the Overseas 
Private Investment Corporation. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
VerDate Aug 31 2005 
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HR 3527 RFS 
SECTION 1. TEMPORARY EXTENSION OF OPIC PROGRAMS. 
Section 235(a)(2) of the Foreign Assistance Act of 
1961 (22 U.S.C. 2195(a)(2)) is amended by striking 
‘‘September 30, 2007’’ and inserting ‘‘November 30, 
2007’’. 
Passed the House of Representatives September 17, 
2007. 
Attest: 
LORRAINE C. MILLER, 
Clerk. 
VerDate Aug 31 2005 
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incurred in telecommunications research, engineering, and 
related activities by the Institute for Telecommunication 
Sciences of NTIA, in furtherance of its assigned functions 
under this paragraph, and such funds received from other 
Government agencies shall remain available until ex-
pended. 
PUBLIC TELECOMMUNICATIONS FACILITIES, PLANNING 
AND CONSTRUCTION 
For the administration of grants, authorized by sec-
tion 
392 
of 
the 
Communications 
Act 
of 
1934, 
$20,000,000, to remain available until expended as au-
thorized by section 391 of the Act: Provided, That not to 
exceed $2,000,000 shall be available for program adminis-
tration as authorized by section 391 of the Act: Provided 
further, That, notwithstanding the provisions of section 
391 of the Act, the prior year unobligated balances may 
be made available for grants for projects for which appli-
cations have been submitted and approved during any fis-
cal year. 
UNITED STATES PATENT AND TRADEMARK OFFICE 
SALARIES AND EXPENSES 
For necessary expenses of the United States Patent 
and Trademark Office (USPTO) provided for by law, in-
cluding defense of suits instituted against the Under Sec-
retary of Commerce for Intellectual Property and Director 
of the United States Patent and Trademark Office, 
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$2,010,100,000, to remain available until expended: Pro-
vided, That the sum herein appropriated from the general 
fund shall be reduced as offsetting collections assessed and 
collected pursuant to 15 U.S.C. 1113 and 35 U.S.C. 41 
and 376 are received during fiscal year 2009, so as to re-
sult in a fiscal year 2009 appropriation from the general 
fund estimated at $0: Provided further, That during fiscal 
year 2009, should the total amount of offsetting fee collec-
tions be less than $2,010,100,000, this amount shall be 
reduced accordingly: Provided further, That $750,000 may 
be transferred to ‘‘Departmental Management, Salaries 
and Expenses’’ for activities associated with the National 
Intellectual Property Law Enforcement Coordination 
Council: Provided further, That from amounts provided 
herein, not to exceed $1,000 shall be made available in 
fiscal year 2009 for official reception and representation 
expenses: Provided further, That of the amounts provided 
to the USPTO within this account, $5,000,000 shall not 
become available for obligation until the Director of the 
USPTO has completed a comprehensive review of the as-
sumptions behind the patent examiner expectancy goals 
and adopted a revised set of expectancy goals for patent 
examination: Provided further, That in fiscal year 2009 
from the amounts made available for ‘‘Salaries and Ex-
penses’’ for the USPTO, the amounts necessary to pay: 
VerDate Nov 24 2008 
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Peace Corps in countries where such payments are legally 
authorized. 
Passed the House of Representatives September 17, 
2007. 
Attest: 
Clerk.
110TH CONGRESS 
1ST SESSION 
H. R. 3528 
AN ACT 
To provide authority to the Peace Corps to provide 
separation pay for host country resident personal 
services contractors of the Peace Corps.
II 
110TH CONGRESS 
1ST SESSION H. R. 3528 
IN THE SENATE OF THE UNITED STATES 
SEPTEMBER 18, 2007 
Received 
AN ACT 
To provide authority to the Peace Corps to provide separa-
tion pay for host country resident personal services con-
tractors of the Peace Corps. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
VerDate Aug 31 2005 
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HR 3528 RDS
SECTION 1. AUTHORIZATION FOR PEACE CORPS TO PRO-
VIDE SEPARATION PAY FOR HOST COUNTRY 
RESIDENT PERSONAL SERVICES CONTRAC-
TORS OF THE PEACE CORPS. 
(a) ESTABLISHMENT
OF FUND.—There is estab-
lished in the Treasury of the United States a fund for 
the Peace Corps to provide separation pay for host country 
resident personal services contractors of the Peace Corps. 
(b) FUNDING.—The Director of the Peace Corps may 
deposit in the fund established under subsection (a)— 
(1) amounts previously obligated and not can-
celed to provide the separation pay described in such 
subsection; and 
(2) amounts obligated for fiscal years after fis-
cal year 2006 for current and future costs of pro-
viding such separation pay. 
(c) AVAILABILITY.—Beginning in fiscal year 2007, 
amounts deposited in the fund established under sub-
section (a) shall be available without fiscal year limitation 
for severance, retirement, or other separation payments to 
host country resident personal services contractors of the 
VerDate Aug 31 2005 
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HR 3528 RDS
Peace Corps in countries where such payments are legally 
authorized. 
Passed the House of Representatives September 17, 
2007. 
Attest: 
LORRAINE C. MILLER, 
Clerk. 
VerDate Aug 31 2005 
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(1) the difference between the percentage of basic pay con-
tributed by the USPTO and employees under section 
8334(a) of title 5, United States Code, and the normal 
cost percentage (as defined by section 8331(17) of that 
title) of basic pay, of employees subject to subchapter III 
of chapter 83 of that title; and (2) the present value of 
the otherwise unfunded accruing costs, as determined by 
the Office of Personnel Management, of post-retirement 
life insurance and post-retirement health benefits coverage 
for all USPTO employees, shall be transferred to the Civil 
Service Retirement and Disability Fund, the Employees 
Life Insurance Fund, and the Employees Health Benefits 
Fund, as appropriate, and shall be available for the au-
thorized purposes of those accounts: Provided further, 
That sections 801, 802, and 803 of division B, Public Law 
108–447 shall remain in effect during fiscal year 2009: 
Provided further, That the Director may, this year, reduce 
by regulation fees payable for documents in patent and 
trademark matters, in connection with the filing of docu-
ments filed electronically in a form prescribed by the Di-
rector: Provided further, That $2,000,000 shall be trans-
ferred to Office of Inspector General for activities associ-
ated with carrying out investigations and audits related 
to the USPTO: Provided further, That from the amounts 
provided herein, no less than $4,000,000 shall be available 
VerDate Nov 24 2008 
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‘‘(vi) a taxpayer may elect to treat 
amounts excluded from gross income by 
reason of section 112 as earned income.’’. 
(b) PROVISION NOT SUBJECT TO SUNSET.—Section 
105 of the Working Families Tax Relief Act of 2004 (re-
lating to application of EGTRRA sunset to this title) shall 
not apply to section 104(b) of such Act. 
(c) EFFECTIVE DATE.—The amendment made by 
this section shall apply to taxable years ending after De-
cember 31, 2007. 
Æ 
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year: Provided further, That the number of authorized offi-
cers in the NOAA Commissioned Officer Corps shall re-
main at 321 until such time as section 6 of Public Law 
110–386 takes effect. 
In addition, for necessary retired pay expenses under 
the Retired Serviceman’s Family Protection and Survivor 
Benefits Plan, and for payments for the medical care of 
retired personnel and their dependents under the Depend-
ents Medical Care Act (10 U.S.C. 55), such sums as may 
be necessary. 
PROCUREMENT, ACQUISITION AND CONSTRUCTION 
For procurement, acquisition and construction of 
capital assets, including alteration and modification costs, 
of the National Oceanic and Atmospheric Administration, 
$1,243,647,000, to remain available until September 30, 
2011, except funds provided for construction of facilities 
which shall remain available until expended: Provided, 
That of the $1,245,647,000 provided for in direct obliga-
tions under this heading $1,243,647,000 is appropriated 
from the general fund and $2,000,000 is provided from 
recoveries of prior year obligations: Provided further, That 
of the amounts provided for the National Polar-orbiting 
Operational Environmental Satellite System, funds shall 
only be made available on a dollar-for-dollar matching 
basis with funds provided for the same purpose by the De-
partment of Defense: Provided further, That except to the 
VerDate Nov 24 2008 
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extent expressly prohibited by any other law, the Depart-
ment of Defense may delegate procurement functions re-
lated to the National Polar-orbiting Operational Environ-
mental Satellite System to officials of the Department of 
Commerce pursuant to section 2311 of title 10, United 
States Code: Provided further, That any deviation from 
the amounts designated for specific activities in the report 
accompanying this Act, or any use of deobligated balances 
of funds provided under this heading in previous years, 
shall be subject to the procedures set forth in section 505 
of this Act: Provided further, That within the amounts ap-
propriated, $29,610,000 shall be used for the projects, and 
in the amounts, specified in the explanatory statement de-
scribed in section 4 (in the matter preceding division A 
of this consolidated Act). 
PACIFIC COASTAL SALMON RECOVERY 
For necessary expenses associated with the restora-
tion of Pacific salmon populations, $80,000,000, to re-
main available until September 30, 2010: Provided, That 
of the funds provided herein the Secretary of Commerce 
may issue grants to the States of Washington, Oregon, 
Idaho, Nevada, California, and Alaska, and Federally-rec-
ognized tribes of the Columbia River and Pacific Coast 
for projects necessary for restoration of salmon and 
steelhead populations that are listed as threatened or en-
dangered, or identified by a State as at-risk to be so-listed, 
VerDate Nov 24 2008 
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SECTION 1. CHIEF WARRANT OFFICER AARON WEAVER 
POST OFFICE BUILDING. 
(a) DESIGNATION.—The facility of the United States 
Postal Service located at 1400 Highway 41 North in In-
verness, Florida, shall be known and designated as the 
‘‘Chief Warrant Officer Aaron Weaver Post Office Build-
ing’’. 
(b) REFERENCES.—Any reference in a law, map, reg-
ulation, document, paper, or other record of the United 
States to the facility referred to in subsection (a) shall 
be deemed to be a reference to the ‘‘Chief Warrant Officer 
Aaron Weaver Post Office Building’’. 
Passed the House of Representatives October 9, 
2007. 
Attest: 
Clerk.
110TH CONGRESS 
1ST SESSION 
H. R. 3530 
AN ACT 
To designate the facility of the United States Post-
al Service located at 1400 Highway 41 North in 
Inverness, Florida, as the ‘‘Chief Warrant Officer 
Aaron Weaver Post Office Building’’.