I 
119TH CONGRESS 
1ST SESSION H. R. 6363 
To provide for adjustments to community development block grant allocations 
based on improvements in housing growth rates. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 2, 2025 
Mrs. MCCLAIN (for herself and Mr. HIMES) introduced the following bill; 
which was referred to the Committee on Financial Services, and in addi-
tion to the Committee on Oversight and Government Reform, for a period 
to be subsequently determined by the Speaker, in each case for consider-
ation of such provisions as fall within the jurisdiction of the committee 
concerned 
A BILL 
To provide for adjustments to community development block 
grant allocations based on improvements in housing 
growth rates. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Build Now Act of 
2025’’. 
SEC. 2. DEFINITIONS. 
In this Act: 
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(1) COVERED RECIPIENT.—The term ‘‘covered 
recipient’’ means a metropolitan city or urban coun-
ty, as those terms are defined in section 102 of the 
Housing and Community Development Act of 1974 
(42 U.S.C. 5302), that receives funds under section 
106. 
(2) CURRENT
ANNUAL
GROWTH
RATE.—The 
term ‘‘current annual growth rate’’, with respect to 
an eligible recipient and a fiscal year, means the av-
erage annual percentage increase in the number of 
housing units in the jurisdiction of the eligible re-
cipient, as calculated by the Secretary, during the 
period— 
(A) beginning with the third quarter of the 
sixth preceding fiscal year; and 
(B) ending with the third quarter of the 
preceding fiscal year. 
(3) ELIGIBLE RECIPIENT.—The term ‘‘eligible 
recipient’’ means any covered recipient unless— 
(A)(i) the median Small Area Fair Market 
Rent in the jurisdiction of the covered recipient 
is at or below the 60th percentile of median 
Small Area Fair Market Rents in the jurisdic-
tions of all covered recipients; and 
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(ii) the median home value in the jurisdic-
tion of the covered recipient is below the me-
dian home value for the United States; 
(B) the annual natural rental vacancy rate 
in the jurisdiction of the covered recipient is 
greater than the national annual natural rental 
vacancy rate for the most recent year available, 
as published by the Bureau of the Census; 
(C) during the 1-year period preceding the 
date on which the Secretary allocates funds 
under section 106, the jurisdiction of the cov-
ered recipient has been the subject of a major 
disaster or emergency declaration under section 
401 or 501, respectively, of the Robert T. Staf-
ford Disaster Relief and Emergency Assistance 
Act (42 U.S.C. 5170, 5191); or 
(D) the covered recipient lacks the legal 
authority to enact or update zoning and permit-
ting ordinances. 
(4) EXTREMELY
HIGH-GROWTH
RECIPIENT.— 
The term ‘‘extremely high-growth recipient’’ means 
an eligible recipient for which the current annual 
growth rate is at or above 4 percent. 
(5) HOUSING GROWTH IMPROVEMENT RATE.— 
The term ‘‘housing growth improvement rate’’, with 
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respect to an eligible recipient and a fiscal year, 
means the quotient of— 
(A)(i) the current annual growth rate of 
the eligible recipient, minus 
(ii) the prior annual growth rate of the eli-
gible recipient; and 
(B) the sum obtained by adding the abso-
lute values of the current annual growth rate 
and the prior annual growth rate of the eligible 
recipient. 
(6) PRIOR ANNUAL GROWTH RATE.—The term 
‘‘prior annual growth rate’’, with respect to an eligi-
ble recipient and a fiscal year, means the average 
annual percentage increase in the number of housing 
units in the jurisdiction of the eligible recipient, as 
calculated by the Secretary, during the period— 
(A) beginning with the third quarter of the 
11th preceding fiscal year; and 
(B) ending with the third quarter of the 
sixth preceding fiscal year. 
(7) SECRETARY.—The term ‘‘Secretary’’ means 
the Secretary of Housing and Urban Development. 
(8) SECTION
106.—The term ‘‘section 106’’ 
means section 106 of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5306). 
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SEC. 3. ADJUSTMENTS TO COMMUNITY DEVELOPMENT 
BLOCK GRANT ALLOCATIONS. 
(a) IN GENERAL.—In allocating amounts to an eligi-
ble recipient under section 106 for a fiscal year, the Sec-
retary shall adjust the allocation based on the housing 
growth improvement rate of the eligible recipient, in ac-
cordance with subsection (b) of this section. 
(b) ADJUSTMENTS.— 
(1) HOUSING GROWTH IMPROVEMENT RATE AT 
OR ABOVE MEDIAN; EXTREMELY HIGH-GROWTH RE-
CIPIENTS.— 
(A) IN GENERAL.—If, with respect to a fis-
cal year for which the allocation under section 
106 is being determined, the housing growth 
improvement rate for an eligible recipient is at 
or above the median housing growth improve-
ment rate for all eligible recipients other than 
extremely high-growth recipients, or if an eligi-
ble recipient is an extremely high-growth recipi-
ent, the Secretary shall allocate to the eligible 
recipient for that fiscal year, in addition to the 
amount that would otherwise be allocated to the 
eligible recipient under section 106, a bonus 
amount, as determined under subparagraph (B) 
of this paragraph. 
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growth improvement rate for all eligible recipients 
other than high-growth outliers, the Secretary shall 
decrease the amount that would otherwise be allo-
cated to the eligible recipient under section 106 for 
that fiscal year by 10 percent. 
SEC. 4. CALCULATION OF HOUSING UNITS. 
(a) HUD REQUIREMENTS.—In calculating the num-
ber of housing units in the jurisdiction of an eligible recipi-
ent under any provision of this Act, the Secretary shall— 
(1) use the Current Address Count Listing 
Files and other data products, as needed, of the Bu-
reau of the Census tabulated from the Master Ad-
dress File; and 
(2) make calculations at the block level, using 
boundaries that reflect the most current boundaries. 
(b) CENSUS BUREAU
AND POSTAL SERVICE RE-
QUIREMENTS.—The Bureau of the Census and the United 
States Postal Service shall provide any relevant data to 
the Secretary upon request to assist the Secretary in mak-
ing a calculation described in subsection (a). 
(c) ADJUSTMENT OF CALCULATION PERIODS.—The 
Secretary may adjust the calculation periods under sub-
paragraphs (A) and (B) of section 2(2), subparagraphs 
(A) and (B) of section 2(6), and subclauses (I) and (II) 
of section 3(b)(1)(B)(ii) by not more than 2 months to 
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achieve alignment with the data provided by the Bureau 
of the Census. 
SEC. 5. ANNUAL REPORT ON HOUSING GROWTH IMPROVE-
MENT RATE. 
Before allocating funds under section 106 for a fiscal 
year, the Secretary shall publish a report that— 
(1) includes the housing growth improvement 
rate for each eligible recipient; and 
(2) lists, for the most recent fiscal year for 
which allocations were made under section 106— 
(A) the eligible recipients that received a 
bonus amount under section 3(b)(1); and 
(B) the eligible recipients for which the al-
location under section 106 was decreased under 
section 3(b)(2) of this Act. 
SEC. 6. NOTIFICATION; IMPLEMENTATION DATES. 
(a) NOTIFICATION.— 
(1) IN GENERAL.—Not later than 60 days after 
the date of enactment of this Act, the Secretary 
shall notify each eligible recipient of the recipient’s 
housing growth improvement rate and whether that 
housing growth improvement rate is above, at, or 
below the median housing growth improvement rate 
for all eligible recipients other than extremely high- 
growth recipients. 
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(2) GUIDANCE.—As part of the notification 
under paragraph (1), the Secretary shall share guid-
ance, including resources developed by the Depart-
ment of Housing and Urban Development, on best 
practices and recommendations on policies to reduce 
regulatory barriers to housing and increase housing 
supply. 
(b) IMPLEMENTATION DATES.—Section 3 shall take 
effect beginning with the third full fiscal year after the 
date of enactment of this Act and remain in effect through 
fiscal year 2043. 
Æ 
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