datamatters24/research-document-archive huggingface dataset:
I 
109TH CONGRESS 
1ST SESSION 
H. R. 107 
To deem the nondisclosure of employer-owned life insurance coverage of 
employees an unfair trade practice under the Federal Trade Commission 
Act, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 4, 2005 
Mr. GENE GREEN of Texas introduced the following bill; which was referred 
to the Committee on Education and the Workforce, and in addition to 
the Committee on Energy and Commerce, for a period to be subsequently 
determined by the Speaker, in each case for consideration of such provi-
sions as fall within the jurisdiction of the committee concerned 
A BILL 
To deem the nondisclosure of employer-owned life insurance 
coverage of employees an unfair trade practice under 
the Federal Trade Commission Act, and for other pur-
poses. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Life Insurance Em-
ployee Notification Act’’.
SEC. 2. DISCLOSURE OF EMPLOYER-OWNED LIFE INSUR-
ANCE COVERAGE OF EMPLOYEES. 
(a) WRITTEN NOTICE REQUIRED.—Except as pro-
vided in subsection (b), not later than 30 days after the 
date on which an employer purchases an employer-owned 
insurance policy on the life of an employee (or a spouse 
or dependent of the employee), the employer shall provide 
to each employee for whom the employer carries such a 
policy a written notice that contains the following informa-
tion: 
(1) A statement that the employer carries an 
employer-owned insurance policy on the life of the 
employee. 
(2) The identity of the insurance carrier of the 
policy. 
(3) The benefit amount of the policy. 
(4) The name of the beneficiary of the policy. 
(b) TRANSITION.— 
(1) NOTICE
TO
FORMER
COVERED
EMPLOY-
EES.—For former employees covered by an insur-
ance policy described in subsection (a), for any 
length of time, from January 1, 1985, until the date 
of enactment of this Act, the employer shall provide 
the notice required under that subsection not later 
than 1 year after such date of enactment.
(2) NOTICE OF EXISTING COVERED EMPLOY-
EES.—For employees covered by an insurance policy 
described in subsection (a) as of the date of enact-
ment of this Act, the employer shall provide the no-
tice required under that subsection not later than 90 
days after such date of enactment. 
(c) ENFORCEMENT.—A violation of this section con-
stitutes an unfair method of competition and an unfair 
or deceptive act or practice under section 5(a)(1) of the 
Federal Trade Commission Act (15 U.S.C. 45(a)(1)). 
(d) EMPLOYER-OWNED
INSURANCE
POLICY
DE-
FINED.—The term ‘‘employer-owned insurance policy’’ 
means an insurance policy purchased by the employer for 
the benefit of a person other than the individual who is 
the subject of the policy (or other than a person des-
ignated by such individual). 
Æ
IV 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 17
Expressing the sense of Congress that the National Academy of Sciences, 
through the Board on Children, Youth, and Families, should convene 
an expert panel to recommend the best practices and measures to use 
in data collection relating to foster care and to research and develop 
methods for streamlining the application and approval process for moving 
a child from foster care to a permanent residence. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 6, 2005
Ms. MILLENDER-MCDONALD submitted the following concurrent resolution; 
which was referred to the Committee on Education and the Workforce 
CONCURRENT RESOLUTION 
Expressing the sense of Congress that the National Academy 
of Sciences, through the Board on Children, Youth, and 
Families, should convene an expert panel to recommend 
the best practices and measures to use in data collection 
relating to foster care and to research and develop meth-
ods for streamlining the application and approval process 
for moving a child from foster care to a permanent 
residence.
Whereas in May 2003, the Pew Commission on Children in 
Foster Care committed to improving existing Federal fi-
nancing mechanisms to facilitate faster movement of chil-
dren from foster care to permanent residence and to im-
prove court oversight of child welfare cases;
•HCON 17 IH 
Whereas in the report titled ‘‘Fostering the Future: Safety, 
Permanence and Well-being for Children in Foster Care’’, 
the Pew Commission recommended improving the financ-
ing of child welfare and strengthening court oversight in 
such cases; and 
Whereas in that report, the Pew Commission further rec-
ommended that Congress direct the National Academy of 
Sciences, through the Board on Children, Youth, and 
Families, to convene an expert panel to recommend the 
best practices and measures to use in data collection re-
lating to foster care: Now, therefore, be it
Resolved by the House of Representatives (the Senate 
concurring), That it is the sense of Congress that the Na-
tional Academy of Sciences, through the Board on Chil-
dren, Youth, and Families, should convene an expert panel 
to—
(1) recommend the best practices and measures 
to use in data collection relating to foster care; and 
(2) research and develop methods for stream-
lining the application and approval process for mov-
ing a child from foster care to a permanent resi-
dence.
Æ
alter the protections provided by other applicable 
laws; 
(2) to protect individual rights in relation to in-
formation brokers; and 
(3) to ensure that information brokers compete 
fairly in the processing and sale of personally identi-
fiable information. 
SEC. 3. REGULATION BY FEDERAL TRADE COMMISSION. 
(a) REGULATIONS.— 
(1) IN
GENERAL.—Not later than 6 months 
after the date of enactment of this Act, the Federal 
Trade Commission (in this Act referred to as ‘‘the 
Commission’’) shall promulgate regulations with re-
spect to the conduct of information brokers and the 
protection of personally identifiable information held 
by such brokers. 
(2) CONTENT OF REGULATIONS.—The regula-
tions promulgated under paragraph (1) shall include 
rules— 
(A) requiring that procedures for the col-
lection and maintenance of data guarantee 
maximum possible accuracy of personally identi-
fiable information held by any information 
broker;
111TH CONGRESS 
2D SESSION 
H. R. 1796 
AN ACT 
To amend the Consumer Product Safety Act to require resi-
dential carbon monoxide detectors to meet the applicable 
ANSI/UL standard by treating that standard as a con-
sumer product safety rule, to encourage States to require 
the installation of such detectors in homes, and for other 
purposes.
(B) allowing an individual the right to ob-
tain disclosure of all personally identifiable in-
formation pertaining to the individual held by 
an information broker, and to be informed of 
the identity of each entity that procured any 
personally identifiable information from the 
broker; 
(C) allowing individuals the right to re-
quest and receive prompt correction of errors in 
personally identifiable information held by in-
formation brokers; 
(D) requiring information brokers to safe-
guard and protect the confidentiality of person-
ally identifiable information, appropriate to the 
nature and type of information involved; 
(E) requiring information brokers to au-
thenticate users before allowing access to per-
sonally identifiable information, and requiring 
that each use of personal information is em-
ployed only for a lawful purpose; 
(F) requiring procedures to be established 
to prevent and detect fraudulent, unlawful, or 
unauthorized access, use, or disclosure of per-
sonally identifiable information held by an in-
formation broker, and to mitigate any potential
harm to individuals from threats to the privacy 
or security of such information; 
(G) requiring information brokers to estab-
lish and maintain procedures that track users’ 
access to personally identifiable information 
held by the broker, and the lawful purpose for 
which each access was made; and 
(H) prohibiting information brokers from 
engaging in activities that fail to comply with 
the Commission’s regulations. 
(b) DEFINITIONS.—In this section: 
(1) INFORMATION BROKER.— 
(A) IN GENERAL.—The term ‘‘information 
broker’’ means a commercial entity whose busi-
ness is to collect, assemble, or maintain person-
ally identifiable information for the sale or 
transmission of such information or the provi-
sion of access to such information to any third 
party, whether such collection, assembly, or 
maintenance of personally identifiable informa-
tion is performed by the information broker di-
rectly, or by contract or subcontract with any 
other entity. 
(B) EXEMPTIONS.—The Commission, in 
promulgating regulations under subsection (a),
may exempt any commercial entity from such 
regulations, in whole or in part, if the Commis-
sion determines that granting such an exemp-
tion is in the public interest, consistent with the 
purposes of this Act, and if the entity’s collec-
tion, assembly, and maintenance of personally 
identifiable information is only incidental to the 
entity’s primary business. 
(2) 
PERSONALLY
IDENTIFIABLE
INFORMA-
TION.—The term ‘‘personally identifiable informa-
tion’’ means any personal information, as deter-
mined by the Commission, which may be used to 
identify a person or cause harm to such person. 
SEC. 4. ENFORCEMENT. 
(a) ENFORCEMENT BY FEDERAL TRADE COMMIS-
SION.— 
(1) UNFAIR
OR
DECEPTIVE
ACTS
OR
PRAC-
TICES.—A violation of a regulation promulgated 
under section 2 shall be treated as a violation of a 
regulation under section 18(a)(1)(B) of the Federal 
Trade Commission Act (15 U.S.C. 57a(a)(1)(B)) re-
garding unfair or deceptive acts or practices. 
(2) POWERS
OF
COMMISSION.—The Commis-
sion shall enforce the regulations promulgated under 
section 2 in the same manner, by the same means,
and with the same jurisdiction, powers, and duties 
as though all applicable terms and provisions of the 
Federal Trade Commission Act (15 U.S.C. 41 et 
seq.) were incorporated into and made a part of this 
Act. Any person who violates such regulations shall 
be subject to the penalties and entitled to the privi-
leges and immunities provided in that Act. Nothing 
in this Act shall be construed to limit the authority 
of the Commission under any other provision of law. 
(b) ACTIONS BY STATES.— 
(1) CIVIL ACTIONS.—In any case in which the 
attorney general of a State has reason to believe 
that an interest of the residents of that State has 
been or is threatened or adversely affected by an act 
or practice that violates any regulation of the Com-
mission promulgated under section 2, the State may 
bring a civil action on behalf of the residents of the 
State in a district court of the United States of ap-
propriate jurisdiction, or any other court of com-
petent jurisdiction, to— 
(A) enjoin that act or practice; 
(B) enforce compliance with the regulation; 
(C) obtain damages, restitution, or other 
compensation on behalf of residents of the 
State; or
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 181
CONCURRENT RESOLUTION 
Supporting the goals and ideals of National Life 
Insurance Awareness Month, and for other pur-
poses.
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 181
CONCURRENT RESOLUTION
Whereas life insurance is an essential part of a sound finan-
cial plan; 
Whereas life insurance provides financial security for families 
in the event of a premature death by helping surviving 
family members to meet immediate and longer-term fi-
nancial obligations and objectives;
•HCON 181 EH 
Whereas nearly 50,000,000 Americans say they lack the life 
insurance coverage needed to ensure a secure financial 
future for their loved ones; 
Whereas recent studies have found that when a premature 
death occurs, insufficient life insurance coverage on the 
part of the insured results in three-fourths of surviving 
family members having to take measures such as working 
additional jobs or longer hours, borrowing money, with-
drawing money from savings and investment accounts, 
and, in too many cases, moving to smaller, less expensive 
housing; 
Whereas individuals, families, and businesses can benefit 
greatly from professional insurance and financial plan-
ning advice, including the assessment of their life insur-
ance needs; and 
Whereas the Life and Health Insurance Foundation for Edu-
cation (LIFE), the National Association of Insurance 
and Financial Advisors (NAIFA), and a coalition rep-
resenting hundreds of leading life insurance companies 
and organizations have designated September 2005 as 
‘‘Life Insurance Awareness Month’’, the goal of which is 
to make consumers more aware of their life insurance 
needs, seek professional advice, and take the actions nec-
essary to achieve the financial security of their loved 
ones: Now, therefore, be it
Resolved by the House of Representatives (the Senate 
concurring), That the Congress—
(1) supports the goals and ideals of Life Insur-
ance Awareness Month; and
•HCON 181 EH 
(2) calls on the Federal Government, States, lo-
calities, schools, nonprofit organizations, businesses, 
other entities, and the people of the United States 
to observe the month with appropriate programs and 
activities.
Passed the House of Representatives July 25, 2005. 
Attest:
Clerk.
IV 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 181 
Supporting the goals and ideals of National Life Insurance Awareness Month, 
and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 17, 2005 
Mrs. BIGGERT (for herself, Mr. KANJORSKI, Mr. BRADLEY of New Hamp-
shire, Mr. FEENEY, Mr. HENSARLING, Mr. BURTON of Indiana, Mr. 
HINOJOSA, Mr. CROWLEY, Mr. GARY G. MILLER of California, Mr. 
MCCOTTER, Mr. PORTER, Mr. BOEHLERT, Mr. LEACH, Mr. KNOLLEN-
BERG, Mr. MANZULLO, Mr. RAMSTAD, Mr. POMEROY, Mr. HOLDEN, Mr. 
GORDON, Mr. BACHUS, Ms. PRYCE of Ohio, Mrs. MALONEY, Mr. PUT-
NAM, Mrs. KELLY, Mr. LEWIS of Georgia, and Mr. LEWIS of California) 
submitted the following concurrent resolution; which was referred to the 
Committee on Government Reform 
CONCURRENT RESOLUTION 
Supporting the goals and ideals of National Life Insurance 
Awareness Month, and for other purposes. 
Whereas life insurance is an essential part of a sound finan-
cial plan; 
Whereas life insurance provides financial security for families 
in the event of a premature death by helping surviving 
family members to meet immediate and longer-term fi-
nancial obligations and objectives;
•HCON 181 IH 
Whereas nearly 50,000,000 Americans say they lack the life 
insurance coverage needed to ensure a secure financial 
future for their loved ones; 
Whereas recent studies have found that when a premature 
death occurs, insufficient life insurance coverage on the 
part of the insured results in three-fourths of surviving 
family members having to take measures such as working 
additional jobs or longer hours, borrowing money, with-
drawing money from savings and investment accounts, 
and, in too many cases, moving to smaller, less expensive 
housing; 
Whereas individuals, families, and businesses can benefit 
greatly from professional insurance and financial plan-
ning advice, including the assessment of their life insur-
ance needs; and 
Whereas the Life and Health Insurance Foundation for Edu-
cation (LIFE), the National Association of Insurance 
and Financial Advisors (NAIFA), and a coalition rep-
resenting hundreds of leading life insurance companies 
and organizations have designated September 2005 as 
‘‘Life Insurance Awareness Month’’, the goal of which is 
to make consumers more aware of their life insurance 
needs, seek professional advice, and take the actions nec-
essary to achieve the financial security of their loved 
ones: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That the Congress— 
(1) supports the goals and ideals of Life Insur-
ance Awareness Month; and
•HCON 181 IH 
(2) requests that the President issue a procla-
mation calling on the Federal Government, States, 
localities, schools, nonprofit organizations, busi-
nesses, other entities, and the people of the United 
States to observe the month with appropriate pro-
grams and activities. 
Æ
of the Fair Credit Reporting Act. A person or entity sub-
ject to the Fair Credit Reporting Act shall comply with 
that Act as well as with this Act and the regulations pro-
mulgated under this Act. To the extent that there is any 
conflict between the Fair Credit Reporting Act and this 
Act or such regulations, the Act that affords an individual 
greater protection shall apply. Multiple requirements with 
respect to the same information, transaction, or individual 
shall not be considered a conflict. 
(b) STATE LAWS.—This Act and the regulations pro-
mulgated under this Act shall not be construed as super-
seding, altering, or affecting any statute, regulation, 
order, or interpretation in effect in any State, except to 
the extent that such statute, regulation, order, or interpre-
tation is inconsistent with the provisions of this Act or 
the regulations promulgated under this Act, and then only 
to the extent of the inconsistency. For purposes of this 
section, a State statute, regulation, order, or interpreta-
tion shall not be considered inconsistent with the provi-
sions of this Act or the regulations promulgated under this 
Act if the protection such statute, regulation, order, or in-
terpretation affords any person is greater than the protec-
tion under this Act or the regulations promulgated under 
this Act.
SEC. 6. REPORT. 
Not later than 12 months after the issuance of the 
regulations required by section 2, the Commission shall 
transmit to Congress a report on the information broker-
age industry and its impact on the privacy of personally 
identifiable information. Such report shall describe the 
regulations promulgated pursuant to this Act, compliance 
with such regulations by the information brokerage indus-
try, and any recommendations by the Commission for ad-
ditional measures (including any necessary legislation) to 
ensure the privacy of personally identifiable information. 
Æ
cility and such center on policy matters pertaining to 
the activities of such center during the period of the 
operation of such center. 
‘‘(4) The capability to conduct effectively eval-
uations of the activities of such center. 
‘‘(5) The capability to coordinate, as part of an 
integrated national system, education, clinical, and 
research activities within all facilities with such cen-
ters. 
‘‘(6) The capability to jointly develop a consor-
tium 
of 
providers 
with 
interest 
in 
treating 
neurodegenerative diseases, including Parkinson’s 
Disease, and other movement disorders, at facilities 
without such centers in order to ensure better access 
to state-of-the-art diagnosis, care, and education for 
neurodegenerative disorders throughout the health 
care system. 
‘‘(7) The capability to develop a national reposi-
tory for the collection of data on health services de-
livered 
to 
veterans 
seeking 
care 
for 
neurodegenerative diseases, including Parkinson’s 
Disease, and other movement disorders in the health 
care system. 
‘‘(d)(1) The Under Secretary for Health shall estab-
lish a panel to assess the scientific and clinical merit of
III 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 181 
IN THE SENATE OF THE UNITED STATES 
JULY 26, 2005 
Received and referred to the Committee on the Judiciary 
CONCURRENT RESOLUTION 
Supporting the goals and ideals of National Life Insurance 
Awareness Month, and for other purposes. 
Whereas life insurance is an essential part of a sound finan-
cial plan; 
Whereas life insurance provides financial security for families 
in the event of a premature death by helping surviving 
family members to meet immediate and longer-term fi-
nancial obligations and objectives;
HCON 181 RFS 
Whereas nearly 50,000,000 Americans say they lack the life 
insurance coverage needed to ensure a secure financial 
future for their loved ones; 
Whereas recent studies have found that when a premature 
death occurs, insufficient life insurance coverage on the 
part of the insured results in three-fourths of surviving 
family members having to take measures such as working 
additional jobs or longer hours, borrowing money, with-
drawing money from savings and investment accounts, 
and, in too many cases, moving to smaller, less expensive 
housing; 
Whereas individuals, families, and businesses can benefit 
greatly from professional insurance and financial plan-
ning advice, including the assessment of their life insur-
ance needs; and 
Whereas the Life and Health Insurance Foundation for Edu-
cation (LIFE), the National Association of Insurance 
and Financial Advisors (NAIFA), and a coalition rep-
resenting hundreds of leading life insurance companies 
and organizations have designated September 2005 as 
‘‘Life Insurance Awareness Month’’, the goal of which is 
to make consumers more aware of their life insurance 
needs, seek professional advice, and take the actions nec-
essary to achieve the financial security of their loved 
ones: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That the Congress— 
(1) supports the goals and ideals of Life Insur-
ance Awareness Month; and
HCON 181 RFS 
(2) calls on the Federal Government, States, lo-
calities, schools, nonprofit organizations, businesses, 
other entities, and the people of the United States 
to observe the month with appropriate programs and 
activities. 
Passed the House of Representatives July 25, 2005. 
Attest: 
JEFF TRANDAHL, 
Clerk.
IV 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 182 
Calling upon all United States citizens to support the efforts and activities 
of the National SAFE KIDS Campaign to prevent unintentional child-
hood injuries. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 20, 2005 
Mr. ROGERS of Michigan submitted the following concurrent resolution; which 
was referred to the Committee on Energy and Commerce 
CONCURRENT RESOLUTION 
Calling upon all United States citizens to support the efforts 
and activities of the National SAFE KIDS Campaign 
to prevent unintentional childhood injuries. 
Whereas unintentional injury remains the number one cause 
of death of children under the age of 15; 
Whereas each year, nearly 6,000 children under the age of 
15 are killed as a result of unintentional injuries and 
more than 16 percent of all hospitalizations for uninten-
tional injuries among children result in permanent dis-
ability; 
Whereas the National SAFE KIDS Campaign network, led 
by Children’s National Medical Center in Washington, 
D.C., unites public, private, and voluntary organizations 
to reduce preventable childhood injuries in the United
•HCON 182 IH 
States through community awareness, education, and 
public policy; 
Whereas the National SAFE KIDS Campaign promotes 
childhood injury prevention by uniting diverse groups into 
State and local coalitions, developing innovative edu-
cational tools and strategies, initiating public policy 
changes, promoting new technology, and raising aware-
ness about many risk areas; 
Whereas the National SAFE KIDS Campaign, in partnership 
with its founding sponsor, the Johnson & Johnson Cor-
poration, will celebrate the nearly 40 percent reduction in 
the number of childhood unintentional injuries over the 
past 17 years during National SAFE KIDS Week 2005; 
Whereas United States citizens will hear the important safety 
message of National SAFE KIDS Week 2005 to ‘‘Wrap 
Your Arms Around Safety’’ and work to protect children 
from unintentional injury; and 
Whereas National SAFE KIDS Week 2005 includes life-sav-
ing public service announcements and information that 
will be distributed through schools, community groups, 
neighborhood organizations, retail outlets, and by com-
munity and civic leaders to assist in the overall mission 
of the National SAFE KIDS Campaign: ‘‘Keeping Kids 
Safe’’: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That Congress calls upon all United States 
citizens to support the efforts and activities of the Na-
tional SAFE KIDS Campaign to prevent unintentional 
childhood injuries. 
Æ