IV 
108TH CONGRESS 
2D SESSION 
H. CON. RES. 461
Expressing the sense of Congress regarding the importance of life insurance, 
and recognizing and supporting National Life Insurance Awareness Month. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 22, 2004
Mrs. BIGGERT (for herself, Mr. KANJORSKI, Mr. BACHUS, Mr. BAKER, Mr. 
BOEHLERT, Mr. BURTON of Indiana, Mr. CANTOR, Mrs. CAPITO, Mr. 
CASTLE, Mr. COBLE, Mr. CRANE, Mr. ENGLISH, Mr. FEENEY, Mr. GER-
LACH, Mr. GILLMOR, Mr. GREEN of Wisconsin, Ms. HARRIS, Ms. HART, 
Mr. HENSARLING, Mr. ISAKSON, Mr. JONES of North Carolina, Mr. KEL-
LER, Mrs. KELLY, Mr. KNOLLENBERG, Mr. LATHAM, Mr. LATOURETTE, 
Mr. LEWIS of Georgia, Mr. LUCAS of Oklahoma, Mr. MANZULLO, Mr. 
GARY G. MILLER of California, Mr. OSE, Mr. PORTER, Mr. PUTNAM, Mr. 
REYNOLDS, Mr. SHAYS, Mr. SHUSTER, Mr. SIMMONS, Mr. SOUDER, Mr. 
TERRY, Mr. TIBERI, Mr. LEACH, Mr. TOOMEY, Mr. GORDON, Mr. CLAY, 
Mr. CROWLEY, Mr. FRANK of Massachusetts, Mr. HINOJOSA, Mr. 
HOLDEN, Mr. JOHN, Mrs. MALONEY, Mr. MARSHALL, Mr. MILLER of 
North Carolina, Mr. POMEROY, Mr. SANDLIN, Mr. SCOTT of Virginia, 
Mr. PETRI, Mr. BARRETT of South Carolina, and Mr. GARRETT of New 
Jersey) submitted the following concurrent resolution; which was referred 
to the Committee on Government Reform 
CONCURRENT RESOLUTION 
Expressing the sense of Congress regarding the importance 
of life insurance, and recognizing and supporting Na-
tional Life Insurance Awareness Month.
Whereas life insurance is an essential part of a sound finan-
cial plan;
•HCON 461 IH 
Whereas life insurance provides financial security for families 
in the event of a premature death by helping surviving 
family members to meet immediate and longer-term fi-
nancial obligations and objectives; 
Whereas nearly 50,000,000 Americans say they lack the life 
insurance coverage needed to ensure a secure financial 
future for their loved ones; 
Whereas recent studies have found that when a premature 
death occurs, insufficient life insurance coverage on the 
part of the insured results in three-fourths of surviving 
family members’ having to take measures such as work 
additional jobs or longer hours, borrow money, withdraw 
money from savings and investment accounts, and, in too 
many cases, move to smaller, less expensive housing; 
Whereas individuals, families and businesses can benefit 
greatly from professional insurance and financial plan-
ning advice, including the assessment of their life insur-
ance needs; and 
Whereas the Life and Health Insurance Foundation for Edu-
cation (LIFE), the National Association of Insurance 
and Financial Advisors (NAIFA) and a coalition rep-
resenting hundreds of leading life insurance companies 
and organizations have designated September 2004 as 
‘‘Life Insurance Awareness Month’’ the goal of which 
goal is to make consumers more aware of their life insur-
ance needs, seek professional advice, and take the actions 
necessary to achieve the financial security of their loved 
ones: Now, therefore, be it
Resolved by the House of Representatives (the Senate 
concurring), That the Congress—
•HCON 461 IH 
(1) recognizes and supports the goals and ideals 
of ‘‘Life Insurance Awareness Month’’; and 
(2) requests the President to issue a proclama-
tion calling on the Federal Government, States, lo-
calities, schools, nonprofit organizations, businesses, 
other entities, and the people of the United States 
to observe ‘‘Life Insurance Awareness Month’’ with 
appropriate programs and activities.
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