I 
112TH CONGRESS 
2D SESSION 
H. R. 6330 
To amend title 18, United States Code, to provide for sentencing enhance-
ments for certain identity theft offenses victimizing the elderly, and 
for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
AUGUST 2, 2012 
Ms. HOCHUL introduced the following bill; which was referred to the Com-
mittee on the Judiciary, and in addition to the Committee on Financial 
Services, for a period to be subsequently determined by the Speaker, in 
each case for consideration of such provisions as fall within the jurisdic-
tion of the committee concerned 
A BILL 
To amend title 18, United States Code, to provide for sen-
tencing enhancements for certain identity theft offenses 
victimizing the elderly, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Protect Seniors 
Against Identity Theft and Fraud Act of 2012’’. 
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SEC. 2. SENTENCING ENHANCEMENTS FOR CERTAIN IDEN-
TITY THEFT OFFENSES VICTIMIZING THE EL-
DERLY. 
(a) FRAUD AND RELATED ACTIVITY IN CONNECTION 
WITH IDENTIFICATION DOCUMENTS, AUTHENTICATION 
FEATURES, AND INFORMATION.—Section 1028 of title 18, 
United States Code, is amended by adding at the end the 
following: 
‘‘(j) ENHANCEMENT FOR CERTAIN OFFENSES.—If 
the offense under subsection (a) results in harm to any 
person 65 years of age or older, the punishment under 
subsection (b) may be increased by an additional term of 
imprisonment of not more than 10 years.’’. 
(b) FRAUD AND RELATED ACTIVITY IN CONNECTION 
WITH ACCESS DEVICES.—Section 1029(c) of such title is 
amended by adding at the end the following: 
‘‘(3) 
ENHANCEMENT
FOR
CERTAIN
OF-
FENSES.—If the offense under subsection (a) results 
in harm to any person 65 years of age or older, the 
punishment under this subsection may be increased 
by an additional term of imprisonment of not more 
than 10 years.’’. 
(c) FRAUD AND RELATED ACTIVITY IN CONNECTION 
WITH COMPUTERS.—Section 1030(c) of such title is 
amended by adding at the end the following: 
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‘‘(k) ENHANCEMENT FOR CERTAIN OFFENSES.—If 
the offense under subsection (a) results in harm to any 
person 65 years of age or older, the punishment under 
subsection (c) may be increased by an additional term of 
imprisonment of not more than 10 years.’’. 
(d) FRAUD AND RELATED ACTIVITY IN CONNECTION 
WITH ELECTRONIC MAIL.—Section 1037 of such title is 
amended by adding at the end the following: 
‘‘(e) ENHANCEMENT FOR CERTAIN OFFENSES.—If 
the offense under subsection (a) results in harm to any 
person 65 years of age or older, the punishment under 
subsection (b) may be increased by an additional term of 
imprisonment of not more than 10 years.’’. 
(e) FRAUDS AND SWINDLES.—Section 1341 of such 
title is amended by adding at the end the following: ‘‘If 
an offense under this section results in harm to any person 
65 years of age or older, the punishment for that offense 
may be increased by an additional term of imprisonment 
of not more than 10 years.’’. 
(f) FICTITIOUS NAME OR ADDRESS.—Section 1342 
of such title is amended by adding at the end the fol-
lowing: ‘‘If an offense under this section results in harm 
to any person 65 years of age or older, the punishment 
for that offense may be increased by an additional term 
of imprisonment of not more than 10 years.’’. 
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(g) FRAUD BY WIRE, RADIO, OR TELEVISION.—Sec-
tion 1343 of such title is amended by adding at the end 
the following: ‘‘If an offense under this section results in 
harm to any person 65 years of age or older, the punish-
ment for that offense may be increased by an additional 
term of imprisonment of not more than 10 years.’’. 
(h) BANK FRAUD.—Section 1344 of such title is 
amended by adding at the end the following: ‘‘If an offense 
under this section results in harm to any person 65 years 
of age or older, the punishment for that offense may be 
increased by an additional term of imprisonment of not 
more than 10 years.’’. 
(i) HEALTH CARE FRAUD.—Section 1347 of such 
title is amended by adding at the end the following: 
‘‘(c) ENHANCEMENT FOR CERTAIN OFFENSES.—If 
the offense under subsection (a) results in harm to any 
person 65 years of age or older, the punishment under 
that subsection may be increased by an additional term 
of imprisonment of not more than 10 years.’’. 
SEC. 3. LIMITATION ON CONSUMER LIABILITY FOR UNAU-
THORIZED TRANSFERS. 
Section 909(a) of the Electronic Fund Transfer Act 
(15 U.S.C. 1693g(a)) is amended in the matter preceding 
paragraph (2)— 
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