‘‘(4) FALSE
ADVERTISING, MISUSE
OF
FDIC 
NAMES, AND MISREPRESENTATION TO INDICATE IN-
SURED STATUS.— 
‘‘(A) PROHIBITION ON FALSE ADVERTISING 
AND MISUSE OF FDIC NAMES.—No person may 
represent or imply that any deposit liability, ob-
ligation, certificate, or share is insured or guar-
anteed by the Corporation, if such deposit liabil-
ity, obligation, certificate, or share is not insured 
or guaranteed by the Corporation— 
‘‘(i) by using the terms ‘Federal De-
posit’, ‘Federal Deposit Insurance’, ‘Federal 
Deposit Insurance Corporation’, any com-
bination of such terms, or the abbreviation 
‘FDIC’ as part of the business name or firm 
name of any person, including any corpora-
tion, partnership, business trust, associa-
tion, or other business entity; or 
‘‘(ii) by using such terms or any other 
terms, sign, or symbol as part of an adver-
tisement, solicitation, or other document. 
‘‘(B) PROHIBITION
ON
MISREPRESENTA-
TIONS
OF
INSURED
STATUS.—No person may 
knowingly misrepresent—
‘‘(i) that any deposit liability, obliga-
tion, certificate, or share is insured, under 
this Act, if such deposit liability, obligation, 
certificate, or share is not so insured; or 
‘‘(ii) the extent to which or the manner 
in which any deposit liability, obligation, 
certificate, or share is insured under this 
Act, if such deposit liability, obligation, cer-
tificate, or share is not so insured, to the ex-
tent or in the manner represented. 
‘‘(C) AUTHORITY
OF
THE
APPROPRIATE 
FEDERAL
BANKING
AGENCY.—The appropriate 
Federal banking agency shall have enforcement 
authority in the case of a violation of this para-
graph by any person for which the agency is the 
appropriate Federal banking agency, or any in-
stitution-affiliated party thereof. 
‘‘(D) CORPORATION AUTHORITY IF THE AP-
PROPRIATE FEDERAL BANKING AGENCY FAILS TO 
FOLLOW RECOMMENDATION.— 
‘‘(i) 
RECOMMENDATION.—The 
Cor-
poration may recommend in writing to the 
appropriate Federal banking agency that 
the agency take any enforcement action au-
thorized under section 8 for purposes of en-
forcement of this paragraph with respect to 
any person for which the agency is the ap-
propriate Federal banking agency or any 
institution-affiliated party thereof. 
‘‘(ii) AGENCY RESPONSE.—If the ap-
propriate Federal banking agency does not, 
within 30 days of the date of receipt of a 
recommendation under clause (i), take the 
enforcement action with respect to this 
paragraph recommended by the Corporation 
or provide a plan acceptable to the Corpora-
tion for responding to the situation pre-
sented, the Corporation may take the rec-
ommended enforcement action against such 
person or institution-affiliated party. 
‘‘(E) ADDITIONAL AUTHORITY.—In addition 
to its authority under subparagraphs (C) and 
(D), for purposes of this paragraph, the Corpora-
tion shall have, in the same manner and to the 
same extent as with respect to a State non-
member insured bank— 
‘‘(i) jurisdiction over— 
‘‘(I) any person other than a per-
son for which another agency is the ap-
propriate Federal banking agency or
any institution-affiliated party thereof; 
and 
‘‘(II) any person that aids or 
abets a violation of this paragraph by 
a person described in subclause (I); 
and 
‘‘(ii) for purposes of enforcing the re-
quirements of this paragraph, the authority 
of the Corporation under— 
‘‘(I) section 10(c) to conduct in-
vestigations; and 
‘‘(II) subsections (b), (c), (d) and 
(i) of section 8 to conduct enforcement 
actions. 
‘‘(F) OTHER
ACTIONS
PRESERVED.—No 
provision of this paragraph shall be construed as 
barring any action otherwise available, under 
the laws of the United States or any State, to 
any Federal or State agency or individual.’’. 
(b) ENFORCEMENT ORDERS.—Section 8(c) of the Fed-
eral Deposit Insurance Act (12 U.S.C. 1818(c)) is amended 
by adding at the end the following new paragraph: 
‘‘(4) FALSE ADVERTISING OR MISUSE OF NAMES 
TO INDICATE INSURED STATUS.— 
‘‘(A) TEMPORARY ORDER.—