I 
117TH CONGRESS 
1ST SESSION H. R. 4215 
To direct the Administrator of the Small Business Administration to increase 
certain disaster loan limits, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 29, 2021 
Ms. SALAZAR (for herself, Mrs. LURIA, Mr. CRENSHAW, Mr. GRAVES of Lou-
isiana, Mr. WEBER of Texas, Mr. NEHLS, Mr. CARL, Mr. AUSTIN SCOTT 
of Georgia, Mr. LAMALFA, Mr. NEGUSE, Mr. CRAWFORD, Mrs. HINSON, 
Mrs. MILLER of West Virginia, Mr. GIMENEZ, Mr. ROUZER, Mr. 
SWALWELL, Ms. LETLOW, Mrs. MILLER-MEEKS, Ms. MALLIOTAKIS, Mr. 
HIGGINS of Louisiana, Mrs. RODGERS of Washington, Mr. RICE of South 
Carolina, Mr. MAST, Ms. MACE, Mr. VALADAO, Mr. BABIN, Mr. CARTER 
of Georgia, Mr. CLOUD, Mr. CASE, Mr. MURPHY of North Carolina, Miss 
GONZA´LEZ-COLO´N, 
Mr. 
MANN, 
Mr. 
BENTZ, 
Mr. 
GUEST, 
Mr. 
BUTTERFIELD, and Mr. CRIST) introduced the following bill; which was 
referred to the Committee on Small Business 
A BILL 
To direct the Administrator of the Small Business Adminis-
tration to increase certain disaster loan limits, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Rebuilding Commu-
nities After Disasters Act’’. 
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SEC. 2. MODIFICATIONS TO THE DISASTER LOAN PRO-
GRAM. 
(a) IN GENERAL.—The Administrator of the Small 
Business Administration shall revise section 123.105 of 
chapter 13, Code of Federal Regulations, and any other 
relevant rule or guidance, to ensure that the loan limits 
for the disaster loan program are as follows: 
(1) With respect to a loan for repair or replace-
ment of household and personal effects, $75,000. 
(2) With respect to a loan for repair or replace-
ment of a primary residence, $400,000. 
(b) REQUIREMENT TO COMMUNICATE INFORMATION 
ABOUT DISASTERS.—Section 7(b)(5) of the Small Busi-
ness Act (15 U.S.C. 636(b)(5)) is amended by striking 
‘‘make every effort to’’. 
(c) PROGRAM EVALUATION.—Not later than Decem-
ber 31, 2022, and every 12 months thereafter, the Admin-
istrator shall submit to the Committee on Small Business 
and Entrepreneurship of the Senate and the Committee 
on Small Business of the House of Representatives a re-
port on the disaster loan program, including— 
(1) a list of the geographic areas in which re-
cipients of loans under such program are located; 
(2) the number and dollar value of the loans 
made under such program; 
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(3) a description of outreach conducted pursu-
ant to subsection (b); 
(4) plans for future outreach relating to the 
disaster loan program; and 
(5) the average estimated dollar value of dam-
age sustained by borrowers under such program. 
(d) DEFINITIONS.—In this Act: 
(1) ADMINISTRATOR.—The term ‘‘Adminis-
trator’’ means the Administrator of the Small Busi-
ness Administration. 
(2) DISASTER LOAN PROGRAM.—The term ‘‘dis-
aster loan program’’ means the loan program estab-
lished under section 7(b) of the Small Business Act 
(15 U.S.C. 636(b)). 
(3) SMALL
BUSINESS
CONCERN.—The term 
‘‘small business concern’’ has the meaning given 
under section 3 of the Small Business Act (15 
U.S.C. 632). 
Æ 
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