I 
118TH CONGRESS 
1ST SESSION H. R. 3453 
To require the Secretary of Education to report default and other data 
for each program of study of certain institutions of higher education 
for which the Secretary annually reports cohort default data under the 
Higher Education Act of 1965. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 17, 2023 
Ms. VAN DUYNE introduced the following bill; which was referred to the 
Committee on Education and the Workforce 
A BILL 
To require the Secretary of Education to report default and 
other data for each program of study of certain institu-
tions of higher education for which the Secretary annu-
ally reports cohort default data under the Higher Edu-
cation Act of 1965. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Higher Standards for 
Higher Education Act’’. 
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SEC. 2. COLLECTION AND REPORTING OF DEFAULT DATA 
FOR CERTAIN PROGRAMS OF STUDY. 
Section 435(m)(4) of the Higher Education Act of 
1965 (20 U.S.C. 1085(m)(4)) is amended by adding at 
the end the following: 
‘‘(E) PROGRAM OF STUDY REPORTING RE-
QUIREMENTS.— 
‘‘(i) IN GENERAL.—Subject to clause 
(ii), for each fiscal year beginning after the 
date of enactment of the Higher Standards 
for Higher Education Act, the Secretary 
shall include in the annual report required 
under subparagraph (C), for each covered 
institution for which a cohort default rate 
is calculated under this subsection for a 
fiscal year, the following with respect each 
program of study of such institution in 
which one or more current and former stu-
dents at the institution who enter repay-
ment in that fiscal year on Federal Direct 
Stafford Loans, Federal Direct PLUS 
Loans, or Federal Direct Unsubsidized 
Stafford Loans, received for attendance at 
the institution, are enrolled (in the case of 
a current student) or were most recently 
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enrolled prior to entering repayment (in 
the case of a former student): 
‘‘(I) The number of those current 
and former students who enter repay-
ment on such loans (or on the portion 
of a Federal Direct Consolidation 
Loan that is used to repay any such 
loans) in that fiscal year. 
‘‘(II) Of the students identified 
in subclause (I), the percentage who 
default on any such loan before the 
end of the second succeeding fiscal 
year following the fiscal year in which 
the students entered repayment. 
‘‘(III) Of such students, the per-
centage who are between 31 and 360 
days delinquent on any such loan be-
fore the end of such second suc-
ceeding fiscal year. 
‘‘(IV) Of such students, the per-
centage who are in forbearance on any 
such loan before the end of such sec-
ond succeeding fiscal year. 
‘‘(V) Of such students, the per-
centage who are in deferment on any 
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such loan before the end of such sec-
ond succeeding fiscal year. 
‘‘(VI) Of such students, the per-
centage who— 
‘‘(aa) have been making reg-
ular payments on such loans, but 
for whom— 
‘‘(AA) on any day be-
fore the end of such second 
succeeding fiscal year, the 
sum of the outstanding bal-
ance due on such loans, ex-
ceeds 
‘‘(BB) the sum of the 
outstanding balance due on 
such loans on the date that 
is one year preceding the 
day referred to in subitem 
(AA); and 
‘‘(bb) are not described in 
subclauses (II) through (V). 
‘‘(VII) Of such students, the per-
centage who— 
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‘‘(aa) have been making reg-
ular payments on such loans, and 
for whom— 
‘‘(AA) on any day be-
fore the end of such second 
succeeding fiscal year, the 
sum of the outstanding bal-
ance due on such loans, is 
less than 
‘‘(BB) the sum of the 
outstanding balance due on 
such loans on the date that 
is one year preceding the 
day referred to in subitem 
(AA); and 
‘‘(bb) are not described in 
subclauses (II) through (V). 
‘‘(VIII) Of such students, the 
percentage who, before the end of 
such second succeeding fiscal year— 
‘‘(aa) are making regular 
payments on such loans, and for 
whom— 
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‘‘(AA) the sum of the 
outstanding balance due on 
such loans, is less than 
‘‘(BB) the sum of the 
original balance due on such 
loans; and 
‘‘(bb) are not described in 
subclauses (II) through (V). 
‘‘(IX) Of such students, the per-
centage who have paid each such loan 
in full before the end of such second 
succeeding fiscal year. 
‘‘(X) Of such students, the per-
centage whose obligation to repay all 
such loans has been discharged under 
section 437 before the end of such 
second succeeding fiscal year. 
‘‘(ii) EXCLUSION
OF
CERTAIN
PRO-
GRAMS
OF
STUDY.—The Secretary shall 
exclude under clause (i) information with 
respect to any program of study if the 
number of students (or former students) of 
such program is insufficient to yield statis-
tically reliable information or the results 
would reveal personally identifiable infor-
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mation about an individual student (or 
former student). 
‘‘(iii) DEFINITIONS.—In this subpara-
graph: 
‘‘(I) COVERED
INSTITUTION.— 
The term ‘covered institution’ means 
an institution that is the beneficiary 
of an endowment fund that has a 
total 
value 
of 
not 
less 
than 
$1,000,000,000. 
‘‘(II) ENDOWMENT
FUND.—The 
term ‘endowment fund’ means a fund 
established by State law, by an insti-
tution of higher education, or by a 
foundation which is exempt from Fed-
eral income taxation and is main-
tained for the purpose of generating 
income for the support of the institu-
tion, but which shall not include real 
estate.’’. 
Æ 
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