I 
119TH CONGRESS 
1ST SESSION H. R. 2435 
To amend the Federal Agriculture Improvement and Reform Act of 1996 
to assist farmers relying on the noninsured crop disaster assistance 
program by lowering the cost of purchasing coverage, reducing paperwork 
burdens, and increasing payouts under that program, and to incentivize 
farmers to transition gradually to a comprehensive insurance policy under 
the whole farm risk management insurance plan by offering progressive 
premium discounts on a commitment to purchase a whole farm plan 
of insurance. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 27, 2025 
Mrs. HAYES (for herself, Mr. LARSON of Connecticut, Mr. COURTNEY, Ms. 
DELAURO, and Mr. HIMES) introduced the following bill; which was re-
ferred to the Committee on Agriculture 
A BILL 
To amend the Federal Agriculture Improvement and Reform 
Act of 1996 to assist farmers relying on the noninsured 
crop disaster assistance program by lowering the cost 
of purchasing coverage, reducing paperwork burdens, and 
increasing 
payouts 
under 
that 
program, 
and 
to 
incentivize farmers to transition gradually to a com-
prehensive insurance policy under the whole farm risk 
management insurance plan by offering progressive pre-
mium discounts on a commitment to purchase a whole 
farm plan of insurance. 
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Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Save Our Small Farms 
Act of 2025’’. 
SEC. 
2. 
ADMINISTRATION 
AND 
OPERATION 
OF 
NON-
INSURED CROP ASSISTANCE PROGRAM. 
Section 196 of the Federal Agriculture Improvement 
and Reform Act of 1996 (7 U.S.C. 7333) is amended— 
(1) in subsection (a)(1)(C)— 
(A) in the matter preceding clause (i), by 
inserting ‘‘best facilitates’’ after ‘‘assistance 
program that’’; 
(B) in clause (i)— 
(i) by striking ‘‘best facilitates the use 
of that’’ and inserting ‘‘the use of those’’; 
and 
(ii) by striking ‘‘and’’ at the end; 
(C) in clause (ii)— 
(i) by striking ‘‘ensures the avail-
ability of that’’ and inserting ‘‘the public 
availability of those’’; and 
(ii) by striking the period at the end 
and inserting a semicolon; and 
(D) by adding at the end the following: 
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‘‘(iii) the expansion of crops listed on 
the national crop table of the Agency with 
a local average market price; 
‘‘(iv) the voluntary graduation of pro-
gram participants to the whole farm risk 
management insurance plan developed 
under section 522(c)(7) of the Federal 
Crop Insurance Act (7 U.S.C. 1522(c)(7)); 
and 
‘‘(v) 
the 
establishment 
of 
pilot 
projects for purposes of addressing emerg-
ing needs of producers and collecting data 
to support the development of policies or 
plans of insurance offered under the Fed-
eral Crop Insurance Act (7 U.S.C. 1501 et 
seq.).’’; 
(2) in subsection (b), by striking paragraph (4) 
and inserting the following: 
‘‘(4) STREAMLINED APPLICATION PROCESS.— 
‘‘(A) 
DEFINITION
OF
WHOLE
FARM 
PLAN.—In this paragraph, the term ‘whole 
farm plan’ means the whole farm risk manage-
ment insurance plan developed under section 
522(c)(7) of the Federal Crop Insurance Act (7 
U.S.C. 1522(c)(7)). 
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‘‘(B) ESTABLISHMENT.— 
‘‘(i) IN
GENERAL.—The Secretary 
shall establish a streamlined process for 
the submission of records and acreage re-
ports under paragraphs (2) and (3), re-
spectively, for— 
‘‘(I) diverse production systems, 
such as those typical of urban produc-
tion systems; 
‘‘(II) other small-scale production 
systems; and 
‘‘(III) direct-to-consumer produc-
tion systems. 
‘‘(ii) INCLUSIONS.—The streamlined 
process established under clause (i) shall 
include— 
‘‘(I) reduced acreage report re-
quirements; and 
‘‘(II) allowing the submission to 
the Secretary of 2 reports per year so 
as to accommodate later acreage re-
porting. 
‘‘(C) REVENUE-BASED OPTION.— 
‘‘(i) 
ESTABLISHMENT.—Notwith-
standing paragraphs (2) and (3) or sub-
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section (a)(1)(A), the Secretary shall es-
tablish a streamlined revenue-based cov-
erage option that is available, on a vol-
untary basis, to any producer eligible for 
assistance under this section. 
‘‘(ii) SUBMISSION
OF
HISTORICAL 
REVENUE.—The Secretary shall accept the 
Internal Revenue Service Tax Form Sched-
ule F, or successor forms, as sufficient for 
the establishment of historical adjusted 
revenue, subject to the condition that ap-
proved insurance providers may request 
additional verifiable records in cases where 
there is documented evidence, made clear 
to the applicant, that farm tax records are 
incomplete. 
‘‘(D) ON-RAMP TO WHOLE FARM PLAN.— 
‘‘(i) IN GENERAL.—In the case of a 
producer using diverse production systems 
described in subparagraph (B)(i) that may 
be eligible for the whole farm plan, the 
Secretary, acting through the Adminis-
trator of the Agency, shall establish a 
streamlined revenue-based option under 
the noninsured crop disaster assistance 
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program under this section to assist the 
producer to transition, on a voluntary 
basis, from the noninsured crop disaster 
assistance program under this section to 
the whole farm plan. The Secretary may 
provide for such other options as may be 
necessary to assist producers with such a 
transition who are unable to purchase a 
whole farm plan. 
‘‘(ii) REQUIREMENTS.—The stream-
lined 
revenue-based 
option 
established 
under clause (i) shall offer a premium dis-
count of— 
‘‘(I) 25 percent for the first crop 
year for which a producer— 
‘‘(aa) certifies that the pro-
ducer will transition from the 
noninsured crop disaster assist-
ance program under this section 
to the whole farm plan not later 
than 3 years after the date of the 
certification; and 
‘‘(bb) provides revenue his-
tory with respect to that crop 
year; 
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‘‘(II) 50 percent for the crop 
year following the crop year described 
in subclause (I) if the producer— 
‘‘(aa) certifies that the pro-
ducer will transition from the 
noninsured crop disaster assist-
ance program under this section 
to the whole farm plan not later 
than 2 years after the date of the 
certification; and 
‘‘(bb) provides revenue his-
tory with respect to that crop 
year; and 
‘‘(III) 50 percent for the crop 
year following the crop year described 
in subclause (II) if the producer— 
‘‘(aa) purchases insurance 
under the whole farm plan not 
later than 1 year after the date 
of the certification; and 
‘‘(bb) provides revenue his-
tory with respect to that crop 
year. 
‘‘(iii) TAX FORM SCHEDULE F.—The 
Secretary shall accept the Internal Rev-
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enue Service Tax Form Schedule F (or a 
successor form) with respect to a producer 
for purposes of establishing revenue history 
under clause (ii). 
‘‘(iv) REVENUE HISTORY SHARING.— 
The Secretary shall submit to the Federal 
Crop Insurance Corporation the revenue 
history submitted to the Secretary pursu-
ant to clause (ii). 
‘‘(E) RULEMAKING.—Not later than 90 
days after the date of the enactment of the 
Save Our Small Farms Act of 2025, the Sec-
retary shall issue regulations to ensure that 
premium discounts under this paragraph are 
only available to producers who transition to a 
whole farm plan, as described in subparagraph 
(D)(i).’’; 
(3) in subsection (c), by adding at the end the 
following: 
‘‘(5) NOTICE OF CERTAIN LOSSES.—Notwith-
standing any other provision of law (including regu-
lations), a producer of a hand-harvested or rapidly 
deteriorating crop may submit to the Secretary noti-
fication of a loss of that crop 120 hours or more 
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