and the contract of insurance insures risks lo-
cated in that State. 
‘‘(2) STATES OTHER THAN A HOME STATE.— 
No State, other than a member’s home State, 
shall— 
‘‘(A) impose any licensing, appointment, 
integrity, personal or corporate qualifications, 
education, training, experience, residency, con-
tinuing education or bonding requirement upon 
a member of the Association that is different 
from the criteria for membership in the Asso-
ciation or renewal of such membership; 
‘‘(B) implement the procedures of such 
State’s system of licensing or renewing the li-
censes of insurance producers in a manner dif-
ferent from the authority of the Association 
under section 323; 
‘‘(C) impose any requirement upon a mem-
ber of the Association that it be licensed, reg-
istered or otherwise qualified to do business or 
remain in good standing in such State, includ-
ing any requirement that such insurance pro-
ducer register as a foreign company with the 
secretary of state or equivalent State official; or 
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‘‘(D) require that a member of the Asso-
ciation submit to a criminal history record 
check as a condition of doing business in such 
State. 
‘‘SEC. 332. COORDINATION WITH OTHER REGULATORS. 
‘‘(a) COORDINATION WITH STATE INSURANCE REGU-
LATORS.—The Association may— 
‘‘(1) issue uniform insurance producer applica-
tions and renewal applications that may be used to 
apply for the issuance or removal of State licenses; 
‘‘(2) establish or utilize a central clearinghouse 
through which members of the Association may 
apply for the issuance or renewal of licenses in mul-
tiple States; and 
‘‘(3) establish or utilize a national database for 
the collection of regulatory information concerning 
the activities of insurance producers. 
‘‘(b) COORDINATION WITH THE FINANCIAL INDUS-
TRY REGULATORY AUTHORITY.—The Association shall 
coordinate with the Financial Industry Regulatory Au-
thority in order to ease any administrative burdens that 
fall on persons that are members of both associations, con-
sistent with the purposes of this subtitle and the Federal 
securities laws. 
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‘‘SEC. 333. JUDICIAL REVIEW AND ENFORCEMENT. 
‘‘(a) JURISDICTION.—The appropriate United States 
district court shall have exclusive jurisdiction over litiga-
tion involving the Association, including disputes between 
the Association and its members that arise under this sub-
title. Suits brought in State court involving the Associa-
tion shall be deemed to have arisen under Federal law and 
therefore be subject to jurisdiction in the appropriate 
United States district court. 
‘‘(b) EXHAUSTION
OF REMEDIES.—An aggrieved 
person shall be required to exhaust all available adminis-
trative remedies before the Association before it may seek 
judicial review of an Association decision. 
‘‘(c) ENFORCEMENT.—In the case of any violation of 
section 323(e) or 331(b), the Association may seek injunc-
tive relief in the United States District Court for the Dis-
trict of Columbia. 
‘‘(d) STANDARDS OF REVIEW.— 
‘‘(1) JUDICIAL
REVIEW
OF
RULES
AND
BY-
LAWS.—The standards set forth in section 553 of 
title 5, United States Code, shall be applied when-
ever a regulation or bylaw of the Association is 
under judicial review. 
‘‘(2) JUDICIAL REVIEW OF DISCIPLINARY AC-
TIONS.—The standards set forth in section 554 of 
title 5, United States Code, shall be applied when-
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ever a disciplinary action of the Association is judi-
cially reviewed. 
‘‘(3) EQUAL WEIGHT AND DEFERENCE.—In any 
other proceeding involving this subtitle, the court 
shall give at least equal weight and deference to the 
interpretations of the Association as would be given 
to any State or Federal agency with respect to any 
law, regulation, interpretation, or order addressing 
the same issues. 
‘‘SEC. 334. DEFINITIONS. 
‘‘For purposes of this subtitle, the following defini-
tions shall apply: 
‘‘(1) HOME
STATE.—The term ‘home State’ 
means the State in which the insurance producer 
maintains its principal place of residence or business 
and is licensed to act as an insurance producer. 
‘‘(2) INSURANCE.—The term ‘insurance’ means 
any product, other than title insurance, defined or 
regulated as insurance by the appropriate State in-
surance regulatory authority. 
‘‘(3) INSURANCE PRODUCER.—The term ‘insur-
ance producer’ means any insurance agent or 
broker, excess or surplus lines broker or agent, in-
surance consultant, limited insurance representative, 
and any other individual or entity that solicits, nego-
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tiates, effects, procures, delivers, renews, continues 
or binds policies of insurance or offers advice, coun-
sel, opinions or services related to insurance. 
‘‘(4) STATE.—The term ‘State’ includes any 
State, the District of Columbia, any territory of the 
United States, and Puerto Rico, Guam, American 
Samoa, the Trust Territory of the Pacific Islands, 
the Virgin Islands, and the Northern Mariana Is-
lands. 
‘‘(5) STATE LAW.— 
‘‘(A) IN GENERAL.—The term ‘State law’ 
includes all laws, decisions, rules, regulations, 
or other State action having the effect of law, 
of any State. 
‘‘(B) LAWS APPLICABLE IN THE DISTRICT 
OF COLUMBIA.—A law of the United States ap-
plicable only to or within the District of Colum-
bia shall be treated as a State law rather than 
a law of the United States.’’. 
(b) CLERICAL AMENDMENT.—The table of contents 
for the Gramm-Leach-Bliley Act is amended by striking 
the items relating to subtitle C of title III and inserting 
the following new items: 
‘‘Subtitle C—National Association of Registered Agents and Brokers 
‘‘Sec. 321. National association of registered agents and brokers. 
‘‘Sec. 322. Purpose. 
‘‘Sec. 323. Membership. 
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