IB 
Union Calendar No. 81
108TH CONGRESS 
1ST SESSION H. R. 1276
[Report No. 108–164] 
To provide downpayment assistance under the HOME Investment 
Partnerships Act, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 13, 2003
Ms. HARRIS (for herself, Mr. ROGERS of Michigan, Mr. OXLEY, Mr. NEY, Mr. 
DAVIS of Alabama, Mr. MURPHY, Mr. BACHUS, Mr. BAKER, Mr. BAR-
RETT of South Carolina, Mr. BEREUTER, Mrs. BIGGERT, Mr. BOEHLERT, 
Mr. CASTLE, Mr. EMANUEL, Mr. GILLMOR, Mr. GREEN of Wisconsin, 
Ms. HART, Mr. JONES
of North Carolina, Mrs. KELLY, Mr. 
LATOURETTE, Mr. LEACH, Mr. LEWIS of Kentucky, Mr. MANZULLO, Mr. 
GARY G. MILLER of California, Mrs. CAPITO, Mr. RENZI, Mr. RYUN of 
Kansas, Mr. SCOTT of Georgia, Mr. SHADEGG, Mr. SHAYS, Mr. TIBERI, 
and Mr. WILSON of South Carolina) introduced the following bill; which 
was referred to the Committee on Financial Services 
JUNE 19, 2003
Additional sponsors: Mr. MARIO DIAZ-BALART of Florida, Mr. OSE, Mr. 
QUINN, Mr. WELDON of Pennsylvania, Mr. HOEFFEL, Mr. KING of New 
York, Mr. PUTNAM, Mr. BOOZMAN, Ms. GINNY BROWN-WAITE of Flor-
ida, Mr. CANTOR, Mr. GERLACH, Mr. BONNER, Ms. PRYCE of Ohio, Mr. 
NUNES, Mr. COOPER, Mr. ROSS, Mr. WOLF, Mr. DUNCAN, Mr. BOYD, 
Mr. WELLER, Mr. PICKERING, Mr. LUCAS of Kentucky, Mr. ANDREWS, 
Mr. RYAN of Wisconsin, Mr. BELL, Mr. BRADLEY of New Hampshire, 
Mr. BISHOP of Utah, Mr. WICKER, Mr. SHERMAN, Mr. TANCREDO, Mrs. 
MYRICK, Mr. ISRAEL, Mr. PALLONE, Mr. HOLT, Mr. SIMMONS, Mr. 
FOLEY, Mr. BRADY of Texas, Mrs. BLACKBURN, Mr. ABERCROMBIE, Mr. 
MEEK of Florida, Mr. WALDEN of Oregon, Mr. CARDOZA, Mr. MILLER 
of Florida, Mr. MCNULTY, Mr. HALL, Mr. TURNER of Texas, Mr. DAVIS 
of Florida, Mr. YOUNG of Alaska, Mr. BEAUPREZ, Mr. VITTER, Mr. 
OSBORNE, Ms. ROS-LEHTINEN, Mr. BURGESS, Mr. DAVIS of Tennessee, 
Ms. HARMAN, Ms. ESHOO, Mr. FLETCHER, Ms. LINDA T. SA´NCHEZ of
California, Mr. LARSEN of Washington, Mr. COLE, Mr. BURNS, Mr. 
MORAN of Kansas, Mr. PEARCE, and Mr. GREEN of Texas 
JUNE 19, 2003 
Reported with an amendment, committed to the Committee of the Whole 
House on the State of the Union, and ordered to be printed 
[Strike out all after the enacting clause and insert the part printed in italic] 
[For text of introduced bill, see copy of bill as introduced on March 13, 2003] 
A BILL 
To provide downpayment assistance under the HOME 
Investment Partnerships Act, and for other purposes.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘American Dream Down-
payment Act’’. 
SEC. 2. DOWNPAYMENT ASSISTANCE INITIATIVE UNDER 
HOME PROGRAM. 
(a) DOWNPAYMENT ASSISTANCE INITIATIVE.—Subtitle 
E of title II of the Cranston-Gonzalez National Affordable 
Housing Act (42 U.S.C. 12821) is amended to read as fol-
lows: 
‘‘Subtitle E—Other Assistance 
‘‘SEC. 271. DOWNPAYMENT ASSISTANCE INITIATIVE. 
‘‘(a) GRANT AUTHORITY.—The Secretary may make 
grants to participating jurisdictions to assist low-income
families to achieve homeownership, in accordance with this 
section. 
‘‘(b) ELIGIBLE ACTIVITIES.—
‘‘(1) IN
GENERAL.—Amounts made available 
under this section may be used only for downpayment 
assistance toward the purchase of single family hous-
ing by eligible families. For purposes of this title, the 
term ‘downpayment assistance’ means assistance to 
help a family acquire a principal residence.
‘‘(2) ELIGIBLE FAMILIES.—For purposes of this 
section, the term ‘eligible family’ means a family 
who—
‘‘(A) is a low-income family and a first-
time homebuyer; or 
‘‘(B) notwithstanding the income limitation 
under section 215(b)(2)—
‘‘(i) includes a uniformed employee 
(which shall include policemen, firemen, 
and sanitation and other maintenance 
workers) or a teacher who is an employee, 
of the participating jurisdiction (or an 
agency or school district serving such juris-
diction) that is providing the downpayment 
assistance under this section for the family; 
and
‘‘(ii) has an income, at the time re-
ferred to in subparagraph (A), (B), or (C) 
of section 215(b)(2), as appropriate, and as 
determined by the Secretary with adjust-
ments for smaller and larger families, that 
does not exceed 115 percent of the median 
income of the area, except that, with respect 
only to such areas that the Secretary deter-
mines have high housing costs, taking into
consideration median house prices and me-
dian family incomes for the area, such in-
come limitation shall be 150 percent of the 
median income of the area, as determined 
by the Secretary with adjustments for 
smaller and larger families. 
‘‘(c) HOUSING STRATEGY.—To be eligible to receive a 
grant under this section for a fiscal year, a participating 
jurisdiction shall include in its comprehensive housing af-
fordability strategy under section 105 for such year—
‘‘(1) a description of the use of the grant 
amounts; 
‘‘(2) a plan for conducting targeted outreach to 
residents and tenants of public housing, trailer parks, 
and manufactured housing, and to other families as-
sisted by public housing agencies, for the purpose of
ensuring that grant amounts provided under this sec-
tion to a participating jurisdiction are used for 
downpayment assistance for such residents, tenants, 
and families; and 
‘‘(3) a description of the actions to be taken to 
ensure the suitability of families provided downpay-
ment assistance under this section to undertake and 
maintain homeownership. 
‘‘(d) FORMULA ALLOCATION.—For each fiscal year, the 
Secretary shall allocate any amounts made available for as-
sistance under this section for the fiscal year in accordance 
with a formula, which shall be established by the Secretary, 
that considers a participating jurisdiction’s need for and 
prior commitment to assistance to homebuyers. The formula 
may include minimum and maximum allocation amounts. 
In considering a participating jurisdiction’s prior year’s 
commitment to assistance to homebuyers, the formula shall 
consider amounts committed to such purpose under the 
HOME investment partnerships program, the community 
development block grant program, mortgage revenue bonds, 
and prior year’s funding from State and local governments, 
provided that the data underlying such funding is uniform, 
verifiable, and accurate by the State and local government, 
and shall consider other factors that the Secretary deter-
mines to be appropriate.
‘‘(e) REALLOCATION.—If any amounts allocated to a 
participating jurisdiction under this section become avail-
able for reallocation, the amounts shall be reallocated to 
other participating jurisdictions in accordance with the for-
mula established pursuant to subsection (d), except that if 
a local participating jurisdiction failed to receive amounts 
allocated under this section and is located in a State that 
is a participating jurisdiction, the funds shall be reallocated 
to the State. 
‘‘(f) APPLICABILITY OF OTHER PROVISIONS.—
‘‘(1) IN GENERAL.—Except as otherwise provided 
in this section, grants under this section shall not be 
subject to the provisions of this title. 
‘‘(2) APPLICABLE PROVISIONS.—In addition to 
the requirements of this section, grants under this sec-
tion shall be subject to the provisions of title I, sec-
tions 215(b) (except as provided in subsection 
(b)(2)(B) of this section), 218, 219, 221, 223, 224, 
and 226(a) of subtitle A of this title, and subtitle F 
of this title. 
‘‘(3) REFERENCES.—In applying the require-
ments of subtitle A referred to in paragraph (2)—
‘‘(A) any references to funds under subtitle 
A shall be considered to refer to amounts made 
available for assistance under this section; and
‘‘(B) any references to funds allocated or re-
allocated under section 217 or 217(d) shall be 
considered to refer to amounts allocated or re-
allocated under subsection (d) or (e) of this sec-
tion, respectively. 
‘‘(g) ADMINISTRATIVE COSTS.—Notwithstanding sec-
tion 212(c), a participating jurisdiction may use funds 
under subtitle A for administrative and planning costs of 
the jurisdiction in carrying out this section, and the limita-
tion in section 212(c) shall be based on the total amount 
of funds available under subtitle A and this section. 
‘‘(h) AUTHORIZATION OF APPROPRIATIONS.—There is 
authorized to be appropriated to carry out this section 
$200,000,000 for each of fiscal years 2004 and 2005.’’. 
(b) RELOCATION ASSISTANCE AND DOWNPAYMENT AS-
SISTANCE.—Subtitle F of title II of the Cranston-Gonzalez 
National Affordable Housing Act is amended by inserting 
after section 290 (42 U.S.C. 12840) the following new sec-
tion: 
‘‘SEC. 291. RELOCATION ASSISTANCE AND DOWNPAYMENT 
ASSISTANCE. 
‘‘The Uniform Relocation Assistance and Real Prop-
erty Acquisition Policies Act of 1970 shall not apply to 
downpayment assistance under this title.’’.
Union Calendar No. 81
108TH CONGRESS 
1ST SESSION 
H. R. 1276
[Report No. 108–164] 
A BILL 
To provide downpayment assistance under the 
HOME Investment Partnerships Act, and for 
other purposes. 
JUNE 19, 2003
Reported with an amendment, committed to the Com-
mittee of the Whole House on the State of the Union, 
and ordered to be printed