H. R. 208—6 
small business concern located outside of the State, 
without regard to geographic proximity to the small 
business development center, if the small business con-
cern is located in an area for which the President 
has declared a major disaster. 
‘‘(ii) TERM.— 
‘‘(I) IN GENERAL.—A small business develop-
ment center may provide advice, information, and 
assistance to a small business concern under 
clause (i) for a period of not more than 2 years 
after the date on which the President declared 
a major disaster for the area in which the small 
business concern is located. 
‘‘(II) EXTENSION.—The Administrator may, at 
the discretion of the Administrator, extend the 
period described in subclause (I). 
‘‘(iii) CONTINUITY OF SERVICES.—A small business 
development center that provides counselors to an area 
described in clause (i) shall, to the maximum extent 
practicable, ensure continuity of services in any State 
in which the small business development center other-
wise provides services. 
‘‘(iv) ACCESS TO DISASTER RECOVERY FACILITIES.— 
For purposes of this subparagraph, the Administrator 
shall, to the maximum extent practicable, permit the 
personnel of a small business development center to 
use any site or facility designated by the Administrator 
for use to provide disaster recovery assistance.’’. 
(b) SENSE OF CONGRESS.—It is the sense of Congress that, 
subject to the availability of funds, the Administrator of the Small 
Business Administration should, to the extent practicable, ensure 
that a small business development center is appropriately 
reimbursed for any legitimate expenses incurred in carrying out 
activities under section 21(b)(3)(B) of the Small Business Act, as 
added by subsection (a). 
SEC. 2104. FAST PROGRAM. 
(a) DEFINITIONS.—Section 34(a) of the Small Business Act (15 
U.S.C. 657d(a)) is amended— 
(1) by redesignating paragraphs (3) through (9) as para-
graphs (4) through (10), respectively; and 
(2) by inserting after paragraph (2) the following: 
‘‘(3) CATASTROPHIC
INCIDENT.—The term ‘catastrophic 
incident’ means a major disaster that is comparable to the 
description of a catastrophic incident in the National Response 
Plan of the Administration, or any successor thereto.’’. 
(b) PRIORITY.—Section 34(c)(2) of the Small Business Act (15 
U.S.C. 657d(c)(2)) is amended— 
(1) in subparagraph (A), by striking ‘‘and’’ at the end; 
(2) in subparagraph (B)(vi)(III), by striking the period at 
the end and inserting ‘‘; and’’; and 
(3) by adding at the end the following: 
‘‘(C) shall give special consideration to an applicant 
that is located in an area affected by a catastrophic 
incident.’’.
H. R. 208—7 
(c) ADDITIONAL ASSISTANCE.—Section 34(c) of the Small Busi-
ness Act (15 U.S.C. 657d(c)) is amended by adding at the end 
the following: 
‘‘(5) 
ADDITIONAL
ASSISTANCE
FOR
CATASTROPHIC 
INCIDENTS.—Upon application by an applicant that receives 
an award or has in effect a cooperative agreement under this 
section and that is located in an area affected by a catastrophic 
incident, the Administrator may— 
‘‘(A) provide additional assistance to the applicant; and 
‘‘(B) waive the matching requirements under subsection 
(e)(2).’’. 
SEC. 2105. USE OF FEDERAL SURPLUS PROPERTY IN DISASTER AREAS. 
Section 7(j)(13)(F) of the Small Business Act (15 U.S.C. 
636(j)(13)(F)) is amended— 
(1) by inserting ‘‘(i)’’ after ‘‘(F)’’; and 
(2) by adding at the end the following: 
‘‘(ii)(I) In this clause— 
‘‘(aa) the term ‘covered period’ means the 2-year 
period beginning on the date on which the President 
declared the applicable major disaster; and 
‘‘(bb) the term ‘disaster area’ means the area for 
which the President has declared a major disaster, 
during the covered period. 
‘‘(II) The Administrator may transfer technology or 
surplus property under clause (i) on a priority basis to 
a small business concern located in a disaster area if— 
‘‘(aa) the small business concern meets the require-
ments for such a transfer, without regard to whether 
the small business concern is a Program Participant; 
and 
‘‘(bb) for a small business concern that is a Pro-
gram Participant, on and after the date on which the 
President declared the applicable major disaster, the 
small business concern has not received property under 
this subparagraph on the basis of the status of the 
small business concern as a Program Participant. 
‘‘(III) For any transfer of property under this clause 
to a small business concern, the terms and conditions shall 
be the same as a transfer to a Program Participant, except 
that the small business concern shall agree not to sell 
or transfer the property to any party other than the Federal 
Government during the covered period. 
‘‘(IV) A small business concern that receives a transfer 
of property under this clause may not receive a transfer 
of property under clause (i) during the covered period. 
‘‘(V) If a small business concern sells or transfers prop-
erty in violation of the agreement described in subclause 
(III), the Administrator may initiate proceedings to prohibit 
the small business concern from receiving a transfer of 
property under this clause or clause (i), in addition to 
any other remedy available to the Administrator.’’. 
SEC. 2106. RECOVERY OPPORTUNITY LOANS. 
Section 7(a)(31) of the Small Business Act (15 U.S.C. 636(a)(31)) 
is amended— 
(1) in subparagraph (A)—
H. R. 208—8 
(A) by redesignating clauses (i), (ii), and (iii) as clauses 
(ii), (iii), and (iv), respectively; and 
(B) by inserting before clause (ii), as so redesignated, 
the following: 
‘‘(i) The term ‘disaster area’ means the area for 
which the President has declared a major disaster, 
during the 5-year period beginning on the date of the 
declaration.’’; and 
(2) by adding at the end the following: 
‘‘(H) RECOVERY OPPORTUNITY LOANS.— 
‘‘(i) IN GENERAL.—The Administrator may guar-
antee an express loan to a small business concern 
located in a disaster area in accordance with this 
subparagraph. 
‘‘(ii) MAXIMUMS.—For a loan guaranteed under 
clause (i)— 
‘‘(I) the maximum loan amount is $150,000; 
and 
‘‘(II) the guarantee rate shall be not more than 
85 percent. 
‘‘(iii) OVERALL
CAP.—A loan guaranteed under 
clause (i) shall not be counted in determining the 
amount of loans made to a borrower for purposes of 
subparagraph (D). 
‘‘(iv) OPERATIONS.—A small business concern 
receiving a loan guaranteed under clause (i) shall cer-
tify that the small business concern was in operation 
on the date on which the applicable major disaster 
occurred as a condition of receiving the loan. 
‘‘(v) REPAYMENT
ABILITY.—A loan guaranteed 
under clause (i) may only be made to a small business 
concern that demonstrates, to the satisfaction of the 
Administrator, sufficient capacity to repay the loan. 
‘‘(vi) TIMING OF PAYMENT OF GUARANTEES.— 
‘‘(I) IN GENERAL.—Not later than 90 days after 
the date on which a request for purchase is filed 
with the Administrator, the Administrator shall 
determine whether to pay the guaranteed portion 
of the loan. 
‘‘(II) RECAPTURE.—Notwithstanding any other 
provision of law, unless there is a subsequent 
finding of fraud by a court of competent jurisdiction 
relating to a loan guaranteed under clause (i), 
on and after the date that is 6 months after the 
date on which the Administrator determines to 
pay the guaranteed portion of the loan, the 
Administrator may not attempt to recapture the 
paid guarantee. 
‘‘(vii) FEES.— 
‘‘(I) IN
GENERAL.—Unless the Administrator 
has waived the guarantee fee that would otherwise 
be collected by the Administrator under paragraph 
(18) for a loan guaranteed under clause (i), and 
except as provided in subclause (II), the guarantee 
fee for the loan shall be equal to the guarantee 
fee that the Administrator would collect if the 
guarantee rate for the loan was 50 percent.
H. R. 208—9 
‘‘(II) EXCEPTION.—Subclause (I) shall not apply 
if the cost of carrying out the program under this 
subsection in a fiscal year is more than zero and 
such cost is directly attributable to the cost of 
guaranteeing loans under clause (i). 
‘‘(viii) RULES.—Not later than 270 days after the 
date of enactment of this subparagraph, the Adminis-
trator shall promulgate rules to carry out this subpara-
graph.’’. 
SEC. 2107. CONTRACTOR MALFEASANCE. 
Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following 
paragraph (12), as added by section 2101 of this Act, the following: 
‘‘(13) SUPPLEMENTAL ASSISTANCE FOR CONTRACTOR MALFEA-
SANCE.— 
‘‘(A) IN
GENERAL.—If a contractor or other person 
engages in malfeasance in connection with repairs to, 
rehabilitation of, or replacement of real or personal prop-
erty relating to which a loan was made under this sub-
section and the malfeasance results in substantial economic 
damage to the recipient of the loan or substantial risks 
to health or safety, upon receiving documentation of the 
substantial economic damage or the substantial risk to 
health and safety from an independent loss verifier, and 
subject to subparagraph (B), the Administrator may 
increase the amount of the loan under this subsection, 
as necessary for the cost of repairs, rehabilitation, or 
replacement needed to address the cause of the economic 
damage or health or safety risk. 
‘‘(B) REQUIREMENTS.—The Administrator may only 
increase the amount of a loan under subparagraph (A) 
upon receiving an appropriate certification from the bor-
rower and person performing the mitigation attesting to 
the reasonableness of the mitigation costs and an assign-
ment of any proceeds received from the person engaging 
in the malfeasance. The assignment of proceeds recovered 
from the person engaging in the malfeasance shall be equal 
to the amount of the loan under this section. Any mitigation 
activities shall be subject to audit and independent 
verification of completeness and cost reasonableness.’’. 
SEC. 2108. LOCAL CONTRACTING PREFERENCES AND INCENTIVES. 
Section 15 of the Small Business Act (15 U.S.C. 644) is amended 
by inserting after subsection (e) the following: 
‘‘(f) CONTRACTING PREFERENCE FOR SMALL BUSINESS CONCERNS 
IN A MAJOR DISASTER AREA.— 
‘‘(1) DEFINITION.—In this subsection, the term ‘disaster 
area’ means the area for which the President has declared 
a major disaster, during the period of the declaration. 
‘‘(2) CONTRACTING PREFERENCE.—An agency shall provide 
a contracting preference for a small business concern located 
in a disaster area if the small business concern will perform 
the work required under the contract in the disaster area. 
‘‘(3) CREDIT
FOR
MEETING
CONTRACTING
GOALS.—If an 
agency awards a contract to a small business concern under 
the circumstances described in paragraph (2), the value of 
the contract shall be doubled for purposes of determining
H. R. 208—10 
compliance with the goals for procurement contracts under 
subsection (g)(1)(A).’’. 
SEC. 2109. CLARIFICATION OF COLLATERAL REQUIREMENTS. 
Section 7(d)(6) of the Small Business Act (15 U.S.C. 636(d)(6)) 
is amended by inserting after ‘‘which are made under paragraph 
(1) of subsection (b)’’ the following: ‘‘: Provided further, That the 
Administrator, in obtaining the best available collateral for a loan 
of not more than $200,000 under paragraph (1) or (2) of subsection 
(b) relating to damage to or destruction of the property of, or 
economic injury to, a small business concern, shall not require 
the owner of the small business concern to use the primary resi-
dence of the owner as collateral if the Administrator determines 
that the owner has other assets of equal quality and with a value 
equal to or greater than the amount of the loan that could be 
used as collateral for the loan: Provided further, That nothing 
in the preceding proviso may be construed to reduce the amount 
of collateral required by the Administrator in connection with a 
loan described in the preceding proviso or to modify the standards 
used to evaluate the quality (rather than the type) of such collat-
eral’’. 
TITLE II—DISASTER PLANNING AND 
MITIGATION 
SEC. 2201. BUSINESS RECOVERY CENTERS. 
Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is 
amended by inserting before the undesignated matter following 
paragraph (13), as added by section 2108 of this Act, the following: 
‘‘(14) BUSINESS RECOVERY CENTERS.— 
‘‘(A) IN GENERAL.—The Administrator, acting through 
the district offices of the Administration, shall identify 
locations that may be used as recovery centers by the 
Administration in the event of a disaster declared under 
this subsection or a major disaster. 
‘‘(B) REQUIREMENTS
FOR
IDENTIFICATION.—Each dis-
trict office of the Administration shall— 
‘‘(i) identify a location described in subparagraph 
(A) in each county, parish, or similar unit of general 
local government in the area served by the district 
office; and 
‘‘(ii) ensure that the locations identified under 
subparagraph (A) may be used as a recovery center 
without cost to the Government, to the extent prac-
ticable.’’. 
TITLE III—OTHER PROVISIONS 
SEC. 2301. INCREASED OVERSIGHT OF ECONOMIC INJURY DISASTER 
LOANS. 
(a) IN GENERAL.—Section 7(b) of the Small Business Act (15 
U.S.C. 636(b)) is amended by inserting before the undesignated 
matter following paragraph (14), as added by section 2201 of this 
Act, the following:
H. R. 208—11 
‘‘(15) INCREASED OVERSIGHT OF ECONOMIC INJURY DISASTER 
LOANS.—The Administrator shall increase oversight of entities 
receiving loans under paragraph (2), and may consider— 
‘‘(A) scheduled site visits to ensure borrower eligibility 
and compliance with requirements established by the 
Administrator; and 
‘‘(B) reviews of the use of the loan proceeds by an 
entity described in paragraph (2) to ensure compliance 
with requirements established by the Administrator.’’. 
(b) SENSE OF CONGRESS RELATING TO USING EXISTING FUNDS.— 
It is the sense of Congress that no additional Federal funds should 
be made available to carry out the amendments made by this 
section. 
SEC. 2302. GAO REPORT ON PAPERWORK REDUCTION. 
Not later than 1 year after the date of enactment of this 
Act, the Comptroller General of the United States shall submit 
to the Committee on Small Business and Entrepreneurship of the 
Senate and the Committee on Small Business of the House of 
Representatives a report evaluating steps that the Small Business 
Administration has taken, with respect to the application for dis-
aster assistance under section 7(b) of the Small Business Act (15 
U.S.C. 636(b)), to comply with subchapter I of chapter 35 of title 
44, United States Code (commonly known as the ‘‘Paperwork Reduc-
tion Act’’) and related guidance. 
SEC. 2303. REPORT ON WEB PORTAL FOR DISASTER LOAN APPLICANTS. 
Section 38 of the Small Business Act (15 U.S.C. 657j) is 
amended by adding at the end the following: 
‘‘(c) REPORT ON WEB PORTAL FOR DISASTER LOAN APPLICATION 
STATUS.— 
‘‘(1) IN GENERAL.—Not later than 90 days after the date 
of enactment of this subsection, the Administrator shall submit 
to the Committee on Small Business and Entrepreneurship 
of the Senate and the Committee on Small Business of the 
House of Representatives a report relating to the creation of 
a web portal to the track the status of applications for disaster 
assistance under section 7(b). 
‘‘(2) CONTENTS.—The report under paragraph (1) shall 
include— 
‘‘(A) information on the progress of the Administration 
in implementing the information system under subsection 
(a); 
‘‘(B) recommendations from the Administration relating 
to the creation of a web portal for applicants to check 
the status of an application for disaster assistance under 
section 7(b), including a review of best practices and web 
portal models from the private sector; 
‘‘(C) information on any related costs or staffing needed 
to implement such a web portal; 
‘‘(D) information on whether such a web portal can 
maintain high standards for data privacy and data security; 
‘‘(E) information on whether such a web portal will 
minimize redundancy among Administration disaster pro-
grams, improve management of the number of inquiries 
made by disaster applicants to employees located in the 
area affected by the disaster and to call centers, and reduce 
paperwork burdens on disaster victims; and
H. R. 208—12 
‘‘(F) such additional information as is determined nec-
essary by the Administrator.’’. 
Speaker of the House of Representatives. 
Vice President of the United States and
President of the Senate.