SEC. 13. REQUIREMENTS FOR LENDING INSTITUTIONS 
THAT ARE CREDITORS FOR OBLIGATIONS 
AND 
LIABILITIES 
COVERED 
BY 
THE 
SERVICEMEMBERS CIVIL RELIEF ACT. 
Section 207 of the Servicemembers Civil Relief Act (50 
U.S.C. App. 527) is amended— 
(1) by redesignating subsections (d) and (e) as 
subsections (e) and (f), respectively; and 
(2) by inserting after subsection (c) the following 
new subsection (d): 
‘‘(d) LENDING INSTITUTION REQUIREMENTS.— 
‘‘(1) COMPLIANCE OFFICERS.—Each lending in-
stitution subject to the requirements of this section 
shall designate an employee of the institution as a 
compliance officer who is responsible for ensuring the 
institution’s compliance with this section and for dis-
tributing information to servicemembers whose obliga-
tions and liabilities are covered by this section. 
‘‘(2) TOLL-FREE TELEPHONE NUMBER.—During 
any fiscal year, a lending institution subject to the re-
quirements of this section that had annual assets for 
the preceding fiscal year of $10,000,000,000 or more 
shall maintain a toll-free telephone number and shall 
make such telephone number available on the primary 
Internet website of the institution.’’. 
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SECTION 14. PROTECTION OF CHILD CUSTODY ARRANGE-
MENTS FOR PARENTS WHO ARE MEMBERS OF 
THE ARMED FORCES. 
(a) CHILD CUSTODY PROTECTION.—Title II of the 
Servicemembers Civil Relief Act (50 U.S.C. App. 521 et 
seq.) is amended by adding at the end the following new 
section: 
‘‘SEC. 208. CHILD CUSTODY PROTECTION. 
‘‘(a) 
RESTRICTION
ON
TEMPORARY
CUSTODY 
ORDER.—If a court renders a temporary order for custodial 
responsibility for a child based solely on a deployment or 
anticipated deployment of a parent who is a servicemember, 
then the court shall require that, upon the return of the serv-
icemember from deployment, the custody order that was in 
effect immediately preceding the temporary order shall be 
reinstated, unless the court finds that such a reinstatement 
is not in the best interest of the child, except that any such 
finding shall be subject to subsection (b). 
‘‘(b) LIMITATION ON CONSIDERATION OF MEMBER’S 
DEPLOYMENT IN DETERMINATION OF CHILD’S BEST IN-
TEREST.—If a motion or a petition is filed seeking a per-
manent order to modify the custody of the child of a service-
member, no court may consider the absence of the service-
member by reason of deployment, or the possibility of de-
ployment, as the sole factor in determining the best interest 
of the child. 
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‘‘(c) NO FEDERAL JURISDICTION OR RIGHT OF ACTION 
OR REMOVAL.—Nothing in this section shall create a Fed-
eral right of action or otherwise give rise to Federal juris-
diction or create a right of removal. 
‘‘(d) PREEMPTION.—In any case where State law ap-
plicable to a child custody proceeding involving a tem-
porary order as contemplated in this section provides a 
higher standard of protection to the rights of the parent who 
is a deploying servicemember than the rights provided 
under this section with respect to such temporary order, the 
appropriate court shall apply the higher State standard. 
‘‘(e) DEPLOYMENT DEFINED.—In this section, the term 
‘deployment’ means the movement or mobilization of a serv-
icemember to a location for a period of longer than 60 days 
and not longer than 540 days pursuant to temporary or 
permanent official orders— 
‘‘(1) that are designated as unaccompanied; 
‘‘(2) for which dependent travel is not author-
ized; or 
‘‘(3) that otherwise do not permit the movement 
of family members to that location.’’. 
(b) CLERICAL AMENDMENT.—The table of contents in 
section 1(b) of such Act is amended by adding at the end 
of the items relating to title II the following new item: 
‘‘208. Child custody protection.’’. 
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Amend the title so as to read: ‘‘A bill make certain 
improvements in the laws administered by the Secretary 
of Veterans Affairs relating to benefits, and for other 
purposes.’’. 
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