I 
119TH CONGRESS 
1ST SESSION H. R. 6008 
To establish a task force to conduct oversight of States with rising housing 
costs and develop a list of best practices for States to implement, and 
for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
NOVEMBER 10, 2025 
Mr. HARDER of California introduced the following bill; which was referred 
to the Committee on Financial Services 
A BILL 
To establish a task force to conduct oversight of States 
with rising housing costs and develop a list of best prac-
tices for States to implement, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Bring Down Housing 
Costs Act’’. 
SEC. 2. ESTABLISHMENT OF TASK FORCE ON BRINGING 
DOWN HOUSING COSTS. 
The Secretary of Housing and Urban Development 
shall establish a task force to be known as the ‘‘Task 
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Force on Bringing Down Housing Costs’’ (in this Act re-
ferred to as the ‘‘Task Force’’). 
SEC. 3. DUTIES OF THE TASK FORCE. 
(a) DUTIES.—The Task Force shall— 
(1) conduct oversight of States with rising 
housing costs; 
(2) not later than one year after conducting an 
initial meeting under section 3(h), identify States 
with rising housing costs and develop best practices 
for such States to address rising housing costs; 
(3) develop a report based on the best practices 
identified under paragraph (2); 
(4) recommend that States identified under 
paragraph (2) implement these best practices devel-
oped under paragraph (2); and 
(5) monitor the implementation and effective-
ness of the best practices developed under paragraph 
(2) in States with rising housing costs. 
SEC. 4. MEMBERSHIP. 
(a) NUMBER AND APPOINTMENT.—The Task Force 
shall be composed of 21 members as follows: 
(1) Two members of the Senate, including— 
(A) one member on the Senate Committee 
on Banking, Housing, and Urban Affairs; and 
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(B) one member on the Senate Appropria-
tions Subcommittee on Transportation, Hous-
ing and Urban Development, and Related Agen-
cies. 
(2) 12 members of the House of Representa-
tives, including— 
(A) one member who represents HUD Re-
gion I; 
(B) one member who represents HUD Re-
gion II; 
(C) one member who represents HUD Re-
gion III; 
(D) one member who represents HUD Re-
gion IV; 
(E) one member who represents HUD Re-
gion V; 
(F) one member who represents HUD Re-
gion VI; 
(G) one member who represents HUD Re-
gion VII; 
(H) one member who represents HUD Re-
gion VIII; 
(I) one member who represents HUD Re-
gion IX; 
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(J) one member who represents HUD Re-
gion X; 
(K) one member from the House Financial 
Services Committee; and 
(L) one member from the House Appro-
priations Subcommittee on Transportation, 
Housing and Urban Development, and Related 
Agencies. 
(b) A designee of the Secretary of Housing and 
Urban Development. 
(c) A designee of the Director of the Federal Housing 
Finance Agency. 
(d) A designee of the Administrator of the U.S. De-
partment of Agriculture Rural Housing Service. 
(e) Two members from local community organizations 
impacted by, or that provide resources or relief to individ-
uals impacted by, rising housing costs. 
(f) Two representatives of private sector entities, in-
cluding— 
(1) one representative from a private sector en-
tity with expertise navigating local zoning regula-
tions to build housing; and 
(2) one representative from a private sector en-
tity with expertise providing financial products to 
build housing. 
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(g) CHAIRPERSON; VICE CHAIRPERSON.—The Chair-
person and Vice Chairperson of the Task Force shall be 
elected by the members of the Task Force. 
(h) MEETINGS.—The Task Force shall meet one 
month after the enactment of this Act, and on a quarterly 
basis thereafter, until the report required under section 
4 is complete. 
SEC. 5. REPORT. 
Not later than one year and yearly thereafter until 
the Task Force terminated under section 5, the Task 
Force shall submit the report required under section 2 
to— 
(1) the Governors of States with rising housing 
costs; 
(2) the Secretary of Housing and Urban Devel-
opment; 
(3) the Director of the Federal Housing Fi-
nance Agency; 
(4) the Commissioner of the Federal Housing 
Administration; 
(5) the Under Secretary for the U.S. Depart-
ment of Agriculture Rural Development; 
(6) the Committee on Financial Services of the 
House of Representatives; 
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(7) the Committee on Appropriations of the 
House of Representatives; 
(8) the Committee on Banking, Housing and 
Urban Affairs of the Senate; and 
(9) the Committee on Appropriations of the 
Senate. 
SEC. 6. TERMINATION. 
This Task Force shall terminate five years after the 
date of the enactment of this Act. 
SEC. 7. STATES WITH RISING HOUSING COSTS DEFINED. 
In this Act, the term ‘‘States with rising housing 
costs’’ means States which have a year-over-year increase 
in median existing home prices as collected by the Assist-
ant Secretary of the Office of Policy Development and Re-
search at the Department of Housing and Urban Develop-
ment. 
Æ 
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