I 
118TH CONGRESS 
2D SESSION 
H. R. 7677 
To prohibit the Secretary of Health and Human Services, the Secretary 
of Labor, and the Secretary of the Treasury from finalizing a rule 
proposing restrictions on short-term limited duration insurance, and to 
amend title XXVII of the Public Health Service Act to define such 
insurance. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 13, 2024 
Mr. SELF (for himself, Mr. OGLES, Mr. BIGGS, Mr. BURLISON, Mr. BACON, 
Mr. BRECHEEN, and Mr. TIFFANY) introduced the following bill; which 
was referred to the Committee on Energy and Commerce, and in addition 
to the Committees on Ways and Means, and Education and the Work-
force, for a period to be subsequently determined by the Speaker, in each 
case for consideration of such provisions as fall within the jurisdiction of 
the committee concerned 
A BILL 
To prohibit the Secretary of Health and Human Services, 
the Secretary of Labor, and the Secretary of the Treas-
ury from finalizing a rule proposing restrictions on short- 
term limited duration insurance, and to amend title 
XXVII of the Public Health Service Act to define such 
insurance. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Patient’s Choice Act 
of 2024’’. 
SEC. 2. PROHIBITION ON FINALIZING PROPOSED RULE TO 
RESTRICT SHORT-TERM LIMITED DURATION 
INSURANCE. 
The Secretary of Health and Human Services, the 
Secretary of Labor, and the Secretary of the Treasury 
may not take any action to implement, enforce, or other-
wise give effect to the proposed rule issued by the Internal 
Revenue Service, the Employee Benefits Security Admin-
istration, and the Centers for Medicare & Medicaid Serv-
ices titled ‘‘Short-Term, Limited-Duration Insurance; 
Independent, Noncoordinated Excepted Benefits Cov-
erage; Level-Funded Plan Arrangements; and Tax Treat-
ment of Certain Accident and Health Insurance’’ (88 Fed. 
Reg. 44596–44658 (July 12, 2023)) and may not promul-
gate, implement, enforce, or otherwise give effect to any 
other substantially similar rule that would reduce the max-
imum term length or duration for short-term limited dura-
tion insurance plans from the duration allowed as of the 
date of the enactment of this Act. 
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SEC. 3. SHORT-TERM LIMITED DURATION INSURANCE DE-
FINED. 
Section 2791(b) of the Public Health Service Act (42 
U.S.C. 300gg–91(b)) is amended by adding at the end the 
following new paragraph: 
‘‘(6) SHORT-TERM LIMITED DURATION INSUR-
ANCE.—The term ‘short-term limited duration insur-
ance’ means health insurance coverage provided 
under a contract with a health insurance issuer 
that— 
‘‘(A) has an expiration date specified in 
the contract that is less than 12 months after 
the original effective date of the contract; and 
‘‘(B) has a duration of not more than 3 
years (taking into account renewals or exten-
sions) after the original effective date of the 
contract.’’. 
Æ 
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