I 
116TH CONGRESS 
1ST SESSION H. R. 2441 
To amend the Higher Education Act of 1965 in order to improve the public 
service loan forgiveness program, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 1, 2019 
Mr. SARBANES (for himself and Mr. DESAULNIER) introduced the following 
bill; which was referred to the Committee on Education and Labor 
A BILL 
To amend the Higher Education Act of 1965 in order to 
improve the public service loan forgiveness program, and 
for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘What You Can Do 
For Your Country Act’’. 
SEC. 2. AMENDMENTS TO THE PUBLIC SERVICE LOAN FOR-
GIVENESS PROGRAM. 
(a) PUBLIC SERVICE LOAN FORGIVENESS.— 
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(1) IN GENERAL.—Section 455(m) of the High-
er Education Act of 1965 (20 U.S.C. 1087e(m) ) is 
amended to read as follows: 
‘‘(m) LOAN FORGIVENESS FOR FEDERAL STUDENT 
LOAN BORROWERS EMPLOYED IN PUBLIC SERVICE.— 
‘‘(1) DEFINITIONS.—In this subsection: 
‘‘(A) CERTIFICATION OF EMPLOYMENT.— 
The term ‘certification of employment’ means a 
certification of employment under paragraph 
(4). 
‘‘(B) FULL-TIME.—The term ‘full-time’, 
when used with respect to employment, means 
employment— 
‘‘(i) with a qualifying employer for not 
less than 30 hours per week; or 
‘‘(ii) with two or more qualifying em-
ployers for a total of not less than 30 
hours per week. 
‘‘(C) QUALIFYING EMPLOYER.—The term 
‘qualifying employer’ means— 
‘‘(i) a Federal, State, local, or Tribal 
government organization or instrumen-
tality, including any organization estab-
lished in law as a body politic; 
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‘‘(ii) an organization that is described 
in section 501(c)(3) of the Internal Rev-
enue Code of 1986, and exempt from tax-
ation under section 501(a) of such Code; 
or 
‘‘(iii) an organization— 
‘‘(I) not described in clause (ii) 
that is a not-for-profit organization 
under other Federal or State law; 
‘‘(II) that is not a labor organi-
zation or partisan political organiza-
tion; and 
‘‘(III) whose purpose is to di-
rectly provide any of the following 
services, as defined in regulations pro-
mulgated the Secretary: 
‘‘(aa) Emergency manage-
ment and disaster response. 
‘‘(bb) Military service. 
‘‘(cc) Public safety services, 
including fire prevention and 
suppression, rescue services, haz-
ardous materials response, ambu-
lance services, and emergency 
medical services. 
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‘‘(dd) Law enforcement. 
‘‘(ee) Public health, includ-
ing service through organizations 
that employ nurses, nurse practi-
tioners, nurses in a clinical set-
ting, or professionals engaged in 
health care practitioner occupa-
tions and health care support oc-
cupations, as such terms are de-
fined by the Bureau of Labor 
Statistics. 
‘‘(ff) Public education, in-
cluding the provision of edu-
cational enrichment or support 
directly to students or their fami-
lies, employment with a Tribal 
College or University (as defined 
in section 316(b)), and employ-
ment as an adjunct faculty mem-
ber or instructor for an edu-
cational institution. 
‘‘(gg) Public interest law 
services, including prosecution or 
public defense or legal advocacy 
on behalf of low-income commu-
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nities at a not-for-profit organi-
zation. 
‘‘(hh) Early childhood edu-
cation, including licensed or regu-
lated childcare, Head Start pro-
grams, and State funded pre-
kindergarten. 
‘‘(ii) Public service for indi-
viduals with disabilities. 
‘‘(jj) Public service for the 
elderly. 
‘‘(kk) Public and school- 
based library sciences. 
‘‘(ll) School-based services, 
including the provision of non-
educational enrichment or sup-
port directly to students or their 
families. 
‘‘(mm) Social work, includ-
ing child or family services. 
‘‘(D) QUALIFYING MONTHLY PAYMENT OB-
LIGATION.—The term ‘qualifying monthly pay-
ment obligation’ means a monthly payment obli-
gation due on a loan under the repayment plan 
of the borrower— 
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‘‘(B) in the case of a borrower who satis-
fies 120 qualifying monthly payment obligations 
on a loan made under this part that is not in 
default, 100 percent of the balance of principal 
and interest due on such loan as of the date of 
the loan forgiveness. 
‘‘(4) CERTIFICATION
OF
EMPLOYMENT
RE-
QUIREMENTS.— 
‘‘(A) IN
GENERAL.—In order to receive 
loan forgiveness under this subsection, a bor-
rower of a loan made under this part shall sub-
mit to the Secretary a certification of employ-
ment. 
‘‘(B) CONTENT OF CERTIFICATION.—The 
Secretary shall— 
‘‘(i) develop, and make easily acces-
sible, the certification of employment; and 
‘‘(ii) ensure that the method of certifi-
cation— 
‘‘(I) allows for the employer to 
indicate and certify the dates of the 
borrower’s employment; and 
‘‘(II) provides electronic signa-
ture options for the employer and for 
the borrower. 
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‘‘(C) BORROWER ACCESS.—The Secretary 
shall ensure that a borrower may submit a cer-
tification of employment to the Secretary elec-
tronically through any information system 
through which the Secretary permits borrowers 
to take self-service actions with respect to their 
loans. 
‘‘(D) 
EXCEPTION
FOR
SELF-CERTIFI-
CATION.—The Secretary shall provide a self- 
certification option for the certification of em-
ployment for borrowers who have extenuating 
circumstances preventing the borrowers from 
obtaining the qualifying employer signature and 
certification 
required 
under 
subparagraph 
(B)(ii), as determined by the Secretary pursu-
ant to rulemaking and including situations 
where an employer is no longer in existence or 
refuses to cooperate. 
‘‘(E) PERIODIC REVIEW OF CERTIFICATION 
OF EMPLOYMENT.—For each borrower of a loan 
made under this part who has submitted a cer-
tification of employment, the Secretary shall— 
‘‘(i) by not later than 30 days after 
receipt of the certification of employ-
ment— 
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‘‘(I) review the certification of 
employment and determine the num-
ber of qualifying monthly payment ob-
ligations satisfied on the loan during 
the period of employment covered by 
the certification of employment; 
‘‘(II) inform the borrower of the 
number of qualifying monthly pay-
ment obligations satisfied; and 
‘‘(III) inform the borrower of the 
number 
of 
remaining 
qualifying 
monthly payment obligations to be 
satisfied in order for the borrower to 
receive partial loan forgiveness under 
paragraph (3)(A), and such number 
needed to receive full loan forgiveness 
under paragraph (3)(B); and 
‘‘(ii) periodically, but not less than 
twice annually, notify the borrower, using 
the most recent calculation of qualifying 
monthly payment obligations, of— 
‘‘(I) the number of qualifying 
monthly payment obligations satisfied, 
as of the date of the notice; 
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‘‘(II) the number of remaining 
qualifying monthly payment obliga-
tions to be satisfied in order for the 
borrower to receive partial loan for-
giveness under paragraph (3)(A), and 
such number needed to receive full 
loan forgiveness under paragraph 
(3)(B); 
‘‘(III) any steps the borrower can 
take to convert non-qualifying month-
ly payment obligations into qualifying 
monthly payment obligations, includ-
ing the options to provide payments to 
satisfy monthly payment obligations 
for past public service under para-
graph (5)(C); and 
‘‘(IV) the dispute resolution proc-
ess for the Secretary’s determination 
of qualifying monthly payment obliga-
tions, as described in paragraph (7). 
‘‘(5) QUALIFYING MONTHLY PAYMENT OBLIGA-
TIONS.— 
‘‘(A) IN GENERAL.—For purposes of this 
subsection, the number of qualifying monthly 
payment obligations satisfied on a loan is the 
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number of monthly payments, during the period 
of employment and based on the repayment 
plan selected by the borrower for such period, 
that would be satisfied based on applying the 
total amount of payments made by the bor-
rower on the loan at any time during such pe-
riod. 
‘‘(B) ADJUSTMENT OF PAYMENT OBLIGA-
TION STATUS.— 
‘‘(i) HOLD HARMLESS AGAINST RET-
ROACTIVE DETERMINATIONS.—If the Sec-
retary has classified a payment obligation 
satisfied by a borrower of a loan made 
under this part as a qualifying monthly 
payment obligation and later determines 
that the payment obligation does not qual-
ify, the Secretary shall deem the payment 
obligation to be a qualifying monthly pay-
ment obligation to be counted for purposes 
of paragraph (2). 
‘‘(ii) EXPLANATION
OF
NON-QUALI-
FYING PAYMENT OBLIGATION DETERMINA-
TIONS.—If the Secretary determines that 
payments made by a borrower of a loan 
made under this part for a period of full- 
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time employment with a qualifying em-
ployer cannot be applied toward the total 
number of qualifying monthly payment ob-
ligations for purposes of paragraph (2), 
the Secretary shall provide a borrower with 
an explanation and allow the borrower to 
correct the reason for such determination, 
to the extent possible. Such borrower reme-
diation shall include, at a minimum, pro-
viding a borrower with the opportunity to 
reimburse the Secretary for any under-
payment. 
‘‘(C) SATISFYING PREVIOUSLY NON-QUALI-
FYING MONTHLY PAYMENT OBLIGATIONS.— 
‘‘(i) IN GENERAL.—A borrower of a 
loan made under this part who has a pe-
riod during which the borrower was em-
ployed full-time with a qualifying employer 
but did not satisfy one or more qualifying 
monthly payment obligations during such 
period, such as a borrower who was in 
deferment or forbearance, may satisfy one 
or more monthly payment obligations of 
that period at a later date by paying the 
additional amount needed to satisfy the 
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qualifying monthly payment obligation, in 
accordance with a process established by 
the Secretary. 
‘‘(ii) DETERMINATION PROCESS.—The 
amount of past monthly payment obliga-
tions satisfied by a payment under this 
subparagraph for a period of employment 
shall be determined using the amount of 
the borrower’s monthly payment, based on 
any repayment plan, as selected by the 
borrower, that could have been selected by 
the borrower during such period. The Sec-
retary may require a borrower wishing to 
satisfy past monthly payment obligations 
under this subparagraph to submit any ad-
ditional information necessary to calculate 
the amount of the past payments. 
‘‘(iii) LIMIT.—A borrower may not 
satisfy more than 36 past monthly pay-
ment obligations under this subparagraph. 
‘‘(6) SPECIAL RULES RELATING TO FEDERAL 
DIRECT CONSOLIDATION LOANS.— 
‘‘(A) REVIEW
OF
ANY
NEW
CONSOLIDA-
TION LOAN APPLICATION.— 
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‘‘(i) PUBLIC SERVICE LOAN FORGIVE-
NESS OPTION ON CONSOLIDATION APPLICA-
TION.—Beginning on July 1, 2019, the 
Secretary shall include, in any application 
for a Federal Direct Consolidation Loan, 
the option for the borrower to indicate that 
the borrower is consolidating for the pur-
pose of using the public service loan for-
giveness program under this subsection. 
‘‘(ii) REVIEW.—Beginning on July 1, 
2019, the Secretary shall, after issuing any 
Federal Direct Consolidation Loan to a 
borrower who indicated an interest in the 
public service loan forgiveness program on 
the loan application— 
‘‘(I) request that the borrower 
submit a certification of employment; 
and 
‘‘(II) after receiving a complete 
certification of employment, review 
the borrower’s past payments on all 
component loans comprising the Fed-
eral Direct Consolidation Loan and 
inform the borrower— 
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‘‘(aa) of the number of 
monthly payment obligations sat-
isfied by the borrower before the 
date of consolidation that are 
qualifying monthly payment obli-
gations, in accordance with sub-
paragraph (B); or 
‘‘(bb) if no payment obliga-
tions are satisfied, that the bor-
rower will not receive any credit 
towards public service loan for-
giveness under this subsection for 
the Federal Direct Consolidation 
Loan. 
‘‘(B) QUALIFYING PAYMENT OBLIGATIONS 
ON ALL COMPONENT LOANS AND LOAN TYPES 
THROUGH CONSOLIDATION.—In the case of a 
borrower of one or more loans eligible for con-
solidation, including loans made under part B, 
who applies for, and receives, a Federal Direct 
Consolidation Loan, the Secretary shall request 
the borrower submit a certification of employ-
ment for any qualifying employment and, after 
receiving 
the 
certification 
of 
employment, 
shall— 
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‘‘(i) review the borrower’s payment 
history on each of the component loans 
comprising the Federal Direct Consolida-
tion Loan, including each loan made under 
part B; and 
‘‘(ii) for each component loan— 
‘‘(I) calculate the weighted factor 
of the component loan, which shall be 
the factor that represents the ratio 
between the amount of the component 
loan and the amount of the Federal 
Direct Consolidation Loan, as deter-
mined by the Secretary; 
‘‘(II) determine the number of 
equivalent monthly payment obliga-
tions toward the Federal Direct Con-
solidation Loan satisfied on the com-
ponent loan by multiplying the weight-
ed factor for the component loan by 
the number of qualifying monthly pay-
ment obligations that the borrower 
satisfied on the component loan; and 
‘‘(III) after rounding the number 
determined under subclause (II) to 
the nearest whole number, deem that 
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number of equivalent monthly pay-
ment obligations to be qualifying 
monthly payment obligations on the 
Federal Direct Consolidation Loan. 
‘‘(C) APPLICABILITY OF BORROWER PRO-
TECTIONS AND RIGHTS.—A borrower of one or 
more loans eligible for consolidation, including 
loans made under part B, who applies for and 
receives a Federal Direct Consolidation Loan 
shall receive all the protections and rights pro-
vided under subparagraphs (B) and (C) of 
paragraph (5) for the loan, and for any compo-
nent loan, in the same manner as provided to 
any other borrower of a loan made under this 
part. 
‘‘(7) NOTICE OF QUALIFYING PAYMENT OBLIGA-
TIONS.— 
‘‘(A) INITIAL
NOTICE.—Upon receiving 
any verbal or written contact by a borrower on 
or after July 1, 2019, expressing interest in the 
public service loan forgiveness program under 
this subsection, the Secretary, or an eligible 
lender or guaranty agency under part B, shall 
provide the borrower, by not later than 30 days 
after the contract, with a notice that— 
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‘‘(i) explains the requirements of the 
program, including whether the borrower 
needs to consolidate some or all of the bor-
rower’s loans to receive forgiveness under 
this subsection; 
‘‘(ii) includes a copy of, or a link to, 
information about the certification of em-
ployment process described in paragraph 
(4); 
‘‘(iii) includes an estimate of the 
qualifying monthly payment obligations 
that would be satisfied by the borrower 
based on the borrower’s payment history, 
as of the date of notice, if the borrower 
was a full-time employee of a qualifying 
employer and met the requirements of 
paragraph (2); and 
‘‘(iv) includes an estimate of the num-
ber of remaining qualifying monthly pay-
ment obligations to be satisfied in order 
for the borrower to receive partial loan for-
giveness under paragraph (3)(A), and such 
number needed to receive full loan forgive-
ness under paragraph (3)(B). 
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‘‘(B) SUBSEQUENT
NOTICES.—After pro-
viding an initial notice under subparagraph (A), 
the Secretary, or an eligible lender or guaranty 
agency under part B, shall annually provide the 
borrower with a notice containing the informa-
tion described in such subparagraph for each 
subsequent year that the borrower has an out-
standing loan, unless the borrower receives no-
tices under paragraph (4)(E)(ii) or requests 
that the notices be discontinued. 
‘‘(8) DISPUTE RESOLUTION PROCESS.—By not 
later than July 1, 2019, the Secretary shall establish 
a process for borrowers to dispute the calculation of 
qualifying monthly payment obligations, or the de-
termination of full or partial loan forgiveness under 
paragraph (2), following the submission of a certifi-
cation of employment or application for forgiveness 
or any successor certification or application. 
‘‘(9) DATABASE OF QUALIFYING EMPLOYERS.— 
‘‘(A) IN GENERAL.—Not later than July 1, 
2019, the Secretary shall— 
‘‘(i) establish a database that will in-
clude all employers from which the Sec-
retary has received a certification of em-
ployment; and 
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‘‘(ii) use such database to aid the Sec-
retary in processing a certification of em-
ployment and in providing the notices re-
quired under subsection (r)(3). 
‘‘(B) DATA MATCHING AGREEMENTS.— 
‘‘(i) IN
GENERAL.—The Secretary 
shall enter into data matching agreements 
with relevant Federal agencies who possess 
records about the status of employers or 
the status of borrowers as employees of 
qualifying employers for the purpose of 
eliminating, to the extent practicable, the 
need for a borrower or employer to submit 
a certification of employment to the Sec-
retary. 
‘‘(ii) SPECIFIC FEDERAL AGENCIES.— 
Notwithstanding any Federal law, the Sec-
retary of Labor, the Commissioner of In-
ternal Revenue, and the Commissioner of 
Social Security shall disclose any relevant 
records to the Secretary for the purposes 
of meeting the Secretary’s obligations to 
reduce barriers to certification of employ-
ment as described in clause (i). 
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‘‘(iii) NOTICE TO BORROWERS.—If the 
Secretary receives employer or employment 
information regarding a borrower from a 
Federal agency pursuant to this subpara-
graph, the Secretary shall timely notify the 
borrower that— 
‘‘(I) the Secretary received the 
information; and 
‘‘(II) the borrower, for the dura-
tion of the borrower’s employment by 
the employer— 
‘‘(aa) is not required to sub-
mit a certification of employment 
for the employer under para-
graph (4); or 
‘‘(bb) if the information is 
not complete, only needs to sub-
mit a reduced set of information 
to the Secretary for the certifi-
cation of employment. 
‘‘(10) INELIGIBILITY.— 
‘‘(A) NO
DOUBLE
BENEFITS.—No bor-
rower may, for the same service, receive a re-
duction of loan obligations under both this sub-
section and section 428J, 428K, 428L, or 460. 
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‘‘(B) FEDERAL
ELECTED
SERVICE
EX-
CLUDED.—No borrower may receive loan for-
giveness under this subsection for service as a 
Member of Congress or President or Vice Presi-
dent of the United States.’’. 
(2) FFEL PROGRAM AMENDMENTS.—Part B of 
the Higher Education Act of 1965 (20 U.S.C. 1071 
et seq.) is amended— 
(A) in section 428 (20 U.S.C. 1078), by 
adding at the end the following: 
‘‘(p) REPAYMENT HISTORY INFORMATION AND PUB-
LIC
SERVICE
LOAN
FORGIVENESS
INFORMATION.—A 
guaranty agency shall— 
‘‘(1) provide, in a timely manner, any necessary 
borrower repayment history information that the 
Secretary requests in order to determine the bor-
rower’s eligibility for the public service loan forgive-
ness program under section 455(m), or the number 
of qualifying monthly payment obligations satisfied 
for purposes of the program, including such infor-
mation from all servicers involved in servicing the 
borrower’s loan; and 
‘‘(2) carry out the requirements of section 
455(m)(7) upon receiving any verbal or written con-
tact by a borrower on or after July 1, 2019, express-
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ing interest in the public service loan forgiveness 
program under section 455(m).’’; and 
(B) in section 433 (20 U.S.C. 1083)— 
(i) by redesignating subsection (f) as 
subsection (g); and 
(ii) by inserting after subsection (e) 
the following: 
‘‘(f) REPAYMENT HISTORY INFORMATION.—An eligi-
ble lender shall— 
‘‘(1) provide, in a timely manner, any necessary 
borrower repayment history information that the 
Secretary requests in order to determine the bor-
rower’s eligibility for the public service loan forgive-
ness program under section 455(m), or the number 
of qualifying monthly payment obligations satisfied 
for purposes of the public service loan forgiveness 
program under section 455(m), including such infor-
mation from all servicers involved in servicing the 
borrower’s loan; and 
‘‘(2) carry out the requirements of section 
455(m)(7) upon receiving any verbal or written con-
tact by a borrower on or after July 1, 2019, express-
ing interest in the public service loan forgiveness 
program under section 455(m).’’. 
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(b) NOTIFICATION TO DIRECT LOAN BORROWERS 
REGARDING ALL OPTIONS FOR LOAN FORGIVENESS.— 
Section 455 of the Higher Education Act of 1965 (20 
U.S.C. 1087e) is amended by adding at the end the fol-
lowing: 
‘‘(r) ANNUAL NOTICE REGARDING LOAN FORGIVE-
NESS OPTIONS.— 
‘‘(1) IN GENERAL.—The Secretary shall annu-
ally provide a written or electronic disclosure to each 
borrower of a loan under this part— 
‘‘(A) notifying the borrower— 
‘‘(i) of any loan forgiveness option 
available under this title that might apply 
to a loan under this part held by the bor-
rower, including the public service loan for-
giveness program under subsection (m); 
and 
‘‘(ii) in the case of a borrower who is 
a full-time employee of a Federal agency 
and has not expressed interest in or sub-
mitted a certification of employment for 
the public service loan forgiveness pro-
gram— 
‘‘(I) that the borrower is em-
ployed by a qualifying employer; 
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‘‘(II) the number of payment ob-
ligations satisfied by the borrower 
that the Secretary has determined 
could be qualifying monthly payment 
obligations on eligible Federal Direct 
Loan for purposes of the public serv-
ice loan forgiveness program; and 
‘‘(III) the steps necessary for the 
borrower to submit a certification of 
employment and to obtain forgiveness 
under subsection (m)(2); 
‘‘(B) informing the borrower that the loan 
forgiveness options described in subparagraph 
(A) are provided free of charge; and 
‘‘(C) including, for each loan forgiveness 
option, information regarding how the borrower 
should proceed, including contact information, 
if the borrower wishes to pursue such loan for-
giveness option. 
‘‘(2) 
EXCLUSIONS.—Notwithstanding 
para-
graph (1), the Secretary shall not provide a notifica-
tion under this subsection to a borrower of a loan 
under this part if— 
‘‘(A) the borrower is also receiving a notifi-
cation under subsection (m)(7); or 
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‘‘(B) the borrower has requested that the 
Secretary no longer provide the notifications 
under this subsection.’’. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall take effect on July 1, 2019. 
SEC. 3. TRANSITION TO IMPROVED PUBLIC SERVICE LOAN 
FORGIVENESS PROGRAM. 
(a) REVIEW OF BORROWERS CURRENTLY PARTICI-
PATING IN PUBLIC SERVICE LOAN FORGIVENESS.— 
(1) CALCULATING
THE
NUMBER
OF
QUALI-
FYING PAYMENT OBLIGATIONS FOR CURRENT PUB-
LIC SERVICE LOAN FORGIVENESS PROGRAM PARTICI-
PANTS.—By not later than July 1, 2019, the Sec-
retary shall, for each borrower that has submitted a 
certification of employment under the public service 
loan forgiveness program under section 455(m) of 
the Higher Education Act of 1965 (20 U.S.C. 
1087e) before July 1, 2019— 
(A) calculate the number of qualifying pay-
ment obligations under such section satisfied by 
the borrower, using the criteria of such section 
as in effect on July 1, 2019; and 
(B) inform the borrower of the changes in 
the public service loan forgiveness program and 
the number of qualifying payment obligations 
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that the borrower will have satisfied for pur-
poses of the program, beginning on July 1, 
2019. 
(2) RETROACTIVE
PARTIAL
LOAN
FORGIVE-
NESS.—By not later than July 1, 2019, the Sec-
retary shall take such steps as are necessary to pro-
vide 
partial 
loan 
forgiveness 
under 
section 
455(m)(3)(A)(i) of the Higher Education Act of 
1965 (20 U.S.C. 1087e(m)(3)(A)(i)), as in effect on 
such date, to borrowers with outstanding balance of 
principal and interest on a loan made under this 
part who met the criteria for partial loan forgiveness 
under such section, as in effect on July 1, 2019, be-
fore such date but on or after October 1, 2007. 
(3) APPLICABILITY OF OTHER PROVISIONS.—In 
carrying out paragraphs (1) and (2), and in any 
other case where the Secretary is applying the loan 
forgiveness provisions of section 455(m) of the High-
er Education Act of 1965 (20 U.S.C. 1087e(m)), as 
in effect on July 1, 2019, to a borrower for whom 
one or more payment obligations were satisfied be-
fore July 1, 2019, the Secretary shall determine the 
number of payment obligations satisfied by applying 
all of the provisions of such section as in effect on 
July 1, 2019, including the calculation of payment 
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kjohnson on DSK79L0C42 with BILLS
obligations under section 455(m)(5) of such Act and 
the inclusion of payment obligations satisfied 
through the component loans of a Federal Direct 
Consolidation Loan under section 455(m)(6), with-
out regard as to the date on which the payment obli-
gation was satisfied. 
(b) SPECIAL PSLF PROGRAM FUNDS.— 
(1) DEFINITION
OF
SPECIAL
PSLF
PROGRAM 
FUNDS.—In this section, the term ‘‘special PSLF 
program funds’’ means the amounts appropriated 
for public service loan forgiveness under section 315 
of division H of the Consolidated Appropriations 
Act, 2018 (Public Law 115–141; March 23, 2018) 
or under section 313 of division B of the Depart-
ment of Defense and Labor, Health and Human 
Services, and Education Appropriations Act, 2019 
and Continuing Appropriations Act, 2019 (Public 
Law 115–245; September 28, 2018). 
(2) RESCISSION.—Upon the effective date de-
scribed in section 2(c), all special PSLF program 
funds that remain unexpended on such date shall be 
rescinded. 
(3) TRANSITION.—The Secretary of Education 
shall establish a process through which the Secretary 
shall— 
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(A) review the applications of borrowers 
who applied for the loan forgiveness program 
carried out with special PSLF program funds 
but had not received loan forgiveness through 
such program before July 1, 2019; and 
(B) assist such borrowers in pursuing loan 
forgiveness under section 455(m) of the Higher 
Education Act of 1965 (20 U.S.C. 1087e(m)), 
as in effect on July 1, 2019. 
Æ 
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