I 
109TH CONGRESS 
1ST SESSION 
H. R. 666
To establish a new allowance for members of the Armed Forces serving 
in Iraq or Afghanistan to cover the premiums for Servicemembers’ Group 
Life Insurance coverage obtained by the members. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 8, 2005
Mr. SPRATT (for himself and Mrs. JO ANN DAVIS of Virginia) introduced the 
following bill; which was referred to the Committee on Armed Services 
A BILL 
To establish a new allowance for members of the Armed 
Forces serving in Iraq or Afghanistan to cover the pre-
miums for Servicemembers’ Group Life Insurance cov-
erage obtained by the members.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Servicemembers’ Fam-
ily Protection Act of 2005’’.
SEC. 2. ALLOWANCE TO COVER MONTHLY DEDUCTION 
FROM BASIC PAY FOR SERVICEMEMBERS’ 
GROUP LIFE INSURANCE COVERAGE FOR 
MEMBERS SERVING IN IRAQ OR AFGHANI-
STAN. 
(a) ALLOWANCE TO COVER SGLI DEDUCTIONS.—
Chapter 7 of title 37, United States Code, is amended by 
adding at the end the following new section: 
‘‘§ 437. Allowance to cover monthly deduction from 
basic pay for Servicemembers’ Group Life 
Insurance coverage for members serving 
in Iraq or Afghanistan 
‘‘(a) REIMBURSEMENT FOR PREMIUM DEDUCTION.—
In the case of a member of the armed forces who has ob-
tained insurance coverage for the member under the 
Servicemembers’ Group Life Insurance program and who 
serves in Iraq or Afghanistan at any time during a month, 
the Secretary concerned shall pay the member an allow-
ance under this section in an amount equal to the lesser 
of the following: 
‘‘(1) The amount of the deduction actually 
made for that month from the basic pay of the mem-
ber for the level of Servicemembers’ Group Life In-
surance coverage obtained by the member under sec-
tion 1967 of title 38.
‘‘(2) The amount of the deduction otherwise 
made under subsection (a)(1) of section 1969 of title 
38 for members who select the $250,000 level of in-
surance coverage. 
‘‘(b) NOTICE OF AVAILABILITY OF ALLOWANCE.—To 
the maximum extent practicable, in advance of the deploy-
ment of a member to Iraq or Afghanistan, the Secretary 
concerned shall give the member information regarding 
the following: 
‘‘(1) The availability of the allowance under this 
section 
for 
members 
insured 
under 
the 
Servicemembers’ Group Life Insurance program. 
‘‘(2) The ability of members who elected not to 
be insured under Servicemembers’ Group Life Insur-
ance, or elected less than the authorized maximum 
coverage, to obtain additional coverage as provided 
in section 1967(c) of title 38.’’. 
(b) CLERICAL AMENDMENT.—The table of sections 
at the beginning of chapter 7 of title 37, United States 
Code, is amended by adding at the end the following new 
item: 
‘‘437. Allowance to cover monthly deduction from basic pay for Servicemembers’ 
Group Life Insurance coverage for members serving in Iraq or 
Afghanistan.’’. 
(c) EFFECTIVE DATE; NOTIFICATION.—Section 437 
of title 37, United States Code, as added by subsection 
(a), shall apply with respect to service by members of the
Armed Forces in Iraq or Afghanistan for months begin-
ning on or after the date of the enactment of this Act. 
In the case of members who are serving in Iraq or Afghan-
istan as of the date of the enactment of this Act, the Sec-
retary of Defense shall notify such members, as soon as 
practicable, regarding—
(1) the availability of the allowance under such 
section 
for 
members 
insured 
under 
the 
Servicemembers’ Group Life Insurance program; 
and 
(2) the ability of members who elected not to be 
insured under Servicemembers’ Group Life Insur-
ance, or elected less than the authorized maximum 
coverage, to obtain additional coverage as provided 
in section 1967(c) of title 38, United States Code. 
SEC. 3. DEPARTMENT OF DEFENSE PAYMENT TO MEMBERS 
WHO DIED WHILE SERVING IN IRAQ OR AF-
GHANISTAN 
WITHOUT 
FULL 
SERVICEMEMBERS’ GROUP LIFE INSURANCE 
COVERAGE. 
(a) PAYMENT REQUIRED.—The Secretary of Defense 
shall make a payment under this section on behalf of each 
member of the Armed Forces who—
(1) during the period beginning on September 
11, 2001, and ending 60 days after the date on
which the Secretary provides the notice required by 
section 2(c), died as a result of a wound, injury, or 
illness sustained while the member was serving in 
Iraq or Afghanistan, or traveling to or from a mis-
sion in Iraq or Afghanistan; and 
(2) at the time of the member’s death, was not 
insured under Servicemembers’ Group Life Insur-
ance or had elected less than the $250,000 level of 
insurance coverage under the Servicemembers’ 
Group Life Insurance program. 
(b) AMOUNT OF PAYMENT.—The amount of the pay-
ment required by this section on behalf of a member de-
scribed in subsection (a) shall be equal to the difference 
between—
(1) $250,000; and 
(2) the amount of insurance, if any, paid on be-
half of the member under the Servicemembers’ 
Group Life Insurance program. 
(c) BENEFICIARY.—The Secretary of Defense shall 
make the payment required by this section on behalf of 
a member to the same beneficiary determined under sec-
tion 1970 of title 38, United States Code, for receipt of 
the insurance payment under the Servicemembers’ Group 
Life Insurance program with regard to that member. If 
the member was not insured under Servicemembers’
Group Life Insurance, the Secretary shall determine the 
recipient of the payment, using the order of precedence 
specified in subsection (a) of such section.
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