thorization before undergoing an annual screening 
mammography. 
‘‘(d) NOTICE.—A group health plan under this part 
shall comply with the notice requirement under section 
714(d) of the Employee Retirement Income Security Act 
of 1974 with respect to the requirements of this section 
as if such section applied to such plan. 
‘‘(e) LEVEL
AND TYPE
OF REIMBURSEMENTS.— 
Nothing in this section shall be construed as preventing 
a group health plan or a health insurance issuer offering 
group health insurance coverage from negotiating the level 
and type of reimbursement with a provider for care pro-
vided in accordance with this section. 
‘‘(f) PREEMPTION; EXCEPTION FOR HEALTH INSUR-
ANCE COVERAGE IN CERTAIN STATES.— 
‘‘(1) IN GENERAL.—The requirements of this 
section shall not apply with respect to health insur-
ance coverage for any class of participants or bene-
ficiaries if there is a State law (as defined in section 
2723(d)(1)) for a State that regulates such cov-
erage, that requires coverage to be provided for an-
nual screening mammography for such class, and 
that provides at least the protections described in 
subsection (b).
‘‘(2) CONSTRUCTION.—Section 2723(a)(1) shall 
not be construed as superseding a State law de-
scribed in paragraph (1).’’. 
(2) Section 2723(c) of such Act (42 U.S.C. 
300gg–23(c)) is amended by striking ‘‘section 2704’’ 
and inserting ‘‘sections 2704 and 2707’’. 
(b) ERISA AMENDMENTS.— 
(1) Subpart B of part 7 of subtitle B of title 
I of the Employee Retirement Income Security Act 
of 1974 is amended by adding at the end the fol-
lowing new section: 
‘‘SEC. 714. STANDARDS RELATING TO BENEFITS FOR 
SCREENING MAMMOGRAPHY. 
‘‘(a) REQUIREMENTS FOR COVERAGE OF ANNUAL 
SCREENING MAMMOGRAPHY.— 
‘‘(1) IN GENERAL.—A group health plan, and a 
health insurance issuer offering group health insur-
ance coverage, that provides coverage for diagnostic 
mammography for any class of participants or bene-
ficiaries shall provide coverage for annual screening 
mammography for such class under terms and con-
ditions that are not less favorable than the terms 
and conditions for coverage of diagnostic mammog-
raphy.
‘‘(2) DIAGNOSTIC
AND
ANNUAL
SCREENING 
MAMMOGRAPHY
DEFINED.—For purposes of this 
section— 
‘‘(A) The term ‘diagnostic mammography’ 
means a radiologic procedure that is medically 
necessary for the purpose of diagnosing breast 
cancer and includes a physician’s interpretation 
of the results of the procedure. 
‘‘(B) The term ‘annual screening mam-
mography’ means a radiologic procedure pro-
vided to an individual, not more frequently than 
on an annual basis, for the purpose of early de-
tection of breast cancer and includes a physi-
cian’s interpretation of the results of the proce-
dure. 
‘‘(b) PROHIBITIONS.—A group health plan, and a 
health insurance issuer offering group health insurance 
coverage in connection with a group health plan, may 
not— 
‘‘(1) deny coverage described in subsection 
(a)(1) on the basis that the coverage is not medically 
necessary or on the basis that the annual screening 
mammography is not pursuant to a referral, con-
sent, or recommendation by any health care pro-
vider;
‘‘(2) deny to a participant or beneficiary eligi-
bility, or continued eligibility, to enroll or to renew 
coverage under the terms of the plan, solely for the 
purpose of avoiding the requirements of this section; 
‘‘(3) provide monetary payments or rebates to 
participants or beneficiaries to encourage them to 
accept less than the minimum protections available 
under this section; 
‘‘(4) penalize or otherwise reduce or limit the 
reimbursement of an attending provider because 
such provider provided care to an individual partici-
pant or beneficiary in accordance with this section; 
or 
‘‘(5) provide incentives (monetary or otherwise) 
to an attending provider to induce such provider to 
provide care to an individual participant or bene-
ficiary in a manner inconsistent with this section. 
‘‘(c) RULES OF CONSTRUCTION.— 
‘‘(1) Nothing in this section shall be construed 
to require a participant or beneficiary to undergo 
annual screening mammography. 
‘‘(2) This section shall not apply with respect to 
any group health plan, or any group health insur-
ance coverage offered by a health insurance issuer,
which does not provide benefits for diagnostic mam-
mography. 
‘‘(3) Nothing in this section shall be construed 
as preventing a group health plan or a health insur-
ance issuer offering group health insurance coverage 
from imposing deductibles, coinsurance, or other 
cost-sharing in relation to benefits for annual 
screening mammography under the plan (or under 
health insurance coverage offered in connection with 
a group health plan), except that such coinsurance 
or other cost-sharing for any portion may not be 
greater than such coinsurance or cost-sharing that is 
otherwise applicable with respect to benefits for di-
agnostic mammography. 
‘‘(4) Nothing in this section shall be construed 
as preventing a group health plan or a health insur-
ance issuer offering group health insurance coverage 
from requiring that a participant or beneficiary, be-
fore undergoing an annual screening mammography 
more frequently than on an annual basis, consult 
with an appropriate health care practitioner or ob-
tain a written authorization from such a practitioner 
for submission to the plan or issuer, but nothing in 
this section shall be construed as requiring prior au-
thorization before undergoing an annual screening 
mammography. 
‘‘(d) NOTICE UNDER GROUP HEALTH PLAN.—The 
imposition of the requirements of this section shall be 
treated as a material modification in the terms of the plan 
described in section 102(a)(1), for purposes of assuring 
notice of such requirements under the plan; except that 
the summary description required to be provided under the 
last sentence of section 104(b)(1) with respect to such 
modification shall be provided by not later than 60 days 
after the first day of the first plan year in which such 
requirements apply. 
‘‘(e) LEVEL
AND TYPE
OF REIMBURSEMENTS.— 
Nothing in this section shall be construed as preventing 
a group health plan or a health insurance issuer offering 
group health insurance coverage from negotiating the level 
and type of reimbursement with a provider for care pro-
vided in accordance with this section. 
‘‘(f) PREEMPTION; EXCEPTION FOR HEALTH INSUR-
ANCE COVERAGE IN CERTAIN STATES.— 
‘‘(1) IN GENERAL.—The requirements of this 
section shall not apply with respect to health insur-
ance coverage for any class of participants or bene-
ficiaries if there is a State law (as defined in section 
731(d)(1)) for a State that regulates such coverage,
that requires coverage to be provided for annual 
screening mammography for such class, and that 
provides at least the protections described in sub-
section (b). 
‘‘(2) CONSTRUCTION.—Section 731(a)(1) shall 
not be construed as superseding a State law de-
scribed in paragraph (1).’’. 
(2) Section 731(c) of such Act (29 U.S.C. 
1191(c)) is amended by striking ‘‘section 711’’ and 
inserting ‘‘sections 711 and 714’’. 
(3) Section 732(a) of such Act (29 U.S.C. 
1191a(a)) is amended by striking ‘‘section 711’’ and 
inserting ‘‘sections 711 and 714’’. 
(4) The table of contents in section 1 of such 
Act is amended by inserting after the item relating 
to section 713 the following new item: 
‘‘714. Standards relating to benefits for screening mammography.’’. 
(c) EFFECTIVE DATES.—(1) Subject to paragraph 
(2), the amendments made by this section shall apply with 
respect to group health plans (and health insurance cov-
erage offered in connection with group health plans) for 
plan years beginning on or after January 1, 2006. 
(2) In the case of a group health plan maintained 
pursuant to 1 or more collective bargaining agreements 
between employee representatives and 1 or more employ-
ers ratified before the date of enactment of this Act, the
amendments made by this section shall not apply to plan 
years beginning before the later of—
(A) the date on which the last collective bar-
gaining agreements relating to the plan terminate 
(determined without regard to any extension thereof 
agreed to after the date of enactment of this Act), 
or 
(B) January 1, 2006. 
For purposes of subparagraph (A), any plan amendment 
made pursuant to a collective bargaining agreement relat-
ing to the plan which amends the plan solely to conform 
to any requirement added by this section shall not be 
treated as a termination of such collective bargaining 
agreement. 
SEC. 3. COVERAGE OF ANNUAL SCREENING MAMMOG-
RAPHY UNDER INDIVIDUAL HEALTH COV-
ERAGE. 
(a) IN GENERAL.—Part B of title XXVII of the Pub-
lic Health Service Act is amended by inserting after sec-
tion 2752 the following new section: 
‘‘SEC. 2753. STANDARDS RELATING TO BENEFITS FOR 
SCREENING MAMMOGRAPHY. 
‘‘(a) IN GENERAL.—The provisions of section 2707 
(other than subsections (d) and (f)) shall apply to health 
insurance coverage offered by a health insurance issuer
in the individual market in the same manner as it applies 
to health insurance coverage offered by a health insurance 
issuer in connection with a group health plan in the small 
or large group market. 
‘‘(b) NOTICE.—A health insurance issuer under this 
part shall comply with the notice requirement under sec-
tion 714(d) of the Employee Retirement Income Security 
Act of 1974 with respect to the requirements referred to 
in subsection (a) as if such section applied to such issuer 
and such issuer were a group health plan. 
‘‘(c) PREEMPTION; EXCEPTION FOR HEALTH INSUR-
ANCE COVERAGE IN CERTAIN STATES.— 
‘‘(1) IN GENERAL.—The requirements of this 
section shall not apply with respect to health insur-
ance coverage for any class of individuals if there is 
a State law (as defined in section 2723(d)(1)) for a 
State that regulates such coverage, that requires 
coverage in the individual health insurance market 
to be provided for annual screening mammography 
for such class and that provides at least the protec-
tions described in section 2707(b) (as applied under 
subsection (a)). 
‘‘(2) CONSTRUCTION.—Section 2762(a) shall 
not be construed as superseding a State law de-
scribed in paragraph (1).’’.
(b) CONFORMING AMENDMENT.—Section 2762(b)(2) 
of such Act (42 U.S.C. 300gg–62(b)(2)) is amended by 
striking ‘‘section 2751’’ and inserting ‘‘sections 2751 and 
2753’’. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to health insurance 
coverage offered, sold, issued, or renewed in the individual 
market on or after such January 1, 2006. 
SEC. 4. COVERAGE OF ANNUAL SCREENING MAMMOG-
RAPHY UNDER MEDICAID. 
(a) IN GENERAL.—Section 1905(a) of the Social Se-
curity Act (42 U.S.C. 1396d(a)) is amended— 
(1) by striking ‘‘and’’ at the end of paragraph 
(27); 
(2) by redesignating paragraph (28) as para-
graph (29); and 
(3) by inserting after paragraph (27) the fol-
lowing new paragraph: 
‘‘(28) annual screening mammography (as de-
fined in subsection (x)) that is conducted by a facil-
ity that has a certificate (or provisional certificate) 
issued under section 354 of the Public Health Serv-
ice Act; and’’. 
(b) 
ANNUAL
SCREENING
MAMMOGRAPHY
DE-
FINED.—Section 1905 of such Act (42 U.S.C. 1396d) is
amended by adding at the end the following new sub-
section: 
‘‘(y) The term ‘annual screening mammography’ 
means a radiologic procedure provided to a woman, not 
more frequently than on an annual basis, for the purpose 
of early detection of breast cancer and includes a physi-
cian’s interpretation of the results of the procedure.’’. 
(c) 
MAKING
COVERAGE
MANDATORY.—Section 
1902(a)(10)(A) of such Act (42 U.S.C. 1396a(a)(10)(A)) 
is amended by striking ‘‘(17) and (21)’’ and inserting 
‘‘(17), (21), and (27)’’. 
(d) 
CONFORMING
AMENDMENTS.—Section 
1902(a)(10)(C)(iv) 
of 
such 
Act 
(42 
U.S.C. 
1396a(a)(10)(C)(iv)) is amended— 
(1) by striking ‘‘and (17)’’ and inserting ‘‘, 
(17), and (27)’’, and 
(2) by striking ‘‘through (24)’’ and inserting 
‘‘through (28)’’; and 
(e) EFFECTIVE DATE.—(1) Except as provided in 
paragraph (2), the amendments made by this section shall 
apply to screening mammography performed on or after 
January 1, 2006, without regard to whether or not final 
regulations to carry out such amendments have been pro-
mulgated by such date.
(2) In the case of a State plan for medical assistance 
under title XIX of the Social Security Act which the Sec-
retary of Health and Human Services determines requires 
State legislation (other than legislation appropriating 
funds) in order for the plan to meet the additional require-
ment imposed by the amendments made by this section, 
the State plan shall not be regarded as failing to comply 
with the requirements of such title solely on the basis of 
its failure to meet this additional requirement before the 
first day of the first calendar quarter beginning after the 
close of the first regular session of the State legislature 
that begins after the date of the enactment of this Act. 
For purposes of the previous sentence, in the case of a 
State that has a 2-year legislative session, each year of 
such session shall be deemed to be a separate regular ses-
sion of the State legislature. 
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