I 
118TH CONGRESS 
1ST SESSION H. R. 6689 
To direct the Secretary of Education to forgive the Federal student loans 
of borrowers who are enrolled for benefits under part A of title XVIII 
of the Social Security Act, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 7, 2023 
Mr. SCHIFF (for himself, Mr. GRIJALVA, Mrs. CHERFILUS-MCCORMICK, Mr. 
GOMEZ, Ms. NORTON, and Ms. TOKUDA) introduced the following bill; 
which was referred to the Committee on Education and the Workforce, 
and in addition to the Committee on Energy and Commerce, for a period 
to be subsequently determined by the Speaker, in each case for consider-
ation of such provisions as fall within the jurisdiction of the committee 
concerned 
A BILL 
To direct the Secretary of Education to forgive the Federal 
student loans of borrowers who are enrolled for benefits 
under part A of title XVIII of the Social Security Act, 
and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Student Loan Relief 
for Medicare and Social Security Recipients Act of 2023’’. 
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SEC. 2. FEDERAL STUDENT LOAN FORGIVENESS FOR BOR-
ROWERS ENROLLED IN MEDICARE. 
(a) FORGIVENESS REQUIRED.—Notwithstanding any 
other provision of law, the Secretary of Education shall 
forgive the outstanding balance of principal, interest, and 
fees due on the eligible Federal student loans of borrowers 
who meet the requirements of subsection (b). 
(b) ELIGIBILITY.—A borrower is eligible to receive 
forgiveness under this section if, at the time of application 
for forgiveness, such borrower is— 
(1) enrolled for benefits under part A of title 
XVIII of the Social Security Act (42 U.S.C. 1395c 
et seq.); or 
(2) in the 24-month waiting period for such 
benefits as described under section 226(b) of the So-
cial Security Act (42 U.S.C. 426(b)). 
(c) APPLICATION.—A borrower seeking forgiveness 
under this section shall submit to the Secretary of Edu-
cation an application at such time, in such manner, and 
containing such information as the Secretary may require. 
(d) METHOD OF LOAN FORGIVENESS.—As soon as 
practicable after the Secretary of Education confirms that 
an applicant meets the requirements of subsection (b), the 
Secretary of Education shall— 
(1) for each eligible Federal student loan of the 
borrower that is held by the Department of Edu-
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cation, cancel the outstanding balance of principal, 
interest, and fees due on the loan; and 
(2) for each eligible Federal student loan of the 
borrower that is not held by the Department of Edu-
cation— 
(A) through the holder of a loan, assume 
the obligation to repay the outstanding balance 
of principal, interest, and fees due on the loan; 
and 
(B) upon assuming such obligation, cancel 
the outstanding balance of such principal, inter-
est, and fees. 
(e) REPAYMENT REFUNDS PROHIBITED.—Nothing 
in this section shall be construed to authorize the refund 
of any payments made by a borrower on an eligible Fed-
eral student before the date on which the borrower’s loans 
are forgiven in accordance with this section. 
(f) DEFINITIONS.—In this section: 
(1) ELIGIBLE FEDERAL STUDENT LOAN.—The 
term ‘‘eligible Federal student loan’’ means a loan— 
(A) received by a borrower at least 10 
years before the date on which such borrower 
applies for forgiveness under subsection (c); 
(B) used to pay for— 
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(i) the undergraduate or graduate 
education of the borrower; or 
(ii) in the case of a loan made to a 
parent on behalf of a dependent student, 
the undergraduate or graduate education 
of such dependent student; and 
(C) made, insured, or guaranteed under— 
(i) part B, part D, or part E of title 
IV of the Higher Education Act of 1965 
(20 U.S.C. 1070 et seq.), including a con-
solidation loan; or 
(ii) part E of title VIII of the Public 
Health Service Act. 
(2) FEES.—The term ‘‘fees’’ means any 
amounts owed by a borrower, other than principal 
and interest, on an eligible Federal student loan, in-
cluding the amounts of any outstanding administra-
tive fees, late charges, and collection costs. 
(3) GRADUATE EDUCATION.—The term ‘‘grad-
uate education’’ means a postbaccalaureate program 
of study that leads to a graduate degree, including 
a master’s or doctoral degree. 
(4) INSTITUTION OF HIGHER EDUCATION.—The 
term ‘‘institution of higher education’’ has the 
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