•HRES 337 IH 
Whereas the Low-Income Housing Tax Credit program and 
Housing Trust Fund already prohibit the refusal of hous-
ing funded through such programs to Housing Choice 
Voucher holders or individuals receiving rental assistance 
through the HOME Investment Partnerships Program; 
Whereas there continues to be widespread discrimination in 
the housing industry against Black, Latinx, and Asian- 
American home buyers by real estate agents; 
Whereas owner-occupied homes located in majority-Black 
neighborhoods 
are 
undervalued 
by 
approximately 
$162,000,000,000 when compared to owner-occupied 
homes in similarly situated communities that have very 
few or no Black residents; 
Whereas the average home in a White neighborhood is valued 
2 times higher than comparable homes in Black and 
Latinx neighborhoods, even after controlling for neigh-
borhood characteristics; 
Whereas 92.4 percent of appraisers identify as White and 
54.5 percent identify as male, compared to the total 
United States population that identifies as 59.3 percent 
White and 49.5 percent male; 
Whereas more than 71 percent of people experiencing home-
lessness in the United States are Black, Latinx, Asian 
American, Indigenous, or otherwise non-White despite 
making up just over 43 percent of the total population 
of the United States; 
Whereas an individual’s housing conditions impacts their 
health, educational attainment level, employment oppor-
tunities, exposure to the adverse effects of climate 
change, and personal wealth; 
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•HRES 337 IH 
Whereas borrowers of color lack equal access to quality and 
affordable credit compared to similarly situated White 
borrowers; 
Whereas research shows that Black and Latinx borrowers 
pay $765,000,000 more in combined mortgage interest 
each year compared to similarly situated White borrowers 
due to discriminatory factors in mortgage lending by the 
government-sponsored housing finance enterprises; 
Whereas the 2020 Home Mortgage Disclosure Act data show 
that the majority of loans purchased by the government- 
sponsored housing finance enterprises primarily served 
higher income, White borrowers in wealthier, majority- 
White neighborhoods; 
Whereas Black and Latinx borrowers are more likely to re-
ceive mortgage loans through the Federal Housing Ad-
ministration, even when they qualify for conventional 
lending options that may offer more affordable terms; 
Whereas research shows that algorithmic bias and discrimina-
tion exist in online housing platforms, automated valu-
ation models, and lending that use artificial intelligence 
for advertising and decisionmaking purposes, and there is 
an urgent need to eliminate individual bias that enters 
into the development of artificial intelligence systems and 
systemic bias through the use of inappropriate or histori-
cally biased data; 
Whereas the majority of Americans support neighborhood in-
tegration and numerous studies have shown the universal 
benefits of residential integration; 
Whereas reports indicate there are more than 4,000,000 vio-
lations of fair housing laws each year against people of 
all protected classes, and fair housing testing continues 
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•HRES 337 IH 
to uncover a high rate of discrimination in the rental, 
sales, mortgage lending, and insurance markets; 
Whereas 68,000,000 adults in the United States believe they 
have experienced unequal treatment in their housing 
search due to their status as a member of a protected 
class under the Fair Housing Act; 
Whereas less than 1 percent of fair housing violations are re-
ported each year; 
Whereas private nonprofit fair housing organizations funded 
by the Fair Housing Initiatives Program (FHIP) serve 
as the front line in the effort to resolve housing discrimi-
nation and train local housing providers on how to com-
ply with the Fair Housing Act; 
Whereas, in 2021, there were a total of 31,216 housing dis-
crimination complaints reported nationwide, an 8.7-per-
cent increase over the number of complaints filed in 
2020, despite there being less FHIP organizations avail-
able to process such complaints; 
Whereas the Fair Housing Assistance Program funds State 
as well as local civil and human rights enforcement agen-
cies to investigate and process housing discrimination 
complaints, conduct special enforcement projects, and 
take part in training and other projects designed to en-
hance the agency’s administration and enforcement of 
fair housing laws; 
Whereas while our Nation has made great strides in elimi-
nating housing discrimination, families with children, 
women, people with disabilities, people of color, religious 
minorities, immigrants, LGBTQ+ individuals, and low- 
income people receiving public assistance, among others, 
still face discriminatory barriers to housing; 
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•HRES 337 IH 
Whereas fair housing education and enforcement play a piv-
otal role in increasing housing choice and homeownership 
opportunities for members of protected classes and com-
bating predatory lending; 
Whereas, amid a global health and economic crisis, housing 
discrimination against health care workers and people 
who have been infected by the coronavirus, or are per-
ceived as having been infected, is contributing to in-
creased evictions and hate crimes; 
Whereas systemic health and economic disparities have been 
exacerbated by the coronavirus pandemic, disproportion-
ately infecting communities of color, destabilizing their 
employment opportunities, and resulting in higher levels 
of evictions and foreclosures; 
Whereas, during the coronavirus pandemic, as mortgage in-
terest rates reached historic lows, Black borrowers were 
disproportionately denied mortgage loans to purchase and 
refinance homes due to biased and potentially discrimina-
tory appraisal and lending policies and practices, exclud-
ing them from wealth-building opportunities and lower 
housing costs; 
Whereas, during the coronavirus pandemic, harmful senti-
ments toward Asian American and Pacific Islander com-
munities incited increases in racialized and gendered vio-
lence across the Nation; 
Whereas reports of sexual harassment increased by 300 per-
cent during the coronavirus pandemic, with women of 
color and transgender women disproportionately report-
ing such incidents; 
Whereas immigrant and limited-English proficient commu-
nities must have in-language access to online, telephone, 
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•HRES 337 IH 
print, and all other mediums of housing information, no-
tices, and resources during the coronavirus pandemic to 
prevent predatory and discriminatory housing and lend-
ing practices; 
Whereas persons with disabilities must have equal access to 
online, telephone, print, and all other mediums of housing 
information, 
notices, 
and 
resources 
during 
the 
coronavirus pandemic to prevent predatory and discrimi-
natory housing and lending practices; 
Whereas persons with disabilities, including seniors and chil-
dren with disabilities, have experienced unlawful denials 
of their reasonable accommodation requests to insulate 
them from exposure to the coronavirus and its associated 
life-threatening complications; 
Whereas there is a chronic undersupply of accessible housing 
and an underenforcement of housing accessibility stand-
ards, which denies many people with disabilities their 
right to fair and accessible housing that is integrated into 
community settings; and 
Whereas the Fair Housing Act is an essential component of 
our Nation’s civil rights legislation: Now, therefore, be it 
Resolved, 
SECTION 1. SHORT TITLE. 
This resolution may be cited as the ‘‘Original Fair 
Housing Resolution of 2023’’. 
SEC. 2. SUPPORT FOR FAIR HOUSING ACT. 
The House of Representatives— 
(1) supports the goals and values of the 55th 
anniversary of the enactment of the Fair Housing 
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