I 
119TH CONGRESS 
1ST SESSION H. R. 6681 
To establish the Office of the National Fraud and Scam Prevention, and 
for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 11, 2025 
Mr. WHITESIDES (for himself and Mr. SHREVE) introduced the following bill; 
which was referred to the Committee on Energy and Commerce, and in 
addition to the Committees on Foreign Affairs, the Judiciary, and Finan-
cial Services, for a period to be subsequently determined by the Speaker, 
in each case for consideration of such provisions as fall within the juris-
diction of the committee concerned 
A BILL 
To establish the Office of the National Fraud and Scam 
Prevention, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘National Scam Preven-
tion Coordination Act’’. 
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SEC. 2. OFFICE OF THE NATIONAL FRAUD AND SCAM PRE-
VENTION. 
(a) ESTABLISHMENT.—There is established, within 
the Executive Office of the President, the Office of the 
National Fraud and Scam Prevention (in this section re-
ferred to as the ‘‘Office’’). 
(b) NATIONAL FRAUD AND SCAM PREVENTION DI-
RECTOR.— 
(1) IN GENERAL.—The Office shall be headed 
by the National Fraud and Scam Prevention Direc-
tor (in this section referred to as the ‘‘Director’’) 
who shall be appointed by the President, by and 
with the advice and consent of the Senate. 
(2) POSITION.—The Director shall hold office 
at the pleasure of the President. 
(3) PAY AND ALLOWANCES.—The Director shall 
be entitled to receive the rate of pay and allowances 
provided for positions under level II of the Executive 
Schedule under section 5313 of title 5, United 
States Code. 
(c) DUTIES OF THE DIRECTOR.— 
(1) IN GENERAL.—Subject to the authority, di-
rection, and control of the President, the Director 
shall— 
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(A) serve as the principal advisor to the 
President on scam and fraud prevention policy 
and strategy relating to the coordination of— 
(i) information sharing, security, and 
data protection; 
(ii) programs and policies intended to 
improve the fraud and scam prevention; 
(iii) posture of the United States; 
(iv) efforts to understand and deter 
fraud and scams; 
(v) diplomatic and other efforts to de-
velop norms and international consensus 
around responsible state behavior in fraud 
and scam prevention; 
(vi) awareness and adoption of emerg-
ing technology that may enhance, aug-
ment, or degrade the fraud and scam pre-
vention posture of the United States; 
(vii) efforts to educate the public on 
how to best prevent falling victim of fraud 
and scams; and 
(viii) such other fraud and scam pre-
vention matters as the President considers 
appropriate; 
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(B) establish a fraud data shield program 
allowing entities to share non-personally identi-
fiable scam data with the Office; 
(C) offer advice and consultation to the 
Domestic Policy Counsel in the White House 
and its staff, the Homeland Security Council 
and its staff, and relevant Federal departments 
and agencies, for their consideration, relating to 
the development and coordination of national 
fraud and scam prevention policy and strategy; 
(D) lead the coordination of implementa-
tion of national fraud and scam prevention pol-
icy and strategy by— 
(i) in coordination with the heads of 
relevant Federal departments or agencies, 
monitoring and assessing the effectiveness, 
including cost-effectiveness, of the imple-
mentation of such national fraud and scam 
prevention policy and strategy by Federal 
departments and agencies; 
(ii) making recommendations, relevant 
to changes in the organization, personnel, 
and resource allocation and to policies of 
Federal departments and agencies, to the 
heads of relevant Federal departments and 
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agencies in order to implement such na-
tional fraud and scam prevention policy 
and strategy; 
(iii) reviewing the annual budget pro-
posals for relevant Federal departments 
and agencies and advising the heads of 
such departments and agencies whether 
such proposals are consistent with such na-
tional fraud and scam prevention policy 
and strategy; 
(iv) continuously assessing and mak-
ing relevant recommendations to the Presi-
dent on the appropriate level of integration 
and interoperability across relevant Fed-
eral departments and agencies; 
(v) reporting annually to the Presi-
dent, the Assistant to the President for the 
Domestic Policy Counsel, and Congress on 
the state of the fraud and scam prevention 
posture of the United States, the effective-
ness of such national fraud and scam pre-
vention policy and strategy, and the status 
of the implementation of such national 
fraud and scam prevention policy and 
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strategy by Federal departments and agen-
cies; and 
(vi) such other activity as the Presi-
dent considers appropriate to further such 
national fraud and scam prevention policy 
and strategy; 
(E) lead coordination of the development 
and ensuring implementation by the Federal 
Government of integrated incident response to 
fraud and scam campaigns of significant con-
sequence, including— 
(i) ensuring and facilitating coordina-
tion among relevant Federal departments 
and agencies in the development of inte-
grated operational plans, processes, and 
playbooks, including for incident response, 
that feature— 
(I) clear lines of authority and 
lines of effort across the Federal Gov-
ernment; 
(II) authorities that have been 
delegated to an appropriate level to 
facilitate 
effective 
operational 
re-
sponses across the Federal Govern-
ment; and 
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(III) support for the integration 
of defensive fraud and scam preven-
tion plans and capabilities with offen-
sive fraud and scam plans and capa-
bilities in a manner consistent with 
improving the fraud and scam preven-
tion posture of the United States; 
(ii) ensuring the exercising of defen-
sive operational plans, processes, and play-
books for incident response; 
(iii) ensuring the updating of defen-
sive operational plans, processes, and play-
books for incident response as needed to 
keep them updated; and 
(iv) reviewing and ensuring that de-
fensive operational plans, processes, and 
playbooks improve coordination with rel-
evant private sector entities, as appro-
priate; 
(F) preparing the response by the Federal 
Government to fraud and scam campaigns of 
significant consequence across Federal depart-
ments and agencies with responsibilities per-
taining to fraud and scam prevention and with 
the relevant private sector entities, including— 
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(i) developing for the approval of the 
President, in coordination with the heads 
of relevant Federal departments and agen-
cies, operational priorities, requirements, 
and plans; 
(ii) ensuring incident response is exe-
cuted consistent with the plans described 
in clause (i); and 
(iii) ensuring relevant Federal depart-
ment and agency consultation with rel-
evant private sector entities in incident re-
sponse; 
(G) coordinate and consult with private 
sector leaders on fraud and scam prevention 
and emerging technology issues in support of, 
and in coordination with, the Director of the 
Cybersecurity 
and 
Infrastructure 
Security 
Agency and the heads of other Federal depart-
ments and agencies, as appropriate; 
(H) annually report to Congress on fraud 
and scam threats and issues facing the United 
States, including any new or emerging tech-
nologies that may affect national security, eco-
nomic prosperity, or enforcing the rule of law; 
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(I) provide technical assistance and stra-
tegic guidance to, without supplanting, existing 
interagency task forces; and 
(J) be responsible for such other functions 
as the President may direct. 
(2) DELEGATION OF AUTHORITY.— 
(A) IN GENERAL.—The Director may— 
(i) serve as the senior representative 
to any organization that the President may 
establish for the purpose of providing the 
President advice on fraud and scam pre-
vention; 
(ii) subject to subparagraph (B), be 
included as a participant in preparations 
for and, when appropriate, the execution of 
domestic and international summits and 
other international meetings at which 
fraud and scam prevention is a major 
topic; 
(iii) delegate any of the Director’s 
functions, powers, and duties to such offi-
cers and employees of the Office as the Di-
rector considers appropriate; and 
(iv) authorize such successive re-dele-
gations of such functions, powers, and du-
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ties to such officers and employees of the 
Office as the Director considers appro-
priate. 
(B) SUMMITS.—In acting under subpara-
graph (A)(ii) in the case of a summit or a meet-
ing with an international partner, the Director 
shall act in coordination with the Secretary of 
State. 
(d) POWERS OF THE DIRECTOR.— 
(1) IN GENERAL.—The Director may, for the 
purposes of carrying out the functions of the Direc-
tor under this section— 
(A) subject to the civil service and classi-
fication laws, select, appoint, employ, and fix 
the compensation of such officers and employ-
ees as are necessary and prescribe their duties, 
except that not more than 20 individuals may 
be employed without regard to any provision of 
law regulating the employment or compensation 
at rates not to exceed the basic rate of basic 
pay payable for level IV of the Executive Sched-
ule under section 5315 of title 5, United States 
Code; 
(B) employ experts and consultants in ac-
cordance with section 3109 of title 5, United 
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States Code, and compensate individuals so em-
ployed for each day (including travel time) at 
rates not in excess of the maximum rate of 
basic pay for grade GS–15 as provided in sec-
tion 5332 of such title, and while such experts 
and consultants are so serving away from their 
homes or regular place of business, to pay such 
employees travel expenses and per diem in lieu 
of subsistence at rates authorized by section 
5703 of such title 5 for persons in Federal Gov-
ernment service employed intermittently; 
(C) accept officers or employees of the 
United States or members of the Armed Forces 
on a detail from an element of the intelligence 
community (as such term is defined in section 
3(4) of the National Security Act of 1947 (50 
U.S.C. 3003(4))) or from another element of 
the Federal Government on a nonreimbursable 
basis, as jointly agreed to by the heads of the 
receiving and detailing elements, for a period 
not to exceed 3 years; 
(D) promulgate such rules and regulations 
as may be necessary to carry out the functions, 
powers, and duties vested in the Director; 
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(E) utilize, with their consent, the services, 
personnel, and facilities of other Federal agen-
cies; 
(F) enter into and perform such contracts, 
leases, cooperative agreements, or other trans-
actions as may be necessary in the conduct of 
the work of the Office and on such terms as the 
Director may determine appropriate, with any 
Federal agency, or with any public or private 
person or entity; 
(G) accept voluntary and uncompensated 
services, notwithstanding the provisions of sec-
tion 1342 of title 31, United States Code; 
(H) adopt an official seal, which shall be 
judicially noticed; and 
(I) provide, where authorized by law, cop-
ies of documents to persons at cost, except that 
any funds so received shall be credited to, and 
be available for use from, the account from 
which expenditures relating thereto were made. 
(2) RULES OF CONSTRUCTION REGARDING DE-
TAILS.—Nothing in paragraph (1)(C) may be con-
strued as imposing any limitation on any other au-
thority for reimbursable or nonreimbursable details. 
A nonreimbursable detail made pursuant to such 
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paragraph shall not be considered an augmentation 
of the appropriations of the receiving element of the 
Office. 
(e) IMMUNITY.—Any person who in good faith shares 
non-personally identifiable information with the Office to 
carry out the purposes of this Act shall not be liable under 
a civil action for such disclosure. 
(f) DEFINITIONS.—In this section— 
(1) the term ‘‘fraud’’ means acts that inten-
tionally and knowingly deceive the victim by mis-
representing, concealing, or omitting facts about 
promised goods, services, or other benefits and con-
sequences that are nonexistent, unnecessary, never 
intended to be provided, or deliberately distorted for 
the purpose of monetary gain, and includes both 
transactions authorized by the victim and those that 
are not so authorized; 
(2) the term ‘‘fraud and scam prevention pos-
ture’’ means the ability to identify, to protect 
against, to detect, to prevent, to respond to, and to 
recover from completed, ongoing, or planned fraud 
or scams; 
(3) the term ‘‘incident’’ means an individual 
completed, ongoing, or planned act of fraud or larg-
er fraud campaign; 
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(4) the term ‘‘incident response’’ means a gov-
ernment or private sector activity that detects, pre-
vents, mitigates, or recovers from a fraud or scam 
campaign of significant consequence; 
(5) the term ‘‘intelligence’’ has the meaning 
given such term in section 3 of the National Security 
Act of 1947 (50 U.S.C. 3003); 
(6) the term ‘‘relevant Federal departments and 
agencies’’ includes— 
(A) the Department of State, including the 
Bureau of International Narcotics and Law En-
forcement Affairs, the Bureau of East Asian 
and Pacific Affairs, and the Office to Monitor 
and Combat Trafficking in Persons; 
(B) the Department of Justice, including 
the Federal Bureau of Investigation; 
(C) the Department of Homeland Security, 
including the U.S. Secret Service and Home-
land Security Investigations; 
(D) the Department of the Treasury, in-
cluding the Office of Terrorism and Financial 
Intelligence, the Office of Foreign Assets Con-
trol, and Financial Crimes Enforcement Net-
work; 
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