clause (II)(bb)) for such benefit computation year together 
with amounts consisting of ‘wages’ (as so defined without 
regard to this subparagraph) paid in such benefit com-
putation year and self-employment income (as defined in 
section 211(b)) credited to such benefit computation year. 
‘‘(II) For purposes of this subparagraph— 
‘‘(aa) the term ‘recorded noncovered earnings’ 
means earnings derived from noncovered service 
(other than noncovered service as a member of a 
uniformed service (as defined in section 210(m))) for 
which satisfactory evidence is determined by the 
Commissioner to be available in the records of the 
Commissioner, and 
‘‘(bb) the term ‘adjusted total covered earnings’ 
means, in connection with an individual for a benefit 
computation year, the sum of the wages paid to the 
individual in such benefit computation year (as ad-
justed under subsection (b)(3)) plus the self-employ-
ment income derived by the individual credited to 
such benefit computation year (as adjusted under 
subsection (b)(3)). 
‘‘(III) The Commissioner of Social Security shall pro-
vide by regulation or other public guidance for methods 
for determining whether satisfactory evidence is available 
in the records of the Commissioner for earnings for non-
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covered service (other than noncovered service as a mem-
ber of a uniformed service (as defined in section 210(m))) 
to be treated as recorded noncovered earnings. Such meth-
ods shall provide for reliance on earnings information 
which is provided to the Commissioner by employers and 
which, as determined by the Commissioner, constitute a 
reasonable basis for treatment of earnings for noncovered 
service as recorded noncovered earnings. In making deter-
minations under this clause, the Commissioner shall also 
take into account any documentary or other evidence of 
earnings derived from noncovered service by an individual 
which is provided by the individual to the Commissioner 
and which the Commissioner considers appropriate as a 
reasonable basis for treatment of such earnings as re-
corded noncovered earnings. 
‘‘(vi) In the case of any individual whose primary in-
surance amount would be computed under this subpara-
graph who first becomes entitled after 1985 to a monthly 
periodic payment made by a foreign employer or foreign 
country that is based in whole or in part upon noncovered 
service, the primary insurance amount of such individual 
shall be determined under section 215 as such section was 
in effect on the day before the enactment of the Social 
Security Reform Act of 2016 for months beginning with 
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the first month of the individual’s initial entitlement to 
such monthly periodic payment. 
‘‘(vii) In the case of an individual who initially be-
comes eligible for old-age or disability insurance benefits, 
or who dies (before becoming eligible for such benefits), 
in any year during the 9-year period beginning with 2023, 
the primary insurance amount of the individual shall be 
equal to the sum of— 
‘‘(I) the applicable percentage (specified for 
such year in the table set forth in clause (viii)) of 
the individual’s primary insurance amount, as deter-
mined under this subparagraph (other than this 
clause and clause (viii)) with the application of 
clauses (i) through (vi) of this subparagraph, plus 
‘‘(II) a percentage, equal to the excess of 100 
percent over the applicable percentage, of the indi-
vidual’s primary insurance amount, as determined 
under this paragraph (other than this clause and 
clause (viii)) with the application of the preceding 
subparagraphs of this paragraph (as if such pre-
ceding subparagraphs applied for the individual and 
clauses (i) through (vi) of this subparagraph did not 
apply), 
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rounded to the nearest $1, except that any amount so es-
tablished which is a multiple of $0.50 but not of $1, shall 
be rounded to the next highest $1. 
‘‘(viii) The table set forth in this clause is as follows: 
The applicable 
‘‘For the year: 
percentage is: 
2023 ...................................................................................................
2024 ...................................................................................................
2025 ...................................................................................................
2026 ...................................................................................................
2027 ...................................................................................................
2028 ...................................................................................................
2029 ...................................................................................................
2030 ...................................................................................................
2031 ...................................................................................................
90.’’. 
(b) REPEAL OF THE WINDFALL ELIMINATION PRO-
VISION.— 
(1) IN GENERAL.—Section 215(a) of the Social 
Security Act (42 U.S.C. 415(a)) is amended by 
striking paragraph (7). 
(2) CONFORMING AMENDMENTS.—Section 215 
of such Act (42 U.S.C. 415) is amended— 
(A) in subsection (d), by striking para-
graph (3); and 
(B) in subsection (f), by striking para-
graph (9). 
(c) COMPUTATION OF PRIMARY INSURANCE AMOUNT 
FOR CURRENT BENEFICIARIES.—Section 215(a) of the 
Social Security Act (42 U.S.C. 415(a)) (as amended by 
subsections (a) and (b)) is further amended by inserting 
after paragraph (6) the following: 
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‘‘(7) In the case of any individual who initially 
becomes eligible for an old-age or disability insur-
ance benefit before January 1, 2023, any computa-
tion or recomputation of the primary insurance 
amount of such individual shall be made under sec-
tion 215 as such section was in effect on the day be-
fore the enactment of section 101 of the Social Secu-
rity Reform Act of 2016.’’. 
(d) CONFORMING AMENDMENT.—Section 209(k)(1) 
of such Act (42 U.S.C. 409(k)(1)) is amended by striking 
‘‘215(a)(1)(D)’’ 
and 
inserting 
‘‘215(a)(1)(D)(iii), 
215(a)(1)(E)’’. 
(e) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to monthly insurance 
benefits payable on or after January 1, 2023. 
SEC. 102. RAISE FULL RETIREMENT AGE. 
(a) IN GENERAL.—Section 216(l) of the Social Secu-
rity Act (42 U.S.C. 416(l)) is amended— 
(1) in paragraph (1)— 
(A) in subparagraph (D), by striking 
‘‘and’’ at the end; 
(B) in subparagraph (E), by striking ‘‘67 
years of age.’’ and inserting ‘‘and before Janu-
ary 1, 2023, 67 years of age;’’; and 
(C) by adding at the end the following: 
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‘‘(F) with respect to an individual who attains 
early retirement age after December 31, 2022, and 
before January 1, 2030, 67 years of age plus the 
number of months in the age increase factor (as de-
termined under paragraph (3)) for the calendar year 
in which such individual attains early retirement 
age; and 
‘‘(G) with respect to an individual who attains 
early retirement age after December 31, 2029, 69 
years of age.’’; and 
(2) in paragraph (3), by adding at the end the 
following: 
‘‘(C) With respect to an individual who attains 
early retirement age in the 7-year period consisting 
of the calendar years 2023 through 2029, the age 
increase factor shall be equal to three-twelfths of the 
number of months in the period beginning with Jan-
uary 2023 and ending with December of the year in 
which the individual attains early retirement age.’’. 
(b) EXTENSION OF MAXIMUM AGE FOR ENTITLE-
MENT
TO
DELAYED
RETIREMENT
CREDIT.—Section 
202(w)(2)(A) of such Act (42 U.S.C. 402(w)(2)(A)) is 
amended— 
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(1) by striking ‘‘prior to the month in which 
such individual attained age 70, and’’ and inserting 
‘‘prior to the later of—’’; and 
(2) by adding at the end the following: 
‘‘(i) the month in which such individual 
would attain age 70, or 
‘‘(ii) the month which ends 36 months 
after the end of the month in which such indi-
vidual attained retirement age (as defined in 
section 216(l)), and’’. 
SEC. 103. USE AN ACCURATE COST-OF-LIVING MEASURE. 
(a) IN GENERAL.—Section 215(i)(1) of the Social Se-
curity Act (42 U.S.C. 415(i)(1)) is amended by adding 
at the end the following: 
‘‘(H) the term ‘Consumer Price Index’ means 
the Chained Consumer Price Index for All Urban 
Consumers (C–CPI–U, as published in its initial 
version by the Bureau of Labor Statistics of the De-
partment of Labor).’’. 
(b) APPLICATION TO PRE-1979 LAW.— 
(1) IN GENERAL.—Section 215(i)(1) of the So-
cial Security Act as in effect in December 1978, and 
as applied in certain cases under the provisions of 
such Act as in effect after December 1978, is 
amended by adding at the end the following: 
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‘‘(D) the term ‘Consumer Price Index’ means 
the Chained Consumer Price Index for All Urban 
Consumers (C–CPI–U, as published in its initial 
version by the Bureau of Labor Statistics of the De-
partment of Labor).’’. 
(2) CONFORMING CHANGE.—Section 215(i)(4) 
of the Social Security Act (42 U.S.C. 415(i)(4)) is 
amended by inserting ‘‘and by section 103 of the So-
cial Security Reform Act of 2016’’ after ‘‘1986’’. 
(c) NO EFFECT ON ADJUSTMENTS UNDER OTHER 
LAWS.—Section 215(i) of such Act (42 U.S.C. 415(i)), as 
amended by subsection (a), is further amended by adding 
at the end the following: 
‘‘(6) Any provision of law (other than in this 
title) which provides for adjustment of an amount 
based on a change in benefit amounts resulting from 
a determination made under this subsection shall be 
applied and administered without regard to the 
amendments made by section 103 of the Social Se-
curity Reform Act of 2016.’’. 
(d) LIMIT ON COLA.—Section 215(i)(2)(A) of the 
Social Security Act (42 U.S.C. 415(i)(2)(A)) is amended 
by adding at the end the following: 
‘‘(iv)(I) In any case in which (but for this clause) an 
increase would take effect with December of any calendar 
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year after 2017 pursuant to clause (ii)(I) in the benefit 
amount to which an individual is entitled, any increase 
pursuant to clause (ii)(II) in an individual’s primary in-
surance amount, or any increase pursuant to clause 
(ii)(III) in the permitted amount of total monthly benefits 
based on an individual’s primary insurance amount, the 
applicable increase percentage with respect to the applica-
ble cost-of-living computation quarter shall be deemed to 
be zero in the case of such individual if the modified ad-
justed gross income of such individual for such calendar 
year, as would be determined for purposes of section 
1839(i), equals or exceeds the applicable base amount. 
‘‘(II) For purposes of subclause (I), the applicable 
base amount is the threshold amount applicable for such 
calendar year under subparagraph (A) of section 
1839(i)(2) (or, in the case of an individual filing a joint 
return, the threshold amount so applicable under subpara-
graph (B) of such section). Such threshold amount shall 
be subject to adjustments under section 1839(i)(5).’’. 
(e) DISCLOSURE OF RETURN INFORMATION.— 
(1) IN GENERAL.—The first sentence of section 
6103(l)(20)(A) of the Internal Revenue Code of 
1986 is amended by inserting ‘‘, or whose increase 
in primary insurance amount may be limited under 
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section 215(i)(2)(A)(iv) of such Act’’ before the pe-
riod at the end. 
(2) CONFORMING AMENDMENTS.— 
(A) Section 6103(l)(20)(A)(vii) of such 
Code is amended by inserting ‘‘that the increase 
in the taxpayer’s primary insurance amount 
under section 215(i)(2)(A)(iv) may be limited, 
or’’ after ‘‘section 1839 of the Social Security 
Act’’. 
(B) Section 6103(l)(20)(B)(i) of such Code 
is amended— 
(i) by inserting ‘‘, any limitation in an 
increase in primary insurance amount 
under such section 215(i)(2)(A)(iv),’’ after 
‘‘under such section 1860D–13(a)(7)’’, and 
(ii) by inserting ‘‘or any such limita-
tion’’ after ‘‘adjustment or increase’’. 
(f) EFFECTIVE DATE.— 
(1) IN GENERAL.—Except as provided in para-
graph (2), the amendments made by this section 
shall apply with respect to adjustments effective with 
or after December 2018. 
(2) SUBSECTION (e).—The amendments made 
by subsection (e) shall apply to requests for informa-
tion after the date of the enactment of this Act. 
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SEC. 104. CAP ON NONWORKING SPOUSE BENEFIT. 
(a) WIFE’S INSURANCE BENEFITS.—Section 202(b) 
of the Social Security Act (42 U.S.C. 402(b)) is amend-
ed— 
(1) in paragraph (1)— 
(A) in subparagraph (D), by striking ‘‘such 
individual,’’ and inserting ‘‘such individual or, if 
less, than the amount determined under para-
graph (2)(B),’’; and 
(B) in subparagraph (J), by striking ‘‘one- 
half of the primary insurance amount of such 
individual’’ and inserting ‘‘the lesser of— 
‘‘(i) one-half of the primary insurance 
amount of such individual, or 
‘‘(ii) the amount determined under para-
graph (2)(B), or’’; and 
(2) in paragraph (2)— 
(A) by inserting ‘‘(A)’’ after ‘‘(2)’’; 
(B) by inserting ‘‘subparagraphs (B) and 
(C) and’’ after ‘‘Except as provided in’’; and 
(C) by adding at the end the following new 
subparagraphs: 
‘‘(B)(i) Effective with respect to a wife or divorced 
wife of an individual entitled to old-age or disability insur-
ance benefits who initially becomes eligible for such bene-
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fits after 2022, such wife’s insurance benefit for each 
month shall not exceed— 
‘‘(I) if the month of such initial eligibility is be-
fore 2032, the transitional amount determined under 
subparagraph (C), or 
‘‘(II) if the month of such initial eligibility is 
after 2031, 50 percent of the primary insurance 
amount determined for an individual who is an aver-
age wage index worker with respect to such month. 
‘‘(ii) For purposes of clause (i), the term ‘average 
wage index worker’ with respect to a month means an in-
dividual who initially becomes eligible for old-age insur-
ance benefits during such month with average indexed 
monthly earnings equal to 1⁄12 of the national average 
wage index (as defined in section 209(k)(1)) for the sec-
ond calendar year preceding such month. 
‘‘(C)(i) The transitional amount determined under 
this subparagraph is the excess of— 
‘‘(I) the amount of the benefit determined 
under subparagraph (A), over 
‘‘(II) the reduction amount determined under 
clause (ii) (if any). 
‘‘(ii) The reduction amount determined under this 
clause is the applicable percentage specified in clause (iii) 
of the excess (if any) of— 
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‘‘(I) the amount of the benefit determined 
under subparagraph (A), over 
‘‘(II) 50 percent of the primary insurance 
amount determined for an individual who is an aver-
age wage index worker (as defined in subparagraph 
(B)(ii)) with respect to the month in which the indi-
vidual described in subparagraph (B)(i) initially be-
comes eligible for old-age or disability insurance ben-
efits. 
‘‘(iii) For purposes of clause (ii), the applicable per-
centage specified in this clause is the percentage specified 
in connection with the year in which the individual de-
scribed in subparagraph (B)(i) initially becomes eligible 
for old-age or disability insurance benefits, as set forth 
in the following table: 
‘‘If the year in which the indi-
vidual first becomes eligible is: 
The applicable 
percentage is: 
2023 ...................................................................................................
2024 ...................................................................................................
2025 ...................................................................................................
2026 ...................................................................................................
2027 ...................................................................................................
2028 ...................................................................................................
2029 ...................................................................................................
2030 ...................................................................................................
2031 ...................................................................................................
90. 
‘‘(D) For purposes of this paragraph, an individual 
shall be deemed eligible for a benefit for a month if, upon 
filing application therefor in such month, she would be en-
titled to such benefit for such month.’’. 
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(b) HUSBAND’S
INSURANCE
BENEFITS.—Section 
202(c) of such Act (42 U.S.C. 402(c)) is amended— 
(1) in paragraph (1)— 
(A) in subparagraph (D), by striking ‘‘such 
individual,’’ and inserting ‘‘such individual or, if 
less, than the amount determined under para-
graph (2)(B),’’; and 
(B) in subparagraph (J), by striking ‘‘one- 
half of the primary insurance amount of such 
individual’’ and inserting ‘‘the lesser of— 
‘‘(i) one-half of the primary insurance 
amount of such individual, or 
‘‘(ii) the amount determined under para-
graph (2)(B), or’’; and 
(2) in paragraph (2)— 
(A) by inserting ‘‘(A)’’ after ‘‘(2)’’; 
(B) by inserting ‘‘subparagraphs (B) and 
(C) and’’ after ‘‘Except as provided in’’; and 
(C) by adding at the end the following new 
subparagraphs: 
‘‘(B)(i) Effective with respect to a husband or di-
vorced husband of an individual entitled to old-age or dis-
ability insurance benefits who initially becomes eligible for 
such benefits after 2022, such husband’s insurance benefit 
for each month shall not exceed— 
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‘‘(I) if the month of such initial eligibility is be-
fore 2032, the transitional amount determined under 
subparagraph (C), or 
‘‘(II) if the month of such initial eligibility is 
after 2031, 50 percent of the primary insurance 
amount determined for an individual who is an aver-
age wage index worker with respect to such month. 
‘‘(ii) For purposes of clause (i), the term ‘average 
wage index worker’ with respect to a month means an in-
dividual who initially becomes eligible for old-age insur-
ance benefits during such month with average indexed 
monthly earnings equal to 1⁄12 of the national average 
wage index (as defined in section 209(k)(1)) for the sec-
ond calendar year preceding such month. 
‘‘(C)(i) The transitional amount determined under 
this subparagraph is the excess of— 
‘‘(I) the amount of the benefit determined 
under subparagraph (A), over 
‘‘(II) the reduction amount determined under 
clause (ii) (if any). 
‘‘(ii) The reduction amount determined under this 
clause is the applicable percentage specified in clause (iii) 
of the excess (if any) of— 
‘‘(I) the amount of the benefit determined 
under subparagraph (A), over 
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‘‘(II) 50 percent of the primary insurance 
amount determined for an individual who is an aver-
age wage index worker (as defined in subparagraph 
(B)(ii)) with respect to the month in which the indi-
vidual described in subparagraph (B)(i) initially be-
comes eligible for old-age or disability insurance ben-
efits. 
‘‘(iii) For purposes of clause (ii), the applicable per-
centage specified in this clause is the percentage specified 
in connection with the year in which the individual de-
scribed in subparagraph (B)(i) initially becomes eligible 
for old-age or disability insurance benefits, as set forth 
in the following table: 
‘‘If the year in which the indi-
vidual first becomes eligible is: 
The applicable 
percentage is: 
2023 ...................................................................................................
2024 ...................................................................................................
2025 ...................................................................................................
2026 ...................................................................................................
2027 ...................................................................................................
2028 ...................................................................................................
2029 ...................................................................................................
2030 ...................................................................................................
2031 ...................................................................................................
90. 
‘‘(D) For purposes of this paragraph, an individual 
shall be deemed eligible for a benefit for a month if, upon 
filing application therefor in such month, he would be enti-
tled to such benefit for such month.’’. 
(c) CONFORMING AMENDMENT.—Section 209(k)(1) 
of such Act (42 U.S.C. 409(k)(1)) is amended by inserting 
‘‘202(b)(2)(B), 202(c)(2)(B),’’ before ‘‘203(f)(8)(B)(ii)’’. 
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SEC. 105. CAP ON CHILD’S BENEFIT. 
(a) 
CHILD’S
INSURANCE
BENEFITS.—Section 
202(d)(2) of the Social Security Act (42 U.S.C. 
402(d)(2)) is amended— 
(1) by striking ‘‘Such’’ in the first sentence and 
inserting ‘‘(A) Except as provided in subparagraph 
(B), such’’; and 
(2) by adding at the end the following: 
‘‘(B)(i) Such child’s insurance benefit for each 
month, with respect to a child of an individual entitled 
to old-age or disability insurance benefits who initially be-
comes eligible for such old-age or disability insurance ben-
efits after 2022 and has not died prior to the end of such 
month, shall not exceed— 
‘‘(I) if the month of such initial eligibility is be-
fore 2032, the transitional amount determined under 
subparagraph (C), or 
‘‘(II) if the month of such initial eligibility is 
after 2031, 50 percent of the primary insurance 
amount determined for an individual who is an aver-
age wage index worker with respect to such month. 
‘‘(ii) For purposes of clause (i), the term ‘average 
wage index worker’ with respect to a month means an in-
dividual who initially becomes eligible for old-age insur-
ance benefits during such month with average indexed 
monthly earnings equal to 1⁄12 of the national average 
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wage index (as defined in section 209(k)(1)) for the sec-
ond calendar year preceding such month. 
‘‘(C)(i) The transitional amount determined under 
this subparagraph is the excess of— 
‘‘(I) the amount of the benefit determined 
under subparagraph (A), over 
‘‘(II) the reduction amount determined under 
clause (ii) (if any). 
‘‘(ii) The reduction amount determined under this 
clause is the applicable reduction percentage specified in 
clause (iii) of the excess (if any) of— 
‘‘(I) the amount of the benefit determined 
under subparagraph (A), over 
‘‘(II) 50 percent of the primary insurance 
amount as determined for an individual who is an 
average wage index worker (as defined in subpara-
graph (B)(ii)) with respect to the month in which 
the individual described in subparagraph (B)(i) ini-
tially becomes eligible for old-age or disability insur-
ance benefits. 
‘‘(iii) For purposes of clause (ii), the applicable re-
duction percentage specified in this clause is the percent-
age specified in connection with the year in which the indi-
vidual described in subparagraph (B)(i) becomes entitled 
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to old-age or disability insurance benefits, as set forth in 
the following table: 
‘‘If the year in which the indi-
vidual first becomes eligible is: 
The applicable reduction 
percentage is: 
2023 ...................................................................................................
2024 ...................................................................................................
2025 ...................................................................................................
2026 ...................................................................................................
2027 ...................................................................................................
2028 ...................................................................................................
2029 ...................................................................................................
2030 ...................................................................................................
2031 ...................................................................................................
90. 
‘‘(D) For purposes of this paragraph, an individual 
shall be deemed eligible for a benefit for a month if, upon 
filing application therefor in such month, he would be enti-
tled to such benefit for such month.’’. 
(b) CONFORMING AMENDMENT.—Section 209(k)(1) 
of such Act (42 U.S.C. 409(k)(1)) is amended by inserting 
‘‘202(d)(2)(B),’’ before ‘‘203(f)(8)(B)(ii)’’. 
SEC. 106. REQUIRE CHILD BENEFICIARIES TO ATTEND 
SCHOOL. 
(a) CHILD’S BENEFITS UNDER TITLE II.— 
(1) IN GENERAL.—Section 202(d)(1)(B)(i) of 
the Social Security Act (42 U.S.C. 402(d)(1)(B)(i)) 
is amended by striking ‘‘age of 18’’ and inserting 
‘‘applicable full-time attendance age’’. 
(2) 
APPLICABLE
FULL-TIME
ATTENDANCE 
AGE.—Section 202(d)(7) of such Act (42 U.S.C. 
402(d)(7)) is amended by adding at the end the fol-
lowing: 
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‘‘(E) The ‘applicable full-time attendance age’ 
is— 
‘‘(i) the age of 18 (in the case of an indi-
vidual who becomes entitled to child’s insurance 
benefits before 2019), and 
‘‘(ii) the age of 15 (in the case of an indi-
vidual who becomes entitled to child’s insurance 
benefits in or after 2019).’’. 
(3) CONFORMING AMENDMENTS.— 
(A) TERMINATION.—Section 202(d)(1) of 
such Act (42 U.S.C. 402(d)(1)) is amended in 
each of subparagraphs (E), (F), and (G) by 
striking ‘‘age of 18’’ each place it appears and 
inserting ‘‘applicable full-time attendance age’’. 
(B) REENTITLEMENT.—Section 202(d)(6) 
of such Act (42 U.S.C. 402(d)(6)) is amended 
by striking ‘‘age of 18’’ and inserting ‘‘applica-
ble full-time attendance age’’. 
TITLE II—REWARDING WORK 
SEC. 201. STRENGTHENING SOCIAL SECURITY FOR LONG 
CAREER WORKERS. 
(a) IN GENERAL.—Section 215(a)(1) of the Social 
Security Act (42 U.S.C. 415(a)(1)) (as amended by sec-
tion 101) is further amended— 
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(1) by redesignating subparagraph (E) (as re-
designated by section 101) as subparagraph (F); 
and 
(2) by inserting after subparagraph (D) (as re-
designated by section 101) the following new sub-
paragraph: 
‘‘(E)(i) In the case of an individual who initially be-
comes eligible for old-age or disability insurance benefits, 
or who dies (before becoming eligible for such benefits), 
in any calendar year after 2022, the primary insurance 
amount computed under subparagraph (A) with respect 
to the individual shall not be less than the greater of— 
‘‘(I) the minimum amount computed under sub-
paragraph (C), or 
‘‘(II) except as provided in clause (iv), in the 
case of an individual who has at least 10 years of 
work (as defined in clause (iii)), the minimum 
amount determined under clause (ii). 
‘‘(ii)(I) The minimum amount determined under this 
clause is the dollar amount equal to 1⁄12 of the applicable 
percentage of the national average wage index (as defined 
in section 209(k)(1)) for the second year prior to the year 
for which the amount is computed. 
‘‘(II) For purposes of subclause (I), the applicable 
percentage is the percentage specified in connection with 
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the number of years of work, as set forth in the following 
table: 
‘‘If the number of years 
The applicable 
of work is: 
percentage is: 
11 .......................................................................................................
12 .......................................................................................................
13 .......................................................................................................
14 .......................................................................................................
15 .......................................................................................................
16 .......................................................................................................
17 .......................................................................................................
18 .......................................................................................................
19 .......................................................................................................
20 .......................................................................................................
21 .......................................................................................................
252⁄3
22 .......................................................................................................
261⁄3
23 .......................................................................................................
24 .......................................................................................................
272⁄3
25 .......................................................................................................
281⁄3
26 .......................................................................................................
27 .......................................................................................................
292⁄3
28 .......................................................................................................
301⁄3
29 .......................................................................................................
30 .......................................................................................................
312⁄3
31 .......................................................................................................
321⁄3
32 .......................................................................................................
33 .......................................................................................................
332⁄3
34 .......................................................................................................
341⁄3
35 or greater ......................................................................................
35. 
‘‘(iii)(I) For purposes of this subparagraph, the term 
‘year of work’ means, with respect to an individual, a year 
to which there is credited wages and self-employment in-
come earned or derived by such individual in an amount 
equal to not less than, in the case of any such year, 
$10,875, multiplied by the ratio that the national average 
wage index (as defined in section 209(k)(1)) for the sec-
ond year prior to such year bears to the national average 
wage index (as so defined) for 2017. 
‘‘(II) For purposes of applying the table in clause (ii) 
in the case of an individual entitled to disability insurance 
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benefits under section 223, the number of years of work 
of such individual shall be deemed to be the product of 
35 times the ratio of the actual number of years of work 
of such individual to the number of such individual’s ben-
efit computation years. Any such product which is not a 
multiple of one shall be rounded to the next higher mul-
tiple of one. 
‘‘(III) In the case of a widow, surviving divorced wife, 
widower, surviving divorced husband, or surviving divorced 
parent (hereinafter in this subclause referred to as the 
‘surviving beneficiary’) of an individual whose primary in-
surance amount is otherwise determined, but for this sub-
clause, under the preceding provisions of this subpara-
graph (hereinafter in this subclause referred to as the ‘in-
sured individual’), for purposes of determining the wid-
ow’s, widower’s, mother’s, or father’s insurance benefit of 
the surviving beneficiary under subsection (e), (f), or (g) 
of section 202 on the basis of such primary insurance 
amount, such primary insurance amount shall be deemed 
to be equal to the primary insurance amount which would 
be determined under this subparagraph (before applica-
tion of this subclause) if the number of years of work of 
the insured individual were equal to the product of 35 
times the ratio (not greater than one) of the actual num-
ber of years of work of the surviving beneficiary to the 
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number of the benefit computation years of the insured 
individual. Any such product which is not a multiple of 
one shall be rounded to the next higher multiple of one. 
‘‘(iv) In the case of an individual who initially be-
comes eligible for old-age or disability insurance benefits, 
or who dies (before becoming eligible for such benefits), 
in any year during the 9-year period beginning with 2023, 
the primary insurance amount computed under subpara-
graph (A) with respect to the individual shall not be less 
than the greater of— 
‘‘(I) the minimum amount computed under sub-
paragraph (C), or 
‘‘(II) the applicable phase-in percentage (speci-
fied for such calendar year in the table set forth in 
clause (v)) of the minimum amount determined 
under clause (ii). 
‘‘(v) The table set forth in this clause is as follows: 
The applicable phase-in 
‘‘For the calendar year: 
percentage is: 
2023 ...................................................................................................
2024 ...................................................................................................
2025 ...................................................................................................
2026 ...................................................................................................
2027 ...................................................................................................
2028 ...................................................................................................
2029 ...................................................................................................
2030 ...................................................................................................
2031 ...................................................................................................
90.’’. 
(b) CONFORMING AMENDMENT.—Section 209(k)(1) 
of such Act (42 U.S.C. 409(k)(1)) (as amended by section 
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101) is further amended by inserting ‘‘215(a)(1)(F),’’ 
after ‘‘215(a)(1)(E),’’. 
SEC. 202. REPEAL OF THE RETIREMENT EARNINGS TEST. 
(a) IN GENERAL.—Subsections (b), (c)(1), (d), (f), 
(h), (j), and (k) of section 203 of the Social Security Act 
(42 U.S.C. 403) are repealed. 
(b) CONFORMING AMENDMENTS.—Section 203 of 
such Act (as amended by subsection (a)) is further amend-
ed— 
(1) by redesignating subsections (c), (e), (g), 
and (l) as subsections (b), (c), (d), and (e), respec-
tively; 
(2) in subsection (b) (as so redesignated)— 
(A) by striking ‘‘NONCOVERED
WORK 
OUTSIDE THE UNITED STATES OR’’; 
(B) by redesignating paragraphs (2), (3), 
and (4) as paragraphs (1), (2), and (3), respec-
tively; 
(C) by striking ‘‘paragraphs (2), (3), and 
(4) of’’; and 
(D) by striking the last sentence; 
(3) in subsection (c) (as so redesignated), by 
striking ‘‘subsections (c) and (d)’’ and inserting 
‘‘subsection (b)’’; 
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(4) in subsection (d) (as so redesignated), by 
striking ‘‘subsection (c)’’ each place it appears and 
inserting ‘‘subsection (b)’’; and 
(5) in subsection (e) (as so redesignated), by 
striking ‘‘subsection (g) or (h)(1)(A)’’ and inserting 
‘‘subsection (d)’’. 
(c) ADDITIONAL CONFORMING AMENDMENTS.— 
(1) PROVISIONS RELATING TO BENEFITS TER-
MINATED UPON DEPORTATION.—Section 202(n)(1) 
of the Social Security Act (42 U.S.C. 402(n)(1)) is 
amended by striking ‘‘Section 203(b), (c), and (d)’’ 
and inserting ‘‘Section 203(b)’’. 
(2) PROVISIONS
RELATING
TO
EXEMPTIONS 
FROM
REDUCTIONS
BASED
ON
EARLY
RETIRE-
MENT.—Section 202(q) of such Act (42 U.S.C. 
402(q)) is amended— 
(A) in paragraph (5)(B), by striking ‘‘sec-
tion 
203(c)(2)’’ 
and 
inserting 
‘‘section 
203(b)(1)’’; and 
(B) in paragraph (7)(A), by striking ‘‘de-
ductions under section 203(b), 203(c)(1), 
203(d)(1), or 222(b)’’ and inserting ‘‘deduc-
tions on account of work under section 203 or 
deductions under section 222(b)’’. 
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(3) PROVISIONS
RELATING
TO
EXEMPTIONS 
FROM REDUCTIONS BASED ON DISREGARD OF CER-
TAIN ENTITLEMENTS TO CHILD’S INSURANCE BENE-
FITS.—Section 202(s) of such Act (42 U.S.C. 
402(s)) is amended— 
(A) in paragraph (1), by striking ‘‘para-
graphs (2), (3), and (4) of section 203(c)’’ and 
inserting ‘‘paragraphs (1), (2), and (3) of sec-
tion 203(b)’’; and 
(B) in paragraph (3), by striking ‘‘The last 
sentence of subsection (c) of section 203, sub-
section (f)(1)(C) of section 203, and sub-
sections’’ and inserting ‘‘Subsections’’. 
(4) PROVISIONS RELATING TO SUSPENSION OF 
ALIENS’ BENEFITS.—Section 202(t)(7) of such Act 
(42 U.S.C. 402(t)(7)) is amended by striking ‘‘Sub-
sections (b), (c), and (d)’’ and inserting ‘‘Subsection 
(b)’’. 
(5) PROVISIONS RELATING TO REDUCTIONS IN 
BENEFITS BASED ON MAXIMUM BENEFITS.—Section 
203(a)(3)(B)(iii) 
of 
such 
Act 
(42 
U.S.C. 
403(a)(3)(B)(iii)) is amended by striking ‘‘and sub-
sections (b), (c), and (d)’’ and inserting ‘‘and sub-
section (b)’’. 
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(6) PROVISIONS RELATING TO PENALTIES FOR 
MISREPRESENTATIONS CONCERNING EARNINGS FOR 
PERIODS SUBJECT TO DEDUCTIONS ON ACCOUNT OF 
WORK.—Section 208(a)(1)(C) of such Act (42 
U.S.C. 408(a)(1)(C)) is amended by striking ‘‘under 
section 203(f) of this title for purposes of deductions 
from benefits’’ and inserting ‘‘under section 203 for 
purposes of deductions from benefits on account of 
work’’. 
(7) PROVISIONS TAKING INTO ACCOUNT EARN-
INGS
IN
DETERMINING
BENEFIT
COMPUTATION 
YEARS.—Clause (I) in the next to last sentence of 
section 215(b)(2)(A) of such Act (42 U.S.C. 
415(b)(2)(A)) is amended by striking ‘‘no earnings 
as described in section 203(f)(5) in such year’’ and 
inserting ‘‘no wages, and no net earnings from self- 
employment (in excess of net loss from self-employ-
ment), in such year’’. 
(8) PROVISIONS RELATING TO ROUNDING OF 
BENEFITS.—Section 215(g) of such Act (42 U.S.C. 
415(g)) is amended by striking ‘‘and any deduction 
under section 203(b)’’. 
(9) PROVISIONS DEFINING INCOME FOR PUR-
POSES OF SSI.—Section 1612(a) of such Act (42 
U.S.C. 1382a(a)) is amended— 
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(A) in paragraph (1)(A), by striking ‘‘as 
determined under section 203(f)(5)(C)’’ and in-
serting ‘‘as defined in the last two sentences of 
this subsection’’; and 
(B) by adding at the end (after and below 
paragraph (2)(H)) the following: 
‘‘For purposes of paragraph (1)(A), the term ‘wages’ 
means wages as defined in section 209, but computed 
without regard to the limitations as to amounts of remu-
neration specified in paragraphs (1), (6)(B), (6)(C), 
(7)(B), and (8) of section 209(a). In making the computa-
tion under the preceding sentence, (A) services which do 
not constitute employment as defined in section 210, per-
formed within the United States by an individual as an 
employee or performed outside the United States in the 
active military or naval services of the United States, shall 
be deemed to be employment as so defined if the remu-
neration for such services is not includible in computing 
the individual’s net earnings or net loss from self-employ-
ment for purposes of title II, and (B) the term ‘wages’ 
shall be deemed not to include (i) the amount of any pay-
ment made to, or on behalf of, an employee or any of his 
or her dependents (including any amount paid by an em-
ployer for insurance or annuities, or into a fund, to pro-
vide for any such payment) on account of retirement, or 
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(ii) any payment or series of payments by an employer 
to an employee or any of his or her dependents upon or 
after the termination of the employee’s employment rela-
tionship because of retirement after attaining an age spec-
ified in a plan referred to in section 209(a)(11)(B) or in 
a pension plan of the employer.’’. 
(d) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to taxable years end-
ing after December 31, 2022. 
TITLE III—IMPROVING 
RETIREMENT SECURITY 
SEC. 301. PHASEOUT OF TAX ON SOCIAL SECURITY BENE-
FITS RELATING TO THE SOCIAL SECURITY 
TRUST FUNDS. 
(a) IN GENERAL.—Section 86 of the Internal Rev-
enue Code of 1986 is amended by adding at the end the 
following new subsection: 
‘‘(g) PHASEOUT OF TAX RELATING TO THE SOCIAL 
SECURITY TRUST FUNDS.— 
‘‘(1) IN GENERAL.—In the case of any taxable 
year beginning after December 31, 2044, and before 
January 1, 2054, the base amount shall be deter-
mined under subsection (c)(1) by— 
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‘‘(A) substituting for ‘$25,000’ the amount 
determined in accordance with the following 
table: 
‘‘For taxable years beginning 
in calendar year— 
The amount is— 
2045 .............................................................................................
$32,500
2046 .............................................................................................
$40,000
2047 .............................................................................................
$47,500
2048 .............................................................................................
$55,000
2049 .............................................................................................
$62,500
2050 .............................................................................................
$70,000
2051 .............................................................................................
$77,500
2052 .............................................................................................
$85,000
2053 .............................................................................................
$92,500; 
and 
‘‘(B) substituting for ‘$32,000’ the amount 
determined in accordance with the following 
table: 
‘‘For taxable years beginning 
in calendar year— 
The amount is— 
2045 .............................................................................................
$65,000
2046 .............................................................................................
$80,000
2047 .............................................................................................
$95,000
2048 .............................................................................................
$110,000
2049 .............................................................................................
$125,000
2050 .............................................................................................
$140,000
2051 .............................................................................................
$155,000
2052 .............................................................................................
$170,000
2053 .............................................................................................
$185,000. 
‘‘(2) TERMINATION AFTER 2053 OF TAX RELAT-
ING TO THE SOCIAL SECURITY TRUST FUNDS.—In 
the case of any taxable year beginning after Decem-
ber 31, 2053— 
‘‘(A) subsection (a)(1) shall not apply, and 
‘‘(B) the amount determined under para-
graph (3)(A) shall be zero. 
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‘‘(3) PRESERVATION OF TAX RELATING TO THE 
HOSPITAL INSURANCE TRUST FUND.—In the case of 
any taxable year beginning after December 31, 
2044, the amount determined under subsection 
(a)(2) shall be equal to the sum of— 
‘‘(A) the amount determined under sub-
section (a)(1) (after the application of para-
graphs (1) and (2) of this subsection), plus 
‘‘(B) the excess of— 
‘‘(i) the amount determined under 
subsection (a)(2)— 
‘‘(I) without regard to this para-
graph, and 
‘‘(II) by determining the base 
amount, and the amount determined 
under subsection (a)(1), without re-
gard to paragraphs (1) and (2) of this 
subsection, over 
‘‘(ii) the amount determined under 
subsection (a)(1) without regard to para-
graphs (1) and (2) of this subsection.’’. 
(b) 
CONFORMING
AMENDMENT.—Section 
871(a)(3)(A) of such Code is amended by inserting ‘‘(35 
percent in the case of taxable years beginning after De-
cember 31, 2053)’’ after ‘‘85 percent’’. 
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(c) TRANSFERS TO TRUST FUNDS.—With respect to 
tax liabilities determined for taxable years beginning after 
December 31, 2044, the aggregate increase in tax liabil-
ities described in section 121(e)(1)(A)(ii) of the Social Se-
curity Amendments of 1983 (and referred to in section 
121(e)(1)(B) of such Act) shall be equal to the aggregate 
increase in tax liabilities under chapter 1 of the Internal 
Revenue Code of 1986 which is attributable to section 
86(a)(2) of such Code (determined after application of 
section 86(g)(3) of such Code). With respect to tax liabil-
ities for taxable years beginning after December 31, 2053, 
such aggregate shall be increased by the aggregate in-
crease in such tax liabilities which is attributable to sec-
tion 871(a)(3)(A) of such Code. 
(d) EFFECTIVE DATES.— 
(1) IN
GENERAL.—Except as otherwise pro-
vided in this subsection, the amendments made by 
this section shall apply to taxable years beginning 
after December 31, 2044. 
(2) CONFORMING
AMENDMENT.—The amend-
ment made by subsection (b) shall apply to taxable 
years beginning after December 31, 2053. 
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SEC. 302. OPTION TO CLAIM DELAYED RETIREMENT CRED-
IT IN PARTIAL LUMP SUM. 
Section 202(w) of the Social Security Act (42 U.S.C. 
402(w)) is amended by adding at the end the following: 
‘‘(7)(A) In any case in which an individual becomes 
entitled to an old-age insurance benefit in a calendar year 
after 2022, and such benefit is subject to a monthly in-
crease under paragraph (1), such individual may elect to 
receive, in lieu of the monthly increase under paragraph 
(1)— 
‘‘(i) an alternate monthly increase as deter-
mined under subparagraph (E); and 
‘‘(ii) in addition to such monthly benefit as in-
creased under clause (i), a one-time lump sum pay-
ment, payable at the time of such individual’s enti-
tlement to such benefit, equal to the sum of the 
present values (as determined by the Commissioner 
of Social Security using reasonable assumptions) of 
the applicable percentage (determined under sub-
paragraph (B)) of the amount of such monthly ben-
efit (as determined before the application of such in-
crease) for each month in the life expectancy period 
(determined under subparagraph (C)). 
‘‘(B) The applicable percentage determined under 
this subparagraph is the percentage equal to the product 
of— 
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‘‘(i) 1⁄6 of 1 percent, multiplied by 
‘‘(ii) the number (if any) of the increment 
months for such individual. 
‘‘(C) The life expectancy period determined under 
this subparagraph is, with respect to an individual, the 
period— 
‘‘(i) beginning with the month in which the in-
dividual becomes entitled to an old-age insurance 
benefit; and 
‘‘(ii) ending with the month before the last 
month of life expectancy (as determined by the Com-
missioner of Social Security using reasonable actu-
arial assumptions) for the cohort of individuals who 
become eligible for an old-age insurance benefit in 
the same month as the individual. 
‘‘(D) The Commissioner of Social Security shall cer-
tify to the Managing Trustee of the Federal Old-Age and 
Survivors Insurance Trust Fund the amount of any lump 
sum payment payable to an individual under subpara-
graph (A) and, upon receipt of such certification, the Man-
aging Trustee shall make payment of such lump sum pay-
ment to such individual from such Trust Fund. 
‘‘(E) An alternate monthly increase for an individual 
determined under this subparagraph shall be equal to the 
monthly increase for the individual that would be deter-
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mined under paragraph (1) if such monthly increase were 
determined by substituting ‘1⁄2’ for ‘2⁄3’ in paragraph 
(6)(D). 
‘‘(F)(i) For purposes of determining the amount of 
any benefit payable under this title on the basis of the 
wages and self-employment income of an individual who 
makes an election under this paragraph, the amount of 
any such benefit shall be determined as if such individual’s 
old-age benefit had been increased under paragraph (1) 
without regard to this paragraph. 
‘‘(ii) For purposes of applying any reduction under 
subsection (k)(3)(A) to the monthly insurance benefit of 
an individual who makes an election under this paragraph, 
the amount of such individual’s old-age benefit shall be 
determined as if such old-age benefit had been increased 
under paragraph (1) without regard to this paragraph.’’. 
SEC. 303. STRENGTHENING SOCIAL SECURITY FOR LOW-IN-
COME SENIORS. 
(a) IN GENERAL.—Section 202 of the Social Security 
Act (42 U.S.C. 402) is amended by adding at the end the 
following: 
‘‘(aa) INCREASE IN BENEFIT AMOUNTS ON ACCOUNT 
OF LONG-TERM ELIGIBILITY.—(1) In the case of an indi-
vidual who is a qualified beneficiary for a calendar year 
after 2022, the amount of any monthly insurance benefit 
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of such qualified beneficiary under this section or section 
223 for any month in such calendar year shall be in-
creased in accordance with paragraph (3). 
‘‘(2)(A) For purposes of this subsection, the term 
‘qualified beneficiary’ for a calendar year means an indi-
vidual in any case in which— 
‘‘(i) such calendar year begins at least 20 years 
after the applicable date of eligibility for such indi-
vidual; and 
‘‘(ii) such individuals’s modified adjusted gross 
income (applicable with respect to such calendar 
year as determined under subparagraph (C)) is less 
than (subject to subparagraph (D)) the applicable 
base amount for such calendar year, or in the case 
of a joint return (within the meaning of section 
7701(a)(38) of the Internal Revenue Code of 1986), 
double such applicable base amount. 
‘‘(B) For purposes of this subsection, the applicable 
date of eligibility for an individual is the date on which 
the individual on whose wages and self-employment in-
come the monthly insurance benefit is based initially be-
came eligible (or died before becoming eligible) for old- 
age insurance benefits under subsection (a) or entitled to 
disability insurance benefits under section 223. 
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‘‘(C) An individuals’s modified adjusted gross income 
applicable with respect to a calendar year shall be as de-
termined for purposes of section 1839(i)(4) with respect 
to premiums for a month in such year. 
‘‘(D) For purposes of subparagraph (A)(ii), the appli-
cable base amount for a calendar year is— 
‘‘(i) in the case of calendar year 2023, $25,000; 
and 
‘‘(ii) in the case of any calendar year beginning 
after 2023, the product (rounded to the nearest mul-
tiple of $1,000) of $25,000 and the percentage (if 
any) by which the average of the Chained Consumer 
Price Index for All Urban Consumers (C–CPI–U, as 
published in its initial version by the Bureau of 
Labor Statistics of the Department of Labor) for 
the 12-month period ending with August of the pre-
ceding calendar year exceeds such average for the 
12-month period ending with August 2022. 
‘‘(3)(A) The increase required under paragraph (1) 
with respect to the monthly insurance benefit of an indi-
vidual who is a qualified beneficiary for a calendar year 
shall be equal to the applicable percentage (specified for 
such benefit in subparagraph (B)) of the full increase 
amount for such calendar year (determined under sub-
paragraph (C)). 
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‘‘(B) The applicable percentage specified for a 
monthly insurance benefit under this subparagraph for a 
calendar year is the percentage specified, in connection 
with the number of years ending after the applicable date 
of eligibility for such individual and before such calendar 
year, in the following table: 
The applicable 
‘‘If the number of years is: 
percentage is: 
20 .......................................................................................................
21 .......................................................................................................
22 .......................................................................................................
23 .......................................................................................................
24 or more .........................................................................................
100. 
‘‘(C)(i) Except as provided in clauses (ii) and (iii), 
the full increase amount determined under this subpara-
graph for a calendar year in connection with the monthly 
insurance benefit of a qualified beneficiary is a dollar 
amount equal to 5 percent of the primary insurance 
amount of a hypothetical individual if— 
‘‘(I) such primary insurance amount is deter-
mined for January of such calendar year; 
‘‘(II) on January 1 of the calendar year in 
which occurred the applicable date of eligibility with 
respect to such qualified beneficiary, such hypo-
thetical individual were fully insured, attained retire-
ment age (as defined in section 216(l)(2)) and were 
otherwise eligible for, and applied for, old-age insur-
ance benefits; and 
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‘‘(III) such hypothetical individual’s average in-
dexed monthly earnings taken into account in deter-
mining such primary insurance amount were equal 
to 1⁄12 of the national average wage index (as de-
fined in section 209(k)(1)) for the second year prior 
to such calendar year. 
‘‘(ii)(I) In the case of a monthly insurance benefit 
under subsection (b) or (c), the full increase amount deter-
mined under this subparagraph shall be one-half the 
amount determined under clause (i); or 
‘‘(II) in the case of a monthly insurance benefit under 
subsection (d), (g), or (h), the full increase amount deter-
mined under this subparagraph shall be the percentage of 
the amount determined under clause (i) equal to the ratio 
which the amount of such benefit bears to the primary 
insurance amount (before the application of section 
203(a)) of the individual on whose wages and self-employ-
ment income the monthly insurance benefit is based. 
‘‘(iii) In the case of an individual whose applicable 
date of eligibility is before 2019, the full increase amount 
determined under this subparagraph shall be the product 
of— 
‘‘(I) the amount determined under clause (i) 
(after application of any reduction under clause (ii)); 
and 
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‘‘(II) a fraction— 
‘‘(aa) the numerator of which is the num-
ber of calendar years in the period beginning 
with calendar year 2019 and ending with the 
first calendar year for which the individual is a 
qualified beneficiary; and 
‘‘(bb) the denominator of which is 24. 
‘‘(4) In the case of a qualified beneficiary who is enti-
tled to 2 or more monthly insurance benefits under this 
title for the same month— 
‘‘(A) the earliest applicable date of eligibility for 
such beneficiary with respect to such benefits shall 
be treated as the applicable date of eligibility for 
such beneficiary for the purposes of this subsection; 
and 
‘‘(B) such beneficiary shall be entitled to an in-
crease with respect only to one such benefit. 
‘‘(5) This subsection shall be applied to monthly in-
surance benefits after any increase under subsection (w) 
and any applicable reductions and deductions under this 
title. 
‘‘(6) In any case in which an individual is entitled 
to benefits under both this section and section 223, the 
increase under this subsection shall be paid from the Fed-
eral Old-Age and Survivors Insurance Trust Fund.’’. 
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(b) CONFORMING AMENDMENTS.— 
(1) Section 202 of such Act (42 U.S.C. 402) is 
amended— 
(A) in the last sentence of subsection (a), 
by striking ‘‘subsection (q) and subsection (w)’’ 
and inserting ‘‘subsections (q), (w), and (aa)’’; 
(B) in subsection (b)(2), by striking ‘‘sub-
sections (k)(5) and (q)’’ and inserting ‘‘sub-
sections (k)(5), (q), and (aa)’’; 
(C) in subsection (c)(2), by striking ‘‘sub-
sections (k)(5) and (q)’’ and inserting ‘‘sub-
sections (k)(5), (q), and (aa)’’; 
(D) in subsection (d)(2), by adding at the 
end the following: ‘‘This paragraph shall apply 
subject to subsection (aa).’’; 
(E) in subsection (e)(2)(A), by striking 
‘‘subsection (k)(5), subsection (q), and subpara-
graph (D) of this paragraph’’ and inserting 
‘‘subsection (k)(5), subsection (q), subsection 
(aa), and subparagraph (D) of this paragraph’’; 
(F) in subsection (f)(2)(A), by striking 
‘‘subsection (k)(5), subsection (q), and subpara-
graph (D) of this paragraph’’ and inserting 
‘‘subsection (k)(5), subsection (q), subsection 
(aa), and subparagraph (D) of this paragraph’’; 
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(G) in subsection (g)(2), by striking 
‘‘Such’’ and inserting ‘‘Except as provided in 
subsections (k)(5) and (aa), such’’; 
(H) in subsection (h)(2)(A), by inserting 
‘‘and subsection (aa)’’ after ‘‘subparagraphs 
(B) and (C)’’; and 
(I) in section 223(a)(2), by striking ‘‘sec-
tion 202(q)’’ and inserting ‘‘sections 202(q) and 
202(aa)’’. 
(2) Section 203(a)(4) of such Act (42 U.S.C. 
403(a)(4)) is amended by inserting after ‘‘section 
222(b)’’ the following: ‘‘and before any increase 
under section 202(aa)’’. 
(3) Section 209(k)(1) of such Act (42 U.S.C. 
409(k)(1)) 
is 
amended 
by 
inserting 
‘‘202(aa)(2)(D)(i), 
202(aa)(3)(C)(i)(II),’’ 
before 
‘‘203(f)(8)(B)(ii)’’. 
SEC. 304. END 7-YEAR LIMITATION FOR DISABLED SUR-
VIVING SPOUSES. 
(a) WIDOW’S INSURANCE BENEFITS.— 
(1) IN GENERAL.—Section 202(e) of the Social 
Security Act (42 U.S.C. 402(e)) is amended— 
(A) in paragraph (1)(B)(ii), by striking 
‘‘which began before the end of the period spec-
ified in paragraph (4)’’; 
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(B) in paragraph (1)(F)(ii), by striking 
‘‘(I) in the period specified in paragraph (4) 
and (II)’’; 
(C) by striking paragraph (4) and by re-
designating paragraphs (5) through (8) as 
paragraphs (4) through (7), respectively; and 
(D) in paragraph (4)(A)(ii) (as redesig-
nated by subparagraph (C)), by striking 
‘‘whichever’’ and all that follows through ‘‘be-
gins’’ and inserting ‘‘the first day of the seven-
teenth month before the month in which her ap-
plication is filed’’. 
(2) CONFORMING AMENDMENTS.— 
(A) Section 202(e)(1)(F)(i) of such Act 
(42 U.S.C. 402(e)(1)(F)(i)) is amended by 
striking ‘‘paragraph (5)’’ and inserting ‘‘para-
graph (4)’’. 
(B) Section 202(e)(1)(C)(ii)(III) of such 
Act (42 U.S.C. 402(e)(2)(C)(ii)(III)) is amend-
ed by striking ‘‘paragraph (8)’’ and inserting 
‘‘paragraph (6)’’. 
(C) Section 226(e)(1)(A)(i) of such Act 
(42 U.S.C. 426(e)(1)(A)(i)) is amended by 
striking ‘‘202(e)(4),’’. 
(b) WIDOWER’S INSURANCE BENEFITS.— 
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(1) IN GENERAL.—Section 202(f) of such Act 
(42 U.S.C. 402(f)) is amended— 
(A) in paragraph (1)(B)(ii), by striking 
‘‘which began before the end of the period spec-
ified in paragraph (4)’’; 
(B) in paragraph (1)(F)(ii), by striking 
‘‘(I) in the period specified in paragraph (4) 
and (II)’’; 
(C) by striking paragraph (4) and by re-
designating paragraphs (5) through (8) as 
paragraphs (4) through (7), respectively; and 
(D) in paragraph (4)(A)(ii) (as redesig-
nated by subparagraph (C)), by striking 
‘‘whichever’’ and all that follows through ‘‘be-
gins’’ and inserting ‘‘the first day of the seven-
teenth month before the month in which his ap-
plication is filed’’. 
(2) CONFORMING AMENDMENTS.— 
(A) Section 202(f)(1)(F)(i) of such Act (42 
U.S.C. 402(f)(1)(F)(i)) is amended by striking 
‘‘paragraph (5)’’ and inserting ‘‘paragraph 
(4)’’. 
(B) Section 202(f)(1)(C)(ii)(III) of such 
Act (42 U.S.C. 402(f)(2)(C)(ii)(III)) is amend-
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ed by striking ‘‘paragraph (8)’’ and inserting 
‘‘paragraph (6)’’. 
(C) Section 226(e)(1)(A)(i) of such Act (as 
amended by subsection (a)(2)(C)) is further 
amended by striking ‘‘202(f)(1)(B)(ii), and 
202(f)(4)’’ 
and 
inserting 
‘‘and 
202(f)(1)(B)(ii)’’. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to benefits payable 
for months after December 2022 and for which applica-
tions are filed after December 2022. 
SEC. 305. BENEFITS FOR DISABLED SURVIVING SPOUSES. 
(a) IN GENERAL.— 
(1) ELIGIBILITY
FOR
WIDOW’S
INSURANCE 
BENEFITS.—Section 202(e)(1)(B)(ii) of the Social 
Security Act (42 U.S.C. 402(e)(1)(B)(ii)) is amend-
ed by striking ‘‘has attained age 50 but has not at-
tained age 60 and’’. 
(2) ELIGIBILITY
FOR
WIDOWER’S
INSURANCE 
BENEFITS.—Section 202(f)(1)(B)(ii) of such Act (42 
U.S.C. 402(f)(1)(B)(ii)) is amended by striking ‘‘has 
attained age 50 but has not attained age 60 and’’. 
(3) 
CONFORMING
AMENDMENT.—Section 
202(q)(3)(A) of such Act (42 U.S.C. 402(q)(3)(A)) 
is amended by striking ‘‘If the first month’’ and all 
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that follows through ‘‘widow’s or widower’s insur-
ance benefit)’’ and inserting ‘‘If the first month for 
which an individual both is entitled to a wife’s or 
husband’s insurance benefit and has attained age 62 
or for which an individual is entitled to a widow’s or 
widower’s insurance benefit’’. 
(b) PRECLUSION OF ENTITLEMENT AFTER EARLY 
REMARRIAGE.— 
(1) WIDOW’S
INSURANCE
BENEFITS.—Section 
202(e)(1)(B)(ii) 
of 
such 
Act 
(42 
U.S.C. 
402(e)(1)(B)(ii)) is amended by inserting ‘‘and has 
not remarried prior to attaining the age which is 12 
years less than early retirement age (as defined in 
section 216(l)(2))’’ before the comma. 
(2) WIDOWER’S
INSURANCE
BENEFITS.—Sec-
tion 202(f)(1)(B)(ii) of such Act (42 U.S.C. 
402(f)(1)(B)(ii)) is amended by inserting ‘‘and has 
not remarried prior to attaining the age which is 12 
years less than early retirement age (as defined in 
section 216(l)(2))’’ before the comma. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to benefits payable 
for months after December 2022 and for which applica-
tions are filed after December 2022. 
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SEC. 306. WAIVE 2-YEAR DURATION OF DIVORCE REQUIRE-
MENT. 
(a) 
WIFE’S
INSURANCE
BENEFITS.—Section 
202(b)(4)(A) of the Social Security Act (42 U.S.C. 
402(b)(4)(A)) is amended by adding at the end the fol-
lowing new sentence: ‘‘The criterion for entitlement under 
clause (ii) shall be deemed met upon the remarriage of 
the insured individual to someone other than the applicant 
during the 2-year period referred to in such clause.’’. 
(b) HUSBAND’S
INSURANCE
BENEFITS.—Section 
202(c)(4)(A) of such Act (42 U.S.C. 402(c)(4)(A)) is 
amended by adding at the end the following new sentence: 
‘‘The criterion for entitlement under clause (ii) shall be 
deemed met upon the remarriage of the insured individual 
to someone other than the applicant during the 2-year pe-
riod referred to in such clause.’’. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall apply with respect to benefits payable 
for months after December 2022 and for which applica-
tions are filed after December 2022. 
Æ 
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