IB 
Union Calendar No. 590 
118TH CONGRESS 
2D SESSION 
H. R. 9488 
[Report No. 118–696] 
To amend the Federal Election Campaign Act of 1971 to require the disclo-
sure of the card verification value as a condition of the acceptance 
of online contributions made through the use of credit or debit cards 
in elections for Federal office and to prohibit the acceptance of contribu-
tions made through the use of gift cards and prepaid credit cards 
in such elections, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
SEPTEMBER 6, 2024 
Mr. STEIL (for himself, Mrs. BICE, Ms. LEE of Florida, and Mr. D’ESPOSITO) 
introduced the following bill; which was referred to the Committee on 
House Administration 
SEPTEMBER 20, 2024 
Additional sponsors: Mr. MURPHY and Mr. CALVERT 
SEPTEMBER 20, 2024 
Reported with amendments, committed to the Committee of the Whole House 
on the State of the Union, and ordered to be printed 
[Strike out all after the enacting clause and insert the part printed in italic] 
[For text of introduced bill, see copy of bill as introduced on September 6, 2024] 
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A BILL 
To amend the Federal Election Campaign Act of 1971 to 
require the disclosure of the card verification value as 
a condition of the acceptance of online contributions 
made through the use of credit or debit cards in elections 
for Federal office and to prohibit the acceptance of con-
tributions made through the use of gift cards and pre-
paid credit cards in such elections, and for other pur-
poses. 
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Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Secure Handling of 
Internet Electronic Donations Act’’ or the ‘‘SHIELD Act’’. 
SEC. 2. REQUIRING DISCLOSURE OF CARD VERIFICATION 
VALUE AS CONDITION OF ACCEPTANCE OF 
ONLINE CONTRIBUTIONS MADE USING CRED-
IT OR DEBIT CARDS IN FEDERAL ELECTIONS. 
(a) REQUIREMENT.—Section 302 of the Federal Elec-
tion Campaign Act of 1971 (52 U.S.C. 30102) is amended 
by adding at the end the following: 
‘‘(j)(1) No political committee shall accept any Inter-
net credit or debit card contribution unless— 
‘‘(A) the individual or entity making such con-
tribution is required, at the time such individual 
makes such contribution, to disclose the card 
verification value of such credit or debit card; and 
‘‘(B)(i) the billing address associated with such 
credit or debit card is located in the United States; 
or 
‘‘(ii) in the case of a contribution made by an 
individual living outside of the United States who, at 
the time the individual makes the contribution, is a 
United States national or an individual who is law-
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fully admitted for permanent residence, as defined by 
section 101(a)(20) of the Immigration and Nation-
ality Act (8 U.S.C. 1101(a)(20)), the individual pro-
vides the committee with— 
‘‘(I) the United States mailing address the 
individual uses for voter registration purposes; 
‘‘(II) a copy of the individual’s United 
States passport; 
‘‘(III) a copy of the individual’s permanent 
resident card; or 
‘‘(IV) a copy of a comparable acceptable 
identification document, or the unique identi-
fying number from such a document, for the in-
dividual. 
‘‘(2) Notwithstanding subsection (b) or (c), in the case 
of an Internet credit or debit card contribution— 
‘‘(A) no later than 10 days after receiving the 
contribution, the person who receives the contribution 
shall forward to the treasurer such contribution, the 
name and address of the person making the contribu-
tion, and the date of receipt; and 
‘‘(B) the treasurer of a political committee shall 
keep an account of the name and address of any per-
son making any such contribution, together with the 
date and amount of such contribution by any person. 
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‘‘(3) If the treasurer of a political committee shows 
that best efforts have been used to comply with the require-
ments of this subsection, the committee shall be considered 
in compliance with this subsection. 
‘‘(4) In this subsection, the term ‘Internet credit or 
debit card contribution’ means a contribution that— 
‘‘(A) is made using a credit or debit card; and 
‘‘(B) is received through an Internet website.’’. 
(b) EFFECTIVE DATE.—The amendment made by sub-
section (a) shall apply to contributions the receipt of which 
a political committee is required to include in a report filed 
under section 304 of the Federal Election Campaign Act 
of 1971 (52 U.S.C. 30104) on or after the date of the enact-
ment of this Act. 
SEC. 3. PROHIBITING ACCEPTANCE OF CONTRIBUTIONS 
MADE USING GIFT CARDS IN FEDERAL ELEC-
TIONS. 
(a) PROHIBITION.—Section 302 of the Federal Elec-
tion Campaign Act of 1971 (52 U.S.C. 30102), as amended 
by section 2(a), is amended by adding at the end the fol-
lowing: 
‘‘(k)(1) No political committee shall accept a contribu-
tion made through the use of a general-use prepaid card, 
gift certificate, or store gift card, as such terms are defined, 
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respectively, under section 915(a) of the Electronic Fund 
Transfer Act (15 U.S.C. 1693l–1(a)). 
‘‘(2) If the treasurer of a political committee shows 
that best efforts have been used to comply with the require-
ments of this subsection, the committee shall be considered 
in compliance with this subsection.’’. 
(b) EFFECTIVE DATE.—The amendment made by sub-
section (a) shall apply with respect to contributions the re-
ceipt of which a political committee is required to include 
in a report filed under section 304 of the Federal Election 
Campaign Act of 1971 (52 U.S.C. 30104) on or after the 
date of the enactment of this Act. 
SEC. 4. PROHIBITING AIDING OR ABETTING MAKING OF 
CONTRIBUTION IN THE NAME OF ANOTHER. 
Section 320 of the Federal Election Campaign Act of 
1971 (52 U.S.C. 30122) is amended by adding at the end 
the following new sentence: ‘‘No person shall knowingly di-
rect, help, or assist any person in making a contribution 
in the name of another person.’’. 
SEC. 5. REGULATIONS. 
(a) DEADLINE.—Not later than 10 days after the date 
of the enactment of this Act, the Federal Election Commis-
sion shall promulgate regulations to carry out the amend-
ments made by this Act. 
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(b) CONSULTATION WITH CREDIT CARD PAYMENT 
NETWORKS.—In promulgating regulations under sub-
section (a) to carry out the amendments made by sections 
2 and 3, the Commission shall consult with representatives 
of payment card networks, as defined under section 921(c) 
of the Electronic Fund Transfer Act (15 U.S.C. 1693o– 
2(c)). 
Amend the title so as to read: ‘‘A bill to amend the 
Federal Election Campaign Act of 1971 to require the 
disclosure of the card verification value as a condition of 
the acceptance of online contributions made through the 
use of credit or debit cards in elections for Federal office 
and to prohibit the acceptance of contributions made 
through the use of gift cards in such elections, and for 
other purposes.’’. 
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