I 
114TH CONGRESS 
2D SESSION 
H. R. 6112 
To require the Small Business Administration to make information relating 
to lenders making covered loans publicly available, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
SEPTEMBER 21, 2016 
Mrs. TORRES introduced the following bill; which was referred to the 
Committee on Small Business 
A BILL 
To require the Small Business Administration to make infor-
mation relating to lenders making covered loans publicly 
available, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Communicating Lend-
er Activity Reports from the Small Business Administra-
tion Act’’ or the ‘‘CLEAR SBA Act’’. 
SEC. 2. SBA LENDER ACTIVITY INDEX. 
Section 4 of the Small Business Act (15 U.S.C. 633) 
is amended by adding at the end the following: 
‘‘(i) SBA LENDER ACTIVITY INDEX.— 
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‘‘(1) DEFINITION.—In this subsection, the term 
‘covered loan’ means a loan made or debenture 
issued under this Act or the Small Business Invest-
ment Act of 1958 (15 U.S.C. 661 et seq.) by a pri-
vate individual or entity. 
‘‘(2) REQUIREMENT.—Not later than 6 months 
after the date of enactment of this subsection, the 
Administrator shall make publicly available on the 
Web site of the Administration a user-friendly data-
base of information relating to lenders making cov-
ered loans (to be known as the ‘Lender Activity 
Index’). 
‘‘(3) DATA INCLUDED.— 
‘‘(A) IN
GENERAL.—The database made 
available under paragraph (2) shall include, for 
each lender making a covered loan— 
‘‘(i) the name of the lender; 
‘‘(ii) the number of covered loans 
made by the lender; 
‘‘(iii) the total dollar amount of cov-
ered loans made by the lender; 
‘‘(iv) a list of each ZIP Code in which 
a recipient of a covered loan made by the 
lender is located; 
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‘‘(v) a list of the industries of the re-
cipients to which the lender made a cov-
ered loan; 
‘‘(vi) whether the covered loan is for 
an existing business or a new business; 
‘‘(vii) the number and total dollar 
amount of covered loans made by the lend-
er to— 
‘‘(I) 
small 
business 
concerns 
owned and controlled by women; 
‘‘(II) socially and economically 
disadvantaged small business concerns 
(as defined in section 8(a)(4)(A)); and 
‘‘(III) small business concerns 
owned and controlled by veterans; and 
‘‘(viii) whether the covered loan was 
made under section 7(a) or under the pro-
gram to provide financing to small busi-
ness concerns through guarantees of loans 
under title V of the Small Business Invest-
ment Act of 1958 (15 U.S.C. 695 et seq.). 
‘‘(B) INCORPORATION OF DATA.—The Ad-
ministrator shall— 
‘‘(i) include in the database made 
available under paragraph (2) information 
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