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‘‘TITLE III—AGRICULTURAL 
CREDIT 
‘‘SEC. 3001. SHORT TITLE; TABLE OF CONTENTS. 
‘‘(a) SHORT TITLE.—This title may be cited as the 
‘Consolidated Farm and Rural Development Act’. 
‘‘(b) TABLE OF CONTENTS.—The table of contents 
of this title is as follows: 
‘‘TITLE III—AGRICULTURAL CREDIT 
‘‘Sec. 3001. Short title; table of contents. 
‘‘Sec. 3002. Definitions. 
‘‘Subtitle A—Farmer Loans, Servicing, and Other Assistance 
‘‘CHAPTER 1—FARM OWNERSHIP LOANS 
‘‘Sec. 3101. Farm ownership loans. 
‘‘Sec. 3102. Purposes of loans. 
‘‘Sec. 3103. Conservation loan and loan guarantee program. 
‘‘Sec. 3104. Loan maximums. 
‘‘Sec. 3105. Repayment requirements for farm ownership loans. 
‘‘Sec. 3106. Limited-resource loans. 
‘‘Sec. 3107. Downpayment loan program. 
‘‘Sec. 3108. Beginning farmer and socially disadvantaged farmer contract land 
sales program. 
‘‘CHAPTER 2—OPERATING LOANS 
‘‘Sec. 3201. Operating loans. 
‘‘Sec. 3202. Purposes of loans. 
‘‘Sec. 3203. Restrictions on loans. 
‘‘Sec. 3204. Terms of loans. 
‘‘CHAPTER 3—EMERGENCY LOANS 
‘‘Sec. 3301. Emergency loans. 
‘‘Sec. 3302. Purposes of loans. 
‘‘Sec. 3303. Terms of loans. 
‘‘Sec. 3304. Production losses. 
‘‘CHAPTER 4—GENERAL FARMER LOAN PROVISIONS 
‘‘Sec. 3401. Agricultural Credit Insurance Fund. 
‘‘Sec. 3402. Guaranteed farmer loans. 
‘‘Sec. 3403. Provision of information to borrowers. 
‘‘Sec. 3404. Notice of loan service programs. 
‘‘Sec. 3405. Planting and production history guidelines. 
‘‘Sec. 3406. Special conditions and limitations on loans. 
‘‘Sec. 3407. Graduation of borrowers. 
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‘‘Sec. 3408. Debt adjustment and credit counseling. 
‘‘Sec. 3409. Security servicing. 
‘‘Sec. 3410. Contracts on loan security properties. 
‘‘Sec. 3411. Debt restructuring and loan servicing. 
‘‘Sec. 3412. Relief for mobilized military reservists from certain agricultural 
loan obligations. 
‘‘Sec. 3413. Interest rate reduction program. 
‘‘Sec. 3414. Homestead property. 
‘‘Sec. 3415. Transfer of inventory land. 
‘‘Sec. 3416. Target participation rates. 
‘‘Sec. 3417. Compromise or adjustment of debts or claims by guaranteed lend-
er. 
‘‘Sec. 3418. Waiver of mediation rights by borrowers. 
‘‘Sec. 3419. Borrower training. 
‘‘Sec. 3420. Loan assessments. 
‘‘Sec. 3421. Supervised credit. 
‘‘Sec. 3422. Market placement. 
‘‘Sec. 3423. Recordkeeping of loans by gender of borrower. 
‘‘Sec. 3424. Crop insurance requirement. 
‘‘Sec. 3425. Loan and loan servicing limitations. 
‘‘Sec. 3426. Short form certification of farm program borrower compliance. 
‘‘Sec. 3427. Underwriting forms and standards. 
‘‘Sec. 3428. Beginning farmer individual development accounts pilot program. 
‘‘Sec. 3429. Farmer loan pilot projects. 
‘‘Sec. 3430. Prohibition on use of loans for certain purposes. 
‘‘Sec. 3431. Authorization of appropriations and allocation of funds. 
‘‘Subtitle B—Rural Development 
‘‘CHAPTER 1—RURAL COMMUNITY PROGRAMS 
‘‘Sec. 3501. Water and waste disposal loans, loan guarantees, and grants. 
‘‘Sec. 3502. Community facilities loans, loan guarantees, and grants. 
‘‘Sec. 3503. Health care services. 
‘‘CHAPTER 2—RURAL BUSINESS AND COOPERATIVE DEVELOPMENT 
‘‘Sec. 3601. Business programs. 
‘‘Sec. 3602. Rural Business Investment Program. 
‘‘CHAPTER 3—GENERAL RURAL DEVELOPMENT PROVISIONS 
‘‘Sec. 3701. General provisions for loans and grants. 
‘‘Sec. 3702. Strategic economic and community development. 
‘‘Sec. 3703. Guaranteed rural development loans. 
‘‘Sec. 3704. Rural Development Insurance Fund. 
‘‘Sec. 3705. Rural economic area partnership zones. 
‘‘Sec. 3706. Streamlining applications and improving accessibility of rural de-
velopment programs. 
‘‘Sec. 3707. State Rural Development Partnership. 
‘‘CHAPTER 4—DELTA REGIONAL AUTHORITY 
‘‘Sec. 3801. Definitions. 
‘‘Sec. 3802. Delta Regional Authority. 
‘‘Sec. 3803. Economic and community development grants. 
‘‘Sec. 3804. Supplements to Federal grant programs. 
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‘‘Sec. 3805. Local development districts; certification and administrative ex-
penses. 
‘‘Sec. 3806. Distressed counties and areas and nondistressed counties. 
‘‘Sec. 3807. Development planning process. 
‘‘Sec. 3808. Program development criteria. 
‘‘Sec. 3809. Approval of development plans and projects. 
‘‘Sec. 3810. Consent of States. 
‘‘Sec. 3811. Records. 
‘‘Sec. 3812. Annual report. 
‘‘Sec. 3813. Authorization of appropriations. 
‘‘Sec. 3814. Termination of authority. 
‘‘CHAPTER 5—NORTHERN GREAT PLAINS REGIONAL AUTHORITY 
‘‘Sec. 3821. Definitions. 
‘‘Sec. 3822. Northern Great Plains Regional Authority. 
‘‘Sec. 3823. Interstate cooperation for economic opportunity and efficiency. 
‘‘Sec. 3824. Economic and community development grants. 
‘‘Sec. 3825. Supplements to Federal grant programs. 
‘‘Sec. 3826. Multistate and local development districts and organizations and 
Northern Great Plains Inc. 
‘‘Sec. 3827. Distressed counties and areas and nondistressed counties. 
‘‘Sec. 3828. Development planning process. 
‘‘Sec. 3829. Program development criteria. 
‘‘Sec. 3830. Approval of development plans and projects. 
‘‘Sec. 3831. Consent of States. 
‘‘Sec. 3832. Records. 
‘‘Sec. 3833. Annual report. 
‘‘Sec. 3834. Authorization of appropriations. 
‘‘Sec. 3835. Termination of authority. 
‘‘Subtitle C—General Provisions 
‘‘Sec. 3901. Full faith and credit. 
‘‘Sec. 3902. Purchase and sale of guaranteed portions of loans. 
‘‘Sec. 3903. Administration. 
‘‘Sec. 3904. Loan moratorium and policy on foreclosures. 
‘‘Sec. 3905. Oil and gas royalty payments on loans. 
‘‘Sec. 3906. Taxation. 
‘‘Sec. 3907. Conflicts of interest. 
‘‘Sec. 3908. Loan summary statements. 
‘‘Sec. 3909. Certified lenders program. 
‘‘Sec. 3910. Loans to resident aliens. 
‘‘Sec. 3911. Expedited clearing of title to inventory property. 
‘‘Sec. 3912. Transfer of land to Secretary. 
‘‘Sec. 3913. Competitive sourcing limitations. 
‘‘Sec. 3914. Regulations. 
‘‘SEC. 3002. DEFINITIONS. 
‘‘In this title (unless the context otherwise requires): 
‘‘(1) ABLE TO OBTAIN CREDIT ELSEWHERE.— 
The term ‘able to obtain credit elsewhere’ means 
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