H. R. 7148—231 
to be available until expended: Provided further, That amounts 
deposited pursuant to the preceding proviso shall be available in 
addition to the amount otherwise provided by this heading for 
uses authorized under this heading. 
HOUSING FOR THE ELDERLY 
For capital advances, including amendments to capital advance 
contracts, for housing for the elderly, as authorized by section 
202 of the Housing Act of 1959 (12 U.S.C. 1701q), for project 
rental assistance for the elderly under section 202(c)(2) of such 
Act, including amendments to contracts for such assistance and 
renewal of expiring contracts for such assistance for up to a 5- 
year term, for senior preservation rental assistance contracts, 
including renewals, as authorized by section 811(e) of the American 
Homeownership and Economic Opportunity Act of 2000 (12 U.S.C. 
1701q note), for supportive services associated with the housing, 
and for administrative and other expenses associated with assist-
ance under this heading, $1,031,000,000 to remain available until 
September 30, 2029: Provided, That of the amount made available 
under this heading, up to $122,000,000 shall be for service coordina-
tors and the continuation of existing congregate service grants 
for residents of assisted housing projects: Provided further, That 
any funding for existing service coordinators under the preceding 
proviso shall be provided within 120 days of enactment of this 
Act: Provided further, That the Secretary may enter into 2-year 
agreements as appropriate with such funding that are subject to 
the availability of annual appropriations: Provided further, That 
the Secretary may waive the provisions of section 202 governing 
the terms and conditions of project rental assistance, except that 
the initial contract term for such assistance shall not exceed 5 
years in duration: Provided further, That upon request of the Sec-
retary, project funds that are held in residual receipts accounts 
for any project subject to a section 202 project rental assistance 
contract, and that upon termination of such contract are in excess 
of an amount to be determined by the Secretary, shall be remitted 
to the Department and deposited in this account, to remain avail-
able until September 30, 2029: Provided further, That amounts 
deposited in this account pursuant to the preceding proviso shall 
be available, in addition to the amounts otherwise provided by 
this heading, for the purposes authorized under this heading: Pro-
vided further, That unobligated balances, including recaptures and 
carryover, remaining from funds transferred to or appropriated 
under this heading shall be available for the current purposes 
authorized under this heading in addition to the purposes for which 
such funds originally were appropriated: Provided further, That 
of the total amount made available under this heading, up to 
$4,000,000 shall be used by the Secretary to support preservation 
transactions of housing for the elderly originally developed with 
a capital advance and assisted by a project rental assistance con-
tract under the provisions of section 202(c) of the Housing Act 
of 1959. 
HOUSING FOR PERSONS WITH DISABILITIES 
For capital advances, including amendments to capital advance 
contracts, for supportive housing for persons with disabilities, as
H. R. 7148—232 
authorized by section 811 of the Cranston-Gonzalez National Afford-
able Housing Act (42 U.S.C. 8013), for project rental assistance 
for supportive housing for persons with disabilities under section 
811(d)(2) of such Act, for project assistance contracts pursuant 
to subsection (h) of section 202 of the Housing Act of 1959, as 
added by section 205(a) of the Housing and Community Develop-
ment Amendments of 1978 (Public Law 95–557; 92 Stat. 2090), 
including amendments to contracts for such assistance and renewal 
of expiring contracts for such assistance for up to a 5-year term, 
for project rental assistance to State housing finance agencies and 
other appropriate entities as authorized under section 811(b)(3) 
of the Cranston-Gonzalez National Affordable Housing Act, for sup-
portive services associated with the housing for persons with disabil-
ities as authorized by section 811(b)(1) of such Act, and for adminis-
trative and other expenses associated with assistance funded under 
this heading, $287,000,000, to remain available until September 
30, 2029: Provided, That, upon the request of the Secretary, project 
funds that are held in residual receipts accounts for any project 
subject to a section 811 project rental assistance contract, and 
that upon termination of such contract are in excess of an amount 
to be determined by the Secretary, shall be remitted to the Depart-
ment and deposited in this account, to remain available until Sep-
tember 30, 2029: Provided further, That amounts deposited in this 
account pursuant to the preceding proviso shall be available in 
addition to the amounts otherwise provided by this heading for 
the purposes authorized under this heading: Provided further, That 
unobligated 
balances, 
including 
recaptures 
and 
carryover, 
remaining from funds transferred to or appropriated under this 
heading shall be used for the current purposes authorized under 
this heading in addition to the purposes for which such funds 
originally were appropriated. 
HOUSING COUNSELING ASSISTANCE 
For contracts, grants, and other assistance excluding loans, 
as authorized under section 106 of the Housing and Urban Develop-
ment Act of 1968, as amended, $57,500,000, to remain available 
until September 30, 2027, including up to $4,500,000 for administra-
tive contract services: Provided, That funds shall be used for pro-
viding counseling and advice to tenants and homeowners, both 
current and prospective, with respect to property maintenance, 
financial management or literacy, and such other matters as may 
be appropriate to assist them in improving their housing conditions, 
meeting their financial needs, and fulfilling the responsibilities 
of tenancy or homeownership; for program administration; and for 
housing counselor training: Provided further, That for purposes 
of awarding grants from amounts provided under this heading, 
the Secretary may enter into multiyear agreements, as appropriate, 
subject to the availability of annual appropriations. 
PAYMENT TO MANUFACTURED HOUSING FEES TRUST FUND 
For necessary expenses as authorized by the National Manufac-
tured Housing Construction and Safety Standards Act of 1974 (42 
U.S.C. 5401 et seq.), up to $14,000,000, to remain available until 
expended, of which $14,000,000 shall be derived from the Manufac-
tured Housing Fees Trust Fund (established under section 620(e) 
of such Act (42 U.S.C. 5419(e)): Provided, That not to exceed the
H. R. 7148—233 
total amount appropriated under this heading shall be available 
from the general fund of the Treasury to the extent necessary 
to incur obligations and make expenditures pending the receipt 
of collections to the Fund pursuant to section 620 of such Act: 
Provided further, That the amount made available under this 
heading from the general fund shall be reduced as such collections 
are received during fiscal year 2026 so as to result in a final 
fiscal year 2026 appropriation from the general fund estimated 
at zero, and fees pursuant to such section 620 shall be modified 
as necessary to ensure such a final fiscal year 2026 appropriation: 
Provided further, That for the dispute resolution and installation 
programs, the Secretary may assess and collect fees from any pro-
gram participant: Provided further, That such collections shall be 
deposited into the Trust Fund, and the Secretary, as provided 
herein, may use such collections, as well as fees collected under 
section 620 of such Act, for necessary expenses of such Act: Provided 
further, That, notwithstanding the requirements of section 620 of 
such Act, the Secretary may carry out responsibilities of the Sec-
retary under such Act through the use of approved service providers 
that are paid directly by the recipients of their services. 
FEDERAL HOUSING ADMINISTRATION 
MUTUAL MORTGAGE INSURANCE PROGRAM ACCOUNT 
New commitments to guarantee single family loans insured 
under the Mutual Mortgage Insurance Fund shall not exceed 
$400,000,000,000, to remain available until September 30, 2027: 
Provided, That during fiscal year 2026, obligations to make direct 
loans to carry out the purposes of section 204(g) of the National 
Housing Act, as amended, shall not exceed $1,000,000: Provided 
further, That the foregoing amount in the preceding proviso shall 
be for loans to nonprofit and governmental entities in connection 
with sales of single family real properties owned by the Secretary 
and formerly insured under the Mutual Mortgage Insurance Fund: 
Provided further, That for administrative contract expenses of the 
Federal Housing Administration, $160,000,000, to remain available 
until September 30, 2027: Provided further, That to the extent 
guaranteed loan commitments exceed $200,000,000,000 on or before 
April 1, 2026, an additional $1,400 for administrative contract 
expenses shall be available for each $1,000,000 in additional 
guaranteed loan commitments (including a pro rata amount for 
any amount below $1,000,000), but in no case shall funds made 
available by this proviso exceed $30,000,000: Provided further, That 
notwithstanding the limitation in the first sentence of section 255(g) 
of the National Housing Act (12 U.S.C. 1715z–20(g)), during fiscal 
year 2026 the Secretary may insure and enter into new commit-
ments to insure mortgages under section 255 of the National 
Housing Act only to the extent that the net credit subsidy cost 
for such insurance does not exceed zero. 
GENERAL AND SPECIAL RISK PROGRAM ACCOUNT 
New commitments to guarantee loans insured under the Gen-
eral and Special Risk Insurance Funds, as authorized by sections 
238 and 519 of the National Housing Act (12 U.S.C. 1715z–3 and 
1735c), shall not exceed $35,000,000,000 in total loan principal, 
any part of which is to be guaranteed, to remain available until
H. R. 7148—234 
September 30, 2027: Provided, That during fiscal year 2026, gross 
obligations for the principal amount of direct loans, as authorized 
by sections 204(g), 207(l), 238, and 519(a) of the National Housing 
Act, shall not exceed $1,000,000, which shall be for loans to non-
profit and governmental entities in connection with the sale of 
single family real properties owned by the Secretary and formerly 
insured under such Act. 
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION 
GUARANTEES OF MORTGAGE-BACKED SECURITIES LOAN GUARANTEE 
PROGRAM ACCOUNT 
New commitments to issue guarantees to carry out the purposes 
of section 306 of the National Housing Act, as amended (12 U.S.C. 
1721(g)), shall not exceed $550,000,000,000, to remain available 
until September 30, 2027: Provided, That $56,000,000, to remain 
available until September 30, 2027, shall be for necessary salaries 
and expenses of the Government National Mortgage Association: 
Provided further, That to the extent that guaranteed loan commit-
ments exceed $155,000,000,000 on or before April 1, 2026, an addi-
tional $100 for necessary salaries and expenses shall be available 
until expended for each $1,000,000 in additional guaranteed loan 
commitments (including a pro rata amount for any amount below 
$1,000,000), but in no case shall funds made available by this 
proviso exceed $3,000,000: Provided further, That receipts from 
Commitment and Multiclass fees collected pursuant to title III 
of the National Housing Act (12 U.S.C. 1716 et seq.) shall be 
credited as offsetting collections to this account. 
POLICY DEVELOPMENT AND RESEARCH 
RESEARCH AND TECHNOLOGY 
For contracts, grants, and necessary expenses of programs of 
research and studies relating to housing and urban problems, not 
otherwise provided for, as authorized by title V of the Housing 
and Urban Development Act of 1970 (12 U.S.C. 1701z–1 et seq.), 
including carrying out the functions of the Secretary of Housing 
and Urban Development under section 1(a)(1)(i) of Reorganization 
Plan No. 2 of 1968, and for technical assistance, $122,500,000, 
to remain available until September 30, 2027: Provided, That of 
the amounts made available under this heading, $40,000,000 shall 
be for technical assistance, of which $5,000,000 shall be for the 
distressed cities technical assistance program: Provided further, 
That with respect to amounts made available under this heading, 
notwithstanding section 203 of this title, the Secretary may enter 
into cooperative agreements with philanthropic entities, other Fed-
eral agencies, State or local governments and their agencies, Indian 
tribes, tribally designated housing entities, or colleges or univer-
sities for research projects: Provided further, That with respect 
to the preceding proviso, such partners to the cooperative agree-
ments shall contribute at least a 50 percent match toward the 
cost of the project: Provided further, That for non-competitive agree-
ments entered into in accordance with the preceding two provisos, 
the Secretary shall comply with section 2(b) of the Federal Funding 
Accountability and Transparency Act of 2006 (Public Law 109– 
282; 31 U.S.C. note) in lieu of compliance with section 102(a)(4)(C)