I 
116TH CONGRESS 
1ST SESSION H. R. 3833 
To amend the Higher Education Act of 1965 to provide for the automatic 
recertification of income for income-driven repayment plans, and for 
other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JULY 18, 2019 
Ms. BONAMICI
(for herself, Mr. MITCHELL, Mr. MOULTON, and Mr. 
FITZPATRICK) introduced the following bill; which was referred to the 
Committee on Education and Labor, and in addition to the Committee 
on Ways and Means, for a period to be subsequently determined by the 
Speaker, in each case for consideration of such provisions as fall within 
the jurisdiction of the committee concerned 
A BILL 
To amend the Higher Education Act of 1965 to provide 
for the automatic recertification of income for income- 
driven repayment plans, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Streamlining Income- 
driven, Manageable Payments on Loans for Education 
Act’’ or the ‘‘SIMPLE Act’’. 
VerDate Sep 11 2014 
04:29 Aug 01, 2019
Jkt 089200
PO 00000
Frm 00001
Fmt 6652
Sfmt 6201
E:\BILLS\H3833.IH
H3833
kjohnson on DSK79L0C42 with BILLS
SEC. 2. AUTOMATIC INCOME MONITORING PROCEDURES 
AFTER 
A 
TOTAL 
AND 
PERMANENT 
DIS-
ABILITY DISCHARGE. 
Section 437(a) of the Higher Education Act of 1965 
(20 U.S.C. 1087(a)) is amended by adding at the end the 
following: 
‘‘(3) AUTOMATIC INCOME MONITORING.— 
‘‘(A) IN GENERAL.—Not later than 2 years 
after the date of enactment of the Streamlining 
Income-driven, Manageable Payments on Loans 
for Education Act, the Secretary shall, with re-
spect to each borrower and each income-moni-
toring period described in subparagraph (B)— 
‘‘(i) offer an opportunity for such bor-
rower to opt out of clause (ii) and prevent 
the Secretary from obtaining information 
under such clause; 
‘‘(ii) submit a written request to the 
Secretary of the Treasury under section 
6103(l)(13) of the Internal Revenue Code 
of 1986 for disclosure of information relat-
ing to income, tax filing status, and num-
ber of dependents with respect to such bor-
rower (and such borrower’s spouse, if ap-
plicable) and such income-monitoring pe-
riod, for the purpose of determining the 
VerDate Sep 11 2014 
04:29 Aug 01, 2019
Jkt 089200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6201
E:\BILLS\H3833.IH
H3833
kjohnson on DSK79L0C42 with BILLS
borrower’s continued eligibility for the loan 
discharge described in subparagraph (B) 
for such year; and 
‘‘(iii) provide the borrower with an op-
portunity to update the information ob-
tained under clause (ii) before the deter-
mination of the borrower’s continued eligi-
bility for such loan discharge for such 
year. 
‘‘(B) APPLICABILITY.—Subparagraph (A) 
shall apply— 
‘‘(i) to each borrower who is a bor-
rower of a covered loan (defined in section 
455(d)(8)) that is discharged under this 
subsection or section 464(c)(1)(F) due to 
the permanent and total disability of the 
borrower; and 
‘‘(ii) during the income-monitoring pe-
riod under this subsection, defined in this 
paragraph as the period— 
‘‘(I) beginning on the date on 
which such loan is so discharged; and 
‘‘(II) during which the Secretary 
determines whether a reinstatement of 
the obligation of, and resumption of 
VerDate Sep 11 2014 
04:29 Aug 01, 2019
Jkt 089200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\H3833.IH
H3833
kjohnson on DSK79L0C42 with BILLS