(i) by striking ‘‘appropriate insurance
fund’’ and inserting ‘‘Deposit Insurance
Fund’’;
(ii) by striking ‘‘the members of the in-
surance fund (of which such institution is a
member)’’ and inserting ‘‘insured depository
institutions’’;
(iii) by striking ‘‘each member’s’’ and
inserting ‘‘each insured depository institu-
tion’s’’; and
(iv) by striking ‘‘the member’s’’ each
place that term appears and inserting ‘‘the
institution’s’’;
(E) in subsection (c), by striking paragraph
(11);
(F) in subsection (h), by striking ‘‘Bank In-
surance Fund’’ and inserting ‘‘Deposit Insurance
Fund’’;
(G) in subsection (k)(4)(B)(i), by striking
‘‘Savings Association Insurance Fund member’’
and inserting ‘‘savings association’’; and
(H) in subsection (k)(5)(A), by striking
‘‘Savings Association Insurance Fund members’’
and inserting ‘‘savings associations’’;
(20) in section 14(a) (12 U.S.C. 1824(a)), in the
5th sentence—
(A) by striking ‘‘Bank Insurance Fund or
the Savings Association Insurance Fund’’ and
inserting ‘‘Deposit Insurance Fund’’; and
(B) by striking ‘‘each such fund’’ and in-
serting ‘‘the Deposit Insurance Fund’’;
(21) in section 14(b) (12 U.S.C. 1824(b)), by
striking ‘‘Bank Insurance Fund or Savings Associa-
tion Insurance Fund’’ and inserting ‘‘Deposit Insur-
ance Fund’’;
(22) in section 14(c) (12 U.S.C. 1824(c)), by
striking paragraph (3);
(23) in section 14(d) (12 U.S.C. 1824(d))—
(A) by striking ‘‘Bank Insurance Fund
member’’ each place that term appears and in-
serting ‘‘insured depository institution’’;
(B) by striking ‘‘Bank Insurance Fund
members’’ each place that term appears and in-
serting ‘‘insured depository institutions’’;
(C) by striking ‘‘Bank Insurance Fund’’
each place that term appears (other than in con-
nection with a reference to a term amended by
subparagraph (A) or (B) of this paragraph) and
inserting ‘‘Deposit Insurance Fund’’;
(D) by striking the subsection heading and
inserting the following:
‘‘(d) BORROWING FOR THE DEPOSIT INSURANCE FUND
FROM INSURED DEPOSITORY INSTITUTIONS.—’’;
(E) in paragraph (3), in the paragraph
heading, by striking ‘‘BIF’’ and inserting ‘‘THE
DEPOSIT INSURANCE FUND’’; and
(F) in paragraph (5), in the paragraph
heading, by striking ‘‘BIF MEMBERS’’ and insert-
ing ‘‘INSURED DEPOSITORY INSTITUTIONS’’;
(24) in section 14 (12 U.S.C. 1824), by adding
at the end the following new subsection:
‘‘(e) BORROWING FOR THE DEPOSIT INSURANCE FUND
FROM FEDERAL HOME LOAN BANKS.—
‘‘(1) IN GENERAL.—The Corporation may bor-
row from the Federal home loan banks, with the con-
currence of the Federal Housing Finance Board, such
funds as the Corporation considers necessary for the
use of the Deposit Insurance Fund.
‘‘(2) TERMS AND CONDITIONS.—Any loan from
any Federal home loan bank under paragraph (1) to
the Deposit Insurance Fund shall—
‘‘(A) bear a rate of interest of not less than
the current marginal cost of funds to that bank,
taking into account the maturities involved;
‘‘(B) be adequately secured, as determined
by the Federal Housing Finance Board;
‘‘(C) be a direct liability of the Deposit In-
surance Fund; and
‘‘(D) be subject to the limitations of section
15(c).’’;
(25) in section 15(c)(5) (12 U.S.C. 1825(c)(5))—
(A) by striking ‘‘the Bank Insurance Fund
or Savings Association Insurance Fund, respec-
tively’’ each place that term appears and insert-
ing ‘‘the Deposit Insurance Fund’’; and
(B) in subparagraph (B), by striking ‘‘the
Bank Insurance Fund or the Savings Associa-
tion Insurance Fund, respectively’’ and inserting
‘‘the Deposit Insurance Fund’’;
(26) in section 17(a) (12 U.S.C. 1827(a))—
(A) in the subsection heading, by striking
‘‘BIF, SAIF,’’ and inserting ‘‘THE DEPOSIT IN-
SURANCE FUND’’; and
(B) in paragraph (1)—
(i) by striking ‘‘the Bank Insurance
Fund, the Savings Association Insurance
Fund,’’ each place that term appears and
inserting ‘‘the Deposit Insurance Fund’’;
and
(ii) in subparagraph (D), by striking
‘‘each insurance fund’’ and inserting ‘‘the
Deposit Insurance Fund’’;
(27) in section 17(d) (12 U.S.C. 1827(d)), by
striking ‘‘, the Bank Insurance Fund, the Savings As-
sociation Insurance Fund,’’ each place that term ap-
pears and inserting ‘‘the Deposit Insurance Fund’’;
(28) 
in 
section 
18(m)(3) 
(12 
U.S.C.
1828(m)(3))—
(A) by striking ‘‘Savings Association Insur-
ance Fund’’ in the 1st sentence of subparagraph
(A) and inserting ‘‘Deposit Insurance Fund’’;
(B) by striking ‘‘Savings Association Insur-
ance Fund member’’ in the last sentence of sub-
paragraph (A) and inserting ‘‘savings associa-
tion’’; and
(C) by striking ‘‘Savings Association Insur-
ance Fund or the Bank Insurance Fund’’ in sub-
paragraph (C) and inserting ‘‘Deposit Insurance
Fund’’;
(29) in section 18(o) (12 U.S.C. 1828(o)), by
striking ‘‘deposit insurance funds’’ and ‘‘deposit in-
surance fund’’ each place those terms appear and in-
serting ‘‘Deposit Insurance Fund’’;