Director shall require, that the agency will con-
tribute from non-Federal funds to be used with 
grant amounts only for carrying out activities de-
scribed in subsection (b). 
‘‘(2) NON-FEDERAL FUNDS.—For purposes of 
this subsection, the term ‘non-Federal funds’ in-
cludes State or local government agency amounts, 
in-kind contributions, any salary paid to staff to 
carry out the eligible activities of the grant recipient, 
the value of the time and services contributed by vol-
unteers to carry out such services (at a rate deter-
mined by the Director), and the value of any do-
nated material or building and the value of any lease 
on a building. 
‘‘(d) ADMINISTRATIVE COST LIMITATION.—Notwith-
standing subsection (b), the Director may use not more 
than 5 percent of amounts made available under sub-
section (i) to cover salaries, expenses, and other adminis-
trative costs incurred by the Director in making grants 
and provide assistance under this section. 
‘‘(e) APPLICATION AND SELECTION.— 
‘‘(1) IN GENERAL.—The Director shall provide 
for local governmental agencies described in sub-
section (a) to submit applications for grants under 
this section and for competitive selection, based on 
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criteria established by the Director, of agencies sub-
mitting such applications to receive such grants. 
‘‘(2) SELECTION CONSIDERATIONS.—In select-
ing applications of local government agencies to re-
ceive grants under paragraph (1), the Director shall 
consider— 
‘‘(A) the existence of a cooperative tech-
nical partner agreement between the local gov-
ernmental agency and the Federal Emergency 
Management Agency; 
‘‘(B) the history of flood losses in the rel-
evant area that have occurred to properties, 
both inside and outside the special flood haz-
ards zones, which are not covered by flood in-
surance coverage; 
‘‘(C) the estimated percentage of high-risk 
properties located in the relevant area that are 
not covered by flood insurance; 
‘‘(D) demonstrated success of the local 
governmental agency in generating voluntary 
purchase of flood insurance; 
‘‘(E) demonstrated technical capacity of 
the local governmental agency for outreach to 
individual property owners; and 
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‘‘(F) the number of flood-related major 
disaster or emergency declarations made by the 
President with respect to the relevant area 
under the Robert T. Stafford Disaster Relief 
and Emergency Assistance Act (42 U.S.C. 5121 
et seq.) during the preceding five years. 
‘‘(f) DIRECT OUTREACH BY FEMA.—In each fiscal 
year that amounts for grants are made available pursuant 
to subsection (i), the Director may use not more than 50 
percent of such amounts to carry out, and to enter into 
contracts with other entities to carry out, activities de-
scribed in subsection (b) in areas that the Director deter-
mines have the most immediate need for such activities. 
‘‘(g) COORDINATION WITH OTHER AGENCIES.—A 
local governmental agency that receives a grant under this 
section, and an entity that receives amounts pursuant to 
subsection (f), may coordinate or contract with other 
agencies and entities having particular capacities, special-
ties, or experience with respect to certain populations or 
constituencies, including elderly or disabled families or 
persons, to carry out activities described in subsection (b) 
with respect to such populations or constituencies. 
‘‘(h) REPORTING.— 
‘‘(1) LOCAL GOVERNMENTS.—Each local gov-
ernment agency that receives a grant under this sec-
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tion, and each entity that receives amounts pursuant 
to subsection (f), shall submit a report to the Direc-
tor, not later than 12 months after such amounts 
are first received, which shall include such informa-
tion as the Director considers appropriate to de-
scribe the activities conducted using such amounts 
and the effect of such activities on the retention or 
acquisition of flood insurance coverage. 
‘‘(2) DIRECTOR.—The Director shall submit an 
annual report, not later than December 31 of each 
year, to the Committee on Financial Services of the 
House of Representatives and the Committee on 
Banking, Housing, and Urban Affairs of the Senate 
on the effectiveness of grants awarded under this 
section to local government agencies, the activities 
conducted using such grant amounts, and the effect 
of such activities on the retention or acquisition of 
flood insurance coverage. 
‘‘(i) AUTHORIZATION OF APPROPRIATIONS.—There is 
authorized to be appropriated for grants under this section 
$50,000,000 for each of fiscal years 2012 through 2016. 
‘‘(j) PROHIBITION
ON
EARMARKS.—No amounts 
made available for grants under this section may be used 
for a Congressional earmark as defined in clause 9(e) of 
Rule XXI of the Rules of the House of Representatives.’’. 
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SEC. 25. TREATMENT OF SWIMMING POOL ENCLOSURES 
OUTSIDE OF HURRICANE SEASON. 
Chapter I of the National Flood Insurance Act of 
1968 (42 U.S.C. 4001 et seq.), as amended by the pre-
ceding provisions of this Act, is further amended by add-
ing at the end the following new section: 
‘‘SEC. 1327. TREATMENT OF SWIMMING POOL ENCLOSURES 
OUTSIDE OF HURRICANE SEASON. 
‘‘In the case of any property that is otherwise in com-
pliance with the coverage and building requirements of the 
national flood insurance program, the presence of an en-
closed swimming pool located at ground level or in the 
space below the lowest floor of a building after November 
30 and before June 1 of any year shall have no effect on 
the terms of coverage or the ability to receive coverage 
for such building under the national flood insurance pro-
gram established pursuant to this title, if the pool is en-
closed with non-supporting breakaway walls.’’. 
SEC. 26. REQUIREMENTS RELATING TO WINDSTORM AND 
FLOOD. 
Section 1345 of the National Flood Insurance Act of 
1968 (42 U.S.C. 4081) is amended by adding at the end 
the following new subsection: 
‘‘(d) REQUIREMENTS FOR WRITE-YOUR-OWN INSUR-
ERS RELATING TO WINDSTORM AND FLOOD.— 
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