‘‘(1) IN GENERAL.—The Corporation may bor-
row from the Federal home loan banks, with the 
concurrence of the Federal Housing Finance Board, 
such funds as the Corporation considers necessary 
for the use of the Deposit Insurance Fund. 
‘‘(2) TERMS AND CONDITIONS.—Any loan from 
any Federal home loan bank under paragraph (1) to 
the Deposit Insurance Fund shall—
‘‘(A) bear a rate of interest of not less 
than the current marginal cost of funds to that 
bank, taking into account the maturities in-
volved; 
‘‘(B) be adequately secured, as determined 
by the Federal Housing Finance Board; 
‘‘(C) be a direct liability of the Deposit In-
surance Fund; and 
‘‘(D) be subject to the limitations of sec-
tion 15(c).’’; 
(25) 
in 
section 
15(c)(5) 
(12 
U.S.C. 
1825(c)(5))—
(A) by striking ‘‘the Bank Insurance Fund 
or Savings Association Insurance Fund, respec-
tively’’ each place that term appears and insert-
ing ‘‘the Deposit Insurance Fund’’; and
(B) in subparagraph (B), by striking ‘‘the 
Bank Insurance Fund or the Savings Associa-
tion Insurance Fund, respectively’’ and insert-
ing ‘‘the Deposit Insurance Fund’’; 
(26) in section 17(a) (12 U.S.C. 1827(a))—
(A) in the subsection heading, by striking 
‘‘BIF, SAIF,’’ and inserting ‘‘THE DEPOSIT IN-
SURANCE FUND’’; and 
(B) in paragraph (1)—
(i) by striking ‘‘the Bank Insurance 
Fund, the Savings Association Insurance 
Fund,’’ each place that term appears and 
inserting ‘‘the Deposit Insurance Fund’’; 
and 
(ii) in subparagraph (D), by striking 
‘‘each insurance fund’’ and inserting ‘‘the 
Deposit Insurance Fund’’; 
(27) in section 17(d) (12 U.S.C. 1827(d)), by 
striking ‘‘, the Bank Insurance Fund, the Savings 
Association Insurance Fund,’’ each place that term 
appears and inserting ‘‘the Deposit Insurance 
Fund’’; 
(28) 
in 
section 
18(m)(3) 
(12 
U.S.C. 
1828(m)(3))—
(A) by striking ‘‘Savings Association In-
surance Fund’’ in the 1st sentence of subpara-
graph (A) and inserting ‘‘Deposit Insurance 
Fund’’; 
(B) by striking ‘‘Savings Association In-
surance Fund member’’ in the last sentence of 
subparagraph (A) and inserting ‘‘savings asso-
ciation’’; and 
(C) by striking ‘‘Savings Association Insur-
ance Fund or the Bank Insurance Fund’’ in 
subparagraph (C) and inserting ‘‘Deposit Insur-
ance Fund’’; 
(29) in section 18(o) (12 U.S.C. 1828(o)), by 
striking ‘‘deposit insurance funds’’ and ‘‘deposit in-
surance fund’’ each place those terms appear and in-
serting ‘‘Deposit Insurance Fund’’; 
(30) in section 18(p) (12 U.S.C. 1828(p)), by 
striking ‘‘deposit insurance funds’’ and inserting 
‘‘Deposit Insurance Fund’’; 
(31) in section 24 (12 U.S.C. 1831a)—
(A) in subsections (a)(1) and (d)(1)(A), by 
striking ‘‘appropriate deposit insurance fund’’ 
each place that term appears and inserting 
‘‘Deposit Insurance Fund’’;
(B) in subsection (e)(2)(A), by striking 
‘‘risk to’’ and all that follows through the pe-
riod and inserting ‘‘risk to the Deposit Insur-
ance Fund.’’; and 
(C) 
in 
subsections 
(e)(2)(B)(ii) 
and 
(f)(6)(B), by striking ‘‘the insurance fund of 
which such bank is a member’’ each place that 
term appears and inserting ‘‘the Deposit Insur-
ance Fund’’; 
(32) in section 28 (12 U.S.C. 1831e), by strik-
ing ‘‘affected deposit insurance fund’’ each place 
that term appears and inserting ‘‘Deposit Insurance 
Fund’’; 
(33) by striking section 31 (12 U.S.C. 1831h); 
(34) 
in 
section 
36(i)(3) 
(12 
U.S.C. 
1831m(i)(3)), by striking ‘‘affected deposit insur-
ance fund’’ and inserting ‘‘Deposit Insurance 
Fund’’; 
(35) 
in 
section 
37(a)(1)(C) 
(12 
U.S.C. 
1831n(a)(1)(C)), by striking ‘‘insurance funds’’ and 
inserting ‘‘Deposit Insurance Fund’’; 
(36) in section 38 (12 U.S.C. 1831o), by strik-
ing ‘‘the deposit insurance fund’’ each place that 
term appears and inserting ‘‘the Deposit Insurance 
Fund’’;