chase of real estate, or secured by a mortgage
or other instrument in the nature of a mortgage
upon real estate, the court may grant a stay of
the enforcement of the obligation—
‘‘(i) during the servicemember’s period
of military service; and
‘‘(ii) from the date of termination of
or release from military service, or from
the date of application if made after termi-
nation of or release from military service.
‘‘(B) Any stay under this paragraph shall
be—
‘‘(i) for a period equal to the remain-
ing life of the installment contract or other
instrument, plus a period of time equal to
the period of military service of the
servicemember, or any part of such com-
bined period; and
‘‘(ii) subject to payment of the bal-
ance of the principal and accumulated in-
terest due and unpaid at the date of termi-
nation or release from the applicant’s mili-
tary service or from the date of application
in equal installments during the combined
period at the rate of interest on the unpaid
balance prescribed in the contract or other
instrument evidencing the obligation, and
subject to other terms as may be equitable.
‘‘(2) STAY OF ENFORCEMENT OF OTHER CON-
TRACTS.—
‘‘(A) In the case of any other obligation, li-
ability, tax, or assessment, the court may grant
a stay of enforcement—
‘‘(i) during the servicemember’s mili-
tary service; and
‘‘(ii) from the date of termination of
or release from military service, or from
the date of application if made after termi-
nation or release from military service.
‘‘(B) Any stay under this paragraph shall
be—
‘‘(i) for a period of time equal to the
period of the servicemember’s military
service or any part of such period; and
‘‘(ii) subject to payment of the bal-
ance of principal and accumulated interest
due and unpaid at the date of termination
or release from military service, or the date
of application, in equal periodic install-
ments during this extended period at the
rate of interest as may be prescribed for
this obligation, liability, tax, or assessment,
if paid when due, and subject to other
terms as may be equitable.
‘‘(c) AFFECT OF STAY ON FINE OR PENALTY.—
When a court grants a stay under this section, a fine or
penalty shall not accrue on the obligation, liability, tax,
or assessment for the period of compliance with the terms
and conditions of the stay.
‘‘SEC. 702. POWER OF ATTORNEY.
‘‘(a) AUTOMATIC EXTENSION.—A power of attorney
of a servicemember shall be automatically extended for the
period the servicemember is in a missing status (as de-
fined in section 551(2) of title 37, United States Code)
if the power of attorney—
‘‘(1) was duly executed by the servicemember—
‘‘(A) while in military service; or
‘‘(B) before entry into military service but
after the servicemember—
‘‘(i) received a call or order to report
for military service; or
‘‘(ii) was notified by an official of the
Department of Defense that the person
could receive a call or order to report for
military service;
‘‘(2) designates the servicemember’s spouse,
parent, 
or 
other 
named 
relative 
as 
the
servicemember’s attorney in fact for certain, speci-
fied, or all purposes; and
‘‘(3) 
expires 
by 
its 
terms 
after 
the
servicemember entered a missing status.
‘‘(b) LIMITATION ON POWER OF ATTORNEY EXTEN-
SION.—A power of attorney executed by a servicemember
may not be extended under subsection (a) if the document
by its terms clearly indicates that the power granted ex-
pires on the date specified even though the servicemember,
after the date of execution of the document, enters a miss-
ing status.
‘‘SEC. 703. PROFESSIONAL LIABILITY PROTECTION.
‘‘(a) APPLICABILITY.—This section applies to a
servicemember who—
‘‘(1) after July 31, 1990, is ordered to active
duty (other than for training) pursuant to sections
688, 12301(a), 12301(g), 12302, 12304, 12306, or
12307 of title 10, United States Code, or who is or-
dered to active duty under section 12301(d) of such
title during a period when members are on active
duty pursuant to any of the preceding sections; and
‘‘(2) immediately before receiving the order to
active duty—