‘‘Task Force’’) to address mortgage fraud in the United 
States. 
(b) SUPPORT.—The Attorney General shall provide 
the Task Force with the appropriate staff, administrative 
support, and other resources necessary to carry out the 
duties of the Task Force. 
(c) EXECUTIVE DIRECTOR.—The Attorney General 
shall appoint one staff member provided to the Task Force 
to be the Executive Director of the Task Force and such 
Executive Director shall ensure that the duties of the Task 
Force are carried out. 
(d) BRANCHES.—The Task Force shall establish, 
oversee, and direct branches in each of the 10 States de-
termined by the Attorney General to have the highest con-
centration of mortgage fraud. 
(e) MANDATORY FUNCTIONS.—The Task Force, in-
cluding the branches of the Task Force established under 
subsection (d), shall— 
(1) establish coordinating entities, and solicit 
the voluntary participation of Federal, State, and 
local law enforcement and prosecutorial agencies in 
such entities, to organize initiatives to address mort-
gage fraud, including initiatives to enforce State 
mortgage fraud laws and other related Federal and 
State laws; 
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(2) provide training to Federal, State, and local 
law enforcement and prosecutorial agencies with re-
spect to mortgage fraud, including related Federal 
and State laws; 
(3) collect and disseminate data with respect to 
mortgage fraud, including Federal, State, and local 
data relating to mortgage fraud investigations and 
prosecutions; and 
(4) perform other functions determined by the 
Attorney General to enhance the detection of, pre-
vention of, and response to mortgage fraud in the 
United States. 
(f) OPTIONAL FUNCTIONS.—The Task Force, includ-
ing the branches of the Task Force established under sub-
section (d), may— 
(1) initiate and coordinate Federal mortgage 
fraud investigations and, through the coordinating 
entities established under subsection (e), State and 
local mortgage fraud investigations; 
(2) establish a toll-free hotline for— 
(A) reporting mortgage fraud; 
(B) providing the public with access to in-
formation and resources with respect to mort-
gage fraud; and 
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(C) directing reports of mortgage fraud to 
the appropriate Federal, State, and local law 
enforcement and prosecutorial agency, including 
to the appropriate branch of the Task Force es-
tablished under subsection (d); 
(3) create a database with respect to suspen-
sions and revocations of mortgage industry licenses 
and certifications to facilitate the sharing of such in-
formation by States; 
(4) make recommendations with respect to the 
need for and resources available to provide the 
equipment and training necessary for the Task 
Force to combat mortgage fraud; and 
(5) propose legislation to Federal, State, and 
local legislative bodies with respect to the elimination 
and prevention of mortgage fraud, including meas-
ures to address mortgage loan procedures and prop-
erty appraiser practices that provide opportunities 
for mortgage fraud. 
(g) DEFINITION.—In this section, the term ‘‘mort-
gage fraud’’ means a material misstatement, misrepresen-
tation, or omission relating to the property or potential 
mortgage relied on by an underwriter or lender to fund, 
purchase, or insure a loan. 
Æ 
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