I 
119TH CONGRESS 
1ST SESSION 
H. R. 445 
To establish trust funds relating to border security, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 15, 2025 
Mr. MORAN (for himself, Mr. ELLZEY, Mr. SELF, Mr. BABIN, Mr. GOODEN, 
Mr. NEHLS, and Mr. WEBER of Texas) introduced the following bill; 
which was referred to the Committee on Homeland Security, and in addi-
tion to the Committee on Financial Services, for a period to be subse-
quently determined by the Speaker, in each case for consideration of such 
provisions as fall within the jurisdiction of the committee concerned 
A BILL 
To establish trust funds relating to border security, and 
for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Border Security In-
vestment Act’’. 
SEC. 2. ESTABLISHMENT OF TRUST FUNDS RELATING TO 
BORDER SECURITY. 
(a) ADDITIONAL REMITTANCE TRANSFER FEES.— 
Section 920 of the Electronic Fund Transfer Act (relating 
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to remittance transfers) (15 U.S.C. 1693o–1) is amend-
ed— 
(1) by redesignating subsection (g) as sub-
section (h); and 
(2) by inserting after subsection (f) the fol-
lowing: 
‘‘(g) ADDITIONAL REMITTANCE FEES.— 
‘‘(1) IN GENERAL.—A remittance transfer pro-
vider that is a money services business shall impose 
a fee on each person sending a remittance transfer 
to a covered country in an amount equal to 37 per-
cent of the remittance transfer amount. 
‘‘(2) TRANSFER
OF
FEES.—All fees collected 
under this subsection shall be submitted to the De-
partment of the Treasury for deposit in the general 
fund, in such form and in such manner as the Sec-
retary of the Treasury shall establish by rule. 
‘‘(3) DEFINITIONS.—In this subsection: 
‘‘(A) COVERED
COUNTRY.—With respect 
to a fiscal year, the term ‘covered country’ 
means each country identified by the Commis-
sioner of U.S. Customs and Border Protection 
as one of the 5 countries that had the most citi-
zens or nationals unlawfully enter the United 
States during the previous fiscal year. 
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‘‘(B) MONEY
SERVICES
BUSINESS.—The 
term ‘money services business’ has the meaning 
given that term under section 1010.100 of title 
31, Code of Federal Regulations.’’. 
(b) BORDER SECURITY STATE REIMBURSEMENT 
TRUST FUND.— 
(1) IN GENERAL.—There is established in the 
Treasury a trust fund, to be known as the ‘‘Border 
Security State Reimbursement Trust Fund’’ (in this 
section referred to as the ‘‘Reimbursement Fund’’), 
consisting of amounts transferred under paragraph 
(2) and any amounts credited under paragraph (3). 
(2) TRANSFER.—In the fiscal year that begins 
immediately after the date of the enactment of this 
Act and each fiscal year thereafter, the Secretary of 
the Treasury shall transfer to the Reimbursement 
Fund, from the general fund of the Treasury, an 
amount equal to fifty percent of the total amount of 
remittance fees collected under subsection (g)(2) of 
section 920 of the Electronic Fund Transfer Act (re-
lating to remittance transfers; 15 U.S.C. 1693o–1) 
during the immediately preceding fiscal year. 
(3) INVESTMENT OF AMOUNTS.— 
(A) IN GENERAL.—The Secretary of the 
Treasury shall invest such portion of the Reim-
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bursement Fund as is not required to meet cur-
rent withdrawals in interest-bearing obligations 
of the United States or in obligations guaran-
teed as to both principal and interest by the 
United States. 
(B) INTEREST AND PROCEEDS.—The in-
terest on, and the proceeds from the sale or re-
demption of, any obligations held in the Reim-
bursement Fund shall be credited to the Reim-
bursement Fund. 
(4) PURPOSE; APPLICATION.— 
(A) IN GENERAL.—Amounts in the Reim-
bursement Fund shall be available to the Sec-
retary of Homeland Security, without further 
appropriation, to reimburse border States for 
expenditures incurred by such States relating to 
border security enforcement measures. 
(B) APPLICATION.—Not later than 30 
days after the date of the enactment of this 
Act, a border State may apply to the Secretary 
to receive amounts from the Reimbursement 
Fund by submitting receipts, in such form and 
manner as the Secretary deems appropriate, of 
expenditures relating to border security enforce-
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ment measures made during the immediately 
preceding fiscal year. 
(C) 
AMOUNT.—The 
Secretary 
shall 
promptly distribute from the Reimbursement 
Fund, to any border State that submits an ap-
plication under subparagraph (B), an amount 
equal to the proportion that the amount ex-
pended by such a border State in the applicable 
immediately preceding fiscal year bears to the 
total amount expended in such fiscal year by all 
such border States so submitting an applica-
tion. 
(D) BORDER
SECURITY
ENFORCEMENT 
MEASURES.—In this subparagraph, an expendi-
ture by a border State shall be deemed to be re-
lated to border security enforcement measures 
if that expenditure directly or indirectly was 
used for the mission of deterring unlawful 
crossings, detecting unlawful activity and entry 
into the United States, or for gaining oper-
ational control of the southwest border. 
(c) BORDER SECURITY TRUST FUND.— 
(1) IN GENERAL.—There is established in the 
Treasury a trust fund, to be known as the ‘‘Border 
Security Trust Fund’’ (in this section referred to as 
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