I 
118TH CONGRESS 
2D SESSION H. R. 10465 
To study the need for, and the feasibility and cost of, establishing a national 
residential rental registry, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 18, 2024 
Ms. BLUNT ROCHESTER (for herself and Ms. WATERS) introduced the fol-
lowing bill; which was referred to the Committee on Financial Services, 
and in addition to the Committees on the Judiciary, and Ways and 
Means, for a period to be subsequently determined by the Speaker, in 
each case for consideration of such provisions as fall within the jurisdic-
tion of the committee concerned 
A BILL 
To study the need for, and the feasibility and cost of, estab-
lishing a national residential rental registry, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Know Who Owns Your 
Home Act of 2024’’. 
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SEC. 2. STUDY AND REPORT OF NATIONAL RESIDENTIAL 
RENTAL REGISTRY. 
(a) STUDY.—The Secretary of Housing and Urban 
Development, acting through the Office of Policy Develop-
ment and Research and in consultation with the Bureau 
of the Census of the Department of Commerce, shall con-
duct a study about establishing a national residential rent-
al registry of publicly and privately owned residential rent-
al properties for the purposes of documenting the fol-
lowing in a manner that protects personally identifiable 
information when relevant— 
(1) the sizes of such properties, which shall be 
measured by the number of dwelling units in a prop-
erty and the number of bedrooms in each dwelling 
unit; 
(2) the locations of such properties, which shall 
include the street addresses of such properties; 
(3) the ownership of such properties, which 
shall include whether the property is— 
(A) publicly owned residential rental prop-
erty, which term shall have such meaning as 
the Secretary considers appropriate for pur-
poses of this section, but which shall include— 
(i) public housing (as such term is de-
fined in section 3(b) of the United States 
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Housing 
Act 
of 
1937 
(42 
U.S.C. 
1437a(b))); 
(ii) housing that remains publicly 
owned for purposes of relocation and re-
placement of housing units that are demol-
ished or disposed of pursuant to section 18 
of the United States Housing Act of 1937 
(42 U.S.C. 1437p); 
(iii) mixed-finance projects within the 
meaning given such term in section 35 of 
the United States Housing Act of 1937 
(42 U.S.C. 1437z–7); 
(iv) 
housing 
assisted 
under 
the 
HOME Investment Partnerships program 
under title II of the Cranston-Gonzalez 
National Affordable Housing Act (42 
U.S.C. 12721 et seq.); 
(v) housing assisted under AIDS 
Housing Opportunities program under sub-
title D of title VIII of the Cranston-Gon-
zalez National Affordable Housing Act (42 
U.S.C. 12901 et seq.); and 
(vi) housing owned or controlled by 
any State or locality; or 
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(B) privately owned residential rental 
property, including owner-occupied properties, 
which term shall have such meaning as the Sec-
retary considers appropriate for purposes of 
this section, but which shall include— 
(i) housing for which rental assistance 
is provided under section 8 of the United 
States Housing Act of 1937 (42 U.S.C. 
1437f); 
(ii) any property that has a Federally 
backed mortgage loan or Federally backed 
multifamily mortgage loan; 
(iii) any housing project for which as-
sistance has been converted under the 
rental assistance demonstration program 
under the heading ‘‘Rental Assistance 
Demonstration’’ in title II of the Transpor-
tation, Housing and Urban Development, 
and Related Agencies Appropriations Act, 
2012 (division C of Public Law 112–55; 
125 Stat. 673); and 
(iv) any other rental assistance pro-
gram and housing owned under a joint 
public-private partnership structure; 
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(4) whether the property receives Federal or 
State tax credits or subsidies, or is otherwise as-
sisted under a Federal, State, or local housing pro-
gram; 
(5) whether the property is subject to Federal, 
State, or local use restrictions relating to afford-
ability; 
(6) in the case of a property receiving the low- 
income housing tax credit under section 42 of the 
Internal Revenue Code of 1986, the zoning history 
of such property to the extent publicly available, 
which shall include whether or not re-zoning was re-
quired for its development; 
(7) unless a property is owner-occupied, the 
identity of the owner of the property, which shall in-
clude— 
(A) the identity of the ultimate beneficial 
owner or owners, including persons who exercise 
effective control of the property, and the man-
ner in which ownership is structured; 
(B) whether such owner is part of a lim-
ited liability company or large investor, which 
terms shall have such meaning as the Secretary 
considers appropriate for purposes of this sec-
tion, except that the Secretary shall consider 
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whether defining as a ‘‘large investor’’ any per-
son or entity that own 50 or more rental dwell-
ing units is appropriate for purposes of this sec-
tion; and 
(C) information regarding contacting the 
owners in their capacity as owners, including 
business electronic mail addresses and business 
phone numbers; 
(8) the identity of the manager, lessee, or other 
person or entity having legal authority to lease 
dwelling units in the property and contact informa-
tion regarding such person or entity, including elec-
tronic mail addresses and phone numbers; 
(9) the contact information regarding a local 
emergency contact in the event the owner cannot be 
reached, such as for a property manager, including 
electronic mail addresses and phone numbers; 
(10) the average monthly rent for dwelling 
units in each property, disaggregated by the size of 
the unit, as measured by the number of bedrooms in 
the unit, for each year that the registry is main-
tained; 
(11) the accessibility of the dwelling units and 
the public and common use areas at the property, as 
required under titles II and III of the Americans 
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with Disabilities Act of 1990 (42 U.S.C. 12131 et 
seq.), section 504 of the Rehabilitation Act of 1973 
(29 U.S.C. 794), the Fair Housing Act (42 U.S.C. 
3601 et seq.), and any other applicable law; 
(12) to the degree practicable, the age of the 
property; 
(13) the types of utility connections and wheth-
er the utility is master-metered for the property or 
sub-metered for each unit, and whether the owner or 
tenant is responsible for utility charges; 
(14) to the degree practicable, an analysis of 
the effects of trying to collect average monthly util-
ity costs for the dwelling units in the property; and 
(15) information related to fair housing and 
civil rights, including whether the property is located 
in a racially or ethnically concentrated area, includ-
ing racially or ethnically concentrated areas of pov-
erty. 
(b) ELEMENTS.—In conducting the study under sub-
section (a), the Secretary shall— 
(1) analyze and assess— 
(A) the need for establishing a national 
residential rental registry; 
(B) the feasibility of establishing and 
maintaining such a registry; 
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(C) the cost of establishing such a registry; 
(D) the necessity of additional data shar-
ing between agencies; 
(E) any privacy considerations; 
(F) any benefits to tenants, governments, 
and landlords; and 
(G) any potential benefits to existing data 
collection efforts by the Department of Housing 
and Urban Development; 
(2) identify the types and extent of existing 
rental information collected and available and any 
gaps in the availability of such information; 
(3) consider and recommend whether owners 
should register new rental properties to the registry 
within 30 to 60 days, or some other period, after ini-
tial entry or registration of a property to the rental 
market and appropriate time periods for registration 
to the registry of changes in ownership of rental 
properties; 
(4) consider and recommend data collection 
methods, self-reporting methods, and opportunities 
for sharing data with the Department of the Treas-
ury; 
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(5) consider and recommend whether informa-
tion in the registry should be updated annually or at 
some other frequency; 
(6) consider and recommend means to engage 
State and local governments in ensuring that prop-
erty owners register their rental properties to the 
registry and update such information, such as by 
gathering information and enforcing data collection 
through— 
(A) property inspections; 
(B) local rental registries; 
(C) certificates of occupancy; and 
(D) building permits; 
(7) develop a methodology to identify rental 
properties that merit additional attention, such as 
residential rental properties that— 
(A) receive a Federal or State tax credit or 
other subsidy or assistance, or is subject to af-
fordability-related use restrictions, that are ex-
piring within 5 years; 
(B) have tenants who are experiencing— 
(i) significant rent increases in an 
amount of 5 percent or more of the pre-
vious rent, or such other percentage as the 
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Secretary considers appropriate for pur-
poses of this section; or 
(ii) frequent rent increases occurring 
twice or more often within any 12-month 
period or occurring with such other fre-
quency as the Secretary considers appro-
priate for purposes of this section; 
(C) use tenant screening scores and re-
ports, or price setting algorithms, provided by 
third parties; 
(D) have habitability issues; 
(E) have fair housing or civil rights com-
plaints or violations; and 
(F) have any other such indicator as the 
Secretary may provide; 
(8) consider the impact of the rental registry on 
public housing agencies and persons who reside in 
public housing projects; 
(9) consider and recommend the products that 
may be produced or used, if any, to access or con-
dense the registry’s information, such as a user- 
friendly map and database, and how to ensure all 
products are accessible for individuals with disabil-
ities and persons with limited English proficiency; 
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(10) evaluate and recommend education and 
outreach methods that may be necessary to engage 
property owners who have smaller portfolios or that 
own and operate fewer units to register with the reg-
istry; 
(11) evaluate and recommend education and 
outreach methods that may be necessary to engage 
owners of rental manufactured housing units and 
owners of rental lots for manufactured housing units 
to register with the registry; and 
(12) consider and recommend methods of vali-
dating and verifying information submitted to the 
registry and penalties for non-compliance with proce-
dures and requirements relating to the registry. 
(c) REPORT.—Not later than 270 days after the date 
of the enactment of this section, the Secretary shall sub-
mit a report to the Congress containing the results and 
conclusions of such study, and shall make such report 
available on a public website of the Department. 
(d) AUTHORIZATION
OF APPROPRIATIONS.—There 
are authorized to be appropriated such sums as may be 
necessary to carry out this section. 
(e) DEFINITIONS.—In this Act: 
(1) FEDERALLY BACKED MORTGAGE LOAN.— 
The term ‘‘Federally backed mortgage loan’’ in-
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cludes any loan (other than temporary financing 
such as a construction loan) that— 
(A) is secured by a first or subordinate lien 
on residential real property (including indi-
vidual units of condominiums and cooperatives) 
designed principally for the occupancy of from 
1 to 4 families, including any such secured 
loan, the proceeds of which are used to prepay 
or pay off an existing loan secured by the same 
property; and 
(B) is made in whole or in part, or in-
sured, guaranteed, supplemented, or assisted in 
any way, by any officer or agency of the Fed-
eral Government or under or in connection with 
a housing or urban development program ad-
ministered by the Secretary of Housing and 
Urban Development or a housing or related 
program administered by any other such officer 
or agency, or is purchased or securitized by the 
Federal Home Loan Mortgage Corporation or 
the Federal National Mortgage Association. 
(2) FEDERALLY BACKED MULTIFAMILY MORT-
GAGE
LOAN.—The term ‘‘Federally backed multi-
family mortgage’’ loan includes any loan (other than 
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temporary financing such as a construction loan) 
that— 
(A) is secured by a first or subordinate lien 
on residential multifamily real property de-
signed principally for the occupancy of 5 or 
more families, including any such secured loan, 
the proceeds of which are used to prepay or pay 
off an existing loan secured by the same prop-
erty; and 
(B) is made in whole or in part, or in-
sured, guaranteed, supplemented, or assisted in 
any way, by any officer or agency of the Fed-
eral Government or under or in connection with 
a housing or urban development program ad-
ministered by the Secretary of Housing and 
Urban Development or a housing or related 
program administered by any other such officer 
or agency, or is purchased or securitized by the 
Federal Home Loan Mortgage Corporation or 
the Federal National Mortgage Association. 
(3) SECRETARY.—The term ‘‘Secretary’’ means 
the Secretary of Housing and Urban Development. 
Æ 
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