I 
116TH CONGRESS 
2D SESSION 
H. R. 5809 
To amend title XXVII of the Public Health Service Act, the Internal Revenue 
Code of 1986, and the Employee Retirement Income Security Act of 
1974 to require group health plans and health insurance issuers to 
include certain information on any health insurance membership card 
issued by such plan or issuer. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 7, 2020 
Mr. BEYER (for himself and Mr. KELLY of Pennsylvania) introduced the fol-
lowing bill; which was referred to the Committee on Energy and Com-
merce, and in addition to the Committees on Ways and Means, and Edu-
cation and Labor, for a period to be subsequently determined by the 
Speaker, in each case for consideration of such provisions as fall within 
the jurisdiction of the committee concerned 
A BILL 
To amend title XXVII of the Public Health Service Act, 
the Internal Revenue Code of 1986, and the Employee 
Retirement Income Security Act of 1974 to require group 
health plans and health insurance issuers to include cer-
tain information on any health insurance membership 
card issued by such plan or issuer. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Better Information Act 
of 2020’’. 
SEC. 2. INFORMATION REQUIRED TO BE INCLUDED ON 
HEALTH INSURANCE MEMBERSHIP CARDS. 
(a) PUBLIC HEALTH SERVICE ACT.—Subpart II of 
part A of title XXVII of the Public Health Service Act 
(42 U.S.C. 300gg–11 et seq.) is amended by adding at 
the end the following new section: 
‘‘SEC. 2730. INFORMATION REQUIRED TO BE INCLUDED ON 
HEALTH INSURANCE MEMBERSHIP CARDS. 
‘‘In the case of a group health plan or health insur-
ance issuer offering group or individual health insurance 
coverage that provides a physical or electronic card indi-
cating membership in such plan or coverage to an indi-
vidual enrolled under such plan or coverage, such group 
health plan or issuer shall include on such card each of 
the following: 
‘‘(1) The nearest hospital to the primary resi-
dence of such individual that has in effect a contrac-
tual relationship with such plan or coverage for fur-
nishing items and services under such plan or cov-
erage. 
‘‘(2) A telephone number or Internet website 
address through which such individual may seek con-
sumer assistance information, such as information 
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related to hospitals and urgent care facilities that 
have in effect a contractual relationship with such 
plan or coverage for furnishing items and services 
under such plan or coverage. 
‘‘(3) Any deductible applicable to such indi-
vidual. 
‘‘(4) Any out-of-pocket maximum applicable to 
such individual. 
‘‘(5) Any cost-sharing obligation applicable to 
such individual for a visit at an emergency depart-
ment, or urgent care facility, that has in effect a 
contractual relationship with such plan or coverage 
for furnishing items and services under such plan or 
coverage.’’. 
(b) INTERNAL REVENUE CODE.— 
(1) IN
GENERAL.—Subchapter B of chapter 
100 of the Internal Revenue Code of 1986 is amend-
ed by adding at the end the following new section: 
‘‘SEC. 9816. INFORMATION REQUIRED TO BE INCLUDED ON 
HEALTH INSURANCE MEMBERSHIP CARDS. 
‘‘In the case of a group health plan that provides a 
physical or electronic card indicating membership in such 
plan to an individual enrolled under such plan, such group 
health plan shall include on such card each of the fol-
lowing: 
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‘‘(1) The nearest hospital to the primary resi-
dence of such individual that has in effect a contrac-
tual relationship with such plan for furnishing items 
and services under such plan. 
‘‘(2) A telephone number or Internet website 
address through which such individual may seek con-
sumer assistance information, such as information 
related to hospitals and urgent care facilities that 
have in effect a contractual relationship with such 
plan for furnishing items and services under such 
plan. 
‘‘(3) Any deductible applicable to such indi-
vidual. 
‘‘(4) Any out-of-pocket maximum applicable to 
such individual. 
‘‘(5) Any cost-sharing obligation applicable to 
such individual for a visit at an emergency depart-
ment, or urgent care facility, that has in effect a 
contractual relationship with such plan for fur-
nishing items and services under such plan.’’. 
(2) NONAPPLICATION OF INCORPORATION PRO-
VISIONS.—Section 9815(a) of the Internal Revenue 
Code of 1986 is amended— 
(A) in paragraph (1), by striking ‘‘(as 
amended by the Patient Protection and Afford-
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able Care Act)’’ and inserting ‘‘(other than the 
provisions of section 2730 of the Public Health 
Service Act)’’; and 
(B) in paragraph (2), by inserting ‘‘(other 
than the provisions of section 2730 of the Pub-
lic Health Service Act)’’ after ‘‘a provision of 
such part A’’. 
(3) CLERICAL AMENDMENT.—The table of sec-
tions for such subchapter is amended by adding at 
the end the following new item: 
‘‘Sec. 9816. Information required to be included on health insurance member-
ship cards.’’. 
(c) EMPLOYEE
RETIREMENT
INCOME
SECURITY 
ACT.— 
(1) IN GENERAL.—Subpart B of part 7 of sub-
title B of title I of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1185 et seq.) is 
amended by adding at the end the following new sec-
tion: 
‘‘SEC. 716. INFORMATION REQUIRED TO BE INCLUDED ON 
HEALTH INSURANCE MEMBERSHIP CARDS. 
‘‘In the case of a group health plan or health insur-
ance issuer offering group health insurance coverage that 
provides a physical or electronic card indicating member-
ship in such plan or coverage to an individual enrolled 
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under such plan or coverage, such group health plan or 
issuer shall include on such card each of the following: 
‘‘(1) The nearest hospital to the primary resi-
dence of such individual that has in effect a contrac-
tual relationship with such plan or coverage for fur-
nishing items and services under such plan or cov-
erage. 
‘‘(2) A telephone number or Internet website 
address through which such individual may seek con-
sumer assistance information, such as information 
related to hospitals and urgent care facilities that 
have in effect a contractual relationship with such 
plan or coverage for furnishing items and services 
under such plan or coverage. 
‘‘(3) Any deductible applicable to such indi-
vidual. 
‘‘(4) Any out-of-pocket maximum applicable to 
such individual. 
‘‘(5) Any cost-sharing obligation applicable to 
such individual for a visit at an emergency depart-
ment, or urgent care facility, that has in effect a 
contractual relationship with such plan or coverage 
for furnishing items and services under such plan or 
coverage.’’. 
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(2) NONAPPLICATION OF INCORPORATION PRO-
VISIONS.—Section 715(a) of the Employee Retire-
ment Income Security Act of 1974 (29 U.S.C. 
1185d(a)) is amended— 
(A) in paragraph (1), by striking ‘‘(as 
amended by the Patient Protection and Afford-
able Care Act)’’ and inserting ‘‘(other than the 
provisions of section 2730 of the Public Health 
Service Act)’’; and 
(B) in paragraph (2), by inserting ‘‘(other 
than the provisions of section 2730 of the Pub-
lic Health Service Act)’’ after ‘‘a provision of 
such part A’’. 
(3) CLERICAL AMENDMENT.—The table of con-
tents in section 1 of the Employee Retirement In-
come Security Act of 1974 is amended by inserting 
after the item relating to section 714 the following 
new items: 
‘‘Sec. 715. Additional market reforms. 
‘‘Sec. 716. Information required to be included on health insurance membership 
cards.’’. 
Æ 
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