‘‘(e) NO CONTRACT NECESSARY.—No contract or 
other agreement with the Bureau is necessary for any 
whistleblower to receive an award under subsection (b), 
unless otherwise required by the Bureau by rule. 
‘‘(f) APPEALS.—Any determination made under this 
section, including whether, to whom, or in what amount 
to make awards, shall be in the discretion of the Bureau. 
Any such determination, except the determination of the 
amount of an award if the award was made in accordance 
with subsection (b), may be appealed to the appropriate 
court of appeals of the United States not more than 30 
days after the determination is issued by the Bureau. The 
court shall review the determination made by the Bureau 
in accordance with section 706 of title 5, United States 
Code. 
‘‘(g) REPORTS TO CONGRESS.—Not later than Octo-
ber 30 of each year, the Bureau shall transmit to the Com-
mittee on Financial Services of the House of Representa-
tives and the Committee on Banking, Housing, and Urban 
Affairs of the Senate a report on the Bureau’s whistle-
blower award program under this section, including a de-
scription of the number of awards granted and the types 
of cases in which awards were granted during the pre-
ceding fiscal year. 
‘‘(h) PROTECTION OF WHISTLEBLOWERS.— 
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‘‘(1) CONFIDENTIALITY.— 
‘‘(A) IN GENERAL.—Except as provided in 
subparagraphs (B) and (C), the Bureau and 
any officer or employee of the Bureau, may not 
disclose any information, including information 
provided by a whistleblower to the Bureau, 
which could reasonably be expected to reveal 
the identity of a whistleblower, except in ac-
cordance with the provisions of section 552a of 
title 5, United States Code, unless and until re-
quired to be disclosed to a defendant or re-
spondent in connection with a public proceeding 
instituted by the Bureau or any entity described 
in subparagraph (C). For purposes of section 
552 of title 5, United States Code, this para-
graph shall be considered a statute described in 
subsection (b)(3)(B) of such section 552. 
‘‘(B) EFFECT.—Nothing in this paragraph 
is intended to limit the ability of the Attorney 
General to present such evidence to a grand 
jury or to share such evidence with potential 
witnesses or defendants in the course of an on-
going criminal investigation. 
‘‘(C) 
AVAILABILITY
TO
GOVERNMENT 
AGENCIES.— 
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‘‘(i) IN GENERAL.—Without the loss 
of its status as confidential in the hands of 
the Bureau, all information referred to in 
subparagraph (A) may, in the discretion of 
the Bureau, when determined by the Bu-
reau to be necessary or appropriate, be 
made available to— 
‘‘(I) the Department of Justice; 
‘‘(II) an appropriate department 
or agency of the Federal Government, 
acting within the scope of its jurisdic-
tion; 
‘‘(III) a State attorney general in 
connection with any criminal inves-
tigation; 
‘‘(IV) an appropriate department 
or agency of any State, acting within 
the scope of its jurisdiction; and 
‘‘(V) a foreign regulatory author-
ity. 
‘‘(ii) MAINTENANCE
OF
INFORMA-
TION.—Each of the entities, agencies, or 
persons described in clause (i) shall main-
tain information described in that clause 
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as confidential, in accordance with the re-
quirements in subparagraph (A). 
‘‘(2) RIGHTS RETAINED.—Nothing in this sec-
tion shall be deemed to diminish the rights, privi-
leges, or remedies of any whistleblower under section 
1057, any other Federal or State law, or under any 
collective bargaining agreement. 
‘‘(i) RULEMAKING AUTHORITY.—The Bureau shall 
have the authority to issue such rules as may be necessary 
or appropriate to implement the provisions of this section. 
‘‘(j) ORIGINAL
INFORMATION.—Information sub-
mitted to the Bureau by a whistleblower in accordance 
with rules implementing this section shall not lose its sta-
tus as original information solely because the whistle-
blower submitted such information prior to the effective 
date of such rules, provided such information was sub-
mitted after the date of enactment of this section.’’. 
(b) CLERICAL AMENDMENT.—The table of contents 
under section 1(b) of the Dodd-Frank Wall Street Reform 
and Consumer Protection Act is amended by inserting 
after the item relating to section 1017 the following: 
‘‘Sec. 1017A. Whistleblower incentives and protection.’’. 
SEC. 3. AMENDMENT TO THE CONSUMER FINANCIAL CIVIL 
PENALTY FUND. 
Section 1017(d)(2) of the Consumer Financial Pro-
tection Act of 2010 (12 U.S.C. 5497(d)(2)) is amended 
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by striking ‘‘under the Federal consumer financial laws.’’ 
and inserting ‘‘under the Federal consumer financial laws 
and for awards authorized under section 1017A.’’. 
Æ 
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