I 
109TH CONGRESS 
1ST SESSION H. R. 4024 
To make funds available for community disaster loans to assist local govern-
ments in providing essential services following Hurricane Katrina, and 
for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Mr. BAKER (for himself and Mr. JEFFERSON) introduced the following bill; 
which was referred to the Committee on Transportation and Infrastructure 
A BILL 
To make funds available for community disaster loans to 
assist local governments in providing essential services 
following Hurricane Katrina, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Community Disaster 
Loan Act of 2005’’. 
SEC. 2. AVAILABILITY OF AMOUNTS FOR COMMUNITY DIS-
ASTER LOAN PROGRAM. 
(a) COST OF DIRECT LOANS.—
(1) AUTHORITY TO TRANSFER AMOUNTS.—Of 
the amounts provided in Public Law 109–62 for 
‘‘Disaster Relief’’, up to $300,000,000 may be 
transferred to the Disaster Assistance Direct Loan 
Program for the cost of direct loans authorized by 
section 417 of the Robert T. Stafford Disaster Relief 
and Emergency Assistance Act (42 U.S.C. 5184) to 
be used to assist local governments in providing es-
sential services. 
(2) TERMS AND CONDITIONS.—Amounts trans-
ferred under paragraph (1) shall be subject to the 
following terms and conditions: 
(A) Such amounts may be used to sub-
sidize gross obligations for the principal amount 
of direct loans not to exceed $400,000,000 
under section 417 of the Robert T. Stafford 
Disaster Relief and Emergency Assistance Act. 
(B) Notwithstanding section 417(b) of 
such Act, the amount of any loan issued using 
such amounts may exceed $5,000,000. 
(C) Notwithstanding section 417(c)(1) of 
such Act, repayment of all or any part of a loan 
issued using such amounts may not be canceled.
(D) The cost of modifying such loans shall 
be as defined in section 502 of the Congres-
sional Budget Act of 1974 (2 U.S.C. 661a). 
(b) ADMINISTRATIVE EXPENSES.—Of the amounts 
provided in Public Law 109–62 for ‘‘Disaster Relief’’, up 
to $1,000,000 may be transferred to the Disaster Assist-
ance Direct Loan Program for administrative expenses to 
carry out the direct loan program authorized by section 
417 of the Robert T. Stafford Disaster Relief and Emer-
gency Assistance Act. 
SEC. 3. COMMUNITY DISASTER LOAN AMOUNTS AND RE-
PAYMENT. 
(a) LOAN AMOUNTS.—Section 417(b) of the Robert 
T. Stafford Disaster Relief and Emergency Assistance Act 
(42 U.S.C. 5184(b)) is amended— 
(1) by striking ‘‘based on need, shall’’ and in-
serting ‘‘based on need and shall’’; and 
(2) by striking ‘‘, and shall not exceed 
$5,000,000’’. 
(b) REPAYMENT.—Section 417(c) of such Act (42 
U.S.C. 5184(c)) is amended by striking ‘‘(c) REPAY-
MENT.—’’ and all that follows through ‘‘(2) CONDITION 
ON CONTINUING ELIGIBILITY.—A local government’’ and 
inserting the following:
‘‘(c) CONDITION ON CONTINUING ELIGIBILITY.—A 
local government’’. 
(c) APPLICABILITY.—The amendments made by sub-
sections (a) and (b) shall apply to any loan made under 
section 417 of such Act after the date of enactment of 
this Act. 
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