(26) in section 17(a) (12 U.S.C. 1827(a))—
(A) in the subsection heading, by striking
‘‘BIF, SAIF,’’ and inserting ‘‘THE DEPOSIT IN-
SURANCE FUND’’; and
(B) in paragraph (1)—
(i) by striking ‘‘the Bank Insurance
Fund, the Savings Association Insurance
Fund,’’ each place that term appears and
inserting ‘‘the Deposit Insurance Fund’’;
and
(ii) in subparagraph (D), by striking
‘‘each insurance fund’’ and inserting ‘‘the
Deposit Insurance Fund’’;
(27) in section 17(d) (12 U.S.C. 1827(d)), by
striking ‘‘, the Bank Insurance Fund, the Savings
Association Insurance Fund,’’ each place that term
appears and inserting ‘‘the Deposit Insurance
Fund’’;
(28) 
in 
section 
18(m)(3) 
(12 
U.S.C.
1828(m)(3))—
(A) by striking ‘‘Savings Association In-
surance Fund’’ in the 1st sentence of subpara-
graph (A) and inserting ‘‘Deposit Insurance
Fund’’;
(B) by striking ‘‘Savings Association In-
surance Fund member’’ in the last sentence of
subparagraph (A) and inserting ‘‘savings asso-
ciation’’; and
(C) by striking ‘‘Savings Association Insur-
ance Fund or the Bank Insurance Fund’’ in
subparagraph (C) and inserting ‘‘Deposit Insur-
ance Fund’’;
(29) in section 18(o) (12 U.S.C. 1828(o)), by
striking ‘‘deposit insurance funds’’ and ‘‘deposit in-
surance fund’’ each place those terms appear and in-
serting ‘‘Deposit Insurance Fund’’;
(30) in section 18(p) (12 U.S.C. 1828(p)), by
striking ‘‘deposit insurance funds’’ and inserting
‘‘Deposit Insurance Fund’’;
(31) in section 24 (12 U.S.C. 1831a)—
(A) in subsections (a)(1) and (d)(1)(A), by
striking ‘‘appropriate deposit insurance fund’’
each place that term appears and inserting
‘‘Deposit Insurance Fund’’;
(B) in subsection (e)(2)(A), by striking
‘‘risk to’’ and all that follows through the pe-
riod and inserting ‘‘risk to the Deposit Insur-
ance Fund.’’; and
(C) 
in 
subsections 
(e)(2)(B)(ii) 
and
(f)(6)(B), by striking ‘‘the insurance fund of
which such bank is a member’’ each place that
term appears and inserting ‘‘the Deposit Insur-
ance Fund’’;
(32) in section 28 (12 U.S.C. 1831e), by strik-
ing ‘‘affected deposit insurance fund’’ each place
that term appears and inserting ‘‘Deposit Insurance
Fund’’;
(33) by striking section 31 (12 U.S.C. 1831h);
(34) 
in 
section 
36(i)(3) 
(12 
U.S.C.
1831m(i)(3)), by striking ‘‘affected deposit insur-
ance fund’’ and inserting ‘‘Deposit Insurance
Fund’’;
(35) 
in 
section 
37(a)(1)(C) 
(12 
U.S.C.
1831n(a)(1)(C)), by striking ‘‘insurance funds’’ and
inserting ‘‘Deposit Insurance Fund’’;
(36) in section 38 (12 U.S.C. 1831o), by strik-
ing ‘‘the deposit insurance fund’’ each place that
term appears and inserting ‘‘the Deposit Insurance
Fund’’;
(37) in section 38(a) (12 U.S.C. 1831o(a)), in
the subsection heading, by striking ‘‘FUNDS’’ and in-
serting ‘‘FUND’’;
(38) in section 38(k) (12 U.S.C. 1831o(k))—
(A) in paragraph (1), by striking ‘‘a de-
posit insurance fund’’ and inserting ‘‘the De-
posit Insurance Fund’’;
(B) in paragraph (2), by striking ‘‘A de-
posit insurance fund’’ and inserting ‘‘The De-
posit Insurance Fund’’; and
(C) in paragraphs (2)(A) and (3)(B), by
striking ‘‘the deposit insurance fund’s outlays’’
each place that term appears and inserting ‘‘the
outlays of the Deposit Insurance Fund’’; and
(39) in section 38(o) (12 U.S.C. 1831o(o))—
(A) by striking ‘‘ASSOCIATIONS.—’’ and all
that follows through ‘‘Subsections (e)(2)’’ and
inserting ‘‘ASSOCIATIONS.—Subsections (e)(2)’’;
(B) by redesignating subparagraphs (A),
(B), and (C) as paragraphs (1), (2), and (3),
respectively, and moving the margins 2 ems to
the left; and
(C) in paragraph (1) (as so redesignated),
by redesignating clauses (i) and (ii) as subpara-
graphs (A) and (B), respectively, and moving
the margins 2 ems to the left.
(b) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the first
day of the first calendar quarter that begins after the end
of the 90-day period beginning on the date of the enact-
ment of this Act.
SEC. 12. OTHER TECHNICAL AND CONFORMING AMEND-
MENTS RELATING TO THE MERGER OF THE
BIF AND SAIF.
(a) SECTION 5136 OF THE REVISED STATUTES.—
The paragraph designated the ‘‘Eleventh’’ of section 5136
of the Revised Statutes of the United States (12 U.S.C.
24) is amended in the 5th sentence, by striking ‘‘affected
deposit insurance fund’’ and inserting ‘‘Deposit Insurance
Fund’’.
(b) INVESTMENTS PROMOTING PUBLIC WELFARE;
LIMITATIONS ON AGGREGATE INVESTMENTS.—The 23d
undesignated paragraph of section 9 of the Federal Re-
serve Act (12 U.S.C. 338a) is amended in the 4th sen-
tence, by striking ‘‘affected deposit insurance fund’’ and
inserting ‘‘Deposit Insurance Fund’’.
(c) ADVANCES TO CRITICALLY UNDERCAPITALIZED
DEPOSITORY INSTITUTIONS.—Section 10B(b)(3)(A)(ii) of
the Federal Reserve Act (12 U.S.C. 347b(b)(3)(A)(ii)) is
amended by striking ‘‘any deposit insurance fund in’’ and
inserting ‘‘the Deposit Insurance Fund of’’.
(d) AMENDMENTS TO THE BALANCED BUDGET AND
EMERGENCY DEFICIT CONTROL ACT OF 1985.—Section
255(g)(1)(A) of the Balanced Budget and Emergency
Deficit Control Act of 1985 (2 U.S.C. 905(g)(1)(A)) is
amended—
(1) by striking ‘‘Bank Insurance Fund’’ and in-
serting ‘‘Deposit Insurance Fund’’; and
(2) by striking ‘‘Federal Deposit Insurance Cor-
poration, Savings Association Insurance Fund (51–
4066–0–3–373);’’.
(e) AMENDMENTS TO THE FEDERAL HOME LOAN
BANK ACT.—The Federal Home Loan Bank Act (12
U.S.C. 1421 et seq.) is amended—
(1) in section 11(k) (12 U.S.C. 1431(k))—
(A) in the subsection heading, by striking
‘‘SAIF’’ and inserting ‘‘THE DEPOSIT INSUR-
ANCE FUND’’; and
(B) by striking ‘‘Savings Association In-
surance Fund’’ each place such term appears
and inserting ‘‘Deposit Insurance Fund’’;
(2) in section 21 (12 U.S.C. 1441)—
(A) in subsection (f)(2), by striking ‘‘, ex-
cept that’’ and all that follows through the end
of the paragraph and inserting a period; and
(B) in subsection (k), by striking para-
graph (4);
(3) 
in 
section 
21A(b)(4)(B) 
(12 
U.S.C.
1441a(b)(4)(B)), by striking ‘‘affected deposit insur-
ance fund’’ and inserting ‘‘Deposit Insurance
Fund’’;
(4) 
in 
section 
21A(b)(6)(B) 
(12 
U.S.C.
1441a(b)(6)(B))—
(A) in the subparagraph heading, by strik-
ing ‘‘SAIF-INSURED
BANKS’’ and inserting
‘‘CHARTER CONVERSIONS’’; and
(B) by striking ‘‘Savings Association In-
surance Fund member’’ and inserting ‘‘savings
association’’;
(5) in section 21A(b)(10)(A)(iv)(II) (12 U.S.C.
1441a(b)(10)(A)(iv)(II)), by striking ‘‘Savings Asso-
ciation Insurance Fund’’ and inserting ‘‘Deposit In-
surance Fund’’;
(6) in section 21A(n)(6)(E)(iv) (12 U.S.C.
1441(n)(6)(E)(iv)), by striking ‘‘Federal deposit in-
surance funds’’ and inserting ‘‘the Deposit Insur-
ance Fund’’;
(7) in section 21B(e) (12 U.S.C. 1441b(e))—
(A) in paragraph (5), by inserting ‘‘as of
the date of funding’’ after ‘‘Savings Association
Insurance Fund members’’ each place that term
appears; and
(B) by striking paragraphs (7) and (8);
and
(8) in section 21B(k) (12 U.S.C. 1441b(k))—
(A) by inserting before the colon ‘‘, the fol-
lowing definitions shall apply’’;
(B) by striking paragraph (8); and
(C) by redesignating paragraphs (9) and
(10) as paragraphs (8) and (9), respectively.
(f) AMENDMENTS TO THE HOME OWNERS’ LOAN
ACT.—The Home Owners’ Loan Act (12 U.S.C. 1461 et
seq.) is amended—
(1) in section 5 (12 U.S.C. 1464)—
(A) in subsection (c)(5)(A), by striking
‘‘that is a member of the Bank Insurance
Fund’’;
(B) in subsection (c)(6), by striking ‘‘As
used in this subsection—’’ and inserting ‘‘For
purposes of this subsection, the following defini-
tions shall apply:’’;
(C) in subsection (o)(1), by striking ‘‘that
is a Bank Insurance Fund member’’;
(D) in subsection (o)(2)(A), by striking ‘‘a
Bank Insurance Fund member until such time
as it changes its status to a Savings Association
Insurance Fund member’’ and inserting ‘‘in-
sured by the Deposit Insurance Fund’’;
(E) in subsection (t)(5)(D)(iii)(II), by
striking ‘‘affected deposit insurance fund’’ and
inserting ‘‘Deposit Insurance Fund’’;
(F) in subsection (t)(7)(C)(i)(I), by strik-
ing ‘‘affected deposit insurance fund’’ and in-
serting ‘‘Deposit Insurance Fund’’; and
(G) in subsection (v)(2)(A)(i), by striking
‘‘the Savings Association Insurance Fund’’ and
inserting ‘‘or the Deposit Insurance Fund’’; and
(2) in section 10 (12 U.S.C. 1467a)—
(A) in subsection (c)(6)(D), by striking
‘‘this title’’ and inserting ‘‘this Act’’;
(B) in subsection (e)(1)(B), by striking
‘‘Savings Association Insurance Fund or Bank
Insurance Fund’’ and inserting ‘‘Deposit Insur-
ance Fund’’;
(C) in subsection (e)(2), by striking ‘‘Sav-
ings Association Insurance Fund or the Bank
Insurance Fund’’ and inserting ‘‘Deposit Insur-
ance Fund’’;
(D) in subsection (e)(4)(B), by striking
‘‘subsection (1)’’ and inserting ‘‘subsection (l)’’;
(E) in subsection (g)(3)(A), by striking
‘‘(5) of this section’’ and inserting ‘‘(5) of this
subsection’’;