IB 
Union Calendar No. 234 
118TH CONGRESS 
1ST SESSION H. R. 1109 
[Report No. 118–290] 
To amend the Bank Service Company Act to provide improvements with 
respect to State banking agencies, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 21, 2023 
Mr. WILLIAMS of Texas (for himself, Mr. MEEKS, and Mr. HILL) introduced 
the following bill; which was referred to the Committee on Financial Services 
DECEMBER 1, 2023 
Additional sponsors: Mr. CASE and Mr. LAWLER 
DECEMBER 1, 2023 
Reported with an amendment, committed to the Committee of the Whole 
House on the State of the Union, and ordered to be printed 
[Strike out all after the enacting clause and insert the part printed in italic] 
[For text of introduced bill, see copy of bill as introduced on February 21, 2023] 
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A BILL 
To amend the Bank Service Company Act to provide im-
provements with respect to State banking agencies, and 
for other purposes. 
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Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Bank Service Company 
Examination Coordination Act of 2023’’. 
SEC. 2. BANK SERVICE COMPANY ACT IMPROVEMENTS. 
The Bank Service Company Act (12 U.S.C. 1861 et 
seq.) is amended— 
(1) in section 1(b)— 
(A) in paragraph (8), by striking ‘‘and’’ at 
the end; 
(B) by redesignating paragraph (9) as 
paragraph (10); and 
(C) by inserting after paragraph (8) the fol-
lowing: 
‘‘(9) the term ‘State banking agency’ shall have 
the same meaning given the term ‘State Bank Super-
visor’ under section 3 of the Federal Deposit Insur-
ance Act; and’’; 
(2) in section 5(a), by inserting ‘‘, in consulta-
tion with the State banking agency,’’ after ‘‘banking 
agency’’; and 
(3) in section 7— 
(A) in subsection (a)— 
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concerning depository institutions is authorized to be fur-
nished to and required to be accessible by Federal and State 
agencies under section 7(a)(2) of the Federal Deposit Insur-
ance Act (12 U.S.C. 1817(a)(2)) or State law, as applicable. 
‘‘(e) COORDINATION WITH STATE BANKING AGEN-
CIES.—Where a State bank is principal shareholder or 
principal member of a bank service company or where a 
State bank is any other shareholder or member of the bank 
service company, the appropriate Federal banking agency, 
in carrying out examinations authorized by this section, 
shall— 
‘‘(1) provide reasonable and timely notice to the 
State banking agency; and 
‘‘(2) to the fullest extent possible, coordinate and 
avoid duplication of examination activities, reporting 
requirements, and requests for information.’’; 
(E) in subsection (f), as so redesignated, by 
inserting ‘‘, in consultation with State banking 
agencies,’’ after ‘‘appropriate Federal banking 
agencies’’; and 
(F) by adding at the end the following: 
‘‘(g) RULE OF CONSTRUCTION.—Nothing in this sec-
tion shall be construed as granting authority for a State 
banking agency to examine a bank service company where 
no such authority exists in State law.’’. 
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Union Calendar No. 234 
118TH CONGRESS 
1ST SESSION 
H. R. 1109 
[Report No. 118–290] 
A BILL 
To amend the Bank Service Company Act to pro-
vide improvements with respect to State banking 
agencies, and for other purposes. 
DECEMBER 1, 2023 
Reported with an amendment, committed to the Com-
mittee of the Whole House on the State of the Union, 
and ordered to be printed 
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23:19 Dec 01, 2023
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