datamatters24/research-document-archive huggingface dataset:
HR 1362 IH
ceived upon receipt of the consumer’s written
request therefor within sixty days after learning
of such adverse action; and
‘‘(iv) the identity of the person or office
from which such notification may be obtained.
Such statement of reasons may be given orally if the
written notification advises the applicant of his right
to have the statement of reasons confirmed in writ-
ing on written request.’’.
(b) Paragraph 701(d)(3) of the Equal Credit
Opportunity Act (15 U.S.C. 1691(d)(3)) is amended
by striking the period at the end and adding the fol-
lowing: ‘‘and, to the extent applicable, the name and
address of the consumer reporting agency identified
in accordance with the requirements of subsection
(d)(3)(ii) and a statement of the right to obtain dis-
closure of the nature of the information upon which
adverse action was taken as required by subsection
(d)(3)(iii).’’.
(c) Section 706 of the Equal Credit Opportunity Act
(15 U.S.C. 1691e) is amended by adding at the end the
following new subsection:
‘‘(e) No person shall be held liable for any violation
of subsection 701(d) hereof if he shows by a preponder-
ance of the evidence that at the time of the alleged viola-
I 
113TH CONGRESS 
1ST SESSION 
H. R. 259 
To amend the Internal Revenue Code of 1986 to terminate certain energy 
tax subsidies and lower the corporate income tax rate. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 15, 2013 
Mr. POMPEO (for himself, Mr. WHITFIELD, Mr. DUNCAN of South Carolina, 
Mr. HUELSKAMP, Mr. WESTMORELAND, Mr. STOCKMAN, Mr. MCCLIN-
TOCK, Mr. AMASH, Mr. WILSON of South Carolina, Mr. BROUN of Geor-
gia, Mr. RIBBLE, and Mr. MULVANEY) introduced the following bill; 
which was referred to the Committee on Ways and Means 
A BILL 
To amend the Internal Revenue Code of 1986 to terminate 
certain energy tax subsidies and lower the corporate in-
come tax rate. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE; TABLE OF CONTENTS; ETC. 
(a) SHORT TITLE.—This Act may be cited as the 
‘‘Energy Freedom and Economic Prosperity Act’’. 
(b) REFERENCE TO 1986 CODE.—Except as other-
wise expressly provided, whenever in this Act an amend-
ment or repeal is expressed in terms of an amendment 
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HR 1362 IH
Subtitle A—The Home Mortgage Process
Sec. 101. Transfer of RESPA regulatory authority; elimination of redundant
regulators.
Sec. 102. Truth in Lending Act and RESPA comparability.
Sec. 103. Increased regulatory flexibility under the Truth in Lending Act.
Sec. 104. Reductions in RESPA regulatory burdens; clarifying amendments.
Sec. 105. Alternative disclosures for adjustable rate mortgages.
Sec. 106. Treatment of certain charges.
Sec. 107. Exemption from rescission.
Sec. 108. Tolerance; basis of disclosures.
Sec. 109. Limitation on liability.
Sec. 110. Applicability.
Sec. 111. Limitation on rescission period.
Sec. 112. Calculation of actual damages.
Sec. 113. Assignee liability.
Sec. 114. Recovery of fees.
Sec. 115. Homeownership debt counseling notification.
Sec. 116. Home Mortgage Disclosure Act.
Subtitle B—Community Reinvestment Act Amendments
Sec. 121. Expression of congressional intent.
Sec. 122. Community Reinvestment Act exemption.
Sec. 123. Self-certification of CRA compliance.
Sec. 124. Community input and conclusive rating.
Sec. 125. Special purpose banks.
Sec. 126. Increased incentives to lending to low- and moderate-income commu-
nities.
Sec. 127. Prohibition on additional reporting under CRA.
Sec. 128. Technical amendment.
Sec. 129. Duplicative reporting.
Subtitle C—Consumer Banking Reforms
Sec. 131. Truth in savings.
Sec. 132. Unauthorized electronic fund transfers.
Sec. 133. Liability for unauthorized use of credit cards.
Sec. 134. Information sharing.
Sec. 135. Electronic Funds Transfer Act clarification.
Subtitle D—Equal Credit Opportunity Act Amendments
Sec. 141. Short title.
Sec. 142. Findings and purpose.
Sec. 143. Equal Credit Opportunity Act amendments.
Sec. 144. Fair Credit Reporting Act amendments.
Sec. 145. Incentives for self-testing.
Sec. 146. Credit scoring systems.
Sec. 147. Effective date.
Subtitle E—Consumer Leasing Act Amendments
Sec. 151. Short title.
Sec. 152. Congressional findings and declaration of purpose.
Sec. 153. Regulations.
Sec. 154. Segregated leasing disclosures.
HR 1362 IH
of a requirement imposed under that Act. All of the func-
tions and powers of the Federal Trade Commission under
the Federal Trade Commission Act are available to the
Commission to enforce compliance by any person with the
requirements imposed under this title, irrespective of
whether that person is engaged in commerce or meets any
other jurisdictional tests in the Federal Trade Commission
Act.’’.
SEC. 102. TRUTH IN LENDING AND RESPA COMPARABILITY.
(a) Section 102 of the Truth in Lending Act (15
U.S.C. 1601) is amended by adding a new subsection (c)
as follows:
‘‘(c) The Congress also finds that the disclosure and
other requirements related to consumer credit have be-
come overly costly, burdensome, and complex to consum-
ers and to creditors. It is also the purpose of this title
to reduce the complexity of the disclosure requirements for
creditors and consumers by directing the Board to reduce
the complexity and difficulty of understanding, preparing
and providing disclosures for credit transactions. Improve-
ments in the disclosures and timing of disclosures should
serve the dual purpose of reducing compliance errors and
increasing the ability of consumers to understand and use
the information provided in the disclosures. Clarifications
should include the development of uniform terms to de-
114TH CONGRESS 
1ST SESSION H. R. 1735 
AN ACT 
To authorize appropriations for fiscal year 2016 for military 
activities of the Department of Defense, for military 
construction, and for defense activities of the Depart-
ment of Energy, to prescribe military personnel strengths 
for such fiscal year, and for other purposes.
Union Calendar No. 76
104TH CONGRESS
1ST SESSION
H. R. 541
[Report No. 104–109, Parts I and II]
A BILL
To reauthorize the Atlantic Tunas Convention Act
of 1975, and for other purposes.
JUNE 27, 1995
Reported with amendments, committed to the Committee
of the Whole House on the State of the Union, and or-
dered to be printed
‘‘(1) such person’s business use conversion 
credit pursuant to section 202 for such month, 
‘‘(2) such person’s intermediate and export 
sales credit pursuant to section 203 for such month, 
‘‘(3) the administration credit pursuant to sec-
tion 204 for such month, 
‘‘(4) the bad debt credit pursuant to section 
205 for such month, 
‘‘(5) the insurance proceeds credit pursuant to 
section 206 for such month, 
‘‘(6) the transitional inventory credit pursuant 
to section 902, and 
‘‘(7) any amount paid in excess of the amount 
due. 
‘‘(b) CREDITS NOT ADDITIVE.—Only one credit al-
lowed by chapter 2 may be taken with respect to any par-
ticular gross payment. 
‘‘SEC. 202. BUSINESS USE CONVERSION CREDIT. 
‘‘(a) IN GENERAL.—For purposes of section 201, a 
person’s business use conversion credit for any month is 
the aggregate of the amounts determined under subsection 
(b) with respect to taxable property and services— 
‘‘(1) on which tax was imposed by section 101 
(and actually paid), and 
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I
104TH CONGRESS
1ST SESSION
H. R. 1363
To amend the Immigration and Nationality Act to deny citizenship at birth
to children born in the United States of parents who are not citizens
or permanent resident aliens.
IN THE HOUSE OF REPRESENTATIVES
MARCH 30, 1995
Mr. BILBRAY (for himself, Mr. CUNNINGHAM, Mr. PACKARD, Mr. HUNTER,
Mr. DOOLITTLE, Mrs. ROUKEMA, Mr. STENHOLM, Mr. BAKER of Califor-
nia, Mr. CALVERT, Mrs. JOHNSON of Connecticut, Mr. MURTHA, Mr.
TRAFICANT, Mr. HAYES, Mr. BONO, Mr. MCKEON, Mr. ROHRABACHER,
Mr. RIGGS, Mr. HORN, Mrs. SEASTRAND, Mr. SHADEGG, and Mrs.
KELLY) introduced the following bill; which was referred to the Commit-
tee on the Judiciary
A BILL
To amend the Immigration and Nationality Act to deny
citizenship at birth to children born in the United States
of parents who are not citizens or permanent resident
aliens.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ‘‘Citizenship Reform
Act of 1995’’.
SEC. 2. PURPOSE.
It is the purpose of this Act to deny automatic citi-
zenship at birth to children born in the United States to
parents who are not citizens or permanent resident aliens.
SEC. 3. CITIZENSHIP AT BIRTH FOR CHILDREN OF NON-CIT-
IZEN, NON-PERMANENT RESIDENT ALIENS.
(a) IN GENERAL.—Section 101 of the Immigration
and Nationality Act (8 U.S.C. 1101) is amended by insert-
ing after subsection (c) the following new subsection:
‘‘(d) For purposes of section 301(a), a person born
in the United States shall be considered as ‘subject to the
jurisdiction of the United States’ if—
‘‘(1) the child was born in wedlock in the
United States to a parent either of whom is (A) a
citizen or national of the United States, or (B) an
alien who is lawfully admitted for permanent resi-
dence and maintains his or her residence (as defined
in subsection (a)(33)) in the United States; or
‘‘(2) the child was born out of wedlock in the
United States to a mother who is (A) a citizen or
national of the United States, or (B) an alien who
is lawfully admitted for permanent residence and
maintains her residence in the United States.’’.
(b) CONFORMING
AMENDMENT.—Section 301 of
such Act (8 U.S.C. 1401) is amended by inserting ‘‘(as
defined in section 101(d))’’ after ‘‘subject to the jurisdic-
tion thereof’’.
(c) EFFECTIVE DATE.—The amendments made by
this section shall apply to aliens born on or after the date
of the enactment of this Act.
Æ
I
104TH CONGRESS
1ST SESSION
H. R. 1364
To amend the Indian Gaming Regulatory Act to provide for community
approval before Indian class III gaming operations may take effect.
IN THE HOUSE OF REPRESENTATIVES
MARCH 30, 1995
Mr. EVERETT (for himself Mr. BACHUS, Mr. BROWDER, Mr. HANCOCK, Mr.
LAFALCE, Mr. SAXTON, Mr. SMITH of Michigan, and Mr. TALENT) intro-
duced the following bill; which was referred to the Committee on Re-
sources
A BILL
To amend the Indian Gaming Regulatory Act to provide
for community approval before Indian class III gaming
operations may take effect.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. COMMUNITY APPROVAL OF TRIBAL-STATE
COMPACTS.
Section 11(d) of the Indian Gaming Regulatory Act
(25 U.S.C. 2710(d)) is amended by adding at the end the
following new paragraph:
‘‘(10)(A) A Tribal-State compact may not take effect
until after—
HR 1364 IH
‘‘(i) the elected governing body and elected ex-
ecutive officials (including the city council, county
commissioner, mayor, and similar positions) in the
political jurisdiction in which a class III gaming ac-
tivity under the compact is to occur have approved
the compact; and
‘‘(ii) the compact is then approved by majority
vote in a referendum held in each such political sub-
division in the first general election (with respect to
which the filing deadline has not passed) occurring
after the date on which the compact is approved
under clause (i).
‘‘(B) For the purposes of subparagraph (A), a Tribal-
State compact includes a compact approved under para-
graph (8) or consented to under paragraph (7)(B)(vi), and
the procedures for a class III gaming activity prescribed
under paragraph (7)(B)(vii).’’.
SEC. 2. EFFECTIVE DATE.
The amendments made by this Act shall apply to any
Tribal-State compact which has not been entered into
under the Indian Gaming Regulatory Act before January
1, 1994.
Æ
I
104TH CONGRESS
1ST SESSION
H. R. 1365
To provide for the transfer of a portion of the Naval Weapons Industrial
Reserve Plant, Calverton, New York, to the Department of Veterans
Affairs for inclusion in the Calverton National Cemetery.
IN THE HOUSE OF REPRESENTATIVES
MARCH 30, 1995
Mr. FORBES introduced the following bill; which was referred to the Commit-
tee on National Security, and in addition to the Committee on Veterans’
Affairs, for a period to be subsequently determined by the Speaker, in
each case for consideration of such provisions as fall within the jurisdic-
tion of the committees concerned
A BILL
To provide for the transfer of a portion of the Naval Weap-
ons Industrial Reserve Plant, Calverton, New York, to
the Department of Veterans Affairs for inclusion in the
Calverton National Cemetery.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. TRANSFER OF CERTAIN REAL PROPERTY AT
NAVAL 
WEAPONS 
INDUSTRIAL 
RESERVE
PLANT, CALVERTON, NEW YORK, FOR USE AS
NATIONAL CEMETERY.
(a) TRANSFER AUTHORIZED.—Notwithstanding sec-
tion 2854 of the Military Construction Authorization Act
for Fiscal Year 1993 (division B of Public Law 102–484;
106 Stat. 2626), the Secretary of the Navy may transfer,
without reimbursement, to the Secretary of Veterans Af-
fairs a parcel of real property consisting of approximately
150 acres located adjacent to the Calverton National Cem-
etery, Calverton, New York, and comprising a portion of
the buffer zone of the Naval Weapons Industrial Reserve
Plant, Calverton.
(b) USE OF PROPERTY.—The Secretary of Veterans
Affairs shall use the real property transferred under sub-
section (a) as an addition to the Calverton National Ceme-
tery and administer such real property pursuant to chap-
ter 24 of title 38, United States Code.
(c) SURVEYS.—The cost of any surveys necessary for
the transfer of jurisdiction of the real property described
in subsection (a) from the Secretary of the Navy to the
Secretary of Veterans Affairs shall be borne by the Sec-
retary of Veterans Affairs.
Æ
127
(B) by striking ‘‘954(d)(3)’’ the second
place it appears and inserting ‘‘964(a)’’.
(6) Subsection (b) of section 959 of such Code
is amended by striking ‘‘be also included in the gross
income’’ and inserting ‘‘be also included in the sub-
part F income’’.
(7) Subsection (a) of section 964 of such Code
is amended to read as follows:
‘‘(a) RELATED PERSON.—For purposes of this part,
a person is a related person with respect to a controlled
foreign corporation, if—
‘‘(1) such person is an individual, corporation,
partnership, trust, or estate which controls, or is
controlled by, the controlled foreign corporation, or
‘‘(2) such person is a corporation, partnership,
trust, or estate which is controlled by the same per-
son or persons which control the controlled foreign
corporation.
For purposes of the preceding sentence, control means,
with respect to a corporation, the ownership, directly or
indirectly, of stock possessing more than 50 percent of the
total voting power of all classes of stock entitled to vote
or of the total value of stock of such corporation. In the
case of a partnership, trust, or estate, control means the
ownership, directly or indirectly, more than 50 percent (by
SECTION 1. EXTENSION OF TIME FOR FERC PROJECT.
Notwithstanding the time limitations specified in sec-
tion 13 of the Federal Power Act (16 U.S.C. 806), the
Federal Energy Regulatory Commission, upon the request
of the licensee for FERC Project No. 9401 (and after rea-
sonable notice), is authorized, in accordance with the good
faith, due diligence, and public interest requirements of
such section 13 and the Commission’s procedures under
such section, to extend the time required for commence-
ment of construction of such project until August 3, 1999.
Passed the House of Representatives November 13,
1995.
Attest:
Clerk.
II
Calendar No. 237
104TH CONGRESS
1ST SESSION
H. R. 1366
IN THE SENATE OF THE UNITED STATES
NOVEMBER 14, 1995
Received; read twice and placed on the calendar
AN ACT
To authorize the extension of time limitation for the FERC-
issued hydroelectric license for the Mt. Hope Waterpower
Project.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
Union Calendar No. 68
104TH CONGRESS
1ST SESSION
H. R. 558
[Report No. 104–148]
A BILL
To grant the consent of the Congress to the Texas
Low-Level Radioactive Waste Disposal Compact.
JUNE 20, 1995
Committed to the Committee of the Whole House on the
State of the Union and ordered to be printed
H. R. 1366
One Hundred Fourth Congress
of the
United States of America
AT THE SECOND SESSION
Begun and held at the City of Washington on Wednesday,
the third day of January, one thousand nine hundred and ninety-six
An Act
To authorize the extension of time limitation for the FERC-issued hydroelectric
license for the Mt. Hope Waterpower Project.
Be it enacted by the Senate and House of Representatives of
the United States of America in Congress assembled,
SECTION 1. EXTENSION OF TIME FOR FERC PROJECT.
Notwithstanding the time limitations specified in section 13
of the Federal Power Act (16 U.S.C. 806), the Federal Energy
Regulatory Commission, upon the request of the licensee for FERC
Project No. 9401 (and after reasonable notice), is authorized, in
accordance with the good faith, due diligence, and public interest
requirements of such section 13 and the Commission’s procedures
under such section, to extend the time required for commencement
of construction of such project until August 3, 1999.
Speaker of the House of Representatives.
Vice President of the United States and
President of the Senate.
SECTION 1. EXEMPTION FOR RESIDENTIAL CONDOMINIUM 
UNITS. 
(a) EXEMPTION.—Section 1403 of the Interstate 
Land Sales Full Disclosure Act (15 U.S.C. 1702) is 
amended— 
(1) in subsection (b)— 
(A) in paragraph (7)(C), by striking ‘‘or’’ 
at the end; 
(B) in paragraph (8)(G), by striking the 
period at the end and inserting ‘‘; or’’; and 
(C) by adding at the end the following: 
‘‘(9) the sale or lease of a condominium unit 
that is not exempt under subsection (a).’’; and 
(2) by adding at the end the following: 
‘‘(d) For purposes of subsection (b), the term ‘condo-
minium unit’ means a unit of residential or commercial 
property to be designated for separate ownership pursuant 
to a condominium plan or declaration provided that upon 
conveyance— 
‘‘(1) the owner of such unit will have sole own-
ership of the unit and an undivided interest in the 
common elements appurtenant to the unit; and 
‘‘(2) the unit will be an improved lot.’’.
SEC. 2. EFFECTIVE DATE. 
The amendments made by this Act shall take effect 
180 days after the date of the enactment of this Act. 
Passed the House of Representatives September 26, 
2013. 
Attest: 
Clerk.
113TH CONGRESS 
1ST SESSION 
H. R. 2600 
AN ACT 
To amend the Interstate Land Sales Full Disclo-
sure Act to clarify how the Act applies to con-
dominiums.
I
104TH CONGRESS
1ST SESSION
H. R. 1366
To authorize the extension of time limitation for the FERC-issued
hydroelectric license for the Mt. Hope Waterpower Project.
IN THE HOUSE OF REPRESENTATIVES
MARCH 30, 1995
Mr. FRELINGHUYSEN introduced the following bill; which was referred to the
Committee on Commerce
A BILL
To authorize the extension of time limitation for the FERC-
issued hydroelectric license for the Mt. Hope Waterpower
Project.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. EXTENSION OF TIME FOR FERC PROJECT.
Notwithstanding the time limitations specified in sec-
tion 13 of the Federal Power Act (16 U.S.C. 806), the
Federal Energy Regulatory Commission, upon the request
of the licensee for FERC Project No. 9401 (and after rea-
sonable notice), is authorized, in accordance with the good
faith, due diligence, and public interest requirements of
such section 13 and the Commission’s procedures under
such section, to extend the time required for commence-
ment of construction of such project until August 3, 1999.
Æ
H. R. 2600 
One Hundred Thirteenth Congress 
of the 
United States of America 
AT THE SECOND SESSION 
Begun and held at the City of Washington on Friday, 
the third day of January, two thousand and fourteen 
An Act 
To amend the Interstate Land Sales Full Disclosure Act to clarify how the Act 
applies to condominiums. 
Be it enacted by the Senate and House of Representatives of 
the United States of America in Congress assembled, 
SECTION 1. EXEMPTION FOR RESIDENTIAL CONDOMINIUM UNITS. 
(a) EXEMPTION.—Section 1403 of the Interstate Land Sales 
Full Disclosure Act (15 U.S.C. 1702) is amended— 
(1) in subsection (b)— 
(A) in paragraph (7)(C), by striking ‘‘or’’ at the end; 
(B) in paragraph (8)(G), by striking the period at the 
end and inserting ‘‘; or’’; and 
(C) by adding at the end the following: 
‘‘(9) the sale or lease of a condominium unit that is not 
exempt under subsection (a).’’; and 
(2) by adding at the end the following: 
‘‘(d) For purposes of subsection (b), the term ‘condominium 
unit’ means a unit of residential or commercial property to be 
designated for separate ownership pursuant to a condominium plan 
or declaration provided that upon conveyance— 
‘‘(1) the owner of such unit will have sole ownership of 
the unit and an undivided interest in the common elements 
appurtenant to the unit; and 
‘‘(2) the unit will be an improved lot.’’. 
SEC. 2. EFFECTIVE DATE. 
The amendments made by this Act shall take effect 180 days 
after the date of the enactment of this Act. 
Speaker of the House of Representatives. 
Vice President of the United States and
President of the Senate.
HR 1366 PCS
SECTION 1. EXTENSION OF TIME FOR FERC PROJECT.
Notwithstanding the time limitations specified in sec-
tion 13 of the Federal Power Act (16 U.S.C. 806), the
Federal Energy Regulatory Commission, upon the request
of the licensee for FERC Project No. 9401 (and after rea-
sonable notice), is authorized, in accordance with the good
faith, due diligence, and public interest requirements of
such section 13 and the Commission’s procedures under
such section, to extend the time required for commence-
ment of construction of such project until August 3, 1999.
Passed the House of Representatives November 13,
1995.
Attest:
ROBIN H. CARLE,
Clerk.
Calendar No. 237
104TH CONGRESS
1ST SESSION
H. R. 1366
AN ACT
To authorize the extension of time limitation for
the FERC-issued hydroelectric license for the Mt.
Hope Waterpower Project.
NOVEMBER 14, 1995
Received; read twice and placed on the calendar