‘‘(A) amounts in the Emergency Capital 
Investment 
Fund, 
but 
not 
to 
exceed 
$100,000,000 in the aggregate; and 
‘‘(B) such other funds as may be appro-
priated by Congress to the Fund to carry out 
the Supporting Young Entrepreneurs Pro-
gram.’’. 
SEC. 5. MAP OF MINORITY DEPOSITORY INSTITUTIONS AND 
COMMUNITY DEVELOPMENT FINANCIAL IN-
STITUTIONS. 
(a) IN GENERAL.—The Secretary of the Treasury, in 
consultation with the CDFI Fund and the Federal bank-
ing agencies, shall establish an interactive, searchable map 
showing the geographic locations of the headquarters and 
branch locations of minority depository institutions and 
community development financial institutions that have 
been certified by the Secretary. Such map shall also pro-
vide a link to the website of each such minority depository 
institution and community development financial institu-
tion. 
(b) DEFINITIONS.—In this section: 
(1) CDFI FUND.—The term ‘‘CDFI Fund’’ 
means the Community Development Financial Insti-
tutions Fund established under section 104(a) of the 
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Riegle Community Development and Regulatory Im-
provement Act of 1994. 
(2) COMMUNITY DEVELOPMENT FINANCIAL IN-
STITUTION.—The term ‘‘community development fi-
nancial institution’’ has the meaning given in section 
103 of the Riegle Community Development and Reg-
ulatory Improvement Act of 1994. 
(3) FEDERAL
BANKING
AGENCY.—The term 
‘‘Federal banking agency’’— 
(A) has the meaning given in section 3 of 
the Federal Deposit Insurance Act; and 
(B) means the National Credit Union Ad-
ministration. 
(4) MINORITY DEPOSITORY INSTITUTION.—The 
term ‘‘minority depository institution’’ has the 
meaning given in section 308(b) of the Financial In-
stitutions Reform, Recovery, and Enforcement Act 
of 1989. 
SEC. 6. REPORT ON CERTIFIED COMMUNITY DEVELOP-
MENT FINANCIAL INSTITUTIONS. 
Section 117(a) of the Riegle Community Develop-
ment and Regulatory Improvement Act of 1994 (12 
U.S.C. 4716(a)) is amended— 
(1) by striking ‘‘The Fund’’ and inserting the 
following: 
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‘‘(1) IN GENERAL.—The Fund’’; 
(2) by striking ‘‘and the Congress’’ and insert-
ing ‘‘, the Congress, and the public’’; and 
(3) by adding at the end the following: 
‘‘(2) REPORT ON CERTIFIED COMMUNITY DE-
VELOPMENT FINANCIAL INSTITUTIONS.—The annual 
report required under paragraph (1) shall include a 
report on community development financial institu-
tions (‘CDFIs’) that have been certified by the Sec-
retary of the Treasury, including a summary with 
aggregate data and analysis, to the fullest extent 
practicable, regarding— 
‘‘(A) a list of the types of organizations 
that are certified as CDFIs, and the number of 
each type of organization; 
‘‘(B) the geographic location and capacity 
of different types of certified CDFIs; 
‘‘(C) the primary lines of business for dif-
ferent types of certified CDFIs, as well as any 
secondary lines of business; 
‘‘(D) human resources and staffing infor-
mation for different types of certified CDFIs, 
including— 
‘‘(E) the types of development services pro-
vided by different types of certified CDFIs; 
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‘‘(F) the target markets of different types 
of certified CDFIs and the amount of products 
and services offered by CDFIs to those target 
markets, including— 
‘‘(i) the number and amount of loans 
and loan guarantees made in those target 
markets; 
‘‘(ii) the number and amount of other 
investments made in those target markets; 
and 
‘‘(iii) the number and amount of de-
velopment services offered in those target 
markets; and 
‘‘(G) such other information as the Direc-
tor of the Fund may determine necessary to 
promote transparency of the impact of different 
types of CDFIs, while carrying out this report 
in a manner that seeks to minimize data report-
ing requirements from certified CDFIs when 
feasible, including utilizing information gath-
ered from other regulators under section 
104(l).’’. 
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SEC. 7. CONSULTATION AND MINIMIZATION OF DATA RE-
QUESTS. 
Section 104 of the Riegle Community Development 
and Regulatory Improvement Act of 1994 (12 U.S.C. 
4703) is amended by adding at the end the following: 
‘‘(l) CONSULTATION AND MINIMIZATION OF DATA 
REQUESTS.— 
‘‘(1) IN GENERAL.—In carrying out its duties, 
the Fund shall— 
‘‘(A) periodically, and no less frequent 
than once a year, consult with the applicable 
Federal regulator of certified CDFIs and appli-
cants to be a certified CDFI (‘applicants)’; and 
‘‘(B) seek to gather any relevant informa-
tion on certified CDFIs and applicants from the 
applicable Federal regulator to minimize dupli-
cative data collection requests made by the 
Fund of certified CDFIs and applicants and to 
expedite certification, re-certification, or other 
relevant processes administered by the Fund. 
‘‘(2) APPLICABLE
FEDERAL
REGULATOR
DE-
FINED.—In this subsection, the term ‘applicable 
Federal regulator’ means— 
‘‘(A) with respect to a certified CDFI or 
an applicant that is regulated by both an appro-
priate Federal banking agency and the Bureau 
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of Consumer Financial Protection, the Bureau 
of Consumer Financial Protection; 
‘‘(B) with respect to a certified CDFI or 
an applicant that is not regulated by the Bu-
reau of Consumer Financial Protection, the ap-
propriate Federal banking agency for such ap-
plicant; or 
‘‘(C) the Bureau of Consumer Financial 
Protection, with respect to a certified CDFI or 
an applicant— 
‘‘(i) that is not regulated by an appro-
priate Federal banking agency; and 
‘‘(ii) that offers or provides consumer 
financial products or services (as defined in 
section 1002 of the Consumer Financial 
Protection 
Act 
of 
2010 
(12 
U.S.C. 
5481).’’. 
SEC. 8. ACCESS TO THE DISCOUNT WINDOW OF THE FED-
ERAL RESERVE SYSTEM FOR MDIS AND 
CDFIS. 
The Board of Governors of the Federal Reserve Sys-
tem shall establish a process under which minority deposi-
tory institutions and community development financial in-
stitutions may have access to the discount window, at the 
seasonal credit interest rate most recently published on 
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the Federal Reserve Statistical Release on selected inter-
est rates (daily or weekly). 
SEC. 9. STUDY ON SECURITIZATION BY CDFIS. 
(a) IN GENERAL.—The Secretary of the Treasury, in 
consultation with the Community Development Financial 
Institutions Fund and such other Federal agencies as the 
Secretary determines appropriate, shall carry out a study 
on— 
(1) the use of securitization by CDFIs; 
(2) any barriers to the use of securitization as 
a source of liquidity by CDFIs; and 
(3) any authorities available to the Government 
to support the use of securitization by CDFIs to the 
extent it helps serve underserved communities. 
(b) REPORT.—Not later than the end of the 1-year 
period beginning on the date of enactment of this Act, the 
Secretary shall issue a report to the Committee on Finan-
cial Services of the House of Representatives and the 
Committee on Banking, Housing, and Urban Affairs of 
the Senate containing— 
(1) all findings and determinations made in car-
rying out the study required under subsection (a); 
and 
(2) any legislative or administrative rec-
ommendations of the Secretary that would promote 
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the responsible use of securitization to help CDFIs 
in reaching more underserved communities. 
(c) CDFI DEFINED.—The term ‘‘CDFI’’ has the 
meaning given the term ‘‘community development finan-
cial institution’’ under section 103 of the Riegle Commu-
nity Development and Regulatory Improvement Act of 
1994. 
Æ 
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