‘‘(i) IN GENERAL.—No financial insti-
tution, or officer, employee, or agent of 
such institution, shall disclose to any per-
son that the Federal Bureau of Investiga-
tion has sought or obtained access to a 
customer’s or entity’s financial records 
under this paragraph for 90 days after re-
ceipt of such request from the Bureau. 
‘‘(ii) EXCEPTION.—A financial institu-
tion, or officer, employee, or agent of such 
institution, who receives an order under 
this subparagraph may disclose that the 
Federal 
Bureau 
of 
Investigation 
has 
sought or obtained access to a customer’s 
or entity’s financial records to—
‘‘(I) those persons to whom dis-
closure is necessary in order to comply 
with a request under this subpara-
graph; or 
‘‘(II) an attorney in order to ob-
tain legal advice regarding such re-
quest. 
‘‘(iii) EXTENSION.—The Director of 
the Federal Bureau of Investigation, or the 
Director’s designee in a position not lower
than Deputy Assistant Director at Bureau 
headquarters or a Special Agent in Charge 
of a Bureau field office designated by the 
Director, may apply for an order prohib-
iting disclosure that the Federal Bureau of 
Investigation has sought or obtained access 
to a customer’s or entity’s financial records 
under this paragraph for an additional 180 
days. 
‘‘(iv) JURISDICTION.—An application 
for an order pursuant to this subsection 
shall be filed in the district court of the 
United States in any district within which 
the authorized investigation that is the 
basis for a request pursuant to this para-
graph is being conducted. 
‘‘(v) APPLICATION
CONTENTS.—An 
application for an order pursuant to this 
subparagraph must state specific and 
articulable facts giving the applicant rea-
son to believe that disclosure that the Fed-
eral Bureau of Investigation has sought or 
obtained access to a customer’s or entity’s 
financial records under this paragraph will 
result in—
‘‘(I) endangering the life or phys-
ical safety of any person; 
‘‘(II) flight from prosecution; 
‘‘(III) destruction of or tam-
pering with evidence; 
‘‘(IV) intimidation of potential 
witnesses; or 
‘‘(V) otherwise seriously endan-
gering the national security of the 
United States by alerting a target, a 
target’s associates, or the foreign 
power of which the target is an agent, 
of the Government’s interest in the 
target. 
‘‘(vi) STANDARD.—The court may 
issue an ex parte order pursuant to this 
subparagraph if the court determines there 
is reason to believe that disclosure that the 
Federal 
Bureau 
of 
Investigation 
has 
sought or obtained access to a customer’s 
or entity’s financial records under this 
paragraph will result in—
‘‘(I) endangering the life or phys-
ical safety of any person; 
‘‘(II) flight from prosecution;
‘‘(III) destruction of or tam-
pering with evidence; 
‘‘(IV) intimidation of potential 
witnesses; or 
‘‘(V) otherwise seriously endan-
gering the national security of the 
United States by alerting a target, a 
target’s associates, or the foreign 
power of which the target is an agent, 
of the Government’s interest in the 
target. 
‘‘(vii) RENEWAL.—An order under 
this subparagraph may be renewed for ad-
ditional periods of up to 180 days upon an-
other application meeting the requirements 
of clause (v) and a determination by the 
court that the circumstances described in 
clause (vi) of this subparagraph continue 
to exist.’’. 
(3) CONSUMER REPORTING AGENCIES.—Section 
626(d) of the Fair Credit Reporting Act (15 U.S.C. 
1681u(d)) is amended to read as follows: 
‘‘(d) CONFIDENTIALITY.—
‘‘(1) IN
GENERAL.—No consumer reporting 
agency, or officer, employee, or agent of a consumer
reporting agency, shall disclose to any person that 
the Federal Bureau of Investigation has sought or 
obtained the identity of financial institutions or a 
consumer report respecting any consumer under 
subsection (a), (b), or (c) for 90 days after receipt 
of a request or order under this section, and no con-
sumer reporting agency, or officer, employee, or 
agent of a consumer reporting agency, shall include 
in any consumer report any information that would 
indicate that the Federal Bureau of Investigation 
has sought or obtained such information or a con-
sumer report. 
‘‘(2) EXCEPTION.—A consumer reporting agen-
cy or officer, employee, or agent of a consumer re-
porting agency who receives an order under this sub-
section may disclose that the Federal Bureau of In-
vestigation has sought or obtained the identity of fi-
nancial institutions or a consumer report respecting 
any consumer to—
‘‘(A) those officers, employees, or agents of 
a consumer reporting agency necessary to fulfill 
the requirement to disclose information to the 
Federal Bureau of Investigation under this sec-
tion; or
‘‘(B) an attorney in order to obtain legal 
advice regarding such requirement. 
‘‘(3) EXTENSION.—The Director of the Federal 
Bureau of Investigation, or the Director’s designee 
in a position not lower than Deputy Assistant Direc-
tor at Bureau headquarters or a Special Agent in 
Charge of a Bureau field office designated by the 
Director, may apply for an order prohibiting disclo-
sure that the Federal Bureau of Investigation has 
sought or obtained access to information or records 
under subsection (a), (b), or (c) for an additional 
180 days. 
‘‘(4) JURISDICTION.—An application for an 
order pursuant to this subsection shall be filed in 
the district court of the United States in any district 
within which the authorized investigation that is the 
basis for a request or order pursuant to this section 
is being conducted. 
‘‘(5) APPLICATION CONTENTS.—An application 
for an order pursuant to this subsection must state 
specific and articulable facts giving the applicant 
reason to believe that disclosure that the Federal 
Bureau of Investigation has sought or obtained the 
identity of financial institutions or a consumer re-
port respecting any consumer under subsection (a), 
(b), or (c) will result in—
‘‘(A) endangering the life or physical safety 
of any person; 
‘‘(B) flight from prosecution; 
‘‘(C) destruction of or tampering with evi-
dence; 
‘‘(D) intimidation of potential witnesses; or 
‘‘(E) otherwise seriously endangering the 
national security of the United States by alert-
ing a target, a target’s associates, or the for-
eign power of which the target is an agent, of 
the Government’s interest in the target. 
‘‘(6) STANDARD.—The court may issue an ex 
parte order pursuant to this subsection if the court 
determines there is reason to believe that disclosure 
that the Federal Bureau of Investigation has sought 
or obtained the identity of financial institutions or a 
consumer report respecting any consumer under 
subsection (a), (b), or (c) will result in—
‘‘(A) endangering the life or physical safety 
of any person; 
‘‘(B) flight from prosecution; 
‘‘(C) destruction of or tampering with evi-
dence;
‘‘(D) intimidation of potential witnesses; or 
‘‘(E) otherwise seriously endangering the 
national security of the United States by alert-
ing a target, a target’s associates, or the for-
eign power of which the target is an agent, of 
the Government’s interest in the target. 
‘‘(7) RENEWAL.—An order under this sub-
section may be renewed for additional periods of up 
to 180 days upon another application meeting the 
requirements of paragraph (5) and a determination 
by the court that the circumstances described in 
paragraph (6) continue to exist.’’. 
(4) CONSUMER REPORTING AGENCIES REPORT-
ING TO GOVERNMENTAL AGENCIES.—Section 627(c) 
of the Fair Credit Reporting Act (15 U.S.C. 
1681v(c)) is amended to read as follows: 
‘‘(c) CONFIDENTIALITY.—
‘‘(1) IN
GENERAL.—No consumer reporting 
agency, or officer, employee, or agent of a consumer 
reporting agency, shall disclose to any person or 
specify in any credit report that a government agen-
cy has sought or obtained access to information 
under subsection (a) for 90 days after receipt of the 
request for such information.
‘‘(2) EXCEPTION.—A consumer reporting agen-
cy, or officer, employee, or agent of a consumer re-
porting agency, may disclose that a government 
agency has sought or obtained access to information 
under subsection (a) to—
‘‘(A) those officers, employees, or agents of 
a consumer reporting agency necessary to fulfill 
the requirement to disclose information to the 
Federal Bureau of Investigation under this sec-
tion; or 
‘‘(B) an attorney in order to obtain legal 
advice regarding such requirement. 
‘‘(3) EXTENSION.—The supervisory official or 
officer who signs a certification under subsection (b) 
may apply in any district court of the United States 
for an order prohibiting disclosure that a govern-
ment agency has sought or obtained access to infor-
mation under subsection (a) for an additional 180 
days. 
‘‘(4) APPLICATION CONTENTS.—An application 
for an order pursuant to this subsection must state 
specific and articulable facts giving the applicant 
reason to believe that disclosure that a government 
agency has sought or obtained access to information 
under subsection (a) will result in—
‘‘(A) endangering the life or physical safety 
of any person; 
‘‘(B) flight from prosecution; 
‘‘(C) destruction of or tampering with evi-
dence; 
‘‘(D) intimidation of potential witnesses; or 
‘‘(E) otherwise seriously endangering the 
national security of the United States by alert-
ing a target, a target’s associates, or the for-
eign power of which the target is an agent, of 
the Government’s interest in the target. 
‘‘(5) STANDARD.—The court may issue an ex 
parte order pursuant to this subsection if the court 
determines there is reason to believe that disclosure 
that a government agency has sought or obtained 
access to information under subsection (a) will result 
in—
‘‘(A) endangering the life or physical safety 
of any person; 
‘‘(B) flight from prosecution; 
‘‘(C) destruction of or tampering with evi-
dence; 
‘‘(D) intimidation of potential witnesses; or 
‘‘(E) otherwise seriously endangering the 
national security of the United States by alert-
ing a target, a target’s associates, or the for-
eign power of which the target is an agent, of 
the Government’s interest in the target. 
‘‘(6) RENEWAL.—An order under this sub-
section may be renewed for additional periods of up 
to 180 days upon another application meeting the 
requirements of paragraph (4) and a determination 
by the court that the circumstances described in 
paragraph (5) continue to exist.’’. 
(d) JUDICIAL REVIEW.—
(1) IN
GENERAL.—Section 2709 of title 18, 
United States Code, is amended by—
(A) redesignating subsection (e) as sub-
section (g); and 
(B) inserting after subsection (d) the fol-
lowing: 
‘‘(e) JUDICIAL REVIEW.—
‘‘(1) REQUEST.—Not later than 20 days after 
any person receives a request pursuant to subsection 
(b), or at any time before the return date specified 
in the request, whichever period is shorter, such per-
son may file, in the district court of the United 
States for the judicial district within which such per-
son resides, is found, or transacts business, a peti-
tion for such court to modify or set aside such re-
quest. The time allowed for compliance with the re-
quest in whole or in part as deemed proper and or-
dered by the court shall not run during the pendency 
of such petition in the court. Such petition shall 
specify each ground upon which the petitioner relies 
in seeking relief, and may be based upon any failure 
of such request to comply with the provisions of this 
section or upon any constitutional or other legal 
right or privilege of such person. 
‘‘(2) NONDISCLOSURE.—
‘‘(A) IN
GENERAL.—A person prohibited 
from disclosing information under subsection 
(c) may file, in the district court of the United 
States for the judicial district within which such 
person resides, is found, or transacts business, 
a petition for the court to set aside the non-
disclosure requirement. Such petition shall 
specify each ground upon which the petitioner 
relies in seeking relief, and may be based upon 
any failure of the nondisclosure requirement to 
comply with the provisions of this section or 
upon any constitutional or other legal right or 
privilege of such person. 
‘‘(B) STANDARD.—The court shall set 
aside the nondisclosure requirement unless the