IB 
Union Calendar No. 416 
112TH CONGRESS 
2D SESSION 
H. R. 4367 
[Report No. 112–576] 
To amend the Electronic Fund Transfer Act to limit the fee disclosure 
requirement for an automatic teller machine to the screen of that machine. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 17, 2012 
Mr. LUETKEMEYER (for himself and Mr. DAVID SCOTT of Georgia) introduced 
the following bill; which was referred to the Committee on Financial Services 
JUNE 29, 2012 
Additional sponsors: Mr. WESTMORELAND, Mr. GRIMM, Mr. SCHWEIKERT, 
Mr. POE of Texas, Mr. CANSECO, Mr. RENACCI, Mr. SHERMAN, Mr. 
JONES, 
Mr. 
NEUGEBAUER, 
Mr. 
CLEAVER, 
Mr. 
FINCHER, 
Ms. 
HAYWORTH, Mr. CLAY, Mr. STIVERS, Mr. HENSARLING, Mr. AMODEI, 
Mr. HUIZENGA of Michigan, Mrs. EMERSON, Mr. FARENTHOLD, Mr. 
HURT, Mr. DIAZ-BALART, Mr. DOLD, Mr. KISSELL, Mr. HUELSKAMP, 
Mr. WALBERG, Mr. MEEKS, Mr. NUNNELEE, Mr. CARTER, Ms. JENKINS, 
Mr. FORTENBERRY, Mrs. MYRICK, Mr. MCGOVERN, Mr. MCINTYRE, Mr. 
MARCHANT, Mr. POSEY, Mr. MICHAUD, Mr. PRICE of Georgia, Mr. GRIF-
FIN of Arkansas, Mr. PETERS, Mr. JOHNSON of Georgia, Mr. CREN-
SHAW, Mrs. BLACKBURN, Mr. LEWIS of Georgia, Mr. QUIGLEY, Mr. 
LANKFORD, Mrs. CAPITO, Mr. MANZULLO, Mr. TERRY, Mr. ROSS of Ar-
kansas, Mrs. ELLMERS, Mr. OWENS, Mr. WEBSTER, Mr. GOODLATTE, 
Mr. WOMACK, Mr. GRAVES of Georgia, Ms. WATERS, Mr. LARSEN of 
Washington, Mr. ROONEY, Mr. GRAVES of Missouri, Mr. HINOJOSA, Mr. 
FILNER, Mr. CARSON of Indiana, Mr. HASTINGS of Washington, Mrs. 
MCCARTHY of New York, Mr. GUTIERREZ, Mr. SCHRADER, Mr. GOSAR, 
Mr. ROSS of Florida, Ms. PINGREE of Maine, Mr. BILBRAY, Mr. LEVIN, 
Mr. KILDEE, Mr. WOODALL, Mr. ROSKAM, Mr. SMITH of Texas, Mr. 
LONG, Ms. MOORE, Mr. BOREN, Mr. CLARKE
of Michigan, Ms. 
BUERKLE, Mr. SHULER, Mr. HANNA, Mrs. MILLER of Michigan, Mr. 
DINGELL, Mr. REYES, Mr. TURNER of Ohio, Mr. UPTON, Mr. WALDEN, 
Mr. GARAMENDI, Mr. DONNELLY of Indiana, Mr. DENHAM, Mr. WATT, 
Mr. GINGREY of Georgia, Mr. BARROW, Mr. BACA, Mr. MEEHAN, Mr. 
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00:21 Jun 30, 2012
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JOHNSON of Ohio, Mr. HONDA, Mr. AMASH, Mr. RUPPERSBERGER, Mr. 
WALZ of Minnesota, Mr. WILSON of South Carolina, Mr. LYNCH, Mr. 
LUJA´N, Ms. HAHN, Mr. AUSTIN SCOTT of Georgia, Mr. HIMES, Mr. 
PAUL, Mr. YODER, Mr. CAPUANO, Mr. CARNEY, Mr. LATHAM, Mr. 
DUFFY, Mr. NUGENT, Mr. GALLEGLY, Mrs. HARTZLER, Mr. MILLER of 
North Carolina, Mr. SAM JOHNSON of Texas, Mr. GRIJALVA, Mr. 
MCHENRY, Mr. SMITH of Nebraska, Mr. ROYCE, Mr. PETRI, Mr. SHIM-
KUS, Ms. CHU, Mr. SENSENBRENNER, Mr. BISHOP of Georgia, Mr. 
PERLMUTTER, Ms. TSONGAS, Mr. KLINE, Mr. LIPINSKI, Mrs. BIGGERT, 
Mr. AL GREEN of Texas, Mr. COBLE, Mr. WITTMAN, Mr. PENCE, Ms. 
FOXX, Mr. PRICE of North Carolina, Mr. REHBERG, Mr. BILIRAKIS, Mr. 
CRAVAACK, Mr. KING of New York, Mr. CUELLAR, and Mr. PALAZZO 
JUNE 29, 2012 
Committed to the Committee of the Whole House on the State of the Union 
and ordered to be printed 
A BILL 
To amend the Electronic Fund Transfer Act to limit the 
fee disclosure requirement for an automatic teller ma-
chine to the screen of that machine. 
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Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. FEE DISCLOSURE REQUIREMENT. 
Section 904(d)(3)(B) of the Consumer Credit Protec-
tion Act (15 U.S.C. 1693b(d)(3)(B)) (commonly known 
as the ‘‘Electronic Fund Transfer Act’’) is amended— 
(1) by striking ‘‘REQUIREMENTS.’’ and all that 
follows through ‘‘The notice required under clauses 
(i) and (ii)’’ and inserting ‘‘REQUIREMENT.—The 
notice required under clauses (i) and (ii)’’ after 
‘‘NOTICE’’; and 
(2) by striking ‘‘, except that during the period 
beginning’’ and all that follows and inserting a pe-
riod. 
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Union Calendar No. 416 
112TH CONGRESS 
2D SESSION 
H. R. 4367 
[Report No. 112–576] 
A BILL 
To amend the Electronic Fund Transfer Act to 
limit the fee disclosure requirement for an auto-
matic teller machine to the screen of that ma-
chine. 
JUNE 29, 2012 
Committed to the Committee of the Whole House on the 
State of the Union and ordered to be printed 
VerDate Mar 15 2010 
00:21 Jun 30, 2012
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PO 00000
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H4367
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