health care costs, which may include costs for acute 
and chronic conditions and mental health conditions, 
that develop as a result of contracting the virus that 
causes COVID–19. 
(h) DEFINITIONS.—In this section: 
(1) DIRECTOR.—The term ‘‘Director’’ means 
the Director of the National Institute of Occupa-
tional Safety and Health. 
(2) EMERGENCY
PERIOD.—The term ‘‘emer-
gency period’’ has the meaning given to that term 
in section 1135(g)(1)(B) of the Social Security Act 
(42 U.S.C. 1320b–5(g)(1)(B)) 
(3) STATE.—The term ‘‘State’’ means each of 
the several States and the District of Columbia. 
SEC. 4. LOAN FORGIVENESS FOR SERVICE IN A LONG-TERM 
CARE OR NURSING HOME FACILITY. 
(a) IN GENERAL.—During a qualifying COVID–19 
emergency, the Secretary of Education or the Secretary 
of Health and Human Services, as applicable, shall repay 
or cancel 10 percent of the outstanding balance of prin-
cipal and interest due on the eligible Federal loans and 
the private education loans of a borrower for each 6-month 
period of service completed by the borrower. 
(b) LIMITATION.—The total amount of loans of a 
borrower repaid or cancelled under paragraph (1) may not 
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exceed 50 percent of the outstanding balance of principal 
and interest due on such loans on the first day of the first 
6-month period of service with respect to which such loans 
are repaid or cancelled. 
(c) TREATMENT UNDER IRC.—The amount of a 
loan, and interest on a loan, which is canceled or repaid 
under this section shall not be considered income to the 
borrower for purposes of the Internal Revenue Code of 
1986. 
(d) DEFINITIONS.—In this section: 
(1) ELIGIBLE FEDERAL LOAN.—The term ‘‘eli-
gible Federal loan’’ means— 
(A) made, insured, or guaranteed under 
part B, part D, or part E of title IV of the 
Higher Education Act of 1965 (20 U.S.C. 1071 
et seq., 1087a et seq., or 1087aa et seq.); 
(B) made under subpart II of part A of 
title VII of the Public Health Service Act (42 
U.S.C. 292q et seq.); or 
(C) made under part E of title VIII of the 
Public Health Service Act (42 U.S.C. 297a et 
seq.). 
(2) QUALIFYING COVID–19 EMERGENCY.—The 
term ‘‘qualifying COVID–19 emergency’’ has the 
meaning given to the term ‘‘qualifying emergency’’ 
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in section 3502(a) of the CARES Act (Public Law 
116–136). 
(3) PERIOD OF SERVICE.—The term ‘‘period of 
service’’, used with respect to a borrower, means a 
period in which the borrower— 
(A) is employed in a long-term care facil-
ity, nursing home facility, skilled nursing facil-
ity, or post-acute care facility located in a juris-
diction with respect to which a qualifying 
COVID–19 emergency has been declared; and 
(B) provides care directly to an individual 
in such facility at least 10 days per month. 
(4) PRIVATE
EDUCATION
LOAN.—The term 
‘‘private education loan’’ has the meaning given such 
term under section 140(a) of the Truth in Lending 
Act. 
SEC. 5. GRANTS FOR PROFESSIONAL TRAINING. 
(a) GRANT AUTHORIZED.—The Secretary of Health 
and Human Services shall pay to each eligible individual 
who submits an application under subsection (b), a grant 
equal to 50 percent of the cost of the tuition and fees for 
eligible professional training, which may not exceed 
$1,000 per individual. 
(b) APPLICATION.—To receive a grant under this sec-
tion, an eligible individual shall submit an application to 
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the Secretary at such time, in such manner, and con-
taining such information as the Secretary may require, 
which shall include an agreement to commit to employ-
ment, for not less than a 2-year period after receiving the 
eligible professional training for which the grant is award-
ed, at a long-term care facility, nursing home facility, 
skilled nursing facility, or post-acute care facility and at 
which the individual will provide care directly to an indi-
vidual in such facility at least 10 days per month for such 
2-year period. 
(c) REPAYMENT.— 
(1) IN GENERAL.—In the event that an eligible 
individual fails or refuses to comply with the employ-
ment commitment under subsection (b), the sum of 
the amounts of any grant received by such individual 
may, upon a determination of such a failure or re-
fusal in such employment commitment, be subject to 
repayment, together with interest thereon accruing 
from the date of the grant award, in accordance 
with terms and conditions specified by the Secretary 
in regulations under this section. 
(2) EXTENUATING CIRCUMSTANCES.—The Sec-
retary may waive any repayment requirement under 
paragraph (1) in the event of extenuating cir-
cumstances. 
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(d) DEFINITIONS.—In this subsection: 
(1) ELIGIBLE INDIVIDUAL.—The term ‘‘eligible 
individual’’ means an individual who is employed, 
and provides the care, as described in section 
4(d)(3). 
(2) ELIGIBLE PROFESSIONAL TRAINING.—The 
term ‘‘eligible professional training’’ means training 
that leads to a recognized postsecondary credential 
for a health care career in a long-term care facility, 
nursing home facility, skilled nursing facility, or 
post-acute care facility. 
(3) RECOGNIZED
POSTSECONDARY
CREDEN-
TIAL.—The term ‘‘recognized postsecondary creden-
tial’’ has the meaning given the term in section 3 of 
the Workforce Innovation and Opportunity Act (29 
U.S.C. 3102). 
Æ 
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