SEC. 2. 5-YEAR DELAY IN EFFECTIVE DATE OF MANDATORY 
PURCHASE REQUIREMENT FOR NEW FLOOD 
HAZARD AREAS. 
(a) IN GENERAL.—Section 102 of the Flood Disaster 
Protection Act of 1973 (42 U.S.C. 4012a) is amended by 
adding at the end the following new subsections: 
‘‘(i) DELAYED EFFECTIVE DATE OF MANDATORY 
PURCHASE REQUIREMENT
FOR NEW FLOOD HAZARD 
AREAS.— 
‘‘(1) IN GENERAL.—In the case of any area 
that was not previously designated as an area having 
special flood hazards and that, pursuant to any 
issuance, revision, updating, or other change in flood 
insurance maps that takes effect on or after Sep-
tember 30, 2007, becomes designated as an area 
having special flood hazards, if each State and local 
government having jurisdiction over any portion of 
the geographic area has complied with paragraph 
(2), such designation shall not take effect for pur-
poses of subsection (a), (b), or (e) of this section, or 
section 202(a) of this Act, until the expiration of the 
5-year period beginning upon the date that such 
maps, as issued, revised, update, or otherwise 
changed, become effective. 
‘‘(2) NOTICE REQUIREMENTS.—A State or local 
government shall be considered to have complied 
VerDate Mar 15 2010 
00:45 Feb 16, 2011
Jkt 099200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6201
E:\BILLS\H700.IH
H700
smartinez on DSKB9S0YB1PROD with BILLS
with this paragraph with respect to any geographic 
area described in paragraph (1) only if the State or 
local government has, before the effective date of the 
issued, revised, updated, or changed maps, and in 
accordance with such standards as shall be estab-
lished by the Director— 
‘‘(A) developed an evacuation plan to be 
implemented in the event of flooding in such 
portion of the geographic area; and 
‘‘(B) developed and implemented an out-
reach and communication plan to advise occu-
pants in such portion of the geographic area of 
potential flood risks, appropriate evacuation 
routes under the evacuation plan referred to in 
subparagraph (A), the opportunity to purchase 
flood insurance, and the consequences of failure 
to purchase flood insurance. 
‘‘(3) RULE
OF
CONSTRUCTION.—Nothing in 
paragraph (1) may be construed to affect the appli-
cability of a designation of any area as an area hav-
ing special flood hazards for purposes of the avail-
ability of flood insurance coverage, criteria for land 
management and use, notification of flood hazards, 
eligibility for mitigation assistance, or any other pur-
VerDate Mar 15 2010 
00:45 Feb 16, 2011
Jkt 099200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\H700.IH
H700
smartinez on DSKB9S0YB1PROD with BILLS
pose or provision not specifically referred to in para-
graph (1). 
‘‘(j) AVAILABILITY
OF PREFERRED RISK RATING 
METHOD PREMIUMS.—The preferred risk rate method 
premium shall be available for flood insurance coverage 
for properties located in areas referred to in subsection 
(i)(1) and during the time period referred to in subsection 
(i)(1).’’. 
(b) CONFORMING AMENDMENT.—The second sen-
tence of subsection (h) of section 1360 of the National 
Flood Insurance Act of 1968 (42 U.S.C. 4101(h)) is 
amended by striking ‘‘Such’’ and inserting ‘‘Except for no-
tice regarding a change described in section 102(i)(1) of 
the Flood Disaster Protection Act of 1973 (42 U.S.C. 
4012a(i)(1)), such’’. 
(c) NO REFUNDS.—Nothing in this section or the 
amendments made by this section may be construed to au-
thorize or require any payment or refund for flood insur-
ance coverage purchased for any property that covered any 
period during which such coverage is not required for the 
property pursuant to the applicability of the amendment 
made by subsection (a). 
VerDate Mar 15 2010 
00:45 Feb 16, 2011
Jkt 099200
PO 00000
Frm 00004
Fmt 6652
Sfmt 6201
E:\BILLS\H700.IH
H700
smartinez on DSKB9S0YB1PROD with BILLS
SEC. 3. NOTIFICATION TO HOMEOWNERS REGARDING MAN-
DATORY PURCHASE REQUIREMENT APPLICA-
BILITY. 
Section 201 of the Flood Disaster Protection Act of 
1973 (42 U.S.C. 4105) is amended by adding at the end 
the following new subsection: 
‘‘(f) ANNUAL NOTIFICATION.—The Director, in con-
sultation with affected communities, shall establish and 
carry out a plan to notify residents of areas having special 
flood hazards, on an annual basis— 
‘‘(1) that they reside in such an area; 
‘‘(2) of the geographical boundaries of such 
area; 
‘‘(3) of the provisions of section 102 requiring 
purchase of flood insurance coverage for properties 
located in such an area, including the date on which 
such provisions apply with respect to such area, tak-
ing into consideration section 102(i); and 
‘‘(4) of a general estimate of what similar 
homeowners in similar areas typically pay for flood 
insurance coverage.’’. 
SEC. 4. NOTIFICATION OF ESTABLISHMENT OF FLOOD ELE-
VATIONS. 
Section 1360 of the National Flood Insurance Act of 
1968 (42 U.S.C. 4101) is amended by adding at the end 
the following new subsection: 
VerDate Mar 15 2010 
00:45 Feb 16, 2011
Jkt 099200
PO 00000
Frm 00005
Fmt 6652
Sfmt 6201
E:\BILLS\H700.IH
H700
smartinez on DSKB9S0YB1PROD with BILLS
‘‘(k) NOTIFICATION TO MEMBERS OF CONGRESS OF 
MAP MODERNIZATION.—Upon any revision or update of 
any floodplain area or flood-risk zone pursuant to sub-
section (f), any decision pursuant to subsection (f)(1) that 
such revision or update is necessary, any issuance of pre-
liminary maps for such revision or updating, or any other 
significant action relating to any such revision or update, 
the Director shall notify the Senators for each State af-
fected, and each Member of the House of Representatives 
for each congressional district affected, by such revision 
or update in writing of the action taken.’’. 
SEC. 5. REVIEW OF FLOOD MAP CHANGES BY AFFECTED 
COMMUNITIES. 
Section 1360 of the National Flood Insurance Act of 
1968 (42 U.S.C. 4101), as amended by section 3, is fur-
ther amended by adding at the end the following new sub-
section: 
‘‘(l) REVIEW
OF FLOOD MAP CHANGES
BY AF-
FECTED COMMUNITIES.—Not later than three years be-
fore the date on which a flood insurance rate map change 
or revision becomes effective, the Director shall notify each 
community affected by such map change or revision, in-
cluding each State and local government with jurisdiction 
over an area affected by such map change or revision, and 
provide each such community and each such State and 
VerDate Mar 15 2010 
00:45 Feb 16, 2011
Jkt 099200
PO 00000
Frm 00006
Fmt 6652
Sfmt 6201
E:\BILLS\H700.IH
H700
smartinez on DSKB9S0YB1PROD with BILLS