IV 
110TH CONGRESS 
2D SESSION 
H. RES. 973 
Supporting the goals and ideals of the 10th annual National Consumer 
Protection Week. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 12, 2008 
Mr. HINOJOSA (for himself and Mrs. BIGGERT) submitted the following 
resolution; which was referred to the Committee on Energy and Commerce 
RESOLUTION 
Supporting the goals and ideals of the 10th annual National 
Consumer Protection Week. 
Whereas everyday, consumers conduct some type of financial 
transaction requiring an educated decision: shopping for 
a mortgage or auto loan; understanding and reconciling 
credit card statements and utility bills; choosing savings 
and retirement plans; comparing health insurance poli-
cies; understanding their credit report and how it affects 
their ability to get credit and on what terms; and simply 
deciding how to pay for a purchase; 
Whereas informed consumers are better equipped to see 
through frauds and deceptions, whether they take the 
form of questionable claims in an advertisement, offers 
that come in the mail or e-mail, or schemes designed to 
appear to be risk-free; 
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•HRES 973 IH 
Whereas the Federal Government provides many educational 
resources and programs to help people protect themselves 
against fraud by supplying them with information about 
their options in the marketplace; 
Whereas the Federal Trade Commission and more than 100 
other Federal agencies have collaborated on a website, 
www.consumer.gov, which provides helpful information 
ranging from how credit reports and scores work to how 
to buy a new home; 
Whereas the Federal Trade Commission has prepared a col-
lection of easy-to-use materials to enable anyone, regard-
less of his or her existing knowledge about identity theft, 
to learn about and inform others about how to protect 
themselves against this serious crime, which can be found 
at www.ftc.gov/IDTheft; 
Whereas consumers can find practical tips from National 
Consumer Protection Week partner organizations about 
how to manage their money, use credit wisely, avoid 
scams, and fend off fraud, and file a complaint online at 
www.consumer.gov/ncpw; 
Whereas, by gathering and sharing information, consumers 
and their friends and families can be more confident, 
savvy, and safe in the marketplace; 
Whereas increasing financial literacy and information about 
financial services provides consumers with the knowledge 
to obtain the most appropriate and prudent options for 
managing their finances and building wealth; 
Whereas a 2005 report by the Comptroller General entitled 
‘‘Credit Reporting Literacy’’ supports educational efforts 
to increase consumers’ understanding of the credit re-
porting process and suggests that such efforts target 
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•HRES 973 IH 
those areas in which consumers’ knowledge is weakest, 
including populations with less education, lower incomes, 
and less experience obtaining credit; and 
Whereas public, community-based, and private sector organi-
zations throughout the United States are working to in-
crease financial literacy rates and consumer protection 
for people of all ages and walks of life through a range 
of outreach efforts, including media campaigns, websites, 
and one-on-one counseling for individuals: Now, there-
fore, be it 
Resolved, That the House of Representatives— 
(1) supports the goals and ideals of the 10th 
annual National Consumer Protection Week, includ-
ing raising public awareness about the importance of 
consumer protection and financial literacy; 
(2) requests that the President issue a procla-
mation calling upon Government officials, industry 
leaders, schools, nonprofit organizations, and con-
sumer advocates to provide citizens with the infor-
mation necessary to effectively protect themselves 
against consumer fraud, and encourage all citizens 
to take an active role in protecting their personal in-
formation; and 
(3) encourages people across the United States 
to take advantage of the wealth of consumer protec-
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•HRES 973 IH 
tion information that can enhance confidence in the 
marketplace and improve their financial literacy. 
Æ 
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