I 
119TH CONGRESS 
1ST SESSION H. R. 2152 
To require a strategy to defend against the economic and national security 
risks posed by the use of artificial intelligence in the commission of 
financial crimes, including fraud and the dissemination of misinformation, 
and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 14, 2025 
Mr. NUNN of Iowa (for himself and Mr. HIMES) introduced the following bill; 
which was referred to the Committee on Financial Services 
A BILL 
To require a strategy to defend against the economic and 
national security risks posed by the use of artificial intel-
ligence in the commission of financial crimes, including 
fraud and the dissemination of misinformation, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Artificial Intelligence 
Practices, Logistics, Actions, and Necessities Act’’ or the 
‘‘AI PLAN Act’’. 
VerDate Sep 11 2014 
18:00 Mar 31, 2025
Jkt 059200
PO 00000
Frm 00001
Fmt 6652
Sfmt 6201
E:\BILLS\H2152.IH
H2152
ssavage on LAPJG3WLY3PROD with BILLS
SEC. 2. STRATEGY TO DEFEND AGAINST RISKS POSED BY 
THE USE OF ARTIFICIAL INTELLIGENCE. 
(a) SENSE OF CONGRESS.—It is the sense of Con-
gress that the development and use of artificial intelligence 
in the commission of financial crimes by adversarial actors 
poses a significant risk to the national and economic secu-
rity of the United States. 
(b) STRATEGY TO DEFEND AGAINST RISKS POSED 
BY MISINFORMATION, FRAUD, AND FINANCIAL CRIME 
CONDUCTED WITH ARTIFICIAL INTELLIGENCE.— 
(1) IN
GENERAL.—Not later than 180 days 
after the date of the enactment of this Act and an-
nually thereafter, the Secretary of the Treasury, the 
Secretary of Homeland Security, and the Secretary 
of Commerce, in consultation with the officials speci-
fied in paragraph (3), shall jointly submit to Con-
gress a report that includes the following: 
(A) A description of interagency policies 
and procedures to defend United States finan-
cial markets, United States persons, United 
States businesses, and global supply chains 
from the national and economic security risks 
posed by the use of artificial intelligence in the 
commission of financial crimes, including fraud 
and the dissemination of misinformation. 
VerDate Sep 11 2014 
18:00 Mar 31, 2025
Jkt 059200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6201
E:\BILLS\H2152.IH
H2152
ssavage on LAPJG3WLY3PROD with BILLS
(B) An itemized list of readily available re-
sources, hardware, software, and technologies 
that can be immediately utilized to combat the 
use of artificial intelligence in the commission 
of financial crimes, including fraud and the dis-
semination of misinformation. 
(C) An itemized list of resources, hard-
ware, software, technologies, people, and budg-
etary estimates needed to help Federal depart-
ments and agencies to combat the use of artifi-
cial intelligence in the commission of financial 
crimes, including fraud and the dissemination 
of misinformation. 
(2) CONSIDERATIONS.—Reports required pur-
suant to paragraph (1) shall take the following risks 
into consideration: 
(A) Deepfakes. 
(B) Voice cloning. 
(C) Foreign election interference. 
(D) Synthetic Identities. 
(E) False flags and false signals that dis-
rupt market operations. 
(F) Overall digital fraud. 
(3) OFFICIALS SPECIFIED.—The officials speci-
fied in this paragraph are the following: 
VerDate Sep 11 2014 
18:00 Mar 31, 2025
Jkt 059200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\H2152.IH
H2152
ssavage on LAPJG3WLY3PROD with BILLS
(A) The United States Trade Representa-
tive. 
(B) The Attorney General. 
(C) The Chairman of the Board of Gov-
ernors of the Federal Reserve System. 
(D) The Director of the National Institute 
of Standards and Technology. 
(E) The Under Secretary of Commerce for 
Industry and Security. 
(F) The Chairman of the Securities and 
Exchange Commission. 
(c) RECOMMENDATIONS.—Not later than 90 days 
after each report under subsection (b) is submitted, the 
Secretary of the Treasury, the Secretary of Homeland Se-
curity, and the Secretary of Commerce shall jointly submit 
to Congress a set of recommendations relating to each 
such respective report that contain the following: 
(1) Legislative recommendations to address the 
risks posed by the use of artificial intelligence in the 
commission of financial crimes, including fraud and 
the dissemination of misinformation. 
(2) Best practices to assist American businesses 
and government entities with risk mitigation and in-
cident response to address the risks posed by the use 
of artificial intelligence in the commission of finan-
VerDate Sep 11 2014 
18:00 Mar 31, 2025
Jkt 059200
PO 00000
Frm 00004
Fmt 6652
Sfmt 6201
E:\BILLS\H2152.IH
H2152
ssavage on LAPJG3WLY3PROD with BILLS
cial crimes, including fraud and the dissemination of 
misinformation. 
Æ 
VerDate Sep 11 2014 
18:00 Mar 31, 2025
Jkt 059200
PO 00000
Frm 00005
Fmt 6652
Sfmt 6301
E:\BILLS\H2152.IH
H2152
ssavage on LAPJG3WLY3PROD with BILLS