I 
117TH CONGRESS 
1ST SESSION H. R. 3333 
To ensure that federally backed financing for the construction, rehabilitation, 
or purchase of manufactured home communities is available only for 
communities whose owner has implemented minimum consumer protec-
tions in the lease agreements with residents of all manufactured home 
communities owned by such owner, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MAY 19, 2021 
Mrs. AXNE (for herself and Mr. KHANNA) introduced the following bill; which 
was referred to the Committee on Financial Services 
A BILL 
To ensure that federally backed financing for the construc-
tion, rehabilitation, or purchase of manufactured home 
communities is available only for communities whose 
owner has implemented minimum consumer protections 
in the lease agreements with residents of all manufac-
tured home communities owned by such owner, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Manufactured Housing 
Tenant’s Bill of Rights Act of 2021’’. 
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(b) MINIMUM CONSUMER PROTECTIONS.—The min-
imum consumer protections specified in this subsection are 
as follows: 
(1) One-year lease terms that are renewable for 
additional one-year terms unless there is good cause 
for non-renewal. 
(2) A right to receive written notice of any 
newly required charges (including water and other 
utilities) or increase in the rents for pad sites, or 
pad sites and manufactured homes, located in the 
community, including a written justification of the 
increase with information on increases in the costs 
of operating, maintaining, or improving the commu-
nity. Such notice shall be provided to the tenant not 
less than 60 days before the effective date of any 
newly required charge or increase in the rents, ex-
cept that— 
(A) in the case of any increase exceeding 
5 percent of the previous monthly rent, an addi-
tional 30-days notice must be provided for each 
additional 2.5-percent increase in the rent. 
(B) Such notice must also include identi-
fication of the amount of, and a description of, 
any newly required charges (including water 
and other utilities) that the tenant is not cur-
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rently responsible for but will be responsible for 
upon the rent increase and, if available, an esti-
mate of the monthly amount of such charges. 
(C) MONTHLY RENT.—For purposes of the 
calculation in subparagraph (A), the amount of 
any increase in the monthly rent for a dwelling 
unit shall be considered to include any newly re-
quired charges described in subparagraph (B), 
and any charges without an estimate of the 
monthly amount shall be estimated at 5 percent 
of the previous monthly rent. 
(3) A 5-day grace period for rent payments. 
(4) A right to cure defaults on rent payments. 
(5) A right for a tenant to sell a manufactured 
home owned by the tenant without having to first re-
locate it out of the community. 
(6) A right for a tenant to sell a manufactured 
home owned by the tenant in place within a reason-
able time period, but not shorter than 45 days, after 
eviction by the manufactured housing community 
owner. 
(7) A right for a tenant who owns a manufac-
tured home— 
(A) to sublease or assign the pad site lease 
for the unexpired term to a new buyer of the 
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tenant’s manufactured home unless the pro-
spective tenant fails to meet the community’s 
reasonable and uniformly applied application 
criteria; and 
(B) in such a case of denial, a right to 
written notice provided by the owner of the 
community informing the tenant of the denial 
and the prospective tenant of the denial and the 
specific reason or reasons for denial. 
(8) A right for a tenant who owns a manufac-
tured home to post ‘‘For Sale’’ signs. 
(9) A right to receive 60-day advance written 
notice of the planned sale or closure of the manufac-
tured housing community. 
(10)(A) A right against termination of tenancy 
except in cases in which a tenant engages in a mate-
rial noncompliance with the rental agreement, a ten-
ant commits a material violation of the manufac-
tured home community reasonable rules or regula-
tions, or the community has a material, legitimate, 
and uniformly applied business reason for termi-
nation that was included in the lease agreement as 
grounds for termination. 
(B) In such a case of termination, a right to 
written notice provided by the owner of the commu-
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nity informing the tenant of the termination and the 
specific reason or reasons for termination. 
Nothing in this subsection may be construed to annul, 
alter, or affect any State or local law providing greater 
protections to tenants of manufactured home communities 
than the protections afforded under this subsection. 
(c) PRICING INCENTIVES.—Any covered pricing in-
centive offered for loans issued after the date of the enact-
ment of this Act shall reward implementation of resident 
protections that are more protective than those specified 
in subsection (b). Any covered pricing incentive that does 
not comply with this requirement may not be offered for 
any loan issued after the date of the enactment of this 
Act. 
(d) PUBLICATION.—The Secretary and Director shall 
make the list of properties covered by the protections in 
subsection (b) publicly available on a single website. Prop-
erties which are covered as of the date of enactment by 
the Federal National Mortgage Association’s Tenant Site 
Lease Protections or the Federal Home Loan Mortgage 
Corporation’s MHC Tenant Protections shall also be made 
publicly available, and shall include an explanation of the 
differences between those protections and the minimum 
consumer protections in subsection (b). 
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(e) PENALTIES.—The Secretary and Director shall 
prohibit the borrower or an affiliate of the borrower from 
securing future federally backed financing or other hous-
ing-related Federal assistance for at least 3 years, and 
shall also determine appropriate penalties for any bor-
rower who fails to include the consumer protections in sub-
section (b) in any lease agreement, or fails to comply with 
a lease agreement including the protections in subsection 
(b). Such penalties shall be in addition to minimum pay-
ments to the injured tenant(s) as follows: 
(1) For a violation of paragraph (1) or (10), 6 
months of the current monthly rent. 
(2) For a violation of paragraph (2), any in-
creased rent must be paid back to the tenant with 
interest, plus 25 percent. 
(3) For a violation of paragraph (3), any pen-
alties or late fees must be paid back to the tenant 
with interest, plus 25 percent. 
(4) For a violation of paragraph (4), (5), or 
(6), the greater of the sale price of the manufac-
tured home if the borrower or an affiliate sells it 
within 12 months of the violation or 12 months of 
the prior monthly rent. 
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(5) For a violation of paragraph (7) or (8), the 
total remaining monthly rent owed on the tenant’s 
lease. 
(6) For a violation of paragraph (9), the great-
er of 12 months rent, or 20 percent of the sale price 
of the community divided by the number of tenants 
in the manufactured housing community. 
SEC. 3. MANUFACTURED HOME COMPANY LENDING STAND-
ARDS COMMISSION. 
(a) ESTABLISHMENT.—There is established a com-
mission to be known as the Manufactured Home Company 
Lending Standards Commission (in this section referred 
to as the ‘‘Commission’’). 
(b) DUTIES.— 
(1) PROPOSED
STANDARDS.—Not later than 
the expiration of the 12-month period beginning on 
the date of the enactment of this Act, the Commis-
sion shall submit to the Congress, the Secretary of 
Housing and Urban Development, and the Director 
of the Federal Housing Finance Agency a report 
that sets forth proposed consumer protection stand-
ards for the covered loan programs that— 
(A) are in addition to and provide greater 
protection than the requirements under section 
2(b); and 
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