H. R. 3288—73 
(b) CONTENT.—The report required by this section shall 
include— 
(1) the number of residential homes that the Department 
owned during the years 2004 through 2009; 
(2) an itemized breakdown of the total annual financial 
impact, including losses and gains from selling homes and 
maintenance and acquisition of homes, of home ownership by 
the Department since 2004; 
(3) a detailed explanation of the reasons for the ownership 
by the Department of the homes; 
(4) a list of the 10 urban areas in which the Department 
owns the most homes and the rate of homelessness in each 
of those areas; and 
(5) a list of the 10 States in which the Department owns 
the most homes and the rate of homelessness in each of those 
States. 
SEC. 236. The matter under the heading ‘‘Community Develop-
ment Fund’’, under the heading ‘‘Community Planning and Develop-
ment’’, under the heading ‘‘Department of Housing and Urban 
Development’’ in chapter 10 of title I of division B of the Consoli-
dated Security, Disaster Assistance, and Continuing Appropriations 
Act, 2009 (Public Law 110–329; 122 Stat. 3601) is amended by 
striking ‘‘: Provided further, That none of the funds provided under 
this heading may be used by a State or locality as a matching 
requirement, share, or contribution for any other Federal program’’. 
This title may be cited as the ‘‘Department of Housing and 
Urban Development Appropriations Act, 2010’’. 
TITLE III 
RELATED AGENCIES 
ACCESS BOARD 
SALARIES AND EXPENSES 
For expenses necessary for the Access Board, as authorized 
by section 502 of the Rehabilitation Act of 1973, as amended, 
$7,300,000: Provided, That, notwithstanding any other provision 
of law, there may be credited to this appropriation funds received 
for publications and training expenses. 
FEDERAL MARITIME COMMISSION 
SALARIES AND EXPENSES 
For necessary expenses of the Federal Maritime Commission 
as authorized by section 201(d) of the Merchant Marine Act, 1936, 
as amended (46 U.S.C. App. 1111), including services as authorized 
by 5 U.S.C. 3109; hire of passenger motor vehicles as authorized 
by 31 U.S.C. 1343(b); and uniforms or allowances therefore, as 
authorized by 5 U.S.C. 5901–5902, $24,135,000: Provided, That 
not to exceed $2,000 shall be available for official reception and 
representation expenses.
H. R. 3288—74 
NATIONAL RAILROAD PASSENGER CORPORATION 
OFFICE OF INSPECTOR GENERAL 
SALARIES AND EXPENSES 
For necessary expenses of the Office of Inspector General for 
the National Railroad Passenger Corporation to carry out the provi-
sions of the Inspector General Act of 1978, as amended, $19,000,000: 
Provided, That the Inspector General shall have all necessary 
authority, in carrying out the duties specified in the Inspector 
General Act, as amended (5 U.S.C. App. 3), to investigate allegations 
of fraud, including false statements to the government (18 U.S.C. 
1001), by any person or entity that is subject to regulation by 
the National Railroad Passenger Corporation: Provided further, 
That the Inspector General may enter into contracts and other 
arrangements for audits, studies, analyses, and other services with 
public agencies and with private persons, subject to the applicable 
laws and regulations that govern the obtaining of such services 
within the National Railroad Passenger Corporation: Provided fur-
ther, That the Inspector General may select, appoint, and employ 
such officers and employees as may be necessary for carrying out 
the functions, powers, and duties of the Office of Inspector General, 
subject to the applicable laws and regulations that govern such 
selections, appointments, and employment within Amtrak: Provided 
further, That concurrent with the President’s budget request for 
fiscal year 2011, the Inspector General shall submit to the House 
and Senate Committees on Appropriations a budget request for 
fiscal year 2011 in similar format and substance to those submitted 
by executive agencies of the Federal Government. 
NATIONAL TRANSPORTATION SAFETY BOARD 
SALARIES AND EXPENSES 
For necessary expenses of the National Transportation Safety 
Board, including hire of passenger motor vehicles and aircraft; 
services as authorized by 5 U.S.C. 3109, but at rates for individuals 
not to exceed the per diem rate equivalent to the rate for a GS– 
15; uniforms, or allowances therefor, as authorized by law (5 U.S.C. 
5901–5902) $98,050,000, of which not to exceed $2,000 may be 
used for official reception and representation expenses: Provided, 
That of the funds provided under this heading, $2,416,000 shall 
remain available through September 30, 2011: Provided further, 
That of the funds provided, up to $100,000 shall be provided through 
reimbursement to the Department of Transportation’s Office of 
Inspector General to audit the National Transportation Safety 
Board’s financial statements. The amounts made available to the 
National Transportation Safety Board in this Act include amounts 
necessary to make lease payments on an obligation incurred in 
fiscal year 2001 for a capital lease. 
NEIGHBORHOOD REINVESTMENT CORPORATION 
PAYMENT TO THE NEIGHBORHOOD REINVESTMENT CORPORATION 
For payment to the Neighborhood Reinvestment Corporation 
for use in neighborhood reinvestment activities, as authorized by
H. R. 3288—75 
the Neighborhood Reinvestment Corporation Act (42 U.S.C. 8101– 
8107), $133,000,000, of which $5,000,000 shall be for a multi-family 
rental housing program: Provided, That section 605(a) of the 
Neighborhood Reinvestment Corporation Act (42 U.S.C. 8104) is 
amended by adding at the end of the first sentence, prior to the 
period, ‘‘, except that the board-appointed officers may be paid 
salary at a rate not to exceed level II of the Executive Schedule’’: 
Provided further, That in addition, $35,000,000 shall be made avail-
able until expended for capital grants to rehabilitate or finance 
the rehabilitation of affordable housing units, including necessary 
administrative expenses: Provided further, That in addition, 
$65,000,000 shall be made available until expended to the Neighbor-
hood Reinvestment Corporation for mortgage foreclosure mitigation 
activities, under the following terms and conditions: 
(1) The Neighborhood Reinvestment Corporation (‘‘NRC’’), 
shall make grants to counseling intermediaries approved by 
the Department of Housing and Urban Development (HUD) 
(with match to be determined by the NRC based on affordability 
and the economic conditions of an area; a match also may 
be waived by the NRC based on the aforementioned conditions) 
to provide mortgage foreclosure mitigation assistance primarily 
to States and areas with high rates of defaults and foreclosures 
to help eliminate the default and foreclosure of mortgages of 
owner-occupied single-family homes that are at risk of such 
foreclosure. Other than areas with high rates of defaults and 
foreclosures, grants may also be provided to approved coun-
seling intermediaries based on a geographic analysis of the 
Nation by the NRC which determines where there is a preva-
lence of mortgages that are risky and likely to fail, including 
any trends for mortgages that are likely to default and face 
foreclosure. A State Housing Finance Agency may also be 
eligible where the State Housing Finance Agency meets all 
the requirements under this paragraph. A HUD-approved coun-
seling intermediary shall meet certain mortgage foreclosure 
mitigation assistance counseling requirements, as determined 
by the NRC, and shall be approved by HUD or the NRC 
as meeting these requirements. 
(2) Mortgage foreclosure mitigation assistance shall only 
be made available to homeowners of owner-occupied homes 
with mortgages in default or in danger of default. These mort-
gages shall likely be subject to a foreclosure action and home-
owners will be provided such assistance that shall consist of 
activities that are likely to prevent foreclosures and result 
in the long-term affordability of the mortgage retained pursuant 
to such activity or another positive outcome for the homeowner. 
No funds made available under this paragraph may be provided 
directly to lenders or homeowners to discharge outstanding 
mortgage balances or for any other direct debt reduction pay-
ments. 
(3) The use of Mortgage Foreclosure Mitigation Assistance 
by approved counseling intermediaries and State Housing 
Finance Agencies shall involve a reasonable analysis of the 
borrower’s financial situation, an evaluation of the current 
value of the property that is subject to the mortgage, counseling 
regarding the assumption of the mortgage by another non- 
Federal party, counseling regarding the possible purchase of 
the mortgage by a non-Federal third party, counseling and
H. R. 3288—76 
advice of all likely restructuring and refinancing strategies 
or the approval of a work-out strategy by all interested parties. 
(4) NRC may provide up to 15 percent of the total funds 
under this paragraph to its own charter members with expertise 
in foreclosure prevention counseling, subject to a certification 
by the NRC that the procedures for selection do not consist 
of any procedures or activities that could be construed as an 
unacceptable conflict of interest or have the appearance of 
impropriety. 
(5) HUD-approved counseling entities and State Housing 
Finance Agencies receiving funds under this paragraph shall 
have demonstrated experience in successfully working with 
financial institutions as well as borrowers facing default, delin-
quency and foreclosure as well as documented counseling 
capacity, outreach capacity, past successful performance and 
positive outcomes with documented counseling plans (including 
post mortgage foreclosure mitigation counseling), loan workout 
agreements and loan modification agreements. NRC may use 
other criteria to demonstrate capacity in underserved areas. 
(6) Of the total amount made available under this para-
graph, up to $3,000,000 may be made available to build the 
mortgage foreclosure and default mitigation counseling capacity 
of counseling intermediaries through NRC training courses with 
HUD-approved counseling intermediaries and their partners, 
except that private financial institutions that participate in 
NRC training shall pay market rates for such training. 
(7) Of the total amount made available under this para-
graph, up to 4 percent may be used for associated administra-
tive expenses for the NRC to carry out activities provided 
under this section. 
(8) Mortgage foreclosure mitigation assistance grants may 
include a budget for outreach and advertising, and training, 
as determined by the NRC. 
(9) The NRC shall continue to report bi-annually to the 
House and Senate Committees on Appropriations as well as 
the Senate Banking Committee and House Financial Services 
Committee on its efforts to mitigate mortgage default. 
UNITED STATES INTERAGENCY COUNCIL ON HOMELESSNESS 
OPERATING EXPENSES 
For necessary expenses (including payment of salaries, author-
ized travel, hire of passenger motor vehicles, the rental of conference 
rooms, and the employment of experts and consultants under section 
3109 of title 5, United States Code) of the United States Interagency 
Council on Homelessness in carrying out the functions pursuant 
to title II of the McKinney-Vento Homeless Assistance Act, as 
amended, $2,450,000. 
TITLE IV 
GENERAL PROVISIONS—THIS ACT 
SEC. 401. Such sums as may be necessary for fiscal year 2010 
pay raises for programs funded in this Act shall be absorbed within 
the levels appropriated in this Act or previous appropriations Acts.