(iii) in paragraph (3)— 
(I) in subparagraph (A), by in-
serting ‘‘residential’’ before ‘‘improved 
real estate’’; and 
(II) in the matter after and 
below subparagraph (B), by inserting 
‘‘residential’’ before ‘‘building or mo-
bile home’’; 
(B) in subsection (c)(3), by striking ‘‘, in 
the case of any residential property, for any 
structure that is a part of such property’’ and 
inserting ‘‘for any structure that is part of a 
residential property’’; 
(C) in subsection (e)— 
(i) in paragraph (1)— 
(I) by inserting ‘‘residential’’ be-
fore ‘‘improved real estate’’; and 
(II) by inserting ‘‘residential’’ be-
fore ‘‘building or mobile home’’ each 
place such term appears; and 
(ii) in paragraph (5)— 
(I) in subparagraph (A)— 
(aa) by inserting ‘‘residen-
tial’’ before ‘‘improved real es-
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tate’’ each place such term ap-
pears; and 
(bb) by inserting ‘‘residen-
tial’’ before ‘‘building or mobile 
home’’ each place such term ap-
pears; 
(II) in subparagraph (B), by in-
serting ‘‘residential’’ before ‘‘building 
or mobile home’’ each place such term 
appears; and 
(III) in subparagraph (C), by in-
serting ‘‘residential’’ before ‘‘building 
or mobile home’’; and 
(D) in subsection (h)— 
(i) by inserting ‘‘residential’’ before 
‘‘improved real estate’’ each place such 
term appears; and 
(ii) in the matter preceding paragraph 
(1), by inserting ‘‘residential’’ before 
‘‘building or mobile home’’. 
(b) AMENDMENTS TO NATIONAL FLOOD INSURANCE 
ACT OF 1968.—The National Flood Insurance Act of 
1968 is amended— 
(1) in section 1364(a) (42 U.S.C. 4104a(a))— 
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kjohnson on DSK79L0C42PROD with BILLS
(A) in paragraph (1), by inserting ‘‘resi-
dential’’ before ‘‘improved real estate’’; 
(B) in paragraph (2), by inserting ‘‘resi-
dential’’ before ‘‘improved real estate’’; and 
(C) in paragraph (3)(A), by inserting ‘‘res-
idential’’ before ‘‘building’’; 
(2) in section 1365 (42 U.S.C. 4104b)— 
(A) in subsection (a)— 
(i) by inserting ‘‘residential’’ before 
‘‘improved real estate’’; and 
(ii) by inserting ‘‘residential’’ before 
‘‘building’’; 
(B) in subsection (b)(2)— 
(i) by inserting ‘‘residential’’ before 
‘‘building’’ each place such term appears; 
and 
(ii) by inserting ‘‘residential’’ before 
‘‘improved real estate’’ each place such 
term appears; 
(C) in subsection (d), by inserting ‘‘resi-
dential’’ before ‘‘improved real estate’’ each 
place such term appears; and 
(D) in subsection (e)— 
(i) by inserting ‘‘residential’’ before 
‘‘improved real estate’’; and 
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kjohnson on DSK79L0C42PROD with BILLS
(ii) by inserting ‘‘residential’’ before 
‘‘building’’ each place such term appears; 
and 
(3) in section 1370 (42 U.S.C. 4121)— 
(A) in paragraph (8), by inserting ‘‘resi-
dential’’ before ‘‘improved real estate’’; 
(B) by redesignating paragraphs (14) and 
(15) as paragraphs (15) and (16), respectively; 
and 
(C) by inserting after paragraph (13) the 
following new paragraph: 
‘‘(14) the term ‘residential improved real estate’ 
means improved real estate that— 
‘‘(A) is primarily used for residential pur-
poses, as defined by the Federal entities for 
lending regulation; and 
‘‘(B) secures financing or financial assist-
ance provided through a federally related single 
family loan program, as defined by the Federal 
entities for lending regulation;’’. 
(c) RULE OF CONSTRUCTION.—This section and the 
amendments made by this section may not be construed 
to prohibit the Administrator of the Federal Emergency 
Management Agency from offering flood insurance cov-
erage under the National Flood Insurance Program for 
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eligible non-residential properties, other residential multi-
family properties, or structures financed with commercial 
loans, or to prohibit the purchase of such coverage for 
such eligible properties. 
Æ 
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