datamatters24/research-document-archive huggingface dataset:
I 
109TH CONGRESS 
1ST SESSION H. R. 4027 
To establish a short-term moratorium on the payment of principal or interest 
on certain mortgage loans secured by residential or commercial real 
estate located in any area declared to be a Federal disaster area due 
to Hurricane Katrina or Hurricane Rita, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Mr. CUMMINGS introduced the following bill; which was referred to the 
Committee on Financial Services 
A BILL 
To establish a short-term moratorium on the payment of 
principal or interest on certain mortgage loans secured 
by residential or commercial real estate located in any 
area declared to be a Federal disaster area due to Hurri-
cane Katrina or Hurricane Rita, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Hurricane Disaster 
Mortgage Moratorium Act of 2005’’.
SEC. 2. MORTGAGE MORATORIUM IN DISASTER AREAS AF-
FECTED BY HURRICANE KATRINA OR HURRI-
CANE RITA . 
(a) IN GENERAL.—There is established a moratorium 
on the payment of both principal and interest, by those 
who are not in a position to pay, for a 6-month period 
beginning on August 28, 2005, on any loan or other exten-
sion of credit that is secured by residential or commercial 
real estate, including real estate held by any nonprofit or-
ganization, located within an area in which the President, 
pursuant to section 401 of the Robert T. Stafford Disaster 
Relief and Emergency Assistance Act, determined, on or 
after August 28, 2005, that a major disaster exists due 
to Hurricane Katrina or Hurricane Rita. 
(b) TREATMENT DURING MORATORIUM.—No loan or 
extension of credit to which subsection (a) applies may be 
found or declared to be delinquent or in default during 
the moratorium period described in such subsection or be 
the subject of any negative reporting to any consumer re-
porting agency during this period. 
(c) TOLLING OF ANY FORECLOSURE PERIOD.—Not-
withstanding any other provision of law, the 6-month pe-
riod described in subsection (a) may not be taken into ac-
count after the expiration of such period in determining 
the length of time any loan or extension of credit to which 
such subsection applies was in default or the subject of
any late payment, for purposes of applying any provision 
of the loan agreement relating to any payment delinquency 
or default, determining any applicable time for foreclosure, 
or making any negative report to any consumer reporting 
agency with respect to such loan or other credit. 
Æ
I 
109TH CONGRESS 
1ST SESSION H. R. 4028 
To require employers of temporary H–2A workers to pay such workers at 
least the greater of the Federal or State minimum wage rate. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Mr. DAVIS of Tennessee introduced the following bill; which was referred to 
the Committee on the Judiciary 
A BILL 
To require employers of temporary H–2A workers to pay 
such workers at least the greater of the Federal or 
State minimum wage rate. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. REQUIRED MINIMUM WAGE FOR TEMPORARY 
H–2A WORKERS. 
Section 218(b) of the Immigration and Nationality 
Act (8 U.S.C. 1188(b)) is amended by adding at the end 
the following: 
‘‘(5) The employer has not provided the Sec-
retary with satisfactory assurances that the em-
ployer will pay the alien at least—
‘‘(A) the legal Federal or State minimum 
wage rate, whichever is highest, for every hour 
or portion thereof worked during a pay period, 
if the alien will be paid by the hour; or 
‘‘(B) an aggregate amount, for each pay 
period, that is at least equal to the amount the 
worker would have earned during the pay pe-
riod if the alien had been paid at the hourly 
rate described in subparagraph (A) for each 
hour worked, if the worker will be paid on a 
piece rate basis.’’. 
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120 
could seek to breach the data security 
of the consumer reporter, and how to 
determine whether the information is 
likely to be usable under subsection 
(b)(3); 
‘‘(D) providing for a reasonable 
and fair manner of providing re-
quired consumer notices where the en-
tity that directly suffered the breach is 
unavailable to pay for such notices, 
because for example the entity is 
bankrupt, outside of the jurisdiction 
of the United States, or otherwise can 
not be compelled to provide such no-
tice; 
‘‘(E) providing for periodic instead 
of individual notices to regulators 
and law enforcement under subsection 
(c)(1) and (2) where the consumer re-
porter determines that only a de mini-
mus number of consumers are reason-
ably likely to be affected; 
‘‘(F) providing, to the extent ap-
propriate, notice to the United States 
Secret Service, a consumer reporter’s 
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121 
functional regulator, and the entities 
described in paragraphs (1) through 
(3) of subsection (c), whenever the con-
sumer reporter’s sensitive financial 
personal information has been lost or 
illegally obtained but such loss or ac-
quisition does not result in a breach, 
for example because the information 
was sufficiently encrypted or other-
wise unusable; and 
‘‘(G) establishing what types of ac-
counts might be subject to unauthor-
ized transactions after a breach in-
volving sensitive financial account in-
formation, for example because such 
accounts are open-end credit plans or 
are described in section 903(2) of the 
Electronic Fund Transfer Act. 
‘‘(2) MODEL NOTICE FORMS.— 
‘‘(A) IN GENERAL.—The Secretary of 
the Treasury, Board of Governors of 
the Federal Reserve System, and the 
Commission shall jointly establish 
and publish model forms and disclo-
sure statements to facilitate compli-
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122 
ance with the notice requirements of 
subsection (g) and to aid the con-
sumer in understanding the informa-
tion required to be disclosed relating 
to a breach of data security and the 
options and services available to the 
consumer for obtaining additional in-
formation, 
consumer 
reports, 
and 
credit monitoring services. 
‘‘(B) USE
OPTIONAL.—A consumer 
reporter may utilize a model notice or 
any 
model 
statement 
established 
under this paragraph for purposes of 
compliance with this section, at the 
discretion of the consumer reporter. 
‘‘(C) EFFECT OF USE.—A consumer 
reporter that uses a model notice form 
or disclosure statement established 
under this paragraph shall be deemed 
to be in compliance with the require-
ment to provide the required disclo-
sure to consumers to which the form 
or statement relates. 
‘‘(3) ENFORCEMENT.— 
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I 
109TH CONGRESS 
1ST SESSION H. R. 4030 
To amend the Internal Revenue Code of 1986 to repeal the inflation adjust-
ment of the earned income threshold used in determining the refundable 
portion of the child tax credit and to restore the threshold to its original 
amount. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Ms. DELAURO (for herself, Mr. BROWN of Ohio, Ms. CARSON, Mr. POMEROY, 
Mr. GRIJALVA, Mr. PRICE of North Carolina, and Ms. SCHAKOWSKY) in-
troduced the following bill; which was referred to the Committee on Ways 
and Means 
A BILL 
To amend the Internal Revenue Code of 1986 to repeal 
the inflation adjustment of the earned income threshold 
used in determining the refundable portion of the child 
tax credit and to restore the threshold to its original 
amount. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. REPEAL OF EARNED INCOME THRESHOLD IN-
FLATION ADJUSTMENT APPLICABLE TO THE 
CHILD TAX CREDIT. 
(a) REPEAL
OF INFLATION ADJUSTMENT.—Sub-
section (d) of section 24 of such Code is amended by strik-
ing paragraph (3). 
(b) EFFECTIVE DATE.—The amendment made by 
this section shall apply to taxable years beginning after 
December 31, 2004. 
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127 
vide appropriate exemptions or modifica-
tions from requirements of this section re-
lating to sensitive financial personal in-
formation for consumer reporters that do 
not maintain, service, or communicate a 
large quantity of such information, tak-
ing into account the degree of sensitivity 
of such information, the likelihood of mis-
use, and the degree of potential harm or 
inconvenience to the related consumer. 
‘‘(6) COORDINATION.— 
‘‘(A) IN GENERAL.—Each functional 
regulatory agency shall consult and 
coordinate with each other functional 
regulatory agency so that, to the ex-
tent possible, the regulations pre-
scribed by each agency are consistent 
and comparable. 
‘‘(B) MODEL REGULATIONS.—In pre-
scribing 
implementing 
regulations 
under paragraph (1), the functional 
regulatory agencies agencies referred 
to in such paragraph shall use the 
Gramm-Leach-Bliley 
Act 
(including 
the guidance and regulations issued 
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I 
109TH CONGRESS 
1ST SESSION H. R. 4032 
To amend the Immigration and Nationality Act to remove the discretion 
of the Secretary of Homeland Security with respect to expedited removal 
under section 235(b)(1)(A)(iii)(I) of such Act and to amend the Truth 
in Lending Act to prohibit issuance of residential mortgages to illegal 
aliens. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Mr. DOOLITTLE introduced the following bill; which was referred to the Com-
mittee on the Judiciary, and in addition to the Committee on Financial 
Services, for a period to be subsequently determined by the Speaker, in 
each case for consideration of such provisions as fall within the jurisdic-
tion of the committee concerned 
A BILL 
To amend the Immigration and Nationality Act to remove 
the discretion of the Secretary of Homeland Security 
with respect to expedited removal under section 
235(b)(1)(A)(iii)(I) of such Act and to amend the Truth 
in Lending Act to prohibit issuance of residential mort-
gages to illegal aliens. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. REMOVAL OF DISCRETION TO ORDER EXPE-
DITED REMOVAL. 
Section 235(b)(1)(A)(iii)(I) of the Immigration and 
Nationality Act (8 U.S.C. 1225(b)(1)(A)(iii)(I)) is amend-
ed to read as follows: 
‘‘(I) IN
GENERAL.—The Sec-
retary of Homeland Security shall 
apply clauses (i) and (ii) of this sub-
paragraph to all aliens described in 
subclause (II), except that if the Sec-
retary, after consulting with appro-
priate Federal, State, or local law en-
forcement agencies, determines that 
the alien will be detained under the 
authority of such an agency, the Sec-
retary may not remove the alien until 
such detention terminates.’’. 
SEC. 
2. 
RESIDENTIAL 
MORTGAGES 
PROHIBITED 
FOR 
ALIENS RESIDING IN THE UNITED STATES 
UNLAWFULLY. 
(a) IN GENERAL.—Chapter 2 of the Truth in Lend-
ing Act (15 U.S.C. 1631 et seq.) is amended by adding 
at the end the following new section:
‘‘§ 140. Residential mortgages prohibited for aliens 
residing in the United States unlawfully 
‘‘Notwithstanding any provision of State law, no 
credit may be extended by any creditor to any alien unlaw-
fully residing in the United States in any consumer credit 
transaction in which a security interest, including any 
such interest arising by operation of law, is or will be re-
tained or acquired in any property located within the 
United States which is used as a residence of such alien.’’. 
(b) CLERICAL AMENDMENT.—The table of sections 
for chapter 2 of the Truth in Lending Act is amended 
by inserting after the item relating to section 139 the fol-
lowing new item: 
‘‘140. Mortgages prohibited for aliens residing in the United States unlawfully.’’. 
Æ
128 
thereunder) as a base, adding such 
other consumer protections as appro-
priate under this section. 
‘‘(l) ADMINISTRATIVE ENFORCEMENT.— 
‘‘(1) 
IN
GENERAL.—Notwithstanding 
section 616, 617, or 621, compliance with 
this section and the regulations pre-
scribed under this section shall be en-
forced by the functional regulatory agen-
cies with respect to financial institutions 
and other persons subject to the jurisdic-
tion of each such agency under applicable 
law, as follows: 
‘‘(A) Under section 8 of the Federal 
Deposit Insurance Act, in the case of— 
‘‘(i) national banks, Federal 
branches and Federal agencies of 
foreign banks, and any subsidi-
aries of such entities (except bro-
kers, dealers, persons providing 
insurance, investment companies, 
and investment advisers), by the 
Comptroller of the Currency; 
‘‘(ii) member banks of the Fed-
eral Reserve System (other than 
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129 
national banks), branches and 
agencies of foreign banks (other 
than Federal branches, Federal 
agencies, 
and 
insured 
State 
branches of foreign banks), com-
mercial lending companies owned 
or controlled by foreign banks, or-
ganizations operating under sec-
tion 25 or 25A of the Federal Re-
serve Act, and bank holding com-
panies and their nonbank subsidi-
aries or affiliates (except brokers, 
dealers, persons providing insur-
ance, investment companies, and 
investment advisers), by the Board 
of Governors of the Federal Re-
serve System; 
‘‘(iii) banks insured by the 
Federal Deposit Insurance Cor-
poration (other than members of 
the Federal Reserve System), in-
sured State branches of foreign 
banks, and any subsidiaries of 
such entities (except brokers, deal-
ers, persons providing insurance, 
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130 
investment companies, and invest-
ment advisers), by the Board of Di-
rectors of the Federal Deposit In-
surance Corporation; and 
‘‘(iv) savings associations the 
deposits of which are insured by 
the 
Federal 
Deposit 
Insurance 
Corporation, and any subsidiaries 
of such savings associations (ex-
cept brokers, dealers, persons pro-
viding insurance, investment com-
panies, and investment advisers), 
by the Director of the Office of 
Thrift Supervision. 
‘‘(B) Under the Federal Credit 
Union Act, by the Board of the Na-
tional Credit Union Administration 
with respect to any federally insured 
credit union, and any subsidiaries of 
such an entity. 
‘‘(C) Under the Securities Ex-
change Act of 1934, by the Securities 
and Exchange Commission with re-
spect 
to 
any 
broker, 
dealer, 
or 
nonbank transfer agent. 
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131 
‘‘(D) Under the Investment Com-
pany Act of 1940, by the Securities and 
Exchange Commission with respect to 
investment companies. 
‘‘(E) Under the Investment Advis-
ers Act of 1940, by the Securities and 
Exchange Commission with respect to 
investment advisers registered with 
the Commission under such Act. 
‘‘(F) Under the provisions of title 
XIII of the Housing and Community 
Development Act of 1992, by the Direc-
tor of the Office of Federal Housing 
Enterprise Oversight (and any suc-
cessor to such functional regulatory 
agency) with respect to the Federal 
National Mortgage Association, the 
Federal Home Loan Mortgage Cor-
poration, and any other entity or en-
terprise or bank (as defined in such 
title XIII) subject to the jurisdiction of 
such 
functional 
regulatory 
agency 
under such title, including any affil-
iate of any such enterprise. 
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132 
‘‘(G) Under State insurance law, 
in the case of any person engaged in 
the business of insurance, by the ap-
plicable State insurance authority of 
the State in which the person is domi-
ciled. 
‘‘(H) Under the Federal Home 
Loan Bank Act, by the Federal Hous-
ing Finance Board (and any successor 
to such functional regulatory agency) 
with respect to the Federal home loan 
banks and any other entity subject to 
the jurisdiction of such functional 
regulatory agency, including any af-
filiate of any such bank. 
‘‘(I) Under the Federal Trade Com-
mission Act, by the Commission for 
any other person that is not subject to 
the jurisdiction of any agency or au-
thority 
under 
subparagraphs 
(A) 
through (G) of this subsection, except 
that for the purposes of this subpara-
graph a violation of this section shall 
be treated as an unfair and deceptive 
act or practice in violation of a regu-
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133 
lation under section 18(a)(1)(B) of the 
Federal Trade Commission Act re-
garding unfair or deceptive acts or 
practices. 
‘‘(2) EXERCISE
OF
CERTAIN
POWERS.— 
For the purpose of the exercise by any 
agency referred to in paragraph (1) of its 
powers under any Act referred to in such 
paragraph, a violation of any require-
ment imposed under this section shall be 
deemed to be a violation of a requirement 
imposed under that Act. In addition to its 
powers under any provision of law specifi-
cally referred to in paragraph (1), each of 
the agencies referred to in that para-
graph may exercise, for the purpose of en-
forcing compliance with any requirement 
imposed under this section, any other au-
thority conferred on it by law. 
‘‘(3) USE OF UNDISTRIBUTED FUNDS FOR 
FINANCIAL EDUCATION.—If— 
‘‘(A) in connection with any ad-
ministrative action under this section, 
a fund is created or a functional regu-
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I 
109TH CONGRESS 
1ST SESSION H. R. 4034 
To allow a deduction for 100 percent of medical expenses, not compensated 
for by insurance or otherwise, for taxpayers residing in the Hurricane 
Katrina disaster area. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Mr. GARRETT of New Jersey introduced the following bill; which was referred 
to the Committee on Ways and Means 
A BILL 
To allow a deduction for 100 percent of medical expenses, 
not compensated for by insurance or otherwise, for tax-
payers residing in the Hurricane Katrina disaster area. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Keep Gulf Coast Fami-
lies Healthy Act of 2005’’.
SEC. 2. TAX DEDUCTIBILITY OF MEDICAL EXPENSES FOR 
TAXPAYERS RESIDING IN THE HURRICANE 
KATRINA DISASTER AREA. 
(a) REQUIREMENT THAT EXPENSES EXCEED 7.5 
PERCENT OF ADJUSTED GROSS INCOME NOT APPLICA-
BLE.—With respect to a taxpayer whose principal resi-
dence is located in the Hurricane Katrina disaster area 
on August 28, 2005, subsection (a) of section 213 of the 
Internal Revenue Code of 1986 (relating to medical, den-
tal, etc., expenses) shall be applied by striking ‘‘, to the 
extent’’ and all that follows through ‘‘adjusted gross in-
come’’. 
(b) HURRICANE KATRINA DISASTER AREA.—For 
purposes of this section, the term ‘‘Hurricane Katrina dis-
aster area’’ means an area with respect to which a major 
disaster has been declared by the President before Sep-
tember 14, 2005, under section 401 of the Robert T. Staf-
ford Disaster Relief and Emergency Assistance Act by 
reason of Hurricane Katrina. 
(c) TERMINATION.—This section shall not apply to 
taxable years beginning after December 31, 2010. 
(d) EFFECTIVE DATE.—This section shall apply to 
expenses paid or incurred after August 28, 2005, in tax-
able years ending after such date. 
Æ
138 
nancial personal information, any access 
to or generation, maintenance, servicing, 
or ownership of such information, as well 
as any transfer to or allowed access to or 
similar sharing or servicing of such infor-
mation by or with a third party on a con-
sumer reporter’s behalf. 
‘‘(7) NATIONWIDE CONSUMER REPORTING 
AGENCY.—The term ‘nationwide consumer 
reporting agency’ means— 
‘‘(A) a consumer reporting agency 
described in section 603(p); 
‘‘(B) any person who notifies the 
Commission that the person reason-
ably expects to become a consumer re-
porting agency described in section 
603(p) within a reasonable time; and 
‘‘(C) a consumer reporting agency 
described in section 603(w) that noti-
fies the Commission that the person 
wishes to receive breach of data secu-
rity notices under this section that in-
volve information of the type main-
tained by such agency. 
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I 
109TH CONGRESS 
1ST SESSION H. R. 4036 
To amend the Public Health Service Act to allow qualifying children’s 
hospitals to participate in the 340B drug discount program. 
IN THE HOUSE OF REPRESENTATIVES 
OCTOBER 7, 2005 
Mr. GILLMOR (for himself and Ms. DEGETTE) introduced the following bill; 
which was referred to the Committee on Energy and Commerce 
A BILL 
To amend the Public Health Service Act to allow qualifying 
children’s hospitals to participate in the 340B drug dis-
count program. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. ALLOWING QUALIFYING CHILDREN’S HOS-
PITALS TO PARTICIPATE IN THE 340B DRUG 
DISCOUNT PROGRAM. 
(a) IN GENERAL.—Section 340B(a)(4)(L) of the 
Public Health Service Act (42 U.S.C. 256b(a)(4)(L)) is 
amended— 
(1) by inserting after ‘‘A subsection (d) hospital 
(as defined in section 1886(d)(1)(B) of the Social
Security Act)’’ the following: ‘‘or a children’s hos-
pital described in section 1886(d)(1)(B)(iii) of such 
Act’’; and 
(2) in clause (ii), by inserting ‘‘or, in the case 
of such a children’s hospital, as would be determined 
under such section if the hospital were such a sub-
section (d) hospital’’ after ‘‘section 1886(d)(5)(F) of 
the Social Security Act’’. 
(b) EFFECTIVE DATE.—The amendments made by 
subsection (a) shall apply to drugs purchased on or after 
the date of the enactment of this Act. 
Æ