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transaction recordkeeping and reporting require-
ments apply such requirements inconsistently. 
(b) AGENCY COORDINATION OF MONETARY TRANS-
ACTION RECORDKEEPING
AND REPORTING REQUIRE-
MENTS.— 
(1) ENFORCEMENT PROGRAMS.— 
(A) FEDERAL DEPOSIT INSURANCE ACT.— 
Section 8(s) of the Federal Deposit Insurance 
Act (12 U.S.C. 1818(s)) is amended by adding 
at the end the following new paragraph: 
‘‘(4) COORDINATION
ON
UNIFORM
REQUIRE-
MENTS.—In prescribing regulations under paragraph 
(1), the Federal banking agencies, acting through 
the Financial Institutions Examination Council, 
shall— 
‘‘(A) consult with each other, the National 
Credit Union Administration Board, and the 
Secretary of the Treasury; and 
‘‘(B) take such action as may be necessary 
to ensure that the requirements for procedures 
established pursuant to such regulations, and 
the examination standards for reviewing such 
procedures, are congruent and reasonably uni-
form (taking into account differences in the 
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form and function of the institutions subject to 
such requirements).’’. 
(B) FEDERAL CREDIT UNION ACT.—Sec-
tion 206(q) of the Federal Credit Union Act 
(12 U.S.C. 1786(q)) is amended by adding at 
the end the following new paragraph: 
‘‘(4) COORDINATION
ON
UNIFORM
REQUIRE-
MENTS.—In prescribing regulations under paragraph 
(1), the Board, acting through the Financial Institu-
tions Examination Council, shall— 
‘‘(A) consult with the Federal banking 
agencies and the Secretary of the Treasury; and 
‘‘(B) take such action as may be necessary 
to ensure that the requirements for procedures 
established pursuant to such regulations, and 
the examination standards for reviewing such 
procedures, are congruent and reasonably uni-
form (taking into account differences in the 
form and function of the institutions subject to 
such requirements).’’. 
(2) 
EXAMINATION
STANDARDS
AND
DIS-
PUTES.—Section 1006 of the Federal Financial In-
stitutions Examination Council Act of 1978 (12 
U.S.C. 3305) is amended by adding at the end the 
following new subsection: 
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‘‘(h) MONETARY
TRANSACTION
RECORDKEEPING 
AND REPORTING REQUIREMENTS.—The Council and the 
Secretary of the Treasury shall jointly establish— 
‘‘(1) uniform standards and principles applica-
ble to the examination of financial institutions to en-
sure compliance with the requirements of subchapter 
II of chapter 53, United States Code, sections 8(s) 
and 21 of the Federal Deposit Insurance Act, and 
section 206(q) of the Federal Credit Union Act; and 
‘‘(2) a clear policy statement on appropriate 
processes for resolving examiner-institution disagree-
ments concerning the application of subchapter II of 
chapter 53, United States Code, sections 8(s) and 
21 of the Federal Deposit Insurance Act, and sec-
tion 206(q) of the Federal Credit Union Act to fi-
nancial institutions.’’. 
(3) EFFECTIVE
DATE.—The Federal banking 
agencies, the National Credit Union Administration 
Board, the Financial Institutions Examination 
Council, and the Secretary of the Treasury shall 
commence the discussions and consultations required 
under the amendments made by this subsection as 
soon as practicable after the date of the enactment 
of this Act. 
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(c) REVIEW OF AND REPORT ON ADDITIONAL REGU-
LATORY OR LEGISLATIVE CHANGES.— 
(1) REVIEW REQUIRED.—Before the end of the 
6-month period beginning on the date of the enact-
ment of this Act, the Secretary of the Treasury shall 
conduct a review of the potential inconsistencies in, 
or redundancies among, the regulations pertaining to 
the application of the requirements of subchapter II 
of chapter 53, United States Code, sections 8(s) and 
21 of the Federal Deposit Insurance Act, and sec-
tion 206(q) of the Federal Credit Union Act to fi-
nancial institutions. 
(2) REPORT TO CONGRESS AND THE FINANCIAL 
INSTITUTIONS EXAMINATION COUNCIL.—Upon com-
pletion of the review under paragraph (1), the Sec-
retary of the Treasury shall promptly submit a re-
port on the findings and conclusions of the Secretary 
with respect to the review to the Committee on Fi-
nancial Services of the House of Representatives and 
the Committee on Banking, Housing, and Urban Af-
fairs of the Senate, together with such recommenda-
tions for legislative and administrative actions as the 
Secretary may determine to be appropriate, and 
shall transmit a copy of such report to the members 
of the Financial Institutions Examination Council. 
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(d) REFORM OF APPLICATION OF MONETARY TRANS-
ACTION RECORDKEEPING
AND REPORTING REQUIRE-
MENTS TO FINANCIAL INSTITUTIONS.—Before the end of 
the 9-month period beginning on the date of the submis-
sion of the report to Congress under subsection (c)(2), the 
Secretary of the Treasury shall prescribe regulations im-
plementing appropriate changes to regulations within the 
jurisdiction of the Secretary to remedy redundancies or 
inconsistencies identified in the review by, and included 
in the recommendations of, the Secretary under subsection 
(c). 
SEC. 703. ADDITIONAL REFORMS RELATING TO MONETARY 
TRANSACTION 
AND 
RECORDKEEPING 
RE-
QUIREMENTS APPLICABLE TO FINANCIAL IN-
STITUTIONS. 
(a) NOTIFICATION OF OFFICERS AND DIRECTORS OF 
FINANCIAL INSTITUTIONS.—Before the end of the 6- 
month period beginning on the date of the enactment of 
this Act, the Secretary of the Treasury shall— 
(1) review any regulation, guideline, or guid-
ance of the Secretary, any Federal banking agency, 
or the National Credit Union Administration Board 
that serves as the basis for any requirement to pro-
vide notice to any officer or director of a depository 
institution of any suspicious activity report sub-
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mitted by the depository institution to the Secretary 
and any such agency or Board; 
(2) modify or eliminate any such requirement of 
the Secretary that the Secretary determines is not 
necessary to achieve the purposes of section 5318(g) 
of title 31, United States Code; and 
(3) make a recommendation to any Federal 
banking agency or the National Credit Union Ad-
ministration Board to modify or eliminate any such 
requirement of such agency or Board that the Sec-
retary determines is not necessary to achieve the 
purposes of section 5318(g) of title 31, United 
States Code. 
(b) ELIMINATION OF UNNECESSARY VERIFICATION 
REQUIREMENTS APPLICABLE TO THE PURCHASE OF FI-
NANCIAL INSTRUMENTS.—Before the end of the 9-month 
period beginning on the date of the enactment of this Act, 
the Secretary of the Treasury shall— 
(1) review all verification of customer identity 
requirements as they relate to the purchases of mon-
etary instruments by customers of depository institu-
tions, including the regulations codified in section 
103.29(a)(ii) of title 31, Code of Federal Regula-
tions; and 
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(2) modify or eliminate any customer identity 
requirement related to the purchases of monetary in-
struments by customers of depository institutions 
codified in section 103.29(a)(ii) of title 31, Code of 
Federal Regulations, that the Secretary determines 
is unnecessary. 
(c) ELIMINATION OF RECURRING FILINGS OF SUS-
PICIOUS
ACTIVITY
REPORTS
ON
A
SINGLE
TRANS-
ACTION.—Before the end of the 9-month period beginning 
on the date of the enactment of this Act, the Secretary 
of the Treasury, as appropriate, shall prescribe regula-
tions, or issue other forms of guidance, that eliminate the 
need for depository institutions to file recurring suspicious 
activity reports on the same transaction unless there has 
been a subsequent change in any pattern of activity involv-
ing any person who was connected with the transaction. 
(d) ELECTRONIC ACKNOWLEDGEMENT OF CERTAIN 
ELECTRONIC FILINGS.—Before the end of the 1-year pe-
riod beginning on the date of the enactment of this Act, 
the Director of the Financial Crimes Enforcement Net-
work shall put into effect a system for promptly furnishing 
an electronic acknowledgement of receipt to any institu-
tion that files a form with FinCEN under subchapter II 
of chapter 53 of title 31, United States Code, through the 
Network’s electronic filing system. 
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SEC. 704. STUDY BY COMPTROLLER GENERAL. 
(a) STUDY REQUIRED.—The Comptroller General of 
the United States shall conduct a study on methods and 
practices which would— 
(1) reduce the overall number of currency 
transaction reports filed with the Secretary of the 
Treasury under section 5313(a) of title 31, United 
States Code, while ensuring that the needs of the 
Secretary, the Financial Crimes Enforcement Net-
work, law enforcement agencies, and financial insti-
tution regulatory agencies continue to be met; 
(2) improve financial institution utilization of 
the current exemption provisions; and 
(3) mitigate the difficulties in the current im-
plementation of such exemption provisions that limit 
the utility of the exemption process for financial in-
stitutions. 
(b) REPORT.—Before the end of the 6-month period 
beginning on the date of the enactment of this Act, the 
Comptroller General shall submit a report to the Com-
mittee on Financial Services of the House of Representa-
tives and the Committee on Banking, Housing, and Urban 
Affairs of the Senate on the findings and conclusions of 
the Comptroller General with respect to the study con-
ducted under subsection (a) and such recommendations 
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for legislative and administrative action as the Comp-
troller General may determine to be appropriate. 
SEC. 705. FEASIBILITY STUDY REQUIRED. 
(a) IN GENERAL.—For the purpose of simplifying, 
and increasing compliance with, the various recordkeeping 
and reporting requirements under subchapter II of chap-
ter 53 of title 31, United States Code, chapter 2 of title 
I of Public Law 91—508, and section 21 of the Federal 
Deposit Insurance Act, and regulations prescribed under 
such provisions of law, the Secretary of the Treasury 
(hereafter in this section referred to as the ‘‘Secretary’’) 
shall conduct a study on the feasibility of developing and 
implementing interfaces and templates for use in elec-
tronic communications between financial institutions (as 
defined in section 5312 of title 31, United States Code) 
and the Secretary, the Financial Crimes Enforcement 
Network, and other Federal financial institution regu-
latory agencies. 
(b) FACTORS TO BE CONSIDERED.—In conducting 
the study required under subsection (a), the Secretary 
shall take into account— 
(1) any procedures required to be maintained 
by financial institutions under regulations prescribed 
pursuant to section 5318(a)(2) of title 31 of the 
United States Code and the manner in which the 
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use of interfaces and templates which might be de-
veloped could lessen the burden of complying with 
such procedures; and 
(2) any exemptions prescribed by the Secretary 
under paragraph (5) or (6) of such section 5318(a) 
and the manner in which interfaces and templates 
which might be developed could be programmed to 
reflect any such exemption for a financial institu-
tion, transaction, or class of transactions. 
(c) PROTOTYPE AND REPORT REQUIRED.— 
(1) IN GENERAL.—Before the end of the 1-year 
period beginning on the date of the enactment of 
this Act, the Secretary shall submit a report to the 
Congress containing a detailed description of the 
findings and conclusions of the Secretary in connec-
tion with the study required under subsection (a), 
together with such recommendations for legislative 
or administrative action as the Secretary may deter-
mine to be appropriate. 
(2) PROTOTYPE.—Any recommendation on the 
feasibility of developing and implementing interfaces 
and templates for use in electronic communications 
shall be accompanied by prototypes of such inter-
faces and templates that demonstrate such feasi-
bility. 
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(d) DEFINITIONS.—For purposes of this section, the 
following definitions shall apply: 
(1) INTERFACE.—The term ‘‘interface’’ means 
the point and method of interaction between any 2 
or more electronic data storage and communication 
systems that permits and facilitates active electronic 
communication between or among the systems, in-
cluding any procedures, codes, and protocols that en-
able the systems to interact. 
(2) TEMPLATE.—The term ‘‘template’’ means a 
preestablished layout model using word processing or 
other authoring software that ensures that data en-
tered into it will adhere to a consistent format and 
content scheme when used by all parties engaged in 
electronic communications among each other. 
SEC. 706. ANNUAL REPORT BY SECRETARY OF THE TREAS-
URY. 
(a) FINDINGS.—The Congress finds as follows: 
(1) Financial institutions have too little infor-
mation about money laundering and terrorist financ-
ing compliance in other markets. 
(2) The current Financial Action Task Force 
designation system does not adequately represent 
the progress countries are making in combatting 
money laundering. 
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(3) Lack of information about the compliance 
of countries with anti-money laundering standards 
exposes United States financial markets to excessive 
risk. 
(4) Failure to designate countries that fail to 
make progress in combatting terrorist financing and 
money laundering eliminates incentives for internal 
reform. 
(5) The Secretary of the Treasury has an af-
firmative duty to provide to financial institutions 
and examiners the best possible information on com-
pliance with anti-money laundering and terrorist fi-
nancing initiatives in other markets. 
(b) REPORT.—Not later than March 1 of each year, 
the Secretary of the Treasury shall submit to the Congress 
a report that identifies the applicable standards of each 
country against money laundering and states whether that 
country is a country of primary money laundering concern 
under section 5318A of title 31, United States Code. The 
report shall include— 
(1) information on the effectiveness of each 
country in meeting its standards against money 
laundering; 
(2) a determination of whether that the efforts 
of that country to combat money laundering and ter-
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rorist financing are adequate, improving, or inad-
equate; and 
(3) the efforts made by the Secretary to provide 
to the government of each such country of concern 
technical assistance to cease the activities that were 
the basis for the determination that the country was 
of primary money laundering concern. 
(c) DISSEMINATION OF INFORMATION IN REPORT.— 
The Secretary of the Treasury shall make available to the 
Federal Financial Institutions Examination Council for 
incorporation into the examination process, in consultation 
with Federal banking agencies, and to financial institu-
tions the information contained in the report submitted 
under subsection (a). Such information shall be made 
available to financial institutions without cost. 
(d) DEFINITION.—For purposes of this section, the 
term ‘‘financial institution’’ has the meaning given that 
term in section 5312(a)(2) of title 31, United States Code. 
SEC. 707. PRESERVATION OF MONEY SERVICES BUSI-
NESSES. 
(a) FINDINGS.—The Congress finds as follows: 
(1) Title III of the USA PATRIOT ACT pro-
vided United States law enforcement agencies with 
new tools to combat terrorist financing and money 
laundering. 
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(2) The Financial Crimes Enforcement Net-
work in the Department of the Treasury (hereafter 
in this section referred to as ‘‘FinCEN’’ ) has de-
fined money services businesses to include the fol-
lowing 5 distinct types of financial services providers 
as well as the United States Postal Service: 
(A) Currency dealers or exchanges. 
(B) Check cashing services. 
(C) Issuers of travelers’ checks, money or-
ders, or stored value cards. 
(D) Sellers or redeemers of travelers’ 
checks, money orders, or stored value cards. 
(E) Money transmitters. 
(3) Money services businesses have had more 
difficulty in obtaining and maintaining banking serv-
ices since the passage of the USA PATRIOT ACT. 
(4) On March 30, 2005, FinCEN and the Fed-
eral banking agencies (as defined in section 3 of the 
Federal Deposit Insurance Act) issued a joint state-
ment recognizing the importance of ensuring that 
money services businesses that comply with the law 
have reasonable access to banking services. 
(5) On April 26, 2005, FinCEN offered guid-
ance to money service businesses on obtaining and 
maintaining banking services by identifying and ex-
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plaining to money services businesses the types of 
information and documentation they are expected to 
have, and to provide to, depository institutions when 
conducting banking business. 
(6) At the same time, FinCEN and the Federal 
banking agencies have issued joint guidance to de-
pository institutions to— 
(A) clarify the requirements of subchapter 
II of chapter 53 of title 31, United States Code, 
and related provisions of law; and 
(B) set forth the minimum steps that de-
pository institutions should take when providing 
banking services to money services businesses. 
(7) It is in the interest of the United States 
and its allies in the wars against terrorism and 
drugs to make certain that the international transfer 
of funds is done in a rules-based, formal, and trans-
parent manner and that individuals are not forced 
into utilizing informal underground methods due to 
a lack of services. 
(b) SENSE OF THE CONGRESS.—It is the sense of 
the Congress that depository institutions and money serv-
ices businesses should follow the guidance offered by 
FinCEN for the purpose of giving money services busi-
nesses full access to banking services and ensuring that 
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money services businesses remain in the mainstream fi-
nancial system and can be full players in providing impor-
tant financial services to their customers and be fully co-
operative in the fight against terrorist financing and 
money laundering. 
TITLE VIII—CLERICAL AND 
TECHNICAL AMENDMENTS 
SEC. 801. CLERICAL AMENDMENTS TO THE HOME OWNERS’ 
LOAN ACT. 
(a) AMENDMENT TO TABLE OF CONTENTS.—The 
table of contents in section 1 of the Home Owners’ Loan 
Act (12 U.S.C. 1461) is amended by striking the items 
relating to sections 5 and 6 and inserting the following 
new items: 
‘‘Sec. 5. Savings associations. 
‘‘Sec. 6. [Repealed.].’’. 
(b) CLERICAL AMENDMENTS TO HEADINGS.— 
(1) The heading for section 4(a) of the Home 
Owners’ Loan Act (12 U.S.C. 1463(a)) is amended 
by striking ‘‘(a) FEDERAL
SAVINGS
ASSOCIA-
TIONS.—’’ and inserting ‘‘(a) GENERAL RESPON-
SIBILITIES OF THE DIRECTOR.—’’. 
(2) The section heading for section 5 of the 
Home Owners’ Loan Act (12 U.S.C. 1464) is 
amended to read as follows: 
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‘‘SEC. 5. SAVINGS ASSOCIATIONS.’’. 
SEC. 802. TECHNICAL CORRECTIONS TO THE FEDERAL 
CREDIT UNION ACT. 
The Federal Credit Union Act (12 U.S.C. 1751 et 
seq.) is amended as follows: 
(1) In section 101(3), strike ‘‘and’’ after the 
semicolon. 
(2) In section 101(5), strike the terms ‘‘account 
account’’ and ‘‘account accounts’’ each place any 
such term appears and insert ‘‘account’’. 
(3) In section 107(a)(5)(E) (as so designated 
by section 303 of this Act), strike the period at the 
end and insert a semicolon. 
(4) In paragraphs (6) and (7) of section 107(a) 
(as so designated by section 303 of this Act), strike 
the period at the end and insert a semicolon. 
(5) In section 107(a)(7)(D) (as so designated 
by section 303 of this Act), strike ‘‘the Federal Sav-
ings and Loan Insurance Corporation or’’. 
(6) In section 107(a)(7)(E) (as so designated 
by section 303 of this Act), strike ‘‘the Federal 
Home Loan Bank Board,’’ and insert ‘‘the Federal 
Housing Finance Board,’’. 
(7) In section 107(a)(9) (as so designated by 
section 303 of this Act), strike ‘‘subchapter III’’ and 
insert ‘‘title III’’. 
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(8) In section 107(a)(13) (as so designated by 
section 303 of this Act), strike the ‘‘and’’ after the 
semicolon at the end. 
(9) In section 109(c)(2)(A)(i), strike ‘‘(12 
U.S.C. 4703(16))’’. 
(10) In section 120(h), strike ‘‘the Act ap-
proved July 30, 1947 (6 U.S.C., secs. 6–13),’’ and 
insert ‘‘chapter 93 of title 31, United States Code,’’. 
(11) In section 201(b)(5), strike ‘‘section 116 
of’’. 
(12) In section 202(h)(3), strike ‘‘section 
207(c)(1)’’ and insert ‘‘section 207(k)(1)’’. 
(13) In section 204(b), strike ‘‘such others pow-
ers’’ and insert ‘‘such other powers’’. 
(14) In section 206(e)(3)(D), strike ‘‘and’’ after 
the semicolon at the end. 
(15) In section 206(f)(1), strike ‘‘subsection 
(e)(3)(B)’’ and insert ‘‘subsection (e)(3)’’. 
(16) In section 206(g)(7)(D), strike ‘‘and sub-
section (1)’’. 
(17) In section 206(t)(2)(B), insert ‘‘regula-
tions’’ after ‘‘as defined in’’. 
(18) In section 206(t)(2)(C), strike ‘‘material 
affect’’ and insert ‘‘material effect’’. 
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(19) In section 206(t)(4)(A)(ii)(II), strike ‘‘or’’ 
after the semicolon at the end. 
(20) In section 206A(a)(2)(A), strike ‘‘regulator 
agency’’ and insert ‘‘regulatory agency’’. 
(21) In section 207(c)(5)(B)(i)(I), insert ‘‘and’’ 
after the semicolon at the end. 
(22) In the heading for subparagraph (A) of 
section 207(d)(3), strike ‘‘TO’’ and insert ‘‘WITH’’. 
(23) In section 207(f)(3)(A), strike ‘‘category 
or claimants’’ and insert ‘‘category of claimants’’. 
(24) In section 209(a)(8), strike the period at 
the end and insert a semicolon. 
(25) In section 216(n), insert ‘‘any action’’ be-
fore ‘‘that is required’’. 
(26) In section 304(b)(3), strike ‘‘the affairs or 
such credit union’’ and insert ‘‘the affairs of such 
credit union’’. 
(27) In section 310, strike ‘‘section 102(e)’’ and 
insert ‘‘section 102(d)’’. 
SEC. 803. OTHER TECHNICAL CORRECTIONS. 
(a) Section 1306 of title 18, United States Code, is 
amended by striking ‘‘5136A’’ and inserting ‘‘5136B’’. 
(b) Section 5239 of the Revised Statutes of the 
United States (12 U.S.C. 93) is amended by redesignating 
the second of the 2 subsections designated as subsection 
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(d) (as added by section 331(b)(3) of the Riegle Commu-
nity Development and Regulatory Improvement Act of 
1994) as subsection (e). 
SEC. 804. REPEAL OF OBSOLETE PROVISIONS OF THE BANK 
HOLDING COMPANY ACT OF 1956. 
(a) IN GENERAL.—Section 2 of the Bank Holding 
Company Act of 1956 (12 U.S.C. 1841) is amended— 
(1) in subsection (c)(2), by striking subpara-
graphs (I) and (J); and 
(2) by striking subsection (m) and inserting the 
following new subsection: 
‘‘(m) [Repealed]’’. 
(b) TECHNICAL AND CONFORMING AMENDMENTS.— 
Paragraphs (1) and (2) of section 4(h) of the Bank Hold-
ing Company Act of 1956 (12 U.S.C. 1843(h)) are each 
amended by striking ‘‘(G), (H), (I), or (J) of section 
2(c)(2)’’ and inserting ‘‘(G), or (H) of section 2(c)(2)’’. 
TITLE IX—FAIR DEBT COLLEC-
TION PRACTICES ACT AMEND-
MENTS 
SEC. 901. EXCEPTION FOR CERTAIN BAD CHECK ENFORCE-
MENT PROGRAMS. 
(a) IN GENERAL.—The Fair Debt Collection Prac-
tices Act (15 U.S.C. 1692 et seq.) is amended— 
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(1) by redesignating section 818 as section 819; 
and 
(2) by inserting after section 817 the following 
new section: 
‘‘§ 818. Exception for certain bad check enforcement 
programs operated by private entities 
‘‘(a) IN GENERAL.—If— 
‘‘(1) a State or district attorney establishes, 
within the jurisdiction of such State or district attor-
ney and with respect to alleged bad check violations 
that do not involve a check described in subsection 
(c), a pretrial diversion program for alleged bad 
check offenders who agree to participate voluntarily 
in such program to avoid criminal prosecution and 
are not described in subsection (b); 
‘‘(2) a private entity, that is subject to an ad-
ministrative support services contract with a State 
or district attorney and operates under the direction, 
supervision and control of such State or district at-
torney, operates the pretrial diversion program de-
scribed in paragraph (1); and 
‘‘(3) in the course of performing duties dele-
gated to it by a State or district attorney under the 
contract, the private entity referred to in paragraph 
(2)— 
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‘‘(A) complies with the penal laws of the 
State; 
‘‘(B) conforms with the terms of the con-
tract and directives of the State or district at-
torney; 
‘‘(C) does not exercise independent pros-
ecutorial discretion; 
‘‘(D) contacts any alleged offender referred 
to in paragraph (1) for purposes of partici-
pating in a program referred to in such para-
graph only— 
‘‘(i) as a result of any determination 
by the State or district attorney that suffi-
cient evidence of a bad check violation 
under State law exists and that contact 
with the alleged offender for purposes of 
participation in the program is appro-
priate; or 
‘‘(ii) as otherwise permitted in re-
sponse to evidence of a bad check; 
‘‘(E) includes as part of an initial written 
communication with an alleged offender a clear 
and conspicuous statement that— 
‘‘(i) the alleged offender may dispute 
the validity of any alleged bad check viola-
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tion through a procedure established and 
supervised by the State or district attor-
ney, together with an explanation of how 
such a dispute may be initiated; and 
‘‘(ii) 
where 
the 
alleged 
offender 
knows, or has reasonable cause to believe, 
that the alleged bad check violation is the 
result of theft or forgery of the check, 
identity theft, or other fraud that is not 
the result of the alleged offender’s conduct, 
the alleged offender may file a crime report 
with the appropriate law enforcement 
agency and have further contacts or res-
titution efforts suspended until the ques-
tion of the theft or forgery of the check, 
identity theft, or other fraud has been re-
solved, together with clear instructions on 
how to file such crime report; and 
‘‘(F) charges only fees in connection with 
services under the contract that— 
‘‘(i) have been authorized by the con-
tract with the State or district attorney; 
and 
‘‘(ii) conform with the schedule of rea-
sonable charges for such services which 
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