I 
116TH CONGRESS 
1ST SESSION H. R. 3099 
To provide for loan forgiveness for STEM teachers, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 4, 2019 
Mr. SWALWELL of California (for himself, Mr. GALLEGO, Mr. THOMPSON of 
Mississippi, Mr. MEEKS, Mr. RUSH, Ms. JACKSON LEE, and Mr. COHEN) 
introduced the following bill; which was referred to the Committee on 
Ways and Means, and in addition to the Committee on Education and 
Labor, for a period to be subsequently determined by the Speaker, in 
each case for consideration of such provisions as fall within the jurisdic-
tion of the committee concerned 
A BILL 
To provide for loan forgiveness for STEM teachers, and 
for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘STEM K to Career 
Act’’. 
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SEC. 2. LOAN FORGIVENESS FOR STEM TEACHERS. 
Part G of title IV of the Higher Education Act of 
1965 (20 U.S.C. 1088 et seq.) is amended by adding at 
the end the following: 
‘‘SEC. 493E. LOAN FORGIVENESS FOR STEM TEACHERS. 
‘‘(a) LOAN FORGIVENESS AUTHORIZED.—The Sec-
retary shall forgive, in accordance with this section, the 
qualified loan amount described in subsection (c) of the 
student loan obligation of a borrower who— 
‘‘(1) is employed as a full-time STEM teacher 
for service in an academic year (including such a 
STEM teacher employed by an educational service 
agency)— 
‘‘(A) in a public or other nonprofit private 
elementary school or secondary school, which, 
for the purpose of this paragraph and for that 
year— 
‘‘(i) has been determined by the Sec-
retary (pursuant to regulations of the Sec-
retary and after consultation with the 
State educational agency of the State in 
which the school is located) to be a school 
in which the number of children meeting a 
measure 
of 
poverty 
under 
section 
1113(a)(5) of the Elementary and Sec-
ondary Education Act of 1965, exceeds 30 
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percent of the total number of children en-
rolled in such school; and 
‘‘(ii) is in the school district of a local 
educational agency which is eligible in such 
year for assistance pursuant to part A of 
title I of the Elementary and Secondary 
Education Act of 1965; or 
‘‘(B) in one or more public, or nonprofit 
private, elementary schools or secondary schools 
or locations operated by an educational service 
agency that have been determined by the Sec-
retary (pursuant to regulations of the Secretary 
and after consultation with the State edu-
cational agency of the State in which the edu-
cational service agency operates) to be a school 
or location at which the number of children 
taught who meet a measure of poverty under 
section 1113(a)(5) of the Elementary and Sec-
ondary Education Act of 1965, exceeds 30 per-
cent of the total number of children taught at 
such school or location; and 
‘‘(2) is not in default on a loan for which the 
borrower seeks forgiveness. 
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‘‘(b) METHOD OF LOAN FORGIVENESS.—To provide 
loan forgiveness under subsection (a), the Secretary shall 
carry out a program— 
‘‘(1) through the holder of the loan, to assume 
the obligation to repay a qualified loan amount for 
a loan made, insured, or guaranteed under part B 
(other than an excepted PLUS loan or an excepted 
consolidation loan (as such terms are defined in sec-
tion 493C(a))); and 
‘‘(2) to cancel a qualified loan amount for a 
loan made under part D (other than an excepted 
PLUS loan or an excepted consolidation loan). 
‘‘(c) QUALIFIED LOAN AMOUNT.— 
‘‘(1) FORGIVENESS OF PERCENTAGE OF DEBT 
BASED ON YEARS OF SERVICE.—For each complete 
year of service by a borrower as a STEM teacher in 
accordance with this section after the date of enact-
ment of the STEM K to Career Act, the Secretary 
shall forgive the student loan obligation of the bor-
rower at the rate of 15 percent of such obligation for 
the first or second year of such service, 20 percent 
of such obligation for the third or fourth year of 
such service, and 30 percent of such obligation for 
the fifth year of such service. 
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‘‘(2) PRINCIPAL AND INTEREST FORGIVEN.—If 
a portion of a loan is forgiven under this section for 
any year, the entire amount of interest on such loan 
which accrues for such year shall be forgiven. 
‘‘(d) SPECIAL RULES.— 
‘‘(1) LIST OF SCHOOLS.—If the list of schools 
in which a STEM teacher may perform service pur-
suant to subsection (a)(1) is not available before 
May 1 of any year, the Secretary may use the list 
for the year preceding the year for which the deter-
mination is made to make such service determina-
tion. 
‘‘(2) CONTINUING
ELIGIBILITY.—Any teacher 
who performs service in a school which— 
‘‘(A) meets the requirements of subsection 
(a)(1) in any year; and 
‘‘(B) in a subsequent year fails to meet the 
requirements of such subsection, 
may continue to teach in such school and shall be 
eligible for loan forgiveness pursuant to this section 
such subsequent years. 
‘‘(3) PROMISSORY NOTE CONFLICTS.—An indi-
vidual with an outstanding student loan obligation 
who performs service described in subsection (a)(1) 
in accordance with this section shall be eligible for 
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