ten in a manner calculated to be understood by 
the participant; 
‘‘(B) afford a reasonable opportunity to 
any participant whose claim for benefits has 
been denied for a full and fair review by the ap-
propriate fiduciary of the decision denying the 
claim; and 
‘‘(C) provide a written statement to each 
participant describing the procedures estab-
lished pursuant to this paragraph. 
‘‘(3) ANNUAL
STATEMENTS.—In accordance 
with regulations of the Secretary, every church plan 
to which this section applies shall file with the Sec-
retary an annual statement— 
‘‘(A) stating the names and addresses of 
the plan and of the church, convention, or asso-
ciation maintaining the plan (and its principal 
place of business); 
‘‘(B) certifying that it is a church plan to 
which this section applies and that it complies 
with the requirements of paragraphs (1) and 
(2); 
‘‘(C) identifying the States in which par-
ticipants and beneficiaries under the plan are or
likely will be located during the 1-year period 
covered by the statement; and 
‘‘(D) containing a copy of a statement of 
actuarial opinion signed by a qualified actuary 
that the plan maintains capital, reserves, insur-
ance, other financial arrangements, or any com-
bination thereof adequate to enable the plan to 
fully meet all of its financial obligations on a 
timely basis. 
‘‘(4) DISCLOSURE.—At the time that the an-
nual statement is filed by a church plan with the 
Secretary pursuant to paragraph (3), a copy of such 
statement shall be made available by the Secretary 
to the State insurance commissioner (or similar offi-
cial) of any State. The name of each church plan 
and sponsoring organization filing an annual state-
ment in compliance with paragraph (3) shall be pub-
lished annually in the Federal Register. 
‘‘(d) ENFORCEMENT.—The Secretary may enforce 
the provisions of this section in a manner consistent with 
section 502, to the extent applicable with respect to ac-
tions under section 502(a)(5), and with section 3(33)(D), 
except that, other than for the purpose of seeking a tem-
porary restraining order, a civil action may be brought 
with respect to the plan’s failure to meet any requirement
of this section only if the plan fails to correct its failure 
within the correction period described in section 3(33)(D). 
The other provisions of part 5 (except sections 501(a), 
503, 512, 514, and 515) shall apply with respect to the 
enforcement and administration of this section. 
‘‘(e) DEFINITIONS AND OTHER RULES.—For pur-
poses of this section— 
‘‘(1) IN GENERAL.—Except as otherwise pro-
vided in this section, any term used in this section 
which is defined in any provision of this title shall 
have the definition provided such term by such pro-
vision. 
‘‘(2) SEMINARY STUDENTS.—Seminary students 
who are enrolled in an institution of higher learning 
described in section 3(33)(C)(iv) and who are treat-
ed as participants under the terms of a church plan 
to which this section applies shall be deemed to be 
employees as defined in section 3(6) if the number 
of such students constitutes an insignificant portion 
of the total number of individuals who are treated 
as participants under the terms of the plan. 
‘‘SEC. 813. DEFINITIONS AND RULES OF CONSTRUCTION. 
‘‘(a) DEFINITIONS.—For purposes of this part— 
‘‘(1) GROUP HEALTH PLAN.—The term ‘group 
health plan’ has the meaning provided in section
733(a)(1) (after applying subsection (b) of this sec-
tion). 
‘‘(2) MEDICAL CARE.—The term ‘medical care’ 
has the meaning provided in section 733(a)(2). 
‘‘(3) HEALTH
INSURANCE
COVERAGE.—The 
term ‘health insurance coverage’ has the meaning 
provided in section 733(b)(1). 
‘‘(4) HEALTH INSURANCE ISSUER.—The term 
‘health insurance issuer’ has the meaning provided 
in section 733(b)(2). 
‘‘(5) APPLICABLE AUTHORITY.— 
‘‘(A) IN GENERAL.—Except as provided in 
subparagraph (B), the term ‘applicable author-
ity’ means, in connection with an association 
health plan— 
‘‘(i) the State recognized pursuant to 
subsection (c) of section 506 as the State 
to which authority has been delegated in 
connection with such plan; or 
‘‘(ii) if there is no State referred to in 
clause (i), the Secretary. 
‘‘(B) EXCEPTIONS.— 
‘‘(i) 
JOINT
AUTHORITIES.—Where 
such term appears in section 808(3), sec-
tion 807(e) (in the first instance), section