In the Senate of the United States, 
October 21, 2015. 
Resolved, That the bill from the House of Representa-
tives (H.R. 208) entitled ‘‘An Act to improve the disaster as-
sistance programs of the Small Business Administration.’’, do 
pass with the following 
AMENDMENTS: 
Ω1æOn page 2, strike lines 1 through 5 and insert the 
following: 
SECTION 1. SHORT TITLE; TABLE OF CONTENTS. 
(a) SHORT TITLE.—This Act may be cited as the ‘‘Re-
covery Improvements for Small Entities After Disaster Act 
of 2015’’ or the ‘‘RISE After Disaster Act of 2015’’. 
(b) TABLE OF CONTENTS.—The table of contents for 
this Act is as follows: 
Sec. 1. Short title; table of contents. 
DIVISION A—SUPERSTORM SANDY RELIEF AND DISASTER LOAN 
PROGRAM IMPROVEMENTS 
Sec. 1001. Short title. 
Sec. 1002. Findings.
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TITLE I—DISASTER ASSISTANCE IMPROVEMENTS 
1101. Revised disaster deadline. 
1102. Use of physical damage disaster loans to construct safe rooms. 
1103. Reducing delays on closing and disbursement of loans. 
1104. Safeguarding taxpayer interests and increasing transparency in loan ap-
provals. 
1105. Disaster plan improvements. 
DIVISION B—RECOVERY IMPROVEMENTS FOR SMALL ENTITIES 
Sec. 2001. Short title. 
TITLE I—IMPROVEMENTS OF DISASTER RESPONSE AND LOANS 
Sec. 2101. Additional awards to small business development centers, women’s 
business centers, and SCORE for disaster recovery. 
Sec. 2102. Collateral requirements for disaster loans. 
Sec. 2103. Assistance to out-of-State business concerns to aid in disaster recovery. 
Sec. 2104. FAST program. 
Sec. 2105. Use of Federal surplus property in disaster areas. 
Sec. 2106. Recovery opportunity loans. 
Sec. 2107. Contractor malfeasance. 
Sec. 2108. Local contracting preferences and incentives. 
Sec. 2109. Clarification of collateral requirements. 
TITLE II—DISASTER PLANNING AND MITIGATION 
Sec. 2201. Business recovery centers. 
TITLE III—OTHER PROVISIONS 
Sec. 2301. Increased oversight of economic injury disaster loans. 
Sec. 2302. GAO report on paperwork reduction. 
Sec. 2303. Report on web portal for disaster loan applicants. 
DIVISION 
A—SUPERSTORM 
SANDY RELIEF AND DISASTER 
LOAN 
PROGRAM 
IMPROVE-
MENTS 
SEC. 1001. SHORT TITLE. 
This division may be cited as the ‘‘Superstorm Sandy 
Relief and Disaster Loan Program Improvement Act of 
2015’’. 
SEC. 1002. FINDINGS. 
Ω2æOn page 3, strike line 5 and insert the following:
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TITLE I—DISASTER ASSISTANCE 
IMPROVEMENTS 
SEC. 1101. REVISED DISASTER DEADLINE. 
Ω3æOn page 3, line 14, insert ‘‘nonprofit entity,’’ after 
‘‘homeowner,’’. 
Ω4æOn page 4, line 9, strike the quotation marks and the 
second period and insert the following: 
‘‘(C) INSPECTOR
GENERAL
REVIEW.—Not 
later than 6 months after the date on which the 
Administrator begins carrying out this author-
ity, the Inspector General of the Administration 
shall initiate a review of the controls for ensur-
ing applicant eligibility for loans made under 
this paragraph.’’. 
Ω5æOn page 4, line 10, strike ‘‘SEC. 4.’’ and insert ‘‘SEC. 
1102.’’. 
Ω6æOn page 4, line 24, insert ‘‘, if such safe room or simi-
lar storm shelter is constructed in accordance with appli-
cable standards issued by the Federal Emergency Manage-
ment Agency’’ after ‘‘disasters’’. 
Ω7æOn page 5, strike lines 1 through 21 and insert the 
following:
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SEC. 1103. REDUCING DELAYS ON CLOSING AND DISBURSE-
MENT OF LOANS. 
Section 7(b) of the Small Business Act (15 U.S.C. 
636(b)) is amended by inserting before the undesignated 
matter following paragraph (9) the following: 
Ω8æOn page 5, line 22, strike ‘‘(11)’’ and insert ‘‘(10)’’. 
Ω9æOn page 6, strike lines 5 through 8 and insert the 
following: 
SEC. 1104. SAFEGUARDING TAXPAYER INTERESTS AND IN-
CREASING TRANSPARENCY IN LOAN APPROV-
ALS. 
Section 7(b) of the Small Business Act (15 U.S.C. 
636(b)) is amended by inserting before the undesignated 
matter following paragraph (10), as added by section 1103 
of this Act, the following: 
Ω10æOn page 6, line 9, strike ‘‘(12)’’ and insert ‘‘(11)’’. 
Ω11æBeginning on page 6, strike line 14 and all that fol-
lows through page 7, line 20, and insert the following: 
SEC. 1105. DISASTER PLAN IMPROVEMENTS. 
Ω12æBeginning on page 8, strike line 6 and all that follows 
through page 9, line 6, and insert the following:
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DIVISION 
B—RECOVERY 
IM-
PROVEMENTS FOR SMALL EN-
TITIES 
SECTION 2001. SHORT TITLE. 
This division may be cited as the ‘‘Recovery Improve-
ments for Small Entities After Disaster Act of 2015’’ or 
the ‘‘RISE After Disaster Act of 2015’’. 
TITLE 
I—IMPROVEMENTS 
OF 
DISASTER 
RESPONSE 
AND 
LOANS 
SEC. 2101. ADDITIONAL AWARDS TO SMALL BUSINESS DE-
VELOPMENT CENTERS, WOMEN’S BUSINESS 
CENTERS, AND SCORE FOR DISASTER RECOV-
ERY. 
Section 7(b) of the Small Business Act (15 U.S.C. 
636(b)) is amended by inserting before the undesignated 
matter following paragraph (11), as added by section 1104 
of this Act, the following: 
‘‘(12) ADDITIONAL AWARDS TO SMALL BUSINESS 
DEVELOPMENT
CENTERS, WOMEN’S
BUSINESS
CEN-
TERS, AND SCORE FOR DISASTER RECOVERY.— 
‘‘(A) IN
GENERAL.—The Administration 
may provide financial assistance to a small 
business development center, a women’s business 
center described in section 29, the Service Corps
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of Retired Executives, or any proposed consor-
tium of such individuals or entities to spur dis-
aster recovery and growth of small business con-
cerns located in an area for which the President 
has declared a major disaster. 
‘‘(B) FORM
OF
FINANCIAL
ASSISTANCE.— 
Financial assistance provided under this para-
graph shall be in the form of a grant, contract, 
or cooperative agreement. 
‘‘(C) NO
MATCHING
FUNDS
REQUIRED.— 
Matching funds shall not be required for any 
grant, contract, or cooperative agreement under 
this paragraph. 
‘‘(D) REQUIREMENTS.—A recipient of fi-
nancial assistance under this paragraph shall 
provide counseling, training, and other related 
services, such as promoting long-term resiliency, 
to small business concerns and entrepreneurs im-
pacted by a major disaster. 
‘‘(E) PERFORMANCE.— 
‘‘(i) IN GENERAL.—The Administrator, 
in cooperation with the recipients of finan-
cial assistance under this paragraph, shall 
establish metrics and goals for performance 
of grants, contracts, and cooperative agree-
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ments under this paragraph, which shall in-
clude recovery of sales, recovery of employ-
ment, reestablishment of business premises, 
and establishment of new small business 
concerns. 
‘‘(ii) USE
OF
ESTIMATES.—The Ad-
ministrator shall base the goals and metrics 
for performance established under clause (i), 
in part, on the estimates of disaster impact 
prepared by the Office of Disaster Assist-
ance for purposes of estimating loan-making 
requirements. 
‘‘(F) TERM.— 
‘‘(i) IN GENERAL.—The term of any 
grant, contract, or cooperative agreement 
under this paragraph shall be for not more 
than 2 years. 
‘‘(ii) EXTENSION.—The Administrator 
may make 1 extension of a grant, contract, 
or cooperative agreement under this para-
graph for a period of not more than 1 year, 
upon a showing of good cause and need for 
the extension. 
‘‘(G) EXEMPTION
FROM
OTHER
PROGRAM 
REQUIREMENTS.—Financial assistance provided
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under this paragraph is in addition to, and 
wholly separate from, any other form of assist-
ance provided by the Administrator under this 
Act. 
‘‘(H) COMPETITIVE BASIS.—The Adminis-
tration shall award financial assistance under 
this paragraph on a competitive basis.’’. 
SEC. 2102. COLLATERAL REQUIREMENTS FOR DISASTER 
LOANS. 
(a) IN GENERAL.—Section 7(d)(6) of the Small Busi-
ness Act (15 U.S.C. 636(d)(6)) is amended in the third pro-
viso— 
(1) 
by 
striking 
‘‘$14,000’’ 
and 
inserting 
‘‘$25,000’’; and 
(2) by striking ‘‘major disaster’’ and inserting 
‘‘disaster’’. 
(b) SUNSET.—Effective on the date that is 3 years 
after the date of enactment of this Act, section 7(d)(6) of 
the Small Business Act (15 U.S.C. 636(d)(6)) is amended 
in the third proviso— 
(1) 
by 
striking 
‘‘$25,000’’ 
and 
inserting 
‘‘$14,000’’; and 
(2) by inserting ‘‘major’’ before ‘‘disaster’’. 
(c) REPORT.—Not later than 180 days before the date 
on which the amendments made by subsection (b) are to
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sistance, as described in subsection (c), to a 
small business concern located outside of the 
State, without regard to geographic prox-
imity to the small business development 
center, if the small business concern is lo-
cated in an area for which the President 
has declared a major disaster. 
‘‘(ii) TERM.— 
‘‘(I) IN GENERAL.—A small busi-
ness development center may provide 
advice, information, and assistance to 
a small business concern under clause 
(i) for a period of not more than 2 
years after the date on which the Presi-
dent declared a major disaster for the 
area in which the small business con-
cern is located. 
‘‘(II) EXTENSION.—The Adminis-
trator may, at the discretion of the Ad-
ministrator, extend the period de-
scribed in subclause (I). 
‘‘(iii) CONTINUITY
OF
SERVICES.—A 
small business development center that pro-
vides counselors to an area described in 
clause (i) shall, to the maximum extent
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practicable, ensure continuity of services in 
any State in which the small business devel-
opment center otherwise provides services. 
‘‘(iv) ACCESS TO DISASTER RECOVERY 
FACILITIES.—For purposes of this subpara-
graph, the Administrator shall, to the max-
imum extent practicable, permit the per-
sonnel of a small business development cen-
ter to use any site or facility designated by 
the Administrator for use to provide dis-
aster recovery assistance.’’. 
(b) SENSE OF CONGRESS.—It is the sense of Congress 
that, subject to the availability of funds, the Administrator 
of the Small Business Administration should, to the extent 
practicable, ensure that a small business development center 
is appropriately reimbursed for any legitimate expenses in-
curred in carrying out activities under section 21(b)(3)(B) 
of the Small Business Act, as added by subsection (a). 
SEC. 2104. FAST PROGRAM. 
(a) DEFINITIONS.—Section 34(a) of the Small Busi-
ness Act (15 U.S.C. 657d(a)) is amended— 
(1) by redesignating paragraphs (3) through (9) 
as paragraphs (4) through (10), respectively; and 
(2) by inserting after paragraph (2) the fol-
lowing:
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‘‘(3) CATASTROPHIC INCIDENT.—The term ‘cata-
strophic incident’ means a major disaster that is com-
parable to the description of a catastrophic incident 
in the National Response Plan of the Administration, 
or any successor thereto.’’. 
(b) PRIORITY.—Section 34(c)(2) of the Small Business 
Act (15 U.S.C. 657d(c)(2)) is amended— 
(1) in subparagraph (A), by striking ‘‘and’’ at 
the end; 
(2) in subparagraph (B)(vi)(III), by striking the 
period at the end and inserting ‘‘; and’’; and 
(3) by adding at the end the following: 
‘‘(C) shall give special consideration to an 
applicant that is located in an area affected by 
a catastrophic incident.’’. 
(c) ADDITIONAL ASSISTANCE.—Section 34(c) of the 
Small Business Act (15 U.S.C. 657d(c)) is amended by add-
ing at the end the following: 
‘‘(5) 
ADDITIONAL
ASSISTANCE
FOR
CATA-
STROPHIC INCIDENTS.—Upon application by an ap-
plicant that receives an award or has in effect a coop-
erative agreement under this section and that is lo-
cated in an area affected by a catastrophic incident, 
the Administrator may—
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‘‘(A) provide additional assistance to the 
applicant; and 
‘‘(B) waive the matching requirements 
under subsection (e)(2).’’. 
SEC. 2105. USE OF FEDERAL SURPLUS PROPERTY IN DIS-
ASTER AREAS. 
Section 7(j)(13)(F) of the Small Business Act (15 
U.S.C. 636(j)(13)(F)) is amended— 
(1) by inserting ‘‘(i)’’ after ‘‘(F)’’; and 
(2) by adding at the end the following: 
‘‘(ii)(I) In this clause— 
‘‘(aa) the term ‘covered period’ means 
the 2-year period beginning on the date on 
which the President declared the applicable 
major disaster; and 
‘‘(bb) the term ‘disaster area’ means 
the area for which the President has de-
clared a major disaster, during the covered 
period. 
‘‘(II) The Administrator may transfer tech-
nology or surplus property under clause (i) on a 
priority basis to a small business concern located 
in a disaster area if— 
‘‘(aa) the small business concern meets 
the requirements for such a transfer, with-
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out regard to whether the small business 
concern is a Program Participant; and 
‘‘(bb) for a small business concern that 
is a Program Participant, on and after the 
date on which the President declared the ap-
plicable major disaster, the small business 
concern has not received property under 
this subparagraph on the basis of the status 
of the small business concern as a Program 
Participant. 
‘‘(III) For any transfer of property under 
this clause to a small business concern, the terms 
and conditions shall be the same as a transfer to 
a Program Participant, except that the small 
business concern shall agree not to sell or trans-
fer the property to any party other than the Fed-
eral Government during the covered period. 
‘‘(IV) A small business concern that receives 
a transfer of property under this clause may not 
receive a transfer of property under clause (i) 
during the covered period. 
‘‘(V) If a small business concern sells or 
transfers property in violation of the agreement 
described in subclause (III), the Administrator 
may initiate proceedings to prohibit the small
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‘‘(ii) MAXIMUMS.—For a loan guaran-
teed under clause (i)— 
‘‘(I) the maximum loan amount is 
$150,000; and 
‘‘(II) the guarantee rate shall be 
not more than 85 percent. 
‘‘(iii) OVERALL CAP.—A loan guaran-
teed under clause (i) shall not be counted in 
determining the amount of loans made to a 
borrower for purposes of subparagraph (D). 
‘‘(iv) OPERATIONS.—A small business 
concern receiving a loan guaranteed under 
clause (i) shall certify that the small busi-
ness concern was in operation on the date 
on which the applicable major disaster oc-
curred as a condition of receiving the loan. 
‘‘(v) REPAYMENT
ABILITY.—A loan 
guaranteed under clause (i) may only be 
made to a small business concern that dem-
onstrates, to the satisfaction of the Adminis-
trator, sufficient capacity to repay the loan. 
‘‘(vi) TIMING OF PAYMENT OF GUARAN-
TEES.— 
‘‘(I) IN GENERAL.—Not later than 
90 days after the date on which a re-
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quest for purchase is filed with the Ad-
ministrator, the Administrator shall 
determine whether to pay the guaran-
teed portion of the loan. 
‘‘(II) 
RECAPTURE.—Notwith-
standing any other provision of law, 
unless there is a subsequent finding of 
fraud by a court of competent jurisdic-
tion relating to a loan guaranteed 
under clause (i), on and after the date 
that is 6 months after the date on 
which the Administrator determines to 
pay the guaranteed portion of the loan, 
the Administrator may not attempt to 
recapture the paid guarantee. 
‘‘(vii) FEES.— 
‘‘(I) IN GENERAL.—Unless the Ad-
ministrator has waived the guarantee 
fee that would otherwise be collected by 
the Administrator under paragraph 
(18) for a loan guaranteed under 
clause (i), and except as provided in 
subclause (II), the guarantee fee for the 
loan shall be equal to the guarantee fee 
that the Administrator would collect if
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the guarantee rate for the loan was 50 
percent. 
‘‘(II) EXCEPTION.—Subclause (I) 
shall not apply if the cost of carrying 
out the program under this subsection 
in a fiscal year is more than zero and 
such cost is directly attributable to the 
cost of guaranteeing loans under clause 
(i). 
‘‘(viii) RULES.—Not later than 270 
days after the date of enactment of this sub-
paragraph, the Administrator shall promul-
gate rules to carry out this subparagraph.’’. 
SEC. 2107. CONTRACTOR MALFEASANCE. 
Section 7(b) of the Small Business Act (15 U.S.C. 
636(b)) is amended by inserting before the undesignated 
matter following paragraph (12), as added by section 2101 
of this Act, the following: 
‘‘(13) SUPPLEMENTAL
ASSISTANCE
FOR
CON-
TRACTOR MALFEASANCE.— 
‘‘(A) IN GENERAL.—If a contractor or other 
person engages in malfeasance in connection 
with repairs to, rehabilitation of, or replacement 
of real or personal property relating to which a 
loan was made under this subsection and the
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malfeasance results in substantial economic dam-
age to the recipient of the loan or substantial 
risks to health or safety, upon receiving docu-
mentation of the substantial economic damage or 
the substantial risk to health and safety from an 
independent loss verifier, and subject to subpara-
graph (B), the Administrator may increase the 
amount of the loan under this subsection, as nec-
essary for the cost of repairs, rehabilitation, or 
replacement needed to address the cause of the 
economic damage or health or safety risk. 
‘‘(B) REQUIREMENTS.—The Administrator 
may only increase the amount of a loan under 
subparagraph (A) upon receiving an appropriate 
certification from the borrower and person per-
forming the mitigation attesting to the reason-
ableness of the mitigation costs and an assign-
ment of any proceeds received from the person 
engaging in the malfeasance. The assignment of 
proceeds recovered from the person engaging in 
the malfeasance shall be equal to the amount of 
the loan under this section. Any mitigation ac-
tivities shall be subject to audit and independent 
verification of completeness and cost reasonable-
ness.’’.
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SEC. 2108. LOCAL CONTRACTING PREFERENCES AND IN-
CENTIVES. 
Section 15 of the Small Business Act (15 U.S.C. 644) 
is amended by inserting after subsection (e) the following: 
‘‘(f) CONTRACTING PREFERENCE FOR SMALL BUSI-
NESS CONCERNS IN A MAJOR DISASTER AREA.— 
‘‘(1) DEFINITION.—In this subsection, the term 
‘disaster area’ means the area for which the President 
has declared a major disaster, during the period of 
the declaration. 
‘‘(2) CONTRACTING
PREFERENCE.—An agency 
shall provide a contracting preference for a small 
business concern located in a disaster area if the 
small business concern will perform the work required 
under the contract in the disaster area. 
‘‘(3) 
CREDIT
FOR
MEETING
CONTRACTING 
GOALS.—If an agency awards a contract to a small 
business concern under the circumstances described in 
paragraph (2), the value of the contract shall be dou-
bled for purposes of determining compliance with the 
goals for procurement contracts under subsection 
(g)(1)(A).’’. 
SEC. 2109. CLARIFICATION OF COLLATERAL REQUIRE-
MENTS. 
Section 7(d)(6) of the Small Business Act (15 U.S.C. 
636(d)(6)) is amended by inserting after ‘‘which are made
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under paragraph (1) of subsection (b)’’ the following: ‘‘: 
Provided further, That the Administrator, in obtaining the 
best available collateral for a loan of not more than 
$200,000 under paragraph (1) or (2) of subsection (b) relat-
ing to damage to or destruction of the property of, or eco-
nomic injury to, a small business concern, shall not require 
the owner of the small business concern to use the primary 
residence of the owner as collateral if the Administrator de-
termines that the owner has other assets of equal quality 
and with a value equal to or greater than the amount of 
the loan that could be used as collateral for the loan: Pro-
vided further, That nothing in the preceding proviso may 
be construed to reduce the amount of collateral required by 
the Administrator in connection with a loan described in 
the preceding proviso or to modify the standards used to 
evaluate the quality (rather than the type) of such collat-
eral’’. 
TITLE II—DISASTER PLANNING 
AND MITIGATION 
SEC. 2201. BUSINESS RECOVERY CENTERS. 
Section 7(b) of the Small Business Act (15 U.S.C. 
636(b)) is amended by inserting before the undesignated 
matter following paragraph (13), as added by section 2108 
of this Act, the following: 
‘‘(14) BUSINESS RECOVERY CENTERS.—
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‘‘(A) IN GENERAL.—The Administrator, act-
ing through the district offices of the Administra-
tion, shall identify locations that may be used as 
recovery centers by the Administration in the 
event of a disaster declared under this subsection 
or a major disaster. 
‘‘(B) 
REQUIREMENTS
FOR
IDENTIFICA-
TION.—Each district office of the Administration 
shall— 
‘‘(i) identify a location described in 
subparagraph (A) in each county, parish, 
or similar unit of general local government 
in the area served by the district office; and 
‘‘(ii) ensure that the locations identi-
fied under subparagraph (A) may be used 
as a recovery center without cost to the Gov-
ernment, to the extent practicable.’’. 
TITLE III—OTHER PROVISIONS 
SEC. 2301. INCREASED OVERSIGHT OF ECONOMIC INJURY 
DISASTER LOANS. 
(a) IN GENERAL.—Section 7(b) of the Small Business 
Act (15 U.S.C. 636(b)) is amended by inserting before the 
undesignated matter following paragraph (14), as added by 
section 2201 of this Act, the following:
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‘‘(15) INCREASED OVERSIGHT OF ECONOMIC IN-
JURY DISASTER LOANS.—The Administrator shall in-
crease oversight of entities receiving loans under 
paragraph (2), and may consider— 
‘‘(A) scheduled site visits to ensure borrower 
eligibility and compliance with requirements es-
tablished by the Administrator; and 
‘‘(B) reviews of the use of the loan proceeds 
by an entity described in paragraph (2) to en-
sure compliance with requirements established by 
the Administrator.’’. 
(b) SENSE OF CONGRESS RELATING TO USING EXIST-
ING FUNDS.—It is the sense of Congress that no additional 
Federal funds should be made available to carry out the 
amendments made by this section. 
SEC. 2302. GAO REPORT ON PAPERWORK REDUCTION. 
Not later than 1 year after the date of enactment of 
this Act, the Comptroller General of the United States shall 
submit to the Committee on Small Business and Entrepre-
neurship of the Senate and the Committee on Small Busi-
ness of the House of Representatives a report evaluating 
steps that the Small Business Administration has taken, 
with respect to the application for disaster assistance under 
section 7(b) of the Small Business Act (15 U.S.C. 636(b)), 
to comply with subchapter I of chapter 35 of title 44, United
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States Code (commonly known as the ‘‘Paperwork Reduc-
tion Act’’) and related guidance. 
SEC. 2303. REPORT ON WEB PORTAL FOR DISASTER LOAN 
APPLICANTS. 
Section 38 of the Small Business Act (15 U.S.C. 657j) 
is amended by adding at the end the following: 
‘‘(c) REPORT ON WEB PORTAL FOR DISASTER LOAN 
APPLICATION STATUS.— 
‘‘(1) IN GENERAL.—Not later than 90 days after 
the date of enactment of this subsection, the Adminis-
trator shall submit to the Committee on Small Busi-
ness and Entrepreneurship of the Senate and the 
Committee on Small Business of the House of Rep-
resentatives a report relating to the creation of a web 
portal to the track the status of applications for dis-
aster assistance under section 7(b). 
‘‘(2) CONTENTS.—The report under paragraph 
(1) shall include— 
‘‘(A) information on the progress of the Ad-
ministration in implementing the information 
system under subsection (a); 
‘‘(B) recommendations from the Adminis-
tration relating to the creation of a web portal 
for applicants to check the status of an applica-
tion for disaster assistance under section 7(b),
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including a review of best practices and web por-
tal models from the private sector; 
‘‘(C) information on any related costs or 
staffing needed to implement such a web portal; 
‘‘(D) information on whether such a web 
portal can maintain high standards for data 
privacy and data security; 
‘‘(E) information on whether such a web 
portal will minimize redundancy among Admin-
istration disaster programs, improve manage-
ment of the number of inquiries made by disaster 
applicants to employees located in the area af-
fected by the disaster and to call centers, and re-
duce paperwork burdens on disaster victims; and 
‘‘(F) such additional information as is de-
termined necessary by the Administrator.’’. 
Attest: 
Secretary.