IIB 
115TH CONGRESS 
2D SESSION 
H. R. 4292 
IN THE SENATE OF THE UNITED STATES 
FEBRUARY 5, 2018 
Received; read twice and referred to the Committee on Banking, Housing, and 
Urban Affairs 
AN ACT 
To reform the living will process under the Dodd-Frank 
Wall Street Reform and Consumer Protection Act. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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the Corporation shall publicly disclose the as-
sessment framework that is used to review in-
formation under this paragraph.’’. 
(b) TREATMENT OF OTHER RESOLUTION PLAN RE-
QUIREMENTS.— 
(1) IN GENERAL.—With respect to an appro-
priate Federal banking agency that requires a bank-
ing organization to submit to the agency a resolution 
plan not described under section 165(d) of the 
Dodd-Frank Wall Street Reform and Consumer Pro-
tection Act— 
(A) the respective agency shall ensure that 
the review of such resolution plan is consistent 
with the requirements contained in the amend-
ments made by this Act; 
(B) the agency may not require the sub-
mission of such a resolution plan more often 
than every 2 years; and 
(C) paragraphs (6) and (7) of such section 
165(d) shall apply to such a resolution plan. 
(2) DEFINITIONS.—For purposes of this sub-
section: 
(A) 
APPROPRIATE
FEDERAL
BANKING 
AGENCY.—The 
term 
‘‘appropriate 
Federal 
banking agency’’— 
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(i) has the meaning given such term 
under section 3 of the Federal Deposit In-
surance Act; and 
(ii) means the National Credit Union 
Administration, in the case of an insured 
credit union. 
(B) BANKING ORGANIZATION.—The term 
‘‘banking organization’’ means— 
(i) an insured depository institution; 
(ii) an insured credit union; 
(iii) a depository institution holding 
company; 
(iv) a company that is treated as a 
bank holding company for purposes of sec-
tion 8 of the International Banking Act; 
and 
(v) a U.S. intermediate holding com-
pany established by a foreign banking or-
ganization pursuant to section 252.153 of 
title 12, Code of Federal Regulations. 
(C) INSURED CREDIT UNION.—The term 
‘‘insured credit union’’ has the meaning given 
that term under section 101 of the Federal 
Credit Union Act. 
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(D) OTHER BANKING TERMS.—The terms 
‘‘depository institution holding company’’ and 
‘‘insured depository institution’’ have the mean-
ing given those terms, respectively, under sec-
tion 3 of the Federal Deposit Insurance Act. 
(c) RULE OF CONSTRUCTION.—Nothing in this Act, 
or any amendment made by this Act, shall be construed 
as limiting the authority of an appropriate Federal bank-
ing agency (as defined under subsection (b)(2)) to obtain 
information from an institution in connection with such 
agency’s authority to examine or require reports from the 
institution. 
Passed the House of Representatives January 30, 
2018. 
Attest: 
KAREN L. HAAS, 
Clerk. 
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