(4) how to request such relief. 
(e) REQUEST FOR RELIEF.—The applicable agency 
heads shall, by guidelines issued under subsection (k), pro-
vide for mortgagors under covered mortgages to submit 
requests, during the 6-month period beginning on the date 
of the enactment of this Act, to the mortgagees of such 
mortgages for forbearance relief under the program under 
this section. 
(f) DETERMINATION.—Upon receipt of a request 
made by a mortgagor under a covered mortgage for for-
bearance relief under the program under this section that 
is submitted during the period referred to in subsection 
(e), the mortgagee shall promptly determine whether the 
mortgagor is an eligible homeowner and immediately no-
tify the mortgagor in writing of such determination. 
(g) REQUIREMENT TO OFFER FORBEARANCE.—If, 
pursuant to a request for relief submitted pursuant to sub-
section (e) with respect to a covered mortgage, the mort-
gagee for the mortgage determines that the mortgagor 
under the mortgage is an eligible homeowner, the mort-
gagee shall, together with the notification required under 
subsection (f) submit to the eligible homeowner a written 
offer for forbearance that meets the requirements of sub-
section (h). 
(h) TERMS OF FORBEARANCE.— 
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(1) IN
GENERAL.—An offer for forbearance 
with respect to a covered mortgage meets the terms 
of this subsection only if— 
(A) the forbearance provides for the sus-
pension of payments due under the mortgage 
for a period having a duration that is not short-
er than 4 months nor longer than 12 months; 
and 
(B) the offer provides for forbearance and 
terms, requirements, and procedures for such 
forbearance that otherwise comply with guide-
lines issued by the Secretary and the Director 
pursuant to paragraph (2) of this subsection. 
(2) ESTABLISHMENT OF TERMS.—The applica-
ble agency heads shall, by guidelines issued pursuant 
to subsection (k), provide for the terms, require-
ments, and procedures for forbearance offered under 
the program under this section. Such guidelines 
shall provide that— 
(A) such forbearance shall be in manner 
provided under, and subject to the terms of, the 
provisions of Mortgagee Letter 2002–17 of the 
Secretary (regarding ‘‘Special Forbearance: 
Program Changes and Updates’’) relating to 
Type I Special Forbearance, except that— 
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(i) an offer of forbearance under the 
program under this section shall only pro-
vide relief described in paragraph (1)(A) of 
this subsection; 
(ii) any requirement under such Mort-
gagee Letter relating to delinquency of the 
mortgage or payments due and unpaid 
shall not apply to the program under this 
section; and 
(iii) the terms of such Mortgagee Let-
ter shall apply with respect to mortgages 
described in subsection (b)(2)(B) and to 
the Director in the same manner and to 
the same extent that such Mortgagee Let-
ter applies to mortgages described in sub-
section (b)(2)(A) and the Secretary; and 
(B) the period referred to in paragraph 
(1)(A) of this subsection may cover periods for 
which payments due under the mortgage were 
not paid that occurred before the request for re-
lief under the program was submitted, including 
periods occurring before the date of the enact-
ment of this Act. 
(i) OTHER FORBEARANCE.—This section may not be 
construed to prevent an eligible homeowner and the mort-
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srobinson on DSK4SPTVN1PROD with BILLS
gagee for the covered mortgage of such eligible homeowner 
from agreeing to any other terms of forbearance, regard-
less of whether such eligible homeowner made a request 
under subsection (e) or received an offer of forbearance 
pursuant to subsection (g). 
(j) OTHER DEFINITIONS.—For purposes of this sec-
tion, the following definitions shall apply: 
(1) APPLICABLE
AGENCY
HEAD.—The term 
‘‘applicable agency head’’ means— 
(A) the Secretary, with respect to a cov-
ered 
mortgage 
described 
in 
subsection 
(b)(2)(A); and 
(B) the Director, with respect to a covered 
mortgage described in subsection (b)(2)(B). 
(2) DIRECTOR.—The term ‘‘Director’’ means 
the Director of the Federal Housing Finance Agen-
cy. 
(3) 
MORTGAGEE.—The 
term 
‘‘mortgagee’’ 
means, with respect to a covered mortgage, the 
original lender under the mortgage and any affili-
ates, agents, subsidiaries, successors, or assignees of 
such lender, any subsequent purchaser, trustee, or 
transferee of the mortgage or credit instrument 
issued by such lender. 
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(4) SECRETARY.—The term ‘‘Secretary’’ means 
the Secretary of Housing and Urban Development. 
(k) GUIDELINES.—Not later than the expiration of 
the 30-day period beginning on the date of the enactment 
of this Act, the Secretary and the Director shall jointly 
issue guidelines to carry out the program under this sec-
tion. 
Æ 
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