I 
117TH CONGRESS 
1ST SESSION H. R. 6125 
To authorize the Secretary of Education to discharge or cancel Federal 
student loan liability for borrowers of disaster loans under section 7(b) 
of the Small Business Act made on or after January 1, 2020, and 
for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 2, 2021 
Mr. CARTER of Louisiana introduced the following bill; which was referred to 
the Committee on Education and Labor 
A BILL 
To authorize the Secretary of Education to discharge or 
cancel Federal student loan liability for borrowers of 
disaster loans under section 7(b) of the Small Business 
Act made on or after January 1, 2020, and for other 
purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘No Double Debt for 
Disaster Survivors Act of 2021’’. 
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SEC. 2. TREATMENT OF LOANS FOR SBA DISASTER LOAN 
RECIPIENTS. 
(a) DISCHARGE FOR SBA DISASTER LOAN RECIPI-
ENTS.— 
(1) FFEL AND FEDERAL DIRECT LOANS.—Sec-
tion 437 of the Higher Education Act of 1965 (20 
U.S.C. 1087) is amended— 
(A) in the section header, by inserting ‘‘; 
OTHER REPAYMENT’’ before the period; and 
(B) by adding at the end the following new 
subsection: 
‘‘(e) LOANS OF SBA DISASTER LOAN RECIPIENTS.— 
If a borrower who received a loan made, insured, or guar-
anteed under this part also received, on or after January 
1, 2020, a loan made under section 7(b) of the Small Busi-
ness Act (15 U.S.C. 636(b)), the Secretary shall discharge 
the borrower’s liability on the loan under this part by re-
paying the lesser of— 
‘‘(1) the amount owed on the loan under this 
part; or 
‘‘(2) an amount owed on the loan under this 
part that is equal to the amount of the loan received 
by the borrower that is made under section 7(b) of 
the Small Business Act (15 U.S.C. 636(b)).’’. 
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(2) PERKINS LOANS.—Section 464(c)(1)(F) of 
the Higher Education Act of 1965 (20 U.S.C. 
1087dd(c)(1)(F)) is amended— 
(A) by moving clauses (i) through (iv) two 
ems to the left; 
(B) by striking ‘‘or’’ at the end of clause 
(iii); 
(C) by inserting ‘‘or’’ after the semicolon 
in clause (iv); and 
(D) by adding at the end the following new 
clause: 
‘‘(v) if the borrower received, on or 
after January 1, 2020, a loan made under 
section 7(b) of the Small Business Act (15 
U.S.C. 636(b)), except that the amount of 
liability to repay a loan that is cancelled 
under this clause shall not exceed the 
amount of the loan made under section 
7(b) of the Small Business Act (15 U.S.C. 
636(b)) that is received by the borrower;’’. 
(b) PROCEDURES FOR DISCHARGE FOR SBA DIS-
ASTER LOAN RECIPIENTS.—Part G of title IV of the 
Higher Education Act of 1965 (20 U.S.C. 1088 et seq.) 
is amended by inserting after section 493D the following: 
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‘‘SEC. 493E. PROCEDURES FOR DISCHARGE FOR SBA DIS-
ASTER LOAN RECIPIENTS. 
‘‘(a) PROCEDURES.—The Secretary, in consultation 
with the Administrator of the Small Business Administra-
tion, shall develop and implement a procedure to— 
‘‘(1) identify borrowers of loans under part B, 
part D, and part E of this title who have received, 
on or after January 1, 2020, a loan made under sec-
tion 7(b) of the Small Business Act (15 U.S.C. 
636(b)); 
‘‘(2) provide any certifications or affidavits 
needed to enable such borrowers to document eligi-
bility for discharge or cancellation of student loans 
made, insured, or guaranteed under part B, part D, 
or part E of this title in accordance with section 437 
or section 464(c); and 
‘‘(3) discharge or cancel student loans made, in-
sured, or guaranteed under part B, part D, and part 
E of this title, in accordance section 437 or section 
464(c), as soon as practicable after the date of en-
actment of the No Double Debt for Disaster Sur-
vivors Act of 2021, or, in the case of a borrower who 
receives a loan made under section 7(b) of the Small 
Business Act (15 U.S.C. 636(b)) after the date of 
enactment of such Act, the date on which the bor-
rower receives such loan. 
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‘‘(b) REPORTS.— 
‘‘(1) INITIAL
REPORT.—Not later than 6 
months after the date of enactment of the No Dou-
ble Debt for Disaster Survivors Act of 2021, the 
Secretary and the Administrator of the Small Busi-
ness Administration jointly shall report and provide 
feedback to Congress on the progress made in devel-
oping and implementing the procedures required 
under subsection (a), including how such procedures 
will reduce waste, fraud, and abuse. 
‘‘(2) ANNUAL REPORTS.—Not later than one 
year after the date of enactment of the No Double 
Debt for Disaster Survivors Act of 2021 and annu-
ally thereafter, the Secretary shall report to Con-
gress on— 
‘‘(A) the number of individuals with loans 
discharged under section 437(e), cancelled 
under section 464(c)(1)(F)(v), or both; and 
‘‘(B) the total dollar amount of loans dis-
charged or cancelled in accordance with such 
sections.’’. 
Æ 
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