‘‘(6) SUCCESSFUL
PLANTING.—In order to 
qualify for prevented planting coverage, the land to 
be covered must have been planted in at least one 
of the preceding 3 crop years. 
‘‘(7) IRRIGATION GUIDANCE.—The Corporation 
shall develop guidance on the efficient conservative 
use of irrigation water when a crop is clearly lost to 
ensure the program does not contribute to the ineffi-
cient use of water resources. 
‘‘(8) COVERAGE
LEVELS.—Prevented planting 
coverage levels shall not exceed the coverage factors 
as determined by the Corporation.’’. 
(d) STUDY.— 
(1) IN GENERAL.—The Comptroller General of 
the United States shall conduct a study on good 
farming practices related to cover crops. 
(2) FINDINGS.—The Secretary shall use the 
findings of the study required under paragraph (1) 
to evaluate and make appropriate changes to the 
regulations of the Department. 
SEC. 106. ELIMINATING THE YIELD TRANSFER LOOPHOLE. 
Section 508(g) of the Federal Crop Insurance Act (7 
U.S.C. 1508(g)) is amended by adding at the end the fol-
lowing new paragraph: 
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‘‘(6) YIELD TRANSFER PROHIBITED.—The Cor-
poration shall not allow a producer’s actual produc-
tion records from one parcel of land to be used to 
establish actual production history on a separate 
parcel of land.’’. 
SEC. 107. ENSURING PLANTING ON SUITABLE LAND. 
Section 508(e) of the Federal Crop Insurance Act (7 
U.S.C. 1508(e)) is amended by adding at the end the fol-
lowing paragraph: 
‘‘(9) PROHIBITION OF SUBSIDIES ON UNSUIT-
ABLE LAND.—The Corporation shall ensure that no 
premium benefits are provided on lands, other than 
for pasture, forage, or rangeland policy benefits, 
that are classified as generally unsuitable for cultiva-
tion by the land capability classification system, as 
determined by the Secretary.’’. 
SEC. 108. REPORT ON DIVERSITY IN CROP INSURANCE. 
Section 508(k)(8) of the Federal Crop Insurance Act 
(7 U.S.C. 1508(k)(8)) is amended by adding at the end 
the following new subparagraph: 
‘‘(G) ANNUAL DIVERSITY REPORT.—Each 
Standard Reinsurance Agreement shall include 
a requirement for all approved insurance pro-
viders to submit to the Corporation on an an-
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nual basis, in compliance with applicable pri-
vacy laws, a report— 
‘‘(i) describing activities undertaken 
to promote access to crop insurance for so-
cially disadvantaged farmers and ranchers; 
and 
‘‘(ii) containing demographic informa-
tion regarding the producers being served, 
including information by race and gen-
der.’’. 
Subtitle B—Expansion of Whole 
Farm Crop Insurance 
SEC. 121. EXPANSION OF WHOLE FARM CROP INSURANCE 
OPTION FOR FARMS THAT GROW MULTIPLE 
CROPS. 
(a) ELIMINATION OF LIABILITY LIMITATION.—Sec-
tion 522(c)(19)(A) of the Federal Crop Insurance Act (7 
U.S.C. 1522(c)(19)(A)) is amended by adding at the end 
the following: ‘‘, with no liability limitation,’’. 
(b) ADMINISTRATION.—Section 522(c)(19) of the 
Federal Crop Insurance Act (7 U.S.C. 1522(c)(19)) is 
amended by adding at the end the following new subpara-
graphs: 
‘‘(D) ADMINISTRATIVE
AND
OPERATING 
EXPENSES.—Not withstanding any other provi-
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sion of this subtitle, the Corporation shall allow 
approved insurance providers to utilize alternate 
compensation structures for the administration 
of the plan developed under subparagraph (A) 
that— 
‘‘(i) compensate agents based on the 
actual time it takes to write and admin-
ister a policy under the plan; or 
‘‘(ii) another method approved by the 
Corporation 
that 
proportionally 
com-
pensates agents for any increased time 
commitments required by the plan. 
‘‘(E) PAPERWORK REDUCTION.—The Cor-
poration shall seek to ensure that the paper-
work requirements of agents and producers as-
sociated with the plan developed under subpara-
graph (A) are minimized to the maximum ex-
tent possible, while still meeting actuarial 
soundness standards. 
‘‘(F) EXPANDING
OPERATIONS.—To the 
maximum extent possible, the Corporation shall 
ensure that all producers, including rapidly ex-
panding operations, are able to obtain coverage 
under the plan developed under subparagraph 
(A). 
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‘‘(G) REPORT.—Not later than 2 years 
after the date of the enactment of this subpara-
graph, the Corporation shall submit to Con-
gress a report that, with respect to this para-
graph, includes information relating to— 
‘‘(i) the burden to agents and farm-
ers; 
‘‘(ii) recommendations to streamline; 
and 
‘‘(iii) compliance.’’. 
TITLE II—CONSERVATION 
Subtitle A—Strengthening 
Conservation Compliance 
SEC. 201. DEFINITIONS. 
Section 1201(a) of the Food Security Act of 1985 
(16 U.S.C. 3801(a)) is amended— 
(1) in paragraph (3)— 
(A) in subparagraph (A), by striking 
‘‘highly erodible’’ and inserting ‘‘covered’’; and 
(B) in subparagraph (B), by striking ‘‘the 
highly erodible’’ and inserting ‘‘covered’’; 
(2) in paragraph (4)— 
(A) in subparagraph (A), by striking ‘‘; 
and’’ and inserting a semicolon; 
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(B) by amending subparagraph (B) to read 
as follows: 
‘‘(B) are designed to, in a cost effective 
and technically practicable manner— 
‘‘(i) achieve a substantial improve-
ment in water quality and reduce green-
house gas emissions; 
‘‘(ii) achieve a rate of soil erosion no 
greater than the soil loss tolerance level, as 
determined by the Natural Resources Con-
servation Service; 
‘‘(iii) prevent ephemeral gully erosion; 
and 
‘‘(iv) establish and maintain a min-
imum of 50 feet of perennial vegetation be-
tween covered cropland and intermittent or 
perennial waterways; and’’; and 
(C) by adding at the end the following: 
‘‘(C) are based on the most recent and 
technically accurate soil erosion prediction mod-
els to determine if soil erosion by wind and 
water exceed the Soil Loss Tolerance Level on 
covered cropland subject to subtitle B.’’; 
(3) in paragraph (6), by striking ‘‘highly erod-
ible’’ and inserting ‘‘covered’’; 
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(4) by amending paragraph (7)(A)(ii) to read 
as follows: 
‘‘(ii) before such action, such land was 
wetland.’’; 
(5) in paragraph (9), by striking ‘‘Any highly 
erodible land on which an agricultural commodity is 
produced after December 23, 1985, and that is not 
exempt under section 1212, shall be considered as 
part of the field in which the land was included on 
December 23, 1985, unless the owner and Secretary 
agree to modification of the boundaries of the field 
to carry out this title.’’; and 
(6) by adding at the end the following: 
‘‘(28) COVERED
CROPLAND.—The term ‘cov-
ered cropland’ means cropland, as defined in section 
718.2 of title 7, Code of Federal Regulations, that 
is planted to a row crop.’’. 
SEC. 202. COVERED CROPLAND PROGRAM INELIGIBILITY. 
(a) IN GENERAL.—Section 1211 of the Food Security 
Act of 1985 (16 U.S.C. 3811) is amended— 
(1) in subsection (a)— 
(A) in the matter preceding paragraph (1), 
by striking ‘‘a field on which highly erodible 
land’’ and all that follows through ‘‘shall be in-
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eligible for’’ and inserting ‘‘covered cropland 
shall be ineligible for’’; 
(B) in paragraph (1)(A) by inserting ‘‘or 
income’’ after ‘‘any type of price’’; and 
(C) in paragraph (1)(D), by striking ‘‘ex-
cessive erosion of highly erodible land’’ and in-
serting ‘‘substantial erosion or degradation of 
water quality’’; and 
(2) in the heading of subsection (b), by striking 
‘‘HIGHLY ERODIBLE LAND’’ and inserting ‘‘COMPLI-
ANCE DETERMINATION’’. 
(b) CONFORMING AMENDMENT.—Subtitle B of title 
XII of the Food Security Act of 1985 (16 U.S.C. 3811 
et seq.) is amended in the heading by striking ‘‘Highly 
Erodible Land’’ and inserting ‘‘Covered Crop-
land’’. 
SEC. 203. EXEMPTIONS. 
Section 1212 of the Food Security Act of 1985 (16 
U.S.C. 3812) is amended— 
(1) by amending subsection (a) to read as fol-
lows: 
‘‘(a) ELIGIBILITY BASED
ON COMPLIANCE WITH 
CONSERVATION PLAN.— 
‘‘(1) IN GENERAL.—If, as of January 1, 2024, 
or 2 years after the Natural Resources Conservation 
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Service has completed a conservation plan for the 
farm, whichever is later, a person is actively apply-
ing the approved conservation plan, such person 
shall have until January 1, 2028, to comply with the 
plan without being subject to program ineligibility. 
‘‘(2) MINIMIZATION OF DOCUMENTATION.—In 
carrying out this subsection, the Secretary, Natural 
Resources Conservation Service, and local soil con-
servation districts shall minimize the quantity of 
documentation a person must submit to comply with 
this paragraph. 
‘‘(3) EXPIRATION.—On the expiration of a con-
tract entered into under subchapter B of chapter 1 
of subtitle D, the provisions of this subtitle shall 
apply to the acreage that was the subject of such 
contract.’’; 
(2) by striking subsections (b), (c), and (d); 
(3) by redesignating subsections (e), (f), (g), 
and (h) as subsections (b), (c), (d), and (e), respec-
tively; and 
(4) in subsection (c), as so redesignated, by 
amending paragraph (4)(A)(i) to read as follows: 
‘‘(i) a person has failed to comply 
with section 1211, and has acted in good 
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faith and without an intent to violate sec-
tion 1211; or’’. 
SEC. 204. DEVELOPMENT AND IMPLEMENTATION OF CON-
SERVATION PLANS AND CONSERVATION SYS-
TEMS. 
Section 1213 of the Food Security Act of 1985 (16 
U.S.C. 3812a) is amended— 
(1) in subsection (a)— 
(A) in paragraph (1), by striking ‘‘and eco-
nomically’’; and 
(B) in paragraph (4), by striking ‘‘undue’’ 
and inserting ‘‘serious’’; 
(2) by striking subsection (b) and redesignating 
subsections (c), (d), (e), and (f) as subsections (b), 
(c), (d), and (e), respectively; 
(3) in subsection (c) (as redesignated by para-
graph (2))— 
(A) in paragraph (2)— 
(i) by striking ‘‘If a person makes a 
certification under paragraph (1), the Sec-
retary shall not be required to’’ and insert-
ing ‘‘The Secretary shall annually’’; and 
(ii) by inserting ‘‘on not less than 5 
percent of the covered cropland subject to 
this subtitle’’ after ‘‘being applied’’; and 
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(B) in paragraph (3), by striking the last 
sentence and inserting ‘‘The Secretary may re-
vise the person’s conservation plan if the Sec-
retary determines the conservation plan is not 
meeting the standards in section 1201(a)(4).’’; 
and 
(4) by amending subsection (d) (as redesignated 
by paragraph (2)) to read as follows: 
‘‘(d) 
TECHNICAL
ASSISTANCE.—The 
Secretary 
shall— 
‘‘(1) provide technical assistance to a person 
throughout the development, revision, and applica-
tion of the conservation plan and any conservation 
system of the person; and 
‘‘(2) make available annually an amount equal 
to 0.02 percent of the funding otherwise provided for 
programs specified in section 1211(a), not to exceed 
$350 million, to provide technical assistance, con-
duct status reviews and other tasks required to fully 
implement the provisions of this subtitle.’’. 
SEC. 205. WETLAND PROGRAM INELIGIBILITY. 
Section 1221(c) of the Food Security Act of 1985 (16 
U.S.C. 3821) is amended— 
(1) by amending paragraph (2)(B) to read as 
follows: 
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