I 
113TH CONGRESS 
1ST SESSION H. R. 1194 
To terminate the National Flood Insurance Program and related mandatory 
purchase and compliance requirements, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 14, 2013 
Mrs. MILLER of Michigan introduced the following bill; which was referred to 
the Committee on Financial Services, and in addition to the Committee 
on the Judiciary, for a period to be subsequently determined by the 
Speaker, in each case for consideration of such provisions as fall within 
the jurisdiction of the committee concerned 
A BILL 
To terminate the National Flood Insurance Program and 
related mandatory purchase and compliance require-
ments, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘National Flood Insur-
ance Program Termination Act of 2013’’. 
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SEC. 2. TERMINATION OF NATIONAL FLOOD INSURANCE 
PROGRAM. 
(a) TERMINATION OF AUTHORITY TO PROVIDE COV-
ERAGE.—Effective at the end of December 31, 2015, the 
Administrator of the Federal Emergency Management 
Agency (in this section referred to as the ‘‘Adminis-
trator’’) shall not provide any new flood insurance cov-
erage, or renew any coverage provided before such date, 
under the National Flood Insurance Act of 1968 (42 
U.S.C. 4001 et seq.). 
(b) TREATMENT
OF EXISTING COVERAGE.—Sub-
section (a) shall not— 
(1) affect any flood insurance coverage provided 
under such Act under a contract or agreement en-
tered into before the date specified in such sub-
section and, notwithstanding the repeals under sec-
tion 3, such provisions as in effect immediately be-
fore such repeal shall continue to apply with respect 
to flood insurance coverage in force after such re-
peal; or 
(2) require the termination of any contract or 
other agreement for flood insurance coverage entered 
into before such date. 
(c) WIND-UP.—After the date specified in subsection 
(a), the Administrator shall take such actions as may be 
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necessary steps to wind up the affairs of the National 
Flood Insurance Program. 
(d) TREATMENT OF FUNDS.—Amounts in the Na-
tional Flood Insurance Fund established under section 
1310 of the National Flood Insurance Act of 1968 (42 
U.S.C. 4017) and amounts in the National Flood Insur-
ance Reserve Fund established under section 1310A of 
such Act (42 U.S.C. 4017a) shall be available to the Ad-
ministrator for performing the functions of the Adminis-
trator with respect to flood insurance coverage remaining 
in force after the date specified in subsection (a). Upon 
the expiration of the contracts and agreements for such 
coverage, any unexpended balances in such Funds shall 
be deposited in the Treasury as miscellaneous receipts. 
(e) SAVINGS PROVISIONS.— 
(1) TREATMENT OF PRIOR DETERMINATIONS.— 
The repeals made by section 3 of the provisions of 
law specified in such section shall not affect any 
order, determination, regulation, or contract that 
has been issued, made, or allowed to become effec-
tive under such provisions before the effective date 
of the repeal. All such orders, determinations, regu-
lations, and contracts shall continue in effect until 
modified, superseded, terminated, set aside, or re-
voked in accordance with law by the President, the 
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Administrator, or other authorized official, a court 
of competent jurisdiction, or by operation of law. 
(2) PENDING PROCEEDINGS.— 
(A) EFFECT ON PENDING PROCEEDINGS.— 
The repeals made by section 3 shall not affect 
any proceedings relating to the National Flood 
Insurance Program, including notices of pro-
posed rulemaking, pending on the effective date 
of the repeals, before the Federal Emergency 
Management Agency, except that no assistance 
or flood insurance coverage may be provided 
pursuant to any application pending on such ef-
fective date. Such proceedings, to the extent 
that they relate to functions performed by the 
Administrator after such repeal, shall be contin-
ued. Orders shall be issued in such proceedings, 
appeals shall be taken therefrom, and payments 
shall be made pursuant to such orders, as if 
this Act had not been enacted; and orders 
issued in any such proceedings shall continue in 
effect until modified, terminated, superseded, or 
revoked by the Administrator, by a court of 
competent jurisdiction, or by operation of law. 
(B) CONSTRUCTION.—Nothing in this sub-
section may be construed to prohibit the dis-
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continuance or modification of any proceeding 
described in subparagraph (A) under the same 
terms and conditions and to the same extent 
that such proceeding could have been discon-
tinued or modified if this section had not been 
enacted. 
(3) ACTIONS.—This section shall not affect 
suits commenced before the effective date of the re-
peals made by section 3, and in all such suits, pro-
ceedings shall be had, appeals taken, and judgments 
rendered in the same manner and effect as if this 
section had not been enacted. 
(4) LIABILITIES INCURRED.—No suit, action, 
or other proceeding commenced by or against an in-
dividual in the official capacity of such individual as 
an officer of the Federal Emergency Management 
Agency having any responsibility for the National 
Flood Insurance Program shall abate by reason of 
the enactment of this section. No cause of action re-
lating to such Program, by or against the Federal 
Emergency Management Agency, or by or against 
any officer thereof in the official capacity of such of-
ficer having any responsibility for such program, 
shall abate by reason of the enactment of this sec-
tion. 
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SEC. 3. REPEALS AND CONTINUATION OF FEMA MAPPING 
RESPONSIBILITIES. 
(a) NATIONAL FLOOD INSURANCE ACT OF 1968.— 
The National Flood Insurance Act of 1968 is amended— 
(1) by striking section 1302 (42 U.S.C. 4001); 
(2) by striking chapters I and II (42 U.S.C. 
4011 et seq.); 
(3) in section 1360 (42 U.S.C. 4101)— 
(A) in subsection (a)(2), by striking ‘‘until 
the date specified in section 1319’’; 
(B) by striking subsection (d); 
(C) in subsection (g)— 
(i) by striking ‘‘To promote compli-
ance with the requirements of this title, 
the’’ and inserting ‘‘The’’; 
(ii) by striking ‘‘directly responsible 
for coordinating the national flood insur-
ance program’’; and 
(iii) in the last sentence, by striking 
‘‘National Flood Insurance Fund, pursuant 
to section 1310(b)(6)’’ and inserting the 
following: ‘‘General Fund of the Treasury 
and shall be used only for reducing the 
debt of the Federal Government’’; and 
(D) in subsection (i)— 
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(i) by striking ‘‘free of charge’’ and 
inserting ‘‘at cost’’; 
(ii) by striking ‘‘and States and com-
munities participating in the national flood 
insurance program pursuant to section 
1310 and at cost to all other’’ and insert-
ing ‘‘, States and communities, and other 
interested’’; and 
(iii) in the last sentence, by striking 
‘‘National Flood Insurance Fund, pursuant 
to section 1310(b)(6)’’ and inserting the 
following: ‘‘General Fund of the Treasury 
and shall be used only for reducing the 
debt of the Federal Government’’; 
(4) in section 1363 (42 U.S.C. 4104)— 
(A) in subsection (e)— 
(i) in the second sentence, by striking 
‘‘the Scientific Resolution Panel provided 
for in section 1363A’’ and inserting ‘‘an 
independent scientific body or appropriate 
Federal agency for advice’’; and 
(ii) by striking the third and fifth sen-
tences; 
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(B) in subsection (g), by striking ‘‘Except 
as provided in section 1363A, any’’ and insert-
ing ‘‘Any’’; 
(5) by striking section 1363A (42 U.S.C. 4104– 
1); 
(6) in section 1364 (42 U.S.C. 4104a)— 
(A) in subsection (a)— 
(i) in paragraphs (1) and (2), by 
striking ‘‘or the Flood Disaster Protection 
Act of 1973’’ each place such term ap-
pears; and 
(ii) in paragraph (3)— 
(I) by striking subparagraphs 
(B) and (C) and inserting the fol-
lowing: 
‘‘(B) a statement that flood insurance cov-
erage may be available in the private market or 
through a State-sponsored program; and’’; and 
(II) by redesignating subpara-
graph (D) as subparagraph (C); and 
(B) by striking subsections (b) and (c); 
(7) in section 1365 (42 U.S.C. 4104b)— 
(A) in subsection (a), by striking ‘‘and in 
which flood insurance under this title is avail-
able’’; and 
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(B) in subsection (b)— 
(i) by striking paragraph (1); and 
(ii) in paragraph (2)— 
(I) in the first sentence, by strik-
ing ‘‘the community identification 
number and community participation 
status (for purposes of the national 
flood insurance program) of the com-
munity in which the improved real es-
tate or such property is located,’’; and 
(II) in the third sentence, by 
striking ‘‘because the building or mo-
bile home is not located in a commu-
nity that is participating in the na-
tional flood insurance program or’’; 
(8) by striking sections 1366 and 1367 (42 
U.S.C. 4104c, 4104d); 
(9) in section 1370 (42 U.S.C. 4121)— 
(A) by striking paragraphs (3), (4), (5), 
(7), (14), and (15); 
(B) in paragraph (12)(B), by striking the 
semicolon at the end and inserting ‘‘; and’’; 
(C) in paragraph (13), by striking the 
semicolon at the end and inserting a period; 
and 
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(D) by redesignating paragraphs (6), (8), 
(9), (10), (11), (12), and (13), as so amended, 
as paragraphs (3), (4), (5), (6), (7), (8), and 
(9), respectively; 
(10) by striking sections 1371 through 1375 
(42 U.S.C. 4122–26); 
(11) in section 1376 (42 U.S.C. 4127)— 
(A) in subsection (a), by striking ‘‘to carry 
out this title’’ and all that follows through the 
end of paragraph (3) and inserting ‘‘to carry 
out the mapping, studies, investigations, and 
other responsibilities of the Director under this 
title’’; and 
(B) by striking subsection (c); and 
(12) by striking section 1377 (42 U.S.C. 4001 
note). 
(b) FLOOD DISASTER PROTECTION ACT OF 1973.— 
The Flood Disaster Protection Act of 1973 is amended— 
(1) by striking section 2 (42 U.S.C. 4002); 
(2) by striking section 102 (42 U.S.C. 4012a); 
(3) in section 201 (42 U.S.C. 4105)— 
(A) by striking subsection (a) and insert-
ing the following new subsection: 
‘‘(a) As information becomes available to the Director 
concerning the existence of flood hazards, the Director 
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shall publish information in accordance with section 
1360(a)(1) of the National Flood Insurance Act of 1968 
and shall notify the chief executive officer of each known 
flood-prone community of its tentative identification as a 
community containing one or more areas having special 
flood hazards.’’; 
(B) in subsection (b), by striking ‘‘shall ei-
ther (1) promptly make proper application to 
participate in the national flood insurance pro-
gram or (2)’’ and inserting ‘‘may’’; 
(C) by striking subsections (c) and (d); 
and 
(D) by redesignating subsection (e) as sub-
section (c); and 
(4) by striking section 202 (42 U.S.C. 4106). 
(c) BIGGERT-WATERS FLOOD INSURANCE REFORM 
ACT OF 2012.—The Biggert-Waters Flood Insurance Re-
form Act of 2012 is amended— 
(1) in section 100215 (42 U.S.C. 4101a)— 
(A) in subsection (b)(2), by striking ‘‘in-
surance rate’’ and inserting ‘‘risk’’ ; 
(B) in subsection (c), by striking ‘‘insur-
ance rate’’ each place such term appears and 
inserting ‘‘risk’’; 
(C) in subsection (d)— 
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