I 
108TH CONGRESS 
1ST SESSION H. R. 1168
To amend the Higher Education Act of 1965 to provide deferments and 
interest payments for borrowers of student loans who are called to 
active duty. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 10, 2003
Mr. RYAN of Ohio (for himself, Mr. ACEVEDO-VILA´, Mr. BROWN of Ohio, Mr. 
CHABOT, Mr. ETHERIDGE, Mr. FARR, Mr. FORD, Mr. FRANK of Massa-
chusetts, Mr. FROST, Mr. HOLDEN, Mr. INSLEE, Mrs. JONES of Ohio, 
Mr. JONES
of North Carolina, Ms. KAPTUR, Mr. KILDEE, Mr. 
LATOURETTE, Mrs. MCCARTHY of New York, Mr. MCGOVERN, Mrs. 
MALONEY, Mr. GEORGE MILLER of California, Mr. OWENS, Mr. REYES, 
Mr. SERRANO, Mr. SIMMONS, and Mr. SMITH of Washington) introduced 
the following bill; which was referred to the Committee on Education and 
the Workforce 
A BILL 
To amend the Higher Education Act of 1965 to provide 
deferments and interest payments for borrowers of stu-
dent loans who are called to active duty.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Active Reservists and 
National Guard Student Loan Relief Act of 2003’’.
SEC. 2. DEFERMENT DURING ACTIVE DUTY. 
(a) FFEL AND DIRECT SUBIDIZED LOANS.—Section 
428(b)(1)(M) of the Higher Education Act of 1965 (20 
U.S.C. 1078(b)(1)(M)) is amended—
(1) by striking ‘‘or’’ at the end of clause (ii); 
(2) by inserting ‘‘or’’ after the semicolon at the 
end of clause (iii); and 
(3) by inserting after clause (iii) the following 
new clause: 
‘‘(iv) not in excess of 3 years during 
which the borrower—
‘‘(I) is on active duty under sec-
tion 688, 12301(a), 12301(g), 12302, 
12304, 12306, or 12406, or chapter 
15 of title 10, United States Code, or 
any other provision of law during a 
war or during a national emergency 
declared by the President or Congress, 
regardless of the location at which 
such active duty service is performed; 
or 
‘‘(II) in the case of a member of 
the National Guard, is on full-time 
National Guard duty (as defined in 
section 101(d)(5) of title 10, United 
States Code) under a call to active
service authorized by the President or 
the Secretary of Defense for a period 
of more than 30 consecutive days 
under section 502(f) of title 32, 
United States Code, for purposes of 
responding to a national emergency 
declared by the President and sup-
ported by Federal funds.’’. 
(b) PERKINS LOANS.—Section 464(c)(2)(A) of such 
Act (20 U.S.C. 1087dd(c)(2)(A)) is amended—
(1) by striking ‘‘or’’ at the end of clause (iii); 
(2) by inserting ‘‘or’’ after the semicolon at the 
end of clause (iv); and 
(3) by inserting after clause (iii) the following 
new clause: 
‘‘(v) not in excess of 3 years during 
which the borrower—
‘‘(I) is on active duty under sec-
tion 688, 12301(a), 12301(g), 12302, 
12304, 12306, or 12406, or chapter 
15 of title 10, United States Code, or 
any other provision of law during a 
war or during a national emergency 
declared by the President or Congress, 
regardless of the location at which
such active duty service is performed; 
or 
‘‘(II) in the case of a member of 
the National Guard, is on full-time 
National Guard duty (as defined in 
section 101(d)(5) of title 10, United 
States Code) under a call to active 
service authorized by the President or 
the Secretary of Defense for a period 
of more than 30 consecutive days 
under section 502(f) of title 32, 
United States Code, for purposes of 
responding to a national emergency 
declared by the President and sup-
ported by Federal funds.’’. 
SEC. 3. EFFECTIVE DATE. 
The amendments made by section 2 shall apply with 
respect to loans for which the first disbursement is made 
on or after July 1, 1993, to an individual who is a new 
borrower (within the meaning of section 103 of the Higher 
Education Act of 1965 (20 U.S.C. 1003)) on the date 
such individual applies for a loan.
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