IIB 
112TH CONGRESS 
1ST SESSION 
H. R. 836 
IN THE SENATE OF THE UNITED STATES 
MARCH 14, 2011 
Received; read twice and referred to the Committee on Banking, Housing, and 
Urban Affairs 
AN ACT 
To rescind the unobligated funding for the Emergency 
Mortgage Relief Program and to terminate the program. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Emergency Mortgage 
Relief Program Termination Act’’. 
SEC. 2. RESCISSION OF FUNDING FOR EMERGENCY MORT-
GAGE RELIEF PROGRAM. 
Effective on the date of the enactment of this Act, 
there are rescinded and permanently canceled all unobli-
gated balances remaining available as of such date of en-
actment of the amounts made available by section 1496(a) 
of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (Public Law 111–203; 124 Stat. 2207; 12 
U.S.C. 2706 note). All such unobligated balances so re-
scinded and permanently canceled shall be retained in the 
general fund of the Treasury for reducing the debt of the 
Federal Government. 
SEC. 3. TERMINATION OF EMERGENCY MORTGAGE RELIEF 
PROGRAM. 
(a) REPEAL.—Title I of the Emergency Housing Act 
of 1975 (12 U.S.C. 2701 et seq.), as amended by section 
1496(b) of the Dodd-Frank Wall Street Reform and Con-
sumer Protection Act, is hereby repealed. 
(b) TREATMENT OF REMAINING FUNDS.—Notwith-
standing the repeal under subsection (a) of this section, 
any amounts made available under the provision specified 
in section 2 of this Act and obligated before the date of 
the enactment of this Act shall continue to be governed 
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by the provisions of law specified in subsection (a) of this 
section, as in effect immediately before such repeal. 
(c) TERMINATION.—Upon the completion of outlays 
to liquidate all amounts referred to in subsection (b) of 
this section and the completion of all activities with re-
spect to such amounts under the provisions of law speci-
fied in subsection (a) of this section, the Secretary of 
Housing and Urban Development shall terminate the 
Emergency Mortgage Relief Program authorized under 
the provisions specified in subsection (a). 
(d) STUDY OF USE OF PROGRAM BY MEMBERS OF 
THE ARMED FORCES, VETERANS, GOLD STAR RECIPI-
ENTS, AND MEMBERS AND VETERANS WITH SERVICE- 
CONNECTED DISABILITIES AND THEIR FAMILIES.— 
(1) STUDY.—The Secretary of Housing and 
Urban Development shall conduct a study to deter-
mine the extent of usage of the Emergency Mort-
gage Relief Program authorized under the provisions 
specified in subsection (a) by, and the impact of 
such program on, covered homeowners. 
(2) REPORT.—Not later than the expiration of 
the 90-day period beginning on the date of the en-
actment of this Act, the Secretary shall submit to 
the Congress a report setting forth the results of the 
study under paragraph (1) and identifying best 
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practices, with respect to covered homeowners, that 
could be applied to the Emergency Mortgage Relief 
Program. 
(3) COVERED HOMEOWNER.—For purposes of 
this subsection, the term ‘‘covered homeowner’’ 
means a homeowner who is— 
(A) a member of the Armed Forces of the 
United States on active duty or the spouse or 
parent of such a member; 
(B) a veteran, as such term is defined in 
section 101 of title 38, United States Code; 
(C) eligible to receive a Gold Star lapel pin 
under section 1126 of title 10, United States 
Code, as a widow, parent, or next of kin of a 
member of the Armed Forces person who died 
in a manner described in subsection (a) of such 
section; or 
(D) such members and veterans of the 
Armed Forces who have service-connected inju-
ries, and survivors and dependents of such 
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members and veterans of the Armed Forces 
with such injuries. 
Passed the House of Representatives March 11, 
2011. 
Attest: 
KAREN L. HAAS, 
Clerk. 
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