SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Crop Risk Options 
Plan Act of 2013’’. 
SEC. 2. SUPPLEMENTAL COVERAGE OPTION. 
(a) AVAILABILITY
OF SUPPLEMENTAL COVERAGE 
OPTION.—Paragraph (3) of section 508(c) of the Federal 
Crop Insurance Act (7 U.S.C. 1508(c)) is amended to read 
as follows: 
‘‘(3) YIELD AND LOSS BASIS OPTIONS.—A pro-
ducer shall have the option of purchasing additional 
coverage based on— 
‘‘(A)(i) an individual yield and loss basis; 
or 
‘‘(ii) an area yield and loss basis; 
‘‘(B) an individual yield and loss basis, 
supplemented with coverage based on an area 
yield and loss basis to cover a part of the de-
ductible under the individual yield and loss pol-
icy, as described in paragraph (4)(C); or 
‘‘(C) a margin basis alone or in combina-
tion with the coverages available in subpara-
graph (A) or (B).’’. 
(b) LEVEL OF COVERAGE.—Paragraph (4) of section 
508(c) of the Federal Crop Insurance Act (7 U.S.C. 
1508(c)) is amended to read as follows: 
‘‘(4) LEVEL OF COVERAGE.— 
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‘‘(A) DOLLAR
DENOMINATION
AND
PER-
CENTAGE
OF
YIELD.—Except as provided in 
subparagraph (C), the level of coverage— 
‘‘(i) shall be dollar denominated; and 
‘‘(ii) may be purchased at any level 
not to exceed 85 percent of the individual 
yield or 95 percent of the area yield (as de-
termined by the Corporation). 
‘‘(B) 
INFORMATION.—The 
Corporation 
shall provide producers with information on cat-
astrophic risk and additional coverage in terms 
of dollar coverage (within the allowable limits of 
coverage provided in this paragraph). 
‘‘(C) 
SUPPLEMENTAL
COVERAGE
OP-
TION.— 
‘‘(i) IN
GENERAL.—Notwithstanding 
subparagraph (A), in the case of the sup-
plemental coverage option described in 
paragraph (3)(B), the Corporation shall 
offer producers the opportunity to pur-
chase coverage in combination with a pol-
icy or plan of insurance offered under this 
subtitle that would allow indemnities to be 
paid to a producer equal to a part of the 
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deductible under the policy or plan of in-
surance— 
‘‘(I) at a county-wide level to the 
fullest extent practicable; or 
‘‘(II) in counties that lack suffi-
cient data, on the basis of such larger 
geographical area as the Corporation 
determines to provide sufficient data 
for purposes of providing the cov-
erage. 
‘‘(ii) 
TRIGGER.—Coverage 
offered 
under paragraph (3)(B) and clause (i) 
shall be triggered only if the losses in the 
area exceed 10 percent of normal levels (as 
determined by the Corporation). 
‘‘(iii) COVERAGE.—Subject to the trig-
ger described in clause (ii), coverage of-
fered under paragraph (3)(B) and clause 
(i) shall not exceed the difference be-
tween— 
‘‘(I) 90 percent; and 
‘‘(II) the coverage level selected 
by the producer for the underlying 
policy or plan of insurance. 
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‘‘(iv) CALCULATION
OF
PREMIUM.— 
Notwithstanding subsection (d), the pre-
mium for coverage offered under para-
graph (3)(B) and clause (i) shall— 
‘‘(I) be sufficient to cover antici-
pated losses and a reasonable reserve; 
and 
‘‘(II) include an amount for oper-
ating and administrative expenses es-
tablished in accordance with sub-
section (k)(4)(F).’’. 
(c) PAYMENT OF PORTION OF PREMIUM BY COR-
PORATION.—Section 508(e)(2) of the Federal Crop Insur-
ance Act (7 U.S.C. 1508(e)(2)) is amended by adding at 
the end the following new subparagraph: 
‘‘(H) In the case of the supplemental cov-
erage option authorized in subsection (c)(4)(C), 
the amount shall be equal to the sum of— 
‘‘(i) 60 percent of the additional pre-
mium associated with the coverage; and 
‘‘(ii) the amount determined under 
subsection (c)(4)(C)(vi)(II), subject to sub-
section (k)(4)(F), for the coverage to cover 
operating and administrative expenses.’’. 
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(d) EFFECTIVE DATE.—The Federal Crop Insurance 
Corporation shall begin to provide additional coverage 
based on an individual yield and loss basis, supplemented 
with coverage based on an area yield and loss basis, not 
later than for the 2014 crop year. 
SEC. 3. DATA SOURCES FOR DETERMINATION OF ACTUAL 
PRODUCTION HISTORY. 
Section 508(g)(2) of the Federal Crop Insurance Act 
(7 U.S.C. 1508(g)(2)) is amended by adding at the end 
the following new subparagraph: 
‘‘(E) SOURCES OF YIELD DATA.—To deter-
mine yields under this paragraph, the Corpora-
tion shall use data collected by the Risk Man-
agement Agency or the National Agricultural 
Statistics Service, or both.’’. 
Æ 
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