datamatters24/research-document-archive huggingface dataset:
(without regard to subparagraph (A)) for the
1st taxable year of the credit period shall be al-
lowable under subsection (a) for the 1st taxable
year following the credit period.
‘‘(3) 
DISPOSITION
OF
HOME
OWNERSHIP
LOANS.—If a qualified home ownership loan is dis-
posed of during any year for which a credit is allow-
able under subsection (a), such credit shall be allo-
cated between the parties on the basis of the number
of days during such year the mortgage was held by
each and the portion of the total credit allocated to
the qualified lender which is attributable to such
mortgage.
‘‘(g) LOSS OF CREDIT.—If, during the taxable year,
a qualified home ownership loan is repaid prior to the expi-
ration of the credit period with respect to such loan, the
amount of the home ownership tax credit attributable to
such loan is no longer available under subsection (a). A
rule similar to the rule of subsection (f)(3) shall apply for
purposes of the preceding sentence.
‘‘(h) RECAPTURE OF PORTION OF FEDERAL SUBSIDY
FROM HOME OWNER.—
‘‘(1) IN GENERAL.—If, during the taxable year,
any taxpayer described in paragraph (3) disposes of
an interest in a residence with respect to which a
‘‘(D) FORM OF DISCLOSURE.—The disclo-
sure required under this paragraph shall be
made in a clear and conspicuous manner in a
form at least as prominent as the disclosure of
the annual percentage rate of interest which
will apply during the introductory period.’’.
SEC. 8. DISCLOSURES RELATING TO THE DATES PAYMENTS
ARE DUE.
Section 127(b)(9) of the Truth in Lending Act (15
U.S.C. 1637(b)(9)) is amended by striking ‘‘The date by
which or the period (if any) within which, payment must
be made to avoid additional finance charges,’’ and insert-
ing ‘‘In a prominent place on the face of the statement,
the date of the last full business day on which payment
may be received before the imposition of late fees or addi-
tional finance charges (without regard to whether payment
may be received on a subsequent nonbusiness day or dur-
ing a portion of a subsequent business day before any such
fee or charge is imposed) and a conspicuous notice that
the failure to remit payment in sufficient time for the pay-
ment to be processed by such date may result in substan-
tial late fees or additional finance charges,’’.
SEC. 9. PROHIBITION ON MINIMUM PAYMENT AMOUNTS
THAT RESULT IN NEGATIVE AMORTIZATION.
Section 127 of the Truth in Lending Act (15 U.S.C.
1637) is amended by inserting after subsection (l) (as
added by section 6 of this Act) the following new sub-
section:
‘‘(m) 
PROHIBITION
ON
MINIMUM
PAYMENT
AMOUNTS THAT RESULT IN NEGATIVE AMORTIZATION.—
‘‘(1) IN GENERAL.—In the case of any credit
card account under an open-end consumer credit
plan, the minimum amount of any periodic payment
required to be made on any outstanding balance may
not be less than the finance charge applicable with
respect to such outstanding balance for such period.
‘‘(2) DISCLOSURES REQUIRED IN CASE OF LOW
AMORTIZATION RATE.—If, in the case of any credit
card account under an open-end consumer credit
plan, the minimum amount of any periodic payment
required to be made on any outstanding balance re-
duces the outstanding balance by less than 2 percent
of such balance, after payment of any finance charge
and fees imposed for such period, the periodic state-
ment required under subsection (b) with respect to
such account shall include a conspicuous notice in a
prominent place on the statement of—
‘‘(A) the fact that the outstanding balance
will be reduced by less than 2 percent if the
consumer only pays the minimum amount; and
‘‘(B) the period of time which would be re-
quired to pay off the outstanding balance if the
consumer paid only the minimum amount of
each periodic payment required until such bal-
ance is fully repaid.
‘‘(3) 
EXCEPTION
UNDER
EXIGENT
CIR-
CUMSTANCES.—In addition to any other authority of
the Board under this title to prescribe regulations,
the Board may prescribe regulations which permit
exceptions to the application of paragraph (1) with
respect to any consumer who requests a creditor to
agree to a payment deferral plan for a limited period
of time due to loss of employment, illness, or inca-
pacity, or such other exigent circumstances the
Board may describe in such regulations.’’.
Æ
I
107TH CONGRESS
1ST SESSION
H. R. 2033
To amend the Internal Revenue Code of 1986 to provide a credit to promote
home ownership among low-income individuals.
IN THE HOUSE OF REPRESENTATIVES
MAY 25, 2001
Ms. ROYBAL-ALLARD (for herself, Ms. CARSON of Indiana, Mr. FILNER, Mr.
FROST, Mr. HINCHEY, Mr. KUCINICH, Ms. LEE, Mrs. NAPOLITANO, Ms.
NORTON, Mr. PRICE of North Carolina, Mr. RANGEL, Ms. SANCHEZ, Mr.
SANDERS, Ms. SOLIS, and Mr. UNDERWOOD) introduced the following
bill; which was referred to the Committee on Ways and Means
A BILL
To amend the Internal Revenue Code of 1986 to provide
a credit to promote home ownership among low-income
individuals.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE; FINDINGS; PURPOSES.
(a) SHORT TITLE.—This Act may be cited as the
‘‘Home Ownership Tax Credit Act of 2001’’.
(b) FINDINGS.—Congress finds the following:
(1) Home ownership is of primary importance
in building wealth in low-income families.
(2) 67 percent of the wealth that is owned by
non-elderly low-income households consists of the eq-
uity in their residences and the median wealth of
such non-elderly low-income households is 12 times
greater than the median wealth for non-elderly rent-
ers with the same level of income.
(3) Only 45 percent of low-income households
live in owner-occupied homes, as compared to 66
percent of all households, and 86 percent of high-in-
come households.
(4) According to the Bureau of the Census, in
1993, 88 percent of all renters and 93 percent of
renters earning less than $20,000 could not afford
a house selling for half of the regional median house
price.
(5) There is a 23 percentage point difference in
home ownership rates between central cities and
suburban cities which is largely the result of the
concentration of low-income households in central
cities.
(6) The cost of the largest Federal tax incen-
tives for home ownership, the mortgage interest de-
duction and the real estate tax deduction, is equal
to approximately twice the amount of Federal ex-
penditures for direct Federal housing assistance
which benefits low-income households.
(7) The mortgage interest deduction and the
real estate tax deduction have little value to low-in-
come households because the itemized tax deductions
of low-income households generally do not exceed the
standard deduction.
(8) Over 90 percent of the total benefits of the
mortgage interest deduction accrue to home buyers
with incomes greater than $40,000.
(9) Current provisions in the Federal tax code
to promote home ownership among low-income
households, such as the mortgage revenue bond pro-
gram, the mortgage credit certificate program, and
the low-income housing credit, fail to simultaneously
attack the twin constraints of lack of wealth and low
income that prevent many low-income households
from becoming home owners.
(c) PURPOSES.—The purposes of this Act are—
(1) to establish a decentralized, market-driven
approach to increasing home ownership among low-
income households,
(2) to enable low-income households to over-
come the wealth and income constraints that fre-
(A) to conduct tests to ascertain the com-
position of fuels for the purpose of compliance
with subsection (b); and
(B) to submit to the Secretary periodic re-
ports on the composition of the fuels refined,
blended, or imported.
(d) CIVIL PENALTIES AND ENFORCEMENT.—
(1) CIVIL PENALTIES.—
(A) IN GENERAL.—The Secretary may im-
pose against a person that fails to comply with
subsection (b) or with a regulation under sub-
section (c) a civil penalty in the amount of—
(i) not more than $25,000 for each
day of the failure to comply; plus
(ii) the amount of economic benefit
realized by the person as a result of the
failure to comply.
(B) AVERAGING PERIOD.—Any failure to
comply with respect to a regulation under sub-
section (c) that establishes a regulatory require-
ment based on an averaging period shall con-
stitute a separate day of failure of compliance
for each day of the averaging period.
(2) ENFORCEMENT.—The Secretary may bring
a civil action in United States district court for—
I
107TH CONGRESS
1ST SESSION
H. R. 2036
To amend the Social Security Act to enhance privacy protections for individ-
uals, to prevent fraudulent misuse of the Social Security account number,
and for other purposes.
IN THE HOUSE OF REPRESENTATIVES
MAY 25, 2001
Mr. SHAW (for himself, Mr. MATSUI, Mr. FOLEY, Mr. KLECZKA, Mr. CAMP,
Ms. DUNN of Washington, Mr. HAYWORTH, Mr. SAM JOHNSON of Texas,
Mr. LEWIS of Kentucky, Mr. RAMSTAD, Mr. TANNER, and Mrs. THUR-
MAN) introduced the following bill; which was referred to the Committee
on Ways and Means, and in addition to the Committees on Energy and
Commerce and Financial Services, for a period to be subsequently deter-
mined by the Speaker, in each case for consideration of such provisions
as fall within the jurisdiction of the committee concerned
A BILL
To amend the Social Security Act to enhance privacy protec-
tions for individuals, to prevent fraudulent misuse of
the Social Security account number, and for other pur-
poses.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE AND TABLE OF CONTENTS.
(a) SHORT TITLE.—This Act may be cited as the
‘‘Social Security Number Privacy and Identity Theft Pre-
vention Act of 2001’’.
(b) TABLE OF CONTENTS.—The table of contents is
as follows:
Sec. 1. Short title and table of contents.
Sec. 2. Findings.
TITLE I—PROVISIONS RELATING TO THE SOCIAL SECURITY
ACCOUNT NUMBER IN THE PUBLIC SECTOR
Sec. 101. Restrictions on the sale of social security account numbers by govern-
mental agencies.
Sec. 102. Prohibition of the display to the general public of social security ac-
count numbers possessed by governmental agencies.
Sec. 103. Prohibition of the display of social security account numbers on
checks issued for payment by governmental agencies.
Sec. 104. Prohibition of the appearance of social security account numbers on
driver’s licenses or motor vehicle registrations.
Sec. 105. Prohibition of the display by governmental agencies of personal iden-
tification numbers.
Sec. 106. Prohibition of inmate access to social security account numbers.
Sec. 107. Independent verification of birth records provided in support of appli-
cations for social security account numbers.
TITLE II—PROVISIONS RELATING TO THE SOCIAL SECURITY
ACCOUNT NUMBER IN THE PRIVATE SECTOR
Sec. 201. Prohibition of the sale, purchase, or display of the social security ac-
count number in the private sector.
Sec. 202. Refusal to do business without receipt of social security account num-
ber considered unfair or deceptive act or practice.
Sec. 203. Confidential treatment of credit header information.
TITLE III—ENFORCEMENT
Sec. 301. New criminal penalties for misuse of social security account numbers.
Sec. 302. Extension of civil monetary penalty authority.
Sec. 303. Authority for judicial orders of restitution.
SEC. 2. FINDINGS.
The Congress makes the following findings:
(1) A unique series of nine numbers assigned to
most individuals, the Social Security account num-
†
HR 2069 EAS
tion, treatment, and monitoring to improve the effec-
tiveness of Department programs in countries in
which the Department operates.
‘‘(c) REPORT.—
‘‘(1) IN GENERAL.—The Director shall prepare
an annual report that—
‘‘(A) describes the actions that are being
taken to coordinate the multiple roles and poli-
cies of, and foster collaboration among, the of-
fices and agencies of the Department that con-
tribute to global HIV/AIDS activities;
‘‘(B) describes the respective roles and ac-
tivities of each of the offices and agencies of the
Department;
‘‘(C) contains any recommendations for leg-
islative and funding actions that are needed to
create a coherent, effective departmental ap-
proach to global HIV/AIDS that achieves the
goals for Department programs; and
‘‘(D) describes the progress made towards
meeting the HIV/AIDS goals and outcomes as
identified by the Director.
‘‘(2) SUBMISSION TO CONGRESS.—Not later than
1 year after the date of enactment of this part, and
annually thereafter, the Secretary shall submit the re-
tries to prevent and control HIV/AIDS, malaria, and
tuberculosis;
(6) prevention and treatment for HIV/AIDS
should be a component of a comprehensive inter-
national effort to combat deadly infectious diseases,
including malaria and tuberculosis, and opportun-
istic infections, that kill millions annually in the de-
veloping world;
(7) programs developed by the United States
Agency for International Development to address the
HIV/AID pandemic should preserve personal privacy
and confidentiality, should not include compulsory
HIV/AIDS testing, and should not be discrimina-
tory;
(8)(A) the United States Agency for Inter-
national Development should carry out HIV/AIDS
awareness, prevention, and treatment programs in
conjunction with effective international tuberculosis
and malaria treatment programs and with programs
that address the relationship between HIV/AIDS
and a number of opportunistic diseases that include
bacterial diseases, fungal diseases, viral diseases and
HIV-associated malignancies, such as Kaposi sar-
coma, lymphoma, and squamous cell carcinoma; and
(1) ENGAGED
IN
THE
BUSINESS.—The
term ‘‘engaged in the business’’ has the
meaning given that term in section
921(a)(21) of title 18, United States Code,
and, as applied to a seller of ammunition,
means a person who devotes, time, atten-
tion, and labor to the sale of ammunition
as a regular course of trade or business
with the principal objective of livelihood
and profit through the sale or distribu-
tion of ammunition.
(2) MANUFACTURER.—The term ‘‘manu-
facturer’’ means, with respect to a quali-
fied product, a person who is engaged in
the business of manufacturing the prod-
uct in interstate or foreign commerce and
who is licensed to engage in business as
such a manufacturer under chapter 44 of
title 18, United States Code.
(3) 
PERSON.—The 
term 
‘‘person’’
means any individual, corporation, com-
pany, association, firm, partnership, soci-
ety, joint stock company, or any other en-
tity, including any governmental entity.
to the Committee of the Whole House on the State of the Union, and
ordered to be printed
[Strike out all after the enacting clause and insert the part printed in boldface roman]
[For text of introduced bill, see copy of bill as introduced on May 25, 2001]
A BILL
To amend the Act establishing the Department of Commerce
to protect manufacturers and sellers in the firearms and
ammunition industry from restrictions on interstate or
foreign commerce.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ‘‘Protection of Lawful
Commerce in Arms Act’’.
SEC 2. AMENDMENT TO ORGANIC ACT.
The Act entitled ‘‘An Act to establish the Department
of Commerce and Labor’’, approved February 14, 1903 (15
U.S.C. 1501 et seq.), is amended by redesignating section
13 as section 14 and by inserting after section 12 the fol-
lowing:
‘‘SEC. 13. RESTRICTION ON COMMERCE.
‘‘(a) SECRETARY OF COMMERCE LIST.—The Secretary
of Commerce shall establish and maintain a list consisting
of each person that notifies the Secretary under subsection
(b) that such person is a licensed manufacturer of a firearm
‘‘(B) a seller in interstate or foreign com-
merce of a firearm or ammunition product
made by another person, but only with respect
to an aspect of the firearm or ammunition
product that the seller makes, produces, cre-
ates, assembles, designs, or formulates; and
‘‘(C) any seller in interstate or foreign
commerce of a firearm or ammunition product
on which, or on the packaging of which, the
seller is also represented as the manufacturer of
the firearm or ammunition product.
‘‘(5) RESTRICTION
ON
INTERSTATE
OR
FOR-
EIGN COMMERCE.—The term ‘restriction on inter-
state or foreign commerce’—
‘‘(A) means—
‘‘(i) civil damages or equitable relief,
or
‘‘(ii) any other limitation or condition,
awarded or ordered by a Federal, State, or local
court, that restricts the ability of a person list-
ed under subsection (a) to freely engage in
interstate or foreign commerce with respect to
firearm or ammunition products, or of a trade
association listed under subsection (a) to freely
engage in lawful activities on behalf of its mem-
bership; and
‘‘(B) does not include any damages, equi-
table relief, or other limitation or condition aris-
ing from—
‘‘(i) breach of contract or warranty in
connection with the purchase of a firearm
or ammunition product; or
‘‘(ii) physical injuries or property
damage resulting directly from the failure
to function or improper functioning of a
firearm or ammunition product, when used
as intended, due to a defect in design or
manufacture.
‘‘(6) SELLER.—The term ‘seller in interstate or
foreign commerce of a firearm or ammunition prod-
uct’ means a person who—
‘‘(A) in the course of a business conducted
in interstate or foreign commerce for such pur-
pose, sells, distributes, rents, leases, prepares,
blends, packages, labels, or otherwise is involved
in placing a firearm or ammunition product in
the stream of commerce; or
‘‘(B) in the course of a business conducted
in interstate or foreign commerce for such pur-
pose, installs, repairs, refurbishes, reconditions,
or maintains an aspect of a firearm or ammuni-
tion product.
‘‘(7) STATE.—The term ‘State’ includes the
District of Columbia, the Commonwealth of Puerto
Rico, and any territory of possession of the United
States.
‘‘(8) TRADE
ASSOCIATION.—The term ‘trade
association’ means any association or business orga-
nization (whether or not incorporated under the laws
of any State), 2 or more members of which are man-
ufacturers or sellers in interstate or foreign com-
merce of a firearm or ammunition product.’’.
Æ
HR 2069 RFS
the cooperation of governments and the private sec-
tor, including faith-based organizations; and
(B) the United States should provide additional
funds for multilateral programs and efforts to com-
bat HIV/AIDS and also seek to leverage public and
private resources to combat HIV/AIDS on a global
basis through the Global Development Alliance Ini-
tiative of the United States Agency for International
Development and other public and private partner-
ships with an emphasis on HIV/AIDS awareness,
education, prevention, and treatment programs;
(2)(A) in addition to HIV/AIDS awareness,
education, and prevention programs, the United
States Government should make its best efforts to
support programs that safely make available to pub-
lic and private entities in countries in sub-Saharan
Africa and other developing countries pharma-
ceuticals and diagnostics for HIV/AIDS therapy in
order—
(i) to effectively and safely assist such
countries in the delivery of HIV/AIDS therapy
pharmaceuticals through the establishment of
adequate health care delivery systems and
treatment monitoring programs; and
I
107TH CONGRESS
1ST SESSION
H. R. 203
To amend the Small Business Act to direct the Administrator of the Small
Business Administration to establish a pilot program to provide regu-
latory compliance assistance to small business concerns, and for other
purposes.
IN THE HOUSE OF REPRESENTATIVES
JANUARY 3, 2001
Mr. SWEENEY introduced the following bill; which was referred to the
Committee on Small Business
A BILL
To amend the Small Business Act to direct the Adminis-
trator of the Small Business Administration to establish
a pilot program to provide regulatory compliance assist-
ance to small business concerns, and for other purposes.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ‘‘National Small Busi-
ness Regulatory Assistance Act of 2001’’.
SEC. 2. PURPOSE.
The purpose of this Act is to establish a pilot pro-
gram to—
I
107TH CONGRESS
1ST SESSION
H. R. 2040
To amend the Internal Revenue Code of 1986 to provide for a nonrefundable
tax credit against income tax for individuals who purchase energy effi-
cient appliances.
IN THE HOUSE OF REPRESENTATIVES
MAY 25, 2001
Mr. THOMPSON of California (for himself, Mr. CAPUANO, Mr. LANTOS, Mr.
HINCHEY, Ms. MCKINNEY, Mr. BLUMENAUER, Mr. MATSUI, Ms. RIVERS,
Mrs. CAPPS, Mr. GEORGE MILLER of California, Mr. CROWLEY, Mr.
SANDERS, Mr. SCHIFF, Ms. MCCARTHY of Missiouri, Ms. SOLIS, Mr.
ALLEN, Ms. PELOSI, Mr. MOORE, Mrs. THURMAN, Mr. MCDERMOTT,
Ms. WOOLSEY, Ms. WATERS, Mr. DEFAZIO, Ms. NORTON, Mr. BONIOR,
and Mr. STUPAK) introduced the following bill; which was referred to the
Committee on Ways and Means
A BILL
To amend the Internal Revenue Code of 1986 to provide
for a nonrefundable tax credit against income tax for
individuals who purchase energy efficient appliances.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ‘‘Energy Efficient Appli-
ances Act of 2001’’.
SEC. 2. CREDIT FOR ENERGY EFFICIENT APPLIANCES.
(a) IN GENERAL.—Subpart A of part IV of sub-
chapter A of chapter 1 of the Internal Revenue Code of
1986 (relating to nonrefundable personal credits) is
amended by inserting after section 25A the following new
section:
‘‘SEC. 25B. PURCHASE OF ENERGY EFFICIENT APPLIANCES.
‘‘(a) ALLOWANCE OF CREDIT.—In the case of an in-
dividual, there shall be allowed as a credit against the tax
imposed by this chapter an amount equal to 50 percent
of the amount paid by the taxpayer for the purchase of
any qualified energy efficient appliance.
‘‘(b) LIMITATIONS.—
‘‘(1) DOLLAR LIMIT.—The credit allowed under
subsection (a) shall not exceed $1,000 for each indi-
vidual for a taxable year.
‘‘(2) APPROPRIATE DISPOSITION OF OLD APPLI-
ANCES REQUIRED.—In the case of a taxpayer pur-
chasing a qualified energy efficient appliance to re-
place an energy inefficient appliance, the credit al-
lowed under subsection (a) shall not apply unless the
taxpayer disposes of the energy inefficient appliance
appropriately.
‘‘(c) DEFINITION OF QUALIFIED ENERGY EFFICIENT
APPLIANCE.—For purposes of this section, the term
‘qualified energy efficient appliance’ means a clothes
washer, clothes dryer, refrigerator, dishwasher, water
heater, or room air conditioner that meets the qualifying
levels established by the Secretary of Energy for inclusion
in the Department of Energy’s Energy Star program.’’.
(b) CLERICAL AMENDMENT.—The table of sections
for subpart A of part IV of subchapter A of chapter 1
of such Code is amended by inserting after the item relat-
ing to section 25A the following new item:
‘‘25B. Purchase of energy efficient appliances.’’.
SEC. 3. EFFECTIVE DATE.
The amendments made by this Act shall apply to tax-
able years beginning after December 31, 2001.
Æ
II
107TH CONGRESS
1ST SESSION
H. R. 2043
IN THE SENATE OF THE UNITED STATES
JUNE 6, 2001
Received; read twice and referred to the Committee on Governmental Affairs
AN ACT
To designate the facility of the United States Postal Service
located at 2719 South Webster Street in Kokomo, Indi-
ana, as the ‘‘Elwood Haynes ‘Bud’ Hillis Post Office
Building’’.
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,