datamatters24/research-document-archive huggingface dataset:
State as the office or branch of the insured de-
pository institution at which the deposits of that 
depositor are held. 
‘‘(E) 
MUNICIPAL
DEPOSITOR.—In 
this 
paragraph, the term ‘municipal depositor’ means 
a depositor that is—’’; 
(3) by striking ‘‘(B) The’’ and inserting the fol-
lowing: 
‘‘(F) AUTHORITY
TO
LIMIT
DEPOSITS.— 
The’’; and 
(4) by striking ‘‘depositor referred to in subpara-
graph (A) of this paragraph’’ each place such term 
appears and inserting ‘‘municipal depositor’’. 
(e) TECHNICAL AND CONFORMING AMENDMENT RE-
LATING TO INSURANCE OF TRUST FUNDS.—Paragraphs (1) 
and (3) of section 7(i) of the Federal Deposit Insurance Act 
(12 U.S.C. 1817(i)) are each amended by striking 
‘‘$100,000’’ and inserting ‘‘the standard maximum deposit 
insurance amount (as determined under section 11(a)(1))’’. 
(f) OTHER TECHNICAL
AND CONFORMING AMEND-
MENTS.— 
(1) Section 11(m)(6) of the Federal Deposit In-
surance Act (12 U.S.C. 1821(m)(6)) is amended by 
striking ‘‘$100,000’’ and inserting ‘‘an amount equal
III 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 63
IN THE SENATE OF THE UNITED STATES 
MARCH 2, 2005
Received 
CONCURRENT RESOLUTION 
Permitting the use of the rotunda of the Capitol for a cere-
mony as part of the commemoration of the days of 
remembrance of victims of the Holocaust.
Resolved by the House of Representatives (the Senate 
concurring),
HCON 63 RDS 
SECTION 1. USE OF ROTUNDA FOR HOLOCAUST DAYS OF 
REMEMBRANCE CEREMONY. 
The rotunda of the Capitol is authorized to be used 
on May 5, 2005, for a ceremony as part of the commemo-
ration of the days of remembrance of victims of the Holo-
caust. Physical preparations for the ceremony shall be car-
ried out in accordance with such conditions as the Archi-
tect of the Capitol may prescribe.
Passed the House of Representatives March 1, 
2005. 
Attest: 
JEFF TRANDAHL, 
Clerk.
IV 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 64 
Expressing the sense of the Congress that there should be established a 
National Teacher Appreciation Day. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 15, 2005 
Mr. SHAW submitted the following concurrent resolution; which was referred 
to the Committee on Government Reform 
CONCURRENT RESOLUTION 
Expressing the sense of the Congress that there should be 
established a National Teacher Appreciation Day. 
Whereas the education of our Nation’s youth is the founda-
tion of America’s strength in the future; 
Whereas teachers are entrusted not only with imparting 
knowledge but also with instilling our youth with basic 
human values during the most formative and impression-
able years of their lives; 
Whereas teachers play an integral role in the development of 
civil responsibility among our Nation’s youth; 
Whereas teachers deserve the respect of their students and 
the entire community for their selfless dedication, wis-
dom, sacrifice, community service, and many other intan-
gible contributions to society;
•HCON 64 IH 
Whereas teachers deserve credit for the continuing education 
and training of many citizens through a variety of tradi-
tional and nontraditional educational programs; 
Whereas the dedication of teachers should be celebrated often 
to heighten public awareness and help maintain respect 
and discipline in our classrooms; and 
Whereas the first Friday in May each year is an appropriate 
day for the establishment of National Teacher Apprecia-
tion Day: Now, therefore, be it 
Resolved by the House of Representatives (the Senate 
concurring), That it is the sense of the Congress that there 
should be established a National Teacher Appreciation 
Day for the purpose of honoring and celebrating the Na-
tion’s teachers. 
Æ
greater than such credit union is authorized to 
accept under any other provision of Federal or 
State law. 
‘‘(D) IN-STATE MUNICIPAL DEPOSITOR DE-
FINED.—For purposes of this paragraph, the 
term ‘in-State municipal depositor’ means a mu-
nicipal depositor that is located in the same 
State as the office or branch of the insured credit 
union at which the deposits of that depositor are 
held. 
‘‘(E) 
MUNICIPAL
DEPOSITOR.—In 
this 
paragraph, the term ‘municipal depositor’ means 
a depositor that is—’’; 
(iii) by striking ‘‘(B) The’’ and insert-
ing the following: 
‘‘(F) AUTHORITY
TO
LIMIT
DEPOSITS.— 
The’’; and 
(iv) by striking ‘‘depositor or member 
referred to in subparagraph (A)’’ and in-
serting ‘‘municipal depositor or member’’; 
and 
(C) by adding at the end the following new 
paragraphs: 
‘‘(4) COVERAGE FOR CERTAIN EMPLOYEE BEN-
EFIT PLAN DEPOSITS.—
‘‘(A) PASS-THROUGH INSURANCE.—The Ad-
ministration shall provide pass-through share in-
surance for the deposits or shares of any em-
ployee benefit plan. 
‘‘(B) PROHIBITION ON ACCEPTANCE OF DE-
POSITS.—An insured credit union that is not 
well capitalized or adequately capitalized may 
not accept employee benefit plan deposits. 
‘‘(C) DEFINITIONS.—For purposes of this 
paragraph, the following definitions shall apply: 
‘‘(i) CAPITAL STANDARDS.—The terms 
‘well capitalized’ and ‘adequately capital-
ized’ have the same meanings as in section 
216(c). 
‘‘(ii) EMPLOYEE BENEFIT PLAN.—The 
term ‘employee benefit plan’— 
‘‘(I) has the meaning given to 
such term in section 3(3) of the Em-
ployee Retirement Income Security Act 
of 1974; 
‘‘(II) includes any plan described 
in section 401(d) of the Internal Rev-
enue Code of 1986; and 
‘‘(III) includes any eligible de-
ferred compensation plan described in
section 457 of the Internal Revenue 
Code of 1986. 
‘‘(iii) PASS-THROUGH
SHARE
INSUR-
ANCE.—The term ‘pass-through share insur-
ance’ means, with respect to an employee 
benefit plan, insurance coverage provided 
on a pro rata basis to the participants in 
the plan, in accordance with the interest of 
each participant. 
‘‘(D) RULE OF CONSTRUCTION.—No provi-
sion of this paragraph shall be construed as au-
thorizing an insured credit union to accept the 
deposits of an employee benefit plan in an 
amount greater than such credit union is author-
ized to accept under any other provision of Fed-
eral or State law. 
‘‘(5) STANDARD
MAXIMUM
SHARE
INSURANCE 
AMOUNT
DEFINED.—For purposes of this Act, the 
term ‘standard maximum share insurance amount’ 
means— 
‘‘(A) until the effective date of final regula-
tions prescribed pursuant to section 9(a)(2) of 
the Federal Deposit Insurance Reform Act of 
2005, $100,000; and
IV 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 65 
Commending the Republic of Turkey for assuming the leadership of the 
International Security Assistance Force in Afghanistan and for its ongo-
ing contribution to the war against terrorism. 
IN THE HOUSE OF REPRESENTATIVES 
FEBRUARY 15, 2005 
Mr. WHITFIELD (for himself, Mr. WEXLER, and Ms. GRANGER) submitted the 
following concurrent resolution; which was referred to the Committee on 
International Relations 
CONCURRENT RESOLUTION 
Commending the Republic of Turkey for assuming the lead-
ership of the International Security Assistance Force 
in Afghanistan and for its ongoing contribution to the 
war against terrorism. 
Whereas 
the 
International 
Security 
Assistance 
Force 
(‘‘ISAF’’) was established in December 2001, following 
the overflow of the Taliban-led regime in Afghanistan; 
Whereas the ISAF assists the government of Afghanistan, 
known as the Afghan Transitional Authority, in main-
taining an environment of peace and stability in order 
that free and fair elections can be held in Afghanistan, 
the rule of law can be established, and the physical and 
institutional infrastructure of the country can be rebuilt;
•HJ 9 IH 
lished at 75 Federal Register 54970 (September 9, 
2010)), and such rule shall have no force or effect. 
Æ 
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•HCON 65 IH 
Whereas the North Atlantic Treaty Organization (‘‘NATO’’) 
assumed responsibility for the command and coordination 
of ISAF activities in August 2003, the first NATO mis-
sion ever to take place outside the European and North 
Atlantic theaters; 
Whereas ISAF currently numbers 8,000 military troops from 
47 nations, including from both NATO members and 
non-NATO countries; 
Whereas a sizable contingent from the Republic of Turkey 
has served the ISAF continuously since its inception in 
December 2001, and the equipment provided for the 
ISAF by Turkey during such period has included three 
UH–60 Black Hawk general purpose helicopters; 
Whereas Major General Hilmi Akin Zorlu of Turkey exer-
cised command of ISAF from June 2002 until February 
2003; 
Whereas in February 2005, Turkey has again taken com-
mand of the ISAF, and will serve through August 2005, 
during which time two-thirds of the ISAF headquarters 
staff, including staff from ISAF’s Kabul Multinational 
Brigade, will be comprised of Turkish officers; 
Whereas Turkey has provided training for both the Afghan 
National Army (‘‘ANA’’) and Afghanistan’s civilian police 
force and has donated uniforms and equipment to the 
National Guard Battalion of the ANA; 
Whereas a former Turkish Minister of Foreign Affairs and 
Speaker of its Parliament, Hikmet Cetin, serves as the 
NATO Senior Civilian Representative in Afghanistan; 
and 
Whereas Turkey has undertaken a number of reconstruction 
projects in Afghanistan in the fields of education, agri-
•HCON 65 IH 
culture, and health care, and has been an active partici-
pant in international efforts to rebuild Afghanistan: Now, 
therefore be it: 
Resolved by the House of Representatives (the Senate 
concurring), That the Congress— 
(1) commends the the Republic of Turkey for 
assuming the leadership of the International Secu-
rity Assistance Force in Afghanistan; and 
(2) thanks the Republic of Turkey for its ongo-
ing contributions to the stabilization of Afghanistan, 
an essential element in the war against terrorism. 
Æ
‘‘(B) on and after such effective date, 
$130,000, adjusted as provided under section 
11(a)(1)(F) of the Federal Deposit Insurance 
Act.’’. 
(2) DOUBLING OF SHARE INSURANCE FOR CER-
TAIN RETIREMENT ACCOUNTS.—Section 207(k)(3) of 
the Federal Credit Union Act (12 U.S.C. 1787(k)(3)) 
is amended by striking ‘‘$100,000’’ and inserting ‘‘2 
times the standard maximum share insurance 
amount (as determined under paragraph (1))’’. 
(h) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the date the 
final regulations required under section 9(a)(2) take effect. 
SEC. 4. SETTING ASSESSMENTS AND REPEAL OF SPECIAL 
RULES 
RELATING 
TO 
MINIMUM 
ASSESS-
MENTS AND FREE DEPOSIT INSURANCE. 
(a) SETTING ASSESSMENTS.—Section 7(b)(2) of the 
Federal Deposit Insurance Act (12 U.S.C. 1817(b)(2)) is 
amended— 
(1) by striking subparagraphs (A) and (B) and 
inserting the following new subparagraphs: 
‘‘(A) IN GENERAL.—The Board of Directors 
shall set assessments for insured depository insti-
tutions in such amounts as the Board of Direc-
tors may determine to be necessary or appro-
priate, subject to subparagraph (D). 
‘‘(B) FACTORS TO BE CONSIDERED.—In set-
ting assessments under subparagraph (A), the 
Board of Directors shall consider the following 
factors: 
‘‘(i) The estimated operating expenses 
of the Deposit Insurance Fund. 
‘‘(ii) The estimated case resolution ex-
penses and income of the Deposit Insurance 
Fund. 
‘‘(iii) The projected effects of the pay-
ment of assessments on the capital and 
earnings of insured depository institutions. 
‘‘(iv) the risk factors and other factors 
taken into account pursuant to paragraph 
(1) under the risk-based assessment system, 
including the requirement under such para-
graph to maintain a risk-based system. 
‘‘(v) Any other factors the Board of Di-
rectors may determine to be appropriate.’’; 
and 
(2) by inserting after subparagraph (C) the fol-
lowing new subparagraph: 
‘‘(D) BASE RATE FOR ASSESSMENTS.—
109TH CONGRESS
1ST SESSION
H. CON. RES. 66
CONCURRENT RESOLUTION
Providing for an adjournment or recess of the two
Houses.
109TH CONGRESS
1ST SESSION
H. CON. RES. 66
CONCURRENT RESOLUTION
Resolved by the House of Representatives (the Senate
concurring), That when the House adjourns on the legisla-
tive day of Thursday, February 17, 2005, on a motion
offered pursuant to this concurrent resolution by its Ma-
jority Leader or his designee, it stand adjourned until 2
•HCON 66 EH
p.m. on Tuesday, March 1, 2005, or until the time of any
reassembly pursuant to section 2 of this concurrent resolu-
tion, whichever occurs first; and that when the Senate re-
cesses or adjourns on Thursday, February 17, 2005, or
Friday, February 18, 2005, on a motion offered pursuant
to this concurrent resolution by its Majority Leader or his
designee, it stand recessed or adjourned until noon on
Monday, February 28, 2005, or at such other time on that
day as may be specified by its Majority Leader or his des-
ignee in the motion to recess or adjourn, or until the time
of any reassembly pursuant to section 2 of this concurrent
resolution, whichever occurs first.
SEC. 2. The Speaker of the House and the Majority
Leader of the Senate, or their respective designees, acting
jointly after consultation with the Minority Leader of the
House and the Minority Leader of the Senate, shall notify
the Members of the House and the Senate, respectively,
to reassemble at such place and time as they may des-
ignate whenever, in their opinion, the public interest shall
warrant it.
Passed the House of Representatives February 16,
2005.
Attest:
Clerk.
‘‘(i) IN GENERAL.—In setting assess-
ment rates pursuant to subparagraph (A), 
the Board of Directors shall establish a base 
rate of not more than 1 basis point (exclu-
sive of any credit or dividend) for those in-
sured depository institutions in the lowest- 
risk category under the risk-based assess-
ment system established pursuant to para-
graph (1). No insured depository institution 
shall be barred from the lowest-risk category 
solely because of size. 
‘‘(ii) SUSPENSION.—Clause (i) shall 
not apply during any period in which the 
reserve ratio of the Deposit Insurance Fund 
is less than the amount which is equal to 
1.15 percent of the aggregate estimated in-
sured deposits.’’. 
(b) ASSESSMENT RECORDKEEPING PERIOD SHORT-
ENED.—Paragraph (5) of section 7(b) of the Federal De-
posit Insurance Act (12 U.S.C. 1817(b)) is amended to read 
as follows: 
‘‘(5) DEPOSITORY
INSTITUTION
REQUIRED
TO 
MAINTAIN
ASSESSMENT-RELATED
RECORDS.—Each 
insured depository institution shall maintain all 
records that the Corporation may require for
verifying the correctness of any assessment on the in-
sured depository institution under this subsection 
until the later of— 
‘‘(A) the end of the 3-year period beginning 
on the due date of the assessment; or 
‘‘(B) in the case of a dispute between the in-
sured depository institution and the Corporation 
with respect to such assessment, the date of a 
final determination of any such dispute.’’. 
(c) INCREASE IN FEES FOR LATE ASSESSMENT PAY-
MENTS.—Subsection (h) of section 18 of the Federal Deposit 
Insurance Act (12 U.S.C. 1828(h)) is amended to read as 
follows: 
‘‘(h) PENALTY FOR FAILURE TO TIMELY PAY ASSESS-
MENTS.— 
‘‘(1) IN
GENERAL.—Subject to paragraph (3), 
any insured depository institution which fails or re-
fuses to pay any assessment shall be subject to a pen-
alty in an amount not more than 1 percent of the 
amount of the assessment due for each day that such 
violation continues. 
‘‘(2) EXCEPTION IN CASE OF DISPUTE.—Para-
graph (1) shall not apply if— 
‘‘(A) the failure to pay an assessment is due 
to a dispute between the insured depository insti-
299 
‘‘(3) REDUCTION OF LOSS CARRYOVERS AS A 
RESULT OF THE DEDUCTION.—A business entity’s 
loss carryovers shall be reduced each year by the 
amount of the loss carryover deduction for the year. 
Loss carryovers shall be reduced in the order that 
they arose. 
‘‘(c) LOSS FOR TAXABLE YEAR.—A business entity’s 
loss (if any) for the taxable year equals the excess (if any) 
of— 
‘‘(1) the sum of— 
‘‘(A) the cost of business purchases for the 
taxable year, and 
‘‘(B) the transition basis adjustment for 
the taxable year, over 
‘‘(2) taxable receipts for the taxable year. 
‘‘(d) SPECIAL RULES.— 
‘‘(1) CONSOLIDATED RETURNS.—In the case of 
a consolidated return, the loss for a taxable year 
shall be determined on a consolidated group basis. 
In the case of a deconsolidation, the loss carryovers 
from the consolidated group shall be allocated in ac-
cordance with rules to be prescribed by the Sec-
retary. 
‘‘(2) LOSS
CARRYOVERS
OF
ACQUIRED
BUSI-
NESS ENTITY.— 
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H. Con. Res. 66
Agreed to February 17, 2005
One Hundred Ninth Congress
of the
United States of America
AT THE FIRST SESSION
Begun and held at the City of Washington on Tuesday,
the fourth day of January, two thousand and five
Concurrent Resolution
Resolved by the House of Representatives (the Senate concur-
ring), That when the House adjourns on the legislative day of
Thursday, February 17, 2005, on a motion offered pursuant to
this concurrent resolution by its Majority Leader or his designee,
it stand adjourned until 2 p.m. on Tuesday, March 1, 2005, or
until the time of any reassembly pursuant to section 2 of this
concurrent resolution, whichever occurs first; and that when the
Senate recesses or adjourns on Thursday, February 17, 2005, or
Friday, February 18, 2005, on a motion offered pursuant to this
concurrent resolution by its Majority Leader or his designee, it
stand recessed or adjourned until noon on Monday, February 28,
2005, or at such other time on that day as may be specified by
its Majority Leader or his designee in the motion to recess or
adjourn, or until the time of any reassembly pursuant to section
2 of this concurrent resolution, whichever occurs first.
SEC. 2. The Speaker of the House and the Majority Leader
of the Senate, or their respective designees, acting jointly after
consultation with the Minority Leader of the House and the
Minority Leader of the Senate, shall notify the Members of the
House and the Senate, respectively, to reassemble at such place
and time as they may designate whenever, in their opinion, the
public interest shall warrant it.
Attest:
Clerk of the House of Representatives.
Attest:
Secretary of the Senate.
III 
109TH CONGRESS 
1ST SESSION 
H. CON. RES. 66
IN THE SENATE OF THE UNITED STATES 
FEBRUARY 17, 2005
Received 
CONCURRENT RESOLUTION 
Providing for an adjournment or recess of the two Houses.
Resolved by the House of Representatives (the Senate 
concurring), That when the House adjourns on the legisla-
tive day of Thursday, February 17, 2005, on a motion 
offered pursuant to this concurrent resolution by its Ma-
jority Leader or his designee, it stand adjourned until 2
HCON 66 RDS 
p.m. on Tuesday, March 1, 2005, or until the time of any 
reassembly pursuant to section 2 of this concurrent resolu-
tion, whichever occurs first; and that when the Senate re-
cesses or adjourns on Thursday, February 17, 2005, or 
Friday, February 18, 2005, on a motion offered pursuant 
to this concurrent resolution by its Majority Leader or his 
designee, it stand recessed or adjourned until noon on 
Monday, February 28, 2005, or at such other time on that 
day as may be specified by its Majority Leader or his des-
ignee in the motion to recess or adjourn, or until the time 
of any reassembly pursuant to section 2 of this concurrent 
resolution, whichever occurs first. 
SEC. 2. The Speaker of the House and the Majority 
Leader of the Senate, or their respective designees, acting 
jointly after consultation with the Minority Leader of the 
House and the Minority Leader of the Senate, shall notify 
the Members of the House and the Senate, respectively, 
to reassemble at such place and time as they may des-
ignate whenever, in their opinion, the public interest shall 
warrant it.
Passed the House of Representatives February 16, 
2005. 
Attest: 
JEFF TRANDAHL, 
Clerk.
‘‘(A) CORPORATION.—The term ‘Corpora-
tion’ means the Federal Deposit Insurance Cor-
poration.’’; and 
(D) in subparagraph (C) of paragraph (3), 
by striking ‘‘Board’’ and inserting ‘‘Corpora-
tion’’. 
(f) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the date that 
the final regulations required under section 9(a)(5) take ef-
fect. 
SEC. 5. REPLACEMENT OF FIXED DESIGNATED RESERVE 
RATIO WITH RESERVE RANGE. 
(a) IN GENERAL.—Section 7(b)(3) of the Federal De-
posit Insurance Act (12 U.S.C. 1817(b)(3)) is amended to 
read as follows: 
‘‘(3) DESIGNATED RESERVE RATIO.— 
‘‘(A) ESTABLISHMENT.— 
‘‘(i) IN GENERAL.—The Board of Di-
rectors shall designate, by regulation after 
notice and opportunity for comment, the re-
serve ratio applicable with respect to the 
Deposit Insurance Fund. 
‘‘(ii) NOT LESS THAN ANNUAL REDE-
TERMINATION.—A 
determination 
under 
clause (i) shall be made by the Board of Di-
rectors at least before the beginning of each 
calendar year, for such calendar year, and 
at such other times as the Board of Direc-
tors may determine to be appropriate. 
‘‘(B) RANGE.—The reserve ratio designated 
by the Board of Directors for any year— 
‘‘(i) may not exceed 1.4 percent of esti-
mated insured deposits; and 
‘‘(ii) may not be less than 1.15 percent 
of estimated insured deposits. 
‘‘(C) FACTORS.—In designating a reserve 
ratio for any year, the Board of Directors 
shall— 
‘‘(i) take into account the risk of losses 
to the Deposit Insurance Fund in such year 
and future years, including historic experi-
ence and potential and estimated losses 
from insured depository institutions; 
‘‘(ii) take into account economic condi-
tions generally affecting insured depository 
institutions so as to allow the designated re-
serve ratio to increase during more favor-
able economic conditions and to decrease 
during less favorable economic conditions, 
notwithstanding the increased risks of loss
that may exist during such less favorable 
conditions, as determined to be appropriate 
by the Board of Directors; 
‘‘(iii) seek to prevent sharp swings in 
the assessment rates for insured depository 
institutions; and 
‘‘(iv) take into account such other fac-
tors as the Board of Directors may deter-
mine to be appropriate, consistent with the 
requirements of this subparagraph. 
‘‘(D) PUBLICATION OF PROPOSED CHANGE 
IN RATIO.—In soliciting comment on any pro-
posed change in the designated reserve ratio in 
accordance with subparagraph (A), the Board of 
Directors shall include in the published proposal 
a thorough analysis of the data and projections 
on which the proposal is based.’’. 
(b) TECHNICAL AND CONFORMING AMENDMENT.—Sec-
tion 3(y) of the Federal Deposit Insurance Act (12 U.S.C. 
1813(y)) is amended— 
(1) by striking ‘‘(y) The term’’ and inserting(y) 
Definitions Relating to Deposit Insurance Fund.— 
‘‘(1) DEPOSIT
INSURANCE
FUND.—The term’’; 
and