I 
119TH CONGRESS 
1ST SESSION H. R. 6813 
To amend title 38, United States Code, to make certain improvements to 
the laws administered by the Secretary of Veterans Affairs relating 
to insurance for veterans, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
DECEMBER 17, 2025 
Mr. PAPPAS (for himself and Mr. MOYLAN) introduced the following bill; 
which was referred to the Committee on Veterans’ Affairs 
A BILL 
To amend title 38, United States Code, to make certain 
improvements to the laws administered by the Secretary 
of Veterans Affairs relating to insurance for veterans, 
and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘VA Insurance Improve-
ment Act’’. 
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SEC. 2. EXPANSION OF VETERANS LIFE INSURANCE PRO-
GRAM. 
(a) IN GENERAL.—Section 1922B of title 38, United 
States Code, is amended— 
(1) in subsection (a)— 
(A) in paragraph (1), by striking ‘‘service- 
disabled’’; 
(B) by striking paragraph (3); 
(C) 
by 
redesignating 
paragraphs 
(4) 
through (6) as paragraphs (3) through (5), re-
spectively; and 
(D) in paragraph (5)(A), as so redesig-
nated, by striking ‘‘paragraph (5)’’ and insert-
ing ‘‘paragraph (4)’’; 
(2) in subsection (b), by striking ‘‘the veteran 
has a service-connected disability’’ and all that fol-
lows through the period at the end of paragraph (2) 
and inserting the following: ‘‘the veteran submits an 
application for such insurance before the veteran at-
tains 81 years of age.’’; and 
(3) in subsection (c)(2)(B)(ii), by striking ‘‘sub-
section (a)(5)’’ and inserting ‘‘subsection (a)(4)’’. 
(b) CLERICAL AMENDMENTS.— 
(1) SECTION HEADING.—Such section is further 
amended by striking the section heading and insert-
ing the following: 
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‘‘§ 1922B. Veterans Affairs life insurance’’. 
(2) TABLE OF SECTIONS.—The table of sections 
at the beginning of chapter 19 of such title is 
amended by striking the item relating to section 
1922B and inserting the following new item: 
‘‘1922B. Veterans Affairs life insurance.’’. 
SEC. 3. VETERANS’ MORTGAGE LIFE INSURANCE REIM-
BURSEMENT OF ADMINISTRATIVE COSTS. 
Section 2106(d) of title 38, United States Code, is 
amended— 
(1) by redesignating paragraph (2) as para-
graph (3); 
(2) by inserting after paragraph (1) the fol-
lowing new paragraph (2): 
‘‘(2) For each fiscal year, the Secretary shall deter-
mine the administrative costs to the Department that, in 
the judgment of the Secretary, are properly allocable to 
the provision of insurance under this section and shall re-
imburse the ‘General Operating Expenses’ appropriations 
account and the ‘Information Technology Systems, De-
partment of Veterans Affairs’ appropriations account of 
the Department in appropriate amounts for such adminis-
trative costs from amounts in the ‘Veterans Insurance and 
Indemnities’ appropriation account.’’; and 
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(3) in paragraph (3), as so redesignated, by 
striking ‘‘such account’’ and inserting ‘‘the ‘Veterans 
Insurance and Indemnities’ appropriation account’’. 
SEC. 4. INCLUSION OF SPACE FORCE IN ELIGIBILITY FOR 
TSGLI. 
Section 1965(6) of title 38, United States Code, is 
amended by inserting ‘‘Space Force,’’ after ‘‘Marine 
Corps,’’. 
Æ 
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