SEC. 2. SPECIAL RULE FOR MEMBERS OF THE RESERVE 
COMPONENTS OF THE ARMED FORCES PER-
FORMING CERTAIN DUTY. 
Section 455(m) of the Higher Education Act of 1965 
(20 U.S.C. 1087e(m)) is amended by adding at the end 
the following: 
‘‘(5) SPECIAL RULE FOR MEMBERS OF THE RE-
SERVE COMPONENTS OF THE ARMED FORCES PER-
FORMING CERTAIN DUTY.— 
‘‘(A) CALCULATION OF QUALIFYING PAY-
MENTS BASED ON YEARS OF SERVICE CRED-
ITABLE TOWARD RETIRED PAY.—With respect 
to a borrower who is a member of a reserve 
component of an Armed Force, the Secretary 
shall— 
‘‘(i) in the case of a member who com-
pleted a full year of covered service, deem 
each month in such year to be a month for 
which a qualifying payment was made 
under paragraph (1) if— 
‘‘(I) for each such month the bor-
rower made a corresponding monthly 
payment on an eligible Federal Direct 
Loan; and 
‘‘(II) such corresponding monthly 
payment— 
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‘‘(aa) met the requirements 
of paragraph (1); or 
‘‘(bb) in the case of a bor-
rower not employed full-time in a 
public service job at the time the 
payment was made, such pay-
ment would have met the require-
ments of paragraph (1) had the 
borrower been employed full-time 
in a public service job at the time 
of such payment. 
‘‘(ii) in the case of a member who 
completed a partial year of covered service, 
deem up to six months in such year to be 
a month for which a qualifying payment 
was made if— 
‘‘(I) for each such month the bor-
rower made a corresponding monthly 
payment on an eligible Federal Direct 
Loan; and 
‘‘(II) such corresponding monthly 
payment— 
‘‘(aa) met the requirements 
of paragraph (1); or 
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‘‘(bb) in the case of a bor-
rower not employed full-time in a 
public service job at the time the 
payment was made, such pay-
ment would have met the require-
ments of paragraph (1) had the 
borrower been employed full-time 
in a public service job at the time 
of such payment. 
‘‘(B) DATA
MATCHING
REQUIRED.—Not 
later than one year after the date of the enact-
ment of this paragraph, and on an annual basis 
thereafter, the Secretary of Defense and the 
Secretary of Education shall jointly complete a 
data matching process— 
‘‘(i) to identify each individual who, 
while serving member of a reserve compo-
nent of an Armed Force, made one or 
more student loan payments eligible to be 
counted under this paragraph; and 
‘‘(ii) without requiring further infor-
mation or action from such individual— 
‘‘(I) to certify the total number 
of full or partial years of covered serv-
ice of such individual; and 
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‘‘(II) to count the total number 
of qualifying payments made by the 
individual during such years. 
‘‘(C) DEFINITIONS.—In this paragraph: 
‘‘(i) The term ‘full year of covered 
service’ means any year for which a mem-
ber of a reserve component of an Armed 
Force was credited at least 80 points to-
ward eligibility for retired pay under sec-
tion 12732(a)(2) of title 10, United States 
Code. 
‘‘(ii) The term ‘partial year of covered 
service’ means any year for which a mem-
ber of a reserve component of an Armed 
Force was credited at least 50 but less 
than 80 points toward eligibility for retired 
pay under section 12732(a)(2) of title 10, 
United States Code. 
‘‘(iii) The term ‘Armed Force’ has the 
meaning given that term in section 101 of 
title 10, United States Code.’’. 
Æ 
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