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shall provide the notice required under this para-
graph by electronic means whenever possible. 
‘‘(i) IRREVOCABILITY OF ELECTIONS.—An election 
under subsection (a) or (c)(1) is irrevocable.’’. 
(b) CLERICAL AMENDMENT.—The table of sections 
at the beginning of such chapter is amended by adding 
at the end the following new item: 
‘‘3326. Election to receive educational assistance.’’. 
(c) CONFORMING REPEAL.—Subsection (c) of section 
5003 of the Post-9/11 Veterans Educational Assistance 
Act of 2008 (Public Law 110–252; 38 U.S.C. 3301 note) 
is hereby repealed. 
SEC. 9. CENTRALIZED REPORTING OF VETERAN ENROLL-
MENT BY CERTAIN GROUPS, DISTRICTS, AND 
CONSORTIUMS OF EDUCATIONAL INSTITU-
TIONS. 
(a) IN GENERAL.—Section 3684(a) is amended— 
(1) in paragraph (1), by inserting ‘‘32, 33,’’ 
after ‘‘31,’’; and 
(2) by adding at the end the following new 
paragraph: 
‘‘(4) For purposes of this subsection, the term ‘edu-
cational institution’ may include a group, district, or con-
sortium of separately accredited educational institutions 
located in the same State that are organized in a manner 
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that facilitates the centralized reporting of the enrollments 
in such group, district, or consortium of institutions.’’. 
(b) EFFECTIVE DATE.—The amendments made by 
subsection (a) shall apply with respect to reports sub-
mitted on or after the date of the enactment of this Act. 
SEC. 10. EXTENSION OF LOAN GUARANTY FEE FOR CER-
TAIN SUBSEQUENT LOANS. 
(a) EXTENSION.—Section 3729(b)(2)(B) is amend-
ed— 
(1) in clause (i), by striking ‘‘October 1, 2017’’ 
and inserting ‘‘October 1, 2018’’; and 
(2) in clause (ii), by striking ‘‘October 1, 2017’’ 
and inserting ‘‘October 1, 2018’’. 
SEC. 11. MORTGAGE PROTECTION FOR MEMBERS OF THE 
ARMED FORCES, SURVIVING SPOUSES, AND 
CERTAIN VETERANS. 
(a) MEMBERS OF THE ARMED FORCES, SURVIVING 
SPOUSES, AND CERTAIN DISABLED VETERANS.— 
(1) 
IN
GENERAL.—Title 
III 
of 
the 
Servicemembers Civil Relief Act (50 U.S.C. App. 
501 et seq.) is amended by inserting after section 
303 the following new section: 
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‘‘SEC. 303A. MORTGAGES AND TRUST DEEDS OF CERTAIN 
SERVICEMEMBERS, 
SURVIVING 
SPOUSES, 
AND DISABLED VETERANS. 
‘‘(a) MORTGAGE AS SECURITY.—This section applies 
only to an obligation on real or personal property owned 
by a covered individual that— 
‘‘(1) originated at any time and for which the 
covered individual is still obligated; and 
‘‘(2) is secured by a mortgage, trust deed, or 
other security in the nature of a mortgage. 
‘‘(b) STAY OF PROCEEDINGS.— 
‘‘(1) IN
GENERAL.—In accordance with sub-
section (d)(1), in a judicial action pending or in a 
nonjudicial action commenced during a covered time 
period to enforce an obligation described in sub-
section (a), a court— 
‘‘(A) may, after a hearing and on its own 
motion, stay the proceedings until the end of 
the covered time period; and 
‘‘(B) shall, upon application by a covered 
individual, stay the proceedings until the end of 
the covered time period. 
‘‘(2) OBLIGATION
TO
STOP
PROCEEDINGS.— 
Upon receipt of notice provided under subsection 
(d)(1), a mortgagee, trustee, or other creditor seek-
ing to foreclose on real property secured by an obli-
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gation covered by this section using any judicial or 
nonjudicial proceedings shall immediately stop any 
such proceeding until the end of the covered time pe-
riod. 
‘‘(c) SALE OR FORECLOSURE.—A sale, judicial or 
nonjudicial foreclosure, or seizure of property for a breach 
of an obligation described in subsection (a) that is not 
stayed under subsection (b) shall not be valid during a 
covered time period except— 
‘‘(1) upon a court order granted before such 
sale, judicial or nonjudicial foreclosure, or seizure 
with a return made and approved by the court; or 
‘‘(2) if made pursuant to an agreement as pro-
vided in section 107. 
‘‘(d) NOTICE REQUIRED.— 
‘‘(1) IN GENERAL.—To be covered under this 
section, a covered individual shall provide to the 
mortgagee, trustee, or other creditor written notice 
that such individual is so covered. 
‘‘(2) MANNER.—Written notice under para-
graph (1) may be provided electronically. 
‘‘(3) TIME.—Notice provided under paragraph 
(1) shall be provided during the covered time period. 
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‘‘(4) CONTENTS.—With respect to a service-
member described in subsection (g)(1)(A), notice 
shall include— 
‘‘(A) a copy of the servicemember’s official 
military orders, or any notification, certifi-
cation, or verification from a servicemember’s 
commanding officer that provides evidence of 
servicemember’s eligibility for special pay as de-
scribed in subsection (g)(1)(A); or 
‘‘(B) an official notice using a form de-
signed under paragraph (5). 
‘‘(5) OFFICIAL FORMS.— 
‘‘(A) IN GENERAL.—The Secretary of De-
fense shall design and distribute an official De-
partment of Defense form that can be used by 
an individual to give notice under paragraph 
(1). 
‘‘(B) USE
OF
OFFICIAL
FORM
NOT
RE-
QUIRED.—Failure by any individual to use a 
form designed or distributed under subpara-
graph (A) to provide notice shall not make such 
provision of notice invalid. 
‘‘(e) AGGREGATE DURATION.—The aggregate dura-
tion for which a covered individual (except a servicemem-
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