I 
115TH CONGRESS 
2D SESSION 
H. R. 5192 
To authorize the Commissioner of Social Security to provide confirmation 
of fraud protection data to certain permitted entities, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 7, 2018 
Mr. CURBELO of Florida (for himself, Mr. MARCHANT, Ms. SINEMA, and Mr. 
HULTGREN) introduced the following bill; which was referred to the Com-
mittee on Ways and Means 
A BILL 
To authorize the Commissioner of Social Security to provide 
confirmation of fraud protection data to certain per-
mitted entities, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Protecting Children 
from Identity Theft Act’’. 
SEC. 2. REDUCING IDENTITY FRAUD. 
(a) PURPOSE.—The purpose of this section is to re-
duce the prevalence of synthetic identity fraud, which 
disproportionally affects vulnerable populations, such as 
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minors and recent immigrants, by facilitating the valida-
tion by permitted entities of fraud protection data, pursu-
ant to electronically received consumer consent, through 
use of a database maintained by the Commissioner. 
(b) DEFINITIONS.—In this section: 
(1) 
COMMISSIONER.—The 
term 
‘‘Commis-
sioner’’ means the Commissioner of the Social Secu-
rity Administration. 
(2) FINANCIAL
INSTITUTION.—The term ‘‘fi-
nancial institution’’ has the meaning given the term 
in section 509 of the Gramm-Leach-Bliley Act (15 
U.S.C. 6809). 
(3) FRAUD
PROTECTION
DATA.—The term 
‘‘fraud protection data’’ means a combination of the 
following information with respect to an individual: 
(A) The name of the individual (including 
the first name and any family forename or sur-
name of the individual). 
(B) The Social Security number of the in-
dividual. 
(C) The date of birth (including the 
month, day, and year) of the individual. 
(4) PERMITTED ENTITY.—The term ‘‘permitted 
entity’’ means a financial institution or a service 
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provider, subsidiary, affiliate, agent, subcontractor, 
or assignee of a financial institution. 
(c) EFFICIENCY.— 
(1) RELIANCE
ON
EXISTING
METHODS.—The 
Commissioner shall evaluate the feasibility of mak-
ing modifications to any database that is in exist-
ence as of the date of enactment of this Act or a 
similar resource such that the database or re-
source— 
(A) is reasonably designed to effectuate the 
purpose of this section; and 
(B) meets the requirements of subsection 
(d). 
(2) 
EXECUTION.—The 
Commissioner 
shall 
make the modifications necessary to any database 
that is in existence as of the date of enactment of 
this Act or similar resource, or develop a database 
or similar resource, to effectuate the requirements 
described in paragraph (1). 
(d) PROTECTION OF VULNERABLE CONSUMERS.— 
The database or similar resource described in subsection 
(c) shall— 
(1) compare fraud protection data provided in 
an inquiry by a permitted entity against such infor-
mation maintained by the Commissioner in order to 
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