I 
119TH CONGRESS 
2D SESSION 
H. R. 7215 
To require the Director of the Federal Bureau of Investigation, the Bureau 
of Consumer Financial Protection, and the Federal Trade Commission 
to undertake a governmentwide effort to counter scams, and for other 
purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 22, 2026 
Mr. HARDER of California (for himself and Mr. FITZPATRICK) introduced the 
following bill; which was referred to the Committee on the Judiciary, and 
in addition to the Committees on Energy and Commerce, and Financial 
Services, for a period to be subsequently determined by the Speaker, in 
each case for consideration of such provisions as fall within the jurisdic-
tion of the committee concerned 
A BILL 
To require the Director of the Federal Bureau of Investiga-
tion, the Bureau of Consumer Financial Protection, and 
the Federal Trade Commission to undertake a govern-
mentwide effort to counter scams, and for other pur-
poses. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Stop Schemes, 
Cyberfraud, Abuse, Manipulation, and Swindles Act’’ or 
the ‘‘Stop SCAMS Act’’. 
SEC. 2. COUNTERING SCAMS AND RELATED ACTIVITIES. 
(a) IN GENERAL.—The Director of the Federal Bu-
reau of Investigation shall, in coordination with the Bu-
reau of Consumer Financial Protection, the Federal Trade 
Commission, and the head of any other agency that the 
Director determines appropriate— 
(1) not later than 1 year after the date of the 
enactment of this section— 
(A) develop and implement a government- 
wide strategy to counter scams and coordinate 
activities across the government relating to 
countering scams; 
(B) adopt a single definition of scam and 
various scam types; and 
(C) explore ways to harmonize data collec-
tion to better identify scams, including by con-
sistently collecting data on scam type, dollar 
loss amount, payment method, and other data 
fields, as determined appropriate by the Direc-
tor; and 
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(2) not later than 2 years after the date of the 
enactment of this section, develop and report a sin-
gle, governmentwide estimate of— 
(A) the number of consumers affected by 
scams each year, factoring in an estimate of in-
cidents not reported; and 
(B) the dollar losses resulting from such 
scams. 
(b) AGENCY REQUIREMENTS.— 
(1) FEDERAL
BUREAU
OF
INVESTIGATION.— 
The Director shall, not later than 1 year after the 
date of the enactment of this section— 
(A) report an estimate of the number of 
complaints received by the Federal Bureau of 
Investigation relating to scams (as defined pur-
suant to subsection (a)(1)(A)) each year and 
the estimated dollar losses associated with such 
scams; and 
(B) establish metrics and a plan to meas-
ure the effectiveness of anti-scam training of-
fered by the Federal Bureau of Investigation 
through in-person events and webinars. 
(2) BUREAU OF CONSUMER FINANCIAL PROTEC-
TION.—The Bureau shall, not later than 1 year after 
the date of the enactment of this section— 
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(A) report an estimate of the number of 
complaints received by the Bureau relating to 
scams (as defined pursuant to subsection 
(a)(1)(A)) each year and the estimated dollar 
losses associated with such scams; and 
(B) establish metrics and a plan to meas-
ure the effectiveness of anti-scam training of-
fered by the Bureau through in-person events 
and webinars. 
(3) FEDERAL TRADE COMMISSION.—The Com-
mission shall, not later than 1 year after the date 
of the enactment of this section— 
(A) report an estimate of the number of 
complaints received by the Commission relating 
to scams (as defined pursuant to subsection 
(a)(1)(A)) each year and the estimated dollar 
losses associated with such scams; and 
(B) establish metrics and a plan to meas-
ure the effectiveness of anti-scam training of-
fered by the Commission through in-person 
events and webinars. 
(4) REPORTING.—The Director, Bureau, and 
Commission shall make publicly available in any an-
nual report on scams the estimate of the number of 
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complaints received by the Director, Bureau, and 
Commission, respectively. 
(c) DEFINITIONS.—In this section: 
(1) AGENCY.—The term ‘‘agency’’ has the 
meaning given that term in section 551 of title 5, 
United States Code. 
(2) BUREAU.—The term ‘‘Bureau’’ means the 
Bureau of Consumer Financial Protection. 
(3) COMMISSION.—The term ‘‘Commission’’ 
means the Federal Trade Commission. 
(4) DIRECTOR.—The term ‘‘Director’’ means 
the Director of the Federal Bureau of Investigation. 
Æ 
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