304 
ware, computer software, computer engineering, infor-
mation systems, and robotics; 
‘‘(2) the term ‘eligible student’ means a student 
who— 
‘‘(A) is a citizen of the United States; 
‘‘(B) is selected by the managing agent to 
receive a scholarship; 
‘‘(C) is enrolled full-time in an institution 
of higher education, other than a United States 
service academy; and 
‘‘(D) has shown a commitment to and is 
pursuing a major in studies leading to a bacca-
laureate, masters, or doctoral degree (or a com-
bination thereof) in physical, life, or computer 
sciences, mathematics, or engineering; 
‘‘(3) the term ‘engineering’ means the science by 
which the properties of matter and the sources of en-
ergy in nature are made useful to humanity in struc-
tures, machines, and products, as in the construction 
of engines, bridges, buildings, mines, and chemical 
plants, including such fields of knowledge or study as 
aeronautical engineering, chemical engineering, civil 
engineering, electrical engineering, industrial engi-
neering, materials engineering, manufacturing engi-
neering, and mechanical engineering; 
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‘‘(4) the term ‘life sciences’ means the branch of 
knowledge or study of living things, including such 
fields of knowledge or study as biology, biochemistry, 
biophysics, microbiology, genetics, physiology, botany, 
zoology, ecology, and behavioral biology, except that 
the term does not encompass social psychology or the 
health professions; 
‘‘(5) the term ‘managing agent’ means an entity 
to which an award is made under subsection (c) to 
manage a program of Mathematics and Science Hon-
ors Scholarships; 
‘‘(6) the term ‘mathematics’ means the branch of 
knowledge or study of numbers and the systematic 
treatment of magnitude, relationships between figures 
and forms, and relations between quantities expressed 
symbolically, including such fields of knowledge or 
study as statistics, applied mathematics, and oper-
ations research; and 
‘‘(7) the term ‘physical sciences’ means the 
branch of knowledge or study of the material universe, 
including such fields of knowledge or study as astron-
omy, atmospheric sciences, chemistry, earth sciences, 
ocean sciences, physics, and planetary sciences. 
‘‘(c) AWARD.— 
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‘‘(1)(A) From funds appropriated under section 
419F to carry out this section, the Secretary is au-
thorized, through a grant or cooperative agreement, to 
make an award to a private, non-profit organization, 
other than an institution of higher education or sys-
tem of institutions of higher education, to manage, 
through a public and private partnership, a program 
of Mathematics and Science Honors Scholarships 
under this section. 
‘‘(B) The award under subparagraph (A) shall 
be for a five-year period. 
‘‘(2)(A) One hundred percent of the funds award-
ed under paragraph (1)(A) for any fiscal year shall 
be obligated and expended solely on scholarships to el-
igible students. 
‘‘(B) No Federal funds shall be used to provide 
more than 50 percent of the cost of any scholarship 
to an eligible student. 
‘‘(C) The maximum scholarship award shall be 
the difference between an eligible student’s cost of at-
tendance minus any non-loan based aid such student 
receives. 
‘‘(3)(A) The Secretary may establish— 
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‘‘(i) eligibility criteria for applicants for 
managing agent, including criteria regarding fi-
nancial and administrative capability; and 
‘‘(ii) operational standards for the man-
aging agent, including management and per-
formance requirements, such as audit, record-
keeping, record retention, and reporting proce-
dures and requirements. 
‘‘(B) The Secretary, as necessary, may review 
and revise any criteria, standards, and rules estab-
lished under this paragraph and, through the agree-
ment with the managing agent, see that any revisions 
are implemented. 
‘‘(4) If the managing agent fails to meet the re-
quirements of this section the Secretary may termi-
nate the award to the managing agent. 
‘‘(5) The Secretary shall conduct outreach efforts 
to help raise awareness of the Mathematics and 
Science Honors Scholarships. 
‘‘(d) DUTIES OF THE MANAGING AGENT.—The man-
aging agent shall— 
‘‘(1) develop criteria to award Mathematics and 
Science Honors Scholarships based on established 
measurements available to secondary students who 
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308 
wish to pursue degrees in physical, life, or computer 
sciences, mathematics, or engineering; 
‘‘(2) establish a Mathematics and Science Hon-
ors Scholarship Fund in a separate, named account 
that clearly discloses the amount of Federal and non- 
Federal funds deposited in the account and used for 
scholarships under this section; 
‘‘(3) solicit funds for scholarships and for the ad-
ministration of the program from non-Federal 
sources; 
‘‘(4) solicit applicants for scholarships; 
‘‘(5) from the amounts in the Fund, award schol-
arships to eligible students and transfer such funds to 
the institutions of higher education that they attend; 
‘‘(6) annually submit to the Secretary a finan-
cial audit and a report on the progress of the pro-
gram, and such other documents as the Secretary may 
require to determine the effective management of the 
program; and 
‘‘(7) shall not develop a criteria that discrimi-
nates against a student based on the type of program 
in which the student completed his or her secondary 
education. 
‘‘(e) APPLICATIONS.— 
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309 
‘‘(1) Any eligible entity that desires to be the 
managing agent under this section shall submit an 
application to the Secretary, in such form and con-
taining such information, as the Secretary may re-
quire. 
‘‘(2) Each application shall include a descrip-
tion of— 
‘‘(A) how the applicant meets or will meet 
requirements 
established 
under 
subsections 
(c)(3)(A) and (d); 
‘‘(B) how the applicant will solicit funds for 
scholarships and for the administration of the 
program from non-Federal sources; 
‘‘(C) how the applicant will provide nation-
wide outreach to inform students about the pro-
gram and to encourage students to pursue de-
grees in physical, life, or computer sciences, 
mathematics, or engineering; 
‘‘(D) how the applicant will solicit applica-
tions for scholarships, including how the appli-
cant will balance efforts in urban and rural 
areas; 
‘‘(E) the selection criteria based on estab-
lished measurements available to secondary stu-
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314 
ally provide an assurance, prior to making any pay-
ment, that the student— 
‘‘(A) is eligible in accordance with sub-
section (b)(2); and 
‘‘(B) has provided the institution with a 
written commitment to attend, or is attending, 
classes and is satisfactorily meeting the institu-
tion’s academic criteria for enrollment in its 
program of study. 
‘‘(2)(A) The managing agent shall provide the 
institution of higher education with payments from 
the Fund for selected recipients in at least two install-
ments. 
‘‘(B) If a recipient declines a scholarship, does 
not attend courses, transfers to another institution of 
higher education, or becomes ineligible for a scholar-
ship, an institution of higher education shall return 
prorated amounts of any scholarship payment to that 
recipient to the managing agent, who shall deposit it 
in to the Fund. 
‘‘SEC. 419B. MATHEMATICS AND SCIENCE INCENTIVE PRO-
GRAM. 
‘‘(a) PROGRAM.— 
‘‘(1) IN GENERAL.—The Secretary is authorized 
to carry out a program of assuming the obligation to 
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315 
pay, pursuant to the provisions of this section, the in-
terest on a loan made, insured, or guaranteed under 
part B or D of this title. 
‘‘(2) ELIGIBILITY.—The Secretary may assume 
interest payments under paragraph (1) only for a 
borrower who— 
‘‘(A) has submitted an application in com-
pliance with subsection (d); 
‘‘(B) obtained one or more loans described 
in paragraph (1) as an undergraduate student; 
‘‘(C) is a new borrower (within the meaning 
of section 103(7) of this Act) on or after the date 
of enactment of the College Opportunity and Af-
fordability Act of 2007; 
‘‘(D) is a highly qualified teacher (as de-
fined in section 9101 of the Elementary and Sec-
ondary Education Act of 1965) of science, tech-
nology, engineering or mathematics at an ele-
mentary or secondary school in a high need local 
educational agency, or is a mathematics, science, 
or engineering professional; and 
‘‘(E) enters into an agreement with the Sec-
retary to complete 5 consecutive years of service 
in a position described in subparagraph (D), 
starting on the date of the agreement. 
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316 
‘‘(3) PRIOR INTEREST LIMITATIONS.—The Sec-
retary shall not make any payments for interest 
that— 
‘‘(A) accrues prior to the beginning of the 
repayment period on a loan in the case of a loan 
made under section 428H or a Federal Direct 
Unsubsidized Stafford Loan; or 
‘‘(B) has accrued prior to the signing of an 
agreement under paragraph (2)(E). 
‘‘(4) INITIAL SELECTION.—In selecting partici-
pants for the program under this section, the Sec-
retary— 
‘‘(A) shall choose among eligible applicants 
on the basis of— 
‘‘(i) the national security, homeland se-
curity, and economic security needs of the 
United States, as determined by the Sec-
retary, in consultation with other Federal 
agencies, including the Departments of 
Labor, Defense, Homeland Security, Com-
merce, and Energy, the Central Intelligence 
Agency, and the National Science Founda-
tion; and 
‘‘(ii) the academic record or job per-
formance of the applicant; and 
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317 
‘‘(B) may choose among eligible applicants 
on the basis of— 
‘‘(i) the likelihood of the applicant to 
complete the 5-year service obligation; 
‘‘(ii) the likelihood of the applicant to 
remain in science, mathematics, or engi-
neering after the completion of the service 
requirement; or 
‘‘(iii) other relevant criteria deter-
mined by the Secretary. 
‘‘(5) AVAILABILITY
SUBJECT
TO
APPROPRIA-
TIONS.—Loan interest payments under this section 
shall be subject to the availability of appropriations. 
If the amount appropriated for any fiscal year is not 
sufficient to provide interest payments on behalf of all 
qualified applicants, the Secretary shall give priority 
to those individuals on whose behalf interest payments 
were made during the preceding fiscal year. 
‘‘(6) REGULATIONS.—The Secretary is author-
ized to prescribe such regulations as may be necessary 
to carry out the provisions of this section. 
‘‘(b) DURATION
AND AMOUNT
OF INTEREST PAY-
MENTS.—The period during which the Secretary shall pay 
interest on behalf of a student borrower who is selected 
under subsection (a) is the period that begins on the effective 
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318 
date of the agreement under subsection (a)(2)(E), continues 
after successful completion of the service obligation, and 
ends on the earlier of— 
‘‘(1) the completion of the repayment period of 
the loan; 
‘‘(2) payment by the Secretary of a total of 
$5,000 on behalf of the borrower; 
‘‘(3) if the borrower ceases to fulfill the service 
obligation under such agreement prior to the end of 
the 5-year period, as soon as the borrower is deter-
mined to have ceased to fulfill such obligation in ac-
cordance with regulations of the Secretary; or 
‘‘(4) 6 months after the end of any calendar year 
in which the borrower’s gross income equals or exceeds 
4 times the national per capita disposable personal 
income (current dollars) for such calendar year, as 
determined on the basis of the National Income and 
Product Accounts Tables of the Bureau of Economic 
Analysis of the Department of Commerce, as deter-
mined in accordance with regulations prescribed by 
the Secretary. 
‘‘(c) REPAYMENT TO ELIGIBLE LENDERS.—Subject to 
the regulations prescribed by the Secretary by regulation 
under subsection (a)(6), the Secretary shall pay to each eli-
gible lender or holder for each payment period the amount 
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319 
of the interest that accrues on a loan of a student borrower 
who is selected under subsection (a). 
‘‘(d) APPLICATION FOR REPAYMENT.— 
‘‘(1) IN GENERAL.—Each eligible individual de-
siring loan interest payment under this section shall 
submit a complete and accurate application to the 
Secretary at such time, in such manner, and con-
taining such information as the Secretary may re-
quire. 
‘‘(2) FAILURE TO COMPLETE SERVICE AGREE-
MENT.—Such application shall contain an agreement 
by the individual that, if the individual fails to com-
plete the 5 consecutive years of service required by 
subsection (a)(2)(E), the individual agrees to repay 
the Secretary the amount of any interest paid by the 
Secretary on behalf of the individual. 
‘‘(e) TREATMENT OF CONSOLIDATION LOANS.—A con-
solidation loan made under section 428C of this Act, or a 
Federal Direct Consolidation Loan made under part D of 
title IV of this Act, may be a qualified loan for the purpose 
of this section only to the extent that such loan amount was 
used by a borrower who otherwise meets the requirements 
of this section to repay— 
‘‘(1) a loan made under section 428 or 428H of 
this Act; or 
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320 
‘‘(2) a Federal Direct Stafford Loan, or a Fed-
eral Direct Unsubsidized Stafford Loan, made under 
part D of title IV of this Act. 
‘‘(f) PREVENTION OF DOUBLE BENEFITS.—No bor-
rower may, for the same service, receive a benefit under both 
this section and— 
‘‘(1) any loan forgiveness program under title IV 
of this Act; or 
‘‘(2) subtitle D of title I of the National and 
Community Service Act of 1990 (42 U.S.C. 12601 et 
seq.). 
‘‘(g) DEFINITIONS.—As used in this section— 
‘‘(1) the term ‘high need local educational agen-
cy’ has the same meaning given such term in section 
200; and 
‘‘(2) the term ‘mathematics, science, or engineer-
ing professional’ means a person who— 
‘‘(A) holds a baccalaureate, masters, or doc-
toral degree (or a combination thereof) in 
science, mathematics, or engineering; and 
‘‘(B) works in a field the Secretary deter-
mines is closely related to that degree, which 
shall include working as a professor at a two- or 
four-year institution of higher education. 
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321 
‘‘SEC. 419C. FOREIGN LANGUAGE PARTNERSHIPS. 
‘‘(a) PURPOSE.—The purpose of this section is to in-
crease the number of highly qualified teachers in, and the 
number of United States’ students who achieve the highest 
level of proficiency in, foreign languages critical to the secu-
rity and competitiveness of the Nation. 
‘‘(b) PROGRAM AUTHORIZED.—The Secretary is au-
thorized to award grants to institutions of higher education, 
in partnership with one or more local educational agencies, 
to establish teacher preparation programs in critical foreign 
languages, and activities that will enable successful students 
to advance from elementary school through college to achieve 
proficiency in those languages. 
‘‘(c) APPLICATIONS.— 
‘‘(1) APPLICATION REQUIRED.—Any institution 
of higher education that desires to receive a grant 
under this section shall submit an application to the 
Secretary at such time, in such manner, and con-
taining such information as the Secretary may re-
quire. 
‘‘(2) CONTENTS.—Each Application shall— 
‘‘(A) identify each local educational agency 
partner and describe each such partner’s respon-
sibilities (including how they will be involved in 
planning and implementing the program, what 
resources they will provide, and how they will 
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322 
ensure continuity of student progress from ele-
mentary school to the postsecondary level); and 
‘‘(B) describe how the applicant will sup-
port and continue the program after the grant 
has expired, including how it will seek support 
from other sources, such as State and local gov-
ernment, foundations, and the private sector. 
‘‘(d) USES OF FUNDS.—Funds awarded under this sec-
tion shall be used to develop and implement programs con-
sistent with the purpose of this section by carrying out one 
or more of the following activities: 
‘‘(1) To recruit highly qualified teachers in crit-
ical foreign languages and professional development 
activities for such teachers at the elementary through 
high school level. 
‘‘(2) To provide innovative opportunities for stu-
dents that will allow for critical language learning, 
such as immersion environments, intensive study op-
portunities, internships, and distance learning. 
‘‘(e) MATCHING REQUIREMENT.—Each grantee under 
this section shall provide, from non-Federal sources, an 
amount equal to 100 percent of the amount of the grant 
(in cash or in kind) to carry out the activities supported 
by the grant. 
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323 
‘‘(f) EVALUATION.—The Secretary shall evaluate the 
activities funded under this section and report the results 
of the evaluation to the appropriate Committees of Congress. 
‘‘SEC. 419D. AUTHORIZATION OF APPROPRIATIONS. 
‘‘There are authorized to be appropriated to carry out 
this subpart $50,000,000 for fiscal year 2009 and such sums 
as may be necessary for each of the 4 succeeding fiscal 
years.’’. 
SEC. 409. CHILD CARE ACCESS MEANS PARENTS IN 
SCHOOL. 
(a) MINIMUM GRANT.—Section 419N(b)(2)(B) (20 
U.S.C. 1070e(b)(2)(B)) is amended by striking ‘‘$10,000’’ 
and inserting ‘‘$30,000’’. 
(b) ELIGIBLE INSTITUTIONS.—Section 419N(b)(4) is 
amended by striking ‘‘$350,000’’ and inserting ‘‘$250,000’’. 
(c) INCOME
ELIGIBILITY.—Section 419N(b)(7) is 
amended by striking ‘‘who is eligible to receive’’ and insert-
ing ‘‘whose income qualifies for eligibility for’’. 
(d) PUBLICITY.—Section 419N(b) is further amended 
by adding at the end the following new paragraph: 
‘‘(8) PUBLICITY.—The Secretary shall publicize 
the availability of grants under this section in appro-
priate periodicals in addition to publication in the 
Federal Register, and shall inform appropriate edu-
cational organizations of such availability.’’. 
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324 
(e) AUTHORIZATION
OF APPROPRIATIONS.—Section 
419N(g) (20 U.S.C. 1070e(g)) is amended by striking 
‘‘$45,000,000 for fiscal year 1999’’ and all that follows 
through the period and inserting ‘‘such sums as may be nec-
essary for fiscal year 2009 and each of the 4 succeeding 
fiscal years.’’. 
SEC. 410. LEARNING ANYTIME ANYWHERE PARTNERSHIPS. 
Subpart 8 of part A of title IV (20 U.S.C. 1070f et 
seq.) is repealed. 
SEC. 411. TEACH GRANTS. 
Subpart 9 of part A of title IV is amended— 
(1) in section 420L(1)(B), by striking ‘‘sound’’ 
and inserting ‘‘responsible’’; 
(2) in section 420M— 
(A) by striking ‘‘academic year’’ each place 
it appears in subsections (a)(1) and (c)(1) and 
inserting ‘‘year’’; and 
(B) in subsection (c)(2)— 
(i) by striking ‘‘other student assist-
ance’’ and inserting ‘‘other assistance the 
student may receive’’; and 
(ii) by striking the second sentence; 
and 
(3) by adding at the end the following new sec-
tion: 
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326 
SEC. 422. FEDERAL INTEREST SUBSIDIES. 
Section 428(a)(5) (20 U.S.C. 1078(a)(5)) is amend-
ed— 
(1) by striking ‘‘2012’’ and inserting ‘‘2013’’; 
and 
(2) by striking ‘‘2016’’ and inserting ‘‘2017’’. 
SEC. 423. STUDENT LOAN INFORMATION. 
Section 428(k) (20 U.S.C. 1078(k)) is amended by 
adding at the end the following new paragraph: 
‘‘(4) STUDENT LOAN INFORMATION.— 
‘‘(A) Notwithstanding any other provision 
of law or regulation, if requested by an institu-
tion of higher education or a third party servicer 
(as defined in section 481(c)) working on behalf 
of such institution to prevent student loan de-
faults for borrowers who currently attend or pre-
viously attended such institution, a lender, sec-
ondary market, holder, or guaranty agency shall 
provide, free of charge and in a timely and effec-
tive manner, any student loan information per-
taining to loans made under this title to such 
borrowers maintained by that entity, provided 
that the information requested is for a borrower 
who currently attends or previously attended 
such institution. 
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327 
‘‘(B) An institution and any third party 
servicer obtaining access to information under 
subparagraph (A) shall safeguard that informa-
tion in order to prevent potential abuses of that 
information, including identity theft. 
‘‘(C) Any third party servicer that obtains 
information under this paragraph— 
‘‘(i) shall only use the information in 
a manner directly related to the default pre-
vention work the servicer is performing on 
behalf of the institution of higher education; 
‘‘(ii) shall not sell the information to 
other entities; 
‘‘(iii) shall not share the information 
with, or transfer the information to, entities 
other than the borrower or the institution of 
higher education referenced in subpara-
graph (A); and 
‘‘(iv) shall be subject to any regulations 
established by the Secretary pursuant to sec-
tion 432 concerning the misuse of such in-
formation, including any penalties for such 
misuse.’’. 
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328 
SEC. 424. CONSOLIDATION LOAN DISCLOSURE. 
Section 428C(b)(1) (20 U.S.C. 1078–3(b)(1)) is 
amended— 
(1) by redesignating subparagraphs (E) and (F) 
as subparagraphs (F) and (G), respectively; and 
(2) by inserting after subparagraph (D) the fol-
lowing new subparagraph: 
‘‘(E) that the lender will disclose, in a clear 
and conspicuous manner, to borrowers who seek 
to consolidate loans made under part E of this 
title— 
‘‘(i) that once the borrower adds a Fed-
eral Perkins Loan to a Federal Consolida-
tion Loan, the borrower will lose all inter-
est-free periods that would have been avail-
able, such as those when no interest accrues 
on the Federal Perkins Loan while the bor-
rower is enrolled in school at least half- 
time, during the grace period, and during 
periods when the borrower’s student loan re-
payments are deferred; 
‘‘(ii) that the borrower will no longer 
be eligible for loan cancellation of Federal 
Perkins Loans under any provision of sec-
tion 465; and 
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329 
‘‘(iii) in detail the occupations listed 
in section 465 for which the borrower will 
lose eligibility for Federal Perkins Loan 
cancellation;’’. 
SEC. 425. LOAN FORGIVENESS FOR SERVICE IN AREAS OF 
NATIONAL NEED. 
Section 428K (20 U.S.C. 1078–11) is amended to read 
as follows: 
‘‘SEC. 428K. LOAN FORGIVENESS FOR SERVICE IN AREAS OF 
NATIONAL NEED. 
‘‘(a) PROGRAM AUTHORIZED.— 
‘‘(1) LOAN
FORGIVENESS
AUTHORIZED.—The 
Secretary shall forgive, in accordance with this sec-
tion, the student loan obligation of a borrower in the 
amount specified in subsection (c) who— 
‘‘(A) is employed full-time in an area of na-
tional need described in subsection (b); and 
‘‘(B) is not in default on a loan for which 
the borrower seeks forgiveness. 
‘‘(2) METHOD OF LOAN FORGIVENESS.—To pro-
vide loan forgiveness under paragraph (1), the Sec-
retary is authorized to carry out a program— 
‘‘(A) through the holder of the loan, to as-
sume the obligation to repay a qualified loan 
amount for a loan made, insured, or guaranteed 
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330 
under this part (other than an excepted PLUS 
loan (as such term is defined in section 
493C(a))); and 
‘‘(B) to cancel a qualified loan amount for 
a loan made under part D of this title (other 
than such an excepted PLUS loan). 
‘‘(3) REGULATIONS.—The Secretary is author-
ized to issue such regulations as may be necessary to 
carry out the provisions of this section. 
‘‘(b) AREAS OF NATIONAL NEED.—For purposes of this 
section, an individual shall be treated as employed in an 
area of national need if the individual is employed full- 
time as any of the following: 
‘‘(1) EARLY CHILDHOOD EDUCATORS.—An indi-
vidual who is employed as an early childhood educa-
tor in an eligible preschool program or eligible early 
childhood education program in a low-income com-
munity, and who is involved directly in the care, de-
velopment, and education of infants, toddlers, or 
young children age 5 and under. 
‘‘(2) NURSES.—An individual who is em-
ployed— 
‘‘(A) as a nurse in a clinical setting; or 
‘‘(B) as a member of the nursing faculty at 
an accredited school of nursing (as those terms 
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331 
are defined in section 801 of the Public Health 
Service Act (42 U.S.C. 296)). 
‘‘(3) FOREIGN LANGUAGE SPECIALISTS.—An in-
dividual who has obtained a baccalaureate or ad-
vanced degree in a critical foreign language and is 
employed— 
‘‘(A) in an elementary or secondary school 
as a teacher of a critical foreign language; 
‘‘(B) in an agency of the United States 
Government in a position that regularly requires 
the use of such critical foreign language; or 
‘‘(C) in an institution of higher education 
as a faculty member or instructor teaching a 
critical foreign language. 
‘‘(4) LIBRARIANS.—An individual who is em-
ployed as a librarian in— 
‘‘(A) a public library that serves a geo-
graphic area within which the public schools 
have a combined average of 30 percent or more 
of their total student enrollments composed of 
children counted under section 1113(a)(5) of the 
Elementary and Secondary Education Act of 
1965; or 
‘‘(B) a high-need school. 
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332 
‘‘(5) HIGHLY
QUALIFIED
TEACHERS: SERVING 
STUDENTS WHO ARE LIMITED ENGLISH PROFICIENT, 
LOW-INCOME
COMMUNITIES, 
AND
UNDERREP-
RESENTED POPULATIONS.—An individual who— 
‘‘(A) is highly qualified as such term is de-
fined in section 9101 of the Elementary and Sec-
ondary Education Act of 1965; and 
‘‘(B)(i) is employed as a teacher educating 
students who are limited English proficient; 
‘‘(ii) is employed as a teacher in a high- 
need school; or 
‘‘(iii) is an individual from an underrep-
resented population in the teaching profession, as 
determined by the Secretary. 
‘‘(6) CHILD WELFARE WORKERS.—An individual 
who— 
‘‘(A) has obtained a degree in social work or 
a related field with a focus on serving children 
and families; and 
‘‘(B) is employed in public or private child 
welfare services. 
‘‘(7) 
SPEECH-LANGUAGE
PATHOLOGISTS.—An 
individual who is a speech-language pathologist, who 
is employed in an eligible preschool program or an el-
ementary or secondary school, and who has, at a min-
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333 
imum, a graduate degree in speech-language pathol-
ogy, or communication sciences and disorders. 
‘‘(8) NATIONAL SERVICE.—An individual who is 
engaged as a participant in a project under the Na-
tional and Community Service Act of 1990 (as such 
terms are defined in section 101 of such Act (42 
U.S.C. 12511)). 
‘‘(9) SCHOOL COUNSELORS.—An individual who 
is employed as a school counselor (as such term is de-
fined in section 5421(e)(3) of Elementary and Sec-
ondary 
Education 
Act 
of 
1965 
(20 
U.S.C. 
7245(e)(3))) in a high-need school. 
‘‘(10) PUBLIC
SECTOR
EMPLOYEES.—An indi-
vidual who is employed in public safety (including as 
a first responder, firefighter, police officer, or other 
law enforcement or public safety officer), emergency 
management (including as an emergency medical 
technician), public health (including full-time profes-
sionals engaged in health care practitioner occupa-
tions and health care support occupations, as such 
terms are defined by the Bureau of Labor Statistics), 
or public interest legal services (including prosecution 
or public defense or legal advocacy in low-income 
communities at a nonprofit organization). 
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334 
‘‘(11) NUTRITION
PROFESSIONALS.—An indi-
vidual who— 
‘‘(A) is a licensed, certified, or registered di-
etician who has completed a degree in a relevant 
field; and 
‘‘(B) has obtained employment in an agen-
cy of the special supplemental nutrition program 
for women, infants, and children under section 
17 of the Child Nutrition Act of 1966 (42 U.S.C. 
1786). 
‘‘(12) MEDICAL
SPECIALISTS.—An individual 
who— 
‘‘(A) has received his or her degree from an 
accredited medical school (as accredited by the 
Liaison Committee on Medical Education or as 
defined by this title IV); and 
‘‘(B)(i) has been accepted to, or currently 
participates in, a graduate medical education 
training program or fellowship (or both) to pro-
vide health care services (as recognized by the 
Accreditation Council for Graduate Medical 
Education); or 
‘‘(ii) has been accepted to, or currently par-
ticipates in, a graduate medical education pro-
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335 
gram or fellowship (or both) to provide health 
care services that— 
‘‘(I) requires more than 5 years of total 
graduate medical training; and 
‘‘(II) has fewer United States medical 
school graduate applicants than the total 
number of training and fellowship positions 
available in the programs specified in sub-
clause (I) of this clause. 
‘‘(13) MENTAL HEALTH PROFESSIONALS.—Indi-
viduals who have at least a master’s degree in social 
work, psychology, or psychiatry and who are pro-
viding mental health services to children, adolescents, 
or veterans. 
‘‘(c) QUALIFIED LOAN AMOUNT.—At the end of each 
school, academic, or calendar year of full-time employment 
on or after the date of enactment of the College Opportunity 
and Affordability Act of 2007 in an area of national need 
described in subsection (b), not to exceed 5 years, the Sec-
retary shall forgive not more than $2,000 of the student loan 
obligation of a borrower that is outstanding after the com-
pletion of each such school, academic, or calendar year of 
employment, as appropriate, not to exceed $10,000 in the 
aggregate for any borrower. 
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‘‘(d) PRIORITY.—The Secretary shall grant loan for-
giveness under this section on a first-come, first-served 
basis, and subject to the availability of appropriations. 
‘‘(e) CONSTRUCTION.—Nothing in this section shall be 
construed to authorize the refunding of any repayment of 
a loan. 
‘‘(f) SEGAL AMERICORPS EDUCATION AWARD AND NA-
TIONAL SERVICE AWARD RECIPIENTS.—A student borrower 
who qualifies for the maximum education award under sub-
title D of title I of the National and Community Service 
Act of 1990 (42 U.S.C. 12601 et seq.) shall receive under 
this section the amount, if any, by which the maximum 
benefit available under this section exceeds the maximum 
education award available under such subtitle. 
‘‘(g) INELIGIBILITY FOR DOUBLE BENEFITS.—No bor-
rower may receive a reduction of loan obligations under 
both this section and section 428J or 460. 
‘‘(h) DEFINITIONS.—In this section: 
‘‘(1) EARLY CHILDHOOD EDUCATOR.—The term 
‘early childhood educator’ means an early childhood 
educator who works directly with children in an eligi-
ble preschool program or eligible early childhood edu-
cation program who has completed a baccalaureate or 
advanced degree in early childhood development, early 
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354 
‘‘(D) provides students participating in the 
comprehensive 
work-learning-service 
program 
with the opportunity to contribute to their edu-
cation and to the welfare of the community as a 
whole; and 
‘‘(2) the term ‘comprehensive student work-learn-
ing-service program’ means a student work-learning- 
service program that— 
‘‘(A) is an integral and stated part of the 
institution’s educational philosophy and pro-
gram; 
‘‘(B) requires participation of all resident 
students for enrollment and graduation; 
‘‘(C) includes learning objectives, evalua-
tion, and a record of work performance as part 
of the student’s college record; 
‘‘(D) provides programmatic leadership by 
college personnel at levels comparable to tradi-
tional academic programs; 
‘‘(E) recognizes the educational role of 
work-learning-service supervisors; and 
‘‘(F) includes consequences for nonperform-
ance or failure in the work-learning-service pro-
gram similar to the consequences for failure in 
the regular academic program.’’. 
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