SECTION 1. SHORT TITLE; TABLE OF CONTENTS. 
(a) SHORT TITLE.—This Act may be cited as the 
‘‘Housing, Employment, and Living Programs for Vet-
erans Act of 2010’’ or the ‘‘HELP Veterans Act of 2010’’. 
(b) TABLE OF CONTENTS.—The table of contents for 
this Act is as follows: 
Sec. 1. Short title; table of contents. 
Sec. 2. References to title 38, United States Code. 
Sec. 3. Modification of standard of visual acuity required for eligibility for spe-
cially adapted housing assistance provided by the Secretary of 
Veterans Affairs. 
Sec. 4. Authorities regarding housing loans guaranteed by the Department of 
Veterans Affairs. 
Sec. 5. Reauthorization and improvement of Department of Veterans Affairs 
small business loan program. 
Sec. 6. Assistance for flight training. 
Sec. 7. Seven-year increase in amount of assistance for individuals pursuing ap-
prenticeships or on-job training. 
Sec. 8. Extension of authority for certain qualifying work-study activities for 
purposes of the educational assistance programs of the Depart-
ment of Veterans Affairs. 
Sec. 9. Expansion of work-study allowance to include certain outreach services 
conducted through congressional offices. 
Sec. 10. Temporary reduction of required amount of wages for on-the-job train-
ing programs. 
Sec. 11. Reauthorization of Veterans’ Advisory Committee on Education. 
Sec. 12. Homeless women veterans and homeless veterans with children re-
integration grant program. 
Sec. 13. Technology review and grant program. 
Sec. 14. Child care; President’s Budget. 
Sec. 15. Increase in amount of reporting fee payable to educational institutions 
that enroll veterans receiving educational assistance. 
Sec. 16. Modification of advance payment of initial educational assistance or 
subsistence allowance. 
Sec. 17. Increase in amount of subsistence allowance payable to veterans par-
ticipating in vocational rehabilitation program. 
Sec. 18. Expansion of availability of employment assistance allowance for vet-
erans using employment services. 
Sec. 19. Promoting jobs for veterans teaching in rural areas. 
Sec. 20. Promoting jobs for veterans through the establishment of an intern-
ship program. 
Sec. 21. Veterans entrepreneurial development summit. 
Sec. 22. Increase in the maximum amount of specially adapted housing assist-
ance authorized to be provided by the Secretary of Veterans 
Affairs. 
Sec. 23. Department of Veterans Affairs housing loans for construction of en-
ergy efficient dwellings.
Sec. 24. Pilot program on specially adapted housing assistance for veterans re-
siding temporarily in housing owned by a family member. 
Sec. 25. Compliance with Statutory Pay-As-You-Go Act of 2010. 
SEC. 2. REFERENCES TO TITLE 38, UNITED STATES CODE. 
Except as otherwise expressly provided, whenever in 
this Act an amendment or repeal is expressed in terms 
of an amendment to, or a repeal of, a section or other 
provision, the reference shall be considered to be made to 
a section or other provision of title 38, United States 
Code. 
SEC. 3. MODIFICATION OF STANDARD OF VISUAL ACUITY 
REQUIRED FOR ELIGIBILITY FOR SPECIALLY 
ADAPTED HOUSING ASSISTANCE PROVIDED 
BY THE SECRETARY OF VETERANS AFFAIRS. 
(a) IN GENERAL.—Section 2101(b)(2)(A) is amend-
ed by striking ‘‘with 5/200’’ and all that follows through 
the period and inserting the following: ‘‘with central visual 
acuity of 20/200 or less in the better eye with the use 
of standard correcting lenses (for purposes of this sub-
paragraph, an eye which is accompanied by a limitation 
in the fields of vision such that the widest diameter of 
the visual field subtends an angle no greater than 20 de-
grees shall be treated as having a central visual acuity of 
20/200 or less).’’. 
(b) EFFECTIVE DATE.—The amendment made by 
subsection (a) shall apply with respect to specially adapted
housing assistance provided on or after the date of the 
enactment of this Act. 
SEC. 4. AUTHORITIES REGARDING HOUSING LOANS GUAR-
ANTEED BY THE DEPARTMENT OF VETERANS 
AFFAIRS. 
(a) COVENANTS AND LIENS IN RESPONSE TO DIS-
ASTER-RELIEF ASSISTANCE.—Paragraph (3) of section 
3703(d) is amended to read as follows: 
‘‘(3)(A) Any real estate housing loan (other than for 
repairs, alterations, or improvements) shall be secured by 
a first lien on the realty. In determining whether a loan 
is so secured, the Secretary may either disregard or allow 
for subordination to a superior lien that— 
‘‘(i) is created by a duly recorded covenant run-
ning with the realty in favor of— 
‘‘(I) a public entity that provides assist-
ance in response to a major disaster as deter-
mined by the President under the Robert T. 
Stafford Disaster Relief and Emergency Assist-
ance Act (42 U.S.C. 5121 et seq.); or 
‘‘(II) a private entity to secure an obliga-
tion to such entity for the homeowner’s share of 
the costs of the management, operation, or 
maintenance of property, services, or programs 
within and for the benefit of the development or
community in which the veteran’s realty is lo-
cated; and 
‘‘(ii) the Secretary determines will not prejudice 
the interests of the veteran borrower and of the Gov-
ernment by the operation of such a covenant. 
‘‘(B) In respect to a superior lien described by sub-
paragraph (A) that is created after June 6, 1969, the Sec-
retary’s determination must have been made prior to the 
recordation of the covenant.’’. 
(b) EXTENSION OF AUTHORITY TO POOL LOANS.— 
Paragraph (2) of section 3720(h) is amended by striking 
‘‘2011’’ and inserting ‘‘2016’’. 
SEC. 5. REAUTHORIZATION AND IMPROVEMENT OF DE-
PARTMENT OF VETERANS AFFAIRS SMALL 
BUSINESS LOAN PROGRAM. 
(a) REAUTHORIZATION.— 
(1) IN GENERAL.—Chapter 37 is amended by 
striking section 3751. 
(2) CLERICAL AMENDMENT.—The table of sec-
tions at the beginning of such chapter is amended 
by striking the item relating to section 3751. 
(b) EXPANSION OF ELIGIBILITY FOR SMALL BUSI-
NESS LOANS.—Chapter 37 is further amended— 
(1) in section 3741, by striking paragraph (2); 
and
(2) in section 3742(a)(3)(A), by striking ‘‘vet-
erans of the Vietnam era or’’. 
(c) REPEAL
OF AUTHORITY
TO MAKE DIRECT 
LOANS.—Chapter 37, as amended by subsections (a) and 
(b), is further amended— 
(1) in section 3742— 
(A) in subsection (a)— 
(i) in paragraph (2), by striking ‘‘(A) 
loan guaranties, or (B) direct loans’’ and 
inserting ‘‘loan guaranties’’; and 
(ii) in paragraph (3)(A), by striking 
‘‘and that at least 51 percent of a business 
concern must be owned by disabled vet-
erans in order for such concern to qualify 
for a direct loan’’; 
(B) in subsection (b)— 
(i) by striking paragraph (1) and re-
designating paragraphs (2) through (4) as 
paragraphs (1) through (3), respectively; 
and 
(ii) in paragraph (2), as so redesig-
nated, by striking ‘‘make or’’; 
(C) in subsection (c), by striking ‘‘made 
or’’; 
(D) in subsection (d)—
(i) by striking paragraph (2); 
(ii) by striking ‘‘(1) Except as pro-
vided in paragraph (2) of this subsection, 
the’’ and inserting ‘‘The’’; and 
(iii) by striking ‘‘make or’’; and 
(E) in subsection (e)— 
(i) in paragraph (1)— 
(I) in the first sentence, by strik-
ing ‘‘or, if the loan was a direct loan 
made by the Secretary, may suspend 
such obligation’’; and 
(II) in the second sentence, by 
striking ‘‘or while such obligation is 
suspended’’; 
(ii) by striking ‘‘or suspend’’ each 
place it appears; 
(iii) by striking ‘‘or suspension’’ each 
place it appears; 
(iv) by striking ‘‘or suspends’’ each 
place it appears; and 
(v) in paragraph (4), by striking ‘‘or 
suspended’’ each place it appears; 
(2) in section 3743— 
(A) by striking ‘‘that is provided a direct 
loan under this subchapter, or’’;
(B) by striking the comma between ‘‘sub-
chapter’’ and ‘‘shall’’; 
(C) by striking ‘‘direct or’’; and 
(D) by striking ‘‘for the amount of such 
direct loan or, in the case of a guaranteed 
loan,’’; 
(3) in section 3745— 
(A) by striking ‘‘(a)’’; and 
(B) by striking subsection (b); 
(4) in section 3746, by striking ‘‘made or’’ both 
places it appears; and 
(5) in section 3750, by striking ‘‘made or’’. 
(d) AUTHORITY TO ENTER INTO A CONTRACT.—Sec-
tion 3742, as amended by subsection (c), is further 
amended by adding at the end the following new sub-
section: 
‘‘(f) The Secretary shall enter into a contract with 
an appropriate entity for the purpose of carrying out the 
program under this subchapter.’’. 
(e) FUNDING.—Section 3742(b), as amended by sub-
section (c), is further amended by adding at the end the 
following new paragraph: 
‘‘(4) The Secretary may only guarantee a loan 
under this subchapter to the extent that a limitation
commitment to guarantee loans for a fiscal year has 
been provided in advance in an appropriations Act.’’. 
(f) AUTHORIZATION OF APPROPRIATIONS.— 
(1) IN GENERAL.—Section 3749 is amended to 
read as follows: 
‘‘§ 3749. Authorization of appropriations 
‘‘There are authorized to be appropriated to carry out 
this subchapter such sums as may be necessary.’’. 
(2) CLERICAL AMENDMENT.—The table of sec-
tions at the beginning of chapter 37 is amended by 
striking the item relating to section 3749 and insert-
ing the following new item: 
‘‘3749. Authorization of appropriations.’’. 
(g) LOAN FEE.— 
(1) IN
GENERAL.—Chapter 37 is further 
amended by inserting after section 3749 the fol-
lowing new section: 
‘‘§ 3749A. Loan Fee 
‘‘(a) REQUIREMENT
OF FEE.—(1) The Secretary 
shall collect a fee from each veterans’ small business con-
cern obtaining a loan guaranteed under this subchapter. 
‘‘(2) No loan may be guaranteed under this sub-
chapter until the fee payable under this section has been 
remitted to the Secretary. 
‘‘(3) The fee may be included in the loan guaranteed 
under this subchapter and paid from the proceeds thereof.
‘‘(b) DETERMINATION OF FEE.—The amount of the 
fee shall be the full cost of the loan guarantee plus an 
additional amount determined by the Secretary as suffi-
cient to cover applicable administrative expenses.’’. 
(2) CLERICAL AMENDMENT.—The table of sec-
tions at the beginning of such chapter is amended 
by inserting after the item relating to section 3749 
the following new item: 
‘‘3749A. Loan fee.’’. 
(h) DEFINITIONS.—Section 3741 is amended by add-
ing at the end the following new paragraphs: 
‘‘(2) The term ‘cost ’ has the meaning given the 
term ‘cost of a loan guarantee’ within the meaning 
of section 502(5)(C) of the Federal Credit Reform 
Act of 1990 (2 U.S.C. 661a(5)(C)). 
‘‘(3) The term ‘guarantee’— 
‘‘(A) has the meaning given the term ‘loan 
guarantee’ in section 502 of the Federal Credit 
Reform Act of 1990 (2 U.S.C. 661a); and 
‘‘(B) includes a loan guarantee commit-
ment (as defined in section 502 of the Federal 
Credit Reform Act of 1990 (2 U.S.C. 661a)). 
‘‘(4) The term ‘obligation’ means the loan or 
other debt obligation that is guaranteed under this 
subchapter.’’.
SEC. 6. ASSISTANCE FOR FLIGHT TRAINING. 
Subsection (e)(1) of section 3032 is amended by 
striking ‘‘60 percent’’ and inserting ‘‘75 percent’’. 
SEC. 7. SEVEN-YEAR INCREASE IN AMOUNT OF ASSISTANCE 
FOR INDIVIDUALS PURSUING APPRENTICE-
SHIPS OR ON-JOB TRAINING. 
During the seven-year period beginning on the date 
of the enactment of this Act, the Secretary of Veterans 
Affairs shall apply— 
(1) section 3032(c)(1) of title 38, United States 
Code— 
(A) in subparagraph (A), by substituting 
‘‘80 percent’’ for ‘‘75 percent’’; 
(B) in subparagraph (B), by substituting 
‘‘60 percent’’ for ‘‘55 percent’’; and 
(C) in subparagraph (C), by substituting 
‘‘40 percent’’ for ‘‘35 percent’’; 
(2) section 3233(a) of such title— 
(A) in paragraph (1), by substituting ‘‘80 
percent’’ for ‘‘75 percent’’; 
(B) in paragraph (2), by substituting ‘‘60 
percent’’ for ‘‘55 percent’’; and 
(C) in paragraph (3), by substituting ‘‘40 
percent’’ for ‘‘35 percent’’; 
(3) section 3687(b)(2) of such title— 
(A) by substituting ‘‘$603’’ for ‘‘$574’’;