SECTION 1. SHORT TITLE AND TABLE OF CONTENTS.
(a) SHORT TITLE.—This Act may be cited as the
‘‘States’ Disaster Responsibility Act’’.
(b) TABLE OF CONTENTS.—The table of contents for
this Act is as follows:
Sec. 1. Short title and table of contents.
Sec. 2. Findings and purposes.
TITLE I—NATIONAL DISASTER INSURANCE PROGRAM
Sec. 101. Disaster insurance program.
TITLE II—TERMINATION OF FEDERAL DISASTER LOAN
PROGRAMS
Sec. 201. Termination of Small Business Administration disaster loan program.
Sec. 202. Repeal of Consolidated Farm Service Agency emergency loan pro-
gram.
Sec. 203. Repeal of emergency relief program for repair of highways.
Sec. 204. Termination of HUD mortgage insurance programs for disaster vic-
tims.
Sec. 205. Applicability.
TITLE III—FEDERAL PROGRAM FOR REIMBURSABLE DISASTER
RELIEF AND EMERGENCY ASSISTANCE
Sec. 301. Amendment of Robert T. Stafford Disaster Relief and Emergency As-
sistance Act.
Sec. 302. Findings and declarations.
Sec. 303. Waiver of administrative conditions.
Sec. 304. Emergency support teams.
Sec. 305. Reimbursement.
Sec. 306. Performance of services.
Sec. 307. Reimbursement agreements and conditions.
Sec. 308. Treatment of assistance.
Sec. 309. Liability.
Sec. 310. Advance of State expenditures.
Sec. 311. Procedure for declaration of major disaster.
Sec. 312. General Federal disaster assistance.
Sec. 313. Essential disaster assistance.
Sec. 314. Hazard mitigation.
Sec. 315. Repair, restoration, and replacement of damaged facilities.
Sec. 316. Debris removal.
Sec. 317. Temporary housing assistance.
Sec. 318. Minimum standards for public and private structures.
Sec. 319. Unemployment assistance.
Sec. 320. Individual and family grant programs.
Sec. 321. Crisis counseling assistance and training.
Sec. 322. Community disaster loans.
Sec. 323. Emergency communications.
Sec. 324. Emergency public transportation.
Sec. 325. Fire suppression.
Sec. 326. Timber sale contracts.
Sec. 327. Simplified procedure.
Sec. 328. Appeals of assistance decisions.
Sec. 329. Procedure for declaration.
Sec. 330. Federal emergency assistance.
Sec. 331. Amount of assistance.
Sec. 332. Applicability.
SEC. 2. FINDINGS AND PURPOSES.
(a) FINDINGS.—The Congress finds that—
(1) while disasters can strike anywhere within
the United States, certain areas historically have
been more susceptible or vulnerable to disasters;
(2) the Federal Government has assumed the
financial responsibility for much of the emergency
relief and reconstruction provided after disasters;
(3) the amount of Federal financial assistance
provided for disaster relief has been steadily increas-
ing over time and the annual disaster relief obliga-
tions of the Federal Emergency Management Agency
have increased more than tenfold over the past 10
years, 
from 
$320,000,000 
in 
1985 
to
$4,300,000,000 in 1994;
(4) the costs of disaster assistance have been
spread disproportionately to all United States citi-
zens rather than to citizens of the areas that are
most directly affected; and
(5) an amendment to the Constitution of the
United States requiring a balanced Federal budget
would require major retrenchments in activities that
assist citizens of the United States in times of crises
and distress.
(b) PURPOSES.—The purposes of this Act are—
(1) to reaffirm the individual States’ primary
responsibility for disaster relief;
(2) to restore the Federal Government’s role for
disaster relief to one of secondary support, provided
on a reimbursable basis, in unusual or special emer-
gency situations that require services best provided
by Federal agencies;
(3) to establish a private corporation to provide
risk-based insurance to the individual States to as-
sist the States in meeting their obligations in disas-
ter relief; and
(4) to repeal existing Federal grant and loan
programs for disaster aid.
TITLE I—NATIONAL DISASTER
INSURANCE PROGRAM
SEC. 101. DISASTER INSURANCE PROGRAM.
The Robert T. Stafford Disaster Relief and Emer-
gency Assistance Act (42 U.S.C. 5121 et seq.) is amended
by adding at the end the following new title: