I 
117TH CONGRESS 
1ST SESSION H. R. 5931 
To amend title 38, United States Code, to improve the due process accorded 
veterans with respect to recovery of overpayments made by the Depart-
ment and other amounts owed by veterans to the United States, to 
improve the processing of veterans benefits by the Department of Vet-
erans Affairs, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
NOVEMBER 9, 2021 
Mr. KIM of New Jersey (for himself and Mr. HILL) introduced the following 
bill; which was referred to the Committee on Veterans’ Affairs 
A BILL 
To amend title 38, United States Code, to improve the 
due process accorded veterans with respect to recovery 
of overpayments made by the Department and other 
amounts owed by veterans to the United States, to im-
prove the processing of veterans benefits by the Depart-
ment of Veterans Affairs, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘VA Overpayment Ac-
countability Act’’. 
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SEC. 2. REPAIR OF CREDIT. 
(a) IN GENERAL.—Chapter 53 of title 38, United 
States Code, is amended by adding at the end the fol-
lowing new section: 
‘‘§ 5320A. Correction of erroneous information sub-
mitted to consumer reporting agencies 
‘‘(a) CORRECTING ERRORS BY THE DEPARTMENT.— 
In any case in which the Secretary finds that the Depart-
ment has submitted erroneous information to a consumer 
reporting agency about the indebtedness of any person 
who has been determined by the Secretary to be indebted 
to the United States by virtue of the participation of that 
person in a benefits program administered by the Sec-
retary, the Secretary shall— 
‘‘(1) instruct the consumer reporting agency to 
remove such erroneous information from the con-
sumer report of such person or take such other ac-
tion as may be required to ensure that such erro-
neous information is not included in the report of 
such person; and 
‘‘(2) transmit to the consumer reporting agency 
such information as the consumer reporting agency 
may require to take such appropriate actions. 
‘‘(b) CORRECTING ERRORS BY DEBT COLLECTORS.— 
In any case in which the Secretary finds that a debt col-
lector acting on behalf of the Department has submitted 
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erroneous information to a consumer reporting agency 
about the indebtedness of any person who has been deter-
mined by the Secretary to be indebted to the United States 
by virtue of the participation of that person in a benefits 
program administered by the Secretary, the Secretary 
shall instruct the debt collector to request the consumer 
reporting agency remove such erroneous information from 
the consumer report of such person or take such other 
action as may be required to ensure such erroneous infor-
mation is not included in the report of such person. 
‘‘(c) NOTICE.—Not later than 60 days after the date 
on which the Secretary issues an instruction under sub-
section (a)(1) or (b) with respect to a person, the Sec-
retary shall notify the person that the Secretary issued 
such instruction. 
‘‘(d) DEFINITIONS.—In this section: 
‘‘(1) The terms ‘consumer report’ and ‘con-
sumer reporting agency’ have the meanings given 
such terms in section 603 of the Fair Credit Report-
ing Act (15 U.S.C. 1681a). 
‘‘(2) The term ‘debt collector’ has the meaning 
given such term in section 803 of the Fair Debt Col-
lection Practices Act (15 U.S.C. 1692a).’’. 
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