I 
119TH CONGRESS 
1ST SESSION H. R. 3762 
To prevent cost-sharing requirements for prenatal, childbirth, neonatal, 
perinatal, or postpartum health care. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 5, 2025 
Mr. GOLDEN of Maine (for himself, Mrs. KIM, Ms. MCCLELLAN, and Mr. 
VALADAO) introduced the following bill; which was referred to the Com-
mittee on Energy and Commerce, and in addition to the Committees on 
Ways and Means, and Education and Workforce, for a period to be sub-
sequently determined by the Speaker, in each case for consideration of 
such provisions as fall within the jurisdiction of the committee concerned 
A BILL 
To prevent cost-sharing requirements for prenatal, childbirth, 
neonatal, perinatal, or postpartum health care. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Supporting Healthy 
Moms and Babies Act’’. 
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SEC. 2. ESSENTIAL HEALTH BENEFITS TO INCLUDE PRE-
NATAL, CHILDBIRTH, NEONATAL, PERINATAL, 
AND POSTPARTUM HEALTH CARE. 
(a) IN GENERAL.—Section 1302(b) of the Patient 
Protection and Affordable Care Act (42 U.S.C. 18022(b)) 
is amended— 
(1) by redesignating paragraph (5) as para-
graph (6); and 
(2) by inserting after paragraph (4) the fol-
lowing: 
‘‘(5) MATERNITY
AND
NEWBORN
CARE
RE-
QUIREMENTS.— 
‘‘(A) IN GENERAL.—The benefits referred 
to in paragraph (1)(D) shall include com-
prehensive prenatal, labor and delivery, neo-
natal, perinatal, and postpartum care and 
screenings. 
‘‘(B) REQUIREMENT.—At a minimum, the 
care and screenings described in subparagraph 
(A) shall include— 
‘‘(i) ultrasounds by a licensed pro-
vider; 
‘‘(ii) services caring for the individual 
relating to spontaneous pregnancy loss or 
spontaneous miscarriage; 
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‘‘(iii) delivery services, including serv-
ices rendered during delivery, such as an-
esthesiology, fetal monitoring, consulta-
tions with specialists, and services relating 
to postpartum health; 
‘‘(iv) the services required to be cov-
ered under section 2725 of the Public 
Health Service Act, section 711 of the Em-
ployee Retirement Income Security Act of 
1974, and section 9811 of the Internal 
Revenue Code of 1986; 
‘‘(v) postpartum care services that are 
not preventive, including behavioral health 
services, for conditions that may have been 
exacerbated by pregnancy or conditions as 
a result of pregnancy, such as diabetes, hy-
pertension, and obesity; and 
‘‘(vi) for legal parents of a new child 
who do not physically give birth to the 
child, behavioral health services relating to 
new parenthood for the 1-year period be-
ginning on the day of the birth of the 
child. 
‘‘(C) DEFINITION
OF
POSTPARTUM.—In 
this paragraph, the term ‘postpartum’ means 
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the 1-year period beginning immediately after 
the pregnancy ends.’’. 
(b) APPLICATION.—The amendment made by sub-
section (a) shall be considered as if included in the enact-
ment of the Patient Protection and Affordable Care Act 
(Public Law 111–148). 
(c) PLAN YEARS.—The amendment made by sub-
section (a) shall apply with respect to plan years beginning 
on or after the date of enactment of this Act. 
SEC. 3. NO COST-SHARING FOR PRENATAL, CHILDBIRTH, 
NEONATAL, PERINATAL, OR POSTPARTUM 
HEALTH CARE. 
(a) IN GENERAL.—Part D of title XXVII of the Pub-
lic Health Service Act (42 U.S.C. 300gg–111 et seq.) is 
amended by adding at the end the following: 
‘‘SEC. 2799A–11. NO COST-SHARING FOR PRENATAL, CHILD-
BIRTH, 
NEONATAL, 
PERINATAL, 
OR 
POSTPARTUM HEALTH CARE. 
‘‘(a) IN GENERAL.—For plan years beginning on or 
after the date of enactment of the Supporting Healthy 
Moms and Babies Act, a group health plan and a health 
insurance issuer offering group or individual health insur-
ance coverage shall provide coverage for the benefits de-
scribed in section 1302(b)(1)(D) of the Patient Protection 
and Affordable Care Act, to the same extent that qualified 
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health plans (as defined in section 1301 of such Act) are 
required to provide coverage for such benefits, and shall 
not impose any cost-sharing requirements for such bene-
fits. 
‘‘(b) DEFINITION OF COST-SHARING.—In this sec-
tion, the term ‘cost-sharing’ has the meaning given the 
term in section 1302(c)(3) of the Patient Protection and 
Affordable Care Act.’’. 
(b) ERISA.— 
(1) IN GENERAL.—Subpart B of part 7 of sub-
title B of title I of the Employee Retirement Income 
Security Act of 1974 (29 U.S.C. 1185 et seq.) is 
amended by adding at the end the following: 
‘‘SEC. 726. NO COST-SHARING FOR PRENATAL, CHILDBIRTH, 
NEONATAL, PERINATAL, OR POSTPARTUM 
HEALTH CARE. 
‘‘(a) IN GENERAL.—For plan years beginning on or 
after the date of enactment of the Supporting Healthy 
Moms and Babies Act, a group health plan and a health 
insurance issuer offering group health insurance coverage 
shall provide coverage for the benefits described in section 
1302(b)(1)(D) of the Patient Protection and Affordable 
Care Act, to the same extent that qualified health plans 
(as defined in section 1301 of such Act) are required to 
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provide coverage for such benefits, and shall not impose 
any cost-sharing requirements for such benefits. 
‘‘(b) DEFINITION OF COST-SHARING.—In this sec-
tion, the term ‘cost-sharing’ has the meaning given the 
term in section 1302(c)(3) of the Patient Protection and 
Affordable Care Act.’’. 
(2) CLERICAL AMENDMENT.—The table of con-
tents in section 1 of the Employee Retirement In-
come Security Act of 1974 (29 U.S.C. 1001 et seq.) 
is amended by inserting after the item relating to 
section 725 the following: 
‘‘Sec. 726. No cost-sharing for prenatal, childbirth, neonatal, perinatal, or 
postpartum health care.’’. 
(c) INTERNAL REVENUE CODE OF 1986.— 
(1) IN
GENERAL.—Subchapter B of chapter 
100 of the Internal Revenue Code of 1986 is amend-
ed by adding at the end the following: 
‘‘SEC. 9826. NO COST-SHARING FOR PRENATAL, CHILD-
BIRTH, 
NEONATAL, 
PERINATAL, 
OR 
POSTPARTUM HEALTH CARE. 
‘‘(a) IN GENERAL.—For plan years beginning on or 
after the date of enactment of the Supporting Healthy 
Moms and Babies Act, a group health plan shall provide 
coverage 
for 
the 
benefits 
described 
in 
section 
1302(b)(1)(D) of the Patient Protection and Affordable 
Care Act, to the same extent that qualified health plans 
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(as defined in section 1301 of such Act) are required to 
provide coverage for such benefits, and shall not impose 
any cost-sharing requirements for such benefits. 
‘‘(b) DEFINITION OF COST-SHARING.—In this sec-
tion, the term ‘cost-sharing’ has the meaning given the 
term in section 1302(c)(3) of the Patient Protection and 
Affordable Care Act.’’. 
(2) CLERICAL AMENDMENT.—The table of sec-
tions for subchapter B of chapter 100 of the Inter-
nal Revenue Code of 1986 is amended by adding at 
the end the following new item: 
‘‘Sec. 9826. No cost-sharing for prenatal, childbirth, neonatal, perinatal, or 
postpartum health care.’’. 
(d) APPLICATION.—This section shall be considered 
as if included in the enactment of the Patient Protection 
and Affordable Care Act (Public Law 111–148). 
Æ 
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