the authority of the Attorney General under section 
3733 of title 31, United States Code, except that the 
provisions of that section relating to qui tam relators 
shall not apply.’’. 
(b) FAIR HOUSING ACT.—Section 814(c) of the Fair 
Housing Act (42 U.S.C. 3614(c)) is amended— 
(1) by striking ‘‘The Attorney General’’ and in-
serting the following: 
‘‘(1) IN
GENERAL.—The Attorney General’’; 
and 
(2) by adding at the end the following: 
‘‘(2) CIVIL INVESTIGATIVE DEMANDS.—If the 
Attorney General has reason to believe that any per-
son may be in possession, custody, or control of any 
documentary material or information relevant to an 
investigation under this title, the Attorney General 
may, before commencing a civil proceeding under 
this subsection, issue in writing and cause to be 
served upon the person, a civil investigative demand. 
The authority to issue and enforce civil investigative 
demands under this paragraph shall be identical to 
the authority of the Attorney General under section 
3733 of title 31, United States Code, except that the 
provisions of that section relating to qui tam relators 
shall not apply.’’. 
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SEC. 6. FREEDOM FROM DISCRIMINATION IN CREDIT. 
(a) PROHIBITION AGAINST DISCRIMINATION ON AC-
COUNT
OF SEXUAL ORIENTATION
OR GENDER IDEN-
TITY.—Section 701(a)(1) of the Equal Credit Opportunity 
Act (15 U.S.C. 1691(a)(1)) is amended— 
(1) by inserting ‘‘actual or perceived’’ before 
‘‘race, color’’; and 
(2) by striking ‘‘sex or’’ and inserting ‘‘sex, sex-
ual orientation, gender identity,’’. 
(b) DEFINITIONS.—Section 702 of the Equal Credit 
Opportunity Act (15 U.S.C. 1691a) is amended— 
(1) by redesignating subsections (f) and (g) as 
subsections (g) and (i), respectively; 
(2) by inserting after subsection (e) the fol-
lowing: 
‘‘(f) The term ‘gender identity’ means the gender-re-
lated identity, appearance, or mannerisms or other gen-
der-related characteristics of an individual, with or with-
out regard to the individual’s designated sex at birth.’’; 
and 
(3) by inserting after subsection (g), as so re-
designated, the following: 
‘‘(h) The term ‘sexual orientation’ means homosex-
uality, heterosexuality, or bisexuality.’’. 
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SEC. 7. AMENDING THE FAIR HOUSING ACT SO THAT DIS-
CRIMINATION 
IN 
REAL 
ESTATE-RELATED 
TRANSACTIONS INCLUDES THE FAILURE TO 
MAKE REASONABLE ACCOMMODATIONS FOR 
PEOPLE WITH DISABILITIES. 
Section 805(a) of the Fair Housing Act (42 U.S.C. 
3605(a)) is amended by adding at the end the following: 
‘‘For the purposes of this section, discrimination against 
a person because of handicap includes the failure, in con-
nection with a real estate-related transaction, to make rea-
sonable accommodations for such person.’’. 
SEC. 8. AMENDING THE FAIR HOUSING ACT TO CHANGE 
CERTAIN 
LIMITATIONS 
ON 
FILING 
COM-
PLAINTS AND COMMENCING CIVIL ACTIONS. 
(a) SECTION 810.—Section 810(a)(1)(A)(i) of the 
Fair Housing Act (42 U.S.C. 3610(a)(1)(A)(i)) is amend-
ed by inserting after the first sentence the following: ‘‘The 
failure to design and construct a dwelling as required by 
section 804(f)(3)(C) shall be deemed to continue until 
such time as the dwelling conforms to the requirements 
of that section.’’. 
(b) SECTION 813.—Section 813(a)(1)(A) of the Fair 
Housing Act (42 U.S.C. 3613(a)(1)(A)) is amended by 
adding at the end the following: ‘‘The failure to design 
and construct a dwelling as required by section 
804(f)(3)(C) shall be deemed to continue until such time 
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