SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Secure Handling of 
Internet Electronic Donations Act’’ or the ‘‘SHIELD 
Act’’. 
SEC. 2. REQUIRING DISCLOSURE OF CARD VERIFICATION 
VALUE AS CONDITION OF ACCEPTANCE OF 
ONLINE CONTRIBUTIONS MADE USING CRED-
IT OR DEBIT CARDS IN FEDERAL ELECTIONS. 
Section 302 of the Federal Election Campaign Act 
of 1971 (52 U.S.C. 30102) is amended by adding at the 
end the following: 
‘‘(j)(1) No political committee shall accept any Inter-
net credit or debit card contribution unless— 
‘‘(A) the individual or entity making such con-
tribution is required, at the time such individual 
makes such contribution, to disclose the card 
verification value of such credit or debit card; and 
‘‘(B)(i) the mailing address of the individual or 
entity is located in the United States; or 
‘‘(ii) in the case of a contribution made by an 
individual whose mailing address is located outside 
of the United States, the individual provides the 
committee with the applicable information described 
in paragraph (2). 
‘‘(2) The applicable information described in this 
paragraph is as follows:
‘‘(A) In the case of an individual who is a cit-
izen or national of the United States— 
‘‘(i) the United States mailing address the 
individual uses for voter registration purposes; 
‘‘(ii) a copy of the individual’s United 
States passport; or 
‘‘(iii) a copy of a comparable acceptable 
identification document, or the unique identi-
fying number from such a document, for the in-
dividual. 
‘‘(B) In the case of a contribution made by an 
individual who is lawfully admitted for permanent 
residence, as defined by section 101(a)(20) of the 
Immigration 
and 
Nationality 
Act 
(8 
U.S.C. 
1101(a)(20)— 
‘‘(i) a copy of the individual’s permanent 
resident card; or 
‘‘(ii) or a copy of a comparable acceptable 
identification document issued by the Depart-
ment of Homeland Security. 
‘‘(3) A political committee that accepts any Internet 
credit or debit card contribution as a recurring contribu-
tion shall require the individual or entity making such con-
tribution to comply with the requirements of this sub-
section for the first such contribution, but shall not re-
quire the individual or entity to provide the information 
identified in paragraphs (1) and (2) for subsequent recur-
ring contributions made using the same credit or debit 
card as the initial contribution. 
‘‘(4) A political committee that stores or saves, or ar-
ranges to store or save, any credit or debit card informa-
tion shall require the individual or entity making such con-
tribution to comply with the requirements of this sub-
section for the first such contribution or at the time of 
storing or saving such information, but shall not require 
the individual or entity to provide the information identi-
fied in paragraphs (1) and (2) for subsequent contribu-
tions made using the same credit or debit card as the ini-
tial contribution. 
‘‘(5) An Internet credit or debit card contribution re-
ceived by a political committee made through the use of 
a digital wallet shall be treated as complying with the re-
quirements of this subsection. 
‘‘(6) Notwithstanding subsection (b) or (c), in the 
case of an Internet credit or debit card contribution— 
‘‘(A) no later than 10 days after receiving the 
contribution, the person who receives the contribu-
tion shall forward to the treasurer such contribution, 
the name and address of the person making the con-
tribution, and the date of receipt; and
‘‘(B) the treasurer of a political committee shall 
keep an account of the name and address of any 
person making any such contribution, together with 
the date and amount of such contribution by any 
person consistent with applicable regulations of the 
Commission, including regulations relating to the pe-
riod for which contribution records must be pre-
served and the anonymity of certain contributors. 
‘‘(7)(A) A treasurer of a political committee shall de-
termine whether a contribution is in compliance with this 
subsection. If the treasurer is unable to verify that the 
acceptance of the contribution was not in violation of this 
subsection, the treasurer shall, not later than 30 days 
after the receipt of the contribution, refund the contribu-
tion to the individual or entity making the contribution. 
‘‘(B) If the treasurer of a political committee shows 
that best efforts have been used to comply with the re-
quirements of this paragraph, the committee shall be con-
sidered in compliance with this subsection. 
‘‘(8) In this subsection— 
‘‘(A) the term ‘Internet credit or debit card 
contribution’ means a contribution that— 
‘‘(i) is made using a credit or debit card; 
and
‘‘(ii) is received through an Internet 
website or application; and 
‘‘(B) the term ‘digital wallet’ means a software 
application that stores payment or account informa-
tion to facilitate traditional payments that use bank 
and credit card information.’’. 
SEC. 3. PROHIBITING ACCEPTANCE OF CONTRIBUTIONS 
MADE USING GIFT CARDS IN FEDERAL ELEC-
TIONS. 
Section 302 of the Federal Election Campaign Act 
of 1971 (52 U.S.C. 30102), as amended by section 2(a), 
is amended by adding at the end the following: 
‘‘(k)(1) No political committee shall knowingly accept 
a contribution made through the use of a gift certificate 
or store gift card, as such terms are defined, respectively, 
under section 915(a) of the Electronic Fund Transfer Act. 
‘‘(2)(A) A treasurer of a political committee shall de-
termine whether a contribution is in compliance with this 
subsection. If the treasurer is unable to verify that the 
acceptance of the contribution was not in violation of this 
subsection, the treasurer shall, not later than 30 days 
after the receipt of the contribution, refund the contribu-
tion to the individual or entity making the contribution. 
‘‘(B) If the treasurer of a political committee shows 
that best efforts have been used to comply with the re-
quirements of this subsection, the committee shall be con-
sidered in compliance with this subsection.’’. 
SEC. 4. PROHIBITING AIDING OR ABETTING MAKING OF 
CONTRIBUTION IN THE NAME OF ANOTHER. 
Section 320 of the Federal Election Campaign Act 
of 1971 (52 U.S.C. 30122) is amended by adding at the 
end the following new sentence: ‘‘No person shall know-
ingly direct, help, or assist any person in making a con-
tribution in the name of another person.’’. 
SEC. 5. REGULATIONS. 
(a) DEADLINE.—Not later than 90 days after the 
date of the enactment of this Act, the Federal Election 
Commission shall promulgate regulations to carry out the 
amendments made by this Act. 
(b) CONSULTATION WITH CREDIT CARD PAYMENT 
NETWORKS.—In promulgating regulations under sub-
section (a) to carry out the amendments made by this Act, 
the Commission shall consult with representatives of pay-
ment card networks, as defined under section 921(c) of 
the Electronic Fund Transfer Act (15 U.S.C. 1693o– 
2(c)), and other relevant stakeholders. 
SEC. 6. EFFECTIVE DATE. 
The amendments made by this Act shall apply with 
respect to contributions made after the expiration of the
90-day period which begins on the date the Commission 
promulgates regulations under section 5. 
Passed the House of Representatives December 16, 
2024. 
Attest: 
Clerk.
118TH CONGRESS 
2D SESSION 
H. R. 9488 
AN ACT 
To amend the Federal Election Campaign Act of 
1971 to require the disclosure of the card 
verification value as a condition of the acceptance 
of online contributions made through the use of 
credit or debit cards in elections for Federal of-
fice and to prohibit the acceptance of contribu-
tions made through the use of gift cards in such 
elections, and for other purposes.