by inserting ‘‘and first-time homebuyers (as defined in sec-
tion 202(a)(4)(A))’’ after ‘‘minority borrowers’’. 
(d) GAO STUDY
ON SUSTAINABLE HOMEOWNER-
SHIP.—Not later than 180 days after the date of enact-
ment of this Act, the Comptroller General of the United 
States shall conduct a study and submit to Congress a 
report on— 
(1) the value for the Federal Housing Adminis-
tration of defining what is sustainable homeowner-
ship in way that considers borrower default, refi-
nancing to a non-insured mortgage product, paying 
off a mortgage loan and transitioning back to rent-
ing, and other factors that demonstrate whether in-
surance provided under title II of the National 
Housing Act (12 U.S.C. 1707 et seq.) has success-
fully served a borrower, including for first-time 
homebuyers (as defined in section 202(a)(4)(A) of 
the National Housing Act, as added by subsection 
(b)(1)); and 
(2) the feasibility of the Federal Housing Ad-
ministration developing a scorecard using the 
metrics described in paragraph (1) to measure bor-
rower performance and reporting the scorecard data 
to Congress. 
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SEC. 603. UNITED STATES INTERAGENCY COUNCIL ON 
HOMELESSNESS. 
Section 203(a) of the McKinney-Vento Homeless As-
sistance Act (42 U.S.C. 11313(a)) is amended— 
(1) in paragraph (1)— 
(A) by striking ‘‘Homeless Emergency As-
sistance and Rapid Transition to Housing Act 
of 2009’’ and inserting ‘‘Renewing Opportunity 
in the American Dream to Housing Act’’; and 
(B) by striking ‘‘update such plan annu-
ally’’ and inserting the following: ‘‘submit to the 
President and Congress a report every year 
thereafter that includes— 
‘‘(A) the status of completion of the plan; 
‘‘(B) any modifications that were made to 
the plan and the reasons for those modifica-
tions; and 
‘‘(C) an estimate of when homelessness will 
be ended;’’; 
(2) by redesignating paragraphs (10) through 
(13) as paragraphs (11) through (14), respectively; 
(3) by redesignating the second paragraph (9) 
(relating to collecting and disseminating informa-
tion) as paragraph (10); 
(4) in paragraph (13), as so redesignated, by 
striking ‘‘and’’ at the end; 
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(5) in paragraph (14), as so redesignated, by 
striking the period at the end and inserting ‘‘; and’’; 
and 
(6) by adding at the end the following: 
‘‘(15) testify annually before Congress.’’. 
SEC. 604. NEIGHBORHOOD REINVESTMENT CORPORATION 
OVERSIGHT. 
(a) INSPECTOR GENERAL.—The Neighborhood Rein-
vestment Corporation Act (42 U.S.C. 8101 et seq.) is 
amended by adding at the end the following: 
‘‘SEC. 609. OVERSIGHT BY THE INSPECTOR GENERAL OF 
THE DEPARTMENT OF HOUSING AND URBAN 
DEVELOPMENT. 
‘‘The Inspector General of the Department of Hous-
ing and Urban Development shall have all of the authori-
ties and responsibilities provided under chapter 4 of title 
5, United States Code, with respect to the corporation, 
as if the corporation were part of the Department of 
Housing and Urban Development.’’. 
(b) 
WHISTLEBLOWER
PROTECTIONS.—Section 
9101(3) of title 31, United States Code, is amended by 
adding at the end the following: 
‘‘(Q) the Neighborhood Reinvestment Cor-
poration.’’. 
Æ 
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