I 
118TH CONGRESS 
2D SESSION H. R. 10115 
To amend the Small Business Act and the Small Business Investment Act 
of 1958 to provide resources, counseling, and access to capital for child 
care providers, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
NOVEMBER 12, 2024 
Mr. LANDSMAN introduced the following bill; which was referred to the 
Committee on Small Business 
A BILL 
To amend the Small Business Act and the Small Business 
Investment Act of 1958 to provide resources, counseling, 
and access to capital for child care providers, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Child Care for Small 
Businesses Act’’. 
VerDate Sep 11 2014 
03:37 Nov 13, 2024
Jkt 059200
PO 00000
Frm 00001
Fmt 6652
Sfmt 6201
E:\BILLS\H10115.IH
H10115
kjohnson on DSK7ZCZBW3PROD with $$_JOB
SEC. 2. SMALL BUSINESS LOANS FOR COVERED NON-
PROFIT CHILD CARE PROVIDERS. 
(a) IN GENERAL.—Section 3 of the Small Business 
Act (15 U.S.C. 632) is amended by adding at the end the 
following new subsection: 
‘‘(gg) COVERED NONPROFIT CHILD CARE PRO-
VIDER.—In this Act, the term ‘covered nonprofit child 
care provider’ means an organization— 
‘‘(1) that— 
‘‘(A) is in compliance with licensing re-
quirements for child care providers of the State 
in which the organization is located; 
‘‘(B) is described in section 501(c)(3) of 
the Internal Revenue Code of 1986 and exempt 
from tax under section 501(a) of such Code; 
‘‘(C) is primarily engaged in providing 
child care for children from birth to compulsory 
school age; and 
‘‘(D) is in compliance with applicable in-
dustry-based size standard established under 
subsection (a); 
‘‘(2) for which each employee and regular vol-
unteer complies with the criminal background check 
requirements under section 658H(b) of the Child 
Care and Development Block Grant Act of 1990 (42 
U.S.C. 9858f(b)); 
VerDate Sep 11 2014 
03:37 Nov 13, 2024
Jkt 059200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6201
E:\BILLS\H10115.IH
H10115
kjohnson on DSK7ZCZBW3PROD with $$_JOB
‘‘(3) that may— 
‘‘(A) provide care for school-age children 
outside of school hours or outside of the school 
year; or 
‘‘(B) offer preschool or prekindergarten 
educational programs; and 
‘‘(4) subject to any exemption under Federal 
law applicable to the organization, that certifies to 
the Administrator that the organization will not dis-
criminate in any business practice, including pro-
viding services to the public, on the basis of race, 
color, religion, sex, sexual orientation, marital sta-
tus, age, disability, or national origin.’’. 
(b) ELIGIBILITY OF NONPROFIT CHILD CARE PRO-
VIDERS FOR 7(a) LOANS.—Section 7(a) of the Small Busi-
ness Act (15 U.S.C. 636(a)) is amended by adding at the 
end the following new paragraph: 
‘‘(38) COVERED NONPROFIT CHILD CARE PRO-
VIDERS.— 
‘‘(A) IN
GENERAL.—The Administrator 
may guarantee loans made to a covered non-
profit child care provider under the same terms, 
conditions, and processes as a loan made under 
this subsection. 
VerDate Sep 11 2014 
03:37 Nov 13, 2024
Jkt 059200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\H10115.IH
H10115
kjohnson on DSK7ZCZBW3PROD with $$_JOB
‘‘(B) LOAN GUARANTEE.—A covered non-
profit child care provider that receives a loan 
under this subsection— 
‘‘(i) with respect to a loan greater 
than $500,000, shall obtain a guarantee of 
timely payment of the loan from another 
person; and 
‘‘(ii) with respect to a loan less than 
or equal to $500,000, may not be required 
to obtain a guarantee of timely payment of 
the loan. 
‘‘(C) LIMITATION ON BASIS FOR INELIGI-
BILITY.—The Administrator may not determine 
that a covered nonprofit child care provider is 
not eligible for a loan under this section on the 
basis that the proceeds of such loan will be used 
for a religious activity protected under the First 
Amendment to the Constitution of the United 
States (as determined by a court of competent 
jurisdiction). 
‘‘(D) REPORT.—Not later than 1 year 
after the date of the enactment of this Act, and 
annually thereafter, the Administrator shall 
submit to Congress a report that contains— 
VerDate Sep 11 2014 
03:37 Nov 13, 2024
Jkt 059200
PO 00000
Frm 00004
Fmt 6652
Sfmt 6201
E:\BILLS\H10115.IH
H10115
kjohnson on DSK7ZCZBW3PROD with $$_JOB