(C) in paragraphs (2)(A) and (3)(B), by 
striking ‘‘the deposit insurance fund’s outlays’’ 
each place that term appears and inserting ‘‘the 
outlays of the Deposit Insurance Fund’’; and 
(39) in section 38(o) (12 U.S.C. 1831o(o))—
(A) by striking ‘‘ASSOCIATIONS.—’’ and all 
that follows through ‘‘Subsections (e)(2)’’ and 
inserting ‘‘ASSOCIATIONS.—Subsections (e)(2)’’; 
(B) by redesignating subparagraphs (A), 
(B), and (C) as paragraphs (1), (2), and (3), 
respectively, and moving the margins 2 ems to 
the left; and 
(C) in paragraph (1) (as so redesignated), 
by redesignating clauses (i) and (ii) as subpara-
graphs (A) and (B), respectively, and moving 
the margins 2 ems to the left. 
(b) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the first 
day of the first calendar quarter that begins after the end 
of the 90-day period beginning on the date of the enact-
ment of this Act.
SEC. 12. OTHER TECHNICAL AND CONFORMING AMEND-
MENTS RELATING TO THE MERGER OF THE 
BIF AND SAIF. 
(a) SECTION 5136 OF THE REVISED STATUTES.—
The paragraph designated the ‘‘Eleventh’’ of section 5136 
of the Revised Statutes of the United States (12 U.S.C. 
24) is amended in the 5th sentence, by striking ‘‘affected 
deposit insurance fund’’ and inserting ‘‘Deposit Insurance 
Fund’’. 
(b) INVESTMENTS PROMOTING PUBLIC WELFARE; 
LIMITATIONS ON AGGREGATE INVESTMENTS.—The 23d 
undesignated paragraph of section 9 of the Federal Re-
serve Act (12 U.S.C. 338a) is amended in the 4th sen-
tence, by striking ‘‘affected deposit insurance fund’’ and 
inserting ‘‘Deposit Insurance Fund’’. 
(c) ADVANCES TO CRITICALLY UNDERCAPITALIZED 
DEPOSITORY INSTITUTIONS.—Section 10B(b)(3)(A)(ii) of 
the Federal Reserve Act (12 U.S.C. 347b(b)(3)(A)(ii)) is 
amended by striking ‘‘any deposit insurance fund in’’ and 
inserting ‘‘the Deposit Insurance Fund of’’. 
(d) AMENDMENTS TO THE BALANCED BUDGET AND 
EMERGENCY DEFICIT CONTROL ACT OF 1985.—Section 
255(g)(1)(A) of the Balanced Budget and Emergency 
Deficit Control Act of 1985 (2 U.S.C. 905(g)(1)(A)) is 
amended—
(1) by striking ‘‘Bank Insurance Fund’’ and in-
serting ‘‘Deposit Insurance Fund’’; and 
(2) by striking ‘‘Federal Deposit Insurance Cor-
poration, Savings Association Insurance Fund (51–
4066–0–3–373);’’. 
(e) AMENDMENTS TO THE FEDERAL HOME LOAN 
BANK ACT.—The Federal Home Loan Bank Act (12 
U.S.C. 1421 et seq.) is amended—
(1) in section 11(k) (12 U.S.C. 1431(k))—
(A) in the subsection heading, by striking 
‘‘SAIF’’ and inserting ‘‘THE DEPOSIT INSUR-
ANCE FUND’’; and 
(B) by striking ‘‘Savings Association In-
surance Fund’’ each place such term appears 
and inserting ‘‘Deposit Insurance Fund’’; 
(2) in section 21 (12 U.S.C. 1441)—
(A) in subsection (f)(2), by striking ‘‘, ex-
cept that’’ and all that follows through the end 
of the paragraph and inserting a period; and 
(B) in subsection (k), by striking para-
graph (4); 
(3) 
in 
section 
21A(b)(4)(B) 
(12 
U.S.C. 
1441a(b)(4)(B)), by striking ‘‘affected deposit insur-
ance fund’’ and inserting ‘‘Deposit Insurance 
Fund’’;
(4) 
in 
section 
21A(b)(6)(B) 
(12 
U.S.C. 
1441a(b)(6)(B))—
(A) in the subparagraph heading, by strik-
ing ‘‘SAIF-INSURED
BANKS’’ and inserting 
‘‘CHARTER CONVERSIONS’’; and 
(B) by striking ‘‘Savings Association In-
surance Fund member’’ and inserting ‘‘savings 
association’’; 
(5) in section 21A(b)(10)(A)(iv)(II) (12 U.S.C. 
1441a(b)(10)(A)(iv)(II)), by striking ‘‘Savings Asso-
ciation Insurance Fund’’ and inserting ‘‘Deposit In-
surance Fund’’; 
(6) in section 21A(n)(6)(E)(iv) (12 U.S.C. 
1441(n)(6)(E)(iv)), by striking ‘‘Federal deposit in-
surance funds’’ and inserting ‘‘the Deposit Insur-
ance Fund’’; 
(7) in section 21B(e) (12 U.S.C. 1441b(e))—
(A) in paragraph (5), by inserting ‘‘as of 
the date of funding’’ after ‘‘Savings Association 
Insurance Fund members’’ each place that term 
appears; and 
(B) by striking paragraphs (7) and (8); 
and
(8) in section 21B(k) (12 U.S.C. 1441b(k))—
(A) by inserting before the colon ‘‘, the fol-
lowing definitions shall apply’’; 
(B) by striking paragraph (8); and 
(C) by redesignating paragraphs (9) and 
(10) as paragraphs (8) and (9), respectively. 
(f) AMENDMENTS TO THE HOME OWNERS’ LOAN 
ACT.—The Home Owners’ Loan Act (12 U.S.C. 1461 et 
seq.) is amended—
(1) in section 5 (12 U.S.C. 1464)—
(A) in subsection (c)(5)(A), by striking 
‘‘that is a member of the Bank Insurance 
Fund’’; 
(B) in subsection (c)(6), by striking ‘‘As 
used in this subsection—’’ and inserting ‘‘For 
purposes of this subsection, the following defini-
tions shall apply:’’; 
(C) in subsection (o)(1), by striking ‘‘that 
is a Bank Insurance Fund member’’; 
(D) in subsection (o)(2)(A), by striking ‘‘a 
Bank Insurance Fund member until such time 
as it changes its status to a Savings Association 
Insurance Fund member’’ and inserting ‘‘in-
sured by the Deposit Insurance Fund’’;
(F) in subsection (i), by redesignating 
paragraph (5) as paragraph (4); 
(G) in subsection (m)(3), by striking sub-
paragraph (E) and by redesignating subpara-
graphs (F), (G), and (H) as subparagraphs 
(E), (F), and (G), respectively; 
(H) in subsection (m)(7)(A), by striking 
‘‘during period’’ and inserting ‘‘during the pe-
riod’’; and 
(I) in subsection (o)(3)(D), by striking 
‘‘sections 5(s) and (t) of this Act’’ and inserting 
‘‘subsections (s) and (t) of section 5’’. 
(g) AMENDMENTS
TO
THE NATIONAL HOUSING 
ACT.—The National Housing Act (12 U.S.C. 1701 et 
seq.) is amended—
(1) 
in 
section 
317(b)(1)(B) 
(12 
U.S.C. 
1723i(b)(1)(B)), by striking ‘‘Bank Insurance Fund 
for banks or through the Savings Association Insur-
ance Fund for savings associations’’ and inserting 
‘‘Deposit Insurance Fund’’; and 
(2) in section 536(b)(1)(B)(ii) (12 U.S.C. 
1735f–14(b)(1)(B)(ii)), by striking ‘‘Bank Insurance 
Fund for banks and through the Savings Association 
Insurance Fund for savings associations’’ and insert-
ing ‘‘Deposit Insurance Fund’’.
(h) AMENDMENTS TO THE FINANCIAL INSTITUTIONS 
REFORM, RECOVERY, 
AND
ENFORCEMENT
ACT
OF 
1989.—The Financial Institutions Reform, Recovery, and 
Enforcement Act of 1989 (12 U.S.C. 1811 note) is 
amended—
(1) 
in 
section 
951(b)(3)(B) 
(12 
U.S.C. 
1833a(b)(3)(B)), by inserting ‘‘and after the merger 
of such funds, the Deposit Insurance Fund,’’ after 
‘‘the Savings Association Insurance Fund,’’; and 
(2) in section 1112(c)(1)(B) (12 U.S.C. 
3341(c)(1)(B)), by striking ‘‘Bank Insurance Fund, 
the Savings Association Insurance Fund,’’ and in-
serting ‘‘Deposit Insurance Fund’’. 
(i) AMENDMENT TO THE BANK HOLDING COMPANY 
ACT OF 1956.—The Bank Holding Company Act of 1956 
(12 U.S.C. 1841 et seq.) is amended— 
(1) in section 2(j)(2) (12 U.S.C. 1841(j)(2)), by 
striking ‘‘Savings Association Insurance Fund’’ and 
inserting ‘‘Deposit Insurance Fund’’; and 
(2) in section 3(d)(1)(D)(iii) (12 U.S.C. 
1842(d)(1)(D)(iii)), by striking ‘‘appropriate deposit 
insurance fund’’ and inserting ‘‘Deposit Insurance 
Fund’’. 
(j) AMENDMENTS
TO
THE GRAMM-LEACH-BLILEY 
ACT.—Section 114 of the Gramm-Leach-Bliley Act (12
U.S.C. 1828a) is amended by striking ‘‘any Federal de-
posit insurance fund’’ in subsection (a)(1)(B), paragraphs 
(2)(B) and (4)(B) of subsection (b), and subsection 
(c)(1)(B), each place that term appears and inserting ‘‘the 
Deposit Insurance Fund’’. 
(k) EFFECTIVE DATE.—This section and the amend-
ments made by this section shall take effect on the first 
day of the first calendar quarter that begins after the end 
of the 90-day period beginning on the date of the enact-
ment of this Act.
Æ