SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Crop Risk Options 
Plan Act of 2011’’. 
SEC. 2. TOTAL COVERAGE OPTION FOR CROP INSURANCE 
BASED ON BOTH AN INDIVIDUAL YIELD AND 
LOSS BASIS AND AN AREA YIELD AND LOSS 
BASIS. 
(a) AVAILABILITY OF TOTAL COVERAGE OPTION.— 
Section 508(c) of the Federal Crop Insurance Act (7 
U.S.C. 1508(c)) is amended by striking paragraph (3) and 
inserting the following new paragraph: 
‘‘(3) YIELD AND LOSS BASIS OPTIONS.—A pro-
ducer shall have the option of purchasing additional 
coverage based on— 
‘‘(A) 
INDIVIDUAL
YIELD
AND
LOSS 
BASIS.—A producer shall have the option of 
purchasing additional coverage based on an in-
dividual yield and loss basis. 
‘‘(B) AREA
YIELD
AND
LOSS
BASIS.—If 
area coverage is offered by the Corporation in 
an area, a producer shall have the option of 
purchasing additional coverage based on an 
area yield and loss basis instead of an indi-
vidual yield and loss basis. 
‘‘(C) TOTAL COVERAGE OPTION.—If area 
coverage is offered by the Corporation in an 
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area, a producer shall have the option of pur-
chasing additional coverage based on an indi-
vidual yield and loss basis, supplemented with 
coverage based on an area yield and loss basis 
to cover all or a portion of the deductible under 
the individual yield and loss policy.’’. 
(b) LEVEL OF COVERAGE.—Section 508(c) of the 
Federal Crop Insurance Act (7 U.S.C. 1508(c)) is amend-
ed by striking paragraph (4) and inserting the following 
new paragraph: 
‘‘(4) LEVEL OF COVERAGE.— 
‘‘(A) DOLLAR
DENOMINATION
AND
PER-
CENTAGE
OF
YIELD.—Except as provided in 
subparagraph (C), the level of coverage shall be 
dollar denominated and may be purchased at 
any level not to exceed 85 percent of the indi-
vidual yield or 95 percent of the area yield (as 
determined by the Corporation). 
‘‘(B) 
INFORMATION.—The 
Corporation 
shall provide producers with information on cat-
astrophic risk and additional coverage in terms 
of dollar coverage (within the allowable limits of 
coverage provided in this paragraph). 
‘‘(C) TOTAL COVERAGE OPTION.— 
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‘‘(i) IN
GENERAL.—Notwithstanding 
subparagraph (A), in the case of the total 
coverage option described in paragraph 
(3)(C), the Corporation shall offer pro-
ducers the opportunity to purchase cov-
erage in combination with a policy or plan 
of insurance offered under this Act that 
would allow indemnities to be paid to a 
producer equal to some or all of the de-
ductible under such policy or plan of insur-
ance, if sufficient area data is available (as 
determined by the Corporation). 
‘‘(ii) TRIGGER.—The coverage de-
scribed in paragraph (3)(C) and clause (i) 
would be triggered only if the losses in the 
area exceed 10 percent of normal levels (as 
determined by the Corporation). 
‘‘(iii) LIMITATION.—Indemnities paid 
under the coverage described in paragraph 
(3)(C) and clause (i) cannot exceed the 
amount of the deductible applicable under 
the underlying policy or plan of insur-
ance.’’. 
(c) PREMIUM.—Section 508(d)(2)(B) of the Federal 
Crop Insurance Act (7 U.S.C. 1508(d)(2)(B)) is amended 
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by inserting after ‘‘not based on individual yield’’ the fol-
lowing: ‘‘or that combines an individual yield and loss 
basis and an area yield and loss basis’’. 
(d) PAYMENT OF PORTION OF PREMIUM BY COR-
PORATION.—Section 508(e)(2) of the Federal Crop Insur-
ance Act (7 U.S.C. 1508(e)(2)) is amended by adding at 
the end the following new subparagraph: 
‘‘(H) In the case of the total coverage op-
tion described in subsection (c)(3)(C), the 
amount shall be equal to not less than 60 per-
cent of the additional premium associated with 
this coverage.’’. 
(e) EFFECTIVE DATE.—The Federal Crop Insurance 
Corporation shall begin to provide additional coverage 
based on an individual yield and loss basis, supplemented 
with coverage based on an area yield and loss basis, not 
later than one year after the date of the enactment of this 
Act. 
SEC. 3. DETERMINATION OF ACTUAL PRODUCTION HIS-
TORY. 
(a) USE OF SEVEN-YEAR OLYMPIC AVERAGE.—Sec-
tion 508(g)(2)(A) of the Federal Crop Insurance Act (7 
U.S.C. 1508(g)(2)(A)) is amended by striking ‘‘10 con-
secutive crop years’’ and inserting ‘‘7 consecutive crop 
years (excluding the year in which the actual production 
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history is greatest and the year in which the actual pro-
duction history is lowest)’’. 
(b) DATA SOURCES.—Section 508(g)(2) of the Fed-
eral Crop Insurance Act (7 U.S.C. 1508(g)(2)) is amended 
by adding at the end the following new subparagraph: 
‘‘(E) SOURCES OF YIELD DATA.—To deter-
mine yields under this paragraph, the Corpora-
tion shall use data collected by the Risk Man-
agement Agency or the National Agricultural 
Statistics Service, or both.’’. 
Æ 
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