I 
113TH CONGRESS 
1ST SESSION H. R. 2295 
To require the Board of Governors of the Federal Reserve System, the 
Federal Deposit Insurance Corporation, and the Office of the Comptroller 
of the Currency to conduct an empirical impact study on proposed 
rules relating to the International Basel III agreement on general risk- 
based capital requirements, as they apply to smaller financial institutions. 
IN THE HOUSE OF REPRESENTATIVES 
JUNE 6, 2013 
Mr. MURPHY of Florida introduced the following bill; which was referred to 
the Committee on Financial Services 
A BILL 
To require the Board of Governors of the Federal Reserve 
System, the Federal Deposit Insurance Corporation, and 
the Office of the Comptroller of the Currency to conduct 
an empirical impact study on proposed rules relating 
to the International Basel III agreement on general risk- 
based capital requirements, as they apply to smaller fi-
nancial institutions. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
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SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Basel III Common-
sense Approach for Small Entities Act’’ or the ‘‘Basel III 
CASE Act’’. 
SEC. 2. FINAL RULES PENDING IMPACT STUDY. 
(a) IN GENERAL.—The Board of Governors of the 
Federal Reserve System, the Federal Deposit Insurance 
Corporation, and the Office of the Comptroller of the Cur-
rency (in this Act collectively referred to as the ‘‘Federal 
banking agencies’’) shall conduct an empirical study in ac-
cordance with subsection (b) prior to issuing any final rule 
in relation to proposals issued by the Federal banking 
agencies for the International Basel III agreement on gen-
eral risk-based capital requirements. 
(b) ISSUES TO BE STUDIED.—The study required by 
this section shall include— 
(1) a quantitative analysis of the impact of such 
rule on the financial services sector of the United 
States, specifically community, mid-size, and re-
gional financial institutions; and 
(2) a determination of the long-term impact of 
such rule, including changes to the current risk 
weight framework. 
SEC. 3. VOLUNTARY PARTICIPATION. 
Any financial institution may voluntarily provide in-
formation for the study upon the request of the Federal 
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banking agencies, but may not be required to provide such 
information. 
SEC. 4. FINAL REPORT. 
(a) AVAILABILITY TO THE PUBLIC.—A final report 
on the completed study required by this Act shall be made 
available to the public for notice and comment for a period 
of not less than 3 months. 
(b) REVIEW.—The Federal banking agencies shall re-
view any comments submitted under subsection (a), and 
following such review, shall prescribe new rules, if appro-
priate, based on the results of the study and such com-
ments. Notwithstanding any other provision of law, a new 
rulemaking following such comment period shall include 
an additional comment period of not less than 3 months. 
Æ 
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