‘‘(C) as affecting any procedure concerning 
grievances, appeals, or administrative matters 
under law; or 
‘‘(D) as a substitute for an administrative 
or judicial proceeding. 
‘‘(e) REPORT.—Not later than one year after the date 
of the enactment of the Small Business Credit Expansion 
and Loan Markets Stabilization Act of 2009 and annually 
thereafter, the Administrator shall submit to the Com-
mittee on Small Business of the House of Representatives 
and the Committee on Small Business and Entrepreneur-
ship of the Senate a report describing and providing the 
status of appeals made under subsection (a) and com-
plaints made under subsection (b). 
‘‘(f) DEFINITIONS.—In this section, the following 
apply: 
‘‘(1) MATERIAL
DETERMINATION.—The term 
‘material determination’ includes determinations re-
lating to— 
‘‘(A) applications for payment relating to a 
loan guarantee; and 
‘‘(B) the ability of an entity to participate 
in an Administration loan or investing program. 
‘‘(2) INDEPENDENT
APPELLATE
PROCESS.— 
The term ‘independent appellate process’ means a 
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review by an Administration official who does not di-
rectly or indirectly report to the Administration offi-
cial who made the material determination under re-
view.’’. 
SEC. 15. EXTENSION OF RECOVERY AND RELIEF LOAN BEN-
EFITS. 
(a) FEE REDUCTIONS.—Section 501 of title V of di-
vision A of the American Recovery and Reinvestment Act 
of 2009 (Public Law 111–5) is amended— 
(1) in subsection (a) by striking ‘‘September 
30, 2010’’ and inserting ‘‘September 30, 2011’’; and 
(2) in subsection (c) by striking paragraph (2). 
(b) ECONOMIC STIMULUS LENDING PROGRAM FOR 
SMALL BUSINESSES.—Section 502(f) of title V of division 
A of the American Recovery and Reinvestment Act of 
2009 (Public Law 111–5) is amended by striking ‘‘the 
date 12 months after the date of enactment of this Act’’ 
and inserting ‘‘September 30, 2011’’. 
SEC. 16. REDUCED DOCUMENTATION FOR BUSINESS STA-
BILIZATION LOANS. 
Section 506(a) of title V of division A of the Amer-
ican Recovery and Reinvestment Act of 2009 (Public Law 
111–5) is amended by adding at the end the following: 
‘‘In carrying out such program, the Administrator shall 
establish and utilize a one-page application for loans under 
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this section and shall authorize lenders to utilize the same 
documentation and procedural requirements for loans 
under this section as such lenders utilize for other loans 
of a similar size and type.’’. 
SEC. 17. EXPANDED ELIGIBILITY FOR BUSINESS STABILIZA-
TION LOANS. 
Section 506(c) of title V of division A of the American 
Recovery and Reinvestment Act of 2009 (Public Law 111– 
5) is amended by striking ‘‘but shall not include’’ and all 
that follows through ‘‘enactment of this Act’’. 
SEC. 18. INCREASED AMOUNT OF BUSINESS STABILIZATION 
LOANS. 
Section 506(d) of title V of division A of the Amer-
ican Recovery and Reinvestment Act of 2009 (Public Law 
111–5) is amended by striking ‘‘$35,000’’ and inserting 
‘‘$50,000’’. 
SEC. 19. EXTENSION OF BUSINESS STABILIZATION LOANS. 
Section 506(j) of title V of division A of the American 
Recovery and Reinvestment Act of 2009 (Public Law 111– 
5) is amended by striking ‘‘September 30, 2010’’ and in-
serting ‘‘September 30, 2011’’. 
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SEC. 20. SBA SECONDARY MARKET LENDING AUTHORITY 
MADE PERMANENT. 
Section 509 of title V of division A of the American 
Recovery and Reinvestment Act of 2009 (Public Law 111– 
5) is amended— 
(1) by striking subsection (e); and 
(2) by redesignating subsections (f), (h), and (i) 
as subsections (e), (f), and (g), respectively. 
SEC. 21. SBA SECONDARY MARKET LENDING AUTHORITY 
EXPANDED. 
Section 509 of title V of division A of the American 
Recovery and Reinvestment Act of 2009 (Public Law 111– 
5), as amended by this Act, is further amended— 
(1) in subsection (c)(1) by adding at the end 
the following: ‘‘Such process shall include the des-
ignation of each lender participating in a program 
under section 7(a) of the Small Business Act as a 
Systematically Important Secondary Market Broker- 
Dealer for purposes of this section.’’; and 
(2) in subsection (e), as so redesignated by sec-
tion 20 of this Act, by adding at the end the fol-
lowing: ‘‘To the extent that the cost of an elimi-
nation or reduction of fees is offset by appropria-
tions, the Administrator shall in lieu of the fee oth-
erwise applicable under this subsection collect no fee 
or reduce fees to the maximum extent possible.’’. 
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SEC. 22. INCREASED LOAN LIMITS. 
Section 7(a) of the Small Business Act (15 U.S.C. 
636(a)), as amended by this Act, is further amended— 
(1) in paragraph (2)(A)— 
(A) in clause (i)— 
(i) by inserting after ‘‘$150,000’’ the 
following: ‘‘and is less than or equal to 
$2,000,000’’; and 
(ii) by striking ‘‘or’’ at the end; 
(B) in clause (ii) by striking the period at 
the end and inserting ‘‘; or’’; and 
(C) by adding at the end the following: 
‘‘(iii) 50 percent of the balance of the 
financing outstanding at the time of dis-
bursement of the loan, if such balance ex-
ceeds $2,000,000.’’; and 
(2) 
in 
paragraph 
(3)(A) 
by 
striking 
‘‘$2,000,000’’ and inserting ‘‘$3,000,000’’. 
SEC. 23. REAL ESTATE APPRAISALS. 
Section 7(a)(29) of the Small Business Act (15 
U.S.C. 636(a)(29)) is amended— 
(1) in the matter preceding subparagraph (A) 
by striking ‘‘a State licensed or certified appraiser’’ 
and inserting ‘‘an appraiser licensed or certified by 
the State in which such property is located’’; 
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(2) 
in 
subparagraph 
(A) 
by 
striking 
‘‘$250,000’’ and inserting ‘‘$400,000’’; and 
(3) 
in 
subparagraph 
(B) 
by 
striking 
‘‘$250,000’’ and inserting ‘‘$400,000’’. 
SEC. 24. ADDITIONAL SUPPORT FOR EXPRESS LOAN PRO-
GRAM. 
Section 7(a)(18)(B) of the Small Business Act (15 
U.S.C. 636(a)(18)(B)) is amended by adding after ‘‘under 
subparagraph (A)(i)’’ the following: ‘‘, except that a lender 
making a loan under paragraph (31) may not retain any 
percentage of a fee collected under such subparagraph’’. 
SEC. 25. AUTHORIZATION OF APPROPRIATIONS. 
Section 20 of the Small Business Act (15 U.S.C. 631 
note) is amended by inserting after subsection (e) the fol-
lowing: 
‘‘(f) FISCAL YEARS 2010 AND 2011.— 
‘‘(1) PROGRAM LEVELS.—For the programs au-
thorized by this Act, in each of fiscal years 2010 and 
2011 commitments for general business loans au-
thorized under section 7(a) may not exceed 
$20,000,000,000. 
‘‘(2) AUTHORIZATION
OF
APPROPRIATIONS.— 
There are authorized to be appropriated such sums 
as may be necessary to carry out paragraph (1).’’. 
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SEC. 26. REGULATIONS. 
After an opportunity for notice and comment, but not 
later than 180 days after the date of the enactment of 
this Act, the Administrator shall issue regulations to carry 
out this Act and the amendments made by this Act. 
Æ 
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