319 
(D) to have been stamped without lawful author-
ity; or 
(9) steals, or with intent to defraud or without being 
lawfully authorized by the Post Office Department or Post-
al Service, receives, possesses, disposes of or attempts to 
dispose of any postal money order machine or any stamp, 
tool, or instrument specifically designed to be used in pre-
paring or filling out the blanks on postal money order 
forms; 
shall be imprisoned not more than five years. 
§ 712. Postage stamps, postage meter stamps, and 
postal cards 
Whoever— 
(1) forges or counterfeits any postage stamp, postage 
meter stamp, or any stamp printed upon any stamped en-
velope, or postal card, or any die, plate, or engraving there-
of; 
(2) makes or prints, or knowingly uses or sells, or pos-
sesses with intent to use or sell, any such forged or coun-
terfeited postage stamp, postage meter stamp, stamped en-
velope, postal card, die, plate, or engraving; 
(3) makes, or knowingly uses or sells, or possesses 
with intent to use or sell, any paper bearing the watermark 
of any stamped envelope, or postal card, or any fraudulent 
imitation thereof; 
(4) makes or prints, or authorizes to be made or print-
ed, any postage stamp, postage meter stamp, stamped en-
velope, or postal card, of the kind authorized and provided 
by the Post Office Department or by the Postal Service, 
without the special authority and direction of the Depart-
ment or Postal Service; or 
(5) after such postage stamp, postage meter stamp, 
stamped envelope, or postal card has been printed, with in-
tent to defraud, delivers the same to any person not au-
thorized by an instrument in writing, duly executed under 
the hand of the Postmaster General and the seal of the 
Post Office Department or the Postal Service, to receive it; 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00319
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
320 
shall be imprisoned not more than five years. 
§ 713. Printing and filming of United States and 
foreign obligations and securities 
Notwithstanding any other provision of this subchapter, 
the following are permitted: 
(1) The printing, publishing, or importation, or the 
making or importation of the necessary plates for such 
printing or publishing, of illustrations of— 
(A) postage stamps of the United States, 
(B) revenue stamps of the United States, 
(C) any other obligation or other security of the 
United States, and 
(D) postage stamps, revenue stamps, notes, bonds, 
and any other obligation or other security of any for-
eign government, bank, or corporation. 
Illustrations permitted by the foregoing provisions of this 
section shall be made in accordance with the following con-
ditions— 
(i) all illustrations shall be in black and white, except 
that illustrations of postage stamps issued by the United 
States or by any foreign government and stamps issued 
under the Migratory Bird Hunting Stamp Act of 1934 may 
be in color; 
(ii) 
all 
illustrations 
(including 
illustrations 
of 
uncanceled postage stamps in color and illustrations of 
stamps issued under the Migratory Bird Hunting Stamp 
Act of 1934 in color) shall be of a size less than three- 
fourths or more than one and one-half, in linear dimension, 
of each part of any matter so illustrated which is covered 
by subparagraph (A), (B), (C), or (D) of this paragraph, 
except that black and white illustrations of postage and 
revenue stamps issued by the United States or by any for-
eign government and colored illustrations of canceled post-
age stamps issued by the United States may be in the exact 
linear dimension in which the stamps were issued; and 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00320
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
321 
(iii) the negatives and plates used in making the illus-
trations shall be destroyed after their final use in accord-
ance with this section. The Secretary of the Treasury shall 
prescribe regulations to permit color illustrations of such 
currency of the United States as the Secretary determines 
may be appropriate for such purposes. 
(2) The provisions of this section shall not permit the 
reproduction of illustrations of obligations or other securi-
ties, by or through electronic methods used for the acquisi-
tion, recording, retrieval, transmission, or reproduction of 
any obligation or other security, unless such use is author-
ized by the Secretary of the Treasury. The Secretary shall 
establish a system to ensure that the legitimate use of such 
electronic methods and retention of such reproductions by 
businesses, hobbyists, press or others shall not be unduly 
restricted. 
(3) The making or importation of motion-picture 
films, microfilms, or slides, for projection upon a screen or 
for use in telecasting, of postage and revenue stamps and 
other obligations and securities of the United States, and 
postage and revenue stamps, notes, bonds, and other obli-
gations or securities of any foreign government, bank, or 
corporation. No prints or other reproductions shall be made 
from such films or slides, except for the purposes of para-
graph (1), without the permission of the Secretary of the 
Treasury. For the purposes of this section the term ‘‘post-
age stamp’’ 
includes postage meter stamps. 
§ 715. Seals of courts; signatures of judges or 
court officers 
Whoever forges the signature of any judge, register, or 
other officer of any court of the United States, or of any Terri-
tory thereof, or forges or counterfeits the seal of any such 
court, or knowingly concurs in using any such forged or coun-
terfeit signature or seal, for the purpose of authenticating any 
proceeding or document, or tenders in evidence any such pro-
ceeding or document with a false or counterfeit signature of 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00321
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
322 
any such judge, register, or other officer, or a false or counter-
feit seal of the court, subscribed or attached thereto, knowing 
such signature or seal to be false or counterfeit, shall be im-
prisoned not more than five years. 
§ 716. Seals of departments or agencies 
(a) OFFENSE.—Whoever— 
(1) falsely makes, forges, counterfeits, mutilates, or al-
ters the seal of any department or agency of the United 
States, or any facsimile thereof; 
(2) knowingly uses, affixes, or impresses any such 
fraudulently made, forged, counterfeited, mutilated, or al-
tered seal or facsimile thereof to or upon any certificate, 
instrument, commission, document, or paper of any de-
scription; or 
(3) with fraudulent intent, possesses, sells, offers for 
sale, furnishes, offers to furnish, gives away, offers to give 
away, transports, offers to transport, imports, or offers to 
import any such seal or facsimile thereof, knowing the 
same to have been so falsely made, forged, counterfeited, 
mutilated, or altered, 
shall be imprisoned not more than 5 years. 
(b) INCREASED
PENALTY.—Notwithstanding subsection 
(a) or any other provision of law, if a forged, counterfeited, mu-
tilated, or altered seal of a department or agency of the United 
States, or any facsimile thereof, is— 
(1) so forged, counterfeited, mutilated, or altered; 
(2) used, affixed, or impressed to or upon any certifi-
cate, instrument, commission, document, or paper of any 
description; or 
(3) with fraudulent intent, possessed, sold, offered for 
sale, furnished, offered to furnish, given away, offered to 
give away, transported, offered to transport, imported, or 
offered to import, 
with the intent or effect of facilitating an alien’s application 
for, or receipt of, a Federal benefit to which the alien is not 
entitled, the penalties which may be imposed for each offense 
under subsection (a) shall be two times the maximum fine, and 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00322
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
323 
3 times the maximum term of imprisonment, or both, that 
would otherwise be imposed for an offense under subsection 
(a). 
(c) DEFINITIONS.—For purposes of this section— 
(1) the term ‘‘Federal benefit’’ means— 
(A) the issuance of any grant, contract, loan, pro-
fessional license, or commercial license provided by any 
agency of the United States or by appropriated funds 
of the United States; and 
(B) any retirement, welfare, Social Security, 
health (including treatment of an emergency medical 
condition in accordance with section 1903(v) of the So-
cial Security Act (19 U.S.C. 1396b(v))), disability, vet-
erans, public housing, education, food stamps, or unem-
ployment benefit, or any similar benefit for which pay-
ments or assistance are provided by an agency of the 
United States or by appropriated funds of the United 
States; and 
(2) each instance of forgery, counterfeiting, mutilation, 
or alteration shall constitute a separate offense under this 
section. 
§ 717. Forging endorsements on Treasury checks 
or bonds or securities of the United States 
(a) IN GENERAL.—Whoever, with intent to defraud— 
(1) falsely makes or forges any endorsement or signa-
ture on a Treasury check or bond or security of the United 
States; or 
(2) passes, utters, or publishes, or attempts to pass, 
utter, or publish, any Treasury check or bond or security 
of the United States bearing a falsely made or forged en-
dorsement or signature; 
shall be imprisoned not more than ten years. 
(b) SALE EXCHANGE AND SIMILAR CONDUCT.—Whoever, 
with knowledge that such Treasury check or bond or security 
of the United States is stolen or bears a falsely made or forged 
endorsement or signature buys, sells, exchanges, receives, deliv-
ers, retains, or conceals any such Treasury check or bond or 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00323
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
324 
security of the United States shall be imprisoned not more than 
ten years. 
(c) REDUCED PENALTY.—If the face value of the Treas-
ury check or bond or security of the United States or the ag-
gregate face value, if more than one Treasury check or bond 
or security of the United States, does not exceed $1,000, in any 
of the above-mentioned offenses, the penalty shall be imprison-
ment for not more than one year. 
§ 718. Altering or removing motor vehicle identi-
fication numbers 
(a) OFFENSE.—Whoever— 
(1) knowingly removes, obliterates, tampers with, or 
alters an identification number for a motor vehicle or motor 
vehicle part; or 
(2) with intent to further the theft of a motor vehicle, 
knowingly removes, obliterates, tampers with, or alters a 
decal or device affixed to a motor vehicle pursuant to the 
Motor Vehicle Theft Prevention Act, 
shall be imprisoned not more than 5 years. 
(b) EXCLUSION.— 
(1) GENERALLY.—Subsection (a) does not apply to a 
removal, obliteration, tampering, or alteration by a person 
specified in paragraph (2) (unless such person knows that 
the vehicle or part involved is stolen). 
(2) PERSONS REFERRED TO IN PARAGRAPH (1).—The 
persons referred to in paragraph (1) of this subsection 
are— 
(A) a motor vehicle scrap processor or a motor ve-
hicle demolisher who complies with applicable State law 
with respect to such vehicle or part; 
(B) a person who repairs such vehicle or part, if 
the removal, obliteration, tampering, or alteration is 
reasonably necessary for the repair; 
(C) a person who restores or replaces an identi-
fication number for such vehicle or part in accordance 
with applicable State law; and 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00324
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
325 
(D) a person who removes, obliterates, tampers 
with, or alters a decal or device affixed to a motor vehi-
cle pursuant to the Motor Vehicle Theft Prevention 
Act, if that person is the owner of the motor vehicle, 
or is authorized to remove, obliterate, tamper with or 
alter the decal or device by— 
(i) the owner or his authorized agent; 
(ii) applicable State or local law; or 
(iii) regulations promulgated by the Attorney 
General to implement the Motor Vehicle Theft Pre-
vention Act. 
(c) DEFINITIONS FOR SECTION.—As used in this section— 
(1) the term ‘‘identification number’’ means a number 
or symbol that is inscribed or affixed for purposes of identi-
fication under chapter 301 and part C of subtitle VI of title 
49; 
(2) the term ‘‘motor vehicle’’ has the meaning given 
that term in section 32101 of title 49; 
(3) the term ‘‘motor vehicle demolisher’’ means a per-
son, including any motor vehicle dismantler or motor vehi-
cle recycler, who is engaged in the business of reducing 
motor vehicles or motor vehicle parts to metallic scrap that 
is unsuitable for use as either a motor vehicle or a motor 
vehicle part; 
(4) the term ‘‘motor vehicle scrap processor’’ means a 
person— 
(A) who is engaged in the business of purchasing 
motor vehicles or motor vehicle parts for reduction to 
metallic scrap for recycling; 
(B) who, from a fixed location, uses machinery to 
process metallic scrap into prepared grades; and 
(C) whose principal product is metallic scrap for 
recycling; 
but such term does not include any activity of any such 
person relating to the recycling of a motor vehicle or a 
motor vehicle part as a used motor vehicle or a used motor 
vehicle part; and 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00325
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
326 
(5) the term ‘‘tampers with’’ includes covering a pro-
gram decal or device affixed to a motor vehicle pursuant to 
the Motor Vehicle Theft Prevention Act for the purpose of 
obstructing its visibility. 
§ 719. Securities of the States and private entities 
(a) COUNTERFEIT SECURITIES.—Whoever makes, utters 
or possesses a counterfeited security of a State or a political 
subdivision thereof or of an organization, or whoever makes, ut-
ters or possesses a forged security of a State or political sub-
division thereof or of an organization that operates in or affect-
ing commerce, with intent to deceive another person shall be 
imprisoned for not more than ten years. 
(b) IMPLEMENTS.—Whoever makes, receives, possesses, 
sells or otherwise transfers an implement designed for or par-
ticularly suited for making a counterfeit or forged security with 
the intent that it be so used shall be punished by imprisonment 
for not more than ten years. 
(c) DEFINITIONS.—As used in this section— 
(1) the term ‘‘counterfeited’’ means a document that 
purports to be genuine but is not, because it has been false-
ly made or manufactured in its entirety; 
(2) the term ‘‘forged’’ means a document that pur-
ports to be genuine but is not because it has been falsely 
altered, completed, signed, or endorsed, or contains a false 
addition thereto or insertion therein, or is a combination of 
parts of two or more genuine documents; and 
(3) the term ‘‘security’’ means— 
(A) a note, stock certificate, treasury stock certifi-
cate, bond, treasury bond, debenture, certificate of de-
posit, interest coupon, bill, check, draft, warrant, debit 
instrument as defined in section 916(c) of the Elec-
tronic Fund Transfer Act, money order, traveler’s 
check, letter of credit, warehouse receipt, negotiable bill 
of lading, evidence of indebtedness, certificate of inter-
est in or participation in any profit-sharing agreement, 
collateral-trust certificate, pre-reorganization certificate 
of subscription, transferable share, investment contract, 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00326
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
327 
voting trust certificate, or certificate of interest in tan-
gible or intangible property; 
(B) an instrument evidencing ownership of goods, 
wares, or merchandise; 
(C) any other written instrument commonly known 
as a security; 
(D) a certificate of interest in, certificate of par-
ticipation in, certificate for, receipt for, or warrant or 
option or other right to subscribe to or purchase, any 
of the foregoing; or 
(E) a blank form of any of the foregoing. 
§ 720. Fictitious obligations 
(a) OFFENSE.—Whoever, with the intent to defraud— 
(1) draws, prints, processes, produces, publishes, or 
otherwise makes, or attempts or causes the same, within 
the United States; 
(2) passes, utters, presents, offers, brokers, issues, 
sells, or attempts or causes the same, or with like intent 
possesses, within the United States; or 
(3) utilizes interstate or foreign commerce, including 
the use of the mails or wire, radio, or other electronic com-
munication, to transmit, transport, ship, move, transfer, or 
attempts or causes the same, to, from, or through the 
United States, 
any false or fictitious instrument, document, or other item ap-
pearing, representing, purporting, or contriving through scheme 
or artifice, to be an actual security or other financial instru-
ment issued under the authority of the United States, a foreign 
government, a State or other political subdivision of the United 
States, or an organization, shall be imprisoned for not more 
than 25 years. 
(b) DEFINITIONS.—For purposes of this section, any term 
used in this section that is defined in section 719(c) has the 
same meaning given such term in section 719(c). 
(c) AUTHORITY OF THE UNITED STATES SECRET SERV-
ICE.—The United States Secret Service, in addition to any 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00327
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
328 
other agency having such authority, shall have authority to in-
vestigate offenses under this section. 
CHAPTER 25—FRAUD AND FALSE STATEMENT 
CRIMES 
Subchapter 
Sec. 
A. Fraud and false statements ...............................................
771 
B. Mail fraud ................................................................................
801 
SUBCHAPTER A—FRAUD AND FALSE STATEMENTS 
Sec. 
771.
Definitions. 
772.
Statements or entries generally. 
773.
Bank entries, reports and transactions. 
774.
Federal credit institution entries, reports and transactions. 
775.
Federal Deposit Insurance Corporation transactions. 
776.
Department of Housing and Urban Development and Federal 
Housing Administration transactions. 
777.
Department of Housing and Urban Development transactions. 
778.
Farm loan bonds and credit bank debentures. 
779.
Loan and credit applications generally; renewals and discounts; 
crop insurance. 
780.
Naturalization, citizenship or alien registry. 
781.
Highway projects. 
782.
False Statements and concealment of facts in relation to docu-
ments required by the Employee Retirement Income Security Act 
of 1974. 
783.
Fraud and related activity in connection with identification docu-
ments, authentication features, and information. 
784.
Aggravated identity theft. 
785.
Fraudulent use of credit card. 
786.
Fraud and related activity in connection with access devices. 
787.
Fraud and related activity in connection with computers. 
788.
Major fraud against the United States. 
789.
Concealment of assets from conservator, receiver, or liquidating 
agent of financial institution. 
790.
Crimes by or affecting persons engaged in the business of insur-
ance whose activities affect interstate commerce. 
791.
Civil penalties and injunctions for violations of section 790. 
792.
False Statements relating to health care matters. 
793.
Entry by false pretenses to any real property, vessel, or aircraft 
of the United States or secure area of any airport. 
794.
Fraud and related activity in connection with electronic mail. 
795.
False information and hoaxes. 
§ 771. Definitions 
As used in this subchapter— 
(1) the term ‘‘member bank’’ means any national 
bank, state bank, or bank or trust company, which has be-
come a member of one of the Federal Reserve banks; 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00328
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
329 
(2) the term ‘‘insured bank’’ includes any state bank, 
banking association, trust company, savings bank, or other 
banking institution, the deposits of which are insured by 
the Federal Deposit Insurance Corporation; 
(3) the term ‘‘branch or agency of a foreign bank’’ 
means a branch or agency described in paragraph (E) of 
the definition of financial institution in section 1 of this 
title; and 
(4) the term ‘‘depository institution holding company’’ 
has the meaning given such term in section 3(w)(1) of the 
Federal Deposit Insurance Act. 
§ 772. Statements or entries generally 
(a) OFFENSE.—Except as otherwise provided in this sec-
tion, whoever, in any matter within the jurisdiction of the exec-
utive, legislative, or judicial branch of the Government of the 
United States, knowingly— 
(1) falsifies, conceals, or covers up by any trick, 
scheme, or device a material fact; 
(2) makes any materially false, fictitious, or fraudulent 
statement or representation; or 
(3) makes or uses any false writing or document 
knowing the same to contain any materially false, fictitious, 
or fraudulent statement or entry; 
shall be imprisoned not more than 5 years or, if the offense in-
volves international or domestic terrorism (as defined in section 
2331), imprisoned not more than 8 years. 
(b) EXCLUSION.—Subsection (a) does not apply to a party 
to a judicial proceeding, or that party’s counsel, for statements, 
representations, writings or documents submitted by such party 
or counsel to a judge or magistrate in that proceeding. 
(c) APPLICATION TO MATTERS WITHIN THE JURISDICTION 
OF THE LEGISLATIVE BRANCH.—With respect to any matter 
within the jurisdiction of the legislative branch, subsection (a) 
shall apply only to— 
(1) administrative matters, including a claim for pay-
ment, a matter related to the procurement of property or 
services, personnel or employment practices, or support 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00329
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
330 
services, or a document required by law, rule, or regulation 
to be submitted to the Congress or any office or officer 
within the legislative branch; or 
(2) any investigation or review, conducted pursuant to 
the authority of any committee, subcommittee, commission 
or office of the Congress, consistent with applicable rules 
of the House or Senate. 
§ 773. Bank entries, reports and transactions 
Whoever— 
(1) being an officer, director, agent or employee of any 
Federal Reserve bank, member bank, depository institution 
holding company, national bank, insured bank, branch or 
agency of a foreign bank, or organization operating under 
section 25 or section 25(a) of the Federal Reserve Act, 
without authority from the directors of such bank, branch, 
agency, or organization or company, issues or puts in cir-
culation any notes of such bank, branch, agency, or organi-
zation or company; 
(2) without such authority, makes, draws, issues, puts 
forth, or assigns any certificate of deposit, draft, order, bill 
of exchange, acceptance, note, debenture, bond, or other 
obligation, or mortgage, judgment or decree; 
(3) makes any false entry in any book, report, or 
statement of such bank, company, branch, agency, or orga-
nization with intent to injure or defraud such bank, com-
pany, branch, agency, or organization, or any other com-
pany, body politic or corporate, or any individual person, or 
to deceive any officer of such bank, company, branch, agen-
cy, or organization, or the Comptroller of the Currency, or 
the Federal Deposit Insurance Corporation, or any agent 
or examiner appointed to examine the affairs of such bank, 
company, branch, agency, or organization, or the Board of 
Governors of the Federal Reserve System; or 
(4) with intent to defraud the United States or any 
agency thereof, or any financial institution referred to in 
this section, participates or shares in or receives (directly 
or indirectly) any money, profit, property, or benefits 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00330
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
331 
through any transaction, loan, commission, contract, or any 
other act of any such financial institution; 
shall be imprisoned not more than 30 years. 
§ 774. Federal credit institution entries, reports 
and transactions 
Whoever, being an officer, agent or employee of or con-
nected in any capacity with the Federal Deposit Insurance Cor-
poration, National Credit Union Administration, Office of 
Thrift Supervision, any Federal home loan bank, the Federal 
Housing Finance Board, the Resolution Trust Corporation, 
Farm Credit Administration, Department of Housing and 
Urban Development, Federal Crop Insurance Corporation, the 
Secretary of Agriculture acting through the Farmers Home Ad-
ministration or successor agency, the Rural Development Ad-
ministration or successor agency, or the Farm Credit System 
Insurance Corporation, a Farm Credit Bank, a bank for co-
operatives or any lending, mortgage, insurance, credit or sav-
ings and loan corporation or association authorized or acting 
under the laws of the United States or any institution, other 
than an insured bank, the accounts of which are insured by the 
Federal Deposit Insurance Corporation, or by the National 
Credit Union Administration Board or any small business in-
vestment company, with intent to defraud any such institution 
or any other company, body politic or corporate, or any indi-
vidual, or to deceive any officer, auditor, examiner or agent of 
any such institution or of department or agency of the United 
States, makes any false entry in any book, report or statement 
of or to any such institution, or without being duly authorized, 
draws any order or bill of exchange, makes any acceptance, or 
issues, puts forth or assigns any note, debenture, bond or other 
obligation, or draft, bill of exchange, mortgage, judgment, or 
decree, or, with intent to defraud the United States or any 
agency thereof, or any corporation, institution, or association 
referred to in this section, participates or shares in or receives 
directly or indirectly any money, profit, property, or benefits 
through any transaction, loan, commission, contract, or any 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00331
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
332 
other act of any such corporation, institution, or association, 
shall be imprisoned not more than 30 years. 
§ 775. Federal 
Deposit 
Insurance 
Corporation 
transactions 
Whoever, for the purpose of influencing in any way the ac-
tion of the Federal Deposit Insurance Corporation, knowingly 
makes or invites reliance on a false, forged, or counterfeit 
statement, document, or thing shall be imprisoned not more 
than 30 years. 
§ 776. Department of Housing and Urban Develop-
ment and Federal Housing Administration 
transactions 
Whoever, for the purpose of obtaining any loan or advance 
of credit from any person, partnership, association, or corpora-
tion with the intent that such loan or advance of credit shall 
be offered to or accepted by the Department of Housing and 
Urban Development for insurance, or for the purpose of obtain-
ing any extension or renewal of any loan, advance of credit, or 
mortgage insured by such Department, or the acceptance, re-
lease, or substitution of any security on such a loan, advance 
of credit, or for the purpose of influencing in any way the ac-
tion of such Department, makes, passes, utters, or publishes 
any statement, knowing the same to be false, or alters, forges, 
or counterfeits any instrument, paper, or document, or utters, 
publishes, or passes as true any instrument, paper, or docu-
ment, knowing it to have been altered, forged, or counterfeited, 
or knowingly overvalues any security, asset, or income, shall be 
imprisoned not more than two years. 
§ 777. Department of Housing and Urban Develop-
ment transactions 
Whoever— 
(1) with intent to defraud, makes any false entry in 
any book of the Department of Housing and Urban Devel-
opment or makes any false report or statement to or for 
such Department; or 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00332
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
333 
(2) receives any compensation, rebate, or reward, with 
intent to defraud such Department or with intent unlaw-
fully to defeat its purposes; or 
(3) induces or influences such Department to purchase 
or acquire any property or to enter into any contract and 
knowingly fails to disclose any interest which that person 
has in such property or in the property to which such con-
tract relates, or any special benefit which he expects to re-
ceive as a result of such contract; 
shall be imprisoned not more than one year. 
§ 778. Farm loan bonds and credit bank deben-
tures 
Whoever deceives, defrauds, or imposes upon, or attempts 
to deceive, defraud, or impose upon any person, partnership, 
corporation, or association by making any false pretense or rep-
resentation concerning the character, issue, security, contents, 
conditions, or terms of any farm loan bond, or coupon, issued 
by any Federal land bank or banks; or of any debenture, cou-
pon, or other obligation, issued by any Federal intermediate 
credit bank or banks; or by falsely pretending or representing 
that any farm loan bond, or coupon, is anything other than, 
or different from, what it purports to be on the face of said 
bond or coupon, shall be imprisoned not more than one year. 
§ 779. Loan and credit applications generally; re-
newals and discounts; crop insurance 
Whoever knowingly makes any false statement or report, 
or knowingly overvalues any land, property or security, for the 
purpose of influencing in any way the action of the Farm Cred-
it Administration, Federal Crop Insurance Corporation or a 
company the Corporation reinsures, the Secretary of Agri-
culture acting through the Farmers Home Administration or 
successor agency, the Rural Development Administration or 
successor agency, any Farm Credit Bank, production credit as-
sociation, agricultural credit association, bank for cooperatives, 
or any division, officer, or employee thereof, or of any regional 
agricultural credit corporation established pursuant to law, or 
a Federal land bank, a Federal land bank association, a Fed-
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00333
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
334 
eral Reserve bank, a small business investment company, as de-
fined in section 103 of the Small Business Investment Act of 
1958, or the Small Business Administration in connection with 
any provision of that Act, a Federal credit union, an insured 
State-chartered credit union, any institution the accounts of 
which are insured by the Federal Deposit Insurance Corpora-
tion, the Office of Thrift Supervision, any Federal home loan 
bank, the Federal Housing Finance Board, the Federal Deposit 
Insurance Corporation, the Resolution Trust Corporation, the 
Farm Credit System Insurance Corporation, or the National 
Credit Union Administration Board, a branch or agency of a 
foreign bank (as such terms are defined in paragraphs (1) and 
(3) of section 1(b) of the International Banking Act of 1978), 
or an organization operating under section 25 or section 25(a) 
of the Federal Reserve Act, upon any application, advance, dis-
count, purchase, purchase agreement, repurchase agreement, 
commitment, or loan, or any change or extension of any of the 
same, by renewal, deferment of action or otherwise, or the ac-
ceptance, release, or substitution of security therefor, shall be 
imprisoned not more than 30 years. 
§ 780. Naturalization, citizenship or alien registry 
(a) OFFENSE.—Whoever 
(1) knowingly makes any false statement under oath, 
in any case, proceeding, or matter relating to, or under, or 
by virtue of any law of the United States relating to natu-
ralization, citizenship, or registry of aliens; 
(2) knowingly, with intent to avoid any duty or liabil-
ity imposed or required by law, denies that he has been 
naturalized or admitted to be a citizen, after having been 
so naturalized or admitted; 
(3) uses or attempts to use any certificate of arrival, 
declaration of intention, certificate of naturalization, certifi-
cate of citizenship or other documentary evidence of natu-
ralization or of citizenship, or any duplicate or copy there-
of, knowing the same to have been procured by fraud or 
false evidence or without required appearance or hearing of 
the applicant in court or otherwise unlawfully obtained; 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00334
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
335 
(4) knowingly makes any false certificate, acknowledg-
ment or statement concerning the appearance before him or 
the taking of an oath or affirmation or the signature, attes-
tation or execution by any person with respect to any appli-
cation, declaration, petition, affidavit, deposition, certificate 
of naturalization, certificate of citizenship or other paper or 
writing required or authorized by the laws relating to immi-
gration, naturalization, citizenship, or registry of aliens; 
(5) knowingly makes any false statement or claim that 
he is, or at any time has been, a citizen or national of the 
United States, with the intent to obtain on behalf of him-
self, or any other person, any Federal or State benefit or 
service, or to engage unlawfully in employment in the 
United States; or 
(6) knowingly makes any false statement or claim that 
he is a citizen of the United States in order to register to 
vote or to vote in any Federal, State, or local election (in-
cluding an initiative, recall, or referendum); 
shall be imprisoned not more than five years. 
(b) EXCLUSION.—Subsection (a)(5) does not apply to an 
alien if each natural parent of the alien (or, in the case of an 
adopted alien, each adoptive parent of the alien) is or was a 
citizen (whether by birth or naturalization), the alien perma-
nently resided in the United States prior to attaining the age 
of 16, and the alien reasonably believed at the time of making 
the false statement or claim that he or she was a citizen of the 
United States. 
§ 781. Highway projects 
Whoever— 
(1) being an officer, agent, or employee of the United 
States, or of any State or Territory, or whoever, whether 
a person, association, firm, or corporation, knowingly 
makes any false statement, false representation, or false re-
port as to the character, quality, quantity, or cost of the 
material used or to be used, or the quantity or quality of 
the work performed or to be performed, or the costs thereof 
in connection with the submission of plans, maps, specifica-
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00335
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
336 
tions, contracts, or costs of construction of any highway or 
related project submitted for approval to the Secretary of 
Transportation; 
(2) knowingly makes any false statement, false rep-
resentation, false report, or false claim with respect to the 
character, quality, quantity, or cost of any work performed 
or to be performed, or materials furnished or to be fur-
nished, in connection with the construction of any highway 
or related project approved by the Secretary of Transpor-
tation; or 
(3) knowingly makes any false statement or false rep-
resentation as to a material fact in any statement, certifi-
cate, or report submitted pursuant to the provisions of the 
Federal-Aid Road Act approved July 11, 1916 (39 Stat. 
355), as amended and supplemented; 
shall be imprisoned not more than five years. 
§ 782. False statements and concealment of facts 
in relation to documents required by the 
Employee Retirement Income Security Act 
of 1974 
Whoever, in any document required by title I of the Em-
ployee Retirement Income Security Act of 1974 to be pub-
lished, or kept as part of the records of any employee welfare 
benefit plan or employee pension benefit plan, or certified to 
the administrator of any such plan, makes any false statement 
or representation of fact, knowing it to be false, or knowingly 
conceals, covers up, or fails to disclose any fact the disclosure 
of which is required by such title or is necessary to verify, ex-
plain, clarify or check for accuracy and completeness any report 
required by such title to be published or any information re-
quired by such title to be certified, shall be imprisoned not 
more than five years. 
§ 783. Fraud and related activity in connection 
with identification documents, authen-
tication features, and information 
(a) OFFENSE.—Whoever, as made applicable by subsection 
(c)— 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00336
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
337 
(1) knowingly and without lawful authority produces 
an identification document, authentication feature, or a 
false identification document; 
(2) knowingly transfers an identification document, 
authentication feature, or a false identification document 
knowing that such document or feature was stolen or pro-
duced without lawful authority; 
(3) knowingly possesses with intent to use unlawfully 
or transfer unlawfully five or more identification documents 
(other than those issued lawfully for the use of the pos-
sessor), authentication features, or false identification docu-
ments; 
(4) knowingly possesses an identification document 
(other than one issued lawfully for the use of the pos-
sessor), authentication feature, or a false identification doc-
ument, with the intent such document or feature be used 
to defraud the United States; 
(5) knowingly produces, transfers, or possesses a docu-
ment-making implement or authentication feature with the 
intent such document-making implement or authentication 
feature will be used in the production of a false identifica-
tion document or another document-making implement or 
authentication feature which will be so used; 
(6) knowingly possesses an identification document or 
authentication feature that is or appears to be an identi-
fication document or authentication feature of the United 
States which is stolen or produced without lawful authority 
knowing that such document or feature was stolen or pro-
duced without such authority; 
(7) knowingly transfers, posseses, or uses, without 
lawful authority, a means of identification of another per-
son with the intent to commit, or to aid or abet, or in con-
nection with, any unlawful activity that constitutes a viola-
tion of Federal law, or that constitutes a felony under any 
applicable State or local law; or 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00337
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS
338 
(8) knowingly traffics in false or actual authentication 
features for use in false identification documents, docu-
ment-making implements, or means of identification; 
shall be punished as provided in subsection (b). 
(b) PUNISHMENT.—The punishment for an offense under 
subsection (a) of this section is— 
(1) except as provided in paragraphs (3) and (4), a 
fine under this title or imprisonment for not more than 15 
years, or both, if the offense is— 
(A) the production or transfer of an identification 
document, authentication feature, or false identification 
document that is or appears to be— 
(i) an identification document or authentica-
tion feature issued by or under the authority of the 
United States; or 
(ii) a birth certificate, or a driver’s license or 
personal identification card; 
(B) the production or transfer of more than five 
identification documents, authentication features, or 
false identification documents; 
(C) an offense under paragraph (5) of such sub-
section; or 
(D) an offense under paragraph (7) of such sub-
section that involves the transfer, possession, or use of 
1 or more means of identification if, as a result of the 
offense, any individual committing the offense obtains 
anything of value aggregating $1,000 or more during 
any 1-year period; 
(2) except as provided in paragraphs (3) and (4), a 
fine under this title or imprisonment for not more than 5 
years, or both, if the offense is— 
(A) any other production, transfer, or use of a 
means of identification, an identification document, au-
thentication feature, or a false identification document; 
or 
(B) an offense under paragraph (3) or (7) of such 
subsection; 
VerDate Aug 31 2005 
22:59 Oct 13, 2006
Jkt 059200
PO 00000
Frm 00338
Fmt 6652
Sfmt 5422
E:\BILLS\H6253.IH
H6253
sroberts on PROD1PC70 with BILLS