datamatters24/research-document-archive huggingface dataset:
amended by adding at the end the following new 
subsection: 
‘‘(g) YOUNG SAVERS ACCOUNT.— 
‘‘(1) IN GENERAL.—Except as provided in this 
subsection, a young savers account shall be treated 
in the same manner as a Roth IRA. 
‘‘(2) YOUNG SAVERS ACCOUNT.—For purposes 
of this subsection, the term ‘young savers account’ 
means, with respect to any taxable year, a Roth IRA 
which is established and maintained on behalf of an 
individual who has not attained age 26 before the 
close of the taxable year. 
‘‘(3) CONTRIBUTION
LIMITS.—In the case of 
any contributions for any taxable year to 1 or more 
young savers accounts established and maintained 
on behalf of an individual, each of the following con-
tribution limits for the taxable year shall be in-
creased as follows: 
‘‘(A) The contribution limit applicable to 
the individual under subsection (c)(2) shall be 
increased by the aggregate amount of qualified 
young saver contributions to such accounts for 
the taxable year. 
‘‘(B) The contribution limits applicable to 
the young savers accounts under subsection 
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115TH CONGRESS 
2D SESSION 
H. R. 5131 
AN ACT 
To improve the effectiveness of Federal efforts to identify 
and address homeland security risks to surface transpor-
tation, secure against vehicle-based attacks, and conduct 
a feasibility assessment of introducing new security tech-
nologies and measures, and for other purposes.
‘‘(ii) LIMIT ON CONTRIBUTORS.—The 
aggregate amount of qualified contribu-
tions an individual may make for any tax-
able year to all young savers accounts shall 
not exceed the deductible amount in effect 
for 
the 
taxable 
year 
under 
section 
219(b)(5) (determined without regard to 
subparagraph (B) thereof).’’. 
(b) PARTIAL DEDUCTIBILITY OF QUALIFIED YOUNG 
SAVER CONTRIBUTIONS.—Section 219 of such Code (re-
lating to retirement savings) is amended by adding at the 
end the following new subsection: 
‘‘(f) QUALIFIED YOUNG SAVER CONTRIBUTIONS.— 
‘‘(1) IN GENERAL.—The amount allowable as a 
deduction under this section (determined without re-
gard to this subsection) to any individual for any 
taxable year shall be increased by an amount equal 
to 20 percent of so much of the qualified young 
saver contributions (as defined in section 408A(g)) 
made by such individual for such taxable year as 
does not exceed $5,000. 
‘‘(2) LIMIT
BASED
ON
MODIFIED
ADJUSTED 
GROSS
INCOME.—The amount determined under 
paragraph (1) shall be reduced in the same manner 
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as under section 408A(c)(3)(A), except that the ap-
plicable dollar amount shall be— 
‘‘(A) in the case of a taxpayer filing a joint 
return, $315,000, 
‘‘(B) in the case of any other taxpayer 
(other than a married individual filing a sepa-
rate return), $200,000, and 
‘‘(C) in the case of a married individual fil-
ing a separate return, zero. 
‘‘(3) INFLATION ADJUSTMENT.—In the case of 
any taxable year beginning in a calendar year after 
2009, the dollar amounts in subparagraphs (A) and 
(B) of paragraph (2) shall each be increased by an 
amount equal to— 
‘‘(A) such dollar amount, multiplied by 
‘‘(B) the cost-of-living adjustment deter-
mined under section 1(f)(3) for the calendar 
year in which the taxable year begins, deter-
mined by substituting ‘calendar year 2008’ for 
‘calendar year 1992’ in subparagraph (B) 
thereof. 
Any increase determined under the preceding sen-
tence shall be rounded to the nearest multiple of 
$1,000.’’. 
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(c) CONFORMING AMENDMENT.—Paragraph (1) of 
section 408A(c) of such Code (relating to no deduction 
allowed) is amended by striking ‘‘No deduction’’ and in-
serting ‘‘Except as provided in section 219(f), no deduc-
tion’’. 
(d) EFFECTIVE DATE.—The amendments made by 
this section shall apply to taxable years beginning after 
December 31, 2008. 
Æ 
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1117 
HR 1105 PCS 
in compliance with reprogramming guidelines under sec-
tion 405 of this Act. 
SEC. 407. All Federal agencies and departments that 
are funded under this Act shall issue a report to the House 
and Senate Committees on Appropriations on all sole 
source contracts by no later than July 31, 2009. Such re-
port shall include the contractor, the amount of the con-
tract and the rationale for using a sole source contract. 
SEC. 408. (a) None of the funds made available in 
this Act may be obligated or expended for any employee 
training that— 
(1) does not meet identified needs for knowl-
edge, skills, and abilities bearing directly upon the 
performance of official duties; 
(2) contains elements likely to induce high lev-
els of emotional response or psychological stress in 
some participants; 
(3) does not require prior employee notification 
of the content and methods to be used in the train-
ing and written end of course evaluation; 
(4) contains any methods or content associated 
with religious or quasi-religious belief systems or 
‘‘new age’’ belief systems as defined in Equal Em-
ployment 
Opportunity 
Commission 
Notice 
N– 
915.022, dated September 2, 1988; or 
VerDate Nov 24 2008 
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1118 
HR 1105 PCS 
(5) is offensive to, or designed to change, par-
ticipants’ personal values or lifestyle outside the 
workplace. 
(b) Nothing in this section shall prohibit, restrict, or 
otherwise preclude an agency from conducting training 
bearing directly upon the performance of official duties. 
SEC. 409. No funds in this Act may be used to sup-
port any Federal, State, or local projects that seek to use 
the power of eminent domain, unless eminent domain is 
employed only for a public use: Provided, That for pur-
poses of this section, public use shall not be construed to 
include economic development that primarily benefits pri-
vate entities: Provided further, That any use of funds for 
mass transit, railroad, airport, seaport or highway projects 
as well as utility projects which benefit or serve the gen-
eral public (including energy-related, communication-re-
lated, water-related and wastewater-related infrastruc-
ture), other structures designated for use by the general 
public or which have other common-carrier or public-util-
ity functions that serve the general public and are subject 
to regulation and oversight by the government, and 
projects for the removal of an immediate threat to public 
health and safety or brownsfield as defined in the Small 
Business Liability Relief and Brownsfield Revitalization 
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I 
111TH CONGRESS 
1ST SESSION H. R. 1317 
To amend the Internal Revenue Code of 1986 to provide a tax credit to 
individuals who pay their mortgages on time. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 4, 2009 
Mr. SHUSTER introduced the following bill; which was referred to the 
Committee on Ways and Means 
A BILL 
To amend the Internal Revenue Code of 1986 to provide 
a tax credit to individuals who pay their mortgages on time. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. CREDIT FOR MAKING MORTGAGE PAYMENTS 
ON TIME. 
(a) IN GENERAL.—Subpart C of part IV of sub-
chapter A of chapter 1 of the Internal Revenue Code of 
1986 (relating to refundable credits) is amended by insert-
ing after section 36A the following new section: 
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SEC. 2. DEDUCTION FOR CERTAIN EXPENSES OF SCHOOL 
TEACHERS. 
(a) INCREASE IN DEDUCTION.—Subparagraph (D) of 
section 62(a)(2) of the Internal Revenue Code of 1986 (re-
lating to certain trade and business deductions of employ-
ees) is amended by striking ‘‘$250’’ and inserting ‘‘$400’’. 
(b) PROFESSIONAL
DEVELOPMENT
EXPENSES.— 
Subparagraph (D) of section 62(a)(2) of such Code is 
amended— 
(1) by striking ‘‘educator in connection’’ and all 
that follows and inserting ‘‘educator—’’, and 
(2) by inserting at the end the following: 
‘‘(i) by reason of the participation of 
the educator in professional development 
courses related to the curriculum in which 
the educator provides instruction or to the 
students for which the educator provides 
instruction, and 
‘‘(ii) in connection with books, sup-
plies (other than nonathletic supplies for 
courses of instruction in health or physical 
education), computer equipment (including 
related software and services) and other 
equipment, and supplementary materials 
used by the eligible educator in the class-
room.’’. 
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(c) PERMANENT DEDUCTION.—Subparagraph (D) of 
section 62(a)(2) of such Code is amended by striking ‘‘In 
the case of taxable years beginning during 2002, 2003, 
2004, 2005, 2006, or 2007, the deductions’’ and inserting 
‘‘The deductions’’. 
(d) ELIGIBLE
EDUCATOR
TECHNICAL
AMEND-
MENT.—Subparagraph (A) of section 62(d)(1) of such 
Code is amended by inserting ‘‘ending during the taxable 
year’’ before the period. 
(e) EFFECTIVE DATE.— 
(1) IN GENERAL.—The amendments made by 
subsections (a), (b), and (c) shall apply to taxable 
years beginning after December 31, 2006. 
(2) TECHNICAL AMENDMENT.—The amendment 
made by subsection (d) shall apply to taxable years 
beginning after December 31, 2001. 
Æ 
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‘‘(B) an estimated 2,500,000 people were 
newly infected with HIV during that year. 
‘‘(33) According to the World Health Organiza-
tion, malaria kills more than 1,000,000 people per 
year, 70 percent of whom are children under 5 years 
of age. 
‘‘(34) According to the World Health Organiza-
tion, 1⁄3 of the world’s population is infected with the 
tuberculosis bacterium, and tuberculosis is 1 of the 
greatest infectious causes of death of adults world-
wide, killing 1,600,000 people per year. 
‘‘(35) Efforts to promote abstinence, fidelity, the 
correct and consistent use of condoms, the delay of 
sexual debut, and the reduction of concurrent sexual 
partners represent important elements of strategies to 
prevent the transmission of HIV/AIDS. 
‘‘(36) According to UNAIDS— 
‘‘(A) women and girls make up nearly 60 
percent of persons in sub-Saharan Africa who 
are HIV positive; 
‘‘(B) women and girls are more biologically, 
economically, and socially vulnerable to HIV in-
fection; and
may continue to teach in such school and shall be 
eligible for loan forgiveness pursuant to subsection 
(b). 
‘‘(2) PREVENTION OF DOUBLE BENEFITS.—No 
borrower may, for the same service, receive a benefit 
under both this section and subtitle D of title I of 
the National and Community Service Act of 1990 
(42 U.S.C. 12571 et seq.). 
‘‘(h) DEFINITION.—For purposes of this section: 
‘‘(1) AREA.—The term ‘economically disadvan-
taged or depressed and underserved rural area’ 
means any of the following areas in any State: 
‘‘(A) A rural area that has a chronically 
high rate of unemployment. 
‘‘(B) A rural area in which at least 30 per-
cent of the households have household incomes 
of less than $15,000, as determined on the 
basis of the most recent decennial census. 
‘‘(C) An Indian reservation. 
‘‘(D) Any other rural area that, as deter-
mined by regulations, has a significant shortage 
of educational and employment opportunities. 
‘‘(2) INDIAN RESERVATION.—The term ‘Indian 
reservation’ includes Indian reservations, public do-
main Indian allotments, former Indian reservations 
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in Oklahoma, and land held by incorporated Native 
Alaskan groups, regional corporations, and village 
corporations under the provisions of the Alaska Na-
tive Claims Settlement Act (43 U.S.C. 1601 et seq.). 
‘‘(3) YEAR.—The term ‘year’, where applied to 
service as a teacher, means an academic year as de-
fined by the Secretary. 
‘‘(i) AUTHORIZATION OF APPROPRIATIONS.—There 
are authorized to be appropriated to carry out this section 
such sums as may be necessary for fiscal year 2008 and 
each of the 5 succeeding fiscal years.’’. 
Æ 
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1122 
HR 1105 PCS 
the Department of Defense Appropriations Act, 2009 (di-
vision C of Public Law 110–329; 122 Stat. 3606), 
$1,100,000 shall be made available only for purposes of 
the Commission on the Prevention of Weapons of Mass 
Destruction Proliferation and Terrorism. 
SEC. 103. Notwithstanding any provision of section 
601(a)(2) of the Legislative Reorganization Act of 1946 
(2 U.S.C. 31(2)), the percentage adjustment scheduled to 
take effect under any such provision in calendar year 2010 
shall not take effect. 
Passed the House of Representatives February 25, 
2009. 
Attest: 
LORRAINE C. MILLER, 
Clerk. 
VerDate Nov 24 2008 
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VerDate Nov 24 2008 
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Calendar No. 26 
111TH CONGRESS 
1ST SESSION 
H. R. 1105 
AN ACT 
Making omnibus appropriations for the fiscal year 
ending September 30, 2009, and for other pur-
poses. 
FEBRUARY 26, 2009 
Read the second time and placed on the calendar 
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SEC. 2. FORBEARANCE IN CREATION OF CREDIT SCORE. 
(a) IN GENERAL.—Section 609 of the Fair Credit 
Reporting Act (15 U.S.C. 1681g) is amended by adding 
at the end the following new subsection: 
‘‘(h) FORECLOSURE ON SUBPRIME NOT TAKEN INTO 
ACCOUNT FOR CREDIT SCORES.— 
‘‘(1) 
IN
GENERAL.—A 
foreclosure 
on 
a 
subprime mortgage of a consumer may not be taken 
into account by any person in preparing or calcu-
lating the credit score (as defined in subsection 
(f)(2)) for, or with respect to, the consumer. 
‘‘(2) SUBPRIME DEFINED.—The term ‘subprime 
mortgage’ means any consumer credit transaction 
secured by the principal dwelling of the consumer 
that bears or otherwise meets the terms and charac-
teristics for such a transaction that the Board has 
defined as a subprime mortgage.’’. 
(b) REGULATIONS.—The Board shall prescribe regu-
lations defining a subprime mortgage for purposes of the 
amendment made by subsection (a) before the end of the 
90-day period beginning on the date of the enactment of 
this Act. 
(c) EFFECTIVE DATE.—The amendment made by 
subsection (a) shall take effect at the end of the 30-day 
period beginning on the date of the enactment of this Act 
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and shall apply without regard to the date of the fore-
closure. 
Æ 
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‘‘(B) managing and maintaining the mine 
pool behind such blockage or bulkhead at a level 
that precludes surface runoff and releases and 
minimizes the potential for tunnel failure due to 
excessive water pressure in the tunnel.’’. 
(3) In section 708(f), by striking ‘‘and 708’’ 
and inserting ‘‘, 708, and 709’’. 
(4) By adding at the end the following: 
‘‘SEC. 709. TUNNEL MAINTENANCE. 
‘‘The Secretary shall take such steps to repair or 
maintain the structural integrity of the Leadville Mine 
Drainage Tunnel (LMDT) as may be necessary in order 
to prevent tunnel failure and to preclude uncontrolled re-
lease of water from any portion of the tunnel.’’. 
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★
111TH CONGRESS 
1ST SESSION H. R. 1106 
AN ACT 
To prevent mortgage foreclosures and enhance mortgage 
credit availability. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
115TH CONGRESS 
2D SESSION 
H. R. 5192 
AN ACT 
To authorize the Commissioner of Social Security to provide 
confirmation of fraud protection data to certain per-
mitted entities, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
‘‘(IV) 
Establishing 
an 
inter-
agency working group on HIV/AIDS 
that is comprised of, but not limited 
to, representatives from the United 
States Agency for International Devel-
opment, the Department of Health 
and Human Services (including the 
Centers for Disease Control and Pre-
vention, the National Institutes of 
Health, and the Health Resources and 
Services Administration), the Depart-
ment of Labor, the Department of 
Agriculture, the Millennium Challenge 
Corporation, the Department of De-
fense, and the Office of the Coordi-
nator of United States Government 
Activities to Combat Malaria Globally, 
for the purposes of coordination of ac-
tivities relating to HIV/AIDS. The 
interagency working group shall— 
‘‘(aa) meet regularly to re-
view progress in host countries 
toward 
HIV/AIDS 
prevention, 
treatment, and care objectives;
•HR 1106 EH1S 
SECTION 1. SHORT TITLE; TABLE OF CONTENTS. 
(a) SHORT TITLE.—This Act may be cited as ‘‘Help-
ing Families Save Their Homes Act of 2009’’. 
(b) TABLE OF CONTENTS.—The table of contents of 
this Act is the following: 
Sec. 1. Short title; table of contents. 
TITLE I—PREVENTION OF MORTGAGE FORECLOSURES 
Subtitle A—Modification of Residential Mortgages 
Sec. 100. Definition. 
Sec. 101. Eligibility for relief. 
Sec. 102. Prohibiting claims arising from violations of the Truth in Lending 
Act. 
Sec. 103. Authority to modify certain mortgages. 
Sec. 104. Combating excessive fees. 
Sec. 105. Confirmation of plan. 
Sec. 106. Discharge. 
Sec. 107. Standing trustee fees. 
Sec. 108. Effective date; application of amendments. 
Sec. 109. GAO study. 
Sec. 110. Report to Congress. 
Subtitle B—Related Mortgage Modification Provisions 
Sec. 121. Adjustments as a result of modification in bankruptcy of housing 
loans guaranteed by the Department of Veterans Affairs. 
Sec. 122. Payment of FHA mortgage insurance benefits. 
Sec. 123. Adjustments as result of modification of rural single family housing 
loans in bankruptcy. 
Sec. 124. Unenforceability of certain provision as being contrary to public pol-
icy. 
Sec. 125. Mortgage modification data collecting and reporting. 
TITLE II—FORECLOSURE MITIGATION AND CREDIT 
AVAILABILITY 
Sec. 201. Servicer safe harbor for mortgage loan modifications. 
Sec. 202. Changes to HOPE for Homeowners Program. 
Sec. 203. Requirements for FHA-approved mortgagees. 
Sec. 204. Enhancement of liquidity and stability of insured depository institu-
tions to ensure availability of credit and reduction of fore-
closures. 
Sec. 205. Application of GSE conforming loan limit to mortgages assisted with 
TARP funds. 
Sec. 206. Mortgages on certain homes on leased land. 
Sec. 207. Sense of Congress regarding mortgage revenue bond purchases. 
TITLE III—MORTGAGE FRAUD 
Sec. 301. Short title.
115TH CONGRESS 
2D SESSION 
H. R. 519 
AN ACT 
To amend the Internal Revenue Code of 1986 to facilitate 
water leasing and water transfers to promote conserva-
tion and efficiency. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled,
Sec. 501. Sustainability and strengthening of health care systems. 
Sec. 502. Clerical amendment. 
SEC. 2. FINDINGS. 
Section 2 of the United States Leadership Against 
HIV/AIDS, Tuberculosis, and Malaria Act of 2003 (22 
U.S.C. 7601) is amended by adding at the end the fol-
lowing: 
‘‘(29) The HIV/AIDS pandemic continues to 
pose a major threat to the health of the global com-
munity, from the most severely-affected regions of 
sub-Saharan Africa and the Caribbean, to the 
emerging epidemics of Eastern Europe, Central 
Asia, South and Southeast Asia, and Latin America. 
‘‘(30) According to UNAIDS’ 2007 global esti-
mates, there are 33.2 million individuals with HIV/ 
AIDS worldwide, including 2.5 million people newly- 
infected with HIV. Of those infected with HIV, 2.5 
million are children under 15 who also account for 
460,000 of the newly-infected individuals. 
‘‘(31) Sub-Saharan Africa continues to be the 
region most affected by the HIV/AIDS pandemic. 
More than 68 percent of adults and nearly 90 per-
cent of children with HIV/AIDS live in sub-Saharan 
Africa, and more than 76 percent of AIDS deaths 
in 2007 occurred in sub-Saharan Africa. 
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‘‘(32) Although sub-Saharan Africa carries the 
heaviest disease burden of HIV/AIDS, the HIV/ 
AIDS pandemic continues to affect virtually every 
world region. While prevalence rates are relatively 
low in Eastern Europe, Central Asia, South and 
Southeast Asia, and Latin America, without effective 
prevention strategies, HIV prevalence rates could 
rise quickly in these regions. 
‘‘(33) By world region, according to UNAIDS’ 
2007 global estimates— 
‘‘(A) in sub-Saharan Africa, there were 
22.5 million adults and children infected with 
HIV, up from 20.9 million in 2001, with 1.7 
million new HIV infections, a 5 percent preva-
lence rate, and 1.6 million deaths; 
‘‘(B) in South and Southeast Asia, there 
were 4 million adults and children infected with 
HIV, up from 3.5 million in 2001, with 
340,000 new HIV infections, a 0.3 percent 
prevalence rate, and 270,000 deaths; 
‘‘(C) in East Asia, there were 800,000 
adults and children infected with HIV, up from 
420,000 in 2001, with 92,000 new HIV infec-
tions, a 0.1 percent prevalence rate, and 32,000 
deaths; 
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‘‘(D) in Eastern and Central Europe, there 
were 1.6 million adults and children infected 
with HIV, up from 630,000 in 2001, with 
150,000 new HIV infections, a 0.9 percent 
prevalence rate, and 55,000 deaths; and 
‘‘(E) in the Caribbean, there were 230,000 
adults and children infected with HIV, up from 
190,000 in 2001, with 17,000 new HIV infec-
tions, a 1 percent prevalence rate, and 11,000 
deaths. 
‘‘(34) Tuberculosis is the number one killer of 
individuals with HIV/AIDS and is responsible for up 
to one-half of HIV/AIDS deaths in Africa. 
‘‘(35) The wide extent of drug resistant tuber-
culosis, including both multi-drug resistant tuber-
culosis (MDR–TB) and extensively drug resistant 
tuberculosis (XDR–TB), driven by the HIV/AIDS 
pandemic in sub-Saharan Africa, has hampered both 
HIV/AIDS and tuberculosis treatment services. The 
World Health Organization (WHO) has declared the 
prevalence of tuberculosis to be at emergency levels 
in sub-Saharan Africa. 
‘‘(36) Forty percent of the world’s population, 
mostly poor, live in malarial zones, and malaria, 
which is highly preventable, kills more than 1 million 
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