American Association of Residential Mortgage Regu-
lators; and 
‘‘(2) obtain and maintain, as relates to any and 
all officers or owners of the mortgagee who are sub-
ject to the requirements of the S.A.F.E. Mortgage 
Licensing Act of 2008, or are otherwise required to 
register with the Nationwide Mortgage Licensing 
System and Registry, the unique identifier assigned 
by the Nationwide Mortgage Licensing System and 
Registry, as established by the Conference of State 
Bank Supervisors and the American Association of 
Residential Mortgage Regulators.’’. 
(2) INSURED MORTGAGES.—Section 203 of the 
National Housing Act (12 U.S.C. 1709) is amended 
by adding at the end the following new subsection: 
‘‘(y) USE OF NATIONWIDE MORTGAGE LICENSING 
SYSTEM AND REGISTRY FOR INSURED LOANS.—The Sec-
retary may require each mortgage insured under this sec-
tion to include the unique identifier (as such term is de-
fined in section 1503 of the S.A.F.E. Mortgage Licensing 
act of 2008 (12 U.S.C. 5102)) and any unique company 
identifier assigned by the Nationwide Mortgage Licensing 
System and Registry, as established by the Conference of 
State Bank Supervisors and the American Association of 
Residential Mortgage Regulators.’’. 
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(b) COORDINATION
WITH
STATE
REGULATORY 
AGENCIES.—Section 202 of the National Housing Act (12 
U.S.C. 1708), as amended by the preceding provisions of 
this Act, is further amended by adding at the end the fol-
lowing new subsection: 
‘‘(k) INFORMATION SHARING WITH STATE REGU-
LATORY AGENCIES.— 
‘‘(1) JOINT PROTOCOL ON INFORMATION SHAR-
ING.—The Secretary shall, through consultation with 
State regulatory agencies, pursue protocols for infor-
mation sharing, including the appropriate treatment 
of confidential or otherwise restricted information, 
regarding either actions described in subsection 
(c)(3) of this section or disciplinary or enforcement 
actions by a State regulatory agency or agencies 
against a mortgagee (as such term is defined in sub-
section (c)(7)). 
‘‘(2) COORDINATION.—To the greatest extent 
possible, the Secretary and appropriate State regu-
latory agencies shall coordinate disciplinary and en-
forcement actions involving mortgagees (as such 
term is defined in subsection (c)(7)).’’. 
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SEC. 10. REPORTING OF MORTGAGEE ACTIONS TAKEN 
AGAINST OTHER MORTGAGEES. 
Section 202 of the National Housing Act (12 U.S.C. 
1708(e)), as amended by the preceding provisions of this 
Act, is further amended by adding at the end the following 
new subsection: 
‘‘(k) NOTIFICATION OF MORTGAGEE ACTIONS.—The 
Secretary shall require each mortgagee, as a condition for 
approval by the Secretary to originate or underwrite mort-
gages on single family or multifamily housing that are in-
sured by the Secretary, if such mortgagee engages in the 
purchase of mortgages insured by the Secretary and origi-
nated by other mortgagees or in the purchase of the serv-
icing rights to such mortgages, and such mortgagee at any 
time takes action to terminate or discontinue such pur-
chases from another mortgagee based on any determina-
tion, evidence, or report of fraud or material misrepresen-
tation in connection with the origination of such mort-
gages, the mortgagee shall, not later than 15 days after 
taking such action, shall notify the Secretary of the action 
taken and the reasons for such action.’’. 
SEC. 11. ANNUAL ACTUARIAL STUDY AND QUARTERLY RE-
PORTS ON MUTUAL MORTGAGE INSURANCE 
FUND. 
Subsection (a) of section 202 of the National Hous-
ing Act (12 U.S.C. 1708(a)) is amended— 
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