H. R. 2158—16
EMPOWERMENT ZONES AND ENTERPRISE COMMUNITIES
For planning grants, technical assistance, contracts and other
assistance, and training in connection with Empowerment Zones
and Enterprise Communities, designated by the Secretary of
Housing and Urban Development, to continue efforts to stimulate
economic 
opportunity 
in 
America’s 
distressed 
communities,
$5,000,000, to remain available until expended.
HOME INVESTMENT PARTNERSHIPS PROGRAM
For the HOME investment partnerships program, as authorized
under title II of the Cranston-Gonzalez National Affordable Housing
Act (Public Law 101–625), as amended, $1,500,000,000, to remain
available until expended: Provided, That up to $7,000,000 shall
be available for the development and operation of integrated
community 
development 
management 
information 
systems:
Provided further, That $20,000,000 shall be available for Housing
Counseling under section 106 of the Housing and Urban Develop-
ment Act of 1968: Provided further, That up to $10,000,000 shall
be available to carry out a demonstration program in which the
Secretary makes grants to up to three organizations exempt from
Federal taxation under section 501(c)(3) of the Internal Revenue
Code, selected on a competitive basis, to demonstrate methods
of expanding homeownership opportunities for low-income borrow-
ers through expanding the secondary market for non-conforming
home mortgage loans to low-wealth borrowers: Provided further,
That grantees for such demonstration program shall have experi-
ence in working with lenders who make non-conforming loans to
low-income borrowers, have experience in expanding the secondary
market for such loans, have demonstrated success in carrying out
such activities including raising non-Federal grants and capital
on concessionary terms for the purpose of expanding the secondary
market for loans in the previous two years in amounts equal to
or exceeding the amount awarded to such organization under this
paragraph, and have demonstrated the ability to provide data on
the performance of such loans sufficient to allow for future analysis
of the investment risk of such loans.
SUPPORTIVE HOUSING PROGRAM
(RESCISSION)
Of the funds made available under this heading in Public
Law 102–389 and prior laws for the Supportive Housing Demonstra-
tion Program, as authorized by the Stewart B. McKinney Homeless
Assistance Act, $6,000,000 of funds recaptured during fiscal year
1998 shall be rescinded.
SHELTER PLUS CARE
(RESCISSION)
Of the funds made available under this heading in Public
Law 102–389 and prior laws for the Shelter Plus Care program,
as authorized by the Stewart B. McKinney Homeless Assistance
Act, $4,000,000 of funds recaptured during fiscal year 1998 shall
be rescinded.
H. R. 2158—17
HOMELESS ASSISTANCE GRANTS
For the emergency shelter grants program (as authorized under
subtitle B of title IV of the Stewart B. McKinney Homeless
Assistance Act, as amended); the supportive housing program (as
authorized under subtitle C of title IV of such Act); the section
8 moderate rehabilitation single room occupancy program (as
authorized under the United States Housing Act of 1937, as amend-
ed) to assist homeless individuals pursuant to section 441 of the
Stewart B. McKinney Homeless Assistance Act; and the shelter
plus care program (as authorized under subtitle F of title IV of
such Act), $823,000,000, to remain available until expended.
HOUSING PROGRAMS
HOUSING FOR SPECIAL POPULATIONS
(INCLUDING TRANSFERS OF FUNDS)
For assistance for the purchase, construction, acquisition, or
development of additional public and subsidized housing units for
low-income families under the United States Housing Act of 1937,
as amended (42 U.S.C. 1437), not otherwise provided for,
$839,000,000, to remain available until expended: Provided, That
of the total amount provided under this heading, $645,000,000
shall be for capital advances, including amendments to capital
advance contracts, for housing for the elderly, as authorized by
section 202 of the Housing Act of 1959, as amended, and for project
rental assistance, and amendments to contracts for project rental
assistance, for the elderly under section 202(c)(2) of the Housing
Act of 1959, and for supportive services associated with the housing;
and $194,000,000 shall be for capital advances, including
amendments to capital advance contracts, for supportive housing
for persons with disabilities, as authorized by section 811 of the
Cranston-Gonzalez National Affordable Housing Act, for project
rental assistance, for amendments to contracts for project rental
assistance, and supportive services associated with the housing
for persons with disabilities as authorized by section 811 of such
Act: Provided further, That the Secretary may designate up to
25 percent of the amounts earmarked under this paragraph for
section 811 of such Act for tenant-based assistance, as authorized
under that section, including such authority as may be waived
under the next proviso, which assistance is five years in duration:
Provided further, That the Secretary may waive any provision of
section 202 of the Housing Act of 1959 and section 811 of the
Cranston-Gonzalez National Affordable Housing Act (including the
provisions governing the terms and conditions of project rental
assistance and tenant-based assistance) that the Secretary deter-
mines is not necessary to achieve the objectives of these programs,
or that otherwise impedes the ability to develop, operate or admin-
ister projects assisted under these programs, and may make provi-
sion for alternative conditions or terms where appropriate: Provided
further, That all balances, as of September 30, 1997, remaining
in either the ‘‘Annual Contributions for Assisted Housing’’ account
or the ‘‘Development of Additional New Subsidized Housing’’ account
for capital advances, including amendments to capital advances,
for housing for the elderly, as authorized by section 202 of the
Housing Act of 1959, as amended, and for project rental assistance,
H. R. 2158—18
and amendments to contracts for project rental assistance, for
supportive housing for the elderly, under section 202(c)(2) of such
Act, shall be transferred to and merged with the amounts for
those purposes under this heading; and, all balances, as of Septem-
ber 30, 1997, remaining in either the ‘‘Annual Contributions for
Assisted Housing’’ account or the ‘‘Development of Additional New
Subsidized Housing’’ account for capital advances, including amend-
ments to capital advances, for supportive housing for persons with
disabilities, as authorized by section 811 of the Cranston-Gonzalez
National Affordable Housing Act, and for project rental assistance,
and amendments to contracts for project rental assistance, for
supportive housing for persons with disabilities, as authorized under
section 811 of such Act, shall be transferred to and merged with
the amounts for those purposes under this heading.
OTHER ASSISTED HOUSING PROGRAMS
RENTAL HOUSING ASSISTANCE
(RESCISSION)
The limitation otherwise applicable to the maximum payments
that may be required in any fiscal year by all contracts entered
into under section 236 of the National Housing Act (12 U.S.C.
1715z–1) is reduced in fiscal year 1998 by not more than $7,350,000
in uncommitted balances of authorizations provided for this purpose
in appropriation Acts: Provided, That up to $125,000,000 of recap-
tured budget authority shall be canceled.
FLEXIBLE SUBSIDY FUND
(TRANSFER OF FUNDS)
From the Rental Housing Assistance Fund, all uncommitted
balances of excess rental charges as of September 30, 1997, and
any collections made during fiscal year 1998, shall be transferred
to the Flexible Subsidy Fund, as authorized by section 236(g) of
the National Housing Act, as amended.
FEDERAL HOUSING ADMINISTRATION
FHA–MUTUAL MORTGAGE INSURANCE PROGRAM ACCOUNT
(INCLUDING TRANSFERS OF FUNDS)
During fiscal year 1998, commitments to guarantee loans to
carry out the purposes of section 203(b) of the National Housing
Act, 
as 
amended, 
shall 
not 
exceed 
a 
loan 
principal 
of
$110,000,000,000.
During fiscal year 1998, obligations to make direct loans to
carry out the purposes of section 204(g) of the National Housing
Act, as amended, shall not exceed $200,000,000: Provided, That
the foregoing amount shall be for loans to nonprofit and govern-
mental entities in connection with sales of single family real
properties owned by the Secretary and formerly insured under
the Mutual Mortgage Insurance Fund.
For administrative expenses necessary to carry out the guaran-
teed and direct loan program, $338,421,000, to be derived from
the FHA-mutual mortgage insurance guaranteed loans receipt
H. R. 2158—19
account, of which not to exceed $326,309,000 shall be transferred
to the appropriation for departmental salaries and expenses; and
of which not to exceed $12,112,000 shall be transferred to the
appropriation for the Office of Inspector General.
FHA–GENERAL AND SPECIAL RISK PROGRAM ACCOUNT
(INCLUDING TRANSFERS OF FUNDS)
For the cost of guaranteed loans, as authorized by sections
238 and 519 of the National Housing Act (12 U.S.C. 1715z–3 and
1735c), including the cost of loan guarantee modifications (as that
term is defined in section 502 of the Congressional Budget Act
of 1974, as amended), $81,000,000, to remain available until
expended: Provided, That these funds are available to subsidize
total loan principal, any part of which is to be guaranteed, of
up to $17,400,000,000: Provided further, That any amounts made
available in any prior appropriations Act for the cost (as such
term is defined in section 502 of the Congressional Budget Act
of 1974) of guaranteed loans that are obligations of the funds
established under section 238 or 519 of the National Housing Act
that have not been obligated or that are deobligated shall be
available to the Secretary of Housing and Urban Development
in connection with the making of such guarantees and shall remain
available until expended, notwithstanding the expiration of any
period of availability otherwise applicable to such amounts.
Gross obligations for the principal amount of direct loans, as
authorized by sections 204(g), 207(l), 238(a), and 519(a) of the
National Housing Act, shall not exceed $120,000,000; of which
not to exceed $100,000,000 shall be for bridge financing in connec-
tion with the sale of multifamily real properties owned by the
Secretary and formerly insured under such Act; and of which not
to exceed $20,000,000 shall be for loans to nonprofit and govern-
mental entities in connection with the sale of single-family real
properties owned by the Secretary and formerly insured under
such Act.
In addition, for administrative expenses necessary to carry
out the guaranteed and direct loan programs, $222,305,000, of
which $218,134,000, including $25,000,000 for the enforcement of
housing standards on FHA-insured multifamily projects, shall be
transferred to the appropriation for departmental salaries and
expenses; and of which $4,171,000 shall be transferred to the appro-
priation for the Office of Inspector General.
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION
GUARANTEES OF MORTGAGE-BACKED SECURITIES LOAN GUARANTEE
PROGRAM ACCOUNT
(INCLUDING TRANSFER OF FUNDS)
During fiscal year 1998, new commitments to issue guarantees
to carry out the purposes of section 306 of the National Housing
Act, 
as 
amended 
(12 
U.S.C. 
1721(g)), 
shall 
not 
exceed
$130,000,000,000.
For administrative expenses necessary to carry out the guaran-
teed mortgage-backed securities program, $9,383,000, to be derived
from the GNMA-guarantees of mortgage-backed securities guaran-
teed loan receipt account, of which not to exceed $9,383,000 shall
H. R. 2158—20
be transferred to the appropriation for departmental salaries and
expenses.
POLICY DEVELOPMENT AND RESEARCH
RESEARCH AND TECHNOLOGY
For contracts, grants, and necessary expenses of programs of
research and studies relating to housing and urban problems, not
otherwise provided for, as authorized by title V of the Housing
and Urban Development Act of 1970, as amended (12 U.S.C. 1701z–
1 et seq.), including carrying out the functions of the Secretary
under section 1(a)(1)(i) of Reorganization Plan No. 2 of 1968,
$36,500,000, to remain available until September 30, 1999.
Of the amount made available under this heading, $500,000
shall be made available for a contract with the National Academy
of Public Administration to evaluate the Secretary’s efforts to imple-
ment needed management systems and processes.
FAIR HOUSING AND EQUAL OPPORTUNITY
FAIR HOUSING ACTIVITIES
For contracts, grants, and other assistance, not otherwise pro-
vided for, as authorized by title VIII of the Civil Rights Act of
1968, as amended by the Fair Housing Amendments Act of 1988,
and section 561 of the Housing and Community Development Act
of 1987, as amended, $30,000,000, to remain available until Septem-
ber 30, 1999, of which $15,000,000 shall be to carry out activities
pursuant to such section 561. No funds made available under this
heading shall be used to lobby the executive or legislative branches
of the Federal Government in connection with a specific contract,
grant or loan.
MANAGEMENT AND ADMINISTRATION
SALARIES AND EXPENSES
(INCLUDING TRANSFERS OF FUNDS)
For necessary administrative and nonadministrative expenses
of the Department of Housing and Urban Development not other-
wise provided for, including not to exceed $7,000 for official recep-
tion and representation expenses, $1,000,826,000, of which
$544,443,000 shall be provided from the various funds of the Federal
Housing Administration, $9,383,000 shall be provided from funds
of the Government National Mortgage Association, and $1,000,000
shall be provided from the ‘‘Community Development Grants Pro-
gram’’ account.
OFFICE OF INSPECTOR GENERAL
(INCLUDING TRANSFERS OF FUNDS)
For necessary expenses of the Office of Inspector General in
carrying out the Inspector General Act of 1978, as amended,
$66,850,000, of which $16,283,000 shall be provided from the var-
ious funds of the Federal Housing Administration and $10,000,000
shall be transferred from the amount earmarked for Operation
H. R. 2158—21
Safe Home in the ‘‘Drug Elimination Grants for Low-Income Hous-
ing’’ account.
OFFICE OF FEDERAL HOUSING ENTERPRISE OVERSIGHT
SALARIES AND EXPENSES
(INCLUDING TRANSFER OF FUNDS)
For carrying out the Federal Housing Enterprise Financial
Safety and Soundness Act of 1992, $16,000,000, to remain available
until expended, to be derived from the Federal Housing Enterprise
Oversight Fund: Provided, That not to exceed such amount shall
be available from the General Fund of the Treasury to the extent
necessary to incur obligations and make expenditures pending the
receipt of collections to the Fund: Provided further, That the General
Fund amount shall be reduced as collections are received during
the fiscal year so as to result in a final appropriation from the
General Fund estimated at not more than $0.
ADMINISTRATIVE PROVISIONS
SEC. 201. EXTENDERS. (a) ONE-FOR-ONE REPLACEMENT
OF
PUBLIC HOUSING.—Section 1002(d) of Public Law 104–19 is amend-
ed by striking ‘‘1997’’ and inserting ‘‘1998’’.
(b) STREAMLINING SECTION 8 TENANT-BASED ASSISTANCE.—
Section 203(d) of the Departments of Veterans Affairs and Housing
and Urban Development, and Independent Agencies Appropriations
Act, 1996, is amended by striking ‘‘fiscal years 1996 and 1997’’
and inserting ‘‘fiscal years 1996, 1997, and 1998’’.
(c) SECTION 8 RENT ADJUSTMENTS.—Section 8(c)(2)(A) of the
United States Housing Act of 1937 is amended—
(1) in the third sentence, by striking ‘‘fiscal year 1997’’
and inserting ‘‘fiscal years 1997 and 1998’’; and
(2) in the last sentence, by striking ‘‘fiscal year 1997’’
and inserting ‘‘fiscal years 1997 and 1998’’.
(d) PUBLIC AND ASSISTED HOUSING RENTS, INCOME ADJUST-
MENTS AND PREFERENCES.—
(1) Section 402(a) of The Balanced Budget Downpayment
Act, I is amended by striking ‘‘fiscal year 1997’’ and inserting
‘‘fiscal years 1997 and 1998’’.
(2) Section 402(f) of The Balanced Budget Downpayment
Act, I is amended by striking ‘‘fiscal years 1996 and 1997’’
and inserting ‘‘fiscal years 1996, 1997, and 1998’’.
SEC. 202. DELAY REISSUANCE
OF VOUCHERS
AND CERTIFI-
CATES.—Section 403(c) of The Balanced Budget Downpayment Act,
I is amended—
(1) by striking ‘‘fiscal years 1996 and 1997’’ and inserting
‘‘fiscal years 1996, 1997, and 1998’’;
(2) by striking ‘‘1996 and October’’ and inserting ‘‘1996,
October’’; and
(3) by inserting before the semicolon the following: ‘‘and
October 1, 1998 for assistance made available during fiscal
year 1998’’.
SEC. 203. WAIVER.—The part of the HUD 1996 Community
Development Block Grant to the State of Illinois which is adminis-
tered by the State of Illinois Department of Commerce and Commu-
nity Affairs (grant number B–96–DC–170001) and which, in turn,
H. R. 2158—22
was granted by the Illinois Department of Commerce and Commu-
nity Affairs to the city of Oglesby, Illinois, located in LaSalle
County, Illinois (State of Illinois Department of Commerce and
Community Affairs grant number 96–24104), for the purpose of
providing infrastructure for a warehouse in Oglesby, Illinois, is
exempt from the provisions of section 104(g)(2), (g)(3), and (g)(4)
of title I of the Housing and Community Development Act of 1974,
as amended.
SEC. 204. FINANCING ADJUSTMENT FACTORS.—Fifty percent of
the amounts of budget authority, or in lieu thereof 50 percent
of the cash amounts associated with such budget authority, that
are recaptured from projects described in section 1012(a) of the
Stewart B. McKinney Homeless Assistance Amendments Act of
1988 (Public Law 100–628; 102 Stat. 3224, 3268) shall be rescinded,
or in the case of cash, shall be remitted to the Treasury, and
such amounts of budget authority or cash recaptured and not
rescinded or remitted to the Treasury shall be used by State housing
finance agencies or local governments or local housing agencies
with projects approved by the Secretary of Housing and Urban
Development for which settlement occurred after January 1, 1992,
in accordance with such section. Notwithstanding the previous sen-
tence, the Secretary may award up to 15 percent of the budget
authority or cash recaptured and not rescinded or remitted to
the Treasury to provide project owners with incentives to refinance
their project at a lower interest rate.
SEC. 205. ANNUAL ADJUSTMENT FACTORS.—Section 8(c)(2)(A)
of the United States Housing Act of 1937, as amended by section
201 of this title, is further amended by inserting the following
new sentences at the end: ‘‘In establishing annual adjustment fac-
tors for units in new construction and substantial rehabilitation
projects, the Secretary shall take into account the fact that debt
service is a fixed expense. The immediately foregoing sentence
shall be effective only during fiscal year 1998.’’.
SEC. 206. COMMUNITY DEVELOPMENT BLOCK GRANT.—Notwith-
standing any other provision of law, the $7,100,000 appropriated
for an industrial park at 18th Street and Indiana Avenue shall
be made available by the Secretary instead to 18th and Vine for
rehabilitation and infrastructure development associated with the
‘‘Negro Leagues Baseball Museum’’ and the jazz museum.
SEC. 207. FAIR HOUSING
AND FREE SPEECH.—None of the
amounts made available under this Act may be used during fiscal
year 1998 to investigate or prosecute under the Fair Housing Act
any otherwise lawful activity engaged in by one or more persons,
including the filing or maintaining of a nonfrivolous legal action,
that is engaged in solely for the purpose of achieving or preventing
action by a government official or entity, or a court of competent
jurisdiction.
SEC. 208. REQUIREMENT FOR HUD TO MAINTAIN PUBLIC NOTICE
AND COMMENT RULEMAKING.—Notwithstanding any other provision
of law, for fiscal year 1998 and for all fiscal years thereafter,
the Secretary of Housing and Urban Development shall maintain
all current requirements under part 10 of the Department of Hous-
ing and Urban Development regulations (24 CFR part 10) with
respect to the Department’s policies and procedures for the
promulgation and issuance of rules, including the use of public
participation in the rulemaking process.
H. R. 2158—23
SEC. 209. BROWNFIELDS AS ELIGIBLE CDBG ACTIVITY.—During
fiscal year 1998, States and entitlement communities may use
funds allocated under the community development block grants
program under title I of the Housing and Community Development
Act of 1974 for environmental cleanup and economic development
activities related to Brownfields projects in conjunction with the
appropriate environmental regulatory agencies, as if such activities
were eligible under section 105(a) of such Act.
SEC. 210. PARTIAL PAYMENT
OF CLAIMS
ON HEALTH CARE
FACILITIES.—Section 541(a) of the National Housing Act is
amended—
(1) in the section heading, by adding ‘‘AND HEALTH CARE
FACILITIES’’ at the end; and
(2) in subsection (a)—
(A) by inserting ‘‘or a health care facility (including
a nursing home, intermediate care facility, or board and
care home (as those terms are defined in section 232 of
this Act), a hospital (as that term is defined in section
242 of this Act), or a group practice facility (as that term
is defined in section 1106 of this Act))’’ after ‘‘1978’’; and
(B) by inserting ‘‘or for keeping the health care facility
operational to serve community needs,’’ after ‘‘character
of the project,’’.
SEC. 211. CALCULATION OF DOWNPAYMENT.—Section 203(b) of
the National Housing Act is amended by striking ‘‘fiscal year 1997’’
in paragraph (10)(A) and inserting ‘‘fiscal years 1997 and 1998’’.
SEC. 212. HOPE VI NOFA.—Notwithstanding any other provi-
sion of law, including the July 22, 1996 Notice of Funding Availabil-
ity (61 Fed. Reg. 38024), the demolition of units at developments
funded under the Notice of Funding Availability shall be at the
option of the New York City Housing Authority and the assistance
awarded shall be allocated by the public housing agency among
other eligible activities under the HOPE VI program and without
the development costs limitations of the Notice, provided that the
public housing agency shall not exceed the total cost limitations
for the public housing agency, as provided by the Department
of Housing and Urban Development.
SEC. 213. ENHANCED DISPOSITION AUTHORITY.—Section 204 of
the Departments of Veterans Affairs and Housing and Urban Devel-
opment, and Independent Agencies Appropriations Act, 1997, is
amended by inserting after ‘‘owned by the Secretary’’ the following:
‘‘, including, for fiscal years 1997 and 1998, the provision of grants
and loans from the General Insurance Fund (12 U.S.C. 1735c)
for the necessary costs of rehabilitation or demolition,’’.
SEC. 214. HOME PROGRAM FORMULA.—The first sentence of
section 217(b)(3) of the Cranston-Gonzalez National Affordable
Housing Act is amended by striking ‘‘only those jurisdictions that
are allocated an amount of $500,000 or greater shall receive an
allocation’’ and inserting the following: ‘‘jurisdictions that are allo-
cated an amount of $500,000 or more, and participating jurisdictions
(other than consortia that fail to renew the membership of all
of their member jurisdictions) that are allocated an amount less
than $500,000, shall receive an allocation’’.
SEC. 215. HUD RENT REFORM.—Notwithstanding any other
provision of law, the Secretary of Housing and Urban Development
may provide tenant-based assistance to eligible tenants of a project
H. R. 2158—24
insured under either section 221(d)(3) or 236 of the National Hous-
ing Act in the same manner as if the owner had prepaid the
insured mortgage to the extent necessary to minimize any rent
increases or to prevent displacement of low-income tenants in
accordance with a transaction approved by the Secretary provided
that the rents are no higher than the published section 8 fair
market rents, as of the date of enactment, during the tenants’
occupancy of the property.
SEC. 216. NURSING HOME LEASE TERMS.—Section 232(b)(4)(B)
of the National Housing Act is amended by striking ‘‘fifty years
from the date the mortgage was executed’’ and inserting ‘‘ten years
to run beyond the maturity date of the mortgage’’.
SEC. 217. HOUSING OPPORTUNITIES FOR PERSONS WITH AIDS
GRANTS. (a) ELIGIBILITY.—Notwithstanding section 854(c)(1)(A) of
the AIDS Housing Opportunity Act (42 U.S.C. 12903(c)(1)(A)), from
any amounts made available under this title for fiscal year 1998
that are allocated under such section, the Secretary of Housing
and Urban Development shall allocate and make a grant, in the
amount determined under subsection (b), for any State that—
(1) received an allocation for fiscal year 1997 under clause
(ii) of such section;
(2) is not otherwise eligible for an allocation for fiscal
year 1998 under such clause (ii) because the State does not
have the number of cases of acquired immunodeficiency syn-
drome required under such clause; and
(3) would meet such requirement if the cases in the metro-
politan statistical area for any city within the State, which
city was not eligible for an allocation for fiscal year 1997
under clause (i) of such section but is eligible for an allocation
for fiscal year 1998 under such clause, were considered to
be cases outside of metropolitan statistical areas described in
clause (i) of such section.
(b) AMOUNT.—The amount of the allocation and grant for any
State described in subsection (a) shall be the amount that is equal
to the lesser of—
(1) the difference between—
(A) the total amount allocated for such State under
section 854(c)(1)(A)(ii) of the AIDS Housing Opportunity
Act for fiscal year 1997; and
(B) the total amount allocated for the city described
in 
subsection 
(a)(3) 
of 
this 
section 
under 
section
854(c)(1)(A)(i) of such Act for fiscal year 1998 (from
amounts made available under this title); and
(2) $300,000.
SEC. 218. DEBT FORGIVENESS.—The Secretary of Housing and
Urban Development shall cancel the indebtedness of the Village
of Robbins, Illinois, relating to loans under the Reconstruction
Finance Corporation and refinanced under the Public Facility Loan
program (loan numbers ILL–11–RFC–0029 and ILL–11–PFL0111).
The Village is hereby relieved of all liability to the Federal Govern-
ment for the outstanding principal balance on such loans, for the
amount of accrued interest on such loans, and for any fees and
charges payable in connection with such loans.