I 
119TH CONGRESS 
1ST SESSION H. R. 2747 
To require the Secretary of Housing and Urban Development to establish 
a grant and loan program that provides amounts to eligible entities 
to use to develop, create, or preserve qualifying affordable dwelling units, 
and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
APRIL 8, 2025 
Ms. STEVENS (for herself and Mr. TORRES of New York) introduced the 
following bill; which was referred to the Committee on Financial Services 
A BILL 
To require the Secretary of Housing and Urban Development 
to establish a grant and loan program that provides 
amounts to eligible entities to use to develop, create, 
or preserve qualifying affordable dwelling units, and for 
other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Healthy Affordable 
Housing Act’’. 
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SEC. 2. GRANT AND LOAN PROGRAM FOR AFFORDABLE 
DWELLING UNITS. 
(a) IN GENERAL.—The Secretary of Housing and 
Urban Development shall, not later than 1 year after the 
date of the enactment of this section, establish a grant 
and loan program that provides amounts to eligible enti-
ties to use to develop, create, or preserve qualifying afford-
able dwelling units in neighborhoods that the Secretary 
has determined have shortages of affordable housing. 
(b) APPLICATION AND SELECTION.— 
(1) IN GENERAL.—To apply for a grant or loan 
under this section, an eligible entity shall submit an 
application to the Secretary at such time and in 
such manner as the Secretary may reasonably re-
quire. 
(2) LOCATION REQUIREMENT.— 
(A) IN GENERAL.—Grants and loans may 
only be awarded to applicants that propose to 
develop, create, or preserve qualifying afford-
able dwelling units that are in a neighborhood 
with— 
(i) a Federally qualified health center; 
(ii) a health care provider who, as de-
termined by the Secretary accepts Med-
icaid and provides primary care services; 
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(iii) a grocery store that accepts Sup-
plemental Nutrition Assistance Program, 
or the Nutrition Assistance Program, bene-
fits and Special Supplemental Nutrition 
Program for Women, Infants, and Chil-
dren benefits; 
(iv) a State licensed child care pro-
vider or an eligible child care provider 
under the Child Care and Development 
Block Grant Act that cares for at least one 
child to whom the provider is not related; 
(v) a pharmacy; or 
(vi) public transportation, as such 
term is defined in paragraph (15) of sec-
tion 5302 of title 49, United States Code. 
(B) PREFERENCE.—The Secretary shall 
give preference to applicants that are— 
(i) developing, creating, or preserving 
qualifying affordable dwelling units that 
are not more than a mile from 2 or more 
of the types of amenities listed in subpara-
graph (A); or 
(ii) developing, creating, or pre-
serving, with or without the assistance of 
a partnering entity, qualifying affordable 
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dwelling units that are located in buildings 
that have or will contain any of the amen-
ities listed in subparagraph (A). 
(C) SELECTION CRITERIA.—The Secretary, 
in administering the grant and loan program, 
may establish selection criteria relating to— 
(i) how many qualifying affordable 
housing units will be developed, created, or 
preserved; 
(ii) the boundaries of the neighbor-
hood in which the qualifying affordable 
dwelling units are to be developed, created, 
or preserved; and 
(iii) the area median income in the 
area in which the qualifying affordable 
housing units are to be developed, created, 
or preserved. 
(c) SURVEY.— 
(1) IN GENERAL.— 
(A) IN
GENERAL.—Two years after the 
date that any qualifying affordable dwelling 
unit is first occupied after being developed, cre-
ated, or preserved using amounts provided 
under this section, and every 2 years thereafter 
for 10 years, the Secretary shall conduct a vol-
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untary survey of residents in such dwelling unit 
about any benefits they perceive associated with 
being physically near the amenities listed in 
subsection (b)(2)(A). 
(B) CONTROL
GROUP
PERMITTED.—The 
Secretary may, if the Secretary determines ap-
propriate, survey persons who are not residents 
in a qualifying affordable dwelling unit that re-
ceived amounts under this section as part of a 
control group for the survey required under 
subparagraph (A). 
(2) REPORT.— 
(A) IN
GENERAL.—The Secretary shall, 
not later than 1 year after the date on which 
the Secretary completes a survey required 
under paragraph (1), compile the results of 
each survey conducted under paragraph (1) and 
submit a report about such results to the Com-
mittees on Appropriations and Financial Serv-
ices of the House of Representatives and the 
Committees on Appropriations and Banking, 
Housing, and Urban Affairs of the Senate. 
(B) REQUIREMENT.—Each report sub-
mitted under subparagraph (A) shall evaluate, 
with respect to each qualifying affordable dwell-
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ing unit developed, created, or preserved using 
amounts provided under this section, whether 
nearby the amenities identified in subsection 
(b)(2)(A) have closed or changed location in the 
time since the previous report submitted under 
subparagraph (A). 
(d) RULES OF CONSTRUCTION.— 
(1) IN GENERAL.—Nothing in this section may 
be construed to prohibit the Secretary from award-
ing a grant or loan under this section to a person 
who has applied for another funding opportunity ad-
ministered by the Secretary relating to the develop-
ment, creation, or preservation of affordable housing 
units. 
(2) RENTAL ASSISTANCE.—Nothing in this sec-
tion may be construed to prohibit a qualifying af-
fordable dwelling unit that is developed, created, or 
preserved using amounts provided under this section 
from receiving tenant-based assistance or project- 
based assistance under section 8(o) of the United 
States Housing Act of 1937. 
(e) AUTHORIZATION OF APPROPRIATIONS.—There is 
authorized 
to 
be 
appropriated 
to 
the 
Secretary 
$100,000,000 in each of fiscal years 2025 to 2029 carry 
out this section. 
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(f) DEFINITIONS.—In this section: 
(1) ELIGIBLE ENTITY.—The term ‘‘eligible enti-
ty’’ means— 
(A) a unit of general local government, in-
cluding county government; 
(B) a tribe, tribal entity or tribally des-
ignated housing entity; 
(C) an owner or developer of a qualifying 
affordable dwelling unit; 
(D) a public housing agency; 
(E) an organization with a mission that in-
volves the development, creation, preservation, 
renovation, operation, or maintenance of afford-
able housing; or 
(F) any combination of the entities de-
scribed in subparagraphs (A) through (E). 
(2) FEDERALLY
QUALIFIED
HEALTH
CEN-
TER.—The term ‘‘Federally qualified health center’’ 
has the meaning given the term in section 
1861(aa)(4) of the Social Security 22 Act (42 
U.S.C. 1395x(aa)). 
(3) 
QUALIFYING
AFFORDABLE
DWELLING 
UNIT.—The term ‘‘qualifying affordable dwelling 
unit’’ means a dwelling unit that— 
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(A) qualifies as affordable housing under 
215(a) of the Cranston-Gonzalez National Af-
fordable Housing Act; and 
(B) meets the income targeting require-
ments described in section 214(1) of such Act. 
(4) SECRETARY.—The term ‘‘Secretary’’ means 
the Secretary of Housing and Urban Development. 
Æ 
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