I 
113TH CONGRESS 
1ST SESSION H. R. 1369 
To prohibit the sale of a firearm to, and the purchase of a firearm by, 
a person who is not covered by appropriate liability insurance coverage. 
IN THE HOUSE OF REPRESENTATIVES 
MARCH 21, 2013 
Mrs. CAROLYN B. MALONEY of New York (for herself, Mr. ELLISON, Ms. 
NORTON, Mr. CAPUANO, Mr. MORAN, Mr. RUSH, Ms. TSONGAS, Mr. 
LYNCH, and Mr. BLUMENAUER) introduced the following bill; which was 
referred to the Committee on the Judiciary 
A BILL 
To prohibit the sale of a firearm to, and the purchase of 
a firearm by, a person who is not covered by appropriate 
liability insurance coverage. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Firearm Risk Protec-
tion Act of 2013’’. 
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SEC. 2. PROHIBITIONS ON SALE OF FIREARM TO, AND PUR-
CHASE OF FIREARM BY, A PERSON NOT COV-
ERED BY APPROPRIATE LIABILITY INSUR-
ANCE. 
(a) PROHIBITIONS.—Section 922 of title 18, United 
States Code, is amended by adding at the end the fol-
lowing: 
‘‘(aa)(1)(A)(i) It shall be unlawful for a person to 
purchase a firearm unless, at the time of the purchase, 
the purchaser presents to the seller proof that the pur-
chaser is covered by a qualified liability insurance policy. 
‘‘(ii) It shall be unlawful for a person to sell a firearm 
unless, at the time of the sale, the seller verifies that the 
purchaser is covered by a qualified liability insurance pol-
icy. 
‘‘(iii) It shall be unlawful for a person who owns a 
firearm purchased on or after the effective date of this 
subsection not to be covered by a qualified liability insur-
ance policy. 
‘‘(B) Subparagraph (A) shall not apply to the pur-
chase or sale of a firearm for the use of the United States 
or any department or agency of the United States, or any 
State or any department, agency, or political subdivision 
of a State. 
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‘‘(2) In paragraph (1), the term ‘qualified liability in-
surance policy’ means, with respect to the purchaser of 
a firearm, a policy that— 
‘‘(A) provides liability insurance covering the 
purchaser specifically for losses resulting from use of 
the firearm while it is owned by the purchaser; and 
‘‘(B) is issued by an insurer licensed or author-
ized to provide the coverage by the State insurance 
regulatory authority for the State in which the pur-
chaser resides.’’. 
(b) PENALTY.—Section 924 of such title is amended 
by adding at the end the following: 
‘‘(q) Whoever violates section 922(aa) shall be fined 
not more than $10,000.’’. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall apply to conduct engaged in after the 
180-day period that begins with the date of the enactment 
of this Act. 
Æ 
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