I 
119TH CONGRESS 
1ST SESSION 
H. R. 442 
To amend the Federal Crop Insurance Act to modify a provision relating 
to quality loss adjustment coverage. 
IN THE HOUSE OF REPRESENTATIVES 
JANUARY 15, 2025 
Ms. LETLOW introduced the following bill; which was referred to the 
Committee on Agriculture 
A BILL 
To amend the Federal Crop Insurance Act to modify a 
provision relating to quality loss adjustment coverage. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Quality Loss Adjust-
ment Improvement for Farmers Act’’. 
SEC. 2. QUALITY LOSS ADJUSTMENT COVERAGE. 
Section 508(m) of the Federal Crop Insurance Act 
(7 U.S.C. 1508(m)) is amended— 
(1) in paragraph (3)— 
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(A) by striking subparagraph (A) and in-
serting the following: 
‘‘(A) PERIODIC
REVIEW.—Beginning in 
calendar year 2025, and once every 5 years 
thereafter, the Corporation shall contract with a 
qualified person to conduct a review of the qual-
ity loss adjustment procedures of the Corpora-
tion, each of which shall be completed not later 
than 1 year after the date of commencement of 
the review.’’; 
(B) in subparagraph (B), by striking ‘‘Ef-
fective beginning not later than the 2004 rein-
surance year, based on the review, the Corpora-
tion’’ and inserting ‘‘Based on each review con-
ducted under subparagraph (A), the Corpora-
tion’’; 
(C) by redesignating subparagraph (B) as 
subparagraph (C); 
(D) by inserting after subparagraph (A) 
the following: 
‘‘(B) STAKEHOLDER ENGAGEMENT.—Each 
review under subparagraph (A) shall include en-
gagement from regionally diverse industry 
stakeholders for each agricultural commodity 
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for which a quality loss adjustment is offered.’’; 
and 
(E) by adding at the end the following: 
‘‘(D) REPORT.—On the completion of each 
review under subparagraph (A), the Corpora-
tion shall submit to the Committee on Agri-
culture, Nutrition, and Forestry of the Senate 
and the Committee on Agriculture of the House 
of Representatives a report that describes— 
‘‘(i) findings from that review; 
‘‘(ii) changes to the quality loss ad-
justment procedures; and 
‘‘(iii) the stakeholder engagement for 
that review pursuant to subparagraph 
(B).’’; and 
(2) by adding at the end the following: 
‘‘(7) REGIONAL DISCOUNT FACTORS FOR SOY-
BEANS.— 
‘‘(A) DEFINITION OF COVERED DECLARA-
TION.—In this paragraph, the term ‘covered 
declaration’ means— 
‘‘(i) a disaster declaration by the Sec-
retary; 
‘‘(ii) a major disaster declared by the 
President under section 401 of the Robert 
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T. Stafford Disaster Relief and Emergency 
Assistance Act (42 U.S.C. 5170); or 
‘‘(iii) an emergency declared by the 
President under section 501 of that Act 
(42 U.S.C. 5191). 
‘‘(B) DISCOUNT FACTOR.—In the event of 
a covered declaration for a State or region, or 
the occurrence of a salvage market for soybeans 
in a State or region, the Corporation shall es-
tablish a State or regional discount factor, as 
applicable, to reflect the average quality dis-
counts applied to the local or regional market 
prices of the soybean crop. 
‘‘(C) 
REPORTING
REQUIREMENT.—Any 
State or regional discount factor established 
under subparagraph (B) shall be included in— 
‘‘(i) the applicable periodic review con-
ducted under paragraph (3)(A); and 
‘‘(ii) the report described in para-
graph (3)(D).’’. 
Æ 
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