I 
117TH CONGRESS 
2D SESSION 
H. R. 8643 
To establish a grant program for States to fund community-based nonprofit 
student loan consumer assistance programs, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
AUGUST 2, 2022 
Mr. JEFFRIES (for himself and Mrs. HAYES) introduced the following bill; 
which was referred to the Committee on Education and Labor 
A BILL 
To establish a grant program for States to fund community- 
based nonprofit student loan consumer assistance pro-
grams, and for other purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Student Loan Literacy 
Act of 2022’’. 
SEC. 2. STUDENT LOAN CONSUMER INFORMATION. 
(a) IN GENERAL.—From amounts made available to 
carry out this section, the Secretary of Education shall 
award grants to States to enable such States to establish, 
VerDate Sep 11 2014 
16:03 Aug 17, 2022
Jkt 029200
PO 00000
Frm 00001
Fmt 6652
Sfmt 6201
E:\BILLS\H8643.IH
H8643
pamtmann on DSKBC07HB2PROD with BILLS
expand, or provide support for community-based nonprofit 
student loan consumer assistance programs. 
(b) APPLICATION.—Each State desiring to receive a 
grant under this section shall submit to the Secretary of 
Education an application at such time and in such manner 
as the Secretary may require. Such application shall iden-
tify the community-based nonprofit student loan consumer 
assistance organization or organizations that will partici-
pate in the program funded under this section, and shall 
include a description of the program activities the State 
and such organization or organizations will carry out. 
(c) USE OF FUNDS.—With funds provided by a State 
under this section, a community-based nonprofit student 
loan consumer assistance program— 
(1) shall provide assistance to borrowers of 
Federal student loans, including— 
(A) receiving and responding to borrower 
inquiries and complaints concerning Federal 
student loans; 
(B) assisting borrowers with the filing of 
complaints and appeals with relevant Federal 
and State entities and Federal student loan 
lenders, holders, servicers, and collectors, as ap-
propriate; 
VerDate Sep 11 2014 
16:03 Aug 17, 2022
Jkt 029200
PO 00000
Frm 00002
Fmt 6652
Sfmt 6201
E:\BILLS\H8643.IH
H8643
pamtmann on DSKBC07HB2PROD with BILLS
(C) collecting, tracking, and quantifying 
problems and inquiries encountered by bor-
rowers of Federal student loans; 
(D) educating borrowers about their rights 
and responsibilities with respect to Federal stu-
dent loans; and 
(E) assisting borrowers with Federal stu-
dent loan needs by providing information, refer-
ral, and assistance, including assistance resolv-
ing problems regarding Federal student loans; 
(2) shall consult with relevant Federal and 
State entities to facilitate borrowers with reporting, 
processing, and resolving issues and complaints re-
lated to Federal student loans; 
(3) shall collect data required to comply with 
the reporting requirements under subsection (d); and 
(4) may file complaints and appeals on behalf 
of borrowers of Federal student loans in accordance 
with any regulations established by the Secretary 
with respect to this paragraph. 
(d) DATA COLLECTION AND REPORTING.— 
(1) ANNUAL REPORT TO STATES.—Each com-
munity-based nonprofit student loan consumer as-
sistance program receiving funds under this section 
shall provide to the State providing such funds an 
VerDate Sep 11 2014 
16:03 Aug 17, 2022
Jkt 029200
PO 00000
Frm 00003
Fmt 6652
Sfmt 6201
E:\BILLS\H8643.IH
H8643
pamtmann on DSKBC07HB2PROD with BILLS
annual report on the activities carried out by such 
program, which shall include— 
(A) the number of borrowers served by the 
program; 
(B) demographic data on the borrowers 
served by the program, including age, race, eth-
nicity, gender, and student or employment sta-
tus, and if available, the income of such bor-
rowers; 
(C) a list and description of the types of 
issues and complaints presented by borrowers 
served by the program, including identification 
of the most common problems encountered by 
such borrowers with respect to Federal student 
loans; 
(D) a description of the types of services 
provided to borrowers by the program; and 
(E) data related to the issues and com-
plaints presented by borrowers served by the 
program, including— 
(i) the number of borrower issues or 
complaints the program referred to, or fa-
cilitated borrower contact with, a Federal 
or State entity or Federal student loan 
lender, holder, servicer, or collector; 
VerDate Sep 11 2014 
16:03 Aug 17, 2022
Jkt 029200
PO 00000
Frm 00004
Fmt 6652
Sfmt 6201
E:\BILLS\H8643.IH
H8643
pamtmann on DSKBC07HB2PROD with BILLS