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‘‘(ii) meets the age and service re-
quirements that would subject the indi-
vidual to mandatory separation under sec-
tion 8425 if such individual had remained 
in the former covered position. 
‘‘(E) In accordance with procedures estab-
lished by the Director of the Office of Personnel 
Management, an affected individual may file an 
election to have any creditable service per-
formed by the affected individual treated in ac-
cordance with this chapter without regard to 
subparagraph (B). 
‘‘(F) Nothing in this paragraph shall be 
construed to apply to such affected individual 
any other pay-related laws or regulations appli-
cable to a covered position.’’. 
(2) TECHNICAL
AND
CONFORMING
AMEND-
MENTS.— 
(A) Chapter 84 of title 5, United States 
Code, is amended— 
(i) in section 8414(b)(3), by inserting 
‘‘(1)’’ after ‘‘subsection (d)’’; 
(ii) in section 8415— 
(I) in subsection (e), in the mat-
ter preceding paragraph (1), by in-
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serting ‘‘(1)’’ after ‘‘subsection (d)’’; 
and 
(II) in subsection (h)(2)(A), by 
striking 
‘‘(d)(2)’’ 
and 
inserting 
‘‘(d)(1)(B)’’; 
(iii) in section 8421(a)(1), by insert-
ing ‘‘(1)’’ after ‘‘(d)’’; 
(iv) in section 8421a(b)(4)(B)(ii), by 
inserting ‘‘(1)’’ after ‘‘section 8412(d)’’; 
(v) in section 8425, by inserting ‘‘(1)’’ 
after ‘‘section 8412(d)’’ each place it ap-
pears; and 
(vi) in section 8462(c)(3)(B)(ii), by 
inserting ‘‘(1)’’ after ‘‘subsection (d)’’. 
(B) Title VIII of the Foreign Service Act 
of 1980 (22 U.S.C. 4041 et seq.) is amended— 
(i) in section 805(d)(5) (22 U.S.C. 
4045(d)(5)), by inserting ‘‘(1)’’ after ‘‘or 
8412(d)’’; and 
(ii) 
in 
section 
812(a)(2)(B) 
(22 
U.S.C. 4052(a)(2)(B)), by inserting ‘‘(1)’’ 
after ‘‘or 8412(d)’’. 
(c) CIA EMPLOYEES.—Section 302 of the Central In-
telligence Agency Retirement Act (50 U.S.C. 2152) is 
amended by adding at the end the following: 
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‘‘(d) EMPLOYEES DISABLED ON DUTY.— 
‘‘(1) DEFINITIONS.—In this subsection— 
‘‘(A) the term ‘affected employee’ means 
an employee of the Agency covered under sub-
chapter II of chapter 84 of title 5, United 
States Code, who— 
‘‘(i) is performing service in a position 
designated under subsection (a); 
‘‘(ii) is diagnosed with COVID–19 be-
fore the date on which the employee be-
comes entitled to an annuity under section 
233 of this Act or section 8412(d)(1) of 
title 5, United States Code; 
‘‘(iii) because of the illness described 
in clause (ii), is permanently unable to 
render useful and efficient service in the 
employee’s covered position, as determined 
by the Director; and 
‘‘(iv) is appointed to a position in the 
civil service that is not a covered position 
but is within the Agency; 
‘‘(B) the term ‘covered position’ means a 
position as— 
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‘‘(i) a law enforcement officer de-
scribed in section 8331(20) or 8401(17) of 
title 5, United States Code; 
‘‘(ii) a customs and border protection 
officer described in section 8331(31) or 
8401(36) of title 5, United States Code; 
‘‘(iii) a firefighter described in section 
8331(21) or 8401(14) of title 5, United 
States Code; 
‘‘(iv) an air traffic controller described 
in section 8331(30) or 8401(35) of title 5, 
United States Code; 
‘‘(v) a nuclear materials courier de-
scribed in section 8331(27) or 8401(33) of 
title 5, United States Code; 
‘‘(vi) a member of the United States 
Capitol Police; 
‘‘(vii) a member of the Supreme Court 
Police; 
‘‘(viii) an affected employee; or 
‘‘(ix) a special agent described in sec-
tion 804(15) of the Foreign Service Act of 
1980 (22 U.S.C. 4044(15)); and 
‘‘(C) the term ‘COVID–19’ means the 
2019 Novel Coronavirus or 2019-nCoV. 
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‘‘(2) TREATMENT
OF
SERVICE
AFTER
DIS-
ABILITY.—Unless an affected employee files an elec-
tion described in paragraph (3), creditable service by 
the affected employee in a position described in 
paragraph (1)(A)(iv) shall be treated as creditable 
service in a covered position for purposes of this Act 
and chapter 84 of title 5, United States Code, in-
cluding eligibility for an annuity under section 233 
of this Act or 8412(d)(1) of title 5, United States 
Code, and determining the amount to be deducted 
and withheld from the pay of the affected employee 
under section 8422 of title 5, United States Code. 
‘‘(3) BREAK IN SERVICE.—Paragraph (2) shall 
only apply if the affected employee transitions to a 
position described in paragraph (1)(A)(iv) without a 
break in service exceeding 3 days. 
‘‘(4) LIMITATION
ON
TREATMENT
OF
SERV-
ICE.—The service of an affected employee shall no 
longer be eligible for treatment under paragraph (2) 
if such service occurs after the employee is trans-
ferred to a supervisory or administrative position re-
lated to the activities of the former covered position 
of the employee. 
‘‘(5) OPT OUT.—An affected employee may file 
an election to have any creditable service performed 
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by the affected employee treated in accordance with 
chapter 84 of title 5, United States Code, without 
regard to paragraph (2).’’. 
(d) FOREIGN
SERVICE
RETIREMENT
AND
DIS-
ABILITY SYSTEM.—Section 806(a)(6) of the Foreign Serv-
ice Act of 1980 (22 U.S.C. 4046(a)(6)) is amended by 
adding at the end the following: 
‘‘(D)(i) In this subparagraph— 
‘‘(I) the term ‘affected special 
agent’ means an individual covered 
under this subchapter who— 
‘‘(aa) is performing service 
as a special agent; 
‘‘(bb) 
is 
diagnosed 
with 
COVID–19 before the date on 
which the individual becomes en-
titled to an annuity under section 
811; 
‘‘(cc) because of the illness 
described in item (bb), is perma-
nently unable to render useful 
and efficient service in the em-
ployee’s covered position, as de-
termined by the Secretary; and 
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‘‘(dd) is appointed to a posi-
tion in the Foreign Service that 
is not a covered position; 
‘‘(II) the term ‘covered position’ 
means a position as— 
‘‘(aa) a law enforcement of-
ficer 
described 
in 
section 
8331(20) or 8401(17) of title 5, 
United States Code; 
‘‘(bb) a customs and border 
protection officer described in 
section 8331(31) or 8401(36) of 
title 5, United States Code; 
‘‘(cc) a firefighter described 
in section 8331(21) or 8401(14) 
of title 5, United States Code; 
‘‘(dd) an air traffic con-
troller 
described 
in 
section 
8331(30) or 8401(35) of title 5, 
United States Code; 
‘‘(ee) a nuclear materials 
courier 
described 
in 
section 
8331(27) or 8401(33) of title 5, 
United States Code; 
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‘‘(ff) 
a 
member 
of 
the 
United States Capitol Police; 
‘‘(gg) a member of the Su-
preme Court Police; 
‘‘(hh) an employee of the 
Agency designated under section 
302(a) of the Central Intelligence 
Agency 
Retirement 
Act 
(50 
U.S.C. 2152(a)); or 
‘‘(ii) a special agent; and 
‘‘(III) 
the 
term 
‘COVID–19’ 
means the 2019 Novel Coronavirus or 
2019-nCoV. 
‘‘(ii) Unless an affected special agent files 
an election described in clause (iv), creditable 
service by the affected special agent in a posi-
tion described in clause (i)(I)(dd) shall be treat-
ed as creditable service as a special agent for 
purposes of this subchapter, including deter-
mining the amount to be deducted and withheld 
from the pay of the individual under section 
805. 
‘‘(iii) Clause (ii) shall only apply if the spe-
cial agent transitions to a position described in 
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clause (i)(I)(dd) without a break in service ex-
ceeding 3 days. 
‘‘(iv) The service of an affected employee 
shall no longer be eligible for treatment under 
clause (ii) if such service occurs after the em-
ployee is transferred to a supervisory or admin-
istrative position related to the activities of the 
former covered position of the employee. 
‘‘(v) In accordance with procedures estab-
lished by the Secretary, an affected special 
agent may file an election to have any cred-
itable service performed by the affected special 
agent treated in accordance with this sub-
chapter, without regard to clause (ii).’’. 
(e) IMPLEMENTATION.— 
(1) OFFICE
OF
PERSONNEL
MANAGEMENT.— 
The Director of the Office of Personnel Management 
shall promulgate regulations to carry out the amend-
ments made by subsections (a) and (b). 
(2) CIA EMPLOYEES.—The Director of the 
Central Intelligence Agency shall promulgate regula-
tions to carry out the amendment made by sub-
section (c). 
(3) FOREIGN SERVICE RETIREMENT AND DIS-
ABILITY SYSTEM.—The Secretary of State shall pro-
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mulgate regulations to carry out the amendment 
made by subsection (d). 
(4) AGENCY
REAPPOINTMENT.—The regula-
tions promulgated to carry out the amendments 
made by this section shall ensure that, to the great-
est extent possible, the head of each agency appoints 
affected employees or special agents to supervisory 
or administrative positions related to the activities of 
the former covered position of the employee or spe-
cial agent. 
(5) TREATMENT OF SERVICE.—The regulations 
promulgated to carry out the amendments made by 
this section shall ensure that the creditable service 
of an affected employee or special agent (as the case 
may be) that is not in a covered position pursuant 
to an election made under such amendments shall be 
treated as the same type of service as the covered 
position in which the employee or agent suffered the 
qualifying illness. 
(f) EFFECTIVE DATE; APPLICABILITY.—The amend-
ments made by this section— 
(1) shall take effect on the date of enactment 
of this section; and 
(2) shall apply to an individual who suffers an 
illness described in section 8336(c)(3)(A)(i)(II) or 
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section 8412(d)(2)(A)(i)(II) of title 5, United States 
Code 
(as 
amended 
by 
this 
section), 
section 
302(d)(1)(A)(ii) of the Central Intelligence Agency 
Retirement Act (as amended by this section), or sec-
tion 806(a)(6)(D)(i)(I)(bb) of the Foreign Service 
Act of 1980 (as amended by this section), on or 
after the date that is 2 years after the date of enact-
ment of this section. 
SEC. 70303. PRESUMPTION OF ELIGIBILITY FOR WORKERS’ 
COMPENSATION 
BENEFITS 
FOR 
FEDERAL 
EMPLOYEES 
DIAGNOSED 
WITH 
CORONAVIRUS. 
(a) IN GENERAL.—An employee who is diagnosed 
with COVID–19 during the period described in subsection 
(b)(2)(A) shall, with respect to any claim made by or on 
behalf of the employee for benefits under subchapter I of 
chapter 81 of title 5, United States Code, be deemed to 
have an injury proximately caused by exposure to 
coronavirus arising out of the nature of the employee’s em-
ployment and be presumptively entitled to such benefits, 
including disability compensation, medical services, and 
survivor benefits. 
(b) DEFINITIONS.—In this section— 
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(1) the term ‘‘coronavirus’’ means SARS– 
CoV–2 or another coronavirus with pandemic poten-
tial; and 
(2) the term ‘‘employee’’— 
(A) means an employee as that term is de-
fined in section 8101(1) of title 5, United 
States Code, (including an employee of the 
United States Postal Service, the Transpor-
tation Security Administration, or the Depart-
ment of Veterans Affairs, including any indi-
vidual appointed under chapter 73 or 74 of title 
38, United States Code) employed in the Fed-
eral service at anytime during the period begin-
ning on January 27, 2020, and ending on Jan-
uary 30, 2022— 
(i) who carried out duties requiring 
contact with patients, members of the pub-
lic, or co-workers; or 
(ii) whose duties include a risk of ex-
posure to the coronavirus; and 
(B) does not include any employee other-
wise covered by subparagraph (A) who is tele-
working on a full-time basis during all of such 
period. 
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TITLE IV—FEDERAL 
CONTRACTING PROVISIONS 
SEC. 70401. MANDATORY TELEWORK. 
(a) IN GENERAL.—During the emergency period, the 
Director of the Office of Management and Budget shall 
direct agencies to allow telework for all contractor per-
sonnel to the maximum extent practicable. Additionally, 
the Director shall direct contracting officers to document 
any decision to not allow telework during the emergency 
period in the contract file. 
(b) EMERGENCY PERIOD DEFINED.—In this section, 
the term ‘‘emergency period’’ means the period that— 
(1) begins on the date that is not later than 15 
days after the date of the enactment of this Act; and 
(2) ends on the date that the public health 
emergency declared pursuant to section 319 of the 
Public Health Service Act (42 U.S.C. 247d) as re-
sult of COVID–19, including any renewal thereof, 
expires. 
SEC. 70402. GUIDANCE ON THE IMPLEMENTATION OF SEC-
TION 3610 OF THE CARES ACT. 
Not later than 15 days after the date of the enact-
ment of this Act, the Director of the Office of Manage-
ment and Budget shall issue guidance to ensure uniform 
implementation across agencies of section 3610 of the 
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CARES Act (Public Law 116–136). Any such guidance 
shall— 
(1) limit the basic requirements for reimburse-
ment to those included in such Act and the effective 
date for such reimbursement shall be January 31, 
2020; and 
(2) clarify that the term ‘‘minimum applicable 
contract billing rates’’ as used in such section in-
cludes the financial impact incurred as a con-
sequence of keeping the employees or subcontractors 
of the contractor in a ready state (such as the base 
hourly wage rate of an employee, plus indirect costs, 
fees, and general and administrative expenses). 
SEC. 70403. PAST PERFORMANCE RATINGS. 
Section 1126 of title 41, United States Code, is 
amended by adding at the end the following new sub-
section: 
‘‘(c) EXCEPTION FOR FAILURE TO DELIVER GOODS 
OR COMPLETE WORK DUE TO COVID–19.—If the head of 
an executive agency determines that a contractor failed 
to deliver goods or complete work as a result of measures 
taken as a result of COVID–19 under a contract with the 
agency by the date or within the time period imposed by 
the contract, any information relating to such failure may 
not be— 
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‘‘(1) included in any past performance database 
used by executive agencies for making source selec-
tion decisions; or 
‘‘(2) evaluated unfavorably as a factor of past 
contract performance.’’. 
SEC. 70404. ACCELERATED PAYMENTS. 
Not later than 10 days after the date of the enact-
ment of this Act and ending on the expiration of the public 
health emergency declared pursuant to section 319 of the 
Public Health Service Act (42 U.S.C. 247d) as a result 
of COVID–19, including any renewal thereof, the Director 
of the Office of Management and Budget shall direct con-
tracting officers to establish an accelerated payment date 
for any prime contract (as defined in section 8701 of title 
41, United States Code) with payments due 15 days after 
the receipt of a proper invoice. 
TITLE V—DISTRICT OF 
COLUMBIA 
SEC. 70501. SPECIAL BORROWING BY THE DISTRICT OF CO-
LUMBIA. 
(a) AUTHORIZING BORROWING UNDER MUNICIPAL 
LIQUIDITY FACILITY OF FEDERAL RESERVE BOARD AND 
SIMILAR FACILITIES OR PROGRAMS.—The Council of the 
District of Columbia (hereafter in this section referred to 
as the ‘‘Council’’) may by act authorize the issuance of 
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bonds, notes, and other obligations, in amounts deter-
mined by the Chief Financial Officer of the District of 
Columbia to meet cash-flow needs of the District of Co-
lumbia government, for purchase by the Board of Gov-
ernors of the Federal Reserve under the Municipal Liquid-
ity Facility of the Federal Reserve or any other facility 
or program of the Federal Reserve or another entity of 
the Federal government which is established in response 
to the COVID–19 Pandemic. 
(b) REQUIRING ISSUANCE
TO BE COMPETITIVE 
WITH OTHER FORMS OF BORROWING.—The Council may 
authorize the issuance of bonds, notes, or other obligations 
under subsection (a) only if the issuance of such bonds, 
notes, and other obligations is competitive with other 
forms of borrowing in the financial market. 
(c) TREATMENT
AS GENERAL OBLIGATION.—Any 
bond, note, or other obligation issued under subsection (a) 
shall, if provided in the act of the Council, be a general 
obligation of the District. 
(d) PAYMENTS NOT SUBJECT TO APPROPRIATION.— 
No appropriation is required to pay— 
(1) any amount (including the amount of any 
accrued interest or premium) obligated or expended 
from or pursuant to subsection (a) for or from the 
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sale of any bonds, notes, or other obligation under 
such subsection; 
(2) any amount obligated or expended for the 
payment of principal of, interest on, or any premium 
for any bonds, notes, or other obligations issued 
under subsection (a); 
(3) any amount obligated or expended pursuant 
to provisions made to secure any bonds, notes, or 
other obligations issued under subsection (a); or 
(4) any amount obligated or expended pursuant 
to commitments, including lines of credit or costs of 
issuance, made or entered in connection with the 
issuance of any bonds, notes, or other obligations for 
operating or capital costs financed under subsection 
(a). 
(e) RENEWAL.—Any bond, note, or other obligation 
issued under subsection (a) may be renewed if authorized 
by an act of the Council. 
(f) PAYMENT.—Any bonds, notes, or other obliga-
tions issued under subsection (a), including any renewal 
of such bonds, notes, or other obligations, shall be due 
and payable on such terms and conditions as are con-
sistent with the terms and conditions of the Municipal Li-
quidity Facility or other facility or program referred to 
in subsection (a). 
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(g) INCLUSION OF PAYMENTS IN ANNUAL BUDG-
ET.—The Council shall provide in each annual budget for 
the District of Columbia government sufficient funds to 
pay the principal of and interest on all bonds, notes, or 
other obligations issued under subsection (a) of this sec-
tion becoming due and payable during such fiscal year. 
(h) OBLIGATION TO PAY.—The Mayor of the District 
of Columbia shall ensure that the principal of and interest 
on all bonds, notes, or other obligations issued under sub-
section (a) are paid when due, including by paying such 
principal and interest from funds not otherwise legally 
committed. 
(i) SECURITY INTEREST IN DISTRICT REVENUES.— 
The Council may by act provide for a security interest in 
any District of Columbia revenues as additional security 
for the payment of any bond, note, or other obligation 
issued under subsection (a). 
TITLE VI—OTHER MATTERS 
SEC. 
70601. 
ESTIMATES 
OF 
AGGREGATE 
ECONOMIC 
GROWTH ACROSS INCOME GROUPS. 
(a) SHORT TITLE.—This section may be cited as the 
‘‘Measuring Real Income Growth Act of 2020’’. 
(b) DEFINITIONS.—In this section: 
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(1) BUREAU.—The term ‘‘Bureau’’ means the 
Bureau of Economic Analysis of the Department of 
Commerce. 
(2) GROSS
DOMESTIC
PRODUCT
ANALYSIS.— 
The term ‘‘gross domestic product analysis’’— 
(A) means a quarterly or annual analysis 
conducted by the Bureau with respect to the 
gross domestic product of the United States; 
and 
(B) includes a revision prepared by the 
Bureau of an analysis described in subpara-
graph (A). 
(3) RECENT ESTIMATE.—The term ‘‘recent es-
timate’’ means the most recent estimate described in 
subsection (c) that is available on the date on which 
the gross domestic product analysis with which the 
estimate is to be included is conducted. 
(c) INCLUSION IN REPORTS.—Beginning in 2020, in 
each gross domestic product analysis conducted by the Bu-
reau, the Bureau shall include a recent estimate of, with 
respect to specific percentile groups of income, the total 
amount that was added to the economy of the United 
States during the period to which the recent estimate per-
tains, including in— 
(1) each of the 10 deciles of income; and 
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(2) the highest 1 percent of income. 
(d) AUTHORIZATION
OF APPROPRIATIONS.—There 
are authorized to be appropriated to the Secretary of Com-
merce such sums as are necessary to carry out this sec-
tion. 
SEC. 70602. WAIVER OF MATCHING FUNDS REQUIREMENT 
FOR THE DRUG FREE COMMUNITIES SUP-
PORT PROGRAM. 
The matching funds requirement under paragraphs 
(1)(A)(i), (1)(A)(iii), and (3)(D) of section 1032(b) of the 
Anti-Drug Abuse Act of 1988 (21 U.S.C. 1532(b)) may 
be modified or waived by the Administrator if a grantee 
or applicant is unable to meet the requirement as a result 
of the public health emergency declared pursuant to sec-
tion 319 of the Public Health Service Act (42 U.S.C. 
247d) as a result of COVID–19. 
SEC. 70603. UNITED STATES POSTAL SERVICE BORROWING 
AUTHORITY. 
Subsection (b)(2) of section 6001 of the Coronavirus 
Aid, Relief, and Economic Security Act (Public Law 116– 
136) is amended to read as follows: 
‘‘(2) the Secretary of the Treasury shall lend up 
to the amount described in paragraph (1) at the re-
quest of the Postal Service subject to the terms and 
conditions of the note purchase agreement between 
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the Postal Service and the Federal Financing Bank 
in effect on September 29, 2018.’’. 
DIVISION H—VETERANS AND 
SERVICEMEMBERS PROVISIONS 
SEC. 80001. MODIFICATION OF PAY LIMITATION FOR CER-
TAIN HIGH-LEVEL EMPLOYEES AND OFFI-
CERS OF THE DEPARTMENT OF VETERANS 
AFFAIRS. 
(a) MODIFICATION.—Section 7404(d) of title 38, 
United States Code, is amended by inserting ‘‘and except 
for individuals appointed under 7401(4) and 7306 of this 
title,’’ after ‘‘section 7457 of this title,’’. 
(b) WAIVERS.— 
(1) IN GENERAL.—The Secretary of Veterans 
Affairs may waive the limitation described in section 
7404(d) of such title, as in effect on the day before 
the date of the enactment of this Act, on the amount 
of basic pay payable to individuals appointed under 
section 7401(4) or 7306 of such title for basic pay 
payable during the period— 
(A) beginning on November 1, 2010; and 
(B) ending on the day before the date of 
the enactment of this Act. 
(2) FORM.—The Secretary shall prescribe the 
form for requesting a waiver under paragraph (1). 
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(3) TREATMENT OF WAIVER.—A decision not to 
grant a waiver under paragraph (1) shall not be 
treated as an adverse action and is not subject to 
further appeal, third-party review, or judicial review. 
SEC. 80002. INCREASE OF AMOUNT OF CERTAIN DEPART-
MENT OF VETERANS AFFAIRS PAYMENTS 
DURING EMERGENCY PERIOD RESULTING 
FROM COVID–19 PANDEMIC. 
(a) IN GENERAL.—During the covered period, the 
Secretary of Veterans Affairs shall apply each of the fol-
lowing provisions of title 38, United States Code, by sub-
stituting for each of the dollar amounts in such provision 
the amount equal to 125 percent of the dollar amount that 
was in effect under such provision on the date of the en-
actment of this Act: 
(1) Subsections (l), (m), (r), and (t) of section 
1114. 
(2) Paragraph (1)(E) of section 1115. 
(3) Subsection (c) of section 1311. 
(4) Subsection (g) of section 1315. 
(5) Paragraphs (1) and (2) of subsection (d) of 
section 1521. 
(6) Paragraphs (2) and (4) of subsection (f) of 
section 1521. 
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(b) TREATMENT OF AMOUNTS.—Any amount payable 
to an individual under subsection (a) in excess of the 
amount otherwise in effect shall be in addition to any 
other benefit or any other amount payable to that indi-
vidual under any provision of law referred to in subsection 
(a) or any other provision of law administered by the Sec-
retary of Veterans Affairs. 
(c) COVERED PERIOD.—In this section, the covered 
period is the period that begins on the date of the enact-
ment of this Act and ends 60 days after the last day of 
the emergency period (as defined in section 1135(g)(1) of 
the Social Security Act (42 U.S.C. 1320b-5(g)(1))) result-
ing from the COVID–19 pandemic. 
SEC. 80003. PROHIBITION ON COPAYMENTS AND COST 
SHARING FOR VETERANS RECEIVING PRE-
VENTIVE SERVICES RELATING TO COVID–19. 
(a) PROHIBITION.—The Secretary of Veterans Af-
fairs may not require any copayment or other cost sharing 
under chapter 17 of title 38, United States Code, for 
qualifying coronavirus preventive services. The require-
ment described in this subsection shall take effect with 
respect to a qualifying coronavirus preventive service on 
the specified date. 
(b) DEFINITIONS.—In this section, the terms ‘‘quali-
fying coronavirus preventive service’’ and ‘‘specified date’’ 
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have the meaning given those terms in section 3203 of 
the CARES Act (Public Law 116–136). 
SEC. 80004. MODIFICATION OF CALCULATION OF AMOUNTS 
OF PER DIEM GRANTS. 
Section 2012(a)(2)(B) of title 38, United States 
Code, is amended— 
(1) in clause (i), by inserting ‘‘or (iii)’’ after 
‘‘clause (ii)’’; and 
(2) by adding at the end the following new 
clause: 
‘‘(iii) With respect to a homeless veteran who 
has care of a minor dependent while receiving serv-
ices from the grant recipient or eligible entity, the 
daily cost of care shall be the sum of the daily cost 
of care determined under subparagraph (A) plus, for 
each such minor dependent, an amount that equals 
50 percent of such daily cost of care.’’. 
SEC. 80005. EMERGENCY TREATMENT FOR VETERANS DUR-
ING COVID–19 EMERGENCY PERIOD. 
(a) 
EMERGENCY
TREATMENT.—Notwithstanding 
section 1725 or 1728 of title 38, United States Code, or 
any other provision of law administered by the Secretary 
of Veterans Affairs pertaining to furnishing emergency 
treatment to veterans at non-Department facilities, during 
the period of a covered public health emergency, the Sec-
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retary of Veterans Affairs shall furnish to an eligible vet-
eran emergency treatment at a non-Department facility in 
accordance with this section. 
(b) AUTHORIZATION NOT REQUIRED.—The Sec-
retary may not require an eligible veteran to seek author-
ization by the Secretary for emergency treatment fur-
nished to the veteran pursuant to subsection (a). 
(c) PAYMENT RATES.— 
(1) DETERMINATION.—The rate paid for emer-
gency treatment furnished to eligible veterans pursu-
ant to subsection (a) shall be equal to the rate paid 
by the United States to a provider of services (as de-
fined in section 1861(u) of the Social Security Act 
(42 U.S.C. 1395x(u))) or a supplier (as defined in 
section 1861(d) of such Act (42 U.S.C. 1395x(d))) 
under the Medicare program under title XI or title 
XVIII of the Social Security Act (42 U.S.C. 1301 et 
seq.), including section 1834 of such Act (42 U.S.C. 
1395m), for the same treatment. 
(2) FINALITY.—A payment in the amount pay-
able under paragraph (1) for emergency treatment 
furnished to an eligible veteran pursuant to sub-
section (a) shall be considered payment in full and 
shall extinguish the veteran’s liability to the provider 
of such treatment, unless the provider rejects the 
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payment and refunds to the United States such 
amount by not later than 30 days after receiving the 
payment. 
(d) CLAIMS PROCESSED BY THIRD PARTY ADMINIS-
TRATORS.— 
(1) REQUIREMENT.—Not later than 30 days 
after the date of the enactment of this Act, the Sec-
retary shall seek to award a contract to one or more 
entities, or to modify an existing contract, to process 
claims for payment for emergency treatment fur-
nished to eligible veterans pursuant to subsection 
(a). 
(2) PROMPT
PAYMENT
STANDARD.—Section 
1703D of title 38, United States Code, shall apply 
with respect to claims for payment for emergency 
treatment furnished to eligible veterans pursuant to 
subsection (a). 
(e) PRIMARY PAYER.—The Secretary shall be the pri-
mary payer with respect to emergency treatment furnished 
to eligible veterans pursuant to subsection (a), and with 
respect to the transportation of a veteran by ambulance. 
In any case in which an eligible veteran is furnished such 
emergency treatment for a non-service-connected disability 
described in subsection (a)(2) of section 1729 of title 38, 
United States Code, the Secretary shall recover or collect 
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reasonable charges for such treatment from a health plan 
contract described in such section 1729 in accordance with 
such section. 
(f) APPLICATION.—This section shall apply to emer-
gency treatment furnished to eligible veterans during the 
period of a covered public health emergency, regardless of 
whether treatment was furnished before the date of the 
enactment of this Act. 
(g) DEFINITIONS.—In this section: 
(1) The term ‘‘covered public health emer-
gency’’ means the declaration— 
(A) of a public health emergency, based on 
an outbreak of COVID–19 by the Secretary of 
Health and Human Services under section 319 
of the Public Health Service Act (42 U.S.C. 
247d); or 
(B) of a domestic emergency, based on an 
outbreak of COVID–19 by the President, the 
Secretary of Homeland Security, or a State or 
local authority. 
(2) The term ‘‘eligible veteran’’ means a vet-
eran enrolled in the health care system established 
under section 1705 of title 38, United States Code. 
(3) The term ‘‘emergency treatment’’ means 
medical care or services rendered in a medical emer-
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gency of such nature that a prudent layperson rea-
sonably expects that delay in seeking immediate 
medical attention would be hazardous to life or 
health. 
(4) The term ‘‘non-Department facility’’ has 
the meaning given that term in section 1701 of title 
38, United States Code. 
SEC. 80006. FLEXIBILITY FOR THE SECRETARY OF VET-
ERANS AFFAIRS IN CARING FOR HOMELESS 
VETERANS 
DURING 
A 
COVERED 
PUBLIC 
HEALTH EMERGENCY. 
(a) GENERAL SUPPORT.— 
(1) USE OF FUNDS.—During a covered public 
health emergency, the Secretary of Veterans Affairs 
may use amounts appropriated or otherwise made 
available to the Department of Veterans Affairs to 
carry out sections 2011, 2012, and 2061 of title 38, 
United States Code, to provide to homeless veterans 
the following: 
(A) Food. 
(B) Shelter. 
(C) Basic supplies (such as clothing, blan-
kets, and toiletry items). 
(D) Transportation. 
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(E) Communications equipment and re-
quired capabilities (such as smartphones, dis-
posable phones, and phone service plans). 
(F) Such other assistance as the Secretary 
determines appropriate. 
(2) HOMELESS VETERANS ON LAND OF THE 
DEPARTMENT.— 
(A) USE OF REVOLVING FUND.—During a 
covered public health emergency, the Secretary 
may use amounts in the revolving fund under 
section 8109(h) of title 38, United States Code, 
to alter parking facilities of the Department to 
facilitate the use of such facilities as temporary 
shelter locations for homeless veterans. 
(B) PARTNERSHIPS.—During a covered 
public health emergency, the Secretary may 
partner with one or more organizations to man-
age land of the Department used by homeless 
veterans for sleeping. 
(C) EQUIPMENT.—During a covered public 
health emergency, the Secretary shall not be re-
sponsible for furnishing outdoor equipment nec-
essary for sleeping on land of the Department. 
(b) GRANT AND PER DIEM PROGRAM.— 
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(1) MAXIMUM
PER
DIEM
RATE.—Notwith-
standing paragraph (2) of section 2012(a) of title 
38, United States Code, during a covered public 
health emergency, the maximum rate of per diem 
authorized under such section is 300 percent of the 
rate authorized for State homes for domiciliary care 
under subsection (a)(1)(A) of section 1741 of such 
title, as the Secretary may increase from time to 
time under subsection (c) of that section. 
(2) USE OF PER DIEM PAYMENTS.—During a 
covered public health emergency, a recipient of a 
grant or an eligible entity under the grant and per 
diem program of the Department (in this subsection 
referred to as the ‘‘program’’) may use per diem 
payments under sections 2012 and 2061 of title 38, 
United States Code, to provide food and basic sup-
plies for— 
(A) homeless veterans in the program; and 
(B) formerly homeless veterans in the com-
munity who experienced homelessness during 
the one-year period ending on the date of the 
enactment of this Act. 
(3) ADDITIONAL TRANSITIONAL HOUSING.— 
(A) IN GENERAL.—During a covered pub-
lic health emergency, the Secretary may provide 
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amounts for grants and per diem payments 
under the program for additional transitional 
housing beds to facilitate access to housing and 
services provided to homeless veterans. 
(B) NOTICE; COMPETITION; PERIOD
OF 
PERFORMANCE.—The Secretary may provide 
amounts under subparagraph (A)— 
(i) without notice or competition; and 
(ii) for a period of performance deter-
mined by the Secretary. 
(4) INSPECTIONS AND LIFE SAFETY CODE RE-
QUIREMENTS.— 
(A) IN GENERAL.—During a covered pub-
lic health emergency, the Secretary may waive 
any requirement under subsection (b) or (c) of 
section 2012 of title 38, United States Code, in 
order to allow the recipient of a grant or an eli-
gible entity under the program— 
(i) to quickly identify temporary alter-
nate sites of care for homeless veterans 
that are suitable for habitation; 
(ii) to facilitate social distancing or 
isolation needs; or 
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(iii) to facilitate activation or continu-
ation of a program for which a grant has 
been awarded. 
(B) LIMITATION.—The Secretary may 
waive a requirement pursuant to the authority 
provided by subparagraph (A) with respect to a 
facility of a recipient of a grant or an eligible 
entity under the program only if the facility 
meets applicable local safety requirements, in-
cluding fire safety requirements. 
(c) HEALTH CARE FOR HOMELESS VETERANS.— 
(1) COMMUNITY-BASED
TREATMENT
FACILI-
TIES.—During a covered public health emergency, 
the Secretary may use amounts as authorized under 
subsection (a)(1) notwithstanding any requirement 
under subsection (a)(2) of section 2031 of title 38, 
United States Code, that community-based treat-
ment facilities provide care, treatment, and rehabili-
tative services to veterans described in such section. 
(2) REPORT TO CONGRESS ON REDUCTION OF 
CARE, TREATMENT, AND
REHABILITATIVE
SERV-
ICES.—During a covered public health emergency, if 
the Secretary reduces the care, treatment, and reha-
bilitative services provided to homeless veterans 
under section 2031(a)(2) of title 38, United States 
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Code, the Secretary shall submit to Congress month-
ly reports on the reduction of such care, treatment, 
and services for the duration of the covered public 
health emergency. 
(3) INSPECTION AND LIFE SAFETY CODE RE-
QUIREMENTS.— 
(A) IN GENERAL.—During a covered pub-
lic health emergency, the Secretary may waive 
any inspection or life safety code requirement 
under subsection (c) of section 2032 of title 38, 
United States Code— 
(i) to allow quick identification of 
temporary alternate sites of care for home-
less veterans that are suitable for habi-
tation; 
(ii) to facilitate social distancing or 
isolation needs; or 
(iii) to facilitate the operation of hous-
ing under such section. 
(B) LIMITATION.—The Secretary may 
waive a requirement pursuant to the authority 
provided by subparagraph (A) with respect to a 
residence or facility referred to in such section 
2032 only if the residence or facility, as the 
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case may be, meets applicable local safety re-
quirements, including fire safety requirements. 
(d) ACCESS OF HOMELESS VETERANS TO DEPART-
MENT OF VETERANS AFFAIRS TELEHEALTH SERVICES.— 
During a covered public health emergency, the Secretary 
may make available telehealth capabilities to homeless vet-
erans who— 
(1) are receiving services provided under chap-
ter 20 of title 38, United States Code; or 
(2) are participating in a program under such 
chapter. 
(e) DEFINITIONS.—In this section: 
(1) COVERED PUBLIC HEALTH EMERGENCY.— 
The term ‘‘covered public health emergency’’ means 
an emergency with respect to COVID–19 declared 
by a Federal, State, or local authority. 
(2) 
HOMELESS
VETERAN; 
VETERAN.—The 
terms ‘‘homeless veteran’’ and ‘‘veteran’’ have the 
meanings given those terms in section 2002 of title 
38, United States Code. 
(3) PARKING FACILITY.—The term ‘‘parking fa-
cility’’ has the meaning given that term in section 
8109(a) of such title. 
(4) TELEHEALTH.— 
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(A) IN GENERAL.—The term ‘‘telehealth’’ 
means the use of electronic information and 
telecommunications technologies to support and 
promote long-distance clinical health care, pa-
tient and professional health-related education, 
public health, and health administration. 
(B) TECHNOLOGIES.—For purposes of 
subparagraph (A), ‘‘telecommunications tech-
nologies’’ include video conferencing, the inter-
net, streaming media, and terrestrial and wire-
less communications. 
SEC. 80007. HUD–VASH PROGRAM. 
The Secretary of Housing and Urban Development 
shall take such actions with respect to the supported hous-
ing program carried out under section 8(o)(19) of the 
United States Housing Act of 1937 (42 U.S.C. 
1437f(o)(19)) in conjunction with the Department of Vet-
erans Affairs (commonly referred to as ‘‘HUD–VASH’’), 
and shall require public housing agencies administering 
assistance under such program to take such actions, as 
may be appropriate to facilitate the issuance and utiliza-
tion of vouchers for rental assistance under such program 
during the period of the covered public health emergency 
(as such term is defined in section 1 of this Act), including 
the following actions: 
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(1) Establishing mechanisms and procedures 
providing for referral and application documents 
used under such program to be received by fax, elec-
tronic mail, drop box, or other means not requiring 
in-person contact. 
(2) Establishing mechanisms and procedures 
for processing applications for participation in such 
program that do not require identification or 
verification of identity by social security number or 
photo ID in cases in which closure of governmental 
offices prevents confirmation or verification of iden-
tity by such means. 
(3) Providing for waiver of requirements to con-
duct housing quality standard inspections with re-
spect to dwelling units for which rental assistance is 
provided under such program. 
SEC. 80008. EXTENSION OF LEASE PROTECTIONS FOR 
SERVICEMEMBERS UNDER STOP MOVEMENT 
ORDERS IN RESPONSE TO LOCAL, NATIONAL, 
OR GLOBAL EMERGENCY. 
(a) TERMINATION.—Subsection (a)(1) of section 305 
of the Servicemembers Civil Relief Act (50 U.S.C. 3955) 
is amended— 
(1) in subparagraph (A), by striking ‘‘; or’’ and 
inserting a semicolon; 
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(2) in subparagraph (B), by striking the period 
at the end and inserting ‘‘; or’’; and 
(3) by adding at the end the following new sub-
paragraph: 
‘‘(C) the date of the lessee’s stop move-
ment order described in paragraph (1)(C) or 
(2)(C) of subsection (b), as the case may be.’’. 
(b) COVERED LEASES.— 
(1) LEASES OF PREMISES.—Paragraph (1) of 
subsection (b) of such section is amended— 
(A) in subparagraph (A), by striking ‘‘; 
or’’ and inserting a semicolon; 
(B) in subparagraph (B), by striking the 
period at the end and inserting ‘‘; or’’; and 
(C) by adding at the end the following new 
subparagraph: 
‘‘(C) the servicemember, while in military 
service— 
‘‘(i) executes a lease upon receipt of 
military orders for a permanent change of 
station or to deploy with a military unit, or 
as an individual in support of a military 
operation, for a period of not less than 90 
days; and 
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‘‘(ii) thereafter receives a stop move-
ment order issued by the Secretary of De-
fense in response to a local, national, or 
global emergency, effective for an indefi-
nite period or for a period of not less than 
30 days, which prevents the servicemember 
or servicemember’s dependents from occu-
pying the lease for a residential, profes-
sional, business, agricultural, or similar 
purpose.’’. 
(2) LEASES OF MOTOR VEHICLES.—Paragraph 
(2) of such subsection is amended— 
(A) in subparagraph (A), by striking ‘‘; 
or’’ and inserting a semicolon; 
(B) in subparagraph (B)(ii), by striking 
the period at the end and inserting ‘‘; or’’; and 
(C) by adding at the end the following new 
subparagraph: 
‘‘(C) the servicemember, while in military 
service— 
‘‘(i) executes a lease upon receipt of 
military orders described in subparagraph 
(B); and 
‘‘(ii) thereafter receives a stop move-
ment order issued by the Secretary of De-
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fense in response to a local, national, or 
global emergency, effective for an indefi-
nite period or for a period of not less than 
30 days, which prevents the servicemem-
ber, or the servicemember’s dependents, 
from using the vehicle for personal or busi-
ness transportation.’’. 
(c) EFFECTIVE DATE OF TERMINATION.—Paragraph 
(1) of subsection (d) of such section is amended to read 
as follows: 
‘‘(1) LEASE OF PREMISES.— 
‘‘(A) ENTRANCE
TO
MILITARY
SERVICE, 
PERMANENT CHANGE OF STATION, OR DEPLOY-
MENT.—In the case of a lease described in sub-
paragraph (A) or (B) of subsection (b)(1) that 
provides for monthly payment of rent, termi-
nation of the lease under subsection (a) is effec-
tive 30 days after the first date on which the 
next rental payment is due and payable after 
the date on which the notice under subsection 
(c) is delivered. In the case of any other lease 
described in subparagraphs (A) and (B) of sub-
section (b)(1) termination of the lease under 
subsection (a) is effective on the last day of the 
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month following the month in which the notice 
is delivered. 
‘‘(B) STOP
MOVEMENT
ORDERS.—In the 
case of a lease described in subsection 
(b)(1)(C), termination of the lease under sub-
section (a) is effective on the date on which the 
requirements of subsection (c) are met for such 
termination.’’. 
(d) TECHNICAL
CORRECTION.—Subsection (i) is 
amended, in the matter before paragraph (1), by inserting 
‘‘In this section:’’ after ‘‘DEFINITIONS.—’’. 
(e) RETROACTIVE APPLICATION.—The amendments 
made by this section shall apply to stop movement orders 
issued on or after March 1, 2020. 
SEC. 80009. TERMINATION OF TELEPHONE, MULTICHANNEL 
VIDEO PROGRAMMING, AND INTERNET AC-
CESS 
SERVICE 
CONTRACTS 
BY 
SERVICEMEMBERS WHO ENTER INTO CON-
TRACTS AFTER RECEIVING MILITARY OR-
DERS FOR PERMANENT CHANGE OF STATION 
BUT THEN RECEIVE STOP MOVEMENT OR-
DERS DUE TO AN EMERGENCY SITUATION. 
(a) IN
GENERAL.—Section 305A(a)(1) of the 
Servicemembers Civil Relief Act (50 U.S.C. 3956) is 
amended— 
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(1) by striking ‘‘after the date the servicemem-
ber receives military orders to relocate for a period 
of not less than 90 days to a location that does not 
support the contract.’’ and inserting ‘‘after—’’; and 
(2) by adding at the end the following new sub-
paragraphs: 
‘‘(A) the date the servicemember receives 
military orders to relocate for a period of not 
less than 90 days to a location that does not 
support the contract; or 
‘‘(B) the date the servicemember, while in 
military service, receives military orders for a 
permanent change of station, thereafter enters 
into the contract, and then after entering into 
the contract receives a stop movement order 
issued by the Secretary of Defense in response 
to a local, national, or global emergency, effec-
tive for an indefinite period or for a period of 
not less than 30 days, which prevents the serv-
icemember from using the services provided 
under the contract.’’. 
(b) RETROACTIVE APPLICATION.—The amendments 
made by this section shall apply to stop movement orders 
issued on or after March 1, 2020. 
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SEC. 80010. TERMINATION OF CONTRACTS FOR TELE-
PHONE, MULTICHANNEL VIDEO PROGRAM-
MING, OR INTERNET ACCESS SERVICE BY 
CERTAIN 
INDIVIDUALS 
UNDER 
SERVICEMEMBERS CIVIL RELIEF ACT. 
Section 305A(a) of the Servicemembers Civil Relief 
Act (50 U.S.C. 3956(a)) is amended by adding at the end 
the following new paragraph: 
‘‘(4) ADDITIONAL INDIVIDUALS COVERED.—For 
purposes of this section, the following individuals 
shall be treated as a servicemember covered by para-
graph (1): 
‘‘(A) A spouse or dependent of a service-
member who dies while in military service or a 
spouse or dependent of a member of the reserve 
components who dies while performing duty de-
scribed in subparagraph (C). 
‘‘(B) A spouse or dependent of a service-
member who incurs a catastrophic injury or ill-
ness (as that term is defined in section 439(g) 
of title 37, United States Code), if the service-
member incurs the catastrophic injury or illness 
while in military service or performing duty de-
scribed in subparagraph (C). 
‘‘(C) A member of the reserve components 
performing military service or performing full- 
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time National Guard duty, active Guard and 
Reserve duty, or inactive-duty training (as such 
terms are defined in section 101(d) of title 10, 
United States Code).’’. 
SEC. 80011. CLARIFICATION OF TERMINATION OF LEASES 
OF PREMISES AND MOTOR VEHICLES OF 
SERVICEMEMBERS 
WHO 
INCUR 
CATA-
STROPHIC 
INJURY 
OR 
ILLNESS 
OR 
DIE 
WHILE IN MILITARY SERVICE. 
(a) CATASTROPHIC INJURIES
AND ILLNESSES.— 
Paragraph (4) of section 305(a) of the Servicemembers 
Civil Relief Act (50 U.S.C. 3955(a)), as added by section 
545 of the National Defense Authorization Act for Fiscal 
Year 2020 (Public Law 116–92), is amended to read as 
follows: 
‘‘(4) CATASTROPHIC
INJURY
OR
ILLNESS
OF 
LESSEE.— 
‘‘(A) TERMINATION.—If the lessee on a 
lease described in subsection (b) incurs a cata-
strophic injury or illness during a period of 
military service or while performing covered 
service, during the one-year period beginning on 
the date on which the lessee incurs such injury 
or illness— 
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‘‘(i) the lessee may terminate the 
lease; or 
‘‘(ii) in the case of a lessee who lacks 
the mental capacity to contract or to man-
age his or her own affairs (including dis-
bursement of funds without limitation) due 
to such injury or illness, the spouse or de-
pendent of the lessee may terminate the 
lease. 
‘‘(B) DEFINITIONS.—In this paragraph: 
‘‘(i) The term ‘catastrophic injury or 
illness’ has the meaning given that term in 
section 439(g) of title 37, United States 
Code. 
‘‘(ii) The term ‘covered service’ means 
full-time National Guard duty, active 
Guard and Reserve duty, or inactive-duty 
training (as such terms are defined in sec-
tion 101(d) of title 10, United States 
Code).’’. 
(b) DEATHS.—Paragraph (3) of such section is 
amended by striking ‘‘The spouse of the lessee’’ and in-
serting ‘‘The spouse or dependent of the lessee’’. 
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SEC. 80012. DEFERRAL OF CERTAIN DEBTS ARISING FROM 
BENEFITS UNDER LAWS ADMINISTERED BY 
THE SECRETARY OF VETERANS AFFAIRS. 
(a) IN GENERAL.—During the covered period, the 
Secretary of Veterans Affairs may not— 
(1) take any action to collect a covered debt (in-
cluding the offset of any payment by the Secretary); 
(2) record a covered debt; 
(3) issue notice of a covered debt to a person 
or a consumer reporting agency; 
(4) allow any interest to accrue on a covered 
debt; or 
(5) apply any administrative fee to a covered 
debt. 
(b) EXCEPTION.—Notwithstanding subsection (a), 
the Secretary may collect a payment regarding a covered 
debt (including interest or any administrative fee) from 
a person (or the fiduciary of that person) who elects to 
make such a payment during the covered period. 
(c) DEFINITIONS.—In this section: 
(1) The term ‘‘consumer reporting agency’’ has 
the meaning given that term in section 5701 of title 
38, United States Code. 
(2) The term ‘‘covered debt’’ means a debt— 
(A) owed by a person (including a fidu-
ciary) to the United States; 
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(B) arising from a benefit under a covered 
law; and 
(C) that is not subject to recovery under— 
(i) section 3729 of title 31, United 
States Code; 
(ii) section 1729 of title 38, United 
States Code; or 
(iii) Public Law 87–693 (42 U.S.C. 
2651). 
(3) The term ‘‘covered law’’ means any law ad-
ministered by the Secretary of Veterans Affairs 
through— 
(A) the Under Secretary for Health; or 
(B) the Under Secretary for Benefits. 
(4) The term ‘‘covered period’’ means— 
(A) the COVID–19 emergency period; and 
(B) the 60 days immediately following the 
date of the end of the COVID–19 emergency 
period. 
(5) The term ‘‘COVID–19 emergency period’’ 
means the emergency period described in section 
1135(g)(1)(B) of the Social Security Act (42 U.S.C. 
1320b-5(g)(1)(B)). 
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SEC. 80013. TOLLING OF DEADLINES RELATING TO CLAIMS 
FOR 
BENEFITS 
ADMINISTERED 
BY 
SEC-
RETARY OF VETERANS AFFAIRS. 
(a) REQUIRED TOLLING.—With respect to claims 
and appeals made by a claimant, the covered period shall 
be excluded in computing the following: 
(1) In cases where an individual expresses an 
intent to file a claim, the period in which the indi-
vidual is required to file the claim in order to have 
the effective date of the claim be determined based 
on the date of such intent, as described in section 
3.155(b)(1) of title 38, Code of Federal Regulations. 
(2) The period in which the claimant is re-
quired to take an action pursuant to section 5104C 
of title 38, United States Code. 
(3) The period in which the claimant is re-
quired to appeal a change in service-connected or 
employability status or change in physical condition 
described in section 5112(b)(6) of such title. 
(4) The period in which an individual is re-
quired to file a notice of appeal under section 7266 
of such title. 
(5) Any other period in which a claimant or 
beneficiary is required to act with respect to filing, 
perfecting, or appealing a claim, as determined ap-
propriate by the Secretary of Veterans Affairs. 
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cation’’ for ‘‘the date of receipt of the applica-
tion’’. 
(2) In section 7266, without regard to sub-
section (d). 
(c) DEFINITIONS.—In this section: 
(1) The term ‘‘claimant’’ has the meaning given 
that term in section 5100 of title 38, United States 
Code. 
(2) The term ‘‘covered period’’ means the pe-
riod beginning on the date of the emergency period 
(as defined in section 1135(g)(1) of the Social Secu-
rity Act (42 U.S.C. 1320b-5(g)(1))) resulting from 
the COVID–19 pandemic and ending 90 days after 
the last day of such emergency period. 
SEC. 80014. PROVISION OF DEPARTMENT OF VETERANS AF-
FAIRS HOSPITAL CARE AND MEDICAL SERV-
ICES TO CERTAIN VETERANS WHO ARE UN-
EMPLOYED OR LOST EMPLOYER-SPONSORED 
HEALTH CARE COVERAGE BY REASON OF A 
COVERED PUBLIC HEALTH EMERGENCY. 
(a) IN GENERAL.—During the 12-month period be-
ginning on the date on which a covered veteran applies 
for hospital care or medical services under this section, 
the Secretary of Veterans Affairs shall consider the cov-
ered veteran to be unable to defray the expenses of nec-
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essary care for purposes of section 1722 of title 38, United 
States Code, and shall furnish to such veteran hospital 
care and medical services under chapter 17 of title 38, 
United States Code. 
(b) COVERED VETERAN.—For purposes of this sec-
tion, a covered veteran is a veteran— 
(1) who— 
(A) is unemployed; or 
(B) has lost access to a group health plan 
or group health insurance coverage by reason of 
a covered public health emergency; and 
(2) whose projected attributable income for the 
12-month period beginning on the date of applica-
tion for hospital care or medical services under this 
section is not more than the amount in effect under 
section 1722(b) of title 38, United States Code. 
(c) DEFINITIONS.—In this section: 
(1) The term ‘‘covered public health emer-
gency’’ means the declaration— 
(A) of a public health emergency, based on 
an outbreak of COVID–19 by the Secretary of 
Health and Human Services under section 319 
of the Public Health Service Act (42 U.S.C. 
247d); or 
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(B) of a domestic emergency, based on an 
outbreak of COVID–19 by the President, the 
Secretary of Homeland Security, or State, or 
local authority. 
(2) The terms ‘‘group health plan’’ and ‘‘group 
health insurance coverage’’ have the meaning given 
such terms in section 2701 of the Public Health 
Service Act (42 U.S.C. 300gg-3). 
SEC. 80015. EXPANSION OF VET CENTER SERVICES TO VET-
ERANS 
AND 
MEMBERS 
OF 
THE 
ARMED 
FORCES WHO PERFORM CERTAIN SERVICE IN 
RESPONSE TO COVERED PUBLIC HEALTH 
EMERGENCY. 
Section 1712A of title 38, United States Code, is 
amended— 
(1) by striking ‘‘clauses (i) through (iv)’’ both 
places it appears and inserting ‘‘clauses (i) through 
(v)’’; 
(2) by striking ‘‘in clause (v)’’ both places it ap-
pears and inserting ‘‘in clause (vi)’’; 
(3) in subsection (a)(1)(C)— 
(A) by redesignating clauses (iv) and (v) as 
clauses (v) and (vi), respectively; and 
(B) by inserting after clause (iii) the fol-
lowing new clause (iv): 
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‘‘(iv) Any individual who is a veteran or mem-
ber of the Armed Forces (including the reserve com-
ponents), who, in response to a covered public health 
emergency, performed active service or State active 
duty for a period of at least 14 days.’’; and 
(4) in subsection (h), by adding at the end the 
following new paragraphs: 
‘‘(4) The term ‘active service’ has the meaning 
given that term in section 101 of title 10. 
‘‘(5) The term ‘covered public health emer-
gency’ means the declaration— 
‘‘(A) of a public health emergency, based 
on an outbreak of COVID–19, by the Secretary 
of Health and Human Services under section 
319 of the Public Health Service Act (42 
U.S.C. 247d); or 
‘‘(B) of a domestic emergency, based on an 
outbreak of COVID–19, by the President, the 
Secretary of Homeland Security, or a State or 
local authority.’’. 
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DIVISION I—SMALL BUSINESS 
PROVISIONS 
SEC. 90001. AMENDMENTS TO THE PAYCHECK PROTECTION 
PROGRAM. 
(a) EXTENSION
OF
COVERED
PERIOD.—Section 
7(a)(36)(A)(iii) of the Small Business Act (15 U.S.C. 
636(a)(36)(A)(iii)) is amended by striking ‘‘June 30, 
2020’’ and inserting ‘‘December 31, 2020’’. 
(b) 
TRIBAL
BUSINESS
CONCERNS.—Section 
7(a)(36)(D) of the Small Business Act (15 U.S.C. 
636(a)(36)(D)) is amended by striking ‘‘described in sec-
tion 31(b)(2)(C)’’ each place it appears. 
(c) INCLUSION OF CRITICAL ACCESS HOSPITALS IN 
THE
PAYCHECK
PROTECTION
PROGRAM.—Section 
7(a)(36)(D) of the Small Business Act (15 U.S.C. 
636(a)(36)(D)) is amended by adding at the end the fol-
lowing new clause: 
‘‘(vii) INCLUSION OF CRITICAL ACCESS 
HOSPITALS.—During the covered period, 
any nonprofit organization that is a critical 
access hospital (as defined in section 
1861(mm) of the Social Security Act (42 
U.S.C. 1395x(mm))) shall be eligible to re-
ceive a covered loan, regardless of the sta-
tus of such a hospital as a debtor in a case 
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under chapter 11 of title 11, Unites States 
Code, or the status of any debts owed by 
such a hospital to the Federal Govern-
ment.’’. 
(d) MODIFICATION TO ELIGIBLE ENTITIES.—Section 
7(a)(36) of the Small Business Act (15 U.S.C. 
636(a)(36)) is amended— 
(1) in subparagraph (A)— 
(A) in clause (vii), by striking ‘‘section 
501(c)(3)’’ and inserting ‘‘section 501(c)’’; 
(B) in clause (viii)(II)— 
(i) in item (dd), by striking ‘‘or’’ at 
the end; 
(ii) in item (ee), by inserting ‘‘or’’; 
and 
(iii) by adding at the end the fol-
lowing new item: 
‘‘(ff) any compensation of 
an employee who is a registered 
lobbyist under the Lobbying Dis-
closure Act of 1995;’’; 
(C) in clause (xi)(IV), by striking ‘‘and’’ at 
the end; 
(D) in clause (xii), by striking the period 
at the end and inserting ‘‘; and’’; and 
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(E) by adding at the end the following new 
clause: 
‘‘(xiii) the term ‘housing cooperative’ 
means a cooperative housing corporation 
(as defined in section 216(b) of the Inter-
nal Revenue Code of 1986).’’; and 
(2) in subparagraph (D)— 
(A) by striking ‘‘nonprofit organization,’’ 
each place it appears and inserting ‘‘housing co-
operative,’’; 
(B) by adding at the end the following new 
clause: 
‘‘(vii) NONPROFIT ORGANIZATION ELI-
GIBILITY.—During the covered period, any 
nonprofit organization shall be eligible to 
receive a covered loan. Any 501(c)(4) orga-
nization (as defined in section 501(c)(4) of 
the Internal Revenue Code of 1986) may 
receive a covered loan provided that such 
501(c)(4) organization has not made and 
will not make a contribution, expenditure, 
independent expenditure, or electioneering 
communication within the meaning of the 
Federal Election Campaign Act, and has 
not undertaken and will not undertake 
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similar campaign finance activities in State 
and local elections, during the election 
cycle which ends on the date of the general 
election in this calendar year;’’; 
(C) in clause (iv)— 
(i) in subclause (II), by striking 
‘‘and’’ at the end; 
(ii) in subclause (III), by striking the 
period at the end and inserting ‘‘; and’’; 
and 
(iii) by adding at the end the fol-
lowing new subclause: 
‘‘(IV) any nonprofit organiza-
tion.’’; and 
(D) in clause (vi), by striking ‘‘nonprofit 
organization’’ and inserting ‘‘housing coopera-
tive’’. 
(e) APPLICATION
TO
CERTAIN
LOCAL
NEWS 
MEDIA.—Section 7(a)(36)(D) of the Small Business Act 
(15 U.S.C. 636(a)(36)(D)) is amended— 
(1) in clause (iii)— 
(A) by striking ‘‘business concern that em-
ploys’’ and inserting the following: ‘‘business 
concern that— 
‘‘(I) employs’’; 
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(B) in subclause (I), by striking the period 
at the end and inserting ‘‘; and’’; and 
(C) by adding at the end the following: 
‘‘(II) is assigned a North American Indus-
try Classification System code beginning with 
511110, 515112, or 515120 and the individual 
physical location at the time of disbursal does 
not exceed the size standard established by the 
Administrator for the applicable code shall be 
eligible to receive a covered loan for expenses 
associated with an individual physical location 
of that business concern to support the contin-
ued provision of local news, information, con-
tent, or emergency information, and, at the 
time of disbursal, the individual physical loca-
tion.’’; 
(2) in clause (iv) (as amended by subsection 
(d))— 
(A) in subclause (III), by striking ‘‘and’’ at 
the end; 
(B) in subclause (IV), by striking the pe-
riod at the end and inserting ‘‘; and’’; and 
(C) by adding at the end the following: 
‘‘(V) an individual physical loca-
tion of a business concern described in 
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clause (iii)(II), if such concern shall 
not pay, distribute, or otherwise pro-
vide any portion of the covered loan to 
any other entity other than the indi-
vidual physical location that is the in-
tended recipient of the covered loan.’’; 
and 
(3) by adding at the end the following new 
clause: 
‘‘(viii) ADDITIONAL
REQUIREMENTS 
FOR NEWS BROADCAST ENTITIES.— 
‘‘(I) IN GENERAL.—With respect 
to an individual physical location of a 
business concern described in clause 
(iii)(II), each such location shall be 
treated as an independent, non-
affiliated entity for purposes of this 
paragraph. A parent company, invest-
ment company, or management com-
pany of one or more physical locations 
of a business concern described in 
clause (iii)(II) shall not be eligible for 
a covered loan. 
‘‘(II) 
DEMONSTRATION
OF 
NEED.—Any such location that is a 
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franchise or affiliate of, or owned or 
controlled by a parent company, in-
vestment company, or the manage-
ment thereof, shall demonstrate, upon 
request of the Administrator, the need 
for a covered loan to support the con-
tinued provision of local news, infor-
mation, content, or emergency infor-
mation, and, at the time of disbursal, 
the individual physical location. 
‘‘(III) REPORT.—The Adminis-
trator and Secretary of the Treasury 
shall submit to the Committee on 
Small Business of the House of Rep-
resentatives, the Committee on Small 
Business and Entrepreneurship of the 
Senate, and the Congressional Over-
sight Commission established under 
section 4020 of the CARES Act a re-
port including information on loans 
made to an entity described under 
this clause.’’. 
(f) APPLICATION
OF CERTAIN TERMS THROUGH 
LIFE OF COVERED LOAN.—Section 7(a)(36) of the Small 
Business Act (15 U.S.C. 636(a)(36)) is amended— 
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(1) in subparagraph (H), by striking ‘‘During 
the covered period, with’’ and inserting ‘‘With’’; 
(2) in subparagraph (I), by striking ‘‘During 
the covered period, the’’ and inserting ‘‘The’’; 
(3) in subparagraph (J), by striking ‘‘During 
the covered period, with’’ and inserting ‘‘With’’; 
(4) in subparagraph (M)— 
(A) in clause (ii), by striking ‘‘During the 
covered period, the’’ and inserting ‘‘The’’; and 
(B) in clause (iii), by striking ‘‘During the 
covered period, with’’ and inserting ‘‘With’’. 
(g) LOAN MATURITY.—Section 7(a)(36)(K)(ii) of the 
Small Business Act (15 U.S.C. 636(a)(36)(K)(ii)) is 
amended by inserting ‘‘minimum maturity of 5 years’’ be-
fore ‘‘maximum maturity’’. 
(h) INTEREST CALCULATION.—Section 7(a)(36)(L) 
of the Small Business Act (15 U.S.C. 636(a)(36)(L)) is 
amended by inserting ‘‘, calculated on a non-compounding, 
non-adjustable basis’’ after ‘‘4 percent’’. 
(i) FUNDING FOR THE PAYCHECK PROTECTION PRO-
GRAM.— 
(1) IN GENERAL.—Section 7(a)(36)(S) of the 
Small Business Act (15 U.S.C. 636(a)(36)(S)) is 
amended to read as follows: 
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‘‘(S) SET ASIDE FOR CERTAIN ENTITIES.— 
The Administrator shall provide for the cost to 
guarantee covered loans made under this para-
graph— 
‘‘(i) a set aside of not less than 25 
percent of each such amount for covered 
loans made to eligible recipients with 10 or 
fewer employees; and 
‘‘(ii) a set aside of 25 percent of each 
such amount for covered loans made to 
nonprofit organizations, of which not more 
than 12.5 percent of each such amount set 
aside may be used to make covered loans 
to nonprofit organizations with 500 or 
more employees.’’. 
(2) SET ASIDE FOR COMMUNITY FINANCIAL IN-
STITUTIONS.—Of amounts appropriated by the Pay-
check Protection Program and Health Care En-
hancement Act (Public Law 116–139) under the 
heading ‘‘Small Business Administration—Business 
Loans Program Account, CARES Act’’ that have 
not been obligated or expended, the lesser of 25 per-
cent of such amounts or $10,000,000,000 shall be 
set aside for the cost to guarantee covered loans 
made under section 7(a)(36) of the Small Business 
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Act (15 U.S.C. 636(a)(36)) by community financial 
institutions (as such term is defined in subpara-
graph (A)(xi) of such section). 
(3) AMOUNTS RETURNED.—Section 7(a)(36) of 
the Small Business Act (15 U.S.C. 636(a)(36)) is 
amended by adding at the end the following new 
subparagraph: 
‘‘(T) AMOUNTS RETURNED.—Any amounts 
returned to the Secretary of the Treasury due 
to the cancellation of a covered loan shall be 
solely used for the cost to guarantee covered 
loans made to eligible recipients with 10 or 
fewer employees.’’. 
(j) TREATMENT
OF
CERTAIN
CRIMINAL
VIOLA-
TIONS.— 
(1) IN
GENERAL.—Section 7(a)(36) of the 
Small Business Act (15 U.S.C. 636(a)(36)), as 
amended by subsection (i), is further amended by 
adding at the end the following new subparagraph: 
‘‘(U) TREATMENT OF CERTAIN CRIMINAL 
VIOLATIONS.— 
‘‘(i) FINANCIAL
FRAUD
OR
DECEP-
TION.—A entity that is a business, organi-
zation, cooperative, or enterprise may not 
receive a covered loan if an owner of 20 
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percent or more of the equity of such enti-
ty, during the 5-year period preceding the 
date on which such entity applies for a cov-
ered loan, has been convicted of a felony of 
financial fraud or deception under Federal, 
State, or Tribal law. 
‘‘(ii) ARRESTS OR CONVICTIONS.—An 
entity that is a business, organization, co-
operative, or enterprise shall be an eligible 
recipient notwithstanding a prior arrest or 
conviction under Federal, State, or Tribal 
law of an owner of 20 percent or more of 
the equity of such entity, unless such 
owner is currently incarcerated. 
‘‘(iii) WAIVER.—The Administrator 
may waive the requirements of clause (i).’’. 
(2) RULEMAKING.—Not later than 15 days 
after the date of enactment of this Act, the Adminis-
trator of the Small Business Administration shall 
make necessary revisions to any rules to carry out 
the amendment made by this subsection. 
(k) TECHNICAL ASSISTANCE FOR COMMUNITY FI-
NANCIAL INSTITUTIONS.—Section 7(a)(36) of the Small 
Business Act (15 U.S.C. 636(a)(36)), as amended by sub-
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section (i), is further amended by adding at the end the 
following new subparagraph: 
‘‘(V) TECHNICAL ASSISTANCE FOR COMMU-
NITY
FINANCIAL
INSTITUTIONS.—Of amounts 
appropriated to carry out this paragraph, the 
Secretary of the Treasury, in consultation with 
the Administrator, shall use $250,000,000 of 
such amounts to provide grants to community 
financial institutions, insured depository institu-
tions with consolidated assets of less than 
$10,000,000,000, and credit unions with con-
solidated assets of less than $10,000,000,000, 
to ensure such institutions can update their sys-
tems (including updates related to compliance 
with the Bank Secrecy Act) and efficiently pro-
vide loans that are guaranteed under this para-
graph.’’. 
(l) TECHNICAL AMENDMENT.—Section 7(a)(36)(G) 
of the Small Business Act (15 U.S.C. 636(a)(36)) is 
amended— 
(1) in the subparagraph heading, by striking 
‘‘BORROWER REQUIREMENTS’’ and all that follows 
through ‘‘eligible recipient applying’’ and inserting 
‘‘BORROWER
CERTIFICATION
REQUIREMENTS.—An 
eligible recipient applying’’; and 
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(2) by redesignating subclauses (I) through 
(IV) as clauses (i) through (iv), respectively. 
SEC. 90002. COMMITMENTS FOR PAYCHECK PROTECTION 
PROGRAM. 
Section 1102(b) of the CARES Act (Public Law 116– 
136) is amended by striking ‘‘June 30, 2020’’ and all that 
follows through the period at the end and inserting ‘‘De-
cember 31, 2020, the amount authorized for commitments 
for loans made under paragraph (36) of section 7(a) of 
the Small Business Act, as added by subsection (a), shall 
be $659,000,000,000. The amount authorized under this 
section for commitments for loans made under section 
7(a)(36) of the Small Business Act shall be in addition 
to the amount authorized under the heading ‘Small Busi-
ness Administration—Business Loans Program Account’ 
in the Financial Services and General Government Appro-
priations Act, 2020 (division C of Public Law 116–93) 
for commitments for general business loans made under 
section 7(a) of the Small Business Act.’’. 
SEC. 90003. INCLUSION OF SCORE AND VETERAN BUSINESS 
OUTREACH CENTERS IN ENTREPRENEURIAL 
DEVELOPMENT PROGRAMS. 
(a) IN GENERAL.—Section 1103(a)(2) of the CARES 
Act (Public Law 116–136) is amended— 
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(1) in subparagraph (A), by striking ‘‘and’’ at 
the end; and 
(2) by adding at the end the following new sub-
paragraphs: 
‘‘(C) a Veteran Business Outreach Center 
(as described under section 32(d) of the Small 
Business Act); and 
‘‘(D) the Service Corps of Retired Execu-
tives Association, or any successor or other or-
ganization, that receives a grant from the Ad-
ministrator to operate the SCORE program es-
tablished under section 8(b)(2)(A) of the Small 
Business Act;’’. 
(b) FUNDING.—Section 1107(a)(4) of the CARES 
Act (Public Law 116–136) is amended— 
(1) in subparagraph (A)— 
(A) by striking ‘‘$240,000,000’’ and in-
serting ‘‘$220,000,000’’; 
(B) by striking ‘‘and’’ at the end; and 
(2) by adding at the end the following new sub-
paragraphs: 
‘‘(C) $10,000,000 shall be for a Veteran 
Business Outreach Center described in section 
1103(a)(2)(C) of this Act to carry out activities 
under such section; and 
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‘‘(D) $10,000,000 shall be for the Service 
Corps of Retired Executives Association de-
scribed in section 1103(a)(2)(D) of this Act to 
carry out activities under such section;’’. 
SEC. 90004. AMENDMENTS TO PAYCHECK PROTECTION 
PROGRAM LOAN FORGIVENESS. 
(a) COVERED PERIOD.— 
(1) IN GENERAL.—Section 1106(a)(3) of the 
CARES Act (Public Law 116–136) is amended to 
read as follows: 
‘‘(3) the term ‘covered period’ means the period 
beginning on the date of the origination of a covered 
loan and ending on the earlier of— 
‘‘(A) the date that is 24 weeks after such 
date of origination; or 
‘‘(B) December 31, 2020;’’. 
(2) 
EXEMPTION
FOR
REHIRES.—Section 
1106(d)(5)(B) of such Act is amended by striking 
‘‘June 30, 2020’’ each place it appears and inserting 
‘‘December 31, 2020’’. 
(b) 
DEFINITION
OF
EXPECTED
FORGIVENESS 
AMOUNT.— 
(1) DEFINITION
OF
EXPECTED
FORGIVENESS 
AMOUNT.—Section 1106(a)(7) of the CARES Act 
(Public Law 116–136) is amended— 
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or amounts refinanced described under sub-
section (b)’’. 
(c) APPLICATION REQUIREMENTS
FOR PAYCHECK 
PROTECTION PROGRAM LOAN FORGIVENESS.—Section 
1106(e) of the CARES Act (Public Law 116–136) as 
amended by subsection (b), is further amended— 
(1) in paragraph (3)(B), by striking ‘‘and’’ at 
the end; 
(2) by redesignating paragraph (4) as para-
graph (6); and 
(3) by inserting after paragraph (3) the fol-
lowing new paragraphs: 
‘‘(4) information on the veteran status, gender, 
race, and ethnicity, as reported on Form 1919 of the 
Administration or any similar loan application form 
of the Administration, of the eligible recipient; 
‘‘(5) the number of full-time equivalent employ-
ees of the eligible recipient— 
‘‘(A) on February 15, 2020; 
‘‘(B) on the day the eligible recipient sub-
mitted an application for a covered loan; and 
‘‘(C) on the day the eligible recipient sub-
mitted an application for forgiveness of a cov-
ered loan under this section; and’’. 
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(d) HOLD HARMLESS FOR ELIGIBLE RECIPIENTS.— 
Section 1106(d) of the CARES Act (Public Law 116–136) 
is amended by adding at the end the following new para-
graph: 
‘‘(7) EXEMPTION BASED ON EMPLOYEE AVAIL-
ABILITY.—During the period beginning on February 
15, 2020 and ending on December 31, 2020, the 
amount of loan forgiveness under this section shall 
be determined without regard to a reduction in the 
number of full-time equivalent employees if an eligi-
ble recipient— 
‘‘(A) is unable rehire an individual who 
was an employee of the eligible recipient on or 
before February 15, 2020; 
‘‘(B) is able to demonstrate an inability to 
find similarly qualified employees on or before 
December 31, 2020; or 
‘‘(C) is able to demonstrate an inability to 
return to the same level of business activity as 
such business was operating at prior to Feb-
ruary 15, 2020.’’. 
(e) PROHIBITION ON LIMITING FORGIVENESS.—Sec-
tion 1106(d) of the CARES Act (Public Law 116–136), 
as amended by subsection (d), is further amended by add-
ing at the end the following new paragraph: 
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‘‘(8) NO
LIMITATIONS.—In carrying out this 
section, the Administrator may not limit the non- 
payroll portion of a forgivable covered loan 
amount.’’. 
(f) HOLD
HARMLESS.—Section 1106(h) of the 
CARES Act (Public Law 116–136), as amended by sub-
section (b)(3)(B), is further amended by striking ‘‘If a 
lender’’ and all that follows through ‘‘during covered pe-
riod’’ inserting the following: ‘‘If a lender has received any 
documentation required under this Act related to pay-
ments or amounts refinanced described under subsection 
(b) (other than payroll costs) made by an eligible recipient 
attesting that the eligible recipient has accurately verified 
such payments’’. 
SEC. 90005. IMPROVED COORDINATION BETWEEN PAY-
CHECK PROTECTION PROGRAM AND EM-
PLOYEE RETENTION TAX CREDIT. 
(a) AMENDMENT TO PAYCHECK PROTECTION PRO-
GRAM.—Section 1106(a)(8) of the CARES Act (Public 
Law 116–136) is amended by inserting ‘‘, except that such 
costs shall not include qualified wages taken into account 
in determining the credit allowed under section 2301 of 
this Act’’ before the period at the end. 
(b) AMENDMENTS TO EMPLOYEE RETENTION TAX 
CREDIT.— 
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(1) IN
GENERAL.—Section 2301(g) of the 
CARES Act (Public Law 116–136) is amended to 
read as follows: 
‘‘(g) ELECTION TO NOT TAKE CERTAIN WAGES INTO 
ACCOUNT.— 
‘‘(1) IN GENERAL.—This section shall not apply 
to qualified wages paid by an eligible employer with 
respect to which such employer makes an election 
(at such time and in such manner as the Secretary 
may prescribe) to have this section not apply to such 
wages. 
‘‘(2) COORDINATION WITH PAYCHECK PROTEC-
TION
PROGRAM.—The Secretary, in consultation 
with the Administrator of the Small Business Ad-
ministration, shall issue guidance providing that 
payroll costs paid or incurred during the covered pe-
riod shall not fail to be treated as qualified wages 
under this section by reason of an election under 
paragraph (1) to the extent that a covered loan of 
the eligible employer is not forgiven by reason of a 
decision under section 1106(g). Terms used in the 
preceding sentence which are also used in section 
1106 shall have the same meaning as when used in 
such section.’’. 
(2) CONFORMING AMENDMENTS.— 
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(A) Section 2301 of the CARES Act (Pub-
lic Law 116–136) is amended by striking sub-
section (j). 
(B) Section 2301(l) of the CARES Act 
(Public Law 116–136) is amended by striking 
paragraph (3) and by redesignating paragraphs 
(4) and (5) as paragraphs (3) and (4), respec-
tively. 
(c) EFFECTIVE DATE.—The amendments made by 
this section shall take effect as if included in the provisions 
of the CARES Act (Public Law 116–136) to which they 
relate. 
SEC. 90006. ALLOWABLE USES OF COVERED LOANS; FOR-
GIVENESS. 
(a) PAYCHECK
PROTECTION
PROGRAM.—Section 
7(a)(36)(F)(i) of the Small Business Act (15 U.S.C. 
636(a)(36)(F)(i)) is amended— 
(1) in subclause (VI), by striking ‘‘and’’ at the 
end; 
(2) in subclause (VII), by striking the period at 
the end and inserting ‘‘; and’’; and 
(3) by adding at the end the following new sub-
clause: 
‘‘(VIII) costs related to the provi-
sion of personal protective equipment 
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for employees or other equipment or 
supplies determined by the employer 
to be necessary to protect the health 
and safety of employees.’’. 
(b) FORGIVENESS.— 
(1) DEFINITION
OF
EXPECTED
FORGIVENESS 
AMOUNT.—Section 1106(a)(7) of the CARES Act 
(Public Law 116–136), as amended by section 
90004(b)(1), is further amended by adding at the 
end the following new subparagraph: 
‘‘(G) payments made for the provision of 
personal protective equipment for employees or 
other equipment or supplies determined by the 
employer to be necessary to protect the health 
and safety of employees; and’’. 
(2) FORGIVENESS.—Section 1106(b) of the 
CARES Act (Public Law 116–136), as amended by 
section 90004(b)(2), is further amended by adding 
at the end the following new paragraph: 
‘‘(7) Any payment made for the provision of 
personal protective equipment for employees or other 
equipment or supplies determined by the employer to 
be necessary to protect the health and safety of em-
ployees.’’. 
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‘‘(ii) may allow lenders under this sub-
section provide an additional deferment period 
if the borrower provides documentation justi-
fying such additional deferment. 
‘‘(C) SECONDARY MARKET.—If an investor de-
clines to approve a deferral or additional deferment 
requested by a lender under subparagraph (B), the 
Administrator shall exercise the authority to pur-
chase the loan so that the borrower may receive full 
payment deferment relief (including payment of 
principal and interest) or an additional deferment as 
described under subparagraph (B).’’. 
SEC. 90009. CERTAIN CRIMINAL VIOLATIONS AND DIS-
ASTER LOAN APPLICATIONS. 
(a) IN GENERAL.—The flush matter following sub-
paragraph (E) of section 7(b)(2) of the Small Business 
Act (15 U.S.C. 636(b)(2)) is amended by striking the pe-
riod at the end and inserting the following: ‘‘: Provided 
further, That any application for a loan or guarantee made 
pursuant to this paragraph (2) shall include a statement 
that an applicant is not ineligible for assistance under this 
paragraph solely because of the applicant’s involvement in 
the criminal justice system.’’. 
(b) RULEMAKING.—Not later than 15 days after the 
date of enactment of this Act, the Administrator of the 
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Small Business Administration shall make necessary revi-
sions to any rules to carry out the amendment made by 
this section. 
SEC. 90010. TEMPORARY FEE REDUCTIONS. 
(a) ADMINISTRATIVE FEE WAIVER.— 
(1) IN GENERAL.—During the period beginning 
on the date of enactment of this Act and ending on 
September 30, 2021, and to the extent that the cost 
of such elimination or reduction of fees is offset by 
appropriations, with respect to each loan guaranteed 
under section 7(a) of the Small Business Act (15 
U.S.C. 636(a)) (including a recipient of assistance 
under the Community Advantage Pilot Program of 
the Administration) for which an application is ap-
proved or pending approval on or after the date of 
enactment of this Act, the Administrator shall— 
(A) in lieu of the fee otherwise applicable 
under section 7(a)(23)(A) of the Small Busi-
ness Act (15 U.S.C. 636(a)(23)(A)), collect no 
fee or reduce fees to the maximum extent pos-
sible; and 
(B) in lieu of the fee otherwise applicable 
under section 7(a)(18)(A) of the Small Busi-
ness Act (15 U.S.C. 636(a)(18)(A)), collect no 
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fee or reduce fees to the maximum extent pos-
sible. 
(2) APPLICATION OF FEE ELIMINATIONS OR RE-
DUCTIONS.—To the extent that amounts are made 
available to the Administrator for the purpose of fee 
eliminations or reductions under paragraph (1), the 
Administrator shall— 
(A) first use any amounts provided to 
eliminate or reduce fees paid by small business 
borrowers under clauses (i) through (iii) of sec-
tion 7(a)(18)(A) of the Small Business Act (15 
U.S.C. 636(a)(18)(A)), to the maximum extent 
possible; and 
(B) then use any amounts provided to 
eliminate or reduce fees under 7(a)(23)(A) of 
the 
Small 
Business 
Act 
(15 
U.S.C. 
636(a)(23)(A)). 
(b) TEMPORARY FEE ELIMINATION FOR THE 504 
LOAN PROGRAM.— 
(1) IN GENERAL.—During the period beginning 
on the date of enactment of this section and ending 
on September 30, 2021, and to the extent the cost 
of such elimination in fees is offset by appropria-
tions, with respect to each project or loan guaran-
teed by the Administrator pursuant to title V of the 
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Small Business Investment Act of 1958 (15 U.S.C. 
695 et seq.) for which an application is approved or 
pending approval on or after the date of enactment 
of this section— 
(A) the Administrator shall, in lieu of the 
fee otherwise applicable under section 503(d)(2) 
of the Small Business Investment Act of 1958 
(15 U.S.C. 697(d)(2)), collect no fee; and 
(B) a development company shall, in lieu 
of 
the 
processing 
fee 
under 
section 
120.971(a)(1) of title 13, Code of Federal Reg-
ulations (relating to fees paid by borrowers), or 
any successor thereto, collect no fee. 
(2) REIMBURSEMENT FOR WAIVED FEES.— 
(A) IN GENERAL.—To the extent that the 
cost of such payments is offset by appropria-
tions, the Administrator shall reimburse each 
development company that does not collect a 
processing fee pursuant to paragraph (1)(B). 
(B) AMOUNT.—The payment to a develop-
ment company under subparagraph (A) shall be 
in an amount equal to 1.5 percent of the net 
debenture proceeds for which the development 
company does not collect a processing fee pur-
suant to paragraph (1)(B). 
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SEC. 90011. GUARANTEE AMOUNTS. 
(a) 7(a) LOAN GUARANTEES.— 
(1) IN
GENERAL.—Section 7(a)(2)(A) of the 
Small Business Act (15 U.S.C. 636(a)(2)(A)) is 
amended by striking ‘‘), such participation by the 
Administration shall be equal to’’ and all that fol-
lows through the period at the end and inserting ‘‘or 
the Community Advantage Pilot Program of the Ad-
ministration), such participation by the Administra-
tion shall be equal to 90 percent of the balance of 
the financing outstanding at the time of disburse-
ment of the loan.’’. 
(2) TERMINATION.—Effective September 30, 
2021, section 7(a)(2)(A) of the Small Business Act 
(15 U.S.C. 636(a)(2)(A)), as amended by paragraph 
(1), is amended to read as follows: 
‘‘(A) IN GENERAL.—Except as provided in 
subparagraphs (B), (D), (E), and (F), in an 
agreement to participate in a loan on a deferred 
basis under this subsection (including a loan 
made under the Preferred Lenders Program), 
such participation by the Administration shall 
be equal to— 
‘‘(i) 75 percent of the balance of the 
financing outstanding at the time of dis-
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bursement of the loan, if such balance ex-
ceeds $150,000; or 
‘‘(ii) 85 percent of the balance of the 
financing outstanding at the time of dis-
bursement of the loan, if such balance is 
less than or equal to $150,000.’’. 
(b) EXPRESS LOAN GUARANTEE AMOUNTS.— 
(1) 
TEMPORARY
MODIFICATION.—Section 
7(a)(31)(A)(iv) of the Small Business Act (15 
U.S.C. 636(a)(31)(A)(iv)) is amended by striking 
‘‘with a guaranty rate of not more than 50 percent.’’ 
and inserting the following: ‘‘with a guarantee 
rate— 
‘‘(I) for a loan in an amount less 
than or equal to $350,000, of not 
more than 90 percent; and 
‘‘(II) for a loan in an amount 
greater than $350,000, of not more 
than 75 percent.’’. 
(2) PROSPECTIVE REPEAL.—Effective January 
1, 2021, section 7(a)(31)(A)(iv) of the Small Busi-
ness Act (15 U.S.C. 636(a)(31)), as amended by 
paragraph (1), is amended by striking ‘‘guarantee 
rate’’ and all that follows through the period at the 
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(c) LOW-INTEREST
REFINANCING
UNDER
THE 
LOCAL DEVELOPMENT BUSINESS LOAN PROGRAM.— 
(1) REPEAL.—Section 521(a) of division E of 
the Consolidated Appropriations Act, 2016 (Public 
Law 114–113; 129 Stat. 2463; 15 U.S.C. 696 note) 
is repealed. 
(2) REFINANCING.—Section 502(7) of the 
Small Business Investment Act of 1958 (15 U.S.C. 
696(7)) is amended by adding at the end the fol-
lowing new subparagraph: 
‘‘(C) REFINANCING
NOT
INVOLVING
EX-
PANSIONS.— 
‘‘(i) DEFINITIONS.—In this subpara-
graph— 
‘‘(I) the term ‘borrower’ means a 
small business concern that submits 
an application to a development com-
pany for financing under this sub-
paragraph; 
‘‘(II) the term ‘eligible fixed 
asset’ means tangible property relat-
ing to which the Administrator may 
provide financing under this section; 
and 
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‘‘(III) the term ‘qualified debt’ 
means indebtedness that— 
‘‘(aa) was incurred not less 
than 6 months before the date of 
the application for assistance 
under this subparagraph; 
‘‘(bb) is a commercial loan; 
‘‘(cc) the proceeds of which 
were used to acquire an eligible 
fixed asset; 
‘‘(dd) was incurred for the 
benefit of the small business con-
cern; and 
‘‘(ee) is collateralized by eli-
gible fixed assets; and 
‘‘(ii) AUTHORITY.—A project that 
does not involve the expansion of a small 
business concern may include the refi-
nancing of qualified debt if— 
‘‘(I) the amount of the financing 
is not more than 90 percent of the 
value of the collateral for the financ-
ing, except that, if the appraised value 
of the eligible fixed assets serving as 
collateral for the financing is less than 
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the amount equal to 125 percent of 
the amount of the financing, the bor-
rower may provide additional cash or 
other collateral to eliminate any defi-
ciency; 
‘‘(II) the borrower has been in 
operation for all of the 2-year period 
ending on the date the loan applica-
tion is submitted; and 
‘‘(III) for a financing for which 
the Administrator determines there 
will be an additional cost attributable 
to the refinancing of the qualified 
debt, the borrower agrees to pay a fee 
in an amount equal to the anticipated 
additional cost. 
‘‘(iii) FINANCING FOR BUSINESS EX-
PENSES.— 
‘‘(I) FINANCING
FOR
BUSINESS 
EXPENSES.—The Administrator may 
provide financing to a borrower that 
receives financing that includes a refi-
nancing of qualified debt under clause 
(ii), in addition to the refinancing 
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under clause (ii), to be used solely for 
the payment of business expenses. 
‘‘(II) APPLICATION FOR FINANC-
ING.— An application for financing 
under subclause (I) shall include— 
‘‘(aa) a specific description 
of the expenses for which the ad-
ditional financing is requested; 
and 
‘‘(bb) an itemization of the 
amount of each expense. 
‘‘(III) 
CONDITION
ON
ADDI-
TIONAL FINANCING.—A borrower may 
not use any part of the financing 
under this clause for non-business 
purposes. 
‘‘(iv) LOANS BASED ON JOBS.— 
‘‘(I) JOB CREATION AND RETEN-
TION GOALS.— 
‘‘(aa) IN
GENERAL.—The 
Administrator may provide fi-
nancing under this subparagraph 
for a borrower that meets the job 
creation goals under subsection 
(d) or (e) of section 501. 
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‘‘(bb) ALTERNATE JOB RE-
TENTION
GOAL.—The Adminis-
trator may provide financing 
under this subparagraph to a 
borrower that does not meet the 
goals described in item (aa) in an 
amount that is not more than the 
product obtained by multiplying 
the number of employees of the 
borrower by $75,000. 
‘‘(II) NUMBER OF EMPLOYEES.— 
For purposes of subclause (I), the 
number of employees of a borrower is 
equal to the sum of— 
‘‘(aa) the number of full- 
time employees of the borrower 
on the date on which the bor-
rower applies for a loan under 
this subparagraph; and 
‘‘(bb) the product obtained 
by multiplying— 
‘‘(AA) the number of 
part-time employees of the 
borrower on the date on 
which the borrower applies 
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for a loan under this sub-
paragraph, by 
‘‘(BB) the quotient ob-
tained by dividing the aver-
age number of hours each 
part time employee of the 
borrower works each week 
by 40. 
‘‘(vi) TOTAL
AMOUNT
OF
LOANS.— 
The Administrator may provide not more 
than a total of $7,500,000,000 of financ-
ing under this subparagraph for each fiscal 
year.’’. 
(d) REFINANCING SENIOR PROJECT DEBT.—During 
the 1-year period beginning on the date of the enactment 
of this Act, a development company described under title 
V of the Small Business Investment Act of 1958 (15 
U.S.C. 695 et seq.) is authorized to allow the refinancing 
of a senior loan on an existing project in an amount that, 
when combined with the outstanding balance on the devel-
opment company loan, is not more than 90 percent of the 
total value of the senior loan. Proceeds of such refinancing 
can be used to support business operating expenses of 
such development company. 
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SEC. 
90014. 
RECOVERY 
ASSISTANCE 
UNDER 
THE 
MICROLOAN PROGRAM. 
(a) LOANS TO INTERMEDIARIES.— 
(1) IN GENERAL.—Section 7(m) of the Small 
Business Act (15 U.S.C. 636(m)) is amended— 
(A) in paragraph (3)(C)— 
(i) by striking ‘‘and $6,000,000’’ and 
inserting ‘‘$10,000,000, in the aggre-
gate,’’; and 
(ii) by inserting before the period at 
the end the following: ‘‘, and $4,500,000 in 
any of those remaining years’’; 
(B) in paragraph (4)— 
(i) in subparagraph (A), by striking 
‘‘subparagraph (C)’’ each place that term 
appears and inserting ‘‘subparagraphs (C) 
and (G)’’; 
(ii) in subparagraph (C), by amending 
clause (i) to read as follows: 
‘‘(i) IN
GENERAL.—In addition to 
grants made under subparagraph (A) or 
(G), each intermediary shall be eligible to 
receive a grant equal to 5 percent of the 
total outstanding balance of loans made to 
the intermediary under this subsection if— 
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‘‘(I) the intermediary provides 
not less than 25 percent of its loans 
to small business concerns located in 
or owned by one or more residents of 
an economically distressed area; or 
‘‘(II) the intermediary has a 
portfolio of loans made under this 
subsection— 
‘‘(aa) 
that 
averages 
not 
more than $10,000 during the 
period of the intermediary’s par-
ticipation in the program; or 
‘‘(bb) of which not less than 
25 percent is serving rural areas 
during 
the 
period 
of 
the 
intermediary’s participation in 
the program.’’; and 
(iii) by adding at the end the fol-
lowing: 
‘‘(G) GRANT AMOUNTS BASED ON APPRO-
PRIATIONS.—In any fiscal year in which the 
amount appropriated to make grants under 
subparagraph (A) is sufficient to provide to 
each intermediary that receives a loan under 
paragraph (1)(B)(i) a grant of not less than 25 
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percent of the total outstanding balance of 
loans made to the intermediary under this sub-
section, the Administration shall make a grant 
under subparagraph (A) to each intermediary 
of not less than 25 percent and not more than 
30 percent of that total outstanding balance for 
the intermediary.’’; and 
(C) by striking paragraph (7) and insert-
ing the following: 
‘‘(7) PROGRAM FUNDING FOR MICROLOANS.— 
Under the program authorized by this subsection, 
the Administration may fund, on a competitive basis, 
not more than 300 intermediaries.’’. 
(2) PROSPECTIVE
AMENDMENT.—Effective on 
October 1, 2021, section 7(m)(3)(C) of the Small 
Business Act (15 U.S.C. 636(m)(3)(C)), as amended 
by paragraph (1)(A), is further amended— 
(A) by striking ‘‘$10,000,000’’ and by in-
serting ‘‘$7,000,000’’; and 
(B) by striking ‘‘$4,500,000’’ and insert-
ing ‘‘$3,000,000’’. 
(b) TEMPORARY WAIVER
OF TECHNICAL ASSIST-
ANCE GRANTS MATCHING REQUIREMENTS AND FLEXI-
BILITY ON PRE- AND POST-LOAN ASSISTANCE.—During 
the period beginning on the date of enactment of this sec-
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tion and ending on September 30, 2021, the Administra-
tion shall waive— 
(1) the requirement to contribute non-Federal 
funds under section 7(m)(4)(B) of the Small Busi-
ness Act (15 U.S.C. 636(m)(4)(B)); and 
(2) the limitation on amounts allowed to be ex-
pended to provide information and technical assist-
ance under clause (i) of section 7(m)(4)(E) of the 
Small Business Act (15 U.S.C. 636(m)(4)(E)) and 
enter into third-party contracts to provide technical 
assistance under clause (ii) of such section 
7(m)(4)(E). 
(c) TEMPORARY DURATION
OF LOANS
TO BOR-
ROWERS.— 
(1) IN GENERAL.—During the period beginning 
on the date of enactment of this section and ending 
on September 30, 2021, the duration of a loan made 
by an eligible intermediary under section 7(m) of the 
Small Business Act (15 U.S.C. 636(m))— 
(A) to an existing borrower may be ex-
tended to not more than 8 years; and 
(B) to a new borrower may be not more 
than 8 years. 
(2) REVERSION.—On and after October 1, 
2021, the duration of a loan made by an eligible 
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intermediary to a borrower under section 7(m) of 
the Small Business Act (15 U.S.C. 636(m)) shall be 
7 years or such other amount established by the Ad-
ministrator. 
(d) FUNDING.—Section 20 of the Small Business Act 
(15 U.S.C. 631 note) is amended by adding at the end 
the following: 
‘‘(h) MICROLOAN PROGRAM.—For each of fiscal 
years 2021 through 2025, the Administration is author-
ized to make— 
‘‘(1) $80,000,000 in technical assistance grants, 
as provided in section 7(m); and 
‘‘(2) $110,000,000 in direct loans, as provided 
in section 7(m).’’. 
(e) AUTHORIZATION OF APPROPRIATIONS.—In addi-
tion to amounts provided under the Consolidated Appro-
priations Act, 2020 (Public Law 116–93) for the program 
established under section 7(m) of the Small Business Act 
(15 U.S.C. 636(m)), there is authorized to be appro-
priated for fiscal year 2020, to remain available until ex-
pended— 
(1) $50,000,000 to provide technical assistance 
grants under such section 7(m); and 
(2) $7,000,000 to provide direct loans under 
such section 7(m). 
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SEC. 90015. CYBERSECURITY AWARENESS REPORTING. 
Section 10 of the Small Business Act (15 U.S.C. 639) 
is amended by inserting after subsection (a) the following: 
‘‘(b) CYBERSECURITY REPORTS.— 
‘‘(1) ANNUAL
REPORT.—Not later than 180 
days after the date of enactment of this subsection, 
and every year thereafter, the Administrator shall 
submit a report to the appropriate congressional 
committees that includes— 
‘‘(A) an assessment of the information 
technology (as defined in section 11101 of title 
40, United States Code) and cybersecurity in-
frastructure of the Administration; 
‘‘(B) a strategy to increase the cybersecu-
rity infrastructure of the Administration; 
‘‘(C) a detailed account of any information 
technology equipment or interconnected system 
or subsystem of equipment of the Administra-
tion that was manufactured by an entity that 
has its principal place of business located in the 
People’s Republic of China; and 
‘‘(D) an account of any cybersecurity risk 
or incident that occurred at the Administration 
during the 2-year period preceding the date on 
which the report is submitted, and any action 
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dent, including how the cybersecurity 
risk or incident occurred; and 
‘‘(II) an estimate of the number 
of individuals and small business con-
cerns affected by the cybersecurity 
risk or incident, including an assess-
ment of the risk of harm to affected 
individuals and small business con-
cerns. 
‘‘(3) RULE
OF
CONSTRUCTION.—Nothing in 
this subsection shall be construed to affect the re-
porting requirements of the Administrator under 
chapter 35 of title 44, United States Code, in par-
ticular the requirement to notify the Federal infor-
mation security incident center under section 
3554(b)(7)(C)(ii) of such title, or any other provi-
sion of law. 
‘‘(4) DEFINITIONS.—In this subsection: 
‘‘(A) APPROPRIATE CONGRESSIONAL COM-
MITTEES.—The term ‘appropriate congressional 
committees’ means— 
‘‘(i) the Committee on Small Business 
and Entrepreneurship of the Senate; and 
‘‘(ii) the Committee on Small Busi-
ness of the House of Representatives. 
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‘‘(B) CYBERSECURITY RISK; INCIDENT.— 
The terms ‘cybersecurity risk’ and ‘incident’ 
have the meanings given such terms, respec-
tively, under section 2209(a) of the Homeland 
Security Act of 2002.’’. 
SEC. 90016. REPORTING ON SMALL BUSINESS PROGRAMS 
UNDER THE CARES ACT. 
(a) DEFINITIONS.—In this section— 
(1) the terms ‘‘Administration’’ and ‘‘Adminis-
trator’’ mean the Small Business Administration 
and the Administrator thereof; 
(2) the term ‘‘appropriate congressional com-
mittees’’ means— 
(A) Committee on Appropriations and the 
Committee on Small Business and Entrepre-
neurship of the Senate; and 
(B) the Committee on Appropriations and 
the Committee on Small Business of the House 
of Representatives; 
(3) the term ‘‘covered assistance’’ means— 
(A) loans made under section 7(a)(36) of 
the Small Business Act (15 U.S.C. 636(a)(36)); 
(B) an advance on a loan made under sec-
tion 1110(e) of the CARES Act (Public Law 
116–136); 
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(C) loans made under section 7(b)(2) of 
the Small Business Act (15 U.S.C. 636(b)(2)), 
including those made in accordance with section 
1110 of the CARES Act (Public Law 116– 
136); 
(D) loan forgiveness under section 1106 of 
the CARES Act (Public Law 116–136); and 
(E) the payment of principal, interest, and 
fees under section 1112(c) of the CARES Act 
(Public Law 116–136); 
(4) the term ‘‘covered loan’’ has the meaning 
given the term in section 1112(a) of the CARES Act 
(Public Law 116–136); 
(5) the term ‘‘demographics’’ means veteran 
status, gender, race, and ethnicity, as reported on 
Form 1919 of the Administration or any similar 
loan application form of the Administration; and 
(6) the term ‘‘State’’— 
(A) means any State of the United States, 
the District of Columbia, the Commonwealth of 
Puerto Rico, the United States Virgin Islands, 
Guam, American Samoa, the Commonwealth of 
the Northern Mariana Islands, and any posses-
sion of the United States; and 
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(B) includes an Indian tribe, as defined in 
section 4 of the Indian Self-Determination and 
Education Assistance Act (25 U.S.C. 450b). 
(b) DAILY REPORTING.— 
(1) IN GENERAL.—During the period beginning 
on the day after the date of enactment of this Act 
and ending on the date on which loan, advance, or 
payment activity described in this subsection related 
to COVID–19 has ceased, the Administrator shall, 
on a daily basis, report to Congress on— 
(A) the total number and dollar amount of 
loans or advances, broken down by loans and 
advances approved and loans and advances dis-
bursed, under— 
(i) section 7(a)(36) of the Small Busi-
ness Act (15 U.S.C. 636(a)(36)); 
(ii) section 1110(e) of the CARES Act 
(Public Law 116–136); and 
(iii) section 7(b)(2) of the Small Busi-
ness Act (15 U.S.C. 636(b)(2)); 
(B) for loans made under section 7(a)(36) 
of 
the 
Small 
Business 
Act 
(15 
U.S.C. 
636(a)(36))— 
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(i) the amount of remaining authority 
for the loans, in dollar amount and as a 
percentage; and 
(ii) an estimate of the date on which 
the net and gross dollar amount of loans 
will reach the maximum amount author-
ized for commitments for such loans; 
(C) for advances made under section 
1110(e) of the CARES Act (Public Law 116– 
136)— 
(i) the amount of remaining funds ap-
propriated for the advances, in dollar 
amount and as a percentage; and 
(ii) an estimate of the date on which 
the funds will be expended; and 
(D) for loans made under section 7(b)(2) 
of 
the 
Small 
Business 
Act 
(15 
U.S.C. 
636(b)(2))— 
(i) the amount of remaining authority 
for the loans, in dollar amount and as a 
percentage; and 
(ii) an estimate of the date on which 
the net and gross dollar amount of loans 
will reach the maximum amount author-
ized for commitments for such loans. 
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(2) 
REPORTING
ON
DEBT
RELIEF
FOR 
MICROLOANS, 7(A) LOANS, AND 504 LOANS.—The Ad-
ministrator shall include in each daily report sub-
mitted under paragraph (1), and update on a 
monthly basis until the date described in paragraph 
(1), with respect to payments made on covered loans 
under section 1112(c) of the CARES Act (Public 
Law 116–136)— 
(A) the amount of remaining funds appro-
priated for the payments, in dollar amount and 
as a percentage; and 
(B) an estimate of the date on which the 
funds will be expended. 
(c) WEEKLY REPORTING.— 
(1) IN GENERAL.—Not later than 1 week after 
the date of enactment of this Act, and every week 
thereafter until the date on which loan, advance, or 
payment activity described in this subsection related 
to COVID–19 has ceased, the Administrator shall 
submit to Congress a report on— 
(A) loans made under section 7(a)(36) of 
the Small Business Act (15 U.S.C. 636(a)(36)), 
which shall include— 
(i) the number and dollar amount of 
loans approved for or disbursed to all bor-
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rowers, including a breakout of loans by 
State, congressional district, demographics, 
industry, and loan size; 
(ii) the number and dollar amount of 
loans approved for or disbursed to business 
concerns assigned a North American In-
dustry Classification System code begin-
ning with 72, including a breakout of loans 
by State, congressional district, demo-
graphics, and loan size; 
(iii) the number and dollar amount of 
loans approved for or disbursed to non-
profit organizations and veterans organiza-
tions (as those terms are defined in section 
7(a)(36)(A) of the Small Business Act (15 
U.S.C. 636(a)(36)(A)), including religious 
institutions, including a breakout of loans 
by State, congressional district, industry, 
and loan size; 
(iv) for each category of borrowers de-
scribed in clauses (i), (ii), and (iii)— 
(I) the number of full-time equiv-
alent employees at the time at which 
the borrower submits a loan applica-
tion; 
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(II) the number of full-time 
equivalent employees at the time at 
which the borrower receives loan for-
giveness under section 1106 of the 
CARES Act (Public Law 116–136); 
and 
(III) the number of full-time 
equivalent employees expected for bor-
rowers in the 6-month period fol-
lowing forgiveness of the loan; 
(v) the number and dollar amount of 
loans fully forgiven under section 1106 of 
the CARES Act (Public Law 116–136), as 
compared to the number and dollar 
amount of loans made as of the date of the 
report; 
(vi) the number and dollar amount of 
loans not fully forgiven under section 1106 
of the CARES Act (Public Law 116–136), 
and the proportion of that dollar amount 
of loans that become term loans guaran-
teed by the Administration under section 
7(a)(36) of the Small Business Act (15 
U.S.C. 636(a)(36)); 
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(vii) the total amount of the lender 
compensation fees paid to lenders; and 
(viii) the total amount lenders paid in 
broker fees; and 
(B) loans made under section 7(b)(2) of 
the Small Business Act (15 U.S.C. 636(b)(2)) 
and advances made under section 1110(e) of 
the CARES Act (Public Law 116–136), which 
shall include— 
(i) the number and dollar amount of 
loans approved for or disbursed to all bor-
rowers, including a breakout of loans by 
State, congressional district, demographics, 
industry, and loan size; 
(ii) the number and dollar amount of 
advances approved for or disbursed to 
grantees, including a breakout of loans by 
State, congressional district, demographics, 
industry, and grant size; 
(iii) the number and dollar amount of 
advances approved for or disbursed to pri-
vate nonprofit organizations, including a 
breakout by State, congressional district, 
industry, and loan or grant size; 
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(iv) for each category of recipients, 
the number of full-time equivalent employ-
ees of the recipient at the time at which an 
application is submitted for the loan or ad-
vance, and the number of jobs created or 
retained because of the loan or advance; 
(v) loan processing times, including 
processing times for application to ap-
proval and approval to disbursement; and 
(vi) advance processing times, includ-
ing the percentage of advances that were 
provided within 3 days of submission of 
the application, as required under section 
1110(e)(1) of the CARES Act (Public Law 
116–136). 
(2) 
REPORTING
ON
DEBT
RELIEF
FOR 
MICROLOANS, 7(A) LOANS, AND 504 LOANS.—The Ad-
ministrator shall include in each weekly report sub-
mitted under paragraph (1), and update on a 
monthly basis until the date described in paragraph 
(1), with respect to payments made on covered loans 
under section 1112(c) of the CARES Act (Public 
Law 116–136)— 
(A) the total dollar amount approved and 
the total amount disbursed by the Administra-
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tion and the number of borrowers receiving as-
sistance under such section 1112(c), including a 
breakdown by— 
(i) each type of covered loan described 
in subparagraph (A) and (B) of paragraph 
(1) and paragraph (2) of such section 
1112(a); and 
(ii) whether the borrower is— 
(I) an existing borrower of a cov-
ered loan, as described in subpara-
graph (A) or (B) of such section 
1112(c)(1); or 
(II) a new borrower of a covered 
loan, as described in subparagraph 
(C) of such section 1112(c)(1); 
(B) the total dollar amount approved and 
the total amount disbursed by the Administra-
tion by the Administration and number of bor-
rowers receiving assistance under such section 
1112(c) broken out by State and congressional 
district, including a breakdown by each type of 
covered loan described in subparagraph (A) and 
(B) of paragraph (1) and paragraph (2) of such 
section 1112(a); and 
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(C) the total number and amount of new 
covered loans by approval and disbursement 
broken out by lending institution, including a 
breakout of loans by State, congressional dis-
trict, demographics, industry, and loan size. 
(d) REPORT ON WASTE, FRAUD AND ABUSE.—Not 
later than 30 days after the date of enactment of this Act, 
the Administrator and the Secretary of the Treasury shall 
submit to Congress a joint report on steps that the Admin-
istration and the Department of the Treasury are taking 
to identify and prevent potential instances of waste, fraud, 
and abuse relating to covered assistance, including bor-
rower compliance with any loan deferment, relief, or for-
giveness provided through covered assistance. 
(e) REPORT ON JOBS FOR THE DEBT RELIEF PRO-
GRAM.— 
(1) IN GENERAL.—To the extent practicable, 
with respect to each type of covered loan described 
in subparagraphs (A) and (B) of paragraph (1) and 
paragraph (2) of section 1112(a) of the CARES Act 
(Public Law 116–136), the Administrator shall sub-
mit to Congress a report on— 
(A) the number of full-time equivalent em-
ployees— 
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(i) for existing borrowers of a covered 
loan, as described in subparagraph (A) or 
(B) of such section 1112(c)(1) at the start 
of the debt relief under such section 
1112(c); and 
(ii) for new borrowers of a covered 
loan, as described in subparagraph (C) of 
such section 1112(c)(1), at the time of ap-
plication for the covered loan; and 
(B) the number of jobs created or retained 
because of the covered loan or the debt relief. 
(2) TIMING.—The Administrator shall, to the 
extent practicable, submit to Congress the report re-
quired under paragraph (1) not later than October 
1, 2020, with an updated version submitted not later 
than January 31, 2021. 
(f) REPORT ON CARES ACT SALARIES AND EX-
PENSES FUNDING.—Not later than 30 days after the date 
of enactment of this Act, the Administrator shall submit 
to the appropriate congressional committees a report that 
includes the plans of the Administrator to use the 
$675,000,000 provided in section 1107(a)(2) of the 
CARES Act (Public Law 116–136) for salaries and ex-
penses, and the $2,100,000,000 provided in title II of the 
Paycheck Protection Program and Health Care Enhance-
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ment Act (Public Law 116–139) for salaries and expenses 
(including staff hired, the use of outside consultants, pro-
gram improvements, and system upgrades), to carry out 
the provisions of title I of division A of the CARES Act 
(Public Law 116–136). 
(g) COLLECTION OF ADDITIONAL DATA.—The Ad-
ministrator shall collect and make publically available— 
(1) the number and dollar amount of loans ap-
proved and for or disbursed under 7(a)(36) of the 
Small Business Act (15 U.S.C. 636(a)(36)) to bor-
rowers broken out by lending institution, including a 
breakout of loans made by the lending institution by 
State, congressional district, demographics, industry, 
and loan size, and the number and percent of loan 
applicants that were new or existing customers of 
the lender; 
(2) the total amount of the lender compensation 
fees paid to each lender under such section 7(a)(36); 
(3) the total amount each lender paid in broker 
fees under such section 7(a)(36); and 
(4) to the extent practicable, detailed informa-
tion on processing times for— 
(A) loan approvals and loan disbursements 
under such section 7(a)(36); and 
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(B) notices of forgiveness of the loans 
under section 1106 of the CARES Act (Public 
Law 116–136) to borrowers. 
(h) FORMAT OF REPORTED DATA.—Not later than 
30 days after the date of enactment of this Act, the Ad-
ministrator shall make available on a publicly available 
website in a standardized and downloadable format, and 
update on a monthly basis, any data contained in a report 
submitted under this section. 
SEC. 90017. FUNDING FOR RESOURCES AND SERVICES IN 
LANGUAGES OTHER THAN ENGLISH. 
Of the unobligated balances of amounts appropriated 
for salaries and expenses by section 1107(a)(2) of the 
CARES Act (Public Law 116–136), $25,000,000 shall be 
made available to carry out the requirements of section 
1111 of such Act. 
SEC. 90018. DIRECT APPROPRIATION. 
There is appropriated, out of amounts in the Treas-
ury not otherwise appropriated, for the fiscal year ending 
September 30, 2020, to remain available until September 
30, 2021— 
(1) $500,000,000 under the heading ‘‘Small 
Business Administration—Business Loans Program 
Account’’ to carry out the requirements of sections 
90010, 90011, and 90012 of this division; 
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(2) $7,000,000 under the heading ‘‘Small Busi-
ness Administration—Business Loans Program Ac-
count’’ to carry out the requirements of section 
90014 of this division; and 
(3) $50,000,000 under the heading ‘‘Small 
Business Administration—Entrepreneurial Develop-
ment Programs’’ for technical assistance grants, as 
authorized under section 90014 of this division. 
DIVISION J—SUPPORT FOR ES-
SENTIAL WORKERS, AT-RISK 
INDIVIDUALS, FAMILIES, AND 
COMMUNITIES 
TITLE I—FAMILY CARE FOR 
ESSENTIAL WORKERS 
SEC. 100101. FAMILY CARE FOR ESSENTIAL WORKERS. 
(a) INCREASE IN FUNDING.— 
(1) IN
GENERAL.—The amount specified in 
subsection (c) of section 2003 of the Social Security 
Act for purposes of subsections (a) and (b) of such 
section is deemed to be $12,150,000,000 for fiscal 
year 2020, of which $850,000,000 shall be obligated 
by States during calendar year 2020 in accordance 
with subsection (b) of this section. 
(2) APPROPRIATION.—Out of any money in the 
Treasury of the United States not otherwise appro-
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priated, there are appropriated $850,000,000 for fis-
cal year 2020 to carry out this section. 
(b) RULES
GOVERNING
USE
OF
ADDITIONAL 
FUNDS.— 
(1) IN GENERAL.—Funds are used in accord-
ance with this subsection if— 
(A) the funds are used for— 
(i) child care services for a child of an 
essential worker; or 
(ii) daytime care services or other 
adult protective services for an individual 
who— 
(I) is a dependent, or a member 
of the household of, an essential work-
er; and 
(II) requires the services; 
(B) the funds are provided to reimburse an 
essential worker for the cost of obtaining the 
services (including child care services obtained 
on or after the date the Secretary of Health 
and Human Services declared a public health 
emergency pursuant to section 319 of the Pub-
lic Health Service Act on January 31, 2020, en-
titled ‘‘Determination that a Public Health 
Emergency Exists Nationwide as the Result of 
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the 2019 Novel Coronavirus’’), to a provider of 
child care services, or to establish a temporary 
child care facility operated by a State or local 
government; 
(C) eligibility for the funds or services, and 
the amount of funds or services provided, is not 
conditioned on a means test; 
(D) the funds are used subject to the limi-
tations in section 2005 of the Social Security 
Act, except that, for purposes of this subpara-
graph— 
(i) paragraphs (3), (5), and (8) of sec-
tion 2005(a) of such Act shall not apply; 
and 
(ii)(I) 
the 
limitation 
in 
section 
2005(a)(7) of such Act shall not apply 
with respect to any standard which the 
State involved determines would impede 
the ability of the State to provide emer-
gency temporary care to a child, depend-
ent, or household member referred to in 
subparagraph (A) of this paragraph; and 
(II) if the State determines that such 
a standard would be so impeding, the 
State shall report the determination to the 
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Secretary, separately from the annual re-
port to the Secretary by the State; 
(E) the funds are used to supplement, not 
supplant, State general revenue funds for child 
care assistance; and 
(F) the funds are not used for child care 
costs that are— 
(i) covered by funds provided under 
the Child Care and Development Block 
Grant Act of 1990 or section 418 of the 
Social Security Act; or 
(ii) reimbursable by the Federal 
Emergency Management Agency. 
(2) ESSENTIAL
WORKER
DEFINED.—In para-
graph (1), the term ‘‘essential worker’’ means— 
(A) a health sector employee; 
(B) an emergency response worker; 
(C) a sanitation worker; 
(D) a worker at a business which a State 
or local government official has determined 
must remain open to serve the public during the 
emergency referred to in paragraph (1)(B); and 
(E) any other worker who cannot telework, 
and whom the State deems to be essential dur-
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ing the emergency referred to in paragraph 
(1)(B). 
TITLE 
II—PANDEMIC 
EMER-
GENCY 
ASSISTANCE 
AND 
SERVICES 
SEC. 100201. FUNDING TO STATES, LOCALITIES, AND COM-
MUNITY-BASED ORGANIZATIONS FOR EMER-
GENCY AID AND SERVICES. 
(a) FUNDING FOR STATES.— 
(1) INCREASE IN FUNDING FOR SOCIAL SERV-
ICES BLOCK GRANT PROGRAM.— 
(A) APPROPRIATION.—Out of any money 
in the Treasury of the United States not other-
wise appropriated, there are appropriated 
$9,600,000,000, which shall be available for 
payments under section 2002 of the Social Se-
curity Act. 
(B) DEADLINE
FOR
DISTRIBUTION
OF 
FUNDS.—Within 45 days after the date of the 
enactment of this Act, the Secretary of Health 
and Human Services shall distribute the funds 
made available by this paragraph, which shall 
be made available to States on an emergency 
basis for immediate obligation and expenditure. 
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(C) SUBMISSION
OF
REVISED
PRE-EX-
PENDITURE REPORT.—Within 90 days after a 
State receives funds made available by this 
paragraph, the State shall submit to the Sec-
retary a revised pre-expenditure report pursu-
ant to title XX of the Social Security Act that 
describes how the State plans to administer the 
funds. 
(D) OBLIGATION OF FUNDS BY STATES.— 
A State to which funds made available by this 
paragraph are distributed shall obligate the 
funds not later than December 31, 2020. 
(E) 
EXPENDITURE
OF
FUNDS
BY 
STATES.—A grantee to which a State (or a sub-
grantee to which a grantee) provides funds 
made available by this paragraph shall expend 
the funds not later than December 31, 2021. 
(2) RULES
GOVERNING
USE
OF
ADDITIONAL 
FUNDS.—A State to which funds made available by 
paragraph (1)(B) are distributed shall use the funds 
in accordance with the following: 
(A) PURPOSE.— 
(i) IN GENERAL.—The State shall use 
the funds only to support the provision of 
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emergency services to disadvantaged chil-
dren, families, and households. 
(ii) DISADVANTAGED
DEFINED.—In 
this paragraph, the term ‘‘disadvantaged’’ 
means, with respect to an entity, that the 
entity— 
(I) is an individual, or is located 
in a community, that is experiencing 
material hardship; 
(II) is a household in which there 
is a child (as defined in section 12(d) 
of the Richard B. Russell National 
School Lunch Act) or a child served 
under section 11(a)(1) of such Act, 
who, if not for the closure of the 
school attended by the child during a 
public health emergency designation 
and due to concerns about a COVID– 
19 outbreak, would receive free or re-
duced price school meals pursuant to 
such Act; 
(III) is an individual, or is lo-
cated in a community, with barriers to 
employment; or 
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(IV) is located in a community 
that, as of the date of the enactment 
of this Act, is not experiencing a 56- 
day downward trajectory of— 
(aa) influenza-like illnesses; 
(bb) COVID-like syndromic 
cases; 
(cc) documented COVID–19 
cases; or 
(dd) positive test results as 
a percentage of total COVID–19 
tests. 
(B) PASS-THROUGH
TO
LOCAL
ENTI-
TIES.— 
(i) In the case of a State in which a 
county administers or contributes finan-
cially to the non-Federal share of the 
amounts expended in carrying out a State 
program funded under title IV of the So-
cial Security Act, the State may pass at 
least 50 percent of all funds so made avail-
able through to— 
(I) the chief elected official of the 
city or county that administers the 
program; or 
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(II) local government and com-
munity-based organizations. 
(ii) In the case of any other State and 
any State to which clause (i) applies that 
does not pass through funds as described 
in that clause, the State shall— 
(I) pass at least 50 percent of 
the funds through to— 
(aa)(AA) local governments 
that will expend or distribute the 
funds in consultation with com-
munity-based organizations with 
experience serving disadvantaged 
families or individuals; or 
(BB) community-based or-
ganizations with experience serv-
ing disadvantaged families and 
individuals; and 
(bb) sub-State areas in pro-
portions based on the population 
of disadvantaged individuals liv-
ing in the areas; and 
(II) report to the Secretary on 
how 
the 
State 
determined 
the 
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amounts passed through pursuant to 
this clause. 
(C) METHODS.— 
(i) IN GENERAL.—The State shall use 
the funds only for— 
(I) administering emergency serv-
ices; 
(II) providing short-term cash, 
non-cash, or in-kind emergency dis-
aster relief; 
(III) providing services with dem-
onstrated need in accordance with ob-
jective criteria that are made available 
to the public; 
(IV) operational costs directly re-
lated to providing services described 
in subclauses (I), (II), and (III); 
(V) local government emergency 
social service operations; and 
(VI) providing emergency social 
services to rural and frontier commu-
nities that may not have access to 
other emergency funding streams. 
(ii) 
ADMINISTERING
EMERGENCY 
SERVICES
DEFINED.—In clause (i), the 
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term ‘‘administering emergency services’’ 
means— 
(I) providing basic disaster relief, 
economic, and well-being necessities to 
ensure communities are able to safely 
observe shelter-in-place and social 
distancing orders; 
(II) providing necessary supplies 
such as masks, gloves, and soap, to 
protect the public against infectious 
disease; and 
(III) connecting individuals, chil-
dren, and families to services or pay-
ments for which they may already be 
eligible. 
(D) PROHIBITIONS.— 
(i) NO INDIVIDUAL ELIGIBILITY DE-
TERMINATIONS
BY
GRANTEES
OR
SUB-
GRANTEES.—Neither a grantee to which 
the State provides the funds nor any sub-
grantee of such a grantee may exercise in-
dividual eligibility determinations for the 
purpose of administering short-term, non- 
cash, in-kind emergency disaster relief to 
communities. 
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(ii) APPLICABILITY OF CERTAIN SO-
CIAL SERVICES BLOCK GRANT FUNDS USE 
LIMITATIONS.—The State shall use the 
funds subject to the limitations in section 
2005 of the Social Security Act, except 
that, for purposes of this clause, section 
2005(a)(2) and 2005(a)(8) of such Act 
shall not apply. 
(iii) NO SUPPLANTATION OF CERTAIN 
STATE
FUNDS.—The State may use the 
funds to supplement, not supplant, State 
general revenue funds for social services. 
(iv) BAN ON USE FOR CERTAIN COSTS 
REIMBURSABLE BY FEMA.—The State may 
not use the funds for costs that are reim-
bursable by the Federal Emergency Man-
agement Agency, under a contract for in-
surance, or by self-insurance. 
(b) FUNDING FOR FEDERALLY RECOGNIZED INDIAN 
TRIBES AND TRIBAL ORGANIZATIONS.— 
(1) GRANTS.— 
(A) IN GENERAL.—Within 90 days after 
the date of the enactment of this Act, the Sec-
retary of Health and Human Services shall 
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make grants to federally recognized Indian 
Tribes and Tribal organizations. 
(B) AMOUNT OF GRANT.—The amount of 
the grant for an Indian Tribe or Tribal organi-
zation shall bear the same ratio to the amount 
appropriated by paragraph (3) as the total 
amount of grants awarded to the Indian Tribe 
or Tribal organization under the Low-Income 
Home Energy Assistance Act of 1981 and the 
Community Service Block Grant for fiscal year 
2020 bears to the total amount of grants 
awarded to all Indian Tribes and Tribal organi-
zations under such Act and such Grant for the 
fiscal year. 
(2) RULES
GOVERNING
USE
OF
FUNDS.—An 
entity to which a grant is made under paragraph (1) 
shall obligate the funds not later than December 31, 
2020, and the funds shall be expended by grantees 
and subgrantees not later than December 31, 2021, 
and used in accordance with the following: 
(A) PURPOSE.— 
(i) IN GENERAL.—The grantee shall 
use the funds only to support the provision 
of emergency services to disadvantaged 
households. 
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(ii) DISADVANTAGED
DEFINED.—In 
clause (i), the term ‘‘disadvantaged’’ 
means, with respect to an entity, that the 
entity— 
(I) is an individual, or is located 
in a community, that is experiencing 
material hardship; 
(II) is a household in which there 
is a child (as defined in section 12(d) 
of the Richard B. Russell National 
School Lunch Act) or a child served 
under section 11(a)(1) of such Act, 
who, if not for the closure of the 
school attended by the child during a 
public health emergency designation 
and due to concerns about a COVID– 
19 outbreak, would receive free or re-
duced price school meals pursuant to 
such Act; 
(III) is an individual, or is lo-
cated in a community, with barriers to 
employment; or 
(IV) is located in a community 
that, as of the date of the enactment 
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of this Act, is not experiencing a 56- 
day downward trajectory of— 
(aa) influenza-like illnesses; 
(bb) COVID-like syndromic 
cases; 
(cc) documented COVID–19 
cases; or 
(dd) positive test results as 
a percentage of total COVID–19 
tests. 
(B) METHODS.— 
(i) IN GENERAL.—The grantee shall 
use the funds only for— 
(I) administering emergency serv-
ices; 
(II) providing short-term, non- 
cash, in-kind emergency disaster re-
lief; and 
(III) tribal emergency social serv-
ice operations. 
(ii) 
ADMINISTERING
EMERGENCY 
SERVICES
DEFINED.—In clause (i), the 
term ‘‘administering emergency services’’ 
means— 
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(I) providing basic economic and 
well-being necessities to ensure com-
munities are able to safely observe 
shelter-in-place and social distancing 
orders; 
(II) providing necessary supplies 
such as masks, gloves, and soap, to 
protect the public against infectious 
disease; and 
(III) connecting individuals, chil-
dren, and families to services or pay-
ments for which they may already be 
eligible. 
(C) PROHIBITIONS.— 
(i) NO INDIVIDUAL ELIGIBILITY DE-
TERMINATIONS
BY
GRANTEES
OR
SUB-
GRANTEES.—Neither the grantee nor any 
subgrantee may exercise individual eligi-
bility determinations for the purpose of ad-
ministering short-term, non-cash, in-kind 
emergency disaster relief to communities. 
(ii) BAN ON USE FOR CERTAIN COSTS 
REIMBURSABLE
BY
FEMA.—The grantee 
may not use the funds for costs that are 
reimbursable by the Federal Emergency 
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Management Agency, under a contract for 
insurance, or by self-insurance. 
(3) APPROPRIATION.—Out of any money in the 
Treasury of the United States not otherwise appro-
priated, there are appropriated to the Secretary of 
Health and Human Services $400,000,000 to carry 
out this subsection. 
SEC. 100202. EMERGENCY ASSISTANCE TO OLDER FOSTER 
YOUTH. 
(a) FUNDING INCREASES.— 
(1) GENERAL
PROGRAM.—The dollar amount 
specified in section 477(h)(1) of the Social Security 
Act for fiscal year 2020 is deemed to be 
$193,000,000. 
(2) EDUCATION
AND
TRAINING
VOUCHERS.— 
The dollar amount specified in section 477(h)(2) of 
such Act for fiscal year 2020 is deemed to be 
$78,000,000. 
(b) PROGRAMMATIC FLEXIBILITY.—With respect to 
the period that begins on March 1, 2020, and ends Janu-
ary 31, 2021: 
(1) ELIMINATION OF AGE LIMITATIONS ON ELI-
GIBILITY FOR ASSISTANCE.—Eligibility for services 
or assistance under a State program operated pursu-
ant to section 477 of the Social Security Act shall 
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‘‘ ‘(ii) notify the consumer and the 
furnisher of the adverse item of informa-
tion of the deletion. 
‘‘ ‘(f) FREE CREDIT REPORT AND SCORES.— 
‘‘ ‘(1) IN GENERAL.—During the period between 
the beginning of a covered period and ending 12- 
months after the end of the covered period, each 
consumer reporting agency described under section 
603(p) and each nationwide specialty consumer re-
porting agency shall make all disclosures described 
under section 609 upon request by a consumer, by 
mail or online, without charge to the consumer and 
without limitation as to the number of requests. 
Such a consumer reporting agency shall also supply 
a consumer, upon request and without charge, with 
a credit score that— 
‘‘ ‘(A) is derived from a credit scoring 
model that is widely distributed to users by the 
consumer reporting agency for the purpose of 
any extension of credit or other transaction des-
ignated by the consumer who is requesting the 
credit score; or 
‘‘ ‘(B) is widely distributed to lenders of 
common consumer loan products and predicts 
the future credit behavior of a consumer. 
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jected funded ratio of at least 120 percent for 
the following plan year, such reasonable meas-
ures may also include— 
‘‘(i) a reduction of accrued benefits 
that are not in pay status by the date of 
the 
notice 
required 
under 
subsection 
(b)(1); or 
‘‘(ii) a reduction of any benefits of 
participants that are in pay status before 
the date of the notice required under sub-
section (b)(1) other than core benefits as 
defined in paragraph (4). 
‘‘(D) ADDITIONAL
REDUCTIONS.—In the 
case of a composite plan for which the plan 
sponsor has determined that all reasonable 
measures available under subparagraphs (B) 
and (C) will not enable the plan to achieve a 
projected funded ratio of at least 120 percent 
for the following plan year, such reasonable 
measures may also include— 
‘‘(i) a further reduction in the rate of 
future benefit accruals without regard to 
the limitation applicable under subpara-
graph (B)(ii); or 
‘‘(ii) a reduction of core benefits; 
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available to pay benefits due under the 
other plan component. 
‘‘(4) NOT
A
TERMINATION
EVENT.—Notwith-
standing section 4041A of the Employee Retirement 
Income Security Act of 1974, an amendment pursu-
ant to paragraph (1) to incorporate the features of 
a composite plan as a component of a multiemployer 
plan does not constitute termination of the multiem-
ployer plan. 
‘‘(5) NOTICE TO THE SECRETARY.— 
‘‘(A) NOTICE.—The plan sponsor of a 
composite plan shall provide notice to the Sec-
retary of the intent to establish the composite 
plan (or, in the case of a composite plan incor-
porated as a component of a multiemployer 
plan as described in paragraph (1), the intent 
to amend the multiemployer plan to incorporate 
such composite plan) at least 30 days prior to 
the effective date of such establishment or 
amendment. 
‘‘(B) CERTIFICATION.—In the case of a 
composite plan incorporated as a component of 
a multiemployer plan as described in paragraph 
(1), such notice shall include a certification by 
the plan actuary under section 432(b)(3) that 
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