SEC. 2. FLOODPLAIN MANAGEMENT CRITERIA. 
(a) IN GENERAL.—Section 1361 of the National 
Flood Insurance Act of 1968 (42 U.S.C. 4102) is amended 
by adding at the end the following new subsection: 
‘‘(d) TREATMENT OF CERTAIN STRUCTURES AND 
AREAS.— 
‘‘(1) REQUIREMENTS.—After the date of the 
enactment of this subsection, the comprehensive cri-
teria for land management and use established pur-
suant to this section shall provide as follows: 
‘‘(A) TREATMENT OF CERTAIN AGRICUL-
TURAL
STRUCTURES.—Such criteria may not 
prohibit, limit, restrict, or condition, including 
requiring any floodproofing or flood damage 
mitigation activities or features with respect to, 
the new construction or substantial improve-
ment of any agricultural structure in any area 
identified by the Director as having special 
flood hazards, except to the extent provided in 
section 1315(a)(2) and subject to subpara-
graphs (B) and (C) of this paragraph. 
‘‘(B) TREATMENT
OF
STRUCTURES
IN 
CERTAIN AREAS PROTECTED BY LEVEES.—Such 
criteria, with respect only to structures in a 
covered levee-protected area— 
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‘‘(i) may not prohibit, limit, restrict, 
or condition, including requiring any 
floodproofing or flood damage mitigation 
activities or features with respect to, the 
new construction or substantial improve-
ment of any agricultural structure; and 
‘‘(ii) shall provide that any substantial 
improvement made to an existing residen-
tial structure shall have the lowest floor 
(including any basement) elevated to or 
above the base flood level, except that for 
purposes of determining whether any im-
provement of residential structures in such 
an area is substantial or not, the term 
‘substantial damage’ shall mean, for any 
damage caused other than by a flood 
event, damage for which the cost of restor-
ing the structure to its before-damaged 
condition would equal or exceed 100 per-
cent of the market value of the structure 
before the damage occurred. 
‘‘(C) TREATMENT
OF
EXISTING
STRUC-
TURES
IN
LEGACY
COMMUNITIES
PROTECTED 
BY LEVEES.—Such criteria shall provide that a 
legacy community located in a covered levee- 
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protected area may adopt adequate land use 
and control measures that provide for the re-
pair, restoration to pre-damaged conditions, or 
replacement of existing residential and non-resi-
dential structures other than repetitive loss 
structures (as such term is defined in section 
1370). 
‘‘(2) DEFINITIONS.—For purposes of this sub-
section, the following definitions shall apply: 
‘‘(A) AGRICULTURAL
STRUCTURE.—The 
term ‘agricultural structure’ has the meaning 
given such term in section 1315(a)(2)(D). 
‘‘(B) 
COVERED
LEVEE-PROTECTED 
AREA.—The term ‘covered levee-protected area’ 
means any area that is protected by a levee that 
is not accredited by the Administrator, but pro-
vides protection with at least 1 foot of 
freeboard above the water surface elevation of 
the base flood for such area. 
‘‘(C) LEGACY COMMUNITY.—The term ‘leg-
acy community’ means a community that— 
‘‘(i) has a population of less than 
2,000; and 
‘‘(ii) is located in an area for which a 
substantial portion of the economy, cur-
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rently is and historically was, based on ag-
ricultural production, as determined by the 
Administrator.’’. 
(b) EXCEPTION TO EXISTING REQUIREMENTS FOR 
AGRICULTURAL STRUCTURES.—Section 1315(a)(2) of the 
National Flood Insurance Act of 1968 (42 U.S.C. 
4022(a)) is amended— 
(1) in subparagraph (A), by striking ‘‘Notwith-
standing’’ and inserting ‘‘Subject to subparagraphs 
(B) and (C) of section 1361(d)(1) and notwith-
standing’’; and 
(2) in subparagraph (B), by striking ‘‘To’’ and 
inserting ‘‘Subject to subparagraphs (B) and (C) of 
section 1361(d)(1) and to’’. 
SEC. 3. AVAILABILITY OF FLOOD INSURANCE COVERAGE 
AND CHARGEABLE RATES. 
Section 1308 of the National Flood Insurance Act of 
1968 (42 U.S.C. 4015) is amended— 
(1) in subsection (c), in the matter preceding 
paragraph (1), by inserting ‘‘of this subsection and 
to subsections (g) and (h)’’ before the comma; and 
(2) by adding at the end the following new sub-
section: 
‘‘(g) NEW CONSTRUCTION AND SUBSTANTIAL IM-
PROVEMENT OF AGRICULTURAL STRUCTURES IN FLOOD 
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HAZARD AREAS.—Subject to section 1315(a)(2)(B) and 
subsection (h) of this section, and notwithstanding any 
other provision of this Act, the Director shall make flood 
insurance coverage available upon request for any agricul-
tural structure described in section 1361(d)(1)(A) that is 
located in any area identified by the Director as having 
special flood hazards. Such coverage shall be made avail-
able at chargeable premium rates that are based on esti-
mated rates under section 1307(a)(2) and are consistent 
with the provisions of section 1308(b)(2) applicable to 
such rates. 
‘‘(h) STRUCTURES IN COVERED LEVEE-PROTECTED 
AREAS.—The Director shall make flood insurance cov-
erage available upon request for any structure that is lo-
cated in an area described in subparagraph (B) or (C) 
of section 1361(d)(1) and is constructed, improved, re-
paired, restored, or replaced as described in such subpara-
graph, as applicable. Such coverage shall be made avail-
able at chargeable premium rates applicable to areas hav-
ing a low or moderate risk of flooding (zone X).’’. 
SEC. 4. TASK FORCE ON LEGACY COMMUNITY FLOOD IN-
SURANCE ISSUES. 
(a) ESTABLISHMENT; STUDY.—The Administrator of 
the Federal Emergency Management Agency and the Sec-
retary of Agriculture shall jointly establish a task force 
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that shall conduct a study to analyze the challenges faced 
by legacy communities located in areas designated as an 
area having special flood hazards for purposes of the na-
tional flood insurance program under the National Flood 
Insurance Act of 1968 (42 U.S.C. 4001 et seq.). 
(b) MEMBERSHIP.—The task force shall consist of 15 
members, appointed jointly by the Administrator of the 
Federal Emergency Management Agency and the Sec-
retary of Agriculture, as follows: 
(1) One individual who is a representative of a 
national farm organization. 
(2) One individual who is a representative of a 
national financial organization. 
(3) One individual who is a representative of a 
national floodplain management organization. 
(4) One individual who is a representative of a 
national organization of flood and stormwater man-
agement agencies. 
(5) One individual who is a representative of a 
national agricultural commodities organization. 
(6) Two individuals, each of whom is a rep-
resentative of a State affected by the issues specified 
in subsection (a). 
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(7) Three individuals, who shall include one 
representative each of the flood control associations 
for— 
(A) the Central Valley of California; 
(B) the Mississippi Valley; and 
(C) the Missouri Valley. 
(8) Two individuals who are elected officials of 
units of general local governments who represent 
legacy communities. 
(9) Three individuals who have an interest or 
expertise in the issues specified in subsection (a). 
(c) CO-CHAIRS.—The Administrator of the Federal 
Emergency Management Agency and the Secretary of Ag-
riculture shall serve as co-chairs of the task force, or their 
designees. 
(d) TRAVEL EXPENSES; PER DIEM.—Members of the 
task force members shall not receive compensation for 
their service on the task force, but shall receive travel ex-
penses, including per diem in lieu of subsistence, in ac-
cordance with sections 5702 and 5703 of title 5, United 
States Code. 
(e) STAFF.—The Administrator of the Federal Emer-
gency Management Agency and the Secretary of Agri-
culture may detail, on a reimbursable basis, any of the 
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personnel of such agencies to the task force to assist the 
task force in carrying out its duties under this section. 
(f) REPORT.—Not later than the expiration of the 12- 
month period beginning on the date of the enactment of 
this Act, the task force shall submit to the Committee on 
Financial Services of the House of Representatives and 
the Committee on Banking, Housing, and Urban Affairs 
of the Senate a report regarding the study conducted pur-
suant to subsection (a) that shall include any findings and 
conclusions of the study and recommended changes to the 
national flood insurance program to strengthen the eco-
nomic viability and vitality of legacy communities, includ-
ing an analysis and recommendations regarding allowing 
infill development and building expansion. 
(g) LEGACY COMMUNITIES.—For purposes of this 
section, the term ‘‘legacy community’’ means a community 
that— 
(1) has a population of less than 2,000; and 
(2) is located in an area for which a substantial 
portion of the economy, currently is and historically 
was, based on agricultural production, as determined 
by the Administrator. 
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(h) TERMINATION.—The task force shall terminate 
upon the expiration of the 120-day period beginning upon 
the submission of the report required under subsection (f). 
Æ 
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