I 
119TH CONGRESS 
1ST SESSION H. R. 4365 
To provide for automatic renewal protections, and for other purposes. 
IN THE HOUSE OF REPRESENTATIVES 
JULY 14, 2025 
Ms. CLARKE of New York (for herself, Mr. CORREA, Ms. MATSUI, and Ms. 
KELLY of Illinois) introduced the following bill; which was referred to the 
Committee on Energy and Commerce 
A BILL 
To provide for automatic renewal protections, and for other 
purposes. 
Be it enacted by the Senate and House of Representa-
tives of the United States of America in Congress assembled, 
SECTION 1. SHORT TITLE. 
This Act may be cited as the ‘‘Consumer Online Pay-
ment Transparency and Integrity Act’’. 
SEC. 2. AUTOMATIC RENEWAL PROTECTIONS. 
(a) IN GENERAL.—A person who sells a good or serv-
ice to a consumer pursuant to a contract that includes 
a free-to-pay conversion or negative option feature or any 
other automatic renewal provision shall disclose such fea-
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ture or provision and the cancellation procedure clearly 
and conspicuously in the contract. 
(b) AUTOMATIC RENEWAL.—A person who sells a 
good or service to a consumer pursuant to a contract that 
will automatically renew unless the consumer cancels the 
contract shall— 
(1) notify, in the same manner as the consumer 
entered into the contract, the consumer of— 
(A) the first automatic renewal (and of 
each automatic renewal thereafter) not less 
than 7 days (or a longer time period as deter-
mined appropriate by the Commission) before 
the commencement of the renewal period; and 
(B) how the consumer may simply cancel 
the contract, which shall include— 
(i) an online mechanism for cancella-
tion provided by the person; and 
(ii) a toll-free telephone number, email 
address, postal mail address, or other cost- 
effective, timely, and easy-to-use mecha-
nism for cancellation provided by the per-
son; 
(2) on an annual basis and notwithstanding the 
consumer’s consent to the initial term (or any subse-
quent term), obtain the consumer’s express informed 
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consent to renew the contract before charging the 
consumer for the automatic renewal; and 
(3) notwithstanding the consumer’s consent to 
the initial term (or any subsequent term), in the 
event that the person has actual knowledge that the 
consumer has not used the good or service provided 
under the contract for a period of 6 consecutive 
months since the consumer’s most recent express in-
formed consent— 
(A) obtain the consumer’s express in-
formed consent to the automatic renewal before 
charging the consumer for the automatic re-
newal; and 
(B) notify the consumer that the consumer 
has a right to terminate the contract and re-
ceive a prorated refund for the remaining por-
tion of the contract. 
(c) FREE TRIAL.—A person who sells a good or serv-
ice to a consumer pursuant to a contract that includes 
a free-to-pay conversion feature with a free trial period, 
shall— 
(1) notify, in the same manner as the consumer 
entered into the contract, the consumer— 
(A) that the consumer will be charged for 
the good or service not less than 7 days (or a 
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