•HRES 357 IH 
Whereas public, community-based, and private sector organi-
zations throughout the United States are working to in-
crease financial literacy rates for Americans of all ages 
and walks of life through a range of outreach efforts, in-
cluding media campaigns, websites, and one-on-one finan-
cial counseling for individuals; 
Whereas bankers across the United States taught savings 
skills to young people on April 21, 2009, during Teach 
Children to Save Day, which was started by the Amer-
ican Bankers Association Education Foundation in April 
of 1997 and has now helped more than 72,000 bankers 
teach savings skills to nearly 3,200,000 young people; 
Whereas staff from America’s credit unions are making pres-
entations to young people at local schools on financial 
topics such as student loans, balancing a checkbook, and 
auto loans during National Credit Union Youth Week, 
April 19–25, 2009; 
Whereas more than 100 Federal agencies have collaborated 
on a website, www.consumer.gov, which helps consumers 
shop for a mortgage or auto loan, understand and rec-
oncile credit card statements and utility bills, choose sav-
ings and retirement plans, compare health insurance poli-
cies, and understand their credit report and how it af-
fects their ability to get credit and on what terms; 
Whereas Members of the United States House of Representa-
tives established the Financial and Economic Literacy 
Caucus (FELC) in February 2005 to provide a forum for 
interested Members of Congress to review, discuss and 
recommend financial and economic literacy policies, legis-
lation, and programs, collaborate with the private sector, 
and nonprofit and community-based organizations, and 
organize and promote financial literacy legislation, semi-
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•HRES 357 IH 
nars, and events, such as ‘‘Financial Literacy Month’’ in 
April, 2009, and the annual ‘‘Financial Literacy Day 
Fair’’ on April 30, 2009; and 
Whereas the Council for Economic Education, its State 
Councils and Centers for Economic Education, the 
Jump$tart Coalition for Personal Financial Literacy, its 
State affiliates, and its partner organizations, and JA 
Worldwide have designated April as Financial Literacy 
Month to educate the public about the need for increased 
financial literacy for youth and adults in the United 
States: Now, therefore, be it 
Resolved, That the House of Representatives— 
(1) supports the goals and ideals of Financial 
Literacy Month, including raising public awareness 
about financial education; 
(2) recognizes the importance of managing per-
sonal finances, increasing personal savings, and re-
ducing personal debt in the United States; and 
(3) requests that the President issue a procla-
mation calling on the Federal Government, States, 
localities, schools, nonprofit organizations, busi-
nesses, other entities, and the people of the United 
States to observe the month with appropriate pro-
grams and activities with the goal of increasing fi-
nancial literacy rates for individuals of all ages and 
walks of life. 
Æ 
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