vide guidance with respect to hurricane recovery 
efforts; and 
‘‘(B) use the process of updating and 
maintaining maps under subparagraph (A) as a 
model for updating and maintaining other 
maps. 
‘‘(5) ANNUAL REPORT.—Not later than June 
30 of each year, the Director shall submit a report 
to the Congress describing, for the preceding 12- 
month period, the activities of the Director under 
the program under this section and the reviews and 
updates of flood insurance program rate maps con-
ducted under the program. Each such annual report 
shall contain the most recent report of the Technical 
Mapping Advisory Council pursuant to section 
576(c)(3) of the National Flood Insurance Reform 
Act of 1994 (42 U.S.C. 4101 note). 
‘‘(6) AUTHORIZATION
OF
APPROPRIATIONS.— 
There is authorized to be appropriated to the Direc-
tor to carry out this subsection $300,000,000 for 
each of fiscal years 2007 through 2012.’’. 
(b) REVIEW AND UPDATING OF ALL FLOOD ZONES 
AND ANNUAL MAP MODERNIZATION REPORTS.— 
(1) REQUIRED REVISION.—In carrying out the 
program under subsection (k) of section 1360 of the 
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National Flood Insurance Act of 1968 (as added by 
subsection (a) of this section), the Director of the 
Federal Emergency Management Agency shall, as 
soon as possible after the date of the enactment of 
this Act, conduct a review of all floodplain areas and 
flood-risk zones identified, delineated, or established 
pursuant to such section 1360 and shall revise and 
update all such areas and zones. 
(2) CERTIFICATION
OF
COMPLETION.—Upon 
completing the review, revision, and updating re-
quired under paragraph (1), the Director shall sub-
mit to the Congress a report certifying such comple-
tion. 
(3) ANNUAL REPORTS.—During the period that 
ends upon certification under paragraph (2) of this 
subsection by the Director, the Director shall include 
in the annual report required under section 
1360(k)(5) of the National Flood Insurance Act of 
1968 (as added by subsection (a) of this section) a 
description of the extent to which the review and up-
dating required under paragraph (1) of this sub-
section has been completed. 
(c) REESTABLISHMENT
OF TECHNICAL MAPPING 
ADVISORY COUNCIL.— 
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(1) REESTABLISHMENT.—There is reestab-
lished the Technical Mapping Advisory Council, in 
accordance with this subsection and section 576 of 
the National Flood Insurance Reform Act of 1994 
(42 U.S.C. 4101 note). 
(2) MEMBERSHIP.—Paragraph (1) of section 
576(b) of the National Flood Insurance Reform Act 
of 1994 (42 U.S.C. 4101 note) is amended— 
(A) by redesignating subparagraphs (E), 
(F), (G), (H), (I), and (J) as subparagraphs 
(F), (G), (H), (K), (M), and (N), respectively; 
(B) by inserting after subparagraph (D) 
the following new subparagraph: 
‘‘(E) a representative of the Corps of Engi-
neers of the United States Army;’’; 
(C) by inserting after subparagraph (H) 
(as so redesignated by subparagraph (A) of this 
paragraph) the following new subparagraphs: 
‘‘(I) a representative of local or regional 
flood and stormwater agencies; 
‘‘(J) a representative of State geographic 
information coordinators;’’; and 
(D) by inserting after subparagraph (K) 
(as so redesignated by subparagraph (A) of this 
paragraph) the following new subparagraph: 
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‘‘(L) a representative of flood insurance 
servicing companies;’’. 
(3) APPOINTMENT.—The Director of the Fed-
eral Emergency Management Agency, or the Direc-
tor’s designee, shall take action as soon as possible 
after the date of the enactment of this Act to ap-
point the members of the Technical Mapping Advi-
sory Council pursuant to section 576(b)(1) of the 
National Flood Insurance Reform Act of 1994, as 
amended by paragraph (2) of this subsection. 
(4) DUTIES.—Subsection (c) of section 576 of 
the National Flood Insurance Reform Act of 1994 
(42 U.S.C. 4101 note) is amended to read as fol-
lows: 
‘‘(c) DUTIES.—The Council shall— 
‘‘(1) make recommendations to the Director for 
improvements to the flood map modernization pro-
gram under section 1360(k) of the National Flood 
Insurance Act of 1968 (42 U.S.C. 41010(k)); 
‘‘(2) make recommendations to the Director for 
maintaining a modernized inventory of flood hazard 
maps and information; and 
‘‘(3) submit an annual report to the Director 
that contains a description of the activities and rec-
ommendations of the Council.’’. 
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(5) TERMINATION.—Subsection (k) of section 
576 of the National Flood Insurance Reform Act of 
1994 (42 U.S.C. 4101 note) is amended by striking 
‘‘under subsection (b)(1)’’ and inserting ‘‘pursuant 
to subsection (b)(1) of this section and section 
16(c)(3) of the Flood Insurance Reform and Mod-
ernization Act of 2006’’. 
(d) POST-DISASTER FLOOD ELEVATION DETER-
MINATIONS.—Section 1363 of the National Flood Insur-
ance Act of 1968 (42 U.S.C. 4104) is amended by adding 
at the end the following new subsection: 
‘‘(h) EXPEDITED COMMUNITY ADOPTION OF POST- 
DISASTER ADVISORY FLOOD ELEVATIONS.—If the Direc-
tor determines that it is appropriate to examine flood ele-
vation determinations after flood-related disasters, to in-
corporate data gathered since the publication of an effec-
tive flood insurance rate map or other flood hazard map 
and to issue advisory flood elevations, the Director shall 
expedite the notification and publication procedures in this 
section. The Director shall require community adoption of 
the advisory flood elevation information under such expe-
dited procedures for the purposes of local land use and 
control measures and for the purposes of facilitating flood- 
resistant reconstruction when Federal funds are made 
available. Expediting the notification and publication pro-
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cedures shall be accomplished to preserve all rights to sub-
mit information and to appeal the Director’s findings.’’. 
SEC. 17. NATIONAL LEVEE INVENTORY. 
To identify levees for the national flood insurance 
program, the Director of the Federal Emergency Manage-
ment Agency shall maintain and periodically publish an 
inventory of levees in the United States, and shall consult 
with the Secretary of the Army as necessary to maintain 
such inventory. 
SEC. 18. CLARIFICATION OF REPLACEMENT COST PROVI-
SIONS, FORMS, AND POLICY LANGUAGE. 
Not later than the expiration of the 3-month period 
beginning on the date of the enactment of this Act, the 
Director of the Federal Emergency Management Agency 
shall— 
(1) issue regulations, and revise any materials 
made available by such Agency, to clarify the appli-
cability of replacement cost coverage under the na-
tional flood insurance program; 
(2) revise any regulations, forms, notices, guid-
ance, and publications relating to the full cost of re-
pair or replacement under the replacement cost cov-
erage to more clearly describe such coverage to flood 
insurance policyholders and information to be pro-
vided by such policyholders relating to such cov-
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erage, and to avoid providing misleading information 
to such policyholders; and 
(3) revise the language in standard flood insur-
ance policies under such program regarding rating 
and coverage descriptions in a manner that is con-
sistent with language used widely in other home-
owners and property and casualty insurance policies, 
including such language regarding classification of 
buildings, basements, crawl spaces, detached ga-
rages, enclosures below elevated buildings, and re-
placement costs. 
SEC. 19. AUTHORIZATION OF ADDITIONAL FEMA STAFF. 
Notwithstanding any other provision of law, the Di-
rector of the Federal Emergency Management Agency 
may employ such additional staff of such Agency as may 
be necessary to carry out all of the responsibilities of the 
Director pursuant to this Act and the amendments made 
by this Act. There are authorized to be appropriated to 
Director such sums as may be necessary for costs of em-
ploying such additional staff. 
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Union Calendar No. 224 
109TH CONGRESS 
2D SESSION 
H. R. 4973 
[Report No. 109–410] 
A BILL 
To restore the financial solvency of the national 
flood insurance program, and for other purposes. 
APRIL 6, 2006 
Committed to the Committee of the Whole House on the 
State of the Union and ordered to be printed 
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