formation booklets prepared pursuant to 
such section; 
‘‘(iv) carrying out the certification 
program under section 106(e) of the Hous-
ing and Urban Development Act of 1968 
(12 U.S.C. 1701x(e)); 
‘‘(v) carrying out the assistance pro-
gram under section 106(a)(4) of the Hous-
ing and Urban Development Act of 1968, 
including criteria for selection of applica-
tions to receive assistance; 
‘‘(vi) carrying out any functions re-
garding abusive, deceptive, or unscrupulous 
lending practices relating to residential 
mortgage loans that the Secretary considers 
appropriate, which shall include conducting 
the study under section 206 of the Expand 
and Preserve Home Ownership Through 
Counseling Act; 
‘‘(vii) providing for operation of the 
advisory committee established under para-
graph (4) of this subsection; 
‘‘(viii) collaborating with community- 
based organizations with expertise in the 
field of housing counseling; and 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00049
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS
‘‘(ix) providing for the building of ca-
pacity to provide housing counseling serv-
ices in areas that lack sufficient services. 
‘‘(4) ADVISORY COMMITTEE.— 
‘‘(A) IN GENERAL.—The Secretary shall ap-
point an advisory committee to provide advice 
regarding the carrying out of the functions of the 
Director. 
‘‘(B) MEMBERS.—Such advisory committee 
shall consist of not more than 12 individuals, 
and the membership of the committee shall equal-
ly represent all aspects of the mortgage and real 
estate industry, including consumers. 
‘‘(C) TERMS.—Except as provided in sub-
paragraph (D), each member of the advisory 
committee shall be appointed for a term of 3 
years. Members may be reappointed at the dis-
cretion of the Secretary. 
‘‘(D) TERMS OF INITIAL APPOINTEES.—As 
designated by the Secretary at the time of ap-
pointment, of the members first appointed to the 
advisory committee, 4 shall be appointed for a 
term of 1 year and 4 shall be appointed for a 
term of 2 years. 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00050
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS
‘‘(E) PROHIBITION
OF
PAY; TRAVEL
EX-
PENSES.—Members of the advisory committee 
shall serve without pay, but shall receive travel 
expenses, including per diem in lieu of subsist-
ence, in accordance with applicable provisions 
under subchapter I of chapter 57 of title 5, 
United States Code. 
‘‘(F) ADVISORY ROLE ONLY.—The advisory 
committee shall have no role in reviewing or 
awarding housing counseling grants. 
‘‘(5) 
SCOPE
OF
HOMEOWNERSHIP
COUN-
SELING.—In carrying out the responsibilities of the 
Director, the Director shall ensure that homeowner-
ship counseling provided by, in connection with, or 
pursuant to any function, activity, or program of the 
Department addresses the entire process of home-
ownership, including the decision to purchase a home, 
the selection and purchase of a home, issues arising 
during or affecting the period of ownership of a home 
(including refinancing, default and foreclosure, and 
other financial decisions), and the sale or other dis-
position of a home.’’. 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00051
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS
SEC. 203. COUNSELING PROCEDURES. 
(a) IN GENERAL.—Section 106 of the Housing and 
Urban Development Act of 1968 (12 U.S.C. 1701x) is 
amended by adding at the end the following new subsection: 
‘‘(g) PROCEDURES AND ACTIVITIES.— 
‘‘(1) COUNSELING PROCEDURES.— 
‘‘(A) IN GENERAL.—The Secretary shall es-
tablish, coordinate, and monitor the administra-
tion by the Department of Housing and Urban 
Development of the counseling procedures for 
homeownership counseling and rental housing 
counseling provided in connection with any pro-
gram of the Department, including all require-
ments, standards, and performance measures 
that relate to homeownership and rental housing 
counseling. 
‘‘(B) HOMEOWNERSHIP COUNSELING.—For 
purposes of this subsection and as used in the 
provisions referred to in this subparagraph, the 
term ‘homeownership counseling’ means coun-
seling related to homeownership and residential 
mortgage loans. Such term includes counseling 
related to homeownership and residential mort-
gage loans that is provided pursuant to— 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00052
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS
‘‘(i) section 105(a)(20) of the Housing 
and Community Development Act of 1974 
(42 U.S.C. 5305(a)(20)); 
‘‘(ii) in the United States Housing Act 
of 1937— 
‘‘(I) 
section 
9(e) 
(42 
U.S.C. 
1437g(e)); 
‘‘(II) 
section 
8(y)(1)(D) 
(42 
U.S.C. 1437f(y)(1)(D)); 
‘‘(III) section 18(a)(4)(D) (42 
U.S.C. 1437p(a)(4)(D)); 
‘‘(IV) section 23(c)(4) (42 U.S.C. 
1437u(c)(4)); 
‘‘(V) section 32(e)(4) (42 U.S.C. 
1437z–4(e)(4)); 
‘‘(VI) 
section 
33(d)(2)(B) 
(42 
U.S.C. 1437z–5(d)(2)(B)); 
‘‘(VII) 
sections 
302(b)(6) 
and 
303(b)(7) (42 U.S.C. 1437aaa–1(b)(6), 
1437aaa–2(b)(7)); and 
‘‘(VIII) 
section 
304(c)(4) 
(42 
U.S.C. 1437aaa–3(c)(4)); 
‘‘(iii) section 302(a)(4) of the Amer-
ican Homeownership and Economic Oppor-
tunity Act of 2000 (42 U.S.C. 1437f note); 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00053
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS
‘‘(iv) sections 233(b)(2) and 258(b) of 
the Cranston-Gonzalez National Affordable 
Housing 
Act 
(42 
U.S.C. 
12773(b)(2), 
12808(b)); 
‘‘(v) this section and section 101(e) of 
the Housing and Urban Development Act of 
1968 (12 U.S.C. 1701x, 1701w(e)); 
‘‘(vi) section 220(d)(2)(G) of the Low- 
Income Housing Preservation and Resident 
Homeownership Act of 1990 (12 U.S.C. 
4110(d)(2)(G)); 
‘‘(vii) sections 422(b)(6), 423(b)(7), 
424(c)(4), 442(b)(6), and 443(b)(6) of the 
Cranston-Gonzalez 
National 
Affordable 
Housing 
Act 
(42 
U.S.C. 
12872(b)(6), 
12873(b)(7), 12874(c)(4), 12892(b)(6), and 
12893(b)(6)); 
‘‘(viii) section 491(b)(1)(F)(iii) of the 
McKinney-Vento Homeless Assistance Act 
(42 U.S.C. 11408(b)(1)(F)(iii)); 
‘‘(ix) sections 202(3) and 810(b)(2)(A) 
of the Native American Housing and Self- 
Determination Act of 1996 (25 U.S.C. 
4132(3), 4229(b)(2)(A)); 
‘‘(x) in the National Housing Act— 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00054
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS
‘‘(I) in section 203 (12 U.S.C. 
1709), the penultimate undesignated 
paragraph of paragraph (2) of sub-
section (b), subsection (c)(2)(A), and 
subsection (r)(4); 
‘‘(II) subsections (a) and (c)(3) of 
section 237 (12 U.S.C. 1715z–2); and 
‘‘(III) subsections (d)(2)(B) and 
(m)(1) of section 255 (12 U.S.C. 
1715z–20); 
‘‘(xi) section 502(h)(4)(B) of the Hous-
ing Act of 1949 (42 U.S.C. 1472(h)(4)(B)); 
and 
‘‘(xii) section 508 of the Housing and 
Urban Development Act of 1970 (12 U.S.C. 
1701z–7). 
‘‘(C) RENTAL HOUSING COUNSELING.—For 
purposes of this subsection, the term ‘rental hous-
ing counseling’ means counseling related to rent-
al of residential property, which may include 
counseling regarding future homeownership op-
portunities and providing referrals for renters 
and prospective renters to entities providing 
counseling and shall include counseling related 
to such topics that is provided pursuant to— 
VerDate Aug 31 2005 
23:48 May 05, 2008
Jkt 069200
PO 00000
Frm 00055
Fmt 6652
Sfmt 6203
E:\BILLS\H5830.RH
H5830
jbell on PROD1PC69 with BILLS