Context: After 15 years of paying premiums to Allstate , I have finally started the process of shopping for a new insurance company . I ca n't say I ' ve been unhappy with Allstate but it 's time to see if they are truly giving me a good deal or not . A couple things have caused me to do this .

Question: Why is it a good idea to shop for insurance regularly ?
Options:
0. Sometimes your current insurance will be too complacent with you .
1. None of the above choices .
2. You need to keep your insurance provider on their toes .
3. It helps make sure that you are getting the best deal possible .
Answer: 3