Context: I do n't like wearing logos . Describe your dream home : One with a nice kitchen , a pool , a lot of windows , with a nice nice garden .. waterfront .. with a down - stairs " basement " but not basement because it may flood . What kind of princess do you think you 'd be ?

Question: Why is this person unwillingly to entertain even a hypothetical basement because of the risk of flood ?
Options:
0. They have an irrational fear of being trapped in a confined space that is slowly filling with water and if they own a basement , this could happen
1. Their credit score is too low to secure homeowner 's insurance , so if a flood affects them they are on their own
2. Because they have a tendency to calculate all the given risks in a situation and do n't find it to be worth the possibility
3. They lost their first house due to the unforeseen complication of a badly flooded basement , and will not have this happen again
Answer: 2