Context: Therefore I held off on the x - rays ; if they were done in the month of May , while I still had insurance . Strangely , I have received a bill from the dentist for $ 93.40 . I called and discovered that it was because Delta Dental is refusing to pay for that check - up on April 21 , in spite of the fact that over the phone they claimed they would pay it . Dishonest and greedy much ?

Question: Why is the narrator facing a dental debt ?
Options:
0. The narrator 's mom   did n't pay .
1. Their insurer did n't pay .
2. None of the above choices .
3. The narrator   did n't pay .
Answer: 1

Question: Why is the narrator facing a dental debt ?
Options:
0. None of the above choices .
1. The narrator 's mom   did n't pay .
2. The narrator   did n't pay .
3. The insurance did n't pay .
Answer: 3