Context: My sister was inbetween health insurances in her job , and of course , needed emergency gall bladder surgery . The surgeon wanted $ 4000 , they agreed on $ 2000 . She had the surgery , and when she told me the cost , as a Medical Biller I advised her that ins co have fee schedules and would pay between $ 500 and $ 900 depending on the co.

Question: Why may the sister and her family be so stressed out ?
Options:
0. They feel financially tight amid a need for surgery .
1. They feel the need for money amid a bad breakup .
2. They feel the stress of the surgery and nothing else .
3. None of the above choices .
Answer: 0

Question: Why may the sister and her family be so stressed out ?
Options:
0. None of the above choices .
1. They feel financially tight amid a need for a medical procedure .
2. They feel the need for money amid a bad breakup .
3. They feel the stress of the surgery and nothing else .
Answer: 1

Question: Why is it necessary to say " of course " my sister needed surgery ?
Options:
0. It indicates she had to take care of it before she had insurance because insurance wo n't ever cover it ..
1. It means that you ca n't use insurance for Gall Bladder .
2. Because it is an ironic thing .. that yes , now that she needed it , she did n't have it .
3. None of the above choices .
Answer: 2

Question: Why is it necessary to say " of course " my sister needed surgery ?
Options:
0. It indicates she had to take care of it before she had insurance because insurance wo n't ever cover it ..
1. It means that you ca n't use insurance for Gall Bladder .
2. " Of course " indicates that it is sarcasm and very sad .
3. None of the above choices .
Answer: 2

Question: Why do insurance companies pay so little for care ?
Options:
0. insurance companies want people to die so wo n't pay much .
1. Insurance companies are n't competent and ca n't pay .
2. Insurance companies are very poor and ca n't pay much .
3. None of the above choices .
Answer: 3