Context: So I now have my budget all worked out in my Excel clone of choice ( Gnumeric ) . From the last few month 's bank statements I knew I was about breaking even , but it 's nice to have that confirmed . This is the first time in my life that I have a real budget to work from .

Question: Why is it the first time in your life that you have a real budget to work from ?
Options:
0. It 's the first time in my life that I have a real budget to work from because I did n't organize my finance using Excel before .
1. It 's the first time in my life that I have a real budget to work from because I previously had no money saved over .
2. None of the above choices .
3. It 's the first time in my life that I have a real budget to work from because I did n't bother planning it out before .
Answer: 1