Context: The rest of the country is simply experiencing a market correction from a rapid increase over the last 5 years combined with some sloppy loan practices that hurt the lending industry . The United States overall had a -1.71 % change over the last year ( skewed down heavily by the 4 troubled States ) . However , even with the challenges over the last year , the United States STILL has had a 34.84 % increase in home prices over the last 5 years !

Question: Why might have the housing price increased so much in the last 5 years ?
Options:
0. Because the supply of the housing has not increased along with the demand .
1. Because the demand of the loans has not increased along with the supply .
2. Because the demand of the housing has not increased along with the supply .
3. Because the supply of the loans has not increased along with the demand .
Answer: 0