Context: The future . The future is making me terrified . I got a wake up call today from Rachel and what she told me scared the shit out of me . She told me all about college and how I would n't be able to make it to a good college and about financial planning and whatnot .

Question: Why is the narrator a bit spooked by the call ?
Options:
0. Rachel told them bad news about their house 's financials .
1. Rachel told them unfortunate information about personal finance .
2. Rachel told them their mother had passed away .
3. Rachel told them unfortunate information about university .
Answer: 3