Context: I found out yesterday while at a market training that there is a girl in the area who as been able to pay off 14,000 dollars in credit card debt . That is my goal . Scott and I want to make the credit cards go bye bye . But it is hard right now .

Question: What may happen before our credit cards go bye - bye ?
Options:
0. We will forget to make payments .
1. We will have to slowly pay them off .
2. None of the above choices .
3. We will not create a payment plan .
Answer: 1