Context: I just got pulled over an hour coming back from a show in Irvine and I was less than a mile away from my place when I got pulled over for going 97 MPH in a 65 zone . Yeah I know stupid but my question is what will happen and how much is it going to cost ? I do have insurance but I was not able to find my insurance card at the time because this is my first ticket . I have had a clean record with from 5/12/2006 and get hit with this thing .

Question: Why is the narrator legally in trouble ?
Options:
0. They are speeding .
1. They are lying about having insurance .
2. They are committing insurance fraud .
3. None of the above choices .
Answer: 0

Question: Why is the narrator legally in trouble ?
Options:
0. They are lying about having insurance .
1. They are committing insurance fraud .
2. They are going to fast .
3. None of the above choices .
Answer: 2