Context: I was speaking with one of my sellers the other day about an offer we had received on his property . In the offer , the buyer asked for a 3 % credit towards the buyer 's closing costs . This means , in effect , that the buyer is asking the seller to pay 3 % of the buyer 's closing costs . The seller was wondering if the buyer was even qualified to buy the house since they did n't have enough money for closing costs .

Question: Why does the narrator have doubts about selling the home ?
Options:
0. They doubt the seller 's ability to be honest .
1. They doubt the seller .
2. They doubt the seller 's finances .
3. They doubt the buyer 's finances .
Answer: 3