Context: In the end , it 's family , not a mortgage , that matters most . My husband and I have never owned a house -- and may not any time soon , despite the steep drop in home prices . We have one kid in college , another going next year , and a 9-year - old . My sister , who is almost seven years younger than me , just bought her first home .

Question: What may be the reason for them not owning a house ?
Options:
0. They do n't want to be tied down by a mortgage .
1. None of the above choices .
2. They do n't want to be like their parents .
3. They do n't want to be tied down to a neighborhood .
Answer: 0