Context: To meet its current obligations , the United States government racks up another $ 1.46 million of debt every day . Every citizen already " owes " over $ 30,000 . By 2010 , that figure will be $ 38,000 .

Question: What may be the reason for citizens owing so much money ?
Options:
0. Gambling problems .
1. Mortgages .
2. Alcoholism .
3. Credit card debt .
Answer: 3

Question: What may be the reason for citizens owing so much money ?
Options:
0. Mortgages .
1. Student loan debt .
2. Alcoholism .
3. Gambling problems .
Answer: 1