Context: It sucks but it 's only going to be another two months . The hardest thing is having to be disciplined during the 2nd time of the month that I get paid because 90 % of that check covers my rent and after that check goes through I have very little plus whatever I had left over from the payday of the 7th after those bills cleared . The name change announcements were another umm added expense and in hindsight I should ' ve added it to my larger debt before I transferred everything but I did not so I will have to send in a larger payment in on the card that I usually use for my fast trak .

Question: What is the narrator focused on making reforms in ?
Options:
0. Their payments to friends .
1. Their finances .
2. Their way of making announcements .
3. Their business announcements .
Answer: 1

Question: What is the narrator focused on making reforms in ?
Options:
0. Their business announcements .
1. Their spending habits .
2. Their way of making announcements .
3. Their payments to friends .
Answer: 1