Context: i got hit by a pick - up truck on my bike ride home from work today . i was riding in the bike lane and crossing an intersection ( ne 57th and fremont ) on a green light when the car turned left in front of - or i guess into - me . the driver admitted immediately to being at fault and is really remorseful and all that . her insurance will pay for everything .

Question: Why did the driver immediately admit to being at fault ?
Options:
0. The driver immediately admitted to being at fault because she felt responsible .
1. None of the above choices .
2. The driver immediately admitted to being at fault because her insurance would cover her .
3. The driver immediately admitted to being at fault because I would sue her otherwise .
Answer: 0