Context: But once I made a few concessions ( multiple layovers , crappy generic airlines ) and took an extra day off ( the following Monday ) I found that I could get out to Buffalo without breaking the bank . Christmas is also good to go , though I have n't made any plans yet . I ' m waiting for Virgin America to start up their rewards program ( estimated at early October ) to see if I can get me a free flight home .

Question: What may I have meant when I said " breaking the bank " ?
Options:
0. It means I would n't have to go to the bank and take it out of savings .
1. It means I would take out a loan to pay for the flight and other plans .
2. It means that I would n't have to pay for any of it because someone else is .
3. None of the above choices .
Answer: 3