 Plaintiffs bring this claim on behalf of the following case, pursuant to Fed. R. Civ.  P. 23(a) and 23(b)(3).    The Class consists of:   a. all individuals with addresses in the State of New York;  b. to whom PCB sent a collection letter attempting to collect a consumer debt;  c. while the consumer was in an active bankruptcy case;  d. which letter was sent on or after a date one (1) year prior to the filing of this  action and on or before a date twenty-one (2l) days after the filing of this action.    The identities of all class members are readily ascertainable from the records of  Defendants and those companies and entities on whose behalf they attempt to collect and/or  have purchased debts.    Excluded from the Plaintiff Classes are the Defendants and all officer, members,  partners, managers, directors and employees of the Defendants and their respective immediate  families, and legal counsel for all parties to this action, and all members of their immediate  families.     The Plaintiffs' claims are typical of the class members, as all are based upon the same  facts and legal theories. The Plaintiffs will fairly and adequately protect the interests of the  Plaintiff Classes defined in this complaint. The Plaintiffs have retained counsel with experience  in handling consumer lawsuits, complex legal issues, and class actions, and neither the Plaintiffs  nor their attorneys have any interests, which might cause them not to vigorously pursue this  action.    Certification of a class under Rule 23(b)(3) of the Federal Rules of Civil Procedure  is also appropriate in that the questions of law and fact common to members of the Plaintiff  Classes predominate over any questions affecting an individual member, and a class action is  superior to other available methods for the fair and efficient adjudication of the controversy.    Depending on the outcome of further investigation and discovery, Plaintiffs may, at  the time of class certification motion, seek to certify a class(es) only as to particular issues  pursuant to Fed. R. Civ. P. 23(c)(4).   Plaintiff repeats, reiterates and incorporates the allegations contained in paragraphs  numbered above herein with the same force and effect as if the same were set forth at length  herein.    On a date better known to the original creditors Northwell Heath Leonx Hill Hospital  (“Northwell”), the Plaintiff incurred an obligation.    The Northwell obligation arose out of transactions in which money, property,  insurance or services, which are the subject of the transaction, are primarily for personal, family  or household purposes.    The Northwell obligation is a "debt" as defined by 15 U.S.C. §1692a(5).    Northwell is a "creditor" as defined by 15 U.S.C.§ 1692a(4).    Northwell or a subsequent owner of the debt contracted the Defendant to collect the  alleged debt.    Defendant collects and attempts to collect debts incurred or alleged to have been  incurred for personal, family or household purposes on behalf of creditors using the United  States Postal Services, telephone and internet.  Violation I – November 8, 2019 Collection Letter    On or around September 4, 2019 the Plaintiff filed for Chapter 7 Bankruptcy.    Within the bankruptcy petition the Plaintiff listed all his creditors including the  original creditor Northwell.    Upon the filing of the Bankruptcy Petition the Court sends out notices of filing to  each listed creditors and debt collector notifying them of the filed bankruptcy.    Despite the Plaintiff filing his Bankruptcy and receiving an automatice stay form the  collection of any debt, the original creditor Northwell contracted the account to Defendant PCB  to collect.    Defendant PCB failed to perform a proper bankruptcy check and sent collection  notices to the Plaintiff.    The collection notice specifically demanded payment for a debt that was included in  Plaintiff’s bankruptcy and was stayed from collecting.    The Defendant should have had systems in place to detect if this account has been  included in a bankruptcy filing.    Defendant’s attempt to collect a debt from the Plaintiff, was an illegal practice.    Defendant’s attempt to collect a debt from the Plaintiff, constitute the threat to take  an action that cannot legally be taken or that is not intended to be taken because Defendant  cannot collect a debt included in bankruptcy.    Defendant’s attempt to collect a debt from the Plaintiff, constitutes harassment and  the unfair and unconscionable means to collect a debt.    Defendant’s attempt to collect a debt from Plaintiff, were deceptive and misleading  and caused the Plaintiff to be upset and confused about the status of the debt.    As a result of Defendant's deceptive, misleading and unfair debt collection practices,  Plaintiff has been damaged.   Defendant’s debt collection efforts attempted and/or directed towards the Plaintiff  violated various provisions of the FDCPA, including but not limited to 15 U.S.C. § 1692e.    Pursuant to 15 U.S.C. §1692e, a debt collector may not use any false, deceptive, or  misleading representation or means in connection with the collection of any debt.    Defendant violated §1692e :   a. As the Letter was attempt collection a debt stayed from being collected in  violation of §1692e(2), and §1692e(5).  b. By making a false and misleading representation in violation of §1692e(10).    By reason thereof, Defendant is liable to Plaintiff for judgment that Defendant's  conduct violated Section 1692e et seq. of the FDCPA, actual damages, statutory damages, costs  and attorneys’ fees.   Plaintiff repeats, reiterates and incorporates the allegations contained in paragraphs  above herein with the same force and effect as if the same were set forth at length herein.    Defendant’s debt collection efforts attempted and/or directed towards the Plaintiff  violated various provisions of the FDCPA, including but not limited to 15 U.S.C. § 1692f.    Pursuant to 15 U.S.C. §1692f, a debt collector may not use any unfair or  unconscionable means in connection with the collection of any debt.    By reason thereof, Defendant is liable to Plaintiff for judgment that Defendant's  conduct violated Section 1692f et seq. of the FDCPA, actual damages, statutory damages, costs  and attorneys’ fees.  VIOLATIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C.  §1692f et seq.   VIOLATIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C. §1692e  et seq.  