Destinys Cry: A Novel
by Derek A. Jackson
Category: Fiction

The US housing bubble had reached its pinnacle by mid 2004 and thousands of Americans were affected. A flood of unconventional loans were unleashed onto the market, a substantially large number of new homes were sold, and refinancing had become the new trend. Oblivious to the market and everything else around him was Allen Antoyan; a young man who dreamt of one thing, to move to LA and become a successful filmmaker. As he attempted to organize himself to move, he realizes his life is anything but organized. After his family hit major financial turbulence, he put his dream on hold. With the frustration and tension building at home and with his girlfriend Tracy, he is left with few options. He opts to take a job with a hot mortgage company. With no intention of staying long, he doesn't realize his life is about to change. Allen is suddenly sucked into the lifestyle, the money, and the bubble. His dream is buried under the piles of money that he is making, but that can only last a while. Like any other deep-rooted passion, it continues to find its way back into his life. Step back-stage into the world of aggressive mortgage brokers and their breeding grounds. Experience first-hand their tactics, their commissions, their lifestyles, and how the Sub-Prime market generated so many homeowners to take out unsuitable loans including ARM's, Interest-Only's, and Option Arm's. Elements which helped fuel the bubble and lead to our current crisis. Relive the bubble and experience the crash through the eyes of a young man who's life changed dramatically in a near fateful way. The bubble may serve a bigger purpose in his life than he thinks.